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Top 8 Best ELSS Tax Saving Mutual Funds 2019 – 2020
With the financial year coming to an end, it is the time to begin your Tax Planning. With so many tax savings options in India, ELSS stands out the best because they offer benefits beyond tax savings.
ELSS or Equity Linked Saving Schemes comes with a lock-in period of 3 years, which is the shortest holding compared to all other tax savings. By Investing in ELSS, one can attain deductions upto INR 1,50,000 from their taxable income as per the Section 80C of Income Tax Act. As, ELSS funds are equity diversified with a major portion of the fund being invested in equity & related products, they provide equity returns too. This means that investors can also earn equity returns on their investments.
Before we look at some of the other important features of this scheme, let’s check the best ELSS tax saving Mutual Funds for 2019 – 2020.
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Why Choose ELSS for Tax Savings?
The other major benefits of ELSS are:
Tax Free Returns
As per the Budget 2018, ELSS would attract Long Term Capital Gains (LTCG). Investors would be taxed at 10% (with no indexation) under long term Capital Gain tax. Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh.
Minimum Investment Amount
By taking a SIP route, investors can invest an amount as low as INR 500. This allows an individual to save money every month instead of a lump sum.
Equity Returns
Since these mutual funds invest in equity-related instruments, the money you invest grows as the stock market grows. So, the gains are high in ELSS Funds.
Best Performing ELSS Tax Saving Mutual Funds
Fund NAV Net Assets (Cr) Rating 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2017 (%) Aditya Birla Sun Life Tax Relief '96 Growth ₹30.49
↓ -0.01 ₹6,984 ☆☆☆☆ 3.6 -1.6 -4.7 15 19.2 -4.5 IDBI Equity Advantage Fund Growth ₹25.6
↓ -0.11 ₹627 ☆☆☆ 4.4 -3.4 -5.7 11.3 18.1 -1.7 Invesco India Tax Plan Growth ₹48.68
↓ -0.16 ₹668 ☆☆☆ 2.7 -3.2 -3.3 14.5 18.1 -1.3 DSP BlackRock Tax Saver Fund Growth ₹44.711
↓ -0.25 ₹4,567 ☆☆☆☆ 5.8 -0.1 -8.4 14.6 17.5 -7.6 Principal Tax Savings Fund Growth ₹200.82
↓ -0.98 ₹379 ☆☆☆☆ 3.3 -0.6 -11.5 16.9 17.3 -9.2 Kotak Tax Saver Scheme Growth ₹41.338
↓ -0.23 ₹766 ☆☆☆ 5.3 1.1 -4.5 14.7 17.3 -3.8 Reliance Tax Saver Fund (ELSS) Growth ₹53.7626
↓ -0.60 ₹9,848 ☆☆☆ 4.8 1 -22.1 9.8 17.2 -20.7 Franklin India Taxshield Growth ₹542.632
↓ -2.26 ₹3,687 ☆☆ 3.7 -1.6 -4.2 12 16.5 -3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jan 19
*Above is list of ELSS - Equity Mutual Funds having net assets between 100 - 15000 Crore & managing assets since last 3 years. Sorted on returns of last 5 years annualized/CAGR basis.
Who Can Invest in ELSS Fund?
Generally, ELSS Mutual Funds are suitable for all kinds of investors who are willing to take market-linked risks for tax planning and saving money. Anyone can invest in ELSS funds at any point of time in their life. However, it is suggested to invest in tax saving ELSS funds during the early stage of your career so that your money grows over time and you earn better returns.
Hence, save tax and earn good returns both at the same time by investing in Best elss Funds. Investors should be aware that amount invested in ELSS funds is locked for 3 Years.
Investors can invest in ELSS mutual funds as lumpsum (One Time) of SIP (Systematic Investment plan). It is advised for beginners to generally invest using SIP as it better suited for them.
An Open-ended equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80% equity,
20% debt and money market securities Aditya Birla Sun Life Tax Relief '96 is a Equity - ELSS fund was launched on 6 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Tax Relief '96 Returns up to 1 year are on The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Tax Plan Returns up to 1 year are on The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. DSP BlackRock Tax Saver Fund is a Equity - ELSS fund was launched on 18 Jan 07. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Tax Saver Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Kotak Tax Saver Scheme is a Equity - ELSS fund was launched on 23 Nov 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Tax Saver Scheme Returns up to 1 year are on The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s
investment objective shall be achieved. Reliance Tax Saver Fund (ELSS) is a Equity - ELSS fund was launched on 21 Sep 05. It is a fund with Moderately High risk and has given a Below is the key information for Reliance Tax Saver Fund (ELSS) Returns up to 1 year are on The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate Franklin India Taxshield is a Equity - ELSS fund was launched on 10 Apr 99. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Taxshield Returns up to 1 year are on 1. Aditya Birla Sun Life Tax Relief '96
CAGR/Annualized return of 10.8% since its launch. Ranked 4 in ELSS category. Return for 2018 was -4.5% , 2017 was 43.2% and 2016 was 3.4% . Aditya Birla Sun Life Tax Relief '96
Growth Launch Date 6 Mar 08 NAV (18 Jan 19) ₹30.49 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹6,984 on 30 Nov 18 Category Equity - ELSS AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.42 Sharpe Ratio -0.19 Information Ratio -0.06 Alpha Ratio -4.39 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 13 ₹10,000 31 Dec 14 ₹15,455 31 Dec 15 ₹16,875 31 Dec 16 ₹17,446 31 Dec 17 ₹24,977 31 Dec 18 ₹23,843 Returns for Aditya Birla Sun Life Tax Relief '96
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19 Duration Returns 1 Month -1% 3 Month 3.6% 6 Month -1.6% 1 Year -4.7% 3 Year 15% 5 Year 19.2% 10 Year 15 Year Since launch 10.8% Historical performance (Yearly) on absolute basis
Year Returns 2017 -4.5% 2016 43.2% 2015 3.4% 2014 9.2% 2013 54.6% 2012 9.1% 2011 36.6% 2010 -29.6% 2009 13.5% 2008 102.8% Fund Manager information for Aditya Birla Sun Life Tax Relief '96
Name Since Tenure Ajay Garg 1 Oct 06 12.09 Yr. Data below for Aditya Birla Sun Life Tax Relief '96 as on 30 Nov 18
Equity Sector Allocation
Sector Value Consumer Cyclical 21.81% Financial Services 18.86% Health Care 13.38% Basic Materials 11.16% Industrials 11.13% Consumer Defensive 9.06% Energy 7.22% Technology 5.02% Asset Allocation
Asset Class Value Cash 2.71% Equity 97.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity Honeywell Automation India Ltd (Industrials)
Equity, Since 30 Jun 08 | 5171748% ₹545 Cr 247,838
↑ 5,067 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 08 | RELIANCE7% ₹522 Cr 4,651,330
↑ 126,000 Gillette India Ltd (Consumer Defensive)
Equity, Since 30 Jun 14 | GILLETTE7% ₹490 Cr 753,410
↑ 13,445 Bayer CropScience Ltd (Basic Materials)
Equity, Since 31 Aug 11 | 5062856% ₹431 Cr 1,021,887
↑ 20,411 Pfizer Ltd (Healthcare)
Equity, Since 30 Apr 11 | PFIZER5% ₹391 Cr 1,368,850
↑ 33,281 GlaxoSmithKline Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 10 | 5006605% ₹372 Cr 2,456,639
↑ 50,823 Thomas Cook India Ltd (Consumer Cyclical)
Equity, Since 31 Aug 15 | THOMASCOOK5% ₹350 Cr 14,941,212
↑ 460,039 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 08 | HDFC5% ₹330 Cr 1,676,393 Sundaram Clayton Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | 5200564% ₹319 Cr 878,222
↑ 1,957 Shoppers Stop Ltd (Consumer Cyclical)
Equity, Since 31 Oct 10 | 5326384% ₹256 Cr 4,736,904
↑ 154,121 2. IDBI Equity Advantage Fund
CAGR/Annualized return of since its launch. Ranked 21 in ELSS category. Return for 2018 was -1.7% , 2017 was 35.3% and 2016 was 0% . IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (18 Jan 19) ₹25.6 ↓ -0.11 (-0.43 %) Net Assets (Cr) ₹627 on 30 Nov 18 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.86 Sharpe Ratio -0.12 Information Ratio -0.44 Alpha Ratio -3.28 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 13 ₹10,000 31 Dec 14 ₹17,118 31 Dec 15 ₹17,645 31 Dec 16 ₹17,636 31 Dec 17 ₹23,866 31 Dec 18 ₹23,453 Returns for IDBI Equity Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19 Duration Returns 1 Month -3.6% 3 Month 4.4% 6 Month -3.4% 1 Year -5.7% 3 Year 11.3% 5 Year 18.1% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2017 -1.7% 2016 35.3% 2015 0% 2014 3.1% 2013 71.2% 2012 2011 2010 2009 2008 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Uma Venkatraman 1 Jul 18 0.33 Yr. Ayushi Sethia 9 Oct 18 0.06 Yr. Data below for IDBI Equity Advantage Fund as on 30 Nov 18
Equity Sector Allocation
Sector Value Consumer Cyclical 33.6% Financial Services 22.09% Consumer Defensive 19.46% Industrials 11.61% Basic Materials 11.4% Asset Allocation
Asset Class Value Cash 1.89% Equity 98.16% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 31 Jan 14 | 5323437% ₹46 Cr 803,574 Page Industries Ltd (Consumer Cyclical)
Equity, Since 30 Sep 13 | 5328276% ₹40 Cr 15,969 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Nov 13 | CHOLAFIN6% ₹39 Cr 308,490 GRUH Finance Ltd (Financial Services)
Equity, Since 30 Sep 13 | 5112886% ₹38 Cr 1,188,209 Pidilite Industries Ltd (Basic Materials)
Equity, Since 30 Sep 13 | PIDILITIND6% ₹36 Cr 322,946 MRF Ltd (Consumer Cyclical)
Equity, Since 30 Sep 13 | 5002905% ₹33 Cr 4,950 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 13 | KOTAKBANK5% ₹31 Cr 246,474 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Sep 13 | EICHERMOT5% ₹30 Cr 13,037 VST Industries Ltd (Consumer Defensive)
Equity, Since 30 Sep 13 | 5099665% ₹29 Cr 88,342 Asian Paints Ltd (Basic Materials)
Equity, Since 30 Sep 13 | 5008204% ₹27 Cr 194,293 3. Invesco India Tax Plan
CAGR/Annualized return of 14% since its launch. Ranked 17 in ELSS category. Return for 2018 was -1.3% , 2017 was 35.7% and 2016 was 3.4% . Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (18 Jan 19) ₹48.68 ↓ -0.16 (-0.33 %) Net Assets (Cr) ₹668 on 30 Nov 18 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.71 Sharpe Ratio 0.03 Information Ratio -0.32 Alpha Ratio -1.03 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 13 ₹10,000 31 Dec 14 ₹15,430 31 Dec 15 ₹16,326 31 Dec 16 ₹16,885 31 Dec 17 ₹22,921 31 Dec 18 ₹22,634 Returns for Invesco India Tax Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19 Duration Returns 1 Month -0.8% 3 Month 2.7% 6 Month -3.2% 1 Year -3.3% 3 Year 14.5% 5 Year 18.1% 10 Year 15 Year Since launch 14% Historical performance (Yearly) on absolute basis
Year Returns 2017 -1.3% 2016 35.7% 2015 3.4% 2014 5.8% 2013 54.3% 2012 10.1% 2011 30.3% 2010 -18.9% 2009 22.1% 2008 83.5% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Amit Ganatra 29 Mar 18 0.59 Yr. Dhimant Kothari 29 Mar 18 0.59 Yr. Data below for Invesco India Tax Plan as on 30 Nov 18
Equity Sector Allocation
Sector Value Financial Services 33.53% Consumer Cyclical 16.12% Industrials 11.24% Technology 10.39% Energy 8.8% Consumer Defensive 6.3% Health Care 4.49% Basic Materials 3.22% Utility 3.19% Asset Allocation
Asset Class Value Cash 2.71% Equity 97.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | HDFCBANK9% ₹63 Cr 295,921
↑ 15,985 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE7% ₹47 Cr 417,453
↑ 1,156 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Oct 18 | HDFC7% ₹47 Cr 236,674
↑ 37,797 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK6% ₹42 Cr 1,167,075
↑ 95,337 Triparty Repo
CBLO/Reverse Repo | -6% ₹40 Cr Infosys Ltd (Technology)
Equity, Since 30 Jun 15 | INFY5% ₹36 Cr 541,233
↓ -105,392 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 17 | LT4% ₹31 Cr 214,136
↑ 32,432 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | INDUSINDBK4% ₹29 Cr 181,440 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 09 | MARUTI3% ₹23 Cr 30,373
↓ -6,748 Net Receivables / (Payables)
Net Current Assets | -3% -₹21 Cr 4. DSP BlackRock Tax Saver Fund
CAGR/Annualized return of 13.3% since its launch. Ranked 12 in ELSS category. Return for 2018 was -7.6% , 2017 was 36.3% and 2016 was 11.3% . DSP BlackRock Tax Saver Fund
Growth Launch Date 18 Jan 07 NAV (18 Jan 19) ₹44.711 ↓ -0.25 (-0.55 %) Net Assets (Cr) ₹4,567 on 30 Nov 18 Category Equity - ELSS AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.47 Sharpe Ratio -0.39 Information Ratio -0.22 Alpha Ratio -5.51 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 13 ₹10,000 31 Dec 14 ₹15,221 31 Dec 15 ₹15,891 31 Dec 16 ₹17,682 31 Dec 17 ₹24,099 31 Dec 18 ₹22,258 Returns for DSP BlackRock Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19 Duration Returns 1 Month -0.4% 3 Month 5.8% 6 Month -0.1% 1 Year -8.4% 3 Year 14.6% 5 Year 17.5% 10 Year 15 Year Since launch 13.3% Historical performance (Yearly) on absolute basis
Year Returns 2017 -7.6% 2016 36.3% 2015 11.3% 2014 4.4% 2013 52.2% 2012 6.7% 2011 39.8% 2010 -26.7% 2009 23.3% 2008 84.2% Fund Manager information for DSP BlackRock Tax Saver Fund
Name Since Tenure Rohit Singhania 16 Jul 15 3.3 Yr. Data below for DSP BlackRock Tax Saver Fund as on 30 Nov 18
Equity Sector Allocation
Sector Value Financial Services 38.85% Technology 12.57% Basic Materials 10.55% Industrials 7.83% Health Care 7.13% Consumer Defensive 5.64% Consumer Cyclical 4.81% Energy 3.86% Utility 2.39% Real Estate 0.72% Asset Allocation
Asset Class Value Cash 4.39% Equity 95.46% Other 0.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK9% ₹438 Cr 12,166,301
↑ 1,450,347 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK9% ₹400 Cr 1,882,985
↑ 32,958 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -4% ₹205 Cr Infosys Ltd (Technology)
Equity, Since 31 Mar 12 | INFY4% ₹189 Cr 2,865,745
↑ 770,998 State Bank of India (Financial Services)
Equity, Since 30 Jun 08 | SBIN4% ₹188 Cr 6,370,022
↑ 318,603 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 16 | LT4% ₹177 Cr 1,230,394
↑ 133,353 Tech Mahindra Ltd (Technology)
Equity, Since 30 Jun 18 | 5327553% ₹137 Cr 1,893,615
↓ -414,013 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322152% ₹99 Cr 1,599,318
↑ 627,821 Aurobindo Pharma Ltd (Healthcare)
Equity, Since 30 Sep 18 | AUROPHARMA2% ₹98 Cr 1,342,803
↑ 234,577 ITC Ltd (Consumer Defensive)
Equity, Since 31 Dec 18 | ITC2% ₹97 Cr 3,456,080
↑ 3,456,080 5. Principal Tax Savings Fund
CAGR/Annualized return of 16.1% since its launch. Ranked 8 in ELSS category. Return for 2018 was -9.2% , 2017 was 48.8% and 2016 was 6.2% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (18 Jan 19) ₹200.82 ↓ -0.98 (-0.49 %) Net Assets (Cr) ₹379 on 30 Nov 18 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.88 Sharpe Ratio -0.51 Information Ratio 0.29 Alpha Ratio -6.53 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 13 ₹10,000 31 Dec 14 ₹14,945 31 Dec 15 ₹15,348 31 Dec 16 ₹16,298 31 Dec 17 ₹24,251 31 Dec 18 ₹22,021 Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19 Duration Returns 1 Month -1% 3 Month 3.3% 6 Month -0.6% 1 Year -11.5% 3 Year 16.9% 5 Year 17.3% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2017 -9.2% 2016 48.8% 2015 6.2% 2014 2.7% 2013 49.4% 2012 8.5% 2011 46.5% 2010 -30.4% 2009 15% 2008 64.7% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure P.V.K. Mohan 1 Sep 10 8.17 Yr. Data below for Principal Tax Savings Fund as on 30 Nov 18
Equity Sector Allocation
Sector Value Financial Services 26.61% Consumer Defensive 12.95% Basic Materials 12.55% Technology 10.36% Industrials 9.28% Consumer Cyclical 9.24% Utility 6.78% Health Care 4.18% Energy 3.93% Communication Services 1.32% Asset Allocation
Asset Class Value Cash 3.27% Equity 97.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK5% ₹19 Cr 91,334 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK5% ₹18 Cr 509,143 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 08 | RELIANCE4% ₹15 Cr 134,452 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS3% ₹13 Cr 68,640 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹13 Cr 455,396 Treps 01-Jan-2019
CBLO/Reverse Repo | -3% ₹12 Cr Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT3% ₹11 Cr 77,262 Tata Power Co Ltd (Utilities)
Equity, Since 30 Nov 17 | 5004003% ₹11 Cr 1,442,240 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN3% ₹11 Cr 369,851 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY3% ₹11 Cr 161,594 6. Kotak Tax Saver Scheme
CAGR/Annualized return of 11.4% since its launch. Ranked 19 in ELSS category. Return for 2018 was -3.8% , 2017 was 33.8% and 2016 was 7.5% . Kotak Tax Saver Scheme
Growth Launch Date 23 Nov 05 NAV (18 Jan 19) ₹41.338 ↓ -0.23 (-0.54 %) Net Assets (Cr) ₹766 on 30 Nov 18 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.73 Sharpe Ratio -0.3 Information Ratio 0 Alpha Ratio -2.4 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 13 ₹10,000 31 Dec 14 ₹15,661 31 Dec 15 ₹15,892 31 Dec 16 ₹17,078 31 Dec 17 ₹22,844 31 Dec 18 ₹21,975 Returns for Kotak Tax Saver Scheme
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19 Duration Returns 1 Month -0.8% 3 Month 5.3% 6 Month 1.1% 1 Year -4.5% 3 Year 14.7% 5 Year 17.3% 10 Year 15 Year Since launch 11.4% Historical performance (Yearly) on absolute basis
Year Returns 2017 -3.8% 2016 33.8% 2015 7.5% 2014 1.5% 2013 56.6% 2012 -6.3% 2011 36.2% 2010 -26% 2009 19.9% 2008 75% Fund Manager information for Kotak Tax Saver Scheme
Name Since Tenure Harsha Upadhyaya 25 Aug 15 3.19 Yr. Data below for Kotak Tax Saver Scheme as on 30 Nov 18
Equity Sector Allocation
Sector Value Financial Services 25.64% Industrials 16.74% Basic Materials 14.21% Technology 11.12% Energy 7.46% Consumer Defensive 7.05% Consumer Cyclical 5.74% Health Care 4.68% Utility 4.49% Asset Allocation
Asset Class Value Cash 1.62% Equity 97.17% Debt 0% Other 1.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 06 | RELIANCE7% ₹52 Cr 464,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | HDFCBANK7% ₹51 Cr 240,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹48 Cr 1,325,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 14 | LT5% ₹35 Cr 245,000 GlaxoSmithKline Consumer Healthcare Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | 5006764% ₹34 Cr 45,000
↑ 5,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 18 | TCS4% ₹32 Cr 170,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY4% ₹30 Cr 450,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | 5322153% ₹26 Cr 415,000 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | 5406113% ₹25 Cr 395,000 Bharat Financial Inclusion Ltd (Financial Services)
Equity, Since 30 Jun 18 | BHARATFIN3% ₹22 Cr 219,090 7. Reliance Tax Saver Fund (ELSS)
CAGR/Annualized return of 13.5% since its launch. Ranked 16 in ELSS category. Return for 2018 was -20.7% , 2017 was 46% and 2016 was 4.2% . Reliance Tax Saver Fund (ELSS)
Growth Launch Date 21 Sep 05 NAV (18 Jan 19) ₹53.7626 ↓ -0.60 (-1.10 %) Net Assets (Cr) ₹9,848 on 30 Nov 18 Category Equity - ELSS AMC Reliance Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2.41 Sharpe Ratio -1.19 Information Ratio -0.87 Alpha Ratio -25.15 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 13 ₹10,000 31 Dec 14 ₹18,300 31 Dec 15 ₹17,765 31 Dec 16 ₹18,518 31 Dec 17 ₹27,044 31 Dec 18 ₹21,451 Returns for Reliance Tax Saver Fund (ELSS)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19 Duration Returns 1 Month -0.9% 3 Month 4.8% 6 Month 1% 1 Year -22.1% 3 Year 9.8% 5 Year 17.2% 10 Year 15 Year Since launch 13.5% Historical performance (Yearly) on absolute basis
Year Returns 2017 -20.7% 2016 46% 2015 4.2% 2014 -2.9% 2013 83% 2012 3.5% 2011 46.1% 2010 -24.2% 2009 22.5% 2008 82% Fund Manager information for Reliance Tax Saver Fund (ELSS)
Name Since Tenure Ashwani Kumar 22 Sep 05 13.12 Yr. Kinjal Desai 25 May 18 0.44 Yr. Data below for Reliance Tax Saver Fund (ELSS) as on 30 Nov 18
Equity Sector Allocation
Sector Value Industrials 26.93% Financial Services 22.19% Consumer Cyclical 21.83% Basic Materials 11.54% Energy 7.93% Consumer Defensive 4.18% Technology 3.72% Health Care 0.7% Utility 0.36% Communication Services 0.14% Asset Allocation
Asset Class Value Cash 0.15% Equity 99.52% Other 0.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Dec 13 | SBIN9% ₹889 Cr 31,230,000 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jul 14 | TATASTEEL6% ₹620 Cr 11,700,000 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | 5323436% ₹570 Cr 10,224,900
↑ 180,000 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Aug 17 | TATAMOTORS5% ₹464 Cr 27,000,000
↑ 900,000 Honeywell Automation India Ltd (Industrials)
Equity, Since 31 Dec 12 | 5171745% ₹449 Cr 202,631 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | ICICIBANK5% ₹447 Cr 12,600,000
↓ -1,440,000 ABB India Ltd (Industrials)
Equity, Since 31 Mar 12 | 5000024% ₹437 Cr 3,105,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 May 18 | ITC4% ₹412 Cr 14,400,000 Infosys Ltd (Technology)
Equity, Since 31 May 18 | INFY4% ₹366 Cr 5,489,550
↑ 139,500 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT3% ₹307 Cr 2,142,000
↑ 270,000 8. Franklin India Taxshield
CAGR/Annualized return of 22.4% since its launch. Ranked 28 in ELSS category. Return for 2018 was -3% , 2017 was 29.1% and 2016 was 4.7% . Franklin India Taxshield
Growth Launch Date 10 Apr 99 NAV (18 Jan 19) ₹542.632 ↓ -2.26 (-0.41 %) Net Assets (Cr) ₹3,687 on 30 Nov 18 Category Equity - ELSS AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderately High Expense Ratio 2.35 Sharpe Ratio -0.26 Information Ratio -0.58 Alpha Ratio -1.65 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 13 ₹10,000 31 Dec 14 ₹15,693 31 Dec 15 ₹16,328 31 Dec 16 ₹17,099 31 Dec 17 ₹22,076 31 Dec 18 ₹21,408 Returns for Franklin India Taxshield
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19 Duration Returns 1 Month -0.7% 3 Month 3.7% 6 Month -1.6% 1 Year -4.2% 3 Year 12% 5 Year 16.5% 10 Year 15 Year Since launch 22.4% Historical performance (Yearly) on absolute basis
Year Returns 2017 -3% 2016 29.1% 2015 4.7% 2014 4% 2013 56.9% 2012 6.1% 2011 29.4% 2010 -15.2% 2009 23.5% 2008 78.8% Fund Manager information for Franklin India Taxshield
Name Since Tenure R. Janakiraman 2 May 16 2.5 Yr. Lakshmikanth Reddy 2 May 16 2.5 Yr. Data below for Franklin India Taxshield as on 30 Nov 18
Equity Sector Allocation
Sector Value Financial Services 30.26% Consumer Cyclical 16.41% Basic Materials 10.95% Utility 8.29% Consumer Defensive 7.26% Energy 7.04% Technology 5.4% Industrials 3.16% Health Care 2.53% Communication Services 1.96% Asset Allocation
Asset Class Value Equity 93.26% Other 6.74% Top Securities Holdings / Portfolio
Name Holding Value Quantity Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 5322158% ₹307 Cr 4,949,477
↑ 334,950 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK8% ₹307 Cr 1,445,052 Call, Cash & Other Assets
Receivables | -7% ₹254 Cr Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Nov 17 | KOTAKBANK5% ₹204 Cr 1,624,652
↓ -150,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | M&M4% ₹158 Cr 1,959,699 Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 May 17 | HINDALCO4% ₹148 Cr 6,549,242 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK4% ₹145 Cr 4,013,153 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Oct 16 | 5328983% ₹128 Cr 6,423,306 Grasim Industries Ltd (Basic Materials)
Equity, Since 30 Jun 11 | GRASIM3% ₹118 Cr 1,431,440 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY3% ₹113 Cr 1,721,884
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