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SIP or Systematic Investment plan is one of the best ways to invest in Mutual Funds. It is a smart and hassle-free mode of Investing your money in Mutual Fund schemes. Here, you can invest a certain pre-determined amount at a regular interval (monthly/quarterly, etc.). As you can start your SIP investment with just INR 500, it makes the most affordable means of investment. Your money is auto-debited from your Bank account and invested into the scheme, which indirectly creates a habit of savings in the long-run. SIP investments are a great way to plan your Financial goals. You need to set a specific goal and estimate the time and amount required to fulfil it. Below are the best mutual funds for SIP based on the investment tenure and risk appetite. Investors can target their investment goals and achieve them on time by investing in these schemes.
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Equity Funds are expected to deliver high returns in the long-run, but are risky funds. Investors who can invest for more than 5 years are advised to invest in equity funds. One can also plan their long-term financial goals by investing in these funds.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) Nippon India Small Cap Fund Growth ₹131.613
↑ 0.51 ₹37,319 100 7.7 28.1 38.2 40.7 27.2 6.5 ICICI Prudential Smallcap Fund Growth ₹71.45
↑ 0.61 ₹6,003 100 5.7 21.8 29.1 34 25.4 5.7 Kotak Small Cap Fund Growth ₹210.57
↑ 1.46 ₹12,163 1,000 5.7 21.6 26.6 30.9 25.4 -3.1 DSP BlackRock Small Cap Fund Growth ₹155.905
↑ 0.73 ₹11,837 500 7.4 27.6 35.1 32 24.1 0.5 Aditya Birla Sun Life Digital India Fund Growth ₹147.66
↑ 0.47 ₹3,953 100 7.9 20.2 19.8 23.8 24 -21.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Dec 23
Debt fund are a good way to secure your money and generate average consistent returns. Investors who are looking for stable returns or those who want to invest for less than three years should consider investing in these funds.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity DSP BlackRock Credit Risk Fund Growth ₹38.6826
↑ 0.00 ₹206 500 9.2 10.9 15.3 9 9.3 8.18% 1Y 5M 23D 1Y 8M 26D Sundaram Short Term Debt Fund Growth ₹36.3802
↑ 0.01 ₹362 250 0.8 11.4 12.8 5.3 4.52% 1Y 2M 13D 1Y 7M 3D Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1,000 1 10.2 11.8 5 4.19% 5M 18D 8M 1D Invesco India Credit Risk Fund Growth ₹1,680.63
↓ -0.12 ₹139 1,000 2.8 4 11.2 5.3 2.2 7.57% 1Y 6M 22D 1Y 11M 5D SBI Credit Risk Fund Growth ₹40.1286
↑ 0.00 ₹2,689 500 1.5 2.9 8.1 5.8 4.2 8.25% 1Y 10M 20D 4Y 18D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Dec 23
Balanced Fund invest their money both in equity and debt funds. These are less volatile than pure equity Mutual Funds. Balanced funds deliver superior returns over a period of more than three years. Investors who want to invest in equity funds, balanced funds are a great way to start off with.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) ICICI Prudential Equity and Debt Fund Growth ₹294.83
↑ 1.51 ₹26,183 100 6.4 17.4 19.4 27.4 18.5 11.7 ICICI Prudential Multi-Asset Fund Growth ₹573.194
↑ 2.18 ₹24,931 100 6.5 14.7 19.2 26.9 18 16.8 BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹30.25
↑ 0.28 ₹493 1,000 11.1 27.8 29.8 26 19.4 -4.8 HDFC Balanced Advantage Fund Growth ₹405.022
↑ 3.96 ₹63,981 300 8.6 19.3 22.9 25.9 17.1 18.8 UTI Hybrid Equity Fund Growth ₹313.483
↑ 1.31 ₹4,737 500 4.9 14.1 16.6 19.9 13.9 5.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Dec 23
To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities. Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Small Cap Fund Returns up to 1 year are on To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure. HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a Below is the key information for HDFC Infrastructure Fund Returns up to 1 year are on To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities. L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a Below is the key information for L&T Emerging Businesses Fund Returns up to 1 year are on To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies. HDFC Small Cap Fund is a Equity - Small Cap fund was launched on 3 Apr 08. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Small Cap Fund Returns up to 1 year are on 1. ICICI Prudential Infrastructure Fund
CAGR/Annualized
return of 15.3% since its launch. Ranked 27 in Sectoral
category. Return for 2022 was 28.8% , 2021 was 50.1% and 2020 was 3.6% . ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (01 Dec 23) ₹134.47 ↑ 1.24 (0.93 %) Net Assets (Cr) ₹3,345 on 31 Oct 23 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.22 Sharpe Ratio 1.75 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 18 ₹10,000 30 Nov 19 ₹10,619 30 Nov 20 ₹9,930 30 Nov 21 ₹16,421 30 Nov 22 ₹21,274 30 Nov 23 ₹28,149 Returns for ICICI Prudential Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Dec 23 Duration Returns 1 Month 10.2% 3 Month 8.7% 6 Month 24.1% 1 Year 32.8% 3 Year 41% 5 Year 23.2% 10 Year 15 Year Since launch 15.3% Historical performance (Yearly) on absolute basis
Year Returns 2022 28.8% 2021 50.1% 2020 3.6% 2019 2.6% 2018 -14% 2017 40.8% 2016 2% 2015 -3.4% 2014 56.2% 2013 -5% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 6.42 Yr. Sharmila D’mello 30 Jun 22 1.34 Yr. Data below for ICICI Prudential Infrastructure Fund as on 31 Oct 23
Equity Sector Allocation
Sector Value Industrials 27.88% Financial Services 17.23% Utility 16.88% Basic Materials 14.87% Energy 11.35% Communication Services 4.16% Consumer Cyclical 1.28% Real Estate 1.11% Asset Allocation
Asset Class Value Cash 4.14% Equity 94.76% Debt 1.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 5325559% ₹288 Cr 12,212,000
↑ 500,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT6% ₹211 Cr 720,493
↑ 143,115 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK5% ₹169 Cr 1,850,000
↑ 370,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 16 | BHARTIARTL4% ₹139 Cr 1,520,601 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 17 | 5003124% ₹133 Cr 7,145,300 Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL4% ₹119 Cr 1,800,000
↓ -41,962 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK3% ₹106 Cr 720,000 NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC3% ₹91 Cr 6,300,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 23 | INDIGO2% ₹75 Cr 305,301
↑ 40,000 Grasim Industries Ltd (Basic Materials)
Equity, Since 31 Aug 23 | GRASIM2% ₹72 Cr 382,000
↑ 90,000 2. Nippon India Small Cap Fund
CAGR/Annualized
return of 21.5% since its launch. Ranked 6 in Small Cap
category. Return for 2022 was 6.5% , 2021 was 74.3% and 2020 was 29.2% . Nippon India Small Cap Fund
Growth Launch Date 16 Sep 10 NAV (01 Dec 23) ₹131.613 ↑ 0.51 (0.39 %) Net Assets (Cr) ₹37,319 on 31 Oct 23 Category Equity - Small Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.82 Sharpe Ratio 1.81 Information Ratio 1.48 Alpha Ratio 5.54 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 18 ₹10,000 30 Nov 19 ₹9,722 30 Nov 20 ₹11,819 30 Nov 21 ₹20,746 30 Nov 22 ₹23,979 30 Nov 23 ₹33,186 Returns for Nippon India Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Dec 23 Duration Returns 1 Month 8.9% 3 Month 7.7% 6 Month 28.1% 1 Year 38.2% 3 Year 40.7% 5 Year 27.2% 10 Year 15 Year Since launch 21.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 6.5% 2021 74.3% 2020 29.2% 2019 -2.5% 2018 -16.7% 2017 63% 2016 5.6% 2015 15.1% 2014 97.6% 2013 11.9% Fund Manager information for Nippon India Small Cap Fund
Name Since Tenure Samir Rachh 2 Jan 17 6.83 Yr. Kinjal Desai 25 May 18 5.44 Yr. Tejas Sheth 1 Feb 23 0.75 Yr. Akshay Sharma 1 Dec 22 0.92 Yr. Data below for Nippon India Small Cap Fund as on 31 Oct 23
Equity Sector Allocation
Sector Value Industrials 30.99% Financial Services 13.76% Consumer Cyclical 11.51% Basic Materials 11.3% Technology 9.42% Health Care 7.9% Consumer Defensive 7.56% Communication Services 1.63% Utility 0.58% Energy 0.53% Real Estate 0.25% Asset Allocation
Asset Class Value Cash 3.69% Equity 96.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 30 Apr 18 | TIINDIA3% ₹1,029 Cr 3,267,559 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK2% ₹716 Cr 4,850,000
↑ 400,000 Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS2% ₹580 Cr 1,120,116 KPIT Technologies Ltd (Technology)
Equity, Since 30 Jun 19 | KPITTECH2% ₹579 Cr 4,756,932 CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jul 19 | CREDITACC1% ₹542 Cr 3,393,401
↓ -200,000 Tejas Networks Ltd (Technology)
Equity, Since 30 Jun 17 | TEJASNET1% ₹494 Cr 5,763,697 ELANTAS Beck India Ltd (Basic Materials)
Equity, Since 28 Feb 13 | 5001231% ₹482 Cr 614,625 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | 5900031% ₹455 Cr 31,784,062 NIIT Learning Systems Ltd (Consumer Defensive)
Equity, Since 30 Jun 23 | 5439521% ₹441 Cr 11,320,240 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Sep 22 | 5001031% ₹439 Cr 36,323,195 3. HDFC Infrastructure Fund
CAGR/Annualized
return of since its launch. Ranked 26 in Sectoral
category. Return for 2022 was 19.3% , 2021 was 43.2% and 2020 was -7.5% . HDFC Infrastructure Fund
Growth Launch Date 10 Mar 08 NAV (01 Dec 23) ₹34.485 ↑ 0.29 (0.85 %) Net Assets (Cr) ₹958 on 31 Oct 23 Category Equity - Sectoral AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.56 Sharpe Ratio 1.82 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 18 ₹10,000 30 Nov 19 ₹10,161 30 Nov 20 ₹8,001 30 Nov 21 ₹12,816 30 Nov 22 ₹15,701 30 Nov 23 ₹22,153 Returns for HDFC Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Dec 23 Duration Returns 1 Month 8.8% 3 Month 9.1% 6 Month 35.8% 1 Year 41.7% 3 Year 40.2% 5 Year 17.4% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2022 19.3% 2021 43.2% 2020 -7.5% 2019 -3.4% 2018 -29% 2017 43.3% 2016 -1.9% 2015 -2.5% 2014 73.9% 2013 -14.4% Fund Manager information for HDFC Infrastructure Fund
Name Since Tenure Rakesh Vyas 1 Jun 19 4.42 Yr. Dhruv Muchhal 22 Jun 23 0.36 Yr. Data below for HDFC Infrastructure Fund as on 31 Oct 23
Equity Sector Allocation
Sector Value Industrials 45.96% Financial Services 16.51% Basic Materials 10.25% Energy 6.22% Utility 5.13% Consumer Cyclical 3.25% Technology 2.41% Real Estate 1.99% Communication Services 1.34% Asset Allocation
Asset Class Value Cash 6.94% Equity 93.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL7% ₹65 Cr 1,613,625 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT6% ₹61 Cr 209,762 Coal India Ltd (Energy)
Equity, Since 31 Oct 18 | COALINDIA6% ₹55 Cr 1,765,000 Premier Explosives Ltd (Basic Materials)
Equity, Since 31 May 17 | PREMEXPLN5% ₹49 Cr 375,467
↑ 18,371 NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | 5325555% ₹49 Cr 2,084,125 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | KPIL5% ₹45 Cr 683,608 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹43 Cr 465,000
↑ 20,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 08 | SBIN4% ₹40 Cr 704,361 G R Infraprojects Ltd (Industrials)
Equity, Since 31 Jul 21 | 5433173% ₹30 Cr 269,267
↑ 30,000 AIA Engineering Ltd (Industrials)
Equity, Since 31 Oct 21 | AIAENG3% ₹25 Cr 71,061 4. L&T Emerging Businesses Fund
CAGR/Annualized
return of 22.1% since its launch. Ranked 2 in Small Cap
category. Return for 2022 was 1% , 2021 was 77.4% and 2020 was 15.5% . L&T Emerging Businesses Fund
Growth Launch Date 12 May 14 NAV (01 Dec 23) ₹67.2916 ↑ 0.34 (0.51 %) Net Assets (Cr) ₹11,552 on 31 Oct 23 Category Equity - Small Cap AMC L&T Investment Management Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.84 Sharpe Ratio 1.86 Information Ratio 0.94 Alpha Ratio 6.15 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 18 ₹10,000 30 Nov 19 ₹9,347 30 Nov 20 ₹10,183 30 Nov 21 ₹17,984 30 Nov 22 ₹19,650 30 Nov 23 ₹27,449 Returns for L&T Emerging Businesses Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Dec 23 Duration Returns 1 Month 10.7% 3 Month 8.4% 6 Month 29.3% 1 Year 39.4% 3 Year 39.1% 5 Year 22.5% 10 Year 15 Year Since launch 22.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 1% 2021 77.4% 2020 15.5% 2019 -8.1% 2018 -13.7% 2017 66.5% 2016 10.2% 2015 12.3% 2014 2013 Fund Manager information for L&T Emerging Businesses Fund
Name Since Tenure Venugopal Manghat 17 Dec 19 3.88 Yr. Cheenu Gupta 1 Oct 23 0.08 Yr. Sonal Gupta 1 Oct 23 0.08 Yr. Data below for L&T Emerging Businesses Fund as on 31 Oct 23
Equity Sector Allocation
Sector Value Industrials 36.17% Consumer Cyclical 15.41% Basic Materials 14.64% Technology 9.73% Financial Services 8.2% Real Estate 5.55% Health Care 4.65% Consumer Defensive 3.32% Energy 0.81% Asset Allocation
Asset Class Value Cash 1.52% Equity 98.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | KPRMILL3% ₹401 Cr 4,981,639 Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS3% ₹370 Cr 713,601
↓ -29,953 Sonata Software Ltd (Technology)
Equity, Since 31 Jul 18 | SONATSOFTW2% ₹282 Cr 2,448,245 KPIT Technologies Ltd (Technology)
Equity, Since 30 Sep 21 | KPITTECH2% ₹266 Cr 2,188,200 Cera Sanitaryware Ltd (Industrials)
Equity, Since 31 Mar 19 | CERA2% ₹258 Cr 304,220 Birlasoft Ltd (Technology)
Equity, Since 31 Aug 20 | BSOFT2% ₹252 Cr 4,596,200 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 30 Nov 17 | RATNAMANI2% ₹241 Cr 870,422 KEI Industries Ltd (Industrials)
Equity, Since 31 Jan 20 | KEI2% ₹237 Cr 985,358 Brigade Enterprises Ltd (Real Estate)
Equity, Since 31 Jul 19 | 5329292% ₹233 Cr 3,791,618 EIH Ltd (Consumer Cyclical)
Equity, Since 31 May 17 | 5008402% ₹225 Cr 10,023,622 5. HDFC Small Cap Fund
CAGR/Annualized
return of 16.6% since its launch. Ranked 9 in Small Cap
category. Return for 2022 was 4.6% , 2021 was 64.9% and 2020 was 20.2% . HDFC Small Cap Fund
Growth Launch Date 3 Apr 08 NAV (01 Dec 23) ₹111.303 ↑ 0.49 (0.44 %) Net Assets (Cr) ₹23,184 on 31 Oct 23 Category Equity - Small Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.82 Sharpe Ratio 2.07 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 18 ₹10,000 30 Nov 19 ₹9,227 30 Nov 20 ₹10,149 30 Nov 21 ₹17,279 30 Nov 22 ₹19,084 30 Nov 23 ₹26,388 Returns for HDFC Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Dec 23 Duration Returns 1 Month 8.8% 3 Month 6.7% 6 Month 24.4% 1 Year 38.1% 3 Year 37.1% 5 Year 21.5% 10 Year 15 Year Since launch 16.6% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.6% 2021 64.9% 2020 20.2% 2019 -9.5% 2018 -8.1% 2017 60.8% 2016 5.4% 2015 6.4% 2014 51.5% 2013 7.5% Fund Manager information for HDFC Small Cap Fund
Name Since Tenure Chirag Setalvad 28 Jun 14 9.35 Yr. Dhruv Muchhal 22 Jun 23 0.36 Yr. Data below for HDFC Small Cap Fund as on 31 Oct 23
Equity Sector Allocation
Sector Value Industrials 25.51% Consumer Cyclical 19.78% Financial Services 13.03% Technology 11.85% Health Care 10.64% Basic Materials 5.84% Consumer Defensive 3.5% Communication Services 3.13% Asset Allocation
Asset Class Value Cash 6.58% Equity 93.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sonata Software Ltd (Technology)
Equity, Since 31 Oct 17 | SONATSOFTW5% ₹1,097 Cr 9,506,167
↓ -3,687 Bank of Baroda (Financial Services)
Equity, Since 31 Mar 19 | 5321344% ₹840 Cr 42,828,792 Firstsource Solutions Ltd (Technology)
Equity, Since 31 Mar 18 | FSL3% ₹774 Cr 49,576,178
↑ 499,884 eClerx Services Ltd (Technology)
Equity, Since 31 Mar 18 | ECLERX3% ₹677 Cr 3,459,523
↑ 32,253 IDFC Ltd (Financial Services)
Equity, Since 31 Oct 21 | IDFC3% ₹585 Cr 51,071,544 Bajaj Electricals Ltd (Consumer Cyclical)
Equity, Since 31 Mar 19 | BAJAJELEC2% ₹570 Cr 5,582,540 Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Jun 19 | ASTERDM2% ₹550 Cr 16,680,886 Great Eastern Shipping Co Ltd (Industrials)
Equity, Since 31 Jan 15 | GESHIP2% ₹530 Cr 6,668,480 SKF India Ltd (Industrials)
Equity, Since 31 Jul 14 | SKFINDIA2% ₹513 Cr 1,044,491 Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Dec 20 | EQUITASBNK2% ₹482 Cr 51,962,349
↑ 15,145,921
Some of the major advantages of investing in a SIP are as follows:
Most investors are skeptical about the best time to invest in the Market. They are worried about the volatile markets. But, rupee cost averaging breaks all the worries. Since you become a regular investor with a SIP, your money fetches more units when the price of shares is low and lesser when the price is high. During the volatile cycle, it may allow you to achieve a lower average cost per unit. Thus, the positives of investing through a SIP becomes quite evident in the times of market fluctuations.
SIPs work on Power of Compounding. Investors can put in a small amount of money and can see how the value increase over time. The longer you stay invested, the greater the value of your investment becomes. As, the returns earned at regular intervals are reinvested in the fund, investors get a return on the return. And the same cycle continues for years. To benefit the most out of the power of compounding, investors should start a savings at an early age to make the most out of it.
With a SIP, investors don’t need to worry about the market timings. SIP helps investors ride the market Volatility by averaging out the cost as they invest a fixed sum regularly at various levels.
As you become a regular investor via a SIP, you can easily plan your financial goals. For example, if your short-term goal is buying a car in 2 years, then you can invest in debt funds, and if you have set Retirement planning as your long-term goal then, you should invest in equity funds via a SIP. SIPs also create a regular habit of savings over the long-run. Investors who want to avail all the benefits in their investments should take a SIP route in Mutual Funds.
A sip calculator is the smartest tool to use while investing in Mutual Funds. It helps to determine the expected returns on your SIP investment. You can calculate the amount required for your investment and time period that you need to stay invested to reach the particular financial goal.
When using a SIP calculator, one has to fill certain variables, that includes-
Once you feed all the above-mentioned information, the calculator will estimate the amount that you will receive after your investment tenure, along with the net profit that you will earn.
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Nice information