+91-22-48913909Best Mutual Funds for SIP 2026
SIP or Systematic Investment plan is one of the best ways to invest in Mutual Funds. It is a smart and hassle-free mode of Investing your money in Mutual Fund schemes. Here, you can invest a certain pre-determined amount at a regular interval (monthly/quarterly, etc.). As you can start your SIP investment with just INR 500, it makes the most affordable means of investment. Your money is auto-debited from your Bank account and invested into the scheme, which indirectly creates a habit of savings in the long-run. SIP investments are a great way to plan your Financial goals. You need to set a specific goal and estimate the time and amount required to fulfil it. Below are the best mutual funds for SIP based on the investment tenure and risk appetite. Investors can target their investment goals and achieve them on time by investing in these schemes.
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Top Mutual Funds for SIP Investment FY 26 - 27
Fund Selection Methodology used to find 5 funds
Best Equity SIP Funds— For Long Term Wealth Creation
Equity Funds are expected to deliver high returns in the long-run, but are risky funds. Investors who can invest for more than 5 years are advised to invest in equity funds. One can also plan their long-term financial goals by investing in these funds.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Infrastructure Fund Growth ₹206.43
↑ 0.52 ₹8,351 100 13.7 2.8 3.7 21.9 24.4 6.7 LIC MF Infrastructure Fund Growth ₹55.1231
↓ -0.27 ₹1,099 1,000 18.3 9.7 8.9 26.9 23.8 -3.7 DSP World Gold Fund Growth ₹51.9493
↑ 2.15 ₹1,679 500 -12.9 -1.5 70 46.5 23.4 167.1 DSP India T.I.G.E.R Fund Growth ₹362.628
↓ -0.70 ₹6,019 500 19.5 13.8 13.4 25 23.2 -2.5 SBI PSU Fund Growth ₹34.5279
↓ -0.17 ₹6,594 500 3.9 -0.2 6.6 26.8 23.1 11.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jul 26 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Infrastructure Fund LIC MF Infrastructure Fund DSP World Gold Fund DSP India T.I.G.E.R Fund SBI PSU Fund Point 1 Highest AUM (₹8,351 Cr). Bottom quartile AUM (₹1,099 Cr). Bottom quartile AUM (₹1,679 Cr). Lower mid AUM (₹6,019 Cr). Upper mid AUM (₹6,594 Cr). Point 2 Established history (20+ yrs). Established history (18+ yrs). Established history (18+ yrs). Oldest track record among peers (22 yrs). Established history (16+ yrs). Point 3 Rating: 3★ (upper mid). Not Rated. Rating: 3★ (lower mid). Top rated. Rating: 2★ (bottom quartile). Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 24.39% (top quartile). 5Y return: 23.85% (upper mid). 5Y return: 23.39% (lower mid). 5Y return: 23.19% (bottom quartile). 5Y return: 23.08% (bottom quartile). Point 6 3Y return: 21.88% (bottom quartile). 3Y return: 26.93% (upper mid). 3Y return: 46.46% (top quartile). 3Y return: 24.99% (bottom quartile). 3Y return: 26.84% (lower mid). Point 7 1Y return: 3.75% (bottom quartile). 1Y return: 8.90% (lower mid). 1Y return: 70.04% (top quartile). 1Y return: 13.36% (upper mid). 1Y return: 6.61% (bottom quartile). Point 8 Alpha: 0.00 (lower mid). Alpha: 4.51 (top quartile). Alpha: -0.46 (bottom quartile). Alpha: 0.00 (bottom quartile). Alpha: 0.16 (upper mid). Point 9 Sharpe: 0.00 (bottom quartile). Sharpe: 0.26 (lower mid). Sharpe: 1.77 (top quartile). Sharpe: 0.48 (upper mid). Sharpe: 0.26 (bottom quartile). Point 10 Information ratio: 0.00 (upper mid). Information ratio: 0.55 (top quartile). Information ratio: -0.78 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: -0.02 (bottom quartile). ICICI Prudential Infrastructure Fund
LIC MF Infrastructure Fund
DSP World Gold Fund
DSP India T.I.G.E.R Fund
SBI PSU Fund
Best Debt SIP Funds— To Earn Optimal Returns
Debt funds are a good way to secure your money and generate average consistent returns. Investors who are looking for stable returns or those who want to invest for less than three years should consider investing in these funds.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sundaram Short Term Debt Fund Growth ₹36.3802
↑ 0.01 ₹362 250 0.8 11.4 12.8 5.3 4.52% 1Y 2M 13D 1Y 7M 3D Aditya Birla Sun Life Credit Risk Fund Growth ₹25.2036
↑ 0.01 ₹1,391 100 3.4 8 12.4 12.3 13.4 8.4% 1Y 10M 13D 2Y 6M Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1,000 1 10.2 11.8 5 4.19% 5M 18D 8M 1D DSP Credit Risk Fund Growth ₹54.8514
↑ 0.04 ₹258 500 8.9 7.9 10.2 16.2 21 0% 2Y 3M 27D Aditya Birla Sun Life Medium Term Plan Growth ₹43.5994
↑ 0.03 ₹3,127 1,000 3.4 5.6 8.9 10 10.9 8.49% 2Y 10M 6D 3Y 10M 10D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21 Research Highlights & Commentary of 5 Funds showcased
Commentary Sundaram Short Term Debt Fund Aditya Birla Sun Life Credit Risk Fund Sundaram Low Duration Fund DSP Credit Risk Fund Aditya Birla Sun Life Medium Term Plan Point 1 Bottom quartile AUM (₹362 Cr). Upper mid AUM (₹1,391 Cr). Lower mid AUM (₹550 Cr). Bottom quartile AUM (₹258 Cr). Highest AUM (₹3,127 Cr). Point 2 Oldest track record among peers (23 yrs). Established history (11+ yrs). Established history (19+ yrs). Established history (23+ yrs). Established history (17+ yrs). Point 3 Rating: 2★ (lower mid). Not Rated. Rating: 2★ (bottom quartile). Top rated. Rating: 4★ (upper mid). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 12.83% (top quartile). 1Y return: 12.40% (upper mid). 1Y return: 11.79% (lower mid). 1Y return: 10.20% (bottom quartile). 1Y return: 8.86% (bottom quartile). Point 6 1M return: 0.20% (bottom quartile). 1M return: 2.04% (upper mid). 1M return: 0.28% (bottom quartile). 1M return: 1.55% (lower mid). 1M return: 2.20% (top quartile). Point 7 Sharpe: 0.98 (lower mid). Sharpe: 1.60 (top quartile). Sharpe: 0.99 (upper mid). Sharpe: 0.57 (bottom quartile). Sharpe: 0.70 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 4.52% (lower mid). Yield to maturity (debt): 8.40% (upper mid). Yield to maturity (debt): 4.19% (bottom quartile). Yield to maturity (debt): 0.00% (bottom quartile). Yield to maturity (debt): 8.49% (top quartile). Point 10 Modified duration: 1.20 yrs (upper mid). Modified duration: 1.87 yrs (lower mid). Modified duration: 0.47 yrs (top quartile). Modified duration: 2.33 yrs (bottom quartile). Modified duration: 2.85 yrs (bottom quartile). Sundaram Short Term Debt Fund
Aditya Birla Sun Life Credit Risk Fund
Sundaram Low Duration Fund
DSP Credit Risk Fund
Aditya Birla Sun Life Medium Term Plan
Best Balanced Funds— Earn Stable Returns + Create Long Term Wealth
Balanced Fund invest their money both in equity and debt funds. These are less volatile than pure equity Mutual Funds. Balanced funds deliver superior returns over a period of more than three years. Investors who want to invest in equity funds, balanced funds are a great way to start off with.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹41.72
↓ -0.13 ₹1,482 1,000 14.9 7.4 7.7 18.8 14.9 -0.9 SBI Multi Asset Allocation Fund Growth ₹66.9961
↑ 0.13 ₹18,290 500 6.3 1.9 12 16.4 13.6 18.6 ICICI Prudential Multi-Asset Fund Growth ₹809.244
↑ 6.14 ₹84,165 100 5.5 -1.8 6.4 16.4 17.4 18.6 Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 ₹1,954 100 0.5 10.5 27.1 16 14.2 ICICI Prudential Equity and Debt Fund Growth ₹407.68
↑ 0.32 ₹50,033 100 7.3 -1.7 3.6 16 16.9 13.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jul 26 Research Highlights & Commentary of 5 Funds showcased
Commentary BOI AXA Mid and Small Cap Equity and Debt Fund SBI Multi Asset Allocation Fund ICICI Prudential Multi-Asset Fund Sundaram Equity Hybrid Fund ICICI Prudential Equity and Debt Fund Point 1 Bottom quartile AUM (₹1,482 Cr). Lower mid AUM (₹18,290 Cr). Highest AUM (₹84,165 Cr). Bottom quartile AUM (₹1,954 Cr). Upper mid AUM (₹50,033 Cr). Point 2 Established history (9+ yrs). Established history (20+ yrs). Established history (23+ yrs). Oldest track record among peers (26 yrs). Established history (26+ yrs). Point 3 Not Rated. Top rated. Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 4★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 14.86% (lower mid). 5Y return: 13.57% (bottom quartile). 5Y return: 17.41% (top quartile). 5Y return: 14.20% (bottom quartile). 5Y return: 16.88% (upper mid). Point 6 3Y return: 18.80% (top quartile). 3Y return: 16.37% (upper mid). 3Y return: 16.35% (lower mid). 3Y return: 16.03% (bottom quartile). 3Y return: 16.01% (bottom quartile). Point 7 1Y return: 7.69% (lower mid). 1Y return: 11.99% (upper mid). 1Y return: 6.38% (bottom quartile). 1Y return: 27.10% (top quartile). 1Y return: 3.57% (bottom quartile). Point 8 1M return: 3.04% (upper mid). 1M return: 1.40% (bottom quartile). 1M return: 1.66% (bottom quartile). 1M return: 1.80% (lower mid). 1M return: 4.07% (top quartile). Point 9 Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Alpha: 5.81 (top quartile). Alpha: 1.75 (upper mid). Point 10 Sharpe: 0.50 (lower mid). Sharpe: 0.78 (upper mid). Sharpe: 0.18 (bottom quartile). Sharpe: 2.64 (top quartile). Sharpe: -0.21 (bottom quartile). BOI AXA Mid and Small Cap Equity and Debt Fund
SBI Multi Asset Allocation Fund
ICICI Prudential Multi-Asset Fund
Sundaram Equity Hybrid Fund
ICICI Prudential Equity and Debt Fund
"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." Research Highlights for DSP World Gold Fund Below is the key information for DSP World Gold Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF. Research Highlights for DSP US Flexible Equity Fund Below is the key information for DSP US Flexible Equity Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek to provide long term capital growth by investing predominantly in the JPMorgan Funds - Emerging Markets Opportunities Fund, an equity fund which invests primarily in an aggressively managed portfolio of emerging market companies Research Highlights for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Below is the key information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Returns up to 1 year are on The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector. Research Highlights for LIC MF Infrastructure Fund Below is the key information for LIC MF Infrastructure Fund Returns up to 1 year are on The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others. Research Highlights for SBI PSU Fund Below is the key information for SBI PSU Fund Returns up to 1 year are on 1. DSP World Gold Fund
DSP World Gold Fund
Growth Launch Date 14 Sep 07 NAV (02 Jul 26) ₹51.9493 ↑ 2.15 (4.32 %) Net Assets (Cr) ₹1,679 on 31 May 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.41 Sharpe Ratio 1.77 Information Ratio -0.78 Alpha Ratio -0.46 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹8,181 30 Jun 23 ₹9,294 30 Jun 24 ₹10,640 30 Jun 25 ₹16,808 30 Jun 26 ₹27,693 Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 26 Duration Returns 1 Month -8.8% 3 Month -12.9% 6 Month -1.5% 1 Year 70% 3 Year 46.5% 5 Year 23.4% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 167.1% 2023 15.9% 2022 7% 2021 -7.7% 2020 -9% 2019 31.4% 2018 35.1% 2017 -10.7% 2016 -4% 2015 52.7% Fund Manager information for DSP World Gold Fund
Name Since Tenure Kaivalya Nadkarni 1 May 25 1.08 Yr. Data below for DSP World Gold Fund as on 31 May 26
Equity Sector Allocation
Sector Value Basic Materials 93.13% Asset Allocation
Asset Class Value Cash 4.97% Equity 93.13% Debt 0% Other 1.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -68% ₹1,155 Cr 1,005,044
↓ -58,761 VanEck Gold Miners ETF
- | GDX28% ₹482 Cr 573,719 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -4% ₹72 Cr Net Receivables/Payables
Net Current Assets | -0% ₹0 Cr 2. DSP US Flexible Equity Fund
DSP US Flexible Equity Fund
Growth Launch Date 3 Aug 12 NAV (02 Jul 26) ₹94.5096 ↑ 0.54 (0.57 %) Net Assets (Cr) ₹1,323 on 31 May 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 1.55 Sharpe Ratio 2.57 Information Ratio 0.13 Alpha Ratio -3.23 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹9,273 30 Jun 23 ₹11,265 30 Jun 24 ₹13,557 30 Jun 25 ₹15,785 30 Jun 26 ₹23,371 Returns for DSP US Flexible Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 26 Duration Returns 1 Month -1% 3 Month 22.9% 6 Month 22.6% 1 Year 50.7% 3 Year 27.8% 5 Year 18.4% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 33.8% 2023 17.8% 2022 22% 2021 -5.9% 2020 24.2% 2019 22.6% 2018 27.5% 2017 -1.1% 2016 15.5% 2015 9.8% Fund Manager information for DSP US Flexible Equity Fund
Name Since Tenure Kaivalya Nadkarni 1 May 25 1.08 Yr. Data below for DSP US Flexible Equity Fund as on 31 May 26
Equity Sector Allocation
Sector Value Technology 33.39% Industrials 13.76% Financial Services 12.29% Communication Services 12.17% Consumer Cyclical 9.72% Health Care 7.73% Basic Materials 2.47% Energy 2.45% Asset Allocation
Asset Class Value Cash 6% Equity 93.99% Debt 0.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF US Flexible Equity I2
Investment Fund | -97% ₹1,185 Cr 1,817,053 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -3% ₹42 Cr Net Receivables/Payables
Net Current Assets | -0% -₹2 Cr 3. Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
Growth Launch Date 7 Jul 14 NAV (02 Jul 26) ₹28.8236 ↑ 0.03 (0.09 %) Net Assets (Cr) ₹250 on 31 May 26 Category Equity - Global AMC Edelweiss Asset Management Limited Rating ☆☆☆ Risk High Expense Ratio 1.04 Sharpe Ratio 2.62 Information Ratio -0.4 Alpha Ratio 5.56 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹7,234 30 Jun 23 ₹7,605 30 Jun 24 ₹8,447 30 Jun 25 ₹9,445 30 Jun 26 ₹15,783 Returns for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 26 Duration Returns 1 Month -2.3% 3 Month 24.2% 6 Month 33.3% 1 Year 67.3% 3 Year 27.6% 5 Year 9.8% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 41.1% 2023 5.9% 2022 5.5% 2021 -16.8% 2020 -5.9% 2019 21.7% 2018 25.1% 2017 -7.2% 2016 30% 2015 9.8% Fund Manager information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
Name Since Tenure Bhavesh Jain 9 Apr 18 8.15 Yr. Bharat Lahoti 1 Oct 21 4.67 Yr. Data below for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund as on 31 May 26
Equity Sector Allocation
Sector Value Technology 30.34% Financial Services 22.43% Consumer Cyclical 10.26% Communication Services 9.72% Industrials 6.05% Energy 5.91% Basic Materials 2.97% Consumer Defensive 2.12% Utility 1.31% Health Care 0.6% Asset Allocation
Asset Class Value Cash 6.31% Equity 92.73% Debt 0.02% Other 0.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity JPM Emerging Mkts Opps I (acc) USD
Investment Fund | -95% ₹211 Cr 98,240 Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -5% ₹10 Cr Net Receivables/(Payables)
CBLO | -0% ₹0 Cr Accrued Interest
CBLO | -0% ₹0 Cr 4. LIC MF Infrastructure Fund
LIC MF Infrastructure Fund
Growth Launch Date 29 Feb 08 NAV (03 Jul 26) ₹55.1231 ↓ -0.27 (-0.49 %) Net Assets (Cr) ₹1,099 on 31 May 26 Category Equity - Sectoral AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating Risk High Expense Ratio 2.21 Sharpe Ratio 0.26 Information Ratio 0.55 Alpha Ratio 4.51 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹11,137 30 Jun 23 ₹14,179 30 Jun 24 ₹26,268 30 Jun 25 ₹26,896 30 Jun 26 ₹29,151 Returns for LIC MF Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 26 Duration Returns 1 Month 4.2% 3 Month 18.3% 6 Month 9.7% 1 Year 8.9% 3 Year 26.9% 5 Year 23.8% 10 Year 15 Year Since launch 9.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 -3.7% 2023 47.8% 2022 44.4% 2021 7.9% 2020 46.6% 2019 -0.1% 2018 13.3% 2017 -14.6% 2016 42.2% 2015 -2.2% Fund Manager information for LIC MF Infrastructure Fund
Name Since Tenure Sumit Bhatnagar 7 Apr 26 0.15 Yr. Mahesh Bendre 1 Jul 24 1.92 Yr. Data below for LIC MF Infrastructure Fund as on 31 May 26
Equity Sector Allocation
Sector Value Industrials 32.59% Consumer Cyclical 24.07% Utility 9.79% Basic Materials 9.21% Communication Services 7.33% Financial Services 4.31% Health Care 3.19% Real Estate 2.12% Technology 0.79% Asset Allocation
Asset Class Value Cash 6.6% Equity 93.4% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 09 | BHARTIARTL5% ₹53 Cr 281,826
↑ 118,739 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT5% ₹47 Cr 117,852
↑ 2,505 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 25 | MARUTI4% ₹45 Cr 33,850
↑ 22,497 Tata Motors Passenger Vehicles Ltd (Consumer Cyclical)
Equity, Since 28 Feb 26 | TMPV4% ₹45 Cr 1,315,651
↑ 461,129 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | TMCV4% ₹41 Cr 988,950
↑ 422,131 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Jun 25 | APOLLOHOSP3% ₹33 Cr 43,676
↑ 928 NTPC Ltd (Utilities)
Equity, Since 31 Mar 23 | 5325553% ₹33 Cr 821,696
↑ 17,465 Carraro India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 24 | CARRARO3% ₹32 Cr 572,991
↑ 155,777 Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 5006553% ₹29 Cr 73,009
↑ 1,551 Bharat Bijlee Ltd (Industrials)
Equity, Since 31 Jul 22 | BBL3% ₹29 Cr 92,628
↑ 1,968 5. SBI PSU Fund
SBI PSU Fund
Growth Launch Date 7 Jul 10 NAV (03 Jul 26) ₹34.5279 ↓ -0.17 (-0.50 %) Net Assets (Cr) ₹6,594 on 31 May 26 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 0.26 Information Ratio -0.02 Alpha Ratio 0.16 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹9,973 30 Jun 23 ₹13,609 30 Jun 24 ₹26,792 30 Jun 25 ₹26,602 30 Jun 26 ₹28,255 Returns for SBI PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 26 Duration Returns 1 Month -0.4% 3 Month 3.9% 6 Month -0.2% 1 Year 6.6% 3 Year 26.8% 5 Year 23.1% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.3% 2023 23.5% 2022 54% 2021 29% 2020 32.4% 2019 -10% 2018 6% 2017 -23.8% 2016 21.9% 2015 16.2% Fund Manager information for SBI PSU Fund
Name Since Tenure Rohit Shimpi 1 Jun 24 2 Yr. Data below for SBI PSU Fund as on 31 May 26
Equity Sector Allocation
Sector Value Financial Services 31.44% Utility 31.28% Industrials 13.3% Energy 12.65% Basic Materials 6.77% Asset Allocation
Asset Class Value Cash 4.48% Equity 95.45% Debt 0.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN17% ₹1,125 Cr 10,527,500
↑ 600,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 53289810% ₹635 Cr 19,935,554 GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 5321559% ₹623 Cr 38,150,000 NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 5325559% ₹616 Cr 15,443,244 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL9% ₹577 Cr 13,385,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003127% ₹439 Cr 14,655,000
↑ 1,100,000 Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 5321345% ₹345 Cr 13,100,000 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 5005474% ₹291 Cr 9,700,000 NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 5263714% ₹252 Cr 27,900,000 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Jun 25 | 5001033% ₹229 Cr 6,500,000
Benefits of Investing in SIP
Some of the major advantages of investing in a SIP are as follows:
Rupee Cost Averaging
Most investors are skeptical about the best time to invest in the market. They are worried about the volatile markets. But, rupee cost averaging breaks all the worries. Since you become a regular investor with a SIP, your money fetches more units when the price of shares is low and lesser when the price is high. During the volatile cycle, it may allow you to achieve a lower average cost per unit. Thus, the positives of investing through a SIP becomes quite evident in the times of market fluctuations.
Power of Compounding
SIPs work on Power of Compounding. Investors can put in a small amount of money and can see how the value increase over time. The longer you stay invested, the greater the value of your investment becomes. As, the returns earned at regular intervals are reinvested in the fund, investors get a return on the return. And the same cycle continues for years. To benefit the most out of the power of compounding, investors should start a savings at an early age to make the most out of it.
No Need to Time the Market
With a SIP, investors don’t need to worry about the market timings. SIP helps investors ride the market Volatility by averaging out the cost as they invest a fixed sum regularly at various levels.
Easy Way to Achieve Financial Goals
As you become a regular investor via a SIP, you can easily plan your financial goals. For example, if your short-term goal is buying a car in 2 years, then you can invest in debt funds, and if you have set Retirement planning as your long-term goal then, you should invest in equity funds via a SIP. SIPs also create a regular habit of savings over the long-run. Investors who want to avail all the benefits in their investments should take a SIP route in Mutual Funds.
SIP Return Calculator or Mutual Fund Calculator
A sip calculator is the smartest tool to use while investing in Mutual Funds. It helps to determine the expected returns on your SIP investment. You can calculate the amount required for your investment and time period that you need to stay invested to reach the particular financial goal.
When using a SIP calculator, one has to fill certain variables, that includes-
- Investment amount
- The desired investment duration
- Expected inflation rate (annual) for the years to come
- Long-term growth rate on investments
Once you feed all the above-mentioned information, the calculator will estimate the amount that you will receive after your investment tenure, along with the net profit that you will earn.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
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