+91-22-48913909Top 10 Mutual Funds for 2025
Looking for the best Mutual Fund to invest in 2025? While Investing in Mutual Funds, investors often find difficulty in choosing a fund that would give them consistent returns.
To solve all the hassles, we have come up with the list of top 10 Mutual Fund schemes that you could prefer investing in. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc. You can invest in these schemes in two ways- either by taking a SIP route or a lump sum way.
In a lump sum mode of investment, investors can invest a considerable amount as a one-time down payment in the scheme, whereas in a SIP mode, investors can invest at regular intervals that can be monthly, quarterly and annually. The minimum investment amount in a lump sum could Range from INR 1000-5000, while in a SIP you can start investing with just INR 500.
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Why should you Invest in Mutual Funds?
You can invest in Mutual Funds as per your risk appetite. There is an array of schemes for all kinds of risk takers. Right from conservative investors to high-risk investors, everyone can invest in Mutual Fund schemes
Mutual Funds provide you with a plethora of tax benefits
Mutual Funds can give you better returns and cash flows than any other traditional investment options like FDs, etc.
You can get a right amount of diversification by investing in Mutual Funds. You can hold numbers of various schemes in your Portfolio
Mutual Funds are affordable. One can start their investment with an amount as low as INR 500 via a SIP
The money you invest in managed by a team of an expert. They have real-time access to the Market and they are able to execute trades on the most cost-effective scale
Your Mutual Fund investments are in safe hands. Every Mutual Fund is regulated by SEBI (The Securities and Exchange Board of India), hence all the fund that you invest runs in a transparent manner and is secured.
Top 10 Mutual Funds to Invest in 2025
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP US Flexible Equity Fund Growth ₹76.9402
↑ 0.47 ₹1,089 7.4 22.1 32.4 24.3 17.4 17.8 Franklin Asian Equity Fund Growth ₹35.4877
↑ 0.17 ₹297 6.2 15 23.1 12.4 3.3 14.4 Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹64.15
↑ 0.17 ₹3,708 7.4 2.7 16.6 15.7 15.1 8.7 ICICI Prudential Banking and Financial Services Fund Growth ₹137.58
↑ 0.13 ₹11,085 4.6 0.6 14.7 14.8 15.9 11.6 DSP Natural Resources and New Energy Fund Growth ₹98.119
↓ -0.07 ₹1,467 5.8 9 14.4 19.9 22.2 13.9 Mirae Asset India Equity Fund Growth ₹116.986
↓ -0.11 ₹41,864 4.9 2.6 9.4 13.5 13.7 12.7 Kotak Standard Multicap Fund Growth ₹86.366
↓ -0.07 ₹56,885 3 -0.7 8.8 16.2 15.6 16.5 Axis Credit Risk Fund Growth ₹22.2502
↓ 0.00 ₹366 1.8 3.7 8.8 7.9 6.7 8 PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00 ₹39 0.6 4.4 8.4 3 4.2 UTI Banking & PSU Debt Fund Growth ₹22.5997
↓ 0.00 ₹812 1.3 2.7 7.8 7.3 7 7.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Dec 25 Research Highlights & Commentary of 10 Funds showcased
Commentary DSP US Flexible Equity Fund Franklin Asian Equity Fund Aditya Birla Sun Life Banking And Financial Services Fund ICICI Prudential Banking and Financial Services Fund DSP Natural Resources and New Energy Fund Mirae Asset India Equity Fund Kotak Standard Multicap Fund Axis Credit Risk Fund PGIM India Credit Risk Fund UTI Banking & PSU Debt Fund Point 1 Lower mid AUM (₹1,089 Cr). Bottom quartile AUM (₹297 Cr). Upper mid AUM (₹3,708 Cr). Upper mid AUM (₹11,085 Cr). Upper mid AUM (₹1,467 Cr). Top quartile AUM (₹41,864 Cr). Highest AUM (₹56,885 Cr). Bottom quartile AUM (₹366 Cr). Bottom quartile AUM (₹39 Cr). Lower mid AUM (₹812 Cr). Point 2 Established history (13+ yrs). Oldest track record among peers (17 yrs). Established history (12+ yrs). Established history (17+ yrs). Established history (17+ yrs). Established history (17+ yrs). Established history (16+ yrs). Established history (11+ yrs). Established history (11+ yrs). Established history (11+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 5★ (lower mid). Rating: 5★ (bottom quartile). Rating: 5★ (bottom quartile). Rating: 5★ (bottom quartile). Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 5Y return: 17.41% (top quartile). 5Y return: 3.27% (bottom quartile). 5Y return: 15.07% (upper mid). 5Y return: 15.90% (upper mid). 5Y return: 22.18% (top quartile). 5Y return: 13.67% (lower mid). 5Y return: 15.63% (upper mid). 1Y return: 8.75% (bottom quartile). 1Y return: 8.43% (bottom quartile). 1Y return: 7.80% (bottom quartile). Point 6 3Y return: 24.32% (top quartile). 3Y return: 12.43% (lower mid). 3Y return: 15.69% (upper mid). 3Y return: 14.79% (upper mid). 3Y return: 19.86% (top quartile). 3Y return: 13.46% (lower mid). 3Y return: 16.23% (upper mid). 1M return: 0.31% (upper mid). 1M return: 0.27% (upper mid). 1M return: 0.23% (lower mid). Point 7 1Y return: 32.45% (top quartile). 1Y return: 23.07% (top quartile). 1Y return: 16.55% (upper mid). 1Y return: 14.67% (upper mid). 1Y return: 14.42% (upper mid). 1Y return: 9.37% (lower mid). 1Y return: 8.79% (lower mid). Sharpe: 2.77 (top quartile). Sharpe: 1.73 (top quartile). Sharpe: 1.66 (upper mid). Point 8 Alpha: 5.69 (top quartile). Alpha: 0.00 (upper mid). Alpha: -2.82 (bottom quartile). Alpha: -0.89 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: 0.51 (upper mid). Alpha: 1.84 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Point 9 Sharpe: 1.17 (upper mid). Sharpe: 1.47 (upper mid). Sharpe: 0.63 (lower mid). Sharpe: 0.74 (lower mid). Sharpe: 0.10 (bottom quartile). Sharpe: 0.23 (bottom quartile). Sharpe: 0.22 (bottom quartile). Yield to maturity (debt): 8.06% (top quartile). Yield to maturity (debt): 5.01% (upper mid). Yield to maturity (debt): 6.46% (top quartile). Point 10 Information ratio: -0.18 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.29 (top quartile). Information ratio: 0.23 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: -0.32 (bottom quartile). Information ratio: 0.15 (upper mid). Modified duration: 2.33 yrs (bottom quartile). Modified duration: 0.54 yrs (bottom quartile). Modified duration: 1.43 yrs (bottom quartile). DSP US Flexible Equity Fund
Franklin Asian Equity Fund
Aditya Birla Sun Life Banking And Financial Services Fund
ICICI Prudential Banking and Financial Services Fund
DSP Natural Resources and New Energy Fund
Mirae Asset India Equity Fund
Kotak Standard Multicap Fund
Axis Credit Risk Fund
PGIM India Credit Risk Fund
UTI Banking & PSU Debt Fund
The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF. Research Highlights for DSP US Flexible Equity Fund Below is the key information for DSP US Flexible Equity Fund Returns up to 1 year are on An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation. Research Highlights for Franklin Asian Equity Fund Below is the key information for Franklin Asian Equity Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund Returns up to 1 year are on ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for ICICI Prudential Banking and Financial Services Fund Below is the key information for ICICI Prudential Banking and Financial Services Fund Returns up to 1 year are on To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes. Research Highlights for DSP Natural Resources and New Energy Fund Below is the key information for DSP Natural Resources and New Energy Fund Returns up to 1 year are on (Erstwhile Mirae Asset India Opportunities Fund) The investment objective of the scheme is to generate long term capital appreciation by capitalizing on potential investment opportunities through predominantly investing in equities, equity related securities. Research Highlights for Mirae Asset India Equity Fund Below is the key information for Mirae Asset India Equity Fund Returns up to 1 year are on (Erstwhile Kotak Select Focus Fund) The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors. Research Highlights for Kotak Standard Multicap Fund Below is the key information for Kotak Standard Multicap Fund Returns up to 1 year are on (Erstwhile Axis Fixed Income Opportunities Fund) To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns Research Highlights for Axis Credit Risk Fund Below is the key information for Axis Credit Risk Fund Returns up to 1 year are on (Erstwhile DHFL Pramerica Credit Opportunities Fund) The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for PGIM India Credit Risk Fund Below is the key information for PGIM India Credit Risk Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). Research Highlights for UTI Banking & PSU Debt Fund Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on 1. DSP US Flexible Equity Fund
DSP US Flexible Equity Fund
Growth Launch Date 3 Aug 12 NAV (29 Dec 25) ₹76.9402 ↑ 0.47 (0.61 %) Net Assets (Cr) ₹1,089 on 30 Nov 25 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 1.55 Sharpe Ratio 1.17 Information Ratio -0.18 Alpha Ratio 5.69 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Sub Cat. Global Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹12,181 30 Nov 22 ₹11,920 30 Nov 23 ₹13,602 30 Nov 24 ₹16,600 30 Nov 25 ₹22,112 Returns for DSP US Flexible Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Dec 25 Duration Returns 1 Month 2.2% 3 Month 7.4% 6 Month 22.1% 1 Year 32.4% 3 Year 24.3% 5 Year 17.4% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.8% 2023 22% 2022 -5.9% 2021 24.2% 2020 22.6% 2019 27.5% 2018 -1.1% 2017 15.5% 2016 9.8% 2015 2.5% Fund Manager information for DSP US Flexible Equity Fund
Name Since Tenure Jay Kothari 1 Mar 13 12.76 Yr. Data below for DSP US Flexible Equity Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Technology 35.65% Communication Services 13.7% Financial Services 13.52% Health Care 10.75% Consumer Cyclical 9.85% Industrials 9% Energy 2.3% Basic Materials 2.3% Asset Allocation
Asset Class Value Cash 2.92% Equity 97.08% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF US Flexible Equity I2
Investment Fund | -99% ₹1,074 Cr 1,962,543
↓ -32,415 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -1% ₹8 Cr Net Receivables/Payables
Net Current Assets | -1% ₹7 Cr 2. Franklin Asian Equity Fund
Franklin Asian Equity Fund
Growth Launch Date 16 Jan 08 NAV (29 Dec 25) ₹35.4877 ↑ 0.17 (0.47 %) Net Assets (Cr) ₹297 on 30 Nov 25 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.54 Sharpe Ratio 1.47 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Years (1%),3 Years and above(NIL) Sub Cat. Global Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹9,748 30 Nov 22 ₹8,267 30 Nov 23 ₹8,125 30 Nov 24 ₹9,344 30 Nov 25 ₹11,467 Returns for Franklin Asian Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Dec 25 Duration Returns 1 Month 2.6% 3 Month 6.2% 6 Month 15% 1 Year 23.1% 3 Year 12.4% 5 Year 3.3% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 14.4% 2023 0.7% 2022 -14.5% 2021 -5.9% 2020 25.8% 2019 28.2% 2018 -13.6% 2017 35.5% 2016 7.2% 2015 -4.6% Fund Manager information for Franklin Asian Equity Fund
Name Since Tenure Sandeep Manam 18 Oct 21 4.12 Yr. Shyam Sriram 26 Sep 24 1.18 Yr. Data below for Franklin Asian Equity Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Technology 27.83% Consumer Cyclical 22.52% Financial Services 11.94% Industrials 8.01% Communication Services 5.55% Health Care 4.05% Real Estate 3.21% Basic Materials 2.37% Utility 1.09% Asset Allocation
Asset Class Value Cash 13.41% Equity 86.59% Top Securities Holdings / Portfolio
Name Holding Value Quantity Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 233010% ₹28 Cr 69,000
↑ 2,000 Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 007006% ₹17 Cr 23,500 Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 0059304% ₹13 Cr 20,911 SK Hynix Inc (Technology)
Equity, Since 30 Jun 20 | 0006604% ₹11 Cr 3,567 Alibaba Group Holding Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 20 | 099883% ₹10 Cr 55,304 Contemporary Amperex Technology Co Ltd Class A (Industrials)
Equity, Since 30 Apr 24 | 3007503% ₹9 Cr 18,100 MediaTek Inc (Technology)
Equity, Since 31 Aug 20 | 24543% ₹8 Cr 21,000 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jan 24 | HDFCLIFE3% ₹8 Cr 99,744 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 30 Apr 23 | INDHOTEL3% ₹7 Cr 100,242
↑ 12,541 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 24 | LT2% ₹7 Cr 17,462 3. Aditya Birla Sun Life Banking And Financial Services Fund
Aditya Birla Sun Life Banking And Financial Services Fund
Growth Launch Date 14 Dec 13 NAV (30 Dec 25) ₹64.15 ↑ 0.17 (0.27 %) Net Assets (Cr) ₹3,708 on 30 Nov 25 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.99 Sharpe Ratio 0.63 Information Ratio 0.29 Alpha Ratio -2.82 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹12,650 30 Nov 22 ₹13,995 30 Nov 23 ₹16,045 30 Nov 24 ₹18,893 30 Nov 25 ₹21,671 Returns for Aditya Birla Sun Life Banking And Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Dec 25 Duration Returns 1 Month -0.7% 3 Month 7.4% 6 Month 2.7% 1 Year 16.6% 3 Year 15.7% 5 Year 15.1% 10 Year 15 Year Since launch 16.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 21.7% 2022 11.5% 2021 16.8% 2020 1.1% 2019 14.9% 2018 -2.4% 2017 47.6% 2016 15.7% 2015 -0.5% Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
Name Since Tenure Dhaval Gala 26 Aug 15 10.27 Yr. Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 97.86% Technology 1.09% Asset Allocation
Asset Class Value Cash 1.05% Equity 98.95% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK18% ₹650 Cr 4,677,929 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK15% ₹570 Cr 5,658,496
↓ -350,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | AXISBANK8% ₹295 Cr 2,302,100 State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN7% ₹256 Cr 2,618,689
↓ -100,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | BAJFINANCE6% ₹222 Cr 2,137,250 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK4% ₹151 Cr 709,333 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | AUBANK3% ₹129 Cr 1,346,861 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI3% ₹111 Cr 565,076 Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG3% ₹107 Cr 581,588
↓ -42,318 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN3% ₹102 Cr 1,198,382 4. ICICI Prudential Banking and Financial Services Fund
ICICI Prudential Banking and Financial Services Fund
Growth Launch Date 22 Aug 08 NAV (30 Dec 25) ₹137.58 ↑ 0.13 (0.09 %) Net Assets (Cr) ₹11,085 on 30 Nov 25 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 1.83 Sharpe Ratio 0.74 Information Ratio 0.23 Alpha Ratio -0.89 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,072 30 Nov 22 ₹14,756 30 Nov 23 ₹16,381 30 Nov 24 ₹19,617 30 Nov 25 ₹22,467 Returns for ICICI Prudential Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Dec 25 Duration Returns 1 Month -1.5% 3 Month 4.6% 6 Month 0.6% 1 Year 14.7% 3 Year 14.8% 5 Year 15.9% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.6% 2023 17.9% 2022 11.9% 2021 23.5% 2020 -5.5% 2019 14.5% 2018 -0.4% 2017 45.1% 2016 21.1% 2015 -7.2% Fund Manager information for ICICI Prudential Banking and Financial Services Fund
Name Since Tenure Roshan Chutkey 29 Jan 18 7.84 Yr. Sharmila D’mello 30 Jun 22 3.42 Yr. Data below for ICICI Prudential Banking and Financial Services Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 92.37% Health Care 1.26% Technology 0.43% Industrials 0.32% Asset Allocation
Asset Class Value Cash 5.62% Equity 94.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK20% ₹2,246 Cr 22,294,728 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK18% ₹2,050 Cr 14,758,497 State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN8% ₹848 Cr 8,657,956
↓ -578,710 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | AXISBANK8% ₹841 Cr 6,575,273 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE6% ₹610 Cr 3,104,315 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK5% ₹529 Cr 2,488,791 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE4% ₹401 Cr 5,241,538
↑ 356,588 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | MFSL3% ₹281 Cr 1,649,161 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI2% ₹267 Cr 1,355,046 LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Nov 24 | LICHSGFIN2% ₹220 Cr 4,002,710
↑ 35,434 5. DSP Natural Resources and New Energy Fund
DSP Natural Resources and New Energy Fund
Growth Launch Date 25 Apr 08 NAV (29 Dec 25) ₹98.119 ↓ -0.07 (-0.07 %) Net Assets (Cr) ₹1,467 on 30 Nov 25 Category Equity - Sectoral AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 1.99 Sharpe Ratio 0.1 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹14,996 30 Nov 22 ₹16,716 30 Nov 23 ₹20,091 30 Nov 24 ₹26,294 30 Nov 25 ₹28,032 Returns for DSP Natural Resources and New Energy Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Dec 25 Duration Returns 1 Month 2.9% 3 Month 5.8% 6 Month 9% 1 Year 14.4% 3 Year 19.9% 5 Year 22.2% 10 Year 15 Year Since launch 13.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.9% 2023 31.2% 2022 9.8% 2021 42.8% 2020 11.5% 2019 4.4% 2018 -15.3% 2017 43.1% 2016 43.1% 2015 -1.7% Fund Manager information for DSP Natural Resources and New Energy Fund
Name Since Tenure Rohit Singhania 1 Jul 12 13.43 Yr. Data below for DSP Natural Resources and New Energy Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Energy 42.53% Basic Materials 39.64% Utility 9.3% Industrials 2.36% Technology 1.78% Consumer Cyclical 0.06% Asset Allocation
Asset Class Value Cash 4.32% Equity 95.68% Debt 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003129% ₹133 Cr 5,470,562
↑ 143,662 Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Mar 20 | JINDALSTEL9% ₹130 Cr 1,244,187 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 16 | TATASTEEL9% ₹125 Cr 7,456,242 BGF Sustainable Energy I2
Investment Fund | -6% ₹94 Cr 443,474 BGF World Energy I2
Investment Fund | -6% ₹94 Cr 334,870 Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Oct 15 | HINDALCO5% ₹77 Cr 952,790 Hindustan Zinc Ltd (Basic Materials)
Equity, Since 31 Mar 09 | HINDZINC5% ₹74 Cr 1,516,403 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 08 | BPCL5% ₹72 Cr 1,998,861
↓ -204,000 National Aluminium Co Ltd (Basic Materials)
Equity, Since 28 Feb 22 | NATIONALUM4% ₹63 Cr 2,439,055 Petronet LNG Ltd (Energy)
Equity, Since 31 Jan 18 | PETRONET4% ₹62 Cr 2,278,481
↑ 828,529 6. Mirae Asset India Equity Fund
Mirae Asset India Equity Fund
Growth Launch Date 4 Apr 08 NAV (30 Dec 25) ₹116.986 ↓ -0.11 (-0.09 %) Net Assets (Cr) ₹41,864 on 30 Nov 25 Category Equity - Multi Cap AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.16 Sharpe Ratio 0.23 Information Ratio -0.32 Alpha Ratio 0.51 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Multi Cap Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,317 30 Nov 22 ₹14,373 30 Nov 23 ₹15,529 30 Nov 24 ₹18,882 30 Nov 25 ₹20,475 Returns for Mirae Asset India Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Dec 25 Duration Returns 1 Month -0.9% 3 Month 4.9% 6 Month 2.6% 1 Year 9.4% 3 Year 13.5% 5 Year 13.7% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.7% 2023 18.4% 2022 1.6% 2021 27.7% 2020 13.7% 2019 12.7% 2018 -0.6% 2017 38.6% 2016 8.1% 2015 4.3% Fund Manager information for Mirae Asset India Equity Fund
Name Since Tenure Gaurav Misra 31 Jan 19 6.84 Yr. Data below for Mirae Asset India Equity Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 31.37% Consumer Cyclical 13.81% Technology 11.35% Consumer Defensive 9.9% Industrials 8.14% Energy 5.82% Basic Materials 5.49% Health Care 4.93% Communication Services 4.8% Utility 3.09% Real Estate 0.79% Asset Allocation
Asset Class Value Cash 0.5% Equity 99.5% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | HDFCBANK10% ₹4,093 Cr 40,619,277 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK8% ₹3,436 Cr 24,744,264
↑ 164,982 Infosys Ltd (Technology)
Equity, Since 31 May 08 | INFY6% ₹2,341 Cr 15,003,321 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 08 | RELIANCE5% ₹2,121 Cr 13,533,143 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 10 | BHARTIARTL4% ₹1,801 Cr 8,571,128
↑ 222,095 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC4% ₹1,766 Cr 43,675,034
↑ 980,562 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT4% ₹1,556 Cr 3,822,728 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 09 | TCS3% ₹1,447 Cr 4,612,393 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | AXISBANK3% ₹1,365 Cr 10,663,212 State Bank of India (Financial Services)
Equity, Since 31 Jul 08 | SBIN3% ₹1,205 Cr 12,307,964 7. Kotak Standard Multicap Fund
Kotak Standard Multicap Fund
Growth Launch Date 11 Sep 09 NAV (30 Dec 25) ₹86.366 ↓ -0.07 (-0.08 %) Net Assets (Cr) ₹56,885 on 30 Nov 25 Category Equity - Multi Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.47 Sharpe Ratio 0.22 Information Ratio 0.15 Alpha Ratio 1.84 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Multi Cap Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹12,862 30 Nov 22 ₹14,193 30 Nov 23 ₹15,947 30 Nov 24 ₹20,458 30 Nov 25 ₹22,199 Returns for Kotak Standard Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Dec 25 Duration Returns 1 Month -1.6% 3 Month 3% 6 Month -0.7% 1 Year 8.8% 3 Year 16.2% 5 Year 15.6% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.5% 2023 24.2% 2022 5% 2021 25.4% 2020 11.8% 2019 12.3% 2018 -0.9% 2017 34.3% 2016 9.4% 2015 3% Fund Manager information for Kotak Standard Multicap Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 13.33 Yr. Data below for Kotak Standard Multicap Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 28.68% Industrials 18.75% Basic Materials 13.88% Consumer Cyclical 11.92% Technology 6.88% Energy 6.05% Utility 3.2% Communication Services 3.18% Health Care 2.88% Consumer Defensive 2.25% Asset Allocation
Asset Class Value Cash 2.39% Equity 97.61% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK7% ₹3,980 Cr 39,500,000
↑ 3,500,000 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Aug 14 | BEL6% ₹3,294 Cr 80,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK5% ₹3,055 Cr 22,000,000
↓ -3,000,000 State Bank of India (Financial Services)
Equity, Since 31 Jan 12 | SBIN4% ₹2,330 Cr 23,800,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT4% ₹2,157 Cr 5,300,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | AXISBANK4% ₹2,048 Cr 16,000,000 Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Mar 18 | JINDALSTEL3% ₹1,984 Cr 19,000,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5433203% ₹1,921 Cr 64,000,000
↑ 1,000,000 SRF Ltd (Industrials)
Equity, Since 31 Dec 18 | SRF3% ₹1,830 Cr 6,250,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY3% ₹1,751 Cr 11,223,075
↓ -276,925 8. Axis Credit Risk Fund
Axis Credit Risk Fund
Growth Launch Date 15 Jul 14 NAV (30 Dec 25) ₹22.2502 ↓ 0.00 (-0.02 %) Net Assets (Cr) ₹366 on 30 Nov 25 Category Debt - Credit Risk AMC Axis Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 2.77 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 8.06% Effective Maturity 2 Years 8 Months 16 Days Modified Duration 2 Years 3 Months 29 Days Sub Cat. Credit Risk Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,625 30 Nov 22 ₹11,026 30 Nov 23 ₹11,779 30 Nov 24 ₹12,750 30 Nov 25 ₹13,884 Returns for Axis Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Dec 25 Duration Returns 1 Month 0.3% 3 Month 1.8% 6 Month 3.7% 1 Year 8.8% 3 Year 7.9% 5 Year 6.7% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 7% 2022 4% 2021 6% 2020 8.2% 2019 4.4% 2018 5.9% 2017 6.4% 2016 9.8% 2015 8.7% Fund Manager information for Axis Credit Risk Fund
Name Since Tenure Devang Shah 15 Jul 14 11.39 Yr. Akhil Thakker 9 Nov 21 4.06 Yr. Data below for Axis Credit Risk Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 5.06% Equity 3.09% Debt 91.36% Other 0.49% Debt Sector Allocation
Sector Value Corporate 81.87% Government 9.49% Cash Equivalent 5.06% Credit Quality
Rating Value A 19.64% AA 60.84% AAA 19.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jubilant Bevco Limited
Debentures | -4% ₹16 Cr 1,500 Jtpm Metal TRaders Limited
Debentures | -4% ₹15 Cr 1,500 Narayana Hrudayalaya Limited
Debentures | -4% ₹15 Cr 1,500 Altius Telecom Infrastructure Trust
Debentures | -4% ₹15 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -4% ₹15 Cr 1,500 Aditya Birla Digital Fashion Ventures Limited
Debentures | -4% ₹15 Cr 1,500 Infopark Properties Limited
Debentures | -4% ₹15 Cr 1,500 6.48% Govt Stock 2035
Sovereign Bonds | -4% ₹15 Cr 1,500,000
↓ -300,000 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹12 Cr 1,200,000 Vedanta Limited
Debentures | -3% ₹12 Cr 1,200 9. PGIM India Credit Risk Fund
PGIM India Credit Risk Fund
Growth Launch Date 29 Sep 14 NAV (21 Jan 22) ₹15.5876 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹39 on 31 Dec 21 Category Debt - Credit Risk AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.85 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 5.01% Effective Maturity 7 Months 2 Days Modified Duration 6 Months 14 Days Sub Cat. Credit Risk Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,965 Returns for PGIM India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Dec 25 Duration Returns 1 Month 0.3% 3 Month 0.6% 6 Month 4.4% 1 Year 8.4% 3 Year 3% 5 Year 4.2% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for PGIM India Credit Risk Fund
Name Since Tenure Data below for PGIM India Credit Risk Fund as on 31 Dec 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 10. UTI Banking & PSU Debt Fund
UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (30 Dec 25) ₹22.5997 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹812 on 30 Nov 25 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.54 Sharpe Ratio 1.66 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.46% Effective Maturity 1 Year 7 Months 20 Days Modified Duration 1 Year 5 Months 5 Days Sub Cat. Banking & PSU Debt Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,279 30 Nov 22 ₹11,324 30 Nov 23 ₹12,024 30 Nov 24 ₹12,978 30 Nov 25 ₹14,023 Returns for UTI Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Dec 25 Duration Returns 1 Month 0.2% 3 Month 1.3% 6 Month 2.7% 1 Year 7.8% 3 Year 7.3% 5 Year 7% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 6.7% 2022 10.3% 2021 2.8% 2020 8.9% 2019 -1% 2018 6.8% 2017 6.4% 2016 11.7% 2015 8.6% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4 Yr. Data below for UTI Banking & PSU Debt Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 10.57% Debt 89.1% Other 0.33% Debt Sector Allocation
Sector Value Corporate 49.88% Government 39.22% Cash Equivalent 10.57% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -11% ₹92 Cr 900,000,000 Axis Bank Limited
Debentures | -7% ₹55 Cr 550 Export Import Bank Of India
Debentures | -6% ₹51 Cr 5,000 Small Industries Development Bank Of India
Debentures | -6% ₹51 Cr 5,000 Power Finance Corporation Limited
Debentures | -5% ₹41 Cr 400 Rural Electrification Corporation Limited
Debentures | -4% ₹36 Cr 3,500 National Housing Bank
Debentures | -4% ₹35 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹35 Cr 350 National Bank For Agriculture And Rural Development
Debentures | -4% ₹30 Cr 3,000 Indian Railway Finance Corporation Limited
Debentures | -4% ₹30 Cr 300
How to Choose the Best Performing Mutual Fund?
The best way to spot a good fund by yourself is by looking at both its qualitative and quantitative measures-
Fund Performance
Investors should do a fair assessment of the funds’ performances for over a period of time. It is suggested to go choose a fund that consistently beats its benchmark for over 4-5 years.
AUM
AUM is the Asset Under Management. One should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance.
Fund Manager
It is advisable to go for a fund manager who has been consistent over his career. As, a fund manager is responsible for making investment decisions for the fund’s portfolio, it becomes important to consider a fund managed by an experienced fund manager.
Fund House Reputation
It is important to always look at the quality & reputation of the fund house. A fund house with a strong-consistent track record, start funds/good performing funds, etc., is the one to invest in.
How to Invest in Mutual Fund Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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