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Table of Contents
- Why to Invest in Index Funds in India?
- Type of Index Mutual Funds
- Top 9 Best Performing Index Funds FY 21 - 22
- Why Passive Index Funds are Better?
- Passive Funds - Safe Heaven Amidst Coronavirus Pandemic
- Passive Funds Vs Active Funds
- Risks of Investing In Index Funds
- How to Invest in Index Mutual Funds Online?
Top 9 Others - Index Fund Funds
Best Index Mutual Funds for Investments 2021
Index Funds refer to the Mutual Fund schemes whose portfolio is constructed using a market index as a base. In other words, the performance of an index fund is dependent on the performance of a particular index. These schemes are passively managed. These funds contain shares in the similar proportion as they are in a particular index.
In India, many of the schemes use Nifty or Sensex as the base to construct their portfolio. For example, if the Nifty portfolio constitutes of SBI shares whose proportion is 12% then; the Nifty Index fund will also have 12% equity shares.
Index funds passively track the performance of a particular index. Unlike actively-managed funds, index funds are not meant to outperform the market, but mimic the performance of the index. When an investor is planning to invest in index funds, they should pay attention to the tracking error of the fund. The tracking error measures the deviation of fund return from benchmark it is tracking. It is the difference between the index fund return and its benchmark return. The lower the tracking error, the better the fund’s performance.
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Why to Invest in Index Funds in India?
Some of the benefits of investing in Index Funds are:
1. Diversification
An index is a collection of different stocks and securities. They offer diversification to the investor which is the main motive of Asset Allocation. This ensures that the investor does not have all his eggs in one basket.
2. Less Expenses
Index fund has a lower operating expenses as compared to other mutual fund schemes. Here, the fund managers need not have a separate team of research analysts to carry out an in-depth research of the companies against, which a significant amount is spent. In index funds, the manager just needs to replicate the index. Therefore, the expense ratio is lower in case of index funds.
3. Less Managerial Influence
Since the fund simply follows the movement of the particular index, the manager doesn’t have to choose what stocks to invest in. This is a plus point since the manager’s own style of Investing (which may not be in sync with the market at times) does not creep in.
Type of Index Mutual Funds
The weightage of a company in the Sensex or Nifty depends on its free float market capitalization. It is a percentage of the total market capitalization of the index. So, if the market capitalization of a company is Rs 1 crore, while that of the index if Rs 200 crore, its stock has a weightage of 0.5%.
1. SENSEX Index Funds
These index funds track BSE SENSEX as bechmark index & invest in 30 companies on BSE Sensex based on weightage login as discussed above. These Types of Mutual Funds are backed by ETF's (Exchange Traded Fund) traded on exchange.
2. NIFTY Index Funds
These index funds track NSE NIFTY 50 as bechmark index & invest in 50 companies on Nifty 50 based on weightage login as discussed above. These types of Mutual Funds are backed by ETF's (Exchange Traded Funds) traded on exchange.
3. NIFTY Junior Index Funds
These index funds track NSE NIFTY Junior 50 as bechmark index & invest in 50 companies on NSE NIFTY Junior 50 based on weightage login as discussed above. These types of mutual funds are backed by ETF's (Exchange Traded Funds) traded on exchange.
Top 9 Best Performing Index Funds FY 21 - 22
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) Nippon India Index Fund - Sensex Plan Growth ₹24.2639
↓ -0.27 ₹115 23.4 36 18 12.4 15.1 16.6 LIC MF Index Fund Sensex Growth ₹91.135
↓ -1.02 ₹28 23.2 35.6 17.3 12.1 14.8 15.9 ICICI Prudential Nifty Index Fund Growth ₹140.28
↓ -1.57 ₹1,099 23.6 36.1 17.2 10.8 14.6 15.2 UTI Nifty Index Fund Growth ₹95.2489
↓ -1.07 ₹3,037 23.8 36.4 17.6 11.3 15.2 15.5 Franklin India Index Fund Nifty Plan Growth ₹113.877
↓ -1.27 ₹354 23.3 35.8 16.7 10.3 14.1 14.7 SBI Nifty Index Fund Growth ₹123.809
↓ -1.39 ₹957 23.7 36.1 16.6 10.7 14.5 14.6 IDBI Nifty Index Fund Growth ₹26.5752
↓ -0.30 ₹247 23.5 35.8 16.7 10.3 13.8 14.7 Nippon India Index Fund - Nifty Plan Growth ₹24.0304
↓ -0.27 ₹300 23.4 35.6 16.3 10.4 14.1 14.3 LIC MF Index Fund Nifty Growth ₹79.5143
↓ -0.89 ₹28 23.3 35.6 16.7 10.3 14 14.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Jan 21
*Below is the list for Index Mutual Funds having atleast 15 Crore or more in Net Assets.
The primary investment objective of the scheme is to replicate the composition of the Sensex, with a view to generate returns that are commensurate with the performance of the Sensex, subject to tracking errors. Nippon India Index Fund - Sensex Plan is a Others - Index Fund fund was launched on 28 Sep 10. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Index Fund - Sensex Plan Returns up to 1 year are on The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors. LIC MF Index Fund Sensex is a Others - Index Fund fund was launched on 14 Nov 02. It is a fund with Moderately High risk and has given a Below is the key information for LIC MF Index Fund Sensex Returns up to 1 year are on (Erstwhile ICICI Prudential Nifty Index Fund) An open-ended index linked growth scheme seeking to track the returns of the S&P CNX Nifty index through investment in a basket of stocks drawn from the constituents of the Nifty. ICICI Prudential Nifty Index Fund is a Others - Index Fund fund was launched on 26 Feb 02. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Nifty Index Fund Returns up to 1 year are on The principal investment objective of the scheme is to invest in stocks of companies comprising Nifty 50 Index and endeavour to achieve return equivalent to Nifty 50 by “passive” investment. The scheme will be managed
by replicating the index in the same weightage as in the Nifty 50 Index with the intention of minimising the performance differences between the scheme and the Nifty 50 Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error. The
scheme would alter the scrips/weights as and when the same are altered in the Nifty 50 Index. UTI Nifty Index Fund is a Others - Index Fund fund was launched on 6 Mar 00. It is a fund with Moderately High risk and has given a Below is the key information for UTI Nifty Index Fund Returns up to 1 year are on The Investment Objective of the Scheme is to invest in companies whose securities are included in the Nifty and subject to tracking errors, endeavouring to attain results commensurate with the Nifty 50 under NSENifty Plan Franklin India Index Fund Nifty Plan is a Others - Index Fund fund was launched on 4 Aug 00. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Index Fund Nifty Plan Returns up to 1 year are on The scheme will adopt a passive investment strategy. The scheme will
invest in stocks comprising the Nifty 50 Index in the same proportion as in the
index with the objective of achieving returns equivalent to the Total Returns
Index of Nifty 50 Index by minimizing the performance difference between the
benchmark index and the scheme. The Total Returns Index is an index that
reflects the returns on the index from index gain/loss plus dividend payments
by the constituent stocks. SBI Nifty Index Fund is a Others - Index Fund fund was launched on 17 Jan 02. It is a fund with Moderately High risk and has given a Below is the key information for SBI Nifty Index Fund Returns up to 1 year are on The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the S&P CNX Nifty Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of S&P CNX Nifty index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the S&P CNX Nifty index (Total Returns Index) and the scheme. IDBI Nifty Index Fund is a Others - Index Fund fund was launched on 25 Jun 10. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Nifty Index Fund Returns up to 1 year are on The primary investment objective of the scheme is to replicate the composition of the Nifty 50, with a view to generate returns that are commensurate with the
performance of the Nifty 50, subject to tracking errors. Nippon India Index Fund - Nifty Plan is a Others - Index Fund fund was launched on 28 Sep 10. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Index Fund - Nifty Plan Returns up to 1 year are on The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors. LIC MF Index Fund Nifty is a Others - Index Fund fund was launched on 14 Nov 02. It is a fund with Moderately High risk and has given a Below is the key information for LIC MF Index Fund Nifty Returns up to 1 year are on 1. Nippon India Index Fund - Sensex Plan
CAGR/Annualized return of 9% since its launch. Ranked 74 in Index Fund category. Return for 2020 was 16.6% , 2019 was 14.2% and 2018 was 6.2% . Nippon India Index Fund - Sensex Plan
Growth Launch Date 28 Sep 10 NAV (15 Jan 21) ₹24.2639 ↓ -0.27 (-1.11 %) Net Assets (Cr) ₹115 on 30 Nov 20 Category Others - Index Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 0.81 Sharpe Ratio 0.29 Information Ratio -2.51 Alpha Ratio -0.57 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,196 31 Dec 17 ₹13,041 31 Dec 18 ₹13,846 31 Dec 19 ₹15,819 31 Dec 20 ₹18,439 Returns for Nippon India Index Fund - Sensex Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 6% 3 Month 23.4% 6 Month 36% 1 Year 18% 3 Year 12.4% 5 Year 15.1% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2020 16.6% 2019 14.2% 2018 6.2% 2017 27.9% 2016 2% 2015 -4.7% 2014 28.7% 2013 9.8% 2012 27.3% 2011 -25% Fund Manager information for Nippon India Index Fund - Sensex Plan
Name Since Tenure Mehul Dama 6 Nov 18 2.15 Yr. Data below for Nippon India Index Fund - Sensex Plan as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 0.23% Equity 99.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 10 | RELIANCE12% ₹16 Cr 78,129
↑ 1,173 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFCBANK11% ₹14 Cr 98,339
↑ 1,379 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFC9% ₹11 Cr 43,485
↑ 802 Infosys Ltd (Technology)
Equity, Since 31 Oct 10 | INFY9% ₹11 Cr 88,520
↑ 511 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | ICICIBANK7% ₹9 Cr 166,743
↑ 2,449 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 10 | TCS6% ₹7 Cr 25,390
↑ 356 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | KOTAKBANK5% ₹6 Cr 31,576
↑ 458 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Oct 10 | 5006964% ₹5 Cr 21,576
↑ 305 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹4 Cr 211,117
↑ 2,960 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | 5322153% ₹4 Cr 63,608
↑ 905 2. LIC MF Index Fund Sensex
CAGR/Annualized return of 13.5% since its launch. Ranked 79 in Index Fund category. Return for 2020 was 15.9% , 2019 was 14.6% and 2018 was 5.6% . LIC MF Index Fund Sensex
Growth Launch Date 14 Nov 02 NAV (15 Jan 21) ₹91.135 ↓ -1.02 (-1.11 %) Net Assets (Cr) ₹28 on 30 Nov 20 Category Others - Index Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆ Risk Moderately High Expense Ratio 1.03 Sharpe Ratio 0.28 Information Ratio -3.47 Alpha Ratio -0.97 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (1%),1 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,157 31 Dec 17 ₹12,943 31 Dec 18 ₹13,673 31 Dec 19 ₹15,669 31 Dec 20 ₹18,166 Returns for LIC MF Index Fund Sensex
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 5.9% 3 Month 23.2% 6 Month 35.6% 1 Year 17.3% 3 Year 12.1% 5 Year 14.8% 10 Year 15 Year Since launch 13.5% Historical performance (Yearly) on absolute basis
Year Returns 2020 15.9% 2019 14.6% 2018 5.6% 2017 27.4% 2016 1.6% 2015 -5.4% 2014 29.3% 2013 9.2% 2012 26.3% 2011 -24.4% Fund Manager information for LIC MF Index Fund Sensex
Name Since Tenure Ritu Modi 1 Nov 19 1.17 Yr. Data below for LIC MF Index Fund Sensex as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 0.31% Equity 99.69% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 09 | RELIANCE12% ₹4 Cr 18,577
↓ -401 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK11% ₹3 Cr 23,473
↓ -504 Infosys Ltd (Technology)
Equity, Since 31 Mar 09 | INFY9% ₹3 Cr 21,195
↓ -579 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFC9% ₹3 Cr 10,397
↓ -163 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | ICICIBANK7% ₹2 Cr 38,609
↓ -1,768 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 09 | TCS6% ₹2 Cr 6,041
↓ -155 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | KOTAKBANK5% ₹2 Cr 7,542
↓ -99 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Oct 11 | 5006964% ₹1 Cr 5,096
↓ -127 ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 11 | ITC3% ₹1 Cr 49,926
↓ -957 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | 5322153% ₹1 Cr 15,098
↓ -396 3. ICICI Prudential Nifty Index Fund
CAGR/Annualized return of 15% since its launch. Ranked 71 in Index Fund category. Return for 2020 was 15.2% , 2019 was 12.8% and 2018 was 3.4% . ICICI Prudential Nifty Index Fund
Growth Launch Date 26 Feb 02 NAV (15 Jan 21) ₹140.28 ↓ -1.57 (-1.11 %) Net Assets (Cr) ₹1,099 on 30 Nov 20 Category Others - Index Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 0.46 Sharpe Ratio 0.26 Information Ratio -6.2 Alpha Ratio -0.78 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,355 31 Dec 17 ₹13,330 31 Dec 18 ₹13,779 31 Dec 19 ₹15,548 31 Dec 20 ₹17,913 Returns for ICICI Prudential Nifty Index Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 6.4% 3 Month 23.6% 6 Month 36.1% 1 Year 17.2% 3 Year 10.8% 5 Year 14.6% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2020 15.2% 2019 12.8% 2018 3.4% 2017 28.7% 2016 3.6% 2015 -3.6% 2014 32.5% 2013 7.9% 2012 26.5% 2011 -23.6% Fund Manager information for ICICI Prudential Nifty Index Fund
Name Since Tenure Kayzad Eghlim 1 Aug 09 11.43 Yr. Data below for ICICI Prudential Nifty Index Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 0.43% Equity 99.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 05 | RELIANCE11% ₹129 Cr 650,097
↑ 15,628 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 05 | HDFCBANK10% ₹126 Cr 874,175
↑ 21,016 Infosys Ltd (Technology)
Equity, Since 31 Mar 05 | INFY8% ₹94 Cr 744,567
↑ 25,716 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFC8% ₹92 Cr 361,077
↑ 9,548 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 05 | ICICIBANK6% ₹74 Cr 1,386,621
↑ 33,334 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 05 | TCS5% ₹60 Cr 211,261
↑ 5,080 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 29 Feb 12 | KOTAKBANK5% ₹59 Cr 294,504
↑ 7,080 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Mar 05 | 5006964% ₹43 Cr 179,527
↑ 4,317 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹37 Cr 1,756,671
↑ 42,230 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT3% ₹31 Cr 242,643
↑ 2,931 4. UTI Nifty Index Fund
CAGR/Annualized return of 11.4% since its launch. Ranked 68 in Index Fund category. Return for 2020 was 15.5% , 2019 was 13.2% and 2018 was 4.3% . UTI Nifty Index Fund
Growth Launch Date 6 Mar 00 NAV (15 Jan 21) ₹95.2489 ↓ -1.07 (-1.11 %) Net Assets (Cr) ₹3,037 on 30 Nov 20 Category Others - Index Fund AMC UTI Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 0.17 Sharpe Ratio 0.27 Information Ratio -2.7 Alpha Ratio -0.54 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,400 31 Dec 17 ₹13,487 31 Dec 18 ₹14,061 31 Dec 19 ₹15,924 31 Dec 20 ₹18,392 Returns for UTI Nifty Index Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 6.4% 3 Month 23.8% 6 Month 36.4% 1 Year 17.6% 3 Year 11.3% 5 Year 15.2% 10 Year 15 Year Since launch 11.4% Historical performance (Yearly) on absolute basis
Year Returns 2020 15.5% 2019 13.2% 2018 4.3% 2017 29.7% 2016 4% 2015 -3.3% 2014 31.8% 2013 6.9% 2012 28.3% 2011 -24.8% Fund Manager information for UTI Nifty Index Fund
Name Since Tenure Sharwan Kumar Goyal 1 May 19 1.67 Yr. Data below for UTI Nifty Index Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Equity 100.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 03 | RELIANCE11% ₹339 Cr 1,706,427
↓ -49,540 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | HDFCBANK10% ₹330 Cr 2,296,465
↓ -64,741 Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY8% ₹246 Cr 1,955,833
↓ -33,666 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFC8% ₹243 Cr 948,509
↓ -24,388 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | ICICIBANK6% ₹195 Cr 3,643,572
↓ -101,794 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 05 | TCS5% ₹159 Cr 554,539
↓ -16,102 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | KOTAKBANK5% ₹154 Cr 773,240
↓ -22,224 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | 5006964% ₹113 Cr 471,240
↓ -13,676 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | ITC3% ₹96 Cr 4,611,149
↓ -133,758 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 04 | LT3% ₹82 Cr 637,420
↓ -26,009 5. Franklin India Index Fund Nifty Plan
CAGR/Annualized return of 12.6% since its launch. Ranked 76 in Index Fund category. Return for 2020 was 14.7% , 2019 was 12% and 2018 was 3.2% . Franklin India Index Fund Nifty Plan
Growth Launch Date 4 Aug 00 NAV (15 Jan 21) ₹113.877 ↓ -1.27 (-1.10 %) Net Assets (Cr) ₹354 on 30 Nov 20 Category Others - Index Fund AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆ Risk Moderately High Expense Ratio 1 Sharpe Ratio 0.25 Information Ratio -3.49 Alpha Ratio -1.19 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-30 Days (1%),30 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,326 31 Dec 17 ₹13,246 31 Dec 18 ₹13,665 31 Dec 19 ₹15,305 31 Dec 20 ₹17,562 Returns for Franklin India Index Fund Nifty Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 6.3% 3 Month 23.3% 6 Month 35.8% 1 Year 16.7% 3 Year 10.3% 5 Year 14.1% 10 Year 15 Year Since launch 12.6% Historical performance (Yearly) on absolute basis
Year Returns 2020 14.7% 2019 12% 2018 3.2% 2017 28.3% 2016 3.3% 2015 -3.6% 2014 31.2% 2013 6.9% 2012 27.7% 2011 -24.4% Fund Manager information for Franklin India Index Fund Nifty Plan
Name Since Tenure Varun Sharma 30 Nov 15 5.09 Yr. Mayank Bukrediwala 23 Aug 20 0.36 Yr. Data below for Franklin India Index Fund Nifty Plan as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 0.58% Equity 99.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 03 | RELIANCE11% ₹41 Cr 204,591
↓ -617 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | HDFCBANK10% ₹40 Cr 275,912
↓ -1,082 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFC8% ₹29 Cr 113,362
↓ -1,436 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY8% ₹29 Cr 229,504 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK6% ₹23 Cr 437,516
↓ -1,787 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 05 | TCS5% ₹19 Cr 65,545 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | KOTAKBANK5% ₹19 Cr 92,983
↓ -376 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | 5006964% ₹14 Cr 56,511
↓ -459 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 11 | ITC3% ₹11 Cr 549,326 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT3% ₹10 Cr 76,708 6. SBI Nifty Index Fund
CAGR/Annualized return of 14.4% since its launch. Ranked 75 in Index Fund category. Return for 2020 was 14.6% , 2019 was 12.5% and 2018 was 3.8% . SBI Nifty Index Fund
Growth Launch Date 17 Jan 02 NAV (15 Jan 21) ₹123.809 ↓ -1.39 (-1.11 %) Net Assets (Cr) ₹957 on 30 Nov 20 Category Others - Index Fund AMC SBI Funds Management Private Limited Rating ☆ Risk Moderately High Expense Ratio 0.68 Sharpe Ratio 0.25 Information Ratio -4.65 Alpha Ratio -1.31 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.2%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,340 31 Dec 17 ₹13,352 31 Dec 18 ₹13,861 31 Dec 19 ₹15,597 31 Dec 20 ₹17,873 Returns for SBI Nifty Index Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 6.4% 3 Month 23.7% 6 Month 36.1% 1 Year 16.6% 3 Year 10.7% 5 Year 14.5% 10 Year 15 Year Since launch 14.4% Historical performance (Yearly) on absolute basis
Year Returns 2020 14.6% 2019 12.5% 2018 3.8% 2017 29.1% 2016 3.4% 2015 -4.2% 2014 30.5% 2013 6.2% 2012 28.4% 2011 -24.6% Fund Manager information for SBI Nifty Index Fund
Name Since Tenure Raviprakash Sharma 1 Feb 11 9.92 Yr. Data below for SBI Nifty Index Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 2.17% Equity 97.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 03 | RELIANCE10% ₹99 Cr 498,640
↓ -43,877 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 03 | HDFCBANK10% ₹96 Cr 671,059
↓ -58,455 Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY8% ₹72 Cr 571,548
↓ -43,122 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 03 | HDFC7% ₹71 Cr 277,169
↓ -23,415 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | ICICIBANK6% ₹57 Cr 1,064,697
↓ -92,459 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 05 | TCS5% ₹46 Cr 162,044
↓ -14,259 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | KOTAKBANK5% ₹45 Cr 225,952
↓ -19,812 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | 5006963% ₹33 Cr 137,701
↓ -12,118 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹28 Cr 1,347,435
↓ -118,536 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 04 | LT3% ₹24 Cr 186,255
↓ -18,716 7. IDBI Nifty Index Fund
CAGR/Annualized return of 9.7% since its launch. Ranked 83 in Index Fund category. Return for 2020 was 14.7% , 2019 was 12.3% and 2018 was 2.8% . IDBI Nifty Index Fund
Growth Launch Date 25 Jun 10 NAV (15 Jan 21) ₹26.5752 ↓ -0.30 (-1.11 %) Net Assets (Cr) ₹247 on 30 Nov 20 Category Others - Index Fund AMC IDBI Asset Management Limited Rating ☆ Risk Moderately High Expense Ratio 1.02 Sharpe Ratio 0.25 Information Ratio -9.26 Alpha Ratio -1.29 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,237 31 Dec 17 ₹13,037 31 Dec 18 ₹13,409 31 Dec 19 ₹15,059 31 Dec 20 ₹17,265 Returns for IDBI Nifty Index Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 6.3% 3 Month 23.5% 6 Month 35.8% 1 Year 16.7% 3 Year 10.3% 5 Year 13.8% 10 Year 15 Year Since launch 9.7% Historical performance (Yearly) on absolute basis
Year Returns 2020 14.7% 2019 12.3% 2018 2.8% 2017 27.4% 2016 2.4% 2015 -4.4% 2014 30.8% 2013 7.2% 2012 27.7% 2011 -24.9% Fund Manager information for IDBI Nifty Index Fund
Name Since Tenure Firdaus Ragina 9 Oct 18 2.23 Yr. Data below for IDBI Nifty Index Fund as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 0.19% Equity 99.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 11 | RELIANCE11% ₹27 Cr 137,030
↓ -5,541 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 11 | HDFCBANK10% ₹26 Cr 184,412
↓ -7,299 Infosys Ltd (Technology)
Equity, Since 30 Apr 11 | INFY8% ₹20 Cr 157,059
↓ -4,472 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 11 | HDFC8% ₹19 Cr 76,169
↓ -2,823 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 11 | ICICIBANK6% ₹16 Cr 292,586
↓ -11,507 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 11 | TCS5% ₹13 Cr 44,531
↓ -1,799 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 11 | KOTAKBANK5% ₹12 Cr 62,094
↓ -2,492 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 11 | 5006964% ₹9 Cr 37,842
↓ -1,529 ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 11 | ITC3% ₹8 Cr 370,284
↓ -14,966 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 11 | LT3% ₹7 Cr 51,183
↓ -2,684 8. Nippon India Index Fund - Nifty Plan
CAGR/Annualized return of 8.9% since its launch. Ranked 78 in Index Fund category. Return for 2020 was 14.3% , 2019 was 12.3% and 2018 was 3.5% . Nippon India Index Fund - Nifty Plan
Growth Launch Date 28 Sep 10 NAV (15 Jan 21) ₹24.0304 ↓ -0.27 (-1.11 %) Net Assets (Cr) ₹300 on 30 Nov 20 Category Others - Index Fund AMC Nippon Life Asset Management Ltd. Rating ☆ Risk Moderately High Expense Ratio 1.01 Sharpe Ratio 0.24 Information Ratio -4.68 Alpha Ratio -1.61 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,252 31 Dec 17 ₹13,223 31 Dec 18 ₹13,682 31 Dec 19 ₹15,368 31 Dec 20 ₹17,563 Returns for Nippon India Index Fund - Nifty Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 6.3% 3 Month 23.4% 6 Month 35.6% 1 Year 16.3% 3 Year 10.4% 5 Year 14.1% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2020 14.3% 2019 12.3% 2018 3.5% 2017 29% 2016 2.5% 2015 -3.9% 2014 31.9% 2013 7.1% 2012 29.1% 2011 -24% Fund Manager information for Nippon India Index Fund - Nifty Plan
Name Since Tenure Mehul Dama 6 Nov 18 2.15 Yr. Data below for Nippon India Index Fund - Nifty Plan as on 30 Nov 20
Asset Allocation
Asset Class Value Equity 100.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 10 | RELIANCE11% ₹31 Cr 155,025
↓ -18,453 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFCBANK10% ₹30 Cr 208,628
↓ -24,643 Infosys Ltd (Technology)
Equity, Since 31 Oct 10 | INFY8% ₹22 Cr 177,689
↓ -18,860 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFC8% ₹22 Cr 86,170
↓ -9,946 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | ICICIBANK6% ₹18 Cr 331,008
↓ -39,009 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 10 | TCS5% ₹14 Cr 50,378
↓ -5,998 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 11 | KOTAKBANK5% ₹14 Cr 70,247
↓ -8,340 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Oct 10 | 5006964% ₹10 Cr 42,810
↓ -5,097 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹9 Cr 418,910
↓ -49,855 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT3% ₹7 Cr 57,906
↓ -7,636 9. LIC MF Index Fund Nifty
CAGR/Annualized return of 12.7% since its launch. Ranked 80 in Index Fund category. Return for 2020 was 14.7% , 2019 was 12.6% and 2018 was 2.6% . LIC MF Index Fund Nifty
Growth Launch Date 14 Nov 02 NAV (15 Jan 21) ₹79.5143 ↓ -0.89 (-1.10 %) Net Assets (Cr) ₹28 on 30 Nov 20 Category Others - Index Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆ Risk Moderately High Expense Ratio 0.97 Sharpe Ratio 0.25 Information Ratio -4.22 Alpha Ratio -1.19 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (1%),1 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 15 ₹10,000 31 Dec 16 ₹10,268 31 Dec 17 ₹13,202 31 Dec 18 ₹13,542 31 Dec 19 ₹15,250 31 Dec 20 ₹17,490 Returns for LIC MF Index Fund Nifty
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21 Duration Returns 1 Month 6.3% 3 Month 23.3% 6 Month 35.6% 1 Year 16.7% 3 Year 10.3% 5 Year 14% 10 Year 15 Year Since launch 12.7% Historical performance (Yearly) on absolute basis
Year Returns 2020 14.7% 2019 12.6% 2018 2.6% 2017 28.6% 2016 2.7% 2015 -4.1% 2014 31.1% 2013 6.5% 2012 27.7% 2011 -23.9% Fund Manager information for LIC MF Index Fund Nifty
Name Since Tenure Ritu Modi 1 Nov 19 1.17 Yr. Data below for LIC MF Index Fund Nifty as on 30 Nov 20
Asset Allocation
Asset Class Value Cash 0.38% Equity 99.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 12 | RELIANCE11% ₹3 Cr 16,593
↑ 214 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFCBANK10% ₹3 Cr 22,316
↑ 304 Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY8% ₹2 Cr 18,818
↑ 256 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 03 | HDFC8% ₹2 Cr 9,206
↑ 138 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | ICICIBANK6% ₹2 Cr 35,437
↑ 500 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 05 | TCS5% ₹2 Cr 5,400
↑ 63 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 10 | KOTAKBANK5% ₹1 Cr 7,492
↑ 68 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Oct 11 | 5006964% ₹1 Cr 4,599
↑ 42 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | ITC3% ₹1 Cr 44,591
↑ 784 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT3% ₹1 Cr 6,216
↑ 110
Why Passive Index Funds are Better?
The Association of Mutual Funds in India (AMFI) stated that index funds had gathered an AUM of Rs. 7717 crore on November 2019. Passive large-cap ETFs offer returns of 11.53% compared to actively managed Large cap funds that offered 10.19%.
gold ETFs stood at Rs. 5,540.40 crore as of November 2019. This comes in comparison to Rs. 4,571 crore in December 2018. The AUM of other ETFs
stood at Rs. 1,63,923.66 crore, as compared to Rs. 1,07,363 crore at the end of 2018.
Large Cap ETFs
A large part of 2019 witnessed that large-cap schemes were at the top of return charts. Even in 2020, nine out of the top 15 large-cap schemes are Passive Funds.
Passive Funds - Safe Heaven Amidst Coronavirus Pandemic
With the current situation across the globe, the financial markets are facing issues of deep concern. While investors were willing to take a risk in the past, today’s conditions have pushed the majority of the investors to look for a safe haven. This means they are looking for an investment that will yield higher returns or at least stable returns.
Several investors are now looking to invest through passive modes such as exchange-traded funds or index funds. As per AMFI, Inflow into the index funds faced an all-time high of Rs. 2076.5 crore in March 2020.
Passive Funds Vs Active Funds
There are specific differences in the way they function and affect the investor.
The tabular differentiates between passive funds and active funds:
| Passive Funds | Active Funds |
|---|---|
| They do not have active participation of fund managers | Fund managers do a lot of industry research and take steps accordingly to select funds in various securities based on market performance |
| Less expensive | As there is a work put in towards the investment, it may be expensive |
| Popular because of the low expense ratio | Might be less popular due to high expense ratio |
Risks of Investing In Index Funds
No Flexibility of Index Mutual Funds
One major disadvantage of investing in index funds is the lack of flexibility. Since the funds just track the index, they can miss out on the opportunity to make higher returns which may arise due to market anomalies and surprises that are not connected to the index. Typically, value stocks would find it very difficult to be part of an index.
Market Risk on Index Mutual Funds
Index funds have a direct relation with the market. So, when the stock markets fall as a whole, so does the value of the index mutual fund.
Despite having a few disadvantages, top index funds can be beneficial for investors who want to invest in equities with a minimal risk Factor. As per experts, investors are suggested to include 5-6% of Index Funds in their investment portfolio to make best out of their investment.
How to Invest in Index Mutual Funds Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Quite detailed review which helps in deciding which is a better performing index fund