+91-22-489139098 Best ELSS Tax Saving Mutual Funds 2025
With the financial year coming to an end, it is the time to begin your Tax Planning. With so many tax savings options in India, ELSS stands out the best because they offer benefits beyond tax savings.
ELSS or Equity Linked Saving Schemes comes with a lock-in period of 3 years, which is the shortest holding compared to all other tax savings. By Investing in ELSS, one can attain deductions upto INR 1,50,000 from their taxable Income as per the Section 80C of income tax Act. As, ELSS funds are equity diversified with a major portion of the fund being invested in equity & related products, they provide equity returns too. This means that investors can also earn equity returns on their investments.
Before we look at some of the other important features of this scheme, let’s check the best ELSS tax saving Mutual Funds for 2025 – 2026.
Why Choose ELSS for Tax Savings?
The other major benefits of ELSS are:
Tax Free Returns
As per the Budget 2018, ELSS would attract Long Term Capital Gains (LTCG). Investors would be taxed at 10% (with no indexation) under long term Capital Gain tax. Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh.
Minimum Investment Amount
By taking a SIP route, investors can invest an amount as low as INR 500. This allows an individual to save money every month instead of a lump sum.
Equity Returns
Since these mutual funds invest in equity-related instruments, the money you invest grows as the stock Market grows. So, the gains are high in ELSS Funds.
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Best Performing ELSS Tax Saving Mutual Funds FY 25 - 26
Fund NAV Net Assets (Cr) Rating 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Long Term Equity Fund Growth ₹53.3395
↓ -0.16 ₹4,223 5.7 19.6 -1.2 25.6 26.3 47.7 Franklin India Taxshield Growth ₹1,491.43
↓ -3.41 ₹6,537 ☆☆ 1.7 10.7 -2.1 18.9 23.7 22.4 Nippon India Tax Saver Fund (ELSS) Growth ₹130.687
↓ -0.03 ₹14,934 ☆☆☆ 4.2 13.7 -1.7 17.8 23.2 17.6 JM Tax Gain Fund Growth ₹49.5619
↓ -0.19 ₹210 ☆☆☆ 5.3 12.8 -4.4 20.1 23.2 29 Bandhan Tax Advantage (ELSS) Fund Growth ₹154.753
↓ -0.26 ₹6,899 ☆☆☆☆☆ 3.2 11.4 -2.7 15.9 22.9 13.1 BOI AXA Tax Advantage Fund Growth ₹162.45
↑ 0.01 ₹1,355 ☆☆☆ 3.7 10.8 -4.6 17.2 21.2 21.6 ICICI Prudential Long Term Equity Fund (Tax Saving) Growth ₹959.72
↓ -1.27 ₹14,346 ☆☆ 4.9 14 0.5 17.2 21.2 16.4 Kotak Tax Saver Fund Growth ₹117.229
↓ -0.26 ₹6,201 ☆☆☆ 3.4 13.1 -2.8 16.1 20.7 21.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 25 Research Highlights & Commentary of 8 Funds showcased
Commentary Motilal Oswal Long Term Equity Fund Franklin India Taxshield Nippon India Tax Saver Fund (ELSS) JM Tax Gain Fund Bandhan Tax Advantage (ELSS) Fund BOI AXA Tax Advantage Fund ICICI Prudential Long Term Equity Fund (Tax Saving) Kotak Tax Saver Fund Point 1 Lower mid AUM (₹4,223 Cr). Upper mid AUM (₹6,537 Cr). Highest AUM (₹14,934 Cr). Bottom quartile AUM (₹210 Cr). Upper mid AUM (₹6,899 Cr). Bottom quartile AUM (₹1,355 Cr). Top quartile AUM (₹14,346 Cr). Lower mid AUM (₹6,201 Cr). Point 2 Established history (10+ yrs). Oldest track record among peers (26 yrs). Established history (20+ yrs). Established history (17+ yrs). Established history (16+ yrs). Established history (16+ yrs). Established history (26+ yrs). Established history (19+ yrs). Point 3 Not Rated. Rating: 2★ (lower mid). Rating: 3★ (top quartile). Rating: 3★ (upper mid). Top rated. Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 26.27% (top quartile). 5Y return: 23.73% (top quartile). 5Y return: 23.25% (upper mid). 5Y return: 23.17% (upper mid). 5Y return: 22.93% (lower mid). 5Y return: 21.23% (lower mid). 5Y return: 21.20% (bottom quartile). 5Y return: 20.66% (bottom quartile). Point 6 3Y return: 25.63% (top quartile). 3Y return: 18.90% (upper mid). 3Y return: 17.81% (upper mid). 3Y return: 20.13% (top quartile). 3Y return: 15.89% (bottom quartile). 3Y return: 17.21% (lower mid). 3Y return: 17.17% (lower mid). 3Y return: 16.07% (bottom quartile). Point 7 1Y return: -1.19% (top quartile). 1Y return: -2.11% (upper mid). 1Y return: -1.68% (upper mid). 1Y return: -4.40% (bottom quartile). 1Y return: -2.74% (lower mid). 1Y return: -4.64% (bottom quartile). 1Y return: 0.50% (top quartile). 1Y return: -2.76% (lower mid). Point 8 Alpha: 7.18 (top quartile). Alpha: -1.19 (lower mid). Alpha: 0.25 (upper mid). Alpha: -3.68 (bottom quartile). Alpha: -3.02 (lower mid). Alpha: -5.42 (bottom quartile). Alpha: 2.07 (top quartile). Alpha: -0.41 (upper mid). Point 9 Sharpe: -0.26 (top quartile). Sharpe: -0.69 (lower mid). Sharpe: -0.59 (upper mid). Sharpe: -0.85 (bottom quartile). Sharpe: -0.87 (bottom quartile). Sharpe: -0.85 (lower mid). Sharpe: -0.45 (top quartile). Sharpe: -0.63 (upper mid). Point 10 Information ratio: 0.80 (top quartile). Information ratio: 1.11 (top quartile). Information ratio: 0.70 (upper mid). Information ratio: 0.80 (upper mid). Information ratio: 0.02 (bottom quartile). Information ratio: 0.24 (lower mid). Information ratio: 0.22 (lower mid). Information ratio: 0.04 (bottom quartile). Motilal Oswal Long Term Equity Fund
Franklin India Taxshield
Nippon India Tax Saver Fund (ELSS)
JM Tax Gain Fund
Bandhan Tax Advantage (ELSS) Fund
BOI AXA Tax Advantage Fund
ICICI Prudential Long Term Equity Fund (Tax Saving)
Kotak Tax Saver Fund
*Above is list of ELSS - Equity Mutual Funds having net assets between 100 - 15000 Crore & managing assets since last 3 years. Sorted on returns of last 5 years annualized/CAGR Basis.
Who Can Invest in ELSS Fund?
Generally, ELSS Mutual Funds are suitable for all kinds of investors who are willing to take market-linked risks for tax planning and saving money. Anyone can invest in ELSS funds at any point of time in their life. However, it is suggested to invest in tax saving ELSS funds during the early stage of your career so that your money grows over time and you earn better returns.
Hence, save tax and earn good returns both at the same time by investing in Best elss Funds. Investors should be aware that amount invested in ELSS funds is locked for 3 Years.
Investors can invest in ELSS mutual funds as lumpsum (One Time) of SIP (Systematic Investment plan). It is advised for beginners to generally invest using SIP as it better suited for them.
(Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate Research Highlights for Franklin India Taxshield Below is the key information for Franklin India Taxshield Returns up to 1 year are on The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s
investment objective shall be achieved. Research Highlights for Nippon India Tax Saver Fund (ELSS) Below is the key information for Nippon India Tax Saver Fund (ELSS) Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. Research Highlights for JM Tax Gain Fund Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. Research Highlights for Bandhan Tax Advantage (ELSS) Fund Below is the key information for Bandhan Tax Advantage (ELSS) Fund Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) Research Highlights for BOI AXA Tax Advantage Fund Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on To generate long-term capital appreciation through investments made primarily in equity and equity related securities of companies. Research Highlights for ICICI Prudential Long Term Equity Fund (Tax Saving) Below is the key information for ICICI Prudential Long Term Equity Fund (Tax Saving) Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Research Highlights for Kotak Tax Saver Fund Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on 1. Motilal Oswal Long Term Equity Fund
Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (19 Sep 25) ₹53.3395 ↓ -0.16 (-0.30 %) Net Assets (Cr) ₹4,223 on 31 Aug 25 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 1.65 Sharpe Ratio -0.26 Information Ratio 0.8 Alpha Ratio 7.18 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹16,372 31 Aug 22 ₹16,008 31 Aug 23 ₹19,372 31 Aug 24 ₹31,421 31 Aug 25 ₹29,948 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25 Duration Returns 1 Month 4.5% 3 Month 5.7% 6 Month 19.6% 1 Year -1.2% 3 Year 25.6% 5 Year 26.3% 10 Year 15 Year Since launch 17% Historical performance (Yearly) on absolute basis
Year Returns 2024 47.7% 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% 2015 Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 1.73 Yr. Rakesh Shetty 22 Nov 22 2.78 Yr. Atul Mehra 1 Oct 24 0.92 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Industrials 31.5% Financial Services 22.55% Consumer Cyclical 17.85% Technology 11.38% Basic Materials 5.89% Real Estate 4.55% Health Care 3.01% Communication Services 1.57% Asset Allocation
Asset Class Value Cash 1.68% Equity 98.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433206% ₹276 Cr 8,970,581 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE5% ₹200 Cr 1,231,856
↑ 176,651 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 24 | AMBER4% ₹191 Cr 240,350 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX4% ₹191 Cr 248,438 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Jun 23 | KAYNES4% ₹179 Cr 289,593
↓ -8,158 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Dec 23 | BDL4% ₹171 Cr 1,056,315 Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 28 Feb 23 | FLUOROCHEM4% ₹155 Cr 430,073
↑ 12,083 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Jan 24 | SUZLON3% ₹152 Cr 24,702,337 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Apr 24 | BEL3% ₹147 Cr 3,832,775
↓ -117,225 Piramal Enterprises Ltd (Financial Services)
Equity, Since 31 Jul 24 | 5003023% ₹146 Cr 1,168,384 2. Franklin India Taxshield
Franklin India Taxshield
Growth Launch Date 10 Apr 99 NAV (19 Sep 25) ₹1,491.43 ↓ -3.41 (-0.23 %) Net Assets (Cr) ₹6,537 on 31 Aug 25 Category Equity - ELSS AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio -0.69 Information Ratio 1.11 Alpha Ratio -1.19 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,868 31 Aug 22 ₹17,069 31 Aug 23 ₹19,970 31 Aug 24 ₹29,191 31 Aug 25 ₹27,899 Returns for Franklin India Taxshield
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25 Duration Returns 1 Month 1.3% 3 Month 1.7% 6 Month 10.7% 1 Year -2.1% 3 Year 18.9% 5 Year 23.7% 10 Year 15 Year Since launch 20.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 22.4% 2023 31.2% 2022 5.4% 2021 36.7% 2020 9.8% 2019 5.1% 2018 -3% 2017 29.1% 2016 4.7% 2015 4% Fund Manager information for Franklin India Taxshield
Name Since Tenure R. Janakiraman 2 May 16 9.34 Yr. Rajasa Kakulavarapu 1 Dec 23 1.75 Yr. Data below for Franklin India Taxshield as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 30.67% Consumer Cyclical 11.95% Industrials 11.91% Technology 8.54% Health Care 6.9% Basic Materials 5.56% Consumer Defensive 5.13% Utility 4.96% Communication Services 4.88% Energy 3.05% Real Estate 1.83% Asset Allocation
Asset Class Value Cash 4.61% Equity 95.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK10% ₹674 Cr 4,546,914 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK10% ₹658 Cr 3,260,417 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT5% ₹321 Cr 883,853 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL4% ₹291 Cr 1,517,753 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY4% ₹290 Cr 1,922,741 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 5322154% ₹241 Cr 2,252,948 Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 5433203% ₹231 Cr 7,500,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH3% ₹215 Cr 1,462,587 Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE3% ₹205 Cr 1,472,922 Grasim Industries Ltd (Basic Materials)
Equity, Since 30 Jun 11 | GRASIM3% ₹188 Cr 685,013 3. Nippon India Tax Saver Fund (ELSS)
Nippon India Tax Saver Fund (ELSS)
Growth Launch Date 21 Sep 05 NAV (19 Sep 25) ₹130.687 ↓ -0.03 (-0.02 %) Net Assets (Cr) ₹14,934 on 31 Aug 25 Category Equity - ELSS AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio -0.59 Information Ratio 0.7 Alpha Ratio 0.25 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹16,425 31 Aug 22 ₹17,421 31 Aug 23 ₹19,936 31 Aug 24 ₹28,756 31 Aug 25 ₹27,512 Returns for Nippon India Tax Saver Fund (ELSS)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25 Duration Returns 1 Month 1% 3 Month 4.2% 6 Month 13.7% 1 Year -1.7% 3 Year 17.8% 5 Year 23.2% 10 Year 15 Year Since launch 13.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.6% 2023 28.6% 2022 6.9% 2021 37.6% 2020 -0.4% 2019 1.5% 2018 -20.7% 2017 46% 2016 4.2% 2015 -2.9% Fund Manager information for Nippon India Tax Saver Fund (ELSS)
Name Since Tenure Rupesh Patel 1 Jul 21 4.17 Yr. Ritesh Rathod 19 Aug 24 1.04 Yr. Kinjal Desai 25 May 18 7.28 Yr. Data below for Nippon India Tax Saver Fund (ELSS) as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 38.38% Industrials 11.38% Consumer Cyclical 11.26% Consumer Defensive 9.42% Utility 6.78% Technology 5.28% Health Care 4.43% Energy 4.4% Basic Materials 4.24% Communication Services 3.7% Asset Allocation
Asset Class Value Cash 0.73% Equity 99.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | ICICIBANK8% ₹1,304 Cr 8,800,000
↓ -600,000 HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 20 | HDFCBANK7% ₹1,130 Cr 5,600,000 Infosys Ltd (Technology)
Equity, Since 31 Mar 20 | INFY4% ₹605 Cr 4,010,420
↑ 620,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 20 | 5322154% ₹598 Cr 5,600,000
↑ 500,000 NTPC Ltd (Utilities)
Equity, Since 28 Feb 19 | 5325553% ₹485 Cr 14,500,000 State Bank of India (Financial Services)
Equity, Since 31 Dec 13 | SBIN3% ₹446 Cr 5,600,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 20 | RELIANCE3% ₹420 Cr 3,018,247
↓ -81,753 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT3% ₹417 Cr 1,148,060
↓ -1,940 Power Finance Corp Ltd (Financial Services)
Equity, Since 30 Nov 22 | 5328102% ₹374 Cr 9,111,111 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | MOTHERSON2% ₹372 Cr 38,319,861
↓ -680,139 4. JM Tax Gain Fund
JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (19 Sep 25) ₹49.5619 ↓ -0.19 (-0.38 %) Net Assets (Cr) ₹210 on 31 Aug 25 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio -0.86 Information Ratio 0.8 Alpha Ratio -3.68 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,997 31 Aug 22 ₹16,497 31 Aug 23 ₹19,708 31 Aug 24 ₹30,143 31 Aug 25 ₹27,753 Returns for JM Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25 Duration Returns 1 Month 2.6% 3 Month 5.3% 6 Month 12.8% 1 Year -4.4% 3 Year 20.1% 5 Year 23.2% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 29% 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.92 Yr. Asit Bhandarkar 31 Dec 21 3.67 Yr. Ruchi Fozdar 4 Oct 24 0.91 Yr. Deepak Gupta 11 Apr 25 0.39 Yr. Data below for JM Tax Gain Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 27.77% Consumer Cyclical 13.43% Technology 13.34% Industrials 13.14% Basic Materials 12.93% Health Care 7.59% Energy 3.59% Communication Services 2.84% Consumer Defensive 2.18% Real Estate 1.1% Utility 0.95% Asset Allocation
Asset Class Value Cash 1.1% Equity 98.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT5% ₹11 Cr 28,947 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK5% ₹10 Cr 49,131 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK4% ₹8 Cr 56,000
↓ -14,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 25 | RELIANCE4% ₹7 Cr 53,400 One97 Communications Ltd (Technology)
Equity, Since 31 May 25 | 5433963% ₹6 Cr 55,500 Syrma SGS Technology Ltd (Technology)
Equity, Since 31 May 25 | SYRMA3% ₹6 Cr 77,750
↓ -23,250 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹6 Cr 30,700 OneSource Specialty Pharma Ltd (Healthcare)
Equity, Since 31 Jan 25 | ONESOURCE3% ₹6 Cr 28,195 CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 24 | CREDITACC3% ₹5 Cr 41,601
↓ -1,999 Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY2% ₹5 Cr 32,965 5. Bandhan Tax Advantage (ELSS) Fund
Bandhan Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (19 Sep 25) ₹154.753 ↓ -0.26 (-0.17 %) Net Assets (Cr) ₹6,899 on 31 Aug 25 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio -0.87 Information Ratio 0.02 Alpha Ratio -3.02 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹16,881 31 Aug 22 ₹18,545 31 Aug 23 ₹22,104 31 Aug 24 ₹29,535 31 Aug 25 ₹27,817 Returns for Bandhan Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25 Duration Returns 1 Month 1.8% 3 Month 3.2% 6 Month 11.4% 1 Year -2.7% 3 Year 15.9% 5 Year 22.9% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.1% 2023 28.3% 2022 4.2% 2021 49.2% 2020 18.7% 2019 1.9% 2018 -9.4% 2017 53.4% 2016 0.4% 2015 6.9% Fund Manager information for Bandhan Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 8.87 Yr. Ritika Behera 7 Oct 23 1.9 Yr. Gaurav Satra 10 Jun 24 1.23 Yr. Data below for Bandhan Tax Advantage (ELSS) Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 32.99% Consumer Cyclical 10.27% Basic Materials 9.49% Technology 8.81% Consumer Defensive 8.62% Energy 7.52% Health Care 6.17% Industrials 4.97% Communication Services 2.47% Real Estate 2.14% Utility 1.85% Asset Allocation
Asset Class Value Cash 4.42% Equity 95.58% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK8% ₹575 Cr 2,850,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE7% ₹459 Cr 3,300,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK5% ₹370 Cr 2,500,000
↓ -200,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS4% ₹273 Cr 900,000
↑ 50,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK4% ₹267 Cr 1,350,000
↑ 200,001 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹204 Cr 1,350,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 5322153% ₹203 Cr 1,900,000
↓ -600,001 State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN3% ₹190 Cr 2,388,280
↑ 1,563,280 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL2% ₹172 Cr 900,000
↓ -100,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | HEROMOTOCO2% ₹149 Cr 350,000 6. BOI AXA Tax Advantage Fund
BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (19 Sep 25) ₹162.45 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹1,355 on 31 Aug 25 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.09 Sharpe Ratio -0.85 Information Ratio 0.24 Alpha Ratio -5.42 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹16,938 31 Aug 22 ₹16,830 31 Aug 23 ₹19,528 31 Aug 24 ₹30,041 31 Aug 25 ₹26,317 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25 Duration Returns 1 Month 3.1% 3 Month 3.7% 6 Month 10.8% 1 Year -4.6% 3 Year 17.2% 5 Year 21.2% 10 Year 15 Year Since launch 18.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.6% 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 3.35 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 23.14% Industrials 20.4% Basic Materials 16.82% Utility 8.32% Technology 7.07% Consumer Defensive 7.03% Consumer Cyclical 4.77% Health Care 3% Real Estate 2.65% Communication Services 2.55% Energy 1.35% Asset Allocation
Asset Class Value Cash 2.88% Equity 97.11% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹60 Cr 1,412,000 Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE4% ₹57 Cr 328,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN4% ₹53 Cr 664,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL3% ₹48 Cr 105,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | ITC3% ₹46 Cr 1,120,000
↑ 685,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK3% ₹44 Cr 218,766 Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 23 | 5063953% ₹42 Cr 157,000 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433493% ₹42 Cr 317,800 Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5435273% ₹39 Cr 132,407 Ambuja Cements Ltd (Basic Materials)
Equity, Since 31 Mar 25 | 5004253% ₹38 Cr 634,000
↑ 48,000 7. ICICI Prudential Long Term Equity Fund (Tax Saving)
ICICI Prudential Long Term Equity Fund (Tax Saving)
Growth Launch Date 19 Aug 99 NAV (19 Sep 25) ₹959.72 ↓ -1.27 (-0.13 %) Net Assets (Cr) ₹14,346 on 31 Aug 25 Category Equity - ELSS AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio -0.45 Information Ratio 0.22 Alpha Ratio 2.07 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,853 31 Aug 22 ₹16,372 31 Aug 23 ₹18,401 31 Aug 24 ₹25,498 31 Aug 25 ₹25,279 Returns for ICICI Prudential Long Term Equity Fund (Tax Saving)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25 Duration Returns 1 Month 2% 3 Month 4.9% 6 Month 14% 1 Year 0.5% 3 Year 17.2% 5 Year 21.2% 10 Year 15 Year Since launch 19.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.4% 2023 23.2% 2022 2.3% 2021 33.7% 2020 13.6% 2019 8.8% 2018 0.5% 2017 26% 2016 3.9% 2015 4.3% Fund Manager information for ICICI Prudential Long Term Equity Fund (Tax Saving)
Name Since Tenure Mittul Kalawadia 18 Sep 23 1.96 Yr. Sharmila D’mello 31 Jul 22 3.09 Yr. Data below for ICICI Prudential Long Term Equity Fund (Tax Saving) as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 29.77% Consumer Cyclical 16.32% Health Care 12.41% Industrials 8.39% Energy 6.66% Consumer Defensive 6.14% Communication Services 5.35% Utility 4.21% Basic Materials 4.19% Technology 3.81% Real Estate 1.26% Asset Allocation
Asset Class Value Cash 1.5% Equity 98.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK8% ₹1,221 Cr 8,240,391
↓ -315,139 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK7% ₹1,044 Cr 5,173,934 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 17 | SUNPHARMA6% ₹837 Cr 4,905,969 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 29 Feb 20 | 5403765% ₹729 Cr 1,708,453 Reliance Industries Ltd (Energy)
Equity, Since 31 May 20 | RELIANCE5% ₹721 Cr 5,185,136
↑ 1,295,347 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322155% ₹711 Cr 6,652,223
↑ 650,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI5% ₹688 Cr 545,897 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 18 | LT4% ₹596 Cr 1,638,689 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL4% ₹593 Cr 3,100,000 NTPC Ltd (Utilities)
Equity, Since 31 Oct 23 | 5325554% ₹563 Cr 16,848,196 8. Kotak Tax Saver Fund
Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (19 Sep 25) ₹117.229 ↓ -0.26 (-0.22 %) Net Assets (Cr) ₹6,201 on 31 Aug 25 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio -0.63 Information Ratio 0.04 Alpha Ratio -0.41 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,711 31 Aug 22 ₹16,822 31 Aug 23 ₹19,433 31 Aug 24 ₹26,968 31 Aug 25 ₹25,486 Returns for Kotak Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25 Duration Returns 1 Month 1.7% 3 Month 3.4% 6 Month 13.1% 1 Year -2.8% 3 Year 16.1% 5 Year 20.7% 10 Year 15 Year Since launch 13.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.8% 2023 23.6% 2022 6.9% 2021 33.2% 2020 14.9% 2019 12.7% 2018 -3.8% 2017 33.8% 2016 7.5% 2015 1.5% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Harsha Upadhyaya 25 Aug 15 10.03 Yr. Data below for Kotak Tax Saver Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 30.04% Industrials 12.83% Consumer Cyclical 10.34% Basic Materials 10.18% Technology 10.04% Energy 6.51% Utility 5.73% Consumer Defensive 4.75% Communication Services 4.52% Health Care 4.43% Asset Allocation
Asset Class Value Cash 0.63% Equity 99.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK10% ₹605 Cr 3,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹385 Cr 2,599,780 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 21 | BHARTIARTL4% ₹237 Cr 1,239,286 Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY4% ₹226 Cr 1,500,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN3% ₹215 Cr 2,700,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 23 | 5327553% ₹198 Cr 1,350,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | 5322153% ₹187 Cr 1,750,000 NTPC Ltd (Utilities)
Equity, Since 30 Sep 22 | 5325553% ₹167 Cr 5,000,000 Bosch Ltd (Consumer Cyclical)
Equity, Since 28 Feb 23 | 5005303% ₹162 Cr 40,000 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 29 Feb 24 | HINDPETRO2% ₹157 Cr 3,750,000
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Research Highlights for Motilal Oswal Long Term Equity Fund