Best SIP Plans for 3 Year Investment 2025

Updated on October 17, 2025 , 91577 views

Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan. SIP investment is one of the most disciplined Investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

How to Invest in Mutual Fund SIP Online?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

Ready to Invest?
Talk to our investment specialist

Best SIP Plans for 3 Year Investment in FY 25 - 26

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Invesco India Growth Opportunities Fund Growth	₹104.04 ↓ -0.47	₹8,125	1.8	16.1	8.4	26.3	23.9	37.5
Bandhan Core Equity Fund Growth	₹137.582 ↓ -0.40	₹10,231	2	10.7	2.6	24.9	25.7	28.8
JM Value Fund Growth	₹97.3947 ↓ -0.28	₹1,019	-3.3	6.6	-8.5	24.4	25.9	25.1
HDFC Equity Fund Growth	₹2,068.02 ↑ 2.72	₹81,936	3.9	9.5	9.1	24	29.5	23.5
JM Multicap Fund Growth	₹99.4479 ↓ -0.06	₹5,943	0.7	6.2	-6.7	23.4	26.2	33.3
Nippon India Value Fund Growth	₹231.235 ↑ 0.47	₹8,584	1	8.9	0.4	23.1	26	22.3
Nippon India Multi Cap Fund Growth	₹303.952 ↑ 0.04	₹46,216	0.2	11.3	0.6	23.1	30.7	25.8
Motilal Oswal Multicap 35 Fund Growth	₹62.8975 ↓ -0.36	₹13,679	0.2	11.6	0.6	22.8	19.5	45.7
ICICI Prudential Value Discovery Fund Growth	₹479.37 ↑ 2.94	₹53,750	1.2	10	3.6	22.7	26.7	20
ICICI Prudential Large & Mid Cap Fund Growth	₹1,035.67 ↓ -0.45	₹23,698	2.7	9.6	6.4	22.6	28.1	20.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Invesco India Growth Opportunities Fund	Bandhan Core Equity Fund	JM Value Fund	HDFC Equity Fund	JM Multicap Fund	Nippon India Value Fund	Nippon India Multi Cap Fund	Motilal Oswal Multicap 35 Fund	ICICI Prudential Value Discovery Fund	ICICI Prudential Large & Mid Cap Fund
Point 1	Bottom quartile AUM (₹8,125 Cr).	Lower mid AUM (₹10,231 Cr).	Bottom quartile AUM (₹1,019 Cr).	Highest AUM (₹81,936 Cr).	Bottom quartile AUM (₹5,943 Cr).	Lower mid AUM (₹8,584 Cr).	Upper mid AUM (₹46,216 Cr).	Upper mid AUM (₹13,679 Cr).	Top quartile AUM (₹53,750 Cr).	Upper mid AUM (₹23,698 Cr).
Point 2	Established history (18+ yrs).	Established history (20+ yrs).	Established history (28+ yrs).	Oldest track record among peers (30 yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).	Established history (11+ yrs).	Established history (21+ yrs).	Established history (27+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Not Rated.	Rating: 2★ (bottom quartile).	Rating: 5★ (top quartile).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 23.92% (bottom quartile).	5Y return: 25.66% (bottom quartile).	5Y return: 25.88% (lower mid).	5Y return: 29.49% (top quartile).	5Y return: 26.23% (upper mid).	5Y return: 26.01% (lower mid).	5Y return: 30.69% (top quartile).	5Y return: 19.51% (bottom quartile).	5Y return: 26.68% (upper mid).	5Y return: 28.07% (upper mid).
Point 6	3Y return: 26.27% (top quartile).	3Y return: 24.94% (top quartile).	3Y return: 24.36% (upper mid).	3Y return: 23.99% (upper mid).	3Y return: 23.40% (upper mid).	3Y return: 23.06% (lower mid).	3Y return: 23.06% (lower mid).	3Y return: 22.84% (bottom quartile).	3Y return: 22.69% (bottom quartile).	3Y return: 22.65% (bottom quartile).
Point 7	1Y return: 8.39% (top quartile).	1Y return: 2.63% (upper mid).	1Y return: -8.51% (bottom quartile).	1Y return: 9.07% (top quartile).	1Y return: -6.69% (bottom quartile).	1Y return: 0.36% (bottom quartile).	1Y return: 0.58% (lower mid).	1Y return: 0.64% (lower mid).	1Y return: 3.63% (upper mid).	1Y return: 6.42% (upper mid).
Point 8	Alpha: 11.03 (top quartile).	Alpha: -1.08 (lower mid).	Alpha: -10.12 (bottom quartile).	Alpha: 4.96 (upper mid).	Alpha: -8.50 (bottom quartile).	Alpha: -2.33 (bottom quartile).	Alpha: 3.10 (upper mid).	Alpha: 9.76 (top quartile).	Alpha: 0.62 (lower mid).	Alpha: 1.03 (upper mid).
Point 9	Sharpe: 0.03 (top quartile).	Sharpe: -0.63 (lower mid).	Sharpe: -1.17 (bottom quartile).	Sharpe: -0.16 (upper mid).	Sharpe: -1.13 (bottom quartile).	Sharpe: -0.77 (bottom quartile).	Sharpe: -0.38 (upper mid).	Sharpe: -0.06 (top quartile).	Sharpe: -0.55 (lower mid).	Sharpe: -0.44 (upper mid).
Point 10	Information ratio: 1.26 (upper mid).	Information ratio: 1.64 (upper mid).	Information ratio: 1.05 (bottom quartile).	Information ratio: 1.74 (top quartile).	Information ratio: 1.09 (lower mid).	Information ratio: 1.65 (top quartile).	Information ratio: 1.10 (lower mid).	Information ratio: 0.79 (bottom quartile).	Information ratio: 1.25 (upper mid).	Information ratio: 0.71 (bottom quartile).

Invesco India Growth Opportunities Fund

Bottom quartile AUM (₹8,125 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.92% (bottom quartile).
3Y return: 26.27% (top quartile).
1Y return: 8.39% (top quartile).
Alpha: 11.03 (top quartile).
Sharpe: 0.03 (top quartile).
Information ratio: 1.26 (upper mid).

Bandhan Core Equity Fund

Lower mid AUM (₹10,231 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.66% (bottom quartile).
3Y return: 24.94% (top quartile).
1Y return: 2.63% (upper mid).
Alpha: -1.08 (lower mid).
Sharpe: -0.63 (lower mid).
Information ratio: 1.64 (upper mid).

JM Value Fund

Bottom quartile AUM (₹1,019 Cr).
Established history (28+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 25.88% (lower mid).
3Y return: 24.36% (upper mid).
1Y return: -8.51% (bottom quartile).
Alpha: -10.12 (bottom quartile).
Sharpe: -1.17 (bottom quartile).
Information ratio: 1.05 (bottom quartile).

HDFC Equity Fund

Highest AUM (₹81,936 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 29.49% (top quartile).
3Y return: 23.99% (upper mid).
1Y return: 9.07% (top quartile).
Alpha: 4.96 (upper mid).
Sharpe: -0.16 (upper mid).
Information ratio: 1.74 (top quartile).

JM Multicap Fund

Bottom quartile AUM (₹5,943 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 26.23% (upper mid).
3Y return: 23.40% (upper mid).
1Y return: -6.69% (bottom quartile).
Alpha: -8.50 (bottom quartile).
Sharpe: -1.13 (bottom quartile).
Information ratio: 1.09 (lower mid).

Nippon India Value Fund

Lower mid AUM (₹8,584 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 26.01% (lower mid).
3Y return: 23.06% (lower mid).
1Y return: 0.36% (bottom quartile).
Alpha: -2.33 (bottom quartile).
Sharpe: -0.77 (bottom quartile).
Information ratio: 1.65 (top quartile).

Nippon India Multi Cap Fund

Upper mid AUM (₹46,216 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 30.69% (top quartile).
3Y return: 23.06% (lower mid).
1Y return: 0.58% (lower mid).
Alpha: 3.10 (upper mid).
Sharpe: -0.38 (upper mid).
Information ratio: 1.10 (lower mid).

Motilal Oswal Multicap 35 Fund

Upper mid AUM (₹13,679 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 19.51% (bottom quartile).
3Y return: 22.84% (bottom quartile).
1Y return: 0.64% (lower mid).
Alpha: 9.76 (top quartile).
Sharpe: -0.06 (top quartile).
Information ratio: 0.79 (bottom quartile).

ICICI Prudential Value Discovery Fund

Top quartile AUM (₹53,750 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.68% (upper mid).
3Y return: 22.69% (bottom quartile).
1Y return: 3.63% (upper mid).
Alpha: 0.62 (lower mid).
Sharpe: -0.55 (lower mid).
Information ratio: 1.25 (upper mid).

ICICI Prudential Large & Mid Cap Fund

Upper mid AUM (₹23,698 Cr).
Established history (27+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 28.07% (upper mid).
3Y return: 22.65% (bottom quartile).
1Y return: 6.42% (upper mid).
Alpha: 1.03 (upper mid).
Sharpe: -0.44 (upper mid).
Information ratio: 0.71 (bottom quartile).

*Funds below are considering best CAGR returns for over 3 years and fund having atleast have Market history (Fund age) of 1 year and have minimum 500 Crore of asset under management as duration if of 3 years fund. Suggested are from Multi Cap, Large Cap,Large & mid-cap and Value sub categories.

1. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

Bottom quartile AUM (₹8,125 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.92% (bottom quartile).
3Y return: 26.27% (top quartile).
1Y return: 8.39% (top quartile).
Alpha: 11.03 (top quartile).
Sharpe: 0.03 (top quartile).
Information ratio: 1.26 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Trent Ltd (~5.3%).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund Growth
Launch Date	9 Aug 07
NAV (17 Oct 25)	₹104.04 ↓ -0.47 (-0.45 %)
Net Assets (Cr)	₹8,125 on 31 Aug 25
Category	Equity - Large & Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	0.03
Information Ratio	1.26
Alpha Ratio	11.03
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,981
30 Sep 22	₹14,705
30 Sep 23	₹17,365
30 Sep 24	₹27,973
30 Sep 25	₹28,281

Invesco India Growth Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	16.1%
1 Year	8.4%
3 Year	26.3%
5 Year	23.9%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	37.5%
2023	31.6%
2022	-0.4%
2021	29.7%
2020	13.3%
2019	10.7%
2018	-0.2%
2017	39.6%
2016	3.3%
2015	3.8%

Fund Manager information for Invesco India Growth Opportunities Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	1.81 Yr.
Amit Ganatra	21 Jan 22	3.61 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	27.29%
Consumer Cyclical	20.16%
Health Care	20.02%
Industrials	13.09%
Real Estate	6.87%
Technology	5.99%
Basic Materials	4.33%
Communication Services	1.69%

Asset Allocation

Asset Class	Value
Cash	0.56%
Equity	99.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Trent Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| TRENT	5%	₹432 Cr	815,029
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| 543320	5%	₹430 Cr	13,689,301 ↑ 1,720,863
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 24 \| INDIGO	5%	₹422 Cr	747,445 ↑ 32,614
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 22 \| 543220	5%	₹420 Cr	3,641,271 ↑ 322,602
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	4%	₹365 Cr	8,909,867
Sai Life Sciences Ltd (Healthcare) Equity, Since 31 Dec 24 \| SAILIFE	4%	₹353 Cr	4,283,799 ↑ 1,156,100
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 28 Feb 23 \| CHOLAFIN	4%	₹348 Cr	2,449,413 ↑ 35,677
BSE Ltd (Financial Services) Equity, Since 31 Oct 23 \| BSE	4%	₹331 Cr	1,580,775
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Dec 23 \| PRESTIGE	4%	₹299 Cr	1,914,877
L&T Finance Ltd (Financial Services) Equity, Since 30 Apr 24 \| LTF	4%	₹291 Cr	13,404,597

2. Bandhan Core Equity Fund

(Erstwhile IDFC Classic Equity Fund)

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related instruments. However, there is no assurance or guarantee that the objectives of the scheme will be realized.

Research Highlights for Bandhan Core Equity Fund

Lower mid AUM (₹10,231 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.66% (bottom quartile).
3Y return: 24.94% (top quartile).
1Y return: 2.63% (upper mid).
Alpha: -1.08 (lower mid).
Sharpe: -0.63 (lower mid).
Information ratio: 1.64 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
Largest holding HDFC Bank Ltd (~4.3%).

Below is the key information for Bandhan Core Equity Fund

Bandhan Core Equity Fund Growth
Launch Date	9 Aug 05
NAV (17 Oct 25)	₹137.582 ↓ -0.40 (-0.29 %)
Net Assets (Cr)	₹10,231 on 31 Aug 25
Category	Equity - Large & Mid Cap
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.81
Sharpe Ratio	-0.63
Information Ratio	1.64
Alpha Ratio	-1.08
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,810
30 Sep 22	₹16,207
30 Sep 23	₹20,485
30 Sep 24	₹32,044
30 Sep 25	₹30,775

Bandhan Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Bandhan Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.7%
3 Month	2%
6 Month	10.7%
1 Year	2.6%
3 Year	24.9%
5 Year	25.7%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	28.8%
2023	36.2%
2022	6.9%
2021	34.1%
2020	12.9%
2019	3.7%
2018	-5.1%
2017	37.3%
2016	8%
2015	5.2%

Fund Manager information for Bandhan Core Equity Fund

Name	Since	Tenure
Manish Gunwani	28 Jan 23	2.59 Yr.
Ritika Behera	7 Oct 23	1.9 Yr.
Gaurav Satra	7 Jun 24	1.23 Yr.
Rahul Agarwal	28 Aug 23	2.01 Yr.

Data below for Bandhan Core Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	26.86%
Consumer Cyclical	10.3%
Technology	10.22%
Industrials	9.23%
Basic Materials	7.55%
Consumer Defensive	7.13%
Health Care	7.08%
Communication Services	4.78%
Energy	3.63%
Real Estate	3.34%
Utility	2.01%

Asset Allocation

Asset Class	Value
Cash	7.88%
Equity	92.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	4%	₹442 Cr	4,642,946 ↓ -785,000
One97 Communications Ltd (Technology) Equity, Since 31 Mar 24 \| 543396	3%	₹304 Cr	2,518,949
State Bank of India (Financial Services) Equity, Since 30 Apr 25 \| SBIN	3%	₹291 Cr	3,629,079
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 28 Feb 25 \| HDFCAMC	3%	₹289 Cr	529,239 ↑ 60,000
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| ICICIBANK	3%	₹279 Cr	1,995,096 ↓ -200,000
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jan 25 \| DMART	2%	₹249 Cr	522,585 ↑ 110,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 25 \| MARUTI	2%	₹214 Cr	144,632 ↑ 27,632
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| AXISBANK	2%	₹211 Cr	2,021,765 ↓ -200,000
Info Edge (India) Ltd (Communication Services) Equity, Since 31 Mar 25 \| NAUKRI	2%	₹201 Cr	1,476,580 ↑ 200,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 22 \| ITC	2%	₹186 Cr	4,543,960

3. JM Value Fund

(Erstwhile JM Basic Fund)

The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus.

Research Highlights for JM Value Fund

Bottom quartile AUM (₹1,019 Cr).
Established history (28+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 25.88% (lower mid).
3Y return: 24.36% (upper mid).
1Y return: -8.51% (bottom quartile).
Alpha: -10.12 (bottom quartile).
Sharpe: -1.17 (bottom quartile).
Information ratio: 1.05 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Godfrey Phillips India Ltd (~5.3%).

Below is the key information for JM Value Fund

JM Value Fund Growth
Launch Date	2 Jun 97
NAV (17 Oct 25)	₹97.3947 ↓ -0.28 (-0.28 %)
Net Assets (Cr)	₹1,019 on 31 Aug 25
Category	Equity - Value
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.23
Sharpe Ratio	-1.17
Information Ratio	1.05
Alpha Ratio	-10.12
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,994
30 Sep 22	₹16,636
30 Sep 23	₹23,479
30 Sep 24	₹36,315
30 Sep 25	₹31,837

JM Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for JM Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	-1.8%
3 Month	-3.3%
6 Month	6.6%
1 Year	-8.5%
3 Year	24.4%
5 Year	25.9%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.1%
2023	47.7%
2022	5.3%
2021	36.3%
2020	13.4%
2019	11.9%
2018	-11.2%
2017	44.6%
2016	12.1%
2015	3.5%

Fund Manager information for JM Value Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	4.04 Yr.
Asit Bhandarkar	11 Dec 06	18.74 Yr.
Ruchi Fozdar	4 Oct 24	0.91 Yr.
Deepak Gupta	11 Apr 25	0.39 Yr.

Data below for JM Value Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	25.65%
Consumer Cyclical	20.59%
Industrials	16.61%
Basic Materials	8.24%
Consumer Defensive	7.58%
Technology	7.34%
Communication Services	5.75%
Health Care	4.7%
Energy	1.48%

Asset Allocation

Asset Class	Value
Cash	2.07%
Equity	97.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 31 Aug 24 \| GODFRYPHLP	5%	₹54 Cr	48,789
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 12 \| HDFCBANK	3%	₹34 Cr	360,000
Infosys Ltd (Technology) Equity, Since 31 May 18 \| INFY	3%	₹34 Cr	230,605 ↑ 40,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	3%	₹33 Cr	92,613 ↓ -5,000
Whirlpool of India Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| WHIRLPOOL	3%	₹32 Cr	245,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Jun 24 \| TECHM	3%	₹32 Cr	215,000 ↑ 35,000
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| CREDITACC	3%	₹32 Cr	225,630
Restaurant Brands Asia Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 29 Feb 24 \| RBA	3%	₹31 Cr	3,894,908
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 24 \| BHARTIARTL	3%	₹28 Cr	150,000
Jana Small Finance Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| JSFB	3%	₹27 Cr	554,284

4. HDFC Equity Fund

Aims at providing capital appreciation through investments predominantly in equity oriented securities

Research Highlights for HDFC Equity Fund

Highest AUM (₹81,936 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 29.49% (top quartile).
3Y return: 23.99% (upper mid).
1Y return: 9.07% (top quartile).
Alpha: 4.96 (upper mid).
Sharpe: -0.16 (upper mid).
Information ratio: 1.74 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~91%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~9.2%).

Below is the key information for HDFC Equity Fund

HDFC Equity Fund Growth
Launch Date	1 Jan 95
NAV (17 Oct 25)	₹2,068.02 ↑ 2.72 (0.13 %)
Net Assets (Cr)	₹81,936 on 31 Aug 25
Category	Equity - Multi Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.44
Sharpe Ratio	-0.16
Information Ratio	1.74
Alpha Ratio	4.96
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,596
30 Sep 22	₹19,104
30 Sep 23	₹23,926
30 Sep 24	₹34,948
30 Sep 25	₹35,891

HDFC Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for HDFC Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	1.2%
3 Month	3.9%
6 Month	9.5%
1 Year	9.1%
3 Year	24%
5 Year	29.5%
10 Year
15 Year
Since launch	18.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	30.6%
2022	18.3%
2021	36.2%
2020	6.4%
2019	6.8%
2018	-3.5%
2017	36.9%
2016	7.3%
2015	-5.1%

Fund Manager information for HDFC Equity Fund

Name	Since	Tenure
Roshi Jain	29 Jul 22	3.1 Yr.
Dhruv Muchhal	22 Jun 23	2.2 Yr.

Data below for HDFC Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	38.69%
Consumer Cyclical	18.24%
Health Care	9.06%
Basic Materials	5.81%
Technology	5.2%
Industrials	5.19%
Communication Services	2.73%
Real Estate	2.65%
Utility	2.02%
Energy	1%
Consumer Defensive	0.68%

Asset Allocation

Asset Class	Value
Cash	8.1%
Equity	91.27%
Debt	0.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	9%	₹7,548 Cr	54,000,000 ↑ 1,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| HDFCBANK	8%	₹6,852 Cr	72,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 17 \| AXISBANK	7%	₹5,644 Cr	54,000,000 ↑ 2,000,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| MARUTI	5%	₹3,698 Cr	2,500,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	4%	₹3,611 Cr	20,000,000
State Bank of India (Financial Services) Equity, Since 31 Jan 03 \| SBIN	4%	₹3,451 Cr	43,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹3,431 Cr	17,500,000 ↑ 500,000
Cipla Ltd (Healthcare) Equity, Since 30 Sep 12 \| CIPLA	4%	₹3,338 Cr	21,000,000
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	3%	₹2,400 Cr	16,500,000 ↑ 1,300,000
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	3%	₹2,214 Cr	9,000,000

5. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

Research Highlights for JM Multicap Fund

Bottom quartile AUM (₹5,943 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 26.23% (upper mid).
3Y return: 23.40% (upper mid).
1Y return: -6.69% (bottom quartile).
Alpha: -8.50 (bottom quartile).
Sharpe: -1.13 (bottom quartile).
Information ratio: 1.09 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~5.2%).

Below is the key information for JM Multicap Fund

JM Multicap Fund Growth
Launch Date	23 Sep 08
NAV (17 Oct 25)	₹99.4479 ↓ -0.06 (-0.06 %)
Net Assets (Cr)	₹5,943 on 31 Aug 25
Category	Equity - Multi Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	-1.13
Information Ratio	1.09
Alpha Ratio	-8.5
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,005
30 Sep 22	₹17,128
30 Sep 23	₹22,454
30 Sep 24	₹35,711
30 Sep 25	₹31,658

JM Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	-0.6%
3 Month	0.7%
6 Month	6.2%
1 Year	-6.7%
3 Year	23.4%
5 Year	26.2%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	33.3%
2023	40%
2022	7.8%
2021	32.9%
2020	11.4%
2019	16.6%
2018	-5.4%
2017	39.5%
2016	10.5%
2015	-2.8%

Fund Manager information for JM Multicap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	4.04 Yr.
Asit Bhandarkar	1 Oct 24	0.92 Yr.
Ruchi Fozdar	4 Oct 24	0.91 Yr.
Deepak Gupta	11 Apr 25	0.39 Yr.

Data below for JM Multicap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	27.24%
Consumer Cyclical	19.69%
Technology	14.53%
Industrials	13.35%
Consumer Defensive	7.96%
Health Care	5.17%
Energy	3.53%
Communication Services	2.99%
Basic Materials	2.8%
Real Estate	0.7%

Asset Allocation

Asset Class	Value
Cash	2.02%
Equity	97.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 21 \| ICICIBANK	5%	₹308 Cr	2,200,000 ↑ 300,000
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 28 Feb 25 \| GODFRYPHLP	5%	₹288 Cr	261,706
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	4%	₹234 Cr	650,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| HDFCBANK	4%	₹224 Cr	2,355,252
Tech Mahindra Ltd (Technology) Equity, Since 31 Jul 24 \| TECHM	4%	₹213 Cr	1,440,908 ↑ 340,908
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| 543396	3%	₹200 Cr	1,654,322
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹178 Cr	940,000 ↑ 100,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| MARUTI	2%	₹148 Cr	100,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	2%	₹141 Cr	1,755,000 ↑ 200,000
Motilal Oswal Financial Services Ltd (Financial Services) Equity, Since 31 May 25 \| MOTILALOFS	2%	₹129 Cr	1,505,492

6. Nippon India Value Fund

(Erstwhile Reliance Regular Savings Fund - Equity Plan)

The primary investment objective of this Option is to seek capital appreciation and/or to generate consistent returns by actively investing in equity/equity related securities.

Research Highlights for Nippon India Value Fund

Lower mid AUM (₹8,584 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 26.01% (lower mid).
3Y return: 23.06% (lower mid).
1Y return: 0.36% (bottom quartile).
Alpha: -2.33 (bottom quartile).
Sharpe: -0.77 (bottom quartile).
Information ratio: 1.65 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding HDFC Bank Ltd (~9.0%).

Below is the key information for Nippon India Value Fund

Nippon India Value Fund Growth
Launch Date	8 Jun 05
NAV (17 Oct 25)	₹231.235 ↑ 0.47 (0.20 %)
Net Assets (Cr)	₹8,584 on 31 Aug 25
Category	Equity - Value
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	-0.77
Information Ratio	1.65
Alpha Ratio	-2.33
Min Investment	500
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,151
30 Sep 22	₹17,279
30 Sep 23	₹21,424
30 Sep 24	₹33,206
30 Sep 25	₹31,375

Nippon India Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Nippon India Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	1.3%
3 Month	1%
6 Month	8.9%
1 Year	0.4%
3 Year	23.1%
5 Year	26%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.3%
2023	42.4%
2022	4.8%
2021	39.4%
2020	16.3%
2019	5.7%
2018	-8.4%
2017	45.7%
2016	-1.6%
2015	6.1%

Fund Manager information for Nippon India Value Fund

Name	Since	Tenure
Meenakshi Dawar	7 May 18	7.33 Yr.
Dhrumil Shah	1 Jan 23	2.67 Yr.
Kinjal Desai	25 May 18	7.28 Yr.

Data below for Nippon India Value Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	32.9%
Technology	12.04%
Industrials	11.94%
Energy	7.49%
Consumer Cyclical	7.32%
Basic Materials	6.81%
Utility	5.89%
Health Care	4.67%
Communication Services	3.14%
Consumer Defensive	1.54%
Real Estate	0.32%

Asset Allocation

Asset Class	Value
Cash	5.95%
Equity	94.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 13 \| HDFCBANK	9%	₹769 Cr	8,079,200
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 18 \| ICICIBANK	5%	₹406 Cr	2,904,797
Infosys Ltd (Technology) Equity, Since 31 Oct 11 \| INFY	4%	₹323 Cr	2,200,779
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 18 \| RELIANCE	3%	₹261 Cr	1,920,396
State Bank of India (Financial Services) Equity, Since 28 Feb 15 \| SBIN	3%	₹246 Cr	3,061,159
NTPC Ltd (Utilities) Equity, Since 31 May 22 \| NTPC	3%	₹244 Cr	7,434,650
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 18 \| BHARTIARTL	3%	₹241 Cr	1,277,248
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	3%	₹226 Cr	628,547
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Jan 23 \| ONGC	2%	₹209 Cr	8,924,956
IndusInd Bank Ltd (Financial Services) Equity, Since 31 May 23 \| INDUSINDBK	2%	₹203 Cr	2,744,522

7. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Multi Cap Fund

Upper mid AUM (₹46,216 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 30.69% (top quartile).
3Y return: 23.06% (lower mid).
1Y return: 0.58% (lower mid).
Alpha: 3.10 (upper mid).
Sharpe: -0.38 (upper mid).
Information ratio: 1.10 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.1%).

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund Growth
Launch Date	28 Mar 05
NAV (17 Oct 25)	₹303.952 ↑ 0.04 (0.01 %)
Net Assets (Cr)	₹46,216 on 31 Aug 25
Category	Equity - Multi Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.57
Sharpe Ratio	-0.38
Information Ratio	1.1
Alpha Ratio	3.1
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹18,347
30 Sep 22	₹20,561
30 Sep 23	₹26,521
30 Sep 24	₹38,654
30 Sep 25	₹37,441

Nippon India Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	-0.9%
3 Month	0.2%
6 Month	11.3%
1 Year	0.6%
3 Year	23.1%
5 Year	30.7%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	38.1%
2022	14.1%
2021	48.9%
2020	0%
2019	2.2%
2018	-2.2%
2017	40.9%
2016	-6.7%
2015	0.5%

Fund Manager information for Nippon India Multi Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	31 Mar 05	20.44 Yr.
Ashutosh Bhargava	1 Sep 21	4 Yr.
Kinjal Desai	25 May 18	7.28 Yr.

Data below for Nippon India Multi Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	25.33%
Consumer Cyclical	20.92%
Industrials	17.67%
Health Care	8.91%
Utility	6%
Basic Materials	5.81%
Consumer Defensive	4.3%
Technology	4.15%
Energy	2.81%
Communication Services	1.39%
Real Estate	0.13%

Asset Allocation

Asset Class	Value
Cash	2.59%
Equity	97.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	5%	₹2,379 Cr	25,000,896 ↑ 1,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 15 \| AXISBANK	4%	₹1,683 Cr	16,099,895
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	3%	₹1,535 Cr	10,981,360
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 May 12 \| GVT&D	3%	₹1,432 Cr	5,151,333 ↓ -876,413
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	3%	₹1,299 Cr	9,568,975
Max Financial Services Ltd (Financial Services) Equity, Since 31 Mar 12 \| MFSL	3%	₹1,186 Cr	7,400,000
Infosys Ltd (Technology) Equity, Since 30 Apr 09 \| INFY	3%	₹1,176 Cr	8,000,504 ↑ 3,200,000
State Bank of India (Financial Services) Equity, Since 31 Mar 05 \| SBIN	2%	₹993 Cr	12,376,760
Bajaj Finance Ltd (Financial Services) Equity, Since 31 May 22 \| BAJFINANCE	2%	₹990 Cr	11,281,970
NTPC Ltd (Utilities) Equity, Since 30 Jun 23 \| NTPC	2%	₹975 Cr	29,762,573

8. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Multicap 35 Fund

Upper mid AUM (₹13,679 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 19.51% (bottom quartile).
3Y return: 22.84% (bottom quartile).
1Y return: 0.64% (lower mid).
Alpha: 9.76 (top quartile).
Sharpe: -0.06 (top quartile).
Information ratio: 0.79 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Polycab India Ltd (~10.4%).

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund Growth
Launch Date	28 Apr 14
NAV (17 Oct 25)	₹62.8975 ↓ -0.36 (-0.57 %)
Net Assets (Cr)	₹13,679 on 31 Aug 25
Category	Equity - Multi Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	-0.06
Information Ratio	0.79
Alpha Ratio	9.76
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,224
30 Sep 22	₹13,477
30 Sep 23	₹15,455
30 Sep 24	₹25,165
30 Sep 25	₹23,797

Motilal Oswal Multicap 35 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	-1.7%
3 Month	0.2%
6 Month	11.6%
1 Year	0.6%
3 Year	22.8%
5 Year	19.5%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	45.7%
2023	31%
2022	-3%
2021	15.3%
2020	10.3%
2019	7.9%
2018	-7.8%
2017	43.1%
2016	8.5%
2015	14.6%

Fund Manager information for Motilal Oswal Multicap 35 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.92 Yr.
Niket Shah	1 Jul 22	3.17 Yr.
Rakesh Shetty	22 Nov 22	2.78 Yr.
Atul Mehra	1 Oct 24	0.92 Yr.
Sunil Sawant	1 Jul 24	1.17 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Technology	32.01%
Consumer Cyclical	25.1%
Industrials	20.77%
Financial Services	9.8%
Utility	6.17%
Communication Services	2.9%
Health Care	1.69%

Asset Allocation

Asset Class	Value
Cash	1.57%
Equity	98.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Polycab India Ltd (Industrials) Equity, Since 31 Jan 24 \| POLYCAB	10%	₹1,418 Cr	2,000,000
Coforge Ltd (Technology) Equity, Since 31 May 23 \| COFORGE	10%	₹1,379 Cr	8,000,000 ↓ -5,911
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 25 \| DIXON	10%	₹1,335 Cr	800,000
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 23 \| PERSISTENT	10%	₹1,326 Cr	2,500,000 ↑ 200,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 23 \| TRENT	10%	₹1,325 Cr	2,500,000 ↑ 500,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 25 \| 543320	8%	₹1,099 Cr	35,000,000 ↑ 32,866,603
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| KALYANKJIL	7%	₹1,008 Cr	20,000,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Jan 25 \| CGPOWER	6%	₹868 Cr	12,500,000 ↓ -999,862
Siemens Energy India Ltd (Utilities) Equity, Since 30 Jun 25 \| ENRIN	6%	₹844 Cr	2,500,000
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| CHOLAFIN	6%	₹835 Cr	5,877,500 ↑ 877,500

9. ICICI Prudential Value Discovery Fund

To generate returns through a combination of dividend income and capital appreciation by investing primarily in a well-diversified portfolio of value stocks. Value stocks are those, which have attractive valuations in relation to earnings or book value or current and/or future dividends.

Research Highlights for ICICI Prudential Value Discovery Fund

Top quartile AUM (₹53,750 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.68% (upper mid).
3Y return: 22.69% (bottom quartile).
1Y return: 3.63% (upper mid).
Alpha: 0.62 (lower mid).
Sharpe: -0.55 (lower mid).
Information ratio: 1.25 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~7.4%).

Below is the key information for ICICI Prudential Value Discovery Fund

ICICI Prudential Value Discovery Fund Growth
Launch Date	16 Aug 04
NAV (16 Oct 25)	₹479.37 ↑ 2.94 (0.62 %)
Net Assets (Cr)	₹53,750 on 31 Aug 25
Category	Equity - Value
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.55
Sharpe Ratio	-0.55
Information Ratio	1.25
Alpha Ratio	0.62
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,802
30 Sep 22	₹17,648
30 Sep 23	₹22,559
30 Sep 24	₹32,512
30 Sep 25	₹32,040

ICICI Prudential Value Discovery Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for ICICI Prudential Value Discovery Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.7%
3 Month	1.2%
6 Month	10%
1 Year	3.6%
3 Year	22.7%
5 Year	26.7%
10 Year
15 Year
Since launch	20.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20%
2023	31.4%
2022	15%
2021	38.5%
2020	22.9%
2019	0.6%
2018	-4.2%
2017	23.8%
2016	4.6%
2015	5.4%

Fund Manager information for ICICI Prudential Value Discovery Fund

Name	Since	Tenure
Sankaran Naren	18 Jan 21	4.62 Yr.
Dharmesh Kakkad	18 Jan 21	4.62 Yr.
Sharmila D’mello	30 Jun 22	3.18 Yr.
Masoomi Jhurmarvala	4 Nov 24	0.82 Yr.

Data below for ICICI Prudential Value Discovery Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	30.35%
Technology	11.06%
Health Care	10.99%
Energy	10.95%
Consumer Cyclical	7.4%
Consumer Defensive	7.07%
Basic Materials	4.88%
Industrials	3.88%
Utility	3.44%
Communication Services	2.69%
Real Estate	0.1%

Asset Allocation

Asset Class	Value
Cash	7.17%
Equity	92.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 23 \| RELIANCE	7%	₹3,988 Cr	29,385,783
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 21 \| ICICIBANK	7%	₹3,560 Cr	25,469,866
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| HDFCBANK	6%	₹3,428 Cr	36,019,642
Infosys Ltd (Technology) Equity, Since 30 Sep 14 \| INFY	6%	₹3,354 Cr	22,823,772 ↑ 4,359,651
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	4%	₹2,405 Cr	15,082,075 ↑ 2,508,058
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 20 \| AXISBANK	4%	₹2,266 Cr	21,682,849 ↑ 151,460
State Bank of India (Financial Services) Equity, Since 31 Jan 21 \| SBIN	4%	₹2,189 Cr	27,281,346
Tata Consultancy Services Ltd (Technology) Equity, Since 28 Feb 25 \| TCS	4%	₹2,068 Cr	6,702,770 ↑ 732,236
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 22 \| LT	4%	₹1,904 Cr	5,287,043
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 22 \| MARUTI	3%	₹1,739 Cr	1,175,766 ↓ -204,900

10. ICICI Prudential Large & Mid Cap Fund

(Erstwhile ICICI Prudential Top 100 Fund)

To generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities

Research Highlights for ICICI Prudential Large & Mid Cap Fund

Upper mid AUM (₹23,698 Cr).
Established history (27+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 28.07% (upper mid).
3Y return: 22.65% (bottom quartile).
1Y return: 6.42% (upper mid).
Alpha: 1.03 (upper mid).
Sharpe: -0.44 (upper mid).
Information ratio: 0.71 (bottom quartile).
Top sector: Consumer Cyclical.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Axis Bank Ltd (~5.3%).

Below is the key information for ICICI Prudential Large & Mid Cap Fund

ICICI Prudential Large & Mid Cap Fund Growth
Launch Date	9 Jul 98
NAV (17 Oct 25)	₹1,035.67 ↓ -0.45 (-0.04 %)
Net Assets (Cr)	₹23,698 on 31 Aug 25
Category	Equity - Large & Mid Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.71
Sharpe Ratio	-0.44
Information Ratio	0.71
Alpha Ratio	1.03
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,772
30 Sep 22	₹18,565
30 Sep 23	₹22,806
30 Sep 24	₹33,896
30 Sep 25	₹33,359

ICICI Prudential Large & Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for ICICI Prudential Large & Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.8%
3 Month	2.7%
6 Month	9.6%
1 Year	6.4%
3 Year	22.6%
5 Year	28.1%
10 Year
15 Year
Since launch	18.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.4%
2023	29.9%
2022	11.7%
2021	41.8%
2020	11.7%
2019	5.7%
2018	-6.2%
2017	29.8%
2016	10.3%
2015	-0.6%

Fund Manager information for ICICI Prudential Large & Mid Cap Fund

Name	Since	Tenure
Ihab Dalwai	1 Jun 22	3.25 Yr.
Sharmila D’mello	31 Jul 22	3.09 Yr.

Data below for ICICI Prudential Large & Mid Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	23.54%
Financial Services	20.67%
Basic Materials	10.75%
Industrials	8.74%
Consumer Defensive	8.57%
Technology	6.02%
Health Care	5.95%
Communication Services	3.96%
Energy	3.91%
Utility	2.06%
Real Estate	1.22%

Asset Allocation

Asset Class	Value
Cash	4.61%
Equity	95.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| AXISBANK	5%	₹1,256 Cr	12,018,759 ↑ 4,615,845
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 22 \| MARUTI	5%	₹1,182 Cr	798,857 ↓ -75,000
FSN E-Commerce Ventures Ltd (Consumer Cyclical) Equity, Since 30 Apr 23 \| 543384	4%	₹935 Cr	40,608,095 ↓ -1,646,614
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Nov 22 \| SBICARD	4%	₹931 Cr	11,587,364 ↑ 1,206,657
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 20 \| LT	3%	₹749 Cr	2,081,123
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 22 \| ALKEM	3%	₹721 Cr	1,359,803 ↓ -125,454
Sona BLW Precision Forgings Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| 543300	3%	₹706 Cr	15,931,365 ↑ 695,784
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jul 23 \| DMART	3%	₹655 Cr	1,377,881 ↓ -170,530
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹632 Cr	4,654,285
Infosys Ltd (Technology) Equity, Since 31 Dec 18 \| INFY	2%	₹586 Cr	3,985,784 ↑ 174,554

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.