+91-22-489139099 Best SIP Plans for 1 Year Investment 2026
Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan.
SIP investment is one of the most disciplined Investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Why Invest in a SIP?
SIP investment in Mutual Funds is the most convenient way to inculcate the habit of saving. Too often the youngest generation of earning people do not save much. To have a Systematic Investment Plan one does not require a massive amount of investing as the starting amount is as low as Rs 500, and some funds even offer SIP for INR 100 monthly. From an early age, one can get into the habit of making their savings as a form of investment. SIP, thereby sets aside a fixed amount to be saved during each month. Systematic Investment Plans are therefore one of the most important tools of smart investing.
SIP’s help you prepare for your Financial goals in a hassle-free manner. Having a SIP is extremely convenient as the Mutual Funds require the paperwork to be done only one time after which the monthly amounts are debited from the Bank account directly without intervention. As a result, SIP’s do not require the efforts required by other investments & savings options.
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Fund Selection Methodology used to find 9 funds
Best SIP Plans for 1 Year Investment in FY 26 - 27
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 500 1.7 3.4 6.6 4.5 6.66% 1M 7D 1M 10D IDBI Ultra Short Term Fund Growth ₹2,424.68
↑ 0.44 ₹146 500 1.6 3.4 6.4 4.8 6.83% 2M 10D 2M 23D BOI AXA Liquid Fund Growth ₹3,171.08
↑ 0.46 ₹1,735 1,000 1.6 3.1 6.2 6.9 6.6 6.11% 1M 10D 1M 10D Indiabulls Liquid Fund Growth ₹2,662.08
↑ 0.41 ₹271 500 1.6 3.1 6.2 6.9 6.6 6.13% 1M 1D 1M 1D Tata Liquid Fund Growth ₹4,334.73
↑ 0.67 ₹27,400 500 1.6 3.1 6.2 6.9 6.5 7.58% 1M 29D 1Y 11M 16D Nippon India Liquid Fund Growth ₹6,715.82
↑ 0.81 ₹37,903 100 1.6 3.1 6.1 6.9 6.5 7.72% 2M 1D 2M 6D LIC MF Liquid Fund Growth ₹4,974.65
↑ 0.59 ₹15,638 1,000 1.6 3.1 6.1 6.9 6.4 6.03% 1M 4D 1M 4D ICICI Prudential Liquid Fund Growth ₹407.297
↑ 0.06 ₹54,639 99 1.6 3.1 6.1 6.9 6.5 7.72% 1M 25D 2M 1D Mirae Asset Cash Management Fund Growth ₹2,884.72
↑ 0.34 ₹13,590 1,000 1.6 3 6.1 6.9 6.5 7.58% 2M 8D 2M 12D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 9 Funds showcased
Commentary IDBI Liquid Fund IDBI Ultra Short Term Fund BOI AXA Liquid Fund Indiabulls Liquid Fund Tata Liquid Fund Nippon India Liquid Fund LIC MF Liquid Fund ICICI Prudential Liquid Fund Mirae Asset Cash Management Fund Point 1 Bottom quartile AUM (₹503 Cr). Bottom quartile AUM (₹146 Cr). Lower mid AUM (₹1,735 Cr). Bottom quartile AUM (₹271 Cr). Upper mid AUM (₹27,400 Cr). Top quartile AUM (₹37,903 Cr). Upper mid AUM (₹15,638 Cr). Highest AUM (₹54,639 Cr). Lower mid AUM (₹13,590 Cr). Point 2 Established history (15+ yrs). Established history (15+ yrs). Established history (17+ yrs). Established history (14+ yrs). Established history (21+ yrs). Established history (22+ yrs). Oldest track record among peers (24 yrs). Established history (20+ yrs). Established history (17+ yrs). Point 3 Rating: 3★ (lower mid). Rating: 1★ (bottom quartile). Rating: 3★ (lower mid). Top rated. Rating: 4★ (top quartile). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.55% (top quartile). 1Y return: 6.39% (top quartile). 1Y return: 6.22% (upper mid). 1Y return: 6.16% (upper mid). 1Y return: 6.15% (lower mid). 1Y return: 6.14% (lower mid). 1Y return: 6.13% (bottom quartile). 1Y return: 6.11% (bottom quartile). 1Y return: 6.10% (bottom quartile). Point 6 1M return: 0.53% (top quartile). 1M return: 0.52% (top quartile). 1M return: 0.42% (upper mid). 1M return: 0.43% (upper mid). 1M return: 0.40% (bottom quartile). 1M return: 0.40% (bottom quartile). 1M return: 0.41% (lower mid). 1M return: 0.41% (lower mid). 1M return: 0.39% (bottom quartile). Point 7 Sharpe: 0.20 (bottom quartile). Sharpe: -0.57 (bottom quartile). Sharpe: 2.76 (top quartile). Sharpe: 2.23 (upper mid). Sharpe: 2.34 (top quartile). Sharpe: 2.07 (lower mid). Sharpe: 1.96 (bottom quartile). Sharpe: 2.10 (lower mid). Sharpe: 2.25 (upper mid). Point 8 Information ratio: -5.96 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 2.00 (top quartile). Information ratio: 0.33 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.33 (upper mid). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.66% (lower mid). Yield to maturity (debt): 6.83% (lower mid). Yield to maturity (debt): 6.11% (bottom quartile). Yield to maturity (debt): 6.13% (bottom quartile). Yield to maturity (debt): 7.58% (upper mid). Yield to maturity (debt): 7.72% (top quartile). Yield to maturity (debt): 6.03% (bottom quartile). Yield to maturity (debt): 7.72% (top quartile). Yield to maturity (debt): 7.58% (upper mid). Point 10 Modified duration: 0.10 yrs (upper mid). Modified duration: 0.19 yrs (bottom quartile). Modified duration: 0.11 yrs (upper mid). Modified duration: 0.09 yrs (top quartile). Modified duration: 0.16 yrs (lower mid). Modified duration: 0.17 yrs (bottom quartile). Modified duration: 0.09 yrs (top quartile). Modified duration: 0.15 yrs (lower mid). Modified duration: 0.19 yrs (bottom quartile). IDBI Liquid Fund
IDBI Ultra Short Term Fund
BOI AXA Liquid Fund
Indiabulls Liquid Fund
Tata Liquid Fund
Nippon India Liquid Fund
LIC MF Liquid Fund
ICICI Prudential Liquid Fund
Mirae Asset Cash Management Fund
The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Below is the key information for IDBI Liquid Fund Returns up to 1 year are on The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Ultra Short Term Fund Below is the key information for IDBI Ultra Short Term Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Indiabulls Liquid Fund Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Liquid Fund Below is the key information for Tata Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Liquid Fund Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market
instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised. Research Highlights for LIC MF Liquid Fund Below is the key information for LIC MF Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. Research Highlights for ICICI Prudential Liquid Fund Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on The investment objective of the scheme
is to generate consistent returns with a
high level of liquidity in a judicious
portfolio mix comprising of money
market and debt instruments. The
Scheme does not guarantee any
returns. Research Highlights for Mirae Asset Cash Management Fund Below is the key information for Mirae Asset Cash Management Fund Returns up to 1 year are on 1. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,351 30 Apr 23 ₹10,966 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. IDBI Ultra Short Term Fund
IDBI Ultra Short Term Fund
Growth Launch Date 3 Sep 10 NAV (28 Jul 23) ₹2,424.68 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹146 on 30 Jun 23 Category Debt - Ultrashort Bond AMC IDBI Asset Management Limited Rating ☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.83% Effective Maturity 2 Months 23 Days Modified Duration 2 Months 10 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,402 30 Apr 23 ₹10,984 Returns for IDBI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.4% 1 Year 6.4% 3 Year 4.8% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Ultra Short Term Fund
Name Since Tenure Data below for IDBI Ultra Short Term Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (20 May 26) ₹3,171.08 ↑ 0.46 (0.01 %) Net Assets (Cr) ₹1,735 on 30 Apr 26 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 2.76 Information Ratio 2 Alpha Ratio 0.08 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.11% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,343 30 Apr 23 ₹10,964 30 Apr 24 ₹11,768 30 Apr 25 ₹12,633 30 Apr 26 ₹13,424 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.1% 1 Year 6.2% 3 Year 6.9% 5 Year 6.1% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 7% 2021 4.9% 2020 3.3% 2019 4.1% 2018 6.4% 2017 7.4% 2016 6.7% 2015 7.6% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 4.71 Yr. Data below for BOI AXA Liquid Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.71% Other 0.29% Debt Sector Allocation
Sector Value Cash Equivalent 51.66% Corporate 35.13% Government 12.93% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -5% ₹99 Cr 10,000,000
↑ 10,000,000 Export-Import Bank Of India
Certificate of Deposit | -4% ₹75 Cr 7,500,000 Indian Bank
Certificate of Deposit | -4% ₹75 Cr 7,500,000
↑ 7,500,000 Punjab National Bank
Certificate of Deposit | -4% ₹74 Cr 7,500,000
↑ 7,500,000 HDFC Securities Limited
Commercial Paper | -4% ₹74 Cr 7,500,000 Godrej Consumer Products Ltd.
Commercial Paper | -4% ₹74 Cr 7,500,000
↑ 7,500,000 Tbill
Sovereign Bonds | -4% ₹74 Cr 7,500,000 India (Republic of)
- | -4% ₹74 Cr 7,500,000
↑ 7,500,000 Union Bank Of India
Certificate of Deposit | -4% ₹70 Cr 7,100,000 Union Bank Of India
Certificate of Deposit | -3% ₹62 Cr 6,250,000
↑ 1,250,000 4. Indiabulls Liquid Fund
Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (20 May 26) ₹2,662.08 ↑ 0.41 (0.02 %) Net Assets (Cr) ₹271 on 30 Apr 26 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio 2.23 Information Ratio 0.33 Alpha Ratio -0.02 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.13% Effective Maturity 1 Month 1 Day Modified Duration 1 Month 1 Day Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,311 30 Apr 23 ₹10,892 30 Apr 24 ₹11,673 30 Apr 25 ₹12,528 30 Apr 26 ₹13,304 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.1% 1 Year 6.2% 3 Year 6.9% 5 Year 5.9% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 6.8% 2021 4.6% 2020 3.1% 2019 3.9% 2018 6.6% 2017 7.3% 2016 6.7% 2015 7.8% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 2.98 Yr. Wilfred Gonsalves 4 May 26 0 Yr. Data below for Indiabulls Liquid Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.76% Debt 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 58.3% Corporate 38.66% Government 3.04% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Receivable/Payable
Net Current Assets | -9% ₹26 Cr Canara Bank
Certificate of Deposit | -8% ₹25 Cr 2,500,000
↑ 2,500,000 Reliance Retail Ventures Limited
Commercial Paper | -8% ₹25 Cr 2,500,000
↑ 2,500,000 Axis Bank Limited
Certificate of Deposit | -7% ₹21 Cr 2,150,000
↑ 2,150,000 Punjab National Bank
Certificate of Deposit | -7% ₹20 Cr 2,000,000
↑ 2,000,000 Reverse Repo 16-Apr-26
CBLO/Reverse Repo | -6% ₹19 Cr Tbill
Sovereign Bonds | -5% ₹15 Cr 1,500,000
↑ 1,500,000 ICICI Securities Limited
Commercial Paper | -5% ₹15 Cr 1,500,000 Union Bank Of India
Certificate of Deposit | -5% ₹15 Cr 1,500,000 National Bank for Agriculture and Rural Development
Commercial Paper | -5% ₹15 Cr 1,500,000 5. Tata Liquid Fund
Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (20 May 26) ₹4,334.73 ↑ 0.67 (0.02 %) Net Assets (Cr) ₹27,400 on 30 Apr 26 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.39 Sharpe Ratio 2.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.58% Effective Maturity 1 Year 11 Months 16 Days Modified Duration 1 Month 29 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,339 30 Apr 23 ₹10,943 30 Apr 24 ₹11,733 30 Apr 25 ₹12,586 30 Apr 26 ₹13,367 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.1% 1 Year 6.2% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.6% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 12.55 Yr. Harsh Dave 1 Aug 24 1.75 Yr. Data below for Tata Liquid Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 79.21% Corporate 15.26% Government 5.33% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Ltd.
Commercial Paper | -4% ₹1,483 Cr 30,000 D) Repo
CBLO/Reverse Repo | -4% ₹1,353 Cr Reliance Retail Ventures Limited
Commercial Paper | -4% ₹1,238 Cr 25,000
↑ 25,000 India (Republic of)
- | -3% ₹1,177 Cr 118,500,000 Tbill
Sovereign Bonds | -3% ₹1,140 Cr 115,000,000
↑ 115,000,000 Bajaj Finance Ltd.
Commercial Paper | -3% ₹992 Cr 20,000 Union Bank of India
Domestic Bonds | -3% ₹990 Cr 20,000 Small Industries Development Bank of India
Commercial Paper | -3% ₹986 Cr 20,000
↑ 20,000 Bajaj Finance Ltd.
Commercial Paper | -3% ₹986 Cr 20,000
↑ 20,000 Tbill
Sovereign Bonds | -2% ₹745 Cr 75,000,000
↑ 75,000,000 6. Nippon India Liquid Fund
Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (20 May 26) ₹6,715.82 ↑ 0.81 (0.01 %) Net Assets (Cr) ₹37,903 on 30 Apr 26 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 2.07 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.72% Effective Maturity 2 Months 6 Days Modified Duration 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,337 30 Apr 23 ₹10,945 30 Apr 24 ₹11,735 30 Apr 25 ₹12,586 30 Apr 26 ₹13,365 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.1% 1 Year 6.1% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.7% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Kinjal Desai 25 May 18 7.94 Yr. Vikash Agarwal 14 Sep 24 1.63 Yr. Amber Singhania 11 Mar 26 0.14 Yr. Data below for Nippon India Liquid Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.76% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 77.9% Corporate 16.06% Government 5.8% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Triparty Repo
CBLO/Reverse Repo | -8% ₹3,328 Cr Reverse Repo
CBLO/Reverse Repo | -7% ₹2,722 Cr Tbill
Sovereign Bonds | -3% ₹1,251 Cr 125,665,500 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹747 Cr 15,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹742 Cr 15,000
↑ 15,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹741 Cr 15,000
↑ 15,000 Indusind Bank Ltd.
Debentures | -2% ₹721 Cr 14,500
↑ 3,500 Small Industries Development Bank of India
Commercial Paper | -2% ₹692 Cr 14,000 Tbill
Sovereign Bonds | -2% ₹646 Cr 65,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹644 Cr 13,000
↑ 4,000 7. LIC MF Liquid Fund
LIC MF Liquid Fund
Growth Launch Date 11 Mar 02 NAV (20 May 26) ₹4,974.65 ↑ 0.59 (0.01 %) Net Assets (Cr) ₹15,638 on 30 Apr 26 Category Debt - Liquid Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 1.96 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.03% Effective Maturity 1 Month 4 Days Modified Duration 1 Month 4 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,336 30 Apr 23 ₹10,941 30 Apr 24 ₹11,733 30 Apr 25 ₹12,583 30 Apr 26 ₹13,361 Returns for LIC MF Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.1% 1 Year 6.1% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.4% 2023 7.4% 2022 7% 2021 4.7% 2020 3.3% 2019 4.3% 2018 6.5% 2017 7.3% 2016 6.6% 2015 7.6% Fund Manager information for LIC MF Liquid Fund
Name Since Tenure Rahul Singh 5 Oct 15 10.58 Yr. Aakash Dhulia 1 Sep 25 0.66 Yr. Data below for LIC MF Liquid Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 97.71% Debt 2.11% Other 0.18% Debt Sector Allocation
Sector Value Cash Equivalent 62.62% Corporate 32.57% Government 4.64% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Receivables / (Payables)
Net Current Assets | -6% -₹1,185 Cr Treps
CBLO/Reverse Repo | -5% ₹962 Cr Reverse Repo
CBLO/Reverse Repo | -4% ₹772 Cr Punjab National Bank
Certificate of Deposit | -3% ₹597 Cr 12,000
↑ 5,000 Tbill
Sovereign Bonds | -3% ₹498 Cr 50,000,000
↑ 50,000,000 Canara Bank
Certificate of Deposit | -3% ₹497 Cr 10,000 09/07/2026 Maturing 182 DTB
Sovereign Bonds | -3% ₹494 Cr 50,000,000
↑ 50,000,000 Tbill
Sovereign Bonds | -2% ₹400 Cr 40,000,000 Tbill
Sovereign Bonds | -2% ₹399 Cr 40,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹396 Cr 8,000 8. ICICI Prudential Liquid Fund
ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (20 May 26) ₹407.297 ↑ 0.06 (0.01 %) Net Assets (Cr) ₹54,639 on 30 Apr 26 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.29 Sharpe Ratio 2.1 Information Ratio 0.33 Alpha Ratio -0.05 Min Investment 500 Min SIP Investment 99 Exit Load NIL Yield to Maturity 7.72% Effective Maturity 2 Months 1 Day Modified Duration 1 Month 25 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,337 30 Apr 23 ₹10,945 30 Apr 24 ₹11,737 30 Apr 25 ₹12,591 30 Apr 26 ₹13,366 Returns for ICICI Prudential Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.1% 1 Year 6.1% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.4% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.6% 2017 7.4% 2016 6.6% 2015 7.7% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Nikhil Kabra 1 Dec 23 2.42 Yr. Darshil Dedhia 12 Jun 23 2.89 Yr. Data below for ICICI Prudential Liquid Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.67% Other 0.33% Debt Sector Allocation
Sector Value Cash Equivalent 55.65% Corporate 29.11% Government 14.91% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Net Current Assets | -13% -₹5,470 Cr India (Republic of)
- | -10% ₹4,448 Cr 450,000,000
↑ 450,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -6% ₹2,579 Cr 52,000 Axis Bank Limited
Certificate of Deposit | -3% ₹1,488 Cr 30,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹1,488 Cr 30,000 Indusind Bank Limited
Certificate of Deposit | -3% ₹1,485 Cr 30,000 Union Bank of India
Domestic Bonds | -3% ₹1,477 Cr 30,000
↑ 30,000 Small Industries Dev Bank Of India
Commercial Paper | -3% ₹1,237 Cr 25,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹1,189 Cr 24,000 India (Republic of)
- | -3% ₹1,143 Cr 115,500,000
↑ 15,500,000 9. Mirae Asset Cash Management Fund
Mirae Asset Cash Management Fund
Growth Launch Date 12 Jan 09 NAV (20 May 26) ₹2,884.72 ↑ 0.34 (0.01 %) Net Assets (Cr) ₹13,590 on 15 Apr 26 Category Debt - Liquid Fund AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆ Risk Low Expense Ratio 0.14 Sharpe Ratio 2.25 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.58% Effective Maturity 2 Months 12 Days Modified Duration 2 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,340 30 Apr 23 ₹10,951 30 Apr 24 ₹11,750 30 Apr 25 ₹12,604 30 Apr 26 ₹13,382 Returns for Mirae Asset Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3% 1 Year 6.1% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.3% 2019 4.2% 2018 6.6% 2017 7.3% 2016 6.6% 2015 7.2% Fund Manager information for Mirae Asset Cash Management Fund
Name Since Tenure Pranavi Kulkarni 5 Feb 26 0.23 Yr. Data below for Mirae Asset Cash Management Fund as on 15 Apr 26
Asset Allocation
Asset Class Value Cash 99.75% Other 0.25% Debt Sector Allocation
Sector Value Cash Equivalent 79.27% Corporate 15.03% Government 5.45% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -11% ₹1,833 Cr India (Republic of)
- | -3% ₹595 Cr 60,000,000 Tbill
Sovereign Bonds | -3% ₹498 Cr 50,000,000 Tbill
Sovereign Bonds | -2% ₹406 Cr 40,839,200 Canara Bank
Certificate of Deposit | -2% ₹396 Cr 40,000,000
↑ 35,000,000 Tbill
Sovereign Bonds | -2% ₹348 Cr 35,000,000 Indian Bank
Domestic Bonds | -2% ₹347 Cr 35,000,000 Icici Securities Limited
Commercial Paper | -2% ₹297 Cr 30,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹297 Cr 30,000,000 Bank of Baroda
Debentures | -2% ₹297 Cr 30,000,000
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FAQs
1. What is the importance of tenure in SIPs?
A: When you select SIPs, the first thing you should consider is the tenure. It is a good idea to check the tenure and then invest because you should not close your investment before completing the tenure. If you do so, you might have to pay the penalty in the form of an exit load.
2. Are one year SIPs good?
A: Yes, one year SIPs is good, especially if you are looking for quick returns. Usually, with the help of one-year SIPs, you can expect ROIs ranging from 4.2% to 6.2% on your investment, depending upon your fund Portfolio.
3. Why should I invest in one-year SIPs?
A: One-year SIPs are useful if you are new to mutual fund investments and are planning to diversify the investment portfolio.
4. Do one year SIPs produce good returns?
A: The one year SIPs have been gaining popularity amongst young investors as these produce good and quick returns. If you want to understand the mutual funds market, then one year SIPs are a good idea.
5. Do all SIPs produce good returns?
A: SIPs are one of the best ways to diversify your investment portfolio and have been known to produce good returns. It allows you to choose the funds you want to invest and the amount too. You get an opportunity to invest small amounts at regular intervals.
6. Do all SIPs include large-cap stocks?
A: As per the SEBI mandate, SIP investors have to follow the 70:20:10 protocol to protect the investors and the companies. As per this rule, 70% of the equity investment will be in large-cap stocks, 20% in mid-cap stocks, and 10% in small cap stocks. So SIPs diversify investments, and all are not concentrated in just large-cap stocks.
7. Is there a maximum and minimum amount that can be invested in SIP?
A: The minimum amount of money that you can invest in SIP is Rs.500. However, there is no upper limit to investing in SIP. You can plan this with your fund manager.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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