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9 Best SIP Plans for 1 Year Investment 2020

Updated on March 25, 2020 , 18309 views

Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan.

SIP investment is one of the most disciplined Investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

SIP

Why Invest in a SIP?

SIP investment in Mutual Funds is the most convenient way to inculcate the habit of saving. Too often the youngest generation of earning people do not save much. To have a Systematic Investment Plan one does not require a massive amount of investing as the starting amount is as low as Rs 500, and some funds even offer SIP for INR 100 monthly. From an early age, one can get into the habit of making their savings as a form of investment. SIP, thereby sets aside a fixed amount to be saved during each month. Systematic Investment Plans are therefore one of the most important tools of smart investing.

SIP’s help you prepare for your Financial goals in a hassle-free manner. Having a SIP is extremely convenient as the Mutual Funds require the paperwork to be done only one time after which the monthly amounts are debited from the bank account directly without intervention. As a result, SIP’s do not require the efforts required by other investments & savings options.

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Best SIP Plans for 1 Year Investment in FY 20 - 21

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Ultra Short Term Fund Growth ₹20.3261
↑ 0.20
₹8,612 1,000 1.53.67.97.58.47.2%5M 1D5M 26D
Aditya Birla Sun Life Savings Fund Growth ₹396.97
↑ 4.92
₹16,489 1,000 1.43.37.87.78.56.5%5M 19D6M 18D
Indiabulls Ultra Short Term Fund Growth ₹1,938.89
↑ 12.21
₹256 500 1.63.27.17.27.60%
Kotak Savings Fund Growth ₹32.0411
↑ 0.29
₹12,951 1,000 1.43.17.17.27.86.04%5M 12D5M 23D
BOI AXA Ultra Short Duration Fund Growth ₹2,413.9
↑ 19.39
₹295 1,000 1.32.96.97.47.55.64%5M 5D5M 21D
Invesco India Ultra Short Term Fund Growth ₹2,035.56
↑ 17.52
₹560 1,000 1.22.86.87.17.66.03%5M 8D5M 18D
DSP BlackRock Money Manager Fund Growth ₹2,595.24
↑ 18.89
₹2,594 500 1.22.76.667.35.85%4M 2D4M 10D
IDBI Ultra Short Term Fund Growth ₹2,072.65
↑ 16.97
₹229 500 1.43.26.56.66.96.01%4M 27D5M 28D
Baroda Pioneer Liquid Fund Growth ₹2,271.3
↑ 9.84
₹8,706 500 1.52.96.36.96.65.15%18D16D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Mar 20

1. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2019 was 8.4% , 2018 was 7.5% and 2017 was 6.9% .

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund
Growth
Launch Date 3 May 11
NAV (27 Mar 20) ₹20.3261 ↑ 0.20   (0.99 %)
Net Assets (Cr) ₹8,612 on 29 Feb 20
Category Debt - Ultrashort Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.09
Sharpe Ratio 11.84
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity 7.2%
Effective Maturity 5 Months 26 Days
Modified Duration 5 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹10,000
29 Feb 16₹10,863
28 Feb 17₹11,965
28 Feb 18₹12,759
28 Feb 19₹13,746
29 Feb 20₹14,900

ICICI Prudential Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20

DurationReturns
1 Month 0.2%
3 Month 1.5%
6 Month 3.6%
1 Year 7.9%
3 Year 7.5%
5 Year 8.2%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8.4%
2018 7.5%
2017 6.9%
2016 9.8%
2015 9.1%
2014 14.8%
2013 3.1%
2012 9.4%
2011
2010
Fund Manager information for ICICI Prudential Ultra Short Term Fund
NameSinceTenure
Manish Banthia15 Nov 163.13 Yr.
Ritesh Lunawat15 Jun 172.55 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash35.28%
Debt64.72%
Debt Sector Allocation
SectorValue
Corporate64.97%
Cash Equivalent26.01%
Government8.34%
Securitized0.68%
Credit Quality
RatingValue
A6.27%
AA45.59%
AAA48.14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
7%₹630 Cr
Nabha Power Limited
Debentures | -
3%₹226 Cr2,250
NIRCHEM Cement Limited
Debentures | -
2%₹207 Cr2,060
MANAPPURAM FINANCE LIMITED
Debentures | -
2%₹204 Cr2,000
JSW Energy Limited
Debentures | -
2%₹200 Cr2,000
IndusInd Bank Limited
Certificate of Deposit | -
2%₹189 Cr20,000
↑ 20,000
Power Finance Corporation Ltd.
Debentures | -
2%₹176 Cr1,750
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Debentures | -
2%₹151 Cr1,500
Tata Value Homes Limited
Debentures | -
2%₹151 Cr1,500
Aspire Home Finance Corporation Limited
Debentures | -
2%₹150 Cr1,500

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2019 was 8.5% , 2018 was 7.6% and 2017 was 7.2% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (27 Mar 20) ₹396.97 ↑ 4.92   (1.26 %)
Net Assets (Cr) ₹16,489 on 29 Feb 20
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.35
Sharpe Ratio 9.54
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.5%
Effective Maturity 6 Months 18 Days
Modified Duration 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹10,000
29 Feb 16₹10,865
28 Feb 17₹11,878
28 Feb 18₹12,704
28 Feb 19₹13,727
29 Feb 20₹14,849

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20

DurationReturns
1 Month 0.2%
3 Month 1.4%
6 Month 3.3%
1 Year 7.8%
3 Year 7.7%
5 Year 8.1%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
2013 9.5%
2012 9.7%
2011 9.2%
2010 5.8%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha11 Oct 145.23 Yr.
Kaustubh Gupta15 Jul 118.47 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash42.08%
Debt57.92%
Debt Sector Allocation
SectorValue
Corporate56.49%
Cash Equivalent26.48%
Government16.79%
Securitized0.24%
Credit Quality
RatingValue
AA8.08%
AAA91.92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Power Finance Corporation Ltd.
Debentures | -
4%₹724 Cr7,200
↑ 2,550
National Bank For Agriculture And Rural Development
Commercial Paper | -
4%₹683 Cr14,000
↑ 14,000
Reliance Industries Limited
Debentures | -
3%₹542 Cr5,400
↑ 4,250
Reliance Jio Infocomm Limited
Commercial Paper | -
3%₹492 Cr10,000
↑ 10,000
Reliance Retail Limited
Commercial Paper | -
3%₹425 Cr8,500
6.25% Indusind Bank Limited (26/03/2020)
Net Current Assets | -
2%₹400 Cr
The Tata Power Company Limited
Commercial Paper | -
2%₹393 Cr8,000
Shriram Transport Finance Company Limited
Debentures | -
2%₹349 Cr3,500
↑ 3,500
IndusInd Bank Limited
Certificate of Deposit | -
2%₹330 Cr35,000
↑ 35,000
Rec Limited
Debentures | -
2%₹326 Cr3,250

3. Indiabulls Ultra Short Term Fund

To provide liquidity with returns commensurate with low risk through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 6 Jan 12. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 17 in Ultrashort Bond category.  Return for 2019 was 7.6% , 2018 was 7.1% and 2017 was 6.9% .

Below is the key information for Indiabulls Ultra Short Term Fund

Indiabulls Ultra Short Term Fund
Growth
Launch Date 6 Jan 12
NAV (27 Mar 20) ₹1,938.89 ↑ 12.21   (0.63 %)
Net Assets (Cr) ₹256 on 29 Feb 20
Category Debt - Ultrashort Bond
AMC Indiabulls Asset Management Company Ltd.
Rating
Risk Moderately Low
Expense Ratio 0.7
Sharpe Ratio 7.42
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹10,000
29 Feb 16₹10,855
28 Feb 17₹11,814
28 Feb 18₹12,610
28 Feb 19₹13,539
29 Feb 20₹14,511

Indiabulls Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Indiabulls Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20

DurationReturns
1 Month 0.7%
3 Month 1.6%
6 Month 3.2%
1 Year 7.1%
3 Year 7.2%
5 Year 7.7%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 7.6%
2018 7.1%
2017 6.9%
2016 8.8%
2015 8.8%
2014 9.3%
2013 8.8%
2012
2011
2010
Fund Manager information for Indiabulls Ultra Short Term Fund
NameSinceTenure
Vikrant Mehta20 Jun 190.53 Yr.
Malay Shah22 Aug 145.36 Yr.
Sourabh Sharma17 Jan 190.95 Yr.

Data below for Indiabulls Ultra Short Term Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash92.42%
Debt7.58%
Debt Sector Allocation
SectorValue
Corporate59.46%
Cash Equivalent35.99%
Government4.55%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Limited
Certificate of Deposit | -
10%₹25 Cr2,500,000
↑ 2,500,000
BIRLA GROUP HOLDINGS PRIVATE LIMITED
Commercial Paper | -
10%₹25 Cr2,500,000
↑ 2,500,000
IndusInd Bank Limited
Certificate of Deposit | -
10%₹25 Cr2,500,000
Small Industries Development Bank Of India
Commercial Paper | -
10%₹24 Cr2,500,000
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
8%₹21 Cr2,100,000
Andhra Bank
Certificate of Deposit | -
7%₹18 Cr1,850,000
Export-Import Bank Of India
Commercial Paper | -
7%₹18 Cr1,850,000
Axis Bank Limited
Certificate of Deposit | -
7%₹18 Cr1,850,000
Aditya Birla Finance Limited
Commercial Paper | -
6%₹15 Cr1,500,000
↑ 1,500,000
48 DCMB 23032020
Sovereign Bonds | -
5%₹14 Cr1,400,000
↑ 1,400,000

4. Kotak Savings Fund

(Erstwhile Kotak Treasury Advantage Fund)

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Savings Fund is a Debt - Ultrashort Bond fund was launched on 13 Aug 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 44 in Ultrashort Bond category.  Return for 2019 was 7.8% , 2018 was 7.4% and 2017 was 6.7% .

Below is the key information for Kotak Savings Fund

Kotak Savings Fund
Growth
Launch Date 13 Aug 04
NAV (27 Mar 20) ₹32.0411 ↑ 0.29   (0.91 %)
Net Assets (Cr) ₹12,951 on 29 Feb 20
Category Debt - Ultrashort Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.68
Sharpe Ratio 8.07
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.04%
Effective Maturity 5 Months 23 Days
Modified Duration 5 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹10,000
29 Feb 16₹10,834
28 Feb 17₹11,732
28 Feb 18₹12,490
28 Feb 19₹13,462
29 Feb 20₹14,471

Kotak Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Kotak Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20

DurationReturns
1 Month 0.3%
3 Month 1.4%
6 Month 3.1%
1 Year 7.1%
3 Year 7.2%
5 Year 7.6%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2019 7.8%
2018 7.4%
2017 6.7%
2016 8.2%
2015 8.6%
2014 9.4%
2013 8.9%
2012 9.6%
2011 9.2%
2010 5.7%
Fund Manager information for Kotak Savings Fund
NameSinceTenure
Deepak Agrawal15 Apr 0811.63 Yr.

Data below for Kotak Savings Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash53.74%
Debt46.26%
Debt Sector Allocation
SectorValue
Corporate55.88%
Cash Equivalent23.71%
Government18.09%
Securitized2.32%
Credit Quality
RatingValue
AA10.46%
AAA89.54%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
8.27% Govt Stock 2020
Sovereign Bonds | -
11%₹1,482 Cr147,000,000
↑ 147,000,000
LIC Housing Finance Limited
Commercial Paper | -
4%₹504 Cr10,400
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
4%₹499 Cr10,300
IndusInd Bank Limited
Certificate of Deposit | -
4%₹493 Cr50,000
IndusInd Bank Limited
Certificate of Deposit | -
4%₹493 Cr50,000
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -
4%₹489 Cr50,000
Rural Electrification Corporation Limited
Debentures | -
4%₹460 Cr4,550
↑ 1,450
Triparty Repo
CBLO/Reverse Repo | -
3%₹451 Cr
National Bank For Agriculture And Rural Development
Commercial Paper | -
3%₹442 Cr9,000
↓ -1,000
Axis Bank Limited
Certificate of Deposit | -
3%₹391 Cr40,000

5. BOI AXA Ultra Short Duration Fund

(Erstwhile BOI AXA Treasury Advantage Fund)

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. Further, there is also no assurance that the investment objective of the Scheme will be achieved.

BOI AXA Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 16 Jul 08. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 9 in Ultrashort Bond category.  Return for 2019 was 7.5% , 2018 was 7.6% and 2017 was 8% .

Below is the key information for BOI AXA Ultra Short Duration Fund

BOI AXA Ultra Short Duration Fund
Growth
Launch Date 16 Jul 08
NAV (27 Mar 20) ₹2,413.9 ↑ 19.39   (0.81 %)
Net Assets (Cr) ₹295 on 29 Feb 20
Category Debt - Ultrashort Bond
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Moderately Low
Expense Ratio 0.63
Sharpe Ratio 8.45
Information Ratio 1.58
Alpha Ratio -0.73
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.64%
Effective Maturity 5 Months 21 Days
Modified Duration 5 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹10,000
29 Feb 16₹10,854
28 Feb 17₹11,888
28 Feb 18₹12,778
28 Feb 19₹13,767
29 Feb 20₹14,760

BOI AXA Ultra Short Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for BOI AXA Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20

DurationReturns
1 Month 0.3%
3 Month 1.3%
6 Month 2.9%
1 Year 6.9%
3 Year 7.4%
5 Year 8%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 7.5%
2018 7.6%
2017 8%
2016 9.1%
2015 8.7%
2014 9.3%
2013 9.2%
2012 8.5%
2011 8.2%
2010 5%
Fund Manager information for BOI AXA Ultra Short Duration Fund
NameSinceTenure
Amit Modani5 Dec 181.16 Yr.

Data below for BOI AXA Ultra Short Duration Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash79.92%
Debt20.08%
Debt Sector Allocation
SectorValue
Cash Equivalent54.41%
Corporate26.99%
Government18.6%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Cblo
CBLO | -
14%₹42 Cr
NTPC Limited
Debentures | -
8%₹25 Cr2,500,000
MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
Debentures | -
8%₹25 Cr2,500,000
NATIONAL HOUSING BANK
Debentures | -
8%₹25 Cr2,500,000
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
8%₹25 Cr2,500,000
ICICI Bank Limited
Certificate of Deposit | -
8%₹25 Cr2,500,000
Export-Import Bank Of India
Certificate of Deposit | -
8%₹25 Cr2,500,000
INDIAN BANK
Certificate of Deposit | -
8%₹25 Cr2,500,000
Axis Bank Limited
Certificate of Deposit | -
8%₹24 Cr2,500,000
National Bank For Agriculture And Rural Development
Certificate of Deposit | -
7%₹21 Cr2,100,000

6. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Invesco India Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 30 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 40 in Ultrashort Bond category.  Return for 2019 was 7.6% , 2018 was 7.3% and 2017 was 7.1% .

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund
Growth
Launch Date 30 Dec 10
NAV (27 Mar 20) ₹2,035.56 ↑ 17.52   (0.87 %)
Net Assets (Cr) ₹560 on 29 Feb 20
Category Debt - Ultrashort Bond
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 0.53
Sharpe Ratio 7.17
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.03%
Effective Maturity 5 Months 18 Days
Modified Duration 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹10,000
29 Feb 16₹10,743
28 Feb 17₹11,725
28 Feb 18₹12,518
28 Feb 19₹13,469
29 Feb 20₹14,442

Invesco India Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20

DurationReturns
1 Month 0.3%
3 Month 1.2%
6 Month 2.8%
1 Year 6.8%
3 Year 7.1%
5 Year 7.7%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 7.6%
2018 7.3%
2017 7.1%
2016 9.1%
2015 8.3%
2014 10.1%
2013 6.1%
2012 8.9%
2011 8.2%
2010
Fund Manager information for Invesco India Ultra Short Term Fund
NameSinceTenure
Sujoy Das4 Jan 200 Yr.
Krishna Cheemalapati4 Jan 200 Yr.

Data below for Invesco India Ultra Short Term Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash35.15%
Debt64.85%
Debt Sector Allocation
SectorValue
Corporate78%
Government17.14%
Cash Equivalent4.86%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI BANK LIMITED
Certificate of Deposit | -
10%₹54 Cr5,500,000
LARSEN AND TOUBRO LIMITED
Debentures | -
9%₹50 Cr5,000,000
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Debentures | -
8%₹45 Cr4,500,000
↓ -50,000
Reliance Industries Limited
Debentures | -
7%₹40 Cr4,000,000
↑ 4,000,000
Rural Electrification Corporation Limited
Debentures | -
5%₹25 Cr2,500,000
Housing Development Finance Corporation Limited
Debentures | -
5%₹25 Cr2,500,000
POWER FINANCE CORPORATION LIMITED
Debentures | -
5%₹25 Cr2,500,000
REC LIMITED
Debentures | -
5%₹25 Cr2,500,000
Power Finance Corporation Ltd.
Debentures | -
5%₹25 Cr2,500,000
HDB Financial Services Limited
Debentures | -
4%₹25 Cr2,500,000

7. DSP BlackRock Money Manager Fund

"The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized."

DSP BlackRock Money Manager Fund is a Debt - Ultrashort Bond fund was launched on 31 Jul 06. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 75 in Ultrashort Bond category.  Return for 2019 was 7.3% , 2018 was 5% and 2017 was 6% .

Below is the key information for DSP BlackRock Money Manager Fund

DSP BlackRock Money Manager Fund
Growth
Launch Date 31 Jul 06
NAV (27 Mar 20) ₹2,595.24 ↑ 18.89   (0.73 %)
Net Assets (Cr) ₹2,594 on 29 Feb 20
Category Debt - Ultrashort Bond
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately Low
Expense Ratio 1
Sharpe Ratio 7.75
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.85%
Effective Maturity 4 Months 10 Days
Modified Duration 4 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹10,000
29 Feb 16₹10,765
28 Feb 17₹11,575
28 Feb 18₹12,269
28 Feb 19₹12,915
29 Feb 20₹13,809

DSP BlackRock Money Manager Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for DSP BlackRock Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20

DurationReturns
1 Month 0.3%
3 Month 1.2%
6 Month 2.7%
1 Year 6.6%
3 Year 6%
5 Year 6.6%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 7.3%
2018 5%
2017 6%
2016 7.5%
2015 7.9%
2014 8.8%
2013 9.2%
2012 8.9%
2011 8.5%
2010 5%
Fund Manager information for DSP BlackRock Money Manager Fund
NameSinceTenure
Kedar Karnik17 Jul 163.46 Yr.
Rahul Vekaria15 Feb 181.87 Yr.

Data below for DSP BlackRock Money Manager Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash71.78%
Debt28.22%
Debt Sector Allocation
SectorValue
Corporate70.95%
Government17.66%
Cash Equivalent11.39%
Credit Quality
RatingValue
AA2.77%
AAA97.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Power Finance Corporation Ltd.
Debentures | -
5%₹138 Cr1,300
Export-Import Bank Of India
Commercial Paper | -
4%₹98 Cr2,000
↑ 2,000
Kotak Mahindra Bank Limited
Certificate of Deposit | -
4%₹98 Cr10,000
Rural Electrification Corporation Limited
Debentures | -
4%₹98 Cr950
Tata Housing Development Company Limited
Commercial Paper | -
4%₹98 Cr2,000
↑ 2,000
Axis Bank Limited
Certificate of Deposit | -
4%₹98 Cr10,000
Kotak Mahindra Prime Limited
Commercial Paper | -
4%₹98 Cr2,000
Net Receivables/Payables
Net Current Assets | -
4%₹97 Cr
Power Finance Corporation Ltd.
Debentures | -
3%₹79 Cr750
↑ 750
Axis Bank Limited
Certificate of Deposit | -
3%₹74 Cr7,500

8. IDBI Ultra Short Term Fund

The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized.

IDBI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 Sep 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 78 in Ultrashort Bond category.  Return for 2019 was 6.9% , 2018 was 6.9% and 2017 was 5.8% .

Below is the key information for IDBI Ultra Short Term Fund

IDBI Ultra Short Term Fund
Growth
Launch Date 3 Sep 10
NAV (27 Mar 20) ₹2,072.65 ↑ 16.97   (0.83 %)
Net Assets (Cr) ₹229 on 29 Feb 20
Category Debt - Ultrashort Bond
AMC IDBI Asset Management Limited
Rating
Risk Moderately Low
Expense Ratio 0.89
Sharpe Ratio 0.63
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.01%
Effective Maturity 5 Months 28 Days
Modified Duration 4 Months 27 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹10,000
29 Feb 16₹10,762
28 Feb 17₹11,597
28 Feb 18₹12,258
28 Feb 19₹13,138
29 Feb 20₹14,044

IDBI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for IDBI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20

DurationReturns
1 Month 0.3%
3 Month 1.4%
6 Month 3.2%
1 Year 6.5%
3 Year 6.6%
5 Year 7%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.9%
2018 6.9%
2017 5.8%
2016 7.9%
2015 7.8%
2014 8.7%
2013 9.2%
2012 9.7%
2011 9.3%
2010
Fund Manager information for IDBI Ultra Short Term Fund
NameSinceTenure
Bhupesh Kalyani1 Feb 172.91 Yr.

Data below for IDBI Ultra Short Term Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash80.23%
Debt19.77%
Debt Sector Allocation
SectorValue
Corporate57.53%
Cash Equivalent27.55%
Government14.92%
Credit Quality
RatingValue
A9.83%
AA11.29%
AAA78.89%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
20%₹45 Cr4,538,161
↑ 1,538,747
Punjab National Bank
Debentures | -
7%₹17 Cr1,700,000
Kotak Mahindra Bank Limited
Certificate of Deposit | -
7%₹15 Cr1,500,000
AXIS BANK LIMITED
Certificate of Deposit | -
7%₹15 Cr1,500,000
↑ 1,500,000
Rashtriya Chemicals And Fertilizers Limited
Commercial Paper | -
7%₹15 Cr1,500,000
Redington (India) Limited
Commercial Paper | -
7%₹15 Cr1,500,000
Reliance Jio Infocomm Limited
Commercial Paper | -
6%₹15 Cr1,500,000
IndusInd Bank Limited
Certificate of Deposit | -
6%₹15 Cr1,500,000
The Tata Power Company Limited
Commercial Paper | -
6%₹15 Cr1,500,000
Reliance Industries Limited
Commercial Paper | -
6%₹15 Cr1,500,000

9. Baroda Pioneer Liquid Fund

To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 22 in Liquid Fund category.  Return for 2019 was 6.6% , 2018 was 7.5% and 2017 was 6.7% .

Below is the key information for Baroda Pioneer Liquid Fund

Baroda Pioneer Liquid Fund
Growth
Launch Date 5 Feb 09
NAV (27 Mar 20) ₹2,271.3 ↑ 9.84   (0.44 %)
Net Assets (Cr) ₹8,706 on 29 Feb 20
Category Debt - Liquid Fund
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating
Risk Low
Expense Ratio 0.23
Sharpe Ratio 15.06
Information Ratio -1.27
Alpha Ratio 0.43
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.15%
Effective Maturity 16 Days
Modified Duration 18 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹10,000
29 Feb 16₹10,827
28 Feb 17₹11,649
28 Feb 18₹12,426
28 Feb 19₹13,365
29 Feb 20₹14,207

Baroda Pioneer Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Baroda Pioneer Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20

DurationReturns
1 Month 0.6%
3 Month 1.5%
6 Month 2.9%
1 Year 6.3%
3 Year 6.9%
5 Year 7.3%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.6%
2018 7.5%
2017 6.7%
2016 7.8%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
2011 9%
2010 5.5%
Fund Manager information for Baroda Pioneer Liquid Fund
NameSinceTenure
Hetal Shah5 Feb 0910.91 Yr.
Alok Sahoo5 Feb 0910.91 Yr.

Data below for Baroda Pioneer Liquid Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent69.36%
Corporate28.09%
Government2.55%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
16%₹1,383 Cr
91 DTB 20022020
Sovereign Bonds | -
12%₹1,097 Cr110,000,000
↑ 90,000,000
63 DCMB 17032020
Sovereign Bonds | -
9%₹750 Cr75,500,000
↑ 75,500,000
182 Days Tbill 14022020
Sovereign Bonds | -
6%₹499 Cr50,000,000
↑ 50,000,000
91 DTB 12032020
Sovereign Bonds | -
6%₹497 Cr50,000,000
76 DCMB 17032020
Sovereign Bonds | -
5%₹422 Cr42,500,000
Syndicate Bank
Certificate of Deposit | -
3%₹299 Cr30,000
91 Days Tbill 05032020
Sovereign Bonds | -
3%₹299 Cr30,000,000
182 DTB 12032020
Sovereign Bonds | -
3%₹298 Cr30,000,000
Reliance Industries Limited
Commercial Paper | -
3%₹250 Cr5,000
↑ 5,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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