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Best Mutual Funds for SIP 2022

Updated on June 23, 2022 , 8992 views

SIP or Systematic Investment plan is one of the best ways to invest in Mutual Funds. It is a smart and hassle-free mode of Investing your money in Mutual Fund schemes. Here, you can invest a certain pre-determined amount at a regular interval (monthly/quarterly, etc.). As you can start your SIP investment with just INR 500, it makes the most affordable means of investment. Your money is auto-debited from your Bank account and invested into the scheme, which indirectly creates a habit of savings in the long-run. SIP investments are a great way to plan your Financial goals. You need to set a specific goal and estimate the time and amount required to fulfil it. Below are the best mutual funds for SIP based on the investment tenure and risk appetite. Investors can target their investment goals and achieve them on time by investing in these schemes.

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Top Mutual Funds for SIP Investment FY 22 - 23

Best Equity SIP Funds— For Long Term Wealth Creation

Equity Funds are expected to deliver high returns in the long-run, but are risky funds. Investors who can invest for more than 5 years are advised to invest in equity funds. One can also plan their long-term financial goals by investing in these funds.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2021 (%)
ICICI Prudential Technology Fund Growth	₹128.04 ↓ -0.16	₹8,772	100	-21.4	-24.4	0.4	29.5	26.2	75.7
TATA Digital India Fund Growth	₹30.1231 ↓ -0.11	₹5,512	150	-21.4	-24.3	0.6	25.3	26.1	74.4
Aditya Birla Sun Life Digital India Fund Growth	₹109.54 ↓ -0.23	₹3,028	100	-20.8	-24.1	-2.7	27.3	25.3	70.5
SBI Technology Opportunities Fund Growth	₹127.626 ↑ 0.25	₹2,416	500	-17.4	-20.9	2.3	24.5	23.7	66.4
Principal Emerging Bluechip Fund Growth	₹183.316 ↑ 2.03	₹3,124	100	2.9	13.6	38.9	21.9	19.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jun 22

Best Debt SIP Funds— To Earn Optimal Returns

Debt fund are a good way to secure your money and generate average consistent returns. Investors who are looking for stable returns or those who want to invest for less than three years should consider investing in these funds.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2021 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
UTI Credit Risk Fund Growth	₹13.8125 ↑ 0.01	₹509	500	-0.2	0.7	19.7	-5.4	21.5	6.55%	1Y 8M 8D	2Y 4M 6D
UTI Dynamic Bond Fund Growth	₹25.0694 ↓ 0.00	₹354	500	7.6	7.2	18.2	8.9	10.8	4.26%	9M 25D	2Y 3M 4D
UTI Bond Fund Growth	₹58.828 ↓ -0.04	₹296	500	6.5	6.1	15.4	5.9	9.4	5.98%	4Y 1M 17D	7Y 6M 7D
Nippon India Strategic Debt Fund Growth	₹12.4455 ↑ 0.00	₹203	100	-1.2	-0.5	15.1	-3.9	17.4	5.94%	1Y 11M 23D	2Y 4M 6D
Sundaram Short Term Debt Fund Growth	₹36.3802 ↑ 0.01	₹362	250	0.8	11.4	12.8	5.3		4.52%	1Y 2M 13D	1Y 7M 3D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jun 22

Best Balanced Funds— Earn Stable Returns + Create Long Term Wealth

Balanced Fund invest their money both in equity and debt funds. These are less volatile than pure equity Mutual Funds. Balanced funds deliver superior returns over a period of more than three years. Investors who want to invest in equity funds, balanced funds are a great way to start off with.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2021 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹20.1 ↑ 0.26	₹337	1,000	-10.3	-14.4	0.1	18.2	11	54.5
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	100	0.5	10.5	27.1	16	14.2
ICICI Prudential Equity and Debt Fund Growth	₹211.01 ↑ 1.47	₹19,096	100	-6.1	-0.5	13.4	15.9	12.4	41.7
ICICI Prudential Multi-Asset Fund Growth	₹414.649 ↑ 2.59	₹13,279	100	-4	2.8	14.5	15.3	12.2	34.7
Baroda Pioneer Hybrid Equity Fund Growth	₹81.2894 ↑ 0.36	₹389	500	-3.5	-0.8	14.8	14.3	11.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jun 22

1. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 12.1% since its launch. Ranked 37 in Sectoral category. Return for 2021 was 75.7% , 2020 was 70.6% and 2019 was 2.3% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund Growth
Launch Date	3 Mar 00
NAV (24 Jun 22)	₹128.04 ↓ -0.16 (-0.12 %)
Net Assets (Cr)	₹8,772 on 31 May 22
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	High
Expense Ratio	2.53
Sharpe Ratio	0.56
Information Ratio	1.04
Alpha Ratio	3.08
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 17	₹10,000
31 May 18	₹13,503
31 May 19	₹14,581
31 May 20	₹12,859
31 May 21	₹29,277
31 May 22	₹33,945

ICICI Prudential Technology Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

Duration	Returns
1 Month	-2.4%
3 Month	-21.4%
6 Month	-24.4%
1 Year	0.4%
3 Year	29.5%
5 Year	26.2%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	75.7%
2020	70.6%
2019	2.3%
2018	19.1%
2017	19.8%
2016	-4%
2015	3.9%
2014	26.3%
2013	62.6%
2012	17.1%

Fund Manager information for ICICI Prudential Technology Fund

Name	Since	Tenure
Priyanka Khandelwal	8 Jul 20	1.9 Yr.
Vaibhav Dusad	2 May 20	2.08 Yr.

Data below for ICICI Prudential Technology Fund as on 31 May 22

Equity Sector Allocation

Sector	Value
Technology	81.62%
Communication Services	11.35%
Industrials	1.69%
Consumer Cyclical	0.32%
Consumer Defensive	0%

Asset Allocation

Asset Class	Value
Cash	5%
Equity	94.98%
Other	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	31%	₹2,663 Cr	16,989,470 ↑ 1,638,799
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	9%	₹801 Cr	7,419,738 ↑ 239,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Oct 16 \| TECHM	9%	₹760 Cr	6,039,772 ↑ 876,228
Wipro Ltd (Technology) Equity, Since 30 Sep 19 \| WIPRO	9%	₹748 Cr	14,707,984 ↑ 470,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 20 \| BHARTIARTL	6%	₹548 Cr	7,409,528 ↑ 204,338
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Sep 19 \| TCS	6%	₹473 Cr	1,334,145 ↑ 391,722
Mphasis Ltd (Technology) Equity, Since 30 Jun 20 \| MPHASIS	3%	₹221 Cr	777,415 ↑ 250,120
MindTree Ltd (Technology) Equity, Since 30 Jun 20 \| MINDTREE	2%	₹155 Cr	436,971 ↑ 148,597
Persistent Systems Ltd (Technology) Equity, Since 31 May 20 \| PERSISTENT	2%	₹128 Cr	295,270 ↑ 77,202
Coforge Ltd (Technology) Equity, Since 31 Jul 20 \| COFORGE	1%	₹113 Cr	269,530 ↑ 79,000

2. PGIM India Midcap Opportunities Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized.

PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 16.9% since its launch. Ranked 40 in Mid Cap category. Return for 2021 was 63.8% , 2020 was 48.4% and 2019 was 3.6% .

Below is the key information for PGIM India Midcap Opportunities Fund

PGIM India Midcap Opportunities Fund Growth
Launch Date	2 Dec 13
NAV (24 Jun 22)	₹38.16 ↑ 0.44 (1.17 %)
Net Assets (Cr)	₹5,119 on 31 May 22
Category	Equity - Mid Cap
AMC	Pramerica Asset Managers Private Limited
Rating	☆
Risk	High
Expense Ratio	2.53
Sharpe Ratio	0.76
Information Ratio	1.35
Alpha Ratio	4.66
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 17	₹10,000
31 May 18	₹10,678
31 May 19	₹9,861
31 May 20	₹8,889
31 May 21	₹18,584
31 May 22	₹21,357

PGIM India Midcap Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for PGIM India Midcap Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

Duration	Returns
1 Month	-1.8%
3 Month	-8.7%
6 Month	-11%
1 Year	5.6%
3 Year	29.1%
5 Year	15.2%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	63.8%
2020	48.4%
2019	3.6%
2018	-16.1%
2017	37%
2016	-1.3%
2015	7.9%
2014	42.8%
2013
2012

Fund Manager information for PGIM India Midcap Opportunities Fund

Name	Since	Tenure
Aniruddha Naha	1 Jun 21	1 Yr.
Vivek Sharma	1 Jun 21	1 Yr.
Kunal Jain	1 Dec 21	0.5 Yr.

Data below for PGIM India Midcap Opportunities Fund as on 31 May 22

Equity Sector Allocation

Sector	Value
Industrials	22.3%
Basic Materials	19.5%
Financial Services	15.89%
Consumer Cyclical	10.97%
Technology	10.34%
Health Care	7.63%
Consumer Defensive	5.39%
Utility	2.21%
Real Estate	1.91%
Communication Services	1.68%

Asset Allocation

Asset Class	Value
Cash	2.17%
Equity	97.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Persistent Systems Ltd (Technology) Equity, Since 30 Nov 21 \| PERSISTENT	4%	₹210 Cr	486,573
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 22 \| HDFCBANK	4%	₹187 Cr	1,350,000 ↑ 225,000
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 31 Oct 21 \| TVSMOTOR	4%	₹180 Cr	2,750,000 ↑ 250,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| FEDERALBNK	4%	₹178 Cr	18,516,000 ↑ 1,500,000
Dalmia Bharat Ltd (Basic Materials) Equity, Since 31 Jul 21 \| DALBHARAT	3%	₹175 Cr	1,150,154 ↑ 50,000
Cummins India Ltd (Industrials) Equity, Since 31 Dec 20 \| CUMMINSIND	3%	₹167 Cr	1,622,298
ABB India Ltd (Industrials) Equity, Since 30 Sep 21 \| ABB	3%	₹163 Cr	777,973
Ashok Leyland Ltd (Industrials) Equity, Since 30 Apr 20 \| ASHOKLEY	3%	₹159 Cr	12,500,000
Varun Beverages Ltd (Consumer Defensive) Equity, Since 30 Jun 21 \| VBL	3%	₹153 Cr	1,414,293
Timken India Ltd (Industrials) Equity, Since 30 Sep 21 \| TIMKEN	3%	₹144 Cr	724,231 ↑ 25,000

3. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.7% since its launch. Ranked 23 in Small Cap category. Return for 2021 was 70.9% , 2020 was 34.2% and 2019 was 5% .

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund Growth
Launch Date	24 Feb 05
NAV (24 Jun 22)	₹145.656 ↑ 1.35 (0.93 %)
Net Assets (Cr)	₹7,192 on 31 May 22
Category	Equity - Small Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	0.83
Information Ratio	1.39
Alpha Ratio	6.87
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 17	₹10,000
31 May 18	₹10,839
31 May 19	₹10,011
31 May 20	₹7,847
31 May 21	₹18,478
31 May 22	₹21,258

Kotak Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

Duration	Returns
1 Month	-3.8%
3 Month	-9.1%
6 Month	-10.8%
1 Year	5%
3 Year	27.6%
5 Year	15%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	70.9%
2020	34.2%
2019	5%
2018	-17.3%
2017	44%
2016	8.9%
2015	7.4%
2014	74%
2013	-4.9%
2012	50.2%

Fund Manager information for Kotak Small Cap Fund

Name	Since	Tenure
Pankaj Tibrewal	21 Jan 10	12.37 Yr.
Arjun Khanna	30 Apr 22	0.09 Yr.

Data below for Kotak Small Cap Fund as on 31 May 22

Equity Sector Allocation

Sector	Value
Industrials	30.73%
Consumer Cyclical	30.47%
Basic Materials	18.61%
Financial Services	4.61%
Technology	4.05%
Health Care	3.37%
Real Estate	1.36%
Consumer Defensive	1.26%
Energy	0.54%

Asset Allocation

Asset Class	Value
Cash	4.59%
Equity	95.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Century Plyboards (India) Ltd (Consumer Cyclical) Equity, Since 31 Oct 18 \| CENTURYPLY	5%	₹383 Cr	6,029,612 ↑ 121,778
Sheela Foam Ltd (Consumer Cyclical) Equity, Since 30 Jun 18 \| SFL	5%	₹339 Cr	963,274 ↓ -1,849
Carborundum Universal Ltd (Industrials) Equity, Since 30 Jun 18 \| CARBORUNIV	4%	₹287 Cr	3,748,104 ↑ 204,977
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Jan 18 \| AMBER	3%	₹251 Cr	676,952 ↑ 24,008
Galaxy Surfactants Ltd (Basic Materials) Equity, Since 31 Jan 18 \| GALAXYSURF	3%	₹234 Cr	802,595 ↑ 10,000
Blue Star Ltd (Industrials) Equity, Since 31 May 18 \| BLUESTARCO	3%	₹225 Cr	1,978,982
Ratnamani Metals & Tubes Ltd (Basic Materials) Equity, Since 31 Jan 18 \| RATNAMANI	3%	₹213 Cr	904,561
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 13 \| PERSISTENT	3%	₹205 Cr	474,169
Supreme Industries Ltd (Industrials) Equity, Since 31 May 14 \| SUPREMEIND	3%	₹193 Cr	990,770
Cyient Ltd (Industrials) Equity, Since 31 Dec 19 \| CYIENT	3%	₹185 Cr	2,090,218

4. Aditya Birla Sun Life Digital India Fund

(Erstwhile Aditya Birla Sun Life New Millennium Fund)

A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a CAGR/Annualized return of 11.3% since its launch. Ranked 33 in Sectoral category. Return for 2021 was 70.5% , 2020 was 59% and 2019 was 9.6% .

Below is the key information for Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund Growth
Launch Date	15 Jan 00
NAV (24 Jun 22)	₹109.54 ↓ -0.23 (-0.21 %)
Net Assets (Cr)	₹3,028 on 31 May 22
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.56
Sharpe Ratio	0.38
Information Ratio	0.96
Alpha Ratio	-1.63
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 17	₹10,000
31 May 18	₹14,093
31 May 19	₹14,863
31 May 20	₹13,951
31 May 21	₹29,633
31 May 22	₹32,722

Aditya Birla Sun Life Digital India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Aditya Birla Sun Life Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

Duration	Returns
1 Month	-2.2%
3 Month	-20.8%
6 Month	-24.1%
1 Year	-2.7%
3 Year	27.3%
5 Year	25.3%
10 Year
15 Year
Since launch	11.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	70.5%
2020	59%
2019	9.6%
2018	15.6%
2017	22.4%
2016	-3.5%
2015	11.2%
2014	21.1%
2013	50.2%
2012	3.7%

Fund Manager information for Aditya Birla Sun Life Digital India Fund

Name	Since	Tenure
Kunal Sangoi	15 Jan 14	8.38 Yr.

Data below for Aditya Birla Sun Life Digital India Fund as on 31 May 22

Equity Sector Allocation

Sector	Value
Technology	77.07%
Communication Services	9.84%
Industrials	7.11%
Consumer Cyclical	1.69%

Asset Allocation

Asset Class	Value
Cash	4.29%
Equity	95.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 30 Apr 05 \| INFY	22%	₹685 Cr	4,371,816 ↑ 650,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 05 \| TCS	10%	₹310 Cr	875,450
HCL Technologies Ltd (Technology) Equity, Since 31 Dec 10 \| HCLTECH	8%	₹261 Cr	2,421,227 ↓ -202,704
Tech Mahindra Ltd (Technology) Equity, Since 31 May 13 \| TECHM	7%	₹229 Cr	1,814,943 ↑ 200,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 19 \| BHARTIARTL	6%	₹189 Cr	2,551,670 ↑ 100,000
Wipro Ltd (Technology) Equity, Since 31 Jan 21 \| WIPRO	5%	₹166 Cr	3,261,888 ↓ -200,000
Cyient Ltd (Industrials) Equity, Since 31 May 14 \| CYIENT	3%	₹108 Cr	1,221,725 ↑ 33,062
MindTree Ltd (Technology) Equity, Since 30 Nov 20 \| MINDTREE	2%	₹79 Cr	221,745 ↑ 86,745
Coforge Ltd (Technology) Equity, Since 30 Jun 20 \| COFORGE	2%	₹78 Cr	185,774 ↑ 20,000
Mphasis Ltd (Technology) Equity, Since 29 Feb 20 \| MPHASIS	2%	₹76 Cr	265,923

5. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.9% since its launch. Ranked 6 in Small Cap category. Return for 2021 was 74.3% , 2020 was 29.2% and 2019 was -2.5% .

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund Growth
Launch Date	16 Sep 10
NAV (24 Jun 22)	₹76.5735 ↑ 1.28 (1.71 %)
Net Assets (Cr)	₹18,675 on 31 May 22
Category	Equity - Small Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	0.91
Information Ratio	1.34
Alpha Ratio	9.67
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 17	₹10,000
31 May 18	₹12,023
31 May 19	₹11,240
31 May 20	₹8,379
31 May 21	₹18,461
31 May 22	₹22,068

Nippon India Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

Duration	Returns
1 Month	-1.9%
3 Month	-8.7%
6 Month	-8.8%
1 Year	8.8%
3 Year	25.4%
5 Year	15.5%
10 Year
15 Year
Since launch	18.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	74.3%
2020	29.2%
2019	-2.5%
2018	-16.7%
2017	63%
2016	5.6%
2015	15.1%
2014	97.6%
2013	11.9%
2012	41.9%

Fund Manager information for Nippon India Small Cap Fund

Name	Since	Tenure
Samir Rachh	2 Jan 17	5.41 Yr.
Kinjal Desai	25 May 18	4.02 Yr.

Data below for Nippon India Small Cap Fund as on 31 May 22

Equity Sector Allocation

Sector	Value
Industrials	20.63%
Basic Materials	17.23%
Consumer Cyclical	15.73%
Financial Services	12.81%
Consumer Defensive	11.44%
Technology	9.77%
Health Care	4.85%
Communication Services	3.13%
Real Estate	0.57%
Utility	0.07%

Asset Allocation

Asset Class	Value
Cash	2.66%
Equity	97.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 30 Apr 18 \| TIINDIA	3%	₹615 Cr	3,296,395
NIIT Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| NIITLTD	3%	₹582 Cr	10,139,961
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jul 19 \| CREDITACC	2%	₹450 Cr	4,343,685 ↑ 51,366
KPIT Technologies Ltd (Technology) Equity, Since 30 Jun 19 \| KPITTECH	2%	₹443 Cr	8,004,004
Poonawalla Fincorp Ltd (Financial Services) Equity, Since 28 Feb 18 \| POONAWALLA	2%	₹432 Cr	14,087,931
Deepak Nitrite Ltd (Basic Materials) Equity, Since 31 Dec 16 \| DEEPAKNTR	2%	₹418 Cr	1,797,743 ↓ -284,449
Navin Fluorine International Ltd (Basic Materials) Equity, Since 30 Sep 11 \| NAVINFLUOR	2%	₹388 Cr	986,721
Balrampur Chini Mills Ltd (Consumer Defensive) Equity, Since 28 Feb 19 \| BALRAMCHIN	2%	₹385 Cr	8,691,212 ↓ -808,788
Bajaj Electricals Ltd (Consumer Cyclical) Equity, Since 31 Mar 16 \| BAJAJELEC	2%	₹336 Cr	3,062,071
Orient Electric Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 May 18 \| ORIENTELEC	2%	₹320 Cr	9,706,033

Benefits of Investing in SIP

Some of the major advantages of investing in a SIP are as follows:

Rupee Cost Averaging

Most investors are skeptical about the best time to invest in the Market. They are worried about the volatile markets. But, rupee cost averaging breaks all the worries. Since you become a regular investor with a SIP, your money fetches more units when the price of shares is low and lesser when the price is high. During the volatile cycle, it may allow you to achieve a lower average cost per unit. Thus, the positives of investing through a SIP becomes quite evident in the times of market fluctuations.

Power of Compounding

SIPs work on Power of Compounding. Investors can put in a small amount of money and can see how the value increase over time. The longer you stay invested, the greater the value of your investment becomes. As, the returns earned at regular intervals are reinvested in the fund, investors get a return on the return. And the same cycle continues for years. To benefit the most out of the power of compounding, investors should start a savings at an early age to make the most out of it.

No Need to Time the Market

With a SIP, investors don’t need to worry about the market timings. SIP helps investors ride the market volatility by averaging out the cost as they invest a fixed sum regularly at various levels.

Easy Way to Achieve Financial Goals

As you become a regular investor via a SIP, you can easily plan your financial goals. For example, if your short-term goal is buying a car in 2 years, then you can invest in debt funds, and if you have set Retirement planning as your long-term goal then, you should invest in equity funds via a SIP. SIPs also create a regular habit of savings over the long-run. Investors who want to avail all the benefits in their investments should take a SIP route in Mutual Funds.

SIP Return Calculator or Mutual Fund Calculator

A sip calculator is the smartest tool to use while investing in Mutual Funds. It helps to determine the expected returns on your SIP investment. You can calculate the amount required for your investment and time period that you need to stay invested to reach the particular financial goal.

When using a SIP calculator, one has to fill certain variables, that includes-

Investment amount
The desired investment duration
Expected Inflation rate (annual) for the years to come
Long-term growth rate on investments

Once you feed all the above-mentioned information, the calculator will estimate the amount that you will receive after your investment tenure, along with the net profit that you will earn.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.