Best SIP Plans for 3 Year Investment 2025

Updated on September 14, 2025 , 91515 views

Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan. SIP investment is one of the most disciplined Investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

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Best SIP Plans for 3 Year Investment in FY 25 - 26

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Invesco India Growth Opportunities Fund Growth	₹103.01 ↑ 0.66	₹8,007	4.5	26.5	6.3	25.2	23.7
JM Value Fund Growth	₹98.8965 ↑ 0.76	₹1,062	1.4	16.7	-10.6	24.4	25.9
Bandhan Core Equity Fund Growth	₹136.455 ↑ 0.60	₹9,997	3.4	18.6	-1.3	24.1	25.3	28.8
Nippon India Multi Cap Fund Growth	₹306.311 ↑ 1.63	₹45,881	3.2	20.3	0.7	23.1	29.6
HDFC Equity Fund Growth	₹2,037.39 ↑ 18.04	₹80,642	3.9	16.4	6	22.8	28.3
JM Multicap Fund Growth	₹99.7414 ↑ 0.92	₹5,957	2.7	14.4	-7.7	22.7	25.7	33.3
Motilal Oswal Multicap 35 Fund Growth	₹63.7252 ↑ 0.83	₹13,727	5.2	18.3	3	22.6	19.7
IDBI India Top 100 Equity Fund Growth	₹44.16 ↑ 0.05	₹655	9.2	12.5	15.4	21.9	12.6
ICICI Prudential Large & Mid Cap Fund Growth	₹1,026.16 ↑ 7.59	₹23,246	2.7	16.7	2.2	21.7	26.6
Nippon India Value Fund Growth	₹227.658 ↑ 1.13	₹8,768	2	15.3	-2.8	21.6	25.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Sep 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Invesco India Growth Opportunities Fund	JM Value Fund	Bandhan Core Equity Fund	Nippon India Multi Cap Fund	HDFC Equity Fund	JM Multicap Fund	Motilal Oswal Multicap 35 Fund	IDBI India Top 100 Equity Fund	ICICI Prudential Large & Mid Cap Fund	Nippon India Value Fund
Point 1	Lower mid AUM (₹8,007 Cr).	Bottom quartile AUM (₹1,062 Cr).	Upper mid AUM (₹9,997 Cr).	Top quartile AUM (₹45,881 Cr).	Highest AUM (₹80,642 Cr).	Bottom quartile AUM (₹5,957 Cr).	Upper mid AUM (₹13,727 Cr).	Bottom quartile AUM (₹655 Cr).	Upper mid AUM (₹23,246 Cr).	Lower mid AUM (₹8,768 Cr).
Point 2	Established history (18+ yrs).	Established history (28+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).	Oldest track record among peers (30 yrs).	Established history (16+ yrs).	Established history (11+ yrs).	Established history (13+ yrs).	Established history (27+ yrs).	Established history (20+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 5★ (top quartile).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 23.72% (bottom quartile).	5Y return: 25.90% (upper mid).	5Y return: 25.29% (lower mid).	5Y return: 29.56% (top quartile).	5Y return: 28.27% (top quartile).	5Y return: 25.70% (upper mid).	5Y return: 19.72% (bottom quartile).	5Y return: 12.61% (bottom quartile).	5Y return: 26.65% (upper mid).	5Y return: 25.32% (lower mid).
Point 6	3Y return: 25.21% (top quartile).	3Y return: 24.39% (top quartile).	3Y return: 24.12% (upper mid).	3Y return: 23.06% (upper mid).	3Y return: 22.78% (upper mid).	3Y return: 22.71% (lower mid).	3Y return: 22.56% (lower mid).	3Y return: 21.88% (bottom quartile).	3Y return: 21.72% (bottom quartile).	3Y return: 21.64% (bottom quartile).
Point 7	1Y return: 6.27% (top quartile).	1Y return: -10.55% (bottom quartile).	1Y return: -1.31% (lower mid).	1Y return: 0.72% (lower mid).	1Y return: 5.96% (upper mid).	1Y return: -7.71% (bottom quartile).	1Y return: 3.01% (upper mid).	1Y return: 15.39% (top quartile).	1Y return: 2.18% (upper mid).	1Y return: -2.84% (bottom quartile).
Point 8	Alpha: 12.86 (top quartile).	Alpha: -8.41 (bottom quartile).	Alpha: 0.83 (lower mid).	Alpha: 2.00 (upper mid).	Alpha: 4.65 (upper mid).	Alpha: -9.56 (bottom quartile).	Alpha: 10.18 (top quartile).	Alpha: 2.11 (upper mid).	Alpha: 0.28 (lower mid).	Alpha: -0.35 (bottom quartile).
Point 9	Sharpe: 0.28 (top quartile).	Sharpe: -0.92 (bottom quartile).	Sharpe: -0.34 (lower mid).	Sharpe: -0.27 (upper mid).	Sharpe: -0.02 (upper mid).	Sharpe: -1.04 (bottom quartile).	Sharpe: 0.11 (upper mid).	Sharpe: 1.09 (top quartile).	Sharpe: -0.35 (lower mid).	Sharpe: -0.46 (bottom quartile).
Point 10	Information ratio: 1.21 (upper mid).	Information ratio: 1.11 (upper mid).	Information ratio: 1.41 (upper mid).	Information ratio: 0.95 (lower mid).	Information ratio: 1.60 (top quartile).	Information ratio: 0.94 (lower mid).	Information ratio: 0.80 (bottom quartile).	Information ratio: 0.14 (bottom quartile).	Information ratio: 0.43 (bottom quartile).	Information ratio: 1.73 (top quartile).

Invesco India Growth Opportunities Fund

Lower mid AUM (₹8,007 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.72% (bottom quartile).
3Y return: 25.21% (top quartile).
1Y return: 6.27% (top quartile).
Alpha: 12.86 (top quartile).
Sharpe: 0.28 (top quartile).
Information ratio: 1.21 (upper mid).

JM Value Fund

Bottom quartile AUM (₹1,062 Cr).
Established history (28+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 25.90% (upper mid).
3Y return: 24.39% (top quartile).
1Y return: -10.55% (bottom quartile).
Alpha: -8.41 (bottom quartile).
Sharpe: -0.92 (bottom quartile).
Information ratio: 1.11 (upper mid).

Bandhan Core Equity Fund

Upper mid AUM (₹9,997 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.29% (lower mid).
3Y return: 24.12% (upper mid).
1Y return: -1.31% (lower mid).
Alpha: 0.83 (lower mid).
Sharpe: -0.34 (lower mid).
Information ratio: 1.41 (upper mid).

Nippon India Multi Cap Fund

Top quartile AUM (₹45,881 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 29.56% (top quartile).
3Y return: 23.06% (upper mid).
1Y return: 0.72% (lower mid).
Alpha: 2.00 (upper mid).
Sharpe: -0.27 (upper mid).
Information ratio: 0.95 (lower mid).

HDFC Equity Fund

Highest AUM (₹80,642 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 28.27% (top quartile).
3Y return: 22.78% (upper mid).
1Y return: 5.96% (upper mid).
Alpha: 4.65 (upper mid).
Sharpe: -0.02 (upper mid).
Information ratio: 1.60 (top quartile).

JM Multicap Fund

Bottom quartile AUM (₹5,957 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.70% (upper mid).
3Y return: 22.71% (lower mid).
1Y return: -7.71% (bottom quartile).
Alpha: -9.56 (bottom quartile).
Sharpe: -1.04 (bottom quartile).
Information ratio: 0.94 (lower mid).

Motilal Oswal Multicap 35 Fund

Upper mid AUM (₹13,727 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 19.72% (bottom quartile).
3Y return: 22.56% (lower mid).
1Y return: 3.01% (upper mid).
Alpha: 10.18 (top quartile).
Sharpe: 0.11 (upper mid).
Information ratio: 0.80 (bottom quartile).

IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (13+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (bottom quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (upper mid).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

ICICI Prudential Large & Mid Cap Fund

Upper mid AUM (₹23,246 Cr).
Established history (27+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.65% (upper mid).
3Y return: 21.72% (bottom quartile).
1Y return: 2.18% (upper mid).
Alpha: 0.28 (lower mid).
Sharpe: -0.35 (lower mid).
Information ratio: 0.43 (bottom quartile).

Nippon India Value Fund

Lower mid AUM (₹8,768 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.32% (lower mid).
3Y return: 21.64% (bottom quartile).
1Y return: -2.84% (bottom quartile).
Alpha: -0.35 (bottom quartile).
Sharpe: -0.46 (bottom quartile).
Information ratio: 1.73 (top quartile).

*Funds below are considering best CAGR returns for over 3 years and fund having atleast have Market history (Fund age) of 1 year and have minimum 500 Crore of asset under management as duration if of 3 years fund. Suggested are from Multi Cap, Large Cap,Large & mid-cap and Value sub categories.

1. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

Lower mid AUM (₹8,007 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.72% (bottom quartile).
3Y return: 25.21% (top quartile).
1Y return: 6.27% (top quartile).
Alpha: 12.86 (top quartile).
Sharpe: 0.28 (top quartile).
Information ratio: 1.21 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding InterGlobe Aviation Ltd (~5.3%).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund Growth
Launch Date	9 Aug 07
NAV (16 Sep 25)	₹103.01 ↑ 0.66 (0.64 %)
Net Assets (Cr)	₹8,007 on 31 Jul 25
Category	Equity - Large & Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	0.28
Information Ratio	1.21
Alpha Ratio	12.86
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,960
31 Aug 22	₹15,362
31 Aug 23	₹17,671
31 Aug 24	₹27,612
31 Aug 25	₹29,035

Invesco India Growth Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 25

Duration	Returns
1 Month	1.4%
3 Month	4.5%
6 Month	26.5%
1 Year	6.3%
3 Year	25.2%
5 Year	23.7%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Invesco India Growth Opportunities Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	1.81 Yr.
Amit Ganatra	21 Jan 22	3.61 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	26.98%
Consumer Cyclical	20.4%
Health Care	19.28%
Industrials	12.32%
Real Estate	7.26%
Technology	5.78%
Basic Materials	4.33%
Communication Services	1.71%

Asset Allocation

Asset Class	Value
Cash	1.93%
Equity	98.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 24 \| INDIGO	5%	₹423 Cr	714,831
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 22 \| MAXHEALTH	5%	₹414 Cr	3,318,669 ↑ 1,007,258
Trent Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| 500251	5%	₹409 Cr	815,029 ↑ 131,443
BSE Ltd (Financial Services) Equity, Since 31 Oct 23 \| BSE	5%	₹384 Cr	1,580,775 ↑ 232,434
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| 543320	5%	₹368 Cr	11,968,438
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	4%	₹360 Cr	8,909,867
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 28 Feb 23 \| CHOLAFIN	4%	₹348 Cr	2,413,736 ↑ 491,782
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Dec 23 \| PRESTIGE	4%	₹311 Cr	1,914,877
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 30 Apr 24 \| 532296	4%	₹287 Cr	1,342,939
JK Cement Ltd (Basic Materials) Equity, Since 29 Feb 24 \| JKCEMENT	3%	₹274 Cr	411,308

2. JM Value Fund

(Erstwhile JM Basic Fund)

The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus.

Research Highlights for JM Value Fund

Bottom quartile AUM (₹1,062 Cr).
Established history (28+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 25.90% (upper mid).
3Y return: 24.39% (top quartile).
1Y return: -10.55% (bottom quartile).
Alpha: -8.41 (bottom quartile).
Sharpe: -0.92 (bottom quartile).
Information ratio: 1.11 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding Godfrey Phillips India Ltd (~4.2%).

Below is the key information for JM Value Fund

JM Value Fund Growth
Launch Date	2 Jun 97
NAV (16 Sep 25)	₹98.8965 ↑ 0.76 (0.77 %)
Net Assets (Cr)	₹1,062 on 31 Jul 25
Category	Equity - Value
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.23
Sharpe Ratio	-0.92
Information Ratio	1.11
Alpha Ratio	-8.41
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,059
31 Aug 22	₹16,637
31 Aug 23	₹22,572
31 Aug 24	₹36,010
31 Aug 25	₹30,791

JM Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for JM Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 25

Duration	Returns
1 Month	4.7%
3 Month	1.4%
6 Month	16.7%
1 Year	-10.6%
3 Year	24.4%
5 Year	25.9%
10 Year
15 Year
Since launch	16.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for JM Value Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	4.04 Yr.
Asit Bhandarkar	11 Dec 06	18.74 Yr.
Ruchi Fozdar	4 Oct 24	0.91 Yr.
Deepak Gupta	11 Apr 25	0.39 Yr.

Data below for JM Value Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	25.84%
Consumer Cyclical	20.41%
Industrials	17.59%
Basic Materials	10.55%
Consumer Defensive	6.64%
Technology	6.11%
Communication Services	5.15%
Health Care	4.38%
Energy	2.95%

Asset Allocation

Asset Class	Value
Cash	0.36%
Equity	99.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 31 Aug 24 \| GODFRYPHLP	4%	₹44 Cr	48,789
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 12 \| HDFCBANK	3%	₹36 Cr	180,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	3%	₹35 Cr	97,613
Whirlpool of India Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| 500238	3%	₹33 Cr	245,000
Restaurant Brands Asia Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 29 Feb 24 \| 543248	3%	₹32 Cr	3,894,908
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 28 Feb 25 \| HINDPETRO	3%	₹31 Cr	750,000 ↓ -50,000
Ramco Cements Ltd (Basic Materials) Equity, Since 30 Apr 25 \| RAMCOCEM	3%	₹29 Cr	250,000
CARE Ratings Ltd (Financial Services) Equity, Since 31 Oct 24 \| CARERATING	3%	₹29 Cr	169,928 ↑ 799
Infosys Ltd (Technology) Equity, Since 31 May 18 \| INFY	3%	₹29 Cr	190,605 ↓ -7,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 24 \| BHARTIARTL	3%	₹29 Cr	150,000

3. Bandhan Core Equity Fund

(Erstwhile IDFC Classic Equity Fund)

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related instruments. However, there is no assurance or guarantee that the objectives of the scheme will be realized.

Research Highlights for Bandhan Core Equity Fund

Upper mid AUM (₹9,997 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.29% (lower mid).
3Y return: 24.12% (upper mid).
1Y return: -1.31% (lower mid).
Alpha: 0.83 (lower mid).
Sharpe: -0.34 (lower mid).
Information ratio: 1.41 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding HDFC Bank Ltd (~5.5%).

Below is the key information for Bandhan Core Equity Fund

Bandhan Core Equity Fund Growth
Launch Date	9 Aug 05
NAV (16 Sep 25)	₹136.455 ↑ 0.60 (0.44 %)
Net Assets (Cr)	₹9,997 on 31 Jul 25
Category	Equity - Large & Mid Cap
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.81
Sharpe Ratio	-0.34
Information Ratio	1.41
Alpha Ratio	0.83
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,541
31 Aug 22	₹16,458
31 Aug 23	₹19,969
31 Aug 24	₹31,733
31 Aug 25	₹30,409

Bandhan Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Bandhan Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 25

Duration	Returns
1 Month	2.9%
3 Month	3.4%
6 Month	18.6%
1 Year	-1.3%
3 Year	24.1%
5 Year	25.3%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	28.8%
2023	36.2%
2022	6.9%
2021	34.1%
2020	12.9%
2019	3.7%
2018	-5.1%
2017	37.3%
2016	8%
2015	5.2%

Fund Manager information for Bandhan Core Equity Fund

Name	Since	Tenure
Manish Gunwani	28 Jan 23	2.59 Yr.
Ritika Behera	7 Oct 23	1.9 Yr.
Gaurav Satra	7 Jun 24	1.24 Yr.
Rahul Agarwal	28 Aug 23	2.01 Yr.

Data below for Bandhan Core Equity Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	29.98%
Technology	10.04%
Consumer Cyclical	9.6%
Industrials	9.53%
Basic Materials	7.32%
Health Care	6.79%
Consumer Defensive	6.73%
Communication Services	4.54%
Energy	3.78%
Real Estate	3.67%
Utility	2.83%

Asset Allocation

Asset Class	Value
Cash	5.06%
Equity	94.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	5%	₹548 Cr	2,713,973 ↑ 75,000
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| ICICIBANK	3%	₹325 Cr	2,195,096
State Bank of India (Financial Services) Equity, Since 30 Apr 25 \| SBIN	3%	₹289 Cr	3,629,079 ↑ 1,549,079
One97 Communications Ltd (Technology) Equity, Since 31 Mar 24 \| 543396	3%	₹274 Cr	2,518,949 ↓ -83,958
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 28 Feb 25 \| HDFCAMC	3%	₹265 Cr	469,239 ↑ 25,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| 532215	2%	₹237 Cr	2,221,765 ↑ 216,181
Infosys Ltd (Technology) Equity, Since 31 May 11 \| INFY	2%	₹190 Cr	1,256,956 ↓ -100,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 22 \| ITC	2%	₹187 Cr	4,543,960 ↑ 235,651
Info Edge (India) Ltd (Communication Services) Equity, Since 31 Mar 25 \| NAUKRI	2%	₹178 Cr	1,276,580 ↑ 567,895
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jan 25 \| 540376	2%	₹176 Cr	412,585 ↑ 75,150

4. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Multi Cap Fund

Top quartile AUM (₹45,881 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 29.56% (top quartile).
3Y return: 23.06% (upper mid).
1Y return: 0.72% (lower mid).
Alpha: 2.00 (upper mid).
Sharpe: -0.27 (upper mid).
Information ratio: 0.95 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.3%).

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund Growth
Launch Date	28 Mar 05
NAV (16 Sep 25)	₹306.311 ↑ 1.63 (0.53 %)
Net Assets (Cr)	₹45,881 on 31 Jul 25
Category	Equity - Multi Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.57
Sharpe Ratio	-0.27
Information Ratio	0.95
Alpha Ratio	2
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,615
31 Aug 22	₹19,353
31 Aug 23	₹25,121
31 Aug 24	₹36,013
31 Aug 25	₹35,630

Nippon India Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 25

Duration	Returns
1 Month	3.1%
3 Month	3.2%
6 Month	20.3%
1 Year	0.7%
3 Year	23.1%
5 Year	29.6%
10 Year
15 Year
Since launch	18.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Nippon India Multi Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	31 Mar 05	20.44 Yr.
Ashutosh Bhargava	1 Sep 21	4 Yr.
Kinjal Desai	25 May 18	7.28 Yr.

Data below for Nippon India Multi Cap Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	27.12%
Consumer Cyclical	20.11%
Industrials	19.14%
Health Care	8.46%
Utility	6.22%
Basic Materials	5.33%
Consumer Defensive	4.2%
Technology	3.19%
Energy	2.9%
Communication Services	1.33%
Real Estate	0.14%

Asset Allocation

Asset Class	Value
Cash	1.84%
Equity	98.16%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	5%	₹2,422 Cr	12,000,448
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 15 \| 532215	4%	₹1,720 Cr	16,099,895 ↑ 1,000,000
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 May 12 \| 522275	4%	₹1,644 Cr	6,027,746 ↓ -127,444
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹1,627 Cr	10,981,360
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	3%	₹1,330 Cr	9,568,975 ↓ -500,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 Mar 12 \| 500271	2%	₹1,111 Cr	7,400,000
Linde India Ltd (Basic Materials) Equity, Since 31 May 13 \| 523457	2%	₹1,002 Cr	1,524,539
NTPC Ltd (Utilities) Equity, Since 30 Jun 23 \| 532555	2%	₹995 Cr	29,762,573
Bajaj Finance Ltd (Financial Services) Equity, Since 31 May 22 \| 500034	2%	₹994 Cr	11,281,970
State Bank of India (Financial Services) Equity, Since 31 Mar 05 \| SBIN	2%	₹986 Cr	12,376,760 ↑ 1,776,760

5. HDFC Equity Fund

Aims at providing capital appreciation through investments predominantly in equity oriented securities

Research Highlights for HDFC Equity Fund

Highest AUM (₹80,642 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 28.27% (top quartile).
3Y return: 22.78% (upper mid).
1Y return: 5.96% (upper mid).
Alpha: 4.65 (upper mid).
Sharpe: -0.02 (upper mid).
Information ratio: 1.60 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~91%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~9.7%).

Below is the key information for HDFC Equity Fund

HDFC Equity Fund Growth
Launch Date	1 Jan 95
NAV (16 Sep 25)	₹2,037.39 ↑ 18.04 (0.89 %)
Net Assets (Cr)	₹80,642 on 31 Jul 25
Category	Equity - Multi Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.44
Sharpe Ratio	-0.02
Information Ratio	1.6
Alpha Ratio	4.65
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,723
31 Aug 22	₹18,600
31 Aug 23	₹22,244
31 Aug 24	₹32,164
31 Aug 25	₹33,443

HDFC Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for HDFC Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 25

Duration	Returns
1 Month	3.4%
3 Month	3.9%
6 Month	16.4%
1 Year	6%
3 Year	22.8%
5 Year	28.3%
10 Year
15 Year
Since launch	18.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Equity Fund

Name	Since	Tenure
Roshi Jain	29 Jul 22	3.1 Yr.
Dhruv Muchhal	22 Jun 23	2.2 Yr.

Data below for HDFC Equity Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	40.06%
Consumer Cyclical	16.85%
Health Care	9.05%
Basic Materials	5.94%
Industrials	4.88%
Technology	4.85%
Communication Services	2.93%
Real Estate	2.69%
Utility	2.09%
Energy	0.93%
Consumer Defensive	0.71%

Asset Allocation

Asset Class	Value
Cash	8.39%
Equity	90.97%
Debt	0.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	10%	₹7,851 Cr	53,000,000 ↑ 2,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| HDFCBANK	9%	₹7,266 Cr	36,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 17 \| 532215	7%	₹5,556 Cr	52,000,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	5%	₹3,681 Cr	20,000,000
State Bank of India (Financial Services) Equity, Since 31 Jan 03 \| SBIN	4%	₹3,425 Cr	43,000,000 ↑ 13,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹3,364 Cr	17,000,000 ↑ 500,000
Cipla Ltd (Healthcare) Equity, Since 30 Sep 12 \| 500087	4%	₹3,265 Cr	21,000,000 ↑ 1,000,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| MARUTI	4%	₹3,152 Cr	2,500,000
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	3%	₹2,231 Cr	15,200,000 ↑ 2,900,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹2,106 Cr	11,000,000

6. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

Research Highlights for JM Multicap Fund

Bottom quartile AUM (₹5,957 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.70% (upper mid).
3Y return: 22.71% (lower mid).
1Y return: -7.71% (bottom quartile).
Alpha: -9.56 (bottom quartile).
Sharpe: -1.04 (bottom quartile).
Information ratio: 0.94 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~4.7%).

Below is the key information for JM Multicap Fund

JM Multicap Fund Growth
Launch Date	23 Sep 08
NAV (16 Sep 25)	₹99.7414 ↑ 0.92 (0.93 %)
Net Assets (Cr)	₹5,957 on 31 Jul 25
Category	Equity - Multi Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	-1.04
Information Ratio	0.94
Alpha Ratio	-9.56
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,967
31 Aug 22	₹17,147
31 Aug 23	₹21,412
31 Aug 24	₹34,704
31 Aug 25	₹30,488

JM Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 25

Duration	Returns
1 Month	3.4%
3 Month	2.7%
6 Month	14.4%
1 Year	-7.7%
3 Year	22.7%
5 Year	25.7%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	33.3%
2023	40%
2022	7.8%
2021	32.9%
2020	11.4%
2019	16.6%
2018	-5.4%
2017	39.5%
2016	10.5%
2015	-2.8%

Fund Manager information for JM Multicap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	4.04 Yr.
Asit Bhandarkar	1 Oct 24	0.92 Yr.
Ruchi Fozdar	4 Oct 24	0.91 Yr.
Deepak Gupta	11 Apr 25	0.39 Yr.

Data below for JM Multicap Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	28.57%
Consumer Cyclical	18.04%
Industrials	15.66%
Technology	11.48%
Consumer Defensive	7.15%
Energy	5.51%
Health Care	5.47%
Basic Materials	3.12%
Communication Services	2.7%
Real Estate	0.78%

Asset Allocation

Asset Class	Value
Cash	1.51%
Equity	98.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 21 \| ICICIBANK	5%	₹281 Cr	1,900,000 ↓ -50,000
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 28 Feb 25 \| GODFRYPHLP	4%	₹238 Cr	261,706
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| HDFCBANK	4%	₹238 Cr	1,177,626 ↓ -147,374
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	4%	₹236 Cr	650,000
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| 543396	3%	₹180 Cr	1,654,322 ↑ 289,999
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 25 \| RELIANCE	3%	₹169 Cr	1,215,516 ↓ -684,484
Tech Mahindra Ltd (Technology) Equity, Since 31 Jul 24 \| 532755	3%	₹161 Cr	1,100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹161 Cr	840,000 ↓ -160,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 May 25 \| HINDPETRO	3%	₹159 Cr	3,799,881 ↓ -460,489
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 25 \| ADANIPORTS	3%	₹151 Cr	1,100,000

7. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Multicap 35 Fund

Upper mid AUM (₹13,727 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 19.72% (bottom quartile).
3Y return: 22.56% (lower mid).
1Y return: 3.01% (upper mid).
Alpha: 10.18 (top quartile).
Sharpe: 0.11 (upper mid).
Information ratio: 0.80 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding Coforge Ltd (~10.2%).

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund Growth
Launch Date	28 Apr 14
NAV (16 Sep 25)	₹63.7252 ↑ 0.83 (1.31 %)
Net Assets (Cr)	₹13,727 on 31 Jul 25
Category	Equity - Multi Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	0.11
Information Ratio	0.8
Alpha Ratio	10.18
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,206
31 Aug 22	₹13,436
31 Aug 23	₹15,316
31 Aug 24	₹23,632
31 Aug 25	₹24,334

Motilal Oswal Multicap 35 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 25

Duration	Returns
1 Month	5%
3 Month	5.2%
6 Month	18.3%
1 Year	3%
3 Year	22.6%
5 Year	19.7%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Motilal Oswal Multicap 35 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.92 Yr.
Niket Shah	1 Jul 22	3.17 Yr.
Rakesh Shetty	22 Nov 22	2.78 Yr.
Atul Mehra	1 Oct 24	0.92 Yr.
Sunil Sawant	1 Jul 24	1.17 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Technology	30.71%
Industrials	20.55%
Consumer Cyclical	16.57%
Financial Services	9.39%
Communication Services	8.31%
Utility	5.9%
Health Care	1.82%

Asset Allocation

Asset Class	Value
Cash	6.74%
Equity	93.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 May 23 \| COFORGE	10%	₹1,400 Cr	8,005,911 ↓ -119,089
Polycab India Ltd (Industrials) Equity, Since 31 Jan 24 \| POLYCAB	10%	₹1,364 Cr	2,000,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 25 \| DIXON	10%	₹1,347 Cr	800,000 ↑ 175,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| KALYANKJIL	9%	₹1,189 Cr	20,000,000 ↑ 2,000,000
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 23 \| PERSISTENT	9%	₹1,187 Cr	2,300,000 ↑ 100,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 23 \| 500251	7%	₹1,004 Cr	2,000,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Jan 25 \| 500093	7%	₹893 Cr	13,499,862 ↑ 1,249,862
Siemens Energy India Ltd (Utilities) Equity, Since 30 Jun 25 \| ENRIN	6%	₹809 Cr	2,500,000 ↑ 49,500
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| CHOLAFIN	5%	₹722 Cr	5,000,000 ↑ 500,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Apr 24 \| 890157	5%	₹720 Cr	4,999,500

8. IDBI India Top 100 Equity Fund

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.

Research Highlights for IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (13+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (bottom quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (upper mid).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Below is the key information for IDBI India Top 100 Equity Fund

IDBI India Top 100 Equity Fund Growth
Launch Date	15 May 12
NAV (28 Jul 23)	₹44.16 ↑ 0.05 (0.11 %)
Net Assets (Cr)	₹655 on 30 Jun 23
Category	Equity - Large Cap
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.47
Sharpe Ratio	1.09
Information Ratio	0.14
Alpha Ratio	2.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,600
31 Aug 22	₹16,377

IDBI India Top 100 Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for IDBI India Top 100 Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 25

Duration	Returns
1 Month	3%
3 Month	9.2%
6 Month	12.5%
1 Year	15.4%
3 Year	21.9%
5 Year	12.6%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI India Top 100 Equity Fund

Name	Since	Tenure

Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

9. ICICI Prudential Large & Mid Cap Fund

(Erstwhile ICICI Prudential Top 100 Fund)

To generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities

Research Highlights for ICICI Prudential Large & Mid Cap Fund

Upper mid AUM (₹23,246 Cr).
Established history (27+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.65% (upper mid).
3Y return: 21.72% (bottom quartile).
1Y return: 2.18% (upper mid).
Alpha: 0.28 (lower mid).
Sharpe: -0.35 (lower mid).
Information ratio: 0.43 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding Maruti Suzuki India Ltd (~4.7%).

Below is the key information for ICICI Prudential Large & Mid Cap Fund

ICICI Prudential Large & Mid Cap Fund Growth
Launch Date	9 Jul 98
NAV (16 Sep 25)	₹1,026.16 ↑ 7.59 (0.75 %)
Net Assets (Cr)	₹23,246 on 31 Jul 25
Category	Equity - Large & Mid Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.71
Sharpe Ratio	-0.35
Information Ratio	0.43
Alpha Ratio	0.28
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,774
31 Aug 22	₹18,156
31 Aug 23	₹21,380
31 Aug 24	₹31,778
31 Aug 25	₹31,649

ICICI Prudential Large & Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for ICICI Prudential Large & Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 25

Duration	Returns
1 Month	4.3%
3 Month	2.7%
6 Month	16.7%
1 Year	2.2%
3 Year	21.7%
5 Year	26.6%
10 Year
15 Year
Since launch	18.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for ICICI Prudential Large & Mid Cap Fund

Name	Since	Tenure
Ihab Dalwai	1 Jun 22	3.25 Yr.
Sharmila D’mello	31 Jul 22	3.09 Yr.

Data below for ICICI Prudential Large & Mid Cap Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	23.11%
Financial Services	18.21%
Basic Materials	12.02%
Industrials	8.62%
Consumer Defensive	8.31%
Technology	6.33%
Health Care	5.62%
Energy	3.8%
Communication Services	2.88%
Utility	2.1%
Real Estate	1.06%

Asset Allocation

Asset Class	Value
Cash	8.08%
Equity	91.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 22 \| MARUTI	5%	₹1,102 Cr	873,857 ↓ -10,000
FSN E-Commerce Ventures Ltd (Consumer Cyclical) Equity, Since 30 Apr 23 \| 543384	4%	₹886 Cr	42,254,709
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Nov 22 \| SBICARD	4%	₹838 Cr	10,380,707 ↑ 2,252,758
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| 532215	3%	₹791 Cr	7,402,914 ↑ 1,279,721
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 20 \| LT	3%	₹757 Cr	2,081,123 ↓ -387,500
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 22 \| ALKEM	3%	₹747 Cr	1,485,257
Sona BLW Precision Forgings Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| 543300	3%	₹685 Cr	15,235,581 ↑ 3,368,114
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jul 23 \| 540376	3%	₹661 Cr	1,548,411 ↑ 198,411
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹647 Cr	4,654,285 ↑ 800,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| ICICIBANK	3%	₹588 Cr	3,971,000 ↓ -980,000

10. Nippon India Value Fund

(Erstwhile Reliance Regular Savings Fund - Equity Plan)

The primary investment objective of this Option is to seek capital appreciation and/or to generate consistent returns by actively investing in equity/equity related securities.

Research Highlights for Nippon India Value Fund

Lower mid AUM (₹8,768 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.32% (lower mid).
3Y return: 21.64% (bottom quartile).
1Y return: -2.84% (bottom quartile).
Alpha: -0.35 (bottom quartile).
Sharpe: -0.46 (bottom quartile).
Information ratio: 1.73 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~9.3%).

Below is the key information for Nippon India Value Fund

Nippon India Value Fund Growth
Launch Date	8 Jun 05
NAV (16 Sep 25)	₹227.658 ↑ 1.13 (0.50 %)
Net Assets (Cr)	₹8,768 on 31 Jul 25
Category	Equity - Value
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	-0.46
Information Ratio	1.73
Alpha Ratio	-0.35
Min Investment	500
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,351
31 Aug 22	₹17,460
31 Aug 23	₹20,644
31 Aug 24	₹32,151
31 Aug 25	₹30,383

Nippon India Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Nippon India Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 25

Duration	Returns
1 Month	3.1%
3 Month	2%
6 Month	15.3%
1 Year	-2.8%
3 Year	21.6%
5 Year	25.3%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Nippon India Value Fund

Name	Since	Tenure
Meenakshi Dawar	7 May 18	7.33 Yr.
Dhrumil Shah	1 Jan 23	2.67 Yr.
Kinjal Desai	25 May 18	7.28 Yr.

Data below for Nippon India Value Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	34.84%
Technology	12.96%
Industrials	11.39%
Energy	7.61%
Consumer Cyclical	6.78%
Basic Materials	6.73%
Utility	6.1%
Health Care	4.49%
Communication Services	3.11%
Consumer Defensive	1.66%
Real Estate	0.68%

Asset Allocation

Asset Class	Value
Cash	3.66%
Equity	96.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 13 \| HDFCBANK	9%	₹815 Cr	4,039,600
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 18 \| ICICIBANK	5%	₹430 Cr	2,904,797 ↓ -400,000
Infosys Ltd (Technology) Equity, Since 31 Oct 11 \| INFY	4%	₹332 Cr	2,200,779
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 18 \| RELIANCE	3%	₹267 Cr	1,920,396
NTPC Ltd (Utilities) Equity, Since 31 May 22 \| 532555	3%	₹249 Cr	7,434,650
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 18 \| BHARTIARTL	3%	₹245 Cr	1,277,248
State Bank of India (Financial Services) Equity, Since 28 Feb 15 \| SBIN	3%	₹244 Cr	3,061,159 ↑ 888,380
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	3%	₹229 Cr	628,547
IndusInd Bank Ltd (Financial Services) Equity, Since 31 May 23 \| INDUSINDBK	3%	₹219 Cr	2,744,522
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Jan 23 \| 500312	2%	₹215 Cr	8,924,956

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.