Top 10 Best Bluechip Mutual Funds 2025 - 2026

Updated on December 15, 2025 , 239485 views

Planning for wealth creation over the next 5, 10, or even 20 years? Bluechip Mutual Funds are where most serious investors begin. These funds invest in India’s largest and most trusted companies — businesses that have not only survived economic downturns but also delivered steady growth for decades.

They’re called “bluechip” for a reason: just like the highest-value poker chip, these companies represent stability, strong fundamentals, and consistent long-term returns. For investors who want peace of mind while still participating in India’s equity growth story, Bluechip Funds are often the safest first step.

What Are Bluechip Mutual Funds?

Bluechip Mutual Funds invest in the stocks of large-cap companies — typically those with a market capitalisation above ₹1,000 crore. These companies are leaders in their industries, often part of benchmark indices like Nifty 50 or Sensex.

Key characteristics:

Strong balance sheets and cash flows
Long operating history
Reputation for regular dividend payouts
Ability to withstand market downturns

Because they invest in these stable businesses, Bluechip Funds are considered less risky than mid-cap or small-cap funds — making them a preferred choice for conservative long-term investors.

Who Should Invest in Bluechip Funds?

Bluechip Mutual Funds are ideal for investors who:

Investors with a long-term horizon (5–10 years minimum)
Those looking for stability + steady growth rather than aggressive returns
People planning long-term goals like retirement, child’s higher education, marriage
Investors with medium-to-high risk appetite who want to balance risk with resilience

Example: If you are 30 years old and start a ₹5,000 monthly SIP in a top Bluechip Fund, you could accumulate over ₹1 crore by retirement (assuming ~12% CAGR).

Benefits of Investing in Bluechip Funds

Here’s why millions of Indian investors prefer Bluechip Mutual Funds:

Stability of Earnings – These funds invest in companies with proven earning capacity.
Lower Volatility – Less sensitive to market swings compared to mid/small-cap funds.
Resilience in Crises – Large companies often survive and recover faster in downturns.
Ideal for Long-Term Goals – Works well for wealth creation over 7–10 years.
Dividends + Growth – Many bluechip companies regularly share profits with investors.

Data Insight: Over the past 10 years, Nifty 50 (large-cap index) has delivered ~12% CAGR. Bluechip funds, when chosen wisely, have outperformed or matched this benchmark.

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Best Bluechip Mutual Funds 2025

Fund Selection Methodology used to Find 10 Funds

Category: Equity
Sub-category: Large%20Cap
AUM Range: 100 Cr
Minimum fund age: 3 years
Sorted On : 3-year return (high to low)
No Of Funds: 10

No Funds available.

All the funds mentioned above are ideal, we are giving you detailed analysis of 5 funds.

1. IDBI India Top 100 Equity Fund

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.

Research Highlights for IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (13+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (top quartile).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Below is the key information for IDBI India Top 100 Equity Fund

IDBI India Top 100 Equity Fund Growth
Launch Date	15 May 12
NAV (28 Jul 23)	₹44.16 ↑ 0.05 (0.11 %)
Net Assets (Cr)	₹655 on 30 Jun 23
Category	Equity - Large Cap
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.47
Sharpe Ratio	1.09
Information Ratio	0.14
Alpha Ratio	2.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹13,650
30 Nov 22	₹15,029

IDBI India Top 100 Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for IDBI India Top 100 Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	3%
3 Month	9.2%
6 Month	12.5%
1 Year	15.4%
3 Year	21.9%
5 Year	12.6%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI India Top 100 Equity Fund

Name	Since	Tenure

Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Nippon India Large Cap Fund

(Erstwhile Reliance Top 200 Fund)

The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Large Cap Fund

Upper mid AUM (₹48,871 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 20.32% (top quartile).
3Y return: 18.54% (upper mid).
1Y return: 4.48% (bottom quartile).
Alpha: 0.46 (lower mid).
Sharpe: 0.15 (upper mid).
Information ratio: 1.44 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~8.4%).

Below is the key information for Nippon India Large Cap Fund

Nippon India Large Cap Fund Growth
Launch Date	8 Aug 07
NAV (17 Dec 25)	₹93.0777 ↓ -0.26 (-0.28 %)
Net Assets (Cr)	₹48,871 on 31 Oct 25
Category	Equity - Large Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	0.15
Information Ratio	1.44
Alpha Ratio	0.46
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹14,190
30 Nov 22	₹16,577
30 Nov 23	₹19,613
30 Nov 24	₹25,422
30 Nov 25	₹27,542

Nippon India Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Nippon India Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-0.9%
3 Month	-0.3%
6 Month	4%
1 Year	4.5%
3 Year	18.5%
5 Year	20.3%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.2%
2023	32.1%
2022	11.3%
2021	32.4%
2020	4.9%
2019	7.3%
2018	-0.2%
2017	38.4%
2016	2.2%
2015	1.1%

Fund Manager information for Nippon India Large Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	8 Aug 07	18.25 Yr.
Kinjal Desai	25 May 18	7.44 Yr.
Bhavik Dave	19 Aug 24	1.2 Yr.
Lokesh Maru	5 Sep 25	0.16 Yr.
Divya Sharma	5 Sep 25	0.16 Yr.

Data below for Nippon India Large Cap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	32.52%
Consumer Cyclical	15.64%
Industrials	10.22%
Consumer Defensive	9.92%
Technology	6.91%
Energy	6.25%
Basic Materials	6.09%
Utility	5.7%
Health Care	5.14%
Communication Services	0.24%

Asset Allocation

Asset Class	Value
Cash	1.06%
Equity	98.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	8%	₹4,086 Cr	41,380,734 ↑ 2,300,000
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 19 \| RELIANCE	6%	₹3,053 Cr	20,537,539
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹2,220 Cr	16,500,000
State Bank of India (Financial Services) Equity, Since 31 Oct 10 \| SBIN	4%	₹2,179 Cr	23,254,164
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| 532215	4%	₹2,094 Cr	16,989,098 ↓ -1,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	4%	₹1,774 Cr	4,400,529
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Dec 21 \| 500034	3%	₹1,528 Cr	14,648,655
ITC Ltd (Consumer Defensive) Equity, Since 31 Jan 16 \| ITC	3%	₹1,485 Cr	35,329,812
Infosys Ltd (Technology) Equity, Since 30 Sep 07 \| INFY	3%	₹1,482 Cr	10,000,494
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Jun 12 \| 522275	3%	₹1,382 Cr	4,550,000

3. ICICI Prudential Bluechip Fund

(Erstwhile ICICI Prudential Focused Bluechip Equity Fund)

To generate long-term capital appreciation and income distribution to unit holders from a portfolio that is invested in equity and equity related securities of about 20 companies belonging to the large cap domain and the balance in debt securities and money market instruments. The Fund Manager will always select stocks for investment from among Top 200 stocks in terms of market capitalization on the National Stock Exchange of India Ltd. If the total assets under management under this scheme goes above Rs. 1,000 crores the Fund Manager reserves the right to increase the number of companies to more than 20.

Research Highlights for ICICI Prudential Bluechip Fund

Highest AUM (₹75,863 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.22% (upper mid).
3Y return: 17.63% (lower mid).
1Y return: 7.13% (upper mid).
Alpha: 0.55 (upper mid).
Sharpe: 0.12 (lower mid).
Information ratio: 1.23 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.8%).

Below is the key information for ICICI Prudential Bluechip Fund

ICICI Prudential Bluechip Fund Growth
Launch Date	23 May 08
NAV (17 Dec 25)	₹114.42 ↓ -0.30 (-0.26 %)
Net Assets (Cr)	₹75,863 on 31 Oct 25
Category	Equity - Large Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.46
Sharpe Ratio	0.12
Information Ratio	1.23
Alpha Ratio	0.55
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹13,663
30 Nov 22	₹15,365
30 Nov 23	₹17,766
30 Nov 24	₹22,705
30 Nov 25	₹24,890

ICICI Prudential Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for ICICI Prudential Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-0.8%
3 Month	1.9%
6 Month	4.9%
1 Year	7.1%
3 Year	17.6%
5 Year	18.2%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.9%
2023	27.4%
2022	6.9%
2021	29.2%
2020	13.5%
2019	9.8%
2018	-0.8%
2017	32.7%
2016	7.7%
2015	-0.2%

Fund Manager information for ICICI Prudential Bluechip Fund

Name	Since	Tenure
Anish Tawakley	5 Sep 18	7.16 Yr.
Vaibhav Dusad	18 Jan 21	4.79 Yr.
Sharmila D’mello	31 Jul 22	3.26 Yr.

Data below for ICICI Prudential Bluechip Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	27.72%
Industrials	10.99%
Consumer Cyclical	10.58%
Energy	9.72%
Basic Materials	6.61%
Technology	5.58%
Communication Services	5.14%
Health Care	4.63%
Consumer Defensive	4.04%
Utility	3.93%
Real Estate	1.08%

Asset Allocation

Asset Class	Value
Cash	6.12%
Equity	93.43%
Debt	0.45%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	10%	₹7,463 Cr	75,594,168
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 08 \| ICICIBANK	8%	₹6,167 Cr	45,841,831 ↑ 2,077,144
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 08 \| RELIANCE	7%	₹5,151 Cr	34,655,981
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 12 \| LT	7%	₹5,120 Cr	12,702,825
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 09 \| BHARTIARTL	5%	₹3,483 Cr	16,951,029 ↓ -87,384
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 16 \| MARUTI	4%	₹3,220 Cr	1,989,312
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 14 \| 532215	4%	₹3,179 Cr	25,789,059
Infosys Ltd (Technology) Equity, Since 30 Nov 10 \| INFY	4%	₹2,676 Cr	18,055,818
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Sep 17 \| 532538	3%	₹2,552 Cr	2,135,713
Nifty 50 Index - \| -	3%	₹2,386 Cr	920,850 ↑ 920,850

4. DSP TOP 100 Equity

The Fund is seeking to generate capital appreciation, from a portfolio that is substantially constituted of equity and equity related securities of the 100 largest corporates, by market capitalisation, listed in India.

Research Highlights for DSP TOP 100 Equity

Lower mid AUM (₹6,934 Cr).
Oldest track record among peers (22 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.29% (lower mid).
3Y return: 17.53% (bottom quartile).
1Y return: 4.82% (lower mid).
Alpha: -2.26 (bottom quartile).
Sharpe: -0.10 (bottom quartile).
Information ratio: 0.51 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~90%).
Largest holding HDFC Bank Ltd (~8.6%).

Below is the key information for DSP TOP 100 Equity

DSP TOP 100 Equity Growth
Launch Date	10 Mar 03
NAV (17 Dec 25)	₹482.055 ↓ -1.20 (-0.25 %)
Net Assets (Cr)	₹6,934 on 31 Oct 25
Category	Equity - Large Cap
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.94
Sharpe Ratio	-0.1
Information Ratio	0.51
Alpha Ratio	-2.26
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹12,526
30 Nov 22	₹13,466
30 Nov 23	₹15,620
30 Nov 24	₹20,207
30 Nov 25	₹21,609

DSP TOP 100 Equity SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for DSP TOP 100 Equity

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-1.1%
3 Month	0.8%
6 Month	1.9%
1 Year	4.8%
3 Year	17.5%
5 Year	15.3%
10 Year
15 Year
Since launch	18.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.5%
2023	26.6%
2022	1.4%
2021	19.5%
2020	7.5%
2019	14.8%
2018	-2.7%
2017	26.5%
2016	4.9%
2015	-2.3%

Fund Manager information for DSP TOP 100 Equity

Name	Since	Tenure
Abhishek Singh	1 Jun 22	3.42 Yr.

Data below for DSP TOP 100 Equity as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	42.37%
Consumer Cyclical	10.03%
Health Care	9.19%
Technology	7.61%
Utility	6.86%
Consumer Defensive	5.9%
Energy	4.58%
Communication Services	1.53%
Basic Materials	1.14%
Industrials	0.79%

Asset Allocation

Asset Class	Value
Cash	9.54%
Equity	90.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	9%	₹595 Cr	6,025,402
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 16 \| ICICIBANK	8%	₹540 Cr	4,012,999 ↑ 486,706
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| M&M	6%	₹419 Cr	1,201,992 ↑ 97,537
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 21 \| ITC	6%	₹409 Cr	9,725,244
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| 532215	6%	₹387 Cr	3,138,674 ↑ 172,691
Infosys Ltd (Technology) Equity, Since 30 Sep 19 \| INFY	5%	₹373 Cr	2,515,703
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 May 24 \| KOTAKBANK	5%	₹353 Cr	1,679,850
NTPC Ltd (Utilities) Equity, Since 30 Nov 23 \| 532555	5%	₹323 Cr	9,580,004
Cipla Ltd (Healthcare) Equity, Since 30 Jun 20 \| 500087	4%	₹284 Cr	1,894,072 ↓ -137,371
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	4%	₹280 Cr	1,433,259 ↓ -86,913

5. Bandhan Large Cap Fund

(Erstwhile IDFC Equity Fund)

The investment objective of the scheme is to seek to generate capital growth from a portfolio of predominantly equity and equity related instruments (including Equity Derivatives). The scheme may also invest in debt & money market instruments to generate reasonable income. However there is no assurance or guarantee that the objectives of the scheme will be realized.

Research Highlights for Bandhan Large Cap Fund

Bottom quartile AUM (₹2,017 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.23% (bottom quartile).
3Y return: 16.73% (bottom quartile).
1Y return: 4.24% (bottom quartile).
Alpha: -0.04 (bottom quartile).
Sharpe: 0.11 (bottom quartile).
Information ratio: 0.53 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~9.2%).

Below is the key information for Bandhan Large Cap Fund

Bandhan Large Cap Fund Growth
Launch Date	9 Jun 06
NAV (17 Dec 25)	₹79.198 ↓ -0.34 (-0.43 %)
Net Assets (Cr)	₹2,017 on 31 Oct 25
Category	Equity - Large Cap
AMC	IDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.07
Sharpe Ratio	0.11
Information Ratio	0.53
Alpha Ratio	-0.04
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹13,387
30 Nov 22	₹13,832
30 Nov 23	₹15,511
30 Nov 24	₹20,258
30 Nov 25	₹21,836

Bandhan Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Bandhan Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-1.4%
3 Month	1.1%
6 Month	4.8%
1 Year	4.2%
3 Year	16.7%
5 Year	15.2%
10 Year
15 Year
Since launch	11.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	26.8%
2022	-2.3%
2021	26.8%
2020	17.4%
2019	10.6%
2018	-4.2%
2017	34.2%
2016	5.3%
2015	-5.7%

Fund Manager information for Bandhan Large Cap Fund

Name	Since	Tenure
Manish Gunwani	2 Dec 24	0.91 Yr.
Prateek Poddar	2 Dec 24	0.91 Yr.
Ritika Behera	7 Oct 23	2.07 Yr.
Gaurav Satra	7 Jun 24	1.4 Yr.

Data below for Bandhan Large Cap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	29.29%
Consumer Cyclical	13.62%
Technology	11.83%
Industrials	7.97%
Basic Materials	7.49%
Energy	7.44%
Health Care	7.03%
Consumer Defensive	4.77%
Utility	3.87%
Real Estate	2.95%
Communication Services	2.69%

Asset Allocation

Asset Class	Value
Cash	0.42%
Equity	99.58%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 07 \| HDFCBANK	9%	₹185 Cr	1,871,931 ↑ 20,199
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	7%	₹150 Cr	1,010,030
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	7%	₹137 Cr	1,020,426 ↓ -14,900
Infosys Ltd (Technology) Equity, Since 31 Aug 11 \| INFY	4%	₹74 Cr	501,210 ↑ 4,889
NTPC Ltd (Utilities) Equity, Since 31 Dec 24 \| 532555	3%	₹70 Cr	2,083,093 ↑ 69,711
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 19 \| LT	3%	₹66 Cr	164,312 ↑ 35,179
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| 532215	3%	₹62 Cr	506,865 ↑ 4,992
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Apr 24 \| 543320	3%	₹62 Cr	1,954,661 ↑ 25,447
State Bank of India (Financial Services) Equity, Since 31 Dec 24 \| SBIN	3%	₹62 Cr	658,021 ↑ 83,440
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 24 \| M&M	3%	₹60 Cr	170,861 ↑ 1,733

Why Bluechip Funds Are Relevant in 2025

Volatile Global Markets: Bluechip companies provide stability when small caps fluctuate heavily.
Government Push: Large-cap sectors like banking, infrastructure, and energy are expected to benefit from policy support.
Inflation Hedge: Bluechips often dominate essential sectors (FMCG, pharma, IT) that continue performing even during inflation.
India Growth Story: As India targets a $5 trillion economy, Bluechip companies are likely to lead this expansion.

Risks of Bluechip Funds (Balanced View)

While safer than mid/small caps, Bluechip Funds are not risk-free:

Moderate Growth: Returns may be lower compared to aggressive mid/Small cap funds.
Dependence on Economy: In recessions, even large companies face challenges.
Short-Term Underperformance: Bluechips may lag when small caps rally.

Investor Tip: Bluechip Funds are best for long-term stability, not for chasing quick returns.

Things to Keep in Mind Before Investing

Stay invested long-term: Avoid judging performance in 6–12 months.
Diversify: Don’t put all your money into just one Bluechip Fund.
Review yearly: Ensure the fund is still outperforming its benchmark.
Link to goals: Match investments with financial objectives (retirement, education, etc.).

Bluechip vs Mid Cap vs Small Cap Funds

Feature	Bluechip (Large Cap)	Mid Cap	Small Cap
Risk	Low to Moderate	Moderate to High	Very High
Return Potential	10–14%	12–16%	15%+ (with volatility)
Volatility	Lowest	Medium	Highest
Investor Type	Conservative, long-term	Growth-focused	Aggressive, risk-taking

This shows why Bluechip Funds are often called the “foundation of a Portfolio.”

How to Invest in Bluechip Funds Online?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

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Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

FAQs on Bluechip Mutual Funds

Q1. Are Bluechip Funds safe?

A: They are safer than mid/small-cap funds, but still subject to market risk.

Q2. Which is better: Bluechip Fund or Index Fund?

A: Bluechip Funds are actively managed, whereas Index Funds simply track the benchmark. Both have merits, but Bluechips aim to beat the index.

Q3. Can I start with ₹500 SIP?

A: Yes, most Bluechip Funds allow SIPs starting as low as ₹500/month.

Q4. What is the tax treatment?

A: STCG (≤ 1 year): 15% and LTCG (> 1 year): 10% (on gains above ₹1 lakh)

Final Thoughts

Bluechip Mutual Funds are a foundation block of any Smart investment portfolio. They balance growth with safety, making them perfect for long-term goals like retirement or wealth creation. If you’re just starting your mutual fund journey, or looking to add stability to your portfolio, Bluechip Funds should be your first choice.

Pro Tip: Don’t judge performance yearly. Stay invested 7–10 years, and Bluechip Funds can help you beat inflation and achieve financial independence.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.