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Table of Contents
- Why should you Invest in Mutual Funds?
- Top 10 Mutual Funds to Invest in 2025
- How to Choose the Best Performing Mutual Fund?
- How to Invest in Mutual Fund Online?
Top 10 Funds
- Principal Emerging Bluechip Fund
- Invesco India Growth Opportunities Fund
- ICICI Prudential Banking and Financial Services Fund
- Motilal Oswal Multicap 35 Fund
- SBI Magnum Children's Benefit Plan
- Sundaram Rural and Consumption Fund
- Aditya Birla Sun Life Banking And Financial Services Fund
- DSP BlackRock Equity Opportunities Fund
- Aditya Birla Sun Life Regular Savings Fund
- ICICI Prudential Long Term Plan
Top 10 Mutual Funds for 2025
Looking for the best Mutual Fund to invest in 2025? While Investing in Mutual Funds, investors often find difficulty in choosing a fund that would give them consistent returns.
To solve all the hassles, we have come up with the list of top 10 Mutual Fund schemes that you could prefer investing in. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc. You can invest in these schemes in two ways- either by taking a SIP route or a lump sum way.
In a lump sum mode of investment, investors can invest a considerable amount as a one-time down payment in the scheme, whereas in a SIP mode, investors can invest at regular intervals that can be monthly, quarterly and annually. The minimum investment amount in a lump sum could Range from INR 1000-5000, while in a SIP you can start investing with just INR 500.
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Why should you Invest in Mutual Funds?
You can invest in Mutual Funds as per your risk appetite. There is an array of schemes for all kinds of risk takers. Right from conservative investors to high-risk investors, everyone can invest in Mutual Fund schemes
Mutual Funds provide you with a plethora of tax benefits
Mutual Funds can give you better returns and cash flows than any other traditional investment options like FDs, etc.
You can get a right amount of diversification by investing in Mutual Funds. You can hold numbers of various schemes in your Portfolio
Mutual Funds are affordable. One can start their investment with an amount as low as INR 500 via a SIP
The money you invest in managed by a team of an expert. They have real-time access to the Market and they are able to execute trades on the most cost-effective scale
Your Mutual Fund investments are in safe hands. Every Mutual Fund is regulated by SEBI (The Securities and Exchange Board of India), hence all the fund that you invest runs in a transparent manner and is secured.
Top 10 Mutual Funds to Invest in 2025
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03 ₹3,124 2.9 13.6 38.9 21.9 19.2 Invesco India Growth Opportunities Fund Growth ₹88.71
↑ 0.71 ₹5,930 -2.3 -9.2 16.4 19.9 25.6 37.5 ICICI Prudential Banking and Financial Services Fund Growth ₹125.58
↑ 1.49 ₹8,843 6.4 1.1 16 14.3 24.4 11.6 Motilal Oswal Multicap 35 Fund Growth ₹55.7131
↑ 0.40 ₹11,172 -5.6 -12 14.3 19.1 22.3 45.7 SBI Magnum Children's Benefit Plan Growth ₹107.47
↑ 0.33 ₹120 1.3 0.2 13.8 12 15.1 17.4 Sundaram Rural and Consumption Fund Growth ₹92.2592
↑ 0.40 ₹1,398 -1.5 -10.7 12.9 17.2 22.1 20.1 Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹57.31
↑ 0.59 ₹3,011 7.4 0 12.6 14.5 24.8 8.7 DSP BlackRock Equity Opportunities Fund Growth ₹579.558
↑ 3.58 ₹12,598 -0.4 -8.1 12.5 18.4 26.3 23.9 Aditya Birla Sun Life Regular Savings Fund Growth ₹64.8363
↑ 0.10 ₹1,374 2.1 1.4 10.1 8 12.4 10.5 ICICI Prudential Long Term Plan Growth ₹36.5985
↑ 0.03 ₹14,049 3.3 4.9 10.1 8 7.5 8.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21
The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies. Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a Below is the key information for Principal Emerging Bluechip Fund Returns up to 1 year are on (Erstwhile Invesco India Growth Fund) The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved. Invesco India Growth Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Aug 07. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Growth Opportunities Fund Returns up to 1 year are on ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Banking and Financial Services Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Multicap 35 Fund is a Equity - Multi Cap fund was launched on 28 Apr 14. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Multicap 35 Fund Returns up to 1 year are on To provide attractive returns to the Magnum holders / Unit holders by means
of capital appreciation through an actively managed portfolio of debt, equity
and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested. SBI Magnum Children's Benefit Plan is a Solutions - Childrens Fund fund was launched on 21 Feb 02. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Children's Benefit Plan Returns up to 1 year are on (Erstwhile Sundaram Rural India Fund) The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India. Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Rural and Consumption Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund Returns up to 1 year are on (Erstwhile DSP BlackRock Opportunities Fund) The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of large and midcap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized DSP BlackRock Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 16 May 00. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Equity Opportunities Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan) An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus. Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Regular Savings Fund Returns up to 1 year are on To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. ICICI Prudential Long Term Plan is a Debt - Dynamic Bond fund was launched on 20 Jan 10. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Long Term Plan Returns up to 1 year are on 1. Principal Emerging Bluechip Fund
CAGR/Annualized return of 24.8% since its launch. Ranked 1 in Large & Mid Cap category. . Principal Emerging Bluechip Fund
Growth Launch Date 12 Nov 08 NAV (31 Dec 21) ₹183.316 ↑ 2.03 (1.12 %) Net Assets (Cr) ₹3,124 on 30 Nov 21 Category Equity - Large & Mid Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 2.74 Information Ratio 0.22 Alpha Ratio 2.18 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Large & Mid Cap Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,552 Returns for Principal Emerging Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 2.9% 3 Month 2.9% 6 Month 13.6% 1 Year 38.9% 3 Year 21.9% 5 Year 19.2% 10 Year 15 Year Since launch 24.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Principal Emerging Bluechip Fund
Name Since Tenure Data below for Principal Emerging Bluechip Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Invesco India Growth Opportunities Fund
CAGR/Annualized return of 13.1% since its launch. Ranked 6 in Large & Mid Cap category. Return for 2024 was 37.5% , 2023 was 31.6% and 2022 was -0.4% . Invesco India Growth Opportunities Fund
Growth Launch Date 9 Aug 07 NAV (16 Apr 25) ₹88.71 ↑ 0.71 (0.81 %) Net Assets (Cr) ₹5,930 on 28 Feb 25 Category Equity - Large & Mid Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.88 Sharpe Ratio 0.15 Information Ratio 0.53 Alpha Ratio 8.42 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Large & Mid Cap Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,107 31 Mar 22 ₹18,853 31 Mar 23 ₹18,682 31 Mar 24 ₹28,076 31 Mar 25 ₹32,206 Returns for Invesco India Growth Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 9% 3 Month -2.3% 6 Month -9.2% 1 Year 16.4% 3 Year 19.9% 5 Year 25.6% 10 Year 15 Year Since launch 13.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 37.5% 2023 31.6% 2022 -0.4% 2021 29.7% 2020 13.3% 2019 10.7% 2018 -0.2% 2017 39.6% 2016 3.3% 2015 3.8% Fund Manager information for Invesco India Growth Opportunities Fund
Name Since Tenure Aditya Khemani 9 Nov 23 1.31 Yr. Amit Ganatra 21 Jan 22 3.11 Yr. Data below for Invesco India Growth Opportunities Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 27.11% Consumer Cyclical 23.58% Health Care 14.39% Industrials 10.18% Technology 7.63% Real Estate 6.51% Basic Materials 4.56% Consumer Defensive 2.23% Communication Services 1.79% Asset Allocation
Asset Class Value Cash 2.01% Equity 97.99% Top Securities Holdings / Portfolio
Name Holding Value Quantity InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 24 | INDIGO5% ₹274 Cr 612,171 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 28 Feb 23 | CHOLAFIN5% ₹269 Cr 1,921,954
↑ 84,346 Trent Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 5002514% ₹263 Cr 542,689
↑ 59,081 Swiggy Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | SWIGGY4% ₹223 Cr 6,673,912
↑ 1,381,517 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK4% ₹210 Cr 1,741,069
↓ -336,652 Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | 5433203% ₹203 Cr 9,152,597 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 22 | MAXHEALTH3% ₹195 Cr 1,993,259 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Sep 22 | DIXON3% ₹182 Cr 130,340 L&T Finance Ltd (Financial Services)
Equity, Since 30 Apr 24 | LTF3% ₹181 Cr 13,404,597 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Nov 22 | FEDERALBNK3% ₹178 Cr 10,039,804 3. ICICI Prudential Banking and Financial Services Fund
CAGR/Annualized return of 16.4% since its launch. Return for 2024 was 11.6% , 2023 was 17.9% and 2022 was 11.9% . ICICI Prudential Banking and Financial Services Fund
Growth Launch Date 22 Aug 08 NAV (16 Apr 25) ₹125.58 ↑ 1.49 (1.20 %) Net Assets (Cr) ₹8,843 on 28 Feb 25 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 1.98 Sharpe Ratio 0.27 Information Ratio 0.31 Alpha Ratio -4.12 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,701 31 Mar 22 ₹19,901 31 Mar 23 ₹21,205 31 Mar 24 ₹26,444 31 Mar 25 ₹30,205 Returns for ICICI Prudential Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 9.5% 3 Month 6.4% 6 Month 1.1% 1 Year 16% 3 Year 14.3% 5 Year 24.4% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.6% 2023 17.9% 2022 11.9% 2021 23.5% 2020 -5.5% 2019 14.5% 2018 -0.4% 2017 45.1% 2016 21.1% 2015 -7.2% Fund Manager information for ICICI Prudential Banking and Financial Services Fund
Name Since Tenure Roshan Chutkey 29 Jan 18 7.09 Yr. Sharmila D’mello 30 Jun 22 2.67 Yr. Data below for ICICI Prudential Banking and Financial Services Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 92.1% Industrials 0.18% Technology 0.07% Asset Allocation
Asset Class Value Cash 7.65% Equity 92.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK21% ₹1,887 Cr 10,891,127 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK18% ₹1,619 Cr 13,445,003 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 5322158% ₹730 Cr 7,188,596
↑ 173,125 State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN6% ₹568 Cr 8,244,914
↑ 1,706,850 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE5% ₹477 Cr 3,332,802
↑ 255,647 IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | INDUSINDBK5% ₹433 Cr 4,371,007 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE4% ₹330 Cr 5,423,546
↑ 984,400 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK3% ₹284 Cr 1,491,184
↓ -480,000 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI3% ₹236 Cr 1,396,761
↑ 311,863 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 5002712% ₹169 Cr 1,697,397
↑ 34,116 4. Motilal Oswal Multicap 35 Fund
CAGR/Annualized return of 17% since its launch. Ranked 5 in Multi Cap category. Return for 2024 was 45.7% , 2023 was 31% and 2022 was -3% . Motilal Oswal Multicap 35 Fund
Growth Launch Date 28 Apr 14 NAV (16 Apr 25) ₹55.7131 ↑ 0.40 (0.72 %) Net Assets (Cr) ₹11,172 on 28 Feb 25 Category Equity - Multi Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0.94 Sharpe Ratio 0.34 Information Ratio 0.63 Alpha Ratio 14.54 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Multi Cap Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,169 31 Mar 22 ₹16,552 31 Mar 23 ₹16,009 31 Mar 24 ₹24,719 31 Mar 25 ₹29,279 Returns for Motilal Oswal Multicap 35 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 3.4% 3 Month -5.6% 6 Month -12% 1 Year 14.3% 3 Year 19.1% 5 Year 22.3% 10 Year 15 Year Since launch 17% Historical performance (Yearly) on absolute basis
Year Returns 2024 45.7% 2023 31% 2022 -3% 2021 15.3% 2020 10.3% 2019 7.9% 2018 -7.8% 2017 43.1% 2016 8.5% 2015 14.6% Fund Manager information for Motilal Oswal Multicap 35 Fund
Name Since Tenure Ajay Khandelwal 1 Oct 24 0.41 Yr. Niket Shah 1 Jul 22 2.67 Yr. Rakesh Shetty 22 Nov 22 2.27 Yr. Atul Mehra 1 Oct 24 0.41 Yr. Sunil Sawant 1 Jul 24 0.67 Yr. Data below for Motilal Oswal Multicap 35 Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Technology 20.44% Industrials 18.3% Consumer Cyclical 17.23% Financial Services 9.73% Communication Services 9.21% Health Care 1.75% Asset Allocation
Asset Class Value Cash 23.82% Equity 76.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE10% ₹1,104 Cr 1,500,000
↑ 137,475 Polycab India Ltd (Industrials)
Equity, Since 31 Jan 24 | POLYCAB8% ₹845 Cr 1,793,750
↑ 6,917 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL7% ₹809 Cr 17,500,000
↑ 250,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 23 | PERSISTENT7% ₹782 Cr 1,475,000
↓ -321,350 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 23 | 5002517% ₹728 Cr 1,500,000
↓ -335,546 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | CHOLAFIN6% ₹630 Cr 4,500,000 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Jan 25 | 5000935% ₹601 Cr 10,500,000
↑ 4,000,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Apr 24 | 8901575% ₹558 Cr 5,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL4% ₹471 Cr 3,000,000 PG Electroplast Ltd (Technology)
Equity, Since 31 Dec 24 | PGEL4% ₹397 Cr 5,000,000 5. SBI Magnum Children's Benefit Plan
CAGR/Annualized return of since its launch. Ranked 1 in Childrens Fund category. Return for 2024 was 17.4% , 2023 was 16.9% and 2022 was 1.9% . SBI Magnum Children's Benefit Plan
Growth Launch Date 21 Feb 02 NAV (16 Apr 25) ₹107.47 ↑ 0.33 (0.31 %) Net Assets (Cr) ₹120 on 15 Mar 25 Category Solutions - Childrens Fund AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.2 Sharpe Ratio 0.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL) Sub Cat. Childrens Fund Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹12,590 31 Mar 22 ₹14,563 31 Mar 23 ₹14,976 31 Mar 24 ₹17,850 31 Mar 25 ₹20,283
Purchase not allowed Returns for SBI Magnum Children's Benefit Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 3.2% 3 Month 1.3% 6 Month 0.2% 1 Year 13.8% 3 Year 12% 5 Year 15.1% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 17.4% 2023 16.9% 2022 1.9% 2021 18.3% 2020 14.8% 2019 2.6% 2018 0.1% 2017 24.3% 2016 16.1% 2015 7% Fund Manager information for SBI Magnum Children's Benefit Plan
Name Since Tenure R. Srinivasan 13 Jan 21 4.13 Yr. Rajeev Radhakrishnan 9 Jun 08 16.74 Yr. Data below for SBI Magnum Children's Benefit Plan as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 18.41% Equity 19.93% Debt 61.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% State Government Of Uttar Pradesh 2036
Sovereign Bonds | -13% ₹15 Cr 1,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -9% ₹10 Cr 1,000,000 6.79% Government Of India (07/10/2034)
Sovereign Bonds | -8% ₹10 Cr 1,000,000 Sundaram Finance Limited
Debentures | -4% ₹5 Cr 500 Rajasthan (Government of ) 7.49%
- | -4% ₹5 Cr 500,000 Nexus Select Trust
Debentures | -4% ₹5 Cr 500 Mahindra & Mahindra Financial Services Ltd
Debentures | -4% ₹5 Cr 500 Gs CG 16/12/2026 - (Strips) Tb
Sovereign Bonds | -3% ₹3 Cr 375,000 Muthoot Finance Limited
Debentures | -3% ₹3 Cr 300 Avanse Financial Services Ltd.
Debentures | -2% ₹3 Cr 300 6. Sundaram Rural and Consumption Fund
CAGR/Annualized return of 12.5% since its launch. Ranked 2 in Sectoral category. Return for 2024 was 20.1% , 2023 was 30.2% and 2022 was 9.3% . Sundaram Rural and Consumption Fund
Growth Launch Date 12 May 06 NAV (16 Apr 25) ₹92.2592 ↑ 0.40 (0.44 %) Net Assets (Cr) ₹1,398 on 28 Feb 25 Category Equity - Sectoral AMC Sundaram Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.23 Sharpe Ratio 0.08 Information Ratio 0.02 Alpha Ratio 2.03 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹15,527 31 Mar 22 ₹17,531 31 Mar 23 ₹18,574 31 Mar 24 ₹25,538 31 Mar 25 ₹27,904 Returns for Sundaram Rural and Consumption Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 7.4% 3 Month -1.5% 6 Month -10.7% 1 Year 12.9% 3 Year 17.2% 5 Year 22.1% 10 Year 15 Year Since launch 12.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.1% 2023 30.2% 2022 9.3% 2021 19.3% 2020 13.5% 2019 2.7% 2018 -7.8% 2017 38.7% 2016 21.1% 2015 6.3% Fund Manager information for Sundaram Rural and Consumption Fund
Name Since Tenure Ratish Varier 1 Jan 22 3.16 Yr. Data below for Sundaram Rural and Consumption Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Consumer Cyclical 41.18% Consumer Defensive 30.28% Communication Services 12.72% Financial Services 2.87% Health Care 2.71% Basic Materials 1.5% Real Estate 1.44% Asset Allocation
Asset Class Value Cash 7.29% Equity 92.71% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 22 | BHARTIARTL11% ₹148 Cr 939,519 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 13 | ITC8% ₹118 Cr 2,991,251 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 22 | M&M7% ₹100 Cr 385,492
↑ 35,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 16 | HINDUNILVR5% ₹77 Cr 350,212 Titan Co Ltd (Consumer Cyclical)
Equity, Since 29 Feb 20 | TITAN5% ₹72 Cr 235,289
↓ -67,974 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI5% ₹70 Cr 58,511
↓ -8,795 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | 5433205% ₹67 Cr 3,000,962 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Dec 18 | UNITDSPR4% ₹58 Cr 453,496 Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 5230254% ₹52 Cr 245,560 Trent Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5002513% ₹42 Cr 86,291 7. Aditya Birla Sun Life Banking And Financial Services Fund
CAGR/Annualized return of 16.6% since its launch. Ranked 3 in Sectoral category. Return for 2024 was 8.7% , 2023 was 21.7% and 2022 was 11.5% . Aditya Birla Sun Life Banking And Financial Services Fund
Growth Launch Date 14 Dec 13 NAV (16 Apr 25) ₹57.31 ↑ 0.59 (1.04 %) Net Assets (Cr) ₹3,011 on 28 Feb 25 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.99 Sharpe Ratio -0.16 Information Ratio 0.14 Alpha Ratio -10.69 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,760 31 Mar 22 ₹19,860 31 Mar 23 ₹20,711 31 Mar 24 ₹27,001 31 Mar 25 ₹30,038 Returns for Aditya Birla Sun Life Banking And Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 10.5% 3 Month 7.4% 6 Month 0% 1 Year 12.6% 3 Year 14.5% 5 Year 24.8% 10 Year 15 Year Since launch 16.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 21.7% 2022 11.5% 2021 16.8% 2020 1.1% 2019 14.9% 2018 -2.4% 2017 47.6% 2016 15.7% 2015 -0.5% Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
Name Since Tenure Dhaval Gala 26 Aug 15 9.52 Yr. Dhaval Joshi 21 Nov 22 2.28 Yr. Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 97.02% Technology 1.09% Asset Allocation
Asset Class Value Cash 1.89% Equity 98.11% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK20% ₹601 Cr 4,993,129 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK19% ₹578 Cr 3,336,948 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000347% ₹199 Cr 233,725 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322157% ₹196 Cr 1,927,100 State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN5% ₹162 Cr 2,351,492 Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG4% ₹110 Cr 667,972 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN3% ₹97 Cr 1,577,700 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK3% ₹89 Cr 469,972 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 5406112% ₹74 Cr 1,308,861 Repco Home Finance Ltd (Financial Services)
Equity, Since 31 Dec 13 | 5353222% ₹58 Cr 1,751,838
↓ -180,986 8. DSP BlackRock Equity Opportunities Fund
CAGR/Annualized return of 17.7% since its launch. Ranked 4 in Large & Mid Cap category. Return for 2024 was 23.9% , 2023 was 32.5% and 2022 was 4.4% . DSP BlackRock Equity Opportunities Fund
Growth Launch Date 16 May 00 NAV (16 Apr 25) ₹579.558 ↑ 3.58 (0.62 %) Net Assets (Cr) ₹12,598 on 28 Feb 25 Category Equity - Large & Mid Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.88 Sharpe Ratio 0.01 Information Ratio 0.49 Alpha Ratio 5.18 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Sub Cat. Large & Mid Cap Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,497 31 Mar 22 ₹20,305 31 Mar 23 ₹20,911 31 Mar 24 ₹29,746 31 Mar 25 ₹34,500 Returns for DSP BlackRock Equity Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 6.2% 3 Month -0.4% 6 Month -8.1% 1 Year 12.5% 3 Year 18.4% 5 Year 26.3% 10 Year 15 Year Since launch 17.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 23.9% 2023 32.5% 2022 4.4% 2021 31.2% 2020 14.2% 2019 11.4% 2018 -9.2% 2017 40.1% 2016 11.2% 2015 6.1% Fund Manager information for DSP BlackRock Equity Opportunities Fund
Name Since Tenure Rohit Singhania 1 Jun 15 9.76 Yr. Data below for DSP BlackRock Equity Opportunities Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 32.34% Health Care 10.95% Basic Materials 10.94% Consumer Cyclical 10.36% Industrials 6.42% Technology 6.32% Energy 5.64% Utility 4.3% Consumer Defensive 4.15% Communication Services 3.31% Real Estate 1.14% Asset Allocation
Asset Class Value Cash 4.12% Equity 95.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK5% ₹632 Cr 3,647,782 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 20 | 5322155% ₹582 Cr 5,730,393
↑ 457,702 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK5% ₹580 Cr 4,818,712
↓ -268,542 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | KOTAKBANK3% ₹413 Cr 2,168,587 State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN3% ₹369 Cr 5,356,659 Cipla Ltd (Healthcare)
Equity, Since 30 Apr 23 | 5000872% ₹270 Cr 1,919,149 Ipca Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 18 | 5244942% ₹258 Cr 1,901,164 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 24 | LT2% ₹257 Cr 813,304 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 30 Jun 22 | HINDPETRO2% ₹252 Cr 8,565,183
↑ 724,941 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | TATAMOTORS2% ₹237 Cr 3,814,004
↑ 765,913 9. Aditya Birla Sun Life Regular Savings Fund
CAGR/Annualized return of 9.4% since its launch. Ranked 4 in Hybrid Debt category. Return for 2024 was 10.5% , 2023 was 9.6% and 2022 was 5.3% . Aditya Birla Sun Life Regular Savings Fund
Growth Launch Date 22 May 04 NAV (16 Apr 25) ₹64.8363 ↑ 0.10 (0.16 %) Net Assets (Cr) ₹1,374 on 28 Feb 25 Category Hybrid - Hybrid Debt AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 0.28 Information Ratio -0.1 Alpha Ratio 0.96 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Sub Cat. Hybrid Debt Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹12,856 31 Mar 22 ₹14,310 31 Mar 23 ₹14,672 31 Mar 24 ₹16,387 31 Mar 25 ₹17,944 Returns for Aditya Birla Sun Life Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 2.7% 3 Month 2.1% 6 Month 1.4% 1 Year 10.1% 3 Year 8% 5 Year 12.4% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 9.6% 2022 5.3% 2021 13.4% 2020 9.2% 2019 5.8% 2018 -2.2% 2017 15.5% 2016 13.1% 2015 5.4% Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
Name Since Tenure Mohit Sharma 31 Oct 24 0.33 Yr. Harshil Suvarnkar 22 Mar 21 3.95 Yr. Data below for Aditya Birla Sun Life Regular Savings Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 2.87% Equity 23.86% Debt 72.93% Other 0.34% Equity Sector Allocation
Sector Value Financial Services 8.15% Technology 3.07% Energy 2.02% Basic Materials 1.93% Industrials 1.81% Consumer Cyclical 1.69% Health Care 1.61% Real Estate 1.27% Communication Services 1.07% Consumer Defensive 0.92% Utility 0.32% Debt Sector Allocation
Sector Value Corporate 44.02% Government 28.91% Cash Equivalent 2.87% Credit Quality
Rating Value AA 15.13% AAA 84.87% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cholamandalam Investment And Fin. Co. Ltd
Debentures | -4% ₹60 Cr 6,000 07.49 Tn SDL 2034
Sovereign Bonds | -2% ₹31 Cr 3,000,000 Bajaj Housing Finance Limited
Debentures | -2% ₹30 Cr 300 LIC Housing Finance Limited
Debentures | -2% ₹30 Cr 3,000 Nuvama Wealth Finance Ltd
Debentures | -2% ₹30 Cr 3,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK2% ₹29 Cr 232,335 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | HDFCBANK2% ₹29 Cr 169,353 Rural Electrification Corporation Limited
Debentures | -2% ₹26 Cr 250 Bharti Telecom Limited
Debentures | -2% ₹25 Cr 2,500 Tata Capital Housing Finance Limited
Debentures | -2% ₹25 Cr 2,500 10. ICICI Prudential Long Term Plan
CAGR/Annualized return of 8.9% since its launch. Ranked 1 in Dynamic Bond category. Return for 2024 was 8.2% , 2023 was 7.6% and 2022 was 4.5% . ICICI Prudential Long Term Plan
Growth Launch Date 20 Jan 10 NAV (16 Apr 25) ₹36.5985 ↑ 0.03 (0.09 %) Net Assets (Cr) ₹14,049 on 15 Mar 25 Category Debt - Dynamic Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.36 Sharpe Ratio 0.87 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.82% Effective Maturity 8 Years 11 Months 5 Days Modified Duration 4 Years 4 Months 2 Days Sub Cat. Dynamic Bond Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,898 31 Mar 22 ₹11,374 31 Mar 23 ₹12,035 31 Mar 24 ₹12,989 31 Mar 25 ₹14,122 Returns for ICICI Prudential Long Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 2.1% 3 Month 3.3% 6 Month 4.9% 1 Year 10.1% 3 Year 8% 5 Year 7.5% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 7.6% 2022 4.5% 2021 4.3% 2020 11.8% 2019 10.2% 2018 6.2% 2017 5.1% 2016 16.9% 2015 5.7% Fund Manager information for ICICI Prudential Long Term Plan
Name Since Tenure Manish Banthia 28 Sep 12 12.43 Yr. Nikhil Kabra 22 Jan 24 1.11 Yr. Data below for ICICI Prudential Long Term Plan as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 6.54% Debt 93.2% Other 0.26% Debt Sector Allocation
Sector Value Government 55.23% Corporate 37.97% Cash Equivalent 6.54% Credit Quality
Rating Value AA 36.8% AAA 63.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -29% ₹4,010 Cr 391,931,490
↓ -45,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -10% ₹1,383 Cr 133,212,000
↑ 20,000,000 7.93% Govt Stock 2033
Sovereign Bonds | -5% ₹688 Cr 66,848,050 7.53% Govt Stock 2034
Sovereign Bonds | -3% ₹459 Cr 45,460,800 Vedanta Limited
Debentures | -3% ₹399 Cr 40,000 7.09% Govt Stock 2054
Sovereign Bonds | -2% ₹302 Cr 30,000,000 7.12% Maharashtra SDL 2038
Sovereign Bonds | -2% ₹264 Cr 26,457,100
↑ 26,457,100 7.14% Maharashtra SDL 2039
Sovereign Bonds | -2% ₹240 Cr 24,000,000
↑ 24,000,000 Godrej Properties Limited
Debentures | -1% ₹201 Cr 20,000 Nirma Limited
Debentures | -1% ₹200 Cr 20,000
How to Choose the Best Performing Mutual Fund?
The best way to spot a good fund by yourself is by looking at both its qualitative and quantitative measures-
Fund Performance
Investors should do a fair assessment of the funds’ performances for over a period of time. It is suggested to go choose a fund that consistently beats its benchmark for over 4-5 years.
AUM
AUM is the Asset Under Management. One should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance.
Fund Manager
It is advisable to go for a fund manager who has been consistent over his career. As, a fund manager is responsible for making investment decisions for the fund’s portfolio, it becomes important to consider a fund managed by an experienced fund manager.
Fund House Reputation
It is important to always look at the quality & reputation of the fund house. A fund house with a strong-consistent track record, start funds/good performing funds, etc., is the one to invest in.
How to Invest in Mutual Fund Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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