+91-22-48913909Best Mutual Funds in India for SIP 2025 – 2026
A Systematic Investment plan (SIP) is considered to be the most efficient way to invest in Mutual Funds, especially for the long-term plan. It permits investors to purchase a unit on a particular date every month in order to implement a long-term savings plan. One of the reasons why investors feel comfortable towards Investing in SIP is the flexibility they offer. Investors can invest in SIP on either monthly, quarterly or weekly Basis, as per their convenience. Let’s learn more about how one can achieve their Financial goals with systematic investment plans, how sip calculator is helpful in investment, along with best mutual funds in India for SIP.
SIP- Optimal Way to Achieve Financial Goals
SIP is designed in a way that one can easily pre-plan their investments and invest according to their financial goals. But, one has to invest for a long-time to achieve goals via SIP. Generally, SIP is widely used for planning goals like-
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- Buying a car
- Buying a house
- Marriage
- Child’s education
- Save for an international trip
- retirement
- Medical emergencies etc.
One can start investing in SIPs with an amount as minimum as INR 500 and INR 1000. Once you begin investing in SIP your money start going each day as it is exposed to the stock Market. That is why SIPs as a route is mostly preferred in Equity Funds. Moreover, historically, investment in equity stocks has given impressive returns amongst all the other asset classes, if the investment was done with discipline and with a long-term horizon.
SIP in equity helps to avoid the risk of timing the market and facilitate wealth creation by averaging the cost of investment. Let’s look at some more Benefits of SIP that helps in achieving long-term goals:
Power of Compounding- Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since SIP in Mutual Funds are in instalments, they are compounded, which adds more to the initially invested sum.
Risk reduction- Given that a SIP is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
Convenience of SIPs- Convenience is one of the biggest benefits of a SIP. A user has to sign-up one-time and go through documentation. Once done, thereafter debits for subsequent investments take place automatically and the investor just has to monitor the investments.
Best Mutual Funds in India for SIP 2025 - 2026
Best Large Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Large Cap Fund Growth ₹93.4608
↓ -0.65 ₹45,012 100 3.7 8.6 7.5 19.2 25.3 18.2 ICICI Prudential Bluechip Fund Growth ₹113.69
↓ -0.53 ₹71,840 100 3.6 6.7 7.1 17.8 22.1 16.9 Invesco India Largecap Fund Growth ₹71.29
↓ -0.51 ₹1,555 100 4.2 8 6.3 17.1 19.3 20 DSP TOP 100 Equity Growth ₹479.693
↓ -4.04 ₹6,398 500 2.1 3.6 4.6 17.1 18.5 20.5 Bandhan Large Cap Fund Growth ₹79.768
↓ -0.63 ₹1,893 100 3.8 8.6 7 16.7 18.2 18.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Large Cap Fund ICICI Prudential Bluechip Fund Invesco India Largecap Fund DSP TOP 100 Equity Bandhan Large Cap Fund Point 1 Upper mid AUM (₹45,012 Cr). Highest AUM (₹71,840 Cr). Bottom quartile AUM (₹1,555 Cr). Lower mid AUM (₹6,398 Cr). Bottom quartile AUM (₹1,893 Cr). Point 2 Established history (18+ yrs). Established history (17+ yrs). Established history (16+ yrs). Oldest track record among peers (22 yrs). Established history (19+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 25.27% (top quartile). 5Y return: 22.10% (upper mid). 5Y return: 19.28% (lower mid). 5Y return: 18.47% (bottom quartile). 5Y return: 18.24% (bottom quartile). Point 6 3Y return: 19.23% (top quartile). 3Y return: 17.83% (upper mid). 3Y return: 17.13% (lower mid). 3Y return: 17.07% (bottom quartile). 3Y return: 16.74% (bottom quartile). Point 7 1Y return: 7.51% (top quartile). 1Y return: 7.10% (upper mid). 1Y return: 6.34% (bottom quartile). 1Y return: 4.64% (bottom quartile). 1Y return: 6.95% (lower mid). Point 8 Alpha: 2.49 (top quartile). Alpha: 1.67 (lower mid). Alpha: 1.96 (upper mid). Alpha: -0.52 (bottom quartile). Alpha: 0.28 (bottom quartile). Point 9 Sharpe: -0.40 (top quartile). Sharpe: -0.51 (lower mid). Sharpe: -0.50 (upper mid). Sharpe: -0.64 (bottom quartile). Sharpe: -0.56 (bottom quartile). Point 10 Information ratio: 1.96 (top quartile). Information ratio: 1.64 (upper mid). Information ratio: 0.70 (bottom quartile). Information ratio: 0.83 (lower mid). Information ratio: 0.40 (bottom quartile). Nippon India Large Cap Fund
ICICI Prudential Bluechip Fund
Invesco India Largecap Fund
DSP TOP 100 Equity
Bandhan Large Cap Fund
Best Multi Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Equity Fund Growth ₹2,068.83
↓ -12.00 ₹81,936 300 5.1 7.7 10.2 22.1 29.4 23.5 Nippon India Multi Cap Fund Growth ₹304.01
↓ -2.59 ₹46,216 100 1.6 10.1 4.1 22 30.7 25.8 JM Multicap Fund Growth ₹98.9386
↓ -0.96 ₹5,943 500 2.9 5.3 -5.2 21.8 26 33.3 Motilal Oswal Multicap 35 Fund Growth ₹62.6696
↓ -0.62 ₹13,679 500 1.5 9.7 5.3 21.7 19.5 45.7 ICICI Prudential Multicap Fund Growth ₹804.58
↓ -6.15 ₹15,281 100 1.4 6.2 2.2 20 24.6 20.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary HDFC Equity Fund Nippon India Multi Cap Fund JM Multicap Fund Motilal Oswal Multicap 35 Fund ICICI Prudential Multicap Fund Point 1 Highest AUM (₹81,936 Cr). Upper mid AUM (₹46,216 Cr). Bottom quartile AUM (₹5,943 Cr). Bottom quartile AUM (₹13,679 Cr). Lower mid AUM (₹15,281 Cr). Point 2 Established history (30+ yrs). Established history (20+ yrs). Established history (17+ yrs). Established history (11+ yrs). Oldest track record among peers (31 yrs). Point 3 Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 4★ (upper mid). Top rated. Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 29.39% (upper mid). 5Y return: 30.66% (top quartile). 5Y return: 26.02% (lower mid). 5Y return: 19.51% (bottom quartile). 5Y return: 24.60% (bottom quartile). Point 6 3Y return: 22.12% (top quartile). 3Y return: 22.02% (upper mid). 3Y return: 21.84% (lower mid). 3Y return: 21.72% (bottom quartile). 3Y return: 20.01% (bottom quartile). Point 7 1Y return: 10.20% (top quartile). 1Y return: 4.10% (lower mid). 1Y return: -5.20% (bottom quartile). 1Y return: 5.31% (upper mid). 1Y return: 2.25% (bottom quartile). Point 8 Alpha: 4.96 (upper mid). Alpha: 3.10 (lower mid). Alpha: -8.50 (bottom quartile). Alpha: 9.76 (top quartile). Alpha: -2.00 (bottom quartile). Point 9 Sharpe: -0.16 (upper mid). Sharpe: -0.38 (lower mid). Sharpe: -1.13 (bottom quartile). Sharpe: -0.06 (top quartile). Sharpe: -0.71 (bottom quartile). Point 10 Information ratio: 1.74 (top quartile). Information ratio: 1.10 (upper mid). Information ratio: 1.09 (lower mid). Information ratio: 0.79 (bottom quartile). Information ratio: 0.53 (bottom quartile). HDFC Equity Fund
Nippon India Multi Cap Fund
JM Multicap Fund
Motilal Oswal Multicap 35 Fund
ICICI Prudential Multicap Fund
Best Mid Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Invesco India Mid Cap Fund Growth ₹185.04
↓ -1.49 ₹8,062 500 3.1 17.5 13.8 27.3 28.4 43.1 ICICI Prudential MidCap Fund Growth ₹308.52
↓ -2.03 ₹6,492 100 4 16.5 9 22.2 27 27 TATA Mid Cap Growth Fund Growth ₹442.33
↓ -1.18 ₹4,946 150 2.9 10.7 2.7 21.2 24.3 22.7 Aditya Birla Sun Life Midcap Fund Growth ₹801.32
↓ -3.44 ₹5,970 1,000 2.2 10 1.7 19.8 24.6 22 BNP Paribas Mid Cap Fund Growth ₹103.578
↓ -0.12 ₹2,157 300 3.1 9.7 2.3 19.4 24.8 28.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Invesco India Mid Cap Fund ICICI Prudential MidCap Fund TATA Mid Cap Growth Fund Aditya Birla Sun Life Midcap Fund BNP Paribas Mid Cap Fund Point 1 Highest AUM (₹8,062 Cr). Upper mid AUM (₹6,492 Cr). Bottom quartile AUM (₹4,946 Cr). Lower mid AUM (₹5,970 Cr). Bottom quartile AUM (₹2,157 Cr). Point 2 Established history (18+ yrs). Established history (21+ yrs). Oldest track record among peers (31 yrs). Established history (23+ yrs). Established history (19+ yrs). Point 3 Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Point 5 5Y return: 28.35% (top quartile). 5Y return: 26.99% (upper mid). 5Y return: 24.35% (bottom quartile). 5Y return: 24.58% (bottom quartile). 5Y return: 24.83% (lower mid). Point 6 3Y return: 27.28% (top quartile). 3Y return: 22.25% (upper mid). 3Y return: 21.16% (lower mid). 3Y return: 19.85% (bottom quartile). 3Y return: 19.37% (bottom quartile). Point 7 1Y return: 13.79% (top quartile). 1Y return: 9.00% (upper mid). 1Y return: 2.71% (lower mid). 1Y return: 1.73% (bottom quartile). 1Y return: 2.26% (bottom quartile). Point 8 Alpha: 0.00 (upper mid). Alpha: 3.29 (top quartile). Alpha: -3.10 (bottom quartile). Alpha: -0.40 (lower mid). Alpha: -3.80 (bottom quartile). Point 9 Sharpe: 0.14 (top quartile). Sharpe: -0.32 (upper mid). Sharpe: -0.66 (bottom quartile). Sharpe: -0.49 (lower mid). Sharpe: -0.72 (bottom quartile). Point 10 Information ratio: 0.00 (top quartile). Information ratio: -0.16 (upper mid). Information ratio: -0.56 (lower mid). Information ratio: -0.78 (bottom quartile). Information ratio: -0.66 (bottom quartile). Invesco India Mid Cap Fund
ICICI Prudential MidCap Fund
TATA Mid Cap Growth Fund
Aditya Birla Sun Life Midcap Fund
BNP Paribas Mid Cap Fund
Best Small Cap Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Small Cap Fund Growth ₹143.881
↓ -0.76 ₹36,294 300 1.8 17 3 23.1 30.7 20.4 Nippon India Small Cap Fund Growth ₹171.176
↓ -0.88 ₹64,821 100 1 10.9 -3.1 22.9 32.8 26.1 Franklin India Smaller Companies Fund Growth ₹171.674
↓ -1.25 ₹13,302 500 -0.7 8.6 -4.3 21.8 29 23.2 Sundaram Small Cap Fund Growth ₹266.69
↓ -0.72 ₹3,282 100 3.1 14.9 1.6 20.8 27.6 19.1 DSP Small Cap Fund Growth ₹195.96
↓ -0.76 ₹16,628 500 -1.9 15.6 -0.5 20.2 26.4 25.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary HDFC Small Cap Fund Nippon India Small Cap Fund Franklin India Smaller Companies Fund Sundaram Small Cap Fund DSP Small Cap Fund Point 1 Upper mid AUM (₹36,294 Cr). Highest AUM (₹64,821 Cr). Bottom quartile AUM (₹13,302 Cr). Bottom quartile AUM (₹3,282 Cr). Lower mid AUM (₹16,628 Cr). Point 2 Established history (17+ yrs). Established history (15+ yrs). Established history (19+ yrs). Oldest track record among peers (20 yrs). Established history (18+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 30.71% (upper mid). 5Y return: 32.82% (top quartile). 5Y return: 29.04% (lower mid). 5Y return: 27.62% (bottom quartile). 5Y return: 26.39% (bottom quartile). Point 6 3Y return: 23.09% (top quartile). 3Y return: 22.90% (upper mid). 3Y return: 21.76% (lower mid). 3Y return: 20.77% (bottom quartile). 3Y return: 20.25% (bottom quartile). Point 7 1Y return: 2.98% (top quartile). 1Y return: -3.12% (bottom quartile). 1Y return: -4.26% (bottom quartile). 1Y return: 1.61% (upper mid). 1Y return: -0.53% (lower mid). Point 8 Alpha: 0.00 (upper mid). Alpha: -2.55 (bottom quartile). Alpha: -5.08 (bottom quartile). Alpha: 0.97 (top quartile). Alpha: 0.00 (lower mid). Point 9 Sharpe: -0.33 (upper mid). Sharpe: -0.65 (bottom quartile). Sharpe: -0.76 (bottom quartile). Sharpe: -0.47 (lower mid). Sharpe: -0.30 (top quartile). Point 10 Information ratio: 0.00 (lower mid). Information ratio: 0.10 (top quartile). Information ratio: 0.02 (upper mid). Information ratio: -0.47 (bottom quartile). Information ratio: 0.00 (bottom quartile). HDFC Small Cap Fund
Nippon India Small Cap Fund
Franklin India Smaller Companies Fund
Sundaram Small Cap Fund
DSP Small Cap Fund
Best ELSS (Tax Saving Mutual Funds) for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Long Term Equity Fund Growth ₹52.7244
↓ -0.25 ₹4,223 500 1.5 13.6 0.2 24.6 25.7 47.7 SBI Magnum Tax Gain Fund Growth ₹445.489
↓ -2.83 ₹29,937 500 2.6 6.6 3.3 23.5 25.6 27.7 HDFC Tax Saver Fund Growth ₹1,457.9
↓ -8.58 ₹16,525 500 4.1 6.9 8.7 21.3 26 21.3 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 500 9.7 15.1 16.9 20.8 10 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 500 1.2 15.4 35.5 20.6 17.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Motilal Oswal Long Term Equity Fund SBI Magnum Tax Gain Fund HDFC Tax Saver Fund IDBI Equity Advantage Fund HDFC Long Term Advantage Fund Point 1 Lower mid AUM (₹4,223 Cr). Highest AUM (₹29,937 Cr). Upper mid AUM (₹16,525 Cr). Bottom quartile AUM (₹485 Cr). Bottom quartile AUM (₹1,318 Cr). Point 2 Established history (10+ yrs). Established history (18+ yrs). Oldest track record among peers (29 yrs). Established history (12+ yrs). Established history (24+ yrs). Point 3 Not Rated. Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 25.66% (upper mid). 5Y return: 25.58% (lower mid). 5Y return: 26.02% (top quartile). 5Y return: 9.97% (bottom quartile). 5Y return: 17.39% (bottom quartile). Point 6 3Y return: 24.64% (top quartile). 3Y return: 23.46% (upper mid). 3Y return: 21.35% (lower mid). 3Y return: 20.84% (bottom quartile). 3Y return: 20.64% (bottom quartile). Point 7 1Y return: 0.22% (bottom quartile). 1Y return: 3.28% (bottom quartile). 1Y return: 8.68% (lower mid). 1Y return: 16.92% (upper mid). 1Y return: 35.51% (top quartile). Point 8 Alpha: 7.18 (top quartile). Alpha: -2.40 (bottom quartile). Alpha: 3.05 (upper mid). Alpha: 1.78 (lower mid). Alpha: 1.75 (bottom quartile). Point 9 Sharpe: -0.26 (lower mid). Sharpe: -0.83 (bottom quartile). Sharpe: -0.35 (bottom quartile). Sharpe: 1.21 (upper mid). Sharpe: 2.27 (top quartile). Point 10 Information ratio: 0.80 (lower mid). Information ratio: 2.12 (top quartile). Information ratio: 1.80 (upper mid). Information ratio: -1.13 (bottom quartile). Information ratio: -0.15 (bottom quartile). Motilal Oswal Long Term Equity Fund
SBI Magnum Tax Gain Fund
HDFC Tax Saver Fund
IDBI Equity Advantage Fund
HDFC Long Term Advantage Fund
Best Sector Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) SBI Banking & Financial Services Fund Growth ₹44.2854
↓ -0.29 ₹8,371 500 5.1 9.8 15.4 19 21.4 19.6 UTI Transportation & Logistics Fund Growth ₹292.801
↓ -1.03 ₹3,741 500 11.1 21.9 15.1 23.3 27.3 18.7 TATA Banking and Financial Services Fund Growth ₹44.3881
↓ -0.37 ₹2,819 150 4.3 6.2 12.5 17.3 20 9 Nippon India Banking Fund Growth ₹645.417
↓ -4.04 ₹6,990 100 3.6 5.8 11.8 17.9 25.7 10.3 LIC MF Banking & Financial Services Fund Growth ₹21.7922
↓ -0.18 ₹267 1,000 4.2 9.8 11.6 12.1 18 0.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary SBI Banking & Financial Services Fund UTI Transportation & Logistics Fund TATA Banking and Financial Services Fund Nippon India Banking Fund LIC MF Banking & Financial Services Fund Point 1 Highest AUM (₹8,371 Cr). Lower mid AUM (₹3,741 Cr). Bottom quartile AUM (₹2,819 Cr). Upper mid AUM (₹6,990 Cr). Bottom quartile AUM (₹267 Cr). Point 2 Established history (10+ yrs). Established history (21+ yrs). Established history (9+ yrs). Oldest track record among peers (22 yrs). Established history (10+ yrs). Point 3 Not Rated. Top rated. Not Rated. Rating: 3★ (upper mid). Not Rated. Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 21.44% (lower mid). 5Y return: 27.27% (top quartile). 5Y return: 20.03% (bottom quartile). 5Y return: 25.72% (upper mid). 5Y return: 18.02% (bottom quartile). Point 6 3Y return: 19.04% (upper mid). 3Y return: 23.26% (top quartile). 3Y return: 17.29% (bottom quartile). 3Y return: 17.90% (lower mid). 3Y return: 12.05% (bottom quartile). Point 7 1Y return: 15.37% (top quartile). 1Y return: 15.06% (upper mid). 1Y return: 12.50% (lower mid). 1Y return: 11.81% (bottom quartile). 1Y return: 11.57% (bottom quartile). Point 8 Alpha: 0.46 (top quartile). Alpha: 0.00 (upper mid). Alpha: -3.57 (lower mid). Alpha: -4.87 (bottom quartile). Alpha: -7.08 (bottom quartile). Point 9 Sharpe: 0.28 (top quartile). Sharpe: -0.33 (bottom quartile). Sharpe: -0.01 (upper mid). Sharpe: -0.12 (lower mid). Sharpe: -0.26 (bottom quartile). Point 10 Information ratio: 0.69 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.56 (lower mid). Information ratio: 0.64 (upper mid). Information ratio: -0.38 (bottom quartile). SBI Banking & Financial Services Fund
UTI Transportation & Logistics Fund
TATA Banking and Financial Services Fund
Nippon India Banking Fund
LIC MF Banking & Financial Services Fund
Best Focused Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Focused Equity Fund Growth ₹94.9
↓ -0.76 ₹12,560 100 3.9 8.6 9.6 22 25.7 26.5 HDFC Focused 30 Fund Growth ₹238.421
↓ -1.82 ₹22,444 300 4.7 7.7 9.8 21.7 29.3 24 Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 ₹1,354 100 -5 8.5 24.5 17 17.3 DSP Focus Fund Growth ₹55.127
↓ -0.51 ₹2,513 500 1.5 5.9 3.5 17 18.3 18.5 SBI Focused Equity Fund Growth ₹372.048
↓ -1.78 ₹37,764 500 6.2 11.7 11.6 16.9 20.3 17.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Focused Equity Fund HDFC Focused 30 Fund Sundaram Select Focus Fund DSP Focus Fund SBI Focused Equity Fund Point 1 Lower mid AUM (₹12,560 Cr). Upper mid AUM (₹22,444 Cr). Bottom quartile AUM (₹1,354 Cr). Bottom quartile AUM (₹2,513 Cr). Highest AUM (₹37,764 Cr). Point 2 Established history (16+ yrs). Established history (21+ yrs). Oldest track record among peers (23 yrs). Established history (15+ yrs). Established history (21+ yrs). Point 3 Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 25.66% (upper mid). 5Y return: 29.25% (top quartile). 5Y return: 17.29% (bottom quartile). 5Y return: 18.33% (bottom quartile). 5Y return: 20.32% (lower mid). Point 6 3Y return: 22.03% (top quartile). 3Y return: 21.69% (upper mid). 3Y return: 17.03% (lower mid). 3Y return: 17.01% (bottom quartile). 3Y return: 16.86% (bottom quartile). Point 7 1Y return: 9.65% (bottom quartile). 1Y return: 9.77% (lower mid). 1Y return: 24.49% (top quartile). 1Y return: 3.49% (bottom quartile). 1Y return: 11.63% (upper mid). Point 8 Alpha: 5.63 (upper mid). Alpha: 5.69 (top quartile). Alpha: -5.62 (bottom quartile). Alpha: -2.48 (bottom quartile). Alpha: 5.18 (lower mid). Point 9 Sharpe: -0.26 (bottom quartile). Sharpe: -0.07 (upper mid). Sharpe: 1.85 (top quartile). Sharpe: -0.77 (bottom quartile). Sharpe: -0.20 (lower mid). Point 10 Information ratio: 1.77 (top quartile). Information ratio: 1.54 (upper mid). Information ratio: -0.52 (bottom quartile). Information ratio: 0.17 (lower mid). Information ratio: -0.02 (bottom quartile). ICICI Prudential Focused Equity Fund
HDFC Focused 30 Fund
Sundaram Select Focus Fund
DSP Focus Fund
SBI Focused Equity Fund
Best Value Funds for SIP
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) JM Value Fund Growth ₹98.0419
↓ -1.01 ₹1,019 500 0.5 6.8 -4.9 23.1 25.8 25.1 Nippon India Value Fund Growth ₹232.665
↓ -1.28 ₹8,584 100 3.9 8.2 3.9 21.9 26.3 22.3 ICICI Prudential Value Discovery Fund Growth ₹487.76
↓ -3.30 ₹53,750 100 3.9 7.9 7.7 21.9 27 20 Aditya Birla Sun Life Pure Value Fund Growth ₹126.823
↓ -0.22 ₹5,879 1,000 3.6 9.1 -1.6 20 23.3 18.5 Tata Equity PE Fund Growth ₹355.506
↓ -2.68 ₹8,348 150 3.3 8 -0.5 19.3 21.3 21.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary JM Value Fund Nippon India Value Fund ICICI Prudential Value Discovery Fund Aditya Birla Sun Life Pure Value Fund Tata Equity PE Fund Point 1 Bottom quartile AUM (₹1,019 Cr). Upper mid AUM (₹8,584 Cr). Highest AUM (₹53,750 Cr). Bottom quartile AUM (₹5,879 Cr). Lower mid AUM (₹8,348 Cr). Point 2 Oldest track record among peers (28 yrs). Established history (20+ yrs). Established history (21+ yrs). Established history (17+ yrs). Established history (21+ yrs). Point 3 Rating: 4★ (upper mid). Not Rated. Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Top rated. Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 25.78% (lower mid). 5Y return: 26.30% (upper mid). 5Y return: 26.96% (top quartile). 5Y return: 23.35% (bottom quartile). 5Y return: 21.29% (bottom quartile). Point 6 3Y return: 23.10% (top quartile). 3Y return: 21.90% (upper mid). 3Y return: 21.89% (lower mid). 3Y return: 20.03% (bottom quartile). 3Y return: 19.29% (bottom quartile). Point 7 1Y return: -4.93% (bottom quartile). 1Y return: 3.88% (upper mid). 1Y return: 7.71% (top quartile). 1Y return: -1.56% (bottom quartile). 1Y return: -0.53% (lower mid). Point 8 Alpha: -10.12 (bottom quartile). Alpha: -2.33 (upper mid). Alpha: 0.62 (top quartile). Alpha: -6.25 (lower mid). Alpha: -7.40 (bottom quartile). Point 9 Sharpe: -1.17 (bottom quartile). Sharpe: -0.77 (upper mid). Sharpe: -0.55 (top quartile). Sharpe: -0.92 (lower mid). Sharpe: -1.07 (bottom quartile). Point 10 Information ratio: 1.05 (lower mid). Information ratio: 1.65 (top quartile). Information ratio: 1.25 (upper mid). Information ratio: 0.49 (bottom quartile). Information ratio: 0.80 (bottom quartile). JM Value Fund
Nippon India Value Fund
ICICI Prudential Value Discovery Fund
Aditya Birla Sun Life Pure Value Fund
Tata Equity PE Fund
SIP Calculator
SIP calculator is one of the efficient tools an investor can use while investing in mutual funds. Whether one wants to invest to buy a car/house, plan for retirement, a child's higher education or any other asset, the SIP calculator can be used for the same. It helps to calculate the amount of investment and time period that is required for investing to reach the particular financial goal. So, common questions like "how much to invest in a SIP or how till that time should I invest", resolves using this calculator.
When using a SIP calculator, one has to fill certain variables, that include (illustration is given below)-
- The desired investment duration
- The estimated monthly SIP amount
- Expected Inflation rate (annual) for the years to come
- Long-term growth rate on investments
Once you feed all the above-mentioned information, the calculator will end up giving you the amount you will receive (your SIP returns) after the number of years mentioned. Your net profit will be highlighted as well so that you can estimate your goal fulfilment accordingly.
How to Invest in Best Mutual Funds?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
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