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8 Best ELSS Tax Saving Mutual Funds 2021
With the financial year coming to an end, it is the time to begin your Tax Planning. With so many tax savings options in India, ELSS stands out the best because they offer benefits beyond tax savings.
ELSS or Equity Linked Saving Schemes comes with a lock-in period of 3 years, which is the shortest holding compared to all other tax savings. By Investing in ELSS, one can attain deductions upto INR 1,50,000 from their taxable Income as per the Section 80C of income tax Act. As, ELSS funds are equity diversified with a major portion of the fund being invested in equity & related products, they provide equity returns too. This means that investors can also earn equity returns on their investments.
Before we look at some of the other important features of this scheme, let’s check the best ELSS tax saving Mutual Funds for 2021 – 2022.
Why Choose ELSS for Tax Savings?
The other major benefits of ELSS are:
Tax Free Returns
As per the Budget 2018, ELSS would attract Long Term Capital Gains (LTCG). Investors would be taxed at 10% (with no indexation) under long term Capital Gain tax. Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh.
Minimum Investment Amount
By taking a SIP route, investors can invest an amount as low as INR 500. This allows an individual to save money every month instead of a lump sum.
Equity Returns
Since these mutual funds invest in equity-related instruments, the money you invest grows as the stock market grows. So, the gains are high in ELSS Funds.
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Best Performing ELSS Tax Saving Mutual Funds FY 21 - 22
Fund NAV Net Assets (Cr) Rating 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) Mirae Asset Tax Saver Fund Growth ₹24.179
↓ -0.22 ₹5,044 25.8 40.9 23.9 11.4 20.4 21.5 BOI AXA Tax Advantage Fund Growth ₹75.01
↓ -0.87 ₹351 ☆☆☆ 21.8 41.6 32.9 7.7 16.8 31.2 Canara Robeco Equity Tax Saver Growth ₹90.59
↓ -1.32 ₹1,333 ☆ 22.4 39.8 30.2 14.2 16.3 27.4 DSP BlackRock Tax Saver Fund Growth ₹62.398
↓ -0.70 ₹7,015 ☆☆☆☆ 28.2 36.7 18.6 8.1 15.4 15 HDFC Long Term Advantage Fund Growth ₹435.994
↓ -3.23 ₹1,237 ☆☆☆ 27.3 38 14.5 6.7 15.1 11.5 Kotak Tax Saver Fund Growth ₹55.719
↓ -0.65 ₹1,445 ☆☆☆ 21.7 33.4 15.6 8.6 14.7 14.9 Invesco India Tax Plan Growth ₹65.64
↓ -0.72 ₹1,280 ☆☆☆ 21.9 34.2 20.4 9.1 14.7 19.2 Principal Tax Savings Fund Growth ₹256.6
↓ -2.84 ₹453 ☆☆☆☆ 27 37.1 21 3.4 14.6 18.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Jan 21
*Above is list of ELSS - Equity Mutual Funds having net assets between 100 - 15000 Crore & managing assets since last 3 years. Sorted on returns of last 5 years annualized/CAGR Basis.
Who Can Invest in ELSS Fund?
Generally, ELSS Mutual Funds are suitable for all kinds of investors who are willing to take market-linked risks for tax planning and saving money. Anyone can invest in ELSS funds at any point of time in their life. However, it is suggested to invest in tax saving ELSS funds during the early stage of your career so that your money grows over time and you earn better returns.
Hence, save tax and earn good returns both at the same time by investing in Best elss Funds. Investors should be aware that amount invested in ELSS funds is locked for 3 Years.
Investors can invest in ELSS mutual funds as lumpsum (One Time) of SIP (Systematic Investment plan). It is advised for beginners to generally invest using SIP as it better suited for them.
The investment objective of the scheme is to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. The Scheme does not guarantee or assure any returns. Mirae Asset Tax Saver Fund is a Equity - ELSS fund was launched on 28 Dec 15. It is a fund with Moderately High risk and has given a Below is the key information for Mirae Asset Tax Saver Fund Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on (ELSS Scheme) Seeking to provide long term capital appreciation by predominantly investing in equities and to facilitate the subscribers to seek tax benefits as provided under Section 80 C of the Income Tax Act, 1961. However, there can be no assurance that the investment objective of
the scheme will be realized. Canara Robeco Equity Tax Saver is a Equity - ELSS fund was launched on 2 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for Canara Robeco Equity Tax Saver Returns up to 1 year are on The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. DSP BlackRock Tax Saver Fund is a Equity - ELSS fund was launched on 18 Jan 07. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Tax Saver Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Kotak Tax Saver Fund is a Equity - ELSS fund was launched on 23 Nov 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Tax Plan Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on 1. Mirae Asset Tax Saver Fund
CAGR/Annualized return of 19.1% since its launch. Return for 2020 was 21.5% , 2019 was 14.1% and 2018 was -2.3% . Mirae Asset Tax Saver Fund
Growth Launch Date 28 Dec 15 NAV (15 Jan 21) ₹24.179 ↓ -0.22 (-0.92 %) Net Assets (Cr) ₹5,044 on 30 Nov 20 Category Equity - ELSS AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating Risk Moderately High Expense Ratio 1.63 Sharpe Ratio 0.44 Information Ratio 0.69 Alpha Ratio 5.12 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹11,480 31 Dec 17 ₹16,977 31 Dec 18 ₹16,591 31 Dec 19 ₹18,925 31 Dec 20 ₹23,001 Returns for Mirae Asset Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 7.4% 3 Month 25.8% 6 Month 40.9% 1 Year 23.9% 3 Year 11.4% 5 Year 20.4% 10 Year 15 Year Since launch 19.1% Historical performance (Yearly) on absolute basis
Year Returns 2020 21.5% 2019 14.1% 2018 -2.3% 2017 47.9% 2016 14.8% 2015 2014 2013 2012 2011 Fund Manager information for Mirae Asset Tax Saver Fund
Name Since Tenure Neelesh Surana 28 Dec 15 5.01 Yr. Data below for Mirae Asset Tax Saver Fund as on 30 Nov 20
Equity Sector Allocation
Sector Value Financial Services 38.7% Technology 11.23% Consumer Defensive 8.57% Basic Materials 8.04% Health Care 7.52% Consumer Cyclical 6.43% Industrials 5.42% Energy 4.68% Communication Services 3.5% Utility 1.66% Asset Allocation
Asset Class Value Cash 0.97% Equity 99.02% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | HDFCBANK10% ₹533 Cr 3,710,722
↑ 80,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 15 | INFY7% ₹390 Cr 3,106,693
↓ -10,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK7% ₹381 Cr 7,123,912
↑ 187,500 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | 5322155% ₹258 Cr 4,166,266
↑ 445,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Dec 15 | TCS4% ₹220 Cr 768,179 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL3% ₹191 Cr 3,748,000 Reliance Industries Limited
Equity, Since 30 Jun 20 | -3% ₹180 Cr 1,610,338 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 28 Feb 19 | 5001243% ₹155 Cr 298,090 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 17 | HDFC3% ₹155 Cr 606,263 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Mar 18 | 5002713% ₹145 Cr 2,151,203 2. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 18.5% since its launch. Ranked 13 in ELSS category. Return for 2020 was 31.2% , 2019 was 14.6% and 2018 was -16.3% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (15 Jan 21) ₹75.01 ↓ -0.87 (-1.15 %) Net Assets (Cr) ₹351 on 30 Nov 20 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.67 Sharpe Ratio 0.76 Information Ratio 0.04 Alpha Ratio 13.11 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹9,876 31 Dec 17 ₹15,571 31 Dec 18 ₹13,026 31 Dec 19 ₹14,929 31 Dec 20 ₹19,586 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 6.6% 3 Month 21.8% 6 Month 41.6% 1 Year 32.9% 3 Year 7.7% 5 Year 16.8% 10 Year 15 Year Since launch 18.5% Historical performance (Yearly) on absolute basis
Year Returns 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% 2013 9.1% 2012 24.8% 2011 -24.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Aakash Manghani 15 Jul 19 1.47 Yr. Data below for BOI AXA Tax Advantage Fund as on 30 Nov 20
Equity Sector Allocation
Sector Value Financial Services 26.76% Basic Materials 17.76% Technology 14.68% Health Care 13.92% Consumer Cyclical 9.4% Energy 4.97% Industrials 4.29% Consumer Defensive 3.2% Communication Services 2.42% Asset Allocation
Asset Class Value Cash 2.07% Equity 97.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK7% ₹25 Cr 172,460 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE5% ₹19 Cr 93,975
↑ 879 Infosys Ltd (Technology)
Equity, Since 30 Jun 20 | INFY4% ₹16 Cr 124,274
↑ 7,367 PI Industries Ltd (Basic Materials)
Equity, Since 30 Nov 18 | PIIND4% ₹15 Cr 66,804
↓ -1,518 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK4% ₹14 Cr 260,895
↓ -14,164 Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 18 | DIVISLAB4% ₹13 Cr 34,619 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK3% ₹12 Cr 62,062
↓ -9,806 SRF Ltd (Basic Materials)
Equity, Since 30 Sep 19 | SRF3% ₹10 Cr 18,641
↓ -333 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 19 | HDFC3% ₹10 Cr 39,634 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Jul 19 | 5325043% ₹10 Cr 37,433 3. Canara Robeco Equity Tax Saver
CAGR/Annualized return of 20.3% since its launch. Ranked 36 in ELSS category. Return for 2020 was 27.4% , 2019 was 10.7% and 2018 was 2.7% . Canara Robeco Equity Tax Saver
Growth Launch Date 2 Feb 09 NAV (15 Jan 21) ₹90.59 ↓ -1.32 (-1.44 %) Net Assets (Cr) ₹1,333 on 30 Nov 20 Category Equity - ELSS AMC Canara Robeco Asset Management Co. Ltd. Rating ☆ Risk Moderately High Expense Ratio 2.32 Sharpe Ratio 0.6 Information Ratio 0.49 Alpha Ratio 9.5 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹9,996 31 Dec 17 ₹13,191 31 Dec 18 ₹13,544 31 Dec 19 ₹14,999 31 Dec 20 ₹19,102 Returns for Canara Robeco Equity Tax Saver
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 8.2% 3 Month 22.4% 6 Month 39.8% 1 Year 30.2% 3 Year 14.2% 5 Year 16.3% 10 Year 15 Year Since launch 20.3% Historical performance (Yearly) on absolute basis
Year Returns 2020 27.4% 2019 10.7% 2018 2.7% 2017 32% 2016 0% 2015 0.6% 2014 45.2% 2013 5.3% 2012 30% 2011 -16.3% Fund Manager information for Canara Robeco Equity Tax Saver
Name Since Tenure Shridatta Bhandwaldar 1 Oct 19 1.25 Yr. Cheenu Gupta 12 Mar 18 2.81 Yr. Data below for Canara Robeco Equity Tax Saver as on 30 Nov 20
Equity Sector Allocation
Sector Value Financial Services 32.65% Technology 21.24% Basic Materials 10.6% Consumer Cyclical 10.18% Industrials 9.54% Health Care 5.24% Energy 2.95% Communication Services 2.79% Consumer Defensive 1.99% Asset Allocation
Asset Class Value Cash 2.82% Equity 97.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jul 18 | INFY9% ₹135 Cr 1,074,500 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK9% ₹127 Cr 2,381,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 08 | HDFCBANK7% ₹99 Cr 692,184 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 May 19 | 5000344% ₹60 Cr 112,450
↓ -6,700 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 20 | LT3% ₹48 Cr 375,000
↑ 375,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 19 | RELIANCE3% ₹44 Cr 219,500
↓ -25,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN3% ₹43 Cr 1,550,000
↑ 200,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Nov 20 | HDFC3% ₹42 Cr 165,000
↑ 65,000 Asian Paints Ltd (Basic Materials)
Equity, Since 30 Sep 20 | 5008203% ₹37 Cr 135,200
↓ -74,800 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Jun 20 | TCS3% ₹37 Cr 130,000
↓ -50,000 4. DSP BlackRock Tax Saver Fund
CAGR/Annualized return of 14% since its launch. Ranked 12 in ELSS category. Return for 2020 was 15% , 2019 was 14.8% and 2018 was -7.6% . DSP BlackRock Tax Saver Fund
Growth Launch Date 18 Jan 07 NAV (15 Jan 21) ₹62.398 ↓ -0.70 (-1.12 %) Net Assets (Cr) ₹7,015 on 30 Nov 20 Category Equity - ELSS AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio 0.26 Information Ratio -0.28 Alpha Ratio -2.49 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹11,127 31 Dec 17 ₹15,166 31 Dec 18 ₹14,007 31 Dec 19 ₹16,084 31 Dec 20 ₹18,505 Returns for DSP BlackRock Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 7.5% 3 Month 28.2% 6 Month 36.7% 1 Year 18.6% 3 Year 8.1% 5 Year 15.4% 10 Year 15 Year Since launch 14% Historical performance (Yearly) on absolute basis
Year Returns 2020 15% 2019 14.8% 2018 -7.6% 2017 36.3% 2016 11.3% 2015 4.4% 2014 52.2% 2013 6.7% 2012 39.8% 2011 -26.7% Fund Manager information for DSP BlackRock Tax Saver Fund
Name Since Tenure Rohit Singhania 16 Jul 15 5.47 Yr. Charanjit Singh 1 Jan 21 0 Yr. Data below for DSP BlackRock Tax Saver Fund as on 30 Nov 20
Equity Sector Allocation
Sector Value Financial Services 35.11% Basic Materials 12.56% Technology 9.34% Health Care 8.82% Consumer Cyclical 7.35% Industrials 6.53% Consumer Defensive 5.92% Communication Services 5.69% Utility 3.85% Energy 3.75% Asset Allocation
Asset Class Value Cash 1.08% Equity 98.92% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK9% ₹648 Cr 12,112,336
↓ -580,715 Infosys Ltd (Technology)
Equity, Since 31 Mar 12 | INFY8% ₹599 Cr 4,770,893
↑ 124,101 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK8% ₹569 Cr 3,963,238
↓ -536,438 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jul 19 | BHARTIARTL6% ₹423 Cr 8,291,940 State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN4% ₹288 Cr 10,473,572
↓ -572,016 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322153% ₹228 Cr 3,672,716
↑ 300,344 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 20 | 5006963% ₹224 Cr 935,401
↑ 164,818 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 20 | 5001243% ₹194 Cr 371,838 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Aug 20 | HDFC2% ₹180 Cr 704,585 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 May 14 | ULTRACEMCO2% ₹168 Cr 316,876 5. HDFC Long Term Advantage Fund
CAGR/Annualized return of 20.7% since its launch. Ranked 23 in ELSS category. Return for 2020 was 11.5% , 2019 was 10.1% and 2018 was -3.9% . HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (15 Jan 21) ₹435.994 ↓ -3.23 (-0.73 %) Net Assets (Cr) ₹1,237 on 30 Nov 20 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.17 Sharpe Ratio 0.18 Information Ratio -1.44 Alpha Ratio -4.46 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹11,302 31 Dec 17 ₹15,393 31 Dec 18 ₹14,792 31 Dec 19 ₹16,287 31 Dec 20 ₹18,160
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 7.2% 3 Month 27.3% 6 Month 38% 1 Year 14.5% 3 Year 6.7% 5 Year 15.1% 10 Year 15 Year Since launch 20.7% Historical performance (Yearly) on absolute basis
Year Returns 2020 11.5% 2019 10.1% 2018 -3.9% 2017 36.2% 2016 13% 2015 -2.4% 2014 44.7% 2013 11% 2012 28.8% 2011 -23.5% Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Chirag Setalvad 2 Apr 07 13.76 Yr. Anand Laddha 21 Oct 20 0.2 Yr. Data below for HDFC Long Term Advantage Fund as on 30 Nov 20
Equity Sector Allocation
Sector Value Financial Services 35.64% Industrials 20.94% Technology 12.34% Energy 11.2% Basic Materials 5.8% Consumer Defensive 4.73% Health Care 3.6% Utility 2.24% Communication Services 2.07% Consumer Cyclical 1.36% Asset Allocation
Asset Class Value Cash 0.09% Equity 99.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK10% ₹128 Cr 2,400,000
↓ -73,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 06 | INFY10% ₹126 Cr 1,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 13 | HDFCBANK9% ₹122 Cr 850,000
↓ -50,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 05 | RELIANCE8% ₹103 Cr 520,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFC8% ₹102 Cr 400,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 07 | LT6% ₹78 Cr 607,500 State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN6% ₹71 Cr 2,600,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Oct 05 | ITC5% ₹59 Cr 2,822,910 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 03 | 5133754% ₹50 Cr 1,229,000 Aurobindo Pharma Ltd (Healthcare)
Equity, Since 31 Mar 18 | AUROPHARMA4% ₹46 Cr 500,000 6. Kotak Tax Saver Fund
CAGR/Annualized return of 12% since its launch. Ranked 19 in ELSS category. Return for 2020 was 14.9% , 2019 was 12.7% and 2018 was -3.8% . Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (15 Jan 21) ₹55.719 ↓ -0.65 (-1.16 %) Net Assets (Cr) ₹1,445 on 30 Nov 20 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.34 Sharpe Ratio 0.31 Information Ratio -0.04 Alpha Ratio -0.36 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,746 31 Dec 17 ₹14,374 31 Dec 18 ₹13,827 31 Dec 19 ₹15,579 31 Dec 20 ₹17,907 Returns for Kotak Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 6.2% 3 Month 21.7% 6 Month 33.4% 1 Year 15.6% 3 Year 8.6% 5 Year 14.7% 10 Year 15 Year Since launch 12% Historical performance (Yearly) on absolute basis
Year Returns 2020 14.9% 2019 12.7% 2018 -3.8% 2017 33.8% 2016 7.5% 2015 1.5% 2014 56.6% 2013 -6.3% 2012 36.2% 2011 -26% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Harsha Upadhyaya 25 Aug 15 5.36 Yr. Data below for Kotak Tax Saver Fund as on 30 Nov 20
Equity Sector Allocation
Sector Value Financial Services 18.87% Basic Materials 17.41% Industrials 14.24% Technology 14.18% Consumer Defensive 8.46% Consumer Cyclical 8% Health Care 7.91% Energy 5.85% Utility 3.04% Asset Allocation
Asset Class Value Cash 2.03% Equity 97.95% Other 0.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY7% ₹104 Cr 825,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹91 Cr 1,700,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 06 | RELIANCE6% ₹89 Cr 450,000
↓ -56,666 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 18 | TCS5% ₹78 Cr 271,357
↓ -28,643 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | 5006964% ₹65 Cr 270,000 SRF Ltd (Basic Materials)
Equity, Since 30 Apr 16 | SRF4% ₹59 Cr 105,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | HDFCBANK4% ₹55 Cr 380,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | 5322153% ₹45 Cr 725,000
↓ -25,000 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 18 | 5001243% ₹42 Cr 80,000 Cipla Ltd (Healthcare)
Equity, Since 30 Nov 20 | 5000873% ₹41 Cr 500,000
↑ 300,000 7. Invesco India Tax Plan
CAGR/Annualized return of 14.3% since its launch. Ranked 17 in ELSS category. Return for 2020 was 19.2% , 2019 was 9.4% and 2018 was -1.3% . Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (15 Jan 21) ₹65.64 ↓ -0.72 (-1.08 %) Net Assets (Cr) ₹1,280 on 30 Nov 20 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.21 Sharpe Ratio 0.37 Information Ratio -0.15 Alpha Ratio 1.72 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,342 31 Dec 17 ₹14,039 31 Dec 18 ₹13,864 31 Dec 19 ₹15,171 31 Dec 20 ₹18,078 Returns for Invesco India Tax Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 7.3% 3 Month 21.9% 6 Month 34.2% 1 Year 20.4% 3 Year 9.1% 5 Year 14.7% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2020 19.2% 2019 9.4% 2018 -1.3% 2017 35.7% 2016 3.4% 2015 5.8% 2014 54.3% 2013 10.1% 2012 30.3% 2011 -18.9% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Amit Nigam 3 Sep 20 0.33 Yr. Dhimant Kothari 29 Mar 18 2.76 Yr. Data below for Invesco India Tax Plan as on 30 Nov 20
Equity Sector Allocation
Sector Value Financial Services 30.62% Technology 18.04% Consumer Cyclical 10.71% Consumer Defensive 7.62% Industrials 6.87% Basic Materials 6.57% Energy 5.7% Health Care 5.55% Utility 3.18% Communication Services 2.9% Real Estate 0.9% Asset Allocation
Asset Class Value Cash 1.35% Equity 98.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | HDFCBANK10% ₹136 Cr 948,078 Infosys Ltd (Technology)
Equity, Since 31 Dec 19 | INFY10% ₹135 Cr 1,076,677
↑ 105,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK8% ₹109 Cr 2,031,464
↑ 66,661 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE6% ₹79 Cr 397,743
↓ -21,877 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 19 | KOTAKBANK5% ₹63 Cr 316,379 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Jun 19 | 5006964% ₹61 Cr 254,612 L&T Technology Services Ltd (Technology)
Equity, Since 31 Aug 20 | LTTS3% ₹42 Cr 179,214
↑ 32,921 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 19 | BHARTIARTL3% ₹40 Cr 787,339
↓ -274,498 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322153% ₹40 Cr 638,509
↑ 638,509 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | 5329773% ₹38 Cr 111,023
↑ 29,347 8. Principal Tax Savings Fund
CAGR/Annualized return of 15.9% since its launch. Ranked 8 in ELSS category. Return for 2020 was 18.9% , 2019 was 2.5% and 2018 was -9.2% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (15 Jan 21) ₹256.6 ↓ -2.84 (-1.09 %) Net Assets (Cr) ₹453 on 30 Nov 20 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.56 Sharpe Ratio 0.34 Information Ratio -1.33 Alpha Ratio 0.32 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,619 31 Dec 17 ₹15,801 31 Dec 18 ₹14,348 31 Dec 19 ₹14,703 31 Dec 20 ₹17,481 Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 6.9% 3 Month 27% 6 Month 37.1% 1 Year 21% 3 Year 3.4% 5 Year 14.6% 10 Year 15 Year Since launch 15.9% Historical performance (Yearly) on absolute basis
Year Returns 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% 2014 49.4% 2013 8.5% 2012 46.5% 2011 -30.4% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 1.18 Yr. Data below for Principal Tax Savings Fund as on 30 Nov 20
Equity Sector Allocation
Sector Value Financial Services 36.51% Technology 11.27% Health Care 9.37% Industrials 9.34% Consumer Defensive 8.44% Energy 6.69% Consumer Cyclical 5.84% Basic Materials 5.21% Communication Services 3.04% Utility 2.33% Asset Allocation
Asset Class Value Cash 0.32% Equity 99.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK10% ₹48 Cr 893,418 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK8% ₹41 Cr 286,001 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY5% ₹24 Cr 190,534
↑ 12,970 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 08 | RELIANCE4% ₹20 Cr 98,359 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT4% ₹19 Cr 144,140 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN4% ₹17 Cr 624,330 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK3% ₹17 Cr 84,321 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS3% ₹16 Cr 54,301
↓ -5,080 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 18 | BHARTIARTL3% ₹15 Cr 289,755 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322153% ₹14 Cr 230,175
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