fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-62820123
Top 10 Mutual Funds 2022 | Top Performing Mutual Funds

Fincash » MutualFunds » Top 10 Mutual Funds

Top 10 Mutual Funds for 2022

Updated on August 7, 2022 , 28018 views

Looking for the best Mutual Fund to invest in 2022? While Investing in Mutual Funds, investors often find difficulty in choosing a fund that would give them consistent returns.

To solve all the hassles, we have come up with the list of top 10 Mutual Fund schemes that you could prefer investing in. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc. You can invest in these schemes in two ways- either by taking a SIP route or a lump sum way.

In a lump sum mode of investment, investors can invest a considerable amount as a one-time down payment in the scheme, whereas in a SIP mode, investors can invest at regular intervals that can be monthly, quarterly and annually. The minimum investment amount in a lump sum could Range from INR 1000-5000, while in a SIP you can start investing with just INR 500.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

top-mutual-funds

Why should you Invest in Mutual Funds?

  • You can invest in Mutual Funds as per your risk appetite. There is an array of schemes for all kinds of risk takers. Right from conservative investors to high-risk investors, everyone can invest in Mutual Fund schemes

  • Mutual Funds provide you with a plethora of tax benefits

  • Mutual Funds can give you better returns and cash flows than any other traditional investment options like FDs, etc.

  • You can get a right amount of diversification by investing in Mutual Funds. You can hold numbers of various schemes in your portfolio

  • Mutual Funds are affordable. One can start their investment with an amount as low as INR 500 via a SIP

  • The money you invest in managed by a team of an expert. They have real-time access to the Market and they are able to execute trades on the most cost-effective scale

  • Your Mutual Fund investments are in safe hands. Every Mutual Fund is regulated by SEBI (The Securities and Exchange Board of India), hence all the fund that you invest runs in a transparent manner and is secured.

Top 10 Mutual Funds to Invest in 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03
₹3,1242.913.638.921.919.2
UTI Dynamic Bond Fund Growth ₹25.2004
↑ 0.01
₹3630.68.318.68.14.810.8
SBI Small Cap Fund Growth ₹108.662
↑ 1.21
₹11,6467.72.714.131.618.947.6
Sundaram Rural and Consumption Fund Growth ₹61.8493
↑ 0.25
₹1,07514.58.912.917.38.719.3
L&T Emerging Businesses Fund Growth ₹45.166
↑ 0.15
₹7,3365-1.311.728.413.277.4
UTI Banking & PSU Debt Fund Growth ₹17.9133
↓ 0.00
₹303289.46.95.42.8
Franklin Build India Fund Growth ₹65.0886
↑ 0.19
₹1,0287-0.59.218.81145.9
Tata India Tax Savings Fund Growth ₹28.36
↑ 0.16
₹2,7438.21.29.217.711.530.4
Tata Equity PE Fund Growth ₹198.515
↑ 1.55
₹4,6775.72.18.616.28.928
PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00
₹390.64.48.434.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

1. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.8% since its launch.  Ranked 1 in Large & Mid Cap category. .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund
Growth
Launch Date 12 Nov 08
NAV (31 Dec 21) ₹183.316 ↑ 2.03   (1.12 %)
Net Assets (Cr) ₹3,124 on 30 Nov 21
Category Equity - Large & Mid Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.08
Sharpe Ratio 2.74
Information Ratio 0.22
Alpha Ratio 2.18
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,896
31 Jul 19₹9,573
31 Jul 20₹10,198
31 Jul 21₹16,535

Principal Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 2.9%
3 Month 2.9%
6 Month 13.6%
1 Year 38.9%
3 Year 21.9%
5 Year 19.2%
10 Year
15 Year
Since launch 24.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Principal Emerging Bluechip Fund
NameSinceTenure

Data below for Principal Emerging Bluechip Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2021 was 10.8% , 2020 was 5.9% and 2019 was -3.9% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (08 Aug 22) ₹25.2004 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹363 on 30 Jun 22
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.18
Sharpe Ratio 1.25
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.44%
Effective Maturity 2 Years 1 Month 6 Days
Modified Duration 9 Months
Sub Cat. Dynamic Bond

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,142
31 Jul 19₹9,989
31 Jul 20₹10,508
31 Jul 21₹10,666
31 Jul 22₹12,651

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.3%
3 Month 0.6%
6 Month 8.3%
1 Year 18.6%
3 Year 8.1%
5 Year 4.8%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 10.8%
2020 5.9%
2019 -3.9%
2018 5.2%
2017 4.2%
2016 14.9%
2015 6.9%
2014 14.7%
2013 7.6%
2012 11.2%
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Sudhir Agarwal1 Dec 210.67 Yr.

Data below for UTI Dynamic Bond Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash17.93%
Debt82.07%
Debt Sector Allocation
SectorValue
Government74.59%
Corporate13.92%
Cash Equivalent11.49%
Credit Quality
RatingValue
AA13.56%
AAA86.44%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Dtb 27102022
Sovereign Bonds | -
26%₹99 Cr1,000,000,000
4.56% Govt Stock 2023
Sovereign Bonds | -
13%₹49 Cr500,000,000
5.53% Govt Stock 2033
Sovereign Bonds | -
10%₹39 Cr400,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
9%₹35 Cr350,000,000
↑ 350,000,000
6.54% Govt Stock 2032
Sovereign Bonds | -
8%₹28 Cr300,000,000
↓ -300,000,000
364 Dtb 01062023
Sovereign Bonds | -
5%₹19 Cr200,000,000
182 Dtb 15092022
Sovereign Bonds | -
3%₹10 Cr100,000,000
↓ -100,000,000
Punjab National Bank
Debentures | -
3%₹10 Cr100
Piramal Capital & Housing Finance Limited
Debentures | -
3%₹10 Cr123,219
Can Fin Homes Limited
Debentures | -
3%₹10 Cr100

3. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.3% since its launch.  Ranked 4 in Small Cap category.  Return for 2021 was 47.6% , 2020 was 33.6% and 2019 was 6.1% .

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund
Growth
Launch Date 9 Sep 09
NAV (08 Aug 22) ₹108.662 ↑ 1.21   (1.12 %)
Net Assets (Cr) ₹11,646 on 30 Jun 22
Category Equity - Small Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.97
Sharpe Ratio 0.17
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Small Cap

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹11,508
31 Jul 19₹10,423
31 Jul 20₹10,964
31 Jul 21₹20,675
31 Jul 22₹22,496

SBI Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 9.4%
3 Month 7.7%
6 Month 2.7%
1 Year 14.1%
3 Year 31.6%
5 Year 18.9%
10 Year
15 Year
Since launch 20.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 47.6%
2020 33.6%
2019 6.1%
2018 -19.6%
2017 78.7%
2016 1.3%
2015 20.6%
2014 110.7%
2013 7.8%
2012 31.9%
Fund Manager information for SBI Small Cap Fund
NameSinceTenure
R. Srinivasan16 Nov 138.71 Yr.

Data below for SBI Small Cap Fund as on 30 Jun 22

Equity Sector Allocation
SectorValue
Industrials35.5%
Consumer Cyclical23.53%
Basic Materials15.01%
Consumer Defensive5.56%
Health Care2.93%
Financial Services2.6%
Real Estate0.85%
Asset Allocation
Asset ClassValue
Cash13.9%
Equity85.96%
Debt0.14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Elgi Equipments Ltd (Industrials)
Equity, Since 31 Dec 13 | ELGIEQUIP
4%₹493 Cr13,747,126
↓ -86,537
Vedant Fashions Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 543463
4%₹439 Cr4,547,646
Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 31 Mar 19 | SFL
4%₹418 Cr1,570,000
V-Guard Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | VGUARD
3%₹383 Cr17,000,000
↑ 280,846
Fine Organic Industries Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Mar 19 | FINEORG
3%₹379 Cr790,000
Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO
3%₹362 Cr4,000,000
Carborundum Universal Ltd (Industrials)
Equity, Since 31 May 19 | CARBORUNIV
3%₹354 Cr4,939,842
Esab India Ltd (Industrials)
Equity, Since 28 Feb 21 | ESABINDIA
3%₹318 Cr900,000
Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET
3%₹306 Cr9,716,991
Lemon Tree Hotels Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | LEMONTREE
3%₹305 Cr50,000,000

4. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.9% since its launch.  Ranked 2 in Sectoral category.  Return for 2021 was 19.3% , 2020 was 13.5% and 2019 was 2.7% .

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund
Growth
Launch Date 12 May 06
NAV (08 Aug 22) ₹61.8493 ↑ 0.25   (0.41 %)
Net Assets (Cr) ₹1,075 on 30 Jun 22
Category Equity - Sectoral
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.24
Sharpe Ratio -0.37
Information Ratio -0.45
Alpha Ratio -5.45
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,542
31 Jul 19₹9,356
31 Jul 20₹9,483
31 Jul 21₹13,347
31 Jul 22₹14,782

Sundaram Rural and Consumption Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 8.4%
3 Month 14.5%
6 Month 8.9%
1 Year 12.9%
3 Year 17.3%
5 Year 8.7%
10 Year
15 Year
Since launch 11.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 19.3%
2020 13.5%
2019 2.7%
2018 -7.8%
2017 38.7%
2016 21.1%
2015 6.3%
2014 47.4%
2013 -0.6%
2012 34.1%
Fund Manager information for Sundaram Rural and Consumption Fund
NameSinceTenure
Ratish Varier1 Jan 220.58 Yr.
Ashish Aggarwal1 Jan 220.58 Yr.

Data below for Sundaram Rural and Consumption Fund as on 30 Jun 22

Equity Sector Allocation
SectorValue
Consumer Cyclical35.49%
Consumer Defensive35.01%
Financial Services13.48%
Basic Materials4.4%
Industrials3.06%
Communication Services3.03%
Real Estate2.35%
Technology0.81%
Asset Allocation
Asset ClassValue
Cash2.38%
Equity97.62%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 16 | HINDUNILVR
8%₹82 Cr366,606
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI
7%₹70 Cr82,671
↓ -4,984
Varun Beverages Ltd (Consumer Defensive)
Equity, Since 31 Oct 16 | VBL
6%₹65 Cr823,127
↓ -100,000
Titan Co Ltd (Consumer Cyclical)
Equity, Since 29 Feb 20 | TITAN
6%₹65 Cr334,401
↑ 28,260
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 19 | HDFCBANK
6%₹62 Cr461,466
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 19 | ICICIBANK
5%₹59 Cr828,107
↓ -28,006
Tata Consumer Products Ltd (Consumer Defensive)
Equity, Since 28 Feb 17 | 500800
5%₹55 Cr779,645
Page Industries Ltd (Consumer Cyclical)
Equity, Since 28 Feb 21 | 532827
5%₹50 Cr12,359
↑ 09
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 13 | ITC
4%₹46 Cr1,670,266
Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | CROMPTON
4%₹46 Cr1,341,890

5. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 20.1% since its launch.  Ranked 2 in Small Cap category.  Return for 2021 was 77.4% , 2020 was 15.5% and 2019 was -8.1% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund
Growth
Launch Date 12 May 14
NAV (08 Aug 22) ₹45.166 ↑ 0.15   (0.34 %)
Net Assets (Cr) ₹7,336 on 30 Jun 22
Category Equity - Small Cap
AMC L&T Investment Management Ltd
Rating
Risk High
Expense Ratio 1.95
Sharpe Ratio 0.39
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Small Cap

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,820
31 Jul 19₹8,805
31 Jul 20₹7,744
31 Jul 21₹16,337
31 Jul 22₹18,068

L&T Emerging Businesses Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 6.8%
3 Month 5%
6 Month -1.3%
1 Year 11.7%
3 Year 28.4%
5 Year 13.2%
10 Year
15 Year
Since launch 20.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 77.4%
2020 15.5%
2019 -8.1%
2018 -13.7%
2017 66.5%
2016 10.2%
2015 12.3%
2014
2013
2012
Fund Manager information for L&T Emerging Businesses Fund
NameSinceTenure
Venugopal Manghat17 Dec 192.62 Yr.
Vihang Naik17 Dec 192.62 Yr.
Sonal Gupta5 Jul 211.07 Yr.

Data below for L&T Emerging Businesses Fund as on 30 Jun 22

Equity Sector Allocation
SectorValue
Industrials32.28%
Consumer Cyclical18.94%
Basic Materials16.62%
Technology8.26%
Real Estate7.52%
Consumer Defensive7.04%
Financial Services3.05%
Health Care2.8%
Energy0.4%
Asset Allocation
Asset ClassValue
Cash3.1%
Equity96.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | KPRMILL
5%₹391 Cr7,582,009
↓ -100,000
Grindwell Norton Ltd (Industrials)
Equity, Since 30 Sep 17 | 506076
4%₹271 Cr1,610,948
↓ -27,000
E I D Parry India Ltd (Consumer Defensive)
Equity, Since 31 Jan 20 | EIDPARRY
3%₹212 Cr3,986,463
↑ 52,774
Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 31 Jul 19 | BALRAMCHIN
3%₹201 Cr5,577,995
↓ -223,750
Brigade Enterprises Ltd (Real Estate)
Equity, Since 31 Jul 19 | 532929
3%₹192 Cr4,311,022
RHI Magnesita India Ltd (Industrials)
Equity, Since 31 Aug 18 | RHIM
2%₹172 Cr3,425,917
Carborundum Universal Ltd (Industrials)
Equity, Since 31 Jul 16 | CARBORUNIV
2%₹155 Cr2,159,700
Supreme Petrochem Ltd (Basic Materials)
Equity, Since 30 Sep 16 | SPLPETRO
2%₹150 Cr1,694,075
Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 30 Nov 17 | RATNAMANI
2%₹146 Cr880,422
KEI Industries Ltd (Industrials)
Equity, Since 31 Jan 20 | KEI
2%₹144 Cr1,249,400

6. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2021 was 2.8% , 2020 was 8.9% and 2019 was -1% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (08 Aug 22) ₹17.9133 ↓ 0.00   (-0.02 %)
Net Assets (Cr) ₹303 on 30 Jun 22
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.32
Sharpe Ratio 0.88
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.95%
Effective Maturity 3 Years 8 Months 16 Days
Modified Duration 2 Years 11 Months 26 Days
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,538
31 Jul 19₹10,656
31 Jul 20₹11,522
31 Jul 21₹11,924
31 Jul 22₹13,037

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.7%
3 Month 2%
6 Month 8%
1 Year 9.4%
3 Year 6.9%
5 Year 5.4%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
2013
2012
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 210.67 Yr.

Data below for UTI Banking & PSU Debt Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash9.28%
Debt90.72%
Debt Sector Allocation
SectorValue
Government57.8%
Corporate32.91%
Cash Equivalent9.28%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2027
Sovereign Bonds | -
14%₹54 Cr550,000,000
↑ 50,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
12%₹45 Cr450,000,000
↑ 450,000,000
National Housing Bank
Debentures | -
8%₹30 Cr300
↑ 50
National Bank For Agriculture And Rural Development
Debentures | -
7%₹26 Cr250
Export Import Bank Of India
Debentures | -
7%₹25 Cr250
Power Finance Corporation Ltd.
Debentures | -
6%₹25 Cr250
Indian Railway Finance Corporation Limited
Debentures | -
6%₹25 Cr250
Rec Limited
Debentures | -
6%₹25 Cr250
Axis Bank Limited
Debentures | -
5%₹20 Cr200
Small Industries Development Bank Of India
Debentures | -
5%₹20 Cr200
↑ 200

7. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Franklin Build India Fund is a Equity - Sectoral fund was launched on 4 Sep 09. It is a fund with High risk and has given a CAGR/Annualized return of 15.6% since its launch.  Ranked 4 in Sectoral category.  Return for 2021 was 45.9% , 2020 was 5.4% and 2019 was 6% .

Below is the key information for Franklin Build India Fund

Franklin Build India Fund
Growth
Launch Date 4 Sep 09
NAV (08 Aug 22) ₹65.0886 ↑ 0.19   (0.29 %)
Net Assets (Cr) ₹1,028 on 30 Jun 22
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.4
Sharpe Ratio 0.11
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,302
31 Jul 19₹10,120
31 Jul 20₹8,530
31 Jul 21₹15,001
31 Jul 22₹16,407

Franklin Build India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 6.7%
3 Month 7%
6 Month -0.5%
1 Year 9.2%
3 Year 18.8%
5 Year 11%
10 Year
15 Year
Since launch 15.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 45.9%
2020 5.4%
2019 6%
2018 -10.7%
2017 43.3%
2016 8.4%
2015 2.1%
2014 93.8%
2013 6.1%
2012 39.9%
Fund Manager information for Franklin Build India Fund
NameSinceTenure
Ajay Argal18 Oct 210.79 Yr.
Kiran Sebastian7 Feb 220.48 Yr.
Sandeep Manam18 Oct 210.79 Yr.

Data below for Franklin Build India Fund as on 30 Jun 22

Equity Sector Allocation
SectorValue
Industrials36.87%
Financial Services16.98%
Utility11.85%
Energy9.07%
Consumer Cyclical5.54%
Communication Services5.5%
Basic Materials4.86%
Real Estate4.32%
Asset Allocation
Asset ClassValue
Cash5.01%
Equity94.99%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT
8%₹86 Cr550,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | ICICIBANK
7%₹69 Cr975,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE
6%₹60 Cr230,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL
5%₹57 Cr825,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 14 | SBIN
4%₹45 Cr965,000
KEI Industries Ltd (Industrials)
Equity, Since 31 Dec 15 | KEI
4%₹45 Cr390,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 532215
4%₹41 Cr650,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 21 | 532898
4%₹39 Cr1,850,000
NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 532555
4%₹37 Cr2,600,000
ACC Ltd (Basic Materials)
Equity, Since 30 Apr 19 | 500410
4%₹37 Cr175,000

8. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.3% since its launch.  Ranked 1 in ELSS category.  Return for 2021 was 30.4% , 2020 was 11.9% and 2019 was 13.6% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund
Growth
Launch Date 13 Oct 14
NAV (08 Aug 22) ₹28.36 ↑ 0.16   (0.57 %)
Net Assets (Cr) ₹2,743 on 30 Jun 22
Category Equity - ELSS
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 1.9
Sharpe Ratio -0.03
Information Ratio -0.67
Alpha Ratio 1.96
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Sub Cat. ELSS

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,623
31 Jul 19₹10,577
31 Jul 20₹10,354
31 Jul 21₹15,312
31 Jul 22₹16,771

Tata India Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 8%
3 Month 8.2%
6 Month 1.2%
1 Year 9.2%
3 Year 17.7%
5 Year 11.5%
10 Year
15 Year
Since launch 14.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 30.4%
2020 11.9%
2019 13.6%
2018 -8.4%
2017 46%
2016 2.1%
2015 13.3%
2014
2013
2012
Fund Manager information for Tata India Tax Savings Fund
NameSinceTenure
Tejas Gutka9 Mar 211.4 Yr.

Data below for Tata India Tax Savings Fund as on 30 Jun 22

Equity Sector Allocation
SectorValue
Financial Services36.43%
Industrials17.45%
Technology8.94%
Consumer Cyclical7.7%
Energy6.39%
Health Care6.01%
Communication Services5.11%
Basic Materials5.01%
Utility2.29%
Real Estate1.52%
Consumer Defensive0.32%
Asset Allocation
Asset ClassValue
Cash2.85%
Equity97.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK
7%₹198 Cr2,800,000
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK
6%₹176 Cr1,305,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE
6%₹175 Cr675,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY
6%₹170 Cr1,160,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN
6%₹161 Cr3,450,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFC
5%₹125 Cr575,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 532215
3%₹93 Cr1,465,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL
3%₹87 Cr1,275,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT
2%₹61 Cr390,000
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 May 21 | TATAMOTORS
2%₹57 Cr1,380,000

9. Tata Equity PE Fund

To provide reasonable and regular income and/ or possible capital appreciation to its Unitholder.

Tata Equity PE Fund is a Equity - Value fund was launched on 29 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.9% since its launch.  Ranked 7 in Value category.  Return for 2021 was 28% , 2020 was 12.5% and 2019 was 5.3% .

Below is the key information for Tata Equity PE Fund

Tata Equity PE Fund
Growth
Launch Date 29 Jun 04
NAV (08 Aug 22) ₹198.515 ↑ 1.55   (0.79 %)
Net Assets (Cr) ₹4,677 on 30 Jun 22
Category Equity - Value
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 1.81
Sharpe Ratio 0.04
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-18 Months (1%),18 Months and above(NIL)
Sub Cat. Value

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,985
31 Jul 19₹9,824
31 Jul 20₹9,951
31 Jul 21₹13,892
31 Jul 22₹15,042

Tata Equity PE Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Tata Equity PE Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 6.3%
3 Month 5.7%
6 Month 2.1%
1 Year 8.6%
3 Year 16.2%
5 Year 8.9%
10 Year
15 Year
Since launch 17.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 28%
2020 12.5%
2019 5.3%
2018 -7.1%
2017 39.4%
2016 16.2%
2015 0.3%
2014 69.5%
2013 1.8%
2012 29.5%
Fund Manager information for Tata Equity PE Fund
NameSinceTenure
Sonam Udasi1 Apr 166.34 Yr.
Amey Sathe18 Jun 184.12 Yr.

Data below for Tata Equity PE Fund as on 30 Jun 22

Equity Sector Allocation
SectorValue
Financial Services32.75%
Technology12.83%
Consumer Cyclical11.99%
Consumer Defensive10.18%
Utility9.35%
Energy9.24%
Basic Materials6.37%
Industrials3.79%
Communication Services1.43%
Asset Allocation
Asset ClassValue
Cash2.08%
Equity97.92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK
9%₹428 Cr6,050,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | HDFCBANK
8%₹359 Cr2,664,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 18 | ITC
7%₹304 Cr11,125,000
↓ -875,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 17 | RELIANCE
6%₹283 Cr1,090,000
↓ -112,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFC
6%₹258 Cr1,190,300
↑ 105,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 21 | 532898
5%₹226 Cr10,656,666
↓ -160,000
ACC Ltd (Basic Materials)
Equity, Since 28 Feb 19 | 500410
4%₹205 Cr965,000
HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 20 | HCLTECH
4%₹196 Cr2,015,000
↑ 565,000
Infosys Ltd (Technology)
Equity, Since 29 Feb 20 | INFY
4%₹181 Cr1,237,000
↓ -150,000
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Nov 16 | 532977
3%₹148 Cr400,165

10. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

PGIM India Credit Risk Fund is a Debt - Credit Risk fund was launched on 29 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 2 in Credit Risk category. .

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund
Growth
Launch Date 29 Sep 14
NAV (21 Jan 22) ₹15.5876 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹39 on 31 Dec 21
Category Debt - Credit Risk
AMC Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.85
Sharpe Ratio 1.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 5.01%
Effective Maturity 7 Months 2 Days
Modified Duration 6 Months 14 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,486
31 Jul 19₹10,687
31 Jul 20₹10,363
31 Jul 21₹11,279

PGIM India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.3%
3 Month 0.6%
6 Month 4.4%
1 Year 8.4%
3 Year 3%
5 Year 4.2%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for PGIM India Credit Risk Fund
NameSinceTenure

Data below for PGIM India Credit Risk Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

How to Choose the Best Performing Mutual Fund?

The best way to spot a good fund by yourself is by looking at both its qualitative and quantitative measures-

Fund Performance

Investors should do a fair assessment of the funds’ performances for over a period of time. It is suggested to go choose a fund that consistently beats its benchmark for over 4-5 years.

AUM

AUM is the Asset Under Management. One should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance.

Fund Manager

It is advisable to go for a fund manager who has been consistent over his career. As, a fund manager is responsible for making investment decisions for the fund’s portfolio, it becomes important to consider a fund managed by an experienced fund manager.

Fund House Reputation

It is important to always look at the quality & reputation of the fund house. A fund house with a strong-consistent track record, start funds/good performing funds, etc., is the one to invest in.

How to Invest in Mutual Fund Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 3.8, based on 6 reviews.
POST A COMMENT

Rangnath Kondaji Khaire, posted on 23 Nov 21 10:42 AM

It is completely guidelines

1 - 1 of 1