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Fincash » Mutual Funds » Top 10 Liquid Funds

Top 10 Liquid Mutual Funds 2025

Updated on June 5, 2025 , 14506 views

Liquid Funds are the best options for the surplus cash which are lying in the Bank account. Liquid Funds are those Mutual Funds that invest your money in a very short money market instruments like treasury bills, commercial papers, Certificate of Deposit, etc.

These funds are highly liquid in nature and they have no entry or exit load. Due to the supreme advantages that liquid funds offer; they are often considered to be a better investment option than fixed deposits and Savings Account.

Top 10 Liquid Mutual Funds offer the opportunity to fetch better returns without compromising on the liquidity factors. The best performing liquid funds let you earn great returns in a short span of time. As the average maturity of liquid funds is less than 91 days, it is best suitable for investors looking for a short-term Investment plan. Furthermore, as Liquid Mutual Funds are not much affected by the Market Volatility, investors can easily invest without worrying about the risk factors.

Key Benefits of Investing in Liquid Funds

Some of the major benefits of investing in Liquid Mutual Funds are:

  • In Liquid fund, you can withdraw your funds within a span of 24 hours
  • As liquid funds mainly invest in fixed Income securities which have a short maturity period, they have the lowest interest rate risk as compared to other debt mutual fund
  • Liquid Mutual Funds offer an Average Return of about 7.5-8% per annum
  • These funds have no lock-in period, which means that you can redeem your cash wherever required
  • Liquid Funds offer valuable tax benefits

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Top 10 Liquid Mutual Funds FY 25 - 26

FundNAVNet Assets (Cr)1 MO (%)3 MO (%)6 MO (%)1 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Indiabulls Liquid Fund Growth ₹2,516.45
↑ 1.68
₹1420.61.93.77.37.46.42%1M 18D1M 19D
PGIM India Insta Cash Fund Growth ₹338.725
↑ 0.19
₹4490.61.93.67.37.36.48%1D2D
Principal Cash Management Fund Growth ₹2,295.05
↑ 1.17
₹5,7080.61.83.67.27.36.54%1M 10D1M 9D
JM Liquid Fund Growth ₹70.9985
↑ 0.05
₹2,6800.61.83.67.27.26.46%1M 10D1M 13D
Axis Liquid Fund Growth ₹2,896.89
↑ 1.57
₹39,0690.61.93.67.37.46.53%1M 11D1M 14D
Invesco India Liquid Fund Growth ₹3,576.22
↑ 2.13
₹13,7750.61.93.67.37.46.45%1M 14D1M 14D
Aditya Birla Sun Life Liquid Fund Growth ₹419.222
↑ 0.20
₹53,9120.61.93.67.37.36.59%1M 13D1M 13D
Tata Liquid Fund Growth ₹4,097.88
↑ 2.53
₹21,4250.61.93.67.37.36.54%1M 7D1M 7D
ICICI Prudential Liquid Fund Growth ₹385.177
↑ 0.20
₹53,1930.61.93.67.37.46.55%1M 11D1M 15D
Nippon India Liquid Fund  Growth ₹6,349.74
↑ 3.50
₹35,3920.61.93.67.27.36.59%1M 17D1M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 25

1. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 2 in Liquid Fund category.  Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund
Growth
Launch Date 27 Oct 11
NAV (06 Jun 25) ₹2,516.45 ↑ 1.68   (0.07 %)
Net Assets (Cr) ₹142 on 30 Apr 25
Category Debt - Liquid Fund
AMC Indiabulls Asset Management Company Ltd.
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio 2.75
Information Ratio -1.78
Alpha Ratio -0.12
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.42%
Effective Maturity 1 Month 19 Days
Modified Duration 1 Month 18 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,312
31 May 22₹10,639
31 May 23₹11,265
31 May 24₹12,080
31 May 25₹12,957

Indiabulls Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.7%
1 Year 7.3%
3 Year 6.8%
5 Year 5.3%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 6.8%
2022 4.6%
2021 3.1%
2020 3.9%
2019 6.6%
2018 7.3%
2017 6.7%
2016 7.8%
2015 8.5%
Fund Manager information for Indiabulls Liquid Fund
NameSinceTenure
Kaustubh Sule11 May 232.06 Yr.

Data below for Indiabulls Liquid Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash99.75%
Other0.25%
Debt Sector Allocation
SectorValue
Cash Equivalent66.35%
Government20.01%
Corporate13.39%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Export-Import Bank Of India
Commercial Paper | -
9%₹20 Cr2,000,000
↑ 500,000
India (Republic of)
- | -
9%₹20 Cr2,000,000
↑ 1,000,000
Punjab National Bank
Domestic Bonds | -
9%₹20 Cr2,000,000
↑ 2,000,000
Indian Oil Corp Ltd.
Commercial Paper | -
7%₹15 Cr1,500,000
↑ 1,500,000
National Bank For Agriculture And Rural Development (10/06/2025) **
Commercial Paper | -
6%₹14 Cr1,425,000
Small Industries Development Bank Of India
Debentures | -
4%₹10 Cr1,000,000
Bank Of Baroda
Certificate of Deposit | -
4%₹10 Cr1,000,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited)
Commercial Paper | -
4%₹10 Cr1,000,000
HDFC Securities Limited
Commercial Paper | -
4%₹10 Cr1,000,000
Axis Bank Limited
Certificate of Deposit | -
4%₹10 Cr1,000,000
↑ 1,000,000

2. PGIM India Insta Cash Fund

(Erstwhile DHFL Pramerica Insta Cash Plus Fund)

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

PGIM India Insta Cash Fund is a Debt - Liquid Fund fund was launched on 5 Sep 07. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 4 in Liquid Fund category.  Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for PGIM India Insta Cash Fund

PGIM India Insta Cash Fund
Growth
Launch Date 5 Sep 07
NAV (06 Jun 25) ₹338.725 ↑ 0.19   (0.06 %)
Net Assets (Cr) ₹449 on 30 Apr 25
Category Debt - Liquid Fund
AMC Pramerica Asset Managers Private Limited
Rating
Risk Low
Expense Ratio 0.27
Sharpe Ratio 2.86
Information Ratio -1.11
Alpha Ratio -0.12
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.48%
Effective Maturity 2 Days
Modified Duration 1 Day

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,325
31 May 22₹10,680
31 May 23₹11,346
31 May 24₹12,164
31 May 25₹13,046

PGIM India Insta Cash Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for PGIM India Insta Cash Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.6%
1 Year 7.3%
3 Year 6.9%
5 Year 5.5%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 7%
2022 4.8%
2021 3.3%
2020 4.2%
2019 6.7%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
Fund Manager information for PGIM India Insta Cash Fund
NameSinceTenure
Bhupesh Kalyani13 Sep 222.72 Yr.
Puneet Pal16 Jul 222.88 Yr.

Data below for PGIM India Insta Cash Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash99.53%
Other0.47%
Debt Sector Allocation
SectorValue
Cash Equivalent83.58%
Corporate10.64%
Government5.3%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
LIC Housing Finance Ltd
Debentures | -
5%₹25 Cr2,500,000
Infina Finance Private Limited
Commercial Paper | -
5%₹25 Cr2,500,000
Export-Import Bank Of India
Commercial Paper | -
5%₹25 Cr2,500,000
Aditya Birla Money Ltd.
Commercial Paper | -
5%₹25 Cr2,500,000
HDFC Bank Ltd. ** #
Certificate of Deposit | -
5%₹25 Cr2,500,000
Punjab National Bank ** #
Certificate of Deposit | -
5%₹25 Cr2,500,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
5%₹25 Cr2,500,000
India (Republic of)
- | -
5%₹25 Cr2,500,000
Bank Of Baroda ** #
Certificate of Deposit | -
5%₹25 Cr2,500,000
NTPC Ltd.
Commercial Paper | -
5%₹25 Cr2,500,000
↑ 2,500,000

3. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.5% since its launch.  Ranked 5 in Liquid Fund category.  Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund
Growth
Launch Date 30 Aug 04
NAV (06 Jun 25) ₹2,295.05 ↑ 1.17   (0.05 %)
Net Assets (Cr) ₹5,708 on 30 Apr 25
Category Debt - Liquid Fund
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Low
Expense Ratio 0.29
Sharpe Ratio 2.43
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 6.54%
Effective Maturity 1 Month 9 Days
Modified Duration 1 Month 10 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,311
31 May 22₹10,661
31 May 23₹11,325
31 May 24₹12,143
31 May 25₹13,014

Principal Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.2%
3 Year 6.9%
5 Year 5.4%
10 Year
15 Year
Since launch 6.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 7%
2022 4.8%
2021 3.2%
2020 3.8%
2019 6.2%
2018 -1.8%
2017 6.8%
2016 7.7%
2015 8.4%
Fund Manager information for Principal Cash Management Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 223.41 Yr.
Sandeep Agarwal16 May 223.04 Yr.

Data below for Principal Cash Management Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash99.77%
Other0.23%
Debt Sector Allocation
SectorValue
Cash Equivalent82.09%
Corporate14.66%
Government3.02%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
10%₹622 Cr
Reverse Repo
CBLO/Reverse Repo | -
7%₹471 Cr
Cash And Other Net Current Assets^
CBLO | -
4%-₹243 Cr
91 Days Tbill Red 19-06-2025
Sovereign Bonds | -
3%₹224 Cr22,500,000
India (Republic of)
- | -
3%₹198 Cr20,000,000
↑ 20,000,000
Small Industries Development Bank Of India
Certificate of Deposit | -
2%₹149 Cr3,000
National Bank for Agriculture and Rural Development
Commercial Paper | -
2%₹149 Cr3,000
Reliance Industries Ltd.
Commercial Paper | -
2%₹149 Cr3,000
Reliance Jio Infocomm Ltd.
Commercial Paper | -
2%₹148 Cr3,000
Axis Bank Ltd - 13/08/2025**
Net Current Assets | -
2%₹148 Cr3,000
↑ 3,000

4. JM Liquid Fund

(Erstwhile JM High Liquidity Fund)

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments.

JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 3 in Liquid Fund category.  Return for 2024 was 7.2% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for JM Liquid Fund

JM Liquid Fund
Growth
Launch Date 31 Dec 97
NAV (06 Jun 25) ₹70.9985 ↑ 0.05   (0.07 %)
Net Assets (Cr) ₹2,680 on 30 Apr 25
Category Debt - Liquid Fund
AMC JM Financial Asset Management Limited
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio 2.55
Information Ratio -2.93
Alpha Ratio -0.17
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.46%
Effective Maturity 1 Month 13 Days
Modified Duration 1 Month 10 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,321
31 May 22₹10,681
31 May 23₹11,341
31 May 24₹12,158
31 May 25₹13,022

JM Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for JM Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.2%
3 Year 6.9%
5 Year 5.4%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.2%
2023 7%
2022 4.8%
2021 3.3%
2020 4%
2019 6.6%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
Fund Manager information for JM Liquid Fund
NameSinceTenure
Killol Pandya5 Nov 240.57 Yr.
Naghma Khoja21 Oct 213.61 Yr.
Ruchi Fozdar3 Apr 241.16 Yr.

Data below for JM Liquid Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash99.71%
Other0.29%
Debt Sector Allocation
SectorValue
Cash Equivalent79.22%
Corporate14.85%
Government5.63%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Ccil
CBLO/Reverse Repo | -
8%₹201 Cr201,245
↑ 201,245
91 Days Tbill Red 19-06-2025
Sovereign Bonds | -
5%₹127 Cr12,800,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited)
Commercial Paper | -
4%₹100 Cr10,000,000
182 DTB 19062025
Sovereign Bonds | -
4%₹99 Cr10,000,000
Bank of India Ltd.
Debentures | -
4%₹99 Cr10,000,000
India (Republic of)
- | -
4%₹99 Cr10,000,000
↑ 5,000,000
Indian Bank
Domestic Bonds | -
4%₹99 Cr10,000,000
↑ 10,000,000
Export-Import Bank of India
Commercial Paper | -
4%₹99 Cr10,000,000
↑ 10,000,000
HDFC Bank Limited
Certificate of Deposit | -
3%₹75 Cr7,500,000
Canara Bank (09/06/2025)
Certificate of Deposit | -
3%₹75 Cr7,500,000

5. Axis Liquid Fund

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 21 in Liquid Fund category.  Return for 2024 was 7.4% , 2023 was 7.1% and 2022 was 4.9% .

Below is the key information for Axis Liquid Fund

Axis Liquid Fund
Growth
Launch Date 9 Oct 09
NAV (06 Jun 25) ₹2,896.89 ↑ 1.57   (0.05 %)
Net Assets (Cr) ₹39,069 on 30 Apr 25
Category Debt - Liquid Fund
AMC Axis Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.23
Sharpe Ratio 3.15
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.53%
Effective Maturity 1 Month 14 Days
Modified Duration 1 Month 11 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,324
31 May 22₹10,684
31 May 23₹11,356
31 May 24₹12,186
31 May 25₹13,072

Axis Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Axis Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.6%
1 Year 7.3%
3 Year 7%
5 Year 5.5%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7.1%
2022 4.9%
2021 3.3%
2020 4.3%
2019 6.6%
2018 7.5%
2017 6.7%
2016 7.6%
2015 8.4%
Fund Manager information for Axis Liquid Fund
NameSinceTenure
Devang Shah5 Nov 1212.58 Yr.
Aditya Pagaria13 Aug 168.8 Yr.
Sachin Jain3 Jul 231.91 Yr.

Data below for Axis Liquid Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash99.81%
Other0.19%
Debt Sector Allocation
SectorValue
Cash Equivalent82.13%
Corporate15.45%
Government2.23%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -
8%₹3,624 Cr
91 Days Tbill Red 05-06-2025
Sovereign Bonds | -
5%₹2,303 Cr231,000,000
↑ 6,000,000
Canara Bank (09/06/2025)
Certificate of Deposit | -
3%₹1,494 Cr30,000
Reliance Jio Infocomm Ltd.
Commercial Paper | -
3%₹1,483 Cr30,000
Export Import Bank Of India 09-Jun-2025 **
Commercial Paper | -
3%₹1,419 Cr28,500
91 Days Tbill Red 12-06-2025
Sovereign Bonds | -
3%₹1,294 Cr130,000,000
Reliance Industries Ltd.
Commercial Paper | -
3%₹1,290 Cr26,000
National Bank For Agriculture And Rural Development (10/06/2025) **
Commercial Paper | -
3%₹1,229 Cr24,700
Reliance Retail Ventures Limited
Commercial Paper | -
2%₹994 Cr20,000
Reliance Jio Infocomm Ltd.
Commercial Paper | -
2%₹993 Cr20,000

6. Invesco India Liquid Fund

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Invesco India Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 06. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 9 in Liquid Fund category.  Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Invesco India Liquid Fund

Invesco India Liquid Fund
Growth
Launch Date 17 Nov 06
NAV (06 Jun 25) ₹3,576.22 ↑ 2.13   (0.06 %)
Net Assets (Cr) ₹13,775 on 15 Apr 25
Category Debt - Liquid Fund
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Low
Expense Ratio 0.22
Sharpe Ratio 3.22
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.45%
Effective Maturity 1 Month 14 Days
Modified Duration 1 Month 14 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,319
31 May 22₹10,676
31 May 23₹11,339
31 May 24₹12,163
31 May 25₹13,045

Invesco India Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.6%
1 Year 7.3%
3 Year 6.9%
5 Year 5.5%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7%
2022 4.8%
2021 3.3%
2020 4.1%
2019 6.5%
2018 7.4%
2017 6.7%
2016 7.6%
2015 8.4%
Fund Manager information for Invesco India Liquid Fund
NameSinceTenure
Krishna Cheemalapati25 Apr 1114.11 Yr.
Prateek Jain14 Feb 223.29 Yr.

Data below for Invesco India Liquid Fund as on 15 Apr 25

Asset Allocation
Asset ClassValue
Cash99.78%
Other0.22%
Debt Sector Allocation
SectorValue
Cash Equivalent90.57%
Corporate5.85%
Government3.35%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Triparty Repo
CBLO/Reverse Repo | -
9%₹1,205 Cr
91 DTB 30052025
Sovereign Bonds | -
4%₹494 Cr49,500,000
Net Receivables / (Payables)
CBLO | -
3%-₹459 Cr
91 Days Tbill Red 05-06-2025
Sovereign Bonds | -
3%₹449 Cr45,000,000
HDFC Bank Ltd. ** #
Certificate of Deposit | -
3%₹398 Cr40,000,000
↓ -10,000,000
Bank Of Baroda 2025 ** #
Certificate of Deposit | -
3%₹396 Cr40,000,000
National Bank for Agriculture and Rural Development
Commercial Paper | -
2%₹297 Cr30,000,000
182 DTB 24072025
Sovereign Bonds | -
2%₹297 Cr30,000,000
↑ 30,000,000
Export-Import Bank of India
Commercial Paper | -
2%₹296 Cr30,000,000
↑ 30,000,000
Tata Realty And Infrastructure Limited
Commercial Paper | -
2%₹294 Cr29,500,000

7. Aditya Birla Sun Life Liquid Fund

(Erstwhile Aditya Birla Sun Life Cash Plus Fund)

An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 15 in Liquid Fund category.  Return for 2024 was 7.3% , 2023 was 7.1% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Liquid Fund

Aditya Birla Sun Life Liquid Fund
Growth
Launch Date 30 Mar 04
NAV (06 Jun 25) ₹419.222 ↑ 0.20   (0.05 %)
Net Assets (Cr) ₹53,912 on 30 Apr 25
Category Debt - Liquid Fund
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.34
Sharpe Ratio 2.96
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.59%
Effective Maturity 1 Month 13 Days
Modified Duration 1 Month 13 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,328
31 May 22₹10,685
31 May 23₹11,357
31 May 24₹12,180
31 May 25₹13,062

Aditya Birla Sun Life Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Aditya Birla Sun Life Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.6%
1 Year 7.3%
3 Year 6.9%
5 Year 5.5%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 7.1%
2022 4.8%
2021 3.3%
2020 4.3%
2019 6.7%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
Fund Manager information for Aditya Birla Sun Life Liquid Fund
NameSinceTenure
Sunaina Cunha15 Jul 1113.89 Yr.
Kaustubh Gupta15 Jul 1113.89 Yr.
Sanjay Pawar1 Jul 222.92 Yr.

Data below for Aditya Birla Sun Life Liquid Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash99.79%
Other0.21%
Debt Sector Allocation
SectorValue
Cash Equivalent79.32%
Corporate20.47%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Receivables / (Payables)
Net Current Assets | -
13%-₹7,218 Cr
91 Days Tbill
Sovereign Bonds | -
4%₹2,000 Cr200,000,000
91 DTB 30052025
Sovereign Bonds | -
3%₹1,633 Cr164,017,700
↑ 50,000,000
National Bank for Agriculture and Rural Development
Commercial Paper | -
3%₹1,487 Cr30,000
182 DTB 27062025
Sovereign Bonds | -
2%₹1,298 Cr131,000,000
↑ 125,000,000
Punjab National Bank
Certificate of Deposit | -
2%₹1,243 Cr25,000
HDFC Bank Limited
Certificate of Deposit | -
2%₹1,219 Cr24,500
National Bank For Agriculture And Rural Development
Commercial Paper | -
2%₹1,000 Cr20,000
↑ 20,000
HDFC Bank Ltd.
Debentures | -
2%₹989 Cr20,000
National Bank for Agriculture and Rural Development
Commercial Paper | -
2%₹987 Cr20,000

8. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 18 in Liquid Fund category.  Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund
Growth
Launch Date 1 Sep 04
NAV (06 Jun 25) ₹4,097.88 ↑ 2.53   (0.06 %)
Net Assets (Cr) ₹21,425 on 30 Apr 25
Category Debt - Liquid Fund
AMC Tata Asset Management Limited
Rating
Risk Low
Expense Ratio 0
Sharpe Ratio 2.8
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.54%
Effective Maturity 1 Month 7 Days
Modified Duration 1 Month 7 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,320
31 May 22₹10,673
31 May 23₹11,330
31 May 24₹12,149
31 May 25₹13,027

Tata Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.6%
1 Year 7.3%
3 Year 6.9%
5 Year 5.5%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.6%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
Fund Manager information for Tata Liquid Fund
NameSinceTenure
Amit Somani16 Oct 1311.63 Yr.
Abhishek Sonthalia6 Feb 205.32 Yr.
Harsh Dave1 Aug 240.83 Yr.

Data below for Tata Liquid Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash99.7%
Other0.3%
Debt Sector Allocation
SectorValue
Cash Equivalent85.17%
Corporate13.62%
Government0.92%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Punjab National Bank ** #
Certificate of Deposit | -
6%₹1,367 Cr27,500
364 DTB
Sovereign Bonds | -
5%₹1,140 Cr114,500,000
Bank Of Baroda
Certificate of Deposit | -
5%₹996 Cr20,000
Indian Oil Corp Ltd.
Commercial Paper | -
5%₹994 Cr20,000
ICICI Securities Limited**
Commercial Paper | -
4%₹871 Cr17,500
↓ -4,000
91 Days Tbill Red 19-06-2025
Sovereign Bonds | -
4%₹806 Cr81,000,000
Small Industries Dev Bank Of India (05/06/2025) **
Commercial Paper | -
3%₹747 Cr15,000
National Bank For Agriculture And Rural Development (10/06/2025) **
Commercial Paper | -
3%₹747 Cr15,000
Godrej Consumer Products Ltd.
Commercial Paper | -
3%₹739 Cr15,000
↑ 15,000
Bank of Baroda
Debentures | -
3%₹739 Cr15,000
↑ 15,000

9. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 20 in Liquid Fund category.  Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund
Growth
Launch Date 17 Nov 05
NAV (06 Jun 25) ₹385.177 ↑ 0.20   (0.05 %)
Net Assets (Cr) ₹53,193 on 30 Apr 25
Category Debt - Liquid Fund
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.29
Sharpe Ratio 2.92
Information Ratio -1.27
Alpha Ratio -0.11
Min Investment 500
Min SIP Investment 99
Exit Load NIL
Yield to Maturity 6.55%
Effective Maturity 1 Month 15 Days
Modified Duration 1 Month 11 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,324
31 May 22₹10,675
31 May 23₹11,337
31 May 24₹12,158
31 May 25₹13,037

ICICI Prudential Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.6%
1 Year 7.3%
3 Year 6.9%
5 Year 5.5%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.6%
2018 7.4%
2017 6.6%
2016 7.7%
2015 8.3%
Fund Manager information for ICICI Prudential Liquid Fund
NameSinceTenure
Nikhil Kabra1 Dec 231.5 Yr.
Darshil Dedhia12 Jun 231.97 Yr.

Data below for ICICI Prudential Liquid Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash99.75%
Other0.25%
Debt Sector Allocation
SectorValue
Cash Equivalent83.39%
Corporate10.81%
Government5.55%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 Days Tbill Red 12-06-2025
Sovereign Bonds | -
7%₹3,794 Cr381,000,000
↓ -19,000,000
91 Days Tbill Red 19-06-2025
Sovereign Bonds | -
5%₹2,487 Cr250,000,000
Punjab National Bank ** #
Certificate of Deposit | -
4%₹2,237 Cr45,000
Small Industries Development Bank of India
Commercial Paper | -
3%₹1,487 Cr30,000
India (Republic of)
- | -
2%₹1,189 Cr120,000,000
Treps
CBLO/Reverse Repo | -
2%₹1,010 Cr
Punjab National Bank **
Net Current Assets | -
2%₹984 Cr20,000
↑ 20,000
National Bk For Agriculture & Rural Dev. **
Commercial Paper | -
2%₹896 Cr18,000
Rbl Bank Limited
Certificate of Deposit | -
2%₹896 Cr18,000
Bajaj Financial Securities Limited
Commercial Paper | -
1%₹795 Cr16,000

10. Nippon India Liquid Fund 

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund  is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 11 in Liquid Fund category.  Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Nippon India Liquid Fund 

Nippon India Liquid Fund 
Growth
Launch Date 9 Dec 03
NAV (06 Jun 25) ₹6,349.74 ↑ 3.50   (0.06 %)
Net Assets (Cr) ₹35,392 on 30 Apr 25
Category Debt - Liquid Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 0.33
Sharpe Ratio 2.7
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.59%
Effective Maturity 1 Month 20 Days
Modified Duration 1 Month 17 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,322
31 May 22₹10,674
31 May 23₹11,335
31 May 24₹12,154
31 May 25₹13,030

Nippon India Liquid Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Liquid Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.6%
1 Year 7.2%
3 Year 6.9%
5 Year 5.5%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.7%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.3%
Fund Manager information for Nippon India Liquid Fund 
NameSinceTenure
Kinjal Desai25 May 187.02 Yr.
Vikash Agarwal14 Sep 240.71 Yr.

Data below for Nippon India Liquid Fund  as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash99.8%
Other0.2%
Debt Sector Allocation
SectorValue
Cash Equivalent89.74%
Corporate9.02%
Government1.04%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reverse Repo
CBLO/Reverse Repo | -
6%₹2,175 Cr
5.22% Govt Stock 2025
Sovereign Bonds | -
5%₹1,814 Cr181,500,000
↑ 8,000,000
91 Days Tbill Red 12-06-2025
Sovereign Bonds | -
3%₹1,041 Cr104,500,000
Indian Oil Corp Ltd.
Commercial Paper | -
3%₹985 Cr20,000
↑ 20,000
Triparty Repo
CBLO/Reverse Repo | -
2%₹896 Cr
91 Days Tbill Red 19-06-2025
Sovereign Bonds | -
2%₹856 Cr86,068,400
Bank Of Baroda
Certificate of Deposit | -
2%₹647 Cr13,000
National Bank For Agriculture And Rural Development**
Commercial Paper | -
2%₹596 Cr12,000
HDFC Bank Ltd.
Debentures | -
2%₹595 Cr12,000
Tata Steel Ltd.
Commercial Paper | -
1%₹499 Cr10,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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