fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-62820123
Best Mutual Funds for SIP 2021 | Best Performing SIP Online

Fincash » Mutual Funds » Best Mutual Funds for SIP

Best Mutual Funds for SIP 2021

Updated on September 23, 2021 , 6655 views

SIP or Systematic Investment plan is one of the best ways to invest in Mutual Funds. It is a smart and hassle-free mode of Investing your money in Mutual Fund schemes. Here, you can invest a certain pre-determined amount at a regular interval (monthly/quarterly, etc.). As you can start your SIP investment with just INR 500, it makes the most affordable means of investment. Your money is auto-debited from your Bank account and invested into the scheme, which indirectly creates a habit of savings in the long-run. SIP investments are a great way to plan your Financial goals. You need to set a specific goal and estimate the time and amount required to fulfil it. Below are the best mutual funds for SIP based on the investment tenure and risk appetite. Investors can target their investment goals and achieve them on time by investing in these schemes.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

SIP

Top Mutual Funds for SIP Investment FY 21 - 22

Best Equity SIP Funds— For Long Term Wealth Creation

Equity Funds are expected to deliver high returns in the long-run, but are risky funds. Investors who can invest for more than 5 years are advised to invest in equity funds. One can also plan their long-term financial goals by investing in these funds.

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
ICICI Prudential Technology Fund Growth ₹164.46
↑ 1.37
₹5,037 100 28.952.2111.638.833.670.6
TATA Digital India Fund Growth ₹38.7006
↑ 0.24
₹2,768 500 29.250.2110.435.632.754.8
Aditya Birla Sun Life Digital India Fund Growth ₹140.34
↑ 1.17
₹2,288 1,000 24.745.3103.737.332.259
SBI Technology Opportunities Fund Growth ₹155.715
↑ 1.22
₹1,465 500 24.945.796.43428.147.3
Franklin India Technology Fund Growth ₹356.537
↑ 3.29
₹700 500 18.927.966.729.826.256.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 21

Best Debt SIP Funds— To Earn Optimal Returns

Debt fund are a good way to secure your money and generate average consistent returns. Investors who are looking for stable returns or those who want to invest for less than three years should consider investing in these funds.

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2020 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Nippon India Strategic Debt Fund Growth ₹12.4706
↓ -0.02
₹274 100 15.316.820.7-4.1-23.55.11%2Y 3M 18D2Y 9M 14D
Nippon India Credit Risk Fund Growth ₹27.0848
↓ -0.01
₹990 100 8.110.215.43.2-5.96.79%1Y 11M 16D2Y 7M 2D
UTI Credit Risk Fund Growth ₹12.6934
↓ -0.01
₹411 500 1011.814.9-7.6-27.85.83%1Y 3M 11D1Y 10M 24D
Baroda Pioneer Credit Risk Fund Growth ₹16.1437
↓ -0.01
₹197 500 2.78.113.45.62.45.49%1Y 8M 23D2Y 5M 1D
HDFC Credit Risk Debt Fund Growth ₹19.0539
↓ 0.00
₹8,311 500 2.14.810.19.510.96.67%2Y 3M 11D2Y 11M 12D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 21

Best Balanced Funds— Earn Stable Returns + Create Long Term Wealth

Balanced Fund invest their money both in equity and debt funds. These are less volatile than pure equity Mutual Funds. Balanced funds deliver superior returns over a period of more than three years. Investors who want to invest in equity funds, balanced funds are a great way to start off with.

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹22.97
↓ -0.02
₹345 1,000 14.435.674.820.916.631.1
BNP Paribas Substantial Equity Hybrid Fund Growth ₹18.6111
↓ -0.02
₹693 300 7.719.150.219.6 14.9
DSP BlackRock Equity and Bond Fund Growth ₹240.273
↓ -0.46
₹7,516 500 9.820.254.219.413.617
Axis Triple Advantage Fund Growth ₹31.0036
↓ -0.05
₹1,180 1,000 1221.749.519.212.918
Canara Robeco Equity Debt Allocation Fund Growth ₹249.34
↓ -0.13
₹6,493 1,000 10.419.54818.914.619.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 21

1. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 13.9% since its launch.  Ranked 37 in Sectoral category.  Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund
Growth
Launch Date 3 Mar 00
NAV (24 Sep 21) ₹164.46 ↑ 1.37   (0.84 %)
Net Assets (Cr) ₹5,037 on 31 Aug 21
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.53
Sharpe Ratio 5.19
Information Ratio 0.39
Alpha Ratio 27.7
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹10,287
31 Aug 18₹15,588
31 Aug 19₹15,401
31 Aug 20₹18,448
31 Aug 21₹38,991

ICICI Prudential Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048
Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 21

DurationReturns
1 Month 10.1%
3 Month 28.9%
6 Month 52.2%
1 Year 111.6%
3 Year 38.8%
5 Year 33.6%
10 Year
15 Year
Since launch 13.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 70.6%
2019 2.3%
2018 19.1%
2017 19.8%
2016 -4%
2015 3.9%
2014 26.3%
2013 62.6%
2012 17.1%
2011 -18.9%
Fund Manager information for ICICI Prudential Technology Fund
NameSinceTenure
Sankaran Naren14 Jul 174.05 Yr.
Priyanka Khandelwal8 Jul 201.07 Yr.
Vaibhav Dusad2 May 201.25 Yr.

Data below for ICICI Prudential Technology Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Technology76.11%
Communication Services9.58%
Industrials7.65%
Consumer Cyclical1.18%
Consumer Defensive1.04%
Asset Allocation
Asset ClassValue
Cash4.44%
Equity95.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
20%₹829 Cr5,147,218
↓ -223,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 532755
9%₹359 Cr2,968,698
↑ 472,591
HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 30 Sep 20 | HCLTECH
8%₹324 Cr3,165,807
↑ 360,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS
7%₹271 Cr854,884
↑ 129,699
Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT
5%₹205 Cr652,793
↑ 154,488
Cyient Ltd (Industrials)
Equity, Since 30 Jun 18 | CYIENT
3%₹126 Cr1,278,458
↑ 368,478
Cognizant Technology Solutions Corp A (Technology)
Equity, Since 31 Jul 21 | CTSH
3%₹115 Cr210,000
↑ 210,000
Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 31 Dec 20 | 542830
3%₹114 Cr490,609
↓ -23,000
Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 507685
3%₹107 Cr1,821,450
Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jul 20 | 532541
2%₹98 Cr192,594
↓ -53,375

2. Aditya Birla Sun Life Digital India Fund

(Erstwhile Aditya Birla Sun Life New Millennium Fund)

A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a CAGR/Annualized return of 12.9% since its launch.  Ranked 33 in Sectoral category.  Return for 2020 was 59% , 2019 was 9.6% and 2018 was 15.6% .

Below is the key information for Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund
Growth
Launch Date 15 Jan 00
NAV (24 Sep 21) ₹140.34 ↑ 1.17   (0.84 %)
Net Assets (Cr) ₹2,288 on 31 Aug 21
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.56
Sharpe Ratio 6.14
Information Ratio 0.87
Alpha Ratio 30.67
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹10,447
31 Aug 18₹15,844
31 Aug 19₹15,374
31 Aug 20₹18,971
31 Aug 21₹37,429

Aditya Birla Sun Life Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113
Invest Now

Returns for Aditya Birla Sun Life Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 21

DurationReturns
1 Month 9.5%
3 Month 24.7%
6 Month 45.3%
1 Year 103.7%
3 Year 37.3%
5 Year 32.2%
10 Year
15 Year
Since launch 12.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 59%
2019 9.6%
2018 15.6%
2017 22.4%
2016 -3.5%
2015 11.2%
2014 21.1%
2013 50.2%
2012 3.7%
2011 -21.8%
Fund Manager information for Aditya Birla Sun Life Digital India Fund
NameSinceTenure
Kunal Sangoi15 Jan 147.55 Yr.

Data below for Aditya Birla Sun Life Digital India Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Technology70.66%
Communication Services14.02%
Industrials7.59%
Consumer Cyclical0.88%
Asset Allocation
Asset ClassValue
Cash6.85%
Equity93.15%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY
18%₹360 Cr2,235,259
HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Dec 10 | HCLTECH
10%₹189 Cr1,843,931
↑ 700,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS
9%₹180 Cr569,487
↑ 70,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 532755
9%₹178 Cr1,469,943
↑ 50,000
Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT
5%₹89 Cr901,179
↑ 18,570
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL
4%₹86 Cr1,526,670
↑ 459,733
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT
4%₹73 Cr231,326
Just Dial Ltd (Communication Services)
Equity, Since 30 Sep 19 | 535648
3%₹64 Cr658,953
Firstsource Solutions Ltd (Technology)
Equity, Since 31 Aug 20 | 532809
3%₹51 Cr2,605,109
Wipro Ltd (Technology)
Equity, Since 31 Jan 21 | 507685
2%₹46 Cr789,307

3. TATA Digital India Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 26.6% since its launch.  Return for 2020 was 54.8% , 2019 was 7.5% and 2018 was 24.9% .

Below is the key information for TATA Digital India Fund

TATA Digital India Fund
Growth
Launch Date 28 Dec 15
NAV (24 Sep 21) ₹38.7006 ↑ 0.24   (0.62 %)
Net Assets (Cr) ₹2,768 on 31 Aug 21
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 1.73
Sharpe Ratio 4.67
Information Ratio -0.16
Alpha Ratio 15.6
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹9,924
31 Aug 18₹16,358
31 Aug 19₹16,028
31 Aug 20₹17,912
31 Aug 21₹37,162

TATA Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113
Invest Now

Returns for TATA Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 21

DurationReturns
1 Month 11.4%
3 Month 29.2%
6 Month 50.2%
1 Year 110.4%
3 Year 35.6%
5 Year 32.7%
10 Year
15 Year
Since launch 26.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 54.8%
2019 7.5%
2018 24.9%
2017 19.6%
2016 -6%
2015
2014
2013
2012
2011
Fund Manager information for TATA Digital India Fund
NameSinceTenure
Meeta Shetty20 Apr 201.28 Yr.
Venkat Samala26 Nov 200.68 Yr.

Data below for TATA Digital India Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Technology75.73%
Communication Services8.13%
Industrials7.41%
Consumer Cyclical2.39%
Asset Allocation
Asset ClassValue
Cash6.33%
Equity93.67%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY
17%₹371 Cr2,305,000
↑ 75,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS
12%₹267 Cr843,126
↑ 30,000
HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jan 16 | HCLTECH
10%₹212 Cr2,064,713
↑ 740,972
Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 532755
7%₹154 Cr1,275,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT
4%₹96 Cr303,963
↓ -71,400
Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 31 Dec 20 | 542830
4%₹79 Cr338,816
↑ 135,000
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 28 Feb 21 | 540005
4%₹77 Cr163,331
↑ 25,000
Cyient Ltd (Industrials)
Equity, Since 28 Feb 21 | CYIENT
3%₹72 Cr733,339
↓ -50,000
L&T Technology Services Ltd (Technology)
Equity, Since 31 May 18 | LTTS
3%₹61 Cr163,500
↑ 39,000
Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Aug 20 | NAUKRI
3%₹56 Cr107,330

4. SBI Technology Opportunities Fund

(Erstwhile SBI IT Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 24.6% since its launch.  Ranked 42 in Sectoral category.  Return for 2020 was 47.3% , 2019 was 12.2% and 2018 was 17.1% .

Below is the key information for SBI Technology Opportunities Fund

SBI Technology Opportunities Fund
Growth
Launch Date 9 Jan 13
NAV (24 Sep 21) ₹155.715 ↑ 1.22   (0.79 %)
Net Assets (Cr) ₹1,465 on 31 Aug 21
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.61
Sharpe Ratio 5.65
Information Ratio 0.97
Alpha Ratio 28.8
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹9,610
31 Aug 18₹14,184
31 Aug 19₹14,599
31 Aug 20₹16,382
31 Aug 21₹32,296

SBI Technology Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for SBI Technology Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 21

DurationReturns
1 Month 7%
3 Month 24.9%
6 Month 45.7%
1 Year 96.4%
3 Year 34%
5 Year 28.1%
10 Year
15 Year
Since launch 24.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 47.3%
2019 12.2%
2018 17.1%
2017 13%
2016 -3.3%
2015 2.4%
2014 29.2%
2013
2012
2011
Fund Manager information for SBI Technology Opportunities Fund
NameSinceTenure
Anup Upadhyay1 Jun 1110.18 Yr.

Data below for SBI Technology Opportunities Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Technology77.33%
Communication Services12.88%
Industrials3.11%
Consumer Cyclical3.04%
Asset Allocation
Asset ClassValue
Cash3.64%
Equity96.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
25%₹289 Cr1,792,200
↑ 415,500
HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Mar 06 | HCLTECH
10%₹109 Cr1,067,974
↑ 317,600
Alphabet Inc Class A (Communication Services)
Equity, Since 30 Sep 18 | GOOGL
9%₹100 Cr4,975
↑ 550
Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 15 | 532755
9%₹98 Cr810,935
↑ 393,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 06 | TCS
5%₹61 Cr191,411
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 31 May 20 | 540005
4%₹48 Cr103,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Aug 20 | PERSISTENT
4%₹45 Cr144,100
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL
3%₹38 Cr673,130
Cyient Ltd (Industrials)
Equity, Since 30 Apr 20 | CYIENT
3%₹36 Cr362,150
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 543320
3%₹35 Cr2,620,410
↑ 2,620,410

5. PGIM India Midcap Opportunities Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized.

PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 20.4% since its launch.  Ranked 40 in Mid Cap category.  Return for 2020 was 48.4% , 2019 was 3.6% and 2018 was -16.1% .

Below is the key information for PGIM India Midcap Opportunities Fund

PGIM India Midcap Opportunities Fund
Growth
Launch Date 2 Dec 13
NAV (24 Sep 21) ₹42.57 ↓ -0.26   (-0.61 %)
Net Assets (Cr) ₹2,709 on 31 Aug 21
Category Equity - Mid Cap
AMC Pramerica Asset Managers Private Limited
Rating
Risk High
Expense Ratio 2.53
Sharpe Ratio 4.85
Information Ratio 1.78
Alpha Ratio 24.5
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹11,194
31 Aug 18₹12,035
31 Aug 19₹9,634
31 Aug 20₹12,725
31 Aug 21₹24,436

PGIM India Midcap Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for PGIM India Midcap Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 21

DurationReturns
1 Month 8.8%
3 Month 17.9%
6 Month 38.7%
1 Year 99.4%
3 Year 32.6%
5 Year 20%
10 Year
15 Year
Since launch 20.4%
Historical performance (Yearly) on absolute basis
YearReturns
2020 48.4%
2019 3.6%
2018 -16.1%
2017 37%
2016 -1.3%
2015 7.9%
2014 42.8%
2013
2012
2011
Fund Manager information for PGIM India Midcap Opportunities Fund
NameSinceTenure
Aniruddha Naha1 Jun 210.17 Yr.
Vivek Sharma1 Jun 210.17 Yr.

Data below for PGIM India Midcap Opportunities Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Consumer Cyclical16.74%
Basic Materials16.52%
Technology15.75%
Industrials15.58%
Financial Services13.35%
Health Care12.94%
Consumer Defensive1.7%
Real Estate1.5%
Utility1.22%
Asset Allocation
Asset ClassValue
Cash4.68%
Equity95.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 May 21 | 543220
5%₹113 Cr3,800,000
↑ 688,333
Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 30 Jun 20 | 532541
4%₹102 Cr200,000
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 500271
4%₹97 Cr863,800
↑ 263,800
Muthoot Finance Ltd (Financial Services)
Equity, Since 31 May 21 | 533398
4%₹93 Cr600,000
↑ 100,000
Mphasis Ltd (Technology)
Equity, Since 28 Feb 21 | 526299
4%₹89 Cr341,217
↑ 191,217
Sanofi India Ltd (Healthcare)
Equity, Since 30 Apr 21 | 500674
4%₹85 Cr101,700
↑ 35,103
MindTree Ltd (Technology)
Equity, Since 30 Jun 20 | 532819
3%₹77 Cr270,000
Voltas Ltd Shs Dematerialised (Industrials)
Equity, Since 31 Jul 19 | VOLTAS
3%₹74 Cr700,000
↑ 125,000
Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | JUBLFOOD
3%₹66 Cr175,000
↑ 36,300
Aarti Industries Ltd Shs Dematerialised (Basic Materials)
Equity, Since 30 Nov 20 | 524208
3%₹65 Cr700,000
↓ -30,000

Benefits of Investing in SIP

Some of the major advantages of investing in a SIP are as follows:

Rupee Cost Averaging

Most investors are skeptical about the best time to invest in the market. They are worried about the volatile markets. But, rupee cost averaging breaks all the worries. Since you become a regular investor with a SIP, your money fetches more units when the price of shares is low and lesser when the price is high. During the volatile cycle, it may allow you to achieve a lower average cost per unit. Thus, the positives of investing through a SIP becomes quite evident in the times of market fluctuations.

Power of Compounding

SIPs work on Power of Compounding. Investors can put in a small amount of money and can see how the value increase over time. The longer you stay invested, the greater the value of your investment becomes. As, the returns earned at regular intervals are reinvested in the fund, investors get a return on the return. And the same cycle continues for years. To benefit the most out of the power of compounding, investors should start a savings at an early age to make the most out of it.

No Need to Time the Market

With a SIP, investors don’t need to worry about the market timings. SIP helps investors ride the market volatility by averaging out the cost as they invest a fixed sum regularly at various levels.

Easy Way to Achieve Financial Goals

As you become a regular investor via a SIP, you can easily plan your financial goals. For example, if your short-term goal is buying a car in 2 years, then you can invest in debt funds, and if you have set Retirement planning as your long-term goal then, you should invest in equity funds via a SIP. SIPs also create a regular habit of savings over the long-run. Investors who want to avail all the benefits in their investments should take a SIP route in Mutual Funds.

SIP Return Calculator or Mutual Fund Calculator

A sip calculator is the smartest tool to use while investing in Mutual Funds. It helps to determine the expected returns on your SIP investment. You can calculate the amount required for your investment and time period that you need to stay invested to reach the particular financial goal.

When using a SIP calculator, one has to fill certain variables, that includes-

  • Investment amount
  • The desired investment duration
  • Expected Inflation rate (annual) for the years to come
  • Long-term growth rate on investments

Once you feed all the above-mentioned information, the calculator will estimate the amount that you will receive after your investment tenure, along with the net profit that you will earn.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 4.7, based on 7 reviews.
POST A COMMENT