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Best Mutual Funds for SIP 2020

Updated on January 20, 2020 , 2391 views

SIP or Systematic Investment plan is one of the best ways to invest in Mutual Funds. It is a smart and hassle-free mode of Investing your money in Mutual Fund schemes. Here, you can invest a certain pre-determined amount at a regular interval (monthly/quarterly, etc.). As you can start your SIP investment with just INR 500, it makes the most affordable means of investment. Your money is auto-debited from your bank account and invested into the scheme, which indirectly creates a habit of savings in the long-run. SIP investments are a great way to plan your Financial goals. You need to set a specific goal and estimate the time and amount required to fulfil it. Below are the best mutual funds for SIP based on the investment tenure and risk appetite. Investors can target their investment goals and achieve them on time by investing in these schemes.

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Top Mutual Funds for SIP Investment FY 20 - 21

Best Equity SIP Funds— For Long Term Wealth Creation

Equity Funds are expected to deliver high returns in the long-run, but are risky funds. Investors who can invest for more than 5 years are advised to invest in equity funds. One can also plan their long-term financial goals by investing in these funds.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2018 (%)
Franklin Asian Equity Fund Growth	₹25.2679 ↑ 0.05	₹138	500	12.1	13	22.6	13.7	9.7	28.2
DSP BlackRock US Flexible Equity Fund Growth	₹28.4051 ↓ -0.03	₹272	500	9.1	12.9	20.5	13.5	12.3	27.5
Axis Focused 25 Fund Growth	₹30.87 ↓ -0.15	₹9,110	1,000	3.4	13.3	20	18.1	11.7	14.7
Kotak Equity Opportunities Fund Growth	₹131.904 ↓ -0.46	₹2,928	1,000	10.2	13.5	17.7	12.7	9.7	13.2
DSP BlackRock Equity Opportunities Fund Growth	₹239.58 ↓ -0.55	₹5,589	500	5.6	13.2	16	11.4	10.1	11.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jan 20

Best Debt SIP Funds— To Earn Optimal Returns

Debt fund are a good way to secure your money and generate average consistent returns. Investors who are looking for stable returns or those who want to invest for less than three years should consider investing in these funds.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2018 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
HDFC Banking and PSU Debt Fund Growth	₹16.2298 ↑ 0.02	₹4,848	500	2.2	4.7	10.3	7.3	10.2	7.24%	2Y 3M 29D	3Y 18D
ICICI Prudential Long Term Plan Growth	₹24.9956 ↑ 0.01	₹3,071	100	2.7	3.8	10.3	7	10.2	8.24%	4Y 25D	6Y 4M 13D
HDFC Corporate Bond Fund Growth	₹22.405 ↑ 0.01	₹12,320	500	1.8	3.7	10.2	7.5	10.3	6.95%	3Y 1M 17D	4Y 2M 19D
Aditya Birla Sun Life Corporate Bond Fund Growth	₹76.9768 ↑ 0.03	₹17,587	100	1.9	3.9	9.6	7.6	9.6	6.68%	1Y 7M 2D	1Y 11M 23D
Aditya Birla Sun Life Savings Fund Growth	₹393.271 ↑ 0.10	₹15,847	1,000	1.6	3.8	8.3	7.7	8.5	6.31%	5M 16D	6M 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jan 20

Best Balanced Funds— Earn Stable Returns + Create Long Term Wealth

Balanced Fund invest their money both in equity and debt funds. These are less volatile than pure equity Mutual Funds. Balanced funds deliver superior returns over a period of more than three years. Investors who want to invest in equity funds, balanced funds are a great way to start off with.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2018 (%)
ICICI Prudential MIP 25 Growth	₹45.5659 ↓ -0.01	₹1,710	100	3	5.3	9.8	8.7	8.5	9.6
SBI Debt Hybrid Fund Growth	₹41.5568 ↑ 0.05	₹1,068	500	1.7	4.9	8.8	5.1	7	8.1
Edelweiss Arbitrage Fund Growth	₹14.3971 ↑ 0.00	₹3,870	500	1.3	2.7	6.2	6.1	6.5	6.2
Aditya Birla Sun Life Regular Savings Fund Growth	₹40.0667 ↓ -0.02	₹1,787	500	0.2	1.9	5.5	4.9	6.7	5.8
Aditya Birla Sun Life Equity Hybrid 95 Fund Growth	₹764.76 ↓ -2.78	₹10,512	100	2.3	4.1	5.2	6.6	6.2	4.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jan 20

1. Kotak World Gold Fund

The primary investment objective of the Scheme is to provide long term capital appreciation by investing predominantly in units of Falcon Gold Equity Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes. The Scheme may also invest a certain portion of its corpus in debt and money market securities and/or units of debt/liquid schemes of Mutual Funds, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized.

Kotak World Gold Fund is a Equity - Global fund was launched on 6 Jun 08. It is a fund with High risk and has given a CAGR/Annualized return of 0.7% since its launch. Ranked 15 in Global category. Return for 2019 was 41.2% , 2018 was -12.8% and 2017 was -0.6% .

Below is the key information for Kotak World Gold Fund

Kotak World Gold Fund Growth
Launch Date	6 Jun 08
NAV (21 Jan 20)	₹10.871 ↑ 0.13 (1.17 %)
Net Assets (Cr)	₹50 on 31 Dec 19
Category	Equity - Global
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.7
Sharpe Ratio	1.24
Information Ratio	-0.96
Alpha Ratio	0.69
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 14	₹10,000
31 Dec 15	₹7,568
31 Dec 16	₹10,909
31 Dec 17	₹10,849
31 Dec 18	₹9,460
31 Dec 19	₹13,354

Kotak World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹331,978.
Net Profit of ₹31,978 Invest Now

Returns for Kotak World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 20

Duration	Returns
1 Month	9%
3 Month	10.3%
6 Month	10%
1 Year	42.4%
3 Year	2.9%
5 Year	3.2%
10 Year
15 Year
Since launch	0.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2018	41.2%
2017	-12.8%
2016	-0.6%
2015	44.2%
2014	-24.3%
2013	-1.4%
2012	-41.3%
2011	-6.2%
2010	-4.1%
2009	32.7%

Fund Manager information for Kotak World Gold Fund

Name	Since	Tenure
Arjun Khanna	9 May 19	0.56 Yr.

Data below for Kotak World Gold Fund as on 31 Dec 19

Equity Sector Allocation

Sector	Value
Basic Materials	94.04%

Asset Allocation

Asset Class	Value
Cash	4%
Equity	94.18%
Other	1.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Investec GSF Glb Gold I Acc USD Investment Fund \| -	97%	₹45 Cr	343,191
Triparty Repo CBLO/Reverse Repo \| -	2%	₹1 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	1%	₹0 Cr

2. DSP BlackRock World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

DSP BlackRock World Gold Fund is a Equity - Global fund was launched on 14 Sep 07. It is a fund with High risk and has given a CAGR/Annualized return of 3% since its launch. Ranked 11 in Global category. Return for 2019 was 35.1% , 2018 was -10.7% and 2017 was -4% .

Below is the key information for DSP BlackRock World Gold Fund

DSP BlackRock World Gold Fund Growth
Launch Date	14 Sep 07
NAV (21 Jan 20)	₹14.4339 ↑ 0.01 (0.06 %)
Net Assets (Cr)	₹352 on 31 Dec 19
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.67
Sharpe Ratio	1.18
Information Ratio	-1.19
Alpha Ratio	-0.8
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 14	₹10,000
31 Dec 15	₹8,154
31 Dec 16	₹12,450
31 Dec 17	₹11,952
31 Dec 18	₹10,679
31 Dec 19	₹14,427

DSP BlackRock World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for DSP BlackRock World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 20

Duration	Returns
1 Month	6.4%
3 Month	6.4%
6 Month	3.7%
1 Year	32.6%
3 Year	3.3%
5 Year	5.1%
10 Year
15 Year
Since launch	3%

Historical performance (Yearly) on absolute basis

Year	Returns
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%
2014	-18.5%
2013	-3%
2012	-41.5%
2011	-5.8%
2010	-2.6%
2009	29%

Fund Manager information for DSP BlackRock World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	6.84 Yr.

Data below for DSP BlackRock World Gold Fund as on 31 Dec 19

Equity Sector Allocation

Sector	Value
Basic Materials	91.59%
Industrials	0.58%

Asset Allocation

Asset Class	Value
Cash	5.02%
Equity	92.96%
Debt	0.01%
Other	2.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	96%	₹307 Cr	1,257,723
Treps / Reverse Repo Investments / Corporate Debt Repo CBLO/Reverse Repo \| -	4%	₹14 Cr
Net Receivables/Payables Net Current Assets \| -	0%	₹0 Cr

3. IIFL Focused Equity Fund

(Erstwhile IIFL India Growth Fund)

The investment objective of the scheme is to generate long term capital appreciation for investors from a portfolio of equity and equity related securities. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

IIFL Focused Equity Fund is a Equity - Focused fund was launched on 30 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.5% since its launch. Return for 2019 was 27.3% , 2018 was -6.8% and 2017 was 30% .

Below is the key information for IIFL Focused Equity Fund

IIFL Focused Equity Fund Growth
Launch Date	30 Oct 14
NAV (22 Jan 20)	₹18.5082 ↑ 0.02 (0.13 %)
Net Assets (Cr)	₹551 on 31 Dec 19
Category	Equity - Focused
AMC	IIFL Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.42
Sharpe Ratio	1.67
Information Ratio	0.12
Alpha Ratio	14.23
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-2 Months (2%),2 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 14	₹10,000
31 Dec 15	₹10,182
31 Dec 16	₹11,188
31 Dec 17	₹14,539
31 Dec 18	₹13,549
31 Dec 19	₹17,250

IIFL Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for IIFL Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 20

Duration	Returns
1 Month	2.6%
3 Month	8.8%
6 Month	15.3%
1 Year	29%
3 Year	15.1%
5 Year	10.7%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2018	27.3%
2017	-6.8%
2016	30%
2015	9.9%
2014	1.8%
2013
2012
2011
2010
2009

Fund Manager information for IIFL Focused Equity Fund

Name	Since	Tenure
Mayur Patel	11 Nov 19	0.05 Yr.

Data below for IIFL Focused Equity Fund as on 31 Dec 19

Equity Sector Allocation

Sector	Value
Financial Services	43.28%
Technology	11.57%
Health Care	9.02%
Consumer Cyclical	8.8%
Basic Materials	7.93%
Industrials	7.38%
Communication Services	2.51%
Energy	2.29%

Asset Allocation

Asset Class	Value
Cash	7.2%
Equity	92.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| ICICIBANK	10%	₹48 Cr	943,061
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 17 \| HDFCBANK	9%	₹44 Cr	345,588
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| 532215	8%	₹36 Cr	486,640 ↑ 62,297
Tri-Party Repo CBLO/Reverse Repo \| -	8%	₹36 Cr
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 18 \| LT	6%	₹28 Cr	206,921 ↑ 6,449
Infosys Ltd (Technology) Equity, Since 28 Feb 18 \| INFY	5%	₹25 Cr	354,754 ↑ 64,775
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	5%	₹21 Cr	52,676
Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical) Equity, Since 31 May 19 \| CROMPTON	4%	₹21 Cr	806,644
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Aug 19 \| TCS	4%	₹17 Cr	81,749
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Aug 17 \| 532978	3%	₹15 Cr	16,709

4. Franklin India Feeder - Franklin U S Opportunities Fund

The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America.

Franklin India Feeder - Franklin U S Opportunities Fund is a Equity - Global fund was launched on 6 Feb 12. It is a fund with High risk and has given a CAGR/Annualized return of 17.6% since its launch. Ranked 6 in Global category. Return for 2019 was 34.2% , 2018 was 6.5% and 2017 was 18.1% .

Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund

Franklin India Feeder - Franklin U S Opportunities Fund Growth
Launch Date	6 Feb 12
NAV (21 Jan 20)	₹36.3484 ↑ 0.12 (0.33 %)
Net Assets (Cr)	₹1,148 on 31 Dec 19
Category	Equity - Global
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.74
Sharpe Ratio	1.71
Information Ratio	-0.33
Alpha Ratio	-3.68
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 14	₹10,000
31 Dec 15	₹10,876
31 Dec 16	₹10,792
31 Dec 17	₹12,747
31 Dec 18	₹13,575
31 Dec 19	₹18,219

Franklin India Feeder - Franklin U S Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Franklin India Feeder - Franklin U S Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 20

Duration	Returns
1 Month	5.4%
3 Month	14%
6 Month	12%
1 Year	27.7%
3 Year	19.4%
5 Year	14.6%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2018	34.2%
2017	6.5%
2016	18.1%
2015	-0.8%
2014	8.8%
2013	8.4%
2012	55.2%
2011
2010
2009

Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund

Name	Since	Tenure
Pyari Menon	26 Sep 19	0.18 Yr.

Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 31 Dec 19

Equity Sector Allocation

Sector	Value
Technology	24.11%
Financial Services	17.78%
Health Care	16.83%
Consumer Cyclical	9.9%
Communication Services	7.94%
Industrials	7.93%
Real Estate	6.28%
Consumer Defensive	3.16%
Basic Materials	0.98%
Energy	0.61%

Asset Allocation

Asset Class	Value
Cash	0.86%
Equity	95.54%
Other	3.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Franklin US Opportunities I(acc)USD Investment Fund \| -	100%	₹1,085 Cr	3,007,566 ↑ 50,207
Call, Cash & Other Assets Receivables \| -	0%	₹3 Cr

5. Nippon India US Equity Opportunites Fund

The primary investment objective of Reliance US Equity Opportunities Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities of companies listed on recognized stock exchanges in the US and the secondary objective is to generate consistent returns by investing in debt and money market securities in India. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.

Nippon India US Equity Opportunites Fund is a Equity - Global fund was launched on 23 Jul 15. It is a fund with High risk and has given a CAGR/Annualized return of 14.2% since its launch. Return for 2019 was 31.8% , 2018 was 7.7% and 2017 was 16.9% .

Below is the key information for Nippon India US Equity Opportunites Fund

Nippon India US Equity Opportunites Fund Growth
Launch Date	23 Jul 15
NAV (21 Jan 20)	₹18.1783 ↑ 0.03 (0.18 %)
Net Assets (Cr)	₹79 on 31 Dec 19
Category	Equity - Global
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	High
Expense Ratio	2.62
Sharpe Ratio	1.99
Information Ratio	0.24
Alpha Ratio	1.72
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 15	₹9,991
31 Dec 16	₹10,811
31 Dec 17	₹12,638
31 Dec 18	₹13,609
31 Dec 19	₹17,939

Nippon India US Equity Opportunites Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Nippon India US Equity Opportunites Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 20

Duration	Returns
1 Month	4%
3 Month	12%
6 Month	14%
1 Year	27.6%
3 Year	18.6%
5 Year
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2018	31.8%
2017	7.7%
2016	16.9%
2015	8.2%
2014
2013
2012
2011
2010
2009

Fund Manager information for Nippon India US Equity Opportunites Fund

Name	Since	Tenure
Anju Chhajer	23 Jul 15	4.44 Yr.
Kinjal Desai	25 May 18	1.6 Yr.

Data below for Nippon India US Equity Opportunites Fund as on 31 Dec 19

Equity Sector Allocation

Sector	Value
Consumer Cyclical	23.67%
Health Care	21.82%
Communication Services	15.05%
Financial Services	13.07%
Technology	8.54%
Energy	5.38%

Asset Allocation

Asset Class	Value
Cash	12.48%
Equity	87.52%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo CBLO/Reverse Repo \| -	12%	₹8 Cr
Mastercard Inc A (Financial Services) Equity, Since 31 Jul 15 \| MA	6%	₹4 Cr	1,956
O'Reilly Automotive Inc (Consumer Cyclical) Equity, Since 30 Nov 17 \| ORLY	6%	₹4 Cr	1,263
IQVIA Holdings Inc (Healthcare) Equity, Since 28 Feb 17 \| IQV	6%	₹4 Cr	3,669
Microsoft Corp (Technology) Equity, Since 30 Nov 18 \| MSFT	6%	₹4 Cr	3,494
Facebook Inc A (Communication Services) Equity, Since 31 Oct 16 \| FB	6%	₹4 Cr	2,551
Lowe's Companies Inc (Consumer Cyclical) Equity, Since 30 Sep 16 \| LOW	5%	₹4 Cr	4,223
Enbridge Inc (Energy) Equity, Since 31 Jan 18 \| ENB	5%	₹4 Cr	12,877
Booking Holdings Inc (Consumer Cyclical) Equity, Since 31 Jul 15 \| BKNG	5%	₹3 Cr	253
AmerisourceBergen Corp (Healthcare) Equity, Since 31 May 16 \| ABC	5%	₹3 Cr	4,714

Benefits of Investing in SIP

Some of the major advantages of investing in a SIP are as follows:

Rupee Cost Averaging

Most investors are skeptical about the best time to invest in the market. They are worried about the volatile markets. But, rupee cost averaging breaks all the worries. Since you become a regular investor with a SIP, your money fetches more units when the price of shares is low and lesser when the price is high. During the volatile cycle, it may allow you to achieve a lower average cost per unit. Thus, the positives of investing through a SIP becomes quite evident in the times of market fluctuations.

Power of Compounding

SIPs work on Power of Compounding. Investors can put in a small amount of money and can see how the value increase over time. The longer you stay invested, the greater the value of your investment becomes. As, the returns earned at regular intervals are reinvested in the fund, investors get a return on the return. And the same cycle continues for years. To benefit the most out of the power of compounding, investors should start a savings at an early age to make the most out of it.

No Need to Time the Market

With a SIP, investors don’t need to worry about the market timings. SIP helps investors ride the market volatility by averaging out the cost as they invest a fixed sum regularly at various levels.

Easy Way to Achieve Financial Goals

As you become a regular investor via a SIP, you can easily plan your financial goals. For example, if your short-term goal is buying a car in 2 years, then you can invest in debt funds, and if you have set Retirement planning as your long-term goal then, you should invest in equity funds via a SIP. SIPs also create a regular habit of savings over the long-run. Investors who want to avail all the benefits in their investments should take a SIP route in Mutual Funds.

SIP Return Calculator or Mutual Fund Calculator

A sip calculator is the smartest tool to use while investing in Mutual Funds. It helps to determine the expected returns on your SIP investment. You can calculate the amount required for your investment and time period that you need to stay invested to reach the particular financial goal.

When using a SIP calculator, one has to fill certain variables, that includes-

Investment amount
The desired investment duration
Expected Inflation rate (annual) for the years to come
Long-term growth rate on investments

Once you feed all the above-mentioned information, the calculator will estimate the amount that you will receive after your investment tenure, along with the net profit that you will earn.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.