Top 10 Mutual Funds for 2026

Updated on April 30, 2026 , 44603 views

Looking for the best Mutual Fund to invest in 2026? While Investing in Mutual Funds, investors often find difficulty in choosing a fund that would give them consistent returns.

To solve all the hassles, we have come up with the list of top 10 Mutual Fund schemes that you could prefer investing in. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc. You can invest in these schemes in two ways- either by taking a SIP route or a lump sum way.

In a lump sum mode of investment, investors can invest a considerable amount as a one-time down payment in the scheme, whereas in a SIP mode, investors can invest at regular intervals that can be monthly, quarterly and annually. The minimum investment amount in a lump sum could range from INR 1000-5000, while in a SIP you can start investing with just INR 500.

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Why should you Invest in Mutual Funds?

You can invest in Mutual Funds as per your risk appetite. There is an array of schemes for all kinds of risk takers. Right from conservative investors to high-risk investors, everyone can invest in Mutual Fund schemes
Mutual Funds provide you with a plethora of tax benefits
Mutual Funds can give you better returns and cash flows than any other traditional investment options like FDs, etc.
You can get a right amount of diversification by investing in Mutual Funds. You can hold numbers of various schemes in your Portfolio
Mutual Funds are affordable. One can start their investment with an amount as low as INR 500 via a SIP
The money you invest in managed by a team of an expert. They have real-time access to the market and they are able to execute trades on the most cost-effective scale
Your Mutual Fund investments are in safe hands. Every Mutual Fund is regulated by SEBI (The Securities and Exchange Board of India), hence all the fund that you invest runs in a transparent manner and is secured.

Fund Selection Methodology used to find 10 funds

Sorted On : drat (high to low)
Tags: fcpro
No Of Funds: 10

Top 10 Mutual Funds to Invest in 2026

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
DSP US Flexible Equity Fund Growth	₹88.727 ↑ 0.68	₹1,055	10.1	19	72.4	27.4	17.3	33.8
Franklin Asian Equity Fund Growth	₹40.3513 ↓ -0.46	₹400	4.4	14.3	45.4	17.3	4.4	23.7
DSP Natural Resources and New Energy Fund Growth	₹111.574 ↓ -1.03	₹2,044	5.3	14.9	33	24	18.5	17.5
Aditya Birla Sun Life Small Cap Fund Growth	₹88.8412 ↓ -0.30	₹4,449	8	1.4	14.8	19.4	15.1	-3.7
Franklin Build India Fund Growth	₹147.378 ↓ -1.52	₹2,858	4	0.8	11.4	26.2	24.3	3.7
Invesco India Growth Opportunities Fund Growth	₹98.29 ↓ -1.01	₹8,436	3.6	-4.6	8.7	23.2	17.7	4.7
PGIM India Credit Risk Fund Growth	₹15.5876 ↑ 0.00	₹39	0.6	4.4	8.4	3	4.2
ICICI Prudential Nifty Next 50 Index Fund Growth	₹61.2104 ↓ -0.75	₹7,604	2.8	-0.2	8.2	20.8	14.9	2.1
IDBI Nifty Junior Index Fund Growth	₹51.6385 ↓ -0.64	₹90	2.8	-0.3	8.1	20.5	14.8	2
Tata India Tax Savings Fund Growth	₹44.9268 ↓ -0.43	₹4,091	0.7	-1.2	7.5	15.6	14.3	4.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Apr 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP US Flexible Equity Fund	Franklin Asian Equity Fund	DSP Natural Resources and New Energy Fund	Aditya Birla Sun Life Small Cap Fund	Franklin Build India Fund	Invesco India Growth Opportunities Fund	PGIM India Credit Risk Fund	ICICI Prudential Nifty Next 50 Index Fund	IDBI Nifty Junior Index Fund	Tata India Tax Savings Fund
Point 1	Lower mid AUM (₹1,055 Cr).	Bottom quartile AUM (₹400 Cr).	Lower mid AUM (₹2,044 Cr).	Upper mid AUM (₹4,449 Cr).	Upper mid AUM (₹2,858 Cr).	Highest AUM (₹8,436 Cr).	Bottom quartile AUM (₹39 Cr).	Top quartile AUM (₹7,604 Cr).	Bottom quartile AUM (₹90 Cr).	Upper mid AUM (₹4,091 Cr).
Point 2	Established history (13+ yrs).	Oldest track record among peers (18 yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (11+ yrs).	Established history (15+ yrs).	Established history (15+ yrs).	Established history (11+ yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).	Rating: 5★ (lower mid).	Rating: 5★ (bottom quartile).	Rating: 5★ (bottom quartile).	Rating: 5★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.33% (upper mid).	5Y return: 4.37% (bottom quartile).	5Y return: 18.52% (top quartile).	5Y return: 15.13% (upper mid).	5Y return: 24.32% (top quartile).	5Y return: 17.72% (upper mid).	1Y return: 8.43% (lower mid).	5Y return: 14.91% (lower mid).	5Y return: 14.80% (lower mid).	5Y return: 14.29% (bottom quartile).
Point 6	3Y return: 27.37% (top quartile).	3Y return: 17.33% (bottom quartile).	3Y return: 24.03% (upper mid).	3Y return: 19.43% (lower mid).	3Y return: 26.20% (top quartile).	3Y return: 23.21% (upper mid).	1M return: 0.27% (bottom quartile).	3Y return: 20.75% (upper mid).	3Y return: 20.51% (lower mid).	3Y return: 15.63% (bottom quartile).
Point 7	1Y return: 72.42% (top quartile).	1Y return: 45.40% (top quartile).	1Y return: 33.03% (upper mid).	1Y return: 14.81% (upper mid).	1Y return: 11.36% (upper mid).	1Y return: 8.69% (lower mid).	Sharpe: 1.73 (top quartile).	1Y return: 8.20% (bottom quartile).	1Y return: 8.14% (bottom quartile).	1Y return: 7.54% (bottom quartile).
Point 8	Alpha: -1.33 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 1.41 (top quartile).	Information ratio: 0.00 (lower mid).	1M return: 15.35% (upper mid).	1M return: 15.28% (upper mid).	Alpha: 1.67 (top quartile).
Point 9	Sharpe: 1.98 (top quartile).	Sharpe: 1.02 (upper mid).	Sharpe: 1.19 (upper mid).	Sharpe: -0.21 (lower mid).	Sharpe: -0.11 (upper mid).	Sharpe: -0.24 (lower mid).	Yield to maturity (debt): 5.01% (top quartile).	Alpha: -0.77 (bottom quartile).	Alpha: -0.83 (bottom quartile).	Sharpe: -0.37 (bottom quartile).
Point 10	Information ratio: -0.27 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.64 (top quartile).	Modified duration: 0.54 yrs (bottom quartile).	Sharpe: -0.51 (bottom quartile).	Sharpe: -0.52 (bottom quartile).	Information ratio: -0.09 (lower mid).

DSP US Flexible Equity Fund

Lower mid AUM (₹1,055 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: High.
5Y return: 17.33% (upper mid).
3Y return: 27.37% (top quartile).
1Y return: 72.42% (top quartile).
Alpha: -1.33 (bottom quartile).
Sharpe: 1.98 (top quartile).
Information ratio: -0.27 (bottom quartile).

Franklin Asian Equity Fund

Bottom quartile AUM (₹400 Cr).
Oldest track record among peers (18 yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 4.37% (bottom quartile).
3Y return: 17.33% (bottom quartile).
1Y return: 45.40% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.02 (upper mid).
Information ratio: 0.00 (top quartile).

DSP Natural Resources and New Energy Fund

Lower mid AUM (₹2,044 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 18.52% (top quartile).
3Y return: 24.03% (upper mid).
1Y return: 33.03% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.19 (upper mid).
Information ratio: 0.00 (upper mid).

Aditya Birla Sun Life Small Cap Fund

Upper mid AUM (₹4,449 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.13% (upper mid).
3Y return: 19.43% (lower mid).
1Y return: 14.81% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.21 (lower mid).
Information ratio: 0.00 (upper mid).

Franklin Build India Fund

Upper mid AUM (₹2,858 Cr).
Established history (16+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 24.32% (top quartile).
3Y return: 26.20% (top quartile).
1Y return: 11.36% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.11 (upper mid).
Information ratio: 0.00 (upper mid).

Invesco India Growth Opportunities Fund

Highest AUM (₹8,436 Cr).
Established history (18+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.72% (upper mid).
3Y return: 23.21% (upper mid).
1Y return: 8.69% (lower mid).
Alpha: 1.41 (top quartile).
Sharpe: -0.24 (lower mid).
Information ratio: 0.64 (top quartile).

PGIM India Credit Risk Fund

Bottom quartile AUM (₹39 Cr).
Established history (11+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderate.
1Y return: 8.43% (lower mid).
1M return: 0.27% (bottom quartile).
Sharpe: 1.73 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 5.01% (top quartile).
Modified duration: 0.54 yrs (bottom quartile).

ICICI Prudential Nifty Next 50 Index Fund

Top quartile AUM (₹7,604 Cr).
Established history (15+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.91% (lower mid).
3Y return: 20.75% (upper mid).
1Y return: 8.20% (bottom quartile).
1M return: 15.35% (upper mid).
Alpha: -0.77 (bottom quartile).
Sharpe: -0.51 (bottom quartile).

IDBI Nifty Junior Index Fund

Bottom quartile AUM (₹90 Cr).
Established history (15+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.80% (lower mid).
3Y return: 20.51% (lower mid).
1Y return: 8.14% (bottom quartile).
1M return: 15.28% (upper mid).
Alpha: -0.83 (bottom quartile).
Sharpe: -0.52 (bottom quartile).

Tata India Tax Savings Fund

Upper mid AUM (₹4,091 Cr).
Established history (11+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.29% (bottom quartile).
3Y return: 15.63% (bottom quartile).
1Y return: 7.54% (bottom quartile).
Alpha: 1.67 (top quartile).
Sharpe: -0.37 (bottom quartile).
Information ratio: -0.09 (lower mid).

1. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

Lower mid AUM (₹1,055 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: High.
5Y return: 17.33% (upper mid).
3Y return: 27.37% (top quartile).
1Y return: 72.42% (top quartile).
Alpha: -1.33 (bottom quartile).
Sharpe: 1.98 (top quartile).
Information ratio: -0.27 (bottom quartile).

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund Growth
Launch Date	3 Aug 12
NAV (30 Apr 26)	₹88.727 ↑ 0.68 (0.77 %)
Net Assets (Cr)	₹1,055 on 31 Mar 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.55
Sharpe Ratio	1.98
Information Ratio	-0.27
Alpha Ratio	-1.33
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Sub Cat.	Global

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,180
30 Apr 23	₹10,762
30 Apr 24	₹12,948
30 Apr 25	₹12,899
30 Apr 26	₹22,240

DSP US Flexible Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26

Duration	Returns
1 Month	16.1%
3 Month	10.1%
6 Month	19%
1 Year	72.4%
3 Year	27.4%
5 Year	17.3%
10 Year
15 Year
Since launch	17.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	33.8%
2024	17.8%
2023	22%
2022	-5.9%
2021	24.2%
2020	22.6%
2019	27.5%
2018	-1.1%
2017	15.5%
2016	9.8%

Fund Manager information for DSP US Flexible Equity Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	13.09 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Technology	30.88%
Industrials	14.11%
Financial Services	12.33%
Communication Services	11.41%
Health Care	10.09%
Consumer Cyclical	9.41%
Energy	2.56%
Basic Materials	2.45%

Asset Allocation

Asset Class	Value
Cash	6.74%
Equity	93.24%
Debt	0.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF US Flexible Equity I2 Investment Fund \| -	96%	₹1,013 Cr	1,817,053
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹45 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹2 Cr

2. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Research Highlights for Franklin Asian Equity Fund

Bottom quartile AUM (₹400 Cr).
Oldest track record among peers (18 yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 4.37% (bottom quartile).
3Y return: 17.33% (bottom quartile).
1Y return: 45.40% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.02 (upper mid).
Information ratio: 0.00 (top quartile).

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund Growth
Launch Date	16 Jan 08
NAV (30 Apr 26)	₹40.3513 ↓ -0.46 (-1.13 %)
Net Assets (Cr)	₹400 on 31 Mar 26
Category	Equity - Global
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.54
Sharpe Ratio	1.02
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Years (1%),3 Years and above(NIL)
Sub Cat.	Global

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹7,808
30 Apr 23	₹7,667
30 Apr 24	₹7,967
30 Apr 25	₹8,517
30 Apr 26	₹12,384

Franklin Asian Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450 Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26

Duration	Returns
1 Month	14.6%
3 Month	4.4%
6 Month	14.3%
1 Year	45.4%
3 Year	17.3%
5 Year	4.4%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	23.7%
2024	14.4%
2023	0.7%
2022	-14.5%
2021	-5.9%
2020	25.8%
2019	28.2%
2018	-13.6%
2017	35.5%
2016	7.2%

Fund Manager information for Franklin Asian Equity Fund

Name	Since	Tenure
Sandeep Manam	18 Oct 21	4.45 Yr.
Shyam Sriram	26 Sep 24	1.51 Yr.

Data below for Franklin Asian Equity Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Technology	27.67%
Consumer Cyclical	22.22%
Financial Services	16.78%
Industrials	8.6%
Health Care	5.42%
Communication Services	4.6%
Real Estate	3.06%
Basic Materials	2.68%
Utility	1.81%
Energy	1.38%

Asset Allocation

Asset Class	Value
Cash	5.8%
Equity	94.2%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology) Equity, Since 31 Mar 09 \| 2330	10%	₹41 Cr	70,000
Samsung Electronics Co Ltd (Technology) Equity, Since 31 Mar 08 \| 005930	6%	₹25 Cr	18,255 ↓ -2,656
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 25 \| HDFCBANK	5%	₹20 Cr	229,214 ↑ 41,772
SK Hynix Inc (Technology) Equity, Since 30 Jun 20 \| 000660	4%	₹17 Cr	2,567 ↓ -1,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIBANK	4%	₹17 Cr	124,273 ↑ 30,718
Tencent Holdings Ltd (Communication Services) Equity, Since 31 Jul 14 \| 00700	4%	₹16 Cr	26,500 ↑ 1,300
Hyundai Motor Co (Consumer Cyclical) Equity, Since 31 Aug 22 \| 005380	3%	₹14 Cr	3,275
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 24 \| LT	3%	₹14 Cr	31,555 ↑ 7,084
MediaTek Inc (Technology) Equity, Since 31 Aug 20 \| 2454	3%	₹11 Cr	19,000
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| TORNTPHARM	2%	₹10 Cr	23,997 ↑ 9,570

3. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

Lower mid AUM (₹2,044 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 18.52% (top quartile).
3Y return: 24.03% (upper mid).
1Y return: 33.03% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.19 (upper mid).
Information ratio: 0.00 (upper mid).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (30 Apr 26)	₹111.574 ↓ -1.03 (-0.92 %)
Net Assets (Cr)	₹2,044 on 31 Mar 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	1.19
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹11,908
30 Apr 23	₹12,255
30 Apr 24	₹18,431
30 Apr 25	₹17,579
30 Apr 26	₹23,385

DSP Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26

Duration	Returns
1 Month	7%
3 Month	5.3%
6 Month	14.9%
1 Year	33%
3 Year	24%
5 Year	18.5%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	17.5%
2024	13.9%
2023	31.2%
2022	9.8%
2021	42.8%
2020	11.5%
2019	4.4%
2018	-15.3%
2017	43.1%
2016	43.1%

Fund Manager information for DSP Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	13.76 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Energy	40.61%
Basic Materials	32.04%
Utility	5.84%
Industrials	1.43%
Technology	0.97%
Consumer Cyclical	0.12%

Asset Allocation

Asset Class	Value
Cash	18.99%
Equity	81.01%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Energy I2 Investment Fund \| -	12%	₹244 Cr	602,478
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	8%	₹169 Cr	8,808,711
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 20 \| 532286	8%	₹168 Cr	1,511,761
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	8%	₹168 Cr	5,905,732
Oil India Ltd (Energy) Equity, Since 29 Feb 24 \| OIL	5%	₹105 Cr	2,214,812 ↑ 413,000
Petronet LNG Ltd (Energy) Equity, Since 31 Jan 18 \| 532522	4%	₹86 Cr	3,461,007
BGF Sustainable Energy I2 Investment Fund \| -	4%	₹82 Cr	330,203
National Aluminium Co Ltd (Basic Materials) Equity, Since 28 Feb 22 \| 532234	4%	₹74 Cr	1,928,199
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	3%	₹69 Cr	1,533,115
Indian Oil Corp Ltd (Energy) Equity, Since 31 May 25 \| IOC	3%	₹59 Cr	4,371,802

4. Aditya Birla Sun Life Small Cap Fund

(Erstwhile Aditya Birla Sun Life Small & Midcap Fund)

An Open ended Small and Mid Cap Equity Scheme with an objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and midcap. The Scheme may also invest a certain portion of its corpus in fixed income securities including money market instruments, in order to meet liquidity requirements from time to time.

Research Highlights for Aditya Birla Sun Life Small Cap Fund

Upper mid AUM (₹4,449 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.13% (upper mid).
3Y return: 19.43% (lower mid).
1Y return: 14.81% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.21 (lower mid).
Information ratio: 0.00 (upper mid).

Below is the key information for Aditya Birla Sun Life Small Cap Fund

Aditya Birla Sun Life Small Cap Fund Growth
Launch Date	31 May 07
NAV (30 Apr 26)	₹88.8412 ↓ -0.30 (-0.34 %)
Net Assets (Cr)	₹4,449 on 31 Mar 26
Category	Equity - Small Cap
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	-0.21
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Sub Cat.	Small Cap

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹11,739
30 Apr 23	₹11,873
30 Apr 24	₹17,901
30 Apr 25	₹17,616
30 Apr 26	₹20,224

Aditya Birla Sun Life Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Aditya Birla Sun Life Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26

Duration	Returns
1 Month	16.6%
3 Month	8%
6 Month	1.4%
1 Year	14.8%
3 Year	19.4%
5 Year	15.1%
10 Year
15 Year
Since launch	12.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.7%
2024	21.5%
2023	39.4%
2022	-6.5%
2021	51.4%
2020	19.8%
2019	-11.5%
2018	-22.6%
2017	56.7%
2016	9.7%

Fund Manager information for Aditya Birla Sun Life Small Cap Fund

Name	Since	Tenure
Abhinav Khandelwal	31 Oct 24	1.42 Yr.
Dhaval Joshi	21 Nov 22	3.36 Yr.

Data below for Aditya Birla Sun Life Small Cap Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	22.08%
Consumer Cyclical	16.48%
Health Care	13.68%
Industrials	13.66%
Basic Materials	11.28%
Consumer Defensive	7.96%
Real Estate	3.8%
Technology	2.7%
Utility	1.48%

Asset Allocation

Asset Class	Value
Cash	6.87%
Equity	93.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Jul 20 \| NAVINFLUOR	3%	₹142 Cr	230,000
Sai Life Sciences Ltd (Healthcare) Equity, Since 30 Jun 25 \| SAILIFE	3%	₹125 Cr	1,286,665
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Dec 24 \| MCX	3%	₹114 Cr	478,000 ↓ -88,000
CCL Products (India) Ltd (Consumer Defensive) Equity, Since 31 May 20 \| CCL	3%	₹112 Cr	1,078,825
TD Power Systems Ltd (Industrials) Equity, Since 30 Jun 23 \| TDPOWERSYS	3%	₹112 Cr	1,312,944
Karur Vysya Bank Ltd (Financial Services) Equity, Since 30 Nov 24 \| 590003	2%	₹100 Cr	3,472,155
Arvind Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 500101	2%	₹89 Cr	2,642,013
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 25 \| UJJIVANSFB	2%	₹86 Cr	17,107,129 ↑ 2,276,736
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Aug 24 \| PNBHOUSING	2%	₹82 Cr	1,081,130
Ramco Cements Ltd (Basic Materials) Equity, Since 28 Feb 25 \| RAMCOCEM	2%	₹79 Cr	858,998

5. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Upper mid AUM (₹2,858 Cr).
Established history (16+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 24.32% (top quartile).
3Y return: 26.20% (top quartile).
1Y return: 11.36% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.11 (upper mid).
Information ratio: 0.00 (upper mid).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (30 Apr 26)	₹147.378 ↓ -1.52 (-1.02 %)
Net Assets (Cr)	₹2,858 on 31 Mar 26
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.11
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹12,746
30 Apr 23	₹14,773
30 Apr 24	₹26,326
30 Apr 25	₹26,665
30 Apr 26	₹29,695

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26

Duration	Returns
1 Month	11.1%
3 Month	4%
6 Month	0.8%
1 Year	11.4%
3 Year	26.2%
5 Year	24.3%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	3.7%
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	4.45 Yr.
Kiran Sebastian	7 Feb 22	4.15 Yr.
Sandeep Manam	18 Oct 21	4.45 Yr.

Data below for Franklin Build India Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Industrials	35.45%
Financial Services	15.13%
Utility	13.58%
Energy	13.01%
Basic Materials	7.31%
Communication Services	7.17%
Real Estate	2.41%
Consumer Cyclical	1.51%
Technology	1%

Asset Allocation

Asset Class	Value
Cash	3.44%
Equity	96.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹285 Cr	665,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹203 Cr	420,000 ↑ 70,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| ONGC	6%	₹191 Cr	6,825,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹176 Cr	1,260,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| NTPC	5%	₹152 Cr	3,978,727
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	4%	₹138 Cr	1,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	4%	₹133 Cr	710,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	4%	₹133 Cr	1,500,000
State Bank of India (Financial Services) Equity, Since 31 Jul 14 \| SBIN	4%	₹114 Cr	950,000 ↓ -50,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| POWERGRID	3%	₹108 Cr	3,600,000

6. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

Highest AUM (₹8,436 Cr).
Established history (18+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.72% (upper mid).
3Y return: 23.21% (upper mid).
1Y return: 8.69% (lower mid).
Alpha: 1.41 (top quartile).
Sharpe: -0.24 (lower mid).
Information ratio: 0.64 (top quartile).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund Growth
Launch Date	9 Aug 07
NAV (30 Apr 26)	₹98.29 ↓ -1.01 (-1.02 %)
Net Assets (Cr)	₹8,436 on 31 Mar 26
Category	Equity - Large & Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	-0.24
Information Ratio	0.64
Alpha Ratio	1.41
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹11,518
30 Apr 23	₹12,089
30 Apr 24	₹18,173
30 Apr 25	₹20,803
30 Apr 26	₹22,611

Invesco India Growth Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26

Duration	Returns
1 Month	13.4%
3 Month	3.6%
6 Month	-4.6%
1 Year	8.7%
3 Year	23.2%
5 Year	17.7%
10 Year
15 Year
Since launch	13%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.7%
2024	37.5%
2023	31.6%
2022	-0.4%
2021	29.7%
2020	13.3%
2019	10.7%
2018	-0.2%
2017	39.6%
2016	3.3%

Fund Manager information for Invesco India Growth Opportunities Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	2.39 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	29.34%
Health Care	19.45%
Consumer Cyclical	18.71%
Industrials	15.54%
Real Estate	6.26%
Basic Materials	4.7%
Technology	2.68%
Communication Services	2.01%

Asset Allocation

Asset Class	Value
Cash	1.29%
Equity	98.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 22 \| MAXHEALTH	7%	₹594 Cr	6,175,405
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 24 \| INDIGO	6%	₹486 Cr	1,233,441 ↑ 75,000
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| 543320	5%	₹435 Cr	18,980,746 ↑ 2,505,437
BSE Ltd (Financial Services) Equity, Since 31 Oct 23 \| BSE	5%	₹424 Cr	1,580,775
Sai Life Sciences Ltd (Healthcare) Equity, Since 31 Dec 24 \| SAILIFE	5%	₹416 Cr	4,283,799
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	4%	₹378 Cr	3,131,658 ↑ 412,951
Trent Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| 500251	4%	₹359 Cr	1,089,122
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 30 Apr 24 \| 532296	3%	₹286 Cr	1,342,939
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| FEDERALBNK	3%	₹285 Cr	10,987,013
ABB India Ltd (Industrials) Equity, Since 30 Jun 23 \| ABB	3%	₹276 Cr	465,045 ↑ 12,293

7. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for PGIM India Credit Risk Fund

Bottom quartile AUM (₹39 Cr).
Established history (11+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderate.
1Y return: 8.43% (lower mid).
1M return: 0.27% (bottom quartile).
Sharpe: 1.73 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 5.01% (top quartile).
Modified duration: 0.54 yrs (bottom quartile).
Average maturity: 0.59 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund Growth
Launch Date	29 Sep 14
NAV (21 Jan 22)	₹15.5876 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹39 on 31 Dec 21
Category	Debt - Credit Risk
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.85
Sharpe Ratio	1.73
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	5.01%
Effective Maturity	7 Months 2 Days
Modified Duration	6 Months 14 Days
Sub Cat.	Credit Risk

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000

PGIM India Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26

Duration	Returns
1 Month	0.3%
3 Month	0.6%
6 Month	4.4%
1 Year	8.4%
3 Year	3%
5 Year	4.2%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for PGIM India Credit Risk Fund

Name	Since	Tenure

Data below for PGIM India Credit Risk Fund as on 31 Dec 21

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

8. ICICI Prudential Nifty Next 50 Index Fund

The fund's objective is to invest in companies whose securities are included in Nifty Junior Index and to endeavor to achieve the returns of the above index as closely as possible, though subject to tracking error. The fund intends to track only 90-95% of the Index i.e. it will always keep cash balance between 5-10% of the Net Asset to meet the redemption and other liquidity requirements. However, as and when the liquidity in the Index improves the fund intends to track up to 100% of the Index. The fund will not seek to outperform the CNX Nifty Junior. The objective is that the performance of the NAV of the fund should closely track the performance of the CNX Nifty Junior over the same period subject to tracking error.

Research Highlights for ICICI Prudential Nifty Next 50 Index Fund

Top quartile AUM (₹7,604 Cr).
Established history (15+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.91% (lower mid).
3Y return: 20.75% (upper mid).
1Y return: 8.20% (bottom quartile).
1M return: 15.35% (upper mid).
Alpha: -0.77 (bottom quartile).
Sharpe: -0.51 (bottom quartile).
Information ratio: -6.66 (bottom quartile).

Below is the key information for ICICI Prudential Nifty Next 50 Index Fund

ICICI Prudential Nifty Next 50 Index Fund Growth
Launch Date	25 Jun 10
NAV (30 Apr 26)	₹61.2104 ↓ -0.75 (-1.22 %)
Net Assets (Cr)	₹7,604 on 31 Mar 26
Category	Others - Index Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0.66
Sharpe Ratio	-0.51
Information Ratio	-6.66
Alpha Ratio	-0.77
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Sub Cat.	Index Fund

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹12,253
30 Apr 23	₹11,378
30 Apr 24	₹18,677
30 Apr 25	₹18,514
30 Apr 26	₹20,033

ICICI Prudential Nifty Next 50 Index Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for ICICI Prudential Nifty Next 50 Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26

Duration	Returns
1 Month	15.4%
3 Month	2.8%
6 Month	-0.2%
1 Year	8.2%
3 Year	20.8%
5 Year	14.9%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	2.1%
2024	27.2%
2023	26.3%
2022	0.1%
2021	29.5%
2020	14.3%
2019	0.6%
2018	-8.8%
2017	45.7%
2016	7.6%

Fund Manager information for ICICI Prudential Nifty Next 50 Index Fund

Name	Since	Tenure
Nishit Patel	18 Jan 21	5.2 Yr.
Ajaykumar Solanki	1 Feb 24	2.16 Yr.
Ashwini Shinde	18 Dec 24	1.28 Yr.

Data below for ICICI Prudential Nifty Next 50 Index Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	0.86%
Equity	99.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 21 \| 500295	5%	₹392 Cr	5,992,168 ↓ -132,011
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Mar 26 \| TMCV	4%	₹291 Cr	7,370,232 ↑ 7,370,232
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| 532343	4%	₹279 Cr	828,186 ↓ -19,412
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 24 \| DIVISLAB	4%	₹267 Cr	448,147 ↓ -10,535
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 22 \| HAL	3%	₹233 Cr	669,065 ↓ -15,882
Britannia Industries Ltd (Consumer Defensive) Equity, Since 31 Mar 25 \| 500825	3%	₹225 Cr	415,480 ↓ -10,277
Tata Power Co Ltd (Utilities) Equity, Since 31 Aug 22 \| 500400	3%	₹224 Cr	5,903,688 ↓ -158,524
Adani Power Ltd (Utilities) Equity, Since 31 Mar 24 \| 533096	3%	₹219 Cr	14,586,133 ↑ 344,570
Cummins India Ltd (Industrials) Equity, Since 31 Mar 26 \| 500480	3%	₹214 Cr	476,362 ↑ 476,362
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 30 Sep 17 \| 540376	3%	₹205 Cr	519,204 ↓ -12,360

9. IDBI Nifty Junior Index Fund

The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the CNX Nifty Junior Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of CNX Nifty Junior Index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the CNX Nifty Junior Index (Total Returns Index) and the scheme.

Research Highlights for IDBI Nifty Junior Index Fund

Bottom quartile AUM (₹90 Cr).
Established history (15+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.80% (lower mid).
3Y return: 20.51% (lower mid).
1Y return: 8.14% (bottom quartile).
1M return: 15.28% (upper mid).
Alpha: -0.83 (bottom quartile).
Sharpe: -0.52 (bottom quartile).
Information ratio: -6.97 (bottom quartile).

Below is the key information for IDBI Nifty Junior Index Fund

IDBI Nifty Junior Index Fund Growth
Launch Date	20 Sep 10
NAV (30 Apr 26)	₹51.6385 ↓ -0.64 (-1.22 %)
Net Assets (Cr)	₹90 on 31 Mar 26
Category	Others - Index Fund
AMC	IDBI Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0.86
Sharpe Ratio	-0.52
Information Ratio	-6.97
Alpha Ratio	-0.83
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Sub Cat.	Index Fund

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹12,261
30 Apr 23	₹11,393
30 Apr 24	₹18,606
30 Apr 25	₹18,438
30 Apr 26	₹19,940

IDBI Nifty Junior Index Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for IDBI Nifty Junior Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26

Duration	Returns
1 Month	15.3%
3 Month	2.8%
6 Month	-0.3%
1 Year	8.1%
3 Year	20.5%
5 Year	14.8%
10 Year
15 Year
Since launch	11.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	2%
2024	26.9%
2023	25.7%
2022	0.4%
2021	29.6%
2020	13.7%
2019	0.5%
2018	-9.3%
2017	43.6%
2016	6.9%

Fund Manager information for IDBI Nifty Junior Index Fund

Name	Since	Tenure
Nikhil Kapoor	7 Apr 26	0 Yr.

Data below for IDBI Nifty Junior Index Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	0.45%
Equity	99.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 21 \| 500295	5%	₹5 Cr	71,443 ↓ -2,201
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Mar 26 \| TMCV	4%	₹3 Cr	86,946 ↑ 86,946
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| 532343	4%	₹3 Cr	9,874 ↓ -345
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 24 \| DIVISLAB	4%	₹3 Cr	5,349 ↓ -184
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 22 \| HAL	3%	₹3 Cr	7,977 ↓ -276
Britannia Industries Ltd (Consumer Defensive) Equity, Since 31 Mar 25 \| 500825	3%	₹3 Cr	4,954 ↓ -184
Tata Power Co Ltd (Utilities) Equity, Since 31 Aug 22 \| 500400	3%	₹3 Cr	70,443 ↓ -2,741
Adani Power Ltd (Utilities) Equity, Since 31 Mar 24 \| 533096	3%	₹3 Cr	174,108 ↑ 2,773
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Oct 17 \| 540376	3%	₹2 Cr	6,196 ↓ -209
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Sep 21 \| CHOLAFIN	3%	₹2 Cr	18,006 ↓ -360

10. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Research Highlights for Tata India Tax Savings Fund

Upper mid AUM (₹4,091 Cr).
Established history (11+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.29% (bottom quartile).
3Y return: 15.63% (bottom quartile).
1Y return: 7.54% (bottom quartile).
Alpha: 1.67 (top quartile).
Sharpe: -0.37 (bottom quartile).
Information ratio: -0.09 (lower mid).

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (30 Apr 26)	₹44.9268 ↓ -0.43 (-0.95 %)
Net Assets (Cr)	₹4,091 on 31 Mar 26
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	-0.37
Information Ratio	-0.09
Alpha Ratio	1.67
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Sub Cat.	ELSS

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹11,893
30 Apr 23	₹12,613
30 Apr 24	₹16,992
30 Apr 25	₹18,134
30 Apr 26	₹19,502

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 26

Duration	Returns
1 Month	10.8%
3 Month	0.7%
6 Month	-1.2%
1 Year	7.5%
3 Year	15.6%
5 Year	14.3%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.9%
2024	19.5%
2023	24%
2022	5.9%
2021	30.4%
2020	11.9%
2019	13.6%
2018	-8.4%
2017	46%
2016	2.1%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	4.29 Yr.

Data below for Tata India Tax Savings Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	34.54%
Industrials	13.63%
Consumer Cyclical	13%
Basic Materials	7.18%
Health Care	6.4%
Communication Services	6.22%
Energy	5.77%
Technology	5.29%
Utility	3.13%
Real Estate	1.84%
Consumer Defensive	1.06%

Asset Allocation

Asset Class	Value
Cash	1.95%
Equity	98.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 26 \| BHARTIARTL	6%	₹254 Cr	1,426,428 ↑ 1,426,428
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹253 Cr	2,100,000
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	6%	₹251 Cr	3,425,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	5%	₹200 Cr	2,040,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹181 Cr	1,350,000
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹128 Cr	3,451,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹123 Cr	352,147
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| MOTHERSON	3%	₹107 Cr	10,200,000
Cummins India Ltd (Industrials) Equity, Since 31 Dec 20 \| 500480	3%	₹104 Cr	230,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	2%	₹102 Cr	816,081

How to Choose the Best Performing Mutual Fund?

The best way to spot a good fund by yourself is by looking at both its qualitative and quantitative measures-

Fund Performance

Investors should do a fair assessment of the funds’ performances for over a period of time. It is suggested to go choose a fund that consistently beats its benchmark for over 4-5 years.

AUM

AUM is the Asset Under Management. One should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance.

Fund Manager

It is advisable to go for a fund manager who has been consistent over his career. As, a fund manager is responsible for making investment decisions for the fund’s portfolio, it becomes important to consider a fund managed by an experienced fund manager.

Fund House Reputation

It is important to always look at the quality & reputation of the fund house. A fund house with a strong-consistent track record, start funds/good performing funds, etc., is the one to invest in.

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.