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8 Best ELSS Tax Saving Mutual Funds 2021 | fincash.com

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8 Best ELSS Tax Saving Mutual Funds 2021

Updated on April 12, 2021 , 46836 views

With the financial year coming to an end, it is the time to begin your Tax Planning. With so many tax savings options in India, ELSS stands out the best because they offer benefits beyond tax savings.

ELSS or Equity Linked Saving Schemes comes with a lock-in period of 3 years, which is the shortest holding compared to all other tax savings. By Investing in ELSS, one can attain deductions upto INR 1,50,000 from their taxable Income as per the Section 80C of income tax Act. As, ELSS funds are equity diversified with a major portion of the fund being invested in equity & related products, they provide equity returns too. This means that investors can also earn equity returns on their investments.

ELSS

Before we look at some of the other important features of this scheme, let’s check the best ELSS tax saving Mutual Funds for 2021 – 2022.

Why Choose ELSS for Tax Savings?

The other major benefits of ELSS are:

Tax Free Returns

As per the Budget 2018, ELSS would attract Long Term Capital Gains (LTCG). Investors would be taxed at 10% (with no indexation) under long term Capital Gain tax. Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh.

Minimum Investment Amount

By taking a SIP route, investors can invest an amount as low as INR 500. This allows an individual to save money every month instead of a lump sum.

Equity Returns

Since these mutual funds invest in equity-related instruments, the money you invest grows as the stock market grows. So, the gains are high in ELSS Funds.

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Best Performing ELSS Tax Saving Mutual Funds FY 21 - 22

FundNAVNet Assets (Cr)Rating3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Mirae Asset Tax Saver Fund Growth ₹25.08
↑ 0.35
₹6,351Not Rated3.227.873.715.520.421.5
BOI AXA Tax Advantage Fund Growth ₹78.24
↑ 0.56
₹3993.52563.610.81731.2
Canara Robeco Equity Tax Saver Growth ₹92.42
↑ 0.83
₹1,7250.522.760.315.41627.4
IDFC Tax Advantage (ELSS) Fund Growth ₹75.05
↑ 1.09
₹2,9767.43788.58.315.418.7
DSP BlackRock Tax Saver Fund Growth ₹64.861
↑ 0.82
₹7,8832.93165.311.915.215
Motilal Oswal Long Term Equity Fund Growth ₹21.6698
↑ 0.21
₹2,024Not Rated1.829.454.76.114.88.8
Kotak Tax Saver Fund Growth ₹58.438
↑ 0.48
₹1,6793.925.762.212.614.714.9
HDFC Long Term Advantage Fund Growth ₹448.369
↑ 7.96
₹1,3402.528.167.19.714.211.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Apr 21

*Above is list of ELSS - Equity Mutual Funds having net assets between 100 - 15000 Crore & managing assets since last 3 years. Sorted on returns of last 5 years annualized/CAGR Basis.

Who Can Invest in ELSS Fund?

Generally, ELSS Mutual Funds are suitable for all kinds of investors who are willing to take market-linked risks for tax planning and saving money. Anyone can invest in ELSS funds at any point of time in their life. However, it is suggested to invest in tax saving ELSS funds during the early stage of your career so that your money grows over time and you earn better returns.

Hence, save tax and earn good returns both at the same time by investing in Best elss Funds. Investors should be aware that amount invested in ELSS funds is locked for 3 Years.

Investors can invest in ELSS mutual funds as lumpsum (One Time) of SIP (Systematic Investment plan). It is advised for beginners to generally invest using SIP as it better suited for them.

1. Mirae Asset Tax Saver Fund

The investment objective of the scheme is to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. The Scheme does not guarantee or assure any returns.

Mirae Asset Tax Saver Fund is a Equity - ELSS fund was launched on 28 Dec 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19% since its launch.  Return for 2020 was 21.5% , 2019 was 14.1% and 2018 was -2.3% .

Below is the key information for Mirae Asset Tax Saver Fund

Mirae Asset Tax Saver Fund
Growth
Launch Date 28 Dec 15
NAV (13 Apr 21) ₹25.08 ↑ 0.35   (1.43 %)
Net Assets (Cr) ₹6,351 on 28 Feb 21
Category Equity - ELSS
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 1.63
Sharpe Ratio 1.02
Information Ratio 1.12
Alpha Ratio 5.26
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 16₹10,000
31 Mar 17₹13,829
31 Mar 18₹16,061
31 Mar 19₹18,098
31 Mar 20₹14,060
31 Mar 21₹26,154

Mirae Asset Tax Saver Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for Mirae Asset Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

DurationReturns
1 Month -3.5%
3 Month 3.2%
6 Month 27.8%
1 Year 73.7%
3 Year 15.5%
5 Year 20.4%
10 Year
15 Year
Since launch 19%
Historical performance (Yearly) on absolute basis
YearReturns
2020 21.5%
2019 14.1%
2018 -2.3%
2017 47.9%
2016 14.8%
2015
2014
2013
2012
2011
Fund Manager information for Mirae Asset Tax Saver Fund
NameSinceTenure
Neelesh Surana28 Dec 155.26 Yr.

Data below for Mirae Asset Tax Saver Fund as on 28 Feb 21

Equity Sector Allocation
SectorValue
Financial Services38.67%
Technology11.42%
Basic Materials10.1%
Consumer Cyclical7.4%
Health Care7.18%
Consumer Defensive6.23%
Industrials6.18%
Energy4.42%
Communication Services3.26%
Utility1.84%
Asset Allocation
Asset ClassValue
Cash0.32%
Equity99.68%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | HDFCBANK
9%₹593 Cr3,864,722
Infosys Ltd (Technology)
Equity, Since 31 Dec 15 | INFY
7%₹448 Cr3,571,693
↑ 365,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK
7%₹445 Cr7,443,912
↑ 140,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | 532215
5%₹296 Cr4,086,266
↓ -80,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Dec 15 | TCS
4%₹273 Cr944,826
↑ 155,000
State Bank of India (Financial Services)
Equity, Since 31 Dec 15 | SBIN
3%₹197 Cr5,053,799
Reliance Industries Limited
Equity, Since 30 Jun 20 | -
3%₹190 Cr1,568,304
↓ -42,034
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL
3%₹184 Cr3,313,000
↓ -265,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 15 | MARUTI
3%₹161 Cr235,091
↑ 65,999
JK Cement Ltd (Basic Materials)
Equity, Since 30 Jun 19 | JKCEMENT
2%₹157 Cr584,199

2. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.5% since its launch.  Ranked 13 in ELSS category.  Return for 2020 was 31.2% , 2019 was 14.6% and 2018 was -16.3% .

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund
Growth
Launch Date 25 Feb 09
NAV (13 Apr 21) ₹78.24 ↑ 0.56   (0.72 %)
Net Assets (Cr) ₹399 on 28 Feb 21
Category Equity - ELSS
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Moderately High
Expense Ratio 2.67
Sharpe Ratio 1
Information Ratio 0.05
Alpha Ratio 2.82
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 16₹10,000
31 Mar 17₹12,211
31 Mar 18₹15,601
31 Mar 19₹14,341
31 Mar 20₹12,887
31 Mar 21₹22,489

BOI AXA Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

DurationReturns
1 Month -2.3%
3 Month 3.5%
6 Month 25%
1 Year 63.6%
3 Year 10.8%
5 Year 17%
10 Year
15 Year
Since launch 18.5%
Historical performance (Yearly) on absolute basis
YearReturns
2020 31.2%
2019 14.6%
2018 -16.3%
2017 57.7%
2016 -1.2%
2015 2.1%
2014 44%
2013 9.1%
2012 24.8%
2011 -24.1%
Fund Manager information for BOI AXA Tax Advantage Fund
NameSinceTenure
Aakash Manghani15 Jul 191.72 Yr.

Data below for BOI AXA Tax Advantage Fund as on 28 Feb 21

Equity Sector Allocation
SectorValue
Financial Services29.87%
Basic Materials17.62%
Technology14.56%
Health Care10.22%
Consumer Cyclical9.97%
Industrials4.63%
Communication Services3.92%
Energy3.48%
Consumer Defensive2.11%
Utility0.72%
Asset Allocation
Asset ClassValue
Cash2.91%
Equity97.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
7%₹27 Cr173,358
↑ 4,949
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
5%₹19 Cr320,694
↑ 68,381
Infosys Ltd (Technology)
Equity, Since 30 Jun 20 | INFY
4%₹16 Cr129,655
↓ -3,093
Reliance Industries Ltd Shs Dematerialised (Energy)
Equity, Since 30 Nov 18 | RELIANCE
3%₹14 Cr66,440
↓ -11,189
PI Industries Ltd (Basic Materials)
Equity, Since 30 Nov 18 | PIIND
3%₹13 Cr58,142
↓ -6,500
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 18 | DIVISLAB
3%₹12 Cr35,659
↑ 1,040
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Jan 18 | CHOLAFIN
3%₹12 Cr223,507
↑ 22,736
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 19 | HDFC
3%₹11 Cr42,848
↑ 5,037
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK
3%₹11 Cr59,554
↑ 2,085
Laurus Labs Ltd (Healthcare)
Equity, Since 30 Jun 20 | 540222
2%₹10 Cr278,350

3. Canara Robeco Equity Tax Saver

(ELSS Scheme) Seeking to provide long term capital appreciation by predominantly investing in equities and to facilitate the subscribers to seek tax benefits as provided under Section 80 C of the Income Tax Act, 1961. However, there can be no assurance that the investment objective of the scheme will be realized.

Canara Robeco Equity Tax Saver is a Equity - ELSS fund was launched on 2 Feb 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20% since its launch.  Ranked 36 in ELSS category.  Return for 2020 was 27.4% , 2019 was 10.7% and 2018 was 2.7% .

Below is the key information for Canara Robeco Equity Tax Saver

Canara Robeco Equity Tax Saver
Growth
Launch Date 2 Feb 09
NAV (13 Apr 21) ₹92.42 ↑ 0.83   (0.91 %)
Net Assets (Cr) ₹1,725 on 28 Feb 21
Category Equity - ELSS
AMC Canara Robeco Asset Management Co. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.32
Sharpe Ratio 0.99
Information Ratio 0.7
Alpha Ratio 3.71
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 16₹10,000
31 Mar 17₹11,850
31 Mar 18₹13,400
31 Mar 19₹15,236
31 Mar 20₹12,618
31 Mar 21₹21,905

Canara Robeco Equity Tax Saver SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Canara Robeco Equity Tax Saver

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

DurationReturns
1 Month -4.3%
3 Month 0.5%
6 Month 22.7%
1 Year 60.3%
3 Year 15.4%
5 Year 16%
10 Year
15 Year
Since launch 20%
Historical performance (Yearly) on absolute basis
YearReturns
2020 27.4%
2019 10.7%
2018 2.7%
2017 32%
2016 0%
2015 0.6%
2014 45.2%
2013 5.3%
2012 30%
2011 -16.3%
Fund Manager information for Canara Robeco Equity Tax Saver
NameSinceTenure
Shridatta Bhandwaldar1 Oct 191.5 Yr.
Cheenu Gupta12 Mar 183.06 Yr.

Data below for Canara Robeco Equity Tax Saver as on 28 Feb 21

Equity Sector Allocation
SectorValue
Financial Services31.77%
Technology18.31%
Industrials12.9%
Consumer Cyclical12.12%
Basic Materials10.76%
Health Care4.18%
Consumer Defensive3.44%
Communication Services2.84%
Utility1.02%
Energy0.41%
Asset Allocation
Asset ClassValue
Cash2.24%
Equity97.76%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jul 18 | INFY
8%₹163 Cr1,191,310
↑ 116,810
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK
7%₹146 Cr2,506,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 08 | HDFCBANK
6%₹115 Cr767,184
↑ 75,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN
6%₹108 Cr2,975,000
Larsen & Toubro Ltd Shs Dematerialised (Industrials)
Equity, Since 31 Dec 20 | LT
5%₹96 Cr680,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 May 19 | 500034
3%₹68 Cr132,450
↑ 7,500
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 532215
3%₹65 Cr928,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Jun 20 | TCS
3%₹61 Cr192,815
↑ 70,000
Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Dec 18 | DIVISLAB
2%₹43 Cr119,000
↑ 13,500
Voltas Ltd Shs Dematerialised (Industrials)
Equity, Since 31 Jul 20 | VOLTAS
2%₹42 Cr420,000

4. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.8% since its launch.  Ranked 3 in ELSS category.  Return for 2020 was 18.7% , 2019 was 1.9% and 2018 was -9.4% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund
Growth
Launch Date 26 Dec 08
NAV (13 Apr 21) ₹75.05 ↑ 1.09   (1.47 %)
Net Assets (Cr) ₹2,976 on 28 Feb 21
Category Equity - ELSS
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 0.68
Sharpe Ratio 0.97
Information Ratio -0.5
Alpha Ratio 2.87
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 16₹10,000
31 Mar 17₹12,748
31 Mar 18₹15,606
31 Mar 19₹15,750
31 Mar 20₹10,371
31 Mar 21₹20,692

IDFC Tax Advantage (ELSS) Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

DurationReturns
1 Month -2.3%
3 Month 7.4%
6 Month 37%
1 Year 88.5%
3 Year 8.3%
5 Year 15.4%
10 Year
15 Year
Since launch 17.8%
Historical performance (Yearly) on absolute basis
YearReturns
2020 18.7%
2019 1.9%
2018 -9.4%
2017 53.4%
2016 0.4%
2015 6.9%
2014 42.2%
2013 15%
2012 36.2%
2011 -23.3%
Fund Manager information for IDFC Tax Advantage (ELSS) Fund
NameSinceTenure
Daylynn Pinto20 Oct 164.45 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 28 Feb 21

Equity Sector Allocation
SectorValue
Financial Services20.86%
Consumer Cyclical16.43%
Industrials15.75%
Basic Materials14.73%
Technology12.48%
Health Care6.98%
Energy5.22%
Communication Services3.37%
Consumer Defensive2.4%
Utility0.28%
Asset Allocation
Asset ClassValue
Cash1.51%
Equity98.49%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK
7%₹215 Cr3,600,000
Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY
6%₹175 Cr1,400,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK
4%₹123 Cr800,000
Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Mar 17 | 506401
4%₹116 Cr851,002
↓ -84,482
Reliance Industries Ltd Shs Dematerialised (Energy)
Equity, Since 31 Jul 18 | RELIANCE
4%₹115 Cr550,000
State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN
4%₹105 Cr2,700,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL
3%₹100 Cr1,800,000
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 May 20 | TATAMOTORS
3%₹97 Cr3,000,000
NCC Ltd (Industrials)
Equity, Since 28 Feb 19 | NCC
3%₹82 Cr9,250,000
↑ 50,000
KEC International Ltd (Industrials)
Equity, Since 30 Sep 15 | 532714
3%₹78 Cr1,800,000

5. DSP BlackRock Tax Saver Fund

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.

DSP BlackRock Tax Saver Fund is a Equity - ELSS fund was launched on 18 Jan 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14% since its launch.  Ranked 12 in ELSS category.  Return for 2020 was 15% , 2019 was 14.8% and 2018 was -7.6% .

Below is the key information for DSP BlackRock Tax Saver Fund

DSP BlackRock Tax Saver Fund
Growth
Launch Date 18 Jan 07
NAV (13 Apr 21) ₹64.861 ↑ 0.82   (1.28 %)
Net Assets (Cr) ₹7,883 on 28 Feb 21
Category Equity - ELSS
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.91
Sharpe Ratio 0.85
Information Ratio 0.32
Alpha Ratio -1.73
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 16₹10,000
31 Mar 17₹13,067
31 Mar 18₹14,223
31 Mar 19₹15,420
31 Mar 20₹11,752
31 Mar 21₹20,865

DSP BlackRock Tax Saver Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for DSP BlackRock Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

DurationReturns
1 Month -2.3%
3 Month 2.9%
6 Month 31%
1 Year 65.3%
3 Year 11.9%
5 Year 15.2%
10 Year
15 Year
Since launch 14%
Historical performance (Yearly) on absolute basis
YearReturns
2020 15%
2019 14.8%
2018 -7.6%
2017 36.3%
2016 11.3%
2015 4.4%
2014 52.2%
2013 6.7%
2012 39.8%
2011 -26.7%
Fund Manager information for DSP BlackRock Tax Saver Fund
NameSinceTenure
Rohit Singhania16 Jul 155.71 Yr.
Charanjit Singh1 Jan 210.24 Yr.

Data below for DSP BlackRock Tax Saver Fund as on 28 Feb 21

Equity Sector Allocation
SectorValue
Financial Services35.63%
Basic Materials12.76%
Technology9.36%
Consumer Cyclical8.19%
Industrials7.63%
Health Care7.36%
Consumer Defensive4.99%
Communication Services4.53%
Energy4.36%
Utility3.85%
Asset Allocation
Asset ClassValue
Cash1.34%
Equity98.66%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Mar 12 | INFY
8%₹637 Cr5,082,080
↑ 311,187
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK
8%₹599 Cr10,028,596
↓ -1,658,411
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK
7%₹572 Cr3,726,332
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jul 19 | BHARTIARTL
5%₹357 Cr6,420,892
↓ -595,011
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 532215
4%₹316 Cr4,354,860
State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN
4%₹283 Cr7,266,283
↓ -2,156,375
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 20 | 500696
3%₹226 Cr1,060,242
↑ 124,841
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Dec 20 | TATASTEEL
3%₹220 Cr3,074,876
↑ 117,233
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 May 14 | ULTRACEMCO
2%₹184 Cr301,231
↓ -15,645
Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 20 | 500124
2%₹176 Cr396,776
↑ 24,938

6. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Long Term Equity Fund is a Equity - ELSS fund was launched on 21 Jan 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.2% since its launch.  Return for 2020 was 8.8% , 2019 was 13.2% and 2018 was -8.7% .

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund
Growth
Launch Date 21 Jan 15
NAV (13 Apr 21) ₹21.6698 ↑ 0.21   (0.98 %)
Net Assets (Cr) ₹2,024 on 28 Feb 21
Category Equity - ELSS
AMC Motilal Oswal Asset Management Co. Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 1.83
Sharpe Ratio 0.54
Information Ratio -0.59
Alpha Ratio -12.44
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 16₹10,000
31 Mar 17₹13,946
31 Mar 18₹16,770
31 Mar 19₹16,180
31 Mar 20₹12,766
31 Mar 21₹20,931

Motilal Oswal Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

DurationReturns
1 Month -3.3%
3 Month 1.8%
6 Month 29.4%
1 Year 54.7%
3 Year 6.1%
5 Year 14.8%
10 Year
15 Year
Since launch 13.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 8.8%
2019 13.2%
2018 -8.7%
2017 44%
2016 12.5%
2015
2014
2013
2012
2011
Fund Manager information for Motilal Oswal Long Term Equity Fund
NameSinceTenure
Aditya Khemani6 Sep 191.57 Yr.
Abhiroop Mukherjee21 Jan 156.2 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 28 Feb 21

Equity Sector Allocation
SectorValue
Financial Services40.78%
Consumer Cyclical11.8%
Health Care10.05%
Consumer Defensive8.84%
Technology6.41%
Basic Materials5.01%
Industrials4.14%
Utility3.99%
Communication Services3.88%
Real Estate3.23%
Asset Allocation
Asset ClassValue
Cash1.85%
Equity98.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | ICICIBANK
9%₹191 Cr3,195,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 15 | HDFCBANK
9%₹181 Cr1,180,000
Max Financial Services Ltd (Financial Services)
Equity, Since 30 Apr 20 | 500271
7%₹142 Cr1,637,865
Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | JUBLFOOD
5%₹106 Cr352,669
↑ 15,000
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 532215
5%₹99 Cr1,372,653
Torrent Pharmaceuticals Ltd Shs Dematerialised (Healthcare)
Equity, Since 31 Oct 19 | TORNTPHARM
5%₹96 Cr396,081
↑ 50,000
Larsen & Toubro Ltd Shs Dematerialised (Industrials)
Equity, Since 30 Sep 18 | LT
4%₹84 Cr581,225
Gujarat Gas Ltd (Utilities)
Equity, Since 30 Sep 20 | 539336
4%₹81 Cr1,632,009
↑ 90,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL
4%₹78 Cr1,410,000
↓ -250,000
United Breweries Ltd Shs Dematerialised (Consumer Defensive)
Equity, Since 30 Sep 19 | 532478
4%₹78 Cr675,235
↓ -72,490

7. Kotak Tax Saver Fund

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Kotak Tax Saver Fund is a Equity - ELSS fund was launched on 23 Nov 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.2% since its launch.  Ranked 19 in ELSS category.  Return for 2020 was 14.9% , 2019 was 12.7% and 2018 was -3.8% .

Below is the key information for Kotak Tax Saver Fund

Kotak Tax Saver Fund
Growth
Launch Date 23 Nov 05
NAV (13 Apr 21) ₹58.438 ↑ 0.48   (0.82 %)
Net Assets (Cr) ₹1,679 on 28 Feb 21
Category Equity - ELSS
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.34
Sharpe Ratio 0.77
Information Ratio 0.32
Alpha Ratio -3.9
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 16₹10,000
31 Mar 17₹12,978
31 Mar 18₹13,789
31 Mar 19₹15,193
31 Mar 20₹11,938
31 Mar 21₹20,457

Kotak Tax Saver Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Kotak Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

DurationReturns
1 Month -2.3%
3 Month 3.9%
6 Month 25.7%
1 Year 62.2%
3 Year 12.6%
5 Year 14.7%
10 Year
15 Year
Since launch 12.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 14.9%
2019 12.7%
2018 -3.8%
2017 33.8%
2016 7.5%
2015 1.5%
2014 56.6%
2013 -6.3%
2012 36.2%
2011 -26%
Fund Manager information for Kotak Tax Saver Fund
NameSinceTenure
Harsha Upadhyaya25 Aug 155.6 Yr.

Data below for Kotak Tax Saver Fund as on 28 Feb 21

Equity Sector Allocation
SectorValue
Financial Services24.97%
Basic Materials18.07%
Industrials17.52%
Technology11.81%
Consumer Cyclical7.89%
Health Care6.53%
Energy3.73%
Utility3.47%
Communication Services2.98%
Consumer Defensive1.59%
Asset Allocation
Asset ClassValue
Cash1.44%
Equity98.55%
Other0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
8%₹140 Cr2,350,000
↑ 850,000
Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY
6%₹100 Cr800,000
↓ -25,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 18 | TCS
4%₹65 Cr225,000
↓ -46,027
Reliance Industries Ltd Shs Dematerialised (Energy)
Equity, Since 30 Jun 06 | RELIANCE
4%₹63 Cr300,000
↓ -100,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
4%₹60 Cr1,550,000
↑ 1,550,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | HDFCBANK
3%₹58 Cr380,000
SRF Ltd (Basic Materials)
Equity, Since 30 Apr 16 | SRF
3%₹54 Cr100,000
↓ -5,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | 532215
3%₹53 Cr725,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 21 | BHARTIARTL
3%₹50 Cr900,000
↑ 900,000
Larsen & Toubro Ltd Shs Dematerialised (Industrials)
Equity, Since 28 Feb 14 | LT
3%₹47 Cr325,000
↑ 25,000

8. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.6% since its launch.  Ranked 23 in ELSS category.  Return for 2020 was 11.5% , 2019 was 10.1% and 2018 was -3.9% .

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund
Growth
Launch Date 2 Jan 01
NAV (13 Apr 21) ₹448.369 ↑ 7.96   (1.81 %)
Net Assets (Cr) ₹1,340 on 28 Feb 21
Category Equity - ELSS
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.17
Sharpe Ratio 0.83
Information Ratio -0.7
Alpha Ratio 0.75
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 16₹10,000
31 Mar 17₹13,009
31 Mar 18₹14,495
31 Mar 19₹16,072
31 Mar 20₹11,350
31 Mar 21₹20,188

HDFC Long Term Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

DurationReturns
1 Month -4.5%
3 Month 2.5%
6 Month 28.1%
1 Year 67.1%
3 Year 9.7%
5 Year 14.2%
10 Year
15 Year
Since launch 20.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 11.5%
2019 10.1%
2018 -3.9%
2017 36.2%
2016 13%
2015 -2.4%
2014 44.7%
2013 11%
2012 28.8%
2011 -23.5%
Fund Manager information for HDFC Long Term Advantage Fund
NameSinceTenure
Chirag Setalvad2 Apr 0714.01 Yr.
Anand Laddha21 Oct 200.44 Yr.

Data below for HDFC Long Term Advantage Fund as on 28 Feb 21

Equity Sector Allocation
SectorValue
Financial Services36.16%
Industrials18.71%
Energy11.45%
Technology9.99%
Basic Materials5.72%
Consumer Defensive4.3%
Health Care3.19%
Utility2.4%
Communication Services2.13%
Consumer Cyclical1.96%
Asset Allocation
Asset ClassValue
Cash2.31%
Equity96%
Other1.69%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 13 | HDFCBANK
10%₹130 Cr850,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
9%₹120 Cr2,000,000
Reliance Industries Ltd Shs Dematerialised (Energy)
Equity, Since 31 Jul 05 | RELIANCE
8%₹108 Cr520,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFC
8%₹102 Cr400,000
State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN
8%₹101 Cr2,600,000
Infosys Ltd (Technology)
Equity, Since 30 Nov 06 | INFY
7%₹94 Cr750,000
Larsen & Toubro Ltd Shs Dematerialised (Industrials)
Equity, Since 31 Oct 07 | LT
7%₹88 Cr607,500
Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 03 | 513375
5%₹62 Cr1,229,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Oct 05 | ITC
4%₹58 Cr2,822,910
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 12 | 500547
3%₹45 Cr1,000,000

ELSS SIP Calculator

Know Your SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹720,000
expected amount after 5 Years is ₹1,074,189.
Net Profit of ₹354,189
Invest Now

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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