+91-22-48913909Top 10 Liquid Mutual Funds 2026
Liquid Funds are the best options for the surplus cash which are lying in the Bank account. Liquid Funds are those Mutual Funds that invest your money in a very short money market instruments like treasury bills, commercial papers, certificate of deposit, etc.
These funds are highly liquid in nature and they have no entry or exit load. Due to the supreme advantages that liquid funds offer; they are often considered to be a better investment option than fixed deposits and Savings Account.
Top 10 Liquid Mutual Funds offer the opportunity to fetch better returns without compromising on the liquidity factors. The best performing liquid funds let you earn great returns in a short span of time. As the average maturity of liquid funds is less than 91 days, it is best suitable for investors looking for a short-term Investment plan. Furthermore, as Liquid Mutual Funds are not much affected by the market Volatility, investors can easily invest without worrying about the risk factors.
Key Benefits of Investing in Liquid Funds
Some of the major benefits of investing in Liquid Mutual Funds are:
- In Liquid fund, you can withdraw your funds within a span of 24 hours
- As liquid funds mainly invest in fixed income securities which have a short maturity period, they have the lowest interest rate risk as compared to other debt mutual funds
- Liquid Mutual Funds offer an average return of about 7.5-8% per annum
- These funds have no lock-in period, which means that you can redeem your cash wherever required
- Liquid Funds offer valuable tax benefits
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Fund Selection Methodology used to find 10 funds
Top 10 Liquid Mutual Funds FY 26 - 27
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity PGIM India Insta Cash Fund Growth ₹365.236
↑ 0.09 ₹787 0.5 1.7 3.4 6.4 6.5 6.34% 1M 28D 2M 1D Indiabulls Liquid Fund Growth ₹2,712.52
↑ 0.65 ₹323 0.5 1.7 3.4 6.4 6.6 6.4% 1M 18D 1M 18D JM Liquid Fund Growth ₹76.4422
↑ 0.02 ₹2,849 0.5 1.7 3.3 6.3 6.4 6.27% 2M 3D 2M 7D Axis Liquid Fund Growth ₹3,125.35
↑ 0.74 ₹56,438 0.5 1.7 3.4 6.5 6.6 6.47% 2M 5D 2M 5D Aditya Birla Sun Life Liquid Fund Growth ₹452.078
↑ 0.12 ₹68,800 0.5 1.7 3.4 6.4 6.5 6.49% 2M 5D 2M 5D Invesco India Liquid Fund Growth ₹3,855.96
↑ 0.95 ₹20,723 0.5 1.7 3.4 6.4 6.5 6.32% 1M 11D 1M 11D Nippon India Liquid Fund Growth ₹6,844.75
↑ 1.67 ₹41,346 0.5 1.7 3.4 6.4 6.5 6.5% 2M 2M 4D Tata Liquid Fund Growth ₹4,417.16
↑ 1.10 ₹27,603 0.5 1.7 3.4 6.4 6.5 6.44% 2M 11D 2M 11D ICICI Prudential Liquid Fund Growth ₹415.08
↑ 0.10 ₹61,558 0.5 1.7 3.4 6.4 6.5 6.44% 2M 9D 2M 15D Baroda Pioneer Liquid Fund Growth ₹3,223.01
↑ 0.83 ₹12,206 0.5 1.7 3.4 6.3 6.4 6.58% 1M 25D 1M 27D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Sep 26 Research Highlights & Commentary of 10 Funds showcased
Commentary PGIM India Insta Cash Fund Indiabulls Liquid Fund JM Liquid Fund Axis Liquid Fund Aditya Birla Sun Life Liquid Fund Invesco India Liquid Fund Nippon India Liquid Fund Tata Liquid Fund ICICI Prudential Liquid Fund Baroda Pioneer Liquid Fund Point 1 Bottom quartile AUM (₹787 Cr). Bottom quartile AUM (₹323 Cr). Bottom quartile AUM (₹2,849 Cr). Upper mid AUM (₹56,438 Cr). Highest AUM (₹68,800 Cr). Lower mid AUM (₹20,723 Cr). Upper mid AUM (₹41,346 Cr). Upper mid AUM (₹27,603 Cr). Top quartile AUM (₹61,558 Cr). Lower mid AUM (₹12,206 Cr). Point 2 Established history (19+ yrs). Established history (14+ yrs). Oldest track record among peers (28 yrs). Established history (16+ yrs). Established history (22+ yrs). Established history (19+ yrs). Established history (22+ yrs). Established history (22+ yrs). Established history (20+ yrs). Established history (17+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 5★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.41% (upper mid). 1Y return: 6.38% (lower mid). 1Y return: 6.27% (bottom quartile). 1Y return: 6.46% (top quartile). 1Y return: 6.41% (top quartile). 1Y return: 6.40% (upper mid). 1Y return: 6.38% (upper mid). 1Y return: 6.37% (lower mid). 1Y return: 6.35% (bottom quartile). 1Y return: 6.34% (bottom quartile). Point 6 1M return: 0.54% (bottom quartile). 1M return: 0.54% (lower mid). 1M return: 0.55% (upper mid). 1M return: 0.55% (top quartile). 1M return: 0.54% (bottom quartile). 1M return: 0.55% (top quartile). 1M return: 0.54% (bottom quartile). 1M return: 0.55% (upper mid). 1M return: 0.54% (lower mid). 1M return: 0.54% (upper mid). Point 7 Sharpe: 2.48 (upper mid). Sharpe: 2.53 (top quartile). Sharpe: 2.06 (bottom quartile). Sharpe: 2.57 (top quartile). Sharpe: 2.40 (lower mid). Sharpe: 2.42 (upper mid). Sharpe: 2.29 (bottom quartile). Sharpe: 2.49 (upper mid). Sharpe: 2.32 (bottom quartile). Sharpe: 2.38 (lower mid). Point 8 Information ratio: 1.02 (top quartile). Information ratio: 1.19 (top quartile). Information ratio: 0.08 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.93 (upper mid). Information ratio: 0.48 (upper mid). Point 9 Yield to maturity (debt): 6.34% (bottom quartile). Yield to maturity (debt): 6.40% (lower mid). Yield to maturity (debt): 6.27% (bottom quartile). Yield to maturity (debt): 6.47% (upper mid). Yield to maturity (debt): 6.49% (upper mid). Yield to maturity (debt): 6.32% (bottom quartile). Yield to maturity (debt): 6.50% (top quartile). Yield to maturity (debt): 6.44% (upper mid). Yield to maturity (debt): 6.44% (lower mid). Yield to maturity (debt): 6.58% (top quartile). Point 10 Modified duration: 0.16 yrs (upper mid). Modified duration: 0.13 yrs (top quartile). Modified duration: 0.18 yrs (lower mid). Modified duration: 0.18 yrs (bottom quartile). Modified duration: 0.18 yrs (lower mid). Modified duration: 0.12 yrs (top quartile). Modified duration: 0.17 yrs (upper mid). Modified duration: 0.20 yrs (bottom quartile). Modified duration: 0.19 yrs (bottom quartile). Modified duration: 0.15 yrs (upper mid). PGIM India Insta Cash Fund
Indiabulls Liquid Fund
JM Liquid Fund
Axis Liquid Fund
Aditya Birla Sun Life Liquid Fund
Invesco India Liquid Fund
Nippon India Liquid Fund
Tata Liquid Fund
ICICI Prudential Liquid Fund
Baroda Pioneer Liquid Fund
(Erstwhile DHFL Pramerica Insta Cash Plus Fund) To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments. Below is the key information for PGIM India Insta Cash Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Indiabulls Liquid Fund Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on (Erstwhile JM High Liquidity Fund) To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments. Research Highlights for JM Liquid Fund Below is the key information for JM Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Liquid Fund Below is the key information for Axis Liquid Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Cash Plus Fund) An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments. Research Highlights for Aditya Birla Sun Life Liquid Fund Below is the key information for Aditya Birla Sun Life Liquid Fund Returns up to 1 year are on To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. Research Highlights for Invesco India Liquid Fund Below is the key information for Invesco India Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Liquid Fund Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Liquid Fund Below is the key information for Tata Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. Research Highlights for ICICI Prudential Liquid Fund Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities. Research Highlights for Baroda Pioneer Liquid Fund Below is the key information for Baroda Pioneer Liquid Fund Returns up to 1 year are on 1. PGIM India Insta Cash Fund
PGIM India Insta Cash Fund
Growth Launch Date 5 Sep 07 NAV (01 Sep 26) ₹365.236 ↑ 0.09 (0.02 %) Net Assets (Cr) ₹787 on 31 Jul 26 Category Debt - Liquid Fund AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 2.48 Information Ratio 1.02 Alpha Ratio 0.02 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.34% Effective Maturity 2 Months 1 Day Modified Duration 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,385 31 Aug 23 ₹11,082 31 Aug 24 ₹11,888 31 Aug 25 ₹12,714 31 Aug 26 ₹13,528 Returns for PGIM India Insta Cash Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.3% 2019 4.2% 2018 6.7% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for PGIM India Insta Cash Fund
Name Since Tenure Puneet Pal 16 Jul 22 4.05 Yr. Akhil Dhar 25 Feb 26 0.43 Yr. Data below for PGIM India Insta Cash Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 92.22% Debt 7.6% Other 0.18% Debt Sector Allocation
Sector Value Cash Equivalent 69.05% Government 16.18% Corporate 14.59% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jamnagar Utilities & Power Private Limited
Commercial Paper | -6% ₹75 Cr 7,500,000
↑ 7,500,000 Bajaj Housing Finance Limited
Debentures | -4% ₹55 Cr 5,500,000 India (Republic of)
- | -4% ₹54 Cr 5,500,000
↑ 5,500,000 Small Industries Development Bank Of India
Debentures | -4% ₹50 Cr 5,000,000 Canara Bank
Domestic Bonds | -4% ₹50 Cr 5,000,000
↑ 5,000,000 Indusind Bank Ltd.
Debentures | -4% ₹50 Cr 5,000,000
↑ 5,000,000 India (Republic of)
- | -4% ₹50 Cr 5,000,000 HDFC Bank Limited
Certificate of Deposit | -4% ₹49 Cr 5,000,000
↑ 5,000,000 Bajaj Finance Limited
Commercial Paper | -4% ₹49 Cr 5,000,000
↑ 5,000,000 Bank of Baroda
Debentures | -4% ₹49 Cr 5,000,000
↑ 5,000,000 2. Indiabulls Liquid Fund
Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (01 Sep 26) ₹2,712.52 ↑ 0.65 (0.02 %) Net Assets (Cr) ₹323 on 31 Jul 26 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio 2.53 Information Ratio 1.19 Alpha Ratio 0.04 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.4% Effective Maturity 1 Month 18 Days Modified Duration 1 Month 18 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,359 31 Aug 23 ₹11,024 31 Aug 24 ₹11,830 31 Aug 25 ₹12,657 31 Aug 26 ₹13,463 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.1% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 6.8% 2021 4.6% 2020 3.1% 2019 3.9% 2018 6.6% 2017 7.3% 2016 6.7% 2015 7.8% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 3.23 Yr. Wilfred Gonsalves 4 May 26 0.24 Yr. Data below for Indiabulls Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 99.81% Debt 0.19% Debt Sector Allocation
Sector Value Cash Equivalent 55.72% Corporate 31.47% Government 12.81% Credit Quality
Rating Value AAA 99.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -9% ₹40 Cr 4,000,000
↑ 1,500,000 Indian Bank
Certificate of Deposit | -7% ₹30 Cr 3,000,000
↑ 3,000,000 Canara Bank
Certificate of Deposit | -6% ₹25 Cr 2,500,000
↓ -500,000 Punjab National Bank Red
Certificate of Deposit | -6% ₹25 Cr 2,500,000 ICICI Bank Ltd.
Debentures | -6% ₹25 Cr 2,500,000 National Bank for Agriculture and Rural Development
Commercial Paper | -6% ₹25 Cr 2,500,000 Kotak Mahindra Bank Ltd.
Debentures | -6% ₹25 Cr 2,500,000 Small Industries Dev Bank Of India
Certificate of Deposit | -6% ₹25 Cr 2,500,000 Bharat Petroleum Corp Ltd.
Commercial Paper | -6% ₹24 Cr 2,450,000
↑ 2,450,000 Union Bank Of India
Certificate of Deposit | -6% ₹24 Cr 2,400,000 3. JM Liquid Fund
JM Liquid Fund
Growth Launch Date 31 Dec 97 NAV (01 Sep 26) ₹76.4422 ↑ 0.02 (0.03 %) Net Assets (Cr) ₹2,849 on 31 Jul 26 Category Debt - Liquid Fund AMC JM Financial Asset Management Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.26 Sharpe Ratio 2.06 Information Ratio 0.08 Alpha Ratio -0.1 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.27% Effective Maturity 2 Months 7 Days Modified Duration 2 Months 3 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,389 31 Aug 23 ₹11,080 31 Aug 24 ₹11,884 31 Aug 25 ₹12,696 31 Aug 26 ₹13,490 Returns for JM Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.3% 1 Year 6.3% 3 Year 6.8% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.4% 2023 7.2% 2022 7% 2021 4.8% 2020 3.3% 2019 4% 2018 6.6% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for JM Liquid Fund
Name Since Tenure Killol Pandya 5 Nov 24 1.74 Yr. Ruchi Fozdar 3 Apr 24 2.33 Yr. Jayant Dhoot 1 Aug 25 1 Yr. Data below for JM Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 99.35% Other 0.65% Debt Sector Allocation
Sector Value Cash Equivalent 72.39% Corporate 17.22% Government 9.73% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ccil
CBLO/Reverse Repo | -13% ₹163 Cr 163,090
↑ 163,090 India (Republic of)
- | -8% ₹99 Cr 10,000,000
↑ 10,000,000 HDFC Bank Limited
Certificate of Deposit | -8% ₹99 Cr 10,000,000
↑ 10,000,000 L&T Finance Ltd.
Commercial Paper | -8% ₹99 Cr 10,000,000
↑ 10,000,000 Bank of Baroda
Debentures | -8% ₹99 Cr 10,000,000
↑ 10,000,000 REC Ltd.
Commercial Paper | -6% ₹74 Cr 7,500,000 Small Industries Development Bank Of India
Certificate of Deposit | -6% ₹74 Cr 7,500,000
↑ 7,500,000 Reliance Retail Ventures Limited
Commercial Paper | -4% ₹50 Cr 5,000,000 HDFC Bank Limited
Certificate of Deposit | -4% ₹50 Cr 5,000,000 Godrej Properties Limited
Commercial Paper | -4% ₹50 Cr 5,000,000 4. Axis Liquid Fund
Axis Liquid Fund
Growth Launch Date 9 Oct 09 NAV (01 Sep 26) ₹3,125.35 ↑ 0.74 (0.02 %) Net Assets (Cr) ₹56,438 on 31 Jul 26 Category Debt - Liquid Fund AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio 2.57 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.47% Effective Maturity 2 Months 5 Days Modified Duration 2 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,390 31 Aug 23 ₹11,092 31 Aug 24 ₹11,909 31 Aug 25 ₹12,741 31 Aug 26 ₹13,562 Returns for Axis Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.5% 3 Year 6.9% 5 Year 6.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 7.1% 2021 4.9% 2020 3.3% 2019 4.3% 2018 6.6% 2017 7.5% 2016 6.7% 2015 7.6% Fund Manager information for Axis Liquid Fund
Name Since Tenure Devang Shah 5 Nov 12 13.75 Yr. Aditya Pagaria 13 Aug 16 9.97 Yr. Sachin Jain 3 Jul 23 3.08 Yr. Data below for Axis Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 98.96% Debt 0.83% Other 0.21% Debt Sector Allocation
Sector Value Cash Equivalent 76.25% Corporate 12.79% Government 10.75% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -8% ₹4,613 Cr India (Republic of)
- | -5% ₹2,987 Cr 300,000,000 HDFC Bank Ltd.
Debentures | -3% ₹1,979 Cr 40,000 Export-Import Bank Of India
Commercial Paper | -3% ₹1,620 Cr 32,500
↓ -3,000 India (Republic of)
- | -2% ₹1,462 Cr 147,500,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹1,319 Cr 26,500 HDFC Bank Ltd.
Debentures | -2% ₹1,293 Cr 26,000 Indian Bank
Certificate of Deposit | -2% ₹1,195 Cr 24,000
↑ 24,000 Hindustan Petroleum Corp Ltd.
Domestic Bonds | -2% ₹1,191 Cr 24,000 Canara Bank
Certificate of Deposit | -2% ₹1,172 Cr 23,500
↑ 23,500 5. Aditya Birla Sun Life Liquid Fund
Aditya Birla Sun Life Liquid Fund
Growth Launch Date 30 Mar 04 NAV (01 Sep 26) ₹452.078 ↑ 0.12 (0.03 %) Net Assets (Cr) ₹68,800 on 31 Jul 26 Category Debt - Liquid Fund AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.34 Sharpe Ratio 2.4 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.49% Effective Maturity 2 Months 5 Days Modified Duration 2 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,386 31 Aug 23 ₹11,088 31 Aug 24 ₹11,901 31 Aug 25 ₹12,725 31 Aug 26 ₹13,540 Returns for Aditya Birla Sun Life Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7.1% 2021 4.8% 2020 3.3% 2019 4.3% 2018 6.7% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for Aditya Birla Sun Life Liquid Fund
Name Since Tenure Sunaina Cunha 15 Jul 11 15.06 Yr. Kaustubh Gupta 15 Jul 11 15.06 Yr. Sanjay Pawar 1 Jul 22 4.09 Yr. Data below for Aditya Birla Sun Life Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 98.62% Debt 1.38% Debt Sector Allocation
Sector Value Cash Equivalent 67.33% Corporate 22.65% Government 10.02% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Receivable / Payable
CBLO | -7% -₹4,786 Cr India (Republic of)
- | -3% ₹2,274 Cr 230,000,000
↑ 230,000,000 Union Bank Of India
Certificate of Deposit | -3% ₹1,935 Cr 39,000
↑ 39,000 Tbill
Sovereign Bonds | -3% ₹1,807 Cr 181,000,000
↑ 181,000,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹1,543 Cr 31,000
↑ 2,500 City Union Bank Limited
Certificate of Deposit | -2% ₹1,194 Cr 24,000
↑ 24,000 India (Republic of)
- | -2% ₹1,160 Cr 117,500,000
↑ 117,500,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹1,134 Cr 23,000
↑ 23,000 Union Bank Of India
Certificate of Deposit | -1% ₹997 Cr 20,000
↑ 20,000 National Bank for Agriculture and Rural Development
Commercial Paper | -1% ₹996 Cr 20,000 6. Invesco India Liquid Fund
Invesco India Liquid Fund
Growth Launch Date 17 Nov 06 NAV (01 Sep 26) ₹3,855.96 ↑ 0.95 (0.02 %) Net Assets (Cr) ₹20,723 on 31 Jul 26 Category Debt - Liquid Fund AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 2.42 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.32% Effective Maturity 1 Month 11 Days Modified Duration 1 Month 11 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,386 31 Aug 23 ₹11,080 31 Aug 24 ₹11,894 31 Aug 25 ₹12,720 31 Aug 26 ₹13,533 Returns for Invesco India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.4% 2022 7% 2021 4.8% 2020 3.3% 2019 4.1% 2018 6.5% 2017 7.4% 2016 6.7% 2015 7.6% Fund Manager information for Invesco India Liquid Fund
Name Since Tenure Krishna Cheemalapati 25 Apr 11 15.28 Yr. Kunal Jain 2 Apr 26 0.33 Yr. Data below for Invesco India Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 99.28% Debt 0.49% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 72.85% Corporate 16.61% Government 10.32% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -5% ₹1,089 Cr 108,904,538
↑ 53,845,308 India (Republic of)
- | -4% ₹720 Cr 72,500,000
↑ 5,000,000 India (Republic of)
- | -3% ₹645 Cr 65,000,000 Small Industries Development Bank of India
Commercial Paper | -2% ₹498 Cr 50,000,000 Can Fin Homes Ltd.
Commercial Paper | -2% ₹497 Cr 50,000,000 HDFC Bank Ltd.
Debentures | -2% ₹494 Cr 50,000,000
↑ 20,000,000 Sundaram Finance Ltd.
Commercial Paper | -2% ₹493 Cr 50,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹448 Cr 45,000,000
↑ 12,500,000 08/10/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹447 Cr 45,000,000
↑ 35,000,000 Bank Of Baroda
Certificate of Deposit | -2% ₹394 Cr 40,000,000
↑ 40,000,000 7. Nippon India Liquid Fund
Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (01 Sep 26) ₹6,844.75 ↑ 1.67 (0.02 %) Net Assets (Cr) ₹41,346 on 31 Jul 26 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 2.29 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.5% Effective Maturity 2 Months 4 Days Modified Duration 2 Months Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,381 31 Aug 23 ₹11,073 31 Aug 24 ₹11,882 31 Aug 25 ₹12,703 31 Aug 26 ₹13,511 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.7% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Kinjal Desai 25 May 18 8.19 Yr. Vikash Agarwal 14 Sep 24 1.88 Yr. Amber Singhania 11 Mar 26 0.39 Yr. Data below for Nippon India Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 99.25% Debt 0.52% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 75.72% Government 12.71% Corporate 11.35% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -5% ₹2,270 Cr Triparty Repo
CBLO/Reverse Repo | -4% ₹1,906 Cr India (Republic of)
- | -3% ₹1,195 Cr 120,000,000 India (Republic of)
- | -3% ₹1,159 Cr 117,000,000
↑ 7,000,000 Small Industries Development Bank of India
Commercial Paper | -3% ₹1,143 Cr 23,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹994 Cr 20,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹838 Cr 17,000
↑ 17,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹747 Cr 15,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹747 Cr 15,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹744 Cr 15,000
↑ 15,000 8. Tata Liquid Fund
Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (01 Sep 26) ₹4,417.16 ↑ 1.10 (0.02 %) Net Assets (Cr) ₹27,603 on 31 Jul 26 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.36 Sharpe Ratio 2.49 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.44% Effective Maturity 2 Months 11 Days Modified Duration 2 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,381 31 Aug 23 ₹11,071 31 Aug 24 ₹11,879 31 Aug 25 ₹12,703 31 Aug 26 ₹13,511 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.6% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for Tata Liquid Fund
Name Since Tenure Harsh Dave 1 Aug 24 2 Yr. Dhawal Joshi 1 Jun 26 0.17 Yr. Data below for Tata Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 63.6% Government 20.88% Corporate 15.29% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹1,202 Cr 121,000,000
↓ -27,500,000 National Bank for Agriculture and Rural Development
Commercial Paper | -3% ₹1,069 Cr 21,500 India (Republic of)
- | -3% ₹989 Cr 100,000,000
↑ 59,500,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹986 Cr 20,000
↑ 20,000 Central Bank Of India
Certificate of Deposit | -3% ₹961 Cr 19,500
↑ 19,500 Export-Import Bank Of India
Commercial Paper | -3% ₹946 Cr 19,000 LIC Housing Finance Ltd.
Commercial Paper | -3% ₹945 Cr 19,000 India (Republic of)
- | -2% ₹754 Cr 75,500,000
↓ -14,500,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹697 Cr 14,000 Hindustan Petroleum Corp Ltd.
Domestic Bonds | -2% ₹695 Cr 14,000 9. ICICI Prudential Liquid Fund
ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (01 Sep 26) ₹415.08 ↑ 0.10 (0.02 %) Net Assets (Cr) ₹61,558 on 31 Jul 26 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.29 Sharpe Ratio 2.32 Information Ratio 0.93 Alpha Ratio -0.02 Min Investment 500 Min SIP Investment 99 Exit Load NIL Yield to Maturity 6.44% Effective Maturity 2 Months 15 Days Modified Duration 2 Months 9 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,381 31 Aug 23 ₹11,073 31 Aug 24 ₹11,885 31 Aug 25 ₹12,706 31 Aug 26 ₹13,511 Returns for ICICI Prudential Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.4% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.6% 2017 7.4% 2016 6.6% 2015 7.7% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Nikhil Kabra 1 Dec 23 2.67 Yr. Darshil Dedhia 12 Jun 23 3.14 Yr. Data below for ICICI Prudential Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 97.9% Debt 1.87% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 72.15% Government 15.84% Corporate 11.78% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹2,546 Cr 255,000,000
↓ -10,000,000 Small Industries Development Bank of India
Commercial Paper | -3% ₹1,990 Cr 40,000 Net Current Assets
Net Current Assets | -3% -₹1,774 Cr Reliance Retail Ventures Limited
Commercial Paper | -2% ₹1,492 Cr 30,000 India (Republic of)
- | -2% ₹1,445 Cr 145,000,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹1,394 Cr 28,000 India (Republic of)
- | -2% ₹1,327 Cr 134,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹1,247 Cr 25,000
↓ -5,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹1,245 Cr 25,000 Small Industries Development Bank of India
Commercial Paper | -2% ₹1,234 Cr 25,000 10. Baroda Pioneer Liquid Fund
Baroda Pioneer Liquid Fund
Growth Launch Date 5 Feb 09 NAV (01 Sep 26) ₹3,223.01 ↑ 0.83 (0.03 %) Net Assets (Cr) ₹12,206 on 31 Jul 26 Category Debt - Liquid Fund AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.31 Sharpe Ratio 2.38 Information Ratio 0.48 Alpha Ratio -0.01 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.58% Effective Maturity 1 Month 27 Days Modified Duration 1 Month 25 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,393 31 Aug 23 ₹11,094 31 Aug 24 ₹11,901 31 Aug 25 ₹12,715 31 Aug 26 ₹13,519 Returns for Baroda Pioneer Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.3% 3 Year 6.8% 5 Year 6.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.4% 2023 7.3% 2022 7% 2021 4.9% 2020 3.3% 2019 4.1% 2018 6.6% 2017 7.5% 2016 6.7% 2015 7.8% Fund Manager information for Baroda Pioneer Liquid Fund
Name Since Tenure Gurvinder Wasan 21 Oct 24 1.78 Yr. Vikram Pamnani 14 Mar 22 4.39 Yr. Data below for Baroda Pioneer Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 95.98% Debt 3.81% Other 0.21% Debt Sector Allocation
Sector Value Cash Equivalent 80.31% Government 12.89% Corporate 6.59% Credit Quality
Rating Value AA 1.24% AAA 98.76% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹500 Cr 50,000,000 India (Republic of)
- | -4% ₹500 Cr 50,000,000 Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -3% ₹418 Cr Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -2% ₹310 Cr Tbill
Sovereign Bonds | -2% ₹300 Cr 30,000,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹299 Cr 6,000 Axis Bank Ltd.
Debentures | -2% ₹298 Cr 6,000 Indian Bank
Domestic Bonds | -2% ₹298 Cr 6,000 Hindustan Petroleum Corp Ltd.
Domestic Bonds | -2% ₹298 Cr 6,000 Union Bank of India
Debentures | -2% ₹296 Cr 6,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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