DSP Credit Risk Fund - G

NAV ₹53.4903 ↑ 0.01 (0.02 %) as on 5 May 26

(Erstwhile DSP BlackRock Income Opportunities Fund)

📑 Table of contents

Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

An open ended fund seeking to generate income commensurate with prudent risk from a portfolio substantially constituted of floating rate debt securities and fixed rate securities swapped for floating rate returns.

DSP Credit Risk Fund is a Debt - Credit Risk fund launched on 13 May 03. It is a fund with Moderate risk and has given a CAGR return of 7.6% since its launch. Ranked 8 in Credit Risk category. Return for 2025 was 21% , 2024 was 7.8% and 2023 was 15.6% .

Below is the key information for DSP Credit Risk Fund

NAV as on 5 May 26	₹53.4903 ↑ 0.01 (0.02 %)
Net Assets (AUM) as on 31 Mar 2026	₹223 Cr.
Launch Date	13 May 2003
Category	Debt - Credit Risk
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	8.23%
Effective Maturity	2 Years 9 Months 22 Days
Modified Duration	2 Years 29 Days

Alpha Ratio	0.0
Expense Ratio	1.15 %
Sharpe Ratio	-0.559
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF740K01599
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Min Investment	₹1,000
Min SIP Investment	₹500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 May 26

Duration	Returns
1 Month	6.2%
3 Month	6.5%
6 Month	5.9%
1 Year	9.5%
3 Year	15.5%
5 Year	12%
10 Year
15 Year
Since launch	7.6%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21%
2023	7.8%
2022	15.6%
2021	9.3%
2020	2.9%
2019	4.8%
2018	4.4%
2017	-2.6%
2016	6.4%

Growth of 10k Over Years

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,850
30 Apr 23	₹11,402
30 Apr 24	₹13,120
30 Apr 25	₹16,061
30 Apr 26	₹17,593

Asset Allocation

Asset Class	Value
Cash	16.23%
Debt	76.33%
Other	7.44%

Sector Allocation

Sector	Value
Corporate	56.07%
Government	20.25%
Cash Equivalent	16.23%

Rating	Value
A	5.89%
AA	63.15%
AAA	30.95%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
Roadstar Infra Investment Trust - \| -	7%	₹16 Cr	2,563,667
Aditya Birla Renewables Limited Debentures \| -	7%	₹16 Cr	1,500
Tata Housing Development Company Limited Debentures \| -	7%	₹15 Cr	1,500 ↑ 1,500
Nirma Limited Debentures \| -	7%	₹15 Cr	1,500
National Bank For Agriculture And Rural Development Debentures \| -	7%	₹15 Cr	1,500
Rec Limited Debentures \| -	5%	₹11 Cr	100 ↑ 100
TATA Projects Limited Debentures \| -	5%	₹11 Cr	1,000
Aditya Birla Real Estate Limited Debentures \| -	5%	₹11 Cr	1,000
GMR Airports Limited Debentures \| -	5%	₹11 Cr	1,000
Nuvama Wealth Finance Limited Debentures \| -	5%	₹11 Cr	1,000

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Fund Managers

Name	Since	Tenure
Vivek Ramakrishnan	17 Jul 21	4.71 Yr.
Shalini Vasanta	1 Jan 25	1.24 Yr.
Kunal Khudania	1 Jan 26	0.24 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
DSP Credit Risk Fund Normal Dividend, Reinvestment	₹12.2572 ↑ 0.00	5.95 %	9.51 %	13.7 %	10.72 %
DSP Credit Risk Fund Daily Dividend, Reinvestment	₹11.0315 ↑ 0.00	5.65 %	9.05 %	15.18 %	10.27 %
DSP Credit Risk Fund Monthly Dividend, Payout	₹11.1562 ↑ 0.00	5.95 %	9.51 %	15.62 %	12.02 %
DSP Credit Risk Fund Quarterly Dividend, Payout	₹11.9588 ↑ 0.00	5.95 %	9.45 %	15.05 %	11.61 %
DSP Credit Risk Fund Monthly Dividend, Reinvestment	₹11.1562 ↑ 0.00	5.95 %	9.51 %	15.62 %	12.02 %
DSP Credit Risk Fund Quarterly Dividend, Reinvestment	₹11.9588 ↑ 0.00	5.95 %	9.45 %	15.05 %	11.61 %
DSP Credit Risk Fund Growth	₹53.4903 ↑ 0.01	5.95 %	9.51 %	15.54 %	11.97 %
Data as on 5 May 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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