6 Best Tax Saving SIP Plans to Invest in 2026

Updated on August 2, 2026 , 38761 views

Equity Linked Saving Schemes or ELSS is gaining a huge popularity as the best tax saving option, amongst the Indian investors.

It has the potential to deliver good returns, and also it has the shortest lock-in period. ELSS is an equity diversified fund, wherein the majority of the fund corpus is invested either in Equity Fund or equity-related products. Investors can attain tax deductions up to INR 1,50,000 under Section 80C of income tax Act from their taxable income. As these funds offer dual benefits of— tax saving and wealth creation, investors can invest in ELSS and make the most out of their investment. So, to make the process of Investing easy, we have shortlisted the best tax saving SIP plans that offer the best returns to the investors.

Ready to Invest?
Talk to our investment specialist

Fund Selection Methodology used to find 6 funds

Category: Equity
Sub-category: ELSS
Investment Option: SIP
AUM Range: 500 to 1000000 Cr
Sorted On : 3-year return (high to low)
Tags: TaxSaver
No Of Funds: 6

Best Performing SIP Funds to Invest in Equity Linked Saving Scheme (ELSS) FY 26 - 27

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Long Term Equity Fund Growth	₹55.4969 ↑ 0.40	₹4,862	500	3.7	11.3	6.8	21.1	16.2	-9.1
SBI Magnum Tax Gain Fund Growth	₹441.249 ↓ -2.90	₹31,839	500	2.9	-1.5	2.1	16.3	15.9	6.6
BNP Paribas Long Term Equity Fund (ELSS) Growth	₹102.054 ↓ -0.27	₹897	500	5.3	4	8.3	16.1	12.2	4.8
HDFC Tax Saver Fund Growth	₹1,402.66 ↓ -7.89	₹15,685	500	4.6	-2.9	0.5	15	15.7	10.3
DSP Tax Saver Fund Growth	₹141 ↓ -0.99	₹16,562	500	3.8	-2.2	2.7	14.8	12.4	7.5
Nippon India Tax Saver Fund (ELSS) Growth	₹133.054 ↓ -0.86	₹14,880	500	3.1	1.6	4	14	13.2	6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Aug 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	Motilal Oswal Long Term Equity Fund	SBI Magnum Tax Gain Fund	BNP Paribas Long Term Equity Fund (ELSS)	HDFC Tax Saver Fund	DSP Tax Saver Fund	Nippon India Tax Saver Fund (ELSS)
Point 1	Bottom quartile AUM (₹4,862 Cr).	Highest AUM (₹31,839 Cr).	Bottom quartile AUM (₹897 Cr).	Upper mid AUM (₹15,685 Cr).	Upper mid AUM (₹16,562 Cr).	Lower mid AUM (₹14,880 Cr).
Point 2	Established history (11+ yrs).	Established history (19+ yrs).	Established history (20+ yrs).	Oldest track record among peers (30 yrs).	Established history (19+ yrs).	Established history (20+ yrs).
Point 3	Not Rated.	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 16.24% (top quartile).	5Y return: 15.91% (upper mid).	5Y return: 12.16% (bottom quartile).	5Y return: 15.70% (upper mid).	5Y return: 12.43% (bottom quartile).	5Y return: 13.17% (lower mid).
Point 6	3Y return: 21.09% (top quartile).	3Y return: 16.30% (upper mid).	3Y return: 16.10% (upper mid).	3Y return: 15.02% (lower mid).	3Y return: 14.76% (bottom quartile).	3Y return: 13.98% (bottom quartile).
Point 7	1Y return: 6.85% (upper mid).	1Y return: 2.15% (bottom quartile).	1Y return: 8.31% (top quartile).	1Y return: 0.49% (bottom quartile).	1Y return: 2.68% (lower mid).	1Y return: 3.98% (upper mid).
Point 8	Alpha: 6.27 (top quartile).	Alpha: -0.28 (lower mid).	Alpha: 2.78 (upper mid).	Alpha: -5.00 (bottom quartile).	Alpha: -1.27 (bottom quartile).	Alpha: 1.35 (upper mid).
Point 9	Sharpe: 0.02 (top quartile).	Sharpe: -0.36 (lower mid).	Sharpe: -0.15 (upper mid).	Sharpe: -0.64 (bottom quartile).	Sharpe: -0.39 (bottom quartile).	Sharpe: -0.24 (upper mid).
Point 10	Information ratio: 0.76 (upper mid).	Information ratio: 1.29 (top quartile).	Information ratio: 0.58 (bottom quartile).	Information ratio: 0.42 (bottom quartile).	Information ratio: 0.70 (upper mid).	Information ratio: 0.67 (lower mid).

Motilal Oswal Long Term Equity Fund

Bottom quartile AUM (₹4,862 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.24% (top quartile).
3Y return: 21.09% (top quartile).
1Y return: 6.85% (upper mid).
Alpha: 6.27 (top quartile).
Sharpe: 0.02 (top quartile).
Information ratio: 0.76 (upper mid).

SBI Magnum Tax Gain Fund

Highest AUM (₹31,839 Cr).
Established history (19+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.91% (upper mid).
3Y return: 16.30% (upper mid).
1Y return: 2.15% (bottom quartile).
Alpha: -0.28 (lower mid).
Sharpe: -0.36 (lower mid).
Information ratio: 1.29 (top quartile).

BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹897 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.16% (bottom quartile).
3Y return: 16.10% (upper mid).
1Y return: 8.31% (top quartile).
Alpha: 2.78 (upper mid).
Sharpe: -0.15 (upper mid).
Information ratio: 0.58 (bottom quartile).

HDFC Tax Saver Fund

Upper mid AUM (₹15,685 Cr).
Oldest track record among peers (30 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.70% (upper mid).
3Y return: 15.02% (lower mid).
1Y return: 0.49% (bottom quartile).
Alpha: -5.00 (bottom quartile).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.42 (bottom quartile).

DSP Tax Saver Fund

Upper mid AUM (₹16,562 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.43% (bottom quartile).
3Y return: 14.76% (bottom quartile).
1Y return: 2.68% (lower mid).
Alpha: -1.27 (bottom quartile).
Sharpe: -0.39 (bottom quartile).
Information ratio: 0.70 (upper mid).

Nippon India Tax Saver Fund (ELSS)

Lower mid AUM (₹14,880 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.17% (lower mid).
3Y return: 13.98% (bottom quartile).
1Y return: 3.98% (upper mid).
Alpha: 1.35 (upper mid).
Sharpe: -0.24 (upper mid).
Information ratio: 0.67 (lower mid).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.: 112358
MCA CIN: U74999MH2016PTC282153
Location: Thane, Maharashtra, India
Experience: 10+ years in Mutual Fund distribution

Our Expertise

Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

Why Trust Us

Regulated & compliant: AMFI-registered and MCA-incorporated.
Investor-first: No pay-to-promote lists; suitability and performance drive coverage.
Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

*Above is list of best ELSS SIP funds having AUM/Net Assets above 500 Crore. Sorted on Last 3 Year Return.

1. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Long Term Equity Fund

Bottom quartile AUM (₹4,862 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.24% (top quartile).
3Y return: 21.09% (top quartile).
1Y return: 6.85% (upper mid).
Alpha: 6.27 (top quartile).
Sharpe: 0.02 (top quartile).
Information ratio: 0.76 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Multi Commodity Exchange of India Ltd (~5.7%).

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund Growth
Launch Date	21 Jan 15
NAV (04 Aug 26)	₹55.4969 ↑ 0.40 (0.72 %)
Net Assets (Cr)	₹4,862 on 30 Jun 26
Category	Equity - ELSS
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.65
Sharpe Ratio	0.02
Information Ratio	0.76
Alpha Ratio	6.27
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹9,920
31 Jul 23	₹12,253
31 Jul 24	₹19,527
31 Jul 25	₹20,258
31 Jul 26	₹21,303

Motilal Oswal Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	-0.3%
3 Month	3.7%
6 Month	11.3%
1 Year	6.8%
3 Year	21.1%
5 Year	16.2%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-9.1%
2023	47.7%
2022	37%
2021	1.8%
2020	32.1%
2019	8.8%
2018	13.2%
2017	-8.7%
2016	44%
2015	12.5%

Fund Manager information for Motilal Oswal Long Term Equity Fund

Name	Since	Tenure
Varun Sharma	3 Jul 26	0.08 Yr.
Ajay Khandelwal	11 Dec 23	2.64 Yr.
Ankit Agarwal	16 Mar 26	0.38 Yr.
Rakesh Shetty	22 Nov 22	3.69 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	26.3%
Financial Services	24.52%
Consumer Cyclical	16.25%
Basic Materials	14.86%
Technology	13.21%
Health Care	4.14%

Asset Allocation

Asset Class	Value
Cash	0.73%
Equity	99.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 29 Feb 24 \| MCX	6%	₹275 Cr	968,520 ↓ -172,342
Ather Energy Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| ATHERENERG	5%	₹227 Cr	1,990,789
Zen Technologies Ltd (Industrials) Equity, Since 31 Dec 24 \| ZENTEC	4%	₹215 Cr	1,214,938 ↓ -3,590
Apar Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| APARINDS	4%	₹205 Cr	130,439 ↓ -3,561
OneSource Specialty Pharma Ltd (Healthcare) Equity, Since 31 Jan 25 \| ONESOURCE	4%	₹201 Cr	1,221,228
PTC Industries Ltd (Industrials) Equity, Since 30 Sep 24 \| 539006	4%	₹198 Cr	115,181
Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials) Equity, Since 28 Feb 23 \| FLUOROCHEM	4%	₹195 Cr	493,050 ↑ 31,259
Suzlon Energy Ltd (Industrials) Equity, Since 31 Jan 24 \| SUZLON	4%	₹191 Cr	32,483,092
Shriram Finance Ltd (Financial Services) Equity, Since 31 Dec 25 \| SHRIRAMFIN	4%	₹180 Cr	1,725,541
Billionbrains Garage Ventures Ltd (Financial Services) Equity, Since 30 Nov 25 \| GROWW	4%	₹177 Cr	8,751,187

2. SBI Magnum Tax Gain Fund

To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits.

Research Highlights for SBI Magnum Tax Gain Fund

Highest AUM (₹31,839 Cr).
Established history (19+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.91% (upper mid).
3Y return: 16.30% (upper mid).
1Y return: 2.15% (bottom quartile).
Alpha: -0.28 (lower mid).
Sharpe: -0.36 (lower mid).
Information ratio: 1.29 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~9.5%).

Below is the key information for SBI Magnum Tax Gain Fund

SBI Magnum Tax Gain Fund Growth
Launch Date	7 May 07
NAV (04 Aug 26)	₹441.249 ↓ -2.90 (-0.65 %)
Net Assets (Cr)	₹31,839 on 30 Jun 26
Category	Equity - ELSS
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	-0.36
Information Ratio	1.29
Alpha Ratio	-0.28
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,672
31 Jul 23	₹13,731
31 Jul 24	₹21,515
31 Jul 25	₹20,998
31 Jul 26	₹21,280

SBI Magnum Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Magnum Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	0.6%
3 Month	2.9%
6 Month	-1.5%
1 Year	2.1%
3 Year	16.3%
5 Year	15.9%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.6%
2023	27.7%
2022	40%
2021	6.9%
2020	31%
2019	18.9%
2018	4%
2017	-8.3%
2016	33%
2015	2.1%

Fund Manager information for SBI Magnum Tax Gain Fund

Name	Since	Tenure
Milind Agrawal	1 Jan 26	0.58 Yr.

Data below for SBI Magnum Tax Gain Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	37.4%
Industrials	11.6%
Health Care	8.85%
Basic Materials	8.22%
Consumer Cyclical	7.71%
Energy	6.2%
Utility	6.18%
Technology	5.2%
Communication Services	2.77%
Consumer Defensive	2.24%
Real Estate	1.03%

Asset Allocation

Asset Class	Value
Cash	2.47%
Equity	97.4%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	10%	₹3,028 Cr	22,017,451
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 07 \| HDFCBANK	7%	₹2,321 Cr	29,086,506 ↑ 17,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	6%	₹2,046 Cr	52,150,000 ↑ 4,400,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	3%	₹941 Cr	7,275,148 ↓ -4,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 26 \| LT	3%	₹940 Cr	2,268,231
State Bank of India (Financial Services) Equity, Since 31 May 06 \| SBIN	3%	₹935 Cr	9,104,168 ↓ -2,500,000
Torrent Power Ltd (Utilities) Equity, Since 31 Jul 19 \| 532779	2%	₹794 Cr	5,610,813
AIA Engineering Ltd (Industrials) Equity, Since 31 Dec 20 \| AIAENG	2%	₹754 Cr	1,484,340
Cipla Ltd (Healthcare) Equity, Since 31 Jul 18 \| 500087	2%	₹697 Cr	4,756,637
Tata Steel Ltd (Basic Materials) Equity, Since 31 Oct 21 \| TATASTEEL	2%	₹655 Cr	34,812,247 ↓ -26,500,000

3. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹897 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.16% (bottom quartile).
3Y return: 16.10% (upper mid).
1Y return: 8.31% (top quartile).
Alpha: 2.78 (upper mid).
Sharpe: -0.15 (upper mid).
Information ratio: 0.58 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.0%).

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS) Growth
Launch Date	5 Jan 06
NAV (04 Aug 26)	₹102.054 ↓ -0.27 (-0.26 %)
Net Assets (Cr)	₹897 on 30 Jun 26
Category	Equity - ELSS
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.21
Sharpe Ratio	-0.15
Information Ratio	0.58
Alpha Ratio	2.78
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,148
31 Jul 23	₹11,674
31 Jul 24	₹16,605
31 Jul 25	₹16,796
31 Jul 26	₹17,912

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	3.8%
3 Month	5.3%
6 Month	4%
1 Year	8.3%
3 Year	16.1%
5 Year	12.2%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.8%
2023	23.6%
2022	31.3%
2021	-2.1%
2020	23.6%
2019	17.8%
2018	14.3%
2017	-9.3%
2016	42.3%
2015	-6.6%

Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)

Name	Since	Tenure
Silky Jain	1 Jul 26	0.08 Yr.
Yash Mehta	1 May 26	0.25 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	29.83%
Consumer Cyclical	15.89%
Industrials	14.15%
Basic Materials	9.41%
Technology	6.81%
Health Care	6.63%
Energy	5.11%
Consumer Defensive	4.03%
Utility	3.08%
Communication Services	2.48%

Asset Allocation

Asset Class	Value
Cash	2.55%
Equity	97.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	4%	₹36 Cr	450,000 ↓ -100,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| ICICIBANK	4%	₹34 Cr	250,000
State Bank of India (Financial Services) Equity, Since 31 Mar 22 \| SBIN	4%	₹34 Cr	330,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	3%	₹31 Cr	240,000 ↓ -41,800
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 20 \| LT	3%	₹29 Cr	70,000 ↑ 5,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 May 25 \| TITAN	3%	₹24 Cr	55,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Nov 24 \| 500103	3%	₹24 Cr	580,000 ↓ -121,626
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Jul 24 \| NAVINFLUOR	3%	₹24 Cr	31,031 ↓ -654
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 31 Jan 25 \| RADICO	3%	₹23 Cr	59,011 ↓ -989
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 23 \| POWERINDIA	3%	₹23 Cr	6,500 ↓ -2,266

4. HDFC Tax Saver Fund

The fund plans to provide long term growth of capital.

Research Highlights for HDFC Tax Saver Fund

Upper mid AUM (₹15,685 Cr).
Oldest track record among peers (30 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.70% (upper mid).
3Y return: 15.02% (lower mid).
1Y return: 0.49% (bottom quartile).
Alpha: -5.00 (bottom quartile).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.42 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~9.6%).

Below is the key information for HDFC Tax Saver Fund

HDFC Tax Saver Fund Growth
Launch Date	31 Mar 96
NAV (04 Aug 26)	₹1,402.66 ↓ -7.89 (-0.56 %)
Net Assets (Cr)	₹15,685 on 30 Jun 26
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	-0.64
Information Ratio	0.42
Alpha Ratio	-5
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,333
31 Jul 23	₹13,966
31 Jul 24	₹20,325
31 Jul 25	₹21,040
31 Jul 26	₹20,866

HDFC Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for HDFC Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	2.2%
3 Month	4.6%
6 Month	-2.9%
1 Year	0.5%
3 Year	15%
5 Year	15.7%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	21.3%
2022	33.2%
2021	10.5%
2020	35.3%
2019	5.8%
2018	3.7%
2017	-10.9%
2016	38.7%
2015	7.6%

Fund Manager information for HDFC Tax Saver Fund

Name	Since	Tenure
Amar Kalkundrikar	8 Dec 25	0.64 Yr.
Dhruv Muchhal	22 Jun 23	3.11 Yr.

Data below for HDFC Tax Saver Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	43.01%
Consumer Cyclical	17.1%
Health Care	8.03%
Industrials	6.36%
Technology	6%
Basic Materials	4.61%
Communication Services	4.47%
Consumer Defensive	4.28%
Energy	2.74%
Utility	2.01%

Asset Allocation

Asset Class	Value
Cash	1.06%
Equity	98.61%
Debt	0.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	10%	₹1,513 Cr	11,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| HDFCBANK	8%	₹1,325 Cr	16,600,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	8%	₹1,193 Cr	8,863,395
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| MARUTI	5%	₹776 Cr	550,000
State Bank of India (Financial Services) Equity, Since 31 Dec 06 \| SBIN	5%	₹719 Cr	7,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 19 \| BHARTIARTL	4%	₹702 Cr	3,788,193
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	4%	₹686 Cr	17,500,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jan 22 \| SBILIFE	3%	₹528 Cr	2,988,654 ↓ -11,358
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 15 \| RELIANCE	3%	₹430 Cr	3,325,000
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	2%	₹383 Cr	3,575,000

5. DSP Tax Saver Fund

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.

Research Highlights for DSP Tax Saver Fund

Upper mid AUM (₹16,562 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.43% (bottom quartile).
3Y return: 14.76% (bottom quartile).
1Y return: 2.68% (lower mid).
Alpha: -1.27 (bottom quartile).
Sharpe: -0.39 (bottom quartile).
Information ratio: 0.70 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding ICICI Bank Ltd (~10.0%).

Below is the key information for DSP Tax Saver Fund

DSP Tax Saver Fund Growth
Launch Date	18 Jan 07
NAV (04 Aug 26)	₹141 ↓ -0.99 (-0.70 %)
Net Assets (Cr)	₹16,562 on 30 Jun 26
Category	Equity - ELSS
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.64
Sharpe Ratio	-0.39
Information Ratio	0.7
Alpha Ratio	-1.27
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,350
31 Jul 23	₹12,208
31 Jul 24	₹18,140
31 Jul 25	₹17,996
31 Jul 26	₹18,153

DSP Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for DSP Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	0.8%
3 Month	3.8%
6 Month	-2.2%
1 Year	2.7%
3 Year	14.8%
5 Year	12.4%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	23.9%
2022	30%
2021	4.5%
2020	35.1%
2019	15%
2018	14.8%
2017	-7.6%
2016	36.3%
2015	11.3%

Fund Manager information for DSP Tax Saver Fund

Name	Since	Tenure
Rohit Singhania	16 Jul 15	11.05 Yr.

Data below for DSP Tax Saver Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	45.49%
Health Care	9%
Consumer Cyclical	8.46%
Basic Materials	7.09%
Energy	6.73%
Technology	4.88%
Communication Services	4.87%
Consumer Defensive	3.93%
Industrials	3.24%
Utility	2.48%

Asset Allocation

Asset Class	Value
Cash	3.83%
Equity	96.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 16 \| ICICIBANK	10%	₹1,650 Cr	11,996,282 ↑ 74,568
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	9%	₹1,572 Cr	19,697,085 ↑ 647,052
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	8%	₹1,316 Cr	9,777,745 ↑ 397,520
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	5%	₹820 Cr	7,984,534 ↑ 1,060,331
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 19 \| BHARTIARTL	3%	₹553 Cr	2,985,560
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| KOTAKBANK	3%	₹545 Cr	13,895,875 ↑ 764,194
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| M&M	2%	₹394 Cr	1,284,132
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 26 \| RELIANCE	2%	₹357 Cr	2,757,341 ↑ 2,757,341
Infosys Ltd (Technology) Equity, Since 31 Mar 12 \| INFY	2%	₹356 Cr	3,563,404
NTPC Ltd (Utilities) Equity, Since 31 Jan 19 \| 532555	2%	₹319 Cr	8,956,673 ↑ 1,408,733

6. Nippon India Tax Saver Fund (ELSS)

The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s investment objective shall be achieved.

Research Highlights for Nippon India Tax Saver Fund (ELSS)

Lower mid AUM (₹14,880 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.17% (lower mid).
3Y return: 13.98% (bottom quartile).
1Y return: 3.98% (upper mid).
Alpha: 1.35 (upper mid).
Sharpe: -0.24 (upper mid).
Information ratio: 0.67 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~7.4%).

Below is the key information for Nippon India Tax Saver Fund (ELSS)

Nippon India Tax Saver Fund (ELSS) Growth
Launch Date	21 Sep 05
NAV (04 Aug 26)	₹133.054 ↓ -0.86 (-0.64 %)
Net Assets (Cr)	₹14,880 on 30 Jun 26
Category	Equity - ELSS
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	-0.24
Information Ratio	0.67
Alpha Ratio	1.35
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,954
31 Jul 23	₹12,948
31 Jul 24	₹18,666
31 Jul 25	₹18,313
31 Jul 26	₹18,772

Nippon India Tax Saver Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Nippon India Tax Saver Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	1.1%
3 Month	3.1%
6 Month	1.6%
1 Year	4%
3 Year	14%
5 Year	13.2%
10 Year
15 Year
Since launch	13.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6%
2023	17.6%
2022	28.6%
2021	6.9%
2020	37.6%
2019	-0.4%
2018	1.5%
2017	-20.7%
2016	46%
2015	4.2%

Fund Manager information for Nippon India Tax Saver Fund (ELSS)

Name	Since	Tenure
Rupesh Patel	1 Jul 21	5.09 Yr.
Ritesh Rathod	19 Aug 24	1.95 Yr.
Kinjal Desai	25 May 18	8.19 Yr.
Amber Singhania	11 Mar 26	0.39 Yr.

Data below for Nippon India Tax Saver Fund (ELSS) as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	34.83%
Consumer Cyclical	13.96%
Industrials	11.49%
Consumer Defensive	8.78%
Utility	7.21%
Health Care	7.14%
Energy	4.96%
Communication Services	4.22%
Technology	3.73%
Basic Materials	2.37%

Asset Allocation

Asset Class	Value
Cash	1.31%
Equity	98.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| ICICIBANK	7%	₹1,100 Cr	8,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	7%	₹973 Cr	12,200,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 20 \| 532215	4%	₹632 Cr	4,700,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| MOTHERSON	3%	₹518 Cr	35,000,000
State Bank of India (Financial Services) Equity, Since 31 Dec 13 \| SBIN	3%	₹503 Cr	4,900,000
NTPC Ltd (Utilities) Equity, Since 28 Feb 19 \| 532555	3%	₹499 Cr	14,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 20 \| RELIANCE	3%	₹440 Cr	3,400,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 26 \| BHARTIARTL	3%	₹424 Cr	2,290,000
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Nov 22 \| 532810	3%	₹387 Cr	9,111,111
Infosys Ltd (Technology) Equity, Since 31 Mar 20 \| INFY	3%	₹380 Cr	3,800,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.