+91-22-48913909Best Mutual Funds in India for SIP 2026 – 2027
A Systematic Investment plan (SIP) is considered to be the most efficient way to invest in Mutual Funds, especially for the long-term plan. It permits investors to purchase a unit on a particular date every month in order to implement a long-term savings plan. One of the reasons why investors feel comfortable towards Investing in SIP is the flexibility they offer. Investors can invest in SIP on either monthly, quarterly or weekly basis, as per their convenience. Let’s learn more about how one can achieve their Financial goals with systematic investment plans, how sip calculator is helpful in investment, along with best mutual funds in India for SIP.
SIP- Optimal Way to Achieve Financial Goals
SIP is designed in a way that one can easily pre-plan their investments and invest according to their financial goals. But, one has to invest for a long-time to achieve goals via SIP. Generally, SIP is widely used for planning goals like-
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- Buying a car
- Buying a house
- Marriage
- Child’s education
- Save for an international trip
- retirement
- Medical emergencies etc.
One can start investing in SIPs with an amount as minimum as INR 500 and INR 1000. Once you begin investing in SIP your money start going each day as it is exposed to the stock market. That is why SIPs as a route is mostly preferred in Equity Funds. Moreover, historically, investment in equity stocks has given impressive returns amongst all the other asset classes, if the investment was done with discipline and with a long-term horizon.
SIP in equity helps to avoid the risk of timing the market and facilitate wealth creation by averaging the cost of investment. Let’s look at some more Benefits of SIP that helps in achieving long-term goals:
Power of Compounding- Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since SIP in Mutual Funds are in instalments, they are compounded, which adds more to the initially invested sum.
Risk reduction- Given that a SIP is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
Convenience of SIPs- Convenience is one of the biggest benefits of a SIP. A user has to sign-up one-time and go through documentation. Once done, thereafter debits for subsequent investments take place automatically and the investor just has to monitor the investments.
Best Mutual Funds in India for SIP 2026 - 2027
Fund Selection Methodology used to find 5 funds
Best Large Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Large Cap Fund Growth ₹88.8687
↓ -0.93 ₹46,521 100 -0.9 -5 3 17.2 17.7 9.2 Invesco India Largecap Fund Growth ₹67.54
↓ -0.97 ₹1,537 100 -0.7 -5.8 2.2 16.5 14.3 5.5 ICICI Prudential Bluechip Fund Growth ₹106.67
↓ -1.39 ₹69,948 100 -3.4 -6.1 0.5 15.9 15.3 11.3 Bandhan Large Cap Fund Growth ₹75.178
↓ -0.90 ₹1,821 100 -2 -5.7 2.3 15.4 13.2 8.2 DSP TOP 100 Equity Growth ₹450.446
↓ -4.57 ₹6,620 500 -3.7 -7 -3.4 15.4 12.7 8.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Large Cap Fund Invesco India Largecap Fund ICICI Prudential Bluechip Fund Bandhan Large Cap Fund DSP TOP 100 Equity Point 1 Upper mid AUM (₹46,521 Cr). Bottom quartile AUM (₹1,537 Cr). Highest AUM (₹69,948 Cr). Bottom quartile AUM (₹1,821 Cr). Lower mid AUM (₹6,620 Cr). Point 2 Established history (18+ yrs). Established history (16+ yrs). Established history (17+ yrs). Established history (19+ yrs). Oldest track record among peers (23 yrs). Point 3 Top rated. Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 17.68% (top quartile). 5Y return: 14.27% (lower mid). 5Y return: 15.28% (upper mid). 5Y return: 13.20% (bottom quartile). 5Y return: 12.70% (bottom quartile). Point 6 3Y return: 17.17% (top quartile). 3Y return: 16.50% (upper mid). 3Y return: 15.95% (lower mid). 3Y return: 15.44% (bottom quartile). 3Y return: 15.41% (bottom quartile). Point 7 1Y return: 3.00% (top quartile). 1Y return: 2.16% (lower mid). 1Y return: 0.55% (bottom quartile). 1Y return: 2.29% (upper mid). 1Y return: -3.37% (bottom quartile). Point 8 Alpha: 0.82 (lower mid). Alpha: 0.93 (top quartile). Alpha: 0.19 (bottom quartile). Alpha: 0.86 (upper mid). Alpha: -3.18 (bottom quartile). Point 9 Sharpe: -0.49 (top quartile). Sharpe: -0.50 (lower mid). Sharpe: -0.55 (bottom quartile). Sharpe: -0.49 (upper mid). Sharpe: -0.78 (bottom quartile). Point 10 Information ratio: 1.17 (top quartile). Information ratio: 0.54 (bottom quartile). Information ratio: 1.02 (upper mid). Information ratio: 0.65 (bottom quartile). Information ratio: 0.75 (lower mid). Nippon India Large Cap Fund
Invesco India Largecap Fund
ICICI Prudential Bluechip Fund
Bandhan Large Cap Fund
DSP TOP 100 Equity
Best Multi Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Aditya Birla Sun Life Manufacturing Equity Fund Growth ₹34.87
↓ -0.21 ₹1,016 1,000 10.7 4 18.3 22.5 15.5 3.5 Nippon India Multi Cap Fund Growth ₹295.382
↓ -2.60 ₹46,321 100 5.1 -3 5.6 21.2 21.9 4.1 ICICI Prudential Multicap Fund Growth ₹810.55
↓ -8.33 ₹14,681 100 6.3 0.9 6.4 20.8 18.4 5.7 Mahindra Badhat Yojana Growth ₹35.7219
↓ -0.38 ₹5,661 500 3.2 -0.6 6.7 20.8 18.5 3.4 Motilal Oswal Multicap 35 Fund Growth ₹55.7147
↓ -0.79 ₹11,679 500 -2.1 -10.7 -2.9 20.5 12.7 -5.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Manufacturing Equity Fund Nippon India Multi Cap Fund ICICI Prudential Multicap Fund Mahindra Badhat Yojana Motilal Oswal Multicap 35 Fund Point 1 Bottom quartile AUM (₹1,016 Cr). Highest AUM (₹46,321 Cr). Upper mid AUM (₹14,681 Cr). Bottom quartile AUM (₹5,661 Cr). Lower mid AUM (₹11,679 Cr). Point 2 Established history (11+ yrs). Established history (21+ yrs). Oldest track record among peers (31 yrs). Established history (8+ yrs). Established history (12+ yrs). Point 3 Not Rated. Rating: 2★ (lower mid). Rating: 3★ (upper mid). Not Rated. Top rated. Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 15.52% (bottom quartile). 5Y return: 21.85% (top quartile). 5Y return: 18.36% (lower mid). 5Y return: 18.49% (upper mid). 5Y return: 12.67% (bottom quartile). Point 6 3Y return: 22.52% (top quartile). 3Y return: 21.22% (upper mid). 3Y return: 20.82% (lower mid). 3Y return: 20.78% (bottom quartile). 3Y return: 20.46% (bottom quartile). Point 7 1Y return: 18.28% (top quartile). 1Y return: 5.55% (bottom quartile). 1Y return: 6.41% (lower mid). 1Y return: 6.70% (upper mid). 1Y return: -2.93% (bottom quartile). Point 8 Alpha: 0.00 (lower mid). Alpha: 0.48 (upper mid). Alpha: -1.27 (bottom quartile). Alpha: 2.90 (top quartile). Alpha: -8.96 (bottom quartile). Point 9 Sharpe: 0.06 (top quartile). Sharpe: -0.40 (lower mid). Sharpe: -0.52 (bottom quartile). Sharpe: -0.24 (upper mid). Sharpe: -1.03 (bottom quartile). Point 10 Information ratio: 0.00 (bottom quartile). Information ratio: 0.49 (upper mid). Information ratio: 0.23 (bottom quartile). Information ratio: 0.38 (lower mid). Information ratio: 0.51 (top quartile). Aditya Birla Sun Life Manufacturing Equity Fund
Nippon India Multi Cap Fund
ICICI Prudential Multicap Fund
Mahindra Badhat Yojana
Motilal Oswal Multicap 35 Fund
Best Mid Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Invesco India Mid Cap Fund Growth ₹178.86
↓ -1.98 ₹9,895 500 5.2 -3.7 11.4 26.6 21.6 6.3 ICICI Prudential MidCap Fund Growth ₹325.34
↓ -2.67 ₹6,569 100 9.3 6.2 21.8 26.5 21.1 11.1 BNP Paribas Mid Cap Fund Growth ₹106.724
↓ -0.60 ₹2,129 300 6.4 4.4 12.1 21.8 18.3 2.5 TATA Mid Cap Growth Fund Growth ₹440.78
↓ -4.16 ₹4,993 150 2.9 1.1 9.1 21.7 17.8 5.8 Aditya Birla Sun Life Midcap Fund Growth ₹789.76
↓ -6.98 ₹5,493 1,000 3.9 -0.9 7.1 20.9 17.9 4.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Invesco India Mid Cap Fund ICICI Prudential MidCap Fund BNP Paribas Mid Cap Fund TATA Mid Cap Growth Fund Aditya Birla Sun Life Midcap Fund Point 1 Highest AUM (₹9,895 Cr). Upper mid AUM (₹6,569 Cr). Bottom quartile AUM (₹2,129 Cr). Bottom quartile AUM (₹4,993 Cr). Lower mid AUM (₹5,493 Cr). Point 2 Established history (19+ yrs). Established history (21+ yrs). Established history (19+ yrs). Oldest track record among peers (31 yrs). Established history (23+ yrs). Point 3 Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Top rated. Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 21.61% (top quartile). 5Y return: 21.11% (upper mid). 5Y return: 18.30% (lower mid). 5Y return: 17.81% (bottom quartile). 5Y return: 17.93% (bottom quartile). Point 6 3Y return: 26.56% (top quartile). 3Y return: 26.46% (upper mid). 3Y return: 21.81% (lower mid). 3Y return: 21.65% (bottom quartile). 3Y return: 20.89% (bottom quartile). Point 7 1Y return: 11.45% (lower mid). 1Y return: 21.75% (top quartile). 1Y return: 12.07% (upper mid). 1Y return: 9.15% (bottom quartile). 1Y return: 7.12% (bottom quartile). Point 8 Alpha: 0.00 (lower mid). Alpha: 8.43 (top quartile). Alpha: 0.48 (upper mid). Alpha: -0.90 (bottom quartile). Alpha: -4.81 (bottom quartile). Point 9 Sharpe: -0.08 (upper mid). Sharpe: 0.37 (top quartile). Sharpe: -0.09 (lower mid). Sharpe: -0.18 (bottom quartile). Sharpe: -0.44 (bottom quartile). Point 10 Information ratio: 0.00 (upper mid). Information ratio: 0.42 (top quartile). Information ratio: -0.49 (lower mid). Information ratio: -0.59 (bottom quartile). Information ratio: -0.74 (bottom quartile). Invesco India Mid Cap Fund
ICICI Prudential MidCap Fund
BNP Paribas Mid Cap Fund
TATA Mid Cap Growth Fund
Aditya Birla Sun Life Midcap Fund
Best Small Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Small Cap Fund Growth ₹168.018
↓ -1.68 ₹61,809 100 8.8 -1.4 6 21.2 22.9 -4.7 DSP Small Cap Fund Growth ₹200.406
↓ -2.18 ₹15,300 500 10 3.4 14 21 20.2 -2.8 Sundaram Small Cap Fund Growth ₹263.576
↓ -3.22 ₹2,983 100 8.2 -0.4 10.4 20.5 19.5 0.4 Aditya Birla Sun Life Small Cap Fund Growth ₹87.4017
↓ -0.31 ₹4,449 1,000 10.5 0.7 10 19.5 15.6 -3.7 Franklin India Smaller Companies Fund Growth ₹167.482
↓ -1.81 ₹11,724 500 8.9 -1.9 3.6 19.2 20.5 -8.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Small Cap Fund DSP Small Cap Fund Sundaram Small Cap Fund Aditya Birla Sun Life Small Cap Fund Franklin India Smaller Companies Fund Point 1 Highest AUM (₹61,809 Cr). Upper mid AUM (₹15,300 Cr). Bottom quartile AUM (₹2,983 Cr). Bottom quartile AUM (₹4,449 Cr). Lower mid AUM (₹11,724 Cr). Point 2 Established history (15+ yrs). Established history (18+ yrs). Oldest track record among peers (21 yrs). Established history (18+ yrs). Established history (20+ yrs). Point 3 Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Top rated. Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 22.88% (top quartile). 5Y return: 20.24% (lower mid). 5Y return: 19.52% (bottom quartile). 5Y return: 15.65% (bottom quartile). 5Y return: 20.50% (upper mid). Point 6 3Y return: 21.25% (top quartile). 3Y return: 21.02% (upper mid). 3Y return: 20.51% (lower mid). 3Y return: 19.54% (bottom quartile). 3Y return: 19.20% (bottom quartile). Point 7 1Y return: 6.05% (bottom quartile). 1Y return: 13.99% (top quartile). 1Y return: 10.37% (upper mid). 1Y return: 10.01% (lower mid). 1Y return: 3.58% (bottom quartile). Point 8 Alpha: 0.92 (upper mid). Alpha: 0.00 (lower mid). Alpha: 4.51 (top quartile). Alpha: 0.00 (bottom quartile). Alpha: -1.36 (bottom quartile). Point 9 Sharpe: -0.42 (bottom quartile). Sharpe: -0.05 (top quartile). Sharpe: -0.20 (upper mid). Sharpe: -0.21 (lower mid). Sharpe: -0.55 (bottom quartile). Point 10 Information ratio: -0.21 (lower mid). Information ratio: 0.00 (top quartile). Information ratio: -0.39 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: -0.65 (bottom quartile). Nippon India Small Cap Fund
DSP Small Cap Fund
Sundaram Small Cap Fund
Aditya Birla Sun Life Small Cap Fund
Franklin India Smaller Companies Fund
Best ELSS (Tax Saving Mutual Funds) for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Long Term Equity Fund Growth ₹52.8978
↓ -0.40 ₹3,969 500 12.6 0.3 11.5 24.8 19.6 -9.1 SBI Magnum Tax Gain Fund Growth ₹426.272
↓ -5.06 ₹28,441 500 -1.8 -4.4 1.7 21.3 18.9 6.6 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 500 9.7 15.1 16.9 20.8 10 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 500 1.2 15.4 35.5 20.6 17.4 DSP Tax Saver Fund Growth ₹136.37
↓ -1.30 ₹15,044 500 -2.4 -3.7 0.2 18.6 16.1 7.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Motilal Oswal Long Term Equity Fund SBI Magnum Tax Gain Fund IDBI Equity Advantage Fund HDFC Long Term Advantage Fund DSP Tax Saver Fund Point 1 Lower mid AUM (₹3,969 Cr). Highest AUM (₹28,441 Cr). Bottom quartile AUM (₹485 Cr). Bottom quartile AUM (₹1,318 Cr). Upper mid AUM (₹15,044 Cr). Point 2 Established history (11+ yrs). Established history (18+ yrs). Established history (12+ yrs). Oldest track record among peers (25 yrs). Established history (19+ yrs). Point 3 Not Rated. Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Top rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 19.64% (top quartile). 5Y return: 18.87% (upper mid). 5Y return: 9.97% (bottom quartile). 5Y return: 17.39% (lower mid). 5Y return: 16.14% (bottom quartile). Point 6 3Y return: 24.78% (top quartile). 3Y return: 21.26% (upper mid). 3Y return: 20.84% (lower mid). 3Y return: 20.64% (bottom quartile). 3Y return: 18.63% (bottom quartile). Point 7 1Y return: 11.54% (lower mid). 1Y return: 1.69% (bottom quartile). 1Y return: 16.92% (upper mid). 1Y return: 35.51% (top quartile). 1Y return: 0.24% (bottom quartile). Point 8 Alpha: 1.62 (lower mid). Alpha: -1.33 (bottom quartile). Alpha: 1.78 (top quartile). Alpha: 1.75 (upper mid). Alpha: -2.15 (bottom quartile). Point 9 Sharpe: -0.25 (lower mid). Sharpe: -0.59 (bottom quartile). Sharpe: 1.21 (upper mid). Sharpe: 2.27 (top quartile). Sharpe: -0.62 (bottom quartile). Point 10 Information ratio: 0.55 (lower mid). Information ratio: 1.57 (top quartile). Information ratio: -1.13 (bottom quartile). Information ratio: -0.15 (bottom quartile). Information ratio: 0.75 (upper mid). Motilal Oswal Long Term Equity Fund
SBI Magnum Tax Gain Fund
IDBI Equity Advantage Fund
HDFC Long Term Advantage Fund
DSP Tax Saver Fund
Best Sector Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP Natural Resources and New Energy Fund Growth ₹110.689
↓ -0.31 ₹2,044 500 8.9 17.5 30.3 24.1 19.5 17.5 BOI AXA Manufacturing and Infrastructure Fund Growth ₹61.39
↓ -0.56 ₹647 1,000 10.2 5.5 18.3 26 23.1 7.8 SBI Magnum COMMA Fund Growth ₹115.426
↓ -0.68 ₹939 500 8 7.7 17.4 21.3 15.5 12.3 SBI PSU Fund Growth ₹36.3539
↓ -0.09 ₹5,891 500 8.8 10 16.4 32.5 28.6 11.3 DSP India T.I.G.E.R Fund Growth ₹340.263
↓ -3.05 ₹4,979 500 14.6 7.5 16.1 27.6 25.9 -2.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP Natural Resources and New Energy Fund BOI AXA Manufacturing and Infrastructure Fund SBI Magnum COMMA Fund SBI PSU Fund DSP India T.I.G.E.R Fund Point 1 Lower mid AUM (₹2,044 Cr). Bottom quartile AUM (₹647 Cr). Bottom quartile AUM (₹939 Cr). Highest AUM (₹5,891 Cr). Upper mid AUM (₹4,979 Cr). Point 2 Established history (18+ yrs). Established history (16+ yrs). Established history (20+ yrs). Established history (15+ yrs). Oldest track record among peers (21 yrs). Point 3 Top rated. Not Rated. Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 4★ (lower mid). Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 19.54% (bottom quartile). 5Y return: 23.05% (lower mid). 5Y return: 15.47% (bottom quartile). 5Y return: 28.60% (top quartile). 5Y return: 25.88% (upper mid). Point 6 3Y return: 24.06% (bottom quartile). 3Y return: 26.03% (lower mid). 3Y return: 21.34% (bottom quartile). 3Y return: 32.46% (top quartile). 3Y return: 27.55% (upper mid). Point 7 1Y return: 30.31% (top quartile). 1Y return: 18.33% (upper mid). 1Y return: 17.40% (lower mid). 1Y return: 16.41% (bottom quartile). 1Y return: 16.07% (bottom quartile). Point 8 Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 2.28 (top quartile). Alpha: -1.15 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 9 Sharpe: 1.19 (top quartile). Sharpe: 0.31 (lower mid). Sharpe: 0.42 (upper mid). Sharpe: 0.27 (bottom quartile). Sharpe: -0.01 (bottom quartile). Point 10 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: -0.06 (bottom quartile). Information ratio: -0.31 (bottom quartile). Information ratio: 0.00 (lower mid). DSP Natural Resources and New Energy Fund
BOI AXA Manufacturing and Infrastructure Fund
SBI Magnum COMMA Fund
SBI PSU Fund
DSP India T.I.G.E.R Fund
Best Focused Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Focused Equity Fund Growth ₹90.83
↓ -1.17 ₹14,571 100 -3.1 -5 4.2 21 18.6 15.4 SBI Focused Equity Fund Growth ₹382.843
↓ -2.08 ₹39,739 500 3.8 3.8 13.5 19.2 15.4 15.7 HDFC Focused 30 Fund Growth ₹224.504
↓ -1.87 ₹24,170 300 -2.9 -6 1.2 18.9 21.1 10.9 DSP Focus Fund Growth ₹52.228
↓ -0.55 ₹2,295 500 -2.8 -5.3 -1.1 17.6 12.6 7.3 Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 ₹1,354 100 -5 8.5 24.5 17 17.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Focused Equity Fund SBI Focused Equity Fund HDFC Focused 30 Fund DSP Focus Fund Sundaram Select Focus Fund Point 1 Lower mid AUM (₹14,571 Cr). Highest AUM (₹39,739 Cr). Upper mid AUM (₹24,170 Cr). Bottom quartile AUM (₹2,295 Cr). Bottom quartile AUM (₹1,354 Cr). Point 2 Established history (16+ yrs). Established history (21+ yrs). Established history (21+ yrs). Established history (15+ yrs). Oldest track record among peers (23 yrs). Point 3 Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 18.57% (upper mid). 5Y return: 15.40% (bottom quartile). 5Y return: 21.05% (top quartile). 5Y return: 12.57% (bottom quartile). 5Y return: 17.29% (lower mid). Point 6 3Y return: 21.01% (top quartile). 3Y return: 19.21% (upper mid). 3Y return: 18.90% (lower mid). 3Y return: 17.62% (bottom quartile). 3Y return: 17.03% (bottom quartile). Point 7 1Y return: 4.23% (lower mid). 1Y return: 13.52% (upper mid). 1Y return: 1.21% (bottom quartile). 1Y return: -1.13% (bottom quartile). 1Y return: 24.49% (top quartile). Point 8 Alpha: 2.38 (upper mid). Alpha: 5.25 (top quartile). Alpha: -0.27 (lower mid). Alpha: -4.18 (bottom quartile). Alpha: -5.62 (bottom quartile). Point 9 Sharpe: -0.34 (lower mid). Sharpe: -0.11 (upper mid). Sharpe: -0.49 (bottom quartile). Sharpe: -0.75 (bottom quartile). Sharpe: 1.85 (top quartile). Point 10 Information ratio: 1.25 (top quartile). Information ratio: 0.45 (lower mid). Information ratio: 0.75 (upper mid). Information ratio: 0.39 (bottom quartile). Information ratio: -0.52 (bottom quartile). ICICI Prudential Focused Equity Fund
SBI Focused Equity Fund
HDFC Focused 30 Fund
DSP Focus Fund
Sundaram Select Focus Fund
Best Value Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Value Fund Growth ₹222.145
↓ -2.23 ₹7,993 100 -0.6 -4.3 2.4 21.4 18.6 4.2 Aditya Birla Sun Life Pure Value Fund Growth ₹128.061
↓ -1.69 ₹5,639 1,000 3.7 2.3 8.4 20 16.6 2.6 HDFC Capital Builder Value Fund Growth ₹743.916
↓ -9.26 ₹6,588 300 0.4 -2.4 5.5 19.1 17 8.6 JM Value Fund Growth ₹90.7767
↓ -0.97 ₹721 500 0.4 -7.6 -3.2 18.3 17.5 -4.4 ICICI Prudential Value Discovery Fund Growth ₹457.72
↓ -7.38 ₹55,852 100 -4.8 -5.7 1.9 18 19 13.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Value Fund Aditya Birla Sun Life Pure Value Fund HDFC Capital Builder Value Fund JM Value Fund ICICI Prudential Value Discovery Fund Point 1 Upper mid AUM (₹7,993 Cr). Bottom quartile AUM (₹5,639 Cr). Lower mid AUM (₹6,588 Cr). Bottom quartile AUM (₹721 Cr). Highest AUM (₹55,852 Cr). Point 2 Established history (20+ yrs). Established history (18+ yrs). Oldest track record among peers (32 yrs). Established history (28+ yrs). Established history (21+ yrs). Point 3 Not Rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Top rated. Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Point 5 5Y return: 18.61% (upper mid). 5Y return: 16.59% (bottom quartile). 5Y return: 16.99% (bottom quartile). 5Y return: 17.46% (lower mid). 5Y return: 18.95% (top quartile). Point 6 3Y return: 21.38% (top quartile). 3Y return: 20.05% (upper mid). 3Y return: 19.09% (lower mid). 3Y return: 18.27% (bottom quartile). 3Y return: 18.04% (bottom quartile). Point 7 1Y return: 2.35% (lower mid). 1Y return: 8.45% (top quartile). 1Y return: 5.52% (upper mid). 1Y return: -3.19% (bottom quartile). 1Y return: 1.90% (bottom quartile). Point 8 Alpha: -0.79 (bottom quartile). Alpha: 1.05 (lower mid). Alpha: 3.06 (top quartile). Alpha: -5.10 (bottom quartile). Alpha: 1.21 (upper mid). Point 9 Sharpe: -0.54 (bottom quartile). Sharpe: -0.39 (lower mid). Sharpe: -0.28 (top quartile). Sharpe: -0.79 (bottom quartile). Sharpe: -0.38 (upper mid). Point 10 Information ratio: 1.54 (top quartile). Information ratio: 0.58 (bottom quartile). Information ratio: 1.00 (upper mid). Information ratio: 0.16 (bottom quartile). Information ratio: 0.77 (lower mid). Nippon India Value Fund
Aditya Birla Sun Life Pure Value Fund
HDFC Capital Builder Value Fund
JM Value Fund
ICICI Prudential Value Discovery Fund
SIP Calculator
SIP calculator is one of the efficient tools an investor can use while investing in mutual funds. Whether one wants to invest to buy a car/house, plan for retirement, a child's higher education or any other asset, the SIP calculator can be used for the same. It helps to calculate the amount of investment and time period that is required for investing to reach the particular financial goal. So, common questions like "how much to invest in a SIP or how till that time should I invest", resolves using this calculator.
When using a SIP calculator, one has to fill certain variables, that include (illustration is given below)-
- The desired investment duration
- The estimated monthly SIP amount
- Expected inflation rate (annual) for the years to come
- Long-term growth rate on investments
Once you feed all the above-mentioned information, the calculator will end up giving you the amount you will receive (your SIP returns) after the number of years mentioned. Your net profit will be highlighted as well so that you can estimate your goal fulfilment accordingly.
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Open Free Investment Account for Lifetime at Fincash.com.
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