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Best Mutual Funds for SIP 2024

Updated on September 11, 2024 , 13513 views

SIP or Systematic Investment plan is one of the best ways to invest in Mutual Funds. It is a smart and hassle-free mode of Investing your money in Mutual Fund schemes. Here, you can invest a certain pre-determined amount at a regular interval (monthly/quarterly, etc.). As you can start your SIP investment with just INR 500, it makes the most affordable means of investment. Your money is auto-debited from your Bank account and invested into the scheme, which indirectly creates a habit of savings in the long-run. SIP investments are a great way to plan your Financial goals. You need to set a specific goal and estimate the time and amount required to fulfil it. Below are the best mutual funds for SIP based on the investment tenure and risk appetite. Investors can target their investment goals and achieve them on time by investing in these schemes.

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Top Mutual Funds for SIP Investment FY 24 - 25

Best Equity SIP Funds— For Long Term Wealth Creation

Equity Funds are expected to deliver high returns in the long-run, but are risky funds. Investors who can invest for more than 5 years are advised to invest in equity funds. One can also plan their long-term financial goals by investing in these funds.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Nippon India Small Cap Fund Growth	₹182.066 ↑ 0.80	₹60,373	100	9.3	37.1	47.8	31.2	37.9	48.9
Motilal Oswal Midcap 30 Fund Growth	₹106.724 ↑ 0.75	₹14,446	500	18.1	42.2	68.8	37.8	34.6	41.7
Kotak Small Cap Fund Growth	₹285.636 ↑ 1.03	₹17,507	1,000	10.2	38.6	43	21.8	33.6	34.8
Invesco India Infrastructure Fund Growth	₹68.22 ↑ 0.16	₹1,653	500	3.5	35.3	67	31.7	33.3	51.1
DSP BlackRock Small Cap Fund Growth	₹205.457 ↑ 1.75	₹16,085	500	14.5	37.3	42.7	26.1	32.7	41.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Sep 24

Best Debt SIP Funds— To Earn Optimal Returns

Debt fund are a good way to secure your money and generate average consistent returns. Investors who are looking for stable returns or those who want to invest for less than three years should consider investing in these funds.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP BlackRock Credit Risk Fund Growth	₹41.097 ↑ 0.02	₹192	500	2	3.9	15.9	10.2	15.6	8.07%	2Y 6M 11D	3Y 7M 28D
Sundaram Short Term Debt Fund Growth	₹36.3802 ↑ 0.01	₹362	250	0.8	11.4	12.8	5.3		4.52%	1Y 2M 13D	1Y 7M 3D
Sundaram Low Duration Fund Growth	₹28.8391 ↑ 0.01	₹550	1,000	1	10.2	11.8	5		4.19%	5M 18D	8M 1D
IDFC Government Securities Fund - Investment Plan Growth	₹33.8813 ↑ 0.03	₹2,543	1,000	3.5	5.4	11.7	6.1	6.8	7.17%	12Y 1M 6D	28Y 10M 28D
IDFC Dynamic Bond Fund Growth	₹32.7229 ↑ 0.03	₹2,449	1,000	3.4	5.1	11.1	5.7	6.4	7.18%	12Y 1M 17D	28Y 11M 26D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Sep 24

Best Balanced Funds— Earn Stable Returns + Create Long Term Wealth

Balanced Fund invest their money both in equity and debt funds. These are less volatile than pure equity Mutual Funds. Balanced funds deliver superior returns over a period of more than three years. Investors who want to invest in equity funds, balanced funds are a great way to start off with.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
HDFC Balanced Advantage Fund Growth	₹510.835 ↓ 0.00	₹94,048	300	5	15.5	33.8	23.8	21.6	31.3
JM Equity Hybrid Fund Growth	₹130.141 ↑ 0.17	₹487	500	7.6	26.3	48.7	23.5	27.1	33.8
ICICI Prudential Equity and Debt Fund Growth	₹381.58 ↓ -0.78	₹39,091	100	7.8	16.3	35.1	23.1	24	28.2
ICICI Prudential Multi-Asset Fund Growth	₹714.464 ↑ 6.45	₹46,488	100	6.1	13.7	30.2	22.4	22.3	24.1
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹39.51 ↑ 0.31	₹921	1,000	7.6	26.6	42.5	19.8	28.4	33.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Sep 24

1. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 8.8% since its launch. Ranked 31 in Sectoral category. Return for 2023 was 54% , 2022 was 29% and 2021 was 32.4% .

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (13 Sep 24)	₹32.8787 ↓ -0.06 (-0.19 %)
Net Assets (Cr)	₹4,602 on 31 Jul 24
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.3
Sharpe Ratio	2.71
Information Ratio	-1.16
Alpha Ratio	-7.9
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹9,112
31 Aug 21	₹13,041
31 Aug 22	₹15,369
31 Aug 23	₹20,229
31 Aug 24	₹36,760

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Sep 24

Duration	Returns
1 Month	-1.2%
3 Month	0.4%
6 Month	23.2%
1 Year	65.1%
3 Year	38.5%
5 Year	27.7%
10 Year
15 Year
Since launch	8.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%
2014	41.5%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	0.17 Yr.

Data below for SBI PSU Fund as on 31 Jul 24

Equity Sector Allocation

Sector	Value
Financial Services	31.33%
Utility	23.49%
Energy	15.2%
Industrials	13.72%
Basic Materials	7.23%

Asset Allocation

Asset Class	Value
Cash	9.03%
Equity	90.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	15%	₹670 Cr	7,677,500 ↑ 1,500,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹436 Cr	12,535,554 ↑ 2,500,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹418 Cr	17,350,000 ↑ 1,850,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	6%	₹290 Cr	9,175,000 ↑ 4,375,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	5%	₹226 Cr	5,443,244 ↑ 1,100,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹201 Cr	8,300,000 ↑ 4,750,000
SBI Life Insurance Company Limited (Financial Services) Equity, Since 30 Jun 24 \| SBILIFE	4%	₹175 Cr	1,000,000 ↑ 250,000
Life Insurance Corporation of India (Financial Services) Equity, Since 29 Feb 24 \| 543526	3%	₹154 Cr	1,310,000
Petronet LNG Ltd (Energy) Equity, Since 30 Jun 24 \| 532522	3%	₹151 Cr	4,100,000 ↑ 600,000
Coal India Ltd (Energy) Equity, Since 30 Sep 21 \| COALINDIA	3%	₹144 Cr	2,750,000

2. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 25.2% since its launch. Ranked 27 in Mid Cap category. Return for 2023 was 41.7% , 2022 was 10.7% and 2021 was 55.8% .

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (13 Sep 24)	₹106.724 ↑ 0.75 (0.71 %)
Net Assets (Cr)	₹14,446 on 31 Jul 24
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.66
Sharpe Ratio	3.25
Information Ratio	1.18
Alpha Ratio	16.06
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,283
31 Aug 21	₹16,564
31 Aug 22	₹20,787
31 Aug 23	₹26,281
31 Aug 24	₹42,866

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Sep 24

Duration	Returns
1 Month	9.1%
3 Month	18.1%
6 Month	42.2%
1 Year	68.8%
3 Year	37.8%
5 Year	34.6%
10 Year
15 Year
Since launch	25.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	41.7%
2022	10.7%
2021	55.8%
2020	9.3%
2019	9.7%
2018	-12.7%
2017	30.8%
2016	5.2%
2015	16.5%
2014

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Niket Shah	1 Jul 20	4.09 Yr.
Rakesh Shetty	22 Nov 22	1.69 Yr.
Sunil Sawant	1 Jul 24	0.08 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 31 Jul 24

Equity Sector Allocation

Sector	Value
Technology	24.02%
Industrials	22.62%
Consumer Cyclical	16.87%
Financial Services	7.62%
Health Care	4.86%
Basic Materials	4.39%
Real Estate	2.94%

Asset Allocation

Asset Class	Value
Cash	16.83%
Equity	83.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Polycab India Ltd (Industrials) Equity, Since 30 Sep 23 \| POLYCAB	10%	₹1,440 Cr	2,100,000 ↑ 1,200,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	9%	₹1,329 Cr	2,750,000 ↑ 32,243
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	8%	₹1,115 Cr	19,250,000
Jio Financial Services Ltd (Financial Services) Equity, Since 31 Aug 23 \| 543940	8%	₹1,100 Cr	33,500,000
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	7%	₹946 Cr	1,500,000 ↑ 350,000
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 20 \| TIINDIA	6%	₹890 Cr	2,150,000 ↑ 55,138
Balkrishna Industries Ltd (Consumer Cyclical) Equity, Since 28 Feb 23 \| BALKRISIND	5%	₹748 Cr	2,250,000 ↑ 850,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 23 \| DIXON	4%	₹605 Cr	500,000 ↑ 300,000
Zomato Ltd (Consumer Cyclical) Equity, Since 30 Apr 23 \| 543320	4%	₹574 Cr	25,000,000 ↓ -20,000,000
KPIT Technologies Ltd (Technology) Equity, Since 31 Jan 23 \| KPITTECH	4%	₹553 Cr	3,000,000

3. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 17% since its launch. Ranked 27 in Sectoral category. Return for 2023 was 44.6% , 2022 was 28.8% and 2021 was 50.1% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (13 Sep 24)	₹198.46 ↑ 0.26 (0.13 %)
Net Assets (Cr)	₹6,063 on 31 Jul 24
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.22
Sharpe Ratio	3.63
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹9,379
31 Aug 21	₹16,048
31 Aug 22	₹19,642
31 Aug 23	₹26,080
31 Aug 24	₹42,021

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Sep 24

Duration	Returns
1 Month	5.7%
3 Month	6.1%
6 Month	26.8%
1 Year	58%
3 Year	37.2%
5 Year	32.5%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%
2014	56.2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	7.17 Yr.
Sharmila D’mello	30 Jun 22	2.09 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Jul 24

Equity Sector Allocation

Sector	Value
Industrials	30.69%
Basic Materials	19.55%
Financial Services	16.31%
Utility	14.86%
Energy	7.24%
Consumer Cyclical	1.73%
Communication Services	1.36%
Real Estate	1.32%

Asset Allocation

Asset Class	Value
Cash	6.24%
Equity	93.05%
Debt	0.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	6%	₹381 Cr	9,165,698 ↓ -600,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	6%	₹378 Cr	990,000 ↑ 80,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	4%	₹267 Cr	2,200,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	4%	₹260 Cr	1,610,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	4%	₹241 Cr	1,758,276
Gujarat Gas Ltd (Utilities) Equity, Since 31 Jan 23 \| GUJGASLTD	4%	₹231 Cr	3,398,077
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	4%	₹218 Cr	6,100,157
Nuvoco Vista Corp Ltd (Basic Materials) Equity, Since 28 Feb 23 \| 543334	3%	₹169 Cr	4,754,049 ↑ 98,030
Grasim Industries Ltd (Basic Materials) Equity, Since 31 Aug 23 \| GRASIM	2%	₹146 Cr	526,423
CESC Ltd (Utilities) Equity, Since 30 Jun 23 \| CESC	2%	₹142 Cr	8,251,725 ↑ 1,576,884

4. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch. Ranked 26 in Sectoral category. Return for 2023 was 55.4% , 2022 was 19.3% and 2021 was 43.2% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (13 Sep 24)	₹49.555 ↑ 0.12 (0.23 %)
Net Assets (Cr)	₹2,533 on 31 Jul 24
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.31
Sharpe Ratio	4.11
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹8,108
31 Aug 21	₹13,415
31 Aug 22	₹15,896
31 Aug 23	₹21,845
31 Aug 24	₹34,629

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Sep 24

Duration	Returns
1 Month	3.5%
3 Month	5%
6 Month	26.9%
1 Year	56.5%
3 Year	36.3%
5 Year	27%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2023	55.4%
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%
2014	73.9%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	0.55 Yr.
Dhruv Muchhal	22 Jun 23	1.11 Yr.

Data below for HDFC Infrastructure Fund as on 31 Jul 24

Equity Sector Allocation

Sector	Value
Industrials	37.27%
Financial Services	19.22%
Basic Materials	9.46%
Energy	8.95%
Utility	6.89%
Communication Services	2.94%
Health Care	1.57%
Technology	1.36%
Consumer Cyclical	1.22%
Real Estate	0.91%

Asset Allocation

Asset Class	Value
Cash	9.21%
Equity	89.79%
Debt	1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	6%	₹146 Cr	1,200,000 ↑ 100,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	5%	₹129 Cr	1,500,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	4%	₹113 Cr	700,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	4%	₹103 Cr	270,000 ↑ 20,000
Coal India Ltd (Energy) Equity, Since 31 Oct 18 \| COALINDIA	4%	₹94 Cr	1,800,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	4%	₹89 Cr	652,427 ↑ 2,427
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	3%	₹87 Cr	2,084,125
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹75 Cr	250,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹75 Cr	500,000
G R Infraprojects Ltd (Industrials) Equity, Since 31 Jul 21 \| 543317	3%	₹65 Cr	363,007

5. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a CAGR/Annualized return of 13.6% since its launch. Ranked 33 in Sectoral category. Return for 2023 was 54.5% , 2022 was 20.5% and 2021 was 31.1% .

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (13 Sep 24)	₹65.98 ↓ -0.13 (-0.20 %)
Net Assets (Cr)	₹1,663 on 31 Jul 24
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.39
Sharpe Ratio	3.16
Information Ratio	-1.17
Alpha Ratio	4.41
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹11,007
31 Aug 21	₹15,537
31 Aug 22	₹17,435
31 Aug 23	₹22,171
31 Aug 24	₹41,116

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Sep 24

Duration	Returns
1 Month	0%
3 Month	-0.2%
6 Month	25.6%
1 Year	70.8%
3 Year	35.9%
5 Year	30.9%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	54.5%
2022	20.5%
2021	31.1%
2020	6.1%
2019	10.1%
2018	-16.9%
2017	24.3%
2016	17.9%
2015	2.5%
2014	54.5%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Dhimant Kothari	19 May 20	4.2 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Jul 24

Equity Sector Allocation

Sector	Value
Industrials	31.55%
Financial Services	27.04%
Utility	25.15%
Energy	13.69%

Asset Allocation

Asset Class	Value
Cash	2.56%
Equity	97.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	8%	₹139 Cr	3,341,207 ↑ 599,791
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 22 \| 532898	8%	₹136 Cr	3,918,341 ↑ 361,831
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	8%	₹125 Cr	1,430,946 ↑ 241,836
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	7%	₹114 Cr	3,603,295 ↓ -112,578
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	6%	₹104 Cr	212,172 ↓ -9,687
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	6%	₹97 Cr	2,775,528
Coal India Ltd (Energy) Equity, Since 31 Aug 23 \| COALINDIA	5%	₹89 Cr	1,711,852
SBI Life Insurance Company Limited (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	5%	₹82 Cr	465,309 ↑ 226,902
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| 532134	5%	₹81 Cr	3,200,903 ↑ 640,602
REC Ltd (Financial Services) Equity, Since 31 Aug 23 \| 532955	4%	₹74 Cr	1,144,551 ↑ 393,042

Benefits of Investing in SIP

Some of the major advantages of investing in a SIP are as follows:

Rupee Cost Averaging

Most investors are skeptical about the best time to invest in the Market. They are worried about the volatile markets. But, rupee cost averaging breaks all the worries. Since you become a regular investor with a SIP, your money fetches more units when the price of shares is low and lesser when the price is high. During the volatile cycle, it may allow you to achieve a lower average cost per unit. Thus, the positives of investing through a SIP becomes quite evident in the times of market fluctuations.

Power of Compounding

SIPs work on Power of Compounding. Investors can put in a small amount of money and can see how the value increase over time. The longer you stay invested, the greater the value of your investment becomes. As, the returns earned at regular intervals are reinvested in the fund, investors get a return on the return. And the same cycle continues for years. To benefit the most out of the power of compounding, investors should start a savings at an early age to make the most out of it.

No Need to Time the Market

With a SIP, investors don’t need to worry about the market timings. SIP helps investors ride the market Volatility by averaging out the cost as they invest a fixed sum regularly at various levels.

Easy Way to Achieve Financial Goals

As you become a regular investor via a SIP, you can easily plan your financial goals. For example, if your short-term goal is buying a car in 2 years, then you can invest in debt funds, and if you have set Retirement planning as your long-term goal then, you should invest in equity funds via a SIP. SIPs also create a regular habit of savings over the long-run. Investors who want to avail all the benefits in their investments should take a SIP route in Mutual Funds.

SIP Return Calculator or Mutual Fund Calculator

A sip calculator is the smartest tool to use while investing in Mutual Funds. It helps to determine the expected returns on your SIP investment. You can calculate the amount required for your investment and time period that you need to stay invested to reach the particular financial goal.

When using a SIP calculator, one has to fill certain variables, that includes-

Investment amount
The desired investment duration
Expected Inflation rate (annual) for the years to come
Long-term growth rate on investments

Once you feed all the above-mentioned information, the calculator will estimate the amount that you will receive after your investment tenure, along with the net profit that you will earn.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.