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8 Best ELSS Tax Saving Mutual Funds 2025
With the financial year coming to an end, it is the time to begin your Tax Planning. With so many tax savings options in India, ELSS stands out the best because they offer benefits beyond tax savings.
ELSS or Equity Linked Saving Schemes comes with a lock-in period of 3 years, which is the shortest holding compared to all other tax savings. By Investing in ELSS, one can attain deductions upto INR 1,50,000 from their taxable Income as per the Section 80C of income tax Act. As, ELSS funds are equity diversified with a major portion of the fund being invested in equity & related products, they provide equity returns too. This means that investors can also earn equity returns on their investments.
Before we look at some of the other important features of this scheme, let’s check the best ELSS tax saving Mutual Funds for 2025 – 2026.
Why Choose ELSS for Tax Savings?
The other major benefits of ELSS are:
Tax Free Returns
As per the Budget 2018, ELSS would attract Long Term Capital Gains (LTCG). Investors would be taxed at 10% (with no indexation) under long term Capital Gain tax. Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh.
Minimum Investment Amount
By taking a SIP route, investors can invest an amount as low as INR 500. This allows an individual to save money every month instead of a lump sum.
Equity Returns
Since these mutual funds invest in equity-related instruments, the money you invest grows as the stock Market grows. So, the gains are high in ELSS Funds.
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Best Performing ELSS Tax Saving Mutual Funds FY 25 - 26
Fund NAV Net Assets (Cr) Rating 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Long Term Equity Fund Growth ₹52.5736
↓ -0.53 ₹4,360 14.7 3.3 8.4 29.3 26.6 47.7 IDFC Tax Advantage (ELSS) Fund Growth ₹152.224
↓ -1.02 ₹6,955 ☆☆☆☆☆ 5.9 6.7 -1.2 18.3 25.3 13.1 Franklin India Taxshield Growth ₹1,478.56
↓ -10.96 ₹6,719 ☆☆ 5.4 6 1.5 22.1 25 22.4 BOI AXA Tax Advantage Fund Growth ₹162.47
↓ -0.93 ₹1,398 ☆☆☆ 8.3 1.9 -6.8 21.7 24.6 21.6 JM Tax Gain Fund Growth ₹48.6823
↓ -0.37 ₹199 ☆☆☆ 8 4 -1 22.7 24.4 29 L&T Tax Advantage Fund Growth ₹135.779
↓ -0.97 ₹4,129 ☆☆☆☆ 9.5 5.7 3.8 23.4 22.5 33 Kotak Tax Saver Fund Growth ₹116.248
↓ -0.84 ₹6,266 ☆☆☆ 7.3 5.8 -1.8 19.6 22.2 21.8 Mahindra Mutual Fund Kar Bachat Yojana Growth ₹28.6418
↓ -0.18 ₹950 6.5 8.6 -0.3 17.6 21.8 12.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jul 25
*Above is list of ELSS - Equity Mutual Funds having net assets between 100 - 15000 Crore & managing assets since last 3 years. Sorted on returns of last 5 years annualized/CAGR Basis.
Who Can Invest in ELSS Fund?
Generally, ELSS Mutual Funds are suitable for all kinds of investors who are willing to take market-linked risks for tax planning and saving money. Anyone can invest in ELSS funds at any point of time in their life. However, it is suggested to invest in tax saving ELSS funds during the early stage of your career so that your money grows over time and you earn better returns.
Hence, save tax and earn good returns both at the same time by investing in Best elss Funds. Investors should be aware that amount invested in ELSS funds is locked for 3 Years.
Investors can invest in ELSS mutual funds as lumpsum (One Time) of SIP (Systematic Investment plan). It is advised for beginners to generally invest using SIP as it better suited for them.
(Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Long Term Equity Fund is a Equity - ELSS fund was launched on 21 Jan 15. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a Below is the key information for IDFC Tax Advantage (ELSS) Fund Returns up to 1 year are on The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate Franklin India Taxshield is a Equity - ELSS fund was launched on 10 Apr 99. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Taxshield Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Tax Gain Fund Returns up to 1 year are on To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for L&T Tax Advantage Fund Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Kotak Tax Saver Fund is a Equity - ELSS fund was launched on 23 Nov 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns. Mahindra Mutual Fund Kar Bachat Yojana is a Equity - ELSS fund was launched on 18 Oct 16. It is a fund with Moderately High risk and has given a Below is the key information for Mahindra Mutual Fund Kar Bachat Yojana Returns up to 1 year are on 1. Motilal Oswal Long Term Equity Fund
CAGR/Annualized return of 17.1% since its launch. Return for 2024 was 47.7% , 2023 was 37% and 2022 was 1.8% . Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (18 Jul 25) ₹52.5736 ↓ -0.53 (-0.99 %) Net Assets (Cr) ₹4,360 on 31 May 25 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 0.74 Sharpe Ratio 0.44 Information Ratio 0.98 Alpha Ratio 7.68 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,667 30 Jun 22 ₹14,668 30 Jun 23 ₹19,681 30 Jun 24 ₹31,051 30 Jun 25 ₹34,307 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 2.2% 3 Month 14.7% 6 Month 3.3% 1 Year 8.4% 3 Year 29.3% 5 Year 26.6% 10 Year 15 Year Since launch 17.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 47.7% 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% 2015 Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 1.47 Yr. Rakesh Shetty 22 Nov 22 2.53 Yr. Atul Mehra 1 Oct 24 0.67 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 May 25
Equity Sector Allocation
Sector Value Industrials 37.3% Consumer Cyclical 20.59% Financial Services 17.43% Technology 8.6% Real Estate 6.27% Basic Materials 5.67% Health Care 2.96% Asset Allocation
Asset Class Value Cash 1.18% Equity 98.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | TRENT6% ₹240 Cr 425,260 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433205% ₹236 Cr 9,923,692 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Dec 23 | BDL5% ₹213 Cr 1,056,315 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Jun 23 | KAYNES4% ₹178 Cr 297,751 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Jan 24 | SUZLON4% ₹177 Cr 24,702,337 Inox Wind Ltd (Industrials)
Equity, Since 31 Dec 23 | 5390834% ₹159 Cr 8,173,777 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 24 | AMBER4% ₹156 Cr 240,350 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX4% ₹155 Cr 235,083 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE4% ₹155 Cr 1,055,205 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Apr 24 | BEL3% ₹152 Cr 3,950,000 2. IDFC Tax Advantage (ELSS) Fund
CAGR/Annualized return of 17.9% since its launch. Ranked 3 in ELSS category. Return for 2024 was 13.1% , 2023 was 28.3% and 2022 was 4.2% . IDFC Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (18 Jul 25) ₹152.224 ↓ -1.02 (-0.66 %) Net Assets (Cr) ₹6,955 on 31 May 25 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.79 Sharpe Ratio 0.04 Information Ratio -0.26 Alpha Ratio -2.02 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹18,330 30 Jun 22 ₹18,706 30 Jun 23 ₹23,871 30 Jun 24 ₹31,978 30 Jun 25 ₹32,869 Returns for IDFC Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 1% 3 Month 5.9% 6 Month 6.7% 1 Year -1.2% 3 Year 18.3% 5 Year 25.3% 10 Year 15 Year Since launch 17.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.1% 2023 28.3% 2022 4.2% 2021 49.2% 2020 18.7% 2019 1.9% 2018 -9.4% 2017 53.4% 2016 0.4% 2015 6.9% Fund Manager information for IDFC Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 8.62 Yr. Ritika Behera 7 Oct 23 1.65 Yr. Gaurav Satra 10 Jun 24 0.98 Yr. Data below for IDFC Tax Advantage (ELSS) Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 32.39% Consumer Cyclical 9.66% Basic Materials 9.11% Technology 8.32% Consumer Defensive 8.1% Energy 7.66% Health Care 6.57% Industrials 5.94% Communication Services 2.67% Real Estate 1.61% Utility 1.13% Asset Allocation
Asset Class Value Cash 6.45% Equity 93.55% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK8% ₹554 Cr 2,850,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE7% ₹469 Cr 3,300,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK6% ₹390 Cr 2,700,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | AXISBANK5% ₹346 Cr 2,900,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS4% ₹294 Cr 850,000
↑ 25,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹211 Cr 1,350,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK3% ₹207 Cr 1,000,000
↑ 225,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL3% ₹186 Cr 1,000,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | HEROMOTOCO2% ₹151 Cr 350,000
↑ 25,000 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | JINDALSTEL2% ₹142 Cr 1,500,000 3. Franklin India Taxshield
CAGR/Annualized return of 20.9% since its launch. Ranked 28 in ELSS category. Return for 2024 was 22.4% , 2023 was 31.2% and 2022 was 5.4% . Franklin India Taxshield
Growth Launch Date 10 Apr 99 NAV (18 Jul 25) ₹1,478.56 ↓ -10.96 (-0.74 %) Net Assets (Cr) ₹6,719 on 31 May 25 Category Equity - ELSS AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 0.3 Information Ratio 1.1 Alpha Ratio 1.73 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹16,749 30 Jun 22 ₹16,588 30 Jun 23 ₹20,886 30 Jun 24 ₹30,428 30 Jun 25 ₹32,346 Returns for Franklin India Taxshield
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 0.5% 3 Month 5.4% 6 Month 6% 1 Year 1.5% 3 Year 22.1% 5 Year 25% 10 Year 15 Year Since launch 20.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 22.4% 2023 31.2% 2022 5.4% 2021 36.7% 2020 9.8% 2019 5.1% 2018 -3% 2017 29.1% 2016 4.7% 2015 4% Fund Manager information for Franklin India Taxshield
Name Since Tenure R. Janakiraman 2 May 16 9.09 Yr. Rajasa Kakulavarapu 1 Dec 23 1.5 Yr. Data below for Franklin India Taxshield as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 30.35% Industrials 11.97% Consumer Cyclical 11.02% Technology 9.19% Health Care 6.51% Consumer Defensive 5.51% Basic Materials 5.19% Utility 5.02% Communication Services 4.77% Energy 3.12% Real Estate 1.78% Asset Allocation
Asset Class Value Cash 5.55% Equity 94.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK10% ₹657 Cr 4,546,914 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK9% ₹634 Cr 3,260,417 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT5% ₹325 Cr 883,853 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY4% ₹300 Cr 1,922,741 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL4% ₹282 Cr 1,517,753
↓ -268,992 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | AXISBANK4% ₹269 Cr 2,252,948 HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH4% ₹239 Cr 1,462,587 Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE3% ₹209 Cr 1,472,922
↑ 23,116 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Oct 18 | UNITDSPR3% ₹194 Cr 1,276,457 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Nov 17 | KOTAKBANK3% ₹190 Cr 917,310 4. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 18.5% since its launch. Ranked 13 in ELSS category. Return for 2024 was 21.6% , 2023 was 34.8% and 2022 was -1.3% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (18 Jul 25) ₹162.47 ↓ -0.93 (-0.57 %) Net Assets (Cr) ₹1,398 on 31 May 25 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio -0.27 Information Ratio 0.4 Alpha Ratio -9.18 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹17,492 30 Jun 22 ₹16,681 30 Jun 23 ₹21,090 30 Jun 24 ₹33,338 30 Jun 25 ₹31,637 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 2.3% 3 Month 8.3% 6 Month 1.9% 1 Year -6.8% 3 Year 21.7% 5 Year 24.6% 10 Year 15 Year Since launch 18.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.6% 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 3.18 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 26% Industrials 19.14% Basic Materials 15.82% Technology 7.68% Utility 6.54% Consumer Cyclical 5.43% Consumer Defensive 5.06% Real Estate 2.77% Health Care 2.66% Communication Services 2.47% Energy 1.38% Asset Allocation
Asset Class Value Cash 4.15% Equity 95.84% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN5% ₹68 Cr 839,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | VEDL4% ₹61 Cr 1,412,000 Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE4% ₹56 Cr 65,600 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK4% ₹55 Cr 285,000
↓ -70,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL4% ₹52 Cr 105,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK3% ₹44 Cr 305,000
↓ -24,000 Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5435273% ₹39 Cr 132,407 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433493% ₹37 Cr 317,800 Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 23 | COROMANDEL3% ₹36 Cr 157,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 24 | BHARTIARTL2% ₹35 Cr 186,000 5. JM Tax Gain Fund
CAGR/Annualized return of 9.6% since its launch. Ranked 18 in ELSS category. Return for 2024 was 29% , 2023 was 30.9% and 2022 was 0.5% . JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (18 Jul 25) ₹48.6823 ↓ -0.37 (-0.75 %) Net Assets (Cr) ₹199 on 31 May 25 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio 0.04 Information Ratio 0.52 Alpha Ratio -2.44 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,986 30 Jun 22 ₹15,856 30 Jun 23 ₹20,731 30 Jun 24 ₹30,855 30 Jun 25 ₹31,236 Returns for JM Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 2.4% 3 Month 8% 6 Month 4% 1 Year -1% 3 Year 22.7% 5 Year 24.4% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 29% 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.67 Yr. Asit Bhandarkar 31 Dec 21 3.42 Yr. Ruchi Fozdar 4 Oct 24 0.66 Yr. Deepak Gupta 11 Apr 25 0.14 Yr. Data below for JM Tax Gain Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 29.82% Consumer Cyclical 13.16% Technology 11.93% Basic Materials 11.65% Industrials 11.44% Health Care 8.44% Consumer Defensive 3.73% Communication Services 2.87% Utility 2.14% Energy 1.1% Real Estate 1.03% Asset Allocation
Asset Class Value Cash 2.68% Equity 97.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK6% ₹11 Cr 77,975 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT5% ₹11 Cr 28,947 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK5% ₹10 Cr 49,131 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹6 Cr 72,900 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | MARUTI3% ₹6 Cr 4,706 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹6 Cr 30,700 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | BAJAJ-AUTO3% ₹5 Cr 6,300 OneSource Specialty Pharma Ltd (Healthcare)
Equity, Since 31 Jan 25 | ONESOURCE3% ₹5 Cr 28,195 Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY3% ₹5 Cr 32,965
↓ -13,000 CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 24 | CREDITACC3% ₹5 Cr 43,600 6. L&T Tax Advantage Fund
CAGR/Annualized return of 14.4% since its launch. Ranked 7 in ELSS category. Return for 2024 was 33% , 2023 was 28.4% and 2022 was -3% . L&T Tax Advantage Fund
Growth Launch Date 27 Feb 06 NAV (18 Jul 25) ₹135.779 ↓ -0.97 (-0.71 %) Net Assets (Cr) ₹4,129 on 31 May 25 Category Equity - ELSS AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 0.31 Information Ratio 0.58 Alpha Ratio 2.34 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,399 30 Jun 22 ₹14,532 30 Jun 23 ₹18,691 30 Jun 24 ₹27,170 30 Jun 25 ₹28,843 Returns for L&T Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 1.9% 3 Month 9.5% 6 Month 5.7% 1 Year 3.8% 3 Year 23.4% 5 Year 22.5% 10 Year 15 Year Since launch 14.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 33% 2023 28.4% 2022 -3% 2021 30.3% 2020 13.5% 2019 4.6% 2018 -8.1% 2017 42.3% 2016 8.1% 2015 2.9% Fund Manager information for L&T Tax Advantage Fund
Name Since Tenure Sonal Gupta 21 Jul 21 3.87 Yr. Abhishek Gupta 1 Mar 24 1.25 Yr. Data below for L&T Tax Advantage Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 25.6% Consumer Cyclical 19.92% Industrials 17.66% Technology 10.61% Basic Materials 5.73% Health Care 5.16% Energy 4.29% Consumer Defensive 3.36% Utility 3.04% Communication Services 2.1% Real Estate 1.48% Asset Allocation
Asset Class Value Cash 0.78% Equity 99.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK5% ₹226 Cr 1,162,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK4% ₹167 Cr 1,155,500 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE3% ₹135 Cr 951,812 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY3% ₹121 Cr 774,900 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT3% ₹111 Cr 301,450 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL2% ₹87 Cr 467,000 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN2% ₹83 Cr 1,291,500 State Bank of India (Financial Services)
Equity, Since 31 Jan 19 | SBIN2% ₹80 Cr 984,432 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433202% ₹75 Cr 3,150,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT2% ₹75 Cr 133,000 7. Kotak Tax Saver Fund
CAGR/Annualized return of 13.3% since its launch. Ranked 19 in ELSS category. Return for 2024 was 21.8% , 2023 was 23.6% and 2022 was 6.9% . Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (18 Jul 25) ₹116.248 ↓ -0.84 (-0.72 %) Net Assets (Cr) ₹6,266 on 31 May 25 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio -0.1 Information Ratio 0.07 Alpha Ratio -5.09 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,837 30 Jun 22 ₹15,865 30 Jun 23 ₹20,002 30 Jun 24 ₹28,262 30 Jun 25 ₹28,711 Returns for Kotak Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 1.8% 3 Month 7.3% 6 Month 5.8% 1 Year -1.8% 3 Year 19.6% 5 Year 22.2% 10 Year 15 Year Since launch 13.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.8% 2023 23.6% 2022 6.9% 2021 33.2% 2020 14.9% 2019 12.7% 2018 -3.8% 2017 33.8% 2016 7.5% 2015 1.5% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Harsha Upadhyaya 25 Aug 15 9.78 Yr. Data below for Kotak Tax Saver Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 29.16% Industrials 12.59% Technology 10.83% Basic Materials 10.49% Consumer Cyclical 9.23% Utility 6.54% Energy 6.53% Communication Services 4.55% Consumer Defensive 4.46% Health Care 4.18% Asset Allocation
Asset Class Value Cash 1.43% Equity 98.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK9% ₹583 Cr 3,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹376 Cr 2,599,780 Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY4% ₹250 Cr 1,600,000
↓ -200,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 21 | BHARTIARTL4% ₹230 Cr 1,239,286
↑ 200,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN3% ₹219 Cr 2,700,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 23 | TECHM3% ₹212 Cr 1,350,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | AXISBANK3% ₹209 Cr 1,750,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 14 | LT3% ₹184 Cr 500,000
↓ -50,000 NTPC Ltd (Utilities)
Equity, Since 30 Sep 22 | NTPC3% ₹167 Cr 5,000,000 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 29 Feb 24 | HINDPETRO2% ₹154 Cr 3,750,000 8. Mahindra Mutual Fund Kar Bachat Yojana
CAGR/Annualized return of 12.7% since its launch. Return for 2024 was 12.3% , 2023 was 25.8% and 2022 was 2% . Mahindra Mutual Fund Kar Bachat Yojana
Growth Launch Date 18 Oct 16 NAV (18 Jul 25) ₹28.6418 ↓ -0.18 (-0.62 %) Net Assets (Cr) ₹950 on 31 May 25 Category Equity - ELSS AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Moderately High Expense Ratio 2.26 Sharpe Ratio 0.14 Information Ratio -0.5 Alpha Ratio -0.98 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹16,384 30 Jun 22 ₹16,408 30 Jun 23 ₹20,640 30 Jun 24 ₹27,127 30 Jun 25 ₹28,506 Returns for Mahindra Mutual Fund Kar Bachat Yojana
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 1.2% 3 Month 6.5% 6 Month 8.6% 1 Year -0.3% 3 Year 17.6% 5 Year 21.8% 10 Year 15 Year Since launch 12.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.3% 2023 25.8% 2022 2% 2021 39.4% 2020 14.1% 2019 4.5% 2018 -9.8% 2017 24.8% 2016 2015 Fund Manager information for Mahindra Mutual Fund Kar Bachat Yojana
Name Since Tenure Manish Lodha 21 Dec 20 4.53 Yr. Fatema Pacha 16 Oct 20 4.71 Yr. Data below for Mahindra Mutual Fund Kar Bachat Yojana as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 36.02% Consumer Cyclical 15.53% Industrials 9.52% Technology 8.18% Basic Materials 7.27% Consumer Defensive 6.72% Energy 5.5% Communication Services 4.19% Health Care 2.96% Utility 1.98% Asset Allocation
Asset Class Value Cash 2.12% Equity 97.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | HDFCBANK9% ₹87 Cr 446,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 19 | ICICIBANK9% ₹83 Cr 575,120 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 18 | RELIANCE6% ₹52 Cr 367,708 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 18 | LT4% ₹38 Cr 102,761 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | AXISBANK4% ₹38 Cr 315,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 20 | INFY4% ₹36 Cr 229,498
↑ 7,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 19 | TCS3% ₹32 Cr 93,476 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIARTL3% ₹29 Cr 157,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR3% ₹27 Cr 116,000 State Bank of India (Financial Services)
Equity, Since 29 Feb 24 | SBIN3% ₹25 Cr 308,000
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