DSP Credit Risk Fund - G

NAV ₹50.1068 ↑ 0.02 (0.03 %) as on 19 Sep 25

(Erstwhile DSP BlackRock Income Opportunities Fund)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

An open ended fund seeking to generate income commensurate with prudent risk from a portfolio substantially constituted of floating rate debt securities and fixed rate securities swapped for floating rate returns.

DSP Credit Risk Fund is a Debt - Credit Risk fund launched on 13 May 03. It is a fund with Moderate risk and has given a CAGR return of 7.5% since its launch. Ranked 8 in Credit Risk category. Return for 2024 was 7.8% , 2023 was 15.6% and 2022 was 9.3% .

Below is the key information for DSP Credit Risk Fund

NAV as on 19 Sep 25	₹50.1068 ↑ 0.02 (0.03 %)
Net Assets (AUM) as on 31 Aug 2025	₹207 Cr.
Launch Date	13 May 2003
Category	Debt - Credit Risk
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	6.99%
Effective Maturity	2 Years 7 Months 6 Days
Modified Duration	1 Year 10 Months 28 Days

Alpha Ratio	0.0
Expense Ratio	1.15 %
Sharpe Ratio	1.559
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF740K01599
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Min Investment	₹1,000
Min SIP Investment	₹500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25

Duration	Returns
1 Month	0.5%
3 Month	1%
6 Month	4.3%
1 Year	21.7%
3 Year	14.7%
5 Year	11.4%
10 Year
15 Year
Since launch	7.5%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	15.6%
2022	9.3%
2021	2.9%
2020	4.8%
2019	4.4%
2018	-2.6%
2017	6.4%
2016	10.6%

Growth of 10k Over Years

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,532
31 Aug 22	₹11,398
31 Aug 23	₹12,155
31 Aug 24	₹14,058
31 Aug 25	₹17,124

Asset Allocation

Asset Class	Value
Cash	5.63%
Debt	85.09%
Other	9.28%

Sector Allocation

Sector	Value
Corporate	60.14%
Government	24.94%
Cash Equivalent	5.63%

Rating	Value
AA	65.31%
AAA	34.69%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
Roadstar Infra Investment Trust - \| -	9%	₹19 Cr	2,563,667 ↓ -25,000
Aditya Birla Renewables Limited Debentures \| -	8%	₹16 Cr	1,500
Tata Housing Development Company Limited Debentures \| -	8%	₹16 Cr	1,500
Nirma Limited Debentures \| -	8%	₹16 Cr	1,500
JSW Steel Limited Debentures \| -	7%	₹15 Cr	150
6.33% Goi 2035 Sovereign Bonds \| -	7%	₹15 Cr	1,500,000
Aadhar Housing Finance Limited Debentures \| -	5%	₹11 Cr	1,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹10 Cr	1,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	5%	₹10 Cr	1,000,000
Sikka Ports & Terminals Limited Debentures \| -	5%	₹10 Cr	100

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Fund Managers

Name	Since	Tenure
Vivek Ramakrishnan	17 Jul 21	4.13 Yr.
Shalini Vasanta	1 Jan 25	0.67 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
DSP Credit Risk Fund Normal Dividend, Reinvestment	₹12.0404 ↑ 0.00	1.23 %	18.05 %	12.59 %	10.16 %
DSP Credit Risk Fund Daily Dividend, Reinvestment	₹11.1243 ↑ 0.00	4.3 %	22.04 %	14.48 %	9.3 %
DSP Credit Risk Fund Monthly Dividend, Payout	₹11.2933 ↑ 0.00	4.16 %	21.18 %	14.76 %	11.44 %
DSP Credit Risk Fund Quarterly Dividend, Payout	₹11.4259 ↑ 0.00	3.12 %	20.26 %	14.19 %	11.04 %
DSP Credit Risk Fund Monthly Dividend, Reinvestment	₹11.2933 ↑ 0.00	4.16 %	21.18 %	14.76 %	11.44 %
DSP Credit Risk Fund Quarterly Dividend, Reinvestment	₹11.4259 ↑ 0.00	3.12 %	20.26 %	14.19 %	11.04 %
DSP Credit Risk Fund Growth	₹50.1068 ↑ 0.02	4.34 %	21.69 %	14.69 %	11.4 %
Data as on 19 Sep 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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