+91-22-48913909Best Mutual Funds in India for SIP 2026 – 2027
A Systematic Investment plan (SIP) is considered to be the most efficient way to invest in Mutual Funds, especially for the long-term plan. It permits investors to purchase a unit on a particular date every month in order to implement a long-term savings plan. One of the reasons why investors feel comfortable towards Investing in SIP is the flexibility they offer. Investors can invest in SIP on either monthly, quarterly or weekly basis, as per their convenience. Let’s learn more about how one can achieve their Financial goals with systematic investment plans, how sip calculator is helpful in investment, along with best mutual funds in India for SIP.
SIP- Optimal Way to Achieve Financial Goals
SIP is designed in a way that one can easily pre-plan their investments and invest according to their financial goals. But, one has to invest for a long-time to achieve goals via SIP. Generally, SIP is widely used for planning goals like-
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- Buying a car
- Buying a house
- Marriage
- Child’s education
- Save for an international trip
- retirement
- Medical emergencies etc.
One can start investing in SIPs with an amount as minimum as INR 500 and INR 1000. Once you begin investing in SIP your money start going each day as it is exposed to the stock market. That is why SIPs as a route is mostly preferred in Equity Funds. Moreover, historically, investment in equity stocks has given impressive returns amongst all the other asset classes, if the investment was done with discipline and with a long-term horizon.
SIP in equity helps to avoid the risk of timing the market and facilitate wealth creation by averaging the cost of investment. Let’s look at some more Benefits of SIP that helps in achieving long-term goals:
Power of Compounding- Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since SIP in Mutual Funds are in instalments, they are compounded, which adds more to the initially invested sum.
Risk reduction- Given that a SIP is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
Convenience of SIPs- Convenience is one of the biggest benefits of a SIP. A user has to sign-up one-time and go through documentation. Once done, thereafter debits for subsequent investments take place automatically and the investor just has to monitor the investments.
Best Mutual Funds in India for SIP 2026 - 2027
Fund Selection Methodology used to find 5 funds
Best Large Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Invesco India Largecap Fund Growth ₹68.95
↓ -0.21 ₹1,537 100 -1.4 -2.6 5 16 13.9 5.5 Nippon India Large Cap Fund Growth ₹89.5002
↓ -0.71 ₹46,521 100 -3.5 -3.4 4.8 15.8 16.9 9.2 ICICI Prudential Bluechip Fund Growth ₹107.98
↓ -0.50 ₹69,948 100 -5.2 -4.2 2 15.3 14.6 11.3 Bandhan Large Cap Fund Growth ₹76.799
↓ -0.34 ₹1,821 100 -2.7 -2.9 5.6 14.9 13 8.2 DSP TOP 100 Equity Growth ₹456.354
↓ -2.75 ₹6,620 500 -4.5 -4.8 -1 14.9 12.2 8.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Invesco India Largecap Fund Nippon India Large Cap Fund ICICI Prudential Bluechip Fund Bandhan Large Cap Fund DSP TOP 100 Equity Point 1 Bottom quartile AUM (₹1,537 Cr). Upper mid AUM (₹46,521 Cr). Highest AUM (₹69,948 Cr). Bottom quartile AUM (₹1,821 Cr). Lower mid AUM (₹6,620 Cr). Point 2 Established history (16+ yrs). Established history (18+ yrs). Established history (17+ yrs). Established history (19+ yrs). Oldest track record among peers (23 yrs). Point 3 Rating: 3★ (lower mid). Top rated. Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 13.89% (lower mid). 5Y return: 16.86% (top quartile). 5Y return: 14.57% (upper mid). 5Y return: 13.01% (bottom quartile). 5Y return: 12.24% (bottom quartile). Point 6 3Y return: 15.95% (top quartile). 3Y return: 15.83% (upper mid). 3Y return: 15.25% (lower mid). 3Y return: 14.93% (bottom quartile). 3Y return: 14.91% (bottom quartile). Point 7 1Y return: 4.98% (upper mid). 1Y return: 4.76% (lower mid). 1Y return: 2.04% (bottom quartile). 1Y return: 5.56% (top quartile). 1Y return: -0.99% (bottom quartile). Point 8 Alpha: 0.93 (top quartile). Alpha: 0.82 (lower mid). Alpha: 0.19 (bottom quartile). Alpha: 0.86 (upper mid). Alpha: -3.18 (bottom quartile). Point 9 Sharpe: -0.50 (lower mid). Sharpe: -0.49 (top quartile). Sharpe: -0.55 (bottom quartile). Sharpe: -0.49 (upper mid). Sharpe: -0.78 (bottom quartile). Point 10 Information ratio: 0.54 (bottom quartile). Information ratio: 1.17 (top quartile). Information ratio: 1.02 (upper mid). Information ratio: 0.65 (bottom quartile). Information ratio: 0.75 (lower mid). Invesco India Largecap Fund
Nippon India Large Cap Fund
ICICI Prudential Bluechip Fund
Bandhan Large Cap Fund
DSP TOP 100 Equity
Best Multi Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Aditya Birla Sun Life Manufacturing Equity Fund Growth ₹36.24
↓ -0.06 ₹1,016 1,000 10.1 9.2 24.1 22.8 15.1 3.5 Mahindra Badhat Yojana Growth ₹37.125
↓ -0.13 ₹5,661 500 4.5 3.3 14.1 21.1 18.1 3.4 ICICI Prudential Multicap Fund Growth ₹842.5
↓ -4.38 ₹14,681 100 5.3 5.3 12.6 21 18.3 5.7 Nippon India Multi Cap Fund Growth ₹302.494
↓ -1.18 ₹46,321 100 2.3 0.4 10.4 20.4 21.5 4.1 Motilal Oswal Multicap 35 Fund Growth ₹57.663
↑ 0.48 ₹11,679 500 -1.7 -6.3 -0.1 20.3 12.8 -5.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Manufacturing Equity Fund Mahindra Badhat Yojana ICICI Prudential Multicap Fund Nippon India Multi Cap Fund Motilal Oswal Multicap 35 Fund Point 1 Bottom quartile AUM (₹1,016 Cr). Bottom quartile AUM (₹5,661 Cr). Upper mid AUM (₹14,681 Cr). Highest AUM (₹46,321 Cr). Lower mid AUM (₹11,679 Cr). Point 2 Established history (11+ yrs). Established history (9+ yrs). Oldest track record among peers (31 yrs). Established history (21+ yrs). Established history (12+ yrs). Point 3 Not Rated. Not Rated. Rating: 3★ (upper mid). Rating: 2★ (lower mid). Top rated. Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 15.13% (bottom quartile). 5Y return: 18.06% (lower mid). 5Y return: 18.28% (upper mid). 5Y return: 21.54% (top quartile). 5Y return: 12.77% (bottom quartile). Point 6 3Y return: 22.82% (top quartile). 3Y return: 21.15% (upper mid). 3Y return: 20.96% (lower mid). 3Y return: 20.38% (bottom quartile). 3Y return: 20.28% (bottom quartile). Point 7 1Y return: 24.11% (top quartile). 1Y return: 14.10% (upper mid). 1Y return: 12.62% (lower mid). 1Y return: 10.45% (bottom quartile). 1Y return: -0.12% (bottom quartile). Point 8 Alpha: 0.00 (lower mid). Alpha: 2.90 (top quartile). Alpha: -1.27 (bottom quartile). Alpha: 0.48 (upper mid). Alpha: -8.96 (bottom quartile). Point 9 Sharpe: 0.06 (top quartile). Sharpe: -0.24 (upper mid). Sharpe: -0.52 (bottom quartile). Sharpe: -0.40 (lower mid). Sharpe: -1.03 (bottom quartile). Point 10 Information ratio: 0.00 (bottom quartile). Information ratio: 0.38 (lower mid). Information ratio: 0.23 (bottom quartile). Information ratio: 0.49 (upper mid). Information ratio: 0.51 (top quartile). Aditya Birla Sun Life Manufacturing Equity Fund
Mahindra Badhat Yojana
ICICI Prudential Multicap Fund
Nippon India Multi Cap Fund
Motilal Oswal Multicap 35 Fund
Best Mid Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Invesco India Mid Cap Fund Growth ₹187.65
↑ 0.52 ₹9,895 500 5.3 1.4 20.1 26.8 21.9 6.3 ICICI Prudential MidCap Fund Growth ₹338.89
↓ -2.34 ₹6,569 100 6.9 10.4 28.3 26.7 21 11.1 BNP Paribas Mid Cap Fund Growth ₹110.423
↓ -0.45 ₹2,129 300 5 6.1 18.8 22 18.4 2.5 TATA Mid Cap Growth Fund Growth ₹455.371
↑ 0.66 ₹4,993 150 2.9 2.9 15.7 21.6 17.8 5.8 Aditya Birla Sun Life Midcap Fund Growth ₹826
↑ 3.61 ₹5,493 1,000 4.9 4 14.4 21.1 18.1 4.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Invesco India Mid Cap Fund ICICI Prudential MidCap Fund BNP Paribas Mid Cap Fund TATA Mid Cap Growth Fund Aditya Birla Sun Life Midcap Fund Point 1 Highest AUM (₹9,895 Cr). Upper mid AUM (₹6,569 Cr). Bottom quartile AUM (₹2,129 Cr). Bottom quartile AUM (₹4,993 Cr). Lower mid AUM (₹5,493 Cr). Point 2 Established history (19+ yrs). Established history (21+ yrs). Established history (20+ yrs). Oldest track record among peers (31 yrs). Established history (23+ yrs). Point 3 Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Top rated. Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 21.88% (top quartile). 5Y return: 20.97% (upper mid). 5Y return: 18.39% (lower mid). 5Y return: 17.82% (bottom quartile). 5Y return: 18.06% (bottom quartile). Point 6 3Y return: 26.81% (top quartile). 3Y return: 26.75% (upper mid). 3Y return: 21.99% (lower mid). 3Y return: 21.62% (bottom quartile). 3Y return: 21.14% (bottom quartile). Point 7 1Y return: 20.12% (upper mid). 1Y return: 28.27% (top quartile). 1Y return: 18.83% (lower mid). 1Y return: 15.66% (bottom quartile). 1Y return: 14.36% (bottom quartile). Point 8 Alpha: 0.00 (lower mid). Alpha: 8.43 (top quartile). Alpha: 0.48 (upper mid). Alpha: -0.90 (bottom quartile). Alpha: -4.81 (bottom quartile). Point 9 Sharpe: -0.08 (upper mid). Sharpe: 0.37 (top quartile). Sharpe: -0.09 (lower mid). Sharpe: -0.18 (bottom quartile). Sharpe: -0.44 (bottom quartile). Point 10 Information ratio: 0.00 (upper mid). Information ratio: 0.42 (top quartile). Information ratio: -0.49 (lower mid). Information ratio: -0.59 (bottom quartile). Information ratio: -0.74 (bottom quartile). Invesco India Mid Cap Fund
ICICI Prudential MidCap Fund
BNP Paribas Mid Cap Fund
TATA Mid Cap Growth Fund
Aditya Birla Sun Life Midcap Fund
Best Small Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP Small Cap Fund Growth ₹208.802
↓ -0.18 ₹15,300 500 9.1 7 22.5 21.7 20 -2.8 Nippon India Small Cap Fund Growth ₹175.952
↓ -0.26 ₹61,809 100 9.1 4.3 15.2 21.6 22.6 -4.7 Sundaram Small Cap Fund Growth ₹279.716
↑ 0.38 ₹2,983 100 9.6 5.8 20.8 21.4 19.7 0.4 IDBI Small Cap Fund Growth ₹32.3802
↑ 0.03 ₹552 500 13.6 7.2 18.9 20.5 19.7 -13.4 Aditya Birla Sun Life Small Cap Fund Growth ₹92.103
↓ -0.03 ₹4,449 1,000 9.4 5.4 19.6 19.7 15.4 -3.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP Small Cap Fund Nippon India Small Cap Fund Sundaram Small Cap Fund IDBI Small Cap Fund Aditya Birla Sun Life Small Cap Fund Point 1 Upper mid AUM (₹15,300 Cr). Highest AUM (₹61,809 Cr). Bottom quartile AUM (₹2,983 Cr). Bottom quartile AUM (₹552 Cr). Lower mid AUM (₹4,449 Cr). Point 2 Established history (18+ yrs). Established history (15+ yrs). Oldest track record among peers (21 yrs). Established history (8+ yrs). Established history (18+ yrs). Point 3 Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Not Rated. Top rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 20.03% (upper mid). 5Y return: 22.65% (top quartile). 5Y return: 19.71% (bottom quartile). 5Y return: 19.75% (lower mid). 5Y return: 15.43% (bottom quartile). Point 6 3Y return: 21.65% (top quartile). 3Y return: 21.60% (upper mid). 3Y return: 21.42% (lower mid). 3Y return: 20.47% (bottom quartile). 3Y return: 19.72% (bottom quartile). Point 7 1Y return: 22.50% (top quartile). 1Y return: 15.22% (bottom quartile). 1Y return: 20.85% (upper mid). 1Y return: 18.94% (bottom quartile). 1Y return: 19.63% (lower mid). Point 8 Alpha: 0.00 (lower mid). Alpha: 0.92 (upper mid). Alpha: 4.51 (top quartile). Alpha: -4.18 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 9 Sharpe: -0.05 (top quartile). Sharpe: -0.42 (bottom quartile). Sharpe: -0.20 (upper mid). Sharpe: -0.75 (bottom quartile). Sharpe: -0.21 (lower mid). Point 10 Information ratio: 0.00 (top quartile). Information ratio: -0.21 (lower mid). Information ratio: -0.39 (bottom quartile). Information ratio: -0.61 (bottom quartile). Information ratio: 0.00 (upper mid). DSP Small Cap Fund
Nippon India Small Cap Fund
Sundaram Small Cap Fund
IDBI Small Cap Fund
Aditya Birla Sun Life Small Cap Fund
Best ELSS (Tax Saving Mutual Funds) for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Long Term Equity Fund Growth ₹55.4029
↑ 0.39 ₹3,969 500 12.9 7.1 21.2 25.5 20 -9.1 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 500 9.7 15.1 16.9 20.8 10 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 500 1.2 15.4 35.5 20.6 17.4 SBI Magnum Tax Gain Fund Growth ₹433.635
↓ -2.34 ₹28,441 500 -3 -2 4.8 20.5 18.4 6.6 BNP Paribas Long Term Equity Fund (ELSS) Growth ₹98.2461
↓ -0.54 ₹809 500 0.2 0.4 10.1 18.4 13.8 4.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Motilal Oswal Long Term Equity Fund IDBI Equity Advantage Fund HDFC Long Term Advantage Fund SBI Magnum Tax Gain Fund BNP Paribas Long Term Equity Fund (ELSS) Point 1 Upper mid AUM (₹3,969 Cr). Bottom quartile AUM (₹485 Cr). Lower mid AUM (₹1,318 Cr). Highest AUM (₹28,441 Cr). Bottom quartile AUM (₹809 Cr). Point 2 Established history (11+ yrs). Established history (12+ yrs). Oldest track record among peers (25 yrs). Established history (19+ yrs). Established history (20+ yrs). Point 3 Not Rated. Top rated. Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 20.02% (top quartile). 5Y return: 9.97% (bottom quartile). 5Y return: 17.39% (lower mid). 5Y return: 18.42% (upper mid). 5Y return: 13.82% (bottom quartile). Point 6 3Y return: 25.51% (top quartile). 3Y return: 20.84% (upper mid). 3Y return: 20.64% (lower mid). 3Y return: 20.51% (bottom quartile). 3Y return: 18.39% (bottom quartile). Point 7 1Y return: 21.23% (upper mid). 1Y return: 16.92% (lower mid). 1Y return: 35.51% (top quartile). 1Y return: 4.78% (bottom quartile). 1Y return: 10.08% (bottom quartile). Point 8 Alpha: 1.62 (lower mid). Alpha: 1.78 (top quartile). Alpha: 1.75 (upper mid). Alpha: -1.33 (bottom quartile). Alpha: 1.05 (bottom quartile). Point 9 Sharpe: -0.25 (lower mid). Sharpe: 1.21 (upper mid). Sharpe: 2.27 (top quartile). Sharpe: -0.59 (bottom quartile). Sharpe: -0.40 (bottom quartile). Point 10 Information ratio: 0.55 (lower mid). Information ratio: -1.13 (bottom quartile). Information ratio: -0.15 (bottom quartile). Information ratio: 1.57 (top quartile). Information ratio: 0.57 (upper mid). Motilal Oswal Long Term Equity Fund
IDBI Equity Advantage Fund
HDFC Long Term Advantage Fund
SBI Magnum Tax Gain Fund
BNP Paribas Long Term Equity Fund (ELSS)
Best Sector Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP Natural Resources and New Energy Fund Growth ₹111.949
↓ -0.34 ₹2,044 500 4.7 16.1 32.8 24.3 17.1 17.5 BOI AXA Manufacturing and Infrastructure Fund Growth ₹64.02
↓ -0.24 ₹647 1,000 8.1 9.5 27.8 25.6 22.7 7.8 LIC MF Infrastructure Fund Growth ₹53.3704
↓ -0.04 ₹905 1,000 7.7 6.7 23.9 29.4 25.2 -3.7 DSP India T.I.G.E.R Fund Growth ₹353.115
↓ -0.11 ₹4,979 500 11.8 12.1 23.8 27.2 25.6 -2.5 SBI Magnum COMMA Fund Growth ₹118.117
↓ -0.99 ₹939 500 4.1 9.5 21.7 21.4 13.3 12.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP Natural Resources and New Energy Fund BOI AXA Manufacturing and Infrastructure Fund LIC MF Infrastructure Fund DSP India T.I.G.E.R Fund SBI Magnum COMMA Fund Point 1 Upper mid AUM (₹2,044 Cr). Bottom quartile AUM (₹647 Cr). Bottom quartile AUM (₹905 Cr). Highest AUM (₹4,979 Cr). Lower mid AUM (₹939 Cr). Point 2 Established history (18+ yrs). Established history (16+ yrs). Established history (18+ yrs). Oldest track record among peers (21 yrs). Established history (20+ yrs). Point 3 Top rated. Not Rated. Not Rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 17.12% (bottom quartile). 5Y return: 22.74% (lower mid). 5Y return: 25.16% (upper mid). 5Y return: 25.57% (top quartile). 5Y return: 13.30% (bottom quartile). Point 6 3Y return: 24.26% (bottom quartile). 3Y return: 25.63% (lower mid). 3Y return: 29.43% (top quartile). 3Y return: 27.24% (upper mid). 3Y return: 21.35% (bottom quartile). Point 7 1Y return: 32.79% (top quartile). 1Y return: 27.76% (upper mid). 1Y return: 23.93% (lower mid). 1Y return: 23.78% (bottom quartile). 1Y return: 21.72% (bottom quartile). Point 8 Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 2.02 (upper mid). Alpha: 0.00 (bottom quartile). Alpha: 2.28 (top quartile). Point 9 Sharpe: 1.19 (top quartile). Sharpe: 0.31 (lower mid). Sharpe: -0.01 (bottom quartile). Sharpe: -0.01 (bottom quartile). Sharpe: 0.42 (upper mid). Point 10 Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.34 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: -0.06 (bottom quartile). DSP Natural Resources and New Energy Fund
BOI AXA Manufacturing and Infrastructure Fund
LIC MF Infrastructure Fund
DSP India T.I.G.E.R Fund
SBI Magnum COMMA Fund
Best Focused Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Focused Equity Fund Growth ₹92.3
↓ -0.11 ₹14,571 100 -4.5 -3 6.9 20.3 17.7 15.4 SBI Focused Equity Fund Growth ₹390.51
↓ -0.44 ₹39,739 500 4 6.1 16.9 19.3 15.3 15.7 HDFC Focused 30 Fund Growth ₹225.168
↓ -1.96 ₹24,170 300 -5.7 -4.7 2.5 18 20.1 10.9 Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 ₹1,354 100 -5 8.5 24.5 17 17.3 DSP Focus Fund Growth ₹53.295
↓ -0.28 ₹2,295 500 -3.7 -3 2.9 16.8 12.4 7.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Focused Equity Fund SBI Focused Equity Fund HDFC Focused 30 Fund Sundaram Select Focus Fund DSP Focus Fund Point 1 Lower mid AUM (₹14,571 Cr). Highest AUM (₹39,739 Cr). Upper mid AUM (₹24,170 Cr). Bottom quartile AUM (₹1,354 Cr). Bottom quartile AUM (₹2,295 Cr). Point 2 Established history (16+ yrs). Established history (21+ yrs). Established history (21+ yrs). Oldest track record among peers (23 yrs). Established history (15+ yrs). Point 3 Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 17.74% (upper mid). 5Y return: 15.27% (bottom quartile). 5Y return: 20.15% (top quartile). 5Y return: 17.29% (lower mid). 5Y return: 12.42% (bottom quartile). Point 6 3Y return: 20.27% (top quartile). 3Y return: 19.25% (upper mid). 3Y return: 18.02% (lower mid). 3Y return: 17.03% (bottom quartile). 3Y return: 16.82% (bottom quartile). Point 7 1Y return: 6.90% (lower mid). 1Y return: 16.86% (upper mid). 1Y return: 2.51% (bottom quartile). 1Y return: 24.49% (top quartile). 1Y return: 2.87% (bottom quartile). Point 8 Alpha: 2.38 (upper mid). Alpha: 5.25 (top quartile). Alpha: -0.27 (lower mid). Alpha: -5.62 (bottom quartile). Alpha: -4.18 (bottom quartile). Point 9 Sharpe: -0.34 (lower mid). Sharpe: -0.11 (upper mid). Sharpe: -0.49 (bottom quartile). Sharpe: 1.85 (top quartile). Sharpe: -0.75 (bottom quartile). Point 10 Information ratio: 1.25 (top quartile). Information ratio: 0.45 (lower mid). Information ratio: 0.75 (upper mid). Information ratio: -0.52 (bottom quartile). Information ratio: 0.39 (bottom quartile). ICICI Prudential Focused Equity Fund
SBI Focused Equity Fund
HDFC Focused 30 Fund
Sundaram Select Focus Fund
DSP Focus Fund
Best Value Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Value Fund Growth ₹227.6
↓ -1.15 ₹7,993 100 -0.6 -1.4 7.2 21 18.2 4.2 Aditya Birla Sun Life Pure Value Fund Growth ₹132.674
↑ 0.06 ₹5,639 1,000 4.2 4.8 15.3 20 16.1 2.6 JM Value Fund Growth ₹94.4379
↓ -0.13 ₹721 500 1.5 -2.5 3.5 18.6 17.1 -4.4 HDFC Capital Builder Value Fund Growth ₹753.039
↓ -4.62 ₹6,588 300 -1.5 -1.2 8.2 18.5 16.3 8.6 ICICI Prudential Value Discovery Fund Growth ₹464.51
↓ -2.42 ₹55,852 100 -5.4 -3.9 3.6 17.6 17.9 13.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Value Fund Aditya Birla Sun Life Pure Value Fund JM Value Fund HDFC Capital Builder Value Fund ICICI Prudential Value Discovery Fund Point 1 Upper mid AUM (₹7,993 Cr). Bottom quartile AUM (₹5,639 Cr). Bottom quartile AUM (₹721 Cr). Lower mid AUM (₹6,588 Cr). Highest AUM (₹55,852 Cr). Point 2 Established history (20+ yrs). Established history (18+ yrs). Established history (28+ yrs). Oldest track record among peers (32 yrs). Established history (21+ yrs). Point 3 Not Rated. Rating: 3★ (upper mid). Top rated. Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 18.18% (top quartile). 5Y return: 16.11% (bottom quartile). 5Y return: 17.14% (lower mid). 5Y return: 16.29% (bottom quartile). 5Y return: 17.87% (upper mid). Point 6 3Y return: 20.95% (top quartile). 3Y return: 19.96% (upper mid). 3Y return: 18.62% (lower mid). 3Y return: 18.55% (bottom quartile). 3Y return: 17.58% (bottom quartile). Point 7 1Y return: 7.23% (lower mid). 1Y return: 15.35% (top quartile). 1Y return: 3.55% (bottom quartile). 1Y return: 8.24% (upper mid). 1Y return: 3.62% (bottom quartile). Point 8 Alpha: -0.79 (bottom quartile). Alpha: 1.05 (lower mid). Alpha: -5.10 (bottom quartile). Alpha: 3.06 (top quartile). Alpha: 1.21 (upper mid). Point 9 Sharpe: -0.54 (bottom quartile). Sharpe: -0.39 (lower mid). Sharpe: -0.79 (bottom quartile). Sharpe: -0.28 (top quartile). Sharpe: -0.38 (upper mid). Point 10 Information ratio: 1.54 (top quartile). Information ratio: 0.58 (bottom quartile). Information ratio: 0.16 (bottom quartile). Information ratio: 1.00 (upper mid). Information ratio: 0.77 (lower mid). Nippon India Value Fund
Aditya Birla Sun Life Pure Value Fund
JM Value Fund
HDFC Capital Builder Value Fund
ICICI Prudential Value Discovery Fund
SIP Calculator
SIP calculator is one of the efficient tools an investor can use while investing in mutual funds. Whether one wants to invest to buy a car/house, plan for retirement, a child's higher education or any other asset, the SIP calculator can be used for the same. It helps to calculate the amount of investment and time period that is required for investing to reach the particular financial goal. So, common questions like "how much to invest in a SIP or how till that time should I invest", resolves using this calculator.
When using a SIP calculator, one has to fill certain variables, that include (illustration is given below)-
- The desired investment duration
- The estimated monthly SIP amount
- Expected inflation rate (annual) for the years to come
- Long-term growth rate on investments
Once you feed all the above-mentioned information, the calculator will end up giving you the amount you will receive (your SIP returns) after the number of years mentioned. Your net profit will be highlighted as well so that you can estimate your goal fulfilment accordingly.
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Open Free Investment Account for Lifetime at Fincash.com.
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