+91-22-489139097 Best Fund of Funds in India 2025
fund of funds is one of the Top Mutual Funds for investors whose investment amounts are not too large and it is easier to manage one fund (a fund of funds) rather than a number of Mutual Funds. In this form of mutual fund investment strategy, investors get to hold a number of funds under the umbrella of a single fund, hence the name funds of funds.
Often going by the name of multi-manager investment; it is considered as one of the mutual fund categories. One of the key advantages of multi-manager investments is that at a lower ticket size, the investor can diversify themselves across a gamut of mutual fund schemes. So let us go through the numerous aspects of fund of funds like why to invest in a fund of funds, advantages of fund of funds, fund of funds in India, the performance of fund of funds, and other important aspects.
What are Fund of Funds?
In simple words, a Mutual Fund Investing its collected pool of money in another mutual fund (one or maybe more) is referred to as fund of funds. Investors in their portfolios take exposure to different funds and keep track of them separately. However, by Investing in multi-manager mutual funds this process gets more simplified as investors need to track only one fund, which in turn holds numerous mutual funds within it. Assume an individual has invested in 10 different funds having exposure in various financial assets like stocks, Bonds, government securities, gold, etc. However, he finds it difficult in managing those funds as he needs to keep a track of each fund separately. Therefore, to avoid such hassles, the investor invests money in a multi-management investment (or a single funds of funds strategy) which has its stakes in different Mutual Funds.
What are the Types of Fund of Funds?
1. Asset allocation funds
These funds consist of a diverse asset pool – with securities comprising of equity, debt instruments, precious metals, etc. This allows Asset Allocation funds to generate high returns through the best performing instrument, at a reduced risk level guaranteed by the relatively stable securities present in the portfolio.
2. Gold funds
Investing in different Mutual Funds, primarily trading in gold securities are gold funds. Fund of funds belonging to this category can have a portfolio of Mutual Funds or the gold trading companies themselves, depending upon the concerned asset management company.
3. International fund of funds
Mutual Funds operating in foreign countries are targeted by the international fund of funds. This allows investors to potentially yield higher returns through the best-performing stocks and bonds of the respective country.
4. Multi-manager fund of funds
This is the most common type of fund of funds Mutual Funds available in the Market. The asset base of such a fund comprises of various professionally managed Mutual Funds, all of which have a different portfolio concentration. A multi-manager fund of funds usually has multiple portfolio managers, each dealing with a specific asset present in the Mutual Fund.
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5. ETF Fund of Funds
Fund of funds comprising Exchange Traded Fund in their portfolio is a popular investment tool in the country. Investing in an ETF through fund of funds is more accessible than a direct investment in this instrument. This is because ETFs require the a Demat Trading Account while investing in ETF fund of funds have no such limitations.
However, ETFs have a slightly higher risk Factor associated with them as they are traded like shares in the stock market, making these fund of funds more susceptible to the volatility of the market.
Who should Invest in Fund of Funds?
The main aim of the top fund of funds is to maximise returns by investing in a varied portfolio posing minimal risk. Individuals with access to a small pool of financial resources which they can spare for a more extended period of time can choose such a Mutual Fund. Since the portfolio of such funds consists of varying Types of Mutual Funds, it ensures access to high-value funds as well.
Ideally, investors with relatively fewer resources and low liquidity needs can choose to invest in the top fund of funds available in the market. This enables them to earn maximum returns at minimal risk.
Advantages of Investing in Fund of Funds
There are various benefits of investing in a fund of funds Mutual Fund –
1. Diversification
Fund of funds target various Best Performing Mutual Funds in the market, each specialising in a particular asset or sector of fund. This ensures gains through diversification, as both returns and risks are optimised due to underlying portfolio variety.
2. Professionally trained managers
Fund of funds is managed by highly trained people with years of experience. Proper analysis and calculated market predictions made by such portfolio managers ensure high yields through intricate investment strategies.
3. Low resource requirements
An individual with limited financial resources can easily invest in the top fund of funds available to earn higher profits. Monthly investment schemes can also be availed while choosing a fund of funds to invest in.
Limitations of Fund of Funds
1. Expense ratio
Expense ratios to manage a fund of funds Mutual Funds are higher than standard Mutual Funds, as it has a higher managing expense. Added expenses include primarily choosing the right asset to invest in, which keeps on fluctuating periodically.
2. Tax
Tax levied on a fund of funds are payable by an investor, only during Redemption of the principal amount. However, during recovery, both short-term and long-term Capital gains are subjected to tax deductions, depending upon the annual Income of the investor and the time period of investment.
Best Performing Fund of Funds to Invest 2025
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) IDBI Nifty Index Fund Growth ₹36.2111
↓ -0.02 ₹208 9.1 11.9 16.2 20.3 11.7 PGIM India Euro Equity Fund Growth ₹18.22
↑ 0.04 ₹875 0.6 12.1 14.7 16.2 1.7 20.6 Kotak Asset Allocator Fund - FOF Growth ₹251.297
↑ 1.26 ₹2,084 5.1 7.4 10.7 18.2 18.6 19 ICICI Prudential Advisor Series - Conservative Fund Growth ₹123.793
↑ 0.32 ₹28,587 2 2.5 8 13.7 13.4 13.5 ICICI Prudential Advisor Series - Passive Strategy Fund Growth ₹170.447
↑ 1.20 ₹206 4.6 5.2 7.8 17.5 18.2 15.9 ICICI Prudential Advisor Series - Debt Management Fund Growth ₹46.0389
↑ 0.03 ₹110 1.5 2.4 7.5 7.7 6.3 8.1 UTI Nifty Index Fund Growth ₹179.383
↑ 1.02 ₹25,748 3.8 5.2 7.1 13 15 9.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 7 Funds showcased
Commentary IDBI Nifty Index Fund PGIM India Euro Equity Fund Kotak Asset Allocator Fund - FOF ICICI Prudential Advisor Series - Conservative Fund ICICI Prudential Advisor Series - Passive Strategy Fund ICICI Prudential Advisor Series - Debt Management Fund UTI Nifty Index Fund Point 1 Lower mid AUM (₹208 Cr). Lower mid AUM (₹875 Cr). Upper mid AUM (₹2,084 Cr). Highest AUM (₹28,587 Cr). Bottom quartile AUM (₹206 Cr). Bottom quartile AUM (₹110 Cr). Upper mid AUM (₹25,748 Cr). Point 2 Established history (15+ yrs). Established history (18+ yrs). Established history (21+ yrs). Established history (22+ yrs). Established history (22+ yrs). Established history (22+ yrs). Oldest track record among peers (25 yrs). Point 3 Rating: 1★ (bottom quartile). Rating: 2★ (upper mid). Top rated. Rating: 2★ (lower mid). Not Rated. Rating: 4★ (upper mid). Rating: 2★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderate. Risk profile: Moderately High. Point 5 5Y return: 11.74% (lower mid). 5Y return: 1.75% (bottom quartile). 5Y return: 18.61% (top quartile). 5Y return: 13.44% (lower mid). 5Y return: 18.15% (upper mid). 5Y return: 6.27% (bottom quartile). 5Y return: 15.01% (upper mid). Point 6 3Y return: 20.28% (top quartile). 3Y return: 16.24% (lower mid). 3Y return: 18.22% (upper mid). 3Y return: 13.71% (lower mid). 3Y return: 17.54% (upper mid). 3Y return: 7.68% (bottom quartile). 3Y return: 13.00% (bottom quartile). Point 7 1Y return: 16.16% (top quartile). 1Y return: 14.66% (upper mid). 1Y return: 10.67% (upper mid). 1Y return: 8.03% (lower mid). 1Y return: 7.83% (lower mid). 1Y return: 7.47% (bottom quartile). 1Y return: 7.12% (bottom quartile). Point 8 1M return: 3.68% (top quartile). 1M return: 0.28% (lower mid). 1M return: 0.50% (lower mid). 1M return: 0.17% (bottom quartile). 1M return: 0.94% (upper mid). 1M return: 0.17% (bottom quartile). 1M return: 0.65% (upper mid). Point 9 Alpha: -1.03 (bottom quartile). Alpha: -7.51 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (upper mid). Alpha: 0.67 (top quartile). Alpha: 0.00 (lower mid). Alpha: -0.29 (lower mid). Point 10 Sharpe: 1.04 (upper mid). Sharpe: 1.07 (top quartile). Sharpe: 0.63 (lower mid). Sharpe: 0.40 (lower mid). Sharpe: 0.14 (bottom quartile). Sharpe: 0.93 (upper mid). Sharpe: 0.13 (bottom quartile). IDBI Nifty Index Fund
PGIM India Euro Equity Fund
Kotak Asset Allocator Fund - FOF
ICICI Prudential Advisor Series - Conservative Fund
ICICI Prudential Advisor Series - Passive Strategy Fund
ICICI Prudential Advisor Series - Debt Management Fund
UTI Nifty Index Fund
Assets >= 50 Crore & Sorted based on 1 year Return.
The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the S&P CNX Nifty Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of S&P CNX Nifty index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the S&P CNX Nifty index (Total Returns Index) and the scheme. Below is the key information for IDBI Nifty Index Fund Returns up to 1 year are on (Erstwhile DHFL Pramerica Top Euroland Offshore Fund) The primary investment objective of the scheme is to generate long-term capital growth from a diversified portfolio of units of overseas mutual funds. Research Highlights for PGIM India Euro Equity Fund Below is the key information for PGIM India Euro Equity Fund Returns up to 1 year are on The investment objective of the scheme is to generate long-term capital appreciation from a portfolio created by investing in
specified open-ended equity, and debt schemes of Kotak Mahindra Mutual Fund. However, there is no assurance that the investment objective of the Scheme will be realized Research Highlights for Kotak Asset Allocator Fund - FOF Below is the key information for Kotak Asset Allocator Fund - FOF Returns up to 1 year are on (Erstwhile ICICI Prudential Advisor Series - Moderate Plan) The primary investment objective of this Plan is to seek to generate long term capital appreciation and current income by creating a portfolio that is invested in the schemes of domestic or offshore Mutual Fund(s) mainly having asset allocation to: • Equity and equity related securities as well as • Fixed income securities. However, there can be no assurance that the investment objectives of the Plan/s will be realized. Research Highlights for ICICI Prudential Advisor Series - Conservative Fund Below is the key information for ICICI Prudential Advisor Series - Conservative Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Advisor Series - Long Term Savings Plan) The primary investment objective of this Plan is to seek to generate long term capital appreciation from a portfolio that is invested predominantly in the schemes of domestic or offshore Mutual Fund(s) mainly having asset allocation to: • Equity and equity related securities and • A small portion in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for ICICI Prudential Advisor Series - Passive Strategy Fund Below is the key information for ICICI Prudential Advisor Series - Passive Strategy Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Advisor Series - Dynamic Accrual Plan) The primary investment objective of this Plan is to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in the schemes of domestic or offshore Mutual Fund(s) having asset allocation to: • Money market and debt securities. This Plan may be considered to be ideal for investors having a low risk appetite and a shorter duration of investment. However, there can be no assurance that the investment objectives of the Plan/s will be realized. Research Highlights for ICICI Prudential Advisor Series - Debt Management Fund Below is the key information for ICICI Prudential Advisor Series - Debt Management Fund Returns up to 1 year are on The principal investment objective of the scheme is to invest in stocks of companies comprising Nifty 50 Index and endeavour to achieve return equivalent to Nifty 50 by “passive” investment. The scheme will be managed
by replicating the index in the same weightage as in the Nifty 50 Index with the intention of minimising the performance differences between the scheme and the Nifty 50 Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error. The
scheme would alter the scrips/weights as and when the same are altered in the Nifty 50 Index. Research Highlights for UTI Nifty Index Fund Below is the key information for UTI Nifty Index Fund Returns up to 1 year are on 1. IDBI Nifty Index Fund
IDBI Nifty Index Fund
Growth Launch Date 25 Jun 10 NAV (28 Jul 23) ₹36.2111 ↓ -0.02 (-0.06 %) Net Assets (Cr) ₹208 on 30 Jun 23 Category Others - Index Fund AMC IDBI Asset Management Limited Rating ☆ Risk Moderately High Expense Ratio 0.9 Sharpe Ratio 1.04 Information Ratio -3.93 Alpha Ratio -1.03 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,029 30 Nov 22 ₹14,443 Returns for IDBI Nifty Index Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 3.7% 3 Month 9.1% 6 Month 11.9% 1 Year 16.2% 3 Year 20.3% 5 Year 11.7% 10 Year 15 Year Since launch 10.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Nifty Index Fund
Name Since Tenure Data below for IDBI Nifty Index Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. PGIM India Euro Equity Fund
PGIM India Euro Equity Fund
Growth Launch Date 11 Sep 07 NAV (11 Dec 25) ₹18.22 ↑ 0.04 (0.22 %) Net Assets (Cr) ₹875 on 31 Oct 25 Category Others - Fund of Fund AMC Pramerica Asset Managers Private Limited Rating ☆☆ Risk High Expense Ratio 1.63 Sharpe Ratio 1.07 Information Ratio -0.48 Alpha Ratio -7.51 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹11,194 30 Nov 22 ₹7,271 30 Nov 23 ₹7,636 30 Nov 24 ₹9,375 30 Nov 25 ₹11,126 Returns for PGIM India Euro Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.3% 3 Month 0.6% 6 Month 12.1% 1 Year 14.7% 3 Year 16.2% 5 Year 1.7% 10 Year 15 Year Since launch 3.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.6% 2023 14.6% 2022 -35.6% 2021 -1.9% 2020 20.5% 2019 21.4% 2018 -10.3% 2017 14.6% 2016 -6.7% 2015 5.7% Fund Manager information for PGIM India Euro Equity Fund
Name Since Tenure Anandha Padmanabhan Anjeneyan 15 Feb 25 0.71 Yr. Vivek Sharma 15 Feb 25 0.71 Yr. Data below for PGIM India Euro Equity Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 2.63% Equity 97.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity PGIM Jennison Emerging Mkts Eq USD W Acc
Investment Fund | -98% ₹862 Cr 779,792
↑ 167,668 Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -2% ₹15 Cr Net Receivables / (Payables)
Net Current Assets | -0% -₹2 Cr 3. Kotak Asset Allocator Fund - FOF
Kotak Asset Allocator Fund - FOF
Growth Launch Date 9 Aug 04 NAV (11 Dec 25) ₹251.297 ↑ 1.26 (0.50 %) Net Assets (Cr) ₹2,084 on 31 Oct 25 Category Others - Fund of Fund AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1 Sharpe Ratio 0.63 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹12,741 30 Nov 22 ₹14,254 30 Nov 23 ₹16,722 30 Nov 24 ₹21,072 30 Nov 25 ₹24,022 Returns for Kotak Asset Allocator Fund - FOF
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 5.1% 6 Month 7.4% 1 Year 10.7% 3 Year 18.2% 5 Year 18.6% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 19% 2023 23.4% 2022 11.3% 2021 25% 2020 25% 2019 10.3% 2018 4.4% 2017 13.7% 2016 8.8% 2015 5.4% Fund Manager information for Kotak Asset Allocator Fund - FOF
Name Since Tenure Abhishek Bisen 15 Nov 21 3.96 Yr. Devender Singhal 9 May 19 6.49 Yr. Data below for Kotak Asset Allocator Fund - FOF as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 3.38% Equity 72.65% Debt 11.42% Other 12.55% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Nifty PSU Bank ETF
- | -15% ₹303 Cr 3,697,000 Kotak Gold ETF
- | -13% ₹265 Cr 26,312,481 Kotak Infra & Econ Reform Dir Gr
Investment Fund | -11% ₹225 Cr 28,411,378 Kotak Consumption Dir Gr
Investment Fund | -11% ₹221 Cr 146,659,548 Kotak Nifty IT ETF
- | -9% ₹196 Cr 50,200,000
↑ 12,000,000 Kotak Gilt Inv Growth - Direct
Investment Fund | -7% ₹137 Cr 12,634,309 Kotak Nifty 50 ETF
- | -6% ₹130 Cr 4,592,500 Kotak Bond Dir Gr
Investment Fund | -5% ₹112 Cr 12,869,186 Kotak Trsptn & Lgstcs Dir Gr
Investment Fund | -5% ₹112 Cr 95,899,303
↑ 15,378,589 Kotak Quant Dir Gr
Investment Fund | -5% ₹108 Cr 70,592,506 4. ICICI Prudential Advisor Series - Conservative Fund
ICICI Prudential Advisor Series - Conservative Fund
Growth Launch Date 18 Dec 03 NAV (11 Dec 25) ₹123.793 ↑ 0.32 (0.26 %) Net Assets (Cr) ₹28,587 on 31 Oct 25 Category Others - Fund of Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.21 Sharpe Ratio 0.4 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹12,138 30 Nov 22 ₹13,164 30 Nov 23 ₹15,116 30 Nov 24 ₹17,743 30 Nov 25 ₹19,470 Returns for ICICI Prudential Advisor Series - Conservative Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.2% 3 Month 2% 6 Month 2.5% 1 Year 8% 3 Year 13.7% 5 Year 13.4% 10 Year 15 Year Since launch 12.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.5% 2023 18.2% 2022 8.2% 2021 16.6% 2020 13.4% 2019 9.7% 2018 8.6% 2017 15.3% 2016 12.8% 2015 2.3% Fund Manager information for ICICI Prudential Advisor Series - Conservative Fund
Name Since Tenure Sankaran Naren 5 Sep 18 7.16 Yr. Manish Banthia 16 Jun 17 8.38 Yr. Ritesh Lunawat 12 Jun 23 2.39 Yr. Dharmesh Kakkad 28 May 18 7.44 Yr. Data below for ICICI Prudential Advisor Series - Conservative Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 8.98% Equity 46.86% Debt 44.03% Other 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru All Seasons Bond Dir Gr
Investment Fund | -12% ₹3,492 Cr 858,143,681 ICICI Pru Savings Dir Gr
Investment Fund | -8% ₹2,346 Cr 41,572,219
↑ 9,766,120 ICICI Pru Gilt Dir Gr
Investment Fund | -7% ₹1,908 Cr 169,839,772 ICICI Pru Technology Dir Gr
Investment Fund | -6% ₹1,855 Cr 82,824,600
↓ -2,232,863 ICICI Pru Banking & Fin Svcs Dir Gr
Investment Fund | -6% ₹1,801 Cr 116,684,752 ICICI Pru Short Term Dir Gr
Investment Fund | -6% ₹1,711 Cr 254,324,855 ICICI Pru Large & Mid Cap Dir Gr
Investment Fund | -5% ₹1,431 Cr 12,284,665
↓ -1,299,839 ICICI Pru Corporate Bond Dir Gr
Investment Fund | -5% ₹1,342 Cr 418,924,086
↑ 62,468,374 ICICI Pru Infrastructure Dir Gr
Investment Fund | -5% ₹1,296 Cr 59,300,385 ICICI Pru Innovt Dir Gr
Investment Fund | -5% ₹1,288 Cr 654,129,256
↓ -12,703,379 5. ICICI Prudential Advisor Series - Passive Strategy Fund
ICICI Prudential Advisor Series - Passive Strategy Fund
Growth Launch Date 18 Dec 03 NAV (12 Dec 25) ₹170.447 ↑ 1.20 (0.71 %) Net Assets (Cr) ₹206 on 31 Oct 25 Category Others - Fund of Fund AMC ICICI Prudential Asset Management Company Limited Rating Risk Moderately High Expense Ratio 0.42 Sharpe Ratio 0.14 Information Ratio 0.58 Alpha Ratio 0.67 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,713 30 Nov 22 ₹15,002 30 Nov 23 ₹17,456 30 Nov 24 ₹22,033 30 Nov 25 ₹24,046 Returns for ICICI Prudential Advisor Series - Passive Strategy Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.9% 3 Month 4.6% 6 Month 5.2% 1 Year 7.8% 3 Year 17.5% 5 Year 18.2% 10 Year 15 Year Since launch 13.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.9% 2023 29.3% 2022 4.2% 2021 30.3% 2020 10.7% 2019 6.7% 2018 4% 2017 19.2% 2016 11.2% 2015 1.2% Fund Manager information for ICICI Prudential Advisor Series - Passive Strategy Fund
Name Since Tenure Sankaran Naren 5 Sep 18 7.16 Yr. Dharmesh Kakkad 28 May 18 7.43 Yr. Sharmila D’mello 13 May 24 1.47 Yr. Masoomi Jhurmarvala 4 Nov 24 0.99 Yr. Data below for ICICI Prudential Advisor Series - Passive Strategy Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 3.86% Equity 96.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru Nifty Private Banks ETF
- | -19% ₹39 Cr 13,857,963 ICICI Pru Nifty Bank ETF
- | -12% ₹25 Cr 4,173,440
↑ 176,000 ICICI Pru Nifty IT ETF
- | -11% ₹23 Cr 5,803,290 ICICI Pru Nifty India Consumption ETF
- | -9% ₹19 Cr 1,450,930 ICICI Prudential Nifty Oil & Gas ETF
- | -8% ₹17 Cr 13,856,960 ICICI Pru Nifty Healthcare ETF
- | -8% ₹16 Cr 1,064,601
↓ -275,200 ICICI Pru Nifty FMCG ETF
- | -8% ₹16 Cr 2,597,300
↑ 350,000 ICICI Prudential Nifty Infra ETF
- | -6% ₹13 Cr 1,276,642
↓ -325,000 ICICI Prudential Nifty Auto ETF
- | -5% ₹10 Cr 3,663,500 ICICI Prudential Nifty Commodities ETF
- | -4% ₹8 Cr 884,000
↓ -210,000 6. ICICI Prudential Advisor Series - Debt Management Fund
ICICI Prudential Advisor Series - Debt Management Fund
Growth Launch Date 18 Dec 03 NAV (12 Dec 25) ₹46.0389 ↑ 0.03 (0.06 %) Net Assets (Cr) ₹110 on 31 Oct 25 Category Others - Fund of Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.63 Sharpe Ratio 0.93 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-6 Months (0.5%),6 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,495 30 Nov 22 ₹10,870 30 Nov 23 ₹11,636 30 Nov 24 ₹12,617 30 Nov 25 ₹13,590 Returns for ICICI Prudential Advisor Series - Debt Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.2% 3 Month 1.5% 6 Month 2.4% 1 Year 7.5% 3 Year 7.7% 5 Year 6.3% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.5% 2022 4% 2021 4.2% 2020 9.7% 2019 8.7% 2018 6.2% 2017 6.5% 2016 11.2% 2015 11.1% Fund Manager information for ICICI Prudential Advisor Series - Debt Management Fund
Name Since Tenure Manish Banthia 16 Jun 17 8.38 Yr. Ritesh Lunawat 29 Dec 20 4.84 Yr. Data below for ICICI Prudential Advisor Series - Debt Management Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 7.92% Equity 0.74% Debt 91.11% Other 0.24% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru All Seasons Bond Dir Gr
Investment Fund | -42% ₹47 Cr 11,489,378 ICICI Pru Short Term Dir Gr
Investment Fund | -32% ₹35 Cr 5,229,222 ICICI Pru Gilt Dir Gr
Investment Fund | -12% ₹13 Cr 1,194,955 ICICI Pru Medium Term Bond Dir Gr
Investment Fund | -11% ₹12 Cr 2,406,138 Treps
CBLO/Reverse Repo | -3% ₹3 Cr Net Current Assets
Net Current Assets | -0% ₹0 Cr 7. UTI Nifty Index Fund
UTI Nifty Index Fund
Growth Launch Date 6 Mar 00 NAV (12 Dec 25) ₹179.383 ↑ 1.02 (0.57 %) Net Assets (Cr) ₹25,748 on 31 Oct 25 Category Others - Index Fund AMC UTI Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 0.29 Sharpe Ratio 0.13 Information Ratio -9.74 Alpha Ratio -0.29 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,211 30 Nov 22 ₹14,735 30 Nov 23 ₹15,929 30 Nov 24 ₹19,237 30 Nov 25 ₹21,090 Returns for UTI Nifty Index Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.7% 3 Month 3.8% 6 Month 5.2% 1 Year 7.1% 3 Year 13% 5 Year 15% 10 Year 15 Year Since launch 11.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.6% 2023 20.9% 2022 5.3% 2021 25.2% 2020 15.5% 2019 13.2% 2018 4.3% 2017 29.7% 2016 4% 2015 -3.3% Fund Manager information for UTI Nifty Index Fund
Name Since Tenure Sharwan Kumar Goyal 31 Jul 18 7.26 Yr. Ayush Jain 2 May 22 3.5 Yr. Data below for UTI Nifty Index Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 0.07% Equity 99.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | HDFCBANK13% ₹3,288 Cr 33,305,525
↑ 361,082 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 03 | RELIANCE9% ₹2,194 Cr 14,762,412
↑ 160,047 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | ICICIBANK8% ₹2,093 Cr 15,561,270
↑ 168,707 Bharti Airtel Ltd (Communication Services)
Equity, Since 29 Feb 04 | BHARTIARTL5% ₹1,221 Cr 5,943,507
↑ 64,437 Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY5% ₹1,165 Cr 7,856,224
↑ 85,173 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 04 | LT4% ₹1,032 Cr 2,560,919
↑ 27,764 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | ITC3% ₹883 Cr 21,010,160
↑ 227,782 State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN3% ₹848 Cr 9,047,720
↑ 98,091 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | 5322153% ₹770 Cr 6,244,935
↑ 67,704 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 05 | TCS3% ₹681 Cr 2,227,118
↑ 24,145
Advantages of Fund of Funds
Like every mutual fund, fund of funds also has numerous advantages. Some of them are:
1. Portfolio Diversification and Fund Allocation
One of the key primary benefits is portfolio diversification. Here, despite investing in one single fund, the investment is made in several mutual fund schemes, where the fund is allocated in an optimal manner with the aim to earn maximum returns at a given level of risk.
2. Gateway for Diversified Assets
Multi-management investment helps retail investors to get access to funds that are not easily available for investments. A single fund of fund can take exposure in turn to Equity Funds, Debt fund or even commodity based mutual funds. This ensures diversification for the retail investor by just getting into one Mutual fund.
3. Due Diligence Process
All the funds under this category are expected to follow a due diligence process conducted by the fund manager where they need to check the background and credentials of the underlying fund managers before making an investment to ensure the strategy is in-line with expectations.
4. Less Investment Amount
This is a good option for retail investors who wish to venture into this investment avenue with a lower ticket size.
How Does a Fund of Fund Works?
For understanding the modalities of how multi-manager investment functions, it is important to understand the concepts of fettered and unfettered management. Fettered management is a situation when the mutual fund invests its money in a portfolio containing assets and funds managed by its own company. In other words, the money is invested in the funds of the same asset management company. In contrast, unfettered management is a situation where the mutual fund invests in external funds managed by other Asset Management Companies. Unfettered funds have an advantage over fettered funds as they can exploit opportunities from numerous funds and other schemes instead of limiting themselves to the same family funds.
Why Choose Fund of Funds?
The following image gives clarity on how multi-management investment can help an individual instead of a simple mutual fund to achieve their objectives.
Though multi-management investment has a lot of benefits associated with it, one of the important factors that one needs to be aware of is the fee associated with it. Investors should be aware of any charges or expenses that a mutual fund will attract and make their investments accordingly. Therefore, in a nutshell, it can be concluded fund of funds is an ideal investment option for investors who seek to enjoy a hassle free investment in mutual funds.
How to Invest in FOF Mutual Funds Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
FAQs
1. What is the most significant advantage of FOFs?
A: The most significant advantage of FOFs is that it diversifies your investment and ensures good returns. If you are planning to diversify your investment portfolio, it is good to invest in FOFs. It reduces your risk and ensures that you enjoy good returns on your investments.
2. What are the different types of FOFs?
A: There are five different types of FOFs, and these are as follows:
- Asset Allocation funds
- Gold funds
- International FOFs
- ETF FOFs
- Multi-manager FOFs
Each of the FOF has unique features. For example, in gold funds you will invest in gold ETF and in multi-managers FOFs you will invest in different types of mutual funds.
3. What are the parameters to consider while investing in FOFs?
A: FOFs are mutual funds, hence, when you invest you should consider your risk taking capacity and the amount of money you want to invest. The percentage of returns you expect in the given time will give you an idea of your capacity to take risks. Based on that, you should evaluate the money you want to invest. Your financial condition should also help you decide how much money you should invest in FOFs.
Once you have assessed these two factors, select a particular FOF and start investing.
4. Which FOF has shown the best returns?
A: Gold FOFs are considered one of the most secure investments. These are like gold ETFs, and when you invest in gold FOF, it is like investing in physical gold without the added issues like paying GST, Sales Tax, or wealth tax. This investment is secure as gold price never falls extensively compared to the market and hence, produces good returns. Thus, often gold FOF is considered one of the best and safest investments.
5. Is there any commonest FOFs?
A: The Exchange Traded Funds or the ETFs are the most popular FOFs as investing in these funds is the easiest. All you need to do is open a Demat account to trade in ETFs, and there are no limitations as to the amount of money you can invest in ETFs.
6. What is one of the most critical limitations of FOF?
A: It is taxable. As an investor, you will have to pay tax on the principal amount when you redeem your investment. If you invest in FOF for the short-term, you will have to pay Taxes on the principal and the returns. However, dividend earned is not taxable as the fund house bears the taxes.
7. Do FOFs have a long lock-in period?
A: Different FOFs have different investment periods. However, if you want to earn maximum returns, you must invest in FOFs for a reasonably long time.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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