Planning for wealth creation over the next 5, 10, or even 20 years? Bluechip Mutual Funds are where most serious investors begin. These funds invest in India’s largest and most trusted companies — businesses that have not only survived economic downturns but also delivered steady growth for decades.
They’re called “bluechip” for a reason: just like the highest-value poker chip, these companies represent stability, strong fundamentals, and consistent long-term returns. For investors who want peace of mind while still participating in India’s equity growth story, Bluechip Funds are often the safest first step.
Bluechip Mutual Funds invest in the stocks of large-cap companies — typically those with a market capitalisation above ₹1,000 crore. These companies are leaders in their industries, often part of benchmark indices like Nifty 50 or Sensex.
Key characteristics:
Because they invest in these stable businesses, Bluechip Funds are considered less risky than mid-cap or small-cap funds — making them a preferred choice for conservative long-term investors.
Bluechip Mutual Funds are ideal for investors who:
Example: If you are 30 years old and start a ₹5,000 monthly SIP in a top Bluechip Fund, you could accumulate over ₹1 crore by retirement (assuming ~12% CAGR).
Here’s why millions of Indian investors prefer Bluechip Mutual Funds:
Data Insight: Over the past 10 years, Nifty 50 (large-cap index) has delivered ~12% CAGR. Bluechip funds, when chosen wisely, have outperformed or matched this benchmark.
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Fund Selection Methodology used to Find 10 Funds
No Funds available.
All the funds mentioned above are ideal, we are giving you detailed analysis of 5 funds.
The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However
there can be no assurance that the investment objective under the Scheme will be realized. Research Highlights for IDBI India Top 100 Equity Fund Below is the key information for IDBI India Top 100 Equity Fund Returns up to 1 year are on (Erstwhile Reliance Top 200 Fund) The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities. Research Highlights for Nippon India Large Cap Fund Below is the key information for Nippon India Large Cap Fund Returns up to 1 year are on The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies. Research Highlights for JM Core 11 Fund Below is the key information for JM Core 11 Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Focused Bluechip Equity Fund) To generate long-term capital appreciation and income distribution to unit holders from a portfolio that is invested in equity and equity related securities of about 20 companies belonging to the large cap domain and the balance in debt securities and money market instruments. The Fund Manager will always select stocks for investment from among Top 200 stocks in terms of market capitalization on the National Stock Exchange of India Ltd. If the total assets under management under this scheme goes above Rs. 1,000 crores the Fund
Manager reserves the right to increase the number of companies to more than 20. Research Highlights for ICICI Prudential Bluechip Fund Below is the key information for ICICI Prudential Bluechip Fund Returns up to 1 year are on The Fund is seeking to generate capital appreciation, from a portfolio that is substantially constituted of equity and equity related securities of the 100 largest corporates, by market capitalisation, listed in India. Research Highlights for DSP TOP 100 Equity Below is the key information for DSP TOP 100 Equity Returns up to 1 year are on 1. IDBI India Top 100 Equity Fund
IDBI India Top 100 Equity Fund
Growth Launch Date 15 May 12 NAV (28 Jul 23) ₹44.16 ↑ 0.05 (0.11 %) Net Assets (Cr) ₹655 on 30 Jun 23 Category Equity - Large Cap AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.47 Sharpe Ratio 1.09 Information Ratio 0.14 Alpha Ratio 2.11 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹14,880 31 Jul 22 ₹16,066 Returns for IDBI India Top 100 Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jul 23 Duration Returns 1 Month 3% 3 Month 9.2% 6 Month 12.5% 1 Year 15.4% 3 Year 21.9% 5 Year 12.6% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI India Top 100 Equity Fund
Name Since Tenure Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Nippon India Large Cap Fund
Nippon India Large Cap Fund
Growth Launch Date 8 Aug 07 NAV (29 Aug 25) ₹89.8671 ↓ -0.18 (-0.20 %) Net Assets (Cr) ₹44,165 on 31 Jul 25 Category Equity - Large Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.58 Sharpe Ratio -0.37 Information Ratio 1.84 Alpha Ratio 0.61 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹15,369 31 Jul 22 ₹17,568 31 Jul 23 ₹22,003 31 Jul 24 ₹30,510 31 Jul 25 ₹30,718 Returns for Nippon India Large Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jul 23 Duration Returns 1 Month 0.1% 3 Month 0.7% 6 Month 15% 1 Year 0.6% 3 Year 19.7% 5 Year 22.6% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.2% 2023 32.1% 2022 11.3% 2021 32.4% 2020 4.9% 2019 7.3% 2018 -0.2% 2017 38.4% 2016 2.2% 2015 1.1% Fund Manager information for Nippon India Large Cap Fund
Name Since Tenure Sailesh Raj Bhan 8 Aug 07 17.99 Yr. Kinjal Desai 25 May 18 7.19 Yr. Bhavik Dave 19 Aug 24 0.95 Yr. Data below for Nippon India Large Cap Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 33.84% Consumer Cyclical 13.88% Industrials 10.36% Consumer Defensive 8.4% Energy 7.83% Technology 7.14% Utility 6.4% Basic Materials 6.21% Health Care 3.39% Communication Services 0.21% Asset Allocation
Asset Class Value Cash 2.34% Equity 97.66% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 08 | HDFCBANK8% ₹3,711 Cr 18,540,367 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 19 | RELIANCE7% ₹3,157 Cr 21,036,077 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321745% ₹2,386 Cr 16,500,000
↓ -500,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | 5322155% ₹1,977 Cr 16,489,098 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT4% ₹1,615 Cr 4,400,529 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Dec 21 | 5000343% ₹1,457 Cr 15,557,110
↑ 12,445,688 State Bank of India (Financial Services)
Equity, Since 31 Oct 10 | SBIN3% ₹1,452 Cr 17,700,644 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 16 | ITC3% ₹1,282 Cr 30,791,313 GE Vernova T&D India Ltd (Industrials)
Equity, Since 30 Jun 12 | 5222753% ₹1,230 Cr 5,209,613
↓ -19,927 Infosys Ltd (Technology)
Equity, Since 30 Sep 07 | INFY2% ₹1,089 Cr 6,800,494 3. JM Core 11 Fund
JM Core 11 Fund
Growth Launch Date 5 Mar 08 NAV (29 Aug 25) ₹19.2966 ↓ -0.06 (-0.30 %) Net Assets (Cr) ₹284 on 31 Jul 25 Category Equity - Large Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.38 Sharpe Ratio -0.75 Information Ratio 0.4 Alpha Ratio -4.99 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹13,521 31 Jul 22 ₹14,711 31 Jul 23 ₹18,218 31 Jul 24 ₹26,877 31 Jul 25 ₹25,030 Returns for JM Core 11 Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jul 23 Duration Returns 1 Month -0.7% 3 Month 0% 6 Month 11.4% 1 Year -8.9% 3 Year 18.6% 5 Year 18.5% 10 Year 15 Year Since launch 3.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 24.3% 2023 32.9% 2022 7.1% 2021 16.3% 2020 6.3% 2019 10.6% 2018 -5% 2017 43.1% 2016 11.1% 2015 -2.4% Fund Manager information for JM Core 11 Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.83 Yr. Asit Bhandarkar 25 Feb 09 16.44 Yr. Ruchi Fozdar 4 Oct 24 0.82 Yr. Deepak Gupta 11 Apr 25 0.31 Yr. Data below for JM Core 11 Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Consumer Cyclical 25.99% Financial Services 24.93% Industrials 15.32% Technology 14.32% Health Care 6.67% Communication Services 4.84% Basic Materials 2.98% Real Estate 2.26% Asset Allocation
Asset Class Value Cash 2.69% Equity 97.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 11 | LT5% ₹14 Cr 38,507 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 24 | BHARTIARTL5% ₹14 Cr 70,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | HDFCBANK5% ₹13 Cr 67,000 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | 5002515% ₹13 Cr 21,109 Titan Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | TITAN4% ₹12 Cr 33,600 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 23 | AMBER4% ₹12 Cr 18,298 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 28 Feb 25 | EICHERMOT4% ₹11 Cr 20,000 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 28 Feb 25 | CHOLAFIN4% ₹11 Cr 69,000
↓ -17,661 Oracle Financial Services Software Ltd (Technology)
Equity, Since 30 Jun 25 | OFSS4% ₹11 Cr 12,000
↑ 12,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 23 | 5321744% ₹11 Cr 74,000
↓ -16,000 4. ICICI Prudential Bluechip Fund
ICICI Prudential Bluechip Fund
Growth Launch Date 23 May 08 NAV (29 Aug 25) ₹108.84 ↓ -0.36 (-0.33 %) Net Assets (Cr) ₹71,788 on 31 Jul 25 Category Equity - Large Cap AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.46 Sharpe Ratio -0.35 Information Ratio 1.5 Alpha Ratio 1.58 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹14,613 31 Jul 22 ₹16,113 31 Jul 23 ₹19,277 31 Jul 24 ₹26,875 31 Jul 25 ₹27,178 Returns for ICICI Prudential Bluechip Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jul 23 Duration Returns 1 Month -0.8% 3 Month -0.1% 6 Month 13% 1 Year -0.6% 3 Year 18.1% 5 Year 20.5% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.9% 2023 27.4% 2022 6.9% 2021 29.2% 2020 13.5% 2019 9.8% 2018 -0.8% 2017 32.7% 2016 7.7% 2015 -0.2% Fund Manager information for ICICI Prudential Bluechip Fund
Name Since Tenure Anish Tawakley 5 Sep 18 6.91 Yr. Vaibhav Dusad 18 Jan 21 4.54 Yr. Sharmila D’mello 31 Jul 22 3 Yr. Data below for ICICI Prudential Bluechip Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 29.23% Industrials 10.5% Consumer Cyclical 9.72% Energy 9.22% Basic Materials 7.33% Technology 5.89% Health Care 5.18% Communication Services 4.81% Consumer Defensive 4.16% Utility 3.78% Real Estate 1.26% Asset Allocation
Asset Class Value Cash 8.92% Equity 91.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK10% ₹7,010 Cr 35,021,310
↑ 355,748 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 08 | 5321749% ₹6,327 Cr 43,764,687
↑ 400,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 08 | RELIANCE6% ₹4,559 Cr 30,384,281
↓ -1,016,500 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 12 | LT6% ₹4,406 Cr 12,005,384
↑ 129,136 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 09 | BHARTIARTL5% ₹3,408 Cr 16,956,913
↑ 250,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | 5322154% ₹3,022 Cr 25,197,029 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 16 | MARUTI4% ₹2,925 Cr 2,358,549 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Sep 17 | 5325384% ₹2,830 Cr 2,340,478
↓ -30,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY3% ₹2,472 Cr 15,429,639 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Jul 15 | SUNPHARMA3% ₹1,923 Cr 11,474,716
↑ 179,084 5. DSP TOP 100 Equity
DSP TOP 100 Equity
Growth Launch Date 10 Mar 03 NAV (29 Aug 25) ₹460.567 ↓ -1.32 (-0.29 %) Net Assets (Cr) ₹6,399 on 31 Jul 25 Category Equity - Large Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 1.94 Sharpe Ratio -0.38 Information Ratio 0.84 Alpha Ratio 0.42 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹14,376 31 Jul 22 ₹14,326 31 Jul 23 ₹17,025 31 Jul 24 ₹23,537 31 Jul 25 ₹23,905 Returns for DSP TOP 100 Equity
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jul 23 Duration Returns 1 Month -2.6% 3 Month -2.6% 6 Month 9.2% 1 Year -1% 3 Year 17.4% 5 Year 17.8% 10 Year 15 Year Since launch 18.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.5% 2023 26.6% 2022 1.4% 2021 19.5% 2020 7.5% 2019 14.8% 2018 -2.7% 2017 26.5% 2016 4.9% 2015 -2.3% Fund Manager information for DSP TOP 100 Equity
Name Since Tenure Abhishek Singh 1 Jun 22 3.17 Yr. Data below for DSP TOP 100 Equity as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 43.32% Consumer Cyclical 13.11% Health Care 7.46% Utility 6.05% Technology 5.97% Consumer Defensive 4.63% Energy 3.71% Communication Services 1.47% Basic Materials 1.31% Industrials 0.96% Asset Allocation
Asset Class Value Cash 12.02% Equity 87.98% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK10% ₹603 Cr 3,012,701
↑ 157,620 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 16 | 5321748% ₹495 Cr 3,420,782 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | M&M5% ₹319 Cr 1,002,342 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 21 | ITC5% ₹293 Cr 7,025,441 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | 5322155% ₹285 Cr 2,375,515 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 24 | KOTAKBANK4% ₹283 Cr 1,306,305 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE4% ₹279 Cr 1,520,172 NTPC Ltd (Utilities)
Equity, Since 30 Nov 23 | 5325554% ₹261 Cr 7,808,293
↑ 1,417,893 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Jun 22 | 5000344% ₹257 Cr 2,745,150
↑ 2,196,120 Cipla Ltd (Healthcare)
Equity, Since 30 Jun 20 | 5000874% ₹240 Cr 1,594,830
Volatile Global Markets: Bluechip companies provide stability when small caps fluctuate heavily.
Government Push: Large-cap sectors like banking, infrastructure, and energy are expected to benefit from policy support.
Inflation Hedge: Bluechips often dominate essential sectors (FMCG, pharma, IT) that continue performing even during inflation.
India Growth Story: As India targets a $5 trillion economy, Bluechip companies are likely to lead this expansion.
While safer than mid/small caps, Bluechip Funds are not risk-free:
Investor Tip: Bluechip Funds are best for long-term stability, not for chasing quick returns.
Feature | Bluechip (Large Cap) | Mid Cap | Small Cap |
---|---|---|---|
Risk | Low to Moderate | Moderate to High | Very High |
Return Potential | 10–14% | 12–16% | 15%+ (with volatility) |
Volatility | Lowest | Medium | Highest |
Investor Type | Conservative, long-term | Growth-focused | Aggressive, risk-taking |
This shows why Bluechip Funds are often called the “foundation of a Portfolio.”
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A: They are safer than mid/small-cap funds, but still subject to market risk.
A: Bluechip Funds are actively managed, whereas Index Funds simply track the benchmark. Both have merits, but Bluechips aim to beat the index.
A: Yes, most Bluechip Funds allow SIPs starting as low as ₹500/month.
A: STCG (≤ 1 year): 15% and LTCG (> 1 year): 10% (on gains above ₹1 lakh)
Bluechip Mutual Funds are a foundation block of any Smart investment portfolio. They balance growth with safety, making them perfect for long-term goals like retirement or wealth creation. If you’re just starting your mutual fund journey, or looking to add stability to your portfolio, Bluechip Funds should be your first choice.
Pro Tip: Don’t judge performance yearly. Stay invested 7–10 years, and Bluechip Funds can help you beat inflation and achieve financial independence.
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