Table of Contents

Best Mutual Funds for SIP 2023

Updated on June 5, 2023 , 12058 views

SIP or Systematic Investment plan is one of the best ways to invest in Mutual Funds. It is a smart and hassle-free mode of Investing your money in Mutual Fund schemes. Here, you can invest a certain pre-determined amount at a regular interval (monthly/quarterly, etc.). As you can start your SIP investment with just INR 500, it makes the most affordable means of investment. Your money is auto-debited from your Bank account and invested into the scheme, which indirectly creates a habit of savings in the long-run. SIP investments are a great way to plan your Financial goals. You need to set a specific goal and estimate the time and amount required to fulfil it. Below are the best mutual funds for SIP based on the investment tenure and risk appetite. Investors can target their investment goals and achieve them on time by investing in these schemes.

Ready to Invest?
Talk to our investment specialist

Top Mutual Funds for SIP Investment FY 23 - 24

Best Equity SIP Funds— For Long Term Wealth Creation

Equity Funds are expected to deliver high returns in the long-run, but are risky funds. Investors who can invest for more than 5 years are advised to invest in equity funds. One can also plan their long-term financial goals by investing in these funds.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2022 (%)
ICICI Prudential Technology Fund Growth	₹135.96 ↑ 1.16	₹9,940	100	-0.8	-3.1	0.4	36.1	20.1	-23.2
Aditya Birla Sun Life Digital India Fund Growth	₹122.93 ↑ 0.94	₹3,250	100	1.5	0.4	6.4	32.9	19.8	-21.6
Nippon India Small Cap Fund Growth	₹105.737 ↑ 1.06	₹26,294	100	13.7	10.8	32.5	47.4	19.7	6.5
SBI Technology Opportunities Fund Growth	₹143.956 ↑ 0.93	₹2,812	500	-0.3	-0.7	7.9	30.3	19.3	-15.5
Principal Emerging Bluechip Fund Growth	₹183.316 ↑ 2.03	₹3,124	100	2.9	13.6	38.9	21.9	19.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jun 23

Best Debt SIP Funds— To Earn Optimal Returns

Debt fund are a good way to secure your money and generate average consistent returns. Investors who are looking for stable returns or those who want to invest for less than three years should consider investing in these funds.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2022 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Medium Term Plan Growth	₹32.672 ↓ 0.00	₹1,852	1,000	2.7	4.1	24.5	15.6	24.8	7.97%	2Y 11M 12D	6Y 4M 28D
Sundaram Short Term Debt Fund Growth	₹36.3802 ↑ 0.01	₹362	250	0.8	11.4	12.8	5.3		4.52%	1Y 2M 13D	1Y 7M 3D
Sundaram Low Duration Fund Growth	₹28.8391 ↑ 0.01	₹550	1,000	1	10.2	11.8	5		4.19%	5M 18D	8M 1D
SBI Magnum Constant Maturity Fund Growth	₹54.4354 ↓ 0.00	₹1,473	500	4.4	5.2	10.7	4.3	1.3	7.45%	6Y 9M 7D	9Y 7M 17D
ICICI Prudential Constant Maturity Gilt Fund Growth	₹20.98 ↓ 0.00	₹2,394	1,000	4.5	5.4	10.6	4.6	1.2	7.25%	6Y 8M 1D	9Y 6M 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jun 23

Best Balanced Funds— Earn Stable Returns + Create Long Term Wealth

Balanced Fund invest their money both in equity and debt funds. These are less volatile than pure equity Mutual Funds. Balanced funds deliver superior returns over a period of more than three years. Investors who want to invest in equity funds, balanced funds are a great way to start off with.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2022 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹24.22 ↑ 0.23	₹392	1,000	5.7	3.4	16.3	28.4	11.7	-4.8
ICICI Prudential Equity and Debt Fund Growth	₹254.59 ↑ 1.38	₹22,145	100	4.8	4	15.3	27.4	15.1	11.7
HDFC Balanced Advantage Fund Growth	₹343.868 ↑ 1.52	₹54,413	300	5.4	4.6	20.5	26.6	13.4	18.8
ICICI Prudential Multi-Asset Fund Growth	₹505.674 ↑ 1.96	₹17,812	100	4.8	4.5	16.8	26	14.8	16.8
HDFC Hybrid Equity Fund Growth	₹90.745 ↑ 0.57	₹19,439	300	6.2	4.5	18.7	23.8	12.1	8.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jun 23

1. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.4% since its launch. Ranked 6 in Small Cap category. Return for 2022 was 6.5% , 2021 was 74.3% and 2020 was 29.2% .

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund Growth
Launch Date	16 Sep 10
NAV (07 Jun 23)	₹105.737 ↑ 1.06 (1.01 %)
Net Assets (Cr)	₹26,294 on 30 Apr 23
Category	Equity - Small Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.86
Sharpe Ratio	0.36
Information Ratio	1.25
Alpha Ratio	8.78
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 18	₹10,000
31 May 19	₹9,349
31 May 20	₹6,969
31 May 21	₹15,355
31 May 22	₹18,355
31 May 23	₹23,287

Nippon India Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23

Duration	Returns
1 Month	8.9%
3 Month	13.7%
6 Month	10.8%
1 Year	32.5%
3 Year	47.4%
5 Year	19.7%
10 Year
15 Year
Since launch	20.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	6.5%
2021	74.3%
2020	29.2%
2019	-2.5%
2018	-16.7%
2017	63%
2016	5.6%
2015	15.1%
2014	97.6%
2013	11.9%

Fund Manager information for Nippon India Small Cap Fund

Name	Since	Tenure
Samir Rachh	2 Jan 17	6.33 Yr.
Kinjal Desai	25 May 18	4.94 Yr.
Tejas Sheth	1 Feb 23	0.24 Yr.
Akshay Sharma	1 Dec 22	0.41 Yr.

Data below for Nippon India Small Cap Fund as on 30 Apr 23

Equity Sector Allocation

Sector	Value
Industrials	27.86%
Consumer Cyclical	15.11%
Financial Services	14.37%
Basic Materials	14.33%
Consumer Defensive	7.77%
Technology	7.22%
Health Care	5.4%
Energy	1.46%
Communication Services	1.21%
Utility	0.47%
Real Estate	0.43%

Asset Allocation

Asset Class	Value
Cash	3.17%
Equity	96.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 30 Apr 18 \| TIINDIA	3%	₹846 Cr	3,267,559
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 22 \| HDFCBANK	2%	₹456 Cr	2,700,000
KPIT Technologies Ltd (Technology) Equity, Since 30 Jun 19 \| KPITTECH	2%	₹436 Cr	4,756,932
Bank of Baroda (Financial Services) Equity, Since 31 Mar 21 \| BANKBARODA	2%	₹433 Cr	23,045,248
NIIT Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| NIITLTD	2%	₹401 Cr	11,111,066 ↑ 15,650
Balrampur Chini Mills Ltd (Consumer Defensive) Equity, Since 28 Feb 19 \| BALRAMCHIN	1%	₹386 Cr	9,291,212
Navin Fluorine International Ltd (Basic Materials) Equity, Since 30 Sep 11 \| NAVINFLUOR	1%	₹382 Cr	787,244
Tejas Networks Ltd (Technology) Equity, Since 30 Jun 17 \| TEJASNET	1%	₹380 Cr	5,763,697
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 21 \| LT	1%	₹374 Cr	1,583,030
Zydus Wellness Ltd (Consumer Defensive) Equity, Since 31 Aug 16 \| ZYDUSWELL	1%	₹369 Cr	2,373,458

2. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 20.2% since its launch. Ranked 2 in Small Cap category. Return for 2022 was 1% , 2021 was 77.4% and 2020 was 15.5% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund Growth
Launch Date	12 May 14
NAV (07 Jun 23)	₹53.0337 ↑ 0.40 (0.76 %)
Net Assets (Cr)	₹8,672 on 31 Jan 23
Category	Equity - Small Cap
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.87
Sharpe Ratio	-0.15
Information Ratio	0.61
Alpha Ratio	3.77
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 18	₹10,000
31 May 19	₹8,939
31 May 20	₹6,056
31 May 21	₹12,883
31 May 22	₹15,567
31 May 23	₹18,968

L&T Emerging Businesses Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23

Duration	Returns
1 Month	5.5%
3 Month	10.5%
6 Month	9.2%
1 Year	25%
3 Year	43.8%
5 Year	14.7%
10 Year
15 Year
Since launch	20.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	1%
2021	77.4%
2020	15.5%
2019	-8.1%
2018	-13.7%
2017	66.5%
2016	10.2%
2015	12.3%
2014
2013

Fund Manager information for L&T Emerging Businesses Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	3.37 Yr.
Vihang Naik	17 Dec 19	3.37 Yr.

Data below for L&T Emerging Businesses Fund as on 31 Jan 23

Equity Sector Allocation

Sector	Value
Industrials	34.81%
Basic Materials	17.04%
Consumer Cyclical	15.6%
Financial Services	9.15%
Technology	7.18%
Real Estate	5.69%
Consumer Defensive	4.82%
Health Care	2.66%
Energy	1.27%
Communication Services	0.08%

Asset Allocation

Asset Class	Value
Cash	1.7%
Equity	98.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
K.P.R. Mill Ltd (Consumer Cyclical) Equity, Since 28 Feb 15 \| KPRMILL	3%	₹269 Cr	5,081,639
RHI Magnesita India Ltd (Industrials) Equity, Since 31 Aug 18 \| RHIM	3%	₹235 Cr	3,018,479
Indian Bank (Financial Services) Equity, Since 31 Jan 22 \| 532814	3%	₹230 Cr	7,556,600
Grindwell Norton Ltd (Industrials) Equity, Since 30 Sep 17 \| 506076	3%	₹225 Cr	1,127,322
Carborundum Universal Ltd (Industrials) Equity, Since 31 Jul 16 \| CARBORUNIV	3%	₹219 Cr	2,249,700
KEI Industries Ltd (Industrials) Equity, Since 31 Jan 20 \| KEI	2%	₹215 Cr	1,329,400
JK Lakshmi Cement Ltd (Basic Materials) Equity, Since 31 Oct 20 \| JKLAKSHMI	2%	₹209 Cr	2,845,600
E I D Parry India Ltd (Consumer Defensive) Equity, Since 31 Jan 20 \| EIDPARRY	2%	₹207 Cr	3,804,620
Apar Industries Ltd (Industrials) Equity, Since 31 Mar 17 \| APARINDS	2%	₹200 Cr	1,184,900
Ratnamani Metals & Tubes Ltd (Basic Materials) Equity, Since 30 Nov 17 \| RATNAMANI	2%	₹195 Cr	880,422

3. ICICI Prudential Smallcap Fund

(Erstwhile ICICI Prudential Indo Asia Equity Fund)

ICICI Prudential Indo Asia Equity Fund is an OE equity scheme that seeks to generate long term capital appreciation by investing in equity, equity related securities and or share classes/units of equity funds of companies, which are incorporated or have their area of primary activity, in the Asia Pacific region. Initially the Scheme will invest in share classes of International Opportunities Fund Asian Equity Fund and thereafter the Fund Manager of the Indo Asia Equity Fund may choose to make investment in listed equity shares, securities in the Asia Pacific region. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Smallcap Fund is a Equity - Small Cap fund was launched on 18 Oct 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.1% since its launch. Ranked 26 in Small Cap category. Return for 2022 was 5.7% , 2021 was 61% and 2020 was 22.8% .

Below is the key information for ICICI Prudential Smallcap Fund

ICICI Prudential Smallcap Fund Growth
Launch Date	18 Oct 07
NAV (07 Jun 23)	₹59.62 ↑ 0.41 (0.69 %)
Net Assets (Cr)	₹5,036 on 30 Apr 23
Category	Equity - Small Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.1
Sharpe Ratio	0.2
Information Ratio	0.44
Alpha Ratio	4.5
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 18	₹10,000
31 May 19	₹9,623
31 May 20	₹6,785
31 May 21	₹15,079
31 May 22	₹18,001
31 May 23	₹21,293

ICICI Prudential Smallcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for ICICI Prudential Smallcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23

Duration	Returns
1 Month	8.4%
3 Month	11.6%
6 Month	8.1%
1 Year	21.6%
3 Year	43.5%
5 Year	17.7%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	5.7%
2021	61%
2020	22.8%
2019	10%
2018	-22.4%
2017	42.7%
2016	6%
2015	0.5%
2014	50.6%
2013	8.8%

Fund Manager information for ICICI Prudential Smallcap Fund

Name	Since	Tenure
Harish Bihani	5 Nov 18	4.49 Yr.
Sharmila D’mello	30 Jun 22	0.84 Yr.

Data below for ICICI Prudential Smallcap Fund as on 30 Apr 23

Equity Sector Allocation

Sector	Value
Industrials	23.67%
Consumer Cyclical	21.35%
Health Care	13.63%
Financial Services	8.3%
Basic Materials	6.67%
Real Estate	4.08%
Communication Services	4.05%
Consumer Defensive	3.85%
Technology	3.55%

Asset Allocation

Asset Class	Value
Cash	10.01%
Equity	89.99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cyient Ltd (Industrials) Equity, Since 31 Aug 18 \| CYIENT	5%	₹227 Cr	1,926,719 ↓ -66,247
PVR INOX Ltd Shs Dematerialised (Communication Services) Equity, Since 28 Feb 23 \| PVRINOX	4%	₹179 Cr	1,222,813
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 30 Sep 22 \| 543308	4%	₹179 Cr	1,183,364
EPL Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 30 Apr 21 \| EPL	3%	₹167 Cr	9,546,110 ↑ 34,684
Rolex Rings Ltd (Industrials) Equity, Since 31 Jul 21 \| 543325	3%	₹161 Cr	873,867
KEI Industries Ltd (Industrials) Equity, Since 31 Jan 20 \| KEI	3%	₹144 Cr	760,363 ↓ -59,862
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Jun 19 \| MCX	3%	₹128 Cr	917,205 ↑ 50,000
CCL Products (India) Ltd (Consumer Defensive) Equity, Since 31 Jul 19 \| CCL	3%	₹127 Cr	2,116,034 ↓ -430,720
Tarsons Products Ltd (Healthcare) Equity, Since 30 Nov 21 \| 543399	3%	₹127 Cr	2,250,439
Blue Star Ltd (Industrials) Equity, Since 30 Nov 17 \| BLUESTARCO	2%	₹112 Cr	758,429 ↓ -960

4. HDFC Small Cap Fund

To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies.

HDFC Small Cap Fund is a Equity - Small Cap fund was launched on 3 Apr 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.7% since its launch. Ranked 9 in Small Cap category. Return for 2022 was 4.6% , 2021 was 64.9% and 2020 was 20.2% .

Below is the key information for HDFC Small Cap Fund

HDFC Small Cap Fund Growth
Launch Date	3 Apr 08
NAV (07 Jun 23)	₹91.351 ↑ 0.91 (1.01 %)
Net Assets (Cr)	₹15,857 on 30 Apr 23
Category	Equity - Small Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	0.62
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 18	₹10,000
31 May 19	₹9,563
31 May 20	₹6,062
31 May 21	₹13,187
31 May 22	₹14,595
31 May 23	₹19,312

HDFC Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for HDFC Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23

Duration	Returns
1 Month	8.1%
3 Month	11.9%
6 Month	12.8%
1 Year	36.7%
3 Year	43.3%
5 Year	15.1%
10 Year
15 Year
Since launch	15.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	4.6%
2021	64.9%
2020	20.2%
2019	-9.5%
2018	-8.1%
2017	60.8%
2016	5.4%
2015	6.4%
2014	51.5%
2013	7.5%

Fund Manager information for HDFC Small Cap Fund

Name	Since	Tenure
Chirag Setalvad	28 Jun 14	8.85 Yr.
Priya Ranjan	1 May 22	1 Yr.

Data below for HDFC Small Cap Fund as on 30 Apr 23

Equity Sector Allocation

Sector	Value
Industrials	26.71%
Consumer Cyclical	19.76%
Financial Services	13.56%
Technology	12.61%
Basic Materials	8.1%
Health Care	4.8%
Consumer Defensive	3.41%
Communication Services	1.91%

Asset Allocation

Asset Class	Value
Cash	8.45%
Equity	91.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sonata Software Ltd Shs Dematerialised (Technology) Equity, Since 31 Oct 17 \| SONATSOFTW	5%	₹791 Cr	9,259,329 ↓ -131,322
Bank of Baroda (Financial Services) Equity, Since 31 Mar 19 \| BANKBARODA	4%	₹691 Cr	36,828,792
Bajaj Electricals Ltd (Consumer Cyclical) Equity, Since 31 Mar 19 \| BAJAJELEC	4%	₹608 Cr	5,537,944
Firstsource Solutions Ltd Shs Dematerialised (Technology) Equity, Since 31 Mar 18 \| FSL	3%	₹554 Cr	47,400,000
Great Eastern Shipping Co Ltd Shs Dematerialised (Industrials) Equity, Since 31 Jan 15 \| GESHIP	3%	₹452 Cr	6,668,480
IDFC Ltd (Financial Services) Equity, Since 31 Oct 21 \| IDFC	3%	₹444 Cr	50,571,544
eClerx Services Ltd (Technology) Equity, Since 31 Mar 18 \| ECLERX	3%	₹420 Cr	3,099,516 ↑ 77,260
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Jun 19 \| ASTERDM	3%	₹408 Cr	16,530,886
KEI Industries Ltd (Industrials) Equity, Since 30 Sep 17 \| KEI	3%	₹400 Cr	2,110,000
Kirloskar Ferrous Industries Ltd Shs Dematerialised (Industrials) Equity, Since 30 Apr 18 \| 500245	2%	₹371 Cr	8,965,017

5. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17% since its launch. Ranked 23 in Small Cap category. Return for 2022 was -3.1% , 2021 was 70.9% and 2020 was 34.2% .

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund Growth
Launch Date	24 Feb 05
NAV (07 Jun 23)	₹176.493 ↑ 1.41 (0.80 %)
Net Assets (Cr)	₹9,230 on 30 Apr 23
Category	Equity - Small Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.55
Sharpe Ratio	-0.36
Information Ratio	0.29
Alpha Ratio	-1.74
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 18	₹10,000
31 May 19	₹9,236
31 May 20	₹7,239
31 May 21	₹17,048
31 May 22	₹19,613
31 May 23	₹21,960

Kotak Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23

Duration	Returns
1 Month	7.1%
3 Month	8.9%
6 Month	6.2%
1 Year	16.2%
3 Year	42%
5 Year	18%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	-3.1%
2021	70.9%
2020	34.2%
2019	5%
2018	-17.3%
2017	44%
2016	8.9%
2015	7.4%
2014	74%
2013	-4.9%

Fund Manager information for Kotak Small Cap Fund

Name	Since	Tenure
Pankaj Tibrewal	21 Jan 10	13.28 Yr.
Arjun Khanna	30 Apr 22	1 Yr.

Data below for Kotak Small Cap Fund as on 30 Apr 23

Equity Sector Allocation

Sector	Value
Industrials	33.94%
Consumer Cyclical	22.88%
Basic Materials	21.86%
Financial Services	5.5%
Health Care	3.24%
Technology	3.21%
Consumer Defensive	2.34%
Real Estate	1.5%
Energy	0.22%

Asset Allocation

Asset Class	Value
Cash	4.6%
Equity	95.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Carborundum Universal Ltd (Industrials) Equity, Since 30 Jun 18 \| CARBORUNIV	5%	₹435 Cr	4,041,905 ↓ -100,000
Cyient Ltd (Industrials) Equity, Since 31 Dec 19 \| CYIENT	4%	₹364 Cr	3,087,178 ↓ -63,829
Ratnamani Metals & Tubes Ltd (Basic Materials) Equity, Since 31 Jan 18 \| RATNAMANI	3%	₹303 Cr	1,409,522
Century Plyboards (India) Ltd Shs Dematerialised (Basic Materials) Equity, Since 31 Oct 18 \| CENTURYPLY	3%	₹296 Cr	5,673,505
Blue Star Ltd (Industrials) Equity, Since 31 May 18 \| BLUESTARCO	3%	₹278 Cr	1,880,175
Galaxy Surfactants Ltd (Basic Materials) Equity, Since 31 Jan 18 \| GALAXYSURF	3%	₹260 Cr	1,044,042 ↑ 17,777
Supreme Industries Ltd (Industrials) Equity, Since 31 May 14 \| SUPREMEIND	3%	₹232 Cr	851,636
Garware Technical Fibres Ltd Shs Dematerialised (Consumer Cyclical) Equity, Since 30 Jun 21 \| GARFIBRES	2%	₹225 Cr	772,836 ↑ 13,005
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 13 \| PERSISTENT	2%	₹225 Cr	474,169
Sheela Foam Ltd (Consumer Cyclical) Equity, Since 30 Jun 18 \| SFL	2%	₹201 Cr	1,927,672

Benefits of Investing in SIP

Some of the major advantages of investing in a SIP are as follows:

Rupee Cost Averaging

Most investors are skeptical about the best time to invest in the Market. They are worried about the volatile markets. But, rupee cost averaging breaks all the worries. Since you become a regular investor with a SIP, your money fetches more units when the price of shares is low and lesser when the price is high. During the volatile cycle, it may allow you to achieve a lower average cost per unit. Thus, the positives of investing through a SIP becomes quite evident in the times of market fluctuations.

Power of Compounding

SIPs work on Power of Compounding. Investors can put in a small amount of money and can see how the value increase over time. The longer you stay invested, the greater the value of your investment becomes. As, the returns earned at regular intervals are reinvested in the fund, investors get a return on the return. And the same cycle continues for years. To benefit the most out of the power of compounding, investors should start a savings at an early age to make the most out of it.

No Need to Time the Market

With a SIP, investors don’t need to worry about the market timings. SIP helps investors ride the market Volatility by averaging out the cost as they invest a fixed sum regularly at various levels.

Easy Way to Achieve Financial Goals

As you become a regular investor via a SIP, you can easily plan your financial goals. For example, if your short-term goal is buying a car in 2 years, then you can invest in debt funds, and if you have set Retirement planning as your long-term goal then, you should invest in equity funds via a SIP. SIPs also create a regular habit of savings over the long-run. Investors who want to avail all the benefits in their investments should take a SIP route in Mutual Funds.

SIP Return Calculator or Mutual Fund Calculator

A sip calculator is the smartest tool to use while investing in Mutual Funds. It helps to determine the expected returns on your SIP investment. You can calculate the amount required for your investment and time period that you need to stay invested to reach the particular financial goal.

When using a SIP calculator, one has to fill certain variables, that includes-

Investment amount
The desired investment duration
Expected Inflation rate (annual) for the years to come
Long-term growth rate on investments

Once you feed all the above-mentioned information, the calculator will estimate the amount that you will receive after your investment tenure, along with the net profit that you will earn.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.