11 Best Mutual Funds for SIP 2025

Updated on October 16, 2025 , 264599 views

Over the past decade (2015–2025), equity SIPs in India have delivered an average annualised return of 10–14%, with many investors seeing their wealth double in under 7 years. The magic lies in the Power of Compounding and disciplined Investing — SIPs turn small, consistent contributions into substantial long-term gains, even through Market ups and downs.

With evolving SEBI norms, changing sector dynamics, and heightened market Volatility, the “set and forget” approach no longer suffices. That’s why we go beyond mere rankings—Offering well-researched, 2025-relevant insights that balance growth potential with risk management. Your SIP shouldn’t just grow—it should adapt, endure, and support your financial journey at every stage.

Why Invest in SIP Mutual Funds?

SIPs encourage a disciplined and systematic approach towards investing in Mutual Funds.
They help you finance major life goals such as retirement, your child’s education, buying a house or car.
The power of compounding makes SIPs ideal for wealth creation over time, especially for young investors.
SIPs reduce the risk of timing the market by spreading your investments across market cycles.

Additionally, SIPs offer flexibility — you can start with small amounts and increase investments as your Income grows, making them suitable for investors at any stage.

What Influences SIP Returns?

SIP returns depend on several factors, including market conditions, fund management, and economic cycles. Equity markets can be volatile in the short term, which impacts SIP performance, but disciplined investing over longer periods usually smooths out fluctuations. Fund manager expertise and consistency significantly influence SIP returns, especially in volatile markets. Furthermore, SEBI’s recent reforms aimed at improving fund transparency and risk controls have helped investors make better-informed choices, potentially improving SIP outcomes.

All selected funds have at least ₹500 crore in AUM and a minimum of 5 years of consistent performance, ensuring stability and reliability for long-term investing.

Fund Selection Methodology used to find 11 funds

Category: Equity
Investment Option: SIP
AUM Range: 200 to 20000 Cr
Sorted On : 5-year return (high to low)
No Of Funds: 11

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Top 11 SIP Mutual Funds in India FY 25 - 26

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Infrastructure Fund Growth	₹198 ↓ -0.68	₹7,645	100	-0.7	10.1	1	29.1	38	27.4
HDFC Infrastructure Fund Growth	₹48.195 ↓ -0.03	₹2,483	300	-0.2	8.2	-0.4	28.9	34.9	23
Franklin Build India Fund Growth	₹143.573 ↑ 0.09	₹2,884	500	-0.6	9.3	-0.5	28.4	33.6	27.8
Bandhan Infrastructure Fund Growth	₹49.783 ↓ -0.13	₹1,613	100	-3.8	5.9	-8.7	27.7	33.4	39.3
DSP India T.I.G.E.R Fund Growth	₹316.073 ↑ 0.20	₹5,303	500	-1.4	9.7	-7.8	27	33.3	32.4
SBI PSU Fund Growth	₹32.7481 ↓ -0.12	₹5,179	500	1	7	0.1	31.6	33.2	23.5
Nippon India Power and Infra Fund Growth	₹351.519 ↓ -0.51	₹7,175	100	0	8.9	-4.2	28.7	32.5	26.9
Canara Robeco Infrastructure Growth	₹162.81 ↓ -0.11	₹889	1,000	-0.1	11.6	-2.7	26.1	32.5	35.3
LIC MF Infrastructure Fund Growth	₹50.0434 ↓ -0.08	₹995	1,000	-1.5	14.9	-3.5	28.7	31.6	47.8
Invesco India PSU Equity Fund Growth	₹64.75 ↓ -0.04	₹1,341	500	-0.5	10	-0.3	31	31.2	25.6
Kotak Infrastructure & Economic Reform Fund Growth	₹65.957 ↑ 0.04	₹2,313	1,000	-1.5	11.9	-6.9	22.9	31.1	32.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25

Research Highlights & Commentary of 11 Funds showcased

Commentary	ICICI Prudential Infrastructure Fund	HDFC Infrastructure Fund	Franklin Build India Fund	Bandhan Infrastructure Fund	DSP India T.I.G.E.R Fund	SBI PSU Fund	Nippon India Power and Infra Fund	Canara Robeco Infrastructure	LIC MF Infrastructure Fund	Invesco India PSU Equity Fund	Kotak Infrastructure & Economic Reform Fund
Point 1	Highest AUM (₹7,645 Cr).	Lower mid AUM (₹2,483 Cr).	Upper mid AUM (₹2,884 Cr).	Lower mid AUM (₹1,613 Cr).	Upper mid AUM (₹5,303 Cr).	Upper mid AUM (₹5,179 Cr).	Top quartile AUM (₹7,175 Cr).	Bottom quartile AUM (₹889 Cr).	Bottom quartile AUM (₹995 Cr).	Bottom quartile AUM (₹1,341 Cr).	Lower mid AUM (₹2,313 Cr).
Point 2	Established history (20+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).	Established history (14+ yrs).	Oldest track record among peers (21 yrs).	Established history (15+ yrs).	Established history (21+ yrs).	Established history (19+ yrs).	Established history (17+ yrs).	Established history (15+ yrs).	Established history (17+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Top rated.	Rating: 5★ (top quartile).	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 4★ (upper mid).	Not Rated.	Not Rated.	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 37.95% (top quartile).	5Y return: 34.94% (top quartile).	5Y return: 33.55% (upper mid).	5Y return: 33.39% (upper mid).	5Y return: 33.30% (upper mid).	5Y return: 33.16% (lower mid).	5Y return: 32.47% (lower mid).	5Y return: 32.46% (lower mid).	5Y return: 31.58% (bottom quartile).	5Y return: 31.16% (bottom quartile).	5Y return: 31.07% (bottom quartile).
Point 6	3Y return: 29.09% (upper mid).	3Y return: 28.93% (upper mid).	3Y return: 28.39% (lower mid).	3Y return: 27.74% (lower mid).	3Y return: 26.97% (bottom quartile).	3Y return: 31.58% (top quartile).	3Y return: 28.75% (upper mid).	3Y return: 26.15% (bottom quartile).	3Y return: 28.70% (lower mid).	3Y return: 31.05% (top quartile).	3Y return: 22.86% (bottom quartile).
Point 7	1Y return: 0.98% (top quartile).	1Y return: -0.42% (upper mid).	1Y return: -0.53% (upper mid).	1Y return: -8.68% (bottom quartile).	1Y return: -7.75% (bottom quartile).	1Y return: 0.15% (top quartile).	1Y return: -4.20% (lower mid).	1Y return: -2.70% (lower mid).	1Y return: -3.50% (lower mid).	1Y return: -0.29% (upper mid).	1Y return: -6.86% (bottom quartile).
Point 8	Alpha: 0.00 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: -0.35 (lower mid).	Alpha: -3.51 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: -1.71 (bottom quartile).	Alpha: 5.81 (top quartile).	Alpha: -1.88 (bottom quartile).
Point 9	Sharpe: -0.48 (upper mid).	Sharpe: -0.64 (lower mid).	Sharpe: -0.64 (lower mid).	Sharpe: -0.71 (bottom quartile).	Sharpe: -0.71 (bottom quartile).	Sharpe: -0.81 (bottom quartile).	Sharpe: -0.66 (lower mid).	Sharpe: -0.41 (top quartile).	Sharpe: -0.46 (top quartile).	Sharpe: -0.58 (upper mid).	Sharpe: -0.52 (upper mid).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: -0.37 (bottom quartile).	Information ratio: 0.79 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.34 (top quartile).	Information ratio: -0.46 (bottom quartile).	Information ratio: -0.04 (bottom quartile).

ICICI Prudential Infrastructure Fund

Highest AUM (₹7,645 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 37.95% (top quartile).
3Y return: 29.09% (upper mid).
1Y return: 0.98% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.48 (upper mid).
Information ratio: 0.00 (upper mid).

HDFC Infrastructure Fund

Lower mid AUM (₹2,483 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 34.94% (top quartile).
3Y return: 28.93% (upper mid).
1Y return: -0.42% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.64 (lower mid).
Information ratio: 0.00 (lower mid).

Franklin Build India Fund

Upper mid AUM (₹2,884 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 33.55% (upper mid).
3Y return: 28.39% (lower mid).
1Y return: -0.53% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.64 (lower mid).
Information ratio: 0.00 (upper mid).

Bandhan Infrastructure Fund

Lower mid AUM (₹1,613 Cr).
Established history (14+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 33.39% (upper mid).
3Y return: 27.74% (lower mid).
1Y return: -8.68% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.00 (upper mid).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹5,303 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 33.30% (upper mid).
3Y return: 26.97% (bottom quartile).
1Y return: -7.75% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.00 (lower mid).

SBI PSU Fund

Upper mid AUM (₹5,179 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 33.16% (lower mid).
3Y return: 31.58% (top quartile).
1Y return: 0.15% (top quartile).
Alpha: -0.35 (lower mid).
Sharpe: -0.81 (bottom quartile).
Information ratio: -0.37 (bottom quartile).

Nippon India Power and Infra Fund

Top quartile AUM (₹7,175 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 32.47% (lower mid).
3Y return: 28.75% (upper mid).
1Y return: -4.20% (lower mid).
Alpha: -3.51 (bottom quartile).
Sharpe: -0.66 (lower mid).
Information ratio: 0.79 (top quartile).

Canara Robeco Infrastructure

Bottom quartile AUM (₹889 Cr).
Established history (19+ yrs).
Not Rated.
Risk profile: High.
5Y return: 32.46% (lower mid).
3Y return: 26.15% (bottom quartile).
1Y return: -2.70% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.41 (top quartile).
Information ratio: 0.00 (lower mid).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹995 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 31.58% (bottom quartile).
3Y return: 28.70% (lower mid).
1Y return: -3.50% (lower mid).
Alpha: -1.71 (bottom quartile).
Sharpe: -0.46 (top quartile).
Information ratio: 0.34 (top quartile).

Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,341 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 31.16% (bottom quartile).
3Y return: 31.05% (top quartile).
1Y return: -0.29% (upper mid).
Alpha: 5.81 (top quartile).
Sharpe: -0.58 (upper mid).
Information ratio: -0.46 (bottom quartile).

Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,313 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 31.07% (bottom quartile).
3Y return: 22.86% (bottom quartile).
1Y return: -6.86% (bottom quartile).
Alpha: -1.88 (bottom quartile).
Sharpe: -0.52 (upper mid).
Information ratio: -0.04 (bottom quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 9 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.: 112358
MCA CIN: U74999MH2016PTC282153
Location: Thane, Maharashtra, India
Experience: 9+ years in Mutual Fund distribution

Our Expertise

Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

Why Trust Us

Regulated & compliant: AMFI-registered and MCA-incorporated.
Investor-first: No pay-to-promote lists; suitability and performance drive coverage.
Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Highest AUM (₹7,645 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 37.95% (top quartile).
3Y return: 29.09% (upper mid).
1Y return: 0.98% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.48 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~9.4%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (17 Oct 25)	₹198 ↓ -0.68 (-0.34 %)
Net Assets (Cr)	₹7,645 on 31 Aug 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.48
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹20,062
30 Sep 22	₹22,524
30 Sep 23	₹31,255
30 Sep 24	₹50,301
30 Sep 25	₹48,047

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹756,118.
Net Profit of ₹456,118 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.5%
3 Month	-0.7%
6 Month	10.1%
1 Year	1%
3 Year	29.1%
5 Year	38%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.4%
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	8.25 Yr.
Sharmila D’mello	30 Jun 22	3.17 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	38.63%
Basic Materials	15.71%
Financial Services	15.25%
Utility	10.39%
Energy	8.23%
Real Estate	2.98%
Consumer Cyclical	1.94%
Communication Services	1.71%

Asset Allocation

Asset Class	Value
Cash	5.16%
Equity	94.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹720 Cr	1,998,954
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| NTPC	5%	₹363 Cr	11,079,473
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	4%	₹298 Cr	2,268,659
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	4%	₹275 Cr	2,029,725
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹267 Cr	13,053,905 ↑ 531,900
Vedanta Ltd (Basic Materials) Equity, Since 31 Jul 24 \| VEDL	3%	₹264 Cr	6,279,591
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹225 Cr	1,803,566
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| AXISBANK	3%	₹209 Cr	1,996,057 ↑ 100,000
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹202 Cr	660,770
CESC Ltd (Utilities) Equity, Since 30 Jun 23 \| CESC	2%	₹178 Cr	11,700,502

2. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

Lower mid AUM (₹2,483 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 34.94% (top quartile).
3Y return: 28.93% (upper mid).
1Y return: -0.42% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.64 (lower mid).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
Largest holding ICICI Bank Ltd (~7.3%).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (17 Oct 25)	₹48.195 ↓ -0.03 (-0.07 %)
Net Assets (Cr)	₹2,483 on 31 Aug 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.06
Sharpe Ratio	-0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹18,908
30 Sep 22	₹20,652
30 Sep 23	₹29,739
30 Sep 24	₹46,335
30 Sep 25	₹43,823

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.2%
3 Month	-0.2%
6 Month	8.2%
1 Year	-0.4%
3 Year	28.9%
5 Year	34.9%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23%
2023	55.4%
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	1.64 Yr.
Dhruv Muchhal	22 Jun 23	2.2 Yr.

Data below for HDFC Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	38.25%
Financial Services	20.27%
Basic Materials	10.14%
Utility	6.94%
Energy	6.33%
Communication Services	3.68%
Real Estate	2.29%
Health Care	1.84%
Technology	1.62%
Consumer Cyclical	0.47%

Asset Allocation

Asset Class	Value
Cash	8.17%
Equity	91.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹182 Cr	1,300,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	6%	₹137 Cr	380,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	5%	₹133 Cr	1,400,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	4%	₹95 Cr	758,285
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	3%	₹86 Cr	1,400,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹85 Cr	150,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| NTPC	3%	₹72 Cr	2,200,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹68 Cr	500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹66 Cr	350,000
G R Infraprojects Ltd (Industrials) Equity, Since 31 Jul 21 \| 543317	2%	₹59 Cr	470,000

3. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Upper mid AUM (₹2,884 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 33.55% (upper mid).
3Y return: 28.39% (lower mid).
1Y return: -0.53% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.64 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~8.3%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (17 Oct 25)	₹143.573 ↑ 0.09 (0.07 %)
Net Assets (Cr)	₹2,884 on 31 Aug 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹19,616
30 Sep 22	₹20,506
30 Sep 23	₹28,515
30 Sep 24	₹45,123
30 Sep 25	₹42,883

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.1%
3 Month	-0.6%
6 Month	9.3%
1 Year	-0.5%
3 Year	28.4%
5 Year	33.6%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%
2015	2.1%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	3.87 Yr.
Kiran Sebastian	7 Feb 22	3.57 Yr.
Sandeep Manam	18 Oct 21	3.87 Yr.

Data below for Franklin Build India Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	35.76%
Utility	13.85%
Energy	12.84%
Financial Services	12.22%
Communication Services	7.94%
Basic Materials	4.92%
Real Estate	3.03%
Consumer Cyclical	2.89%
Technology	2.35%

Asset Allocation

Asset Class	Value
Cash	4.2%
Equity	95.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	8%	₹239 Cr	665,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹169 Cr	300,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| ICICIBANK	6%	₹168 Cr	1,200,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹163 Cr	1,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| ONGC	6%	₹160 Cr	6,825,000 ↑ 425,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| NTPC	5%	₹142 Cr	4,350,000 ↑ 225,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	5%	₹134 Cr	710,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	4%	₹105 Cr	1,000,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| POWERGRID	3%	₹99 Cr	3,600,000
Delhivery Ltd (Industrials) Equity, Since 31 Mar 24 \| 543529	3%	₹84 Cr	1,800,000

4. Bandhan Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Bandhan Infrastructure Fund

Lower mid AUM (₹1,613 Cr).
Established history (14+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 33.39% (upper mid).
3Y return: 27.74% (lower mid).
1Y return: -8.68% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~91%).
Largest holding Kirloskar Brothers Ltd (~5.2%).

Below is the key information for Bandhan Infrastructure Fund

Bandhan Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (17 Oct 25)	₹49.783 ↓ -0.13 (-0.25 %)
Net Assets (Cr)	₹1,613 on 31 Aug 25
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.1
Sharpe Ratio	-0.71
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹20,085
30 Sep 22	₹20,588
30 Sep 23	₹27,745
30 Sep 24	₹47,816
30 Sep 25	₹41,763

Bandhan Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for Bandhan Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	-2.2%
3 Month	-3.8%
6 Month	5.9%
1 Year	-8.7%
3 Year	27.7%
5 Year	33.4%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.3%
2023	50.3%
2022	1.7%
2021	64.8%
2020	6.3%
2019	-5.3%
2018	-25.9%
2017	58.7%
2016	10.7%
2015	-0.2%

Fund Manager information for Bandhan Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	1.6 Yr.
Ritika Behera	7 Oct 23	1.9 Yr.
Gaurav Satra	7 Jun 24	1.24 Yr.

Data below for Bandhan Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	53.39%
Utility	12.18%
Basic Materials	7.23%
Communication Services	4.6%
Energy	3.81%
Financial Services	3.12%
Health Care	2.24%
Technology	2.22%
Consumer Cyclical	1.38%
Real Estate	1.2%

Asset Allocation

Asset Class	Value
Cash	8.64%
Equity	91.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| KIRLOSBROS	5%	₹84 Cr	433,186 ↓ -10,199
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	5%	₹74 Cr	206,262
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| ULTRACEMCO	4%	₹63 Cr	49,772
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| BHARTIARTL	4%	₹62 Cr	330,018
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| RELIANCE	4%	₹61 Cr	452,706
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 19 \| BEL	3%	₹53 Cr	1,431,700
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| GPTINFRA	3%	₹53 Cr	4,733,244
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| ADANIPORTS	3%	₹48 Cr	365,137
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Aug 24 \| INDIGO	3%	₹47 Cr	83,887 ↑ 34,446
PTC India Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| PFS	3%	₹47 Cr	12,400,122

5. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Upper mid AUM (₹5,303 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 33.30% (upper mid).
3Y return: 26.97% (bottom quartile).
1Y return: -7.75% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~90%).
Largest holding Larsen & Toubro Ltd (~4.7%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (17 Oct 25)	₹316.073 ↑ 0.20 (0.06 %)
Net Assets (Cr)	₹5,303 on 31 Aug 25
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.72
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹19,309
30 Sep 22	₹20,860
30 Sep 23	₹28,701
30 Sep 24	₹47,137
30 Sep 25	₹42,014

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	-1.2%
3 Month	-1.4%
6 Month	9.7%
1 Year	-7.8%
3 Year	27%
5 Year	33.3%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32.4%
2023	49%
2022	13.9%
2021	51.6%
2020	2.7%
2019	6.7%
2018	-17.2%
2017	47%
2016	4.1%
2015	0.7%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	15.21 Yr.

Data below for DSP India T.I.G.E.R Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	28.63%
Basic Materials	14.32%
Utility	10.69%
Financial Services	8.57%
Consumer Cyclical	8.54%
Health Care	6.56%
Energy	5.29%
Communication Services	2.55%
Technology	1.66%
Real Estate	1.51%
Consumer Defensive	1.23%

Asset Allocation

Asset Class	Value
Cash	10.45%
Equity	89.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	5%	₹251 Cr	697,669
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| NTPC	4%	₹234 Cr	7,145,883
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	4%	₹187 Cr	245,928
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jan 25 \| POWERGRID	3%	₹153 Cr	5,567,574
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Dec 24 \| AMBER	3%	₹143 Cr	197,265 ↓ -10,012
Rainbow Childrens Medicare Ltd (Healthcare) Equity, Since 31 Jan 25 \| 543524	3%	₹133 Cr	885,167 ↓ -50,703
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	2%	₹130 Cr	688,435
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	2%	₹127 Cr	1,412,412 ↓ -196,122
Siemens Energy India Ltd (Utilities) Equity, Since 30 Apr 25 \| ENRIN	2%	₹125 Cr	369,482
Coal India Ltd (Energy) Equity, Since 31 Dec 23 \| COALINDIA	2%	₹124 Cr	3,321,453

6. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹5,179 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 33.16% (lower mid).
3Y return: 31.58% (top quartile).
1Y return: 0.15% (top quartile).
Alpha: -0.35 (lower mid).
Sharpe: -0.81 (bottom quartile).
Information ratio: -0.37 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~15.4%).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (17 Oct 25)	₹32.7481 ↓ -0.12 (-0.37 %)
Net Assets (Cr)	₹5,179 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.81
Information Ratio	-0.37
Alpha Ratio	-0.35
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,196
30 Sep 22	₹17,561
30 Sep 23	₹25,841
30 Sep 24	₹42,766
30 Sep 25	₹40,703

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	1.8%
3 Month	1%
6 Month	7%
1 Year	0.1%
3 Year	31.6%
5 Year	33.2%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.25 Yr.

Data below for SBI PSU Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	36.11%
Utility	29.04%
Energy	13.5%
Industrials	12.09%
Basic Materials	5.5%

Asset Allocation

Asset Class	Value
Cash	3.77%
Equity	96.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	15%	₹797 Cr	9,927,500 ↑ 700,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹479 Cr	12,975,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| NTPC	9%	₹476 Cr	14,543,244
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| POWERGRID	9%	₹455 Cr	16,535,554
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| GAIL	9%	₹446 Cr	25,750,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| BPCL	6%	₹299 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| BANKBARODA	5%	₹256 Cr	11,000,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| NMDC	4%	₹192 Cr	27,900,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	3%	₹159 Cr	2,427,235 ↑ 900,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	3%	₹151 Cr	4,150,000

7. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Top quartile AUM (₹7,175 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 32.47% (lower mid).
3Y return: 28.75% (upper mid).
1Y return: -4.20% (lower mid).
Alpha: -3.51 (bottom quartile).
Sharpe: -0.66 (lower mid).
Information ratio: 0.79 (top quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~8.1%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (17 Oct 25)	₹351.519 ↓ -0.51 (-0.15 %)
Net Assets (Cr)	₹7,175 on 31 Aug 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.66
Information Ratio	0.79
Alpha Ratio	-3.51
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,764
30 Sep 22	₹18,789
30 Sep 23	₹26,697
30 Sep 24	₹43,660
30 Sep 25	₹39,496

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	-1.1%
3 Month	0%
6 Month	8.9%
1 Year	-4.2%
3 Year	28.7%
5 Year	32.5%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%
2015	0.3%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.28 Yr.
Rahul Modi	19 Aug 24	1.04 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	35.97%
Utility	23.04%
Energy	9.45%
Basic Materials	8.32%
Consumer Cyclical	6.72%
Communication Services	6.71%
Real Estate	2.77%
Health Care	2.23%
Financial Services	2.12%
Technology	2.05%

Asset Allocation

Asset Class	Value
Cash	0.62%
Equity	99.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹580 Cr	4,275,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| NTPC	8%	₹547 Cr	16,699,999
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	7%	₹482 Cr	2,550,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹423 Cr	1,173,337 ↓ -41,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| TATAPOWER	4%	₹296 Cr	7,900,789
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| CGPOWER	3%	₹251 Cr	3,617,014
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| ULTRACEMCO	3%	₹221 Cr	175,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Nov 22 \| KAYNES	3%	₹206 Cr	336,227
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| BHEL	3%	₹185 Cr	8,900,838 ↑ 187,108
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	2%	₹164 Cr	1,800,000

8. Canara Robeco Infrastructure

T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Canara Robeco Infrastructure

Bottom quartile AUM (₹889 Cr).
Established history (19+ yrs).
Not Rated.
Risk profile: High.
5Y return: 32.46% (lower mid).
3Y return: 26.15% (bottom quartile).
1Y return: -2.70% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.41 (top quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~8.2%).

Below is the key information for Canara Robeco Infrastructure

Canara Robeco Infrastructure Growth
Launch Date	2 Dec 05
NAV (17 Oct 25)	₹162.81 ↓ -0.11 (-0.07 %)
Net Assets (Cr)	₹889 on 31 Aug 25
Category	Equity - Sectoral
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	Not Rated
Risk	High
Expense Ratio	2.32
Sharpe Ratio	-0.41
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,905
30 Sep 22	₹20,122
30 Sep 23	₹25,247
30 Sep 24	₹41,953
30 Sep 25	₹39,774

Canara Robeco Infrastructure SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for Canara Robeco Infrastructure

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	-1.3%
3 Month	-0.1%
6 Month	11.6%
1 Year	-2.7%
3 Year	26.1%
5 Year	32.5%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	35.3%
2023	41.2%
2022	9%
2021	56.1%
2020	9%
2019	2.3%
2018	-19.1%
2017	40.2%
2016	2.1%
2015	6.7%

Fund Manager information for Canara Robeco Infrastructure

Name	Since	Tenure
Vishal Mishra	26 Jun 21	4.19 Yr.
Shridatta Bhandwaldar	29 Sep 18	6.93 Yr.

Data below for Canara Robeco Infrastructure as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	45.04%
Utility	12.54%
Basic Materials	10.48%
Energy	8.11%
Financial Services	6.81%
Technology	5.5%
Consumer Cyclical	3.02%
Communication Services	2.9%
Real Estate	1.3%

Asset Allocation

Asset Class	Value
Cash	4.3%
Equity	95.7%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 11 \| LT	8%	₹73 Cr	202,901 ↑ 5,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	4%	₹38 Cr	279,250
State Bank of India (Financial Services) Equity, Since 31 Jul 24 \| SBIN	4%	₹36 Cr	442,500 ↑ 12,500
NTPC Ltd (Utilities) Equity, Since 30 Nov 18 \| NTPC	4%	₹35 Cr	1,066,480
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Jan 23 \| INDIGO	4%	₹33 Cr	58,250
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 Jan 24 \| GVT&D	4%	₹33 Cr	118,193 ↓ -1,640
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 19 \| BEL	4%	₹32 Cr	869,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Oct 23 \| DIXON	4%	₹32 Cr	18,950
Tata Power Co Ltd (Utilities) Equity, Since 30 Sep 24 \| TATAPOWER	3%	₹29 Cr	785,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Oct 23 \| CGPOWER	3%	₹27 Cr	383,150

9. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹995 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 31.58% (bottom quartile).
3Y return: 28.70% (lower mid).
1Y return: -3.50% (lower mid).
Alpha: -1.71 (bottom quartile).
Sharpe: -0.46 (top quartile).
Information ratio: 0.34 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Shakti Pumps (India) Ltd (~5.6%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (17 Oct 25)	₹50.0434 ↓ -0.08 (-0.16 %)
Net Assets (Cr)	₹995 on 31 Aug 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	-0.47
Information Ratio	0.34
Alpha Ratio	-1.71
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,349
30 Sep 22	₹19,152
30 Sep 23	₹24,311
30 Sep 24	₹42,112
30 Sep 25	₹39,703

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	-1.3%
3 Month	-1.5%
6 Month	14.9%
1 Year	-3.5%
3 Year	28.7%
5 Year	31.6%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	47.8%
2023	44.4%
2022	7.9%
2021	46.6%
2020	-0.1%
2019	13.3%
2018	-14.6%
2017	42.2%
2016	-2.2%
2015	-6.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	4.96 Yr.
Mahesh Bendre	1 Jul 24	1.17 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	50.96%
Basic Materials	9.62%
Financial Services	7.78%
Consumer Cyclical	6.93%
Utility	5.82%
Technology	4.2%
Health Care	4.07%
Real Estate	3.47%
Communication Services	2.94%
Energy	0.9%

Asset Allocation

Asset Class	Value
Cash	3.31%
Equity	96.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	6%	₹56 Cr	693,857
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹39 Cr	109,584
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	4%	₹36 Cr	46,843
Afcons Infrastructure Ltd (Industrials) Equity, Since 31 Oct 24 \| AFCONS	3%	₹32 Cr	769,765
REC Ltd (Financial Services) Equity, Since 31 Jul 23 \| RECLTD	3%	₹32 Cr	911,009
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 31 Dec 23 \| SCHNEIDER	3%	₹27 Cr	319,302
Avalon Technologies Ltd (Technology) Equity, Since 31 Jul 23 \| AVALON	3%	₹26 Cr	310,615
Cummins India Ltd (Industrials) Equity, Since 31 May 21 \| CUMMINSIND	3%	₹26 Cr	67,407
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹25 Cr	94,287
Mahindra Lifespace Developers Ltd (Real Estate) Equity, Since 30 Jun 24 \| MAHLIFE	2%	₹23 Cr	666,245

10. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,341 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 31.16% (bottom quartile).
3Y return: 31.05% (top quartile).
1Y return: -0.29% (upper mid).
Alpha: 5.81 (top quartile).
Sharpe: -0.58 (upper mid).
Information ratio: -0.46 (bottom quartile).
Higher exposure to Utility vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Bharat Electronics Ltd (~8.8%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (17 Oct 25)	₹64.75 ↓ -0.04 (-0.06 %)
Net Assets (Cr)	₹1,341 on 31 Aug 25
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	-0.58
Information Ratio	-0.46
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,713
30 Sep 22	₹16,205
30 Sep 23	₹22,862
30 Sep 24	₹38,870
30 Sep 25	₹36,848

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.8%
3 Month	-0.5%
6 Month	10%
1 Year	-0.3%
3 Year	31%
5 Year	31.2%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.6%
2023	54.5%
2022	20.5%
2021	31.1%
2020	6.1%
2019	10.1%
2018	-16.9%
2017	24.3%
2016	17.9%
2015	2.5%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	0.17 Yr.
Sagar Gandhi	1 Jul 25	0.17 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Utility	30.07%
Industrials	27.52%
Financial Services	22.26%
Energy	13.52%
Basic Materials	4.07%

Asset Allocation

Asset Class	Value
Cash	2.56%
Equity	97.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	9%	₹117 Cr	3,178,489
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	9%	₹114 Cr	1,426,314
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| NTPC	8%	₹101 Cr	3,085,790
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| BPCL	7%	₹100 Cr	3,229,041 ↓ -216,920
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 22 \| POWERGRID	7%	₹99 Cr	3,599,413
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	7%	₹98 Cr	226,465
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	7%	₹91 Cr	8,790,786 ↑ 2,879,063
NHPC Ltd (Utilities) Equity, Since 31 Oct 22 \| NHPC	4%	₹59 Cr	7,649,437
GAIL (India) Ltd (Utilities) Equity, Since 28 Feb 23 \| GAIL	4%	₹53 Cr	3,089,630
REC Ltd (Financial Services) Equity, Since 31 Aug 23 \| RECLTD	4%	₹52 Cr	1,485,615

11. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,313 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 31.07% (bottom quartile).
3Y return: 22.86% (bottom quartile).
1Y return: -6.86% (bottom quartile).
Alpha: -1.88 (bottom quartile).
Sharpe: -0.52 (upper mid).
Information ratio: -0.04 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Bharti Airtel Ltd (~7.1%).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (17 Oct 25)	₹65.957 ↑ 0.04 (0.06 %)
Net Assets (Cr)	₹2,313 on 31 Aug 25
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.52
Information Ratio	-0.04
Alpha Ratio	-1.88
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹18,729
30 Sep 22	₹20,862
30 Sep 23	₹26,765
30 Sep 24	₹42,027
30 Sep 25	₹37,236

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	-1.1%
3 Month	-1.5%
6 Month	11.9%
1 Year	-6.9%
3 Year	22.9%
5 Year	31.1%
10 Year
15 Year
Since launch	11.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32.4%
2023	37.3%
2022	15.6%
2021	57.3%
2020	3.4%
2019	3.6%
2018	-19.6%
2017	45.3%
2016	9.2%
2015	-0.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	1.92 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	45.74%
Basic Materials	14.79%
Communication Services	10.57%
Consumer Cyclical	10.4%
Energy	8.15%
Utility	4.71%
Real Estate	1.97%
Financial Services	1.64%
Technology	1.33%

Asset Allocation

Asset Class	Value
Cash	0.68%
Equity	99.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	7%	₹164 Cr	870,000 ↓ -57,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	5%	₹117 Cr	864,000 ↓ -36,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Dec 11 \| SHREECEM	4%	₹102 Cr	35,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	4%	₹99 Cr	274,000 ↓ -36,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| KPIL	3%	₹80 Cr	639,927
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| ULTRACEMCO	3%	₹76 Cr	60,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	3%	₹74 Cr	54,000
Bosch Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| BOSCHLTD	3%	₹70 Cr	17,500
VST Tillers Tractors Ltd (Industrials) Equity, Since 30 Apr 24 \| VSTTILLERS	3%	₹69 Cr	130,659
Mahindra Logistics Ltd (Industrials) Equity, Since 31 Jan 24 \| MAHLOG	3%	₹63 Cr	1,983,265 ↑ 540,890

How to Start a SIP in 2025 – A Practical Guide

Investing in a Systematic Investment plan (SIP) is a smart way to build wealth steadily, but it’s important to follow a clear process aligned with your goals and capacity. Here’s a step-by-step guide with examples to help you start your SIP journey confidently:

1. Analyse Your Financial Goals

Before investing, define what you want to achieve:

Short-term goal example: Buying a car in 2 years → Choose Debt Mutual Funds or Ultra short-term funds that are less volatile and safer.
Medium-term goal example: Funding a child’s higher education in 5-7 years → Consider Balanced or Hybrid Funds that balance risk and growth.
Long-term goal example: Retirement planning 15+ years away → Opt for Equity Mutual Funds for higher growth potential.

Example: If you plan to buy a house in 3 years, putting your money into a Debt fund SIP is safer than equity, which can be volatile in the short term.

2. Choose Your Investment Timeline

Decide how long you can stay invested without withdrawing. Longer timelines generally allow you to take more risk for higher returns.

For 5 years or less → Lean towards safer debt or Balanced Fund.
For 7+ years → Equity Funds can offer better growth.

Example: A 30-year-old investor saving for retirement in 30 years can afford a 15-year or more horizon, choosing an equity SIP for compounding benefits.

3. Decide Your Monthly SIP Amount

Calculate how much you can comfortably invest every month without affecting your daily expenses. Use SIP calculators available on platforms like Fincash to estimate future value based on expected returns.

Example: If your goal is to accumulate ₹20 lakhs in 10 years and average returns are 12%, a monthly SIP of approximately ₹12,000 might be needed.

4. Select the Best SIP Plan

Research SIP mutual funds based on performance, risk, and expenses.
Use trusted platforms or consult a certified financial advisor.
Look for funds with consistent 5-year+ performance and a good fund manager track record.

Example: If you want a Large cap fund, SBI Bluechip Fund may be a good choice based on its historical stability and returns.

5. Monitor and Review Your SIP

Track your SIP performance every 6-12 months.
Don’t panic during market dips; SIPs are designed to average out volatility.
Rebalance or switch funds if your goals or market conditions change.

Example: If after 3 years, your SIP is underperforming or your Financial goals change, consider consulting an advisor to review or adjust your investments.

Bonus Tip: Automate Your SIP Set up auto-debit instructions from your Bank account to your SIP fund to ensure consistent investing without missing payments.

This practical approach helps you tailor SIP investments to your unique financial situation, maximising benefits while managing risk effectively.

How to Invest in SIP MF Online?

Open Free Investment Account for Lifetime at Fincash.com

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

Begin your investment journey with SIP today!

Parameters to Consider While Investing in Best Systematic Investment Plans

To evaluate best performing SIP Funds, let’s know the factors that one must consider before investing.

Quantitative Factors to Invest in Top SIP

The quantitative factors one must consider before investing via SIP include:

Performance ratings from CRISIL, Value Research, and other trusted agencies.
Fund age and history of consistent returns over at least 5 years.
Fund volatility and risk measures such as Standard Deviation.
Expense ratio — lower is generally better, ideally under 2%.
Exit load policies affecting liquidity and costs.

Qualitative Factors to Invest in Top SIP

Qualitative key statistics to analyse include:

The fund manager’s track record and tenure with the fund.
The reputation and stability of the Asset Management Company (AMC).
The investment philosophy and process followed by the fund.
Transparency and communication with investors.

FAQs

1. What are mutual funds?

A: Mutual funds pool money from many investors to invest in diversified securities managed by professional fund managers.

2. What types of mutual funds exist?

A: Equity, debt, balanced, liquid, tax-saving (ELSS), gilt, and ETFs.

3. What are growth equity funds?

A: Funds focusing on stocks with potential for Capital appreciation, though with higher volatility.

4. Why invest in debt funds?

A: Ideal for investors seeking regular Fixed Income with lower risk.

5. Why invest via SIPs?

A: SIPs promote disciplined investing, reduce timing risk, and harness compounding for wealth creation.

6. What are tax-saving mutual funds?

A: Equity-linked saving schemes (ELSS) offer tax benefits under Section 80C with potential for capital growth.

7. Do I need a broker to invest in mutual funds?

A: You can invest directly via platforms like Fincash or through brokers/advisors for tailored guidance.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.