+91-22-48913909Best Mutual Funds in India for SIP 2025 – 2026
A Systematic Investment plan (SIP) is considered to be the most efficient way to invest in Mutual Funds, especially for the long-term plan. It permits investors to purchase a unit on a particular date every month in order to implement a long-term savings plan. One of the reasons why investors feel comfortable towards Investing in SIP is the flexibility they offer. Investors can invest in SIP on either monthly, quarterly or weekly Basis, as per their convenience. Let’s learn more about how one can achieve their Financial goals with systematic investment plans, how sip calculator is helpful in investment, along with best mutual funds in India for SIP.
SIP- Optimal Way to Achieve Financial Goals
SIP is designed in a way that one can easily pre-plan their investments and invest according to their financial goals. But, one has to invest for a long-time to achieve goals via SIP. Generally, SIP is widely used for planning goals like-
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- Buying a car
- Buying a house
- Marriage
- Child’s education
- Save for an international trip
- retirement
- Medical emergencies etc.
One can start investing in SIPs with an amount as minimum as INR 500 and INR 1000. Once you begin investing in SIP your money start going each day as it is exposed to the stock Market. That is why SIPs as a route is mostly preferred in Equity Funds. Moreover, historically, investment in equity stocks has given impressive returns amongst all the other asset classes, if the investment was done with discipline and with a long-term horizon.
SIP in equity helps to avoid the risk of timing the market and facilitate wealth creation by averaging the cost of investment. Let’s look at some more Benefits of SIP that helps in achieving long-term goals:
Power of Compounding- Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since SIP in Mutual Funds are in instalments, they are compounded, which adds more to the initially invested sum.
Risk reduction- Given that a SIP is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
Convenience of SIPs- Convenience is one of the biggest benefits of a SIP. A user has to sign-up one-time and go through documentation. Once done, thereafter debits for subsequent investments take place automatically and the investor just has to monitor the investments.
Best Mutual Funds in India for SIP 2025 - 2026
Best Large Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Large Cap Fund Growth ₹93.735
↓ -0.66 ₹48,871 100 1.9 5.9 11.2 19.4 22.4 18.2 ICICI Prudential Bluechip Fund Growth ₹115.6
↓ -0.35 ₹75,863 100 3.6 6.3 12.4 18.5 20 16.9 DSP TOP 100 Equity Growth ₹485.968
↓ -2.35 ₹6,934 500 2.7 3.1 8.9 18.1 16.6 20.5 Invesco India Largecap Fund Growth ₹71.42
↓ -0.56 ₹1,686 100 2.8 5.2 8.9 17.3 17.7 20 Bandhan Large Cap Fund Growth ₹79.975
↓ -0.58 ₹2,017 100 2.8 6.8 10.2 17 16.8 18.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Nov 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Large Cap Fund ICICI Prudential Bluechip Fund DSP TOP 100 Equity Invesco India Largecap Fund Bandhan Large Cap Fund Point 1 Upper mid AUM (₹48,871 Cr). Highest AUM (₹75,863 Cr). Lower mid AUM (₹6,934 Cr). Bottom quartile AUM (₹1,686 Cr). Bottom quartile AUM (₹2,017 Cr). Point 2 Established history (18+ yrs). Established history (17+ yrs). Oldest track record among peers (22 yrs). Established history (16+ yrs). Established history (19+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 22.45% (top quartile). 5Y return: 20.00% (upper mid). 5Y return: 16.64% (bottom quartile). 5Y return: 17.70% (lower mid). 5Y return: 16.79% (bottom quartile). Point 6 3Y return: 19.43% (top quartile). 3Y return: 18.51% (upper mid). 3Y return: 18.05% (lower mid). 3Y return: 17.33% (bottom quartile). 3Y return: 16.96% (bottom quartile). Point 7 1Y return: 11.18% (upper mid). 1Y return: 12.36% (top quartile). 1Y return: 8.88% (bottom quartile). 1Y return: 8.87% (bottom quartile). 1Y return: 10.18% (lower mid). Point 8 Alpha: 0.46 (upper mid). Alpha: 0.55 (top quartile). Alpha: -2.26 (bottom quartile). Alpha: 0.09 (lower mid). Alpha: -0.04 (bottom quartile). Point 9 Sharpe: 0.15 (top quartile). Sharpe: 0.12 (upper mid). Sharpe: -0.10 (bottom quartile). Sharpe: 0.08 (bottom quartile). Sharpe: 0.11 (lower mid). Point 10 Information ratio: 1.44 (top quartile). Information ratio: 1.23 (upper mid). Information ratio: 0.51 (bottom quartile). Information ratio: 0.72 (lower mid). Information ratio: 0.53 (bottom quartile). Nippon India Large Cap Fund
ICICI Prudential Bluechip Fund
DSP TOP 100 Equity
Invesco India Largecap Fund
Bandhan Large Cap Fund
Best Multi Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Multicap 35 Fund Growth ₹62.2781
↓ -0.82 ₹14,319 500 0.6 4.2 5.1 22.3 17.4 45.7 Nippon India Multi Cap Fund Growth ₹302.439
↓ -2.77 ₹49,314 100 -0.3 4.6 7.1 22.2 27.4 25.8 HDFC Equity Fund Growth ₹2,074.87
↓ -12.59 ₹91,041 300 3.1 6.5 13.1 21.8 26.3 23.5 JM Multicap Fund Growth ₹98.1084
↓ -0.78 ₹6,080 500 0 1.3 -1.2 21.2 22.5 33.3 ICICI Prudential Multicap Fund Growth ₹800.47
↓ -8.68 ₹16,067 100 0.3 2.6 6.4 19.8 22 20.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Nov 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Motilal Oswal Multicap 35 Fund Nippon India Multi Cap Fund HDFC Equity Fund JM Multicap Fund ICICI Prudential Multicap Fund Point 1 Bottom quartile AUM (₹14,319 Cr). Upper mid AUM (₹49,314 Cr). Highest AUM (₹91,041 Cr). Bottom quartile AUM (₹6,080 Cr). Lower mid AUM (₹16,067 Cr). Point 2 Established history (11+ yrs). Established history (20+ yrs). Established history (30+ yrs). Established history (17+ yrs). Oldest track record among peers (31 yrs). Point 3 Top rated. Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 17.37% (bottom quartile). 5Y return: 27.42% (top quartile). 5Y return: 26.35% (upper mid). 5Y return: 22.53% (lower mid). 5Y return: 22.00% (bottom quartile). Point 6 3Y return: 22.34% (top quartile). 3Y return: 22.18% (upper mid). 3Y return: 21.84% (lower mid). 3Y return: 21.18% (bottom quartile). 3Y return: 19.83% (bottom quartile). Point 7 1Y return: 5.09% (bottom quartile). 1Y return: 7.08% (upper mid). 1Y return: 13.09% (top quartile). 1Y return: -1.20% (bottom quartile). 1Y return: 6.42% (lower mid). Point 8 Alpha: 0.60 (upper mid). Alpha: -0.58 (lower mid). Alpha: 3.93 (top quartile). Alpha: -10.27 (bottom quartile). Alpha: -2.69 (bottom quartile). Point 9 Sharpe: 0.05 (upper mid). Sharpe: -0.07 (lower mid). Sharpe: 0.39 (top quartile). Sharpe: -0.64 (bottom quartile). Sharpe: -0.23 (bottom quartile). Point 10 Information ratio: 0.57 (bottom quartile). Information ratio: 0.64 (lower mid). Information ratio: 1.44 (top quartile). Information ratio: 0.89 (upper mid). Information ratio: 0.24 (bottom quartile). Motilal Oswal Multicap 35 Fund
Nippon India Multi Cap Fund
HDFC Equity Fund
JM Multicap Fund
ICICI Prudential Multicap Fund
Best Mid Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Invesco India Mid Cap Fund Growth ₹184.61
↓ -1.76 ₹9,320 500 0.2 11.3 14.6 27.6 26.1 43.1 ICICI Prudential MidCap Fund Growth ₹309.9
↓ -4.10 ₹6,964 100 3.6 9.7 13.1 22.9 24.9 27 TATA Mid Cap Growth Fund Growth ₹444.343
↓ -3.98 ₹5,283 150 2.8 7.8 7.2 21.8 22.3 22.7 BNP Paribas Mid Cap Fund Growth ₹104.354
↓ -1.27 ₹2,276 300 2.9 6.6 6.6 20.5 23.1 28.5 Aditya Birla Sun Life Midcap Fund Growth ₹796.5
↓ -9.29 ₹6,271 1,000 0.8 5.1 6.3 20.4 22.7 22 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Nov 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Invesco India Mid Cap Fund ICICI Prudential MidCap Fund TATA Mid Cap Growth Fund BNP Paribas Mid Cap Fund Aditya Birla Sun Life Midcap Fund Point 1 Highest AUM (₹9,320 Cr). Upper mid AUM (₹6,964 Cr). Bottom quartile AUM (₹5,283 Cr). Bottom quartile AUM (₹2,276 Cr). Lower mid AUM (₹6,271 Cr). Point 2 Established history (18+ yrs). Established history (21+ yrs). Oldest track record among peers (31 yrs). Established history (19+ yrs). Established history (23+ yrs). Point 3 Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Point 5 5Y return: 26.14% (top quartile). 5Y return: 24.90% (upper mid). 5Y return: 22.28% (bottom quartile). 5Y return: 23.06% (lower mid). 5Y return: 22.73% (bottom quartile). Point 6 3Y return: 27.64% (top quartile). 3Y return: 22.91% (upper mid). 3Y return: 21.80% (lower mid). 3Y return: 20.53% (bottom quartile). 3Y return: 20.43% (bottom quartile). Point 7 1Y return: 14.56% (top quartile). 1Y return: 13.14% (upper mid). 1Y return: 7.23% (lower mid). 1Y return: 6.59% (bottom quartile). 1Y return: 6.29% (bottom quartile). Point 8 Alpha: 0.00 (upper mid). Alpha: 2.69 (top quartile). Alpha: -3.43 (lower mid). Alpha: -3.98 (bottom quartile). Alpha: -4.40 (bottom quartile). Point 9 Sharpe: 0.43 (top quartile). Sharpe: 0.22 (upper mid). Sharpe: -0.12 (lower mid). Sharpe: -0.17 (bottom quartile). Sharpe: -0.17 (bottom quartile). Point 10 Information ratio: 0.00 (top quartile). Information ratio: -0.29 (upper mid). Information ratio: -0.66 (lower mid). Information ratio: -1.03 (bottom quartile). Information ratio: -0.80 (bottom quartile). Invesco India Mid Cap Fund
ICICI Prudential MidCap Fund
TATA Mid Cap Growth Fund
BNP Paribas Mid Cap Fund
Aditya Birla Sun Life Midcap Fund
Best Small Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Small Cap Fund Growth ₹168.174
↓ -2.07 ₹68,969 100 -0.7 2.7 0.2 22.1 30.1 26.1 HDFC Small Cap Fund Growth ₹140.593
↓ -1.47 ₹38,412 300 -1.5 5.8 5.6 21.9 27.8 20.4 Franklin India Smaller Companies Fund Growth ₹168.717
↓ -2.03 ₹13,790 500 -0.9 -0.2 -1.3 21.3 26.1 23.2 Sundaram Small Cap Fund Growth ₹261.927
↓ -3.29 ₹3,496 100 1.8 5.3 6.1 20.8 25.4 19.1 DSP Small Cap Fund Growth ₹194.948
↓ -2.50 ₹16,868 500 -1 4.8 3.2 20.4 24.7 25.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Nov 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Small Cap Fund HDFC Small Cap Fund Franklin India Smaller Companies Fund Sundaram Small Cap Fund DSP Small Cap Fund Point 1 Highest AUM (₹68,969 Cr). Upper mid AUM (₹38,412 Cr). Bottom quartile AUM (₹13,790 Cr). Bottom quartile AUM (₹3,496 Cr). Lower mid AUM (₹16,868 Cr). Point 2 Established history (15+ yrs). Established history (17+ yrs). Established history (19+ yrs). Oldest track record among peers (20 yrs). Established history (18+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 30.12% (top quartile). 5Y return: 27.80% (upper mid). 5Y return: 26.11% (lower mid). 5Y return: 25.44% (bottom quartile). 5Y return: 24.65% (bottom quartile). Point 6 3Y return: 22.10% (top quartile). 3Y return: 21.94% (upper mid). 3Y return: 21.31% (lower mid). 3Y return: 20.78% (bottom quartile). 3Y return: 20.37% (bottom quartile). Point 7 1Y return: 0.21% (bottom quartile). 1Y return: 5.65% (upper mid). 1Y return: -1.28% (bottom quartile). 1Y return: 6.07% (top quartile). 1Y return: 3.19% (lower mid). Point 8 Alpha: -2.66 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: -3.92 (bottom quartile). Alpha: 2.09 (top quartile). Alpha: 0.00 (lower mid). Point 9 Sharpe: -0.35 (bottom quartile). Sharpe: -0.07 (top quartile). Sharpe: -0.40 (bottom quartile). Sharpe: -0.12 (upper mid). Sharpe: -0.17 (lower mid). Point 10 Information ratio: -0.11 (lower mid). Information ratio: 0.00 (top quartile). Information ratio: -0.26 (bottom quartile). Information ratio: -0.43 (bottom quartile). Information ratio: 0.00 (upper mid). Nippon India Small Cap Fund
HDFC Small Cap Fund
Franklin India Smaller Companies Fund
Sundaram Small Cap Fund
DSP Small Cap Fund
Best ELSS (Tax Saving Mutual Funds) for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Long Term Equity Fund Growth ₹52.1851
↓ -0.66 ₹4,515 500 2.9 3 1.3 24.3 22.6 47.7 SBI Magnum Tax Gain Fund Growth ₹447.771
↓ -2.97 ₹31,783 500 2.4 4.2 7.2 23.7 23.7 27.7 HDFC Tax Saver Fund Growth ₹1,460.11
↓ -8.72 ₹17,194 500 2.2 5.3 11.5 21.1 23.9 21.3 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 500 9.7 15.1 16.9 20.8 10 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 500 1.2 15.4 35.5 20.6 17.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Nov 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Motilal Oswal Long Term Equity Fund SBI Magnum Tax Gain Fund HDFC Tax Saver Fund IDBI Equity Advantage Fund HDFC Long Term Advantage Fund Point 1 Lower mid AUM (₹4,515 Cr). Highest AUM (₹31,783 Cr). Upper mid AUM (₹17,194 Cr). Bottom quartile AUM (₹485 Cr). Bottom quartile AUM (₹1,318 Cr). Point 2 Established history (10+ yrs). Established history (18+ yrs). Oldest track record among peers (29 yrs). Established history (12+ yrs). Established history (24+ yrs). Point 3 Not Rated. Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 22.62% (lower mid). 5Y return: 23.69% (upper mid). 5Y return: 23.87% (top quartile). 5Y return: 9.97% (bottom quartile). 5Y return: 17.39% (bottom quartile). Point 6 3Y return: 24.28% (top quartile). 3Y return: 23.67% (upper mid). 3Y return: 21.14% (lower mid). 3Y return: 20.84% (bottom quartile). 3Y return: 20.64% (bottom quartile). Point 7 1Y return: 1.35% (bottom quartile). 1Y return: 7.16% (bottom quartile). 1Y return: 11.52% (lower mid). 1Y return: 16.92% (upper mid). 1Y return: 35.51% (top quartile). Point 8 Alpha: -2.71 (bottom quartile). Alpha: -2.21 (bottom quartile). Alpha: 2.58 (top quartile). Alpha: 1.78 (upper mid). Alpha: 1.75 (lower mid). Point 9 Sharpe: -0.08 (bottom quartile). Sharpe: -0.18 (bottom quartile). Sharpe: 0.25 (lower mid). Sharpe: 1.21 (upper mid). Sharpe: 2.27 (top quartile). Point 10 Information ratio: 0.75 (lower mid). Information ratio: 1.86 (top quartile). Information ratio: 1.38 (upper mid). Information ratio: -1.13 (bottom quartile). Information ratio: -0.15 (bottom quartile). Motilal Oswal Long Term Equity Fund
SBI Magnum Tax Gain Fund
HDFC Tax Saver Fund
IDBI Equity Advantage Fund
HDFC Long Term Advantage Fund
Best Sector Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) SBI Banking & Financial Services Fund Growth ₹45.0599
↓ -0.49 ₹9,273 500 5.1 10.4 21.4 19.8 17.9 19.6 UTI Transportation & Logistics Fund Growth ₹294.567
↓ -0.55 ₹4,008 500 5.2 15.8 18.7 25.2 24.5 18.7 LIC MF Banking & Financial Services Fund Growth ₹22.3604
↓ -0.12 ₹285 1,000 6.6 9.5 18.3 12.8 14.5 0.5 TATA Banking and Financial Services Fund Growth ₹45.0184
↓ -0.36 ₹3,125 150 5.3 7.2 18 17.4 16.8 9 UTI Banking and Financial Services Fund Growth ₹197.521
↓ -1.90 ₹1,347 500 4.6 6.3 17.6 15.9 16.9 11.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Nov 25 Research Highlights & Commentary of 5 Funds showcased
Commentary SBI Banking & Financial Services Fund UTI Transportation & Logistics Fund LIC MF Banking & Financial Services Fund TATA Banking and Financial Services Fund UTI Banking and Financial Services Fund Point 1 Highest AUM (₹9,273 Cr). Upper mid AUM (₹4,008 Cr). Bottom quartile AUM (₹285 Cr). Lower mid AUM (₹3,125 Cr). Bottom quartile AUM (₹1,347 Cr). Point 2 Established history (10+ yrs). Oldest track record among peers (21 yrs). Established history (10+ yrs). Established history (9+ yrs). Established history (21+ yrs). Point 3 Not Rated. Top rated. Not Rated. Not Rated. Rating: 3★ (upper mid). Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 17.88% (upper mid). 5Y return: 24.51% (top quartile). 5Y return: 14.50% (bottom quartile). 5Y return: 16.77% (bottom quartile). 5Y return: 16.85% (lower mid). Point 6 3Y return: 19.79% (upper mid). 3Y return: 25.23% (top quartile). 3Y return: 12.77% (bottom quartile). 3Y return: 17.35% (lower mid). 3Y return: 15.95% (bottom quartile). Point 7 1Y return: 21.35% (top quartile). 1Y return: 18.68% (upper mid). 1Y return: 18.25% (lower mid). 1Y return: 17.98% (bottom quartile). 1Y return: 17.64% (bottom quartile). Point 8 Alpha: 0.79 (top quartile). Alpha: 0.00 (upper mid). Alpha: -3.10 (bottom quartile). Alpha: -2.40 (lower mid). Alpha: -3.74 (bottom quartile). Point 9 Sharpe: 0.70 (top quartile). Sharpe: 0.60 (upper mid). Sharpe: 0.41 (bottom quartile). Sharpe: 0.47 (lower mid). Sharpe: 0.39 (bottom quartile). Point 10 Information ratio: 0.74 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: -0.44 (bottom quartile). Information ratio: 0.47 (upper mid). Information ratio: 0.24 (lower mid). SBI Banking & Financial Services Fund
UTI Transportation & Logistics Fund
LIC MF Banking & Financial Services Fund
TATA Banking and Financial Services Fund
UTI Banking and Financial Services Fund
Best Focused Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Focused Equity Fund Growth ₹96.62
↓ -0.50 ₹13,471 100 3.6 8.2 15.8 22.8 24.1 26.5 HDFC Focused 30 Fund Growth ₹239.35
↓ -1.36 ₹25,140 300 2.7 6.1 12.4 21.5 26.7 24 DSP Focus Fund Growth ₹55.861
↓ -0.52 ₹2,638 500 3.8 3.1 8.1 18.8 16.6 18.5 SBI Focused Equity Fund Growth ₹376.43
↑ 0.68 ₹40,824 500 7.2 11.4 15.7 17.4 18 17.2 Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 ₹1,354 100 -5 8.5 24.5 17 17.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Nov 25 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Focused Equity Fund HDFC Focused 30 Fund DSP Focus Fund SBI Focused Equity Fund Sundaram Select Focus Fund Point 1 Lower mid AUM (₹13,471 Cr). Upper mid AUM (₹25,140 Cr). Bottom quartile AUM (₹2,638 Cr). Highest AUM (₹40,824 Cr). Bottom quartile AUM (₹1,354 Cr). Point 2 Established history (16+ yrs). Established history (21+ yrs). Established history (15+ yrs). Established history (21+ yrs). Oldest track record among peers (23 yrs). Point 3 Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 24.09% (upper mid). 5Y return: 26.71% (top quartile). 5Y return: 16.61% (bottom quartile). 5Y return: 18.05% (lower mid). 5Y return: 17.29% (bottom quartile). Point 6 3Y return: 22.84% (top quartile). 3Y return: 21.51% (upper mid). 3Y return: 18.76% (lower mid). 3Y return: 17.38% (bottom quartile). 3Y return: 17.03% (bottom quartile). Point 7 1Y return: 15.78% (upper mid). 1Y return: 12.45% (bottom quartile). 1Y return: 8.14% (bottom quartile). 1Y return: 15.71% (lower mid). 1Y return: 24.49% (top quartile). Point 8 Alpha: 3.93 (upper mid). Alpha: 3.49 (lower mid). Alpha: -2.15 (bottom quartile). Alpha: 5.61 (top quartile). Alpha: -5.62 (bottom quartile). Point 9 Sharpe: 0.29 (bottom quartile). Sharpe: 0.38 (lower mid). Sharpe: -0.15 (bottom quartile). Sharpe: 0.47 (upper mid). Sharpe: 1.85 (top quartile). Point 10 Information ratio: 1.47 (top quartile). Information ratio: 1.14 (upper mid). Information ratio: 0.09 (lower mid). Information ratio: 0.01 (bottom quartile). Information ratio: -0.52 (bottom quartile). ICICI Prudential Focused Equity Fund
HDFC Focused 30 Fund
DSP Focus Fund
SBI Focused Equity Fund
Sundaram Select Focus Fund
Best Value Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Value Fund Growth ₹233.388
↓ -1.68 ₹9,173 100 4.1 5.6 8.7 22.1 23.9 22.3 JM Value Fund Growth ₹96.9518
↓ -0.78 ₹1,012 500 -0.4 0.2 -0.7 22.1 22.4 25.1 ICICI Prudential Value Discovery Fund Growth ₹496.55
↑ 1.20 ₹57,935 100 5 8.1 13.3 21.8 25.3 20 Aditya Birla Sun Life Pure Value Fund Growth ₹127.272
↓ -1.34 ₹6,304 1,000 4 4.8 3.9 20.3 21.2 18.5 Tata Equity PE Fund Growth ₹360.101
↓ -3.05 ₹8,882 150 4.6 6 5.4 19.8 19.9 21.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Nov 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Value Fund JM Value Fund ICICI Prudential Value Discovery Fund Aditya Birla Sun Life Pure Value Fund Tata Equity PE Fund Point 1 Upper mid AUM (₹9,173 Cr). Bottom quartile AUM (₹1,012 Cr). Highest AUM (₹57,935 Cr). Bottom quartile AUM (₹6,304 Cr). Lower mid AUM (₹8,882 Cr). Point 2 Established history (20+ yrs). Oldest track record among peers (28 yrs). Established history (21+ yrs). Established history (17+ yrs). Established history (21+ yrs). Point 3 Not Rated. Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Top rated. Point 4 Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 23.86% (upper mid). 5Y return: 22.43% (lower mid). 5Y return: 25.28% (top quartile). 5Y return: 21.19% (bottom quartile). 5Y return: 19.90% (bottom quartile). Point 6 3Y return: 22.15% (top quartile). 3Y return: 22.05% (upper mid). 3Y return: 21.81% (lower mid). 3Y return: 20.28% (bottom quartile). 3Y return: 19.82% (bottom quartile). Point 7 1Y return: 8.71% (upper mid). 1Y return: -0.68% (bottom quartile). 1Y return: 13.32% (top quartile). 1Y return: 3.86% (bottom quartile). 1Y return: 5.39% (lower mid). Point 8 Alpha: -1.68 (upper mid). Alpha: -9.82 (bottom quartile). Alpha: 1.53 (top quartile). Alpha: -6.31 (bottom quartile). Alpha: -5.82 (lower mid). Point 9 Sharpe: -0.10 (upper mid). Sharpe: -0.57 (bottom quartile). Sharpe: 0.16 (top quartile). Sharpe: -0.31 (lower mid). Sharpe: -0.35 (bottom quartile). Point 10 Information ratio: 1.59 (top quartile). Information ratio: 0.85 (lower mid). Information ratio: 0.97 (upper mid). Information ratio: 0.58 (bottom quartile). Information ratio: 0.81 (bottom quartile). Nippon India Value Fund
JM Value Fund
ICICI Prudential Value Discovery Fund
Aditya Birla Sun Life Pure Value Fund
Tata Equity PE Fund
SIP Calculator
SIP calculator is one of the efficient tools an investor can use while investing in mutual funds. Whether one wants to invest to buy a car/house, plan for retirement, a child's higher education or any other asset, the SIP calculator can be used for the same. It helps to calculate the amount of investment and time period that is required for investing to reach the particular financial goal. So, common questions like "how much to invest in a SIP or how till that time should I invest", resolves using this calculator.
When using a SIP calculator, one has to fill certain variables, that include (illustration is given below)-
- The desired investment duration
- The estimated monthly SIP amount
- Expected Inflation rate (annual) for the years to come
- Long-term growth rate on investments
Once you feed all the above-mentioned information, the calculator will end up giving you the amount you will receive (your SIP returns) after the number of years mentioned. Your net profit will be highlighted as well so that you can estimate your goal fulfilment accordingly.
How to Invest in Best Mutual Funds?
Open Free Investment Account for Lifetime at Fincash.com.
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Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
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