DSP Credit Risk Fund - G

NAV ₹50.2012 ↑ 0.20 (0.39 %) as on 11 Feb 26

(Erstwhile DSP BlackRock Income Opportunities Fund)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

An open ended fund seeking to generate income commensurate with prudent risk from a portfolio substantially constituted of floating rate debt securities and fixed rate securities swapped for floating rate returns.

DSP Credit Risk Fund is a Debt - Credit Risk fund launched on 13 May 03. It is a fund with Moderate risk and has given a CAGR return of 7.3% since its launch. Ranked 8 in Credit Risk category. Return for 2025 was 21% , 2024 was 7.8% and 2023 was 15.6% .

Below is the key information for DSP Credit Risk Fund

NAV as on 11 Feb 26	₹50.2012 ↑ 0.20 (0.39 %)
Net Assets (AUM) as on 31 Dec 2025	₹206 Cr.
Launch Date	13 May 2003
Category	Debt - Credit Risk
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	7.1%
Effective Maturity	3 Years 3 Months 14 Days
Modified Duration	2 Years 4 Months 17 Days

Alpha Ratio	0.0
Expense Ratio	1.15 %
Sharpe Ratio	1.528
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF740K01599
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Min Investment	₹1,000
Min SIP Investment	₹500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Feb 26

Duration	Returns
1 Month	-1.6%
3 Month	-1.1%
6 Month	0.2%
1 Year	18.2%
3 Year	13.9%
5 Year	10.7%
10 Year
15 Year
Since launch	7.3%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21%
2023	7.8%
2022	15.6%
2021	9.3%
2020	2.9%
2019	4.8%
2018	4.4%
2017	-2.6%
2016	6.4%

Growth of 10k Over Years

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹10,272
31 Jan 23	₹11,254
31 Jan 24	₹13,031
31 Jan 25	₹14,053
31 Jan 26	₹16,924

Asset Allocation

Asset Class	Value
Cash	12.68%
Debt	77.95%
Other	9.37%

Sector Allocation

Sector	Value
Corporate	53.42%
Government	24.53%
Cash Equivalent	12.68%

Rating	Value
AA	68.33%
AAA	31.67%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
6.48% Govt Stock 2035 Sovereign Bonds \| -	15%	₹30 Cr	3,000,000
Roadstar Infra Investment Trust - \| -	9%	₹19 Cr	2,563,667
Nirma Limited Debentures \| -	8%	₹16 Cr	1,500
Aditya Birla Renewables Limited Debentures \| -	8%	₹16 Cr	1,500
Aadhar Housing Finance Limited Debentures \| -	5%	₹11 Cr	1,000
Aditya Birla Real Estate Limited Debentures \| -	5%	₹10 Cr	1,000
Sikka Ports & Terminals Limited Debentures \| -	5%	₹10 Cr	100
Nuvama Wealth Finance Limited Debentures \| -	5%	₹10 Cr	1,000
TATA Projects Limited Debentures \| -	5%	₹10 Cr	1,000
Jtpm Metal TRaders Limited Debentures \| -	5%	₹10 Cr	1,000

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Fund Managers

Name	Since	Tenure
Vivek Ramakrishnan	17 Jul 21	4.46 Yr.
Shalini Vasanta	1 Jan 25	1 Yr.
Kunal Khudania	1 Jan 26	0 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
DSP Credit Risk Fund Normal Dividend, Reinvestment	₹12.0631 ↑ 0.05	0.22 %	14.71 %	11.78 %	9.47 %
DSP Credit Risk Fund Daily Dividend, Reinvestment	₹10.9748 ↑ 0.04	-0.24 %	17.63 %	13.5 %	8.9 %
DSP Credit Risk Fund Monthly Dividend, Payout	₹11.1007 ↑ 0.04	-0.09 %	17.39 %	13.83 %	10.67 %
DSP Credit Risk Fund Quarterly Dividend, Payout	₹11.2234 ↑ 0.04	0.22 %	16.86 %	13.39 %	10.34 %
DSP Credit Risk Fund Monthly Dividend, Reinvestment	₹11.1007 ↑ 0.04	-0.09 %	17.39 %	13.83 %	10.67 %
DSP Credit Risk Fund Quarterly Dividend, Reinvestment	₹11.2234 ↑ 0.04	0.22 %	16.86 %	13.39 %	10.34 %
DSP Credit Risk Fund Growth	₹50.2012 ↑ 0.20	0.22 %	18.25 %	13.87 %	10.7 %
Data as on 11 Feb 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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