+91-22-48913909Best Mutual Funds for SIP 2026
SIP or Systematic Investment plan is one of the best ways to invest in Mutual Funds. It is a smart and hassle-free mode of Investing your money in Mutual Fund schemes. Here, you can invest a certain pre-determined amount at a regular interval (monthly/quarterly, etc.). As you can start your SIP investment with just INR 500, it makes the most affordable means of investment. Your money is auto-debited from your Bank account and invested into the scheme, which indirectly creates a habit of savings in the long-run. SIP investments are a great way to plan your Financial goals. You need to set a specific goal and estimate the time and amount required to fulfil it. Below are the best mutual funds for SIP based on the investment tenure and risk appetite. Investors can target their investment goals and achieve them on time by investing in these schemes.
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Top Mutual Funds for SIP Investment FY 26 - 27
Fund Selection Methodology used to find 5 funds
Best Equity SIP Funds— For Long Term Wealth Creation
Equity Funds are expected to deliver high returns in the long-run, but are risky funds. Investors who can invest for more than 5 years are advised to invest in equity funds. One can also plan their long-term financial goals by investing in these funds.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) DSP World Gold Fund Growth ₹62.0747
↓ -0.29 ₹1,828 500 12.8 20.4 50.3 56.6 30.7 167.1 SBI PSU Fund Growth ₹33.4193
↓ -0.12 ₹6,703 500 -6.1 -1.7 3.8 18.4 22 11.3 ICICI Prudential Infrastructure Fund Growth ₹199.53
↓ -0.51 ₹8,558 100 -3.5 10.3 1.6 17.1 20.6 6.7 LIC MF Infrastructure Fund Growth ₹54.663
↑ 0.25 ₹1,174 1,000 -2 16.3 8.4 22.6 20.6 -3.7 DSP India T.I.G.E.R Fund Growth ₹359.178
↓ -0.27 ₹6,325 500 -2.3 17.1 13.1 19.8 20.5 -2.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Sep 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP World Gold Fund SBI PSU Fund ICICI Prudential Infrastructure Fund LIC MF Infrastructure Fund DSP India T.I.G.E.R Fund Point 1 Bottom quartile AUM (₹1,828 Cr). Upper mid AUM (₹6,703 Cr). Highest AUM (₹8,558 Cr). Bottom quartile AUM (₹1,174 Cr). Lower mid AUM (₹6,325 Cr). Point 2 Established history (19+ yrs). Established history (16+ yrs). Established history (21+ yrs). Established history (18+ yrs). Oldest track record among peers (22 yrs). Point 3 Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Not Rated. Top rated. Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 30.67% (top quartile). 5Y return: 22.03% (upper mid). 5Y return: 20.60% (lower mid). 5Y return: 20.57% (bottom quartile). 5Y return: 20.54% (bottom quartile). Point 6 3Y return: 56.60% (top quartile). 3Y return: 18.36% (bottom quartile). 3Y return: 17.13% (bottom quartile). 3Y return: 22.65% (upper mid). 3Y return: 19.81% (lower mid). Point 7 1Y return: 50.27% (top quartile). 1Y return: 3.85% (bottom quartile). 1Y return: 1.59% (bottom quartile). 1Y return: 8.39% (lower mid). 1Y return: 13.12% (upper mid). Point 8 Alpha: 4.18 (upper mid). Alpha: -0.10 (bottom quartile). Alpha: 0.00 (lower mid). Alpha: 10.92 (top quartile). Alpha: 0.00 (bottom quartile). Point 9 Sharpe: 1.25 (top quartile). Sharpe: 0.48 (bottom quartile). Sharpe: 0.17 (bottom quartile). Sharpe: 0.53 (upper mid). Sharpe: 0.52 (lower mid). Point 10 Information ratio: -1.01 (bottom quartile). Information ratio: -0.55 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.47 (top quartile). Information ratio: 0.00 (lower mid). DSP World Gold Fund
SBI PSU Fund
ICICI Prudential Infrastructure Fund
LIC MF Infrastructure Fund
DSP India T.I.G.E.R Fund
Best Debt SIP Funds— To Earn Optimal Returns
Debt funds are a good way to secure your money and generate average consistent returns. Investors who are looking for stable returns or those who want to invest for less than three years should consider investing in these funds.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sundaram Short Term Debt Fund Growth ₹36.3802
↑ 0.01 ₹362 250 0.8 11.4 12.8 5.3 4.52% 1Y 2M 13D 1Y 7M 3D Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1,000 1 10.2 11.8 5 4.19% 5M 18D 8M 1D Aditya Birla Sun Life Credit Risk Fund Growth ₹25.4529
↑ 0.01 ₹1,600 100 2 4.6 11.6 12.1 13.4 8.03% 1Y 11M 16D 2Y 7M 17D DSP Credit Risk Fund Growth ₹55.297
↑ 0.02 ₹310 500 2 9 10.3 15.9 21 8.21% 2Y 2M 26D 2Y 4M 28D Aditya Birla Sun Life Medium Term Plan Growth ₹43.8233
↑ 0.02 ₹3,319 1,000 1.5 3.7 8.3 9.7 10.9 8.09% 2Y 11M 12D 4Y 4M 10D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21 Research Highlights & Commentary of 5 Funds showcased
Commentary Sundaram Short Term Debt Fund Sundaram Low Duration Fund Aditya Birla Sun Life Credit Risk Fund DSP Credit Risk Fund Aditya Birla Sun Life Medium Term Plan Point 1 Bottom quartile AUM (₹362 Cr). Lower mid AUM (₹550 Cr). Upper mid AUM (₹1,600 Cr). Bottom quartile AUM (₹310 Cr). Highest AUM (₹3,319 Cr). Point 2 Oldest track record among peers (24 yrs). Established history (19+ yrs). Established history (11+ yrs). Established history (23+ yrs). Established history (17+ yrs). Point 3 Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Not Rated. Top rated. Rating: 4★ (upper mid). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 12.83% (top quartile). 1Y return: 11.79% (upper mid). 1Y return: 11.62% (lower mid). 1Y return: 10.29% (bottom quartile). 1Y return: 8.31% (bottom quartile). Point 6 1M return: 0.20% (bottom quartile). 1M return: 0.28% (lower mid). 1M return: 0.38% (upper mid). 1M return: 0.44% (top quartile). 1M return: 0.21% (bottom quartile). Point 7 Sharpe: 0.98 (bottom quartile). Sharpe: 0.99 (lower mid). Sharpe: 1.89 (top quartile). Sharpe: 0.80 (bottom quartile). Sharpe: 1.28 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 4.52% (bottom quartile). Yield to maturity (debt): 4.19% (bottom quartile). Yield to maturity (debt): 8.03% (lower mid). Yield to maturity (debt): 8.21% (top quartile). Yield to maturity (debt): 8.09% (upper mid). Point 10 Modified duration: 1.20 yrs (upper mid). Modified duration: 0.47 yrs (top quartile). Modified duration: 1.96 yrs (lower mid). Modified duration: 2.24 yrs (bottom quartile). Modified duration: 2.95 yrs (bottom quartile). Sundaram Short Term Debt Fund
Sundaram Low Duration Fund
Aditya Birla Sun Life Credit Risk Fund
DSP Credit Risk Fund
Aditya Birla Sun Life Medium Term Plan
Best Balanced Funds— Earn Stable Returns + Create Long Term Wealth
Balanced Fund invest their money both in equity and debt funds. These are less volatile than pure equity Mutual Funds. Balanced funds deliver superior returns over a period of more than three years. Investors who want to invest in equity funds, balanced funds are a great way to start off with.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹43.32
↑ 0.13 ₹2,051 1,000 3 18.6 12.8 16.4 13.7 -0.9 Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 ₹1,954 100 0.5 10.5 27.1 16 14.2 IDBI Hybrid Equity Fund Growth ₹17.1253
↓ -0.01 ₹179 500 7.8 9.8 12.1 14.4 7.1 Baroda Pioneer Hybrid Equity Fund Growth ₹81.2894
↑ 0.36 ₹389 500 -3.5 -0.8 14.8 14.3 11.2 SBI Multi Asset Allocation Fund Growth ₹66.6469
↓ -0.11 ₹20,935 500 0 4.5 9.1 14.2 12.4 18.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Sep 26 Research Highlights & Commentary of 5 Funds showcased
Commentary BOI AXA Mid and Small Cap Equity and Debt Fund Sundaram Equity Hybrid Fund IDBI Hybrid Equity Fund Baroda Pioneer Hybrid Equity Fund SBI Multi Asset Allocation Fund Point 1 Upper mid AUM (₹2,051 Cr). Lower mid AUM (₹1,954 Cr). Bottom quartile AUM (₹179 Cr). Bottom quartile AUM (₹389 Cr). Highest AUM (₹20,935 Cr). Point 2 Established history (10+ yrs). Oldest track record among peers (26 yrs). Established history (9+ yrs). Established history (23+ yrs). Established history (20+ yrs). Point 3 Not Rated. Rating: 2★ (lower mid). Not Rated. Rating: 3★ (upper mid). Top rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderate. Point 5 5Y return: 13.66% (upper mid). 5Y return: 14.20% (top quartile). 5Y return: 7.09% (bottom quartile). 5Y return: 11.17% (bottom quartile). 5Y return: 12.39% (lower mid). Point 6 3Y return: 16.38% (top quartile). 3Y return: 16.03% (upper mid). 3Y return: 14.43% (lower mid). 3Y return: 14.26% (bottom quartile). 3Y return: 14.16% (bottom quartile). Point 7 1Y return: 12.81% (lower mid). 1Y return: 27.10% (top quartile). 1Y return: 12.06% (bottom quartile). 1Y return: 14.82% (upper mid). 1Y return: 9.14% (bottom quartile). Point 8 1M return: 0.44% (lower mid). 1M return: 1.80% (upper mid). 1M return: 2.10% (top quartile). 1M return: -2.79% (bottom quartile). 1M return: -1.51% (bottom quartile). Point 9 Alpha: 0.00 (lower mid). Alpha: 5.81 (upper mid). Alpha: -0.26 (bottom quartile). Alpha: 6.53 (top quartile). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: 0.71 (bottom quartile). Sharpe: 2.64 (top quartile). Sharpe: 1.03 (lower mid). Sharpe: 2.59 (upper mid). Sharpe: 0.80 (bottom quartile). BOI AXA Mid and Small Cap Equity and Debt Fund
Sundaram Equity Hybrid Fund
IDBI Hybrid Equity Fund
Baroda Pioneer Hybrid Equity Fund
SBI Multi Asset Allocation Fund
"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." Research Highlights for DSP World Gold Fund Below is the key information for DSP World Gold Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may
constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. Research Highlights for DSP World Mining Fund Below is the key information for DSP World Mining Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek to provide long term capital growth by investing predominantly in the JPMorgan Funds - Emerging Markets Opportunities Fund, an equity fund which invests primarily in an aggressively managed portfolio of emerging market companies Research Highlights for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Below is the key information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Returns up to 1 year are on The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets. Research Highlights for Kotak Global Emerging Market Fund Below is the key information for Kotak Global Emerging Market Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF. Research Highlights for DSP US Flexible Equity Fund Below is the key information for DSP US Flexible Equity Fund Returns up to 1 year are on 1. DSP World Gold Fund
DSP World Gold Fund
Growth Launch Date 14 Sep 07 NAV (21 Sep 26) ₹62.0747 ↓ -0.29 (-0.46 %) Net Assets (Cr) ₹1,828 on 31 Aug 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.41 Sharpe Ratio 1.25 Information Ratio -1.01 Alpha Ratio 4.18 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹7,679 31 Aug 23 ₹9,692 31 Aug 24 ₹12,678 31 Aug 25 ₹21,230 31 Aug 26 ₹37,198 Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Sep 26 Duration Returns 1 Month -6.7% 3 Month 12.8% 6 Month 20.4% 1 Year 50.3% 3 Year 56.6% 5 Year 30.7% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 167.1% 2024 15.9% 2023 7% 2022 -7.7% 2021 -9% 2020 31.4% 2019 35.1% 2018 -10.7% 2017 -4% 2016 52.7% Fund Manager information for DSP World Gold Fund
Name Since Tenure Kaivalya Nadkarni 1 May 25 1.25 Yr. Data below for DSP World Gold Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Basic Materials 91.57% Asset Allocation
Asset Class Value Cash 6.38% Equity 91.78% Debt 0.01% Other 1.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -66% ₹954 Cr 983,452 VanEck Gold Miners ETF
- | GDX28% ₹405 Cr 573,719 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -4% ₹58 Cr Net Receivables/Payables
Net Current Assets | -2% ₹23 Cr 2. DSP World Mining Fund
DSP World Mining Fund
Growth Launch Date 29 Dec 09 NAV (21 Sep 26) ₹33.7593 ↓ -0.06 (-0.17 %) Net Assets (Cr) ₹195 on 31 Aug 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.14 Sharpe Ratio 1.76 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹9,847 31 Aug 23 ₹11,099 31 Aug 24 ₹11,646 31 Aug 25 ₹14,040 31 Aug 26 ₹25,070 Returns for DSP World Mining Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Sep 26 Duration Returns 1 Month -6.3% 3 Month 6.6% 6 Month 20.9% 1 Year 58.7% 3 Year 30.2% 5 Year 21.8% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 79% 2024 -8.1% 2023 0% 2022 12.2% 2021 18% 2020 34.9% 2019 21.5% 2018 -9.4% 2017 21.1% 2016 49.7% Fund Manager information for DSP World Mining Fund
Name Since Tenure Kaivalya Nadkarni 1 May 25 1.25 Yr. Data below for DSP World Mining Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Basic Materials 93.15% Energy 1.01% Asset Allocation
Asset Class Value Cash 5.83% Equity 94.15% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Mining I2
Investment Fund | -96% ₹161 Cr 141,034 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -3% ₹6 Cr Net Receivables/Payables
Net Current Assets | -1% ₹1 Cr 3. Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
Growth Launch Date 7 Jul 14 NAV (21 Sep 26) ₹28.5888 ↑ 0.40 (1.42 %) Net Assets (Cr) ₹275 on 31 Aug 26 Category Equity - Global AMC Edelweiss Asset Management Limited Rating ☆☆☆ Risk High Expense Ratio 1.44 Sharpe Ratio 1.8 Information Ratio -0.37 Alpha Ratio 4.19 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹7,804 31 Aug 23 ₹7,986 31 Aug 24 ₹8,986 31 Aug 25 ₹10,616 31 Aug 26 ₹16,665 Returns for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Sep 26 Duration Returns 1 Month 0.3% 3 Month -2.8% 6 Month 21.1% 1 Year 46.6% 3 Year 29.1% 5 Year 11.8% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2025 41.1% 2024 5.9% 2023 5.5% 2022 -16.8% 2021 -5.9% 2020 21.7% 2019 25.1% 2018 -7.2% 2017 30% 2016 9.8% Fund Manager information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
Name Since Tenure Bhavesh Jain 9 Apr 18 8.32 Yr. Bharat Lahoti 1 Oct 21 4.84 Yr. Data below for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Technology 42.21% Financial Services 20.2% Consumer Cyclical 8.02% Communication Services 7.14% Industrials 5.46% Energy 3.24% Basic Materials 2.19% Consumer Defensive 1.64% Utility 1.5% Health Care 0.51% Asset Allocation
Asset Class Value Cash 5.39% Equity 94.05% Debt 0.01% Other 0.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity JPM Emerging Mkts Opps I acc USD
Investment Fund | -96% ₹250 Cr 112,056
↑ 5,164 Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -4% ₹12 Cr Net Receivables/(Payables)
CBLO | -0% -₹1 Cr Accrued Interest
CBLO | -0% ₹0 Cr 4. Kotak Global Emerging Market Fund
Kotak Global Emerging Market Fund
Growth Launch Date 26 Sep 07 NAV (21 Sep 26) ₹40.618 ↑ 0.59 (1.48 %) Net Assets (Cr) ₹1,730 on 31 Aug 26 Category Equity - Global AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk High Expense Ratio 1.64 Sharpe Ratio 1.39 Information Ratio -0.83 Alpha Ratio -6.2 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹8,424 31 Aug 23 ₹8,826 31 Aug 24 ₹9,981 31 Aug 25 ₹11,941 31 Aug 26 ₹17,531 Returns for Kotak Global Emerging Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Sep 26 Duration Returns 1 Month 0.7% 3 Month -3.5% 6 Month 22.9% 1 Year 39.4% 3 Year 27.7% 5 Year 12.9% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 39.1% 2024 5.9% 2023 10.8% 2022 -15% 2021 -0.5% 2020 29.1% 2019 21.4% 2018 -14.4% 2017 30.4% 2016 -1.2% Fund Manager information for Kotak Global Emerging Market Fund
Name Since Tenure Arjun Khanna 9 May 19 7.24 Yr. Data below for Kotak Global Emerging Market Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Technology 36.55% Financial Services 24.43% Consumer Cyclical 8.32% Industrials 7.31% Communication Services 6.71% Basic Materials 5.98% Energy 5.74% Health Care 0.99% Consumer Defensive 0.09% Utility 0.04% Real Estate 0.01% Asset Allocation
Asset Class Value Cash 3.82% Equity 96.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity CI Emerging Markets Class A
Investment Fund | -98% ₹1,636 Cr 4,597,762
↑ 10,928 Triparty Repo
CBLO/Reverse Repo | -3% ₹42 Cr Net Current Assets/(Liabilities)
Net Current Assets | -1% -₹15 Cr 5. DSP US Flexible Equity Fund
DSP US Flexible Equity Fund
Growth Launch Date 3 Aug 12 NAV (21 Sep 26) ₹93.6242 ↑ 1.22 (1.32 %) Net Assets (Cr) ₹1,270 on 31 Aug 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 1.55 Sharpe Ratio 1.42 Information Ratio -0.07 Alpha Ratio -7.01 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹9,952 31 Aug 23 ₹11,469 31 Aug 24 ₹13,675 31 Aug 25 ₹16,798 31 Aug 26 ₹22,926 Returns for DSP US Flexible Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Sep 26 Duration Returns 1 Month 1.1% 3 Month 0.5% 6 Month 20.8% 1 Year 31.5% 3 Year 27.7% 5 Year 18.9% 10 Year 15 Year Since launch 17.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 33.8% 2024 17.8% 2023 22% 2022 -5.9% 2021 24.2% 2020 22.6% 2019 27.5% 2018 -1.1% 2017 15.5% 2016 9.8% Fund Manager information for DSP US Flexible Equity Fund
Name Since Tenure Kaivalya Nadkarni 1 May 25 1.25 Yr. Data below for DSP US Flexible Equity Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Technology 33.48% Industrials 12.71% Communication Services 12.2% Health Care 9.04% Financial Services 9.01% Consumer Cyclical 8.16% Basic Materials 2.16% Utility 2.12% Energy 2.05% Asset Allocation
Asset Class Value Cash 9.05% Equity 90.94% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF US Flexible Equity I2
Investment Fund | -93% ₹1,200 Cr 1,784,131 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -4% ₹54 Cr Net Receivables/Payables
Net Current Assets | -3% ₹42 Cr
Benefits of Investing in SIP
Some of the major advantages of investing in a SIP are as follows:
Rupee Cost Averaging
Most investors are skeptical about the best time to invest in the market. They are worried about the volatile markets. But, rupee cost averaging breaks all the worries. Since you become a regular investor with a SIP, your money fetches more units when the price of shares is low and lesser when the price is high. During the volatile cycle, it may allow you to achieve a lower average cost per unit. Thus, the positives of investing through a SIP becomes quite evident in the times of market fluctuations.
Power of Compounding
SIPs work on Power of Compounding. Investors can put in a small amount of money and can see how the value increase over time. The longer you stay invested, the greater the value of your investment becomes. As, the returns earned at regular intervals are reinvested in the fund, investors get a return on the return. And the same cycle continues for years. To benefit the most out of the power of compounding, investors should start a savings at an early age to make the most out of it.
No Need to Time the Market
With a SIP, investors don’t need to worry about the market timings. SIP helps investors ride the market Volatility by averaging out the cost as they invest a fixed sum regularly at various levels.
Easy Way to Achieve Financial Goals
As you become a regular investor via a SIP, you can easily plan your financial goals. For example, if your short-term goal is buying a car in 2 years, then you can invest in debt funds, and if you have set Retirement planning as your long-term goal then, you should invest in equity funds via a SIP. SIPs also create a regular habit of savings over the long-run. Investors who want to avail all the benefits in their investments should take a SIP route in Mutual Funds.
SIP Return Calculator or Mutual Fund Calculator
A sip calculator is the smartest tool to use while investing in Mutual Funds. It helps to determine the expected returns on your SIP investment. You can calculate the amount required for your investment and time period that you need to stay invested to reach the particular financial goal.
When using a SIP calculator, one has to fill certain variables, that includes-
- Investment amount
- The desired investment duration
- Expected inflation rate (annual) for the years to come
- Long-term growth rate on investments
Once you feed all the above-mentioned information, the calculator will estimate the amount that you will receive after your investment tenure, along with the net profit that you will earn.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Nice information