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Top 10 Mutual Funds for 2025

Updated on October 5, 2025 , 43839 views

Looking for the best Mutual Fund to invest in 2025? While Investing in Mutual Funds, investors often find difficulty in choosing a fund that would give them consistent returns.

To solve all the hassles, we have come up with the list of top 10 Mutual Fund schemes that you could prefer investing in. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc. You can invest in these schemes in two ways- either by taking a SIP route or a lump sum way.

In a lump sum mode of investment, investors can invest a considerable amount as a one-time down payment in the scheme, whereas in a SIP mode, investors can invest at regular intervals that can be monthly, quarterly and annually. The minimum investment amount in a lump sum could Range from INR 1000-5000, while in a SIP you can start investing with just INR 500.

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Why should you Invest in Mutual Funds?

  • You can invest in Mutual Funds as per your risk appetite. There is an array of schemes for all kinds of risk takers. Right from conservative investors to high-risk investors, everyone can invest in Mutual Fund schemes

  • Mutual Funds provide you with a plethora of tax benefits

  • Mutual Funds can give you better returns and cash flows than any other traditional investment options like FDs, etc.

  • You can get a right amount of diversification by investing in Mutual Funds. You can hold numbers of various schemes in your Portfolio

  • Mutual Funds are affordable. One can start their investment with an amount as low as INR 500 via a SIP

  • The money you invest in managed by a team of an expert. They have real-time access to the Market and they are able to execute trades on the most cost-effective scale

  • Your Mutual Fund investments are in safe hands. Every Mutual Fund is regulated by SEBI (The Securities and Exchange Board of India), hence all the fund that you invest runs in a transparent manner and is secured.

Top 10 Mutual Funds to Invest in 2025

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP US Flexible Equity Fund Growth ₹71.5432
↓ -0.33
₹1,00013.344.329.622.618.317.8
Franklin Asian Equity Fund Growth ₹34.343
↓ 0.00
₹2601223.71413.7514.4
ICICI Prudential Banking and Financial Services Fund Growth ₹134.48
↑ 0.09
₹9,688-0.613.610.416.421.111.6
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹61.13
↑ 0.06
₹3,374-1.214.29.116.221.38.7
Axis Credit Risk Fund Growth ₹21.9287
↑ 0.02
₹3661.94.48.986.98
Invesco India Growth Opportunities Fund Growth ₹101.52
↑ 0.05
₹8,1250.923.48.624.723.237.5
PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00
₹390.64.48.434.2
UTI Banking & PSU Debt Fund Growth ₹22.3653
↑ 0.01
₹8131.348.37.67.17.6
ICICI Prudential Long Term Plan Growth ₹37.5457
↑ 0.02
₹14,9051.13.18.17.96.78.2
Aditya Birla Sun Life Corporate Bond Fund Growth ₹114.859
↑ 0.12
₹28,1091.13.2886.58.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Oct 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryDSP US Flexible Equity FundFranklin Asian Equity FundICICI Prudential Banking and Financial Services FundAditya Birla Sun Life Banking And Financial Services FundAxis Credit Risk FundInvesco India Growth Opportunities Fund PGIM India Credit Risk FundUTI Banking & PSU Debt FundICICI Prudential Long Term PlanAditya Birla Sun Life Corporate Bond Fund
Point 1Lower mid AUM (₹1,000 Cr).Bottom quartile AUM (₹260 Cr).Upper mid AUM (₹9,688 Cr).Upper mid AUM (₹3,374 Cr).Bottom quartile AUM (₹366 Cr).Upper mid AUM (₹8,125 Cr).Bottom quartile AUM (₹39 Cr).Lower mid AUM (₹813 Cr).Top quartile AUM (₹14,905 Cr).Highest AUM (₹28,109 Cr).
Point 2Established history (13+ yrs).Established history (17+ yrs).Established history (17+ yrs).Established history (11+ yrs).Established history (11+ yrs).Established history (18+ yrs).Established history (11+ yrs).Established history (11+ yrs).Established history (15+ yrs).Oldest track record among peers (28 yrs).
Point 3Top rated.Rating: 5★ (top quartile).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 5★ (lower mid).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.
Point 55Y return: 18.32% (upper mid).5Y return: 5.03% (bottom quartile).5Y return: 21.06% (upper mid).5Y return: 21.28% (top quartile).1Y return: 8.92% (upper mid).5Y return: 23.25% (top quartile).1Y return: 8.43% (lower mid).1Y return: 8.25% (bottom quartile).1Y return: 8.08% (bottom quartile).1Y return: 8.04% (bottom quartile).
Point 63Y return: 22.61% (top quartile).3Y return: 13.71% (upper mid).3Y return: 16.38% (upper mid).3Y return: 16.16% (upper mid).1M return: 0.99% (upper mid).3Y return: 24.66% (top quartile).1M return: 0.27% (bottom quartile).1M return: 0.75% (bottom quartile).1M return: 0.84% (lower mid).1M return: 0.85% (lower mid).
Point 71Y return: 29.62% (top quartile).1Y return: 14.04% (top quartile).1Y return: 10.37% (upper mid).1Y return: 9.12% (upper mid).Sharpe: 2.16 (top quartile).1Y return: 8.57% (lower mid).Sharpe: 1.73 (top quartile).Sharpe: 1.46 (upper mid).Sharpe: 0.47 (lower mid).Sharpe: 0.66 (upper mid).
Point 8Alpha: -2.48 (bottom quartile).Alpha: 0.00 (top quartile).Alpha: -2.57 (bottom quartile).Alpha: -6.06 (bottom quartile).Information ratio: 0.00 (upper mid).Alpha: 11.03 (top quartile).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Sharpe: 0.77 (upper mid).Sharpe: 0.49 (lower mid).Sharpe: 0.03 (bottom quartile).Sharpe: -0.18 (bottom quartile).Yield to maturity (debt): 7.93% (top quartile).Sharpe: 0.03 (bottom quartile).Yield to maturity (debt): 5.01% (upper mid).Yield to maturity (debt): 6.61% (upper mid).Yield to maturity (debt): 7.64% (top quartile).Yield to maturity (debt): 7.21% (upper mid).
Point 10Information ratio: -0.62 (bottom quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.32 (top quartile).Information ratio: 0.14 (upper mid).Modified duration: 2.30 yrs (bottom quartile).Information ratio: 1.26 (top quartile).Modified duration: 0.54 yrs (lower mid).Modified duration: 1.70 yrs (lower mid).Modified duration: 4.76 yrs (bottom quartile).Modified duration: 4.69 yrs (bottom quartile).

DSP US Flexible Equity Fund

  • Lower mid AUM (₹1,000 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.32% (upper mid).
  • 3Y return: 22.61% (top quartile).
  • 1Y return: 29.62% (top quartile).
  • Alpha: -2.48 (bottom quartile).
  • Sharpe: 0.77 (upper mid).
  • Information ratio: -0.62 (bottom quartile).

Franklin Asian Equity Fund

  • Bottom quartile AUM (₹260 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 5.03% (bottom quartile).
  • 3Y return: 13.71% (upper mid).
  • 1Y return: 14.04% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.49 (lower mid).
  • Information ratio: 0.00 (upper mid).

ICICI Prudential Banking and Financial Services Fund

  • Upper mid AUM (₹9,688 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.06% (upper mid).
  • 3Y return: 16.38% (upper mid).
  • 1Y return: 10.37% (upper mid).
  • Alpha: -2.57 (bottom quartile).
  • Sharpe: 0.03 (bottom quartile).
  • Information ratio: 0.32 (top quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,374 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.28% (top quartile).
  • 3Y return: 16.16% (upper mid).
  • 1Y return: 9.12% (upper mid).
  • Alpha: -6.06 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: 0.14 (upper mid).

Axis Credit Risk Fund

  • Bottom quartile AUM (₹366 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 8.92% (upper mid).
  • 1M return: 0.99% (upper mid).
  • Sharpe: 2.16 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.93% (top quartile).
  • Modified duration: 2.30 yrs (bottom quartile).

Invesco India Growth Opportunities Fund

  • Upper mid AUM (₹8,125 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.25% (top quartile).
  • 3Y return: 24.66% (top quartile).
  • 1Y return: 8.57% (lower mid).
  • Alpha: 11.03 (top quartile).
  • Sharpe: 0.03 (bottom quartile).
  • Information ratio: 1.26 (top quartile).

PGIM India Credit Risk Fund

  • Bottom quartile AUM (₹39 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.43% (lower mid).
  • 1M return: 0.27% (bottom quartile).
  • Sharpe: 1.73 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 5.01% (upper mid).
  • Modified duration: 0.54 yrs (lower mid).

UTI Banking & PSU Debt Fund

  • Lower mid AUM (₹813 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.25% (bottom quartile).
  • 1M return: 0.75% (bottom quartile).
  • Sharpe: 1.46 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.61% (upper mid).
  • Modified duration: 1.70 yrs (lower mid).

ICICI Prudential Long Term Plan

  • Top quartile AUM (₹14,905 Cr).
  • Established history (15+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.08% (bottom quartile).
  • 1M return: 0.84% (lower mid).
  • Sharpe: 0.47 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.64% (top quartile).
  • Modified duration: 4.76 yrs (bottom quartile).

Aditya Birla Sun Life Corporate Bond Fund

  • Highest AUM (₹28,109 Cr).
  • Oldest track record among peers (28 yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 8.04% (bottom quartile).
  • 1M return: 0.85% (lower mid).
  • Sharpe: 0.66 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.21% (upper mid).
  • Modified duration: 4.69 yrs (bottom quartile).

1. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

  • Lower mid AUM (₹1,000 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.32% (upper mid).
  • 3Y return: 22.61% (top quartile).
  • 1Y return: 29.62% (top quartile).
  • Alpha: -2.48 (bottom quartile).
  • Sharpe: 0.77 (upper mid).
  • Information ratio: -0.62 (bottom quartile).
  • Higher exposure to Technology vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding BGF US Flexible Equity I2 (~99.2%).
  • Top-3 holdings concentration ~100.3%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (06 Oct 25) ₹71.5432 ↓ -0.33   (-0.46 %)
Net Assets (Cr) ₹1,000 on 31 Aug 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.55
Sharpe Ratio 0.77
Information Ratio -0.62
Alpha Ratio -2.48
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹13,082
30 Sep 22₹12,159
30 Sep 23₹14,648
30 Sep 24₹18,122
30 Sep 25₹23,384

DSP US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Oct 25

DurationReturns
1 Month 2.8%
3 Month 13.3%
6 Month 44.3%
1 Year 29.6%
3 Year 22.6%
5 Year 18.3%
10 Year
15 Year
Since launch 16.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.8%
2023 22%
2022 -5.9%
2021 24.2%
2020 22.6%
2019 27.5%
2018 -1.1%
2017 15.5%
2016 9.8%
2015 2.5%
Fund Manager information for DSP US Flexible Equity Fund
NameSinceTenure
Jay Kothari1 Mar 1312.51 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Technology33.83%
Financial Services17%
Communication Services13.87%
Health Care10.58%
Consumer Cyclical10.54%
Industrials6.42%
Basic Materials3.05%
Energy2.38%
Asset Allocation
Asset ClassValue
Cash2.31%
Equity97.67%
Debt0.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2
Investment Fund | -
99%₹992 Cr2,024,037
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
1%₹9 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹2 Cr

2. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Research Highlights for Franklin Asian Equity Fund

  • Bottom quartile AUM (₹260 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 5.03% (bottom quartile).
  • 3Y return: 13.71% (upper mid).
  • 1Y return: 14.04% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.49 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Higher exposure to Consumer Cyclical vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding Taiwan Semiconductor Manufacturing Co Ltd (~9.1%).

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund
Growth
Launch Date 16 Jan 08
NAV (06 Oct 25) ₹34.343 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹260 on 31 Aug 25
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.54
Sharpe Ratio 0.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹11,378
30 Sep 22₹8,513
30 Sep 23₹9,152
30 Sep 24₹11,434
30 Sep 25₹12,785

Franklin Asian Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Oct 25

DurationReturns
1 Month 6.8%
3 Month 12%
6 Month 23.7%
1 Year 14%
3 Year 13.7%
5 Year 5%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 14.4%
2023 0.7%
2022 -14.5%
2021 -5.9%
2020 25.8%
2019 28.2%
2018 -13.6%
2017 35.5%
2016 7.2%
2015 -4.6%
Fund Manager information for Franklin Asian Equity Fund
NameSinceTenure
Sandeep Manam18 Oct 213.87 Yr.
Shyam Sriram26 Sep 240.93 Yr.

Data below for Franklin Asian Equity Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Consumer Cyclical23.88%
Financial Services23.34%
Technology23.16%
Industrials7.52%
Communication Services6.1%
Consumer Defensive4.33%
Health Care3.89%
Basic Materials2.49%
Real Estate2.11%
Utility1.2%
Asset Allocation
Asset ClassValue
Cash1.99%
Equity98.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 2330
9%₹24 Cr71,000
↓ -8,000
Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 00700
6%₹16 Cr23,500
↓ -1,100
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | HDFCBANK
5%₹14 Cr143,242
↑ 6,748
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | ICICIBANK
5%₹13 Cr92,546
↑ 5,049
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 543320
3%₹9 Cr274,237
↓ -13,269
Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 005930
3%₹8 Cr18,979
↑ 916
MediaTek Inc (Technology)
Equity, Since 31 Aug 20 | 2454
3%₹8 Cr21,000
↓ -1,000
AIA Group Ltd (Financial Services)
Equity, Since 31 Mar 12 | 01299
3%₹8 Cr91,200
↓ -4,400
Alibaba Group Holding Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 20 | 09988
3%₹7 Cr56,904
↓ -2,700
Contemporary Amperex Technology Co Ltd Class A (Industrials)
Equity, Since 30 Apr 24 | 300750
3%₹7 Cr18,100
↓ -800

3. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

  • Upper mid AUM (₹9,688 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.06% (upper mid).
  • 3Y return: 16.38% (upper mid).
  • 1Y return: 10.37% (upper mid).
  • Alpha: -2.57 (bottom quartile).
  • Sharpe: 0.03 (bottom quartile).
  • Information ratio: 0.32 (top quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~20.5%).
  • Top-3 holdings concentration ~47.7%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (07 Oct 25) ₹134.48 ↑ 0.09   (0.07 %)
Net Assets (Cr) ₹9,688 on 31 Aug 25
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 1.83
Sharpe Ratio 0.03
Information Ratio 0.32
Alpha Ratio -2.57
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹17,263
30 Sep 22₹17,101
30 Sep 23₹20,162
30 Sep 24₹25,799
30 Sep 25₹26,594

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Oct 25

DurationReturns
1 Month 2.7%
3 Month -0.6%
6 Month 13.6%
1 Year 10.4%
3 Year 16.4%
5 Year 21.1%
10 Year
15 Year
Since launch 16.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.6%
2023 17.9%
2022 11.9%
2021 23.5%
2020 -5.5%
2019 14.5%
2018 -0.4%
2017 45.1%
2016 21.1%
2015 -7.2%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 187.59 Yr.
Sharmila D’mello30 Jun 223.17 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services95.04%
Health Care1.4%
Industrials0.33%
Asset Allocation
Asset ClassValue
Cash3.23%
Equity96.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK
21%₹1,988 Cr14,219,497
↑ 131,277
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
19%₹1,842 Cr19,359,856
↑ 1,349,342
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | AXISBANK
8%₹790 Cr7,555,437
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN
8%₹762 Cr9,489,675
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE
5%₹522 Cr2,892,347
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK
5%₹462 Cr2,356,388
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE
4%₹394 Cr5,099,696
↑ 1,537
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | MFSL
3%₹264 Cr1,649,161
↓ -199,065
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI
3%₹249 Cr1,355,046
LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Nov 24 | LICHSGFIN
2%₹192 Cr3,450,348
↑ 866,055

4. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,374 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.28% (top quartile).
  • 3Y return: 16.16% (upper mid).
  • 1Y return: 9.12% (upper mid).
  • Alpha: -6.06 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: 0.14 (upper mid).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding ICICI Bank Ltd (~20.4%).
  • Top-3 holdings concentration ~46.1%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (07 Oct 25) ₹61.13 ↑ 0.06   (0.10 %)
Net Assets (Cr) ₹3,374 on 31 Aug 25
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 1.99
Sharpe Ratio -0.18
Information Ratio 0.14
Alpha Ratio -6.06
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹17,779
30 Sep 22₹17,350
30 Sep 23₹21,687
30 Sep 24₹26,653
30 Sep 25₹27,010

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Oct 25

DurationReturns
1 Month 3.6%
3 Month -1.2%
6 Month 14.2%
1 Year 9.1%
3 Year 16.2%
5 Year 21.3%
10 Year
15 Year
Since launch 16.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.7%
2023 21.7%
2022 11.5%
2021 16.8%
2020 1.1%
2019 14.9%
2018 -2.4%
2017 47.6%
2016 15.7%
2015 -0.5%
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Dhaval Gala26 Aug 1510.02 Yr.
Dhaval Joshi21 Nov 222.78 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services96.39%
Technology1.15%
Asset Allocation
Asset ClassValue
Cash2.46%
Equity97.54%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK
20%₹689 Cr4,927,929
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK
19%₹626 Cr6,583,496
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | AXISBANK
7%₹241 Cr2,302,100
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN
6%₹218 Cr2,718,689
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | BAJFINANCE
6%₹188 Cr2,137,250
HDB Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 25 | HDBFS
3%₹111 Cr1,429,781
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG
3%₹108 Cr623,906
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI
3%₹104 Cr565,076
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | AUBANK
3%₹104 Cr1,446,861
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK
3%₹92 Cr469,972

5. Axis Credit Risk Fund

(Erstwhile Axis Fixed Income Opportunities Fund)

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Research Highlights for Axis Credit Risk Fund

  • Bottom quartile AUM (₹366 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 8.92% (upper mid).
  • 1M return: 0.99% (upper mid).
  • Sharpe: 2.16 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.93% (top quartile).
  • Modified duration: 2.30 yrs (bottom quartile).
  • Average maturity: 2.76 yrs (bottom quartile).
  • Exit load: 0-12 Months (1%),12 Months and above(NIL).
  • Top sector: Real Estate.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~86%).
  • High-quality debt (AAA/AA ~86%).
  • Largest holding Jubilant Bevco Limited (~4.3%).

Below is the key information for Axis Credit Risk Fund

Axis Credit Risk Fund
Growth
Launch Date 15 Jul 14
NAV (07 Oct 25) ₹21.9287 ↑ 0.02   (0.09 %)
Net Assets (Cr) ₹366 on 15 Sep 25
Category Debt - Credit Risk
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.57
Sharpe Ratio 2.16
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.93%
Effective Maturity 2 Years 9 Months 4 Days
Modified Duration 2 Years 3 Months 18 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,749
30 Sep 22₹11,109
30 Sep 23₹11,878
30 Sep 24₹12,830
30 Sep 25₹13,928

Axis Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Oct 25

DurationReturns
1 Month 1%
3 Month 1.9%
6 Month 4.4%
1 Year 8.9%
3 Year 8%
5 Year 6.9%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 7%
2022 4%
2021 6%
2020 8.2%
2019 4.4%
2018 5.9%
2017 6.4%
2016 9.8%
2015 8.7%
Fund Manager information for Axis Credit Risk Fund
NameSinceTenure
Devang Shah15 Jul 1411.14 Yr.
Akhil Thakker9 Nov 213.81 Yr.

Data below for Axis Credit Risk Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash10.15%
Equity3.04%
Debt86.32%
Other0.48%
Debt Sector Allocation
SectorValue
Corporate75.38%
Cash Equivalent10.15%
Government8.21%
Securitized2.73%
Credit Quality
RatingValue
A14.32%
AA57.78%
AAA27.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Jubilant Bevco Limited
Debentures | -
4%₹16 Cr1,500
Aditya Birla Renewables Limited
Debentures | -
4%₹15 Cr1,500
Nirma Limited
Debentures | -
4%₹15 Cr1,500
Narayana Hrudayalaya Limited
Debentures | -
4%₹15 Cr1,500
Infopark Properties Limited
Debentures | -
4%₹15 Cr1,500
Aditya Birla Digital Fashion Ventures Limited
Debentures | -
4%₹15 Cr1,500
Delhi International Airport Limited
Debentures | -
4%₹15 Cr150
Altius Telecom Infrastructure Trust
Debentures | -
4%₹15 Cr1,500
7.18% Govt Stock 2033
Sovereign Bonds | -
3%₹12 Cr1,200,000
Vedanta Limited
Debentures | -
3%₹12 Cr1,200

6. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

  • Upper mid AUM (₹8,125 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.25% (top quartile).
  • 3Y return: 24.66% (top quartile).
  • 1Y return: 8.57% (lower mid).
  • Alpha: 11.03 (top quartile).
  • Sharpe: 0.03 (bottom quartile).
  • Information ratio: 1.26 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding Trent Ltd (~5.3%).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund
Growth
Launch Date 9 Aug 07
NAV (07 Oct 25) ₹101.52 ↑ 0.05   (0.05 %)
Net Assets (Cr) ₹8,125 on 31 Aug 25
Category Equity - Large & Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 0.03
Information Ratio 1.26
Alpha Ratio 11.03
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹14,981
30 Sep 22₹14,705
30 Sep 23₹17,365
30 Sep 24₹27,973
30 Sep 25₹28,281

Invesco India Growth Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Oct 25

DurationReturns
1 Month -0.1%
3 Month 0.9%
6 Month 23.4%
1 Year 8.6%
3 Year 24.7%
5 Year 23.2%
10 Year
15 Year
Since launch 13.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 37.5%
2023 31.6%
2022 -0.4%
2021 29.7%
2020 13.3%
2019 10.7%
2018 -0.2%
2017 39.6%
2016 3.3%
2015 3.8%
Fund Manager information for Invesco India Growth Opportunities Fund
NameSinceTenure
Aditya Khemani9 Nov 231.81 Yr.
Amit Ganatra21 Jan 223.61 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services27.29%
Consumer Cyclical20.16%
Health Care20.02%
Industrials13.09%
Real Estate6.87%
Technology5.99%
Basic Materials4.33%
Communication Services1.69%
Asset Allocation
Asset ClassValue
Cash0.56%
Equity99.42%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Trent Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | TRENT
5%₹432 Cr815,029
Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | 543320
5%₹430 Cr13,689,301
↑ 1,720,863
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 24 | INDIGO
5%₹422 Cr747,445
↑ 32,614
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 22 | 543220
5%₹420 Cr3,641,271
↑ 322,602
Swiggy Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | SWIGGY
4%₹365 Cr8,909,867
Sai Life Sciences Ltd (Healthcare)
Equity, Since 31 Dec 24 | SAILIFE
4%₹353 Cr4,283,799
↑ 1,156,100
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 28 Feb 23 | CHOLAFIN
4%₹348 Cr2,449,413
↑ 35,677
BSE Ltd (Financial Services)
Equity, Since 31 Oct 23 | BSE
4%₹331 Cr1,580,775
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Dec 23 | PRESTIGE
4%₹299 Cr1,914,877
L&T Finance Ltd (Financial Services)
Equity, Since 30 Apr 24 | LTF
4%₹291 Cr13,404,597

7. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for PGIM India Credit Risk Fund

  • Bottom quartile AUM (₹39 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.43% (lower mid).
  • 1M return: 0.27% (bottom quartile).
  • Sharpe: 1.73 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 5.01% (upper mid).
  • Modified duration: 0.54 yrs (lower mid).
  • Average maturity: 0.59 yrs (lower mid).
  • Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund
Growth
Launch Date 29 Sep 14
NAV (21 Jan 22) ₹15.5876 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹39 on 31 Dec 21
Category Debt - Credit Risk
AMC Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.85
Sharpe Ratio 1.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 5.01%
Effective Maturity 7 Months 2 Days
Modified Duration 6 Months 14 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹11,160

PGIM India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Oct 25

DurationReturns
1 Month 0.3%
3 Month 0.6%
6 Month 4.4%
1 Year 8.4%
3 Year 3%
5 Year 4.2%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for PGIM India Credit Risk Fund
NameSinceTenure

Data below for PGIM India Credit Risk Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

8. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

Research Highlights for UTI Banking & PSU Debt Fund

  • Lower mid AUM (₹813 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.25% (bottom quartile).
  • 1M return: 0.75% (bottom quartile).
  • Sharpe: 1.46 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.61% (upper mid).
  • Modified duration: 1.70 yrs (lower mid).
  • Average maturity: 1.94 yrs (lower mid).
  • Exit load: NIL.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.38% Govt Stock 2027 (~11.4%).

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (07 Oct 25) ₹22.3653 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹813 on 31 Aug 25
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.54
Sharpe Ratio 1.46
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.61%
Effective Maturity 1 Year 11 Months 8 Days
Modified Duration 1 Year 8 Months 12 Days
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,397
30 Sep 22₹11,347
30 Sep 23₹12,110
30 Sep 24₹13,056
30 Sep 25₹14,094

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Oct 25

DurationReturns
1 Month 0.7%
3 Month 1.3%
6 Month 4%
1 Year 8.3%
3 Year 7.6%
5 Year 7.1%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.6%
2023 6.7%
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 213.75 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash5.26%
Debt94.41%
Other0.33%
Debt Sector Allocation
SectorValue
Corporate54.74%
Government39.67%
Cash Equivalent5.26%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
11%₹92 Cr900,000,000
Axis Bank Limited
Debentures | -
7%₹55 Cr550
Export Import Bank Of India
Debentures | -
6%₹51 Cr5,000
Small Industries Development Bank Of India
Debentures | -
6%₹51 Cr5,000
Power Finance Corporation Limited
Debentures | -
5%₹41 Cr400
Rural Electrification Corporation Limited
Debentures | -
4%₹36 Cr3,500
National Housing Bank
Debentures | -
4%₹36 Cr3,500
HDFC Bank Limited
Debentures | -
4%₹35 Cr350
Indian Railway Finance Corporation Limited
Debentures | -
4%₹31 Cr300
National Bank For Agriculture And Rural Development
Debentures | -
4%₹30 Cr3,000

9. ICICI Prudential Long Term Plan

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Long Term Plan

  • Top quartile AUM (₹14,905 Cr).
  • Established history (15+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.08% (bottom quartile).
  • 1M return: 0.84% (lower mid).
  • Sharpe: 0.47 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.64% (top quartile).
  • Modified duration: 4.76 yrs (bottom quartile).
  • Average maturity: 12.61 yrs (bottom quartile).
  • Exit load: 0-1 Months (0.25%),1 Months and above(NIL).
  • Top sector: Financial Services.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~96%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.34% Govt Stock 2064 (~8.0%).

Below is the key information for ICICI Prudential Long Term Plan

ICICI Prudential Long Term Plan
Growth
Launch Date 20 Jan 10
NAV (07 Oct 25) ₹37.5457 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹14,905 on 15 Sep 25
Category Debt - Dynamic Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.3
Sharpe Ratio 0.47
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 7.64%
Effective Maturity 12 Years 7 Months 10 Days
Modified Duration 4 Years 9 Months 4 Days
Sub Cat. Dynamic Bond

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,670
30 Sep 22₹11,031
30 Sep 23₹11,831
30 Sep 24₹12,843
30 Sep 25₹13,805

ICICI Prudential Long Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Long Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Oct 25

DurationReturns
1 Month 0.8%
3 Month 1.1%
6 Month 3.1%
1 Year 8.1%
3 Year 7.9%
5 Year 6.7%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.2%
2023 7.6%
2022 4.5%
2021 4.3%
2020 11.8%
2019 10.2%
2018 6.2%
2017 5.1%
2016 16.9%
2015 5.7%
Fund Manager information for ICICI Prudential Long Term Plan
NameSinceTenure
Manish Banthia28 Sep 1212.93 Yr.
Nikhil Kabra22 Jan 241.61 Yr.

Data below for ICICI Prudential Long Term Plan as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash3.82%
Debt95.91%
Other0.28%
Debt Sector Allocation
SectorValue
Government53.03%
Corporate42.87%
Cash Equivalent3.82%
Credit Quality
RatingValue
AA32.92%
AAA67.08%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
8%₹1,189 Cr118,212,000
6.9% Govt Stock 2065
Sovereign Bonds | -
8%₹1,143 Cr120,000,000
LIC Housing Finance Ltd
Debentures | -
6%₹951 Cr94,000
6.79% Govt Stock 2034
Sovereign Bonds | -
5%₹814 Cr80,187,900
↓ -5,500,000
7.24% Govt Stock 2055
Sovereign Bonds | -
3%₹514 Cr51,230,000
6.99% Govt Stock 2034
Sovereign Bonds | -
3%₹464 Cr45,460,800
Vedanta Limited
Debentures | -
3%₹401 Cr40,000
7.09% Govt Stock 2054
Sovereign Bonds | -
3%₹393 Cr40,000,000
7.81% Govt Stock 2033
Sovereign Bonds | -
2%₹319 Cr30,848,050
↓ -26,000,000
Maharashtra (Government of)
- | -
2%₹292 Cr30,000,000

10. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Research Highlights for Aditya Birla Sun Life Corporate Bond Fund

  • Highest AUM (₹28,109 Cr).
  • Oldest track record among peers (28 yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 8.04% (bottom quartile).
  • 1M return: 0.85% (lower mid).
  • Sharpe: 0.66 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.21% (upper mid).
  • Modified duration: 4.69 yrs (bottom quartile).
  • Average maturity: 7.25 yrs (bottom quartile).
  • Exit load: NIL.
  • Top sector: Financial Services.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.92% Govt Stock 2039 (~9.4%).

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund
Growth
Launch Date 3 Mar 97
NAV (07 Oct 25) ₹114.859 ↑ 0.12   (0.11 %)
Net Assets (Cr) ₹28,109 on 31 Aug 25
Category Debt - Corporate Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.52
Sharpe Ratio 0.66
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.21%
Effective Maturity 7 Years 3 Months
Modified Duration 4 Years 8 Months 8 Days
Sub Cat. Corporate Bond

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,613
30 Sep 22₹10,931
30 Sep 23₹11,729
30 Sep 24₹12,742
30 Sep 25₹13,692

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Oct 25

DurationReturns
1 Month 0.9%
3 Month 1.1%
6 Month 3.2%
1 Year 8%
3 Year 8%
5 Year 6.5%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.5%
2023 7.3%
2022 4.1%
2021 4%
2020 11.9%
2019 9.6%
2018 7%
2017 6.5%
2016 10.2%
2015 8.9%
Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
NameSinceTenure
Kaustubh Gupta12 Apr 214.39 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash3.14%
Debt96.58%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate55.36%
Government40.11%
Cash Equivalent3.14%
Securitized1.11%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.92% Govt Stock 2039
Sovereign Bonds | -
9%₹2,654 Cr263,736,200
↓ -5,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
8%₹2,232 Cr220,000,000
↑ 6,500,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹1,153 Cr113,500
6.68% Govt Stock 2040
Sovereign Bonds | -
3%₹784 Cr79,500,000
↑ 16,000,000
Small Industries Development Bank Of India
Debentures | -
3%₹748 Cr74,550
Jamnagar Utilities & Power Private Limited
Debentures | -
2%₹586 Cr59,000
Rec Limited
Debentures | -
2%₹580 Cr60,000
7.1% Govt Stock 2034
Sovereign Bonds | -
2%₹570 Cr55,161,700
Bajaj Housing Finance Limited
Debentures | -
2%₹560 Cr55,000
7.34% Govt Stock 2064
Sovereign Bonds | -
2%₹533 Cr53,000,000
↓ -4,500,000

How to Choose the Best Performing Mutual Fund?

The best way to spot a good fund by yourself is by looking at both its qualitative and quantitative measures-

Fund Performance

Investors should do a fair assessment of the funds’ performances for over a period of time. It is suggested to go choose a fund that consistently beats its benchmark for over 4-5 years.

AUM

AUM is the Asset Under Management. One should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance.

Fund Manager

It is advisable to go for a fund manager who has been consistent over his career. As, a fund manager is responsible for making investment decisions for the fund’s portfolio, it becomes important to consider a fund managed by an experienced fund manager.

Fund House Reputation

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Excellent , posted on 13 Jul 23 4:42 PM

Helpful topic

Rangnath Kondaji Khaire, posted on 23 Nov 21 10:42 AM

It is completely guidelines

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