fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
LOG IN
SIGN UP

Fincash » Mutual Funds » Top 10 Liquid Funds

Top 10 Liquid Mutual Funds 2020

Updated on January 23, 2020 , 792 views

Liquid Funds are the best options for the surplus cash which are lying in the bank account. Liquid Funds are those Mutual Funds that invest your money in a very short money market instruments like treasury bills, commercial papers, Certificate of Deposit, etc.

These funds are highly liquid in nature and they have no entry or exit load. Due to the supreme advantages that liquid funds offer; they are often considered to be a better investment option than fixed deposits and Savings Account.

Top 10 Liquid Mutual Funds offer the opportunity to fetch better returns without compromising on the liquidity factors. The best performing liquid funds let you earn great returns in a short span of time. As the average maturity of liquid funds is less than 91 days, it is best suitable for investors looking for a short-term Investment plan. Furthermore, as Liquid Mutual Funds are not much affected by the market volatility, investors can easily invest without worrying about the risk factors.

Key Benefits of Investing in Liquid Funds

Some of the major benefits of investing in Liquid Mutual Funds are:

  • In Liquid fund, you can withdraw your funds within a span of 24 hours
  • As liquid funds mainly invest in fixed income securities which have a short maturity period, they have the lowest interest rate risk as compared to other debt mutual fund
  • Liquid Mutual Funds offer an average return of about 7.5-8% per annum
  • These funds have no lock-in period, which means that you can redeem your cash wherever required
  • Liquid Funds offer valuable tax benefits

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Top 10 Liquid Mutual Funds FY 20 - 21

FundNAVNet Assets (Cr)1 MO (%)3 MO (%)6 MO (%)1 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
PGIM India Insta Cash Fund Growth ₹254.466
↑ 0.04
₹5030.41.32.86.66.75.35%1M 2D1M 2D
JM Liquid Fund Growth ₹53.4973
↑ 0.01
₹1,8410.41.32.76.46.65.14%24D24D
Indiabulls Liquid Fund Growth ₹1,906.11
↑ 0.27
₹6110.41.32.86.46.65.42%1M 20D1M 20D
Principal Cash Management Fund Growth ₹1,733.25
↑ 0.24
₹2130.41.22.766.25.03%18D19D
Nippon India Liquid Fund  Growth ₹4,772.81
↑ 0.66
₹24,2350.41.32.86.56.75.38%1M 12D1M 15D
Aditya Birla Sun Life Liquid Fund Growth ₹314.393
↑ 0.04
₹40,8540.41.32.86.56.75.42%1M 17D1M 17D
Axis Liquid Fund Growth ₹2,170.04
↑ 0.30
₹29,1190.41.32.86.56.65.29%1M 27D2M 1D
Baroda Pioneer Liquid Fund Growth ₹2,247.23
↑ 0.30
₹6,0710.41.32.86.56.65.23%1M 17D1M 20D
ICICI Prudential Liquid Fund Growth ₹289.352
↑ 0.04
₹55,6650.41.32.86.46.65.32%1M 16D1M 18D
Tata Liquid Fund Growth ₹3,078.57
↑ 0.43
₹18,4770.41.32.86.46.65.34%1M 13D1M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jan 20

1. PGIM India Insta Cash Fund

(Erstwhile DHFL Pramerica Insta Cash Plus Fund)

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

PGIM India Insta Cash Fund is a Debt - Liquid Fund fund was launched on 5 Sep 07. It is a fund with Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 4 in Liquid Fund category.  Return for 2019 was 6.7% , 2018 was 7.4% and 2017 was 6.7% .

Below is the key information for PGIM India Insta Cash Fund

PGIM India Insta Cash Fund
Growth
Launch Date 5 Sep 07
NAV (24 Jan 20) ₹254.466 ↑ 0.04   (0.01 %)
Net Assets (Cr) ₹503 on 31 Dec 19
Category Debt - Liquid Fund
AMC Pramerica Asset Managers Private Limited
Rating
Risk Low
Expense Ratio 0.13
Sharpe Ratio 15.66
Information Ratio -0.5
Alpha Ratio 0.58
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 5.35%
Effective Maturity 1 Month 2 Days
Modified Duration 1 Month 2 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,839
31 Dec 16₹11,671
31 Dec 17₹12,454
31 Dec 18₹13,381
31 Dec 19₹14,282

PGIM India Insta Cash Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for PGIM India Insta Cash Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.8%
1 Year 6.6%
3 Year 6.9%
5 Year 7.3%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.7%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.1%
2012 9.7%
2011 9%
2010 5.6%
Fund Manager information for PGIM India Insta Cash Fund
NameSinceTenure
Kumaresh Ramakrishnan21 Jan 118.86 Yr.
Kunal Jain5 Jan 181.9 Yr.

Data below for PGIM India Insta Cash Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Corporate72.32%
Cash Equivalent22.47%
Government5.21%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ANDHRA BANK
Certificate of Deposit | -
10%₹49 Cr4,900,000
↑ 4,900,000
TATA CAPITAL HOUSING FINANCE LIMITED
Commercial Paper | -
10%₹47 Cr4,700,000
↑ 4,700,000
NETWORK18 MEDIA & INVESTMENTS LIMITED (EARLIER NETWORK 18 FINCAP LTD)
Commercial Paper | -
9%₹45 Cr4,510,000
Redington (India) Ltd. ** #
Net Current Assets | -
7%₹35 Cr3,500,000
↑ 3,500,000
Net Receivables / (Payables)
Net Current Assets | -
7%-₹31 Cr
IndusInd Bank Limited
Certificate of Deposit | -
6%₹29 Cr2,900,000
↑ 400,000
AXIS BANK LIMITED
Certificate of Deposit | -
5%₹25 Cr2,500,000
↑ 2,500,000
KOTAK MAHINDRA BANK LIMITED (FORMERLY KOTAK MAHINDRA FINANCE LIMITED)
Certificate of Deposit | -
5%₹25 Cr2,500,000
↑ 2,500,000
SBI CARDS & PAYMENT SERVICES PRIVATE LIMITED
Commercial Paper | -
5%₹25 Cr2,500,000
↑ 2,500,000
National Fertilizers Limited
Commercial Paper | -
5%₹25 Cr2,500,000
↑ 2,500,000

2. JM Liquid Fund

(Erstwhile JM High Liquidity Fund)

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments.

JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 3 in Liquid Fund category.  Return for 2019 was 6.6% , 2018 was 7.4% and 2017 was 6.7% .

Below is the key information for JM Liquid Fund

JM Liquid Fund
Growth
Launch Date 31 Dec 97
NAV (24 Jan 20) ₹53.4973 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹1,841 on 31 Dec 19
Category Debt - Liquid Fund
AMC JM Financial Asset Management Limited
Rating
Risk Low
Expense Ratio 0.28
Sharpe Ratio 13.71
Information Ratio -1.13
Alpha Ratio 0.34
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.14%
Effective Maturity 24 Days
Modified Duration 24 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,844
31 Dec 16₹11,683
31 Dec 17₹12,468
31 Dec 18₹13,393
31 Dec 19₹14,277

JM Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for JM Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.7%
1 Year 6.4%
3 Year 6.9%
5 Year 7.3%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.6%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.3%
2012 9.6%
2011 8.9%
2010 5.5%
Fund Manager information for JM Liquid Fund
NameSinceTenure
Shalini Tibrewala31 Dec 9721.93 Yr.

Data below for JM Liquid Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Corporate69.85%
Cash Equivalent30.15%
Credit Quality
RatingValue
AA2.47%
AAA97.53%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
IDFC FIRST BANK LIMITED
Certificate of Deposit | -
10%₹100 Cr10,000
Chambal Fertilisers And Chemicals Limited
Commercial Paper | -
9%₹98 Cr1,960
↑ 1,960
Punjab and Sind Bank
Certificate of Deposit | -
9%₹97 Cr9,800
↑ 9,800
Reliance Jio Infocomm Limited
Commercial Paper | -
9%₹97 Cr1,960
↑ 1,960
MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
Commercial Paper | -
8%₹83 Cr1,660
↑ 1,660
Century Textiles & Industries Limited
Commercial Paper | -
7%₹77 Cr1,560
↑ 1,560
IIFL Wealth Finance Limited
Commercial Paper | -
6%₹60 Cr1,200
↑ 1,200
Reliance Retail Limited
Commercial Paper | -
5%₹50 Cr1,000
↑ 1,000
THE SOUTH INDIAN BANK LTD.
Certificate of Deposit | -
5%₹50 Cr5,000
AXIS BANK LIMITED
Certificate of Deposit | -
5%₹50 Cr5,000
↑ 5,000

3. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 2 in Liquid Fund category.  Return for 2019 was 6.6% , 2018 was 7.3% and 2017 was 6.7% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund
Growth
Launch Date 27 Oct 11
NAV (25 Jan 20) ₹1,906.11 ↑ 0.27   (0.01 %)
Net Assets (Cr) ₹611 on 31 Dec 19
Category Debt - Liquid Fund
AMC Indiabulls Asset Management Company Ltd.
Rating
Risk Low
Expense Ratio 0.19
Sharpe Ratio 15.04
Information Ratio -1.5
Alpha Ratio 0.42
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.42%
Effective Maturity 1 Month 20 Days
Modified Duration 1 Month 20 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,846
31 Dec 16₹11,696
31 Dec 17₹12,484
31 Dec 18₹13,396
31 Dec 19₹14,275

Indiabulls Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.8%
1 Year 6.4%
3 Year 6.8%
5 Year 7.3%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.6%
2018 7.3%
2017 6.7%
2016 7.8%
2015 8.5%
2014 9.1%
2013 9.1%
2012 9.8%
2011
2010
Fund Manager information for Indiabulls Liquid Fund
NameSinceTenure
Vikrant Mehta20 Jun 190.53 Yr.
Malay Shah22 Aug 145.36 Yr.
Sourabh Sharma17 Jan 190.95 Yr.

Data below for Indiabulls Liquid Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Corporate82.24%
Cash Equivalent17.76%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Retail Limited
Commercial Paper | -
11%₹94 Cr9,400,000
↑ 9,400,000
L&T Housing Finance Limited
Commercial Paper | -
8%₹75 Cr7,500,000
↑ 7,500,000
Reliance Jio Infocomm Limited
Commercial Paper | -
8%₹67 Cr6,700,000
↑ 6,700,000
Aditya Birla Finance Limited
Commercial Paper | -
6%₹50 Cr5,000,000
↑ 5,000,000
THE TATA POWER COMPANY LIMITED
Commercial Paper | -
6%₹50 Cr5,000,000
↑ 5,000,000
IDFC First Bank Limited
Certificate of Deposit | -
6%₹50 Cr5,000,000
↑ 5,000,000
ICICI BANK LIMITED
Certificate of Deposit | -
6%₹50 Cr5,000,000
↑ 5,000,000
INDUSIND BANK LIMITED
Certificate of Deposit | -
6%₹50 Cr5,000,000
↑ 5,000,000
The South Indian Bank Ltd
Certificate of Deposit | -
6%₹50 Cr5,000,000
↑ 5,000,000
AXIS BANK LIMITED
Certificate of Deposit | -
5%₹46 Cr4,600,000
↑ 4,600,000

4. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 5 in Liquid Fund category.  Return for 2019 was 6.2% , 2018 was -1.8% and 2017 was 6.8% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund
Growth
Launch Date 30 Aug 04
NAV (24 Jan 20) ₹1,733.25 ↑ 0.24   (0.01 %)
Net Assets (Cr) ₹213 on 31 Dec 19
Category Debt - Liquid Fund
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Low
Expense Ratio 0.2
Sharpe Ratio 13.6
Information Ratio -0.7
Alpha Ratio 0.43
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 5.03%
Effective Maturity 19 Days
Modified Duration 18 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,843
31 Dec 16₹11,675
31 Dec 17₹12,464
31 Dec 18₹12,239
31 Dec 19₹12,994

Principal Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.4%
3 Month 1.2%
6 Month 2.7%
1 Year 6%
3 Year 3.6%
5 Year 5.3%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.2%
2018 -1.8%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
2011 8.9%
2010 5.4%
Fund Manager information for Principal Cash Management Fund
NameSinceTenure
Bekxy Kuriakose31 May 190.34 Yr.

Data below for Principal Cash Management Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent55.13%
Corporate38.82%
Government6.05%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 02-Dec-2019
CBLO/Reverse Repo | -
44%₹87 Cr
Reliance Jio Infocomm Limited
Commercial Paper | -
7%₹13 Cr260
↑ 260
AXIS BANK LIMITED
Certificate of Deposit | -
6%₹12 Cr1,200
IDFC BANK LIMITED
Certificate of Deposit | -
6%₹12 Cr1,200
↑ 1,200
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Certificate of Deposit | -
6%₹12 Cr1,200
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
5%₹10 Cr200
INDUSIND BANK LIMITED
Certificate of Deposit | -
5%₹10 Cr1,000
JM Financial Products Limited
Commercial Paper | -
5%₹9 Cr180
↑ 180
THE TATA POWER COMPANY LIMITED
Commercial Paper | -
5%₹9 Cr180
↑ 180
Godrej Agrovet Limited
Commercial Paper | -
5%₹9 Cr180

5. Nippon India Liquid Fund 

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund  is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 11 in Liquid Fund category.  Return for 2019 was 6.7% , 2018 was 7.4% and 2017 was 6.7% .

Below is the key information for Nippon India Liquid Fund 

Nippon India Liquid Fund 
Growth
Launch Date 9 Dec 03
NAV (24 Jan 20) ₹4,772.81 ↑ 0.66   (0.01 %)
Net Assets (Cr) ₹24,235 on 31 Dec 19
Category Debt - Liquid Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 0.21
Sharpe Ratio 15.17
Information Ratio -0.96
Alpha Ratio 0.5
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 5.38%
Effective Maturity 1 Month 15 Days
Modified Duration 1 Month 12 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,834
31 Dec 16₹11,663
31 Dec 17₹12,444
31 Dec 18₹13,370
31 Dec 19₹14,266

Nippon India Liquid Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Nippon India Liquid Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.8%
1 Year 6.5%
3 Year 6.9%
5 Year 7.3%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.7%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.3%
2014 9.1%
2013 9.2%
2012 9.7%
2011 8.9%
2010 5.3%
Fund Manager information for Nippon India Liquid Fund 
NameSinceTenure
Anju Chhajer1 Oct 136 Yr.
Kinjal Desai25 May 181.35 Yr.

Data below for Nippon India Liquid Fund  as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash99.96%
Other0.04%
Debt Sector Allocation
SectorValue
Cash Equivalent52.28%
Corporate44.72%
Government2.96%
Credit Quality
RatingValue
AAA96.47%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reverse Repo
CBLO/Reverse Repo | -
8%₹2,786 Cr
6.35% Govt Stock 2020
Sovereign Bonds | -
8%₹2,527 Cr252,500,000
↑ 177,500,000
91 DTB 06022020
Sovereign Bonds | -
7%₹2,275 Cr229,500,000
↑ 229,500,000
91 DTB 30012020
Sovereign Bonds | -
5%₹1,592 Cr160,500,000
↑ 160,500,000
AXIS BANK LIMITED
Certificate of Deposit | -
3%₹998 Cr100,000
364 DTB 12122019
Sovereign Bonds | -
3%₹906 Cr90,771,900
8.19% Govt Stock 2020
Sovereign Bonds | -
2%₹803 Cr80,000,000
↑ 35,500,000
Icici Bank Limited **
Certificate of Deposit | -
2%₹798 Cr
91 DTB 20022020
Sovereign Bonds | -
2%₹791 Cr80,000,000
↑ 80,000,000
INFINA Finance Private Limited
Commercial Paper | -
2%₹750 Cr15,000
↑ 15,000

6. Aditya Birla Sun Life Liquid Fund

(Erstwhile Aditya Birla Sun Life Cash Plus Fund)

An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 15 in Liquid Fund category.  Return for 2019 was 6.7% , 2018 was 7.4% and 2017 was 6.7% .

Below is the key information for Aditya Birla Sun Life Liquid Fund

Aditya Birla Sun Life Liquid Fund
Growth
Launch Date 30 Mar 04
NAV (24 Jan 20) ₹314.393 ↑ 0.04   (0.01 %)
Net Assets (Cr) ₹40,854 on 31 Dec 19
Category Debt - Liquid Fund
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.23
Sharpe Ratio 16.3
Information Ratio -1.09
Alpha Ratio 0.67
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.42%
Effective Maturity 1 Month 17 Days
Modified Duration 1 Month 17 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,838
31 Dec 16₹11,672
31 Dec 17₹12,452
31 Dec 18₹13,375
31 Dec 19₹14,271

Aditya Birla Sun Life Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.8%
1 Year 6.5%
3 Year 6.9%
5 Year 7.3%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.7%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.2%
2013 9.3%
2012 9.7%
2011 9%
2010 5.5%
Fund Manager information for Aditya Birla Sun Life Liquid Fund
NameSinceTenure
Sunaina Cunha18 Jun 0910.38 Yr.
Kaustubh Gupta15 Jul 118.3 Yr.

Data below for Aditya Birla Sun Life Liquid Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Corporate60.13%
Cash Equivalent38.93%
Government0.94%
Credit Quality
RatingValue
AA0.96%
AAA99.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reverse Repo
CBLO/Reverse Repo | -
7%₹2,852 Cr
8.19% Govt Stock 2020
Sovereign Bonds | -
6%₹2,398 Cr238,904,300
↑ 238,904,300
Net Receivables / (Payables)
Net Current Assets | -
3%-₹1,349 Cr
6.35% Govt Stock 2020
Sovereign Bonds | -
3%₹1,046 Cr104,500,000
↑ 53,000,000
182 DTB 26122019
Sovereign Bonds | -
2%₹997 Cr100,000,000
Reliance Jio Infocomm Limited
Commercial Paper | -
2%₹894 Cr18,000
↑ 18,000
5.90% Indusind Bank Limited (05/12/2019)
Net Current Assets | -
2%₹750 Cr
5.90% Indusind Bank Limited (17/12/2019)
Net Current Assets | -
2%₹750 Cr
Bajaj Finance Limited
Commercial Paper | -
2%₹747 Cr15,000
↑ 5,000
Chennai Petroleum Corporation Ltd
Commercial Paper | -
2%₹698 Cr14,000
↑ 14,000

7. Axis Liquid Fund

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 21 in Liquid Fund category.  Return for 2019 was 6.6% , 2018 was 7.5% and 2017 was 6.7% .

Below is the key information for Axis Liquid Fund

Axis Liquid Fund
Growth
Launch Date 9 Oct 09
NAV (24 Jan 20) ₹2,170.04 ↑ 0.30   (0.01 %)
Net Assets (Cr) ₹29,119 on 31 Dec 19
Category Debt - Liquid Fund
AMC Axis Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.14
Sharpe Ratio 14.58
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.29%
Effective Maturity 2 Months 1 Day
Modified Duration 1 Month 27 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,835
31 Dec 16₹11,663
31 Dec 17₹12,446
31 Dec 18₹13,374
31 Dec 19₹14,262

Axis Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Axis Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.8%
1 Year 6.5%
3 Year 6.9%
5 Year 7.3%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.6%
2018 7.5%
2017 6.7%
2016 7.6%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
2011 9%
2010 5.6%
Fund Manager information for Axis Liquid Fund
NameSinceTenure
Devang Shah5 Nov 127.07 Yr.
Aditya Pagaria13 Aug 163.3 Yr.

Data below for Axis Liquid Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Corporate52.37%
Cash Equivalent46.41%
Government1.22%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Ltd
CBLO | -
7%₹2,276 Cr
91 DTB 05122019
Sovereign Bonds | -
7%₹2,198 Cr219,899,100
↑ 150,000,000
Corporate Bond Repo
CBLO/Reverse Repo | -
5%₹1,547 Cr
Net Receivables / (Payables)
Net Current Assets | -
5%-₹1,439 Cr
91 DTB 30012020
Sovereign Bonds | -
4%₹1,283 Cr129,359,800
↑ 129,359,800
182 DTB 30012020
Sovereign Bonds | -
3%₹818 Cr82,500,000
↑ 82,500,000
Reliance Retail Limited
Commercial Paper | -
2%₹744 Cr15,000
↑ 15,000
Chennai Petroleum Corporation Ltd
Commercial Paper | -
2%₹697 Cr14,000
↑ 14,000
91 DTB 12122019
Sovereign Bonds | -
2%₹560 Cr56,125,100
Housing Development Finance Corporation Limited
Debentures | -
2%₹536 Cr5,350

8. Baroda Pioneer Liquid Fund

To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 22 in Liquid Fund category.  Return for 2019 was 6.6% , 2018 was 7.5% and 2017 was 6.7% .

Below is the key information for Baroda Pioneer Liquid Fund

Baroda Pioneer Liquid Fund
Growth
Launch Date 5 Feb 09
NAV (24 Jan 20) ₹2,247.23 ↑ 0.30   (0.01 %)
Net Assets (Cr) ₹6,071 on 31 Dec 19
Category Debt - Liquid Fund
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating
Risk Low
Expense Ratio 0.23
Sharpe Ratio 15.28
Information Ratio -0.91
Alpha Ratio 0.54
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.23%
Effective Maturity 1 Month 20 Days
Modified Duration 1 Month 17 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,836
31 Dec 16₹11,678
31 Dec 17₹12,459
31 Dec 18₹13,391
31 Dec 19₹14,276

Baroda Pioneer Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Baroda Pioneer Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.8%
1 Year 6.5%
3 Year 6.9%
5 Year 7.3%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.6%
2018 7.5%
2017 6.7%
2016 7.8%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
2011 9%
2010 5.5%
Fund Manager information for Baroda Pioneer Liquid Fund
NameSinceTenure
Hetal Shah5 Feb 0910.66 Yr.
Alok Sahoo5 Feb 0910.66 Yr.

Data below for Baroda Pioneer Liquid Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Corporate46.28%
Cash Equivalent46.26%
Government7.45%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Cblo
CBLO | -
21%₹1,497 Cr
91 DTB 19122019
Sovereign Bonds | -
7%₹499 Cr50,000,000
↑ 50,000,000
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Certificate of Deposit | -
5%₹355 Cr35,500
↑ 35,500
91 DTB 12122019
Sovereign Bonds | -
5%₹333 Cr33,390,200
INDUSIND BANK LIMITED
Certificate of Deposit | -
4%₹300 Cr30,000
↑ 30,000
42 DTB 17122019
Sovereign Bonds | -
4%₹288 Cr28,854,100
↑ 28,854,100
AXIS BANK LIMITED
Certificate of Deposit | -
3%₹200 Cr20,000
↑ 20,000
ANDHRA BANK
Certificate of Deposit | -
3%₹200 Cr20,000
↑ 20,000
ADITYA BIRLA HOUSING FINANCE LIMITED
Commercial Paper | -
3%₹200 Cr4,000
AXIS BANK LIMITED
Certificate of Deposit | -
3%₹199 Cr20,000

9. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 20 in Liquid Fund category.  Return for 2019 was 6.6% , 2018 was 7.4% and 2017 was 6.6% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund
Growth
Launch Date 17 Nov 05
NAV (24 Jan 20) ₹289.352 ↑ 0.04   (0.01 %)
Net Assets (Cr) ₹55,665 on 31 Dec 19
Category Debt - Liquid Fund
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.22
Sharpe Ratio 14.51
Information Ratio -1.8
Alpha Ratio 0.31
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.32%
Effective Maturity 1 Month 18 Days
Modified Duration 1 Month 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,834
31 Dec 16₹11,663
31 Dec 17₹12,438
31 Dec 18₹13,357
31 Dec 19₹14,238

ICICI Prudential Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.8%
1 Year 6.4%
3 Year 6.8%
5 Year 7.3%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.6%
2018 7.4%
2017 6.6%
2016 7.7%
2015 8.3%
2014 9.1%
2013 9.3%
2012 9.7%
2011 8.9%
2010 5.5%
Fund Manager information for ICICI Prudential Liquid Fund
NameSinceTenure
Rahul Goswami27 Sep 127.26 Yr.
Rohan Maru19 Sep 136.29 Yr.

Data below for ICICI Prudential Liquid Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent50.88%
Corporate49%
Government0.12%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 DTB 20022020
Sovereign Bonds | -
6%₹3,957 Cr400,000,000
↑ 400,000,000
Reverse Repo
CBLO/Reverse Repo | -
6%₹3,891 Cr
91 DTB 19122019
Sovereign Bonds | -
5%₹2,995 Cr300,187,000
91 DTB 13022020
Sovereign Bonds | -
5%₹2,886 Cr291,497,500
↑ 291,497,500
TATA SONS PRIVATE LIMITED
Commercial Paper | -
3%₹1,995 Cr40,000
42 DTB 17122019
Sovereign Bonds | -
3%₹1,681 Cr168,500,000
↑ 168,500,000
91 DTB 12122019
Sovereign Bonds | -
3%₹1,679 Cr168,174,700
6.35% Govt Stock 2020
Sovereign Bonds | -
3%₹1,663 Cr166,160,000
91 DTB 06022020
Sovereign Bonds | -
3%₹1,606 Cr162,000,000
↑ 162,000,000
91 DTB 05122019
Sovereign Bonds | -
2%₹1,277 Cr127,746,600

10. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 18 in Liquid Fund category.  Return for 2019 was 6.6% , 2018 was 7.4% and 2017 was 6.7% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund
Growth
Launch Date 1 Sep 04
NAV (24 Jan 20) ₹3,078.57 ↑ 0.43   (0.01 %)
Net Assets (Cr) ₹18,477 on 31 Dec 19
Category Debt - Liquid Fund
AMC Tata Asset Management Limited
Rating
Risk Low
Expense Ratio 0.34
Sharpe Ratio 14.89
Information Ratio -1.52
Alpha Ratio 0.43
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.34%
Effective Maturity 1 Month 13 Days
Modified Duration 1 Month 13 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,835
31 Dec 16₹11,665
31 Dec 17₹12,444
31 Dec 18₹13,368
31 Dec 19₹14,247

Tata Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.8%
1 Year 6.4%
3 Year 6.9%
5 Year 7.3%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.6%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.3%
2012 9.8%
2011 9%
2010 5%
Fund Manager information for Tata Liquid Fund
NameSinceTenure
Amit Somani16 Oct 136.13 Yr.

Data below for Tata Liquid Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Corporate66.85%
Cash Equivalent31.36%
Government1.79%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
42 DTB 17122019
Sovereign Bonds | -
5%₹1,088 Cr109,000,000
↑ 109,000,000
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
4%₹997 Cr20,000
91 DTB 23012020
Sovereign Bonds | -
4%₹956 Cr96,264,000
↓ -54,500,000
(C) Treps
CBLO/Reverse Repo | -
4%₹902 Cr
Chennai Petroleum Corporation Ltd
Commercial Paper | -
4%₹898 Cr18,000
↑ 18,000
182 DTB 26122019
Sovereign Bonds | -
4%₹888 Cr89,053,800
LARSEN AND TOUBRO LIMITED
Commercial Paper | -
3%₹766 Cr15,500
↑ 15,500
Hindustan Zinc Limited
Commercial Paper | -
3%₹748 Cr15,000
Bajaj Finance Limited
Commercial Paper | -
3%₹698 Cr14,000
91 DTB09012020
Sovereign Bonds | -
3%₹641 Cr64,440,300
↑ 64,440,300

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 4, based on 2 reviews.
POST A COMMENT