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Best Mutual Funds for SIP 2019 | Best Performing SIP Online

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Best Mutual Funds for SIP 2019

Updated on June 17, 2019 , 1868 views

SIP or Systematic Investment plan is one of the best ways to invest in Mutual Funds. It is a smart and hassle-free mode of Investing your money in Mutual Fund schemes. Here, you can invest a certain pre-determined amount at a regular interval (monthly/quarterly, etc.). As you can start your SIP investment with just INR 500, it makes the most affordable means of investment. Your money is auto-debited from your bank account and invested into the scheme, which indirectly creates a habit of savings in the long-run. SIP investments are a great way to plan your Financial goals. You need to set a specific goal and estimate the time and amount required to fulfil it. Below are the best mutual funds for SIP based on the investment tenure and risk appetite. Investors can target their investment goals and achieve them on time by investing in these schemes.

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SIP

Top Mutual Funds for SIP Investment FY 19 - 20

Best Equity SIP Funds— For Long Term Wealth Creation

Equity Funds are expected to deliver high returns in the long-run, but are risky funds. Investors who can invest for more than 5 years are advised to invest in equity funds. One can also plan their long-term financial goals by investing in these funds.

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
ICICI Prudential Banking and Financial Services Fund Growth ₹66.74
↓ -0.25
₹3,068 100 3.69.913.419.817.1
Mirae Asset India Equity Fund  Growth ₹51.187
↓ -0.07
₹12,315 1,000 0.65.29.615.314.4
Kotak Standard Multicap Fund Growth ₹35.76
↓ -0.12
₹24,297 500 2.16.38.814.615.1
Tata India Tax Savings Fund Growth ₹18.4524
↓ 0.00
₹1,790 500 2.77.77.513.5
Franklin Build India Fund Growth ₹42.3575
↓ -0.34
₹1,256 500 0.55.97.412.716
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 19

Best Debt SIP Funds— To Earn Optimal Returns

Debt fund are a good way to secure your money and generate average consistent returns. Investors who are looking for stable returns or those who want to invest for less than three years should consider investing in these funds.

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
HDFC Corporate Bond Fund Growth ₹21.3076
↑ 0.01
₹12,684 500 35.710.38.2 8.26%2Y 5M 26D3Y 5M 5D
Aditya Birla Sun Life Corporate Bond Fund Growth ₹73.2452
↑ 0.02
₹15,320 100 2.85.19.88.1 8.4%1Y 7M 20D2Y 2M 8D
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹26.7956
↑ 0.01
₹18,337 500 2.34.99.79 0%6M 18D
HDFC Banking and PSU Debt Fund Growth ₹15.3274
↑ 0.01
₹3,001 500 2.55.19.67.8 8.66%2Y 25D2Y 7M 2D
Franklin India Dynamic Accrual Fund Growth ₹67.489
↑ 0.03
₹3,892 500 1.73.99.69 11.33%2Y 1M 12D2Y 10M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 19

Best Balanced Funds— Earn Stable Returns + Create Long Term Wealth

Balanced Fund invest their money both in equity and debt funds. These are less volatile than pure equity Mutual Funds. Balanced funds deliver superior returns over a period of more than three years. Investors who want to invest in equity funds, balanced funds are a great way to start off with.

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
ICICI Prudential MIP 25 Growth ₹43.1779
↓ -0.03
₹1,626 100 1.84.38.29.810.2
Edelweiss Arbitrage Fund Growth ₹13.9314
↓ 0.00
₹3,283 500 1.93.26.46.3
SBI Debt Hybrid Fund Growth ₹40.0137
↓ -0.05
₹1,203 500 1.54.566.88.8
Aditya Birla Sun Life Regular Savings Fund Growth ₹39.3694
↓ -0.04
₹2,279 500 1.72.7389.9
Aditya Birla Sun Life Equity Hybrid 95 Fund Growth ₹747.82
↓ -1.86
₹13,221 100 -0.81.40.58.310.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 19

1. IDFC Government Securities Fund - Constant Maturity Plan

(Erstwhile IDFC Government Securities Fund - Short Term Plan)

IDFC – GSF -ST is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing Government Securities. However there is no assurance that the investment objective of the scheme will be realized.

IDFC Government Securities Fund - Constant Maturity Plan is a Debt - 10 Yr Govt Bond fund was launched on 9 Mar 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch.  Ranked 2 in 10 Yr Govt Bond category. .

Below is the key information for IDFC Government Securities Fund - Constant Maturity Plan

IDFC Government Securities Fund - Constant Maturity Plan
Growth
Launch Date 9 Mar 02
NAV (19 Jun 19) ₹30.1138 ↓ -0.04   (-0.14 %)
Net Assets (Cr) ₹37 on 30 Apr 19
Category Debt - 10 Yr Govt Bond
AMC IDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.45
Sharpe Ratio 2.02
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 8.06%
Effective Maturity 10 Years 7 Months 2 Days
Modified Duration 6 Years 10 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
31 May 14₹10,000
31 May 15₹11,107
31 May 16₹12,136
31 May 17₹13,258
31 May 18₹13,918
31 May 19₹16,191

IDFC Government Securities Fund - Constant Maturity Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹212,284.
Net Profit of ₹32,284
Invest Now

Returns for IDFC Government Securities Fund - Constant Maturity Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 19

DurationReturns
1 Month 4.5%
3 Month 6.7%
6 Month 7.8%
1 Year 18.6%
3 Year 10.7%
5 Year 10.5%
10 Year
15 Year
Since launch 6.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for IDFC Government Securities Fund - Constant Maturity Plan
NameSinceTenure
Harshal Joshi15 May 171.88 Yr.

Data below for IDFC Government Securities Fund - Constant Maturity Plan as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash3.8%
Debt96.2%
Debt Sector Allocation
SectorValue
Government96.2%
Cash Equivalent3.8%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
08.08 MH SDL 2028
Sovereign Bonds | -
27%₹10 Cr1,000,000
↑ 500,000
6.68% Govt Stock 2031
Sovereign Bonds | -
25%₹9 Cr1,000,000
↓ -420,000
7.95% Govt Stock 2032
Sovereign Bonds | -
14%₹5 Cr500,000
↑ 500,000
08.37 TN SDL 2029
Sovereign Bonds | -
14%₹5 Cr500,000
08.30 KA SDL 2029
Sovereign Bonds | -
14%₹5 Cr500,000
08.08 GJ SDL 2028
Sovereign Bonds | -
3%₹1 Cr96,700
Triparty Repo
CBLO/Reverse Repo | -
2%₹1 Cr
Net Current Assets
Net Current Assets | -
1%₹0 Cr

2. ICICI Prudential Constant Maturity Gilt Fund

The Scheme aims to provide reasonable returns by investing in portfolio of Government Securities with average maturity of around 10 years. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Constant Maturity Gilt Fund is a Debt - 10 Yr Govt Bond fund was launched on 12 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 10.3% since its launch.  Ranked 6 in 10 Yr Govt Bond category. .

Below is the key information for ICICI Prudential Constant Maturity Gilt Fund

ICICI Prudential Constant Maturity Gilt Fund
Growth
Launch Date 12 Sep 14
NAV (19 Jun 19) ₹15.9851 ↓ -0.02   (-0.15 %)
Net Assets (Cr) ₹60 on 30 Apr 19
Category Debt - 10 Yr Govt Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.33
Sharpe Ratio 1.86
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity 7.51%
Effective Maturity 8 Years 10 Months 20 Days
Modified Duration 6 Years 22 Days

Growth of 10,000 investment over the years.

DateValue
31 May 15₹10,979
31 May 16₹11,962
31 May 17₹13,331
31 May 18₹13,723
31 May 19₹15,616

ICICI Prudential Constant Maturity Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for ICICI Prudential Constant Maturity Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 19

DurationReturns
1 Month 4.3%
3 Month 6.3%
6 Month 6.7%
1 Year 15.7%
3 Year 9.9%
5 Year
10 Year
15 Year
Since launch 10.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for ICICI Prudential Constant Maturity Gilt Fund
NameSinceTenure
Rahul Goswami12 Sep 144.55 Yr.

Data below for ICICI Prudential Constant Maturity Gilt Fund as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash9.27%
Debt90.73%
Debt Sector Allocation
SectorValue
Government90.73%
Cash Equivalent9.27%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
49%₹30 Cr3,000,000
↑ 2,500,000
7.95% Govt Stock 2032
Sovereign Bonds | -
17%₹10 Cr1,000,000
GOVT STOCK
Sovereign Bonds | -
16%₹10 Cr1,000,000
↑ 1,000,000
7.17% Govt Stock 2028
Sovereign Bonds | -
8%₹5 Cr486,500
↓ -1,000,000
Treps
CBLO/Reverse Repo | -
8%₹5 Cr
Net Current Assets
Net Current Assets | -
2%₹1 Cr

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a CAGR/Annualized return of 15.4% since its launch. .

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund
Growth
Launch Date 26 Feb 15
NAV (19 Jun 19) ₹18.5646 ↑ 0.01   (0.07 %)
Net Assets (Cr) ₹776 on 30 Apr 19
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk High
Expense Ratio 3.02
Sharpe Ratio 0.57
Information Ratio -0.09
Alpha Ratio -4.24
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 15₹9,692
31 May 16₹10,270
31 May 17₹13,710
31 May 18₹16,088
31 May 19₹19,092

SBI Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 19

DurationReturns
1 Month 1.9%
3 Month 5.5%
6 Month 9.9%
1 Year 15.6%
3 Year 21.3%
5 Year
10 Year
15 Year
Since launch 15.4%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for SBI Banking & Financial Services Fund
NameSinceTenure
Sohini Andani26 Feb 154.18 Yr.

Data below for SBI Banking & Financial Services Fund as on 30 Apr 19

Equity Sector Allocation
SectorValue
Financial Services94.89%
Asset Allocation
Asset ClassValue
Cash5.11%
Equity94.89%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK
17%₹154 Cr636,000
↓ -105,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK
10%₹91 Cr2,155,814
↓ -350,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | KOTAKBANK
9%₹78 Cr510,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN
8%₹75 Cr2,115,000
↑ 500,000
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Mar 19 | 504973
8%₹70 Cr1,407,084
↑ 131,000
IndusInd Bank Ltd (Financial Services)
Equity, Since 31 May 19 | INDUSINDBK
6%₹58 Cr360,000
↑ 360,000
Bank of Baroda (Financial Services)
Equity, Since 31 May 19 | 532134
6%₹53 Cr4,000,000
↑ 4,000,000
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | 540611
5%₹47 Cr678,045
ICICI Prudential Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 19 | ICICIPRULI
5%₹47 Cr1,200,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 532215
5%₹42 Cr520,000
↓ -350,000

4. IDFC Government Securities Fund - Investment Plan

IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized.

IDFC Government Securities Fund - Investment Plan is a Debt - Government Bond fund was launched on 3 Dec 08. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 14 in Government Bond category. .

Below is the key information for IDFC Government Securities Fund - Investment Plan

IDFC Government Securities Fund - Investment Plan
Growth
Launch Date 3 Dec 08
NAV (19 Jun 19) ₹23.3402 ↓ -0.03   (-0.15 %)
Net Assets (Cr) ₹422 on 30 Apr 19
Category Debt - Government Bond
AMC IDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.37
Sharpe Ratio 1.76
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 8.22%
Effective Maturity 9 Years 4 Months 17 Days
Modified Duration 6 Years 3 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
31 May 14₹10,000
31 May 15₹11,392
31 May 16₹12,144
31 May 17₹13,787
31 May 18₹13,811
31 May 19₹15,672

IDFC Government Securities Fund - Investment Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for IDFC Government Securities Fund - Investment Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 19

DurationReturns
1 Month 4.1%
3 Month 5.9%
6 Month 7%
1 Year 15.4%
3 Year 9.4%
5 Year 9.7%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for IDFC Government Securities Fund - Investment Plan
NameSinceTenure
Suyash Choudhary15 Oct 108.46 Yr.

Data below for IDFC Government Securities Fund - Investment Plan as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash2.64%
Debt97.36%
Debt Sector Allocation
SectorValue
Government97.36%
Cash Equivalent2.64%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
08.28 GJ SDL 2029
Sovereign Bonds | -
20%₹86 Cr8,500,000
08.08 MH SDL 2028
Sovereign Bonds | -
17%₹70 Cr7,000,000
08.08 TN SDL 2028
Sovereign Bonds | -
13%₹57 Cr5,700,000
↑ 500,000
08.32 KA SDL 2029
Sovereign Bonds | -
11%₹46 Cr4,500,000
08.26 MH SDL 2029
Sovereign Bonds | -
11%₹45 Cr4,500,000
7.18% MH SDL 2029
Sovereign Bonds | -
6%₹25 Cr2,700,000
↑ 2,700,000
08.30 GJ SDL 2029
Sovereign Bonds | -
6%₹25 Cr2,500,000
08.30 KA SDL 2029
Sovereign Bonds | -
5%₹20 Cr2,000,000
GOVT STOCK
Sovereign Bonds | -
3%₹13 Cr1,300,000
↑ 1,300,000
7.35% Govt Stock 2024
Sovereign Bonds | -
3%₹11 Cr1,100,000

5. Reliance Gilt Securities Fund

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Reliance Gilt Securities Fund is a Debt - Government Bond fund was launched on 22 Aug 08. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.2% since its launch.  Ranked 2 in Government Bond category. .

Below is the key information for Reliance Gilt Securities Fund

Reliance Gilt Securities Fund
Growth
Launch Date 22 Aug 08
NAV (19 Jun 19) ₹26.1034 ↓ -0.03   (-0.11 %)
Net Assets (Cr) ₹962 on 30 Apr 19
Category Debt - Government Bond
AMC Reliance Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.81
Sharpe Ratio 2.15
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 7.82%
Effective Maturity 9 Years 4 Days
Modified Duration 6 Years 11 Days

Growth of 10,000 investment over the years.

DateValue
31 May 14₹10,000
31 May 15₹11,527
31 May 16₹12,442
31 May 17₹14,208
31 May 18₹14,504
31 May 19₹16,363

Reliance Gilt Securities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹212,284.
Net Profit of ₹32,284
Invest Now

Returns for Reliance Gilt Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 19

DurationReturns
1 Month 4.2%
3 Month 6%
6 Month 6.9%
1 Year 14.8%
3 Year 10.2%
5 Year 10.6%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for Reliance Gilt Securities Fund
NameSinceTenure
Prashant Pimple30 Mar 0910.01 Yr.

Data below for Reliance Gilt Securities Fund as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash3.62%
Debt96.27%
Other0.11%
Debt Sector Allocation
SectorValue
Government96.27%
Cash Equivalent3.62%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.95% Govt Stock 2032
Sovereign Bonds | -
17%₹168 Cr16,500,000
↑ 5,500,000
08.14 GJ SDL 2029
Sovereign Bonds | -
13%₹125 Cr12,500,000
↑ 8,000,000
08.16 KA SDL 2029
Sovereign Bonds | -
10%₹100 Cr10,000,000
↓ -2,500,000
GOVT STOCK
Sovereign Bonds | -
10%₹92 Cr9,202,900
↑ 9,202,900
7.17% Govt Stock 2028
Sovereign Bonds | -
9%₹90 Cr9,173,000
↓ -7,593,000
8.24% Govt Stock 2027
Sovereign Bonds | -
9%₹88 Cr8,500,000
↑ 8,500,000
08.28 GJ SDL 2029
Sovereign Bonds | -
7%₹71 Cr7,000,000
↓ -5,000,000
08.08 MH SDL 2028
Sovereign Bonds | -
6%₹55 Cr5,500,000
8.95% Maharashtra SDL 2022
Sovereign Bonds | -
4%₹41 Cr4,000,000
↑ 4,000,000
08.18 TN SDL 2028
Sovereign Bonds | -
3%₹30 Cr3,000,000
↓ -11,000,000

Benefits of Investing in SIP

Some of the major advantages of investing in a SIP are as follows:

Rupee Cost Averaging

Most investors are skeptical about the best time to invest in the market. They are worried about the volatile markets. But, rupee cost averaging breaks all the worries. Since you become a regular investor with a SIP, your money fetches more units when the price of shares is low and lesser when the price is high. During the volatile cycle, it may allow you to achieve a lower average cost per unit. Thus, the positives of investing through a SIP becomes quite evident in the times of market fluctuations.

Power of Compounding

SIPs work on Power of Compounding. Investors can put in a small amount of money and can see how the value increase over time. The longer you stay invested, the greater the value of your investment becomes. As, the returns earned at regular intervals are reinvested in the fund, investors get a return on the return. And the same cycle continues for years. To benefit the most out of the power of compounding, investors should start a savings at an early age to make the most out of it.

No Need to Time the Market

With a SIP, investors don’t need to worry about the market timings. SIP helps investors ride the market volatility by averaging out the cost as they invest a fixed sum regularly at various levels.

Easy Way to Achieve Financial Goals

As you become a regular investor via a SIP, you can easily plan your financial goals. For example, if your short-term goal is buying a car in 2 years, then you can invest in debt funds, and if you have set Retirement planning as your long-term goal then, you should invest in equity funds via a SIP. SIPs also create a regular habit of savings over the long-run. Investors who want to avail all the benefits in their investments should take a SIP route in Mutual Funds.

SIP Return Calculator or Mutual Fund Calculator

A sip calculator is the smartest tool to use while investing in Mutual Funds. It helps to determine the expected returns on your SIP investment. You can calculate the amount required for your investment and time period that you need to stay invested to reach the particular financial goal.

When using a SIP calculator, one has to fill certain variables, that includes-

  • Investment amount
  • The desired investment duration
  • Expected Inflation rate (annual) for the years to come
  • Long-term growth rate on investments

Once you feed all the above-mentioned information, the calculator will estimate the amount that you will receive after your investment tenure, along with the net profit that you will earn.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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