DSP Credit Risk Fund - G

NAV ₹50.574 ↓ -0.01 (-0.02 %) as on 21 Nov 25

(Erstwhile DSP BlackRock Income Opportunities Fund)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

An open ended fund seeking to generate income commensurate with prudent risk from a portfolio substantially constituted of floating rate debt securities and fixed rate securities swapped for floating rate returns.

DSP Credit Risk Fund is a Debt - Credit Risk fund launched on 13 May 03. It is a fund with Moderate risk and has given a CAGR return of 7.5% since its launch. Ranked 8 in Credit Risk category. Return for 2024 was 7.8% , 2023 was 15.6% and 2022 was 9.3% .

Below is the key information for DSP Credit Risk Fund

NAV as on 21 Nov 25	₹50.574 ↓ -0.01 (-0.02 %)
Net Assets (AUM) as on 31 Oct 2025	₹208 Cr.
Launch Date	13 May 2003
Category	Debt - Credit Risk
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	7.1%
Effective Maturity	2 Years 10 Months 24 Days
Modified Duration	2 Years 29 Days

Alpha Ratio	0.0
Expense Ratio	1.15 %
Sharpe Ratio	1.563
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF740K01599
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Min Investment	₹1,000
Min SIP Investment	₹500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Nov 25

Duration	Returns
1 Month	0.3%
3 Month	1.4%
6 Month	3.1%
1 Year	21.5%
3 Year	14.8%
5 Year	11.1%
10 Year
15 Year
Since launch	7.5%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	15.6%
2022	9.3%
2021	2.9%
2020	4.8%
2019	4.4%
2018	-2.6%
2017	6.4%
2016	10.6%

Growth of 10k Over Years

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹10,318
31 Oct 22	₹11,181
31 Oct 23	₹12,918
31 Oct 24	₹13,937
31 Oct 25	₹16,947

Asset Allocation

Asset Class	Value
Cash	6.51%
Debt	84.24%
Other	9.25%

Sector Allocation

Sector	Value
Corporate	62.21%
Government	22.03%
Cash Equivalent	6.51%

Rating	Value
AA	68.67%
AAA	31.33%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
6.48% GOI 2035 Sovereign Bonds \| -	10%	₹20 Cr	2,000,000 ↑ 2,000,000
Roadstar Infra Investment Trust - \| -	9%	₹19 Cr	2,563,667
Tata Housing Development Company Limited Debentures \| -	8%	₹16 Cr	1,500
Nirma Limited Debentures \| -	8%	₹16 Cr	1,500
Aditya Birla Renewables Limited Debentures \| -	7%	₹15 Cr	1,500
Aadhar Housing Finance Limited Debentures \| -	5%	₹11 Cr	1,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	5%	₹10 Cr	1,000,000
Aditya Birla Real Estate Limited Debentures \| -	5%	₹10 Cr	1,000
Sikka Ports & Terminals Limited Debentures \| -	5%	₹10 Cr	100
TATA Projects Limited Debentures \| -	5%	₹10 Cr	1,000

1 - 10 of 23

Ready to Invest?
Talk to our investment specialist

Fund Managers

Name	Since	Tenure
Vivek Ramakrishnan	17 Jul 21	4.21 Yr.
Shalini Vasanta	1 Jan 25	0.75 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
DSP Credit Risk Fund Normal Dividend, Reinvestment	₹12.1526 ↓ 0.00	3.11 %	17.91 %	12.67 %	9.88 %
DSP Credit Risk Fund Daily Dividend, Reinvestment	₹11.1206 ↓ 0.00	2.83 %	21.4 %	14.48 %	9.27 %
DSP Credit Risk Fund Monthly Dividend, Payout	₹11.2779 ↓ 0.00	3.11 %	21.04 %	14.85 %	11.16 %
DSP Credit Risk Fund Quarterly Dividend, Payout	₹11.4296 ↓ 0.00	3.05 %	20.12 %	14.28 %	10.76 %
DSP Credit Risk Fund Monthly Dividend, Reinvestment	₹11.2779 ↓ 0.00	3.11 %	21.04 %	14.85 %	11.16 %
DSP Credit Risk Fund Quarterly Dividend, Reinvestment	₹11.4296 ↓ 0.00	3.05 %	20.12 %	14.28 %	10.76 %
DSP Credit Risk Fund Growth	₹50.574 ↓ -0.01	3.11 %	21.54 %	14.78 %	11.12 %
Data as on 21 Nov 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.