Top 10 Mutual Funds for 2026

Updated on April 22, 2026 , 44551 views

Looking for the best Mutual Fund to invest in 2026? While Investing in Mutual Funds, investors often find difficulty in choosing a fund that would give them consistent returns.

To solve all the hassles, we have come up with the list of top 10 Mutual Fund schemes that you could prefer investing in. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc. You can invest in these schemes in two ways- either by taking a SIP route or a lump sum way.

In a lump sum mode of investment, investors can invest a considerable amount as a one-time down payment in the scheme, whereas in a SIP mode, investors can invest at regular intervals that can be monthly, quarterly and annually. The minimum investment amount in a lump sum could range from INR 1000-5000, while in a SIP you can start investing with just INR 500.

Ready to Invest?
Talk to our investment specialist

Why should you Invest in Mutual Funds?

You can invest in Mutual Funds as per your risk appetite. There is an array of schemes for all kinds of risk takers. Right from conservative investors to high-risk investors, everyone can invest in Mutual Fund schemes
Mutual Funds provide you with a plethora of tax benefits
Mutual Funds can give you better returns and cash flows than any other traditional investment options like FDs, etc.
You can get a right amount of diversification by investing in Mutual Funds. You can hold numbers of various schemes in your Portfolio
Mutual Funds are affordable. One can start their investment with an amount as low as INR 500 via a SIP
The money you invest in managed by a team of an expert. They have real-time access to the market and they are able to execute trades on the most cost-effective scale
Your Mutual Fund investments are in safe hands. Every Mutual Fund is regulated by SEBI (The Securities and Exchange Board of India), hence all the fund that you invest runs in a transparent manner and is secured.

Fund Selection Methodology used to find 10 funds

Sorted On : drat (high to low)
Tags: fcpro
No Of Funds: 10

Top 10 Mutual Funds to Invest in 2026

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
DSP US Flexible Equity Fund Growth	₹86.3676 ↑ 0.82	₹1,055	8.6	21.4	66.9	26.5	16.9	33.8
Franklin Asian Equity Fund Growth	₹40.0938 ↓ -0.15	₹400	6.3	16.3	44	16.8	4.1	23.7
DSP Natural Resources and New Energy Fund Growth	₹110.689 ↓ -0.31	₹2,044	8.9	17.5	30.3	24.1	19.5	17.5
Aditya Birla Sun Life Small Cap Fund Growth	₹87.4017 ↓ -0.31	₹4,449	10.5	0.7	10	19.5	15.6	-3.7
Franklin Build India Fund Growth	₹146.814 ↓ -0.90	₹2,858	7.7	1.6	9.7	26.7	25	3.7
PGIM India Credit Risk Fund Growth	₹15.5876 ↑ 0.00	₹39	0.6	4.4	8.4	3	4.2
Invesco India Growth Opportunities Fund Growth	₹98.99 ↓ -1.01	₹8,436	5.7	-4.6	7.3	24.4	18.5	4.7
Axis Credit Risk Fund Growth	₹22.6551 ↓ -0.01	₹351	1.7	3.1	7.1	7.7	6.7	8.7
Kotak Equity Opportunities Fund Growth	₹342.787 ↓ -3.73	₹27,373	0.6	-2.1	6.6	18.3	16.3	5.6
Aditya Birla Sun Life Savings Fund Growth	₹576.573 ↑ 0.07	₹19,348	1.6	2.9	6.5	7.3	6.3	7.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Apr 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP US Flexible Equity Fund	Franklin Asian Equity Fund	DSP Natural Resources and New Energy Fund	Aditya Birla Sun Life Small Cap Fund	Franklin Build India Fund	PGIM India Credit Risk Fund	Invesco India Growth Opportunities Fund	Axis Credit Risk Fund	Kotak Equity Opportunities Fund	Aditya Birla Sun Life Savings Fund
Point 1	Lower mid AUM (₹1,055 Cr).	Bottom quartile AUM (₹400 Cr).	Lower mid AUM (₹2,044 Cr).	Upper mid AUM (₹4,449 Cr).	Upper mid AUM (₹2,858 Cr).	Bottom quartile AUM (₹39 Cr).	Upper mid AUM (₹8,436 Cr).	Bottom quartile AUM (₹351 Cr).	Highest AUM (₹27,373 Cr).	Top quartile AUM (₹19,348 Cr).
Point 2	Established history (13+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Established history (11+ yrs).	Established history (18+ yrs).	Established history (11+ yrs).	Established history (21+ yrs).	Oldest track record among peers (23 yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).	Rating: 5★ (lower mid).	Rating: 5★ (bottom quartile).	Rating: 5★ (bottom quartile).	Rating: 5★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately Low.
Point 5	5Y return: 16.87% (upper mid).	5Y return: 4.07% (bottom quartile).	5Y return: 19.54% (top quartile).	5Y return: 15.65% (lower mid).	5Y return: 25.00% (top quartile).	1Y return: 8.43% (lower mid).	5Y return: 18.50% (upper mid).	1Y return: 7.13% (bottom quartile).	5Y return: 16.26% (upper mid).	1Y return: 6.47% (bottom quartile).
Point 6	3Y return: 26.54% (top quartile).	3Y return: 16.80% (lower mid).	3Y return: 24.06% (upper mid).	3Y return: 19.54% (upper mid).	3Y return: 26.69% (top quartile).	1M return: 0.27% (bottom quartile).	3Y return: 24.39% (upper mid).	1M return: 0.81% (bottom quartile).	3Y return: 18.30% (lower mid).	1M return: 0.74% (bottom quartile).
Point 7	1Y return: 66.85% (top quartile).	1Y return: 44.01% (top quartile).	1Y return: 30.31% (upper mid).	1Y return: 10.01% (upper mid).	1Y return: 9.73% (upper mid).	Sharpe: 1.73 (upper mid).	1Y return: 7.32% (lower mid).	Sharpe: 1.30 (upper mid).	1Y return: 6.62% (bottom quartile).	Sharpe: 1.95 (top quartile).
Point 8	Alpha: -1.33 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Alpha: 1.41 (top quartile).	Information ratio: 0.00 (lower mid).	Alpha: 1.06 (top quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Sharpe: 1.98 (top quartile).	Sharpe: 1.02 (lower mid).	Sharpe: 1.19 (upper mid).	Sharpe: -0.21 (bottom quartile).	Sharpe: -0.11 (lower mid).	Yield to maturity (debt): 5.01% (upper mid).	Sharpe: -0.24 (bottom quartile).	Yield to maturity (debt): 8.82% (top quartile).	Sharpe: -0.26 (bottom quartile).	Yield to maturity (debt): 7.45% (top quartile).
Point 10	Information ratio: -0.27 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Modified duration: 0.54 yrs (bottom quartile).	Information ratio: 0.64 (top quartile).	Modified duration: 2.39 yrs (bottom quartile).	Information ratio: -0.11 (bottom quartile).	Modified duration: 0.49 yrs (bottom quartile).

DSP US Flexible Equity Fund

Lower mid AUM (₹1,055 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: High.
5Y return: 16.87% (upper mid).
3Y return: 26.54% (top quartile).
1Y return: 66.85% (top quartile).
Alpha: -1.33 (bottom quartile).
Sharpe: 1.98 (top quartile).
Information ratio: -0.27 (bottom quartile).

Franklin Asian Equity Fund

Bottom quartile AUM (₹400 Cr).
Established history (18+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 4.07% (bottom quartile).
3Y return: 16.80% (lower mid).
1Y return: 44.01% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.02 (lower mid).
Information ratio: 0.00 (top quartile).

DSP Natural Resources and New Energy Fund

Lower mid AUM (₹2,044 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 19.54% (top quartile).
3Y return: 24.06% (upper mid).
1Y return: 30.31% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.19 (upper mid).
Information ratio: 0.00 (upper mid).

Aditya Birla Sun Life Small Cap Fund

Upper mid AUM (₹4,449 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.65% (lower mid).
3Y return: 19.54% (upper mid).
1Y return: 10.01% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.21 (bottom quartile).
Information ratio: 0.00 (upper mid).

Franklin Build India Fund

Upper mid AUM (₹2,858 Cr).
Established history (16+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 25.00% (top quartile).
3Y return: 26.69% (top quartile).
1Y return: 9.73% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.11 (lower mid).
Information ratio: 0.00 (upper mid).

PGIM India Credit Risk Fund

Bottom quartile AUM (₹39 Cr).
Established history (11+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderate.
1Y return: 8.43% (lower mid).
1M return: 0.27% (bottom quartile).
Sharpe: 1.73 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 5.01% (upper mid).
Modified duration: 0.54 yrs (bottom quartile).

Invesco India Growth Opportunities Fund

Upper mid AUM (₹8,436 Cr).
Established history (18+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.50% (upper mid).
3Y return: 24.39% (upper mid).
1Y return: 7.32% (lower mid).
Alpha: 1.41 (top quartile).
Sharpe: -0.24 (bottom quartile).
Information ratio: 0.64 (top quartile).

Axis Credit Risk Fund

Bottom quartile AUM (₹351 Cr).
Established history (11+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.13% (bottom quartile).
1M return: 0.81% (bottom quartile).
Sharpe: 1.30 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.82% (top quartile).
Modified duration: 2.39 yrs (bottom quartile).

Kotak Equity Opportunities Fund

Highest AUM (₹27,373 Cr).
Established history (21+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.26% (upper mid).
3Y return: 18.30% (lower mid).
1Y return: 6.62% (bottom quartile).
Alpha: 1.06 (top quartile).
Sharpe: -0.26 (bottom quartile).
Information ratio: -0.11 (bottom quartile).

Aditya Birla Sun Life Savings Fund

Top quartile AUM (₹19,348 Cr).
Oldest track record among peers (23 yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.47% (bottom quartile).
1M return: 0.74% (bottom quartile).
Sharpe: 1.95 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.45% (top quartile).
Modified duration: 0.49 yrs (bottom quartile).

1. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

Lower mid AUM (₹1,055 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: High.
5Y return: 16.87% (upper mid).
3Y return: 26.54% (top quartile).
1Y return: 66.85% (top quartile).
Alpha: -1.33 (bottom quartile).
Sharpe: 1.98 (top quartile).
Information ratio: -0.27 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding BGF US Flexible Equity I2 (~96.0%).
Top-3 holdings concentration ~100.5%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund Growth
Launch Date	3 Aug 12
NAV (23 Apr 26)	₹86.3676 ↑ 0.82 (0.96 %)
Net Assets (Cr)	₹1,055 on 31 Mar 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.55
Sharpe Ratio	1.98
Information Ratio	-0.27
Alpha Ratio	-1.33
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Sub Cat.	Global

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,276
31 Mar 23	₹11,201
31 Mar 24	₹14,200
31 Mar 25	₹14,026
31 Mar 26	₹20,367

DSP US Flexible Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 26

Duration	Returns
1 Month	9%
3 Month	8.6%
6 Month	21.4%
1 Year	66.9%
3 Year	26.5%
5 Year	16.9%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	33.8%
2024	17.8%
2023	22%
2022	-5.9%
2021	24.2%
2020	22.6%
2019	27.5%
2018	-1.1%
2017	15.5%
2016	9.8%

Fund Manager information for DSP US Flexible Equity Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	13.09 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Technology	30.88%
Industrials	14.11%
Financial Services	12.33%
Communication Services	11.41%
Health Care	10.09%
Consumer Cyclical	9.41%
Energy	2.56%
Basic Materials	2.45%

Asset Allocation

Asset Class	Value
Cash	6.74%
Equity	93.24%
Debt	0.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF US Flexible Equity I2 Investment Fund \| -	96%	₹1,013 Cr	1,817,053
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹45 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹2 Cr

2. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Research Highlights for Franklin Asian Equity Fund

Bottom quartile AUM (₹400 Cr).
Established history (18+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 4.07% (bottom quartile).
3Y return: 16.80% (lower mid).
1Y return: 44.01% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.02 (lower mid).
Information ratio: 0.00 (top quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Taiwan Semiconductor Manufacturing Co Ltd (~9.5%).

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund Growth
Launch Date	16 Jan 08
NAV (23 Apr 26)	₹40.0938 ↓ -0.15 (-0.38 %)
Net Assets (Cr)	₹400 on 31 Mar 26
Category	Equity - Global
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.54
Sharpe Ratio	1.02
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Years (1%),3 Years and above(NIL)
Sub Cat.	Global

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹8,539
31 Mar 23	₹8,187
31 Mar 24	₹8,284
31 Mar 25	₹8,915
31 Mar 26	₹11,204

Franklin Asian Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450 Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 26

Duration	Returns
1 Month	11.5%
3 Month	6.3%
6 Month	16.3%
1 Year	44%
3 Year	16.8%
5 Year	4.1%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	23.7%
2024	14.4%
2023	0.7%
2022	-14.5%
2021	-5.9%
2020	25.8%
2019	28.2%
2018	-13.6%
2017	35.5%
2016	7.2%

Fund Manager information for Franklin Asian Equity Fund

Name	Since	Tenure
Sandeep Manam	18 Oct 21	4.45 Yr.
Shyam Sriram	26 Sep 24	1.51 Yr.

Data below for Franklin Asian Equity Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Technology	27.67%
Consumer Cyclical	22.22%
Financial Services	16.78%
Industrials	8.6%
Health Care	5.42%
Communication Services	4.6%
Real Estate	3.06%
Basic Materials	2.68%
Utility	1.81%
Energy	1.38%

Asset Allocation

Asset Class	Value
Cash	5.8%
Equity	94.2%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology) Equity, Since 31 Mar 09 \| 2330	10%	₹41 Cr	70,000
Samsung Electronics Co Ltd (Technology) Equity, Since 31 Mar 08 \| 005930	6%	₹25 Cr	18,255 ↓ -2,656
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 25 \| HDFCBANK	5%	₹20 Cr	229,214 ↑ 41,772
SK Hynix Inc (Technology) Equity, Since 30 Jun 20 \| 000660	4%	₹17 Cr	2,567 ↓ -1,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIBANK	4%	₹17 Cr	124,273 ↑ 30,718
Tencent Holdings Ltd (Communication Services) Equity, Since 31 Jul 14 \| 00700	4%	₹16 Cr	26,500 ↑ 1,300
Hyundai Motor Co (Consumer Cyclical) Equity, Since 31 Aug 22 \| 005380	3%	₹14 Cr	3,275
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 24 \| LT	3%	₹14 Cr	31,555 ↑ 7,084
MediaTek Inc (Technology) Equity, Since 31 Aug 20 \| 2454	3%	₹11 Cr	19,000
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| TORNTPHARM	2%	₹10 Cr	23,997 ↑ 9,570

3. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

Lower mid AUM (₹2,044 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 19.54% (top quartile).
3Y return: 24.06% (upper mid).
1Y return: 30.31% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.19 (upper mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Energy vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~81%).
Largest holding BGF World Energy I2 (~11.9%).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (23 Apr 26)	₹110.689 ↓ -0.31 (-0.27 %)
Net Assets (Cr)	₹2,044 on 31 Mar 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	1.19
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹13,651
31 Mar 23	₹13,304
31 Mar 24	₹19,252
31 Mar 25	₹20,029
31 Mar 26	₹24,600

DSP Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 26

Duration	Returns
1 Month	8.7%
3 Month	8.9%
6 Month	17.5%
1 Year	30.3%
3 Year	24.1%
5 Year	19.5%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	17.5%
2024	13.9%
2023	31.2%
2022	9.8%
2021	42.8%
2020	11.5%
2019	4.4%
2018	-15.3%
2017	43.1%
2016	43.1%

Fund Manager information for DSP Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	13.76 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Energy	40.61%
Basic Materials	32.04%
Utility	5.84%
Industrials	1.43%
Technology	0.97%
Consumer Cyclical	0.12%

Asset Allocation

Asset Class	Value
Cash	18.99%
Equity	81.01%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Energy I2 Investment Fund \| -	12%	₹244 Cr	602,478
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	8%	₹169 Cr	8,808,711
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 20 \| 532286	8%	₹168 Cr	1,511,761
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	8%	₹168 Cr	5,905,732
Oil India Ltd (Energy) Equity, Since 29 Feb 24 \| OIL	5%	₹105 Cr	2,214,812 ↑ 413,000
Petronet LNG Ltd (Energy) Equity, Since 31 Jan 18 \| 532522	4%	₹86 Cr	3,461,007
BGF Sustainable Energy I2 Investment Fund \| -	4%	₹82 Cr	330,203
National Aluminium Co Ltd (Basic Materials) Equity, Since 28 Feb 22 \| 532234	4%	₹74 Cr	1,928,199
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	3%	₹69 Cr	1,533,115
Indian Oil Corp Ltd (Energy) Equity, Since 31 May 25 \| IOC	3%	₹59 Cr	4,371,802

4. Aditya Birla Sun Life Small Cap Fund

(Erstwhile Aditya Birla Sun Life Small & Midcap Fund)

An Open ended Small and Mid Cap Equity Scheme with an objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and midcap. The Scheme may also invest a certain portion of its corpus in fixed income securities including money market instruments, in order to meet liquidity requirements from time to time.

Research Highlights for Aditya Birla Sun Life Small Cap Fund

Upper mid AUM (₹4,449 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.65% (lower mid).
3Y return: 19.54% (upper mid).
1Y return: 10.01% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.21 (bottom quartile).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding Navin Fluorine International Ltd (~3.2%).

Below is the key information for Aditya Birla Sun Life Small Cap Fund

Aditya Birla Sun Life Small Cap Fund Growth
Launch Date	31 May 07
NAV (24 Apr 26)	₹87.4017 ↓ -0.31 (-0.35 %)
Net Assets (Cr)	₹4,449 on 31 Mar 26
Category	Equity - Small Cap
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	-0.21
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Sub Cat.	Small Cap

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,119
31 Mar 23	₹11,626
31 Mar 24	₹16,987
31 Mar 25	₹17,771
31 Mar 26	₹17,904

Aditya Birla Sun Life Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Aditya Birla Sun Life Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 26

Duration	Returns
1 Month	12.5%
3 Month	10.5%
6 Month	0.7%
1 Year	10%
3 Year	19.5%
5 Year	15.6%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.7%
2024	21.5%
2023	39.4%
2022	-6.5%
2021	51.4%
2020	19.8%
2019	-11.5%
2018	-22.6%
2017	56.7%
2016	9.7%

Fund Manager information for Aditya Birla Sun Life Small Cap Fund

Name	Since	Tenure
Abhinav Khandelwal	31 Oct 24	1.42 Yr.
Dhaval Joshi	21 Nov 22	3.36 Yr.

Data below for Aditya Birla Sun Life Small Cap Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	22.08%
Consumer Cyclical	16.48%
Health Care	13.68%
Industrials	13.66%
Basic Materials	11.28%
Consumer Defensive	7.96%
Real Estate	3.8%
Technology	2.7%
Utility	1.48%

Asset Allocation

Asset Class	Value
Cash	6.87%
Equity	93.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Jul 20 \| NAVINFLUOR	3%	₹142 Cr	230,000
Sai Life Sciences Ltd (Healthcare) Equity, Since 30 Jun 25 \| SAILIFE	3%	₹125 Cr	1,286,665
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Dec 24 \| MCX	3%	₹114 Cr	478,000 ↓ -88,000
CCL Products (India) Ltd (Consumer Defensive) Equity, Since 31 May 20 \| CCL	3%	₹112 Cr	1,078,825
TD Power Systems Ltd (Industrials) Equity, Since 30 Jun 23 \| TDPOWERSYS	3%	₹112 Cr	1,312,944
Karur Vysya Bank Ltd (Financial Services) Equity, Since 30 Nov 24 \| 590003	2%	₹100 Cr	3,472,155
Arvind Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 500101	2%	₹89 Cr	2,642,013
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 25 \| UJJIVANSFB	2%	₹86 Cr	17,107,129 ↑ 2,276,736
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Aug 24 \| PNBHOUSING	2%	₹82 Cr	1,081,130
Ramco Cements Ltd (Basic Materials) Equity, Since 28 Feb 25 \| RAMCOCEM	2%	₹79 Cr	858,998

5. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Upper mid AUM (₹2,858 Cr).
Established history (16+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 25.00% (top quartile).
3Y return: 26.69% (top quartile).
1Y return: 9.73% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.11 (lower mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Larsen & Toubro Ltd (~9.0%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (24 Apr 26)	₹146.814 ↓ -0.90 (-0.61 %)
Net Assets (Cr)	₹2,858 on 31 Mar 26
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.11
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,573
31 Mar 23	₹14,151
31 Mar 24	₹24,221
31 Mar 25	₹25,876
31 Mar 26	₹26,604

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 26

Duration	Returns
1 Month	8.7%
3 Month	7.7%
6 Month	1.6%
1 Year	9.7%
3 Year	26.7%
5 Year	25%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	3.7%
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	4.45 Yr.
Kiran Sebastian	7 Feb 22	4.15 Yr.
Sandeep Manam	18 Oct 21	4.45 Yr.

Data below for Franklin Build India Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Industrials	35.45%
Financial Services	15.13%
Utility	13.58%
Energy	13.01%
Basic Materials	7.31%
Communication Services	7.17%
Real Estate	2.41%
Consumer Cyclical	1.51%
Technology	1%

Asset Allocation

Asset Class	Value
Cash	3.44%
Equity	96.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹285 Cr	665,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹203 Cr	420,000 ↑ 70,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| ONGC	6%	₹191 Cr	6,825,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹176 Cr	1,260,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| NTPC	5%	₹152 Cr	3,978,727
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	4%	₹138 Cr	1,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	4%	₹133 Cr	710,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	4%	₹133 Cr	1,500,000
State Bank of India (Financial Services) Equity, Since 31 Jul 14 \| SBIN	4%	₹114 Cr	950,000 ↓ -50,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| POWERGRID	3%	₹108 Cr	3,600,000

6. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for PGIM India Credit Risk Fund

Bottom quartile AUM (₹39 Cr).
Established history (11+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderate.
1Y return: 8.43% (lower mid).
1M return: 0.27% (bottom quartile).
Sharpe: 1.73 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 5.01% (upper mid).
Modified duration: 0.54 yrs (bottom quartile).
Average maturity: 0.59 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund Growth
Launch Date	29 Sep 14
NAV (21 Jan 22)	₹15.5876 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹39 on 31 Dec 21
Category	Debt - Credit Risk
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.85
Sharpe Ratio	1.73
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	5.01%
Effective Maturity	7 Months 2 Days
Modified Duration	6 Months 14 Days
Sub Cat.	Credit Risk

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000

PGIM India Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 26

Duration	Returns
1 Month	0.3%
3 Month	0.6%
6 Month	4.4%
1 Year	8.4%
3 Year	3%
5 Year	4.2%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for PGIM India Credit Risk Fund

Name	Since	Tenure

Data below for PGIM India Credit Risk Fund as on 31 Dec 21

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

7. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

Upper mid AUM (₹8,436 Cr).
Established history (18+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.50% (upper mid).
3Y return: 24.39% (upper mid).
1Y return: 7.32% (lower mid).
Alpha: 1.41 (top quartile).
Sharpe: -0.24 (bottom quartile).
Information ratio: 0.64 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Max Healthcare Institute Ltd Ordinary Shares (~7.0%).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund Growth
Launch Date	9 Aug 07
NAV (24 Apr 26)	₹98.99 ↓ -1.01 (-1.01 %)
Net Assets (Cr)	₹8,436 on 31 Mar 26
Category	Equity - Large & Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	-0.24
Information Ratio	0.64
Alpha Ratio	1.41
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,705
31 Mar 23	₹11,599
31 Mar 24	₹17,431
31 Mar 25	₹19,995
31 Mar 26	₹19,915

Invesco India Growth Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 26

Duration	Returns
1 Month	11.2%
3 Month	5.7%
6 Month	-4.6%
1 Year	7.3%
3 Year	24.4%
5 Year	18.5%
10 Year
15 Year
Since launch	13%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.7%
2024	37.5%
2023	31.6%
2022	-0.4%
2021	29.7%
2020	13.3%
2019	10.7%
2018	-0.2%
2017	39.6%
2016	3.3%

Fund Manager information for Invesco India Growth Opportunities Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	2.39 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	29.34%
Health Care	19.45%
Consumer Cyclical	18.71%
Industrials	15.54%
Real Estate	6.26%
Basic Materials	4.7%
Technology	2.68%
Communication Services	2.01%

Asset Allocation

Asset Class	Value
Cash	1.29%
Equity	98.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 22 \| MAXHEALTH	7%	₹594 Cr	6,175,405
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 24 \| INDIGO	6%	₹486 Cr	1,233,441 ↑ 75,000
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| 543320	5%	₹435 Cr	18,980,746 ↑ 2,505,437
BSE Ltd (Financial Services) Equity, Since 31 Oct 23 \| BSE	5%	₹424 Cr	1,580,775
Sai Life Sciences Ltd (Healthcare) Equity, Since 31 Dec 24 \| SAILIFE	5%	₹416 Cr	4,283,799
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	4%	₹378 Cr	3,131,658 ↑ 412,951
Trent Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| 500251	4%	₹359 Cr	1,089,122
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 30 Apr 24 \| 532296	3%	₹286 Cr	1,342,939
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| FEDERALBNK	3%	₹285 Cr	10,987,013
ABB India Ltd (Industrials) Equity, Since 30 Jun 23 \| ABB	3%	₹276 Cr	465,045 ↑ 12,293

8. Axis Credit Risk Fund

(Erstwhile Axis Fixed Income Opportunities Fund)

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Research Highlights for Axis Credit Risk Fund

Bottom quartile AUM (₹351 Cr).
Established history (11+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.13% (bottom quartile).
1M return: 0.81% (bottom quartile).
Sharpe: 1.30 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.82% (top quartile).
Modified duration: 2.39 yrs (bottom quartile).
Average maturity: 3.35 yrs (bottom quartile).
Exit load: 0-12 Months (1%),12 Months and above(NIL).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~89%).
High-quality debt (AAA/AA ~83%).
Largest holding Jubilant Bevco Limited (~4.6%).

Below is the key information for Axis Credit Risk Fund

Axis Credit Risk Fund Growth
Launch Date	15 Jul 14
NAV (24 Apr 26)	₹22.6551 ↓ -0.01 (-0.05 %)
Net Assets (Cr)	₹351 on 31 Mar 26
Category	Debt - Credit Risk
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.57
Sharpe Ratio	1.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.82%
Effective Maturity	3 Years 4 Months 6 Days
Modified Duration	2 Years 4 Months 20 Days
Sub Cat.	Credit Risk

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,570
31 Mar 23	₹11,057
31 Mar 24	₹11,864
31 Mar 25	₹12,831
31 Mar 26	₹13,806

Axis Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Axis Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 26

Duration	Returns
1 Month	0.8%
3 Month	1.7%
6 Month	3.1%
1 Year	7.1%
3 Year	7.7%
5 Year	6.7%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8.7%
2024	8%
2023	7%
2022	4%
2021	6%
2020	8.2%
2019	4.4%
2018	5.9%
2017	6.4%
2016	9.8%

Fund Manager information for Axis Credit Risk Fund

Name	Since	Tenure
Devang Shah	15 Jul 14	11.72 Yr.
Akhil Thakker	9 Nov 21	4.39 Yr.

Data below for Axis Credit Risk Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	2.95%
Equity	7.28%
Debt	89.25%
Other	0.52%

Debt Sector Allocation

Sector	Value
Corporate	79.59%
Government	9.67%
Cash Equivalent	2.95%

Credit Quality

Rating	Value
A	16.51%
AA	58.25%
AAA	25.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Jubilant Bevco Limited Debentures \| -	5%	₹16 Cr	1,500
Jtpm Metal TRaders Limited Debentures \| -	4%	₹16 Cr	1,500
7.61% Gs 2030 Sovereign Bonds \| -	4%	₹15 Cr	1,500,000 ↑ 1,500,000
Infopark Properties Limited Debentures \| -	4%	₹15 Cr	1,500
Narayana Hrudayalaya Limited Debentures \| -	4%	₹15 Cr	1,500
Aditya Birla Digital Fashion Ventures Limited Debentures \| -	4%	₹15 Cr	1,500
Altius Telecom Infrastructure Trust Debentures \| -	4%	₹15 Cr	1,500
7.24% Gs 2055 Sovereign Bonds \| -	4%	₹14 Cr	1,500,000
Vedanta Limited Debentures \| -	3%	₹12 Cr	1,200
GMR Airports Limited Debentures \| -	3%	₹10 Cr	1,000

9. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak Equity Opportunities Fund

Highest AUM (₹27,373 Cr).
Established history (21+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.26% (upper mid).
3Y return: 18.30% (lower mid).
1Y return: 6.62% (bottom quartile).
Alpha: 1.06 (top quartile).
Sharpe: -0.26 (bottom quartile).
Information ratio: -0.11 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~5.2%).

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund Growth
Launch Date	9 Sep 04
NAV (24 Apr 26)	₹342.787 ↓ -3.73 (-1.08 %)
Net Assets (Cr)	₹27,373 on 31 Mar 26
Category	Equity - Large & Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	-0.26
Information Ratio	-0.11
Alpha Ratio	1.06
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,006
31 Mar 23	₹12,445
31 Mar 24	₹17,534
31 Mar 25	₹19,037
31 Mar 26	₹19,120

Kotak Equity Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 26

Duration	Returns
1 Month	6.6%
3 Month	0.6%
6 Month	-2.1%
1 Year	6.6%
3 Year	18.3%
5 Year	16.3%
10 Year
15 Year
Since launch	17.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.6%
2024	24.2%
2023	29.3%
2022	7%
2021	30.4%
2020	16.5%
2019	13.2%
2018	-5.6%
2017	34.9%
2016	9.6%

Fund Manager information for Kotak Equity Opportunities Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	13.67 Yr.

Data below for Kotak Equity Opportunities Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	29.31%
Industrials	17.11%
Consumer Cyclical	11.93%
Basic Materials	11.81%
Health Care	7.97%
Technology	5.79%
Energy	4.87%
Communication Services	2.97%
Utility	2.64%
Consumer Defensive	1.42%
Real Estate	0.26%

Asset Allocation

Asset Class	Value
Cash	2.09%
Equity	97.91%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	5%	₹1,427 Cr	19,500,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	4%	₹1,224 Cr	12,500,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 18 \| BEL	4%	₹1,122 Cr	28,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	3%	₹844 Cr	7,000,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	3%	₹801 Cr	35,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| 532215	3%	₹720 Cr	6,200,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	2%	₹677 Cr	3,800,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	2%	₹648 Cr	1,850,000
Ashok Leyland Ltd (Industrials) Equity, Since 31 Aug 22 \| 500477	2%	₹647 Cr	42,000,000 ↑ 10,780,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 30 Nov 20 \| HEROMOTOCO	2%	₹620 Cr	1,225,000

10. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Research Highlights for Aditya Birla Sun Life Savings Fund

Top quartile AUM (₹19,348 Cr).
Oldest track record among peers (23 yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.47% (bottom quartile).
1M return: 0.74% (bottom quartile).
Sharpe: 1.95 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.45% (top quartile).
Modified duration: 0.49 yrs (bottom quartile).
Average maturity: 0.59 yrs (bottom quartile).
Exit load: NIL.
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~73%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank for Agriculture and Rural Development (~3.9%).

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (24 Apr 26)	₹576.573 ↑ 0.07 (0.01 %)
Net Assets (Cr)	₹19,348 on 31 Mar 26
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.55
Sharpe Ratio	1.95
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.45%
Effective Maturity	7 Months 2 Days
Modified Duration	5 Months 26 Days
Sub Cat.	Ultrashort Bond

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,417
31 Mar 23	₹10,981
31 Mar 24	₹11,796
31 Mar 25	₹12,712
31 Mar 26	₹13,570

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 26

Duration	Returns
1 Month	0.7%
3 Month	1.6%
6 Month	2.9%
1 Year	6.5%
3 Year	7.3%
5 Year	6.3%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.4%
2024	7.9%
2023	7.2%
2022	4.8%
2021	3.9%
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	11.79 Yr.
Kaustubh Gupta	15 Jul 11	14.72 Yr.
Monika Gandhi	22 Mar 21	5.03 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	26.78%
Debt	72.88%
Other	0.34%

Debt Sector Allocation

Sector	Value
Corporate	68%
Government	16.89%
Cash Equivalent	14.77%

Credit Quality

Rating	Value
AA	30.53%
AAA	69.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank for Agriculture and Rural Development Domestic Bonds \| -	4%	₹748 Cr	16,000 ↑ 16,000
Indusind Bank Ltd. Debentures \| -	4%	₹712 Cr	15,000
Punjab National Bank Domestic Bonds \| -	3%	₹654 Cr	14,000 ↑ 14,000
Shriram Finance Limited Debentures \| -	3%	₹607 Cr	60,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹489 Cr	49,000 ↓ -5,000
Bharti Telecom Limited Debentures \| -	2%	₹396 Cr	40,000
Muthoot Finance Limited Debentures \| -	2%	₹350 Cr	35,000
Mankind Pharma Limited Debentures \| -	2%	₹321 Cr	32,000
Avanse Financial Services Limited Debentures \| -	2%	₹300 Cr	30,000
Power Finance Corporation Limited Debentures \| -	2%	₹295 Cr	30,000

How to Choose the Best Performing Mutual Fund?

The best way to spot a good fund by yourself is by looking at both its qualitative and quantitative measures-

Fund Performance

Investors should do a fair assessment of the funds’ performances for over a period of time. It is suggested to go choose a fund that consistently beats its benchmark for over 4-5 years.

AUM

AUM is the Asset Under Management. One should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance.

Fund Manager

It is advisable to go for a fund manager who has been consistent over his career. As, a fund manager is responsible for making investment decisions for the fund’s portfolio, it becomes important to consider a fund managed by an experienced fund manager.

Fund House Reputation

It is important to always look at the quality & reputation of the fund house. A fund house with a strong-consistent track record, start funds/good performing funds, etc., is the one to invest in.

How to Invest in Mutual Fund Online?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.