Top 10 Best Bluechip Mutual Funds 2026 - 2027

Updated on February 4, 2026 , 239612 views

Planning for wealth creation over the next 5, 10, or even 20 years? Bluechip Mutual Funds are where most serious investors begin. These funds invest in India’s largest and most trusted companies — businesses that have not only survived economic downturns but also delivered steady growth for decades.

They’re called “bluechip” for a reason: just like the highest-value poker chip, these companies represent stability, strong fundamentals, and consistent long-term returns. For investors who want peace of mind while still participating in India’s equity growth story, Bluechip Funds are often the safest first step.

What Are Bluechip Mutual Funds?

Bluechip Mutual Funds invest in the stocks of large-cap companies — typically those with a market capitalisation above ₹1,000 crore. These companies are leaders in their industries, often part of benchmark indices like Nifty 50 or Sensex.

Key characteristics:

Strong balance sheets and cash flows
Long operating history
Reputation for regular dividend payouts
Ability to withstand market downturns

Because they invest in these stable businesses, Bluechip Funds are considered less risky than mid-cap or small-cap funds — making them a preferred choice for conservative long-term investors.

Who Should Invest in Bluechip Funds?

Bluechip Mutual Funds are ideal for investors who:

Investors with a long-term horizon (5–10 years minimum)
Those looking for stability + steady growth rather than aggressive returns
People planning long-term goals like retirement, child’s higher education, marriage
Investors with medium-to-high risk appetite who want to balance risk with resilience

Example: If you are 30 years old and start a ₹5,000 monthly SIP in a top Bluechip Fund, you could accumulate over ₹1 crore by retirement (assuming ~12% CAGR).

Benefits of Investing in Bluechip Funds

Here’s why millions of Indian investors prefer Bluechip Mutual Funds:

Stability of Earnings – These funds invest in companies with proven earning capacity.
Lower Volatility – Less sensitive to market swings compared to mid/small-cap funds.
Resilience in Crises – Large companies often survive and recover faster in downturns.
Ideal for Long-Term Goals – Works well for wealth creation over 7–10 years.
Dividends + Growth – Many bluechip companies regularly share profits with investors.

Data Insight: Over the past 10 years, Nifty 50 (large-cap index) has delivered ~12% CAGR. Bluechip funds, when chosen wisely, have outperformed or matched this benchmark.

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Best Bluechip Mutual Funds 2026

Fund Selection Methodology used to Find 10 Funds

Category: Equity
Sub-category: Large%20Cap
AUM Range: 100 Cr
Minimum fund age: 3 years
Sorted On : 3-year return (high to low)
No Of Funds: 10

No Funds available.

All the funds mentioned above are ideal, we are giving you detailed analysis of 5 funds.

1. IDBI India Top 100 Equity Fund

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.

Research Highlights for IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (13+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (top quartile).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Below is the key information for IDBI India Top 100 Equity Fund

IDBI India Top 100 Equity Fund Growth
Launch Date	15 May 12
NAV (28 Jul 23)	₹44.16 ↑ 0.05 (0.11 %)
Net Assets (Cr)	₹655 on 30 Jun 23
Category	Equity - Large Cap
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.47
Sharpe Ratio	1.09
Information Ratio	0.14
Alpha Ratio	2.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,389
31 Jan 23	₹13,450

IDBI India Top 100 Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for IDBI India Top 100 Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	3%
3 Month	9.2%
6 Month	12.5%
1 Year	15.4%
3 Year	21.9%
5 Year	12.6%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI India Top 100 Equity Fund

Name	Since	Tenure

Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Nippon India Large Cap Fund

(Erstwhile Reliance Top 200 Fund)

The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Large Cap Fund

Upper mid AUM (₹50,876 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.75% (top quartile).
3Y return: 19.10% (upper mid).
1Y return: 10.23% (lower mid).
Alpha: -0.94 (lower mid).
Sharpe: 0.29 (lower mid).
Information ratio: 1.37 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~8.8%).

Below is the key information for Nippon India Large Cap Fund

Nippon India Large Cap Fund Growth
Launch Date	8 Aug 07
NAV (06 Feb 26)	₹92.7289 ↑ 0.14 (0.15 %)
Net Assets (Cr)	₹50,876 on 31 Dec 25
Category	Equity - Large Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	0.29
Information Ratio	1.37
Alpha Ratio	-0.94
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,601
31 Jan 23	₹14,610
31 Jan 24	₹19,910
31 Jan 25	₹22,484
31 Jan 26	₹24,543

Nippon India Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Nippon India Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-1.8%
3 Month	0%
6 Month	3.7%
1 Year	10.2%
3 Year	19.1%
5 Year	17.7%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.2%
2023	18.2%
2022	32.1%
2021	11.3%
2020	32.4%
2019	4.9%
2018	7.3%
2017	-0.2%
2016	38.4%
2015	2.2%

Fund Manager information for Nippon India Large Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	8 Aug 07	18.41 Yr.
Kinjal Desai	25 May 18	7.61 Yr.
Bhavik Dave	19 Aug 24	1.37 Yr.
Lokesh Maru	5 Sep 25	0.32 Yr.
Divya Sharma	5 Sep 25	0.32 Yr.

Data below for Nippon India Large Cap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	33.32%
Consumer Cyclical	16.11%
Consumer Defensive	9.76%
Industrials	9.5%
Technology	7.66%
Energy	6.03%
Health Care	5.93%
Basic Materials	5.55%
Utility	5.23%
Communication Services	0.19%

Asset Allocation

Asset Class	Value
Cash	0.68%
Equity	99.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	9%	₹4,498 Cr	45,380,734
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 19 \| RELIANCE	6%	₹3,068 Cr	19,537,539
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	6%	₹2,978 Cr	22,177,945 ↑ 2,098,100
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| 532215	4%	₹1,982 Cr	15,615,542
State Bank of India (Financial Services) Equity, Since 31 Oct 10 \| SBIN	4%	₹1,923 Cr	19,582,107
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	4%	₹1,797 Cr	4,400,529
Infosys Ltd (Technology) Equity, Since 30 Sep 07 \| INFY	3%	₹1,549 Cr	9,590,806 ↓ -409,688
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Jun 24 \| TCS	3%	₹1,507 Cr	4,700,000 ↑ 700,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Dec 21 \| 500034	3%	₹1,446 Cr	14,648,655
ITC Ltd (Consumer Defensive) Equity, Since 31 Jan 16 \| ITC	3%	₹1,424 Cr	35,329,812

3. ICICI Prudential Bluechip Fund

(Erstwhile ICICI Prudential Focused Bluechip Equity Fund)

To generate long-term capital appreciation and income distribution to unit holders from a portfolio that is invested in equity and equity related securities of about 20 companies belonging to the large cap domain and the balance in debt securities and money market instruments. The Fund Manager will always select stocks for investment from among Top 200 stocks in terms of market capitalization on the National Stock Exchange of India Ltd. If the total assets under management under this scheme goes above Rs. 1,000 crores the Fund Manager reserves the right to increase the number of companies to more than 20.

Research Highlights for ICICI Prudential Bluechip Fund

Highest AUM (₹78,502 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.99% (upper mid).
3Y return: 18.26% (lower mid).
1Y return: 10.78% (upper mid).
Alpha: 1.30 (upper mid).
Sharpe: 0.48 (upper mid).
Information ratio: 1.26 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.8%).

Below is the key information for ICICI Prudential Bluechip Fund

ICICI Prudential Bluechip Fund Growth
Launch Date	23 May 08
NAV (06 Feb 26)	₹113.88 ↑ 0.04 (0.04 %)
Net Assets (Cr)	₹78,502 on 31 Dec 25
Category	Equity - Large Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.46
Sharpe Ratio	0.48
Information Ratio	1.26
Alpha Ratio	1.3
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,200
31 Jan 23	₹13,710
31 Jan 24	₹18,309
31 Jan 25	₹20,510
31 Jan 26	₹22,375

ICICI Prudential Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for ICICI Prudential Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-2.1%
3 Month	1%
6 Month	4.6%
1 Year	10.8%
3 Year	18.3%
5 Year	16%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	16.9%
2022	27.4%
2021	6.9%
2020	29.2%
2019	13.5%
2018	9.8%
2017	-0.8%
2016	32.7%
2015	7.7%

Fund Manager information for ICICI Prudential Bluechip Fund

Name	Since	Tenure
Anish Tawakley	5 Sep 18	7.33 Yr.
Vaibhav Dusad	18 Jan 21	4.96 Yr.
Sharmila D’mello	31 Jul 22	3.42 Yr.

Data below for ICICI Prudential Bluechip Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	27.84%
Consumer Cyclical	12.05%
Industrials	11.3%
Energy	9.58%
Basic Materials	6.62%
Technology	5.32%
Communication Services	5.09%
Utility	4.5%
Health Care	4.4%
Consumer Defensive	3.74%
Real Estate	1.06%

Asset Allocation

Asset Class	Value
Cash	4.92%
Equity	95.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	10%	₹7,676 Cr	77,438,868 ↑ 1,505,980
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 08 \| 532174	8%	₹6,369 Cr	47,426,976 ↑ 56,308
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 08 \| RELIANCE	7%	₹5,442 Cr	34,655,981
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 12 \| LT	6%	₹5,081 Cr	12,443,352 ↓ -259,473
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 09 \| BHARTIARTL	5%	₹3,569 Cr	16,951,029
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 16 \| MARUTI	4%	₹3,342 Cr	2,001,312
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 14 \| 532215	4%	₹3,274 Cr	25,789,059
Nifty 50 Index - \| -	4%	₹2,816 Cr	1,070,875 ↑ 1,070,875
Infosys Ltd (Technology) Equity, Since 30 Nov 10 \| INFY	3%	₹2,657 Cr	16,448,711 ↓ -1,694,306
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Sep 17 \| 532538	3%	₹2,479 Cr	2,103,927

4. Invesco India Largecap Fund

(Erstwhile Invesco India Business Leaders Fund)

To generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives of companies which in our opinion are leaders in their respective industry or industry segment. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India Largecap Fund

Lower mid AUM (₹1,718 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.38% (lower mid).
3Y return: 17.69% (bottom quartile).
1Y return: 8.39% (bottom quartile).
Alpha: -5.05 (bottom quartile).
Sharpe: 0.04 (bottom quartile).
Information ratio: 0.67 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~8.0%).

Below is the key information for Invesco India Largecap Fund

Invesco India Largecap Fund Growth
Launch Date	21 Aug 09
NAV (06 Feb 26)	₹69.92 ↓ -0.23 (-0.33 %)
Net Assets (Cr)	₹1,718 on 31 Dec 25
Category	Equity - Large Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.1
Sharpe Ratio	0.04
Information Ratio	0.67
Alpha Ratio	-5.05
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,567
31 Jan 23	₹12,674
31 Jan 24	₹16,959
31 Jan 25	₹19,204
31 Jan 26	₹20,742

Invesco India Largecap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Invesco India Largecap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-1.9%
3 Month	-1.1%
6 Month	3%
1 Year	8.4%
3 Year	17.7%
5 Year	14.4%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.5%
2023	20%
2022	27.8%
2021	-3%
2020	32.5%
2019	14.1%
2018	10.5%
2017	-0.4%
2016	28.3%
2015	2.8%

Fund Manager information for Invesco India Largecap Fund

Name	Since	Tenure
Hiten Jain	1 Dec 23	2.09 Yr.

Data below for Invesco India Largecap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	35.49%
Industrials	16.65%
Consumer Cyclical	15.48%
Technology	10.58%
Health Care	9.3%
Basic Materials	5.09%
Communication Services	3.93%
Real Estate	1.34%
Consumer Defensive	1%
Utility	0.55%

Asset Allocation

Asset Class	Value
Cash	0.53%
Equity	99.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 09 \| HDFCBANK	8%	₹137 Cr	1,384,844
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 19 \| 532174	7%	₹113 Cr	842,629
Infosys Ltd (Technology) Equity, Since 30 Apr 18 \| INFY	5%	₹94 Cr	581,547 ↓ -51,232
ICICI Prudential Asset Management Co Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIAMC	5%	₹86 Cr	321,785 ↑ 321,785
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 25 \| KOTAKBANK	4%	₹73 Cr	330,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 25 \| LT	4%	₹71 Cr	173,437
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	4%	₹67 Cr	320,404
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| 500034	4%	₹66 Cr	671,135
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 25 \| INDIGO	3%	₹57 Cr	113,532 ↑ 26,532
Tech Mahindra Ltd (Technology) Equity, Since 31 May 23 \| 532755	3%	₹55 Cr	345,000

5. JM Core 11 Fund

The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies.

Research Highlights for JM Core 11 Fund

Bottom quartile AUM (₹299 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 13.63% (bottom quartile).
3Y return: 17.63% (bottom quartile).
1Y return: 2.91% (bottom quartile).
Alpha: -9.25 (bottom quartile).
Sharpe: -0.39 (bottom quartile).
Information ratio: 0.16 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Titan Co Ltd (~6.4%).

Below is the key information for JM Core 11 Fund

JM Core 11 Fund Growth
Launch Date	5 Mar 08
NAV (06 Feb 26)	₹19.6683 ↓ -0.03 (-0.16 %)
Net Assets (Cr)	₹299 on 31 Dec 25
Category	Equity - Large Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	-0.39
Information Ratio	0.16
Alpha Ratio	-9.25
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,270
31 Jan 23	₹12,543
31 Jan 24	₹18,111
31 Jan 25	₹20,012
31 Jan 26	₹20,072

JM Core 11 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for JM Core 11 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-2.8%
3 Month	-3.3%
6 Month	2%
1 Year	2.9%
3 Year	17.6%
5 Year	13.6%
10 Year
15 Year
Since launch	3.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-1.9%
2023	24.3%
2022	32.9%
2021	7.1%
2020	16.3%
2019	6.3%
2018	10.6%
2017	-5%
2016	43.1%
2015	11.1%

Fund Manager information for JM Core 11 Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.25 Yr.
Asit Bhandarkar	25 Feb 09	16.86 Yr.
Ruchi Fozdar	4 Oct 24	1.24 Yr.
Deepak Gupta	11 Apr 25	0.73 Yr.

Data below for JM Core 11 Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	30.55%
Financial Services	23.37%
Industrials	15.79%
Technology	14.35%
Health Care	6.16%
Communication Services	4.3%
Basic Materials	4.19%

Asset Allocation

Asset Class	Value
Cash	1.29%
Equity	98.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Titan Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| TITAN	6%	₹19 Cr	47,560
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 11 \| LT	5%	₹16 Cr	38,507
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 28 Feb 25 \| EICHERMOT	5%	₹15 Cr	21,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 25 \| UJJIVANSFB	5%	₹15 Cr	2,801,722 ↑ 174,999
IDFC First Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| IDFCFIRSTB	5%	₹15 Cr	1,700,000 ↑ 50,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| MARUTI	4%	₹13 Cr	8,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| HDFCBANK	4%	₹13 Cr	134,000
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| 543396	4%	₹13 Cr	100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 24 \| BHARTIARTL	4%	₹13 Cr	61,000
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| 543320	4%	₹12 Cr	445,000 ↑ 95,000

Why Bluechip Funds Are Relevant in 2026

Volatile Global Markets: Bluechip companies provide stability when small caps fluctuate heavily.
Government Push: Large-cap sectors like banking, infrastructure, and energy are expected to benefit from policy support.
Inflation Hedge: Bluechips often dominate essential sectors (FMCG, pharma, IT) that continue performing even during inflation.
India Growth Story: As India targets a $5 trillion economy, Bluechip companies are likely to lead this expansion.

Risks of Bluechip Funds (Balanced View)

While safer than mid/small caps, Bluechip Funds are not risk-free:

Moderate Growth: Returns may be lower compared to aggressive mid/Small cap funds.
Dependence on Economy: In recessions, even large companies face challenges.
Short-Term Underperformance: Bluechips may lag when small caps rally.

Investor Tip: Bluechip Funds are best for long-term stability, not for chasing quick returns.

Things to Keep in Mind Before Investing

Stay invested long-term: Avoid judging performance in 6–12 months.
Diversify: Don’t put all your money into just one Bluechip Fund.
Review yearly: Ensure the fund is still outperforming its benchmark.
Link to goals: Match investments with financial objectives (retirement, education, etc.).

Bluechip vs Mid Cap vs Small Cap Funds

Feature	Bluechip (Large Cap)	Mid Cap	Small Cap
Risk	Low to Moderate	Moderate to High	Very High
Return Potential	10–14%	12–16%	15%+ (with volatility)
Volatility	Lowest	Medium	Highest
Investor Type	Conservative, long-term	Growth-focused	Aggressive, risk-taking

This shows why Bluechip Funds are often called the “foundation of a Portfolio.”

How to Invest in Bluechip Funds Online?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

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FAQs on Bluechip Mutual Funds

Q1. Are Bluechip Funds safe?

A: They are safer than mid/small-cap funds, but still subject to market risk.

Q2. Which is better: Bluechip Fund or Index Fund?

A: Bluechip Funds are actively managed, whereas Index Funds simply track the benchmark. Both have merits, but Bluechips aim to beat the index.

Q3. Can I start with ₹500 SIP?

A: Yes, most Bluechip Funds allow SIPs starting as low as ₹500/month.

Q4. What is the tax treatment?

A: STCG (≤ 1 year): 15% and LTCG (> 1 year): 10% (on gains above ₹1 lakh)

Final Thoughts

Bluechip Mutual Funds are a foundation block of any Smart investment portfolio. They balance growth with safety, making them perfect for long-term goals like retirement or wealth creation. If you’re just starting your mutual fund journey, or looking to add stability to your portfolio, Bluechip Funds should be your first choice.

Pro Tip: Don’t judge performance yearly. Stay invested 7–10 years, and Bluechip Funds can help you beat inflation and achieve financial independence.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.