Know how to Get 1 Crore in 10,15,20 Years | Mutual Funds SIP

Table of Contents

How to Get 1 Crore by Investing

Updated on January 14, 2021 , 36318 views

Investing via Monthly Mutual Funds SIP

Investing in an equity mutual fund scheme via an SIP is the best way to achieve your long-term goals. Equity has the potential to offer superior returns than other asset classes. It may also help you to beat Inflation which is essential to achieve long-term goals. They also enjoy favourable taxation. Now, long-term Capital gains tax on investments held over a year was tax-free (From union budget of FY 18-19 from 1st FEB Gains over above 1 Lakh in year will be taxed @ 10% i.e if one gains 1.1 Lakhs in a financial year in long term Capital Gains he has to pay tax on 1,10,000 - 1,00,000 = 10,000. 10% on 10,000 = 1,000 in Taxes).

Ready to Invest?
Talk to our investment specialist

How to get 1 Crore

Below are the illustrations of how to get 1 Crore in different timeframes by investing in SIP (Systematic Investment plan) of best mutual funds.

1. How to Get 1 Crore in 20 Years

Start Investing Via Mutual Funds SIP of Rs. 7,600 Per Month

If you can spare Rs 7,600 every month, start an SIP immediately in Equity Mutual Funds. If you need help with selecting schemes, you can check our recommended equity mutual fund portfolios and pick a portfolio based on your risk appetite and SIP amount. If your portfolio of Mutual Funds manages to offer an annual return of 14 per cent (Which is lower than CAGR offered by SENSEX since inception in 1979), you would be able to create a corpus of Rs 1 crore in 20 years as show below.

Key Assumption based on historical returns are as below

Assumptions	Data
Growth Rate	14%
Inflation	Not Factored
Investment Amount (pm)	7,600
Time Period	20 years
Amount Invested	18,24,000
Total Corpus	1,00,04,232
Net Gains	81,80,232

More details can be worked our using our sip calculator by clicking on button below

2. How to Get 1 Crore in 15 Years

Start Investing Via Mutual Funds SIP of Rs. 16,320 Per Month

If you can spare Rs 16,320 every month, start an SIP immediately in equity mutual funds. If you need help with selecting schemes, you can check our recommended equity mutual fund portfolios and pick a portfolio based on your risk appetite and SIP amount. If your portfolio of mutual funds manages to offer an annual return of 14 per cent (Which is lower than CAGR offered by SENSEX since inception in 1979), you would be able to create a corpus of Rs 1 crore in 15 years as show below.

Key Assumption based on historical returns are as below

Assumptions	Data
Growth Rate	14%
Inflation	Not Factored
Investment Amount (pm)	16,320
Time Period	15 years
Amount Invested	29,37,600
Total Corpus	1,00,01,774
Net Gains	70,64,174

More details can be worked our using our SIP calculator by clicking on button below

3. How to Get 1 Crore in 10 Years

Start Investing Via Mutual Funds SIP of Rs. 38,160 Per Month

If you can spare Rs 38,160 every month, start an SIP immediately in equity mutual funds. If you need help with selecting schemes, you can check our recommended equity mutual fund portfolios and pick a portfolio based on your risk appetite and SIP amount. If your portfolio of mutual funds manages to offer an annual return of 14 per cent (Which is lower than CAGR offered by SENSEX since inception in 1979), you would be able to create a corpus of Rs 1 crore in 10 years as show below.

Key Assumption based on historical returns are as below

Assumptions	Data
Growth Rate	14%
Inflation	Not Factored
Investment Amount (pm)	38,160
Time Period	10 years
Amount Invested	45,79,200
Total Corpus	1,00,01,408
Net Gains	54,22,208
More details can be worked our using our SIP calculator by clicking on button below

Top 10 Best Performing SIP Mutual Funds

Below is the list of best mutual funds having Net Assets/AUM above 500 Crore & sorted on 5 Year CAGR Return. Which can be looked for invested to achieve the given objective.

1. Aditya Birla Sun Life Digital India Fund

(Erstwhile Aditya Birla Sun Life New Millennium Fund)

A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a CAGR/Annualized return of 11.2% since its launch. Ranked 33 in Sectoral category. Return for 2020 was 59% , 2019 was 9.6% and 2018 was 15.6% .

Below is the key information for Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund Growth
Launch Date	15 Jan 00
NAV (15 Jan 21)	₹92.09 ↓ -1.67 (-1.78 %)
Net Assets (Cr)	₹735 on 30 Nov 20
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.6
Sharpe Ratio	1.2
Information Ratio	0.46
Alpha Ratio	4.42
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 15	₹10,000
31 Dec 16	₹9,653
31 Dec 17	₹11,810
31 Dec 18	₹13,656
31 Dec 19	₹14,963
31 Dec 20	₹23,795

Aditya Birla Sun Life Digital India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Aditya Birla Sun Life Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

Duration	Returns
1 Month	13.3%
3 Month	23.8%
6 Month	60.5%
1 Year	61.1%
3 Year	27%
5 Year	21.2%
10 Year
15 Year
Since launch	11.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	59%
2019	9.6%
2018	15.6%
2017	22.4%
2016	-3.5%
2015	11.2%
2014	21.1%
2013	50.2%
2012	3.7%
2011	-21.8%

Fund Manager information for Aditya Birla Sun Life Digital India Fund

Name	Since	Tenure
Kunal Sangoi	15 Jan 14	6.97 Yr.

Data below for Aditya Birla Sun Life Digital India Fund as on 30 Nov 20

Equity Sector Allocation

Sector	Value
Technology	72.92%
Communication Services	14.28%
Industrials	9.77%

Asset Allocation

Asset Class	Value
Cash	3.03%
Equity	96.96%
Other	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 30 Apr 05 \| INFY	25%	₹217 Cr	1,724,259 ↑ 64,563
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 05 \| TCS	11%	₹92 Cr	322,076 ↑ 41,479
HCL Technologies Ltd (Technology) Equity, Since 31 Dec 10 \| HCLTECH	8%	₹67 Cr	709,931 ↑ 142,924
Tech Mahindra Ltd (Technology) Equity, Since 31 May 13 \| 532755	7%	₹63 Cr	642,992
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 19 \| BHARTIARTL	7%	₹58 Cr	1,146,907 ↑ 256,493
Cyient Ltd (Industrials) Equity, Since 31 May 14 \| CYIENT	5%	₹39 Cr	769,609
Just Dial Ltd (Communication Services) Equity, Since 30 Sep 19 \| 535648	4%	₹38 Cr	603,953
Honeywell Automation India Ltd (Industrials) Equity, Since 30 Jun 18 \| 517174	4%	₹30 Cr	8,159
Apple Inc (Technology) Equity, Since 30 Nov 18 \| AAPL	3%	₹24 Cr	24,481
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 13 \| PERSISTENT	3%	₹24 Cr	156,326 ↑ 5,000

2. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 11.9% since its launch. Ranked 37 in Sectoral category. Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund Growth
Launch Date	3 Mar 00
NAV (15 Jan 21)	₹103.96 ↓ -2.34 (-2.20 %)
Net Assets (Cr)	₹938 on 30 Nov 20
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	High
Expense Ratio	2.6
Sharpe Ratio	1.35
Information Ratio	-0.48
Alpha Ratio	4.59
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 15	₹10,000
31 Dec 16	₹9,603
31 Dec 17	₹11,505
31 Dec 18	₹13,704
31 Dec 19	₹14,026
31 Dec 20	₹23,927

ICICI Prudential Technology Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

Duration	Returns
1 Month	12.7%
3 Month	23.3%
6 Month	70.1%
1 Year	70.8%
3 Year	28.9%
5 Year	20.9%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	70.6%
2019	2.3%
2018	19.1%
2017	19.8%
2016	-4%
2015	3.9%
2014	26.3%
2013	62.6%
2012	17.1%
2011	-18.9%

Fund Manager information for ICICI Prudential Technology Fund

Name	Since	Tenure
Sankaran Naren	14 Jul 17	3.47 Yr.
Priyanka Khandelwal	8 Jul 20	0.48 Yr.
Vaibhav Dusad	2 May 20	0.67 Yr.

Data below for ICICI Prudential Technology Fund as on 30 Nov 20

Equity Sector Allocation

Sector	Value
Technology	67.26%
Communication Services	16.32%
Industrials	9.44%
Consumer Cyclical	1.26%
Financial Services	0.83%
Consumer Defensive	0.74%
Health Care	0.53%

Asset Allocation

Asset Class	Value
Cash	3.62%
Equity	96.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	21%	₹247 Cr	1,966,037 ↑ 40,000
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	8%	₹98 Cr	1,039,744 ↑ 260,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Oct 16 \| 532755	6%	₹73 Cr	749,505 ↑ 126,374
Persistent Systems Ltd (Technology) Equity, Since 31 May 20 \| PERSISTENT	4%	₹48 Cr	317,847 ↑ 79,802
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 20 \| BHARTIARTL	4%	₹48 Cr	936,840 ↓ -50,000
IndiaMART InterMESH Ltd (Communication Services) Equity, Since 30 Jun 20 \| 542726	4%	₹43 Cr	66,804 ↑ 4,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Sep 19 \| TCS	3%	₹34 Cr	120,185
Cyient Ltd (Industrials) Equity, Since 30 Jun 18 \| CYIENT	3%	₹34 Cr	657,374 ↑ 52,966
Coforge Ltd (Technology) Equity, Since 31 Jul 20 \| 532541	3%	₹32 Cr	118,903 ↓ -10,000
Firstsource Solutions Ltd (Technology) Equity, Since 31 Aug 20 \| 532809	3%	₹31 Cr	3,049,435 ↓ -100,000

3. Franklin India Feeder - Franklin U S Opportunities Fund

The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America.

Franklin India Feeder - Franklin U S Opportunities Fund is a Equity - Global fund was launched on 6 Feb 12. It is a fund with High risk and has given a CAGR/Annualized return of 19.6% since its launch. Ranked 6 in Global category. Return for 2020 was 45.2% , 2019 was 34.2% and 2018 was 6.5% .

Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund

Franklin India Feeder - Franklin U S Opportunities Fund Growth
Launch Date	6 Feb 12
NAV (14 Jan 21)	₹49.5076 ↓ -0.62 (-1.24 %)
Net Assets (Cr)	₹2,545 on 30 Nov 20
Category	Equity - Global
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.56
Sharpe Ratio	1.46
Information Ratio	0.12
Alpha Ratio	3.66
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 15	₹10,000
31 Dec 16	₹9,923
31 Dec 17	₹11,721
31 Dec 18	₹12,482
31 Dec 19	₹16,751
31 Dec 20	₹24,326

Franklin India Feeder - Franklin U S Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Franklin India Feeder - Franklin U S Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

Duration	Returns
1 Month	1.7%
3 Month	3.8%
6 Month	13.9%
1 Year	39.6%
3 Year	25%
5 Year	20.8%
10 Year
15 Year
Since launch	19.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	45.2%
2019	34.2%
2018	6.5%
2017	18.1%
2016	-0.8%
2015	8.8%
2014	8.4%
2013	55.2%
2012
2011

Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund

Name	Since	Tenure
Mayank Bukrediwala	24 Aug 20	0.35 Yr.

Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 30 Nov 20

Equity Sector Allocation

Sector	Value
Technology	28.21%
Health Care	15.48%
Financial Services	13.29%
Consumer Cyclical	12.31%
Communication Services	8.06%
Industrials	5.96%
Real Estate	4.94%
Consumer Defensive	2.75%
Basic Materials	1.3%
Utility	0.35%

Asset Allocation

Asset Class	Value
Cash	3.36%
Equity	93.33%
Other	3.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Franklin US Opportunities I(acc)USD Investment Fund \| -	100%	₹2,718 Cr	5,070,258 ↑ 188,608
Call, Cash & Other Assets Net Current Assets \| -	0%	₹5 Cr

4. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a CAGR/Annualized return of 14.1% since its launch. Return for 2020 was 4.8% , 2019 was 20.7% and 2018 was 9.5% .

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (15 Jan 21)	₹21.704 ↓ -0.25 (-1.12 %)
Net Assets (Cr)	₹1,997 on 30 Nov 20
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	2.44
Sharpe Ratio	0.17
Information Ratio	-0.26
Alpha Ratio	0.43
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 15	₹10,000
31 Dec 16	₹11,702
31 Dec 17	₹16,465
31 Dec 18	₹18,035
31 Dec 19	₹21,773
31 Dec 20	₹22,826

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

Duration	Returns
1 Month	5.7%
3 Month	33.6%
6 Month	45.3%
1 Year	7.3%
3 Year	11.3%
5 Year	20.6%
10 Year
15 Year
Since launch	14.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	4.8%
2019	20.7%
2018	9.5%
2017	40.7%
2016	17%
2015
2014
2013
2012
2011

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	1.42 Yr.

Data below for SBI Banking & Financial Services Fund as on 30 Nov 20

Equity Sector Allocation

Sector	Value
Financial Services	98.29%

Asset Allocation

Asset Class	Value
Cash	0.65%
Equity	99.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	26%	₹536 Cr	3,728,360
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	14%	₹298 Cr	5,575,814
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| KOTAKBANK	11%	₹232 Cr	1,165,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	10%	₹202 Cr	7,335,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	9%	₹191 Cr	3,077,122
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| 540716	4%	₹92 Cr	605,000
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Sep 19 \| 533398	3%	₹72 Cr	592,665 ↑ 225,000
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Aug 19 \| M&MFIN	3%	₹69 Cr	3,960,000 ↑ 800,000
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Aug 19 \| CHOLAFIN	3%	₹66 Cr	1,700,000
ICICI Prudential Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 19 \| 540133	2%	₹49 Cr	975,000

5. Mirae Asset Tax Saver Fund

The investment objective of the scheme is to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. The Scheme does not guarantee or assure any returns.

Mirae Asset Tax Saver Fund is a Equity - ELSS fund was launched on 28 Dec 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.1% since its launch. Return for 2020 was 21.5% , 2019 was 14.1% and 2018 was -2.3% .

Below is the key information for Mirae Asset Tax Saver Fund

Mirae Asset Tax Saver Fund Growth
Launch Date	28 Dec 15
NAV (15 Jan 21)	₹24.179 ↓ -0.22 (-0.92 %)
Net Assets (Cr)	₹5,044 on 30 Nov 20
Category	Equity - ELSS
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.63
Sharpe Ratio	0.44
Information Ratio	0.69
Alpha Ratio	5.12
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 15	₹10,000
31 Dec 16	₹11,480
31 Dec 17	₹16,977
31 Dec 18	₹16,591
31 Dec 19	₹18,925
31 Dec 20	₹23,001

Mirae Asset Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Mirae Asset Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

Duration	Returns
1 Month	7.4%
3 Month	25.8%
6 Month	40.9%
1 Year	23.9%
3 Year	11.4%
5 Year	20.4%
10 Year
15 Year
Since launch	19.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	21.5%
2019	14.1%
2018	-2.3%
2017	47.9%
2016	14.8%
2015
2014
2013
2012
2011

Fund Manager information for Mirae Asset Tax Saver Fund

Name	Since	Tenure
Neelesh Surana	28 Dec 15	5.01 Yr.

Data below for Mirae Asset Tax Saver Fund as on 30 Nov 20

Equity Sector Allocation

Sector	Value
Financial Services	38.7%
Technology	11.23%
Consumer Defensive	8.57%
Basic Materials	8.04%
Health Care	7.52%
Consumer Cyclical	6.43%
Industrials	5.42%
Energy	4.68%
Communication Services	3.5%
Utility	1.66%

Asset Allocation

Asset Class	Value
Cash	0.97%
Equity	99.02%
Other	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| HDFCBANK	10%	₹533 Cr	3,710,722 ↑ 80,000
Infosys Ltd (Technology) Equity, Since 31 Dec 15 \| INFY	7%	₹390 Cr	3,106,693 ↓ -10,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	7%	₹381 Cr	7,123,912 ↑ 187,500
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 18 \| 532215	5%	₹258 Cr	4,166,266 ↑ 445,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Dec 15 \| TCS	4%	₹220 Cr	768,179
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 20 \| BHARTIARTL	3%	₹191 Cr	3,748,000
Reliance Industries Limited Equity, Since 30 Jun 20 \| -	3%	₹180 Cr	1,610,338
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 19 \| 500124	3%	₹155 Cr	298,090
Housing Development Finance Corp Ltd (Financial Services) Equity, Since 30 Apr 17 \| HDFC	3%	₹155 Cr	606,263
Max Financial Services Ltd (Financial Services) Equity, Since 31 Mar 18 \| 500271	3%	₹145 Cr	2,151,203

6. TATA Digital India Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 19.8% since its launch. Return for 2020 was 54.8% , 2019 was 7.5% and 2018 was 24.9% .

Below is the key information for TATA Digital India Fund

TATA Digital India Fund Growth
Launch Date	28 Dec 15
NAV (15 Jan 21)	₹24.9307 ↓ -0.63 (-2.47 %)
Net Assets (Cr)	₹673 on 30 Nov 20
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	2.05
Sharpe Ratio	1.1
Information Ratio	-0.74
Alpha Ratio	-4.44
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 15	₹10,000
31 Dec 16	₹9,405
31 Dec 17	₹11,251
31 Dec 18	₹14,055
31 Dec 19	₹15,105
31 Dec 20	₹23,386

TATA Digital India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for TATA Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

Duration	Returns
1 Month	16.6%
3 Month	21.7%
6 Month	59.6%
1 Year	57.7%
3 Year	29%
5 Year	20.1%
10 Year
15 Year
Since launch	19.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	54.8%
2019	7.5%
2018	24.9%
2017	19.6%
2016	-6%
2015
2014
2013
2012
2011

Fund Manager information for TATA Digital India Fund

Name	Since	Tenure
Rahul Singh	20 Apr 20	0.7 Yr.
Meeta Shetty	20 Apr 20	0.7 Yr.

Data below for TATA Digital India Fund as on 30 Nov 20

Equity Sector Allocation

Sector	Value
Technology	89.85%
Industrials	2.64%
Communication Services	2.07%

Asset Allocation

Asset Class	Value
Cash	5.44%
Equity	94.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 31 Jan 16 \| INFY	28%	₹230 Cr	1,830,000 ↑ 125,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Jan 16 \| TCS	11%	₹90 Cr	314,000
HCL Technologies Ltd (Technology) Equity, Since 31 Jan 16 \| HCLTECH	9%	₹75 Cr	794,000 ↑ 41,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 16 \| PERSISTENT	9%	₹71 Cr	470,363 ↑ 60,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 16 \| 532755	6%	₹51 Cr	525,000
Wipro Ltd (Technology) Equity, Since 31 Jul 18 \| 507685	6%	₹45 Cr	1,176,000
MindTree Ltd (Technology) Equity, Since 31 Jul 19 \| 532819	5%	₹41 Cr	245,000
Birlasoft Ltd (Technology) Equity, Since 31 Jul 20 \| 532400	4%	₹31 Cr	1,240,000
KPIT Technologies Ltd (Technology) Equity, Since 31 Jan 19 \| 542651	3%	₹24 Cr	1,665,000
Tata Elxsi Ltd (Technology) Equity, Since 31 May 20 \| 500408	3%	₹23 Cr	124,000

7. Mirae Asset Emerging Bluechip Fund

The investment objective of the scheme is to generate income and capital appreciation from a portfolio primarily investing in Indian equities and equity related securities of large cap and mid cap companies at the time of investment. From time to time, the fund manager may also seek participation in other Indian equity and equity related securities to achieve optimal Portfolio construction. The Scheme does not guarantee or assure any returns.

Mirae Asset Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 9 Jul 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21% since its launch. Return for 2020 was 22.4% , 2019 was 14.7% and 2018 was -5.4% .

Below is the key information for Mirae Asset Emerging Bluechip Fund

Mirae Asset Emerging Bluechip Fund Growth
Launch Date	9 Jul 10
NAV (15 Jan 21)	₹74.143 ↓ -0.76 (-1.02 %)
Net Assets (Cr)	₹13,405 on 30 Nov 20
Category	Equity - Large & Mid Cap
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.61
Sharpe Ratio	0.48
Information Ratio	0.92
Alpha Ratio	2.2
Min Investment	5,000
Min SIP Investment	0
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 15	₹10,000
31 Dec 16	₹11,217
31 Dec 17	₹16,714
31 Dec 18	₹15,808
31 Dec 19	₹18,135
31 Dec 20	₹22,196

Mirae Asset Emerging Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Mirae Asset Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

Duration	Returns
1 Month	7.5%
3 Month	27%
6 Month	40.2%
1 Year	24.9%
3 Year	10.9%
5 Year	20.1%
10 Year
15 Year
Since launch	21%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	22.4%
2019	14.7%
2018	-5.4%
2017	49%
2016	12.2%
2015	14.1%
2014	84.6%
2013	8.6%
2012	45.6%
2011	-15.2%

Fund Manager information for Mirae Asset Emerging Bluechip Fund

Name	Since	Tenure
Neelesh Surana	9 Jul 10	10.49 Yr.
Ankit Jain	31 Jan 19	1.92 Yr.

Data below for Mirae Asset Emerging Bluechip Fund as on 30 Nov 20

Equity Sector Allocation

Sector	Value
Financial Services	33.98%
Consumer Cyclical	9.97%
Technology	9.76%
Health Care	9.66%
Industrials	8.41%
Consumer Defensive	7.87%
Basic Materials	7.1%
Energy	4.94%
Communication Services	3.39%
Utility	2.06%

Asset Allocation

Asset Class	Value
Cash	1.27%
Equity	98.73%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 17 \| HDFCBANK	7%	₹1,018 Cr	7,090,544 ↑ 140,000
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 12 \| ICICIBANK	7%	₹938 Cr	17,524,841 ↑ 662,500
Infosys Ltd (Technology) Equity, Since 31 Jan 18 \| INFY	5%	₹766 Cr	6,097,584 ↑ 48,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| 532215	5%	₹693 Cr	11,165,088 ↑ 905,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 20 \| BHARTIARTL	3%	₹484 Cr	9,504,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 Jan 18 \| 500271	3%	₹424 Cr	6,283,046
State Bank of India (Financial Services) Equity, Since 30 Apr 18 \| SBIN	3%	₹407 Cr	14,810,277
Tata Consultancy Services Ltd (Technology) Equity, Since 31 May 19 \| TCS	3%	₹396 Cr	1,385,005
Voltas Ltd (Industrials) Equity, Since 31 Dec 14 \| VOLTAS	2%	₹347 Cr	4,207,977
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	2%	₹326 Cr	1,644,196 ↑ 245,000

8. TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 17.7% since its launch. Return for 2020 was 2.7% , 2019 was 25.7% and 2018 was -0.1% .

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund Growth
Launch Date	28 Dec 15
NAV (15 Jan 21)	₹22.8033 ↓ -0.23 (-1.01 %)
Net Assets (Cr)	₹597 on 30 Nov 20
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	2.5
Sharpe Ratio	0.09
Information Ratio	-0.56
Alpha Ratio	-3.03
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 15	₹10,000
31 Dec 16	₹11,777
31 Dec 17	₹17,078
31 Dec 18	₹17,069
31 Dec 19	₹21,452
31 Dec 20	₹22,026

TATA Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

Duration	Returns
1 Month	6.1%
3 Month	31.3%
6 Month	40.1%
1 Year	4.8%
3 Year	9.2%
5 Year	18.7%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	2.7%
2019	25.7%
2018	-0.1%
2017	45%
2016	17.8%
2015
2014
2013
2012
2011

Fund Manager information for TATA Banking and Financial Services Fund

Name	Since	Tenure
Sonam Udasi	1 Apr 16	4.75 Yr.
Amey Sathe	18 Jun 18	2.54 Yr.

Data below for TATA Banking and Financial Services Fund as on 30 Nov 20

Equity Sector Allocation

Sector	Value
Financial Services	98.21%

Asset Allocation

Asset Class	Value
Cash	1.79%
Equity	98.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| HDFCBANK	20%	₹121 Cr	840,000 ↓ -63,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	15%	₹95 Cr	1,782,000 ↓ -27,000
Housing Development Finance Corp Ltd (Financial Services) Equity, Since 31 Mar 17 \| HDFC	13%	₹77 Cr	302,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| KOTAKBANK	9%	₹57 Cr	287,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	8%	₹50 Cr	800,000 ↑ 70,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	6%	₹37 Cr	1,340,000 ↑ 230,000
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 19 \| 540777	5%	₹32 Cr	467,000 ↑ 20,000
HDFC Asset Management Company Limited (Financial Services) Equity, Since 31 Dec 19 \| 541729	3%	₹21 Cr	71,000 ↓ -9,500
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 20 \| 543066	3%	₹18 Cr	214,771 ↓ -50,000
ICICI Securities Ltd (Financial Services) Equity, Since 31 Oct 19 \| 541179	3%	₹18 Cr	387,000 ↑ 260,000

9. IIFL Focused Equity Fund

(Erstwhile IIFL India Growth Fund)

The investment objective of the scheme is to generate long term capital appreciation for investors from a portfolio of equity and equity related securities. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

IIFL Focused Equity Fund is a Equity - Focused fund was launched on 30 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.7% since its launch. Return for 2020 was 23.8% , 2019 was 27.3% and 2018 was -6.8% .

Below is the key information for IIFL Focused Equity Fund

IIFL Focused Equity Fund Growth
Launch Date	30 Oct 14
NAV (15 Jan 21)	₹23.4409 ↓ -0.30 (-1.27 %)
Net Assets (Cr)	₹1,210 on 30 Nov 20
Category	Equity - Focused
AMC	IIFL Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.34
Sharpe Ratio	0.54
Information Ratio	0.46
Alpha Ratio	8.18
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-2 Months (2%),2 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 15	₹10,000
31 Dec 16	₹10,988
31 Dec 17	₹14,280
31 Dec 18	₹13,308
31 Dec 19	₹16,942
31 Dec 20	₹20,979

IIFL Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for IIFL Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

Duration	Returns
1 Month	7.6%
3 Month	26.1%
6 Month	41.8%
1 Year	26.5%
3 Year	14%
5 Year	18.5%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	23.8%
2019	27.3%
2018	-6.8%
2017	30%
2016	9.9%
2015	1.8%
2014
2013
2012
2011

Fund Manager information for IIFL Focused Equity Fund

Name	Since	Tenure
Mayur Patel	11 Nov 19	1.14 Yr.

Data below for IIFL Focused Equity Fund as on 30 Nov 20

Equity Sector Allocation

Sector	Value
Financial Services	31.58%
Consumer Cyclical	12.59%
Technology	11.44%
Health Care	11.17%
Basic Materials	9.9%
Energy	7.29%
Communication Services	5.94%
Industrials	2.83%
Utility	2.46%
Consumer Defensive	1.27%

Asset Allocation

Asset Class	Value
Cash	3.53%
Equity	96.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| ICICIBANK	10%	₹132 Cr	2,466,649
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 17 \| HDFCBANK	6%	₹81 Cr	561,918
Infosys Ltd (Technology) Equity, Since 28 Feb 18 \| INFY	6%	₹77 Cr	614,576
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	5%	₹71 Cr	134,988
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 19 \| BHARTIARTL	5%	₹65 Cr	1,273,094 ↑ 165,502
Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical) Equity, Since 31 May 19 \| CROMPTON	5%	₹62 Cr	1,636,932
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| 532215	5%	₹61 Cr	985,100 ↑ 202,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Sep 20 \| M&M	4%	₹57 Cr	787,248 ↑ 46,309
Larsen & Toubro Infotech Ltd (Technology) Equity, Since 31 Dec 18 \| 540005	4%	₹56 Cr	152,967
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 31 Oct 19 \| 500124	4%	₹52 Cr	99,687

10. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.2% since its launch. Ranked 4 in Small Cap category. Return for 2020 was 33.6% , 2019 was 6.1% and 2018 was -19.6% .

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund Growth
Launch Date	9 Sep 09
NAV (15 Jan 21)	₹73.6067 ↓ -0.52 (-0.70 %)
Net Assets (Cr)	₹6,202 on 30 Nov 20
Category	Equity - Small Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.29
Sharpe Ratio	0.66
Information Ratio	0.91
Alpha Ratio	0.51
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 15	₹10,000
31 Dec 16	₹10,129
31 Dec 17	₹18,097
31 Dec 18	₹14,546
31 Dec 19	₹15,433
31 Dec 20	₹20,621

SBI Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

Duration	Returns
1 Month	4.7%
3 Month	28.4%
6 Month	47.1%
1 Year	33.4%
3 Year	4%
5 Year	18.3%
10 Year
15 Year
Since launch	19.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	33.6%
2019	6.1%
2018	-19.6%
2017	78.7%
2016	1.3%
2015	20.6%
2014	110.7%
2013	7.8%
2012	31.9%
2011	-24.3%

Fund Manager information for SBI Small Cap Fund

Name	Since	Tenure
R. Srinivasan	16 Nov 13	7.13 Yr.

Data below for SBI Small Cap Fund as on 30 Nov 20

Equity Sector Allocation

Sector	Value
Industrials	34.61%
Consumer Cyclical	20.64%
Basic Materials	17.35%
Consumer Defensive	7.47%
Financial Services	6.49%
Health Care	4.79%
Technology	2.03%
Communication Services	1.66%

Asset Allocation

Asset Class	Value
Cash	4.75%
Equity	95.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Elgi Equipments Ltd (Industrials) Equity, Since 31 Dec 13 \| 522074	5%	₹337 Cr	22,000,000
JK Cement Ltd (Basic Materials) Equity, Since 31 Oct 18 \| JKCEMENT	5%	₹326 Cr	1,700,000 ↓ -100,700
Blue Star Ltd (Industrials) Equity, Since 30 Jun 18 \| BLUESTARCO	4%	₹232 Cr	2,900,000
Sheela Foam Ltd (Consumer Cyclical) Equity, Since 31 Mar 19 \| 540203	3%	₹231 Cr	1,330,000
V-Guard Industries Ltd (Industrials) Equity, Since 31 Aug 20 \| 532953	3%	₹222 Cr	11,900,000
Hawkins Cookers Ltd (Consumer Cyclical) Equity, Since 30 Jun 15 \| 508486	3%	₹217 Cr	370,000
Carborundum Universal Ltd (Industrials) Equity, Since 31 May 19 \| 513375	3%	₹215 Cr	5,300,000
Narayana Hrudayalaya Ltd (Healthcare) Equity, Since 31 Dec 19 \| NH	3%	₹211 Cr	4,700,280
City Union Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| CUB	3%	₹210 Cr	11,683,926 ↓ -1,316,074
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Mar 20 \| 532504	3%	₹206 Cr	790,000

How to Invest in Mutual Fund SIP Online?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.