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Fincash » Mutual Funds » Best SIP Plans for a Year

9 Best SIP Plans for 1 Year Investment 2020

Updated on January 26, 2020 , 13296 views

Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan.

SIP investment is one of the most disciplined Investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

SIP

Why Invest in a SIP?

SIP investment in Mutual Funds is the most convenient way to inculcate the habit of saving. Too often the youngest generation of earning people do not save much. To have a Systematic Investment Plan one does not require a massive amount of investing as the starting amount is as low as Rs 500, and some funds even offer SIP for INR 100 monthly. From an early age, one can get into the habit of making their savings as a form of investment. SIP, thereby sets aside a fixed amount to be saved during each month. Systematic Investment Plans are therefore one of the most important tools of smart investing.

SIP’s help you prepare for your Financial goals in a hassle-free manner. Having a SIP is extremely convenient as the Mutual Funds require the paperwork to be done only one time after which the monthly amounts are debited from the bank account directly without intervention. As a result, SIP’s do not require the efforts required by other investments & savings options.

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Best SIP Plans for 1 Year Investment in FY 20 - 21

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Ultra Short Term Fund Growth ₹20.1642
↑ 0.00
₹7,136 1,000 24.18.47.58.47.64%4M 28D5M 19D
Aditya Birla Sun Life Savings Fund Growth ₹393.756
↑ 0.06
₹15,847 1,000 1.73.88.37.78.56.31%5M 16D6M 7D
Kotak Savings Fund Growth ₹31.7839
↑ 0.00
₹11,279 1,000 1.53.57.67.37.86.24%5M 19D6M
Invesco India Ultra Short Term Fund Growth ₹2,021.06
↑ 0.21
₹604 1,000 1.43.37.37.37.66%5M 13D5M 23D
Indiabulls Ultra Short Term Fund Growth ₹1,916.63
↑ 0.22
₹36 500 1.43.27.37.17.65.51%5M 19D
BOI AXA Ultra Short Duration Fund Growth ₹2,395.16
↑ 0.45
₹293 1,000 1.43.47.37.67.55.73%4M 24D5M 9D
DSP BlackRock Money Manager Fund Growth ₹2,577.01
↑ 0.20
₹2,377 500 1.43.27.16.17.36.06%5M 16D5M 26D
IDBI Ultra Short Term Fund Growth ₹2,054.36
↑ 0.10
₹179 500 1.786.86.56.96.18%5M 6D6M 27D
Nippon India Liquid Fund  Growth ₹4,775.48
↑ 0.67
₹24,235 100 1.32.86.56.96.75.38%1M 12D1M 15D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 20

1. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2019 was 8.4% , 2018 was 7.5% and 2017 was 6.9% .

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund
Growth
Launch Date 3 May 11
NAV (28 Jan 20) ₹20.1642 ↑ 0.00   (0.02 %)
Net Assets (Cr) ₹7,136 on 31 Dec 19
Category Debt - Ultrashort Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.09
Sharpe Ratio 10.24
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity 7.64%
Effective Maturity 5 Months 19 Days
Modified Duration 4 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,912
31 Dec 16₹11,984
31 Dec 17₹12,815
31 Dec 18₹13,775
31 Dec 19₹14,936

ICICI Prudential Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 0.7%
3 Month 2%
6 Month 4.1%
1 Year 8.4%
3 Year 7.5%
5 Year 8.3%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8.4%
2018 7.5%
2017 6.9%
2016 9.8%
2015 9.1%
2014 14.8%
2013 3.1%
2012 9.4%
2011
2010
Fund Manager information for ICICI Prudential Ultra Short Term Fund
NameSinceTenure
Manish Banthia15 Nov 163.13 Yr.
Ritesh Lunawat15 Jun 172.55 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash37.69%
Debt62.31%
Debt Sector Allocation
SectorValue
Corporate71.43%
Cash Equivalent24.85%
Government3.71%
Credit Quality
RatingValue
A5.79%
AA55.56%
AAA38.65%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
4%₹266 Cr2,650
NIRCHEM Cement Limited
Debentures | -
3%₹207 Cr2,060
MANAPPURAM FINANCE LIMITED
Debentures | -
3%₹200 Cr2,000
JSW Energy Limited
Debentures | -
3%₹200 Cr2,000
Treps
CBLO/Reverse Repo | -
3%₹185 Cr
Net Current Assets
Net Current Assets | -
2%₹171 Cr
NABHA POWER LIMITED
Debentures | -
2%₹166 Cr1,650
Ashoka Buildcon Ltd.
Debentures | -
2%₹151 Cr1,500
Tata Value Homes Limited
Debentures | -
2%₹150 Cr1,500
Bahadur Chand Investments Private Limited
Debentures | -
2%₹150 Cr1,500

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2019 was 8.5% , 2018 was 7.6% and 2017 was 7.2% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (28 Jan 20) ₹393.756 ↑ 0.06   (0.02 %)
Net Assets (Cr) ₹15,847 on 31 Dec 19
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.35
Sharpe Ratio 9.33
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.31%
Effective Maturity 6 Months 7 Days
Modified Duration 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,889
31 Dec 16₹11,895
31 Dec 17₹12,751
31 Dec 18₹13,724
31 Dec 19₹14,885

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 3.8%
1 Year 8.3%
3 Year 7.7%
5 Year 8.2%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
2013 9.5%
2012 9.7%
2011 9.2%
2010 5.8%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha11 Oct 144.98 Yr.
Kaustubh Gupta15 Jul 118.22 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash54.87%
Debt45.13%
Debt Sector Allocation
SectorValue
Corporate60.71%
Cash Equivalent21.97%
Government17.02%
Securitized0.3%
Credit Quality
RatingValue
AA11.55%
AAA88.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
4%₹686 Cr6,850
↑ 3,000
IndusInd Bank Limited
Certificate of Deposit | -
4%₹642 Cr65,000
8.39% RJ SDL Spl 2020
Domestic Bonds | -
3%₹552 Cr54,845,000
Steel Authority Of India Limited
Commercial Paper | -
3%₹497 Cr10,000
Power Finance Corporation Ltd.
Debentures | -
3%₹468 Cr4,650
IndusInd Bank Limited
Certificate of Deposit | -
3%₹441 Cr45,000
Reliance Retail Limited
Commercial Paper | -
3%₹421 Cr8,500
↑ 8,500
Bharti Telecom Limited
Debentures | -
3%₹407 Cr3,500
6.25% Indusind Bank Limited (26/03/2020)
Certificate of Deposit | -
3%₹400 Cr
Reliance Jio Infocomm Limited
Commercial Paper | -
3%₹398 Cr8,000

3. Kotak Savings Fund

(Erstwhile Kotak Treasury Advantage Fund)

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Savings Fund is a Debt - Ultrashort Bond fund was launched on 13 Aug 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 44 in Ultrashort Bond category.  Return for 2019 was 7.8% , 2018 was 7.4% and 2017 was 6.7% .

Below is the key information for Kotak Savings Fund

Kotak Savings Fund
Growth
Launch Date 13 Aug 04
NAV (28 Jan 20) ₹31.7839 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹11,279 on 31 Dec 19
Category Debt - Ultrashort Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.68
Sharpe Ratio 8.1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.24%
Effective Maturity 6 Months
Modified Duration 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,863
31 Dec 16₹11,750
31 Dec 17₹12,532
31 Dec 18₹13,462
31 Dec 19₹14,518

Kotak Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Kotak Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.5%
1 Year 7.6%
3 Year 7.3%
5 Year 7.7%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 7.8%
2018 7.4%
2017 6.7%
2016 8.2%
2015 8.6%
2014 9.4%
2013 8.9%
2012 9.6%
2011 9.2%
2010 5.7%
Fund Manager information for Kotak Savings Fund
NameSinceTenure
Deepak Agrawal15 Apr 0811.63 Yr.

Data below for Kotak Savings Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash73.21%
Debt26.79%
Debt Sector Allocation
SectorValue
Corporate59.02%
Cash Equivalent24.53%
Government14.36%
Securitized2.09%
Credit Quality
RatingValue
AA11.52%
AAA88.48%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Commercial Paper | -
6%₹643 Cr13,000
↓ -1,000
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
5%₹589 Cr12,300
↑ 3,800
Steel Authority Of India Limited
Commercial Paper | -
4%₹497 Cr10,000
IndusInd Bank Limited
Certificate of Deposit | -
4%₹488 Cr50,000
IndusInd Bank Limited
Certificate of Deposit | -
4%₹488 Cr50,000
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -
4%₹484 Cr50,000
LIC Housing Finance Limited
Commercial Paper | -
4%₹426 Cr8,900
↑ 2,000
Oriental Bank Of Commerce
Certificate of Deposit | -
4%₹396 Cr40,000
Axis Bank Limited
Certificate of Deposit | -
3%₹387 Cr40,000
76 DCMB 17032020
Sovereign Bonds | -
3%₹346 Cr35,000,000
↑ 35,000,000

4. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Invesco India Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 30 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 40 in Ultrashort Bond category.  Return for 2019 was 7.6% , 2018 was 7.3% and 2017 was 7.1% .

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund
Growth
Launch Date 30 Dec 10
NAV (28 Jan 20) ₹2,021.06 ↑ 0.21   (0.01 %)
Net Assets (Cr) ₹604 on 31 Dec 19
Category Debt - Ultrashort Bond
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 0.53
Sharpe Ratio 7.51
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6%
Effective Maturity 5 Months 23 Days
Modified Duration 5 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,828
31 Dec 16₹11,816
31 Dec 17₹12,660
31 Dec 18₹13,588
31 Dec 19₹14,620

Invesco India Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 0.5%
3 Month 1.4%
6 Month 3.3%
1 Year 7.3%
3 Year 7.3%
5 Year 7.7%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 7.6%
2018 7.3%
2017 7.1%
2016 9.1%
2015 8.3%
2014 10.1%
2013 6.1%
2012 8.9%
2011 8.2%
2010
Fund Manager information for Invesco India Ultra Short Term Fund
NameSinceTenure
Sujoy Das4 Jan 200 Yr.
Krishna Cheemalapati4 Jan 200 Yr.

Data below for Invesco India Ultra Short Term Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash47.25%
Debt52.75%
Debt Sector Allocation
SectorValue
Corporate75.82%
Cash Equivalent12.55%
Government11.64%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
NATIONAL HOUSING BANK
Debentures | -
9%₹55 Cr5,500,000
↓ -1,200,000
ICICI BANK LIMITED
Certificate of Deposit | -
9%₹53 Cr5,500,000
↑ 500,000
BANK OF BARODA
Certificate of Deposit | -
8%₹49 Cr5,000,000
Reliance Industries Limited
Commercial Paper | -
8%₹49 Cr5,000,000
Kotak Mahindra Bank Limited
Certificate of Deposit | -
7%₹45 Cr4,600,000
↑ 4,600,000
Bajaj Finance Limited
Debentures | -
5%₹31 Cr2,500,000
POWER FINANCE CORPORATION LIMITED
Debentures | -
4%₹25 Cr2,500,000
↑ 2,500,000
REC LIMITED
Debentures | -
4%₹25 Cr2,500,000
Power Finance Corporation Ltd.
Debentures | -
4%₹25 Cr2,500,000
LIC Housing Finance Limited
Debentures | -
4%₹25 Cr2,500,000

5. Indiabulls Ultra Short Term Fund

To provide liquidity with returns commensurate with low risk through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 6 Jan 12. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 17 in Ultrashort Bond category.  Return for 2019 was 7.6% , 2018 was 7.1% and 2017 was 6.9% .

Below is the key information for Indiabulls Ultra Short Term Fund

Indiabulls Ultra Short Term Fund
Growth
Launch Date 6 Jan 12
NAV (28 Jan 20) ₹1,916.63 ↑ 0.22   (0.01 %)
Net Assets (Cr) ₹36 on 31 Dec 19
Category Debt - Ultrashort Bond
AMC Indiabulls Asset Management Company Ltd.
Rating
Risk Moderately Low
Expense Ratio 0.7
Sharpe Ratio 7.56
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.51%
Effective Maturity 5 Months 19 Days
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,884
31 Dec 16₹11,846
31 Dec 17₹12,665
31 Dec 18₹13,566
31 Dec 19₹14,591

Indiabulls Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Indiabulls Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 0.5%
3 Month 1.4%
6 Month 3.2%
1 Year 7.3%
3 Year 7.1%
5 Year 7.8%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 7.6%
2018 7.1%
2017 6.9%
2016 8.8%
2015 8.8%
2014 9.3%
2013 8.8%
2012
2011
2010
Fund Manager information for Indiabulls Ultra Short Term Fund
NameSinceTenure
Vikrant Mehta20 Jun 190.53 Yr.
Malay Shah22 Aug 145.36 Yr.
Sourabh Sharma17 Jan 190.95 Yr.

Data below for Indiabulls Ultra Short Term Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash77.54%
Debt22.46%
Debt Sector Allocation
SectorValue
Cash Equivalent65.45%
Corporate20.51%
Government14.03%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 DTB 19032020
Sovereign Bonds | -
39%₹14 Cr1,400,000
↑ 1,400,000
GOVT STOCK
Sovereign Bonds | -
14%₹5 Cr500,000
↑ 500,000
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
12%₹4 Cr450,000
IDFC FIRST BANK LIMITED
Certificate of Deposit | -
11%₹4 Cr400,000
LIC Housing Finance Limited
Debentures | -
8%₹3 Cr300,000
IndusInd Bank Limited
Certificate of Deposit | -
8%₹3 Cr300,000
↑ 300,000
Net Receivable/Payable
Net Current Assets | -
4%₹1 Cr
Ccil
CBLO/Reverse Repo | -
3%₹1 Cr1,240
↓ -20

6. BOI AXA Ultra Short Duration Fund

(Erstwhile BOI AXA Treasury Advantage Fund)

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. Further, there is also no assurance that the investment objective of the Scheme will be achieved.

BOI AXA Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 16 Jul 08. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 9 in Ultrashort Bond category.  Return for 2019 was 7.5% , 2018 was 7.6% and 2017 was 8% .

Below is the key information for BOI AXA Ultra Short Duration Fund

BOI AXA Ultra Short Duration Fund
Growth
Launch Date 16 Jul 08
NAV (28 Jan 20) ₹2,395.16 ↑ 0.45   (0.02 %)
Net Assets (Cr) ₹293 on 31 Dec 19
Category Debt - Ultrashort Bond
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Moderately Low
Expense Ratio 0.63
Sharpe Ratio 8.94
Information Ratio 1.9
Alpha Ratio -0.22
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.73%
Effective Maturity 5 Months 9 Days
Modified Duration 4 Months 24 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,868
31 Dec 16₹11,863
31 Dec 17₹12,806
31 Dec 18₹13,780
31 Dec 19₹14,818

BOI AXA Ultra Short Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for BOI AXA Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 0.5%
3 Month 1.4%
6 Month 3.4%
1 Year 7.3%
3 Year 7.6%
5 Year 8.1%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 7.5%
2018 7.6%
2017 8%
2016 9.1%
2015 8.7%
2014 9.3%
2013 9.2%
2012 8.5%
2011 8.2%
2010 5%
Fund Manager information for BOI AXA Ultra Short Duration Fund
NameSinceTenure
Amit Modani5 Dec 181.07 Yr.

Data below for BOI AXA Ultra Short Duration Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash75.33%
Debt24.67%
Debt Sector Allocation
SectorValue
Cash Equivalent56.13%
Corporate25.22%
Government18.65%
Credit Quality
RatingValue
A9.46%
AAA90.54%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Avendus Finance Private Limited
Debentures | -
7%₹26 Cr2,600,000
NTPC Limited
Debentures | -
7%₹25 Cr2,500,000
↑ 2,500,000
MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
Debentures | -
7%₹25 Cr2,500,000
NATIONAL HOUSING BANK
Debentures | -
7%₹25 Cr2,500,000
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
7%₹25 Cr2,500,000
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -
7%₹25 Cr2,500,000
ICICI Bank Limited
Certificate of Deposit | -
7%₹25 Cr2,500,000
Bank Of Baroda
Certificate of Deposit | -
7%₹25 Cr2,500,000
Export-Import Bank Of India
Certificate of Deposit | -
7%₹25 Cr2,500,000
INDIAN BANK
Certificate of Deposit | -
7%₹24 Cr2,500,000

7. DSP BlackRock Money Manager Fund

"The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized."

DSP BlackRock Money Manager Fund is a Debt - Ultrashort Bond fund was launched on 31 Jul 06. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 75 in Ultrashort Bond category.  Return for 2019 was 7.3% , 2018 was 5% and 2017 was 6% .

Below is the key information for DSP BlackRock Money Manager Fund

DSP BlackRock Money Manager Fund
Growth
Launch Date 31 Jul 06
NAV (28 Jan 20) ₹2,577.01 ↑ 0.20   (0.01 %)
Net Assets (Cr) ₹2,377 on 31 Dec 19
Category Debt - Ultrashort Bond
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately Low
Expense Ratio 1
Sharpe Ratio 8.14
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.06%
Effective Maturity 5 Months 26 Days
Modified Duration 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,794
31 Dec 16₹11,605
31 Dec 17₹12,306
31 Dec 18₹12,921
31 Dec 19₹13,864

DSP BlackRock Money Manager Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for DSP BlackRock Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 0.5%
3 Month 1.4%
6 Month 3.2%
1 Year 7.1%
3 Year 6.1%
5 Year 6.7%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 7.3%
2018 5%
2017 6%
2016 7.5%
2015 7.9%
2014 8.8%
2013 9.2%
2012 8.9%
2011 8.5%
2010 5%
Fund Manager information for DSP BlackRock Money Manager Fund
NameSinceTenure
Kedar Karnik17 Jul 163.46 Yr.
Rahul Vekaria15 Feb 181.87 Yr.

Data below for DSP BlackRock Money Manager Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash76.26%
Debt23.74%
Debt Sector Allocation
SectorValue
Corporate59.29%
Cash Equivalent26.36%
Government14.34%
Credit Quality
RatingValue
AA1.75%
AAA98.25%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BANK OF BARODA
Certificate of Deposit | -
7%₹166 Cr17,000
↓ -5,500
Power Finance Corporation Ltd.
Debentures | -
5%₹110 Cr1,050
↑ 800
TATA REALTY AND INFRASTRUCTURE LIMITED
Commercial Paper | -
4%₹98 Cr2,000
Rural Electrification Corporation Limited
Debentures | -
4%₹97 Cr950
BAJAJ FINANCE LIMITED
Commercial Paper | -
4%₹97 Cr2,000
Axis Bank Limited
Certificate of Deposit | -
4%₹97 Cr10,000
Kotak Mahindra Prime Limited
Commercial Paper | -
4%₹97 Cr2,000
EXPORT-IMPORT BANK OF INDIA
Commercial Paper | -
3%₹75 Cr1,520
↓ -480
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
3%₹73 Cr1,500
National Bank For Agriculture And Rural Development
Certificate of Deposit | -
3%₹73 Cr7,500

8. IDBI Ultra Short Term Fund

The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized.

IDBI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 Sep 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 78 in Ultrashort Bond category.  Return for 2019 was 6.9% , 2018 was 6.9% and 2017 was 5.8% .

Below is the key information for IDBI Ultra Short Term Fund

IDBI Ultra Short Term Fund
Growth
Launch Date 3 Sep 10
NAV (28 Jan 20) ₹2,054.36 ↑ 0.10   (0.00 %)
Net Assets (Cr) ₹179 on 31 Dec 19
Category Debt - Ultrashort Bond
AMC IDBI Asset Management Limited
Rating
Risk Moderately Low
Expense Ratio 0.89
Sharpe Ratio 0.6
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.18%
Effective Maturity 6 Months 27 Days
Modified Duration 5 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,784
31 Dec 16₹11,632
31 Dec 17₹12,306
31 Dec 18₹13,156
31 Dec 19₹14,063

IDBI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for IDBI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 8%
1 Year 6.8%
3 Year 6.5%
5 Year 7%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.9%
2018 6.9%
2017 5.8%
2016 7.9%
2015 7.8%
2014 8.7%
2013 9.2%
2012 9.7%
2011 9.3%
2010
Fund Manager information for IDBI Ultra Short Term Fund
NameSinceTenure
Bhupesh Kalyani1 Feb 172.91 Yr.

Data below for IDBI Ultra Short Term Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash77.43%
Debt22.57%
Debt Sector Allocation
SectorValue
Corporate55.48%
Cash Equivalent33.95%
Government10.58%
Credit Quality
RatingValue
A22.81%
AA54.13%
AAA23.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
32%₹58 Cr5,763,146
↓ -5,925,725
Punjab National Bank
Debentures | -
9%₹17 Cr1,700,000
J.K.Cement Limited
Debentures | -
8%₹15 Cr2,500,000
Syndicate Bank
Certificate of Deposit | -
8%₹15 Cr1,500,000
↑ 1,500,000
Kotak Mahindra Bank Limited
Certificate of Deposit | -
8%₹15 Cr1,500,000
↑ 1,500,000
Redington (India) Limited
Commercial Paper | -
8%₹15 Cr1,500,000
↑ 1,500,000
Rashtriya Chemicals And Fertilizers Limited
Commercial Paper | -
8%₹15 Cr1,500,000
↑ 1,500,000
NTPC Limited
Commercial Paper | -
8%₹15 Cr1,500,000
↑ 1,500,000
Vedanta Limited
Debentures | -
4%₹6 Cr650,000
Net Receivable / Payable
Net Current Assets | -
2%₹3 Cr

9. Nippon India Liquid Fund 

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund  is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 11 in Liquid Fund category.  Return for 2019 was 6.7% , 2018 was 7.4% and 2017 was 6.7% .

Below is the key information for Nippon India Liquid Fund 

Nippon India Liquid Fund 
Growth
Launch Date 9 Dec 03
NAV (28 Jan 20) ₹4,775.48 ↑ 0.67   (0.01 %)
Net Assets (Cr) ₹24,235 on 31 Dec 19
Category Debt - Liquid Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 0.21
Sharpe Ratio 15.17
Information Ratio -0.96
Alpha Ratio 0.5
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 5.38%
Effective Maturity 1 Month 15 Days
Modified Duration 1 Month 12 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,834
31 Dec 16₹11,663
31 Dec 17₹12,444
31 Dec 18₹13,370
31 Dec 19₹14,266

Nippon India Liquid Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Nippon India Liquid Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.8%
1 Year 6.5%
3 Year 6.9%
5 Year 7.3%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.7%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.3%
2014 9.1%
2013 9.2%
2012 9.7%
2011 8.9%
2010 5.3%
Fund Manager information for Nippon India Liquid Fund 
NameSinceTenure
Anju Chhajer1 Oct 136.25 Yr.
Kinjal Desai25 May 181.6 Yr.

Data below for Nippon India Liquid Fund  as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash99.99%
Other0.01%
Debt Sector Allocation
SectorValue
Cash Equivalent52%
Corporate46.86%
Government1.13%
Credit Quality
RatingValue
AAA96.47%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 DTB 06022020
Sovereign Bonds | -
9%₹2,284 Cr229,500,000
8.19% Govt Stock 2020
Sovereign Bonds | -
7%₹1,812 Cr181,000,000
↑ 101,000,000
6.35% Govt Stock 2020
Sovereign Bonds | -
6%₹1,380 Cr138,000,000
↓ -114,500,000
Indusind Bank Limited **
Certificate of Deposit | -
4%₹993 Cr
76 DCMB 17032020
Sovereign Bonds | -
4%₹915 Cr92,500,000
↑ 92,500,000
91 DTB 20022020
Sovereign Bonds | -
3%₹795 Cr80,000,000
Net Current Assets
Net Current Assets | -
3%-₹739 Cr
National Housing Bank
Commercial Paper | -
3%₹693 Cr14,000
↑ 14,000
NTPC Limited
Commercial Paper | -
3%₹692 Cr14,000
↑ 14,000
91 DTB 19032020
Sovereign Bonds | -
3%₹643 Cr65,000,000
↑ 65,000,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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