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Top 10 Liquid Mutual Funds 2022

Updated on November 27, 2022 , 11950 views

Liquid Funds are the best options for the surplus cash which are lying in the Bank account. Liquid Funds are those Mutual Funds that invest your money in a very short money market instruments like treasury bills, commercial papers, Certificate of Deposit, etc.

These funds are highly liquid in nature and they have no entry or exit load. Due to the supreme advantages that liquid funds offer; they are often considered to be a better investment option than fixed deposits and Savings Account.

Top 10 Liquid Mutual Funds offer the opportunity to fetch better returns without compromising on the liquidity factors. The best performing liquid funds let you earn great returns in a short span of time. As the average maturity of liquid funds is less than 91 days, it is best suitable for investors looking for a short-term Investment plan. Furthermore, as Liquid Mutual Funds are not much affected by the Market volatility, investors can easily invest without worrying about the risk factors.

Key Benefits of Investing in Liquid Funds

Some of the major benefits of investing in Liquid Mutual Funds are:

In Liquid fund, you can withdraw your funds within a span of 24 hours
As liquid funds mainly invest in fixed Income securities which have a short maturity period, they have the lowest interest rate risk as compared to other debt mutual fund
Liquid Mutual Funds offer an average return of about 7.5-8% per annum
These funds have no lock-in period, which means that you can redeem your cash wherever required
Liquid Funds offer valuable tax benefits

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Top 10 Liquid Mutual Funds FY 22 - 23

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2021 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
JM Liquid Fund Growth	₹59.703 ↑ 0.01	₹1,553	0.5	1.5	2.7	4.5	3.3	6.24%	1M 4D	1M 6D
Principal Cash Management Fund Growth	₹1,928.21 ↑ 0.36	₹2,466	0.6	1.5	2.7	4.5	3.2	6.63%	1M 1D	1M 1D
PGIM India Insta Cash Fund Growth	₹284.323 ↑ 0.06	₹713	0.5	1.5	2.7	4.5	3.3	6.17%	1M 6D	1M 9D
Indiabulls Liquid Fund Growth	₹2,116.32 ↑ 0.40	₹247	0.5	1.4	2.6	4.3	3.1	6.25%	1M 1D	1M 3D
Baroda Pioneer Liquid Fund Growth	₹2,513.2 ↑ 0.48	₹5,817	0.6	1.5	2.8	4.6	3.3	6.67%	1M 6D	1M 9D
Axis Liquid Fund Growth	₹2,428.78 ↑ 0.46	₹29,703	0.6	1.5	2.8	4.6	3.3	6.32%	1M 11D	1M 12D
Aditya Birla Sun Life Liquid Fund Growth	₹351.693 ↑ 0.07	₹35,107	0.6	1.5	2.7	4.5	3.3	6.66%	1M 6D	1M 6D
Invesco India Liquid Fund Growth	₹3,001.3 ↑ 0.57	₹6,259	0.6	1.5	2.7	4.5	3.3	6.22%	1M 6D	1M 8D
Nippon India Liquid Fund Growth	₹5,333.3 ↑ 1.01	₹23,692	0.6	1.5	2.7	4.5	3.2	6.39%	1M 28D	2M 2D
Tata Liquid Fund Growth	₹3,441.48 ↑ 0.64	₹19,735	0.6	1.5	2.7	4.5	3.2	6.31%	1M 11D	1M 11D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Nov 22

1. JM Liquid Fund

(Erstwhile JM High Liquidity Fund)

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments.

JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 3 in Liquid Fund category. Return for 2021 was 3.3% , 2020 was 4% and 2019 was 6.6% .

Below is the key information for JM Liquid Fund

JM Liquid Fund Growth
Launch Date	31 Dec 97
NAV (29 Nov 22)	₹59.703 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹1,553 on 15 Nov 22
Category	Debt - Liquid Fund
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.21
Sharpe Ratio	-2.08
Information Ratio	-5.38
Alpha Ratio	-0.22
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.24%
Effective Maturity	1 Month 6 Days
Modified Duration	1 Month 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 17	₹10,000
31 Oct 18	₹10,721
31 Oct 19	₹11,474
31 Oct 20	₹11,972
31 Oct 21	₹12,355
31 Oct 22	₹12,890

JM Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for JM Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	2.7%
1 Year	4.5%
3 Year	4%
5 Year	5.2%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	3.3%
2020	4%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%
2013	9.3%
2012	9.6%

Fund Manager information for JM Liquid Fund

Name	Since	Tenure
Shalini Tibrewala	31 Dec 97	24.85 Yr.
Naghma Khoja	21 Oct 21	1.03 Yr.

Data below for JM Liquid Fund as on 15 Nov 22

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	84.77%
Government	8.21%
Corporate	7.02%

Credit Quality

Rating	Value
AA	0.92%
AAA	99.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps-Triparty Repo CBLO/Reverse Repo \| -	41%	₹861 Cr	00
Small Industries Development Bank Of India Commercial Paper \| -	5%	₹100 Cr	2,000 ↑ 2,000
182 Dtb 10112022 Sovereign Bonds \| -	4%	₹85 Cr	8,500,000
Reliance Jio Infocomm Limited Commercial Paper \| -	4%	₹74 Cr	1,500
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹50 Cr	1,000 ↑ 1,000
Punjab National Bank Certificate of Deposit \| -	2%	₹50 Cr	1,000 ↑ 1,000
LIC Housing Finance Limited Commercial Paper \| -	2%	₹50 Cr	1,000 ↑ 1,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹50 Cr	1,000
Indian Bank Certificate of Deposit \| -	2%	₹50 Cr	1,000
Larsen And Toubro Limited Commercial Paper \| -	2%	₹50 Cr	1,000

2. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.4% since its launch. Ranked 5 in Liquid Fund category. Return for 2021 was 3.2% , 2020 was 3.8% and 2019 was 6.2% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund Growth
Launch Date	30 Aug 04
NAV (29 Nov 22)	₹1,928.21 ↑ 0.36 (0.02 %)
Net Assets (Cr)	₹2,466 on 31 Oct 22
Category	Debt - Liquid Fund
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.2
Sharpe Ratio	-2.92
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	6.63%
Effective Maturity	1 Month 1 Day
Modified Duration	1 Month 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Oct 17	₹10,000
31 Oct 18	₹9,815
31 Oct 19	₹10,451
31 Oct 20	₹10,881
31 Oct 21	₹11,220
31 Oct 22	₹11,699

Principal Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹191,330.
Net Profit of ₹11,330 Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

Duration	Returns
1 Month	0.6%
3 Month	1.5%
6 Month	2.7%
1 Year	4.5%
3 Year	3.9%
5 Year	3.2%
10 Year
15 Year
Since launch	6.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	3.2%
2020	3.8%
2019	6.2%
2018	-1.8%
2017	6.8%
2016	7.7%
2015	8.4%
2014	9.1%
2013	9.2%
2012	9.7%

Fund Manager information for Principal Cash Management Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	0.83 Yr.
Sandeep Agarwal	16 May 22	0.46 Yr.

Data below for Principal Cash Management Fund as on 31 Oct 22

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	74.92%
Corporate	20.9%
Government	4.19%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps CBLO/Reverse Repo \| -	26%	₹620 Cr
91 DTB 05012023 Sovereign Bonds \| -	5%	₹123 Cr	12,500,000 ↑ 12,500,000
Small Industries Development Bank Of India Commercial Paper \| -	4%	₹100 Cr	2,000
Julius Baer Capital (India) Private Limited Commercial Paper \| -	4%	₹99 Cr	2,000
Punjab National Bank Certificate of Deposit \| -	4%	₹99 Cr	2,000
Hindustan Petroleum Corporation Limited Commercial Paper \| -	4%	₹99 Cr	2,000
Birla Group Holdings Private Limited Commercial Paper \| -	4%	₹99 Cr	2,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	4%	₹99 Cr	2,000 ↑ 2,000
Small Industries Development Bank Of India Commercial Paper \| -	4%	₹99 Cr	2,000 ↑ 2,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹75 Cr	1,500 ↓ -1,000

3. PGIM India Insta Cash Fund

(Erstwhile DHFL Pramerica Insta Cash Plus Fund)

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

PGIM India Insta Cash Fund is a Debt - Liquid Fund fund was launched on 5 Sep 07. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 4 in Liquid Fund category. Return for 2021 was 3.3% , 2020 was 4.2% and 2019 was 6.7% .

Below is the key information for PGIM India Insta Cash Fund

PGIM India Insta Cash Fund Growth
Launch Date	5 Sep 07
NAV (29 Nov 22)	₹284.323 ↑ 0.06 (0.02 %)
Net Assets (Cr)	₹713 on 15 Nov 22
Category	Debt - Liquid Fund
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	-2.7
Information Ratio	-6.33
Alpha Ratio	-0.27
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.17%
Effective Maturity	1 Month 9 Days
Modified Duration	1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 17	₹10,000
31 Oct 18	₹10,723
31 Oct 19	₹11,490
31 Oct 20	₹12,014
31 Oct 21	₹12,396
31 Oct 22	₹12,927

PGIM India Insta Cash Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for PGIM India Insta Cash Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	2.7%
1 Year	4.5%
3 Year	4%
5 Year	5.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	3.3%
2020	4.2%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%
2013	9.1%
2012	9.7%

Fund Manager information for PGIM India Insta Cash Fund

Name	Since	Tenure
Bhupesh Kalyani	13 Sep 22	0.13 Yr.
Puneet Pal	16 Jul 22	0.3 Yr.

Data below for PGIM India Insta Cash Fund as on 15 Nov 22

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	76.57%
Government	13.47%
Corporate	9.96%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Clearing Corporation Of India Ltd. CBLO/Reverse Repo \| -	21%	₹146 Cr
182 Dtb 10112022 Sovereign Bonds \| -	14%	₹100 Cr	10,000,000
LIC Housing Finance Limited Commercial Paper \| -	7%	₹50 Cr	5,000,000 ↑ 5,000,000
Housing Development Finance Corporation Limited Commercial Paper \| -	7%	₹50 Cr	5,000,000
Aditya Birla Finance Limited Commercial Paper \| -	7%	₹49 Cr	5,000,000
Axis Bank Limited Certificate of Deposit \| -	6%	₹45 Cr	4,500,000
Canara Bank Certificate of Deposit \| -	6%	₹44 Cr	4,500,000
182 Dtb 20102022 Sovereign Bonds \| -	4%	₹25 Cr	2,500,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited) Commercial Paper \| -	4%	₹25 Cr	2,500,000
Small Industries Development Bank Of India Commercial Paper \| -	4%	₹25 Cr	2,500,000

4. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2021 was 3.1% , 2020 was 3.9% and 2019 was 6.6% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (29 Nov 22)	₹2,116.32 ↑ 0.40 (0.02 %)
Net Assets (Cr)	₹247 on 31 Oct 22
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	-8.94
Information Ratio	-4.5
Alpha Ratio	-0.46
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.25%
Effective Maturity	1 Month 3 Days
Modified Duration	1 Month 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Oct 17	₹10,000
31 Oct 18	₹10,715
31 Oct 19	₹11,458
31 Oct 20	₹11,946
31 Oct 21	₹12,314
31 Oct 22	₹12,813

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	2.6%
1 Year	4.3%
3 Year	3.8%
5 Year	5.1%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	3.1%
2020	3.9%
2019	6.6%
2018	7.3%
2017	6.7%
2016	7.8%
2015	8.5%
2014	9.1%
2013	9.1%
2012	9.8%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Karan Singh	29 May 20	2.43 Yr.

Data below for Indiabulls Liquid Fund as on 31 Oct 22

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.35%
Corporate	8.33%
Government	8.32%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ccil CBLO/Reverse Repo \| -	46%	₹137 Cr	137,400 ↑ 137,400
Indusind Bank Limited Certificate of Deposit \| -	8%	₹25 Cr	2,500,000
Indian Bank Certificate of Deposit \| -	8%	₹25 Cr	2,500,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	8%	₹25 Cr	2,500,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited) Commercial Paper \| -	8%	₹25 Cr	2,500,000
Hindustan Petroleum Corporation Limited Commercial Paper \| -	8%	₹25 Cr	2,500,000
Aditya Birla Finance Limited Commercial Paper \| -	8%	₹25 Cr	2,500,000
182 Dtb 01122022 Sovereign Bonds \| -	2%	₹5 Cr	500,000
182 Dtb 15122022 Sovereign Bonds \| -	1%	₹4 Cr	400,000
Net Receivable/Payable CBLO \| -	1%	₹4 Cr

5. Baroda Pioneer Liquid Fund

To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 22 in Liquid Fund category. Return for 2021 was 3.3% , 2020 was 4.1% and 2019 was 6.6% .

Below is the key information for Baroda Pioneer Liquid Fund

Baroda Pioneer Liquid Fund Growth
Launch Date	5 Feb 09
NAV (29 Nov 22)	₹2,513.2 ↑ 0.48 (0.02 %)
Net Assets (Cr)	₹5,817 on 31 Oct 22
Category	Debt - Liquid Fund
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	-1.86
Information Ratio	-2.31
Alpha Ratio	-0.19
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.67%
Effective Maturity	1 Month 9 Days
Modified Duration	1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 17	₹10,000
31 Oct 18	₹10,727
31 Oct 19	₹11,480
31 Oct 20	₹11,999
31 Oct 21	₹12,387
31 Oct 22	₹12,927

Baroda Pioneer Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Baroda Pioneer Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

Duration	Returns
1 Month	0.6%
3 Month	1.5%
6 Month	2.8%
1 Year	4.6%
3 Year	4.1%
5 Year	5.3%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	3.3%
2020	4.1%
2019	6.6%
2018	7.5%
2017	6.7%
2016	7.8%
2015	8.4%
2014	9.1%
2013	9.2%
2012	9.7%

Fund Manager information for Baroda Pioneer Liquid Fund

Name	Since	Tenure
Mayank Prakash	21 Oct 22	0.03 Yr.
Vikram Pamnani	14 Mar 22	0.64 Yr.

Data below for Baroda Pioneer Liquid Fund as on 31 Oct 22

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	68.36%
Government	18.83%
Corporate	12.82%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps 17-Oct-2022 CBLO/Reverse Repo \| -	17%	₹1,107 Cr
Net Receivable / Payable CBLO \| -	6%	-₹394 Cr
Export-Import Bank Of India Commercial Paper \| -	5%	₹296 Cr	6,000 ↑ 6,000
Indian Bank Certificate of Deposit \| -	4%	₹248 Cr	5,000 ↑ 5,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	3%	₹224 Cr	4,500 ↑ 500
Small Industries Development Bank Of India Commercial Paper \| -	3%	₹199 Cr	4,000
Punjab National Bank Certificate of Deposit \| -	3%	₹199 Cr	4,000
Housing Development Finance Corporation Limited Commercial Paper \| -	3%	₹199 Cr	4,000
Axis Bank Limited Certificate of Deposit \| -	3%	₹198 Cr	4,000
Ntpc Limited Commercial Paper \| -	3%	₹198 Cr	4,000

6. Axis Liquid Fund

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 21 in Liquid Fund category. Return for 2021 was 3.3% , 2020 was 4.3% and 2019 was 6.6% .

Below is the key information for Axis Liquid Fund

Axis Liquid Fund Growth
Launch Date	9 Oct 09
NAV (29 Nov 22)	₹2,428.78 ↑ 0.46 (0.02 %)
Net Assets (Cr)	₹29,703 on 15 Nov 22
Category	Debt - Liquid Fund
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	-1.75
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.32%
Effective Maturity	1 Month 12 Days
Modified Duration	1 Month 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 17	₹10,000
31 Oct 18	₹10,725
31 Oct 19	₹11,482
31 Oct 20	₹12,017
31 Oct 21	₹12,399
31 Oct 22	₹12,939

Axis Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Axis Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

Duration	Returns
1 Month	0.6%
3 Month	1.5%
6 Month	2.8%
1 Year	4.6%
3 Year	4.1%
5 Year	5.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	3.3%
2020	4.3%
2019	6.6%
2018	7.5%
2017	6.7%
2016	7.6%
2015	8.4%
2014	9.1%
2013	9.2%
2012	9.7%

Fund Manager information for Axis Liquid Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	9.99 Yr.
Aditya Pagaria	13 Aug 16	6.22 Yr.

Data below for Axis Liquid Fund as on 15 Nov 22

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	84.7%
Corporate	10.78%
Government	4.52%

Credit Quality

Rating	Value
AA	0.26%
AAA	99.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Clearing Corporation Of India Ltd CBLO/Reverse Repo \| -	13%	₹3,585 Cr
Reliance Industries Limited CBLO/Reverse Repo \| -	4%	₹1,151 Cr
182 Dtb 10112022 Sovereign Bonds \| -	4%	₹996 Cr	100,000,000 ↑ 63,000,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	4%	₹992 Cr	20,000
91 DTB 03112022 Sovereign Bonds \| -	3%	₹897 Cr	90,000,000 ↑ 70,000,000
Small Industries Development Bank Of India Commercial Paper \| -	3%	₹793 Cr	16,000
Union Bank Of India Certificate of Deposit \| -	3%	₹690 Cr	14,000 ↑ 14,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹598 Cr	12,000
L&T Metro Rail (Hyderabad) Limited Commercial Paper \| -	2%	₹500 Cr	10,000
L&T Finance Limited Commercial Paper \| -	2%	₹499 Cr	10,000 ↑ 10,000

7. Aditya Birla Sun Life Liquid Fund

(Erstwhile Aditya Birla Sun Life Cash Plus Fund)

An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 15 in Liquid Fund category. Return for 2021 was 3.3% , 2020 was 4.3% and 2019 was 6.7% .

Below is the key information for Aditya Birla Sun Life Liquid Fund

Aditya Birla Sun Life Liquid Fund Growth
Launch Date	30 Mar 04
NAV (29 Nov 22)	₹351.693 ↑ 0.07 (0.02 %)
Net Assets (Cr)	₹35,107 on 31 Oct 22
Category	Debt - Liquid Fund
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	-1.94
Information Ratio	-4.52
Alpha Ratio	-0.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.66%
Effective Maturity	1 Month 6 Days
Modified Duration	1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 17	₹10,000
31 Oct 18	₹10,721
31 Oct 19	₹11,484
31 Oct 20	₹12,021
31 Oct 21	₹12,400
31 Oct 22	₹12,933

Aditya Birla Sun Life Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Aditya Birla Sun Life Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

Duration	Returns
1 Month	0.6%
3 Month	1.5%
6 Month	2.7%
1 Year	4.5%
3 Year	4.1%
5 Year	5.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	3.3%
2020	4.3%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.2%
2013	9.3%
2012	9.7%

Fund Manager information for Aditya Birla Sun Life Liquid Fund

Name	Since	Tenure
Sunaina Cunha	15 Jul 11	11.3 Yr.
Kaustubh Gupta	15 Jul 11	11.3 Yr.
Sanjay Pawar	1 Jul 22	0.33 Yr.
Harshil Suvarnkar	9 Jun 21	1.39 Yr.

Data below for Aditya Birla Sun Life Liquid Fund as on 31 Oct 22

Asset Allocation

Asset Class	Value
Cash	99.61%
Debt	0.39%

Debt Sector Allocation

Sector	Value
Cash Equivalent	82.4%
Corporate	12.23%
Government	5.37%

Credit Quality

Rating	Value
AA	0.03%
AAA	99.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo CBLO/Reverse Repo \| -	14%	₹5,347 Cr
Net Receivables / (Payables) CBLO \| -	6%	-₹2,452 Cr
Clearing Corporation Of India Limited CBLO/Reverse Repo \| -	5%	₹1,974 Cr
Reliance Jio Infocomm Limited Commercial Paper \| -	3%	₹1,247 Cr	25,000
The Federal Bank Limited Certificate of Deposit \| -	3%	₹994 Cr	20,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹695 Cr	14,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited) Commercial Paper \| -	2%	₹645 Cr	13,000
Indian Bank Certificate of Deposit \| -	1%	₹563 Cr	11,300 ↓ -2,700
Icici Securities Limited (Earlier Icici Brokerage Services Limited) Commercial Paper \| -	1%	₹549 Cr	11,000
Jamnagar Utilities & Power Private Limited Commercial Paper \| -	1%	₹543 Cr	11,000

8. Invesco India Liquid Fund

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Invesco India Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 06. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 9 in Liquid Fund category. Return for 2021 was 3.3% , 2020 was 4.1% and 2019 was 6.5% .

Below is the key information for Invesco India Liquid Fund

Invesco India Liquid Fund Growth
Launch Date	17 Nov 06
NAV (29 Nov 22)	₹3,001.3 ↑ 0.57 (0.02 %)
Net Assets (Cr)	₹6,259 on 15 Nov 22
Category	Debt - Liquid Fund
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	-2.26
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.22%
Effective Maturity	1 Month 8 Days
Modified Duration	1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 17	₹10,000
31 Oct 18	₹10,721
31 Oct 19	₹11,461
31 Oct 20	₹11,969
31 Oct 21	₹12,348
31 Oct 22	₹12,879

Invesco India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

Duration	Returns
1 Month	0.6%
3 Month	1.5%
6 Month	2.7%
1 Year	4.5%
3 Year	4%
5 Year	5.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	3.3%
2020	4.1%
2019	6.5%
2018	7.4%
2017	6.7%
2016	7.6%
2015	8.4%
2014	9.1%
2013	9.2%
2012	9.7%

Fund Manager information for Invesco India Liquid Fund

Name	Since	Tenure
Krishna Cheemalapati	25 Apr 11	11.53 Yr.
Prateek Jain	14 Feb 22	0.71 Yr.

Data below for Invesco India Liquid Fund as on 15 Nov 22

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	88.96%
Corporate	10.58%
Government	0.46%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Triparty Repo CBLO/Reverse Repo \| -	13%	₹706 Cr
182 Dtb 10112022 Sovereign Bonds \| -	4%	₹199 Cr	20,000,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹150 Cr	15,000,000 ↑ 9,500,000
Larsen And Toubro Limited Commercial Paper \| -	3%	₹150 Cr	15,000,000 ↑ 5,000,000
Small Industries Development Bank Of India Commercial Paper \| -	3%	₹149 Cr	15,000,000 ↑ 5,000,000
Small Industries Development Bank Of India Commercial Paper \| -	3%	₹148 Cr	15,000,000 ↑ 15,000,000
08.38 KA Sdl 2022 Sovereign Bonds \| -	2%	₹131 Cr	13,089,800
182 Dtb 24112022 Sovereign Bonds \| -	2%	₹124 Cr	12,500,000 ↑ 12,500,000
Hindustan Petroleum Corporation Limited Commercial Paper \| -	2%	₹124 Cr	12,500,000
6.84% Govt Stock 2022 Sovereign Bonds \| -	2%	₹100 Cr	10,000,000

9. Nippon India Liquid Fund

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 11 in Liquid Fund category. Return for 2021 was 3.2% , 2020 was 4.3% and 2019 was 6.7% .

Below is the key information for Nippon India Liquid Fund

Nippon India Liquid Fund Growth
Launch Date	9 Dec 03
NAV (29 Nov 22)	₹5,333.3 ↑ 1.01 (0.02 %)
Net Assets (Cr)	₹23,692 on 31 Oct 22
Category	Debt - Liquid Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.32
Sharpe Ratio	-2.32
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.39%
Effective Maturity	2 Months 2 Days
Modified Duration	1 Month 28 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 17	₹10,000
31 Oct 18	₹10,722
31 Oct 19	₹11,488
31 Oct 20	₹12,020
31 Oct 21	₹12,395
31 Oct 22	₹12,922

Nippon India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

Duration	Returns
1 Month	0.6%
3 Month	1.5%
6 Month	2.7%
1 Year	4.5%
3 Year	4%
5 Year	5.3%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	3.2%
2020	4.3%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.3%
2014	9.1%
2013	9.2%
2012	9.7%

Fund Manager information for Nippon India Liquid Fund

Name	Since	Tenure
Anju Chhajer	1 Oct 13	9.09 Yr.
Siddharth Deb	1 Mar 22	0.67 Yr.
Kinjal Desai	25 May 18	4.44 Yr.

Data below for Nippon India Liquid Fund as on 31 Oct 22

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	88.84%
Corporate	8.02%
Government	3.14%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 DTB 15122022 Sovereign Bonds \| -	8%	₹1,980 Cr	200,000,000
182 DTB 22122022 Sovereign Bonds \| -	4%	₹954 Cr	96,500,000
Hindustan Petroleum Corporation Limited Commercial Paper \| -	3%	₹897 Cr	18,000 ↓ -2,000
Triparty Repo CBLO/Reverse Repo \| -	3%	₹857 Cr
91 DTB 22122022 Sovereign Bonds \| -	3%	₹766 Cr	77,500,000 ↑ 27,500,000
Corporate Bond Repo (Counterparty Reliance Industries Limited) CBLO/Reverse Repo \| -	3%	₹746 Cr
Reliance Jio Infocomm Limited Commercial Paper \| -	3%	₹698 Cr	14,000 ↓ -6,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹569 Cr	11,500
Indus Towers Limited Commercial Paper \| -	2%	₹547 Cr	11,000
91 DTB 29122022 Sovereign Bonds \| -	2%	₹543 Cr	55,000,000

10. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2021 was 3.2% , 2020 was 4.3% and 2019 was 6.6% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (29 Nov 22)	₹3,441.48 ↑ 0.64 (0.02 %)
Net Assets (Cr)	₹19,735 on 15 Nov 22
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	-2.27
Information Ratio	-3.07
Alpha Ratio	-0.32
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.31%
Effective Maturity	1 Month 11 Days
Modified Duration	1 Month 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 17	₹10,000
31 Oct 18	₹10,722
31 Oct 19	₹11,474
31 Oct 20	₹12,010
31 Oct 21	₹12,384
31 Oct 22	₹12,910

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

Duration	Returns
1 Month	0.6%
3 Month	1.5%
6 Month	2.7%
1 Year	4.5%
3 Year	4%
5 Year	5.2%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%
2013	9.3%
2012	9.8%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	9.05 Yr.
Abhishek Sonthalia	6 Feb 20	2.74 Yr.

Data below for Tata Liquid Fund as on 15 Nov 22

Asset Allocation

Asset Class	Value
Cash	100%

Debt Sector Allocation

Sector	Value
Cash Equivalent	82.47%
Corporate	11.02%
Government	6.51%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
(B) Treps CBLO/Reverse Repo \| -	8%	₹1,068 Cr
Small Industries Development Bank Of India Commercial Paper \| -	4%	₹498 Cr	10,000
Punjab National Bank Certificate of Deposit \| -	4%	₹496 Cr	10,000
Small Industries Development Bank Of India Commercial Paper \| -	4%	₹493 Cr	10,000 ↑ 10,000
Axis Bank Limited Certificate of Deposit \| -	4%	₹493 Cr	10,000 ↑ 10,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	4%	₹472 Cr	9,500
91 DTB 24112022 Sovereign Bonds \| -	3%	₹442 Cr	44,500,000
Housing Development Finance Corporation Limited Commercial Paper \| -	3%	₹422 Cr	8,500
Axis Bank Limited Certificate of Deposit \| -	3%	₹421 Cr	8,500 ↑ 2,500
C) Repo CBLO/Reverse Repo \| -	3%	₹419 Cr

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.