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8 Best ELSS Tax Saving Mutual Funds 2025
With the financial year coming to an end, it is the time to begin your Tax Planning. With so many tax savings options in India, ELSS stands out the best because they offer benefits beyond tax savings.
ELSS or Equity Linked Saving Schemes comes with a lock-in period of 3 years, which is the shortest holding compared to all other tax savings. By Investing in ELSS, one can attain deductions upto INR 1,50,000 from their taxable Income as per the Section 80C of income tax Act. As, ELSS funds are equity diversified with a major portion of the fund being invested in equity & related products, they provide equity returns too. This means that investors can also earn equity returns on their investments.
Before we look at some of the other important features of this scheme, let’s check the best ELSS tax saving Mutual Funds for 2025 – 2026.
Why Choose ELSS for Tax Savings?
The other major benefits of ELSS are:
Tax Free Returns
As per the Budget 2018, ELSS would attract Long Term Capital Gains (LTCG). Investors would be taxed at 10% (with no indexation) under long term Capital Gain tax. Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh.
Minimum Investment Amount
By taking a SIP route, investors can invest an amount as low as INR 500. This allows an individual to save money every month instead of a lump sum.
Equity Returns
Since these mutual funds invest in equity-related instruments, the money you invest grows as the stock Market grows. So, the gains are high in ELSS Funds.
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Best Performing ELSS Tax Saving Mutual Funds FY 25 - 26
Fund NAV Net Assets (Cr) Rating 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Long Term Equity Fund Growth ₹50.1535
↓ -1.06 ₹4,506 9.7 6 3.2 24.5 25.1 47.7 Franklin India Taxshield Growth ₹1,434.93
↓ -17.12 ₹6,883 ☆☆ 1 2.7 0 18.7 23.9 22.4 Bandhan Tax Advantage (ELSS) Fund Growth ₹147.227
↓ -1.55 ₹7,151 ☆☆☆☆☆ 2.1 2.7 -2.8 14.9 23.4 13.1 JM Tax Gain Fund Growth ₹46.8444
↓ -0.39 ₹209 ☆☆☆ 5 0.7 -4.5 19 22.8 29 BOI AXA Tax Advantage Fund Growth ₹153.77
↓ -2.15 ₹1,432 ☆☆☆ 3.6 0.6 -8.6 16.8 21.6 21.6 Kotak Tax Saver Fund Growth ₹112.34
↓ -1.08 ₹6,493 ☆☆☆ 3 3.9 -2.6 15.7 20.8 21.8 ICICI Prudential Long Term Equity Fund (Tax Saving) Growth ₹906.69
↓ -9.07 ₹14,661 ☆☆ 2.2 4.5 2 15.4 20.6 16.4 Mahindra Mutual Fund Kar Bachat Yojana Growth ₹27.7503
↓ -0.32 ₹980 2.1 4.4 -0.7 13.7 20.4 12.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 8 Funds showcased
Commentary Motilal Oswal Long Term Equity Fund Franklin India Taxshield Bandhan Tax Advantage (ELSS) Fund JM Tax Gain Fund BOI AXA Tax Advantage Fund Kotak Tax Saver Fund ICICI Prudential Long Term Equity Fund (Tax Saving) Mahindra Mutual Fund Kar Bachat Yojana Point 1 Lower mid AUM (₹4,506 Cr). Upper mid AUM (₹6,883 Cr). Top quartile AUM (₹7,151 Cr). Bottom quartile AUM (₹209 Cr). Lower mid AUM (₹1,432 Cr). Upper mid AUM (₹6,493 Cr). Highest AUM (₹14,661 Cr). Bottom quartile AUM (₹980 Cr). Point 2 Established history (10+ yrs). Oldest track record among peers (26 yrs). Established history (16+ yrs). Established history (17+ yrs). Established history (16+ yrs). Established history (19+ yrs). Established history (25+ yrs). Established history (8+ yrs). Point 3 Not Rated. Rating: 2★ (lower mid). Top rated. Rating: 3★ (top quartile). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 2★ (lower mid). Not Rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 25.13% (top quartile). 5Y return: 23.89% (top quartile). 5Y return: 23.40% (upper mid). 5Y return: 22.79% (upper mid). 5Y return: 21.55% (lower mid). 5Y return: 20.84% (lower mid). 5Y return: 20.64% (bottom quartile). 5Y return: 20.36% (bottom quartile). Point 6 3Y return: 24.54% (top quartile). 3Y return: 18.68% (upper mid). 3Y return: 14.94% (bottom quartile). 3Y return: 18.99% (top quartile). 3Y return: 16.79% (upper mid). 3Y return: 15.70% (lower mid). 3Y return: 15.38% (lower mid). 3Y return: 13.72% (bottom quartile). Point 7 1Y return: 3.23% (top quartile). 1Y return: 0.03% (upper mid). 1Y return: -2.81% (lower mid). 1Y return: -4.50% (bottom quartile). 1Y return: -8.62% (bottom quartile). 1Y return: -2.57% (lower mid). 1Y return: 2.04% (top quartile). 1Y return: -0.72% (upper mid). Point 8 Alpha: 6.93 (top quartile). Alpha: 0.46 (upper mid). Alpha: -2.56 (lower mid). Alpha: -3.63 (lower mid). Alpha: -9.32 (bottom quartile). Alpha: -3.79 (bottom quartile). Alpha: 3.26 (top quartile). Alpha: -0.72 (upper mid). Point 9 Sharpe: 0.26 (top quartile). Sharpe: 0.04 (upper mid). Sharpe: -0.21 (lower mid). Sharpe: -0.24 (bottom quartile). Sharpe: -0.47 (bottom quartile). Sharpe: -0.21 (lower mid). Sharpe: 0.23 (top quartile). Sharpe: -0.04 (upper mid). Point 10 Information ratio: 1.02 (top quartile). Information ratio: 1.03 (top quartile). Information ratio: -0.30 (lower mid). Information ratio: 0.65 (upper mid). Information ratio: 0.31 (upper mid). Information ratio: -0.03 (lower mid). Information ratio: -0.32 (bottom quartile). Information ratio: -0.60 (bottom quartile). Motilal Oswal Long Term Equity Fund
Franklin India Taxshield
Bandhan Tax Advantage (ELSS) Fund
JM Tax Gain Fund
BOI AXA Tax Advantage Fund
Kotak Tax Saver Fund
ICICI Prudential Long Term Equity Fund (Tax Saving)
Mahindra Mutual Fund Kar Bachat Yojana
*Above is list of ELSS - Equity Mutual Funds having net assets between 100 - 15000 Crore & managing assets since last 3 years. Sorted on returns of last 5 years annualized/CAGR Basis.
Who Can Invest in ELSS Fund?
Generally, ELSS Mutual Funds are suitable for all kinds of investors who are willing to take market-linked risks for tax planning and saving money. Anyone can invest in ELSS funds at any point of time in their life. However, it is suggested to invest in tax saving ELSS funds during the early stage of your career so that your money grows over time and you earn better returns.
Hence, save tax and earn good returns both at the same time by investing in Best elss Funds. Investors should be aware that amount invested in ELSS funds is locked for 3 Years.
Investors can invest in ELSS mutual funds as lumpsum (One Time) of SIP (Systematic Investment plan). It is advised for beginners to generally invest using SIP as it better suited for them.
(Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate Research Highlights for Franklin India Taxshield Below is the key information for Franklin India Taxshield Returns up to 1 year are on The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. Research Highlights for Bandhan Tax Advantage (ELSS) Fund Below is the key information for Bandhan Tax Advantage (ELSS) Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. Research Highlights for JM Tax Gain Fund Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) Research Highlights for BOI AXA Tax Advantage Fund Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Research Highlights for Kotak Tax Saver Fund Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on To generate long-term capital appreciation through investments made primarily in equity and equity related securities of companies. Research Highlights for ICICI Prudential Long Term Equity Fund (Tax Saving) Below is the key information for ICICI Prudential Long Term Equity Fund (Tax Saving) Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns. Research Highlights for Mahindra Mutual Fund Kar Bachat Yojana Below is the key information for Mahindra Mutual Fund Kar Bachat Yojana Returns up to 1 year are on 1. Motilal Oswal Long Term Equity Fund
Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (08 Aug 25) ₹50.1535 ↓ -1.06 (-2.07 %) Net Assets (Cr) ₹4,506 on 30 Jun 25 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 0.74 Sharpe Ratio 0.26 Information Ratio 1.02 Alpha Ratio 6.93 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹15,917 31 Jul 22 ₹15,790 31 Jul 23 ₹19,504 31 Jul 24 ₹31,082 31 Jul 25 ₹32,246 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -4.8% 3 Month 9.7% 6 Month 6% 1 Year 3.2% 3 Year 24.5% 5 Year 25.1% 10 Year 15 Year Since launch 16.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 47.7% 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% 2015 Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 1.64 Yr. Rakesh Shetty 22 Nov 22 2.69 Yr. Atul Mehra 1 Oct 24 0.83 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 30 Jun 25
Equity Sector Allocation
Sector Value Industrials 35.64% Financial Services 20.78% Consumer Cyclical 18.73% Technology 10.72% Basic Materials 5.55% Real Estate 3.88% Health Care 3.27% Communication Services 0.61% Asset Allocation
Asset Class Value Cash 0.81% Equity 99.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433205% ₹237 Cr 8,970,581
↓ -953,111 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX5% ₹222 Cr 248,438
↑ 13,355 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 5002515% ₹214 Cr 344,266
↓ -80,994 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Dec 23 | BDL5% ₹205 Cr 1,056,315 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Jun 23 | KAYNES4% ₹181 Cr 297,751 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE4% ₹175 Cr 1,055,205 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Jan 24 | SUZLON4% ₹167 Cr 24,702,337 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Apr 24 | BEL4% ₹166 Cr 3,950,000 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 24 | AMBER4% ₹163 Cr 240,350 Waaree Energies Ltd (Technology)
Equity, Since 31 Oct 24 | 5442773% ₹153 Cr 487,045
↑ 28,725 2. Franklin India Taxshield
Franklin India Taxshield
Growth Launch Date 10 Apr 99 NAV (08 Aug 25) ₹1,434.93 ↓ -17.12 (-1.18 %) Net Assets (Cr) ₹6,883 on 30 Jun 25 Category Equity - ELSS AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 0.04 Information Ratio 1.03 Alpha Ratio 0.46 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹16,092 31 Jul 22 ₹17,213 31 Jul 23 ₹20,993 31 Jul 24 ₹30,355 31 Jul 25 ₹30,172 Returns for Franklin India Taxshield
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -4.7% 3 Month 1% 6 Month 2.7% 1 Year 0% 3 Year 18.7% 5 Year 23.9% 10 Year 15 Year Since launch 20.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 22.4% 2023 31.2% 2022 5.4% 2021 36.7% 2020 9.8% 2019 5.1% 2018 -3% 2017 29.1% 2016 4.7% 2015 4% Fund Manager information for Franklin India Taxshield
Name Since Tenure R. Janakiraman 2 May 16 9.25 Yr. Rajasa Kakulavarapu 1 Dec 23 1.67 Yr. Data below for Franklin India Taxshield as on 30 Jun 25
Equity Sector Allocation
Sector Value Financial Services 30.38% Industrials 11.93% Consumer Cyclical 11.21% Technology 9.25% Health Care 6.53% Basic Materials 5.48% Consumer Defensive 5.23% Communication Services 5.05% Utility 4.97% Energy 3.21% Real Estate 1.9% Asset Allocation
Asset Class Value Cash 4.86% Equity 95.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 53217410% ₹657 Cr 4,546,914 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK9% ₹653 Cr 3,260,417 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT5% ₹324 Cr 883,853 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY4% ₹308 Cr 1,922,741 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL4% ₹305 Cr 1,517,753 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 5322154% ₹270 Cr 2,252,948 HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH4% ₹253 Cr 1,462,587 Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE3% ₹221 Cr 1,472,922 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Nov 17 | KOTAKBANK3% ₹198 Cr 917,310 Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 5433203% ₹198 Cr 7,500,000 3. Bandhan Tax Advantage (ELSS) Fund
Bandhan Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (08 Aug 25) ₹147.227 ↓ -1.55 (-1.04 %) Net Assets (Cr) ₹7,151 on 30 Jun 25 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.79 Sharpe Ratio -0.21 Information Ratio -0.3 Alpha Ratio -2.56 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹17,656 31 Jul 22 ₹18,991 31 Jul 23 ₹23,480 31 Jul 24 ₹31,323 31 Jul 25 ₹30,039 Returns for Bandhan Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -4.7% 3 Month 2.1% 6 Month 2.7% 1 Year -2.8% 3 Year 14.9% 5 Year 23.4% 10 Year 15 Year Since launch 17.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.1% 2023 28.3% 2022 4.2% 2021 49.2% 2020 18.7% 2019 1.9% 2018 -9.4% 2017 53.4% 2016 0.4% 2015 6.9% Fund Manager information for Bandhan Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 8.78 Yr. Ritika Behera 7 Oct 23 1.82 Yr. Gaurav Satra 10 Jun 24 1.14 Yr. Data below for Bandhan Tax Advantage (ELSS) Fund as on 30 Jun 25
Equity Sector Allocation
Sector Value Financial Services 32.41% Consumer Cyclical 9.71% Basic Materials 9.36% Technology 8.87% Consumer Defensive 8.17% Energy 7.85% Health Care 6.2% Industrials 5.33% Communication Services 2.81% Real Estate 1.98% Utility 1.87% Asset Allocation
Asset Class Value Cash 5.18% Equity 94.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK8% ₹570 Cr 2,850,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE7% ₹495 Cr 3,300,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | 5321745% ₹390 Cr 2,700,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 5322154% ₹300 Cr 2,500,001
↓ -399,999 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS4% ₹294 Cr 850,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK3% ₹249 Cr 1,149,999
↑ 149,999 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹216 Cr 1,350,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL3% ₹201 Cr 1,000,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | HEROMOTOCO2% ₹148 Cr 350,000 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 5322862% ₹141 Cr 1,500,000 4. JM Tax Gain Fund
JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (08 Aug 25) ₹46.8444 ↓ -0.39 (-0.83 %) Net Assets (Cr) ₹209 on 30 Jun 25 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio -0.24 Information Ratio 0.65 Alpha Ratio -3.63 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹15,719 31 Jul 22 ₹16,599 31 Jul 23 ₹20,210 31 Jul 24 ₹30,763 31 Jul 25 ₹28,977 Returns for JM Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -3.9% 3 Month 5% 6 Month 0.7% 1 Year -4.5% 3 Year 19% 5 Year 22.8% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 29% 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.83 Yr. Asit Bhandarkar 31 Dec 21 3.58 Yr. Ruchi Fozdar 4 Oct 24 0.82 Yr. Deepak Gupta 11 Apr 25 0.31 Yr. Data below for JM Tax Gain Fund as on 30 Jun 25
Equity Sector Allocation
Sector Value Financial Services 28.61% Consumer Cyclical 14.12% Technology 13.58% Industrials 11.08% Basic Materials 10.4% Health Care 8.22% Energy 3.84% Communication Services 2.95% Consumer Defensive 2.13% Real Estate 1.11% Utility 1.01% Asset Allocation
Asset Class Value Cash 2.95% Equity 97.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT5% ₹11 Cr 28,947 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | 5321745% ₹10 Cr 70,000
↓ -7,975 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK5% ₹10 Cr 49,131 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 25 | RELIANCE4% ₹8 Cr 53,400
↑ 53,400 OneSource Specialty Pharma Ltd (Healthcare)
Equity, Since 31 Jan 25 | ONESOURCE3% ₹6 Cr 28,195 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹6 Cr 30,700 Syrma SGS Technology Ltd (Technology)
Equity, Since 31 May 25 | SYRMA3% ₹6 Cr 101,000
↑ 61,000 360 One Wam Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Apr 25 | 360ONE3% ₹6 Cr 46,500
↑ 6,500 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | MARUTI3% ₹5 Cr 4,306
↓ -400 Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY3% ₹5 Cr 32,965 5. BOI AXA Tax Advantage Fund
BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (08 Aug 25) ₹153.77 ↓ -2.15 (-1.38 %) Net Assets (Cr) ₹1,432 on 30 Jun 25 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio -0.47 Information Ratio 0.31 Alpha Ratio -9.32 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹16,968 31 Jul 22 ₹16,845 31 Jul 23 ₹20,589 31 Jul 24 ₹31,712 31 Jul 25 ₹28,469 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -5.2% 3 Month 3.6% 6 Month 0.6% 1 Year -8.6% 3 Year 16.8% 5 Year 21.6% 10 Year 15 Year Since launch 18.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.6% 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 3.26 Yr. Data below for BOI AXA Tax Advantage Fund as on 30 Jun 25
Equity Sector Allocation
Sector Value Financial Services 24.17% Industrials 19.3% Basic Materials 15.95% Utility 8.02% Technology 8.02% Consumer Defensive 6.1% Consumer Cyclical 5.59% Real Estate 2.89% Health Care 2.62% Communication Services 2.61% Energy 1.42% Asset Allocation
Asset Class Value Cash 3.29% Equity 96.7% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002955% ₹65 Cr 1,412,000 Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE4% ₹63 Cr 328,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN4% ₹54 Cr 664,000
↓ -175,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL4% ₹51 Cr 105,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK3% ₹44 Cr 218,766
↓ -66,234 Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 23 | 5063953% ₹39 Cr 157,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 24 | BHARTIARTL3% ₹37 Cr 186,000 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433493% ₹36 Cr 317,800 Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5435273% ₹36 Cr 132,407 Ambuja Cements Ltd (Basic Materials)
Equity, Since 31 Mar 25 | 5004252% ₹34 Cr 586,000 6. Kotak Tax Saver Fund
Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (08 Aug 25) ₹112.34 ↓ -1.08 (-0.96 %) Net Assets (Cr) ₹6,493 on 30 Jun 25 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio -0.21 Information Ratio -0.03 Alpha Ratio -3.79 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹15,469 31 Jul 22 ₹16,545 31 Jul 23 ₹19,922 31 Jul 24 ₹27,905 31 Jul 25 ₹26,809 Returns for Kotak Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -5% 3 Month 3% 6 Month 3.9% 1 Year -2.6% 3 Year 15.7% 5 Year 20.8% 10 Year 15 Year Since launch 13.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.8% 2023 23.6% 2022 6.9% 2021 33.2% 2020 14.9% 2019 12.7% 2018 -3.8% 2017 33.8% 2016 7.5% 2015 1.5% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Harsha Upadhyaya 25 Aug 15 9.94 Yr. Data below for Kotak Tax Saver Fund as on 30 Jun 25
Equity Sector Allocation
Sector Value Financial Services 30.17% Industrials 13.24% Technology 10.65% Basic Materials 10.26% Consumer Cyclical 9.37% Energy 6.66% Utility 5.77% Communication Services 4.66% Consumer Defensive 4.61% Health Care 4.37% Asset Allocation
Asset Class Value Cash 0.26% Equity 99.74% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK9% ₹600 Cr 3,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321746% ₹376 Cr 2,599,780 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 21 | BHARTIARTL4% ₹249 Cr 1,239,286 Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY4% ₹240 Cr 1,500,000
↓ -100,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 23 | 5327554% ₹228 Cr 1,350,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN3% ₹221 Cr 2,700,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | 5322153% ₹210 Cr 1,750,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 14 | LT3% ₹183 Cr 500,000 NTPC Ltd (Utilities)
Equity, Since 30 Sep 22 | 5325553% ₹167 Cr 5,000,000 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 29 Feb 24 | HINDPETRO3% ₹164 Cr 3,750,000 7. ICICI Prudential Long Term Equity Fund (Tax Saving)
ICICI Prudential Long Term Equity Fund (Tax Saving)
Growth Launch Date 19 Aug 99 NAV (08 Aug 25) ₹906.69 ↓ -9.07 (-0.99 %) Net Assets (Cr) ₹14,661 on 30 Jun 25 Category Equity - ELSS AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.87 Sharpe Ratio 0.23 Information Ratio -0.32 Alpha Ratio 3.26 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹15,559 31 Jul 22 ₹16,656 31 Jul 23 ₹19,235 31 Jul 24 ₹25,933 31 Jul 25 ₹26,480 Returns for ICICI Prudential Long Term Equity Fund (Tax Saving)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -2.9% 3 Month 2.2% 6 Month 4.5% 1 Year 2% 3 Year 15.4% 5 Year 20.6% 10 Year 15 Year Since launch 19% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.4% 2023 23.2% 2022 2.3% 2021 33.7% 2020 13.6% 2019 8.8% 2018 0.5% 2017 26% 2016 3.9% 2015 4.3% Fund Manager information for ICICI Prudential Long Term Equity Fund (Tax Saving)
Name Since Tenure Mittul Kalawadia 18 Sep 23 1.87 Yr. Sharmila D’mello 31 Jul 22 3 Yr. Data below for ICICI Prudential Long Term Equity Fund (Tax Saving) as on 30 Jun 25
Equity Sector Allocation
Sector Value Financial Services 30.08% Consumer Cyclical 16.61% Health Care 12.05% Industrials 8.76% Consumer Defensive 6.39% Energy 5.69% Communication Services 5.42% Utility 4.12% Basic Materials 3.9% Technology 3.75% Real Estate 1.21% Asset Allocation
Asset Class Value Cash 2.02% Equity 97.98% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | 5321748% ₹1,237 Cr 8,555,530
↓ -696,883 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK7% ₹1,036 Cr 5,173,934 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 17 | SUNPHARMA6% ₹822 Cr 4,905,969
↑ 95,103 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 29 Feb 20 | 5403765% ₹747 Cr 1,708,453
↓ -13,825 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322155% ₹720 Cr 6,002,223 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI5% ₹677 Cr 545,897 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL4% ₹623 Cr 3,100,000
↓ -489,160 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 18 | LT4% ₹601 Cr 1,638,689 Reliance Industries Ltd (Energy)
Equity, Since 31 May 20 | RELIANCE4% ₹584 Cr 3,889,789
↑ 275,495 NTPC Ltd (Utilities)
Equity, Since 31 Oct 23 | 5325554% ₹564 Cr 16,848,196
↑ 1,064,064 8. Mahindra Mutual Fund Kar Bachat Yojana
Mahindra Mutual Fund Kar Bachat Yojana
Growth Launch Date 18 Oct 16 NAV (08 Aug 25) ₹27.7503 ↓ -0.32 (-1.13 %) Net Assets (Cr) ₹980 on 30 Jun 25 Category Equity - ELSS AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Moderately High Expense Ratio 2.26 Sharpe Ratio -0.04 Information Ratio -0.6 Alpha Ratio -0.72 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹15,947 31 Jul 22 ₹17,121 31 Jul 23 ₹20,126 31 Jul 24 ₹26,830 31 Jul 25 ₹26,233 Returns for Mahindra Mutual Fund Kar Bachat Yojana
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -4.4% 3 Month 2.1% 6 Month 4.4% 1 Year -0.7% 3 Year 13.7% 5 Year 20.4% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.3% 2023 25.8% 2022 2% 2021 39.4% 2020 14.1% 2019 4.5% 2018 -9.8% 2017 24.8% 2016 2015 Fund Manager information for Mahindra Mutual Fund Kar Bachat Yojana
Name Since Tenure Manish Lodha 21 Dec 20 4.61 Yr. Fatema Pacha 16 Oct 20 4.79 Yr. Data below for Mahindra Mutual Fund Kar Bachat Yojana as on 30 Jun 25
Equity Sector Allocation
Sector Value Financial Services 34.99% Consumer Cyclical 15.23% Industrials 9.28% Technology 9.04% Basic Materials 6.99% Consumer Defensive 6.89% Energy 5.63% Communication Services 4.55% Health Care 3.04% Utility 1.88% Asset Allocation
Asset Class Value Cash 2.48% Equity 97.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | HDFCBANK9% ₹89 Cr 446,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 19 | 5321748% ₹83 Cr 575,120 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 18 | RELIANCE6% ₹55 Cr 367,708 Infosys Ltd (Technology)
Equity, Since 29 Feb 20 | INFY4% ₹41 Cr 256,000
↑ 26,502 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 18 | LT4% ₹38 Cr 102,761 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 19 | TCS3% ₹32 Cr 93,476 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIARTL3% ₹32 Cr 157,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | 5322153% ₹31 Cr 260,000
↓ -55,000 State Bank of India (Financial Services)
Equity, Since 29 Feb 24 | SBIN3% ₹28 Cr 343,000
↑ 35,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR3% ₹27 Cr 116,000
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Research Highlights for Motilal Oswal Long Term Equity Fund