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11 Best Tax Saving ELSS Mutual Funds 2026

Updated on January 19, 2026 , 22765 views

Best elss Funds or Equity Linked Savings Schemes are equity diversified Mutual Funds that majorly invest in equity-linked instruments (like shares and stocks) to provide market-linked returns and help save direct tax on income. Typically, 80% of the fund corpus is invested in equity and the remaining in debt instruments.

ELSS funds are also known as the tax saving Mutual Funds as they offer tax benefits under Section 80C of the income tax Act. Moreover, the ELSS Mutual Funds are open-ended, which means that the investors can subscribe in these funds as and when they want.

ELSS

Who Can Invest in ELSS Fund?

Generally, ELSS mutual funds are suitable for all kinds of investors who are willing to take market-linked risks for Tax Planning and saving money. Anyone can invest in ELSS funds at any point of time in their life. However, it is suggested to invest in tax saving ELSS funds during the early stage of your career so that your money grows over time and you earn better returns. Hence, save tax and earn good returns both at the same time by Investing in best ELSS funds. Investors should be aware that amount invested in ELSS funds is locked for 3 Years.

Investors can invest in ELSS mutual funds as lumpsum (One Time) of SIP (Systematic Investment plan). It is advised for beginners to generally invest using SIP as it better suited for them.

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Other Tax Saving Options

Other tax saving options under Section 80C includes:

One should know combines limit of saving under section 80c is limited to 1.5 Lakhs Per Financial year.

Fund Selection Methodology used to find 11 funds

  • Category: Equity
  • Sub-category: ELSS
  • AUM Range: 100 to 5000 Cr
  • Minimum fund age: 3 years
  • Sorted On : dcat (high to low)
  • Tags: TaxSaver
  • No Of Funds: 11

Top 11 Best Performing ELSS Mutual Funds for Investment in FY 26 - 27

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Tata India Tax Savings Fund Growth ₹44.1613
↓ -0.14
₹4,748-2.9-1.15.314.414.44.9
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28
₹1,3181.215.435.520.617.4
IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04
₹4859.715.116.920.810
Sundaram Diversified Equity Fund Growth ₹219.381
↓ -1.18
₹1,477-2.1-1.67.812.513.37.1
BNP Paribas Long Term Equity Fund (ELSS) Growth ₹96.078
↓ -0.33
₹941-1.40.27.518.313.74.8
JM Tax Gain Fund Growth ₹47.1409
↓ -0.38
₹226-5.9-3.72.71815.92.5
BOI AXA Tax Advantage Fund Growth ₹154.4
↓ -0.75
₹1,402-4.1-5.3-1.115.315.4-3.5
Invesco India Tax Plan Growth ₹117.77
↓ -0.76
₹2,771-8.4-8.1-1.915.312.3-2.8
Edelweiss Long Term Equity Fund Growth ₹111.5
↓ -0.53
₹451-1.80.78.416.114.36.7
UTI Long Term Equity Fund Growth ₹203.436
↓ -0.90
₹3,762-3.1-26.113.4124.5
LIC MF Tax Plan Growth ₹147.364
↓ -1.28
₹1,097-5-4.50.615.312.60.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Jan 26

Research Highlights & Commentary of 11 Funds showcased

CommentaryTata India Tax Savings FundHDFC Long Term Advantage FundIDBI Equity Advantage FundSundaram Diversified Equity FundBNP Paribas Long Term Equity Fund (ELSS)JM Tax Gain FundBOI AXA Tax Advantage FundInvesco India Tax PlanEdelweiss Long Term Equity FundUTI Long Term Equity FundLIC MF Tax Plan
Point 1Highest AUM (₹4,748 Cr).Lower mid AUM (₹1,318 Cr).Bottom quartile AUM (₹485 Cr).Upper mid AUM (₹1,477 Cr).Lower mid AUM (₹941 Cr).Bottom quartile AUM (₹226 Cr).Upper mid AUM (₹1,402 Cr).Upper mid AUM (₹2,771 Cr).Bottom quartile AUM (₹451 Cr).Top quartile AUM (₹3,762 Cr).Lower mid AUM (₹1,097 Cr).
Point 2Established history (11+ yrs).Established history (25+ yrs).Established history (12+ yrs).Established history (26+ yrs).Established history (20+ yrs).Established history (17+ yrs).Established history (16+ yrs).Established history (19+ yrs).Established history (17+ yrs).Established history (26+ yrs).Oldest track record among peers (26 yrs).
Point 3Top rated.Rating: 3★ (lower mid).Rating: 3★ (upper mid).Rating: 3★ (upper mid).Rating: 3★ (upper mid).Rating: 3★ (top quartile).Rating: 3★ (lower mid).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Rating: 2★ (bottom quartile).Rating: 1★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 14.40% (upper mid).5Y return: 17.39% (top quartile).5Y return: 9.97% (bottom quartile).5Y return: 13.28% (lower mid).5Y return: 13.70% (lower mid).5Y return: 15.90% (top quartile).5Y return: 15.43% (upper mid).5Y return: 12.26% (bottom quartile).5Y return: 14.30% (upper mid).5Y return: 11.99% (bottom quartile).5Y return: 12.55% (lower mid).
Point 63Y return: 14.45% (bottom quartile).3Y return: 20.64% (top quartile).3Y return: 20.84% (top quartile).3Y return: 12.47% (bottom quartile).3Y return: 18.30% (upper mid).3Y return: 18.02% (upper mid).3Y return: 15.26% (lower mid).3Y return: 15.32% (lower mid).3Y return: 16.10% (upper mid).3Y return: 13.44% (bottom quartile).3Y return: 15.34% (lower mid).
Point 71Y return: 5.32% (lower mid).1Y return: 35.51% (top quartile).1Y return: 16.92% (top quartile).1Y return: 7.83% (upper mid).1Y return: 7.53% (upper mid).1Y return: 2.74% (lower mid).1Y return: -1.08% (bottom quartile).1Y return: -1.88% (bottom quartile).1Y return: 8.37% (upper mid).1Y return: 6.11% (lower mid).1Y return: 0.62% (bottom quartile).
Point 8Alpha: -2.63 (upper mid).Alpha: 1.75 (top quartile).Alpha: 1.78 (top quartile).Alpha: -0.41 (upper mid).Alpha: -2.74 (lower mid).Alpha: -4.83 (lower mid).Alpha: -10.85 (bottom quartile).Alpha: -10.21 (bottom quartile).Alpha: -1.00 (upper mid).Alpha: -2.96 (lower mid).Alpha: -6.56 (bottom quartile).
Point 9Sharpe: 0.00 (upper mid).Sharpe: 2.27 (top quartile).Sharpe: 1.21 (top quartile).Sharpe: 0.14 (upper mid).Sharpe: 0.00 (lower mid).Sharpe: -0.15 (lower mid).Sharpe: -0.36 (bottom quartile).Sharpe: -0.44 (bottom quartile).Sharpe: 0.11 (upper mid).Sharpe: -0.05 (lower mid).Sharpe: -0.30 (bottom quartile).
Point 10Information ratio: -0.26 (lower mid).Information ratio: -0.15 (lower mid).Information ratio: -1.13 (bottom quartile).Information ratio: -0.78 (bottom quartile).Information ratio: 0.63 (top quartile).Information ratio: 0.65 (top quartile).Information ratio: 0.01 (upper mid).Information ratio: 0.08 (upper mid).Information ratio: 0.28 (upper mid).Information ratio: -0.81 (bottom quartile).Information ratio: -0.13 (lower mid).

Tata India Tax Savings Fund

  • Highest AUM (₹4,748 Cr).
  • Established history (11+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.40% (upper mid).
  • 3Y return: 14.45% (bottom quartile).
  • 1Y return: 5.32% (lower mid).
  • Alpha: -2.63 (upper mid).
  • Sharpe: 0.00 (upper mid).
  • Information ratio: -0.26 (lower mid).

HDFC Long Term Advantage Fund

  • Lower mid AUM (₹1,318 Cr).
  • Established history (25+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (top quartile).
  • 3Y return: 20.64% (top quartile).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (top quartile).
  • Sharpe: 2.27 (top quartile).
  • Information ratio: -0.15 (lower mid).

IDBI Equity Advantage Fund

  • Bottom quartile AUM (₹485 Cr).
  • Established history (12+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.97% (bottom quartile).
  • 3Y return: 20.84% (top quartile).
  • 1Y return: 16.92% (top quartile).
  • Alpha: 1.78 (top quartile).
  • Sharpe: 1.21 (top quartile).
  • Information ratio: -1.13 (bottom quartile).

Sundaram Diversified Equity Fund

  • Upper mid AUM (₹1,477 Cr).
  • Established history (26+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.28% (lower mid).
  • 3Y return: 12.47% (bottom quartile).
  • 1Y return: 7.83% (upper mid).
  • Alpha: -0.41 (upper mid).
  • Sharpe: 0.14 (upper mid).
  • Information ratio: -0.78 (bottom quartile).

BNP Paribas Long Term Equity Fund (ELSS)

  • Lower mid AUM (₹941 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.70% (lower mid).
  • 3Y return: 18.30% (upper mid).
  • 1Y return: 7.53% (upper mid).
  • Alpha: -2.74 (lower mid).
  • Sharpe: 0.00 (lower mid).
  • Information ratio: 0.63 (top quartile).

JM Tax Gain Fund

  • Bottom quartile AUM (₹226 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.90% (top quartile).
  • 3Y return: 18.02% (upper mid).
  • 1Y return: 2.74% (lower mid).
  • Alpha: -4.83 (lower mid).
  • Sharpe: -0.15 (lower mid).
  • Information ratio: 0.65 (top quartile).

BOI AXA Tax Advantage Fund

  • Upper mid AUM (₹1,402 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.43% (upper mid).
  • 3Y return: 15.26% (lower mid).
  • 1Y return: -1.08% (bottom quartile).
  • Alpha: -10.85 (bottom quartile).
  • Sharpe: -0.36 (bottom quartile).
  • Information ratio: 0.01 (upper mid).

Invesco India Tax Plan

  • Upper mid AUM (₹2,771 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.26% (bottom quartile).
  • 3Y return: 15.32% (lower mid).
  • 1Y return: -1.88% (bottom quartile).
  • Alpha: -10.21 (bottom quartile).
  • Sharpe: -0.44 (bottom quartile).
  • Information ratio: 0.08 (upper mid).

Edelweiss Long Term Equity Fund

  • Bottom quartile AUM (₹451 Cr).
  • Established history (17+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 14.30% (upper mid).
  • 3Y return: 16.10% (upper mid).
  • 1Y return: 8.37% (upper mid).
  • Alpha: -1.00 (upper mid).
  • Sharpe: 0.11 (upper mid).
  • Information ratio: 0.28 (upper mid).

UTI Long Term Equity Fund

  • Top quartile AUM (₹3,762 Cr).
  • Established history (26+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.99% (bottom quartile).
  • 3Y return: 13.44% (bottom quartile).
  • 1Y return: 6.11% (lower mid).
  • Alpha: -2.96 (lower mid).
  • Sharpe: -0.05 (lower mid).
  • Information ratio: -0.81 (bottom quartile).

LIC MF Tax Plan

  • Lower mid AUM (₹1,097 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.55% (lower mid).
  • 3Y return: 15.34% (lower mid).
  • 1Y return: 0.62% (bottom quartile).
  • Alpha: -6.56 (bottom quartile).
  • Sharpe: -0.30 (bottom quartile).
  • Information ratio: -0.13 (lower mid).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.
112358
MCA CIN
U74999MH2016PTC282153
Location
Thane, Maharashtra, India
Experience
10+ years in Mutual Fund distribution

Our Expertise

  • Certified Mutual Fund Distributors with hands-on advisory experience.
  • Market analysts tracking performance, macro trends, and sectors.
  • Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

  • Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
  • Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
  • Expert review: Senior team members review every article and list for accuracy.
  • Updates: Regular refreshes so performance data reflects current market conditions.

Why Trust Us

  • Regulated & compliant: AMFI-registered and MCA-incorporated.
  • Investor-first: No pay-to-promote lists; suitability and performance drive coverage.
  • Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

*Above is list of top ELSS (Equity Linked Saving Scheme) having AUM/Net Assets above than 500 Crore and having fund age >= 3 years.

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Research Highlights for Tata India Tax Savings Fund

  • Highest AUM (₹4,748 Cr).
  • Established history (11+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.40% (upper mid).
  • 3Y return: 14.45% (bottom quartile).
  • 1Y return: 5.32% (lower mid).
  • Alpha: -2.63 (upper mid).
  • Sharpe: 0.00 (upper mid).
  • Information ratio: -0.26 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding HDFC Bank Ltd (~7.2%).

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund
Growth
Launch Date 13 Oct 14
NAV (21 Jan 26) ₹44.1613 ↓ -0.14   (-0.32 %)
Net Assets (Cr) ₹4,748 on 31 Dec 25
Category Equity - ELSS
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 1.83
Sharpe Ratio 0
Information Ratio -0.26
Alpha Ratio -2.63
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹13,039
31 Dec 22₹13,803
31 Dec 23₹17,118
31 Dec 24₹20,449
31 Dec 25₹21,459

Tata India Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -3.9%
3 Month -2.9%
6 Month -1.1%
1 Year 5.3%
3 Year 14.4%
5 Year 14.4%
10 Year
15 Year
Since launch 14.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 4.9%
2023 19.5%
2022 24%
2021 5.9%
2020 30.4%
2019 11.9%
2018 13.6%
2017 -8.4%
2016 46%
2015 2.1%
Fund Manager information for Tata India Tax Savings Fund
NameSinceTenure
Sailesh Jain16 Dec 214.05 Yr.

Data below for Tata India Tax Savings Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services33.8%
Consumer Cyclical14.2%
Industrials13.7%
Technology7.42%
Basic Materials6.88%
Communication Services6.24%
Energy5.48%
Health Care4.59%
Utility2.4%
Real Estate2.15%
Consumer Defensive1.15%
Asset Allocation
Asset ClassValue
Cash1.98%
Equity98.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK
7%₹342 Cr3,450,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | 532174
6%₹285 Cr2,125,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL
6%₹280 Cr1,330,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE
4%₹212 Cr1,350,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN
4%₹200 Cr2,040,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY
4%₹172 Cr1,066,081
↓ -93,919
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT
3%₹144 Cr352,147
Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON
3%₹122 Cr10,200,000
Pricol Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | PRICOLLTD
2%₹116 Cr1,747,446
↓ -101,242
NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 532555
2%₹114 Cr3,451,000

2. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

  • Lower mid AUM (₹1,318 Cr).
  • Established history (25+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (top quartile).
  • 3Y return: 20.64% (top quartile).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (top quartile).
  • Sharpe: 2.27 (top quartile).
  • Information ratio: -0.15 (lower mid).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund
Growth
Launch Date 2 Jan 01
NAV (14 Jan 22) ₹595.168 ↑ 0.28   (0.05 %)
Net Assets (Cr) ₹1,318 on 30 Nov 21
Category Equity - ELSS
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.25
Sharpe Ratio 2.27
Information Ratio -0.15
Alpha Ratio 1.75
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹13,487

HDFC Long Term Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month 4.4%
3 Month 1.2%
6 Month 15.4%
1 Year 35.5%
3 Year 20.6%
5 Year 17.4%
10 Year
15 Year
Since launch 21.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for HDFC Long Term Advantage Fund
NameSinceTenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

3. IDBI Equity Advantage Fund

The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized.

Research Highlights for IDBI Equity Advantage Fund

  • Bottom quartile AUM (₹485 Cr).
  • Established history (12+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.97% (bottom quartile).
  • 3Y return: 20.84% (top quartile).
  • 1Y return: 16.92% (top quartile).
  • Alpha: 1.78 (top quartile).
  • Sharpe: 1.21 (top quartile).
  • Information ratio: -1.13 (bottom quartile).

Below is the key information for IDBI Equity Advantage Fund

IDBI Equity Advantage Fund
Growth
Launch Date 10 Sep 13
NAV (28 Jul 23) ₹43.39 ↑ 0.04   (0.09 %)
Net Assets (Cr) ₹485 on 30 Jun 23
Category Equity - ELSS
AMC IDBI Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.39
Sharpe Ratio 1.21
Information Ratio -1.13
Alpha Ratio 1.78
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹12,558
31 Dec 22₹12,830

IDBI Equity Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for IDBI Equity Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month 3.1%
3 Month 9.7%
6 Month 15.1%
1 Year 16.9%
3 Year 20.8%
5 Year 10%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for IDBI Equity Advantage Fund
NameSinceTenure

Data below for IDBI Equity Advantage Fund as on 30 Jun 23

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

4. Sundaram Diversified Equity Fund

To achieve capital appreciation by investing predominantly in equities and equity-related instruments. A three-year lock-in period shall apply in line with the regulation for ELSS schemes.

Research Highlights for Sundaram Diversified Equity Fund

  • Upper mid AUM (₹1,477 Cr).
  • Established history (26+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.28% (lower mid).
  • 3Y return: 12.47% (bottom quartile).
  • 1Y return: 7.83% (upper mid).
  • Alpha: -0.41 (upper mid).
  • Sharpe: 0.14 (upper mid).
  • Information ratio: -0.78 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding HDFC Bank Ltd (~8.2%).

Below is the key information for Sundaram Diversified Equity Fund

Sundaram Diversified Equity Fund
Growth
Launch Date 22 Nov 99
NAV (21 Jan 26) ₹219.381 ↓ -1.18   (-0.53 %)
Net Assets (Cr) ₹1,477 on 31 Dec 25
Category Equity - ELSS
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.18
Sharpe Ratio 0.14
Information Ratio -0.78
Alpha Ratio -0.41
Min Investment 500
Min SIP Investment 250
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹13,153
31 Dec 22₹13,683
31 Dec 23₹16,873
31 Dec 24₹18,902
31 Dec 25₹20,248

Sundaram Diversified Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for Sundaram Diversified Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -2.7%
3 Month -2.1%
6 Month -1.6%
1 Year 7.8%
3 Year 12.5%
5 Year 13.3%
10 Year
15 Year
Since launch 15.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.1%
2023 12%
2022 23.3%
2021 4%
2020 31.5%
2019 9.9%
2018 6.2%
2017 -10.6%
2016 38.4%
2015 6.8%
Fund Manager information for Sundaram Diversified Equity Fund
NameSinceTenure
Rohit Seksaria24 Feb 214.85 Yr.
Bharath Subramanian2 Jun 250.58 Yr.

Data below for Sundaram Diversified Equity Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services25.23%
Consumer Cyclical11.55%
Industrials10.4%
Consumer Defensive8.86%
Technology8.45%
Energy8.37%
Utility7.96%
Basic Materials7.18%
Health Care5.89%
Communication Services4.42%
Asset Allocation
Asset ClassValue
Cash1.7%
Equity98.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK
8%₹121 Cr1,221,000
↓ -73,318
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE
6%₹93 Cr592,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | 532174
5%₹71 Cr529,000
↓ -54,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 532215
4%₹66 Cr520,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL
4%₹65 Cr310,165
Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY
4%₹65 Cr400,000
State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN
4%₹58 Cr595,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT
4%₹56 Cr138,000
ITC Ltd (Consumer Defensive)
Equity, Since 28 Feb 23 | ITC
3%₹49 Cr1,210,000
Force Motors Ltd (Consumer Cyclical)
Equity, Since 28 Feb 25 | 500033
3%₹41 Cr19,735

5. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Long Term Equity Fund (ELSS)

  • Lower mid AUM (₹941 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.70% (lower mid).
  • 3Y return: 18.30% (upper mid).
  • 1Y return: 7.53% (upper mid).
  • Alpha: -2.74 (lower mid).
  • Sharpe: 0.00 (lower mid).
  • Information ratio: 0.63 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~6.9%).

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS)
Growth
Launch Date 5 Jan 06
NAV (21 Jan 26) ₹96.078 ↓ -0.33   (-0.34 %)
Net Assets (Cr) ₹941 on 31 Dec 25
Category Equity - ELSS
AMC BNP Paribas Asset Mgmt India Pvt. Ltd
Rating
Risk Moderately High
Expense Ratio 2.21
Sharpe Ratio 0
Information Ratio 0.63
Alpha Ratio -2.74
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹12,357
31 Dec 22₹12,101
31 Dec 23₹15,886
31 Dec 24₹19,631
31 Dec 25₹20,580

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -3.5%
3 Month -1.4%
6 Month 0.2%
1 Year 7.5%
3 Year 18.3%
5 Year 13.7%
10 Year
15 Year
Since launch 11.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 4.8%
2023 23.6%
2022 31.3%
2021 -2.1%
2020 23.6%
2019 17.8%
2018 14.3%
2017 -9.3%
2016 42.3%
2015 -6.6%
Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
NameSinceTenure
Sanjay Chawla14 Mar 223.81 Yr.
Pratish Krishnan14 Mar 223.81 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services31.81%
Consumer Cyclical16.32%
Technology11.27%
Industrials10.69%
Basic Materials7.51%
Health Care7.01%
Consumer Defensive4.49%
Energy4.27%
Communication Services3.24%
Utility1.1%
Asset Allocation
Asset ClassValue
Cash2.27%
Equity97.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
7%₹65 Cr656,320
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 532174
5%₹44 Cr329,900
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE
4%₹40 Cr255,800
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 19 | BHARTIARTL
3%₹31 Cr144,966
State Bank of India (Financial Services)
Equity, Since 31 Mar 22 | SBIN
3%₹27 Cr278,000
Infosys Ltd (Technology)
Equity, Since 29 Feb 24 | INFY
3%₹26 Cr158,994
↓ -14,006
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 20 | LT
3%₹26 Cr62,520
Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 31 Jan 25 | RADICO
3%₹24 Cr73,000
Sagility Ltd (Healthcare)
Equity, Since 30 Nov 24 | SAGILITY
3%₹24 Cr4,551,400
Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Nov 24 | 500103
3%₹24 Cr821,380

6. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for JM Tax Gain Fund

  • Bottom quartile AUM (₹226 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.90% (top quartile).
  • 3Y return: 18.02% (upper mid).
  • 1Y return: 2.74% (lower mid).
  • Alpha: -4.83 (lower mid).
  • Sharpe: -0.15 (lower mid).
  • Information ratio: 0.65 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding HDFC Bank Ltd (~4.3%).

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund
Growth
Launch Date 31 Mar 08
NAV (21 Jan 26) ₹47.1409 ↓ -0.38   (-0.80 %)
Net Assets (Cr) ₹226 on 31 Dec 25
Category Equity - ELSS
AMC JM Financial Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.37
Sharpe Ratio -0.15
Information Ratio 0.65
Alpha Ratio -4.83
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹13,216
31 Dec 22₹13,287
31 Dec 23₹17,394
31 Dec 24₹22,441
31 Dec 25₹23,005

JM Tax Gain Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -5.7%
3 Month -5.9%
6 Month -3.7%
1 Year 2.7%
3 Year 18%
5 Year 15.9%
10 Year
15 Year
Since launch 9.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 2.5%
2023 29%
2022 30.9%
2021 0.5%
2020 32.2%
2019 18.3%
2018 14.9%
2017 -4.6%
2016 42.6%
2015 5.2%
Fund Manager information for JM Tax Gain Fund
NameSinceTenure
Satish Ramanathan1 Oct 241.25 Yr.
Asit Bhandarkar31 Dec 214.01 Yr.
Ruchi Fozdar4 Oct 241.24 Yr.
Deepak Gupta11 Apr 250.73 Yr.

Data below for JM Tax Gain Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services28.22%
Consumer Cyclical14.93%
Technology11.54%
Industrials10.99%
Health Care9.41%
Basic Materials9.14%
Consumer Defensive3.95%
Energy3.7%
Real Estate3.67%
Communication Services2.37%
Asset Allocation
Asset ClassValue
Cash2.08%
Equity97.92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK
4%₹10 Cr98,262
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 25 | RELIANCE
4%₹8 Cr53,400
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT
4%₹8 Cr19,647
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | MARUTI
3%₹7 Cr3,956
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | 532174
3%₹7 Cr48,500
↓ -7,500
Max Financial Services Ltd (Financial Services)
Equity, Since 31 May 25 | 500271
3%₹6 Cr36,400
Travel Food Services Ltd (Consumer Cyclical)
Equity, Since 31 Jul 25 | TRAVELFOOD
3%₹6 Cr49,598
↑ 11,107
One97 Communications Ltd (Technology)
Equity, Since 31 May 25 | 543396
3%₹6 Cr43,800
↓ -3,700
OneSource Specialty Pharma Ltd (Healthcare)
Equity, Since 31 Jan 25 | ONESOURCE
2%₹6 Cr31,195
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL
2%₹5 Cr25,450

7. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

  • Upper mid AUM (₹1,402 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.43% (upper mid).
  • 3Y return: 15.26% (lower mid).
  • 1Y return: -1.08% (bottom quartile).
  • Alpha: -10.85 (bottom quartile).
  • Sharpe: -0.36 (bottom quartile).
  • Information ratio: 0.01 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Vedanta Ltd (~6.1%).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund
Growth
Launch Date 25 Feb 09
NAV (21 Jan 26) ₹154.4 ↓ -0.75   (-0.48 %)
Net Assets (Cr) ₹1,402 on 31 Dec 25
Category Equity - ELSS
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Moderately High
Expense Ratio 2.09
Sharpe Ratio -0.36
Information Ratio 0.01
Alpha Ratio -10.85
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹14,145
31 Dec 22₹13,968
31 Dec 23₹18,825
31 Dec 24₹22,891
31 Dec 25₹22,079

BOI AXA Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -3%
3 Month -4.1%
6 Month -5.3%
1 Year -1.1%
3 Year 15.3%
5 Year 15.4%
10 Year
15 Year
Since launch 17.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -3.5%
2023 21.6%
2022 34.8%
2021 -1.3%
2020 41.5%
2019 31.2%
2018 14.6%
2017 -16.3%
2016 57.7%
2015 -1.2%
Fund Manager information for BOI AXA Tax Advantage Fund
NameSinceTenure
Alok Singh27 Apr 223.69 Yr.

Data below for BOI AXA Tax Advantage Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services23.53%
Industrials17.78%
Basic Materials17.52%
Consumer Cyclical8.52%
Utility6.18%
Consumer Defensive6.04%
Technology5.74%
Communication Services3.53%
Energy2.52%
Health Care2%
Real Estate1.48%
Asset Allocation
Asset ClassValue
Cash5.18%
Equity94.82%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 500295
6%₹85 Cr1,412,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN
5%₹65 Cr664,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532174
4%₹54 Cr405,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 24 | BHARTIARTL
4%₹49 Cr235,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL
3%₹46 Cr105,000
ITC Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | ITC
3%₹45 Cr1,120,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
3%₹43 Cr437,532
Ambuja Cements Ltd (Basic Materials)
Equity, Since 31 Mar 25 | 500425
3%₹38 Cr685,662
Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 May 24 | 543349
3%₹38 Cr221,000
↓ -29,000
HEG Ltd (Industrials)
Equity, Since 31 Dec 22 | HEG
3%₹36 Cr580,000

8. Invesco India Tax Plan

The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

Research Highlights for Invesco India Tax Plan

  • Upper mid AUM (₹2,771 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.26% (bottom quartile).
  • 3Y return: 15.32% (lower mid).
  • 1Y return: -1.88% (bottom quartile).
  • Alpha: -10.21 (bottom quartile).
  • Sharpe: -0.44 (bottom quartile).
  • Information ratio: 0.08 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding Bajaj Finance Ltd (~4.2%).

Below is the key information for Invesco India Tax Plan

Invesco India Tax Plan
Growth
Launch Date 29 Dec 06
NAV (21 Jan 26) ₹117.77 ↓ -0.76   (-0.64 %)
Net Assets (Cr) ₹2,771 on 31 Dec 25
Category Equity - ELSS
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.91
Sharpe Ratio -0.45
Information Ratio 0.08
Alpha Ratio -10.21
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹13,255
31 Dec 22₹12,240
31 Dec 23₹16,023
31 Dec 24₹20,056
31 Dec 25₹19,486

Invesco India Tax Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Invesco India Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -5.7%
3 Month -8.4%
6 Month -8.1%
1 Year -1.9%
3 Year 15.3%
5 Year 12.3%
10 Year
15 Year
Since launch 13.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -2.8%
2023 25.2%
2022 30.9%
2021 -7.7%
2020 32.6%
2019 19.2%
2018 9.4%
2017 -1.3%
2016 35.7%
2015 3.4%
Fund Manager information for Invesco India Tax Plan
NameSinceTenure
Deepesh Kashyap1 Jul 250.5 Yr.

Data below for Invesco India Tax Plan as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services24.33%
Consumer Cyclical23.66%
Industrials17.15%
Technology12.23%
Health Care9.57%
Consumer Defensive4.26%
Real Estate3.76%
Basic Materials2.74%
Communication Services0.21%
Asset Allocation
Asset ClassValue
Cash2.08%
Equity97.92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | 500034
4%₹116 Cr1,176,741
↑ 276,741
Infosys Ltd (Technology)
Equity, Since 31 Dec 19 | INFY
4%₹113 Cr696,972
↓ -247,977
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK
4%₹111 Cr1,124,167
↓ -225,833
LTIMindtree Ltd (Technology)
Equity, Since 30 Sep 24 | LTIM
3%₹89 Cr146,433
Metro Brands Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | 543426
3%₹77 Cr639,377
Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 30 Sep 24 | BECTORFOOD
3%₹77 Cr3,340,465
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 25 | KOTAKBANK
3%₹75 Cr340,766
PTC Industries Ltd (Industrials)
Equity, Since 30 Sep 24 | 539006
3%₹72 Cr39,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | 532174
2%₹68 Cr509,425
Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | JUBLFOOD
2%₹67 Cr1,200,000

9. Edelweiss Long Term Equity Fund

(Erstwhile Edelweiss ELSS Fund)

The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments.

Research Highlights for Edelweiss Long Term Equity Fund

  • Bottom quartile AUM (₹451 Cr).
  • Established history (17+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 14.30% (upper mid).
  • 3Y return: 16.10% (upper mid).
  • 1Y return: 8.37% (upper mid).
  • Alpha: -1.00 (upper mid).
  • Sharpe: 0.11 (upper mid).
  • Information ratio: 0.28 (upper mid).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding HDFC Bank Ltd (~5.8%).

Below is the key information for Edelweiss Long Term Equity Fund

Edelweiss Long Term Equity Fund
Growth
Launch Date 30 Dec 08
NAV (21 Jan 26) ₹111.5 ↓ -0.53   (-0.47 %)
Net Assets (Cr) ₹451 on 31 Dec 25
Category Equity - ELSS
AMC Edelweiss Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.34
Sharpe Ratio 0.11
Information Ratio 0.28
Alpha Ratio -1
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹13,036
31 Dec 22₹13,025
31 Dec 23₹16,512
31 Dec 24₹19,810
31 Dec 25₹21,143

Edelweiss Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Edelweiss Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -3.2%
3 Month -1.8%
6 Month 0.7%
1 Year 8.4%
3 Year 16.1%
5 Year 14.3%
10 Year
15 Year
Since launch 15.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.7%
2023 20%
2022 26.8%
2021 -0.1%
2020 30.4%
2019 13.7%
2018 9.2%
2017 -9.1%
2016 37.7%
2015 -1.1%
Fund Manager information for Edelweiss Long Term Equity Fund
NameSinceTenure
Ashwani Agarwalla1 Aug 232.42 Yr.
Trideep Bhattacharya1 Aug 232.42 Yr.
Raj Koradia1 Aug 241.42 Yr.

Data below for Edelweiss Long Term Equity Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services35.78%
Consumer Cyclical11.56%
Technology11.17%
Industrials8.88%
Energy7.16%
Health Care6.89%
Basic Materials4.84%
Consumer Defensive4.28%
Communication Services3.92%
Utility1.84%
Real Estate1.16%
Asset Allocation
Asset ClassValue
Cash2.49%
Equity97.5%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | HDFCBANK
6%₹26 Cr264,546
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE
5%₹24 Cr154,769
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL
4%₹18 Cr84,003
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 17 | 532174
3%₹15 Cr110,137
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 15 | LT
3%₹14 Cr33,431
State Bank of India (Financial Services)
Equity, Since 31 May 18 | SBIN
3%₹13 Cr132,962
Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Dec 24 | 533398
2%₹11 Cr28,474
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Aug 24 | MCX
2%₹10 Cr8,539
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jan 23 | M&M
2%₹9 Cr24,276
Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY
2%₹9 Cr55,040
↓ -4,849

10. UTI Long Term Equity Fund

(Erstwhile UTI Long Term Equity Fund (Tax Saving))

The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

Research Highlights for UTI Long Term Equity Fund

  • Top quartile AUM (₹3,762 Cr).
  • Established history (26+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.99% (bottom quartile).
  • 3Y return: 13.44% (bottom quartile).
  • 1Y return: 6.11% (lower mid).
  • Alpha: -2.96 (lower mid).
  • Sharpe: -0.05 (lower mid).
  • Information ratio: -0.81 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~100%).
  • Largest holding HDFC Bank Ltd (~9.4%).

Below is the key information for UTI Long Term Equity Fund

UTI Long Term Equity Fund
Growth
Launch Date 15 Dec 99
NAV (21 Jan 26) ₹203.436 ↓ -0.90   (-0.44 %)
Net Assets (Cr) ₹3,762 on 31 Dec 25
Category Equity - ELSS
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.88
Sharpe Ratio -0.05
Information Ratio -0.81
Alpha Ratio -2.96
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹13,310
31 Dec 22₹12,846
31 Dec 23₹15,963
31 Dec 24₹18,184
31 Dec 25₹19,011

UTI Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for UTI Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -2.9%
3 Month -3.1%
6 Month -2%
1 Year 6.1%
3 Year 13.4%
5 Year 12%
10 Year
15 Year
Since launch 14.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 4.5%
2023 13.9%
2022 24.3%
2021 -3.5%
2020 33.1%
2019 20.2%
2018 10.4%
2017 -6.5%
2016 33.1%
2015 3.3%
Fund Manager information for UTI Long Term Equity Fund
NameSinceTenure
Amit Premchandani16 Jun 250.55 Yr.

Data below for UTI Long Term Equity Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services34.01%
Consumer Cyclical13.56%
Technology10.54%
Industrials7.59%
Communication Services6.94%
Health Care6.3%
Energy5.62%
Consumer Defensive5.31%
Basic Materials4.07%
Utility3.24%
Real Estate2.68%
Asset Allocation
Asset ClassValue
Cash0.14%
Equity99.86%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 11 | HDFCBANK
9%₹352 Cr3,550,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | 532174
6%₹232 Cr1,725,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 13 | BHARTIARTL
5%₹179 Cr850,000
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
5%₹174 Cr1,075,000
↓ -135,185
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 25 | KOTAKBANK
4%₹154 Cr700,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | 532215
4%₹149 Cr1,175,000
↓ -35,000
Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE
3%₹122 Cr775,000
↓ -25,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 500034
3%₹99 Cr1,000,000
↓ -50,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 13 | 532755
3%₹95 Cr600,000
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 25 | M&M
2%₹83 Cr225,000

11. LIC MF Tax Plan

The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Tax Plan

  • Lower mid AUM (₹1,097 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.55% (lower mid).
  • 3Y return: 15.34% (lower mid).
  • 1Y return: 0.62% (bottom quartile).
  • Alpha: -6.56 (bottom quartile).
  • Sharpe: -0.30 (bottom quartile).
  • Information ratio: -0.13 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding HDFC Bank Ltd (~8.3%).

Below is the key information for LIC MF Tax Plan

LIC MF Tax Plan
Growth
Launch Date 3 Feb 99
NAV (21 Jan 26) ₹147.364 ↓ -1.28   (-0.86 %)
Net Assets (Cr) ₹1,097 on 31 Dec 25
Category Equity - ELSS
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.01
Sharpe Ratio -0.3
Information Ratio -0.13
Alpha Ratio -6.56
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹12,623
31 Dec 22₹12,420
31 Dec 23₹15,683
31 Dec 24₹19,232
31 Dec 25₹19,394

LIC MF Tax Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for LIC MF Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26

DurationReturns
1 Month -4%
3 Month -5%
6 Month -4.5%
1 Year 0.6%
3 Year 15.3%
5 Year 12.6%
10 Year
15 Year
Since launch 10.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 0.8%
2023 22.6%
2022 26.3%
2021 -1.6%
2020 26.2%
2019 8.9%
2018 11.9%
2017 -1.1%
2016 37.3%
2015 3.3%
Fund Manager information for LIC MF Tax Plan
NameSinceTenure
Yogesh Patil1 Jul 241.5 Yr.
Dikshit Mittal31 Jul 232.42 Yr.

Data below for LIC MF Tax Plan as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services30.73%
Consumer Cyclical18.93%
Industrials14.08%
Consumer Defensive9.75%
Technology7.15%
Health Care7%
Basic Materials6.92%
Energy2.52%
Communication Services1.22%
Asset Allocation
Asset ClassValue
Cash1.68%
Equity98.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK
8%₹91 Cr916,422
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 18 | 532174
7%₹81 Cr604,329
Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP
5%₹56 Cr777,563
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 21 | 532215
4%₹43 Cr342,519
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Jun 22 | CHOLAFIN
3%₹36 Cr210,855
State Bank of India (Financial Services)
Equity, Since 31 May 23 | SBIN
3%₹31 Cr320,605
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 23 | LT
3%₹28 Cr68,942
Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | EICHERMOT
2%₹25 Cr33,738
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE
2%₹24 Cr154,364
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 20 | M&M
2%₹24 Cr65,130


ELSS SIP Calculator

Know Your SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹720,000
expected amount after 5 Years is ₹1,074,189.
Net Profit of ₹354,189
Invest Now

Investment Modes in ELSS

SIP (Systematic Investment Plan) in ELSS

One can choose SIP as an investment mode for invest in Tax Saving Mutual Funds (ELSS) as certain amount is invested every month.

As shown in sample below-

Month Amount Mode
April 12,500 SIP May 12,500 SIP
June 12,500 SIP July 12,500 SIP
August 12,500 SIP September 12,500 SIP
October 12,500 SIP November 12,500 SIP
December 12,500 SIP January 12,500 SIP
Feburary 12,500 SIP March 12,500 SIP
Total 1,50,000

While investing through SIP method SIP benefits of Rupee Cost averaging are reaped as it scatter purchases every month and invest is made at an average price rather than at particular price which might be the case with Lumpsum Investments.

Lumpsum Investment in ELSS

As one might be saving in other tax saving intruments like ULIP, NSC, PF/EPF, insurance (under Sector 80c) one can decide whatever amount is needed to save tax after deducting other instruments and invest as Lumpsum purchases over the year or one time near end of Financial Year (Jan - Mar).

Tips to Invest in Best Tax Saving ELSS Funds

  • Invest in best ELSS Funds via a SIP (Systematic Investment Plan) in the beginning of the financial year (i.e. in April) and not when the financial year is ending

  • Choose an ELSS Mutual Fund carefully among the list of best ELSS Funds, and invest in the same for a year instead of jumping to other tax saving ELSS funds every year

  • Good ELSS returns can be achieved when invested for 5-7 years, so it is suggested not to pull out money once your lock-in ends after 3 years. Try holding it for a longer duration to earn better returns

  • If you are a risk-averse investor and want a less-volatile fund, consider investing in a large-cap Mutual Fund

How to Invest in ELSS Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Kruti, posted on 23 Nov 18 9:57 PM

Nice article. Highly recommended for guys who are looking to save tax under section 80c.

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