DSP Credit Risk Fund - G

NAV ₹55.4511 ↑ 0.10 (0.18 %) as on 5 Nov 26

(Erstwhile DSP BlackRock Income Opportunities Fund)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

An open ended fund seeking to generate income commensurate with prudent risk from a portfolio substantially constituted of floating rate debt securities and fixed rate securities swapped for floating rate returns.

DSP Credit Risk Fund is a Debt - Credit Risk fund launched on 13 May 03. It is a fund with Moderate risk and has given a CAGR return of 7.6% since its launch. Ranked 8 in Credit Risk category. Return for 2025 was 21% , 2024 was 7.8% and 2023 was 15.6% .

Below is the key information for DSP Credit Risk Fund

NAV as on 5 Nov 26	₹55.4511 ↑ 0.10 (0.18 %)
Net Assets (AUM) as on 30 Sep 2026	₹326 Cr.
Launch Date	13 May 2003
Category	Debt - Credit Risk
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	8.26%
Effective Maturity	2 Years 3 Months 7 Days
Modified Duration	2 Years 1 Month 2 Days

Alpha Ratio	0.0
Expense Ratio	1.15 %
Sharpe Ratio	0.751
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF740K01599
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Min Investment	₹1,000
Min SIP Investment	₹500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Nov 26

Duration	Returns
1 Month	0.3%
3 Month	0.7%
6 Month	3.7%
1 Year	9.8%
3 Year	12.9%
5 Year	12.5%
10 Year
15 Year
Since launch	7.6%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2025	21%
2024	7.8%
2023	15.6%
2022	9.3%
2021	2.9%
2020	4.8%
2019	4.4%
2018	-2.6%
2017	6.4%

Growth of 10k Over Years

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,837
31 Oct 23	₹12,520
31 Oct 24	₹13,508
31 Oct 25	₹16,426
31 Oct 26	₹17,967

Asset Allocation

Asset Class	Value
Cash	15.3%
Debt	84.7%

Sector Allocation

Sector	Value
Corporate	83%
Government	9.09%
Cash Equivalent	7.9%

Rating	Value
AA	75.28%
AAA	24.72%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
GMR Airports Limited Debentures \| -	8%	₹28 Cr	2,500 ↑ 1,000
Nuvoco Vistas Corporation Limited Debentures \| -	7%	₹25 Cr	2,500 ↑ 500
Aditya Birla Digital Fashion Ventures Limited Debentures \| -	6%	₹20 Cr	2,000
6.94% Govt Stock 2036 Sovereign Bonds \| -	6%	₹20 Cr	2,000,000 ↓ -1,500,000
Adani Airport Holdings Limited Debentures \| -	6%	₹20 Cr	2,000
Jtpm Metal TRaders Limited Debentures \| -	5%	₹16 Cr	1,500
Tata Housing Development Company Limited Debentures \| -	5%	₹16 Cr	1,500
Aditya Birla Renewables Limited Debentures \| -	5%	₹15 Cr	1,500
360 One Prime Limited Debentures \| -	5%	₹15 Cr	1,500 ↑ 1,000
Piramal Finance Limited Debentures \| -	3%	₹11 Cr	1,000

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Fund Managers

Name	Since	Tenure
Vivek Ramakrishnan	17 Jul 21	5.21 Yr.
Shalini Vasanta	1 Jan 25	1.75 Yr.
Kunal Khudania	1 Jan 26	0.75 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
DSP Credit Risk Fund Normal Dividend, Reinvestment	₹12.7066 ↑ 0.02	3.67 %	9.83 %	11.13 %	11.28 %
DSP Credit Risk Fund Daily Dividend, Reinvestment	₹11.1243	3.48 %	9.33 %	12.54 %	10.87 %
DSP Credit Risk Fund Monthly Dividend, Payout	₹11.3003 ↑ 0.02	3.67 %	9.83 %	13.01 %	12.58 %
DSP Credit Risk Fund Quarterly Dividend, Payout	₹11.5113 ↑ 0.02	3.67 %	9.83 %	12.47 %	12.18 %
DSP Credit Risk Fund Monthly Dividend, Reinvestment	₹11.3003 ↑ 0.02	3.67 %	9.83 %	13.01 %	12.58 %
DSP Credit Risk Fund Quarterly Dividend, Reinvestment	₹11.5113 ↑ 0.02	3.67 %	9.83 %	12.47 %	12.18 %
DSP Credit Risk Fund Growth	₹55.4511 ↑ 0.10	3.67 %	9.83 %	12.93 %	12.54 %
Data as on 5 Nov 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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