Best Mutual Funds in India for SIP 2025 – 2026
A Systematic Investment plan (SIP) is considered to be the most efficient way to invest in Mutual Funds, especially for the long-term plan. It permits investors to purchase a unit on a particular date every month in order to implement a long-term savings plan. One of the reasons why investors feel comfortable towards Investing in SIP is the flexibility they offer. Investors can invest in SIP on either monthly, quarterly or weekly Basis, as per their convenience. Let’s learn more about how one can achieve their Financial goals with systematic investment plans, how sip calculator is helpful in investment, along with best mutual funds in India for SIP.
SIP- Optimal Way to Achieve Financial Goals
SIP is designed in a way that one can easily pre-plan their investments and invest according to their financial goals. But, one has to invest for a long-time to achieve goals via SIP. Generally, SIP is widely used for planning goals like-
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- Buying a car
- Buying a house
- Marriage
- Child’s education
- Save for an international trip
- retirement
- Medical emergencies etc.
One can start investing in SIPs with an amount as minimum as INR 500 and INR 1000. Once you begin investing in SIP your money start going each day as it is exposed to the stock Market. That is why SIPs as a route is mostly preferred in Equity Funds. Moreover, historically, investment in equity stocks has given impressive returns amongst all the other asset classes, if the investment was done with discipline and with a long-term horizon.
SIP in equity helps to avoid the risk of timing the market and facilitate wealth creation by averaging the cost of investment. Let’s look at some more Benefits of SIP that helps in achieving long-term goals:
Power of Compounding- Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since SIP in Mutual Funds are in instalments, they are compounded, which adds more to the initially invested sum.
Risk reduction- Given that a SIP is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
Convenience of SIPs- Convenience is one of the biggest benefits of a SIP. A user has to sign-up one-time and go through documentation. Once done, thereafter debits for subsequent investments take place automatically and the investor just has to monitor the investments.
Best Mutual Funds in India for SIP 2025 - 2026
Best Large Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Large Cap Fund Growth ₹88.6916
↓ -0.83 ₹43,829 100 3.8 5.6 2.3 19.1 24.3 18.2 ICICI Prudential Bluechip Fund Growth ₹108.1
↓ -0.96 ₹72,336 100 2.2 5.2 2.8 17.7 21.5 16.9 DSP TOP 100 Equity Growth ₹460.858
↓ -3.15 ₹6,323 500 0 3.3 2.3 17.1 18.3 20.5 HDFC Top 100 Fund Growth ₹1,109.55
↓ -11.72 ₹38,905 300 0.6 2.5 -1.5 15.7 20.9 11.6 Invesco India Largecap Fund Growth ₹67.25
↓ -0.69 ₹1,558 100 2.4 4.2 0.9 15.5 18.4 20 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Large Cap Fund ICICI Prudential Bluechip Fund DSP TOP 100 Equity HDFC Top 100 Fund Invesco India Largecap Fund Point 1 Upper mid AUM (₹43,829 Cr). Highest AUM (₹72,336 Cr). Bottom quartile AUM (₹6,323 Cr). Lower mid AUM (₹38,905 Cr). Bottom quartile AUM (₹1,558 Cr). Point 2 Established history (18+ yrs). Established history (17+ yrs). Established history (22+ yrs). Oldest track record among peers (28 yrs). Established history (15+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 24.29% (top quartile). 5Y return: 21.46% (upper mid). 5Y return: 18.26% (bottom quartile). 5Y return: 20.89% (lower mid). 5Y return: 18.44% (bottom quartile). Point 6 3Y return: 19.09% (top quartile). 3Y return: 17.70% (upper mid). 3Y return: 17.14% (lower mid). 3Y return: 15.74% (bottom quartile). 3Y return: 15.45% (bottom quartile). Point 7 1Y return: 2.32% (lower mid). 1Y return: 2.78% (top quartile). 1Y return: 2.34% (upper mid). 1Y return: -1.55% (bottom quartile). 1Y return: 0.95% (bottom quartile). Point 8 Alpha: 0.12 (bottom quartile). Alpha: 1.93 (lower mid). Alpha: 3.29 (top quartile). Alpha: -1.46 (bottom quartile). Alpha: 1.96 (upper mid). Point 9 Sharpe: 0.07 (bottom quartile). Sharpe: 0.14 (upper mid). Sharpe: 0.33 (top quartile). Sharpe: -0.11 (bottom quartile). Sharpe: 0.12 (lower mid). Point 10 Information ratio: 1.85 (top quartile). Information ratio: 1.10 (upper mid). Information ratio: 0.84 (lower mid). Information ratio: 0.66 (bottom quartile). Information ratio: 0.71 (bottom quartile). Nippon India Large Cap Fund
ICICI Prudential Bluechip Fund
DSP TOP 100 Equity
HDFC Top 100 Fund
Invesco India Largecap Fund
Best Multi Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Multi Cap Fund Growth ₹293.48
↓ -2.42 ₹45,366 100 7.2 7.9 2.1 23.4 30.5 25.8 Motilal Oswal Multicap 35 Fund Growth ₹59.6733
↓ -2.11 ₹13,894 500 3.4 4 6 22.1 18.5 45.7 HDFC Equity Fund Growth ₹1,944.78
↓ -15.98 ₹79,585 300 2.3 5.9 7 22.1 28 23.5 JM Multicap Fund Growth ₹94.6006
↓ -1.12 ₹6,144 500 2.1 -3.1 -8.8 21.8 24.8 33.3 ICICI Prudential Multicap Fund Growth ₹776.25
↓ -5.87 ₹15,533 100 3.8 3.7 -0.1 20.1 24.4 20.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Multi Cap Fund Motilal Oswal Multicap 35 Fund HDFC Equity Fund JM Multicap Fund ICICI Prudential Multicap Fund Point 1 Upper mid AUM (₹45,366 Cr). Bottom quartile AUM (₹13,894 Cr). Highest AUM (₹79,585 Cr). Bottom quartile AUM (₹6,144 Cr). Lower mid AUM (₹15,533 Cr). Point 2 Established history (20+ yrs). Established history (11+ yrs). Oldest track record among peers (30 yrs). Established history (16+ yrs). Established history (30+ yrs). Point 3 Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 30.54% (top quartile). 5Y return: 18.51% (bottom quartile). 5Y return: 27.98% (upper mid). 5Y return: 24.77% (lower mid). 5Y return: 24.41% (bottom quartile). Point 6 3Y return: 23.42% (top quartile). 3Y return: 22.15% (upper mid). 3Y return: 22.10% (lower mid). 3Y return: 21.79% (bottom quartile). 3Y return: 20.08% (bottom quartile). Point 7 1Y return: 2.11% (lower mid). 1Y return: 5.98% (upper mid). 1Y return: 7.02% (top quartile). 1Y return: -8.84% (bottom quartile). 1Y return: -0.08% (bottom quartile). Point 8 Alpha: 0.04 (bottom quartile). Alpha: 8.72 (top quartile). Alpha: 4.30 (upper mid). Alpha: -8.04 (bottom quartile). Alpha: 0.66 (lower mid). Point 9 Sharpe: 0.03 (bottom quartile). Sharpe: 0.42 (top quartile). Sharpe: 0.39 (upper mid). Sharpe: -0.50 (bottom quartile). Sharpe: 0.07 (lower mid). Point 10 Information ratio: 0.97 (lower mid). Information ratio: 0.73 (bottom quartile). Information ratio: 1.47 (top quartile). Information ratio: 1.02 (upper mid). Information ratio: 0.13 (bottom quartile). Nippon India Multi Cap Fund
Motilal Oswal Multicap 35 Fund
HDFC Equity Fund
JM Multicap Fund
ICICI Prudential Multicap Fund
Best Mid Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Invesco India Mid Cap Fund Growth ₹176.71
↓ -1.67 ₹7,406 500 13.1 12.5 14.7 27.4 28.4 43.1 ICICI Prudential MidCap Fund Growth ₹290.57
↓ -3.96 ₹6,824 100 10 8.8 2.8 21.5 27.3 27 TATA Mid Cap Growth Fund Growth ₹418.501
↓ -4.08 ₹4,985 150 6.3 4.1 -4 20.3 25.1 22.7 BNP Paribas Mid Cap Fund Growth ₹98.0651
↓ -0.78 ₹2,213 300 5.5 2.7 -1.6 19.2 24.5 28.5 Aditya Birla Sun Life Midcap Fund Growth ₹767.31
↓ -8.30 ₹6,205 1,000 6.2 6.9 0.3 18.5 25 22 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Invesco India Mid Cap Fund ICICI Prudential MidCap Fund TATA Mid Cap Growth Fund BNP Paribas Mid Cap Fund Aditya Birla Sun Life Midcap Fund Point 1 Highest AUM (₹7,406 Cr). Upper mid AUM (₹6,824 Cr). Bottom quartile AUM (₹4,985 Cr). Bottom quartile AUM (₹2,213 Cr). Lower mid AUM (₹6,205 Cr). Point 2 Established history (18+ yrs). Established history (20+ yrs). Oldest track record among peers (31 yrs). Established history (19+ yrs). Established history (22+ yrs). Point 3 Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Point 5 5Y return: 28.44% (top quartile). 5Y return: 27.28% (upper mid). 5Y return: 25.07% (lower mid). 5Y return: 24.48% (bottom quartile). 5Y return: 25.00% (bottom quartile). Point 6 3Y return: 27.40% (top quartile). 3Y return: 21.49% (upper mid). 3Y return: 20.29% (lower mid). 3Y return: 19.19% (bottom quartile). 3Y return: 18.50% (bottom quartile). Point 7 1Y return: 14.66% (top quartile). 1Y return: 2.85% (upper mid). 1Y return: -3.98% (bottom quartile). 1Y return: -1.57% (bottom quartile). 1Y return: 0.28% (lower mid). Point 8 Alpha: 0.00 (upper mid). Alpha: 0.11 (top quartile). Alpha: -5.65 (bottom quartile). Alpha: -4.02 (bottom quartile). Alpha: -0.18 (lower mid). Point 9 Sharpe: 0.54 (top quartile). Sharpe: 0.07 (upper mid). Sharpe: -0.25 (bottom quartile). Sharpe: -0.18 (bottom quartile). Sharpe: 0.05 (lower mid). Point 10 Information ratio: 0.00 (top quartile). Information ratio: -0.54 (upper mid). Information ratio: -1.22 (lower mid). Information ratio: -1.28 (bottom quartile). Information ratio: -1.29 (bottom quartile). Invesco India Mid Cap Fund
ICICI Prudential MidCap Fund
TATA Mid Cap Growth Fund
BNP Paribas Mid Cap Fund
Aditya Birla Sun Life Midcap Fund
Best Small Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Small Cap Fund Growth ₹138.38
↓ -1.03 ₹35,781 300 13.6 7.8 2.5 24.1 31.5 20.4 Nippon India Small Cap Fund Growth ₹164.669
↓ -1.81 ₹66,602 100 7.8 4.1 -4.8 24 34 26.1 Franklin India Smaller Companies Fund Growth ₹165.7
↓ -1.73 ₹13,995 500 4.8 0.9 -7.1 23.1 31.3 23.2 Sundaram Small Cap Fund Growth ₹250.048
↓ -1.11 ₹3,439 100 8 3.4 0.1 20.6 29 19.1 DSP Small Cap Fund Growth ₹191.065
↓ -1.66 ₹17,126 500 12.1 5.2 -0.9 19.8 28.6 25.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary HDFC Small Cap Fund Nippon India Small Cap Fund Franklin India Smaller Companies Fund Sundaram Small Cap Fund DSP Small Cap Fund Point 1 Upper mid AUM (₹35,781 Cr). Highest AUM (₹66,602 Cr). Bottom quartile AUM (₹13,995 Cr). Bottom quartile AUM (₹3,439 Cr). Lower mid AUM (₹17,126 Cr). Point 2 Established history (17+ yrs). Established history (14+ yrs). Established history (19+ yrs). Oldest track record among peers (20 yrs). Established history (18+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 31.53% (upper mid). 5Y return: 34.05% (top quartile). 5Y return: 31.31% (lower mid). 5Y return: 28.99% (bottom quartile). 5Y return: 28.64% (bottom quartile). Point 6 3Y return: 24.13% (top quartile). 3Y return: 23.96% (upper mid). 3Y return: 23.08% (lower mid). 3Y return: 20.58% (bottom quartile). 3Y return: 19.85% (bottom quartile). Point 7 1Y return: 2.46% (top quartile). 1Y return: -4.79% (bottom quartile). 1Y return: -7.14% (bottom quartile). 1Y return: 0.09% (upper mid). 1Y return: -0.92% (lower mid). Point 8 Alpha: 0.00 (upper mid). Alpha: -2.86 (bottom quartile). Alpha: -7.46 (bottom quartile). Alpha: 0.16 (top quartile). Alpha: 0.00 (lower mid). Point 9 Sharpe: 0.07 (upper mid). Sharpe: -0.10 (bottom quartile). Sharpe: -0.33 (bottom quartile). Sharpe: 0.04 (lower mid). Sharpe: 0.22 (top quartile). Point 10 Information ratio: 0.00 (top quartile). Information ratio: -0.10 (lower mid). Information ratio: -0.13 (bottom quartile). Information ratio: -0.76 (bottom quartile). Information ratio: 0.00 (upper mid). HDFC Small Cap Fund
Nippon India Small Cap Fund
Franklin India Smaller Companies Fund
Sundaram Small Cap Fund
DSP Small Cap Fund
Best ELSS (Tax Saving Mutual Funds) for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Long Term Equity Fund Growth ₹50.1535
↓ -1.06 ₹4,506 500 9.7 6 3.2 24.5 25.1 47.7 SBI Magnum Tax Gain Fund Growth ₹426.177
↓ -3.60 ₹30,616 500 3 2.8 -1.7 23.7 24.9 27.7 HDFC Tax Saver Fund Growth ₹1,379.06
↓ -12.78 ₹16,908 500 2.2 5.4 4.7 21.4 24.9 21.3 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 500 9.7 15.1 16.9 20.8 10 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 500 1.2 15.4 35.5 20.6 17.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Motilal Oswal Long Term Equity Fund SBI Magnum Tax Gain Fund HDFC Tax Saver Fund IDBI Equity Advantage Fund HDFC Long Term Advantage Fund Point 1 Lower mid AUM (₹4,506 Cr). Highest AUM (₹30,616 Cr). Upper mid AUM (₹16,908 Cr). Bottom quartile AUM (₹485 Cr). Bottom quartile AUM (₹1,318 Cr). Point 2 Established history (10+ yrs). Established history (18+ yrs). Oldest track record among peers (29 yrs). Established history (11+ yrs). Established history (24+ yrs). Point 3 Not Rated. Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 25.13% (top quartile). 5Y return: 24.94% (upper mid). 5Y return: 24.88% (lower mid). 5Y return: 9.97% (bottom quartile). 5Y return: 17.39% (bottom quartile). Point 6 3Y return: 24.54% (top quartile). 3Y return: 23.74% (upper mid). 3Y return: 21.41% (lower mid). 3Y return: 20.84% (bottom quartile). 3Y return: 20.64% (bottom quartile). Point 7 1Y return: 3.23% (bottom quartile). 1Y return: -1.66% (bottom quartile). 1Y return: 4.71% (lower mid). 1Y return: 16.92% (upper mid). 1Y return: 35.51% (top quartile). Point 8 Alpha: 6.93 (top quartile). Alpha: 0.00 (bottom quartile). Alpha: 2.56 (upper mid). Alpha: 1.78 (lower mid). Alpha: 1.75 (bottom quartile). Point 9 Sharpe: 0.26 (lower mid). Sharpe: -0.02 (bottom quartile). Sharpe: 0.22 (bottom quartile). Sharpe: 1.21 (upper mid). Sharpe: 2.27 (top quartile). Point 10 Information ratio: 1.02 (lower mid). Information ratio: 2.04 (top quartile). Information ratio: 1.35 (upper mid). Information ratio: -1.13 (bottom quartile). Information ratio: -0.15 (bottom quartile). Motilal Oswal Long Term Equity Fund
SBI Magnum Tax Gain Fund
HDFC Tax Saver Fund
IDBI Equity Advantage Fund
HDFC Long Term Advantage Fund
Best Sector Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) SBI Banking & Financial Services Fund Growth ₹41.8957
↓ -0.26 ₹8,538 500 5 12 14.9 19 22.1 19.6 Baroda Pioneer Banking And Financial Services Fund Growth ₹47.0553
↓ -0.36 ₹290 500 2.3 9.5 14.6 16.6 20.1 12.5 Invesco India Financial Services Fund Growth ₹135.22
↓ -1.27 ₹1,456 100 5.3 11.1 12.7 21.1 22.6 19.8 UTI Banking and Financial Services Fund Growth ₹185.838
↓ -0.53 ₹1,356 500 2.8 10.2 12.2 16.5 21.5 11.1 TATA Banking and Financial Services Fund Growth ₹41.7646
↓ -0.24 ₹2,958 150 1.2 9.2 11.7 18.4 20.3 9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary SBI Banking & Financial Services Fund Baroda Pioneer Banking And Financial Services Fund Invesco India Financial Services Fund UTI Banking and Financial Services Fund TATA Banking and Financial Services Fund Point 1 Highest AUM (₹8,538 Cr). Bottom quartile AUM (₹290 Cr). Lower mid AUM (₹1,456 Cr). Bottom quartile AUM (₹1,356 Cr). Upper mid AUM (₹2,958 Cr). Point 2 Established history (10+ yrs). Established history (13+ yrs). Established history (17+ yrs). Oldest track record among peers (21 yrs). Established history (9+ yrs). Point 3 Not Rated. Rating: 2★ (lower mid). Top rated. Rating: 3★ (upper mid). Not Rated. Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 22.08% (upper mid). 5Y return: 20.06% (bottom quartile). 5Y return: 22.57% (top quartile). 5Y return: 21.48% (lower mid). 5Y return: 20.27% (bottom quartile). Point 6 3Y return: 18.96% (upper mid). 3Y return: 16.64% (bottom quartile). 3Y return: 21.10% (top quartile). 3Y return: 16.53% (bottom quartile). 3Y return: 18.40% (lower mid). Point 7 1Y return: 14.91% (top quartile). 1Y return: 14.59% (upper mid). 1Y return: 12.75% (lower mid). 1Y return: 12.17% (bottom quartile). 1Y return: 11.65% (bottom quartile). Point 8 Alpha: 0.33 (top quartile). Alpha: -1.68 (bottom quartile). Alpha: -0.65 (upper mid). Alpha: -2.61 (bottom quartile). Alpha: -0.75 (lower mid). Point 9 Sharpe: 0.86 (top quartile). Sharpe: 0.72 (lower mid). Sharpe: 0.70 (bottom quartile). Sharpe: 0.65 (bottom quartile). Sharpe: 0.78 (upper mid). Point 10 Information ratio: 0.61 (lower mid). Information ratio: 0.43 (bottom quartile). Information ratio: 0.96 (top quartile). Information ratio: 0.48 (bottom quartile). Information ratio: 0.78 (upper mid). SBI Banking & Financial Services Fund
Baroda Pioneer Banking And Financial Services Fund
Invesco India Financial Services Fund
UTI Banking and Financial Services Fund
TATA Banking and Financial Services Fund
Best Focused Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Focused 30 Fund Growth ₹225.356
↓ -1.57 ₹20,868 300 2.6 5.9 7.7 22.3 27.5 24 ICICI Prudential Focused Equity Fund Growth ₹89.8
↓ -0.89 ₹12,244 100 4 8.3 4.9 21.5 24.1 26.5 Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 ₹1,354 100 -5 8.5 24.5 17 17.3 Franklin India Focused Equity Fund Growth ₹106.046
↓ -0.98 ₹12,536 500 3.1 4.6 0.3 16.5 24 19.9 DSP Focus Fund Growth ₹52.484
↓ -0.90 ₹2,628 500 1.3 2.1 1.7 16.4 17.9 18.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary HDFC Focused 30 Fund ICICI Prudential Focused Equity Fund Sundaram Select Focus Fund Franklin India Focused Equity Fund DSP Focus Fund Point 1 Highest AUM (₹20,868 Cr). Lower mid AUM (₹12,244 Cr). Bottom quartile AUM (₹1,354 Cr). Upper mid AUM (₹12,536 Cr). Bottom quartile AUM (₹2,628 Cr). Point 2 Established history (20+ yrs). Established history (16+ yrs). Oldest track record among peers (23 yrs). Established history (18+ yrs). Established history (15+ yrs). Point 3 Top rated. Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 27.53% (top quartile). 5Y return: 24.11% (upper mid). 5Y return: 17.29% (bottom quartile). 5Y return: 24.03% (lower mid). 5Y return: 17.92% (bottom quartile). Point 6 3Y return: 22.33% (top quartile). 3Y return: 21.53% (upper mid). 3Y return: 17.03% (lower mid). 3Y return: 16.52% (bottom quartile). 3Y return: 16.44% (bottom quartile). Point 7 1Y return: 7.72% (upper mid). 1Y return: 4.93% (lower mid). 1Y return: 24.49% (top quartile). 1Y return: 0.30% (bottom quartile). 1Y return: 1.73% (bottom quartile). Point 8 Alpha: 4.28 (upper mid). Alpha: 6.00 (top quartile). Alpha: -5.62 (bottom quartile). Alpha: -2.22 (bottom quartile). Alpha: 1.21 (lower mid). Point 9 Sharpe: 0.41 (upper mid). Sharpe: 0.36 (lower mid). Sharpe: 1.85 (top quartile). Sharpe: -0.15 (bottom quartile). Sharpe: 0.10 (bottom quartile). Point 10 Information ratio: 1.27 (upper mid). Information ratio: 1.32 (top quartile). Information ratio: -0.52 (bottom quartile). Information ratio: -0.01 (bottom quartile). Information ratio: 0.30 (lower mid). HDFC Focused 30 Fund
ICICI Prudential Focused Equity Fund
Sundaram Select Focus Fund
Franklin India Focused Equity Fund
DSP Focus Fund
Best Value Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) JM Value Fund Growth ₹94.3718
↓ -1.11 ₹1,110 500 3.5 0.1 -9.8 23.9 25.6 25.1 ICICI Prudential Value Discovery Fund Growth ₹462.8
↑ 1.21 ₹54,096 100 2.6 5.7 3.1 21.6 26 20 Nippon India Value Fund Growth ₹218.413
↓ -2.88 ₹8,955 100 2.9 2.8 -0.1 21.5 25.6 22.3 Tata Equity PE Fund Growth ₹336.572
↓ -2.27 ₹8,840 150 3.1 2.2 -6.1 19.2 21 21.7 Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%) Normal Dividend, Reinvestment ₹112.659
↓ -0.76 ₹8,840 150 3.1 2.2 -6.1 19.1 20.8 21.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary JM Value Fund ICICI Prudential Value Discovery Fund Nippon India Value Fund Tata Equity PE Fund Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%) Point 1 Bottom quartile AUM (₹1,110 Cr). Highest AUM (₹54,096 Cr). Upper mid AUM (₹8,955 Cr). Lower mid AUM (₹8,840 Cr). Bottom quartile AUM (₹8,840 Cr). Point 2 Oldest track record among peers (28 yrs). Established history (21+ yrs). Established history (20+ yrs). Established history (21+ yrs). Established history (21+ yrs). Point 3 Rating: 4★ (upper mid). Rating: 2★ (lower mid). Not Rated. Top rated. Not Rated. Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 25.61% (upper mid). 5Y return: 26.03% (top quartile). 5Y return: 25.57% (lower mid). 5Y return: 20.97% (bottom quartile). 5Y return: 20.84% (bottom quartile). Point 6 3Y return: 23.87% (top quartile). 3Y return: 21.56% (upper mid). 3Y return: 21.45% (lower mid). 3Y return: 19.24% (bottom quartile). 3Y return: 19.13% (bottom quartile). Point 7 1Y return: -9.79% (bottom quartile). 1Y return: 3.11% (top quartile). 1Y return: -0.11% (upper mid). 1Y return: -6.07% (lower mid). 1Y return: -6.07% (bottom quartile). Point 8 Alpha: -6.74 (bottom quartile). Alpha: 4.54 (top quartile). Alpha: -0.34 (upper mid). Alpha: -4.96 (lower mid). Alpha: -5.04 (bottom quartile). Point 9 Sharpe: -0.38 (bottom quartile). Sharpe: 0.36 (top quartile). Sharpe: -0.01 (upper mid). Sharpe: -0.29 (lower mid). Sharpe: -0.29 (bottom quartile). Point 10 Information ratio: 1.08 (upper mid). Information ratio: 0.66 (bottom quartile). Information ratio: 1.64 (top quartile). Information ratio: 0.76 (lower mid). Information ratio: 0.73 (bottom quartile). JM Value Fund
ICICI Prudential Value Discovery Fund
Nippon India Value Fund
Tata Equity PE Fund
Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%)
SIP Calculator
SIP calculator is one of the efficient tools an investor can use while investing in mutual funds. Whether one wants to invest to buy a car/house, plan for retirement, a child's higher education or any other asset, the SIP calculator can be used for the same. It helps to calculate the amount of investment and time period that is required for investing to reach the particular financial goal. So, common questions like "how much to invest in a SIP or how till that time should I invest", resolves using this calculator.
When using a SIP calculator, one has to fill certain variables, that include (illustration is given below)-
- The desired investment duration
- The estimated monthly SIP amount
- Expected Inflation rate (annual) for the years to come
- Long-term growth rate on investments
Once you feed all the above-mentioned information, the calculator will end up giving you the amount you will receive (your SIP returns) after the number of years mentioned. Your net profit will be highlighted as well so that you can estimate your goal fulfilment accordingly.
How to Invest in Best Mutual Funds?
Open Free Investment Account for Lifetime at Fincash.com.
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Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
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