+91-22-48913909Best Mutual Funds for SIP 2025
SIP or Systematic Investment plan is one of the best ways to invest in Mutual Funds. It is a smart and hassle-free mode of Investing your money in Mutual Fund schemes. Here, you can invest a certain pre-determined amount at a regular interval (monthly/quarterly, etc.). As you can start your SIP investment with just INR 500, it makes the most affordable means of investment. Your money is auto-debited from your Bank account and invested into the scheme, which indirectly creates a habit of savings in the long-run. SIP investments are a great way to plan your Financial goals. You need to set a specific goal and estimate the time and amount required to fulfil it. Below are the best mutual funds for SIP based on the investment tenure and risk appetite. Investors can target their investment goals and achieve them on time by investing in these schemes.
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Top Mutual Funds for SIP Investment FY 25 - 26
Best Equity SIP Funds— For Long Term Wealth Creation
Equity Funds are expected to deliver high returns in the long-run, but are risky funds. Investors who can invest for more than 5 years are advised to invest in equity funds. One can also plan their long-term financial goals by investing in these funds.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Infrastructure Fund Growth ₹198
↓ -0.68 ₹7,645 100 -0.7 10.1 1 29.1 38 27.4 HDFC Infrastructure Fund Growth ₹48.195
↓ -0.03 ₹2,483 300 -0.2 8.2 -0.4 28.9 34.9 23 Motilal Oswal Midcap 30 Fund Growth ₹104.704
↓ -0.40 ₹34,780 500 1.3 15.2 -2.9 26.9 33.7 57.1 Franklin Build India Fund Growth ₹143.573
↑ 0.09 ₹2,884 500 -0.6 9.3 -0.5 28.4 33.6 27.8 Bandhan Infrastructure Fund Growth ₹49.783
↓ -0.13 ₹1,613 100 -3.8 5.9 -8.7 27.7 33.4 39.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Infrastructure Fund HDFC Infrastructure Fund Motilal Oswal Midcap 30 Fund Franklin Build India Fund Bandhan Infrastructure Fund Point 1 Upper mid AUM (₹7,645 Cr). Bottom quartile AUM (₹2,483 Cr). Highest AUM (₹34,780 Cr). Lower mid AUM (₹2,884 Cr). Bottom quartile AUM (₹1,613 Cr). Point 2 Oldest track record among peers (20 yrs). Established history (17+ yrs). Established history (11+ yrs). Established history (16+ yrs). Established history (14+ yrs). Point 3 Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Top rated. Rating: 5★ (upper mid). Point 4 Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: High. Point 5 5Y return: 37.95% (top quartile). 5Y return: 34.94% (upper mid). 5Y return: 33.66% (lower mid). 5Y return: 33.55% (bottom quartile). 5Y return: 33.39% (bottom quartile). Point 6 3Y return: 29.09% (top quartile). 3Y return: 28.93% (upper mid). 3Y return: 26.87% (bottom quartile). 3Y return: 28.39% (lower mid). 3Y return: 27.74% (bottom quartile). Point 7 1Y return: 0.98% (top quartile). 1Y return: -0.42% (upper mid). 1Y return: -2.92% (bottom quartile). 1Y return: -0.53% (lower mid). 1Y return: -8.68% (bottom quartile). Point 8 Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 4.99 (top quartile). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 9 Sharpe: -0.48 (upper mid). Sharpe: -0.64 (lower mid). Sharpe: -0.18 (top quartile). Sharpe: -0.64 (bottom quartile). Sharpe: -0.71 (bottom quartile). Point 10 Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.57 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). ICICI Prudential Infrastructure Fund
HDFC Infrastructure Fund
Motilal Oswal Midcap 30 Fund
Franklin Build India Fund
Bandhan Infrastructure Fund
Best Debt SIP Funds— To Earn Optimal Returns
Debt fund are a good way to secure your money and generate average consistent returns. Investors who are looking for stable returns or those who want to invest for less than three years should consider investing in these funds.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity DSP Credit Risk Fund Growth ₹50.3826
↑ 0.01 ₹207 500 1 3.6 21.7 14.9 7.8 6.99% 1Y 10M 28D 2Y 7M 6D Aditya Birla Sun Life Credit Risk Fund Growth ₹23.008
↑ 0.01 ₹1,044 100 2.2 5 13.4 10.8 11.9 7.78% 2Y 1M 6D 3Y 1M 13D Sundaram Short Term Debt Fund Growth ₹36.3802
↑ 0.01 ₹362 250 0.8 11.4 12.8 5.3 4.52% 1Y 2M 13D 1Y 7M 3D Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1,000 1 10.2 11.8 5 4.19% 5M 18D 8M 1D Aditya Birla Sun Life Medium Term Plan Growth ₹40.8545
↑ 0.03 ₹2,876 1,000 1.7 4.1 11.2 9.7 10.5 7.51% 3Y 4M 17D 4Y 6M 22D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP Credit Risk Fund Aditya Birla Sun Life Credit Risk Fund Sundaram Short Term Debt Fund Sundaram Low Duration Fund Aditya Birla Sun Life Medium Term Plan Point 1 Bottom quartile AUM (₹207 Cr). Upper mid AUM (₹1,044 Cr). Bottom quartile AUM (₹362 Cr). Lower mid AUM (₹550 Cr). Highest AUM (₹2,876 Cr). Point 2 Established history (22+ yrs). Established history (10+ yrs). Oldest track record among peers (23 yrs). Established history (18+ yrs). Established history (16+ yrs). Point 3 Top rated. Not Rated. Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 4★ (upper mid). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 1Y return: 21.66% (top quartile). 1Y return: 13.44% (upper mid). 1Y return: 12.83% (lower mid). 1Y return: 11.79% (bottom quartile). 1Y return: 11.22% (bottom quartile). Point 6 1M return: 0.56% (lower mid). 1M return: 0.98% (upper mid). 1M return: 0.20% (bottom quartile). 1M return: 0.28% (bottom quartile). 1M return: 1.03% (top quartile). Point 7 Sharpe: 1.56 (lower mid). Sharpe: 2.29 (upper mid). Sharpe: 0.98 (bottom quartile). Sharpe: 0.99 (bottom quartile). Sharpe: 2.36 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.99% (lower mid). Yield to maturity (debt): 7.78% (top quartile). Yield to maturity (debt): 4.52% (bottom quartile). Yield to maturity (debt): 4.19% (bottom quartile). Yield to maturity (debt): 7.51% (upper mid). Point 10 Modified duration: 1.91 yrs (lower mid). Modified duration: 2.10 yrs (bottom quartile). Modified duration: 1.20 yrs (upper mid). Modified duration: 0.47 yrs (top quartile). Modified duration: 3.38 yrs (bottom quartile). DSP Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Sundaram Short Term Debt Fund
Sundaram Low Duration Fund
Aditya Birla Sun Life Medium Term Plan
Best Balanced Funds— Earn Stable Returns + Create Long Term Wealth
Balanced Fund invest their money both in equity and debt funds. These are less volatile than pure equity Mutual Funds. Balanced funds deliver superior returns over a period of more than three years. Investors who want to invest in equity funds, balanced funds are a great way to start off with.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) JM Equity Hybrid Fund Growth ₹122.759
↓ -0.27 ₹804 500 0.2 6.2 -3.5 21.2 21.5 27 ICICI Prudential Multi-Asset Fund Growth ₹799.091
↑ 5.10 ₹64,770 100 4.9 10.4 11.8 21 25.8 16.1 UTI Multi Asset Fund Growth ₹78.332
↑ 0.46 ₹5,941 500 5.1 10.4 7.4 21 16.5 20.7 ICICI Prudential Equity and Debt Fund Growth ₹407.3
↑ 1.04 ₹45,168 100 3.7 8.3 7.7 20.5 26.9 17.2 HDFC Balanced Advantage Fund Growth ₹527.605
↑ 0.54 ₹101,080 300 1.2 6.3 3.8 19.6 24.6 16.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary JM Equity Hybrid Fund ICICI Prudential Multi-Asset Fund UTI Multi Asset Fund ICICI Prudential Equity and Debt Fund HDFC Balanced Advantage Fund Point 1 Bottom quartile AUM (₹804 Cr). Upper mid AUM (₹64,770 Cr). Bottom quartile AUM (₹5,941 Cr). Lower mid AUM (₹45,168 Cr). Highest AUM (₹101,080 Cr). Point 2 Oldest track record among peers (30 yrs). Established history (22+ yrs). Established history (17+ yrs). Established history (25+ yrs). Established history (25+ yrs). Point 3 Rating: 1★ (bottom quartile). Rating: 2★ (lower mid). Rating: 1★ (bottom quartile). Top rated. Rating: 4★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 21.53% (bottom quartile). 5Y return: 25.84% (upper mid). 5Y return: 16.46% (bottom quartile). 5Y return: 26.87% (top quartile). 5Y return: 24.56% (lower mid). Point 6 3Y return: 21.19% (top quartile). 3Y return: 21.05% (upper mid). 3Y return: 21.01% (lower mid). 3Y return: 20.52% (bottom quartile). 3Y return: 19.58% (bottom quartile). Point 7 1Y return: -3.51% (bottom quartile). 1Y return: 11.78% (top quartile). 1Y return: 7.44% (lower mid). 1Y return: 7.72% (upper mid). 1Y return: 3.81% (bottom quartile). Point 8 1M return: 0.17% (bottom quartile). 1M return: 2.42% (upper mid). 1M return: 2.94% (top quartile). 1M return: 0.95% (lower mid). 1M return: 0.87% (bottom quartile). Point 9 Alpha: -8.63 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 2.96 (top quartile). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: -1.21 (bottom quartile). Sharpe: 0.08 (top quartile). Sharpe: -0.52 (lower mid). Sharpe: -0.29 (upper mid). Sharpe: -0.76 (bottom quartile). JM Equity Hybrid Fund
ICICI Prudential Multi-Asset Fund
UTI Multi Asset Fund
ICICI Prudential Equity and Debt Fund
HDFC Balanced Advantage Fund
"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." Research Highlights for DSP World Gold Fund Below is the key information for DSP World Gold Fund Returns up to 1 year are on The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others. Research Highlights for SBI PSU Fund Below is the key information for SBI PSU Fund Returns up to 1 year are on To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Research Highlights for Invesco India PSU Equity Fund Below is the key information for Invesco India PSU Equity Fund Returns up to 1 year are on The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy. Research Highlights for Franklin India Opportunities Fund Below is the key information for Franklin India Opportunities Fund Returns up to 1 year are on To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. Research Highlights for ICICI Prudential Infrastructure Fund Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on 1. DSP World Gold Fund
DSP World Gold Fund
Growth Launch Date 14 Sep 07 NAV (16 Oct 25) ₹48.2112 ↑ 1.12 (2.37 %) Net Assets (Cr) ₹1,421 on 31 Aug 25 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.41 Sharpe Ratio 1.8 Information Ratio -1.09 Alpha Ratio 3.15 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹7,753 30 Sep 22 ₹6,406 30 Sep 23 ₹7,497 30 Sep 24 ₹10,968 30 Sep 25 ₹21,899 Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Oct 25 Duration Returns 1 Month 18.2% 3 Month 59.9% 6 Month 59.9% 1 Year 108.4% 3 Year 55.2% 5 Year 18.1% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.9% 2023 7% 2022 -7.7% 2021 -9% 2020 31.4% 2019 35.1% 2018 -10.7% 2017 -4% 2016 52.7% 2015 -18.5% Fund Manager information for DSP World Gold Fund
Name Since Tenure Jay Kothari 1 Mar 13 12.51 Yr. Data below for DSP World Gold Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Basic Materials 95.55% Asset Allocation
Asset Class Value Cash 1.55% Equity 95.62% Debt 0.01% Other 2.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -77% ₹1,088 Cr 1,545,650
↓ -32,885 VanEck Gold Miners ETF
- | GDX22% ₹318 Cr 573,719 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -1% ₹18 Cr Net Receivables/Payables
Net Current Assets | -0% -₹3 Cr 2. SBI PSU Fund
SBI PSU Fund
Growth Launch Date 7 Jul 10 NAV (17 Oct 25) ₹32.7481 ↓ -0.12 (-0.37 %) Net Assets (Cr) ₹5,179 on 31 Aug 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio -0.81 Information Ratio -0.37 Alpha Ratio -0.35 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹16,196 30 Sep 22 ₹17,561 30 Sep 23 ₹25,841 30 Sep 24 ₹42,766 30 Sep 25 ₹40,703 Returns for SBI PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Oct 25 Duration Returns 1 Month 1.8% 3 Month 1% 6 Month 7% 1 Year 0.1% 3 Year 31.6% 5 Year 33.2% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 23.5% 2023 54% 2022 29% 2021 32.4% 2020 -10% 2019 6% 2018 -23.8% 2017 21.9% 2016 16.2% 2015 -11.1% Fund Manager information for SBI PSU Fund
Name Since Tenure Rohit Shimpi 1 Jun 24 1.25 Yr. Data below for SBI PSU Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 36.11% Utility 29.04% Energy 13.5% Industrials 12.09% Basic Materials 5.5% Asset Allocation
Asset Class Value Cash 3.77% Equity 96.23% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN15% ₹797 Cr 9,927,500
↑ 700,000 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL9% ₹479 Cr 12,975,000 NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | NTPC9% ₹476 Cr 14,543,244 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | POWERGRID9% ₹455 Cr 16,535,554 GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | GAIL9% ₹446 Cr 25,750,000 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | BPCL6% ₹299 Cr 9,700,000 Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | BANKBARODA5% ₹256 Cr 11,000,000 NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | NMDC4% ₹192 Cr 27,900,000 Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | INDIANB3% ₹159 Cr 2,427,235
↑ 900,000 General Insurance Corp of India (Financial Services)
Equity, Since 31 May 24 | GICRE3% ₹151 Cr 4,150,000 3. Invesco India PSU Equity Fund
Invesco India PSU Equity Fund
Growth Launch Date 18 Nov 09 NAV (17 Oct 25) ₹64.75 ↓ -0.04 (-0.06 %) Net Assets (Cr) ₹1,341 on 31 Aug 25 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.14 Sharpe Ratio -0.58 Information Ratio -0.46 Alpha Ratio 5.81 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹15,713 30 Sep 22 ₹16,205 30 Sep 23 ₹22,862 30 Sep 24 ₹38,870 30 Sep 25 ₹36,848 Returns for Invesco India PSU Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Oct 25 Duration Returns 1 Month 0.8% 3 Month -0.5% 6 Month 10% 1 Year -0.3% 3 Year 31% 5 Year 31.2% 10 Year 15 Year Since launch 12.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 25.6% 2023 54.5% 2022 20.5% 2021 31.1% 2020 6.1% 2019 10.1% 2018 -16.9% 2017 24.3% 2016 17.9% 2015 2.5% Fund Manager information for Invesco India PSU Equity Fund
Name Since Tenure Hiten Jain 1 Jul 25 0.17 Yr. Sagar Gandhi 1 Jul 25 0.17 Yr. Data below for Invesco India PSU Equity Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Utility 30.07% Industrials 27.52% Financial Services 22.26% Energy 13.52% Basic Materials 4.07% Asset Allocation
Asset Class Value Cash 2.56% Equity 97.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL9% ₹117 Cr 3,178,489 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN9% ₹114 Cr 1,426,314 NTPC Ltd (Utilities)
Equity, Since 31 May 19 | NTPC8% ₹101 Cr 3,085,790 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | BPCL7% ₹100 Cr 3,229,041
↓ -216,920 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | POWERGRID7% ₹99 Cr 3,599,413 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL7% ₹98 Cr 226,465 NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN7% ₹91 Cr 8,790,786
↑ 2,879,063 NHPC Ltd (Utilities)
Equity, Since 31 Oct 22 | NHPC4% ₹59 Cr 7,649,437 GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 23 | GAIL4% ₹53 Cr 3,089,630 REC Ltd (Financial Services)
Equity, Since 31 Aug 23 | RECLTD4% ₹52 Cr 1,485,615 4. Franklin India Opportunities Fund
Franklin India Opportunities Fund
Growth Launch Date 21 Feb 00 NAV (16 Oct 25) ₹259.978 ↑ 1.03 (0.40 %) Net Assets (Cr) ₹7,509 on 31 Aug 25 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio -0.43 Information Ratio 1.75 Alpha Ratio 2.4 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹16,667 30 Sep 22 ₹16,312 30 Sep 23 ₹21,669 30 Sep 24 ₹35,745 30 Sep 25 ₹35,091 Returns for Franklin India Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Oct 25 Duration Returns 1 Month -0.1% 3 Month 1.6% 6 Month 12.3% 1 Year 1.5% 3 Year 30.8% 5 Year 28.2% 10 Year 15 Year Since launch 13.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 37.3% 2023 53.6% 2022 -1.9% 2021 29.7% 2020 27.3% 2019 5.4% 2018 -10.1% 2017 35.6% 2016 4.2% 2015 2.3% Fund Manager information for Franklin India Opportunities Fund
Name Since Tenure Kiran Sebastian 7 Feb 22 3.57 Yr. R. Janakiraman 1 Apr 13 12.43 Yr. Sandeep Manam 18 Oct 21 3.87 Yr. Data below for Franklin India Opportunities Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Consumer Cyclical 19.93% Financial Services 19.13% Health Care 13.46% Technology 12.15% Basic Materials 9.15% Communication Services 5.85% Energy 4.47% Industrials 4.4% Utility 2.76% Consumer Defensive 1.9% Real Estate 0.69% Asset Allocation
Asset Class Value Cash 6.09% Equity 93.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 24 | HDFCBANK5% ₹389 Cr 4,087,942 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE4% ₹336 Cr 2,472,229
↓ -235,050 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | AXISBANK4% ₹308 Cr 2,950,277 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5433204% ₹300 Cr 9,548,090 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 25 | MARUTI3% ₹251 Cr 169,582 Mphasis Ltd (Technology)
Equity, Since 30 Nov 24 | MPHASIS3% ₹227 Cr 814,231 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL3% ₹219 Cr 1,158,502 Sudarshan Chemical Industries Ltd (Basic Materials)
Equity, Since 30 Apr 24 | SUDARSCHEM3% ₹215 Cr 1,435,340 Lemon Tree Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | LEMONTREE3% ₹213 Cr 12,833,401 NTPC Ltd (Utilities)
Equity, Since 31 Aug 22 | NTPC3% ₹207 Cr 6,333,312 5. ICICI Prudential Infrastructure Fund
ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (17 Oct 25) ₹198 ↓ -0.68 (-0.34 %) Net Assets (Cr) ₹7,645 on 31 Aug 25 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio -0.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹20,062 30 Sep 22 ₹22,524 30 Sep 23 ₹31,255 30 Sep 24 ₹50,301 30 Sep 25 ₹48,047 Returns for ICICI Prudential Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Oct 25 Duration Returns 1 Month 0.5% 3 Month -0.7% 6 Month 10.1% 1 Year 1% 3 Year 29.1% 5 Year 38% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2024 27.4% 2023 44.6% 2022 28.8% 2021 50.1% 2020 3.6% 2019 2.6% 2018 -14% 2017 40.8% 2016 2% 2015 -3.4% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 8.25 Yr. Sharmila D’mello 30 Jun 22 3.17 Yr. Data below for ICICI Prudential Infrastructure Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Industrials 38.63% Basic Materials 15.71% Financial Services 15.25% Utility 10.39% Energy 8.23% Real Estate 2.98% Consumer Cyclical 1.94% Communication Services 1.71% Asset Allocation
Asset Class Value Cash 5.16% Equity 94.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT9% ₹720 Cr 1,998,954 NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | NTPC5% ₹363 Cr 11,079,473 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 24 | ADANIPORTS4% ₹298 Cr 2,268,659 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE4% ₹275 Cr 2,029,725 NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC3% ₹267 Cr 13,053,905
↑ 531,900 Vedanta Ltd (Basic Materials)
Equity, Since 31 Jul 24 | VEDL3% ₹264 Cr 6,279,591 Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL3% ₹225 Cr 1,803,566 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | AXISBANK3% ₹209 Cr 1,996,057
↑ 100,000 AIA Engineering Ltd (Industrials)
Equity, Since 28 Feb 21 | AIAENG3% ₹202 Cr 660,770 CESC Ltd (Utilities)
Equity, Since 30 Jun 23 | CESC2% ₹178 Cr 11,700,502
Benefits of Investing in SIP
Some of the major advantages of investing in a SIP are as follows:
Rupee Cost Averaging
Most investors are skeptical about the best time to invest in the Market. They are worried about the volatile markets. But, rupee cost averaging breaks all the worries. Since you become a regular investor with a SIP, your money fetches more units when the price of shares is low and lesser when the price is high. During the volatile cycle, it may allow you to achieve a lower average cost per unit. Thus, the positives of investing through a SIP becomes quite evident in the times of market fluctuations.
Power of Compounding
SIPs work on Power of Compounding. Investors can put in a small amount of money and can see how the value increase over time. The longer you stay invested, the greater the value of your investment becomes. As, the returns earned at regular intervals are reinvested in the fund, investors get a return on the return. And the same cycle continues for years. To benefit the most out of the power of compounding, investors should start a savings at an early age to make the most out of it.
No Need to Time the Market
With a SIP, investors don’t need to worry about the market timings. SIP helps investors ride the market Volatility by averaging out the cost as they invest a fixed sum regularly at various levels.
Easy Way to Achieve Financial Goals
As you become a regular investor via a SIP, you can easily plan your financial goals. For example, if your short-term goal is buying a car in 2 years, then you can invest in debt funds, and if you have set Retirement planning as your long-term goal then, you should invest in equity funds via a SIP. SIPs also create a regular habit of savings over the long-run. Investors who want to avail all the benefits in their investments should take a SIP route in Mutual Funds.
SIP Return Calculator or Mutual Fund Calculator
A sip calculator is the smartest tool to use while investing in Mutual Funds. It helps to determine the expected returns on your SIP investment. You can calculate the amount required for your investment and time period that you need to stay invested to reach the particular financial goal.
When using a SIP calculator, one has to fill certain variables, that includes-
- Investment amount
- The desired investment duration
- Expected Inflation rate (annual) for the years to come
- Long-term growth rate on investments
Once you feed all the above-mentioned information, the calculator will estimate the amount that you will receive after your investment tenure, along with the net profit that you will earn.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Nice information