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Fincash » Mutual Funds » Best SIP Plans for a Year

9 Best SIP Plans for 1 Year Investment 2025

Updated on August 6, 2025 , 120756 views

Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan.

SIP investment is one of the most disciplined Investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

SIP

Why Invest in a SIP?

SIP investment in Mutual Funds is the most convenient way to inculcate the habit of saving. Too often the youngest generation of earning people do not save much. To have a Systematic Investment Plan one does not require a massive amount of investing as the starting amount is as low as Rs 500, and some funds even offer SIP for INR 100 monthly. From an early age, one can get into the habit of making their savings as a form of investment. SIP, thereby sets aside a fixed amount to be saved during each month. Systematic Investment Plans are therefore one of the most important tools of smart investing.

SIP’s help you prepare for your Financial goals in a hassle-free manner. Having a SIP is extremely convenient as the Mutual Funds require the paperwork to be done only one time after which the monthly amounts are debited from the Bank account directly without intervention. As a result, SIP’s do not require the efforts required by other investments & savings options.

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Best SIP Plans for 1 Year Investment in FY 25 - 26

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹553.023
↑ 0.11
₹20,228 1,000 24.18.17.47.96.72%5M 26D6M 29D
ICICI Prudential Ultra Short Term Fund Growth ₹27.9186
↑ 0.00
₹16,051 1,000 1.83.97.57.17.56.79%5M 12D7M 24D
Invesco India Ultra Short Term Fund Growth ₹2,717.28
↑ 0.32
₹1,006 1,000 1.73.87.46.97.56.59%5M 16D5M 24D
Kotak Savings Fund Growth ₹43.2017
↑ 0.01
₹15,527 1,000 1.83.87.36.97.26.49%5M 12D5M 19D
Nippon India Ultra Short Duration Fund Growth ₹4,058.29
↑ 0.53
₹9,543 100 1.73.77.36.97.26.71%5M 14D7M 29D
UTI Ultra Short Term Fund Growth ₹4,269.38
↑ 0.50
₹4,551 500 1.73.77.26.87.26.46%5M 12D5M 19D
DSP Money Manager Fund Growth ₹3,430.11
↑ 0.45
₹3,882 500 1.63.87.26.76.96.34%5M 19D6M 7D
BOI AXA Liquid Fund Growth ₹3,026.37
↑ 0.46
₹2,088 1,000 1.63.47.17.17.45.85%1M 28D1M 24D
Indiabulls Liquid Fund Growth ₹2,540.55
↑ 0.33
₹328 500 1.53.476.97.45.87%1M 28D1M 29D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25

Research Highlights & Commentary of 9 Funds showcased

CommentaryAditya Birla Sun Life Savings FundICICI Prudential Ultra Short Term FundInvesco India Ultra Short Term FundKotak Savings FundNippon India Ultra Short Duration FundUTI Ultra Short Term FundDSP Money Manager FundBOI AXA Liquid FundIndiabulls Liquid Fund
Point 1Highest AUM (₹20,228 Cr).Top quartile AUM (₹16,051 Cr).Bottom quartile AUM (₹1,006 Cr).Upper mid AUM (₹15,527 Cr).Upper mid AUM (₹9,543 Cr).Lower mid AUM (₹4,551 Cr).Lower mid AUM (₹3,882 Cr).Bottom quartile AUM (₹2,088 Cr).Bottom quartile AUM (₹328 Cr).
Point 2Established history (22+ yrs).Established history (14+ yrs).Established history (14+ yrs).Established history (21+ yrs).Oldest track record among peers (23 yrs).Established history (21+ yrs).Established history (19+ yrs).Established history (17+ yrs).Established history (13+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Rating: 4★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (bottom quartile).Rating: 5★ (top quartile).
Point 4Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Low.
Point 51Y return: 8.07% (top quartile).1Y return: 7.55% (top quartile).1Y return: 7.41% (upper mid).1Y return: 7.32% (upper mid).1Y return: 7.29% (lower mid).1Y return: 7.23% (lower mid).1Y return: 7.22% (bottom quartile).1Y return: 7.07% (bottom quartile).1Y return: 7.05% (bottom quartile).
Point 61M return: 0.50% (top quartile).1M return: 0.48% (top quartile).1M return: 0.45% (lower mid).1M return: 0.46% (lower mid).1M return: 0.47% (upper mid).1M return: 0.44% (bottom quartile).1M return: 0.41% (bottom quartile).1M return: 0.46% (upper mid).1M return: 0.45% (bottom quartile).
Point 7Sharpe: 3.55 (top quartile).Sharpe: 2.79 (upper mid).Sharpe: 2.72 (lower mid).Sharpe: 2.10 (bottom quartile).Sharpe: 2.26 (lower mid).Sharpe: 2.18 (bottom quartile).Sharpe: 1.65 (bottom quartile).Sharpe: 4.68 (top quartile).Sharpe: 3.32 (upper mid).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.31 (top quartile).Information ratio: -1.49 (bottom quartile).
Point 9Yield to maturity (debt): 6.72% (top quartile).Yield to maturity (debt): 6.79% (top quartile).Yield to maturity (debt): 6.59% (upper mid).Yield to maturity (debt): 6.49% (lower mid).Yield to maturity (debt): 6.71% (upper mid).Yield to maturity (debt): 6.46% (lower mid).Yield to maturity (debt): 6.34% (bottom quartile).Yield to maturity (debt): 5.85% (bottom quartile).Yield to maturity (debt): 5.87% (bottom quartile).
Point 10Modified duration: 0.49 yrs (bottom quartile).Modified duration: 0.45 yrs (upper mid).Modified duration: 0.46 yrs (bottom quartile).Modified duration: 0.45 yrs (lower mid).Modified duration: 0.45 yrs (lower mid).Modified duration: 0.45 yrs (upper mid).Modified duration: 0.47 yrs (bottom quartile).Modified duration: 0.16 yrs (top quartile).Modified duration: 0.16 yrs (top quartile).

Aditya Birla Sun Life Savings Fund

  • Highest AUM (₹20,228 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.07% (top quartile).
  • 1M return: 0.50% (top quartile).
  • Sharpe: 3.55 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.72% (top quartile).
  • Modified duration: 0.49 yrs (bottom quartile).

ICICI Prudential Ultra Short Term Fund

  • Top quartile AUM (₹16,051 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 7.55% (top quartile).
  • 1M return: 0.48% (top quartile).
  • Sharpe: 2.79 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.79% (top quartile).
  • Modified duration: 0.45 yrs (upper mid).

Invesco India Ultra Short Term Fund

  • Bottom quartile AUM (₹1,006 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 7.41% (upper mid).
  • 1M return: 0.45% (lower mid).
  • Sharpe: 2.72 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.59% (upper mid).
  • Modified duration: 0.46 yrs (bottom quartile).

Kotak Savings Fund

  • Upper mid AUM (₹15,527 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.32% (upper mid).
  • 1M return: 0.46% (lower mid).
  • Sharpe: 2.10 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.49% (lower mid).
  • Modified duration: 0.45 yrs (lower mid).

Nippon India Ultra Short Duration Fund

  • Upper mid AUM (₹9,543 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 7.29% (lower mid).
  • 1M return: 0.47% (upper mid).
  • Sharpe: 2.26 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.71% (upper mid).
  • Modified duration: 0.45 yrs (lower mid).

UTI Ultra Short Term Fund

  • Lower mid AUM (₹4,551 Cr).
  • Established history (21+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.23% (lower mid).
  • 1M return: 0.44% (bottom quartile).
  • Sharpe: 2.18 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.46% (lower mid).
  • Modified duration: 0.45 yrs (upper mid).

DSP Money Manager Fund

  • Lower mid AUM (₹3,882 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.22% (bottom quartile).
  • 1M return: 0.41% (bottom quartile).
  • Sharpe: 1.65 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.34% (bottom quartile).
  • Modified duration: 0.47 yrs (bottom quartile).

BOI AXA Liquid Fund

  • Bottom quartile AUM (₹2,088 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 7.07% (bottom quartile).
  • 1M return: 0.46% (upper mid).
  • Sharpe: 4.68 (top quartile).
  • Information ratio: 0.31 (top quartile).
  • Yield to maturity (debt): 5.85% (bottom quartile).
  • Modified duration: 0.16 yrs (top quartile).

Indiabulls Liquid Fund

  • Bottom quartile AUM (₹328 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: Low.
  • 1Y return: 7.05% (bottom quartile).
  • 1M return: 0.45% (bottom quartile).
  • Sharpe: 3.32 (upper mid).
  • Information ratio: -1.49 (bottom quartile).
  • Yield to maturity (debt): 5.87% (bottom quartile).
  • Modified duration: 0.16 yrs (top quartile).

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Research Highlights for Aditya Birla Sun Life Savings Fund

  • Highest AUM (₹20,228 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.07% (top quartile).
  • 1M return: 0.50% (top quartile).
  • Sharpe: 3.55 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.72% (top quartile).
  • Modified duration: 0.49 yrs (bottom quartile).
  • Average maturity: 0.58 yrs (bottom quartile).
  • Exit load: NIL.
  • Top sector: Financial Services.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Conservative stance with elevated cash (~36%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Shriram Finance Limited (~3.0%).

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (08 Aug 25) ₹553.023 ↑ 0.11   (0.02 %)
Net Assets (Cr) ₹20,228 on 15 Jul 25
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.54
Sharpe Ratio 3.55
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.72%
Effective Maturity 6 Months 29 Days
Modified Duration 5 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,459
31 Jul 22₹10,860
31 Jul 23₹11,598
31 Jul 24₹12,461
31 Jul 25₹13,467

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.5%
3 Month 2%
6 Month 4.1%
1 Year 8.1%
3 Year 7.4%
5 Year 6.1%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 7.2%
2022 4.8%
2021 3.9%
2020 7%
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha20 Jun 1411.12 Yr.
Kaustubh Gupta15 Jul 1114.06 Yr.
Monika Gandhi22 Mar 214.36 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 15 Jul 25

Asset Allocation
Asset ClassValue
Cash36.33%
Debt63.4%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate64.44%
Cash Equivalent20.11%
Government15.18%
Credit Quality
RatingValue
AA36.06%
AAA64.07%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shriram Finance Limited
Debentures | -
3%₹614 Cr60,000
Nirma Limited
Debentures | -
2%₹489 Cr48,500
Gujarat (Government of)
- | -
2%₹378 Cr37,500,000
Axis Bank Ltd.
Debentures | -
2%₹366 Cr7,500
↑ 500
Bharti Telecom Limited
Debentures | -
2%₹362 Cr3,600
Mankind Pharma Limited
Debentures | -
2%₹349 Cr34,500
Bharti Telecom Limited
Debentures | -
2%₹322 Cr3,200
↑ 500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹317 Cr3,150
Avanse Financial Services Limited
Debentures | -
1%₹302 Cr30,000
ICICI Home Finance Company Limited
Debentures | -
1%₹270 Cr27,000

2. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

Research Highlights for ICICI Prudential Ultra Short Term Fund

  • Top quartile AUM (₹16,051 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 7.55% (top quartile).
  • 1M return: 0.48% (top quartile).
  • Sharpe: 2.79 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.79% (top quartile).
  • Modified duration: 0.45 yrs (upper mid).
  • Average maturity: 0.65 yrs (bottom quartile).
  • Exit load: 0-1 Months (0.5%),1 Months and above(NIL).
  • Top sector: Energy.
  • Top bond sector: Corporate.
  • Conservative stance with elevated cash (~49%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.11% Govt Stock 2028 (~4.8%).

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund
Growth
Launch Date 3 May 11
NAV (08 Aug 25) ₹27.9186 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹16,051 on 30 Jun 25
Category Debt - Ultrashort Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.86
Sharpe Ratio 2.79
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity 6.79%
Effective Maturity 7 Months 24 Days
Modified Duration 5 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,473
31 Jul 22₹10,862
31 Jul 23₹11,576
31 Jul 24₹12,411
31 Jul 25₹13,351

ICICI Prudential Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.5%
3 Month 1.8%
6 Month 3.9%
1 Year 7.5%
3 Year 7.1%
5 Year 6%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.5%
2023 6.9%
2022 4.5%
2021 4%
2020 6.5%
2019 8.4%
2018 7.5%
2017 6.9%
2016 9.8%
2015 9.1%
Fund Manager information for ICICI Prudential Ultra Short Term Fund
NameSinceTenure
Manish Banthia15 Nov 168.71 Yr.
Ritesh Lunawat15 Jun 178.13 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash48.61%
Debt51.13%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate57.81%
Cash Equivalent25.49%
Government16.45%
Credit Quality
RatingValue
AA18.42%
AAA81.58%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.11% Govt Stock 2028
Sovereign Bonds | -
5%₹835 Cr82,500,000
LIC Housing Finance Ltd
Debentures | -
3%₹603 Cr6,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹581 Cr57,500
↑ 10,000
182 Days Tbill
Sovereign Bonds | -
3%₹496 Cr50,000,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹377 Cr3,750
Vedanta Limited
Debentures | -
2%₹301 Cr30,000
Piramal Finance Limited
Debentures | -
2%₹275 Cr27,500
Small Industries Development Bank Of India
Debentures | -
1%₹253 Cr25,000
Larsen And Toubro Limited
Debentures | -
1%₹251 Cr25,000
LIC Housing Finance Ltd
Debentures | -
1%₹226 Cr2,250

3. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Research Highlights for Invesco India Ultra Short Term Fund

  • Bottom quartile AUM (₹1,006 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 7.41% (upper mid).
  • 1M return: 0.45% (lower mid).
  • Sharpe: 2.72 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.59% (upper mid).
  • Modified duration: 0.46 yrs (bottom quartile).
  • Average maturity: 0.48 yrs (lower mid).
  • Exit load: NIL.
  • Top bond sector: Corporate.
  • Conservative stance with elevated cash (~51%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding India (Republic of) (~4.4%).

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund
Growth
Launch Date 30 Dec 10
NAV (08 Aug 25) ₹2,717.28 ↑ 0.32   (0.01 %)
Net Assets (Cr) ₹1,006 on 30 Jun 25
Category Debt - Ultrashort Bond
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 0.74
Sharpe Ratio 2.72
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.59%
Effective Maturity 5 Months 24 Days
Modified Duration 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,318
31 Jul 22₹10,639
31 Jul 23₹11,299
31 Jul 24₹12,109
31 Jul 25₹13,009

Invesco India Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3.8%
1 Year 7.4%
3 Year 6.9%
5 Year 5.4%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.5%
2023 6.6%
2022 4.1%
2021 3%
2020 5.1%
2019 7.6%
2018 7.3%
2017 7.1%
2016 9.1%
2015 8.3%
Fund Manager information for Invesco India Ultra Short Term Fund
NameSinceTenure
Krishna Cheemalapati4 Jan 205.58 Yr.
Vikas Garg27 Jul 214.02 Yr.

Data below for Invesco India Ultra Short Term Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash50.52%
Debt49.13%
Other0.35%
Debt Sector Allocation
SectorValue
Corporate60.06%
Cash Equivalent28.53%
Government11.06%
Credit Quality
RatingValue
AA24.4%
AAA75.6%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
4%₹49 Cr5,000,000
India (Republic of)
- | -
4%₹49 Cr5,000,000
↑ 5,000,000
Summit Digitel Infrastructure Limited
Debentures | -
4%₹40 Cr4,000,000
↑ 2,500,000
Power Finance Corporation Limited
Debentures | -
2%₹25 Cr2,500,000
↑ 2,500,000
Rural Electrification Corporation Limited
Debentures | -
2%₹25 Cr2,500,000
↑ 2,500,000
ICICI Home Finance Company Limited
Debentures | -
2%₹25 Cr2,500,000
↑ 2,500,000
Cholamandalam Investment And Finance Company Limited
Debentures | -
2%₹25 Cr2,500,000
TATA Projects Limited
Debentures | -
2%₹25 Cr2,500,000
Torrent Power Limited
Debentures | -
2%₹25 Cr2,500,000
Godrej Industries Limited
Debentures | -
2%₹25 Cr2,500,000

4. Kotak Savings Fund

(Erstwhile Kotak Treasury Advantage Fund)

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Research Highlights for Kotak Savings Fund

  • Upper mid AUM (₹15,527 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.32% (upper mid).
  • 1M return: 0.46% (lower mid).
  • Sharpe: 2.10 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.49% (lower mid).
  • Modified duration: 0.45 yrs (lower mid).
  • Average maturity: 0.47 yrs (upper mid).
  • Exit load: NIL.
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Corporate.
  • Conservative stance with elevated cash (~59%).
  • High-quality debt (AAA/AA ~99%).
  • Largest holding 8.2% Govt Stock 2025 (~5.0%).

Below is the key information for Kotak Savings Fund

Kotak Savings Fund
Growth
Launch Date 13 Aug 04
NAV (08 Aug 25) ₹43.2017 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹15,527 on 30 Jun 25
Category Debt - Ultrashort Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.8
Sharpe Ratio 2.1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.49%
Effective Maturity 5 Months 19 Days
Modified Duration 5 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,357
31 Jul 22₹10,712
31 Jul 23₹11,406
31 Jul 24₹12,203
31 Jul 25₹13,100

Kotak Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Kotak Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.5%
3 Month 1.8%
6 Month 3.8%
1 Year 7.3%
3 Year 6.9%
5 Year 5.6%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.2%
2023 6.8%
2022 4.5%
2021 3.2%
2020 5.8%
2019 7.8%
2018 7.4%
2017 6.7%
2016 8.2%
2015 8.6%
Fund Manager information for Kotak Savings Fund
NameSinceTenure
Deepak Agrawal15 Apr 0817.31 Yr.
Manu Sharma1 Nov 222.75 Yr.

Data below for Kotak Savings Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash58.64%
Debt41.09%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate59.25%
Cash Equivalent23.38%
Government17.09%
Credit Quality
RatingValue
AA7.9%
AAA90.97%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
8.2% Govt Stock 2025
Sovereign Bonds | -
5%₹804 Cr80,000,000
Bajaj Housing Finance Limited
Debentures | -
4%₹648 Cr6,420
National Bank For Agriculture And Rural Development
Debentures | -
4%₹615 Cr61,000
↑ 5,000
Rec Limited
Debentures | -
3%₹478 Cr47,500
Mankind Pharma Limited
Debentures | -
2%₹303 Cr30,000
364 DTB 19mar2026
Sovereign Bonds | -
1%₹241 Cr25,000,000
India (Republic of)
- | -
1%₹239 Cr25,000,000
Bharti Telecom Limited
Debentures | -
1%₹226 Cr2,250
08.49 Tn SDL 2026
Sovereign Bonds | -
1%₹204 Cr20,080,000
Vedanta Limited
Debentures | -
1%₹202 Cr20,000

5. Nippon India Ultra Short Duration Fund

(Erstwhile Reliance Liquid Fund - Cash Plan)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Ultra Short Duration Fund

  • Upper mid AUM (₹9,543 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 7.29% (lower mid).
  • 1M return: 0.47% (upper mid).
  • Sharpe: 2.26 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.71% (upper mid).
  • Modified duration: 0.45 yrs (lower mid).
  • Average maturity: 0.66 yrs (bottom quartile).
  • Exit load: NIL.
  • Top sector: Financial Services.
  • Top bond sector: Corporate.
  • Conservative stance with elevated cash (~47%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Bank of India Ltd. (~5.0%).

Below is the key information for Nippon India Ultra Short Duration Fund

Nippon India Ultra Short Duration Fund
Growth
Launch Date 7 Dec 01
NAV (08 Aug 25) ₹4,058.29 ↑ 0.53   (0.01 %)
Net Assets (Cr) ₹9,543 on 30 Jun 25
Category Debt - Ultrashort Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 1.14
Sharpe Ratio 2.26
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.71%
Effective Maturity 7 Months 29 Days
Modified Duration 5 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,943
31 Jul 22₹11,358
31 Jul 23₹12,082
31 Jul 24₹12,928
31 Jul 25₹13,871

Nippon India Ultra Short Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3.7%
1 Year 7.3%
3 Year 6.9%
5 Year 6.8%
10 Year
15 Year
Since launch 6.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.2%
2023 6.7%
2022 4.6%
2021 7.8%
2020 4.9%
2019 0.9%
2018 7.3%
2017 5.8%
2016 6.8%
2015 7.6%
Fund Manager information for Nippon India Ultra Short Duration Fund
NameSinceTenure
Vivek Sharma1 Oct 1311.84 Yr.
Kinjal Desai25 May 187.19 Yr.
Akshay Sharma1 Dec 222.67 Yr.

Data below for Nippon India Ultra Short Duration Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash46.67%
Debt53.05%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate60.71%
Cash Equivalent27.11%
Government11.9%
Credit Quality
RatingValue
AA15.55%
AAA84.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bank of India Ltd.
Debentures | -
5%₹495 Cr10,000
National Bank For Agriculture And Rural Development
Debentures | -
5%₹453 Cr45,000
Power Finance Corporation Limited
Debentures | -
4%₹353 Cr35,000
↑ 17,500
182 Days Tbill
Sovereign Bonds | -
3%₹248 Cr25,000,000
Vedanta Limited
Debentures | -
2%₹242 Cr24,000
LIQUID GOLD SERIES 10
Unlisted bonds | -
2%₹206 Cr82
National Bank For Agriculture And Rural Development
Debentures | -
2%₹202 Cr20,000
Small Industries Development Bank Of India
Debentures | -
2%₹201 Cr2,000
182 Days Tbill
Sovereign Bonds | -
2%₹198 Cr20,000,000
Piramal Finance Limited
Debentures | -
2%₹195 Cr19,500
↑ 9,500

6. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for UTI Ultra Short Term Fund

  • Lower mid AUM (₹4,551 Cr).
  • Established history (21+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.23% (lower mid).
  • 1M return: 0.44% (bottom quartile).
  • Sharpe: 2.18 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.46% (lower mid).
  • Modified duration: 0.45 yrs (upper mid).
  • Average maturity: 0.47 yrs (upper mid).
  • Exit load: NIL.
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Corporate.
  • Conservative stance with elevated cash (~59%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Small Industries Development Bank Of India (~3.9%).

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund
Growth
Launch Date 29 Aug 03
NAV (08 Aug 25) ₹4,269.38 ↑ 0.50   (0.01 %)
Net Assets (Cr) ₹4,551 on 30 Jun 25
Category Debt - Ultrashort Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.96
Sharpe Ratio 2.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.46%
Effective Maturity 5 Months 19 Days
Modified Duration 5 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,380
31 Jul 22₹11,011
31 Jul 23₹11,707
31 Jul 24₹12,523
31 Jul 25₹13,432

UTI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.4%
3 Month 1.7%
6 Month 3.7%
1 Year 7.2%
3 Year 6.8%
5 Year 6.1%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.2%
2023 6.7%
2022 4.2%
2021 6.1%
2020 5.3%
2019 3.3%
2018 7%
2017 6.6%
2016 8.9%
2015 8.5%
Fund Manager information for UTI Ultra Short Term Fund
NameSinceTenure
Anurag Mittal21 Jan 250.52 Yr.

Data below for UTI Ultra Short Term Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash59.33%
Debt40.49%
Other0.18%
Debt Sector Allocation
SectorValue
Corporate62.55%
Cash Equivalent29.89%
Government7.38%
Credit Quality
RatingValue
AA12.82%
AAA87.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Small Industries Development Bank Of India
Debentures | -
4%₹181 Cr1,800
Titan Company Limited
Debentures | -
3%₹151 Cr15,000
Bajaj Housing Finance Limited
Debentures | -
2%₹101 Cr1,000
LIC Housing Finance Ltd
Debentures | -
2%₹101 Cr1,000
182 Days Tbill
Sovereign Bonds | -
2%₹99 Cr1,000,000,000
↓ -500,000,000
India (Republic of)
- | -
2%₹99 Cr1,000,000,000
Shriram Finance Limited
Debentures | -
2%₹81 Cr8,000
Indian Bank
Domestic Bonds | -
2%₹72 Cr750,000,000
Indian Bank
Domestic Bonds | -
2%₹72 Cr750,000,000
LIC Housing Finance Ltd
Debentures | -
1%₹51 Cr500
↑ 500

7. DSP Money Manager Fund

"The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP Money Manager Fund

  • Lower mid AUM (₹3,882 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.22% (bottom quartile).
  • 1M return: 0.41% (bottom quartile).
  • Sharpe: 1.65 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.34% (bottom quartile).
  • Modified duration: 0.47 yrs (bottom quartile).
  • Average maturity: 0.52 yrs (lower mid).
  • Exit load: NIL.
  • Top bond sector: Corporate.
  • Conservative stance with elevated cash (~62%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 364 DTB 06112025 (~2.6%).

Below is the key information for DSP Money Manager Fund

DSP Money Manager Fund
Growth
Launch Date 31 Jul 06
NAV (08 Aug 25) ₹3,430.11 ↑ 0.45   (0.01 %)
Net Assets (Cr) ₹3,882 on 30 Jun 25
Category Debt - Ultrashort Bond
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately Low
Expense Ratio 1.02
Sharpe Ratio 1.65
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.34%
Effective Maturity 6 Months 7 Days
Modified Duration 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,310
31 Jul 22₹10,622
31 Jul 23₹11,273
31 Jul 24₹12,051
31 Jul 25₹12,924

DSP Money Manager Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for DSP Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.4%
3 Month 1.6%
6 Month 3.8%
1 Year 7.2%
3 Year 6.7%
5 Year 5.3%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.9%
2023 6.7%
2022 4.1%
2021 2.9%
2020 4.7%
2019 7.3%
2018 5%
2017 6%
2016 7.5%
2015 7.9%
Fund Manager information for DSP Money Manager Fund
NameSinceTenure
Karan Mundhra31 May 214.17 Yr.
Shalini Vasanta1 Jan 250.58 Yr.

Data below for DSP Money Manager Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash61.82%
Debt37.76%
Other0.42%
Debt Sector Allocation
SectorValue
Corporate56.48%
Cash Equivalent26.3%
Government16.79%
Credit Quality
RatingValue
AA3.98%
AAA96.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 DTB 06112025
Sovereign Bonds | -
3%₹98 Cr10,000,000
HDFC Bank Ltd.
Debentures | -
3%₹96 Cr2,000
↑ 1,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹81 Cr7,500
↑ 2,500
Bharti Telecom Limited
Debentures | -
2%₹80 Cr7,500
LIC Housing Finance Ltd
Debentures | -
2%₹78 Cr750
7.59% Govt Stock 2026
Sovereign Bonds | -
2%₹76 Cr7,500,000
HDFC Bank Ltd.
Debentures | -
2%₹72 Cr1,500
↑ 1,500
Small Industries Development Bank Of India
Debentures | -
1%₹54 Cr5,000
↑ 5,000
LIC Housing Finance Ltd
Debentures | -
1%₹53 Cr5,000
Tata Capital Housing Finance Limited
Debentures | -
1%₹53 Cr500

8. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for BOI AXA Liquid Fund

  • Bottom quartile AUM (₹2,088 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 7.07% (bottom quartile).
  • 1M return: 0.46% (upper mid).
  • Sharpe: 4.68 (top quartile).
  • Information ratio: 0.31 (top quartile).
  • Yield to maturity (debt): 5.85% (bottom quartile).
  • Modified duration: 0.16 yrs (top quartile).
  • Average maturity: 0.15 yrs (top quartile).
  • Exit load: NIL.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Conservative stance with elevated cash (~100%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Limited (~6.8%).

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund
Growth
Launch Date 16 Jul 08
NAV (10 Aug 25) ₹3,026.37 ↑ 0.46   (0.02 %)
Net Assets (Cr) ₹2,088 on 30 Jun 25
Category Debt - Liquid Fund
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Low
Expense Ratio 0.1
Sharpe Ratio 4.68
Information Ratio 0.31
Alpha Ratio 0.01
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.85%
Effective Maturity 1 Month 24 Days
Modified Duration 1 Month 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,316
31 Jul 22₹10,703
31 Jul 23₹11,416
31 Jul 24₹12,260
31 Jul 25₹13,132

BOI AXA Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.5%
3 Month 1.6%
6 Month 3.4%
1 Year 7.1%
3 Year 7.1%
5 Year 5.6%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7%
2022 4.9%
2021 3.3%
2020 4.1%
2019 6.4%
2018 7.4%
2017 6.7%
2016 7.6%
2015 8.3%
Fund Manager information for BOI AXA Liquid Fund
NameSinceTenure
Mithraem Bharucha17 Aug 213.96 Yr.

Data below for BOI AXA Liquid Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash99.71%
Other0.29%
Debt Sector Allocation
SectorValue
Cash Equivalent70.58%
Corporate18.24%
Government10.89%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Limited
Certificate of Deposit | -
7%₹124 Cr12,500,000
Bank of Baroda
Debentures | -
5%₹99 Cr10,000,000
Axis Bank Limited
Certificate of Deposit | -
5%₹99 Cr10,000,000
India (Republic of)
- | -
5%₹99 Cr10,000,000
LIC Housing Finance Ltd
Commercial Paper | -
5%₹99 Cr10,000,000
Repo
CBLO/Reverse Repo | -
5%₹93 Cr
364 DTB 15082025
Sovereign Bonds | -
4%₹75 Cr7,500,000
Sundaram Finance Limited
Commercial Paper | -
4%₹75 Cr7,500,000
Canara Bank
Certificate of Deposit | -
3%₹60 Cr6,000,000
↓ -5,000,000
Reliance Jio Infocomm Ltd.
Commercial Paper | -
3%₹50 Cr5,000,000

9. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for Indiabulls Liquid Fund

  • Bottom quartile AUM (₹328 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: Low.
  • 1Y return: 7.05% (bottom quartile).
  • 1M return: 0.45% (bottom quartile).
  • Sharpe: 3.32 (upper mid).
  • Information ratio: -1.49 (bottom quartile).
  • Yield to maturity (debt): 5.87% (bottom quartile).
  • Modified duration: 0.16 yrs (top quartile).
  • Average maturity: 0.16 yrs (top quartile).
  • Exit load: NIL.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Conservative stance with elevated cash (~100%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Reverse Repo 16-Jul-25 (~12.5%).

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund
Growth
Launch Date 27 Oct 11
NAV (08 Aug 25) ₹2,540.55 ↑ 0.33   (0.01 %)
Net Assets (Cr) ₹328 on 15 Jul 25
Category Debt - Liquid Fund
AMC Indiabulls Asset Management Company Ltd.
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio 3.32
Information Ratio -1.49
Alpha Ratio -0.1
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.87%
Effective Maturity 1 Month 29 Days
Modified Duration 1 Month 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,311
31 Jul 22₹10,663
31 Jul 23₹11,333
31 Jul 24₹12,162
31 Jul 25₹13,023

Indiabulls Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.4%
3 Month 1.5%
6 Month 3.4%
1 Year 7%
3 Year 6.9%
5 Year 5.4%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 6.8%
2022 4.6%
2021 3.1%
2020 3.9%
2019 6.6%
2018 7.3%
2017 6.7%
2016 7.8%
2015 8.5%
Fund Manager information for Indiabulls Liquid Fund
NameSinceTenure
Kaustubh Sule11 May 232.23 Yr.

Data below for Indiabulls Liquid Fund as on 15 Jul 25

Asset Allocation
Asset ClassValue
Cash99.79%
Other0.21%
Debt Sector Allocation
SectorValue
Cash Equivalent83.95%
Corporate12.11%
Government3.73%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reverse Repo 16-Jul-25
CBLO/Reverse Repo | -
13%₹41 Cr
Reliance Retail Ventures Limited
Commercial Paper | -
8%₹25 Cr2,500,000
↑ 2,500,000
Punjab National Bank
Domestic Bonds | -
8%₹25 Cr2,500,000
HDFC Bank Ltd.
Debentures | -
8%₹25 Cr2,500,000
Indian Oil Corp Ltd.
Commercial Paper | -
8%₹25 Cr2,500,000
↑ 2,500,000
LIC Housing Finance Ltd.
Commercial Paper | -
8%₹25 Cr2,500,000
Power Finance Corporation Limited
Debentures | -
7%₹25 Cr2,450,000
Bajaj Financial Securities Limited
Commercial Paper | -
7%₹24 Cr2,400,000
Bank Of Baroda
Certificate of Deposit | -
6%₹20 Cr2,000,000
Axis Bank Limited
Certificate of Deposit | -
6%₹20 Cr2,000,000
↑ 1,500,000

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FAQs

1. What is the importance of tenure in SIPs?

A: When you select SIPs, the first thing you should consider is the tenure. It is a good idea to check the tenure and then invest because you should not close your investment before completing the tenure. If you do so, you might have to pay the penalty in the form of an exit load.

2. Are one year SIPs good?

A: Yes, one year SIPs is good, especially if you are looking for quick returns. Usually, with the help of one-year SIPs, you can expect ROIs ranging from 4.2% to 6.2% on your investment, depending upon your fund Portfolio.

3. Why should I invest in one-year SIPs?

A: One-year SIPs are useful if you are new to mutual fund investments and are planning to diversify the investment portfolio.

4. Do one year SIPs produce good returns?

A: The one year SIPs have been gaining popularity amongst young investors as these produce good and quick returns. If you want to understand the mutual funds Market, then one year SIPs are a good idea.

5. Do all SIPs produce good returns?

A: SIPs are one of the best ways to diversify your investment portfolio and have been known to produce good returns. It allows you to choose the funds you want to invest and the amount too. You get an opportunity to invest small amounts at regular intervals.

6. Do all SIPs include large-cap stocks?

A: As per the SEBI mandate, SIP investors have to follow the 70:20:10 protocol to protect the investors and the companies. As per this rule, 70% of the equity investment will be in large-cap stocks, 20% in mid-cap stocks, and 10% in small cap stocks. So SIPs diversify investments, and all are not concentrated in just large-cap stocks.

7. Is there a maximum and minimum amount that can be invested in SIP?

A: The minimum amount of money that you can invest in SIP is Rs.500. However, there is no upper limit to investing in SIP. You can plan this with your fund manager.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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