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Fincash » Mutual Funds » Best SIP Plans for a Year

Best SIP Plans for 1 Year Investment 2019 - 2020

Updated on January 16, 2019 , 173 views

Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan.

SIP investment is one of the most disciplined Investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

SIP

Why Invest in a SIP?

SIP investment in Mutual Funds is the most convenient way to inculcate the habit of saving. Too often the youngest generation of earning people do not save much. To have a Systematic Investment Plan one does not require a massive amount of investing as the starting amount is as low as Rs 500, and some funds even offer SIP for INR 100 monthly. From an early age, one can get into the habit of making their savings as a form of investment. SIP, thereby sets aside a fixed amount to be saved during each month. Systematic Investment Plans are therefore one of the most important tools of smart investing.

SIP’s help you prepare for your Financial goals in a hassle-free manner. Having a SIP is extremely convenient as the Mutual Funds require the paperwork to be done only one time after which the monthly amounts are debited from the bank account directly without intervention. As a result, SIP’s do not require the efforts required by other investments & savings options.

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Best SIP Plans for 1 Year Investment in 2019

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2017 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Indiabulls Liquid Fund Growth ₹1,788.93
↑ 0.35
₹2,088 500 1.83.77.37.37.36.86%1M 5D1M 6D
JM Liquid Fund Growth ₹50.2257
↑ 0.01
₹2,277 500 1.93.87.57.37.47.27%12D12D
Principal Cash Management Fund Growth ₹1,633.62
↑ 0.61
₹390 2,000 1.7-5.2-1.84.1-1.86.82%15D16D
Aditya Birla Sun Life Savings Fund Growth ₹362.913
↑ 0.07
₹14,949 1,000 2.44.27.98.17.68.4%5M 8D6M 4D
BOI AXA Ultra Short Duration Fund Growth ₹2,228.44
↑ 0.21
₹414 1,000 2.23.97.88.37.68.87%3M 7D3M 20D
Reliance Liquid Fund  Growth ₹4,474.34
↑ 0.91
₹42,811 100 1.93.87.57.37.47.66%1M 12D1M 15D
Essel Liquid Fund Growth ₹2,020.14
↑ 0.37
₹818 500 1.93.87.57.37.47.7%29D1M 2D
Indiabulls Ultra Short Term Fund Growth ₹1,782.82
↑ 0.42
₹556 500 2.13.67.37.77.18.2%4M 13D
Tata Liquid Fund Growth ₹2,890.89
↑ 1.12
₹20,091 500 1.93.77.57.37.47.47%1M 6D1M 6D
ICICI Prudential Liquid Fund Growth ₹271.529
↑ 0.06
₹66,120 500 1.93.77.47.27.47.45%1M 7D1M 9D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jan 19

Top Performing Best SIP Plans for 1 Year Investment

1. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 2 in Liquid Fund category.  Return for 2018 was 7.3% , 2017 was 6.7% and 2016 was 7.8% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund
Growth
Launch Date 27 Oct 11
NAV (18 Jan 19) ₹1,788.93 ↑ 0.35   (0.02 %)
Net Assets (Cr) ₹2,088 on 30 Nov 18
Category Debt - Liquid Fund
AMC Indiabulls Asset Management Company Ltd.
Rating
Risk Low
Expense Ratio 0.18
Sharpe Ratio 28.87
Information Ratio 0.44
Alpha Ratio 1.75
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.86%
Effective Maturity 1 Month 6 Days
Modified Duration 1 Month 5 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹10,915
31 Dec 15₹11,838
31 Dec 16₹12,766
31 Dec 17₹13,626
31 Dec 18₹14,621

Indiabulls Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.7%
1 Year 7.3%
3 Year 7.3%
5 Year 7.9%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2017 7.3%
2016 6.7%
2015 7.8%
2014 8.5%
2013 9.1%
2012 9.1%
2011 9.8%
2010
2009
2008
Fund Manager information for Indiabulls Liquid Fund
NameSinceTenure
Malay Shah22 Aug 144.36 Yr.

Data below for Indiabulls Liquid Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash107.51%
Debt Sector Allocation
SectorValue
Cash Equivalent79.74%
Corporate23.53%
Government4.24%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Receivable/Payable
Receivables | -
8%-₹238 Cr
91 DTB 14022019
Sovereign Bonds | -
6%₹198 Cr20,000,000
91 DTB 28022019
Sovereign Bonds | -
6%₹198 Cr20,000,000
↑ 20,000,000
HDFC Bank Limited
Certificate of Deposit | -
6%₹174 Cr17,500,000
↑ 10,000,000
INDIAN OIL CORPORATION LIMITED
Commercial Paper | -
5%₹150 Cr15,000,000
↑ 15,000,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
3%₹99 Cr10,000,000
↑ 5,000,000
GIC HOUSING FINANCE LIMITED
Commercial Paper | -
3%₹99 Cr10,000,000
↑ 10,000,000
ICICI Home Finance Company Limited
Commercial Paper | -
3%₹99 Cr10,000,000
↑ 10,000,000
THE SOUTH INDIAN BANK LTD.
Certificate of Deposit | -
3%₹99 Cr10,000,000
↑ 10,000,000
POWER FINANCE CORPORATION LIMITED
Commercial Paper | -
3%₹99 Cr10,000,000
↑ 10,000,000

2. JM Liquid Fund

(Erstwhile JM High Liquidity Fund)

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments.

JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 3 in Liquid Fund category.  Return for 2018 was 7.4% , 2017 was 6.7% and 2016 was 7.7% .

Below is the key information for JM Liquid Fund

JM Liquid Fund
Growth
Launch Date 31 Dec 97
NAV (20 Jan 19) ₹50.2257 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹2,277 on 30 Nov 18
Category Debt - Liquid Fund
AMC JM Financial Asset Management Limited
Rating
Risk Low
Expense Ratio 0.28
Sharpe Ratio 23.73
Information Ratio 0.47
Alpha Ratio 1.29
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.27%
Effective Maturity 12 Days
Modified Duration 12 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹10,914
31 Dec 15₹11,834
31 Dec 16₹12,750
31 Dec 17₹13,607
31 Dec 18₹14,617

JM Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for JM Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.8%
1 Year 7.5%
3 Year 7.3%
5 Year 7.9%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2017 7.4%
2016 6.7%
2015 7.7%
2014 8.4%
2013 9.1%
2012 9.3%
2011 9.6%
2010 8.9%
2009 5.5%
2008 5.1%
Fund Manager information for JM Liquid Fund
NameSinceTenure
Shalini Tibrewala31 Dec 9720.85 Yr.

Data below for JM Liquid Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent75.24%
Corporate22.02%
Government2.74%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Triparty Repo
CBLO/Reverse Repo | -
22%₹586 Cr00
Net Current Assets
Net Current Assets | -
8%₹223 Cr
Housing Development Finance Corporation Limited
Commercial Paper | -
7%₹200 Cr4,000
↑ 4,000
VIJAYA BANK
Certificate of Deposit | -
5%₹125 Cr12,500
↑ 12,500
INDIABULLS CONSUMER FINANCE LIMITED
Commercial Paper | -
4%₹100 Cr2,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
4%₹99 Cr2,000
↑ 2,000
Axis Bank Limited
Certificate of Deposit | -
4%₹99 Cr10,000
↑ 10,000
PIRAMAL CAPITAL & HOUSING FINANCE LIMITED
Commercial Paper | -
4%₹99 Cr2,000
↑ 2,000
Larsen And Toubro Limited
Commercial Paper | -
4%₹99 Cr2,000
↑ 2,000
THE SOUTH INDIAN BANK LTD.
Certificate of Deposit | -
4%₹99 Cr10,000
↑ 10,000

3. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 5 in Liquid Fund category.  Return for 2018 was -1.8% , 2017 was 6.8% and 2016 was 7.7% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund
Growth
Launch Date 30 Aug 04
NAV (20 Jan 19) ₹1,633.62 ↑ 0.61   (0.04 %)
Net Assets (Cr) ₹390 on 30 Nov 18
Category Debt - Liquid Fund
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio -0.56
Information Ratio -0.63
Alpha Ratio 12.21
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 6.82%
Effective Maturity 16 Days
Modified Duration 15 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹10,907
31 Dec 15₹11,826
31 Dec 16₹12,735
31 Dec 17₹13,595
31 Dec 18₹13,350

Principal Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month -5.2%
1 Year -1.8%
3 Year 4.1%
5 Year 5.9%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2017 -1.8%
2016 6.8%
2015 7.7%
2014 8.4%
2013 9.1%
2012 9.2%
2011 9.7%
2010 8.9%
2009 5.4%
2008 5.1%
Fund Manager information for Principal Cash Management Fund
NameSinceTenure
Pankaj Jain27 Jan 126.85 Yr.

Data below for Principal Cash Management Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash99.69%
Other0.31%
Debt Sector Allocation
SectorValue
Cash Equivalent60.21%
Corporate31.87%
Government7.62%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Limited
Commercial Paper | -
8%₹30 Cr600
↑ 600
91 DTB 08022019
Sovereign Bonds | -
7%₹27 Cr2,755,400
Treps 01-Jan-2019
CBLO/Reverse Repo | -
7%₹26 Cr
Housing Development Finance Corporation Limited
Debentures | -
6%₹25 Cr250
↑ 250
Small Industries Development Bank Of India
Certificate of Deposit | -
6%₹25 Cr2,500
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Commercial Paper | -
6%₹25 Cr500
↑ 500
RELIANCE JIO INFOCOMM LIMITED
Commercial Paper | -
6%₹25 Cr500
↑ 500
Indian Bank
Certificate of Deposit | -
6%₹25 Cr2,500
↑ 2,500
Axis Bank Limited
Certificate of Deposit | -
6%₹25 Cr2,500
↑ 2,500
L&T HOUSING FINANCE LIMITED
Commercial Paper | -
6%₹25 Cr494
↑ 494

4. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2018 was 7.6% , 2017 was 7.2% and 2016 was 9.2% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (18 Jan 19) ₹362.913 ↑ 0.07   (0.02 %)
Net Assets (Cr) ₹14,949 on 30 Nov 18
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.35
Sharpe Ratio 5.49
Information Ratio 0.77
Alpha Ratio 2.73
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 8.4%
Effective Maturity 6 Months 4 Days
Modified Duration 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹10,966
31 Dec 15₹11,941
31 Dec 16₹13,044
31 Dec 17₹13,982
31 Dec 18₹15,049

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.9%
3 Month 2.4%
6 Month 4.2%
1 Year 7.9%
3 Year 8.1%
5 Year 8.5%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2017 7.6%
2016 7.2%
2015 9.2%
2014 8.9%
2013 9.7%
2012 9.5%
2011 9.7%
2010 9.2%
2009 5.8%
2008 5.8%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha11 Oct 144.06 Yr.
Kaustubh Gupta15 Jul 117.3 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash34.86%
Debt61.79%
Other3.35%
Debt Sector Allocation
SectorValue
Corporate54.49%
Cash Equivalent31.11%
Government6.86%
Securitized4.2%
Credit Quality
RatingValue
AA31.61%
AAA68.39%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Vodafone Mobile Services Limited
Debentures | -
5%₹687 Cr6,950
L & T INFRASTRUCTURE FINANCE COMPANY LIMITED
Commercial Paper | -
3%₹483 Cr10,000
↑ 10,000
Net Receivables / (Payables)
Receivables | -
3%₹469 Cr
ONGC Petro Additions Limited
Debentures | -
3%₹461 Cr460
Indiabulls Infraestates Ltd
Debentures | -
3%₹442 Cr4,420
↑ 4,140
Adani Infra (India) Limited
Debentures | -
3%₹378 Cr350
↑ 350
INDUSIND BANK LIMITED
Certificate of Deposit | -
3%₹364 Cr37,500
↑ 37,500
NRSS XXIX TRANSMISSION LIMITED
Debentures | -
3%₹351 Cr3,500
Parimal Finance Private Limited
Debentures | -
2%₹349 Cr3,500
INDUSIND BANK LIMITED
Certificate of Deposit | -
2%₹338 Cr35,000
↑ 25,000

5. BOI AXA Ultra Short Duration Fund

(Erstwhile BOI AXA Treasury Advantage Fund)

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. Further, there is also no assurance that the investment objective of the Scheme will be achieved.

BOI AXA Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 16 Jul 08. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 9 in Ultrashort Bond category.  Return for 2018 was 7.6% , 2017 was 8% and 2016 was 9.1% .

Below is the key information for BOI AXA Ultra Short Duration Fund

BOI AXA Ultra Short Duration Fund
Growth
Launch Date 16 Jul 08
NAV (18 Jan 19) ₹2,228.44 ↑ 0.21   (0.01 %)
Net Assets (Cr) ₹414 on 30 Nov 18
Category Debt - Ultrashort Bond
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Moderately Low
Expense Ratio 0.64
Sharpe Ratio 8.75
Information Ratio 2.28
Alpha Ratio -2.42
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 8.87%
Effective Maturity 3 Months 20 Days
Modified Duration 3 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹10,934
31 Dec 15₹11,883
31 Dec 16₹12,970
31 Dec 17₹14,001
31 Dec 18₹15,067

BOI AXA Ultra Short Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for BOI AXA Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.8%
3 Month 2.2%
6 Month 3.9%
1 Year 7.8%
3 Year 8.3%
5 Year 8.6%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2017 7.6%
2016 8%
2015 9.1%
2014 8.7%
2013 9.3%
2012 9.2%
2011 8.5%
2010 8.2%
2009 5%
2008 4.7%
Fund Manager information for BOI AXA Ultra Short Duration Fund
NameSinceTenure
Nitish Gupta5 Dec 180.07 Yr.
Amit Modani5 Dec 180.07 Yr.

Data below for BOI AXA Ultra Short Duration Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash50.72%
Debt49.28%
Debt Sector Allocation
SectorValue
Corporate66.75%
Government17.35%
Cash Equivalent15.9%
Credit Quality
RatingValue
A8.91%
AA28.75%
AAA62.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shapoorji Pallonji & Company Limited
Commercial Paper | -
17%₹55 Cr5,500,000
Piramal Enterprises Limited
Debentures | -
11%₹35 Cr3,500,000
Parimal Finance Private Limited
Debentures | -
11%₹34 Cr3,400,000
National Bank For Agriculture And Rural Development
Certificate of Deposit | -
9%₹30 Cr3,000,000
↑ 3,000,000
Dewan Housing Finance Corporation Limited
Debentures | -
9%₹27 Cr2,700,000
Avendus Finance Private Limited
Debentures | -
8%₹26 Cr2,600,000
Export-Import Bank Of India
Certificate of Deposit | -
8%₹25 Cr2,500,000
↑ 2,500,000
AXIS BANK LIMITED
Certificate of Deposit | -
7%₹23 Cr2,500,000
↑ 2,500,000
Cblo
CBLO | -
5%₹17 Cr
Aadhar Housing Finance Limited
Debentures | -
4%₹14 Cr1,400,000

6. Reliance Liquid Fund 

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Reliance Liquid Fund  is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 11 in Liquid Fund category.  Return for 2018 was 7.4% , 2017 was 6.7% and 2016 was 7.7% .

Below is the key information for Reliance Liquid Fund 

Reliance Liquid Fund 
Growth
Launch Date 9 Dec 03
NAV (18 Jan 19) ₹4,474.34 ↑ 0.91   (0.02 %)
Net Assets (Cr) ₹42,811 on 30 Nov 18
Category Debt - Liquid Fund
AMC Reliance Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 0.18
Sharpe Ratio 19.89
Information Ratio 0.16
Alpha Ratio 0.7
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.66%
Effective Maturity 1 Month 15 Days
Modified Duration 1 Month 12 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹10,911
31 Dec 15₹11,821
31 Dec 16₹12,726
31 Dec 17₹13,577
31 Dec 18₹14,588

Reliance Liquid Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Reliance Liquid Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.8%
1 Year 7.5%
3 Year 7.3%
5 Year 7.8%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2017 7.4%
2016 6.7%
2015 7.7%
2014 8.3%
2013 9.1%
2012 9.2%
2011 9.7%
2010 8.9%
2009 5.3%
2008 5.5%
Fund Manager information for Reliance Liquid Fund 
NameSinceTenure
Anju Chhajer1 Oct 135.09 Yr.
Kinjal Desai25 May 180.44 Yr.

Data below for Reliance Liquid Fund  as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent60%
Corporate38.49%
Government1.52%
Credit Quality
RatingValue
AA0.3%
AAA99.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
12%-₹4,600 Cr
Deutsche Bank Ag
Certificate of Deposit | -
3%₹1,025 Cr
Reliance Jio Infocomm Limited
Commercial Paper | -
3%₹988 Cr20,000
↑ 20,000
VIJAYA BANK
Certificate of Deposit | -
3%₹987 Cr100,000
↑ 100,000
NATIONAL HOUSING BANK
Commercial Paper | -
3%₹987 Cr20,000
↑ 20,000
VIJAYA BANK
Certificate of Deposit | -
3%₹986 Cr100,000
↑ 100,000
Reliance Jio Infocomm Limited
Commercial Paper | -
3%₹975 Cr19,600
↓ -200
INDUSIND BANK LIMITED
Certificate of Deposit | -
3%₹933 Cr94,000
↓ -1,000
INDIAN BANK
Certificate of Deposit | -
2%₹913 Cr92,500
↑ 92,500
91 DTB 14022019
Sovereign Bonds | -
2%₹612 Cr61,713,700
↓ -10,000,000

7. Essel Liquid Fund

To provide high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market & debt securities. However, there can be no assurance that the investment objective will be achieved. The scheme does not assure or guarantee any returns.

Essel Liquid Fund is a Debt - Liquid Fund fund was launched on 19 Feb 10. It is a fund with Low risk and has given a CAGR/Annualized return of 8.2% since its launch.  Ranked 12 in Liquid Fund category.  Return for 2018 was 7.4% , 2017 was 6.8% and 2016 was 7.8% .

Below is the key information for Essel Liquid Fund

Essel Liquid Fund
Growth
Launch Date 19 Feb 10
NAV (18 Jan 19) ₹2,020.14 ↑ 0.37   (0.02 %)
Net Assets (Cr) ₹818 on 30 Nov 18
Category Debt - Liquid Fund
AMC Essel Funds Management Company Ltd
Rating
Risk Low
Expense Ratio 0.13
Sharpe Ratio 24.06
Information Ratio 0.55
Alpha Ratio 2.2
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.7%
Effective Maturity 1 Month 2 Days
Modified Duration 29 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹10,925
31 Dec 15₹11,837
31 Dec 16₹12,758
31 Dec 17₹13,623
31 Dec 18₹14,633

Essel Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Essel Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.8%
1 Year 7.5%
3 Year 7.3%
5 Year 7.9%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2017 7.4%
2016 6.8%
2015 7.8%
2014 8.4%
2013 9.2%
2012 9.5%
2011 9.9%
2010 9.2%
2009
2008
Fund Manager information for Essel Liquid Fund
NameSinceTenure
Killol Pandya22 Dec 170.86 Yr.
Archit Shah22 Dec 170.86 Yr.

Data below for Essel Liquid Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent57.52%
Corporate36.39%
Government6.09%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps (Including Tbill Held As Collateral)/Reverse Repo/Net Current Assets/
CBLO/Reverse Repo | -
9%₹76 Cr
ALLCARGO LOGISTICS LIMITED
Commercial Paper | -
6%₹50 Cr5,000,000
RELIANCE JIO INFOCOMM LIMITED
Commercial Paper | -
6%₹50 Cr5,000,000
TVS CREDIT SERVICES LIMITED
Commercial Paper | -
6%₹50 Cr5,000,000
↑ 5,000,000
Himadri Speciality Chemical Limited
Commercial Paper | -
6%₹49 Cr5,000,000
↑ 5,000,000
Axis Bank Limited
Certificate of Deposit | -
6%₹48 Cr4,800,000
↑ 4,800,000
UJJIVAN SMALL FINANCE BANK LIMITED
Certificate of Deposit | -
5%₹42 Cr4,200,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
4%₹30 Cr3,000,000
↑ 3,000,000
THE SUPREME INDUSTRIES LIMITED
Commercial Paper | -
4%₹30 Cr3,000,000
↑ 3,000,000
RELIANCE JIO INFOCOMM LIMITED
Commercial Paper | -
3%₹25 Cr2,500,000
↑ 2,500,000

8. Indiabulls Ultra Short Term Fund

To provide liquidity with returns commensurate with low risk through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 6 Jan 12. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.6% since its launch.  Ranked 17 in Ultrashort Bond category.  Return for 2018 was 7.1% , 2017 was 6.9% and 2016 was 8.8% .

Below is the key information for Indiabulls Ultra Short Term Fund

Indiabulls Ultra Short Term Fund
Growth
Launch Date 6 Jan 12
NAV (18 Jan 19) ₹1,782.82 ↑ 0.42   (0.02 %)
Net Assets (Cr) ₹556 on 30 Nov 18
Category Debt - Ultrashort Bond
AMC Indiabulls Asset Management Company Ltd.
Rating
Risk Moderately Low
Expense Ratio 0.71
Sharpe Ratio 8.85
Information Ratio 0.8
Alpha Ratio -0.91
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 8.2%
Effective Maturity 4 Months 13 Days
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹10,928
31 Dec 15₹11,893
31 Dec 16₹12,945
31 Dec 17₹13,840
31 Dec 18₹14,825

Indiabulls Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Indiabulls Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.8%
3 Month 2.1%
6 Month 3.6%
1 Year 7.3%
3 Year 7.7%
5 Year 8.2%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2017 7.1%
2016 6.9%
2015 8.8%
2014 8.8%
2013 9.3%
2012 8.8%
2011
2010
2009
2008
Fund Manager information for Indiabulls Ultra Short Term Fund
NameSinceTenure
Malay Shah22 Aug 144.36 Yr.

Data below for Indiabulls Ultra Short Term Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash68.75%
Debt29.35%
Other1.9%
Debt Sector Allocation
SectorValue
Corporate59.17%
Cash Equivalent38.93%
Credit Quality
RatingValue
AA9.28%
AAA90.72%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Indiabulls Housing Finance Limited
Debentures | -
9%₹50 Cr5,000,000
TALWANDI SABO POWER LTD
Debentures | -
9%₹50 Cr5,000,000
Cholamandalam Investment And Fin. Co. Ltd
Commercial Paper | -
9%₹49 Cr5,000,000
↑ 5,000,000
Dewan Housing Finance Corporation Limited
Debentures | -
6%₹33 Cr2,050,000
AXIS BANK LIMITED
Certificate of Deposit | -
5%₹30 Cr3,000,000
↑ 3,000,000
Small Industries Development Bank Of India
Certificate of Deposit | -
5%₹25 Cr2,620,000
↑ 2,620,000
Shapoorji Pallonji & Company Limited
Commercial Paper | -
5%₹25 Cr2,500,000
BHARTI AIRTEL LIMITED
Commercial Paper | -
4%₹25 Cr2,500,000
Edelweiss Commodities Services Limited
Commercial Paper | -
4%₹25 Cr2,500,000
↑ 2,500,000
HDB Financial Services Limited
Commercial Paper | -
4%₹25 Cr2,500,000
↑ 2,500,000

9. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 18 in Liquid Fund category.  Return for 2018 was 7.4% , 2017 was 6.7% and 2016 was 7.7% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund
Growth
Launch Date 1 Sep 04
NAV (20 Jan 19) ₹2,890.89 ↑ 1.12   (0.04 %)
Net Assets (Cr) ₹20,091 on 30 Nov 18
Category Debt - Liquid Fund
AMC Tata Asset Management Limited
Rating
Risk Low
Expense Ratio 0.21
Sharpe Ratio 21.85
Information Ratio 0.11
Alpha Ratio 0.98
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.47%
Effective Maturity 1 Month 6 Days
Modified Duration 1 Month 6 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹10,911
31 Dec 15₹11,822
31 Dec 16₹12,727
31 Dec 17₹13,577
31 Dec 18₹14,586

Tata Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.7%
1 Year 7.5%
3 Year 7.3%
5 Year 7.8%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2017 7.4%
2016 6.7%
2015 7.7%
2014 8.4%
2013 9.1%
2012 9.3%
2011 9.8%
2010 9%
2009 5%
2008 5.5%
Fund Manager information for Tata Liquid Fund
NameSinceTenure
Amit Somani16 Oct 135.04 Yr.

Data below for Tata Liquid Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent85.67%
Corporate13.42%
Government0.91%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Liabilities
Certificate of Deposit | -
11%-₹2,028 Cr
National Bank For Agriculture And Rural Development
Commercial Paper | -
5%₹994 Cr20,000
91 DTB 28032019
Sovereign Bonds | -
4%₹807 Cr81,950,600
↑ 81,950,600
POWER FINANCE CORPORATION LIMITED
Commercial Paper | -
4%₹798 Cr16,000
Indusind Bank Ltd
Certificate of Deposit | -
4%₹750 Cr
RELIANCE JIO INFOCOMM LIMITED
Commercial Paper | -
4%₹744 Cr15,000
↑ 15,000
PNB HOUSING FINANCE LIMITED
Commercial Paper | -
3%₹600 Cr12,000
THE FEDERAL BANK LIMITED
Certificate of Deposit | -
3%₹499 Cr50,000
↑ 50,000
INDUS TOWERS LIMITED
Commercial Paper | -
3%₹499 Cr10,000
182 DTB 24012019
Sovereign Bonds | -
3%₹498 Cr50,000,000
↑ 50,000,000

10. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 20 in Liquid Fund category.  Return for 2018 was 7.4% , 2017 was 6.6% and 2016 was 7.7% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund
Growth
Launch Date 17 Nov 05
NAV (18 Jan 19) ₹271.529 ↑ 0.06   (0.02 %)
Net Assets (Cr) ₹66,120 on 30 Nov 18
Category Debt - Liquid Fund
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.15
Sharpe Ratio 18.89
Information Ratio -0.09
Alpha Ratio 0.5
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.45%
Effective Maturity 1 Month 9 Days
Modified Duration 1 Month 7 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹10,912
31 Dec 15₹11,821
31 Dec 16₹12,727
31 Dec 17₹13,572
31 Dec 18₹14,575

ICICI Prudential Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jan 19

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.7%
1 Year 7.4%
3 Year 7.2%
5 Year 7.8%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2017 7.4%
2016 6.6%
2015 7.7%
2014 8.3%
2013 9.1%
2012 9.3%
2011 9.7%
2010 8.9%
2009 5.5%
2008 5.6%
Fund Manager information for ICICI Prudential Liquid Fund
NameSinceTenure
Rahul Goswami27 Sep 126.1 Yr.
Rohan Maru19 Sep 135.12 Yr.

Data below for ICICI Prudential Liquid Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent71.53%
Corporate28.47%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
8%-₹4,603 Cr
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Commercial Paper | -
4%₹1,987 Cr40,000
Tata Sons Limited
Commercial Paper | -
3%₹1,536 Cr31,000
AXIS BANK LIMITED
Certificate of Deposit | -
3%₹1,490 Cr149,500
ORIENTAL BANK OF COMMERCE
Certificate of Deposit | -
3%₹1,487 Cr150,000
↑ 150,000
AXIS BANK LIMITED
Certificate of Deposit | -
3%₹1,477 Cr150,000
↑ 150,000
RELIANCE JIO INFOCOMM LIMITED
Commercial Paper | -
2%₹1,242 Cr25,000
SUN PHARMACEUTICAL INDUSTRIES LIMITED
Commercial Paper | -
2%₹1,093 Cr22,000
↑ 22,000
Housing Development Finance Corporation Limited
Commercial Paper | -
2%₹1,072 Cr21,500
LIC HOUSING FINANCE LIMITED
Commercial Paper | -
2%₹997 Cr20,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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