Know how to Get 1 Crore in 10,15,20 Years | Mutual Funds SIP

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How to Get 1 Crore by Investing

Updated on April 12, 2021 , 41277 views

Investing via Monthly Mutual Funds SIP

Investing in an equity mutual fund scheme via an SIP is the best way to achieve your long-term goals. Equity has the potential to offer superior returns than other asset classes. It may also help you to beat Inflation which is essential to achieve long-term goals. They also enjoy favourable taxation. Now, long-term Capital gains tax on investments held over a year was tax-free (From union budget of FY 18-19 from 1st FEB Gains over above 1 Lakh in year will be taxed @ 10% i.e if one gains 1.1 Lakhs in a financial year in long term Capital Gains he has to pay tax on 1,10,000 - 1,00,000 = 10,000. 10% on 10,000 = 1,000 in Taxes).

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How to get 1 Crore

Below are the illustrations of how to get 1 Crore in different timeframes by investing in SIP (Systematic Investment plan) of best mutual funds.

1. How to Get 1 Crore in 20 Years

Start Investing Via Mutual Funds SIP of Rs. 7,600 Per Month

If you can spare Rs 7,600 every month, start an SIP immediately in Equity Mutual Funds. If you need help with selecting schemes, you can check our recommended equity mutual fund portfolios and pick a portfolio based on your risk appetite and SIP amount. If your portfolio of Mutual Funds manages to offer an annual return of 14 per cent (Which is lower than CAGR offered by SENSEX since inception in 1979), you would be able to create a corpus of Rs 1 crore in 20 years as show below.

Key Assumption based on historical returns are as below

Assumptions	Data
Growth Rate	14%
Inflation	Not Factored
Investment Amount (pm)	7,600
Time Period	20 years
Amount Invested	18,24,000
Total Corpus	1,00,04,232
Net Gains	81,80,232

More details can be worked our using our sip calculator by clicking on button below

2. How to Get 1 Crore in 15 Years

Start Investing Via Mutual Funds SIP of Rs. 16,320 Per Month

If you can spare Rs 16,320 every month, start an SIP immediately in equity mutual funds. If you need help with selecting schemes, you can check our recommended equity mutual fund portfolios and pick a portfolio based on your risk appetite and SIP amount. If your portfolio of mutual funds manages to offer an annual return of 14 per cent (Which is lower than CAGR offered by SENSEX since inception in 1979), you would be able to create a corpus of Rs 1 crore in 15 years as show below.

Key Assumption based on historical returns are as below

Assumptions	Data
Growth Rate	14%
Inflation	Not Factored
Investment Amount (pm)	16,320
Time Period	15 years
Amount Invested	29,37,600
Total Corpus	1,00,01,774
Net Gains	70,64,174

More details can be worked our using our SIP calculator by clicking on button below

3. How to Get 1 Crore in 10 Years

Start Investing Via Mutual Funds SIP of Rs. 38,160 Per Month

If you can spare Rs 38,160 every month, start an SIP immediately in equity mutual funds. If you need help with selecting schemes, you can check our recommended equity mutual fund portfolios and pick a portfolio based on your risk appetite and SIP amount. If your portfolio of mutual funds manages to offer an annual return of 14 per cent (Which is lower than CAGR offered by SENSEX since inception in 1979), you would be able to create a corpus of Rs 1 crore in 10 years as show below.

Key Assumption based on historical returns are as below

Assumptions	Data
Growth Rate	14%
Inflation	Not Factored
Investment Amount (pm)	38,160
Time Period	10 years
Amount Invested	45,79,200
Total Corpus	1,00,01,408
Net Gains	54,22,208
More details can be worked our using our SIP calculator by clicking on button below

Top 10 Best Performing SIP Mutual Funds

Below is the list of best mutual funds having Net Assets/AUM above 500 Crore & sorted on 5 Year CAGR Return. Which can be looked for invested to achieve the given objective.

1. Aditya Birla Sun Life Digital India Fund

(Erstwhile Aditya Birla Sun Life New Millennium Fund)

A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a CAGR/Annualized return of 11.4% since its launch. Ranked 33 in Sectoral category. Return for 2020 was 59% , 2019 was 9.6% and 2018 was 15.6% .

Below is the key information for Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund Growth
Launch Date	15 Jan 00
NAV (13 Apr 21)	₹98.68 ↓ -1.20 (-1.20 %)
Net Assets (Cr)	₹1,016 on 28 Feb 21
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.6
Sharpe Ratio	1.69
Information Ratio	0.4
Alpha Ratio	7.56
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 16	₹10,000
31 Mar 17	₹9,908
31 Mar 18	₹13,014
31 Mar 19	₹14,944
31 Mar 20	₹12,374
31 Mar 21	₹27,162

Aditya Birla Sun Life Digital India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Aditya Birla Sun Life Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

Duration	Returns
1 Month	1.3%
3 Month	4.9%
6 Month	28.6%
1 Year	116.3%
3 Year	27%
5 Year	22.5%
10 Year
15 Year
Since launch	11.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	59%
2019	9.6%
2018	15.6%
2017	22.4%
2016	-3.5%
2015	11.2%
2014	21.1%
2013	50.2%
2012	3.7%
2011	-21.8%

Fund Manager information for Aditya Birla Sun Life Digital India Fund

Name	Since	Tenure
Kunal Sangoi	15 Jan 14	7.21 Yr.

Data below for Aditya Birla Sun Life Digital India Fund as on 28 Feb 21

Equity Sector Allocation

Sector	Value
Technology	72.32%
Communication Services	15.19%
Industrials	10.34%

Asset Allocation

Asset Class	Value
Cash	2.15%
Equity	97.85%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 30 Apr 05 \| INFY	22%	₹220 Cr	1,754,259 ↑ 50,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 05 \| TCS	10%	₹98 Cr	336,987 ↑ 10,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 13 \| 532755	9%	₹91 Cr	989,943 ↑ 176,000
HCL Technologies Ltd Shs Dematerialised (Technology) Equity, Since 31 Dec 10 \| HCLTECH	7%	₹68 Cr	747,931 ↑ 38,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 19 \| BHARTIARTL	7%	₹67 Cr	1,198,937 ↓ -47,970
Cyient Ltd (Industrials) Equity, Since 31 May 14 \| CYIENT	5%	₹50 Cr	769,609
Just Dial Ltd (Communication Services) Equity, Since 30 Sep 19 \| 535648	4%	₹45 Cr	633,953 ↑ 30,000
Honeywell Automation India Ltd (Industrials) Equity, Since 30 Jun 18 \| 517174	4%	₹37 Cr	8,159
Firstsource Solutions Ltd (Technology) Equity, Since 31 Aug 20 \| 532809	3%	₹30 Cr	2,978,652 ↑ 644,150
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 13 \| PERSISTENT	3%	₹26 Cr	156,326

2. Franklin India Feeder - Franklin U S Opportunities Fund

The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America.

Franklin India Feeder - Franklin U S Opportunities Fund is a Equity - Global fund was launched on 6 Feb 12. It is a fund with High risk and has given a CAGR/Annualized return of 19.9% since its launch. Ranked 6 in Global category. Return for 2020 was 45.2% , 2019 was 34.2% and 2018 was 6.5% .

Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund

Franklin India Feeder - Franklin U S Opportunities Fund Growth
Launch Date	6 Feb 12
NAV (12 Apr 21)	₹52.9518 ↑ 0.24 (0.46 %)
Net Assets (Cr)	₹2,852 on 28 Feb 21
Category	Equity - Global
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.56
Sharpe Ratio	1.64
Information Ratio	-0.16
Alpha Ratio	-0.38
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 16	₹10,000
31 Mar 17	₹11,162
31 Mar 18	₹13,192
31 Mar 19	₹15,635
31 Mar 20	₹16,448
31 Mar 21	₹25,298

Franklin India Feeder - Franklin U S Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Franklin India Feeder - Franklin U S Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

Duration	Returns
1 Month	7.8%
3 Month	5.7%
6 Month	9.8%
1 Year	53.8%
3 Year	26.4%
5 Year	22.2%
10 Year
15 Year
Since launch	19.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	45.2%
2019	34.2%
2018	6.5%
2017	18.1%
2016	-0.8%
2015	8.8%
2014	8.4%
2013	55.2%
2012
2011

Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund

Name	Since	Tenure
Mayank Bukrediwala	24 Aug 20	0.6 Yr.

Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 28 Feb 21

Equity Sector Allocation

Sector	Value
Technology	28.04%
Health Care	16.59%
Financial Services	13.59%
Consumer Cyclical	12.97%
Communication Services	7.86%
Real Estate	4.74%
Industrials	4.65%
Consumer Defensive	3.12%
Basic Materials	1.17%
Utility	0.5%

Asset Allocation

Asset Class	Value
Cash	2.71%
Equity	93.88%
Other	3.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Franklin US Opportunities I(acc)USD Investment Fund \| -	100%	₹2,852 Cr	5,348,649 ↑ 148,968
Call, Cash & Other Assets Net Current Assets \| -	0%	₹0 Cr

3. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 12% since its launch. Ranked 37 in Sectoral category. Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund Growth
Launch Date	3 Mar 00
NAV (13 Apr 21)	₹110.1 ↓ -1.82 (-1.63 %)
Net Assets (Cr)	₹1,580 on 28 Feb 21
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	High
Expense Ratio	2.6
Sharpe Ratio	1.82
Information Ratio	-0.28
Alpha Ratio	8.29
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 16	₹10,000
31 Mar 17	₹9,648
31 Mar 18	₹12,119
31 Mar 19	₹14,262
31 Mar 20	₹11,267
31 Mar 21	₹26,130

ICICI Prudential Technology Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

Duration	Returns
1 Month	1.1%
3 Month	3.1%
6 Month	25.9%
1 Year	136.2%
3 Year	27.8%
5 Year	21.5%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	70.6%
2019	2.3%
2018	19.1%
2017	19.8%
2016	-4%
2015	3.9%
2014	26.3%
2013	62.6%
2012	17.1%
2011	-18.9%

Fund Manager information for ICICI Prudential Technology Fund

Name	Since	Tenure
Sankaran Naren	14 Jul 17	3.72 Yr.
Priyanka Khandelwal	8 Jul 20	0.73 Yr.
Vaibhav Dusad	2 May 20	0.91 Yr.

Data below for ICICI Prudential Technology Fund as on 28 Feb 21

Equity Sector Allocation

Sector	Value
Technology	76.82%
Communication Services	12.79%
Industrials	7.37%
Consumer Defensive	0.54%

Asset Allocation

Asset Class	Value
Cash	2.48%
Equity	97.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	22%	₹354 Cr	2,825,737 ↑ 669,700
HCL Technologies Ltd Shs Dematerialised (Technology) Equity, Since 30 Sep 20 \| HCLTECH	8%	₹120 Cr	1,315,744
Tech Mahindra Ltd (Technology) Equity, Since 31 Oct 16 \| 532755	7%	₹116 Cr	1,257,674 ↑ 200,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Sep 19 \| TCS	6%	₹99 Cr	343,185 ↑ 223,000
Persistent Systems Ltd (Technology) Equity, Since 31 May 20 \| PERSISTENT	5%	₹79 Cr	476,133 ↓ -7,000
Wipro Ltd (Technology) Equity, Since 30 Sep 19 \| 507685	4%	₹56 Cr	1,371,450 ↑ 1,070,000
Coforge Ltd Shs Dematerialised (Technology) Equity, Since 31 Jul 20 \| 532541	3%	₹46 Cr	179,593 ↓ -7,000
IndiaMART InterMESH Ltd (Communication Services) Equity, Since 30 Jun 20 \| 542726	3%	₹46 Cr	53,003 ↓ -3,908
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 20 \| BHARTIARTL	3%	₹44 Cr	791,840 ↓ -350,000
Firstsource Solutions Ltd (Technology) Equity, Since 31 Aug 20 \| 532809	3%	₹41 Cr	4,133,666 ↓ -115,769

4. TATA Digital India Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 20% since its launch. Return for 2020 was 54.8% , 2019 was 7.5% and 2018 was 24.9% .

Below is the key information for TATA Digital India Fund

TATA Digital India Fund Growth
Launch Date	28 Dec 15
NAV (13 Apr 21)	₹26.2635 ↓ -0.58 (-2.17 %)
Net Assets (Cr)	₹996 on 28 Feb 21
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	2.05
Sharpe Ratio	1.59
Information Ratio	-0.47
Alpha Ratio	-0.87
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 16	₹10,000
31 Mar 17	₹9,025
31 Mar 18	₹11,644
31 Mar 19	₹14,392
31 Mar 20	₹12,005
31 Mar 21	₹24,921

TATA Digital India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for TATA Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

Duration	Returns
1 Month	1.5%
3 Month	2.5%
6 Month	23%
1 Year	114.3%
3 Year	27.3%
5 Year	20.6%
10 Year
15 Year
Since launch	20%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	54.8%
2019	7.5%
2018	24.9%
2017	19.6%
2016	-6%
2015
2014
2013
2012
2011

Fund Manager information for TATA Digital India Fund

Name	Since	Tenure
Rahul Singh	20 Apr 20	0.95 Yr.
Meeta Shetty	20 Apr 20	0.95 Yr.

Data below for TATA Digital India Fund as on 28 Feb 21

Equity Sector Allocation

Sector	Value
Technology	85.03%
Industrials	6.04%
Communication Services	5.81%

Asset Allocation

Asset Class	Value
Cash	3.12%
Equity	96.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 31 Jan 16 \| INFY	24%	₹238 Cr	1,900,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Jan 16 \| TCS	10%	₹101 Cr	349,126 ↑ 67,000
HCL Technologies Ltd Shs Dematerialised (Technology) Equity, Since 31 Jan 16 \| HCLTECH	9%	₹94 Cr	1,039,000 ↑ 55,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 16 \| PERSISTENT	7%	₹72 Cr	435,363 ↓ -85,000
Wipro Ltd (Technology) Equity, Since 31 Jul 18 \| 507685	7%	₹65 Cr	1,596,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 16 \| 532755	7%	₹65 Cr	710,000 ↑ 100,000
MindTree Ltd (Technology) Equity, Since 31 Jul 19 \| 532819	4%	₹39 Cr	245,000
Birlasoft Ltd (Technology) Equity, Since 31 Jul 20 \| 532400	3%	₹34 Cr	1,505,000
Indian Railway Catering And Tourism Corp Ltd (Industrials) Equity, Since 31 Dec 20 \| 542830	3%	₹31 Cr	179,000 ↑ 30,000
Tata Elxsi Ltd (Technology) Equity, Since 31 May 20 \| 500408	3%	₹29 Cr	109,000 ↓ -15,000

5. Mirae Asset Emerging Bluechip Fund

The investment objective of the scheme is to generate income and capital appreciation from a portfolio primarily investing in Indian equities and equity related securities of large cap and mid cap companies at the time of investment. From time to time, the fund manager may also seek participation in other Indian equity and equity related securities to achieve optimal Portfolio construction. The Scheme does not guarantee or assure any returns.

Mirae Asset Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 9 Jul 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21% since its launch. Return for 2020 was 22.4% , 2019 was 14.7% and 2018 was -5.4% .

Below is the key information for Mirae Asset Emerging Bluechip Fund

Mirae Asset Emerging Bluechip Fund Growth
Launch Date	9 Jul 10
NAV (13 Apr 21)	₹77.523 ↑ 0.96 (1.26 %)
Net Assets (Cr)	₹15,785 on 28 Feb 21
Category	Equity - Large & Mid Cap
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.61
Sharpe Ratio	1.01
Information Ratio	1.45
Alpha Ratio	2.53
Min Investment	5,000
Min SIP Investment	0
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 16	₹10,000
31 Mar 17	₹14,293
31 Mar 18	₹15,963
31 Mar 19	₹17,920
31 Mar 20	₹14,196
31 Mar 21	₹26,385

Mirae Asset Emerging Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Mirae Asset Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

Duration	Returns
1 Month	-3%
3 Month	3.9%
6 Month	30%
1 Year	73.9%
3 Year	15.9%
5 Year	20.4%
10 Year
15 Year
Since launch	21%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	22.4%
2019	14.7%
2018	-5.4%
2017	49%
2016	12.2%
2015	14.1%
2014	84.6%
2013	8.6%
2012	45.6%
2011	-15.2%

Fund Manager information for Mirae Asset Emerging Bluechip Fund

Name	Since	Tenure
Neelesh Surana	9 Jul 10	10.73 Yr.
Ankit Jain	31 Jan 19	2.16 Yr.

Data below for Mirae Asset Emerging Bluechip Fund as on 28 Feb 21

Equity Sector Allocation

Sector	Value
Financial Services	33.2%
Consumer Cyclical	11.24%
Technology	10.32%
Basic Materials	9.75%
Health Care	9.26%
Industrials	8.66%
Consumer Defensive	6.05%
Energy	4.72%
Communication Services	2.95%
Utility	2.18%

Asset Allocation

Asset Class	Value
Cash	0.15%
Equity	99.85%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 17 \| HDFCBANK	7%	₹1,107 Cr	7,214,044 ↓ -292,500
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 12 \| ICICIBANK	7%	₹1,036 Cr	17,324,841 ↓ -200,000
Infosys Ltd (Technology) Equity, Since 31 Jan 18 \| INFY	5%	₹792 Cr	6,317,584 ↑ 470,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| 532215	5%	₹744 Cr	10,270,088 ↓ -895,000
State Bank of India (Financial Services) Equity, Since 30 Apr 18 \| SBIN	4%	₹564 Cr	14,460,277 ↓ -350,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 20 \| BHARTIARTL	3%	₹465 Cr	8,364,000 ↓ -605,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 May 19 \| TCS	3%	₹460 Cr	1,590,005 ↑ 205,000
Voltas Ltd Shs Dematerialised (Industrials) Equity, Since 31 Dec 14 \| VOLTAS	3%	₹428 Cr	4,207,977
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 18 \| MARUTI	2%	₹372 Cr	541,650 ↑ 143,000
Reliance Industries Ltd Shs Dematerialised (Energy) Equity, Since 30 Apr 18 \| RELIANCE	2%	₹369 Cr	1,769,196 ↓ -70,000

6. Mirae Asset Tax Saver Fund

The investment objective of the scheme is to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. The Scheme does not guarantee or assure any returns.

Mirae Asset Tax Saver Fund is a Equity - ELSS fund was launched on 28 Dec 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19% since its launch. Return for 2020 was 21.5% , 2019 was 14.1% and 2018 was -2.3% .

Below is the key information for Mirae Asset Tax Saver Fund

Mirae Asset Tax Saver Fund Growth
Launch Date	28 Dec 15
NAV (13 Apr 21)	₹25.08 ↑ 0.35 (1.43 %)
Net Assets (Cr)	₹6,351 on 28 Feb 21
Category	Equity - ELSS
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.63
Sharpe Ratio	1.02
Information Ratio	1.12
Alpha Ratio	5.26
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 16	₹10,000
31 Mar 17	₹13,829
31 Mar 18	₹16,061
31 Mar 19	₹18,098
31 Mar 20	₹14,060
31 Mar 21	₹26,154

Mirae Asset Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Mirae Asset Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

Duration	Returns
1 Month	-3.5%
3 Month	3.2%
6 Month	27.8%
1 Year	73.7%
3 Year	15.5%
5 Year	20.4%
10 Year
15 Year
Since launch	19%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	21.5%
2019	14.1%
2018	-2.3%
2017	47.9%
2016	14.8%
2015
2014
2013
2012
2011

Fund Manager information for Mirae Asset Tax Saver Fund

Name	Since	Tenure
Neelesh Surana	28 Dec 15	5.26 Yr.

Data below for Mirae Asset Tax Saver Fund as on 28 Feb 21

Equity Sector Allocation

Sector	Value
Financial Services	38.67%
Technology	11.42%
Basic Materials	10.1%
Consumer Cyclical	7.4%
Health Care	7.18%
Consumer Defensive	6.23%
Industrials	6.18%
Energy	4.42%
Communication Services	3.26%
Utility	1.84%

Asset Allocation

Asset Class	Value
Cash	0.32%
Equity	99.68%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| HDFCBANK	9%	₹593 Cr	3,864,722
Infosys Ltd (Technology) Equity, Since 31 Dec 15 \| INFY	7%	₹448 Cr	3,571,693 ↑ 365,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	7%	₹445 Cr	7,443,912 ↑ 140,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 18 \| 532215	5%	₹296 Cr	4,086,266 ↓ -80,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Dec 15 \| TCS	4%	₹273 Cr	944,826 ↑ 155,000
State Bank of India (Financial Services) Equity, Since 31 Dec 15 \| SBIN	3%	₹197 Cr	5,053,799
Reliance Industries Limited Equity, Since 30 Jun 20 \| -	3%	₹190 Cr	1,568,304 ↓ -42,034
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 20 \| BHARTIARTL	3%	₹184 Cr	3,313,000 ↓ -265,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 15 \| MARUTI	3%	₹161 Cr	235,091 ↑ 65,999
JK Cement Ltd (Basic Materials) Equity, Since 30 Jun 19 \| JKCEMENT	2%	₹157 Cr	584,199

7. Franklin India Technology Fund

To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies.

Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a CAGR/Annualized return of 19.6% since its launch. Ranked 41 in Sectoral category. Return for 2020 was 56.8% , 2019 was 12.4% and 2018 was 11.9% .

Below is the key information for Franklin India Technology Fund

Franklin India Technology Fund Growth
Launch Date	22 Aug 98
NAV (12 Apr 21)	₹288.786 ↓ -5.16 (-1.76 %)
Net Assets (Cr)	₹510 on 28 Feb 21
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆
Risk	High
Expense Ratio	2.46
Sharpe Ratio	1.78
Information Ratio	0.49
Alpha Ratio	8.44
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 16	₹10,000
31 Mar 17	₹10,023
31 Mar 18	₹12,139
31 Mar 19	₹14,139
31 Mar 20	₹12,141
31 Mar 21	₹23,943

Franklin India Technology Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Franklin India Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

Duration	Returns
1 Month	3.1%
3 Month	2.7%
6 Month	24.8%
1 Year	99%
3 Year	25.9%
5 Year	20.1%
10 Year
15 Year
Since launch	19.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	56.8%
2019	12.4%
2018	11.9%
2017	19.1%
2016	-2.6%
2015	3.8%
2014	16.8%
2013	53.3%
2012	0.3%
2011	-15.5%

Fund Manager information for Franklin India Technology Fund

Name	Since	Tenure
Anand Radhakrishnan	3 Mar 07	14.09 Yr.
Varun Sharma	30 Nov 15	5.34 Yr.
Mayank Bukrediwala	24 Aug 20	0.6 Yr.

Data below for Franklin India Technology Fund as on 28 Feb 21

Equity Sector Allocation

Sector	Value
Technology	67.92%
Communication Services	14.88%
Consumer Cyclical	5.17%
Industrials	2.59%
Financial Services	0.62%
Real Estate	0.19%
Health Care	0.12%

Asset Allocation

Asset Class	Value
Cash	8.12%
Equity	91.69%
Other	0.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	23%	₹119 Cr	945,647
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Aug 04 \| TCS	10%	₹49 Cr	167,936
HCL Technologies Ltd Shs Dematerialised (Technology) Equity, Since 30 Jun 14 \| HCLTECH	8%	₹43 Cr	470,000
Franklin Technology I Acc USD Investment Fund \| -	8%	₹39 Cr	91,868
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 18 \| BHARTIARTL	7%	₹33 Cr	600,000
Tech Mahindra Ltd (Technology) Equity, Since 28 Feb 14 \| 532755	5%	₹25 Cr	270,000 ↑ 40,000
Info Edge (India) Ltd (Communication Services) Equity, Since 31 Jan 17 \| NAUKRI	4%	₹23 Cr	46,300
MakeMyTrip Ltd (Consumer Cyclical) Equity, Since 31 Mar 20 \| MMYT	3%	₹15 Cr	60,135
Taiwan Semiconductor Manufacturing Co Ltd (Technology) Equity, Since 30 Nov 18 \| 2330	3%	₹14 Cr	88,000
NVIDIA Corp (Technology) Equity, Since 30 Apr 19 \| NVDA	3%	₹13 Cr	3,300 ↑ 2,300

8. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.6% since its launch. Ranked 4 in Small Cap category. Return for 2020 was 33.6% , 2019 was 6.1% and 2018 was -19.6% .

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund Growth
Launch Date	9 Sep 09
NAV (13 Apr 21)	₹79.2729 ↑ 0.62 (0.78 %)
Net Assets (Cr)	₹7,311 on 28 Feb 21
Category	Equity - Small Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.29
Sharpe Ratio	1.05
Information Ratio	0.79
Alpha Ratio	-0.6
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 16	₹10,000
31 Mar 17	₹13,068
31 Mar 18	₹17,568
31 Mar 19	₹16,620
31 Mar 20	₹13,067
31 Mar 21	₹25,516

SBI Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

Duration	Returns
1 Month	-2.3%
3 Month	6.3%
6 Month	37.6%
1 Year	85.4%
3 Year	10.9%
5 Year	19.4%
10 Year
15 Year
Since launch	19.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	33.6%
2019	6.1%
2018	-19.6%
2017	78.7%
2016	1.3%
2015	20.6%
2014	110.7%
2013	7.8%
2012	31.9%
2011	-24.3%

Fund Manager information for SBI Small Cap Fund

Name	Since	Tenure
R. Srinivasan	16 Nov 13	7.38 Yr.

Data below for SBI Small Cap Fund as on 28 Feb 21

Equity Sector Allocation

Sector	Value
Industrials	39.6%
Consumer Cyclical	20.76%
Basic Materials	16.83%
Consumer Defensive	7.14%
Financial Services	5.57%
Health Care	4.17%
Communication Services	3.13%

Asset Allocation

Asset Class	Value
Cash	2.26%
Equity	97.41%
Other	0.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Elgi Equipments Ltd (Industrials) Equity, Since 31 Dec 13 \| 522074	5%	₹392 Cr	21,540,507
JK Cement Ltd (Basic Materials) Equity, Since 31 Oct 18 \| JKCEMENT	5%	₹389 Cr	1,447,884 ↓ -252,116
Sheela Foam Ltd (Consumer Cyclical) Equity, Since 31 Mar 19 \| 540203	4%	₹270 Cr	1,330,000
Carborundum Universal Ltd (Industrials) Equity, Since 31 May 19 \| 513375	4%	₹269 Cr	5,300,000
Techno Electric & Engineering Co Ltd (Industrials) Equity, Since 31 Dec 18 \| 542141	4%	₹262 Cr	9,000,000
Blue Star Ltd Shs Dematerialised (Industrials) Equity, Since 30 Jun 18 \| BLUESTARCO	3%	₹252 Cr	2,900,000
V-Guard Industries Ltd (Industrials) Equity, Since 31 Aug 20 \| 532953	3%	₹248 Cr	11,000,000 ↓ -900,000
Hawkins Cookers Ltd (Consumer Cyclical) Equity, Since 30 Jun 15 \| 508486	3%	₹207 Cr	370,000
Lemon Tree Hotels Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 541233	3%	₹204 Cr	50,000,000
Hatsun Agro Product Ltd (Consumer Defensive) Equity, Since 31 Jul 17 \| 531531	3%	₹204 Cr	2,846,666

9. SBI Technology Opportunities Fund

(Erstwhile SBI IT Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 21% since its launch. Ranked 42 in Sectoral category. Return for 2020 was 47.3% , 2019 was 12.2% and 2018 was 17.1% .

Below is the key information for SBI Technology Opportunities Fund

SBI Technology Opportunities Fund Growth
Launch Date	9 Jan 13
NAV (13 Apr 21)	₹110.622 ↓ -1.26 (-1.12 %)
Net Assets (Cr)	₹522 on 28 Feb 21
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆
Risk	High
Expense Ratio	2.62
Sharpe Ratio	1.58
Information Ratio	0.05
Alpha Ratio	2.67
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 16	₹10,000
31 Mar 17	₹9,639
31 Mar 18	₹11,777
31 Mar 19	₹13,802
31 Mar 20	₹12,008
31 Mar 21	₹23,000

SBI Technology Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for SBI Technology Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

Duration	Returns
1 Month	3.7%
3 Month	4.3%
6 Month	24.1%
1 Year	92.2%
3 Year	24.9%
5 Year	19.1%
10 Year
15 Year
Since launch	21%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	47.3%
2019	12.2%
2018	17.1%
2017	13%
2016	-3.3%
2015	2.4%
2014	29.2%
2013
2012
2011

Fund Manager information for SBI Technology Opportunities Fund

Name	Since	Tenure
Anup Upadhyay	1 Jun 11	9.84 Yr.

Data below for SBI Technology Opportunities Fund as on 28 Feb 21

Equity Sector Allocation

Sector	Value
Technology	76.28%
Communication Services	11.73%
Industrials	4.53%
Financial Services	2.11%

Asset Allocation

Asset Class	Value
Cash	5.35%
Equity	94.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	28%	₹147 Cr	1,172,200 ↑ 244,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 06 \| TCS	11%	₹55 Cr	191,411
HCL Technologies Ltd Shs Dematerialised (Technology) Equity, Since 31 Mar 06 \| HCLTECH	8%	₹44 Cr	486,074
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 18 \| BHARTIARTL	7%	₹37 Cr	673,130
Tech Mahindra Ltd (Technology) Equity, Since 31 Aug 15 \| 532755	6%	₹32 Cr	352,935
Firstsource Solutions Ltd (Technology) Equity, Since 31 Oct 20 \| 532809	6%	₹29 Cr	2,955,000
Microsoft Corp (Technology) Equity, Since 31 Aug 20 \| MSFT	5%	₹25 Cr	14,690
Persistent Systems Ltd (Technology) Equity, Since 31 Aug 20 \| PERSISTENT	5%	₹24 Cr	144,100
Alphabet Inc A (Communication Services) Equity, Since 30 Sep 18 \| GOOGL	5%	₹24 Cr	1,615
Cyient Ltd (Industrials) Equity, Since 30 Apr 20 \| CYIENT	5%	₹24 Cr	362,150

10. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.3% since its launch. Ranked 6 in Small Cap category. Return for 2020 was 29.2% , 2019 was -2.5% and 2018 was -16.7% .

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund Growth
Launch Date	16 Sep 10
NAV (13 Apr 21)	₹59.1898 ↑ 0.72 (1.24 %)
Net Assets (Cr)	₹11,961 on 28 Feb 21
Category	Equity - Small Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.08
Sharpe Ratio	1.03
Information Ratio	1.06
Alpha Ratio	2.48
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 16	₹10,000
31 Mar 17	₹14,222
31 Mar 18	₹17,819
31 Mar 19	₹16,570
31 Mar 20	₹11,184
31 Mar 21	₹24,317

Nippon India Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 21

Duration	Returns
1 Month	-1.8%
3 Month	13.2%
6 Month	43.9%
1 Year	102.7%
3 Year	9.1%
5 Year	18.5%
10 Year
15 Year
Since launch	18.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	29.2%
2019	-2.5%
2018	-16.7%
2017	63%
2016	5.6%
2015	15.1%
2014	97.6%
2013	11.9%
2012	41.9%
2011	-25%

Fund Manager information for Nippon India Small Cap Fund

Name	Since	Tenure
Samir Rachh	2 Jan 17	4.24 Yr.
Kinjal Desai	25 May 18	2.85 Yr.

Data below for Nippon India Small Cap Fund as on 28 Feb 21

Equity Sector Allocation

Sector	Value
Industrials	23.32%
Basic Materials	20.32%
Consumer Cyclical	12.17%
Consumer Defensive	10.98%
Technology	9.38%
Financial Services	9.16%
Communication Services	5.19%
Health Care	4.58%
Utility	2.78%
Real Estate	0.19%

Asset Allocation

Asset Class	Value
Cash	1.93%
Equity	98.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Deepak Nitrite Ltd (Basic Materials) Equity, Since 31 Dec 16 \| 506401	5%	₹568 Cr	4,148,268
Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 30 Apr 18 \| 540762	3%	₹365 Cr	3,380,940 ↓ -326,824
Bajaj Electricals Ltd (Utilities) Equity, Since 31 Mar 16 \| 500031	3%	₹332 Cr	3,466,737 ↓ -425,214
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Nov 18 \| 540699	3%	₹302 Cr	152,000
Navin Fluorine International Ltd (Basic Materials) Equity, Since 30 Sep 11 \| 532504	2%	₹296 Cr	1,161,721
Orient Electric Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 May 18 \| 541301	2%	₹290 Cr	10,706,033 ↓ -193,967
Affle India Ltd (Communication Services) Equity, Since 31 Jul 19 \| 542752	2%	₹279 Cr	537,341 ↓ -137,659
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jul 19 \| 541770	2%	₹243 Cr	3,566,817
Birla Corp Ltd (Basic Materials) Equity, Since 31 May 18 \| 500335	2%	₹243 Cr	2,855,300
Honeywell Automation India Ltd (Industrials) Equity, Since 31 Dec 12 \| 517174	2%	₹232 Cr	51,514

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.