+91-22-48913909Best Mutual Funds in India for SIP 2026 – 2027
A Systematic Investment plan (SIP) is considered to be the most efficient way to invest in Mutual Funds, especially for the long-term plan. It permits investors to purchase a unit on a particular date every month in order to implement a long-term savings plan. One of the reasons why investors feel comfortable towards Investing in SIP is the flexibility they offer. Investors can invest in SIP on either monthly, quarterly or weekly basis, as per their convenience. Let’s learn more about how one can achieve their Financial goals with systematic investment plans, how sip calculator is helpful in investment, along with best mutual funds in India for SIP.
SIP- Optimal Way to Achieve Financial Goals
SIP is designed in a way that one can easily pre-plan their investments and invest according to their financial goals. But, one has to invest for a long-time to achieve goals via SIP. Generally, SIP is widely used for planning goals like-
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- Buying a car
- Buying a house
- Marriage
- Child’s education
- Save for an international trip
- retirement
- Medical emergencies etc.
One can start investing in SIPs with an amount as minimum as INR 500 and INR 1000. Once you begin investing in SIP your money start going each day as it is exposed to the stock market. That is why SIPs as a route is mostly preferred in Equity Funds. Moreover, historically, investment in equity stocks has given impressive returns amongst all the other asset classes, if the investment was done with discipline and with a long-term horizon.
SIP in equity helps to avoid the risk of timing the market and facilitate wealth creation by averaging the cost of investment. Let’s look at some more Benefits of SIP that helps in achieving long-term goals:
Power of Compounding- Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since SIP in Mutual Funds are in instalments, they are compounded, which adds more to the initially invested sum.
Risk reduction- Given that a SIP is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
Convenience of SIPs- Convenience is one of the biggest benefits of a SIP. A user has to sign-up one-time and go through documentation. Once done, thereafter debits for subsequent investments take place automatically and the investor just has to monitor the investments.
Best Mutual Funds in India for SIP 2026 - 2027
Fund Selection Methodology used to find 5 funds
Best Large Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Large Cap Fund Growth ₹89.7164
↓ -0.92 ₹50,876 100 -4.5 -1.7 8 17.3 18.2 9.2 ICICI Prudential Bluechip Fund Growth ₹110.44
↓ -1.08 ₹78,502 100 -3 -0.2 8.9 16.4 16.3 11.3 DSP TOP 100 Equity Growth ₹467.627
↓ -5.28 ₹7,285 500 -4 -2.4 6.9 16.2 13.4 8.4 Invesco India Largecap Fund Growth ₹68
↓ -0.76 ₹1,718 100 -5.6 -3.1 6.4 16.2 14.4 5.5 Bandhan Large Cap Fund Growth ₹76.689
↓ -1.03 ₹2,051 100 -4.1 -1.3 8.7 15.9 13.2 8.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Large Cap Fund ICICI Prudential Bluechip Fund DSP TOP 100 Equity Invesco India Largecap Fund Bandhan Large Cap Fund Point 1 Upper mid AUM (₹50,876 Cr). Highest AUM (₹78,502 Cr). Lower mid AUM (₹7,285 Cr). Bottom quartile AUM (₹1,718 Cr). Bottom quartile AUM (₹2,051 Cr). Point 2 Established history (18+ yrs). Established history (17+ yrs). Oldest track record among peers (22 yrs). Established history (16+ yrs). Established history (19+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 18.19% (top quartile). 5Y return: 16.29% (upper mid). 5Y return: 13.37% (bottom quartile). 5Y return: 14.42% (lower mid). 5Y return: 13.18% (bottom quartile). Point 6 3Y return: 17.32% (top quartile). 3Y return: 16.45% (upper mid). 3Y return: 16.24% (lower mid). 3Y return: 16.20% (bottom quartile). 3Y return: 15.88% (bottom quartile). Point 7 1Y return: 8.02% (lower mid). 1Y return: 8.94% (top quartile). 1Y return: 6.87% (bottom quartile). 1Y return: 6.40% (bottom quartile). 1Y return: 8.69% (upper mid). Point 8 Alpha: -0.94 (upper mid). Alpha: 1.30 (top quartile). Alpha: -1.17 (lower mid). Alpha: -5.05 (bottom quartile). Alpha: -2.13 (bottom quartile). Point 9 Sharpe: 0.29 (upper mid). Sharpe: 0.48 (top quartile). Sharpe: 0.26 (lower mid). Sharpe: 0.04 (bottom quartile). Sharpe: 0.21 (bottom quartile). Point 10 Information ratio: 1.37 (top quartile). Information ratio: 1.26 (upper mid). Information ratio: 0.74 (lower mid). Information ratio: 0.67 (bottom quartile). Information ratio: 0.72 (bottom quartile). Nippon India Large Cap Fund
ICICI Prudential Bluechip Fund
DSP TOP 100 Equity
Invesco India Largecap Fund
Bandhan Large Cap Fund
Best Multi Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Multicap 35 Fund Growth ₹56.9328
↓ -1.02 ₹13,862 500 -8.7 -9.7 -0.7 20.3 13 -5.6 HDFC Equity Fund Growth ₹2,020.55
↓ -20.88 ₹96,295 300 -2.8 1.3 12.3 20.1 22.1 11.4 Nippon India Multi Cap Fund Growth ₹281.173
↓ -3.86 ₹50,352 100 -7.9 -7.6 3.6 19.2 22.8 4.1 Mahindra Badhat Yojana Growth ₹34.605
↓ -0.48 ₹6,133 500 -3.9 -4.4 5.7 18.5 19.9 3.4 JM Multicap Fund Growth ₹91.9197
↓ -1.36 ₹5,463 500 -7.6 -6.7 -5.8 18.4 18 -6.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Motilal Oswal Multicap 35 Fund HDFC Equity Fund Nippon India Multi Cap Fund Mahindra Badhat Yojana JM Multicap Fund Point 1 Lower mid AUM (₹13,862 Cr). Highest AUM (₹96,295 Cr). Upper mid AUM (₹50,352 Cr). Bottom quartile AUM (₹6,133 Cr). Bottom quartile AUM (₹5,463 Cr). Point 2 Established history (11+ yrs). Oldest track record among peers (31 yrs). Established history (20+ yrs). Established history (8+ yrs). Established history (17+ yrs). Point 3 Top rated. Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Not Rated. Rating: 4★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 13.05% (bottom quartile). 5Y return: 22.12% (upper mid). 5Y return: 22.78% (top quartile). 5Y return: 19.88% (lower mid). 5Y return: 18.01% (bottom quartile). Point 6 3Y return: 20.29% (top quartile). 3Y return: 20.12% (upper mid). 3Y return: 19.19% (lower mid). 3Y return: 18.45% (bottom quartile). 3Y return: 18.42% (bottom quartile). Point 7 1Y return: -0.70% (bottom quartile). 1Y return: 12.28% (top quartile). 1Y return: 3.61% (lower mid). 1Y return: 5.73% (upper mid). 1Y return: -5.79% (bottom quartile). Point 8 Alpha: -12.91 (bottom quartile). Alpha: 3.70 (top quartile). Alpha: -1.30 (upper mid). Alpha: -1.73 (lower mid). Alpha: -14.34 (bottom quartile). Point 9 Sharpe: -0.51 (bottom quartile). Sharpe: 0.53 (top quartile). Sharpe: -0.05 (upper mid). Sharpe: -0.07 (lower mid). Sharpe: -0.73 (bottom quartile). Point 10 Information ratio: 0.54 (bottom quartile). Information ratio: 1.24 (top quartile). Information ratio: 0.64 (upper mid). Information ratio: 0.17 (bottom quartile). Information ratio: 0.59 (lower mid). Motilal Oswal Multicap 35 Fund
HDFC Equity Fund
Nippon India Multi Cap Fund
Mahindra Badhat Yojana
JM Multicap Fund
Best Mid Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential MidCap Fund Growth ₹297.77
↓ -3.49 ₹7,132 100 -2.9 -2.5 10.6 21 20.6 11.1 TATA Mid Cap Growth Fund Growth ₹428.332
↓ -6.81 ₹5,497 150 -2.3 -2.2 6 20.8 19 5.8 Aditya Birla Sun Life Midcap Fund Growth ₹759.89
↓ -11.46 ₹6,301 1,000 -4.9 -5.2 4.5 19.4 18.4 4.4 BNP Paribas Mid Cap Fund Growth ₹100.31
↓ -1.35 ₹2,313 300 -2.1 -1.5 4.6 19.3 19.1 2.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 26 Research Highlights & Commentary of 4 Funds showcased
Commentary ICICI Prudential MidCap Fund TATA Mid Cap Growth Fund Aditya Birla Sun Life Midcap Fund BNP Paribas Mid Cap Fund Point 1 Highest AUM (₹7,132 Cr). Lower mid AUM (₹5,497 Cr). Upper mid AUM (₹6,301 Cr). Bottom quartile AUM (₹2,313 Cr). Point 2 Established history (21+ yrs). Oldest track record among peers (31 yrs). Established history (23+ yrs). Established history (19+ yrs). Point 3 Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Point 5 5Y return: 20.64% (top quartile). 5Y return: 19.02% (lower mid). 5Y return: 18.40% (bottom quartile). 5Y return: 19.06% (upper mid). Point 6 3Y return: 21.04% (top quartile). 3Y return: 20.79% (upper mid). 3Y return: 19.44% (lower mid). 3Y return: 19.28% (bottom quartile). Point 7 1Y return: 10.64% (top quartile). 1Y return: 6.00% (upper mid). 1Y return: 4.51% (bottom quartile). 1Y return: 4.61% (lower mid). Point 8 Alpha: 4.76 (top quartile). Alpha: -0.26 (upper mid). Alpha: -1.66 (lower mid). Alpha: -3.59 (bottom quartile). Point 9 Sharpe: 0.33 (top quartile). Sharpe: 0.07 (upper mid). Sharpe: -0.01 (lower mid). Sharpe: -0.14 (bottom quartile). Point 10 Information ratio: -0.16 (top quartile). Information ratio: -0.48 (upper mid). Information ratio: -0.60 (lower mid). Information ratio: -0.91 (bottom quartile). ICICI Prudential MidCap Fund
TATA Mid Cap Growth Fund
Aditya Birla Sun Life Midcap Fund
BNP Paribas Mid Cap Fund
Best Small Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Small Cap Fund Growth ₹154.498
↓ -2.68 ₹68,287 100 -9.6 -11.3 -4.8 18.7 24.8 -4.7 HDFC Small Cap Fund Growth ₹130.313
↓ -1.65 ₹37,753 300 -8.6 -9.1 0.1 18 22.3 -0.6 Sundaram Small Cap Fund Growth ₹243.637
↓ -4.88 ₹3,401 100 -8.3 -8.3 0 17.9 20.6 0.4 DSP Small Cap Fund Growth ₹182.223
↓ -2.96 ₹16,935 500 -6.2 -10.1 -2.1 17.5 20.3 -2.8 Franklin India Smaller Companies Fund Growth ₹153.839
↓ -2.84 ₹13,238 500 -10.2 -13.2 -7 17.5 20.3 -8.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Small Cap Fund HDFC Small Cap Fund Sundaram Small Cap Fund DSP Small Cap Fund Franklin India Smaller Companies Fund Point 1 Highest AUM (₹68,287 Cr). Upper mid AUM (₹37,753 Cr). Bottom quartile AUM (₹3,401 Cr). Lower mid AUM (₹16,935 Cr). Bottom quartile AUM (₹13,238 Cr). Point 2 Established history (15+ yrs). Established history (17+ yrs). Oldest track record among peers (20 yrs). Established history (18+ yrs). Established history (20+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 24.77% (top quartile). 5Y return: 22.33% (upper mid). 5Y return: 20.59% (lower mid). 5Y return: 20.32% (bottom quartile). 5Y return: 20.27% (bottom quartile). Point 6 3Y return: 18.73% (top quartile). 3Y return: 18.02% (upper mid). 3Y return: 17.86% (lower mid). 3Y return: 17.53% (bottom quartile). 3Y return: 17.48% (bottom quartile). Point 7 1Y return: -4.79% (bottom quartile). 1Y return: 0.13% (top quartile). 1Y return: 0.02% (upper mid). 1Y return: -2.14% (lower mid). 1Y return: -7.02% (bottom quartile). Point 8 Alpha: -1.23 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: 3.98 (top quartile). Alpha: 0.00 (lower mid). Alpha: -5.23 (bottom quartile). Point 9 Sharpe: -0.42 (bottom quartile). Sharpe: -0.23 (upper mid). Sharpe: -0.16 (top quartile). Sharpe: -0.25 (lower mid). Sharpe: -0.60 (bottom quartile). Point 10 Information ratio: -0.02 (lower mid). Information ratio: 0.00 (top quartile). Information ratio: -0.20 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: -0.26 (bottom quartile). Nippon India Small Cap Fund
HDFC Small Cap Fund
Sundaram Small Cap Fund
DSP Small Cap Fund
Franklin India Smaller Companies Fund
Best ELSS (Tax Saving Mutual Funds) for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) SBI Magnum Tax Gain Fund Growth ₹434.106
↓ -4.74 ₹32,609 500 -2.9 -2.3 5.1 21.8 19.7 6.6 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 500 9.7 15.1 16.9 20.8 10 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 500 1.2 15.4 35.5 20.6 17.4 Motilal Oswal Long Term Equity Fund Growth ₹46.9958
↓ -1.31 ₹4,341 500 -11.2 -12.5 -2.9 20.1 17.7 -9.1 HDFC Tax Saver Fund Growth ₹1,405.62
↓ -16.09 ₹17,163 500 -4.2 -1 9.6 19.3 20 10.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 26 Research Highlights & Commentary of 5 Funds showcased
Commentary SBI Magnum Tax Gain Fund IDBI Equity Advantage Fund HDFC Long Term Advantage Fund Motilal Oswal Long Term Equity Fund HDFC Tax Saver Fund Point 1 Highest AUM (₹32,609 Cr). Bottom quartile AUM (₹485 Cr). Bottom quartile AUM (₹1,318 Cr). Lower mid AUM (₹4,341 Cr). Upper mid AUM (₹17,163 Cr). Point 2 Established history (18+ yrs). Established history (12+ yrs). Established history (25+ yrs). Established history (11+ yrs). Oldest track record among peers (29 yrs). Point 3 Rating: 2★ (lower mid). Top rated. Rating: 3★ (upper mid). Not Rated. Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 19.68% (upper mid). 5Y return: 9.97% (bottom quartile). 5Y return: 17.39% (bottom quartile). 5Y return: 17.70% (lower mid). 5Y return: 19.98% (top quartile). Point 6 3Y return: 21.82% (top quartile). 3Y return: 20.84% (upper mid). 3Y return: 20.64% (lower mid). 3Y return: 20.15% (bottom quartile). 3Y return: 19.33% (bottom quartile). Point 7 1Y return: 5.11% (bottom quartile). 1Y return: 16.92% (upper mid). 1Y return: 35.51% (top quartile). 1Y return: -2.94% (bottom quartile). 1Y return: 9.65% (lower mid). Point 8 Alpha: -0.86 (bottom quartile). Alpha: 1.78 (upper mid). Alpha: 1.75 (lower mid). Alpha: -16.15 (bottom quartile). Alpha: 2.58 (top quartile). Point 9 Sharpe: 0.10 (bottom quartile). Sharpe: 1.21 (upper mid). Sharpe: 2.27 (top quartile). Sharpe: -0.43 (bottom quartile). Sharpe: 0.41 (lower mid). Point 10 Information ratio: 1.95 (top quartile). Information ratio: -1.13 (bottom quartile). Information ratio: -0.15 (bottom quartile). Information ratio: 0.53 (lower mid). Information ratio: 1.27 (upper mid). SBI Magnum Tax Gain Fund
IDBI Equity Advantage Fund
HDFC Long Term Advantage Fund
Motilal Oswal Long Term Equity Fund
HDFC Tax Saver Fund
Best Sector Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) SBI Banking & Financial Services Fund Growth ₹44.8308
↓ -0.64 ₹10,106 500 0.4 3.6 22.5 19 16.3 20.4 DSP Natural Resources and New Energy Fund Growth ₹101.896
↑ 0.70 ₹1,573 500 8.6 12.6 20.2 19.9 22.1 17.5 UTI Banking and Financial Services Fund Growth ₹195.263
↓ -1.88 ₹1,382 500 -1.1 0.6 20.1 15.2 14.9 16.3 LIC MF Banking & Financial Services Fund Growth ₹21.7451
↓ -0.30 ₹279 1,000 -1.1 0.1 20 11.4 12.7 16.5 Sundaram Financial Services Opportunities Fund Growth ₹108.52
↓ -1.42 ₹1,661 100 1.8 2.5 19.2 17.5 16.7 16.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 26 Research Highlights & Commentary of 5 Funds showcased
Commentary SBI Banking & Financial Services Fund DSP Natural Resources and New Energy Fund UTI Banking and Financial Services Fund LIC MF Banking & Financial Services Fund Sundaram Financial Services Opportunities Fund Point 1 Highest AUM (₹10,106 Cr). Lower mid AUM (₹1,573 Cr). Bottom quartile AUM (₹1,382 Cr). Bottom quartile AUM (₹279 Cr). Upper mid AUM (₹1,661 Cr). Point 2 Established history (10+ yrs). Established history (17+ yrs). Oldest track record among peers (21 yrs). Established history (10+ yrs). Established history (17+ yrs). Point 3 Not Rated. Top rated. Rating: 3★ (upper mid). Not Rated. Rating: 3★ (lower mid). Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 16.30% (lower mid). 5Y return: 22.11% (top quartile). 5Y return: 14.87% (bottom quartile). 5Y return: 12.72% (bottom quartile). 5Y return: 16.70% (upper mid). Point 6 3Y return: 19.05% (upper mid). 3Y return: 19.94% (top quartile). 3Y return: 15.18% (bottom quartile). 3Y return: 11.44% (bottom quartile). 3Y return: 17.49% (lower mid). Point 7 1Y return: 22.53% (top quartile). 1Y return: 20.23% (upper mid). 1Y return: 20.15% (lower mid). 1Y return: 19.97% (bottom quartile). 1Y return: 19.24% (bottom quartile). Point 8 Alpha: 1.96 (top quartile). Alpha: 0.00 (upper mid). Alpha: -2.74 (bottom quartile). Alpha: -2.24 (lower mid). Alpha: -2.54 (bottom quartile). Point 9 Sharpe: 1.08 (top quartile). Sharpe: 0.74 (lower mid). Sharpe: 0.75 (upper mid). Sharpe: 0.74 (bottom quartile). Sharpe: 0.73 (bottom quartile). Point 10 Information ratio: 0.89 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.22 (lower mid). Information ratio: -0.40 (bottom quartile). Information ratio: 0.60 (upper mid). SBI Banking & Financial Services Fund
DSP Natural Resources and New Energy Fund
UTI Banking and Financial Services Fund
LIC MF Banking & Financial Services Fund
Sundaram Financial Services Opportunities Fund
Best Focused Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Focused Equity Fund Growth ₹93.74
↓ -1.31 ₹14,569 100 -2.2 1.5 15.3 21.5 20 15.4 HDFC Focused 30 Fund Growth ₹231.282
↓ -2.74 ₹26,537 300 -3.7 0 11.1 19.7 22.8 10.9 SBI Focused Equity Fund Growth ₹375.259
↑ 3.16 ₹43,173 500 1.8 6.1 16.1 18.8 16 15.7 DSP Focus Fund Growth ₹53.743
↓ -0.76 ₹2,687 500 -2.7 -2.8 6.5 18.1 13 7.3 Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 ₹1,354 100 -5 8.5 24.5 17 17.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 26 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Focused Equity Fund HDFC Focused 30 Fund SBI Focused Equity Fund DSP Focus Fund Sundaram Select Focus Fund Point 1 Lower mid AUM (₹14,569 Cr). Upper mid AUM (₹26,537 Cr). Highest AUM (₹43,173 Cr). Bottom quartile AUM (₹2,687 Cr). Bottom quartile AUM (₹1,354 Cr). Point 2 Established history (16+ yrs). Established history (21+ yrs). Established history (21+ yrs). Established history (15+ yrs). Oldest track record among peers (23 yrs). Point 3 Rating: 2★ (bottom quartile). Top rated. Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 19.96% (upper mid). 5Y return: 22.81% (top quartile). 5Y return: 16.04% (bottom quartile). 5Y return: 13.00% (bottom quartile). 5Y return: 17.29% (lower mid). Point 6 3Y return: 21.46% (top quartile). 3Y return: 19.72% (upper mid). 3Y return: 18.79% (lower mid). 3Y return: 18.06% (bottom quartile). 3Y return: 17.03% (bottom quartile). Point 7 1Y return: 15.27% (lower mid). 1Y return: 11.12% (bottom quartile). 1Y return: 16.13% (upper mid). 1Y return: 6.51% (bottom quartile). 1Y return: 24.49% (top quartile). Point 8 Alpha: 7.16 (upper mid). Alpha: 3.31 (lower mid). Alpha: 7.50 (top quartile). Alpha: -0.18 (bottom quartile). Alpha: -5.62 (bottom quartile). Point 9 Sharpe: 0.70 (lower mid). Sharpe: 0.52 (bottom quartile). Sharpe: 0.79 (upper mid). Sharpe: 0.15 (bottom quartile). Sharpe: 1.85 (top quartile). Point 10 Information ratio: 1.72 (top quartile). Information ratio: 0.99 (upper mid). Information ratio: 0.32 (bottom quartile). Information ratio: 0.52 (lower mid). Information ratio: -0.52 (bottom quartile). ICICI Prudential Focused Equity Fund
HDFC Focused 30 Fund
SBI Focused Equity Fund
DSP Focus Fund
Sundaram Select Focus Fund
Best Value Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Value Fund Growth ₹223.423
↓ -2.33 ₹9,153 100 -4 -2.4 5.9 20.3 19.9 4.2 ICICI Prudential Value Discovery Fund Growth ₹480.76
↓ -3.32 ₹61,272 100 -1.2 1.9 11.2 19.5 21.4 13.8 Aditya Birla Sun Life Pure Value Fund Growth ₹123.502
↓ -2.25 ₹6,411 1,000 -1.7 -1.8 1.7 18.2 17.4 2.6 Tata Equity PE Fund Growth ₹347.086
↓ -4.19 ₹9,061 150 -3 -2.5 4.3 18.1 16.7 3.7 Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%) Normal Dividend, Reinvestment ₹129.109
↓ -1.56 ₹9,061 150 -3 -2.5 4.3 18 16.7 3.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Value Fund ICICI Prudential Value Discovery Fund Aditya Birla Sun Life Pure Value Fund Tata Equity PE Fund Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%) Point 1 Upper mid AUM (₹9,153 Cr). Highest AUM (₹61,272 Cr). Bottom quartile AUM (₹6,411 Cr). Lower mid AUM (₹9,061 Cr). Bottom quartile AUM (₹9,061 Cr). Point 2 Established history (20+ yrs). Oldest track record among peers (21 yrs). Established history (17+ yrs). Established history (21+ yrs). Established history (16+ yrs). Point 3 Not Rated. Rating: 2★ (lower mid). Rating: 3★ (upper mid). Top rated. Not Rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 19.88% (upper mid). 5Y return: 21.41% (top quartile). 5Y return: 17.41% (lower mid). 5Y return: 16.74% (bottom quartile). 5Y return: 16.68% (bottom quartile). Point 6 3Y return: 20.31% (top quartile). 3Y return: 19.50% (upper mid). 3Y return: 18.16% (lower mid). 3Y return: 18.06% (bottom quartile). 3Y return: 18.01% (bottom quartile). Point 7 1Y return: 5.90% (upper mid). 1Y return: 11.21% (top quartile). 1Y return: 1.65% (bottom quartile). 1Y return: 4.29% (bottom quartile). 1Y return: 4.29% (lower mid). Point 8 Alpha: -3.34 (upper mid). Alpha: 5.80 (top quartile). Alpha: -4.92 (bottom quartile). Alpha: -3.79 (lower mid). Alpha: -3.79 (bottom quartile). Point 9 Sharpe: -0.07 (upper mid). Sharpe: 0.74 (top quartile). Sharpe: -0.08 (bottom quartile). Sharpe: -0.07 (lower mid). Sharpe: -0.07 (bottom quartile). Point 10 Information ratio: 1.54 (top quartile). Information ratio: 0.97 (upper mid). Information ratio: 0.58 (bottom quartile). Information ratio: 0.96 (lower mid). Information ratio: 0.94 (bottom quartile). Nippon India Value Fund
ICICI Prudential Value Discovery Fund
Aditya Birla Sun Life Pure Value Fund
Tata Equity PE Fund
Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)
SIP Calculator
SIP calculator is one of the efficient tools an investor can use while investing in mutual funds. Whether one wants to invest to buy a car/house, plan for retirement, a child's higher education or any other asset, the SIP calculator can be used for the same. It helps to calculate the amount of investment and time period that is required for investing to reach the particular financial goal. So, common questions like "how much to invest in a SIP or how till that time should I invest", resolves using this calculator.
When using a SIP calculator, one has to fill certain variables, that include (illustration is given below)-
- The desired investment duration
- The estimated monthly SIP amount
- Expected inflation rate (annual) for the years to come
- Long-term growth rate on investments
Once you feed all the above-mentioned information, the calculator will end up giving you the amount you will receive (your SIP returns) after the number of years mentioned. Your net profit will be highlighted as well so that you can estimate your goal fulfilment accordingly.
How to Invest in Best Mutual Funds?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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