+91-22-48913909Best Mutual Funds in India for SIP 2026 – 2027
A Systematic Investment plan (SIP) is considered to be the most efficient way to invest in Mutual Funds, especially for the long-term plan. It permits investors to purchase a unit on a particular date every month in order to implement a long-term savings plan. One of the reasons why investors feel comfortable towards Investing in SIP is the flexibility they offer. Investors can invest in SIP on either monthly, quarterly or weekly basis, as per their convenience. Let’s learn more about how one can achieve their Financial goals with systematic investment plans, how sip calculator is helpful in investment, along with best mutual funds in India for SIP.
SIP- Optimal Way to Achieve Financial Goals
SIP is designed in a way that one can easily pre-plan their investments and invest according to their financial goals. But, one has to invest for a long-time to achieve goals via SIP. Generally, SIP is widely used for planning goals like-
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- Buying a car
- Buying a house
- Marriage
- Child’s education
- Save for an international trip
- retirement
- Medical emergencies etc.
One can start investing in SIPs with an amount as minimum as INR 500 and INR 1000. Once you begin investing in SIP your money start going each day as it is exposed to the stock market. That is why SIPs as a route is mostly preferred in Equity Funds. Moreover, historically, investment in equity stocks has given impressive returns amongst all the other asset classes, if the investment was done with discipline and with a long-term horizon.
SIP in equity helps to avoid the risk of timing the market and facilitate wealth creation by averaging the cost of investment. Let’s look at some more Benefits of SIP that helps in achieving long-term goals:
Power of Compounding- Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since SIP in Mutual Funds are in instalments, they are compounded, which adds more to the initially invested sum.
Risk reduction- Given that a SIP is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
Convenience of SIPs- Convenience is one of the biggest benefits of a SIP. A user has to sign-up one-time and go through documentation. Once done, thereafter debits for subsequent investments take place automatically and the investor just has to monitor the investments.
Best Mutual Funds in India for SIP 2026 - 2027
Fund Selection Methodology used to find 5 funds
Best Large Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) Invesco India Largecap Fund Growth ₹73.28
↓ -0.28 ₹1,847 100 9 5.2 7.8 14.4 11.5 5.5 Bandhan Large Cap Fund Growth ₹79.509
↓ -0.22 ₹2,061 100 6.2 0.8 4.2 13.3 11 8.2 ICICI Prudential Bluechip Fund Growth ₹109.78
↓ -0.17 ₹79,421 100 3.8 -2.8 0.2 12.5 12.3 11.3 BNP Paribas Large Cap Fund Growth ₹226.022
↓ -0.04 ₹2,571 300 5.1 1.1 4.2 12.5 11.2 4.4 Nippon India Large Cap Fund Growth ₹90.6446
↓ -0.21 ₹53,227 100 3.8 -2.1 0.6 12.4 14.1 9.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Aug 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Invesco India Largecap Fund Bandhan Large Cap Fund ICICI Prudential Bluechip Fund BNP Paribas Large Cap Fund Nippon India Large Cap Fund Point 1 Bottom quartile AUM (₹1,847 Cr). Bottom quartile AUM (₹2,061 Cr). Highest AUM (₹79,421 Cr). Lower mid AUM (₹2,571 Cr). Upper mid AUM (₹53,227 Cr). Point 2 Established history (16+ yrs). Established history (20+ yrs). Established history (18+ yrs). Oldest track record among peers (21 yrs). Established history (19+ yrs). Point 3 Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 11.50% (lower mid). 5Y return: 10.97% (bottom quartile). 5Y return: 12.27% (upper mid). 5Y return: 11.16% (bottom quartile). 5Y return: 14.15% (top quartile). Point 6 3Y return: 14.43% (top quartile). 3Y return: 13.31% (upper mid). 3Y return: 12.53% (lower mid). 3Y return: 12.52% (bottom quartile). 3Y return: 12.35% (bottom quartile). Point 7 1Y return: 7.78% (top quartile). 1Y return: 4.16% (lower mid). 1Y return: 0.23% (bottom quartile). 1Y return: 4.20% (upper mid). 1Y return: 0.60% (bottom quartile). Point 8 Alpha: 3.75 (top quartile). Alpha: 2.34 (upper mid). Alpha: -1.21 (bottom quartile). Alpha: -0.07 (bottom quartile). Alpha: 1.07 (lower mid). Point 9 Sharpe: -0.25 (top quartile). Sharpe: -0.35 (upper mid). Sharpe: -0.55 (bottom quartile). Sharpe: -0.47 (bottom quartile). Sharpe: -0.43 (lower mid). Point 10 Information ratio: 0.82 (lower mid). Information ratio: 0.63 (bottom quartile). Information ratio: 0.85 (upper mid). Information ratio: 0.51 (bottom quartile). Information ratio: 0.98 (top quartile). Invesco India Largecap Fund
Bandhan Large Cap Fund
ICICI Prudential Bluechip Fund
BNP Paribas Large Cap Fund
Nippon India Large Cap Fund
Best Multi Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) Aditya Birla Sun Life Manufacturing Equity Fund Growth ₹40.16
↓ -0.03 ₹1,229 1,000 12 19.1 28.7 22 15.5 3.5 Motilal Oswal Multicap 35 Fund Growth ₹63.586
↓ -0.39 ₹13,294 500 14.5 9.6 4.8 20 12.5 -5.6 Mahindra Badhat Yojana Growth ₹39.5709
↓ -0.05 ₹6,926 500 8.4 10.5 14.3 17.8 15.7 3.4 ICICI Prudential Multicap Fund Growth ₹870.68
↓ -3.61 ₹18,194 100 5.1 8.1 11.3 17.5 15.5 5.7 BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01 ₹588 300 -4.6 -2.6 19.3 17.3 13.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Aug 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Manufacturing Equity Fund Motilal Oswal Multicap 35 Fund Mahindra Badhat Yojana ICICI Prudential Multicap Fund BNP Paribas Multi Cap Fund Point 1 Bottom quartile AUM (₹1,229 Cr). Upper mid AUM (₹13,294 Cr). Lower mid AUM (₹6,926 Cr). Highest AUM (₹18,194 Cr). Bottom quartile AUM (₹588 Cr). Point 2 Established history (11+ yrs). Established history (12+ yrs). Established history (9+ yrs). Oldest track record among peers (31 yrs). Established history (20+ yrs). Point 3 Not Rated. Top rated. Not Rated. Rating: 3★ (lower mid). Rating: 4★ (upper mid). Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 15.47% (upper mid). 5Y return: 12.50% (bottom quartile). 5Y return: 15.71% (top quartile). 5Y return: 15.46% (lower mid). 5Y return: 13.57% (bottom quartile). Point 6 3Y return: 21.98% (top quartile). 3Y return: 20.02% (upper mid). 3Y return: 17.81% (lower mid). 3Y return: 17.50% (bottom quartile). 3Y return: 17.28% (bottom quartile). Point 7 1Y return: 28.72% (top quartile). 1Y return: 4.79% (bottom quartile). 1Y return: 14.32% (lower mid). 1Y return: 11.31% (bottom quartile). 1Y return: 19.34% (upper mid). Point 8 Alpha: 0.00 (lower mid). Alpha: -7.36 (bottom quartile). Alpha: 4.46 (upper mid). Alpha: 6.49 (top quartile). Alpha: 0.00 (bottom quartile). Point 9 Sharpe: 0.54 (upper mid). Sharpe: -0.74 (bottom quartile). Sharpe: 0.01 (bottom quartile). Sharpe: 0.09 (lower mid). Sharpe: 2.86 (top quartile). Point 10 Information ratio: 0.00 (bottom quartile). Information ratio: 0.53 (lower mid). Information ratio: 0.64 (top quartile). Information ratio: 0.61 (upper mid). Information ratio: 0.00 (bottom quartile). Aditya Birla Sun Life Manufacturing Equity Fund
Motilal Oswal Multicap 35 Fund
Mahindra Badhat Yojana
ICICI Prudential Multicap Fund
BNP Paribas Multi Cap Fund
Best Mid Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) ICICI Prudential MidCap Fund Growth ₹346.27
↓ -1.92 ₹7,846 100 3.1 8.6 18.2 23.4 17.9 11.1 BNP Paribas Mid Cap Fund Growth ₹113.338
↓ -0.34 ₹2,513 300 5.1 7.9 14.7 18 15.3 2.5 Aditya Birla Sun Life Midcap Fund Growth ₹862.47
↓ -3.25 ₹6,624 1,000 7.9 9.4 11.5 17.4 15 4.4 TATA Mid Cap Growth Fund Growth ₹469.937
↓ -0.59 ₹5,868 150 5.4 5.9 11.1 16.3 15.3 5.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Aug 26 Research Highlights & Commentary of 4 Funds showcased
Commentary ICICI Prudential MidCap Fund BNP Paribas Mid Cap Fund Aditya Birla Sun Life Midcap Fund TATA Mid Cap Growth Fund Point 1 Highest AUM (₹7,846 Cr). Bottom quartile AUM (₹2,513 Cr). Upper mid AUM (₹6,624 Cr). Lower mid AUM (₹5,868 Cr). Point 2 Established history (21+ yrs). Established history (20+ yrs). Established history (23+ yrs). Oldest track record among peers (32 yrs). Point 3 Rating: 2★ (lower mid). Top rated. Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 17.94% (top quartile). 5Y return: 15.30% (upper mid). 5Y return: 14.99% (bottom quartile). 5Y return: 15.28% (lower mid). Point 6 3Y return: 23.39% (top quartile). 3Y return: 18.02% (upper mid). 3Y return: 17.37% (lower mid). 3Y return: 16.34% (bottom quartile). Point 7 1Y return: 18.16% (top quartile). 1Y return: 14.67% (upper mid). 1Y return: 11.50% (lower mid). 1Y return: 11.14% (bottom quartile). Point 8 Alpha: 6.02 (top quartile). Alpha: 3.32 (upper mid). Alpha: -0.17 (lower mid). Alpha: -0.52 (bottom quartile). Point 9 Sharpe: 0.32 (top quartile). Sharpe: 0.22 (upper mid). Sharpe: 0.01 (lower mid). Sharpe: -0.01 (bottom quartile). Point 10 Information ratio: 0.87 (top quartile). Information ratio: -0.21 (upper mid). Information ratio: -0.44 (lower mid). Information ratio: -0.66 (bottom quartile). ICICI Prudential MidCap Fund
BNP Paribas Mid Cap Fund
Aditya Birla Sun Life Midcap Fund
TATA Mid Cap Growth Fund
Best Small Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) IDBI Small Cap Fund Growth ₹34.7077
↓ -0.01 ₹743 500 11.6 20.7 19.2 19.1 18.1 -13.4 DSP Small Cap Fund Growth ₹229.151
↑ 0.26 ₹19,635 500 13.8 17.4 19.9 18.3 18 -2.8 Sundaram Small Cap Fund Growth ₹297.62
↓ -0.05 ₹3,872 100 8.6 16.2 18.4 18.2 16.9 0.4 Nippon India Small Cap Fund Growth ₹185.221
↓ -0.15 ₹78,407 100 7.9 13.8 12 16.9 19.3 -4.7 Aditya Birla Sun Life Small Cap Fund Growth ₹100.433
↓ -0.23 ₹5,731 1,000 12 18.5 20.3 16.5 13.9 -3.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Aug 26 Research Highlights & Commentary of 5 Funds showcased
Commentary IDBI Small Cap Fund DSP Small Cap Fund Sundaram Small Cap Fund Nippon India Small Cap Fund Aditya Birla Sun Life Small Cap Fund Point 1 Bottom quartile AUM (₹743 Cr). Upper mid AUM (₹19,635 Cr). Bottom quartile AUM (₹3,872 Cr). Highest AUM (₹78,407 Cr). Lower mid AUM (₹5,731 Cr). Point 2 Established history (9+ yrs). Established history (19+ yrs). Oldest track record among peers (21 yrs). Established history (15+ yrs). Established history (19+ yrs). Point 3 Not Rated. Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Rating: 4★ (lower mid). Top rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 18.08% (upper mid). 5Y return: 17.97% (lower mid). 5Y return: 16.92% (bottom quartile). 5Y return: 19.28% (top quartile). 5Y return: 13.89% (bottom quartile). Point 6 3Y return: 19.05% (top quartile). 3Y return: 18.28% (upper mid). 3Y return: 18.15% (lower mid). 3Y return: 16.90% (bottom quartile). 3Y return: 16.51% (bottom quartile). Point 7 1Y return: 19.23% (lower mid). 1Y return: 19.88% (upper mid). 1Y return: 18.38% (bottom quartile). 1Y return: 12.02% (bottom quartile). 1Y return: 20.34% (top quartile). Point 8 Alpha: 9.18 (top quartile). Alpha: 0.00 (bottom quartile). Alpha: 8.89 (upper mid). Alpha: 3.21 (lower mid). Alpha: 0.00 (bottom quartile). Point 9 Sharpe: 0.27 (top quartile). Sharpe: 0.19 (bottom quartile). Sharpe: 0.25 (upper mid). Sharpe: 0.02 (bottom quartile). Sharpe: 0.22 (lower mid). Point 10 Information ratio: -0.23 (bottom quartile). Information ratio: 0.00 (top quartile). Information ratio: -0.17 (lower mid). Information ratio: -0.27 (bottom quartile). Information ratio: 0.00 (upper mid). IDBI Small Cap Fund
DSP Small Cap Fund
Sundaram Small Cap Fund
Nippon India Small Cap Fund
Aditya Birla Sun Life Small Cap Fund
Best ELSS (Tax Saving Mutual Funds) for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) Motilal Oswal Long Term Equity Fund Growth ₹56.8942
↓ -0.37 ₹4,862 500 4.8 15.4 13.2 22.2 16.8 -9.1 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 500 9.7 15.1 16.9 20.8 10 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 500 1.2 15.4 35.5 20.6 17.4 JM Tax Gain Fund Growth ₹52.8875
↓ -0.25 ₹232 500 11.2 10.5 11.6 16.9 14.9 2.5 Baroda Pioneer ELSS 96 Growth ₹68.6676
↑ 0.33 ₹210 500 -6.1 -3.5 17.6 16.7 11.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Aug 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Motilal Oswal Long Term Equity Fund IDBI Equity Advantage Fund HDFC Long Term Advantage Fund JM Tax Gain Fund Baroda Pioneer ELSS 96 Point 1 Highest AUM (₹4,862 Cr). Lower mid AUM (₹485 Cr). Upper mid AUM (₹1,318 Cr). Bottom quartile AUM (₹232 Cr). Bottom quartile AUM (₹210 Cr). Point 2 Established history (11+ yrs). Established history (12+ yrs). Oldest track record among peers (25 yrs). Established history (18+ yrs). Established history (11+ yrs). Point 3 Not Rated. Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Not Rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 16.75% (upper mid). 5Y return: 9.97% (bottom quartile). 5Y return: 17.39% (top quartile). 5Y return: 14.85% (lower mid). 5Y return: 11.62% (bottom quartile). Point 6 3Y return: 22.19% (top quartile). 3Y return: 20.84% (upper mid). 3Y return: 20.64% (lower mid). 3Y return: 16.87% (bottom quartile). 3Y return: 16.70% (bottom quartile). Point 7 1Y return: 13.15% (bottom quartile). 1Y return: 16.92% (lower mid). 1Y return: 35.51% (top quartile). 1Y return: 11.64% (bottom quartile). 1Y return: 17.56% (upper mid). Point 8 Alpha: 6.27 (top quartile). Alpha: 1.78 (bottom quartile). Alpha: 1.75 (bottom quartile). Alpha: 4.31 (lower mid). Alpha: 5.69 (upper mid). Point 9 Sharpe: 0.02 (bottom quartile). Sharpe: 1.21 (lower mid). Sharpe: 2.27 (upper mid). Sharpe: -0.11 (bottom quartile). Sharpe: 2.51 (top quartile). Point 10 Information ratio: 0.76 (top quartile). Information ratio: -1.13 (bottom quartile). Information ratio: -0.15 (bottom quartile). Information ratio: 0.50 (upper mid). Information ratio: -0.09 (lower mid). Motilal Oswal Long Term Equity Fund
IDBI Equity Advantage Fund
HDFC Long Term Advantage Fund
JM Tax Gain Fund
Baroda Pioneer ELSS 96
Best Sector Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) BOI AXA Manufacturing and Infrastructure Fund Growth ₹67.38
↓ -0.10 ₹837 1,000 6.9 13.9 23.1 23.3 20.7 7.8 DSP Natural Resources and New Energy Fund Growth ₹108.089
↓ -0.51 ₹2,401 500 -3.5 2.1 22.3 20 15.4 17.5 SBI Healthcare Opportunities Fund Growth ₹520.362
↑ 0.73 ₹4,998 500 12.5 24.6 20.3 23.4 17.9 -3.5 SBI Magnum Global Fund Growth ₹415.54
↓ -1.85 ₹6,290 500 10.9 17.3 18.3 8.4 9.2 -5.6 DSP India T.I.G.E.R Fund Growth ₹364.647
↓ -0.17 ₹6,264 500 4.8 13.1 18.1 22.1 21.8 -2.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Aug 26 Research Highlights & Commentary of 5 Funds showcased
Commentary BOI AXA Manufacturing and Infrastructure Fund DSP Natural Resources and New Energy Fund SBI Healthcare Opportunities Fund SBI Magnum Global Fund DSP India T.I.G.E.R Fund Point 1 Bottom quartile AUM (₹837 Cr). Bottom quartile AUM (₹2,401 Cr). Lower mid AUM (₹4,998 Cr). Highest AUM (₹6,290 Cr). Upper mid AUM (₹6,264 Cr). Point 2 Established history (16+ yrs). Established history (18+ yrs). Established history (21+ yrs). Established history (21+ yrs). Oldest track record among peers (22 yrs). Point 3 Not Rated. Top rated. Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 4★ (upper mid). Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Point 5 5Y return: 20.71% (upper mid). 5Y return: 15.44% (bottom quartile). 5Y return: 17.86% (lower mid). 5Y return: 9.20% (bottom quartile). 5Y return: 21.82% (top quartile). Point 6 3Y return: 23.27% (upper mid). 3Y return: 20.02% (bottom quartile). 3Y return: 23.41% (top quartile). 3Y return: 8.39% (bottom quartile). 3Y return: 22.12% (lower mid). Point 7 1Y return: 23.07% (top quartile). 1Y return: 22.27% (upper mid). 1Y return: 20.34% (lower mid). 1Y return: 18.28% (bottom quartile). 1Y return: 18.06% (bottom quartile). Point 8 Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 2.23 (top quartile). Alpha: -4.64 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 9 Sharpe: 0.53 (lower mid). Sharpe: 0.72 (top quartile). Sharpe: 0.59 (upper mid). Sharpe: 0.15 (bottom quartile). Sharpe: 0.44 (bottom quartile). Point 10 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: -0.17 (bottom quartile). Information ratio: -0.82 (bottom quartile). Information ratio: 0.00 (lower mid). BOI AXA Manufacturing and Infrastructure Fund
DSP Natural Resources and New Energy Fund
SBI Healthcare Opportunities Fund
SBI Magnum Global Fund
DSP India T.I.G.E.R Fund
Best Focused Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) ICICI Prudential Focused Equity Fund Growth ₹96.09
↓ -0.32 ₹17,012 100 7.2 -0.6 5.8 17.5 15.5 15.4 Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 ₹1,354 100 -5 8.5 24.5 17 17.3 HDFC Focused 30 Fund Growth ₹236.01
↓ -0.17 ₹27,303 300 6.7 -1.6 3.5 16.3 18.2 10.9 SBI Focused Equity Fund Growth ₹401.225
↑ 0.85 ₹47,274 500 6.5 6.9 16.1 16 12.6 15.7 DSP Focus Fund Growth ₹56.047
↓ -0.12 ₹2,601 500 8.1 1.2 6.8 14.2 10.7 7.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Aug 26 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Focused Equity Fund Sundaram Select Focus Fund HDFC Focused 30 Fund SBI Focused Equity Fund DSP Focus Fund Point 1 Lower mid AUM (₹17,012 Cr). Bottom quartile AUM (₹1,354 Cr). Upper mid AUM (₹27,303 Cr). Highest AUM (₹47,274 Cr). Bottom quartile AUM (₹2,601 Cr). Point 2 Established history (17+ yrs). Oldest track record among peers (24 yrs). Established history (21+ yrs). Established history (21+ yrs). Established history (16+ yrs). Point 3 Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 15.49% (lower mid). 5Y return: 17.29% (upper mid). 5Y return: 18.18% (top quartile). 5Y return: 12.65% (bottom quartile). 5Y return: 10.74% (bottom quartile). Point 6 3Y return: 17.52% (top quartile). 3Y return: 17.03% (upper mid). 3Y return: 16.30% (lower mid). 3Y return: 16.03% (bottom quartile). 3Y return: 14.21% (bottom quartile). Point 7 1Y return: 5.85% (bottom quartile). 1Y return: 24.49% (top quartile). 1Y return: 3.47% (bottom quartile). 1Y return: 16.11% (upper mid). 1Y return: 6.77% (lower mid). Point 8 Alpha: 2.26 (upper mid). Alpha: -5.62 (bottom quartile). Alpha: -0.27 (bottom quartile). Alpha: 10.04 (top quartile). Alpha: 0.68 (lower mid). Point 9 Sharpe: -0.20 (lower mid). Sharpe: 1.85 (top quartile). Sharpe: -0.32 (bottom quartile). Sharpe: 0.18 (upper mid). Sharpe: -0.27 (bottom quartile). Point 10 Information ratio: 1.27 (top quartile). Information ratio: -0.52 (bottom quartile). Information ratio: 0.67 (upper mid). Information ratio: 0.49 (lower mid). Information ratio: 0.39 (bottom quartile). ICICI Prudential Focused Equity Fund
Sundaram Select Focus Fund
HDFC Focused 30 Fund
SBI Focused Equity Fund
DSP Focus Fund
Best Value Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) HDFC Capital Builder Value Fund Growth ₹800.362
↓ -2.42 ₹7,583 300 8.4 4.4 9.5 17.2 14.4 8.6 Aditya Birla Sun Life Pure Value Fund Growth ₹137.946
↓ -0.38 ₹6,603 1,000 6.5 8.2 14.7 16.4 14.5 2.6 Nippon India Value Fund Growth ₹226.349
↓ -1.04 ₹8,962 100 2.5 -1.2 3.1 15.6 14.5 4.2 UTI Value Opportunities Fund Growth ₹168.181
↓ -0.12 ₹9,440 500 4.8 -1.6 1.4 13.8 11.8 7 ICICI Prudential Value Discovery Fund Growth ₹465.9
↓ -0.99 ₹60,198 100 2.1 -4 0.1 13.7 15.5 13.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Aug 26 Research Highlights & Commentary of 5 Funds showcased
Commentary HDFC Capital Builder Value Fund Aditya Birla Sun Life Pure Value Fund Nippon India Value Fund UTI Value Opportunities Fund ICICI Prudential Value Discovery Fund Point 1 Bottom quartile AUM (₹7,583 Cr). Bottom quartile AUM (₹6,603 Cr). Lower mid AUM (₹8,962 Cr). Upper mid AUM (₹9,440 Cr). Highest AUM (₹60,198 Cr). Point 2 Oldest track record among peers (32 yrs). Established history (18+ yrs). Established history (21+ yrs). Established history (21+ yrs). Established history (22+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Not Rated. Rating: 1★ (bottom quartile). Rating: 2★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 14.43% (bottom quartile). 5Y return: 14.48% (upper mid). 5Y return: 14.47% (lower mid). 5Y return: 11.80% (bottom quartile). 5Y return: 15.46% (top quartile). Point 6 3Y return: 17.19% (top quartile). 3Y return: 16.37% (upper mid). 3Y return: 15.63% (lower mid). 3Y return: 13.79% (bottom quartile). 3Y return: 13.66% (bottom quartile). Point 7 1Y return: 9.49% (upper mid). 1Y return: 14.66% (top quartile). 1Y return: 3.06% (lower mid). 1Y return: 1.40% (bottom quartile). 1Y return: 0.07% (bottom quartile). Point 8 Alpha: 3.42 (upper mid). Alpha: 6.28 (top quartile). Alpha: -0.61 (lower mid). Alpha: -3.38 (bottom quartile). Alpha: -3.68 (bottom quartile). Point 9 Sharpe: -0.13 (upper mid). Sharpe: 0.01 (top quartile). Sharpe: -0.36 (lower mid). Sharpe: -0.53 (bottom quartile). Sharpe: -0.58 (bottom quartile). Point 10 Information ratio: 1.47 (top quartile). Information ratio: 0.70 (lower mid). Information ratio: 1.12 (upper mid). Information ratio: 0.27 (bottom quartile). Information ratio: 0.38 (bottom quartile). HDFC Capital Builder Value Fund
Aditya Birla Sun Life Pure Value Fund
Nippon India Value Fund
UTI Value Opportunities Fund
ICICI Prudential Value Discovery Fund
SIP Calculator
SIP calculator is one of the efficient tools an investor can use while investing in mutual funds. Whether one wants to invest to buy a car/house, plan for retirement, a child's higher education or any other asset, the SIP calculator can be used for the same. It helps to calculate the amount of investment and time period that is required for investing to reach the particular financial goal. So, common questions like "how much to invest in a SIP or how till that time should I invest", resolves using this calculator.
When using a SIP calculator, one has to fill certain variables, that include (illustration is given below)-
- The desired investment duration
- The estimated monthly SIP amount
- Expected inflation rate (annual) for the years to come
- Long-term growth rate on investments
Once you feed all the above-mentioned information, the calculator will end up giving you the amount you will receive (your SIP returns) after the number of years mentioned. Your net profit will be highlighted as well so that you can estimate your goal fulfilment accordingly.
How to Invest in Best Mutual Funds?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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