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Best Mutual Funds for SIP 2019 | Best Performing SIP Online

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Best Mutual Funds for SIP 2019

Updated on November 11, 2019 , 2251 views

SIP or Systematic Investment plan is one of the best ways to invest in Mutual Funds. It is a smart and hassle-free mode of Investing your money in Mutual Fund schemes. Here, you can invest a certain pre-determined amount at a regular interval (monthly/quarterly, etc.). As you can start your SIP investment with just INR 500, it makes the most affordable means of investment. Your money is auto-debited from your bank account and invested into the scheme, which indirectly creates a habit of savings in the long-run. SIP investments are a great way to plan your Financial goals. You need to set a specific goal and estimate the time and amount required to fulfil it. Below are the best mutual funds for SIP based on the investment tenure and risk appetite. Investors can target their investment goals and achieve them on time by investing in these schemes.

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SIP

Top Mutual Funds for SIP Investment FY 19 - 20

Best Equity SIP Funds— For Long Term Wealth Creation

Equity Funds are expected to deliver high returns in the long-run, but are risky funds. Investors who can invest for more than 5 years are advised to invest in equity funds. One can also plan their long-term financial goals by investing in these funds.

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Franklin Asian Equity Fund Growth ₹23.4536
↑ 0.11
₹121 500 11.58.219.412.18.1-13.6
Axis Focused 25 Fund Growth ₹30.42
↑ 0.04
₹8,384 1,000 11.615.319.217.413.10.6
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹30.24
↓ -0.23
₹1,806 1,000 11.89.618.31414.5-2.4
ICICI Prudential Banking and Financial Services Fund Growth ₹66.29
↓ -0.96
₹3,290 100 9.45.716.213.514-0.4
Tata India Tax Savings Fund Growth ₹18.7058
↓ -0.22
₹1,919 500 8.77.914.31212.1-8.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Nov 19

Best Debt SIP Funds— To Earn Optimal Returns

Debt fund are a good way to secure your money and generate average consistent returns. Investors who are looking for stable returns or those who want to invest for less than three years should consider investing in these funds.

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
HDFC Banking and PSU Debt Fund Growth ₹15.9907
↑ 0.02
₹3,572 500 2.46.111.37.45.97.79%2Y 1M 8D2Y 8M 4D
HDFC Corporate Bond Fund Growth ₹22.1071
↑ 0.03
₹13,112 500 1.75.811.37.76.57.49%3Y 1M 6D4Y 2M 23D
ICICI Prudential Long Term Plan Growth ₹24.5014
↑ 0.03
₹2,816 100 1.65.610.57.36.28.76%3Y 3M 14D5Y 2M 16D
Aditya Birla Sun Life Corporate Bond Fund Growth ₹75.9845
↑ 0.05
₹16,605 100 25.410.57.777.2%1Y 5M 5D1Y 11M 8D
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹27.734
↑ 0.02
₹20,130 500 2.14.69.98.88.79.69%5M 16D6M 18D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Nov 19

Best Balanced Funds— Earn Stable Returns + Create Long Term Wealth

Balanced Fund invest their money both in equity and debt funds. These are less volatile than pure equity Mutual Funds. Balanced funds deliver superior returns over a period of more than three years. Investors who want to invest in equity funds, balanced funds are a great way to start off with.

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
ICICI Prudential MIP 25 Growth ₹44.8317
↑ 0.01
₹1,650 100 4.15.710.78.89.35.1
SBI Debt Hybrid Fund Growth ₹40.9011
↓ 0.00
₹1,087 500 3.75.49.45.37.7-0.2
Aditya Birla Sun Life Regular Savings Fund Growth ₹40.1057
↑ 0.06
₹1,990 500 2.54.175.58-2.2
Edelweiss Arbitrage Fund Growth ₹14.2846
↑ 0.01
₹3,855 500 1.43.26.56.26.76.1
Aditya Birla Sun Life Equity Hybrid 95 Fund Growth ₹753.11
↓ -7.06
₹11,674 100 5.13.956.17.6-5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Nov 19

1. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

TATA Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 20.3% since its launch.  Return for 2018 was -0.1% , 2017 was 45% and 2016 was 17.8% .

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund
Growth
Launch Date 28 Dec 15
NAV (13 Nov 19) ₹20.499 ↓ -0.19   (-0.93 %)
Net Assets (Cr) ₹351 on 30 Sep 19
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 2.5
Sharpe Ratio 1.13
Information Ratio -0.42
Alpha Ratio 1.07
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 16₹13,182
31 Oct 17₹17,114
31 Oct 18₹15,449
31 Oct 19₹20,098

TATA Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 19

DurationReturns
1 Month 5.7%
3 Month 11.7%
6 Month 13.4%
1 Year 29.3%
3 Year 17.3%
5 Year
10 Year
15 Year
Since launch 20.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.1%
2017 45%
2016 17.8%
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for TATA Banking and Financial Services Fund
NameSinceTenure
Sonam Udasi1 Apr 162.84 Yr.
Amey Sathe18 Jun 180.62 Yr.

Data below for TATA Banking and Financial Services Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Financial Services98.54%
Asset Allocation
Asset ClassValue
Cash1.12%
Equity99.58%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | HDFCBANK
22%₹78 Cr638,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
15%₹51 Cr1,177,000
↑ 14,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
11%₹40 Cr242,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFC
9%₹33 Cr166,800
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 532215
9%₹31 Cr450,000
↑ 53,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
5%₹16 Cr40,500
Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Jun 16 | 533398
3%₹12 Cr180,000
DCB Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | 532772
3%₹12 Cr595,000
ICICI Prudential Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 16 | ICICIPRULI
3%₹12 Cr250,000
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jul 19 | 540777
3%₹11 Cr190,000

2. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Sundaram Financial Services Opportunities Fund is a Equity - Sectoral fund was launched on 10 Jun 08. It is a fund with High risk and has given a CAGR/Annualized return of 14.3% since its launch.  Ranked 23 in Sectoral category.  Return for 2018 was -3.7% , 2017 was 33.3% and 2016 was 12.8% .

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund
Growth
Launch Date 10 Jun 08
NAV (13 Nov 19) ₹46.243 ↓ -0.38   (-0.81 %)
Net Assets (Cr) ₹193 on 30 Sep 19
Category Equity - Sectoral
AMC Sundaram Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.98
Sharpe Ratio 1.09
Information Ratio -1.8
Alpha Ratio -0.18
Min Investment 100,000
Min SIP Investment 250
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,302
31 Oct 16₹12,236
31 Oct 17₹14,802
31 Oct 18₹13,426
31 Oct 19₹17,059

Sundaram Financial Services Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 19

DurationReturns
1 Month 8.3%
3 Month 13%
6 Month 15.1%
1 Year 28.5%
3 Year 12.9%
5 Year 11.3%
10 Year
15 Year
Since launch 14.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -3.7%
2017 33.3%
2016 12.8%
2015 -9%
2014 58%
2013 -12.4%
2012 47.1%
2011 -32.9%
2010 35.5%
2009 71.6%
Fund Manager information for Sundaram Financial Services Opportunities Fund
NameSinceTenure
S Krishnakumar30 Dec 171.84 Yr.
Dwijendra Srivastava30 Dec 171.84 Yr.
Rahul Baijal1 Apr 190.58 Yr.
Rohit Seksaria30 Dec 171.84 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Financial Services96.74%
Asset Allocation
Asset ClassValue
Cash3.26%
Equity96.74%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 08 | HDFCBANK
23%₹47 Cr385,280
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | ICICIBANK
16%₹32 Cr700,154
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jul 18 | HDFC
14%₹28 Cr132,428
↑ 16,084
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | KOTAKBANK
9%₹19 Cr120,794
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | 532215
7%₹15 Cr202,926
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jul 18 | 500034
4%₹9 Cr22,130
State Bank of India (Financial Services)
Equity, Since 31 Dec 08 | SBIN
4%₹9 Cr276,328
↓ -111,804
Sundaram Overnight Dir Gr
Investment Fund | -
4%₹8 Cr76,800
↑ 76,800
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 28 Feb 18 | 540716
3%₹6 Cr45,268
↑ 4,787
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Aug 18 | 532978
3%₹5 Cr6,711

3. Kotak World Gold Fund

The primary investment objective of the Scheme is to provide long term capital appreciation by investing predominantly in units of Falcon Gold Equity Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes. The Scheme may also invest a certain portion of its corpus in debt and money market securities and/or units of debt/liquid schemes of Mutual Funds, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized.

Kotak World Gold Fund is a Equity - Global fund was launched on 6 Jun 08. It is a fund with High risk and has given a CAGR/Annualized return of -0.3% since its launch.  Ranked 15 in Global category.  Return for 2018 was -12.8% , 2017 was -0.6% and 2016 was 44.2% .

Below is the key information for Kotak World Gold Fund

Kotak World Gold Fund
Growth
Launch Date 6 Jun 08
NAV (11 Nov 19) ₹9.715 ↑ 0.04   (0.43 %)
Net Assets (Cr) ₹44 on 30 Sep 19
Category Equity - Global
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk High
Expense Ratio 1.7
Sharpe Ratio 0.8
Information Ratio -1.1
Alpha Ratio -14.1
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹8,800
31 Oct 16₹13,475
31 Oct 17₹11,619
31 Oct 18₹10,426
31 Oct 19₹13,573

Kotak World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450
Invest Now

Returns for Kotak World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 19

DurationReturns
1 Month -1.8%
3 Month -9.1%
6 Month 31.6%
1 Year 27.7%
3 Year 3.9%
5 Year 4.3%
10 Year
15 Year
Since launch -0.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -12.8%
2017 -0.6%
2016 44.2%
2015 -24.3%
2014 -1.4%
2013 -41.3%
2012 -6.2%
2011 -4.1%
2010 32.7%
2009 51.2%
Fund Manager information for Kotak World Gold Fund
NameSinceTenure
Arjun Khanna9 May 190.4 Yr.

Data below for Kotak World Gold Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Basic Materials92.99%
Asset Allocation
Asset ClassValue
Cash5.16%
Equity93.13%
Other1.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Investec GSF Glb Gold I Acc USD
Investment Fund | -
97%₹45 Cr343,191
↑ 9,372
Triparty Repo
CBLO/Reverse Repo | -
3%₹1 Cr
Net Current Assets/(Liabilities)
Net Current Assets | -
0%₹0 Cr

4. DSP BlackRock World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

DSP BlackRock World Gold Fund is a Equity - Global fund was launched on 14 Sep 07. It is a fund with High risk and has given a CAGR/Annualized return of 2.4% since its launch.  Ranked 11 in Global category.  Return for 2018 was -10.7% , 2017 was -4% and 2016 was 52.7% .

Below is the key information for DSP BlackRock World Gold Fund

DSP BlackRock World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (11 Nov 19) ₹13.27 ↑ 0.07   (0.51 %)
Net Assets (Cr) ₹323 on 30 Sep 19
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.83
Sharpe Ratio 1.03
Information Ratio -0.82
Alpha Ratio -6.04
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹9,400
31 Oct 16₹14,586
31 Oct 17₹12,825
31 Oct 18₹11,473
31 Oct 19₹14,973

DSP BlackRock World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for DSP BlackRock World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 19

DurationReturns
1 Month -4.3%
3 Month -10.5%
6 Month 24%
1 Year 27.3%
3 Year 2.4%
5 Year 6.7%
10 Year
15 Year
Since launch 2.4%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -10.7%
2017 -4%
2016 52.7%
2015 -18.5%
2014 -3%
2013 -41.5%
2012 -5.8%
2011 -2.6%
2010 29%
2009 41.5%
Fund Manager information for DSP BlackRock World Gold Fund
NameSinceTenure
Jay Kothari1 Mar 136.25 Yr.

Data below for DSP BlackRock World Gold Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Basic Materials91.28%
Industrials0.55%
Asset Allocation
Asset ClassValue
Cash4.98%
Equity94.04%
Debt0.03%
Other0.94%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
97%₹314 Cr1,257,723
↑ 79,968
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
3%₹10 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹1 Cr

5. IIFL Focused Equity Fund

(Erstwhile IIFL India Growth Fund)

The investment objective of the scheme is to generate long term capital appreciation for investors from a portfolio of equity and equity related securities. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

IIFL Focused Equity Fund is a Equity - Focused fund was launched on 30 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.7% since its launch.  Return for 2018 was -6.8% , 2017 was 30% and 2016 was 9.9% .

Below is the key information for IIFL Focused Equity Fund

IIFL Focused Equity Fund
Growth
Launch Date 30 Oct 14
NAV (13 Nov 19) ₹17.487 ↓ -0.14   (-0.79 %)
Net Assets (Cr) ₹258 on 30 Sep 19
Category Equity - Focused
AMC IIFL Asset Management Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 2.42
Sharpe Ratio 1.16
Information Ratio -0.01
Alpha Ratio 13.86
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-2 Months (2%),2 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,519
31 Oct 16₹12,741
31 Oct 17₹14,679
31 Oct 18₹13,713
31 Oct 19₹17,241

IIFL Focused Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for IIFL Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 19

DurationReturns
1 Month 4.8%
3 Month 11.4%
6 Month 13.9%
1 Year 26.3%
3 Year 12.7%
5 Year 11.1%
10 Year
15 Year
Since launch 11.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -6.8%
2017 30%
2016 9.9%
2015 1.8%
2014
2013
2012
2011
2010
2009
Fund Manager information for IIFL Focused Equity Fund
NameSinceTenure
Prashastha Seth3 Nov 162.99 Yr.

Data below for IIFL Focused Equity Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Financial Services46.85%
Technology11.06%
Industrials10.12%
Health Care8.17%
Basic Materials8.14%
Consumer Cyclical6.12%
Communication Services1.11%
Asset Allocation
Asset ClassValue
Cash8.4%
Equity91.6%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK
9%₹23 Cr532,061
↑ 48,425
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 17 | HDFCBANK
9%₹23 Cr187,588
↑ 34,502
Tri-Party Repo
CBLO/Reverse Repo | -
8%₹21 Cr
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 18 | LT
7%₹17 Cr116,104
↑ 27,235
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | 532215
6%₹16 Cr231,097
↑ 54,252
Procter & Gamble Health Ltd (Healthcare)
Equity, Since 31 Mar 18 | 500126
5%₹14 Cr29,803
↑ 5,223
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
5%₹13 Cr32,334
↑ 7,867
Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 31 May 19 | CROMPTON
4%₹11 Cr453,875
↑ 99,966
Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Oct 18 | 533398
4%₹11 Cr158,866
↑ 43,247
CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Aug 18 | 541770
4%₹10 Cr152,170
↑ 20,826

Benefits of Investing in SIP

Some of the major advantages of investing in a SIP are as follows:

Rupee Cost Averaging

Most investors are skeptical about the best time to invest in the market. They are worried about the volatile markets. But, rupee cost averaging breaks all the worries. Since you become a regular investor with a SIP, your money fetches more units when the price of shares is low and lesser when the price is high. During the volatile cycle, it may allow you to achieve a lower average cost per unit. Thus, the positives of investing through a SIP becomes quite evident in the times of market fluctuations.

Power of Compounding

SIPs work on Power of Compounding. Investors can put in a small amount of money and can see how the value increase over time. The longer you stay invested, the greater the value of your investment becomes. As, the returns earned at regular intervals are reinvested in the fund, investors get a return on the return. And the same cycle continues for years. To benefit the most out of the power of compounding, investors should start a savings at an early age to make the most out of it.

No Need to Time the Market

With a SIP, investors don’t need to worry about the market timings. SIP helps investors ride the market volatility by averaging out the cost as they invest a fixed sum regularly at various levels.

Easy Way to Achieve Financial Goals

As you become a regular investor via a SIP, you can easily plan your financial goals. For example, if your short-term goal is buying a car in 2 years, then you can invest in debt funds, and if you have set Retirement planning as your long-term goal then, you should invest in equity funds via a SIP. SIPs also create a regular habit of savings over the long-run. Investors who want to avail all the benefits in their investments should take a SIP route in Mutual Funds.

SIP Return Calculator or Mutual Fund Calculator

A sip calculator is the smartest tool to use while investing in Mutual Funds. It helps to determine the expected returns on your SIP investment. You can calculate the amount required for your investment and time period that you need to stay invested to reach the particular financial goal.

When using a SIP calculator, one has to fill certain variables, that includes-

  • Investment amount
  • The desired investment duration
  • Expected Inflation rate (annual) for the years to come
  • Long-term growth rate on investments

Once you feed all the above-mentioned information, the calculator will estimate the amount that you will receive after your investment tenure, along with the net profit that you will earn.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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