Table of Contents
- Key Benefits of Investing in Liquid Funds
- Top 10 Liquid Mutual Funds FY 25 - 26
Top 10 Debt - Liquid Fund Funds
Top 10 Liquid Mutual Funds 2025
Liquid Funds are the best options for the surplus cash which are lying in the Bank account. Liquid Funds are those Mutual Funds that invest your money in a very short money market instruments like treasury bills, commercial papers, Certificate of Deposit, etc.
These funds are highly liquid in nature and they have no entry or exit load. Due to the supreme advantages that liquid funds offer; they are often considered to be a better investment option than fixed deposits and Savings Account.
Top 10 Liquid Mutual Funds offer the opportunity to fetch better returns without compromising on the liquidity factors. The best performing liquid funds let you earn great returns in a short span of time. As the average maturity of liquid funds is less than 91 days, it is best suitable for investors looking for a short-term Investment plan. Furthermore, as Liquid Mutual Funds are not much affected by the Market Volatility, investors can easily invest without worrying about the risk factors.
Key Benefits of Investing in Liquid Funds
Some of the major benefits of investing in Liquid Mutual Funds are:
- In Liquid fund, you can withdraw your funds within a span of 24 hours
- As liquid funds mainly invest in fixed Income securities which have a short maturity period, they have the lowest interest rate risk as compared to other debt mutual fund
- Liquid Mutual Funds offer an Average Return of about 7.5-8% per annum
- These funds have no lock-in period, which means that you can redeem your cash wherever required
- Liquid Funds offer valuable tax benefits
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Top 10 Liquid Mutual Funds FY 25 - 26
To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on (Erstwhile DHFL Pramerica Insta Cash Plus Fund) To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments. PGIM India Insta Cash Fund is a Debt - Liquid Fund fund was launched on 5 Sep 07. It is a fund with Low risk and has given a Below is the key information for PGIM India Insta Cash Fund Returns up to 1 year are on To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments.
The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks. Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a Below is the key information for Principal Cash Management Fund Returns up to 1 year are on (Erstwhile JM High Liquidity Fund) To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments. JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a Below is the key information for JM Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved. Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a Below is the key information for Axis Liquid Fund Returns up to 1 year are on To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. Invesco India Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 06. It is a fund with Low risk and has given a Below is the key information for Invesco India Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a Below is the key information for Tata Liquid Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Cash Plus Fund) An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments. Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a Below is the key information for Aditya Birla Sun Life Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Nippon India Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Indiabulls Liquid Fund Growth ₹2,534.32
↑ 0.38 ₹328 0.5 1.5 3.5 7.1 7.4 5.87% 1M 28D 1M 29D PGIM India Insta Cash Fund Growth ₹341.148
↑ 0.05 ₹357 0.5 1.5 3.4 7.1 7.3 5.9% 1M 20D 1M 24D Principal Cash Management Fund Growth ₹2,311.22
↑ 0.34 ₹5,649 0.5 1.5 3.4 7 7.3 5.94% 1M 28D 1M 28D JM Liquid Fund Growth ₹71.4969
↑ 0.01 ₹1,909 0.5 1.5 3.4 7 7.2 5.87% 1M 16D 1M 19D Axis Liquid Fund Growth ₹2,917.88
↑ 0.45 ₹33,529 0.5 1.6 3.5 7.1 7.4 5.96% 1M 27D 2M 1D Invesco India Liquid Fund Growth ₹3,601.85
↑ 0.54 ₹12,320 0.5 1.6 3.4 7.1 7.4 6.19% 1M 22D 1M 22D Tata Liquid Fund Growth ₹4,127.42
↑ 0.63 ₹23,368 0.5 1.6 3.4 7.1 7.3 6% 2M 2M Aditya Birla Sun Life Liquid Fund Growth ₹422.255
↑ 0.06 ₹54,838 0.5 1.5 3.4 7.1 7.3 6.39% 1M 17D 1M 17D ICICI Prudential Liquid Fund Growth ₹387.932
↑ 0.06 ₹49,517 0.5 1.5 3.4 7.1 7.4 5.95% 1M 25D 1M 30D Nippon India Liquid Fund Growth ₹6,395.63
↑ 0.98 ₹34,490 0.5 1.6 3.4 7.1 7.3 6.01% 1M 27D 2M 1D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jul 25 1. Indiabulls Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% . Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (22 Jul 25) ₹2,534.32 ↑ 0.38 (0.01 %) Net Assets (Cr) ₹328 on 15 Jul 25 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 3.32 Information Ratio -1.49 Alpha Ratio -0.1 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.87% Effective Maturity 1 Month 29 Days Modified Duration 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,311 30 Jun 22 ₹10,650 30 Jun 23 ₹11,298 30 Jun 24 ₹12,118 30 Jun 25 ₹12,993 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.5% 1 Year 7.1% 3 Year 6.9% 5 Year 5.4% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 6.8% 2022 4.6% 2021 3.1% 2020 3.9% 2019 6.6% 2018 7.3% 2017 6.7% 2016 7.8% 2015 8.5% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 2.14 Yr. Data below for Indiabulls Liquid Fund as on 15 Jul 25
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 65.74% Corporate 27.19% Government 6.87% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo 16-Jun-25
CBLO/Reverse Repo | -12% ₹34 Cr Indian Bank
Domestic Bonds | -9% ₹25 Cr 2,500,000
↑ 2,500,000 Power Finance Corporation Limited
Debentures | -9% ₹25 Cr 2,450,000
↑ 2,450,000 Bajaj Financial Securities Limited
Commercial Paper | -8% ₹24 Cr 2,400,000
↑ 2,400,000 Punjab National Bank
Certificate of Deposit | -7% ₹20 Cr 2,000,000 Bank Of Baroda
Certificate of Deposit | -7% ₹20 Cr 2,000,000
↑ 2,000,000 India (Republic of)
- | -7% ₹20 Cr 2,000,000
↑ 2,000,000 Small Industries Development Bank of India
Commercial Paper | -7% ₹20 Cr 2,000,000
↑ 2,000,000 Canara Bank
Certificate of Deposit | -7% ₹19 Cr 1,900,000
↑ 1,900,000 Bajaj Housing Finance Ltd.
Commercial Paper | -6% ₹17 Cr 1,700,000
↑ 1,700,000 2. PGIM India Insta Cash Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 4 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . PGIM India Insta Cash Fund
Growth Launch Date 5 Sep 07 NAV (22 Jul 25) ₹341.148 ↑ 0.05 (0.02 %) Net Assets (Cr) ₹357 on 30 Jun 25 Category Debt - Liquid Fund AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.27 Sharpe Ratio 3.56 Information Ratio -0.92 Alpha Ratio -0.09 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.9% Effective Maturity 1 Month 24 Days Modified Duration 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,319 30 Jun 22 ₹10,687 30 Jun 23 ₹11,369 30 Jun 24 ₹12,192 30 Jun 25 ₹13,069 Returns for PGIM India Insta Cash Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.4% 1 Year 7.1% 3 Year 7% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for PGIM India Insta Cash Fund
Name Since Tenure Bhupesh Kalyani 13 Sep 22 2.8 Yr. Puneet Pal 16 Jul 22 2.96 Yr. Data below for PGIM India Insta Cash Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 99.44% Other 0.56% Debt Sector Allocation
Sector Value Cash Equivalent 69.13% Corporate 29.07% Government 1.24% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -16% ₹66 Cr ICICI Bank Limited
Certificate of Deposit | -12% ₹47 Cr 4,750,000 LIC Housing Finance Ltd
Debentures | -6% ₹25 Cr 2,500,000 Indian Bank
Certificate of Deposit | -6% ₹25 Cr 2,500,000 Canara Bank
Certificate of Deposit | -6% ₹25 Cr 2,500,000 Small Industries Development Bank of India
Commercial Paper | -6% ₹25 Cr 2,500,000
↑ 2,500,000 Indian Oil Corp Ltd.
Commercial Paper | -6% ₹25 Cr 2,500,000
↑ 2,500,000 DCM Shriram Ltd
Commercial Paper | -6% ₹25 Cr 2,500,000
↑ 2,500,000 Export Import Bank Of India
Debentures | -5% ₹20 Cr 2,000,000 Sundaram Finance Limited
Commercial Paper | -5% ₹20 Cr 2,000,000 3. Principal Cash Management Fund
CAGR/Annualized return of 6.5% since its launch. Ranked 5 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . Principal Cash Management Fund
Growth Launch Date 30 Aug 04 NAV (22 Jul 25) ₹2,311.22 ↑ 0.34 (0.01 %) Net Assets (Cr) ₹5,649 on 30 Jun 25 Category Debt - Liquid Fund AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.29 Sharpe Ratio 2.93 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load NIL Yield to Maturity 5.94% Effective Maturity 1 Month 28 Days Modified Duration 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,311 30 Jun 22 ₹10,673 30 Jun 23 ₹11,355 30 Jun 24 ₹12,178 30 Jun 25 ₹13,043 Returns for Principal Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.4% 1 Year 7% 3 Year 6.9% 5 Year 5.5% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 3.8% 2019 6.2% 2018 -1.8% 2017 6.8% 2016 7.7% 2015 8.4% Fund Manager information for Principal Cash Management Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 3.5 Yr. Sandeep Agarwal 16 May 22 3.13 Yr. Data below for Principal Cash Management Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 99.79% Other 0.21% Debt Sector Allocation
Sector Value Cash Equivalent 88.29% Corporate 7.31% Government 4.19% Credit Quality
Rating Value AA 0.84% AAA 99.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -10% ₹706 Cr India (Republic of)
- | -3% ₹199 Cr 20,000,000 364 DTB 28082025
Sovereign Bonds | -3% ₹198 Cr 20,000,000
↑ 15,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹150 Cr 3,000 Reliance Industries Ltd.
Commercial Paper | -2% ₹150 Cr 3,000 Reliance Jio Infocomm Ltd.
Commercial Paper | -2% ₹149 Cr 3,000 Punjab National Bank
Certificate of Deposit | -2% ₹149 Cr 3,000 Punjab National Bank
Domestic Bonds | -2% ₹148 Cr 3,000
↑ 3,000 91 Days Tbill Red 19-06-2025
Sovereign Bonds | -2% ₹125 Cr 12,500,000 Reliance Industries Ltd.
Commercial Paper | -2% ₹125 Cr 2,500 4. JM Liquid Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 3 in Liquid Fund category. Return for 2024 was 7.2% , 2023 was 7% and 2022 was 4.8% . JM Liquid Fund
Growth Launch Date 31 Dec 97 NAV (22 Jul 25) ₹71.4969 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹1,909 on 30 Jun 25 Category Debt - Liquid Fund AMC JM Financial Asset Management Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 3.11 Information Ratio -2.34 Alpha Ratio -0.17 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.87% Effective Maturity 1 Month 19 Days Modified Duration 1 Month 16 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,318 30 Jun 22 ₹10,690 30 Jun 23 ₹11,368 30 Jun 24 ₹12,189 30 Jun 25 ₹13,052 Returns for JM Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.4% 1 Year 7% 3 Year 6.9% 5 Year 5.5% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 7% 2022 4.8% 2021 3.3% 2020 4% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for JM Liquid Fund
Name Since Tenure Killol Pandya 5 Nov 24 0.57 Yr. Naghma Khoja 21 Oct 21 3.61 Yr. Ruchi Fozdar 3 Apr 24 1.16 Yr. Data below for JM Liquid Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 99.68% Other 0.32% Debt Sector Allocation
Sector Value Cash Equivalent 82.03% Corporate 13.26% Government 4.39% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ccil
CBLO/Reverse Repo | -11% ₹263 Cr 262,864
↑ 262,864 91 Days Tbill (Md 28/08/2025)
Sovereign Bonds | -8% ₹198 Cr 20,000,000 Export-Import Bank Of India
Commercial Paper | -4% ₹99 Cr 10,000,000 HDFC Bank Limited
Certificate of Deposit | -4% ₹99 Cr 10,000,000 Small Industries Development Bank Of India
Commercial Paper | -4% ₹99 Cr 10,000,000 Bank of Baroda
Debentures | -4% ₹99 Cr 10,000,000
↑ 10,000,000 Punjab National Bank
Domestic Bonds | -4% ₹99 Cr 10,000,000
↑ 10,000,000 Canara Bank
Certificate of Deposit | -3% ₹75 Cr 7,500,000
↑ 7,500,000 Godrej Agrovet Ltd.
Commercial Paper | -3% ₹74 Cr 7,500,000 Bank of Baroda
Debentures | -2% ₹50 Cr 5,000,000
↑ 5,000,000 5. Axis Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 21 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7.1% and 2022 was 4.9% . Axis Liquid Fund
Growth Launch Date 9 Oct 09 NAV (22 Jul 25) ₹2,917.88 ↑ 0.45 (0.02 %) Net Assets (Cr) ₹33,529 on 30 Jun 25 Category Debt - Liquid Fund AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio 3.87 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.96% Effective Maturity 2 Months 1 Day Modified Duration 1 Month 27 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,320 30 Jun 22 ₹10,692 30 Jun 23 ₹11,383 30 Jun 24 ₹12,217 30 Jun 25 ₹13,098 Returns for Axis Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.5% 1 Year 7.1% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.1% 2022 4.9% 2021 3.3% 2020 4.3% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.6% 2015 8.4% Fund Manager information for Axis Liquid Fund
Name Since Tenure Devang Shah 5 Nov 12 12.58 Yr. Aditya Pagaria 13 Aug 16 8.81 Yr. Sachin Jain 3 Jul 23 1.91 Yr. Data below for Axis Liquid Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 84.19% Corporate 13.01% Government 2.6% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -7% ₹2,740 Cr Canara Bank
Domestic Bonds | -5% ₹1,978 Cr 40,000 Indian Oil Corp Ltd.
Commercial Paper | -4% ₹1,802 Cr 36,500
↑ 36,500 HDFC Bank Limited
Certificate of Deposit | -4% ₹1,584 Cr 32,000 Reliance Jio Infocomm Ltd.
Commercial Paper | -4% ₹1,492 Cr 30,000 182 DTB 17072025
Sovereign Bonds | -3% ₹1,244 Cr 125,000,000 Reliance Industries Ltd.
Commercial Paper | -2% ₹1,048 Cr 21,000
↓ -5,000 Bharti Airtel Ltd.
Commercial Paper | -2% ₹1,012 Cr 20,500
↑ 20,500 Reliance Jio Infocomm Ltd.
Commercial Paper | -2% ₹999 Cr 20,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹996 Cr 20,000 6. Invesco India Liquid Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 9 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% . Invesco India Liquid Fund
Growth Launch Date 17 Nov 06 NAV (22 Jul 25) ₹3,601.85 ↑ 0.54 (0.01 %) Net Assets (Cr) ₹12,320 on 30 Jun 25 Category Debt - Liquid Fund AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 3.96 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.19% Effective Maturity 1 Month 22 Days Modified Duration 1 Month 22 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,316 30 Jun 22 ₹10,685 30 Jun 23 ₹11,367 30 Jun 24 ₹12,195 30 Jun 25 ₹13,073 Returns for Invesco India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.4% 1 Year 7.1% 3 Year 7% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.8% 2021 3.3% 2020 4.1% 2019 6.5% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.4% Fund Manager information for Invesco India Liquid Fund
Name Since Tenure Krishna Cheemalapati 25 Apr 11 14.11 Yr. Prateek Jain 14 Feb 22 3.3 Yr. Data below for Invesco India Liquid Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 85.57% Corporate 9.37% Government 4.86% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Triparty Repo
CBLO/Reverse Repo | -11% ₹1,715 Cr 182 DTB 24072025
Sovereign Bonds | -3% ₹547 Cr 55,000,000 Canara Bank
Certificate of Deposit | -2% ₹396 Cr 40,000,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹395 Cr 40,000,000 Indian Oil Corp Ltd.
Commercial Paper | -2% ₹395 Cr 40,000,000
↑ 40,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹299 Cr 30,000,000 Export-Import Bank Of India
Commercial Paper | -2% ₹297 Cr 30,000,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹297 Cr 30,000,000 India (Republic of)
- | -2% ₹297 Cr 30,000,000 Punjab National Bank
Domestic Bonds | -2% ₹297 Cr 30,000,000 7. Tata Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (22 Jul 25) ₹4,127.42 ↑ 0.63 (0.02 %) Net Assets (Cr) ₹23,368 on 30 Jun 25 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0 Sharpe Ratio 3.53 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6% Effective Maturity 2 Months Modified Duration 2 Months Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,316 30 Jun 22 ₹10,681 30 Jun 23 ₹11,355 30 Jun 24 ₹12,179 30 Jun 25 ₹13,053 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.4% 1 Year 7.1% 3 Year 6.9% 5 Year 5.5% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 11.63 Yr. Abhishek Sonthalia 6 Feb 20 5.32 Yr. Harsh Dave 1 Aug 24 0.83 Yr. Data below for Tata Liquid Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 99.73% Other 0.27% Debt Sector Allocation
Sector Value Cash Equivalent 78.86% Corporate 12.96% Government 7.91% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bank of Baroda
Debentures | -6% ₹1,506 Cr 30,500
↑ 30,500 India (Republic of)
- | -5% ₹1,279 Cr 129,500,000
↑ 129,500,000 Punjab National Bank ** #
Certificate of Deposit | -5% ₹1,275 Cr 25,500 91 Days Tbill (Md 28/08/2025)
Sovereign Bonds | -5% ₹1,187 Cr 120,000,000 D) Repo
CBLO/Reverse Repo | -5% ₹1,091 Cr Indian Oil Corp Ltd.
Commercial Paper | -3% ₹750 Cr 15,000
↓ -5,000 Godrej Consumer Products Ltd.
Commercial Paper | -3% ₹744 Cr 15,000 PNB Housing Finance Ltd.
Commercial Paper | -3% ₹742 Cr 15,000 National Bank for Agriculture and Rural Development
Commercial Paper | -3% ₹741 Cr 15,000
↑ 15,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹643 Cr 13,000 8. Aditya Birla Sun Life Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 15 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7.1% and 2022 was 4.8% . Aditya Birla Sun Life Liquid Fund
Growth Launch Date 30 Mar 04 NAV (22 Jul 25) ₹422.255 ↑ 0.06 (0.01 %) Net Assets (Cr) ₹54,838 on 15 Jul 25 Category Debt - Liquid Fund AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.34 Sharpe Ratio 3.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.39% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,320 30 Jun 22 ₹10,688 30 Jun 23 ₹11,378 30 Jun 24 ₹12,206 30 Jun 25 ₹13,082 Returns for Aditya Birla Sun Life Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.4% 1 Year 7.1% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7.1% 2022 4.8% 2021 3.3% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for Aditya Birla Sun Life Liquid Fund
Name Since Tenure Sunaina Cunha 15 Jul 11 13.89 Yr. Kaustubh Gupta 15 Jul 11 13.89 Yr. Sanjay Pawar 1 Jul 22 2.92 Yr. Data below for Aditya Birla Sun Life Liquid Fund as on 15 Jul 25
Asset Allocation
Asset Class Value Cash 99.79% Other 0.21% Debt Sector Allocation
Sector Value Cash Equivalent 89.73% Corporate 9.02% Government 1.04% Credit Quality
Rating Value AA 0.12% AAA 99.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Receivables / (Payables)
Net Current Assets | -6% -₹3,171 Cr 91 Days Tbill (Md 28/08/2025)
Sovereign Bonds | -3% ₹1,840 Cr 186,000,000
↑ 186,000,000 182 DTB 27062025
Sovereign Bonds | -2% ₹1,308 Cr 131,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹1,274 Cr 25,500
↓ -4,500 Bank Of Baroda
Certificate of Deposit | -2% ₹991 Cr 20,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹970 Cr 19,500 Punjab National Bank
Domestic Bonds | -2% ₹964 Cr 19,500
↓ -500 Bharti Airtel Ltd.
Commercial Paper | -2% ₹962 Cr 19,500
↑ 19,500 Indian Oil Corp Ltd.
Commercial Paper | -1% ₹799 Cr 16,000 Bank of Baroda
Debentures | -1% ₹748 Cr 15,000 9. ICICI Prudential Liquid Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% . ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (22 Jul 25) ₹387.932 ↑ 0.06 (0.01 %) Net Assets (Cr) ₹49,517 on 30 Jun 25 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.29 Sharpe Ratio 3.5 Information Ratio -1 Alpha Ratio -0.1 Min Investment 500 Min SIP Investment 99 Exit Load NIL Yield to Maturity 5.95% Effective Maturity 1 Month 30 Days Modified Duration 1 Month 25 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,317 30 Jun 22 ₹10,681 30 Jun 23 ₹11,360 30 Jun 24 ₹12,187 30 Jun 25 ₹13,059 Returns for ICICI Prudential Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.4% 1 Year 7.1% 3 Year 7% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.6% 2016 7.7% 2015 8.3% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Nikhil Kabra 1 Dec 23 1.5 Yr. Darshil Dedhia 12 Jun 23 1.97 Yr. Data below for ICICI Prudential Liquid Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 99.73% Other 0.27% Debt Sector Allocation
Sector Value Cash Equivalent 76.28% Corporate 17.29% Government 6.16% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Net Current Assets | -11% -₹5,707 Cr 91 Days Tbill Red 21-08-2025
Sovereign Bonds | -6% ₹3,161 Cr 320,000,000
↑ 320,000,000 Punjab National Bank ** #
Certificate of Deposit | -4% ₹2,243 Cr 45,000 91 Days Tbill Red 19-06-2025
Sovereign Bonds | -4% ₹2,144 Cr 215,000,000
↓ -35,000,000 Small Industries Development Bank of India
Commercial Paper | -3% ₹1,492 Cr 30,000 Bank of India Ltd.
Debentures | -3% ₹1,478 Cr 30,000
↑ 30,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹1,235 Cr 25,000
↑ 25,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹1,233 Cr 25,000
↑ 25,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹1,232 Cr 25,000
↑ 25,000 India (Republic of)
- | -2% ₹1,193 Cr 120,000,000 10. Nippon India Liquid Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 11 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (22 Jul 25) ₹6,395.63 ↑ 0.98 (0.02 %) Net Assets (Cr) ₹34,490 on 30 Jun 25 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 3.37 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.01% Effective Maturity 2 Months 1 Day Modified Duration 1 Month 27 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,316 30 Jun 22 ₹10,679 30 Jun 23 ₹11,358 30 Jun 24 ₹12,183 30 Jun 25 ₹13,053 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.4% 1 Year 7.1% 3 Year 6.9% 5 Year 5.5% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.3% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Kinjal Desai 25 May 18 7.02 Yr. Vikash Agarwal 14 Sep 24 0.71 Yr. Data below for Nippon India Liquid Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 99.82% Other 0.18% Debt Sector Allocation
Sector Value Cash Equivalent 86.27% Government 7.25% Corporate 6.3% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -5% ₹2,279 Cr Triparty Repo
CBLO/Reverse Repo | -4% ₹1,722 Cr Indian Oil Corp Ltd.
Commercial Paper | -2% ₹992 Cr 20,000 India (Republic of)
- | -2% ₹987 Cr 100,000,000
↑ 100,000,000 India (Republic of)
- | -2% ₹845 Cr 85,000,000
↑ 85,000,000 Indian Oil Corp Ltd.
Commercial Paper | -2% ₹790 Cr 16,000
↑ 16,000 Bank of Baroda
Debentures | -2% ₹740 Cr 15,000
↑ 15,000 National Bank For Agriculture And Rural Development**
Commercial Paper | -1% ₹599 Cr 12,000 Reliance Industries Limited
Commercial Paper | -1% ₹599 Cr 12,000
↑ 2,000 HDFC Bank Limited
Certificate of Deposit | -1% ₹599 Cr 12,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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