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Best Mutual Funds for SIP 2023

Updated on November 29, 2023 , 12791 views

SIP or Systematic Investment plan is one of the best ways to invest in Mutual Funds. It is a smart and hassle-free mode of Investing your money in Mutual Fund schemes. Here, you can invest a certain pre-determined amount at a regular interval (monthly/quarterly, etc.). As you can start your SIP investment with just INR 500, it makes the most affordable means of investment. Your money is auto-debited from your Bank account and invested into the scheme, which indirectly creates a habit of savings in the long-run. SIP investments are a great way to plan your Financial goals. You need to set a specific goal and estimate the time and amount required to fulfil it. Below are the best mutual funds for SIP based on the investment tenure and risk appetite. Investors can target their investment goals and achieve them on time by investing in these schemes.

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Top Mutual Funds for SIP Investment FY 23 - 24

Best Equity SIP Funds— For Long Term Wealth Creation

Equity Funds are expected to deliver high returns in the long-run, but are risky funds. Investors who can invest for more than 5 years are advised to invest in equity funds. One can also plan their long-term financial goals by investing in these funds.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2022 (%)
Nippon India Small Cap Fund Growth	₹131.613 ↑ 0.51	₹37,319	100	7.7	28.1	38.2	40.7	27.2	6.5
ICICI Prudential Smallcap Fund Growth	₹71.45 ↑ 0.61	₹6,003	100	5.7	21.8	29.1	34	25.4	5.7
Kotak Small Cap Fund Growth	₹210.57 ↑ 1.46	₹12,163	1,000	5.7	21.6	26.6	30.9	25.4	-3.1
DSP BlackRock Small Cap Fund Growth	₹155.905 ↑ 0.73	₹11,837	500	7.4	27.6	35.1	32	24.1	0.5
Aditya Birla Sun Life Digital India Fund Growth	₹147.66 ↑ 0.47	₹3,953	100	7.9	20.2	19.8	23.8	24	-21.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Dec 23

Best Debt SIP Funds— To Earn Optimal Returns

Debt fund are a good way to secure your money and generate average consistent returns. Investors who are looking for stable returns or those who want to invest for less than three years should consider investing in these funds.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2022 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP BlackRock Credit Risk Fund Growth	₹38.6826 ↑ 0.00	₹206	500	9.2	10.9	15.3	9	9.3	8.18%	1Y 5M 23D	1Y 8M 26D
Sundaram Short Term Debt Fund Growth	₹36.3802 ↑ 0.01	₹362	250	0.8	11.4	12.8	5.3		4.52%	1Y 2M 13D	1Y 7M 3D
Sundaram Low Duration Fund Growth	₹28.8391 ↑ 0.01	₹550	1,000	1	10.2	11.8	5		4.19%	5M 18D	8M 1D
Invesco India Credit Risk Fund Growth	₹1,680.63 ↓ -0.12	₹139	1,000	2.8	4	11.2	5.3	2.2	7.57%	1Y 6M 22D	1Y 11M 5D
SBI Credit Risk Fund Growth	₹40.1286 ↑ 0.00	₹2,689	500	1.5	2.9	8.1	5.8	4.2	8.25%	1Y 10M 20D	4Y 18D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Dec 23

Best Balanced Funds— Earn Stable Returns + Create Long Term Wealth

Balanced Fund invest their money both in equity and debt funds. These are less volatile than pure equity Mutual Funds. Balanced funds deliver superior returns over a period of more than three years. Investors who want to invest in equity funds, balanced funds are a great way to start off with.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2022 (%)
ICICI Prudential Equity and Debt Fund Growth	₹294.83 ↑ 1.51	₹26,183	100	6.4	17.4	19.4	27.4	18.5	11.7
ICICI Prudential Multi-Asset Fund Growth	₹573.194 ↑ 2.18	₹24,931	100	6.5	14.7	19.2	26.9	18	16.8
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹30.25 ↑ 0.28	₹493	1,000	11.1	27.8	29.8	26	19.4	-4.8
HDFC Balanced Advantage Fund Growth	₹405.022 ↑ 3.96	₹63,981	300	8.6	19.3	22.9	25.9	17.1	18.8
UTI Hybrid Equity Fund Growth	₹313.483 ↑ 1.31	₹4,737	500	4.9	14.1	16.6	19.9	13.9	5.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Dec 23

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 15.3% since its launch. Ranked 27 in Sectoral category. Return for 2022 was 28.8% , 2021 was 50.1% and 2020 was 3.6% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (01 Dec 23)	₹134.47 ↑ 1.24 (0.93 %)
Net Assets (Cr)	₹3,345 on 31 Oct 23
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.22
Sharpe Ratio	1.75
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 18	₹10,000
30 Nov 19	₹10,619
30 Nov 20	₹9,930
30 Nov 21	₹16,421
30 Nov 22	₹21,274
30 Nov 23	₹28,149

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

Duration	Returns
1 Month	10.2%
3 Month	8.7%
6 Month	24.1%
1 Year	32.8%
3 Year	41%
5 Year	23.2%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%
2014	56.2%
2013	-5%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	6.42 Yr.
Sharmila D’mello	30 Jun 22	1.34 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Oct 23

Equity Sector Allocation

Sector	Value
Industrials	27.88%
Financial Services	17.23%
Utility	16.88%
Basic Materials	14.87%
Energy	11.35%
Communication Services	4.16%
Consumer Cyclical	1.28%
Real Estate	1.11%

Asset Allocation

Asset Class	Value
Cash	4.14%
Equity	94.76%
Debt	1.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	9%	₹288 Cr	12,212,000 ↑ 500,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	6%	₹211 Cr	720,493 ↑ 143,115
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	5%	₹169 Cr	1,850,000 ↑ 370,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 16 \| BHARTIARTL	4%	₹139 Cr	1,520,601
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 17 \| 500312	4%	₹133 Cr	7,145,300
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	4%	₹119 Cr	1,800,000 ↓ -41,962
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹106 Cr	720,000
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹91 Cr	6,300,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	2%	₹75 Cr	305,301 ↑ 40,000
Grasim Industries Ltd (Basic Materials) Equity, Since 31 Aug 23 \| GRASIM	2%	₹72 Cr	382,000 ↑ 90,000

2. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.5% since its launch. Ranked 6 in Small Cap category. Return for 2022 was 6.5% , 2021 was 74.3% and 2020 was 29.2% .

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund Growth
Launch Date	16 Sep 10
NAV (01 Dec 23)	₹131.613 ↑ 0.51 (0.39 %)
Net Assets (Cr)	₹37,319 on 31 Oct 23
Category	Equity - Small Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	1.81
Information Ratio	1.48
Alpha Ratio	5.54
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 18	₹10,000
30 Nov 19	₹9,722
30 Nov 20	₹11,819
30 Nov 21	₹20,746
30 Nov 22	₹23,979
30 Nov 23	₹33,186

Nippon India Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

Duration	Returns
1 Month	8.9%
3 Month	7.7%
6 Month	28.1%
1 Year	38.2%
3 Year	40.7%
5 Year	27.2%
10 Year
15 Year
Since launch	21.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	6.5%
2021	74.3%
2020	29.2%
2019	-2.5%
2018	-16.7%
2017	63%
2016	5.6%
2015	15.1%
2014	97.6%
2013	11.9%

Fund Manager information for Nippon India Small Cap Fund

Name	Since	Tenure
Samir Rachh	2 Jan 17	6.83 Yr.
Kinjal Desai	25 May 18	5.44 Yr.
Tejas Sheth	1 Feb 23	0.75 Yr.
Akshay Sharma	1 Dec 22	0.92 Yr.

Data below for Nippon India Small Cap Fund as on 31 Oct 23

Equity Sector Allocation

Sector	Value
Industrials	30.99%
Financial Services	13.76%
Consumer Cyclical	11.51%
Basic Materials	11.3%
Technology	9.42%
Health Care	7.9%
Consumer Defensive	7.56%
Communication Services	1.63%
Utility	0.58%
Energy	0.53%
Real Estate	0.25%

Asset Allocation

Asset Class	Value
Cash	3.69%
Equity	96.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Apr 18 \| TIINDIA	3%	₹1,029 Cr	3,267,559
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 22 \| HDFCBANK	2%	₹716 Cr	4,850,000 ↑ 400,000
Apar Industries Ltd (Industrials) Equity, Since 31 Mar 17 \| APARINDS	2%	₹580 Cr	1,120,116
KPIT Technologies Ltd (Technology) Equity, Since 30 Jun 19 \| KPITTECH	2%	₹579 Cr	4,756,932
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jul 19 \| CREDITACC	1%	₹542 Cr	3,393,401 ↓ -200,000
Tejas Networks Ltd (Technology) Equity, Since 30 Jun 17 \| TEJASNET	1%	₹494 Cr	5,763,697
ELANTAS Beck India Ltd (Basic Materials) Equity, Since 28 Feb 13 \| 500123	1%	₹482 Cr	614,625
Karur Vysya Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| 590003	1%	₹455 Cr	31,784,062
NIIT Learning Systems Ltd (Consumer Defensive) Equity, Since 30 Jun 23 \| 543952	1%	₹441 Cr	11,320,240
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 22 \| 500103	1%	₹439 Cr	36,323,195

3. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch. Ranked 26 in Sectoral category. Return for 2022 was 19.3% , 2021 was 43.2% and 2020 was -7.5% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (01 Dec 23)	₹34.485 ↑ 0.29 (0.85 %)
Net Assets (Cr)	₹958 on 31 Oct 23
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.56
Sharpe Ratio	1.82
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 18	₹10,000
30 Nov 19	₹10,161
30 Nov 20	₹8,001
30 Nov 21	₹12,816
30 Nov 22	₹15,701
30 Nov 23	₹22,153

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

Duration	Returns
1 Month	8.8%
3 Month	9.1%
6 Month	35.8%
1 Year	41.7%
3 Year	40.2%
5 Year	17.4%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%
2014	73.9%
2013	-14.4%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Rakesh Vyas	1 Jun 19	4.42 Yr.
Dhruv Muchhal	22 Jun 23	0.36 Yr.

Data below for HDFC Infrastructure Fund as on 31 Oct 23

Equity Sector Allocation

Sector	Value
Industrials	45.96%
Financial Services	16.51%
Basic Materials	10.25%
Energy	6.22%
Utility	5.13%
Consumer Cyclical	3.25%
Technology	2.41%
Real Estate	1.99%
Communication Services	1.34%

Asset Allocation

Asset Class	Value
Cash	6.94%
Equity	93.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	7%	₹65 Cr	1,613,625
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	6%	₹61 Cr	209,762
Coal India Ltd (Energy) Equity, Since 31 Oct 18 \| COALINDIA	6%	₹55 Cr	1,765,000
Premier Explosives Ltd (Basic Materials) Equity, Since 31 May 17 \| PREMEXPLN	5%	₹49 Cr	375,467 ↑ 18,371
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	5%	₹49 Cr	2,084,125
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	5%	₹45 Cr	683,608
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹43 Cr	465,000 ↑ 20,000
State Bank of India (Financial Services) Equity, Since 31 Mar 08 \| SBIN	4%	₹40 Cr	704,361
G R Infraprojects Ltd (Industrials) Equity, Since 31 Jul 21 \| 543317	3%	₹30 Cr	269,267 ↑ 30,000
AIA Engineering Ltd (Industrials) Equity, Since 31 Oct 21 \| AIAENG	3%	₹25 Cr	71,061

4. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 22.1% since its launch. Ranked 2 in Small Cap category. Return for 2022 was 1% , 2021 was 77.4% and 2020 was 15.5% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund Growth
Launch Date	12 May 14
NAV (01 Dec 23)	₹67.2916 ↑ 0.34 (0.51 %)
Net Assets (Cr)	₹11,552 on 31 Oct 23
Category	Equity - Small Cap
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.84
Sharpe Ratio	1.86
Information Ratio	0.94
Alpha Ratio	6.15
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 18	₹10,000
30 Nov 19	₹9,347
30 Nov 20	₹10,183
30 Nov 21	₹17,984
30 Nov 22	₹19,650
30 Nov 23	₹27,449

L&T Emerging Businesses Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

Duration	Returns
1 Month	10.7%
3 Month	8.4%
6 Month	29.3%
1 Year	39.4%
3 Year	39.1%
5 Year	22.5%
10 Year
15 Year
Since launch	22.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	1%
2021	77.4%
2020	15.5%
2019	-8.1%
2018	-13.7%
2017	66.5%
2016	10.2%
2015	12.3%
2014
2013

Fund Manager information for L&T Emerging Businesses Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	3.88 Yr.
Cheenu Gupta	1 Oct 23	0.08 Yr.
Sonal Gupta	1 Oct 23	0.08 Yr.

Data below for L&T Emerging Businesses Fund as on 31 Oct 23

Equity Sector Allocation

Sector	Value
Industrials	36.17%
Consumer Cyclical	15.41%
Basic Materials	14.64%
Technology	9.73%
Financial Services	8.2%
Real Estate	5.55%
Health Care	4.65%
Consumer Defensive	3.32%
Energy	0.81%

Asset Allocation

Asset Class	Value
Cash	1.52%
Equity	98.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
K.P.R. Mill Ltd (Consumer Cyclical) Equity, Since 28 Feb 15 \| KPRMILL	3%	₹401 Cr	4,981,639
Apar Industries Ltd (Industrials) Equity, Since 31 Mar 17 \| APARINDS	3%	₹370 Cr	713,601 ↓ -29,953
Sonata Software Ltd (Technology) Equity, Since 31 Jul 18 \| SONATSOFTW	2%	₹282 Cr	2,448,245
KPIT Technologies Ltd (Technology) Equity, Since 30 Sep 21 \| KPITTECH	2%	₹266 Cr	2,188,200
Cera Sanitaryware Ltd (Industrials) Equity, Since 31 Mar 19 \| CERA	2%	₹258 Cr	304,220
Birlasoft Ltd (Technology) Equity, Since 31 Aug 20 \| BSOFT	2%	₹252 Cr	4,596,200
Ratnamani Metals & Tubes Ltd (Basic Materials) Equity, Since 30 Nov 17 \| RATNAMANI	2%	₹241 Cr	870,422
KEI Industries Ltd (Industrials) Equity, Since 31 Jan 20 \| KEI	2%	₹237 Cr	985,358
Brigade Enterprises Ltd (Real Estate) Equity, Since 31 Jul 19 \| 532929	2%	₹233 Cr	3,791,618
EIH Ltd (Consumer Cyclical) Equity, Since 31 May 17 \| 500840	2%	₹225 Cr	10,023,622

5. HDFC Small Cap Fund

To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies.

HDFC Small Cap Fund is a Equity - Small Cap fund was launched on 3 Apr 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.6% since its launch. Ranked 9 in Small Cap category. Return for 2022 was 4.6% , 2021 was 64.9% and 2020 was 20.2% .

Below is the key information for HDFC Small Cap Fund

HDFC Small Cap Fund Growth
Launch Date	3 Apr 08
NAV (01 Dec 23)	₹111.303 ↑ 0.49 (0.44 %)
Net Assets (Cr)	₹23,184 on 31 Oct 23
Category	Equity - Small Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	2.07
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 18	₹10,000
30 Nov 19	₹9,227
30 Nov 20	₹10,149
30 Nov 21	₹17,279
30 Nov 22	₹19,084
30 Nov 23	₹26,388

HDFC Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for HDFC Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

Duration	Returns
1 Month	8.8%
3 Month	6.7%
6 Month	24.4%
1 Year	38.1%
3 Year	37.1%
5 Year	21.5%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4.6%
2021	64.9%
2020	20.2%
2019	-9.5%
2018	-8.1%
2017	60.8%
2016	5.4%
2015	6.4%
2014	51.5%
2013	7.5%

Fund Manager information for HDFC Small Cap Fund

Name	Since	Tenure
Chirag Setalvad	28 Jun 14	9.35 Yr.
Dhruv Muchhal	22 Jun 23	0.36 Yr.

Data below for HDFC Small Cap Fund as on 31 Oct 23

Equity Sector Allocation

Sector	Value
Industrials	25.51%
Consumer Cyclical	19.78%
Financial Services	13.03%
Technology	11.85%
Health Care	10.64%
Basic Materials	5.84%
Consumer Defensive	3.5%
Communication Services	3.13%

Asset Allocation

Asset Class	Value
Cash	6.58%
Equity	93.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sonata Software Ltd (Technology) Equity, Since 31 Oct 17 \| SONATSOFTW	5%	₹1,097 Cr	9,506,167 ↓ -3,687
Bank of Baroda (Financial Services) Equity, Since 31 Mar 19 \| 532134	4%	₹840 Cr	42,828,792
Firstsource Solutions Ltd (Technology) Equity, Since 31 Mar 18 \| FSL	3%	₹774 Cr	49,576,178 ↑ 499,884
eClerx Services Ltd (Technology) Equity, Since 31 Mar 18 \| ECLERX	3%	₹677 Cr	3,459,523 ↑ 32,253
IDFC Ltd (Financial Services) Equity, Since 31 Oct 21 \| IDFC	3%	₹585 Cr	51,071,544
Bajaj Electricals Ltd (Consumer Cyclical) Equity, Since 31 Mar 19 \| BAJAJELEC	2%	₹570 Cr	5,582,540
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Jun 19 \| ASTERDM	2%	₹550 Cr	16,680,886
Great Eastern Shipping Co Ltd (Industrials) Equity, Since 31 Jan 15 \| GESHIP	2%	₹530 Cr	6,668,480
SKF India Ltd (Industrials) Equity, Since 31 Jul 14 \| SKFINDIA	2%	₹513 Cr	1,044,491
Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Dec 20 \| EQUITASBNK	2%	₹482 Cr	51,962,349 ↑ 15,145,921

Benefits of Investing in SIP

Some of the major advantages of investing in a SIP are as follows:

Rupee Cost Averaging

Most investors are skeptical about the best time to invest in the Market. They are worried about the volatile markets. But, rupee cost averaging breaks all the worries. Since you become a regular investor with a SIP, your money fetches more units when the price of shares is low and lesser when the price is high. During the volatile cycle, it may allow you to achieve a lower average cost per unit. Thus, the positives of investing through a SIP becomes quite evident in the times of market fluctuations.

Power of Compounding

SIPs work on Power of Compounding. Investors can put in a small amount of money and can see how the value increase over time. The longer you stay invested, the greater the value of your investment becomes. As, the returns earned at regular intervals are reinvested in the fund, investors get a return on the return. And the same cycle continues for years. To benefit the most out of the power of compounding, investors should start a savings at an early age to make the most out of it.

No Need to Time the Market

With a SIP, investors don’t need to worry about the market timings. SIP helps investors ride the market Volatility by averaging out the cost as they invest a fixed sum regularly at various levels.

Easy Way to Achieve Financial Goals

As you become a regular investor via a SIP, you can easily plan your financial goals. For example, if your short-term goal is buying a car in 2 years, then you can invest in debt funds, and if you have set Retirement planning as your long-term goal then, you should invest in equity funds via a SIP. SIPs also create a regular habit of savings over the long-run. Investors who want to avail all the benefits in their investments should take a SIP route in Mutual Funds.

SIP Return Calculator or Mutual Fund Calculator

A sip calculator is the smartest tool to use while investing in Mutual Funds. It helps to determine the expected returns on your SIP investment. You can calculate the amount required for your investment and time period that you need to stay invested to reach the particular financial goal.

When using a SIP calculator, one has to fill certain variables, that includes-

Investment amount
The desired investment duration
Expected Inflation rate (annual) for the years to come
Long-term growth rate on investments

Once you feed all the above-mentioned information, the calculator will estimate the amount that you will receive after your investment tenure, along with the net profit that you will earn.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.