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Best Mutual Funds for SIP 2019 | Best Performing SIP Online

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Best Mutual Funds for SIP 2019

Updated on February 17, 2019 , 1400 views

SIP or Systematic Investment plan is one of the best ways to invest in Mutual Funds. It is a smart and hassle-free mode of Investing your money in Mutual Fund schemes. Here, you can invest a certain pre-determined amount at a regular interval (monthly/quarterly, etc.). As you can start your SIP investment with just INR 500, it makes the most affordable means of investment. Your money is auto-debited from your bank account and invested into the scheme, which indirectly creates a habit of savings in the long-run. SIP investments are a great way to plan your Financial goals. You need to set a specific goal and estimate the time and amount required to fulfil it. Below are the best mutual funds for SIP based on the investment tenure and risk appetite. Investors can target their investment goals and achieve them on time by investing in these schemes.

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SIP

Top Mutual Funds for SIP Investment FY 19 - 20

Best Equity SIP Funds— For Long Term Wealth Creation

Equity Funds are expected to deliver high returns in the long-run, but are risky funds. Investors who can invest for more than 5 years are advised to invest in equity funds. One can also plan their long-term financial goals by investing in these funds.

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
DSP BlackRock US Flexible Equity Fund Growth ₹24.605
↑ 0.40
₹206 500 0.1-2.810.516.210.2-1.1
Mirae Asset India Equity Fund  Growth ₹46.498
↓ -0.12
₹10,343 1,000 -2.6-6.90.317.718.1-0.6
Axis Focused 25 Fund Growth ₹24.95
↓ -0.06
₹6,511 1,000 -3.3-14.9-1.117160.6
Kotak Standard Multicap Fund Growth ₹31.86
↓ -0.06
₹21,638 500 -2.5-8.8-1.315.718.3-0.9
Invesco India Growth Opportunities Fund Growth ₹31.25
₹1,075 500 -2.5-11.2-1.715.415.8-0.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Feb 19

Best Debt SIP Funds— To Earn Optimal Returns

Debt fund are a good way to secure your money and generate average consistent returns. Investors who are looking for stable returns or those who want to invest for less than three years should consider investing in these funds.

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹25.9825
↑ 0.01
₹16,095 500 2.859.298.70%6M 8D
Franklin India Low Duration Fund Growth ₹21.47
↑ 0.01
₹6,869 500 2.84.68.89.18.410.29%9M 22D11M 7D
Franklin India Dynamic Accrual Fund Growth ₹65.7945
↓ -0.02
₹3,871 500 3.44.98.49.48.411.01%1Y 11M 3D2Y 6M 21D
Aditya Birla Sun Life Money Manager Fund Growth ₹247.751
↑ 0.15
₹7,030 1,000 2.24.28.27.57.97.54%4M 10D4M 10D
Aditya Birla Sun Life Savings Fund Growth ₹365.237
↑ 0.17
₹14,051 1,000 2.44.388.17.68.37%4M 17D5M 5D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Feb 19

Best Balanced Funds— Earn Stable Returns + Create Long Term Wealth

Balanced Fund invest their money both in equity and debt funds. These are less volatile than pure equity Mutual Funds. Balanced funds deliver superior returns over a period of more than three years. Investors who want to invest in equity funds, balanced funds are a great way to start off with.

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Edelweiss Arbitrage Fund Growth ₹13.6237
↑ 0.01
₹2,976 500 1.43.266.2 6.1
ICICI Prudential MIP 25 Growth ₹41.3218
↓ -0.08
₹1,584 100 1.81.95.710.811.65.1
SBI Debt Hybrid Fund Growth ₹37.9892
↓ -0.12
₹1,252 500 1.30.20.66.99.1-0.2
Aditya Birla Sun Life Regular Savings Fund Growth ₹37.5984
↓ -0.09
₹2,379 500 -0.1-3.8-1.29.511.1-2.2
Principal Hybrid Equity Fund Growth ₹72.65
↓ -0.02
₹1,668 500 -2.6-6.4-2.816.815-1.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Feb 19

1. TATA Digital India Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 13.1% since its launch.  Return for 2018 was 24.9% , 2017 was 19.6% and 2016 was -6% .

Below is the key information for TATA Digital India Fund

TATA Digital India Fund
Growth
Launch Date 28 Dec 15
NAV (19 Feb 19) ₹14.7136 ↓ -0.27   (-1.80 %)
Net Assets (Cr) ₹410 on 31 Jan 19
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 2.86
Sharpe Ratio 0.78
Information Ratio 0.05
Alpha Ratio -4.64
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 16₹10,226
31 Jan 17₹8,905
31 Jan 18₹12,537
31 Jan 19₹14,968

TATA Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for TATA Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 19

DurationReturns
1 Month 1.6%
3 Month 5.1%
6 Month -3.9%
1 Year 24.1%
3 Year 14.1%
5 Year
10 Year
15 Year
Since launch 13.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 24.9%
2017 19.6%
2016 -6%
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for TATA Digital India Fund
NameSinceTenure
Sailesh Jain9 Nov 180 Yr.
Meeta Shetty9 Nov 180 Yr.

Data below for TATA Digital India Fund as on 31 Jan 19

Equity Sector Allocation
SectorValue
Technology97.33%
Asset Allocation
Asset ClassValue
Cash2.29%
Equity97.76%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY
33%₹135 Cr1,805,186
↑ 50,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS
18%₹72 Cr357,200
↑ 30,000
Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 532755
9%₹38 Cr517,700
Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 507685
6%₹24 Cr650,000
↑ 150,000
NIIT Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | 532541
5%₹22 Cr170,000
↑ 45,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT
5%₹21 Cr351,200
↑ 100,000
Cyient Ltd (Technology)
Equity, Since 31 Dec 17 | CYIENT
4%₹17 Cr284,500
Oracle Financial Services Software Ltd (Technology)
Equity, Since 31 Mar 16 | 532466
4%₹17 Cr45,400
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 30 Jun 18 | 540005
4%₹16 Cr92,000
↑ 27,000
HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH
4%₹15 Cr150,000
↑ 50,000

2. Reliance Us Equity Opportunites Fund

The primary investment objective of Reliance US Equity Opportunities Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities of companies listed on recognized stock exchanges in the US and the secondary objective is to generate consistent returns by investing in debt and money market securities in India. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.

Reliance Us Equity Opportunites Fund is a Equity - Global fund was launched on 23 Jul 15. It is a fund with High risk and has given a CAGR/Annualized return of 12.3% since its launch.  Return for 2018 was 7.7% , 2017 was 16.9% and 2016 was 8.2% .

Below is the key information for Reliance Us Equity Opportunites Fund

Reliance Us Equity Opportunites Fund
Growth
Launch Date 23 Jul 15
NAV (15 Feb 19) ₹15.1329 ↑ 0.18   (1.18 %)
Net Assets (Cr) ₹31 on 31 Jan 19
Category Equity - Global
AMC Reliance Nippon Life Asset Management Ltd.
Rating Not Rated
Risk High
Expense Ratio 2.81
Sharpe Ratio 0.53
Information Ratio 0.08
Alpha Ratio 2.71
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 16₹9,543
31 Jan 17₹11,176
31 Jan 18₹13,398
31 Jan 19₹14,967

Reliance Us Equity Opportunites Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Reliance Us Equity Opportunites Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 19

DurationReturns
1 Month 8.2%
3 Month 6.1%
6 Month 5.2%
1 Year 19.8%
3 Year 19.1%
5 Year
10 Year
15 Year
Since launch 12.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7.7%
2017 16.9%
2016 8.2%
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for Reliance Us Equity Opportunites Fund
NameSinceTenure
Anju Chhajer23 Jul 153.28 Yr.
Kinjal Desai25 May 180.44 Yr.

Data below for Reliance Us Equity Opportunites Fund as on 31 Jan 19

Equity Sector Allocation
SectorValue
Consumer Cyclical23.52%
Health Care22.5%
Technology19.22%
Financial Services15.92%
Energy6.43%
Real Estate4.34%
Asset Allocation
Asset ClassValue
Cash8.07%
Equity91.92%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Triparty Repo
CBLO/Reverse Repo | -
9%₹3 Cr
Mastercard Inc A (Financial Services)
Equity, Since 31 Jul 15 | MA
8%₹3 Cr1,683
IQVIA Holdings Inc (Healthcare)
Equity, Since 28 Feb 17 | IQV
7%₹2 Cr2,385
Enbridge Inc (Energy)
Equity, Since 31 Jan 18 | ENB
6%₹2 Cr7,758
Booking Holdings Inc (Consumer Cyclical)
Equity, Since 31 Jul 15 | BKNG
6%₹2 Cr154
O'Reilly Automotive Inc (Consumer Cyclical)
Equity, Since 30 Nov 17 | ORLY
6%₹2 Cr786
Facebook Inc A (Technology)
Equity, Since 31 Oct 16 | FB
6%₹2 Cr1,540
Visa Inc Class A (Financial Services)
Equity, Since 31 Jan 17 | V
6%₹2 Cr1,845
Alphabet Inc A (Technology)
Equity, Since 31 Jul 15 | GOOGL
5%₹2 Cr215
Lowe's Companies Inc (Consumer Cyclical)
Equity, Since 30 Sep 16 | LOW
5%₹2 Cr2,458

3. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 9.9% since its launch.  Ranked 37 in Sectoral category.  Return for 2018 was 19.1% , 2017 was 19.8% and 2016 was -4% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund
Growth
Launch Date 3 Mar 00
NAV (19 Feb 19) ₹59.71 ↓ -0.70   (-1.16 %)
Net Assets (Cr) ₹484 on 31 Jan 19
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.93
Sharpe Ratio 0.95
Information Ratio 0.03
Alpha Ratio -1.03
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 14₹10,000
31 Jan 15₹13,019
31 Jan 16₹12,876
31 Jan 17₹11,753
31 Jan 18₹16,051
31 Jan 19₹18,771

ICICI Prudential Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 19

DurationReturns
1 Month 1%
3 Month 4.9%
6 Month 0.7%
1 Year 18.2%
3 Year 14.8%
5 Year 12.9%
10 Year
15 Year
Since launch 9.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 19.1%
2017 19.8%
2016 -4%
2015 3.9%
2014 26.3%
2013 62.6%
2012 17.1%
2011 -18.9%
2010 44.5%
2009 123.1%
Fund Manager information for ICICI Prudential Technology Fund
NameSinceTenure
Sankaran Naren14 Jul 171.3 Yr.
Ashwin Jain4 Oct 162.08 Yr.

Data below for ICICI Prudential Technology Fund as on 31 Jan 19

Equity Sector Allocation
SectorValue
Technology89.93%
Asset Allocation
Asset ClassValue
Cash10.07%
Equity89.93%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
37%₹181 Cr2,418,690
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 31 Jul 16 | 540005
12%₹58 Cr329,812
Treps
CBLO/Reverse Repo | -
11%₹52 Cr
Cognizant Technology Solutions Corp A (Technology)
Equity, Since 31 Jul 18 | CTSH
9%₹46 Cr92,110
Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 532755
9%₹45 Cr619,950
Oracle Financial Services Software Ltd (Technology)
Equity, Since 31 Mar 11 | 532466
8%₹40 Cr103,969
↑ 42,347
Hexaware Technologies Ltd (Technology)
Equity, Since 31 Oct 18 | 532129
7%₹34 Cr1,005,930
↑ 125,588
Cyient Ltd (Technology)
Equity, Since 30 Jun 18 | CYIENT
4%₹18 Cr289,446
Nucleus Software Exports Ltd (Technology)
Equity, Since 30 Sep 09 | 531209
3%₹13 Cr369,241
Net Current Assets
Net Current Assets | -
1%-₹3 Cr

4. ICICI Prudential US Bluechip Equity Fund

The investment objective of ICICI Prudential US Bluechip Equity Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities (including ADRs/GDRs issued by Indian and foreign companies) of companies listed on New York Stock Exchange and/or NASDAQ. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential US Bluechip Equity Fund is a Equity - Global fund was launched on 6 Jul 12. It is a fund with High risk and has given a CAGR/Annualized return of 16.4% since its launch.  Ranked 7 in Global category.  Return for 2018 was 5.2% , 2017 was 14.1% and 2016 was 11.6% .

Below is the key information for ICICI Prudential US Bluechip Equity Fund

ICICI Prudential US Bluechip Equity Fund
Growth
Launch Date 6 Jul 12
NAV (15 Feb 19) ₹27.37 ↑ 0.36   (1.33 %)
Net Assets (Cr) ₹249 on 31 Jan 19
Category Equity - Global
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.31
Sharpe Ratio 0.44
Information Ratio -0.19
Alpha Ratio 1.19
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-3 Months (3%),3-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 14₹10,000
31 Jan 15₹10,608
31 Jan 16₹11,332
31 Jan 17₹13,195
31 Jan 18₹15,550
31 Jan 19₹17,115

ICICI Prudential US Bluechip Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for ICICI Prudential US Bluechip Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 19

DurationReturns
1 Month 7.7%
3 Month 2.1%
6 Month 4.3%
1 Year 17.1%
3 Year 16.6%
5 Year 11.7%
10 Year
15 Year
Since launch 16.4%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.2%
2017 14.1%
2016 11.6%
2015 0.7%
2014 12.7%
2013 45.7%
2012
2011
2010
2009
Fund Manager information for ICICI Prudential US Bluechip Equity Fund
NameSinceTenure
Rohan Maru19 Sep 135.12 Yr.
Priyanka Khandelwal30 Jun 171.34 Yr.

Data below for ICICI Prudential US Bluechip Equity Fund as on 31 Jan 19

Equity Sector Allocation
SectorValue
Technology22.05%
Health Care17.26%
Consumer Defensive16.92%
Consumer Cyclical13.44%
Industrials10.66%
Financial Services10.27%
Communication Services2.43%
Utility2.01%
Real Estate1.9%
Asset Allocation
Asset ClassValue
Cash3.07%
Equity96.93%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Amazon.com Inc (Consumer Cyclical)
Equity, Since 30 Jun 16 | AMZN
4%₹11 Cr882
Treps
CBLO/Reverse Repo | -
3%₹8 Cr
Mondelez International Inc Class A (Consumer Defensive)
Equity, Since 31 Mar 17 | MDLZ
3%₹7 Cr19,870
ServiceNow Inc (Technology)
Equity, Since 30 Sep 18 | NOW
3%₹6 Cr4,103
Microchip Technology Inc (Technology)
Equity, Since 31 Dec 17 | MCHP
3%₹6 Cr10,887
Comcast Corp Class A (Communication Services)
Equity, Since 31 Mar 18 | CMCSA
2%₹6 Cr23,217
Alphabet Inc Class C (Technology)
Equity, Since 31 Jan 18 | GOOG
2%₹6 Cr756
Biogen Inc (Healthcare)
Equity, Since 31 Dec 15 | BIIB
2%₹6 Cr2,483
Facebook Inc A (Technology)
Equity, Since 31 Jan 18 | FB
2%₹6 Cr4,891
PepsiCo Inc (Consumer Defensive)
Equity, Since 31 Mar 18 | PEP
2%₹6 Cr7,130

5. Franklin India Feeder - Franklin U S Opportunities Fund

The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America.

Franklin India Feeder - Franklin U S Opportunities Fund is a Equity - Global fund was launched on 6 Feb 12. It is a fund with High risk and has given a CAGR/Annualized return of 17% since its launch.  Ranked 6 in Global category.  Return for 2018 was 6.5% , 2017 was 18.1% and 2016 was -0.8% .

Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund

Franklin India Feeder - Franklin U S Opportunities Fund
Growth
Launch Date 6 Feb 12
NAV (19 Feb 19) ₹30.1059 ↑ 0.02   (0.08 %)
Net Assets (Cr) ₹746 on 31 Jan 19
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 1.88
Sharpe Ratio 0.43
Information Ratio -0.55
Alpha Ratio 0.38
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 14₹10,000
31 Jan 15₹10,592
31 Jan 16₹10,996
31 Jan 17₹12,268
31 Jan 18₹14,845
31 Jan 19₹16,480

Franklin India Feeder - Franklin U S Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Franklin India Feeder - Franklin U S Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 19

DurationReturns
1 Month 5.9%
3 Month 9.6%
6 Month -0.5%
1 Year 16.1%
3 Year 17.5%
5 Year 10.7%
10 Year
15 Year
Since launch 17%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.5%
2017 18.1%
2016 -0.8%
2015 8.8%
2014 8.4%
2013 55.2%
2012
2011
2010
2009
Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund
NameSinceTenure
Srikesh Nair2 May 162.5 Yr.

Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 31 Jan 19

Equity Sector Allocation
SectorValue
Technology32.02%
Financial Services17.08%
Health Care13.72%
Consumer Cyclical10.46%
Industrials9.37%
Communication Services4.54%
Consumer Defensive3.72%
Real Estate1.91%
Basic Materials1.5%
Energy0.82%
Asset Allocation
Asset ClassValue
Cash1.95%
Equity95.14%
Other2.91%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Franklin US Opportunities I(acc)USD
Investment Fund | -
100%₹746 Cr2,487,750
↑ 31,430
Call, Cash & Other Assets
Receivables | -
0%₹1 Cr

Benefits of Investing in SIP

Some of the major advantages of investing in a SIP are as follows:

Rupee Cost Averaging

Most investors are skeptical about the best time to invest in the market. They are worried about the volatile markets. But, rupee cost averaging breaks all the worries. Since you become a regular investor with a SIP, your money fetches more units when the price of shares is low and lesser when the price is high. During the volatile cycle, it may allow you to achieve a lower average cost per unit. Thus, the positives of investing through a SIP becomes quite evident in the times of market fluctuations.

Power of Compounding

SIPs work on Power of Compounding. Investors can put in a small amount of money and can see how the value increase over time. The longer you stay invested, the greater the value of your investment becomes. As, the returns earned at regular intervals are reinvested in the fund, investors get a return on the return. And the same cycle continues for years. To benefit the most out of the power of compounding, investors should start a savings at an early age to make the most out of it.

No Need to Time the Market

With a SIP, investors don’t need to worry about the market timings. SIP helps investors ride the market volatility by averaging out the cost as they invest a fixed sum regularly at various levels.

Easy Way to Achieve Financial Goals

As you become a regular investor via a SIP, you can easily plan your financial goals. For example, if your short-term goal is buying a car in 2 years, then you can invest in debt funds, and if you have set Retirement planning as your long-term goal then, you should invest in equity funds via a SIP. SIPs also create a regular habit of savings over the long-run. Investors who want to avail all the benefits in their investments should take a SIP route in Mutual Funds.

SIP Return Calculator or Mutual Fund Calculator

A sip calculator is the smartest tool to use while investing in Mutual Funds. It helps to determine the expected returns on your SIP investment. You can calculate the amount required for your investment and time period that you need to stay invested to reach the particular financial goal.

When using a SIP calculator, one has to fill certain variables, that includes-

  • Investment amount
  • The desired investment duration
  • Expected Inflation rate (annual) for the years to come
  • Long-term growth rate on investments

Once you feed all the above-mentioned information, the calculator will estimate the amount that you will receive after your investment tenure, along with the net profit that you will earn.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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