Top 10 Mutual Funds for 2026

Updated on August 3, 2026 , 44957 views

Looking for the best Mutual Fund to invest in 2026? While Investing in Mutual Funds, investors often find difficulty in choosing a fund that would give them consistent returns.

To solve all the hassles, we have come up with the list of top 10 Mutual Fund schemes that you could prefer investing in. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc. You can invest in these schemes in two ways- either by taking a SIP route or a lump sum way.

In a lump sum mode of investment, investors can invest a considerable amount as a one-time down payment in the scheme, whereas in a SIP mode, investors can invest at regular intervals that can be monthly, quarterly and annually. The minimum investment amount in a lump sum could range from INR 1000-5000, while in a SIP you can start investing with just INR 500.

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Why should you Invest in Mutual Funds?

You can invest in Mutual Funds as per your risk appetite. There is an array of schemes for all kinds of risk takers. Right from conservative investors to high-risk investors, everyone can invest in Mutual Fund schemes
Mutual Funds provide you with a plethora of tax benefits
Mutual Funds can give you better returns and cash flows than any other traditional investment options like FDs, etc.
You can get a right amount of diversification by investing in Mutual Funds. You can hold numbers of various schemes in your Portfolio
Mutual Funds are affordable. One can start their investment with an amount as low as INR 500 via a SIP
The money you invest in managed by a team of an expert. They have real-time access to the market and they are able to execute trades on the most cost-effective scale
Your Mutual Fund investments are in safe hands. Every Mutual Fund is regulated by SEBI (The Securities and Exchange Board of India), hence all the fund that you invest runs in a transparent manner and is secured.

Fund Selection Methodology used to find 10 funds

Sorted On : drat (high to low)
Tags: fcpro
No Of Funds: 10

Top 10 Mutual Funds to Invest in 2026

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Franklin Asian Equity Fund Growth	₹44.7569 ↑ 0.59	₹979	7.7	17.7	42.4	19.8	8	23.7
DSP US Flexible Equity Fund Growth	₹94.0243 ↑ 1.81	₹1,291	4.1	20.1	42.1	26.4	18.4	33.8
DSP Natural Resources and New Energy Fund Growth	₹108.562 ↑ 0.63	₹2,401	-3.5	0.6	22.4	20.2	15.4	17.5
Aditya Birla Sun Life Small Cap Fund Growth	₹98.8096 ↑ 0.72	₹5,731	10.1	17.3	16.4	16	13	-3.7
IDBI Nifty Junior Index Fund Growth	₹55.4424 ↑ 0.20	₹108	5.9	8.6	11.9	18.4	13.4	2
Invesco India Growth Opportunities Fund Growth	₹111.72 ↑ 0.15	₹11,164	12.5	13.7	11.6	23.9	17.4	4.7
ICICI Prudential Nifty Next 50 Index Fund Growth	₹65.4713 ↑ 0.23	₹9,476	5.5	8.2	11.6	18.4	13.4	2.1
Tata India Tax Savings Fund Growth	₹47.5967 ↑ 0.19	₹4,597	5.4	4.4	9	13.2	12.8	4.9
SBI Magnum Children's Benefit Plan Growth	₹119.403 ↑ 0.61	₹145	5.6	7.6	8.7	12.1	10.4	3.2
PGIM India Credit Risk Fund Growth	₹15.5876 ↑ 0.00	₹39	0.6	4.4	8.4	3	4.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Aug 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Franklin Asian Equity Fund	DSP US Flexible Equity Fund	DSP Natural Resources and New Energy Fund	Aditya Birla Sun Life Small Cap Fund	IDBI Nifty Junior Index Fund	Invesco India Growth Opportunities Fund	ICICI Prudential Nifty Next 50 Index Fund	Tata India Tax Savings Fund	SBI Magnum Children's Benefit Plan	PGIM India Credit Risk Fund
Point 1	Lower mid AUM (₹979 Cr).	Lower mid AUM (₹1,291 Cr).	Upper mid AUM (₹2,401 Cr).	Upper mid AUM (₹5,731 Cr).	Bottom quartile AUM (₹108 Cr).	Highest AUM (₹11,164 Cr).	Top quartile AUM (₹9,476 Cr).	Upper mid AUM (₹4,597 Cr).	Bottom quartile AUM (₹145 Cr).	Bottom quartile AUM (₹39 Cr).
Point 2	Established history (18+ yrs).	Established history (14+ yrs).	Established history (18+ yrs).	Established history (19+ yrs).	Established history (15+ yrs).	Established history (19+ yrs).	Established history (16+ yrs).	Established history (11+ yrs).	Oldest track record among peers (24 yrs).	Established history (11+ yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).	Rating: 5★ (lower mid).	Rating: 5★ (bottom quartile).	Rating: 5★ (bottom quartile).	Rating: 5★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.
Point 5	5Y return: 8.00% (bottom quartile).	5Y return: 18.43% (top quartile).	5Y return: 15.38% (upper mid).	5Y return: 13.01% (lower mid).	5Y return: 13.41% (upper mid).	5Y return: 17.36% (top quartile).	5Y return: 13.44% (upper mid).	5Y return: 12.76% (lower mid).	5Y return: 10.40% (bottom quartile).	1Y return: 8.43% (bottom quartile).
Point 6	3Y return: 19.76% (upper mid).	3Y return: 26.43% (top quartile).	3Y return: 20.17% (upper mid).	3Y return: 15.97% (lower mid).	3Y return: 18.40% (lower mid).	3Y return: 23.91% (top quartile).	3Y return: 18.44% (upper mid).	3Y return: 13.23% (bottom quartile).	3Y return: 12.06% (bottom quartile).	1M return: 0.27% (bottom quartile).
Point 7	1Y return: 42.40% (top quartile).	1Y return: 42.06% (top quartile).	1Y return: 22.41% (upper mid).	1Y return: 16.38% (upper mid).	1Y return: 11.91% (upper mid).	1Y return: 11.59% (lower mid).	1Y return: 11.58% (lower mid).	1Y return: 8.97% (bottom quartile).	1Y return: 8.66% (bottom quartile).	Sharpe: 1.73 (top quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: -4.10 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	1M return: 3.19% (upper mid).	Alpha: 6.78 (top quartile).	1M return: 3.21% (top quartile).	Alpha: 4.23 (top quartile).	1M return: 1.11% (lower mid).	Information ratio: 0.00 (bottom quartile).
Point 9	Sharpe: 1.54 (upper mid).	Sharpe: 1.93 (top quartile).	Sharpe: 0.72 (upper mid).	Sharpe: 0.22 (lower mid).	Alpha: -0.61 (bottom quartile).	Sharpe: 0.12 (lower mid).	Alpha: -0.79 (bottom quartile).	Sharpe: -0.09 (bottom quartile).	Alpha: 0.00 (lower mid).	Yield to maturity (debt): 5.01% (top quartile).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: 0.15 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Sharpe: 0.04 (bottom quartile).	Information ratio: 1.15 (top quartile).	Sharpe: 0.03 (bottom quartile).	Information ratio: 0.22 (top quartile).	Sharpe: 0.32 (upper mid).	Modified duration: 0.54 yrs (bottom quartile).

Franklin Asian Equity Fund

Lower mid AUM (₹979 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 8.00% (bottom quartile).
3Y return: 19.76% (upper mid).
1Y return: 42.40% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.54 (upper mid).
Information ratio: 0.00 (upper mid).

DSP US Flexible Equity Fund

Lower mid AUM (₹1,291 Cr).
Established history (14+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 18.43% (top quartile).
3Y return: 26.43% (top quartile).
1Y return: 42.06% (top quartile).
Alpha: -4.10 (bottom quartile).
Sharpe: 1.93 (top quartile).
Information ratio: 0.15 (upper mid).

DSP Natural Resources and New Energy Fund

Upper mid AUM (₹2,401 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 15.38% (upper mid).
3Y return: 20.17% (upper mid).
1Y return: 22.41% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.72 (upper mid).
Information ratio: 0.00 (upper mid).

Aditya Birla Sun Life Small Cap Fund

Upper mid AUM (₹5,731 Cr).
Established history (19+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.01% (lower mid).
3Y return: 15.97% (lower mid).
1Y return: 16.38% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.22 (lower mid).
Information ratio: 0.00 (lower mid).

IDBI Nifty Junior Index Fund

Bottom quartile AUM (₹108 Cr).
Established history (15+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.41% (upper mid).
3Y return: 18.40% (lower mid).
1Y return: 11.91% (upper mid).
1M return: 3.19% (upper mid).
Alpha: -0.61 (bottom quartile).
Sharpe: 0.04 (bottom quartile).

Invesco India Growth Opportunities Fund

Highest AUM (₹11,164 Cr).
Established history (19+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.36% (top quartile).
3Y return: 23.91% (top quartile).
1Y return: 11.59% (lower mid).
Alpha: 6.78 (top quartile).
Sharpe: 0.12 (lower mid).
Information ratio: 1.15 (top quartile).

ICICI Prudential Nifty Next 50 Index Fund

Top quartile AUM (₹9,476 Cr).
Established history (16+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.44% (upper mid).
3Y return: 18.44% (upper mid).
1Y return: 11.58% (lower mid).
1M return: 3.21% (top quartile).
Alpha: -0.79 (bottom quartile).
Sharpe: 0.03 (bottom quartile).

Tata India Tax Savings Fund

Upper mid AUM (₹4,597 Cr).
Established history (11+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.76% (lower mid).
3Y return: 13.23% (bottom quartile).
1Y return: 8.97% (bottom quartile).
Alpha: 4.23 (top quartile).
Sharpe: -0.09 (bottom quartile).
Information ratio: 0.22 (top quartile).

SBI Magnum Children's Benefit Plan

Bottom quartile AUM (₹145 Cr).
Oldest track record among peers (24 yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.40% (bottom quartile).
3Y return: 12.06% (bottom quartile).
1Y return: 8.66% (bottom quartile).
1M return: 1.11% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.32 (upper mid).

PGIM India Credit Risk Fund

Bottom quartile AUM (₹39 Cr).
Established history (11+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.43% (bottom quartile).
1M return: 0.27% (bottom quartile).
Sharpe: 1.73 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 5.01% (top quartile).
Modified duration: 0.54 yrs (bottom quartile).

1. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Research Highlights for Franklin Asian Equity Fund

Lower mid AUM (₹979 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 8.00% (bottom quartile).
3Y return: 19.76% (upper mid).
1Y return: 42.40% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.54 (upper mid).
Information ratio: 0.00 (upper mid).

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund Growth
Launch Date	16 Jan 08
NAV (05 Aug 26)	₹44.7569 ↑ 0.59 (1.34 %)
Net Assets (Cr)	₹979 on 30 Jun 26
Category	Equity - Global
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.54
Sharpe Ratio	1.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Years (1%),3 Years and above(NIL)
Sub Cat.	Global

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹8,345
31 Jul 23	₹8,886
31 Jul 24	₹9,355
31 Jul 25	₹10,562
31 Jul 26	₹14,752

Franklin Asian Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	-1.6%
3 Month	7.7%
6 Month	17.7%
1 Year	42.4%
3 Year	19.8%
5 Year	8%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.7%
2023	14.4%
2022	0.7%
2021	-14.5%
2020	-5.9%
2019	25.8%
2018	28.2%
2017	-13.6%
2016	35.5%
2015	7.2%

Fund Manager information for Franklin Asian Equity Fund

Name	Since	Tenure
Sandeep Manam	18 Oct 21	4.79 Yr.
Shyam Sriram	26 Sep 24	1.85 Yr.

Data below for Franklin Asian Equity Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Technology	34.62%
Consumer Cyclical	13.28%
Financial Services	10.88%
Industrials	9.52%
Health Care	6.6%
Real Estate	4.16%
Communication Services	3.12%
Utility	2.75%
Basic Materials	2.66%
Consumer Defensive	1.84%
Energy	1.77%

Asset Allocation

Asset Class	Value
Cash	8.78%
Equity	91.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology) Equity, Since 31 Mar 09 \| 2330	10%	₹93 Cr	130,000 ↑ 16,000
Samsung Electronics Co Ltd (Technology) Equity, Since 31 Mar 08 \| 005930	8%	₹74 Cr	36,110 ↑ 5,243
SK Hynix Inc (Technology) Equity, Since 30 Jun 20 \| 000660	6%	₹62 Cr	3,839 ↑ 617
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIBANK	3%	₹31 Cr	226,594 ↑ 35,479
Yageo Corp (Technology) Equity, Since 30 Jun 25 \| 2327	2%	₹24 Cr	71,000 ↓ -15,000
MediaTek Inc (Technology) Equity, Since 31 Aug 20 \| 2454	2%	₹24 Cr	19,000
Tencent Holdings Ltd (Communication Services) Equity, Since 31 Jul 14 \| 00700	2%	₹22 Cr	42,700 ↑ 8,300
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| TORNTPHARM	2%	₹21 Cr	45,546 ↑ 11,319
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 17 \| OBEROIRLTY	2%	₹20 Cr	114,827 ↑ 27,678
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 25 \| HDFCBANK	2%	₹20 Cr	249,009 ↑ 24,504

2. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

Lower mid AUM (₹1,291 Cr).
Established history (14+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 18.43% (top quartile).
3Y return: 26.43% (top quartile).
1Y return: 42.06% (top quartile).
Alpha: -4.10 (bottom quartile).
Sharpe: 1.93 (top quartile).
Information ratio: 0.15 (upper mid).

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund Growth
Launch Date	3 Aug 12
NAV (04 Aug 26)	₹94.0243 ↑ 1.81 (1.96 %)
Net Assets (Cr)	₹1,291 on 30 Jun 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.55
Sharpe Ratio	1.93
Information Ratio	0.15
Alpha Ratio	-4.1
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Sub Cat.	Global

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,023
31 Jul 23	₹11,458
31 Jul 24	₹13,332
31 Jul 25	₹16,454
31 Jul 26	₹22,370

DSP US Flexible Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	-0.5%
3 Month	4.1%
6 Month	20.1%
1 Year	42.1%
3 Year	26.4%
5 Year	18.4%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	33.8%
2023	17.8%
2022	22%
2021	-5.9%
2020	24.2%
2019	22.6%
2018	27.5%
2017	-1.1%
2016	15.5%
2015	9.8%

Fund Manager information for DSP US Flexible Equity Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.25 Yr.

Data below for DSP US Flexible Equity Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Technology	32.18%
Communication Services	13.8%
Industrials	13.38%
Financial Services	12.1%
Consumer Cyclical	9.45%
Health Care	7.39%
Energy	2.14%
Basic Materials	2.13%
Utility	1.5%

Asset Allocation

Asset Class	Value
Cash	5.91%
Equity	94.07%
Debt	0.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF US Flexible Equity I2 Investment Fund \| -	96%	₹1,236 Cr	1,784,131
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹58 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹3 Cr

3. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

Upper mid AUM (₹2,401 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 15.38% (upper mid).
3Y return: 20.17% (upper mid).
1Y return: 22.41% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.72 (upper mid).
Information ratio: 0.00 (upper mid).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (05 Aug 26)	₹108.562 ↑ 0.63 (0.59 %)
Net Assets (Cr)	₹2,401 on 30 Jun 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.72
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹9,620
31 Jul 23	₹12,028
31 Jul 24	₹18,206
31 Jul 25	₹16,802
31 Jul 26	₹20,240

DSP Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	2.2%
3 Month	-3.5%
6 Month	0.6%
1 Year	22.4%
3 Year	20.2%
5 Year	15.4%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	13.9%
2022	31.2%
2021	9.8%
2020	42.8%
2019	11.5%
2018	4.4%
2017	-15.3%
2016	43.1%
2015	43.1%

Fund Manager information for DSP Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	14.09 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Energy	51.84%
Basic Materials	27.68%
Utility	7.71%
Industrials	1.53%
Technology	0.99%
Consumer Cyclical	0.03%

Asset Allocation

Asset Class	Value
Cash	10.22%
Equity	89.77%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Energy I2 Investment Fund \| -	9%	₹215 Cr	602,478
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 08 \| 500547	8%	₹191 Cr	6,286,211 ↑ 373,776
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 08 \| RELIANCE	7%	₹176 Cr	1,364,020 ↑ 563,272
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 20 \| 532286	7%	₹160 Cr	1,511,761
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	7%	₹160 Cr	8,510,930
Indian Oil Corp Ltd (Energy) Equity, Since 31 May 25 \| IOC	6%	₹147 Cr	10,557,999 ↑ 584,108
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 13 \| HINDPETRO	6%	₹144 Cr	3,649,839 ↑ 47,391
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	5%	₹120 Cr	5,107,299
Hindustan Zinc Ltd (Basic Materials) Equity, Since 31 Mar 09 \| 500188	4%	₹100 Cr	1,866,806
Petronet LNG Ltd (Energy) Equity, Since 31 Jan 18 \| 532522	4%	₹98 Cr	3,491,869 ↑ 30,862

4. Aditya Birla Sun Life Small Cap Fund

(Erstwhile Aditya Birla Sun Life Small & Midcap Fund)

An Open ended Small and Mid Cap Equity Scheme with an objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and midcap. The Scheme may also invest a certain portion of its corpus in fixed income securities including money market instruments, in order to meet liquidity requirements from time to time.

Research Highlights for Aditya Birla Sun Life Small Cap Fund

Upper mid AUM (₹5,731 Cr).
Established history (19+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.01% (lower mid).
3Y return: 15.97% (lower mid).
1Y return: 16.38% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.22 (lower mid).
Information ratio: 0.00 (lower mid).

Below is the key information for Aditya Birla Sun Life Small Cap Fund

Aditya Birla Sun Life Small Cap Fund Growth
Launch Date	31 May 07
NAV (05 Aug 26)	₹98.8096 ↑ 0.72 (0.74 %)
Net Assets (Cr)	₹5,731 on 30 Jun 26
Category	Equity - Small Cap
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	0.22
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Sub Cat.	Small Cap

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹9,333
31 Jul 23	₹11,775
31 Jul 24	₹16,843
31 Jul 25	₹15,923
31 Jul 26	₹17,962

Aditya Birla Sun Life Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Aditya Birla Sun Life Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	3.7%
3 Month	10.1%
6 Month	17.3%
1 Year	16.4%
3 Year	16%
5 Year	13%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	21.5%
2022	39.4%
2021	-6.5%
2020	51.4%
2019	19.8%
2018	-11.5%
2017	-22.6%
2016	56.7%
2015	9.7%

Fund Manager information for Aditya Birla Sun Life Small Cap Fund

Name	Since	Tenure
Abhinav Khandelwal	31 Oct 24	1.75 Yr.
Dhaval Joshi	21 Nov 22	3.7 Yr.

Data below for Aditya Birla Sun Life Small Cap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	19.23%
Consumer Cyclical	18.98%
Industrials	14.52%
Health Care	13.22%
Basic Materials	12.28%
Consumer Defensive	8.55%
Technology	3.4%
Real Estate	3.37%
Utility	1.45%
Communication Services	0.97%

Asset Allocation

Asset Class	Value
Cash	4.05%
Equity	95.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sai Life Sciences Ltd (Healthcare) Equity, Since 30 Jun 25 \| SAILIFE	3%	₹162 Cr	1,313,192 ↑ 26,527
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Jul 20 \| NAVINFLUOR	3%	₹162 Cr	210,525 ↓ -19,475
Arvind Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 500101	3%	₹148 Cr	2,526,165 ↓ -200,000
TD Power Systems Ltd (Industrials) Equity, Since 30 Jun 23 \| TDPOWERSYS	2%	₹136 Cr	1,096,068
CCL Products (India) Ltd (Consumer Defensive) Equity, Since 31 May 20 \| CCL	2%	₹125 Cr	1,060,480
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 31 May 20 \| RADICO	2%	₹119 Cr	302,373 ↓ -25,000
Bikaji Foods International Ltd (Consumer Defensive) Equity, Since 30 Nov 22 \| BIKAJI	2%	₹117 Cr	1,802,177 ↑ 233,999
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Aug 24 \| PNBHOUSING	2%	₹112 Cr	1,081,130
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 25 \| UJJIVANSFB	2%	₹112 Cr	18,907,129
Shaily Engineering Plastics Ltd (Basic Materials) Equity, Since 31 Oct 25 \| 501423	2%	₹109 Cr	376,964 ↑ 15,952

5. IDBI Nifty Junior Index Fund

The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the CNX Nifty Junior Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of CNX Nifty Junior Index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the CNX Nifty Junior Index (Total Returns Index) and the scheme.

Research Highlights for IDBI Nifty Junior Index Fund

Bottom quartile AUM (₹108 Cr).
Established history (15+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.41% (upper mid).
3Y return: 18.40% (lower mid).
1Y return: 11.91% (upper mid).
1M return: 3.19% (upper mid).
Alpha: -0.61 (bottom quartile).
Sharpe: 0.04 (bottom quartile).
Information ratio: -4.21 (bottom quartile).

Below is the key information for IDBI Nifty Junior Index Fund

IDBI Nifty Junior Index Fund Growth
Launch Date	20 Sep 10
NAV (05 Aug 26)	₹55.4424 ↑ 0.20 (0.36 %)
Net Assets (Cr)	₹108 on 30 Jun 26
Category	Others - Index Fund
AMC	IDBI Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0.86
Sharpe Ratio	0.04
Information Ratio	-4.21
Alpha Ratio	-0.61
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Sub Cat.	Index Fund

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,435
31 Jul 23	₹11,525
31 Jul 24	₹18,922
31 Jul 25	₹16,971
31 Jul 26	₹18,704

IDBI Nifty Junior Index Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for IDBI Nifty Junior Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	3.2%
3 Month	5.9%
6 Month	8.6%
1 Year	11.9%
3 Year	18.4%
5 Year	13.4%
10 Year
15 Year
Since launch	11.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2%
2023	26.9%
2022	25.7%
2021	0.4%
2020	29.6%
2019	13.7%
2018	0.5%
2017	-9.3%
2016	43.6%
2015	6.9%

Fund Manager information for IDBI Nifty Junior Index Fund

Name	Since	Tenure
Nikhil Kapoor	7 Apr 26	0.32 Yr.
Sasikant Aravamuthan	1 Jul 26	0.08 Yr.

Data below for IDBI Nifty Junior Index Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	0.37%
Equity	99.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Adani Power Ltd (Utilities) Equity, Since 31 Mar 24 \| 533096	4%	₹4 Cr	183,464 ↑ 9,443
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Mar 26 \| TMCV	4%	₹4 Cr	92,477 ↑ 5,575
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 24 \| DIVISLAB	3%	₹4 Cr	5,642 ↑ 297
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 22 \| HAL	3%	₹4 Cr	8,412 ↑ 439
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| 532343	3%	₹4 Cr	10,331 ↑ 463
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Sep 21 \| CHOLAFIN	3%	₹3 Cr	19,120 ↑ 1,124
Cummins India Ltd (Industrials) Equity, Since 31 Mar 26 \| 500480	3%	₹3 Cr	5,980 ↑ 267
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Oct 17 \| 540376	3%	₹3 Cr	7,103 ↑ 910
Varun Beverages Ltd (Consumer Defensive) Equity, Since 31 Mar 23 \| VBL	3%	₹3 Cr	60,220 ↑ 2,705
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Sep 22 \| MOTHERSON	3%	₹3 Cr	194,700 ↑ 8,747

6. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

Highest AUM (₹11,164 Cr).
Established history (19+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.36% (top quartile).
3Y return: 23.91% (top quartile).
1Y return: 11.59% (lower mid).
Alpha: 6.78 (top quartile).
Sharpe: 0.12 (lower mid).
Information ratio: 1.15 (top quartile).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund Growth
Launch Date	9 Aug 07
NAV (05 Aug 26)	₹111.72 ↑ 0.15 (0.13 %)
Net Assets (Cr)	₹11,164 on 30 Jun 26
Category	Equity - Large & Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	0.12
Information Ratio	1.15
Alpha Ratio	6.78
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,105
31 Jul 23	₹11,931
31 Jul 24	₹18,404
31 Jul 25	₹20,337
31 Jul 26	₹22,116

Invesco India Growth Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	1.3%
3 Month	12.5%
6 Month	13.7%
1 Year	11.6%
3 Year	23.9%
5 Year	17.4%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.7%
2023	37.5%
2022	31.6%
2021	-0.4%
2020	29.7%
2019	13.3%
2018	10.7%
2017	-0.2%
2016	39.6%
2015	3.3%

Fund Manager information for Invesco India Growth Opportunities Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	2.73 Yr.

Data below for Invesco India Growth Opportunities Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	25.37%
Consumer Cyclical	20.87%
Health Care	19.88%
Industrials	19.13%
Real Estate	7.63%
Basic Materials	2.57%
Communication Services	1.58%
Utility	1.37%
Technology	0.79%

Asset Allocation

Asset Class	Value
Cash	0.8%
Equity	99.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 22 \| MAXHEALTH	8%	₹866 Cr	7,668,370 ↑ 549,646
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| ETERNAL	7%	₹824 Cr	31,143,612 ↑ 3,836,133
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 24 \| INDIGO	7%	₹797 Cr	1,484,863
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	6%	₹722 Cr	5,248,496 ↑ 107,098
Trent Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| 500251	5%	₹536 Cr	1,633,683
Sai Life Sciences Ltd (Healthcare) Equity, Since 31 Dec 24 \| SAILIFE	5%	₹529 Cr	4,283,799
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Dec 23 \| PRESTIGE	5%	₹517 Cr	3,304,450
ABB India Ltd (Industrials) Equity, Since 30 Jun 23 \| ABB	4%	₹428 Cr	608,622
Aditya Infotech Ltd (Industrials) Equity, Since 31 Aug 25 \| CPPLUS	3%	₹375 Cr	1,028,145
BSE Ltd (Financial Services) Equity, Since 31 Oct 23 \| BSE	3%	₹369 Cr	955,364

7. ICICI Prudential Nifty Next 50 Index Fund

The fund's objective is to invest in companies whose securities are included in Nifty Junior Index and to endeavor to achieve the returns of the above index as closely as possible, though subject to tracking error. The fund intends to track only 90-95% of the Index i.e. it will always keep cash balance between 5-10% of the Net Asset to meet the redemption and other liquidity requirements. However, as and when the liquidity in the Index improves the fund intends to track up to 100% of the Index. The fund will not seek to outperform the CNX Nifty Junior. The objective is that the performance of the NAV of the fund should closely track the performance of the CNX Nifty Junior over the same period subject to tracking error.

Research Highlights for ICICI Prudential Nifty Next 50 Index Fund

Top quartile AUM (₹9,476 Cr).
Established history (16+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.44% (upper mid).
3Y return: 18.44% (upper mid).
1Y return: 11.58% (lower mid).
1M return: 3.21% (top quartile).
Alpha: -0.79 (bottom quartile).
Sharpe: 0.03 (bottom quartile).
Information ratio: -6.85 (bottom quartile).

Below is the key information for ICICI Prudential Nifty Next 50 Index Fund

ICICI Prudential Nifty Next 50 Index Fund Growth
Launch Date	25 Jun 10
NAV (05 Aug 26)	₹65.4713 ↑ 0.23 (0.36 %)
Net Assets (Cr)	₹9,476 on 30 Jun 26
Category	Others - Index Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0.66
Sharpe Ratio	0.03
Information Ratio	-6.85
Alpha Ratio	-0.79
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Sub Cat.	Index Fund

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,428
31 Jul 23	₹11,525
31 Jul 24	₹19,020
31 Jul 25	₹17,035
31 Jul 26	₹18,720

ICICI Prudential Nifty Next 50 Index Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for ICICI Prudential Nifty Next 50 Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	3.2%
3 Month	5.5%
6 Month	8.2%
1 Year	11.6%
3 Year	18.4%
5 Year	13.4%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.1%
2023	27.2%
2022	26.3%
2021	0.1%
2020	29.5%
2019	14.3%
2018	0.6%
2017	-8.8%
2016	45.7%
2015	7.6%

Fund Manager information for ICICI Prudential Nifty Next 50 Index Fund

Name	Since	Tenure
Nishit Patel	18 Jan 21	5.54 Yr.
Ajaykumar Solanki	1 Feb 24	2.5 Yr.
Ashwini Bharucha	18 Dec 24	1.62 Yr.
Venus Ahuja	1 Nov 25	0.75 Yr.

Data below for ICICI Prudential Nifty Next 50 Index Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	0.26%
Equity	99.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Adani Power Ltd (Utilities) Equity, Since 31 Mar 24 \| 533096	4%	₹359 Cr	16,038,677 ↑ 857,266
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Mar 26 \| TMCV	4%	₹341 Cr	8,072,913 ↑ 401,899
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 24 \| DIVISLAB	3%	₹323 Cr	491,236 ↑ 24,818
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 22 \| HAL	3%	₹321 Cr	733,280 ↑ 36,927
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| 532343	3%	₹314 Cr	907,996 ↑ 46,022
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Sep 21 \| CHOLAFIN	3%	₹299 Cr	1,672,218 ↑ 100,303
Cummins India Ltd (Industrials) Equity, Since 31 Mar 26 \| 500480	3%	₹296 Cr	522,134 ↑ 26,350
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 30 Sep 17 \| 540376	3%	₹273 Cr	622,873 ↑ 82,493
Varun Beverages Ltd (Consumer Defensive) Equity, Since 31 Mar 23 \| VBL	3%	₹268 Cr	5,284,984 ↑ 261,667
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Sep 22 \| MOTHERSON	3%	₹253 Cr	17,076,347 ↑ 831,934

8. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Research Highlights for Tata India Tax Savings Fund

Upper mid AUM (₹4,597 Cr).
Established history (11+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.76% (lower mid).
3Y return: 13.23% (bottom quartile).
1Y return: 8.97% (bottom quartile).
Alpha: 4.23 (top quartile).
Sharpe: -0.09 (bottom quartile).
Information ratio: 0.22 (top quartile).

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (05 Aug 26)	₹47.5967 ↑ 0.19 (0.39 %)
Net Assets (Cr)	₹4,597 on 30 Jun 26
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	-0.09
Information Ratio	0.22
Alpha Ratio	4.23
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Sub Cat.	ELSS

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,953
31 Jul 23	₹12,983
31 Jul 24	₹17,490
31 Jul 25	₹17,289
31 Jul 26	₹18,423

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	2.6%
3 Month	5.4%
6 Month	4.4%
1 Year	9%
3 Year	13.2%
5 Year	12.8%
10 Year
15 Year
Since launch	14.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.9%
2023	19.5%
2022	24%
2021	5.9%
2020	30.4%
2019	11.9%
2018	13.6%
2017	-8.4%
2016	46%
2015	2.1%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	4.63 Yr.

Data below for Tata India Tax Savings Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	34.41%
Industrials	16.89%
Consumer Cyclical	11.65%
Health Care	6.48%
Communication Services	5.75%
Energy	5.22%
Basic Materials	5.05%
Technology	4.03%
Utility	2.68%
Real Estate	1.91%
Consumer Defensive	1.42%

Asset Allocation

Asset Class	Value
Cash	4.51%
Equity	95.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	6%	₹267 Cr	3,350,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 26 \| BHARTIARTL	6%	₹264 Cr	1,426,428
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	5%	₹245 Cr	1,781,000 ↓ -269,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	5%	₹209 Cr	2,040,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹175 Cr	1,350,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹146 Cr	352,147
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| MOTHERSON	3%	₹146 Cr	9,850,000
PB Fintech Ltd (Financial Services) Equity, Since 28 Feb 26 \| POLICYBZR	3%	₹133 Cr	814,850 ↑ 150,000
Cummins India Ltd (Industrials) Equity, Since 31 Dec 20 \| 500480	3%	₹130 Cr	230,000
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹123 Cr	3,451,000

9. SBI Magnum Children's Benefit Plan

To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested.

Research Highlights for SBI Magnum Children's Benefit Plan

Bottom quartile AUM (₹145 Cr).
Oldest track record among peers (24 yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.40% (bottom quartile).
3Y return: 12.06% (bottom quartile).
1Y return: 8.66% (bottom quartile).
1M return: 1.11% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.32 (upper mid).
Information ratio: 0.00 (lower mid).

Below is the key information for SBI Magnum Children's Benefit Plan

SBI Magnum Children's Benefit Plan Growth
Launch Date	21 Feb 02
NAV (05 Aug 26)	₹119.403 ↑ 0.61 (0.51 %)
Net Assets (Cr)	₹145 on 30 Jun 26
Category	Solutions - Childrens Fund
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.21
Sharpe Ratio	0.32
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)
Sub Cat.	Childrens Fund

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,427
31 Jul 23	₹11,651
31 Jul 24	₹14,046
31 Jul 25	₹15,083
31 Jul 26	₹16,293

SBI Magnum Children's Benefit Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Purchase not allowed

Returns for SBI Magnum Children's Benefit Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	1.1%
3 Month	5.6%
6 Month	7.6%
1 Year	8.7%
3 Year	12.1%
5 Year	10.4%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.2%
2023	17.4%
2022	16.9%
2021	1.9%
2020	18.3%
2019	14.8%
2018	2.6%
2017	0.1%
2016	24.3%
2015	16.1%

Fund Manager information for SBI Magnum Children's Benefit Plan

Name	Since	Tenure
R. Srinivasan	13 Jan 21	5.55 Yr.
Lokesh Mallya	1 Jul 25	1.08 Yr.

Data below for SBI Magnum Children's Benefit Plan as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	12.34%
Equity	21.65%
Debt	66.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.68% Govt Stock 2040 Sovereign Bonds \| -	10%	₹15 Cr	1,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹10 Cr	1,000,000
Jsw Kalinga Steel Limited Debentures \| -	4%	₹5 Cr	500
Tamil Nadu (Government of) 7.73% - \| -	4%	₹5 Cr	500,000
Rajasthan (Government of ) 7.64% - \| -	3%	₹5 Cr	500,000
State Government Of Karnataka Sovereign Bonds \| -	3%	₹5 Cr	500,000
State Government Of Rajasthan Sovereign Bonds \| -	3%	₹5 Cr	500,000
Small Industries Development Bank Of India Debentures \| -	3%	₹5 Cr	500
Rec Limited Debentures \| -	3%	₹5 Cr	500
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹5 Cr	500

10. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for PGIM India Credit Risk Fund

Bottom quartile AUM (₹39 Cr).
Established history (11+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.43% (bottom quartile).
1M return: 0.27% (bottom quartile).
Sharpe: 1.73 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 5.01% (top quartile).
Modified duration: 0.54 yrs (bottom quartile).
Average maturity: 0.59 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund Growth
Launch Date	29 Sep 14
NAV (21 Jan 22)	₹15.5876 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹39 on 31 Dec 21
Category	Debt - Credit Risk
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.85
Sharpe Ratio	1.73
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	5.01%
Effective Maturity	7 Months 2 Days
Modified Duration	6 Months 14 Days
Sub Cat.	Credit Risk

Growth of 10,000 investment over the years.

Date	Value

PGIM India Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	0.3%
3 Month	0.6%
6 Month	4.4%
1 Year	8.4%
3 Year	3%
5 Year	4.2%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for PGIM India Credit Risk Fund

Name	Since	Tenure

Data below for PGIM India Credit Risk Fund as on 31 Dec 21

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

How to Choose the Best Performing Mutual Fund?

The best way to spot a good fund by yourself is by looking at both its qualitative and quantitative measures-

Fund Performance

Investors should do a fair assessment of the funds’ performances for over a period of time. It is suggested to go choose a fund that consistently beats its benchmark for over 4-5 years.

AUM

AUM is the Asset Under Management. One should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance.

Fund Manager

It is advisable to go for a fund manager who has been consistent over his career. As, a fund manager is responsible for making investment decisions for the fund’s portfolio, it becomes important to consider a fund managed by an experienced fund manager.

Fund House Reputation

It is important to always look at the quality & reputation of the fund house. A fund house with a strong-consistent track record, start funds/good performing funds, etc., is the one to invest in.

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.