6 Best Tax Saving SIP Plans to Invest in 2026

Updated on July 6, 2026 , 38705 views

Equity Linked Saving Schemes or ELSS is gaining a huge popularity as the best tax saving option, amongst the Indian investors.

It has the potential to deliver good returns, and also it has the shortest lock-in period. ELSS is an equity diversified fund, wherein the majority of the fund corpus is invested either in Equity Fund or equity-related products. Investors can attain tax deductions up to INR 1,50,000 under Section 80C of income tax Act from their taxable income. As these funds offer dual benefits of— tax saving and wealth creation, investors can invest in ELSS and make the most out of their investment. So, to make the process of Investing easy, we have shortlisted the best tax saving SIP plans that offer the best returns to the investors.

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Fund Selection Methodology used to find 6 funds

Category: Equity
Sub-category: ELSS
Investment Option: SIP
AUM Range: 500 to 1000000 Cr
Sorted On : 3-year return (high to low)
Tags: TaxSaver
No Of Funds: 6

Best Performing SIP Funds to Invest in Equity Linked Saving Scheme (ELSS) FY 26 - 27

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Long Term Equity Fund Growth	₹54.2505 ↓ -0.78	₹4,663	500	10.4	8.3	3	20.7	17	-9.1
SBI Magnum Tax Gain Fund Growth	₹432.158 ↓ -7.81	₹30,955	500	3.1	-3.3	-3.1	16.6	16.4	6.6
BNP Paribas Long Term Equity Fund (ELSS) Growth	₹97.2295 ↓ -1.86	₹882	500	3.9	-1.7	1.5	15	12	4.8
DSP Tax Saver Fund Growth	₹137.409 ↓ -3.03	₹16,156	500	2	-5	-3.1	14.8	13.1	7.5
HDFC Tax Saver Fund Growth	₹1,354.04 ↓ -30.27	₹15,366	500	0.7	-7.1	-4.9	14.5	15.8	10.3
Nippon India Tax Saver Fund (ELSS) Growth	₹129.688 ↓ -2.34	₹14,700	500	3.7	-0.9	0.3	14.2	13.7	6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Jul 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	Motilal Oswal Long Term Equity Fund	SBI Magnum Tax Gain Fund	BNP Paribas Long Term Equity Fund (ELSS)	DSP Tax Saver Fund	HDFC Tax Saver Fund	Nippon India Tax Saver Fund (ELSS)
Point 1	Bottom quartile AUM (₹4,663 Cr).	Highest AUM (₹30,955 Cr).	Bottom quartile AUM (₹882 Cr).	Upper mid AUM (₹16,156 Cr).	Upper mid AUM (₹15,366 Cr).	Lower mid AUM (₹14,700 Cr).
Point 2	Established history (11+ yrs).	Established history (19+ yrs).	Established history (20+ yrs).	Established history (19+ yrs).	Oldest track record among peers (30 yrs).	Established history (20+ yrs).
Point 3	Not Rated.	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 16.98% (top quartile).	5Y return: 16.42% (upper mid).	5Y return: 12.04% (bottom quartile).	5Y return: 13.09% (bottom quartile).	5Y return: 15.82% (upper mid).	5Y return: 13.73% (lower mid).
Point 6	3Y return: 20.68% (top quartile).	3Y return: 16.63% (upper mid).	3Y return: 15.03% (upper mid).	3Y return: 14.82% (lower mid).	3Y return: 14.54% (bottom quartile).	3Y return: 14.20% (bottom quartile).
Point 7	1Y return: 2.96% (top quartile).	1Y return: -3.05% (lower mid).	1Y return: 1.52% (upper mid).	1Y return: -3.13% (bottom quartile).	1Y return: -4.91% (bottom quartile).	1Y return: 0.31% (upper mid).
Point 8	Alpha: 3.21 (top quartile).	Alpha: -2.25 (lower mid).	Alpha: 1.65 (upper mid).	Alpha: -3.11 (bottom quartile).	Alpha: -6.02 (bottom quartile).	Alpha: 0.53 (upper mid).
Point 9	Sharpe: -0.02 (top quartile).	Sharpe: -0.36 (lower mid).	Sharpe: -0.10 (upper mid).	Sharpe: -0.38 (bottom quartile).	Sharpe: -0.59 (bottom quartile).	Sharpe: -0.17 (upper mid).
Point 10	Information ratio: 0.73 (upper mid).	Information ratio: 1.38 (top quartile).	Information ratio: 0.61 (lower mid).	Information ratio: 0.60 (bottom quartile).	Information ratio: 0.46 (bottom quartile).	Information ratio: 0.82 (upper mid).

Motilal Oswal Long Term Equity Fund

Bottom quartile AUM (₹4,663 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.98% (top quartile).
3Y return: 20.68% (top quartile).
1Y return: 2.96% (top quartile).
Alpha: 3.21 (top quartile).
Sharpe: -0.02 (top quartile).
Information ratio: 0.73 (upper mid).

SBI Magnum Tax Gain Fund

Highest AUM (₹30,955 Cr).
Established history (19+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.42% (upper mid).
3Y return: 16.63% (upper mid).
1Y return: -3.05% (lower mid).
Alpha: -2.25 (lower mid).
Sharpe: -0.36 (lower mid).
Information ratio: 1.38 (top quartile).

BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹882 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.04% (bottom quartile).
3Y return: 15.03% (upper mid).
1Y return: 1.52% (upper mid).
Alpha: 1.65 (upper mid).
Sharpe: -0.10 (upper mid).
Information ratio: 0.61 (lower mid).

DSP Tax Saver Fund

Upper mid AUM (₹16,156 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.09% (bottom quartile).
3Y return: 14.82% (lower mid).
1Y return: -3.13% (bottom quartile).
Alpha: -3.11 (bottom quartile).
Sharpe: -0.38 (bottom quartile).
Information ratio: 0.60 (bottom quartile).

HDFC Tax Saver Fund

Upper mid AUM (₹15,366 Cr).
Oldest track record among peers (30 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.82% (upper mid).
3Y return: 14.54% (bottom quartile).
1Y return: -4.91% (bottom quartile).
Alpha: -6.02 (bottom quartile).
Sharpe: -0.59 (bottom quartile).
Information ratio: 0.46 (bottom quartile).

Nippon India Tax Saver Fund (ELSS)

Lower mid AUM (₹14,700 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.73% (lower mid).
3Y return: 14.20% (bottom quartile).
1Y return: 0.31% (upper mid).
Alpha: 0.53 (upper mid).
Sharpe: -0.17 (upper mid).
Information ratio: 0.82 (upper mid).

About the Fincash Research Team

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Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

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Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
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*Above is list of best ELSS SIP funds having AUM/Net Assets above 500 Crore. Sorted on Last 3 Year Return.

1. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Long Term Equity Fund

Bottom quartile AUM (₹4,663 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.98% (top quartile).
3Y return: 20.68% (top quartile).
1Y return: 2.96% (top quartile).
Alpha: 3.21 (top quartile).
Sharpe: -0.02 (top quartile).
Information ratio: 0.73 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Multi Commodity Exchange of India Ltd (~7.2%).

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund Growth
Launch Date	21 Jan 15
NAV (08 Jul 26)	₹54.2505 ↓ -0.78 (-1.43 %)
Net Assets (Cr)	₹4,663 on 31 May 26
Category	Equity - ELSS
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.65
Sharpe Ratio	-0.02
Information Ratio	0.73
Alpha Ratio	3.21
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,362
30 Jun 23	₹12,562
30 Jun 24	₹19,819
30 Jun 25	₹21,898
30 Jun 26	₹22,806

Motilal Oswal Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26

Duration	Returns
1 Month	2.1%
3 Month	10.4%
6 Month	8.3%
1 Year	3%
3 Year	20.7%
5 Year	17%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-9.1%
2023	47.7%
2022	37%
2021	1.8%
2020	32.1%
2019	8.8%
2018	13.2%
2017	-8.7%
2016	44%
2015	12.5%

Fund Manager information for Motilal Oswal Long Term Equity Fund

Name	Since	Tenure
Ajay Khandelwal	11 Dec 23	2.55 Yr.
Ankit Agarwal	16 Mar 26	0.29 Yr.
Rakesh Shetty	22 Nov 22	3.61 Yr.
Atul Mehra	1 Oct 24	1.75 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	25.8%
Industrials	23.55%
Consumer Cyclical	16.57%
Basic Materials	13.61%
Technology	13.23%
Health Care	4.78%

Asset Allocation

Asset Class	Value
Cash	2.46%
Equity	97.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 29 Feb 24 \| MCX	7%	₹337 Cr	1,140,862 ↓ -55,178
OneSource Specialty Pharma Ltd (Healthcare) Equity, Since 31 Jan 25 \| ONESOURCE	5%	₹223 Cr	1,221,228
Zen Technologies Ltd (Industrials) Equity, Since 31 Dec 24 \| ZENTEC	4%	₹203 Cr	1,218,528
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Jun 25 \| MUTHOOTFIN	4%	₹197 Cr	588,318 ↑ 41,444
Ather Energy Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| ATHERENERG	4%	₹192 Cr	1,990,789 ↓ -310,680
Waaree Energies Ltd (Technology) Equity, Since 31 Oct 24 \| WAAREEENER	4%	₹188 Cr	600,000 ↓ -27,718
Jain Resource Recycling Ltd (Basic Materials) Equity, Since 31 Oct 25 \| JAINREC	4%	₹187 Cr	5,000,000 ↓ -11,074
PTC Industries Ltd (Industrials) Equity, Since 30 Sep 24 \| 539006	4%	₹186 Cr	115,181
Suzlon Energy Ltd (Industrials) Equity, Since 31 Jan 24 \| SUZLON	4%	₹185 Cr	32,483,092
Apar Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| APARINDS	4%	₹176 Cr	134,000 ↓ -48,754

2. SBI Magnum Tax Gain Fund

To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits.

Research Highlights for SBI Magnum Tax Gain Fund

Highest AUM (₹30,955 Cr).
Established history (19+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.42% (upper mid).
3Y return: 16.63% (upper mid).
1Y return: -3.05% (lower mid).
Alpha: -2.25 (lower mid).
Sharpe: -0.36 (lower mid).
Information ratio: 1.38 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~8.9%).

Below is the key information for SBI Magnum Tax Gain Fund

SBI Magnum Tax Gain Fund Growth
Launch Date	7 May 07
NAV (08 Jul 26)	₹432.158 ↓ -7.81 (-1.77 %)
Net Assets (Cr)	₹30,955 on 31 May 26
Category	Equity - ELSS
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	-0.36
Information Ratio	1.38
Alpha Ratio	-2.25
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,033
30 Jun 23	₹13,273
30 Jun 24	₹20,826
30 Jun 25	₹21,957
30 Jun 26	₹21,516

SBI Magnum Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for SBI Magnum Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26

Duration	Returns
1 Month	3.5%
3 Month	3.1%
6 Month	-3.3%
1 Year	-3.1%
3 Year	16.6%
5 Year	16.4%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.6%
2023	27.7%
2022	40%
2021	6.9%
2020	31%
2019	18.9%
2018	4%
2017	-8.3%
2016	33%
2015	2.1%

Fund Manager information for SBI Magnum Tax Gain Fund

Name	Since	Tenure
Milind Agrawal	1 Jan 26	0.49 Yr.

Data below for SBI Magnum Tax Gain Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	34.89%
Industrials	11.94%
Basic Materials	11.11%
Energy	7.7%
Health Care	7.53%
Consumer Cyclical	7.38%
Technology	5.78%
Utility	5.31%
Communication Services	3.34%
Consumer Defensive	1.98%
Real Estate	0.96%

Asset Allocation

Asset Class	Value
Cash	1.96%
Equity	97.92%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	9%	₹2,766 Cr	22,017,451
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	6%	₹1,835 Cr	47,750,000 ↑ 8,000,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	5%	₹1,490 Cr	11,275,148
Tata Steel Ltd (Basic Materials) Equity, Since 31 Oct 21 \| TATASTEEL	4%	₹1,275 Cr	61,312,247
State Bank of India (Financial Services) Equity, Since 31 May 06 \| SBIN	4%	₹1,119 Cr	11,604,168 ↑ 465,808
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 26 \| LT	3%	₹925 Cr	2,268,231
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 07 \| HDFCBANK	3%	₹900 Cr	12,086,506 ↓ -4,000,000
Torrent Power Ltd (Utilities) Equity, Since 31 Jul 19 \| TORNTPOWER	3%	₹797 Cr	5,610,813
AIA Engineering Ltd (Industrials) Equity, Since 31 Dec 20 \| AIAENG	2%	₹668 Cr	1,484,340
Cipla Ltd (Healthcare) Equity, Since 31 Jul 18 \| CIPLA	2%	₹666 Cr	4,756,637

3. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹882 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.04% (bottom quartile).
3Y return: 15.03% (upper mid).
1Y return: 1.52% (upper mid).
Alpha: 1.65 (upper mid).
Sharpe: -0.10 (upper mid).
Information ratio: 0.61 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.6%).

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS) Growth
Launch Date	5 Jan 06
NAV (08 Jul 26)	₹97.2295 ↓ -1.86 (-1.88 %)
Net Assets (Cr)	₹882 on 31 May 26
Category	Equity - ELSS
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.21
Sharpe Ratio	-0.1
Information Ratio	0.61
Alpha Ratio	1.65
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,480
30 Jun 23	₹11,609
30 Jun 24	₹16,494
30 Jun 25	₹17,507
30 Jun 26	₹17,827

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26

Duration	Returns
1 Month	3.8%
3 Month	3.9%
6 Month	-1.7%
1 Year	1.5%
3 Year	15%
5 Year	12%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.8%
2023	23.6%
2022	31.3%
2021	-2.1%
2020	23.6%
2019	17.8%
2018	14.3%
2017	-9.3%
2016	42.3%
2015	-6.6%

Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)

Name	Since	Tenure
Sanjay Chawla	14 Mar 22	4.3 Yr.
Yash Mehta	1 May 26	0.16 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	28.78%
Industrials	15.65%
Consumer Cyclical	14.19%
Basic Materials	8.98%
Technology	7.08%
Health Care	6.37%
Energy	5.79%
Consumer Defensive	4.17%
Communication Services	3.01%
Utility	1.38%

Asset Allocation

Asset Class	Value
Cash	4.57%
Equity	95.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	5%	₹41 Cr	550,000 ↓ -106,320
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	4%	₹37 Cr	281,800
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 23 \| POWERINDIA	4%	₹34 Cr	8,766
State Bank of India (Financial Services) Equity, Since 31 Mar 22 \| SBIN	4%	₹32 Cr	330,000 ↑ 52,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| ICICIBANK	4%	₹31 Cr	250,000 ↓ -79,900
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Nov 24 \| BHEL	3%	₹29 Cr	701,626 ↓ -119,754
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 19 \| BHARTIARTL	3%	₹27 Cr	144,966
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 20 \| LT	3%	₹26 Cr	65,000 ↑ 5,000
Hindalco Industries Ltd (Basic Materials) Equity, Since 28 Feb 25 \| HINDALCO	3%	₹25 Cr	220,000
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Jul 24 \| NAVINFLUOR	3%	₹23 Cr	31,685

4. DSP Tax Saver Fund

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.

Research Highlights for DSP Tax Saver Fund

Upper mid AUM (₹16,156 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.09% (bottom quartile).
3Y return: 14.82% (lower mid).
1Y return: -3.13% (bottom quartile).
Alpha: -3.11 (bottom quartile).
Sharpe: -0.38 (bottom quartile).
Information ratio: 0.60 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding ICICI Bank Ltd (~9.3%).

Below is the key information for DSP Tax Saver Fund

DSP Tax Saver Fund Growth
Launch Date	18 Jan 07
NAV (08 Jul 26)	₹137.409 ↓ -3.03 (-2.16 %)
Net Assets (Cr)	₹16,156 on 31 May 26
Category	Equity - ELSS
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.64
Sharpe Ratio	-0.38
Information Ratio	0.6
Alpha Ratio	-3.11
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,880
30 Jun 23	₹12,160
30 Jun 24	₹17,802
30 Jun 25	₹19,260
30 Jun 26	₹18,724

DSP Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for DSP Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26

Duration	Returns
1 Month	3.7%
3 Month	2%
6 Month	-5%
1 Year	-3.1%
3 Year	14.8%
5 Year	13.1%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	23.9%
2022	30%
2021	4.5%
2020	35.1%
2019	15%
2018	14.8%
2017	-7.6%
2016	36.3%
2015	11.3%

Fund Manager information for DSP Tax Saver Fund

Name	Since	Tenure
Rohit Singhania	16 Jul 15	10.96 Yr.

Data below for DSP Tax Saver Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	43.12%
Consumer Cyclical	9.16%
Health Care	8.74%
Basic Materials	7.54%
Technology	6.25%
Communication Services	5.15%
Energy	4.34%
Consumer Defensive	3.79%
Industrials	3.34%
Utility	2.5%

Asset Allocation

Asset Class	Value
Cash	6.08%
Equity	93.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 16 \| ICICIBANK	9%	₹1,498 Cr	11,921,714 ↑ 841,830
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	9%	₹1,418 Cr	19,050,033 ↑ 1,761,226
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| AXISBANK	7%	₹1,207 Cr	9,380,225 ↑ 864,353
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	4%	₹668 Cr	6,924,203
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 19 \| BHARTIARTL	3%	₹546 Cr	2,985,560
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| KOTAKBANK	3%	₹505 Cr	13,131,681 ↑ 1,789,756
Infosys Ltd (Technology) Equity, Since 31 Mar 12 \| INFY	3%	₹414 Cr	3,563,404
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| M&M	2%	₹391 Cr	1,284,132
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 25 \| TCS	2%	₹334 Cr	1,477,947
Max Financial Services Ltd (Financial Services) Equity, Since 31 Jan 21 \| MFSL	2%	₹307 Cr	1,832,617

5. HDFC Tax Saver Fund

The fund plans to provide long term growth of capital.

Research Highlights for HDFC Tax Saver Fund

Upper mid AUM (₹15,366 Cr).
Oldest track record among peers (30 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.82% (upper mid).
3Y return: 14.54% (bottom quartile).
1Y return: -4.91% (bottom quartile).
Alpha: -6.02 (bottom quartile).
Sharpe: -0.59 (bottom quartile).
Information ratio: 0.46 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~9.0%).

Below is the key information for HDFC Tax Saver Fund

HDFC Tax Saver Fund Growth
Launch Date	31 Mar 96
NAV (08 Jul 26)	₹1,354.04 ↓ -30.27 (-2.19 %)
Net Assets (Cr)	₹15,366 on 31 May 26
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	-0.59
Information Ratio	0.46
Alpha Ratio	-6.02
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,812
30 Jun 23	₹13,852
30 Jun 24	₹20,284
30 Jun 25	₹22,076
30 Jun 26	₹20,905

HDFC Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for HDFC Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26

Duration	Returns
1 Month	4.2%
3 Month	0.7%
6 Month	-7.1%
1 Year	-4.9%
3 Year	14.5%
5 Year	15.8%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	21.3%
2022	33.2%
2021	10.5%
2020	35.3%
2019	5.8%
2018	3.7%
2017	-10.9%
2016	38.7%
2015	7.6%

Fund Manager information for HDFC Tax Saver Fund

Name	Since	Tenure
Amar Kalkundrikar	8 Dec 25	0.56 Yr.
Dhruv Muchhal	22 Jun 23	3.02 Yr.

Data below for HDFC Tax Saver Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	41.75%
Consumer Cyclical	16.64%
Health Care	7.95%
Technology	6.76%
Industrials	5.67%
Basic Materials	4.94%
Communication Services	4.51%
Consumer Defensive	4.21%
Energy	2.86%
Utility	2.08%

Asset Allocation

Asset Class	Value
Cash	2.3%
Equity	97.37%
Debt	0.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	9%	₹1,382 Cr	11,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| HDFCBANK	8%	₹1,236 Cr	16,600,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| AXISBANK	7%	₹1,140 Cr	8,863,395
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| MARUTI	5%	₹722 Cr	550,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 19 \| BHARTIARTL	5%	₹693 Cr	3,788,193
State Bank of India (Financial Services) Equity, Since 31 Dec 06 \| SBIN	4%	₹675 Cr	7,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	4%	₹672 Cr	17,500,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jan 22 \| SBILIFE	4%	₹549 Cr	3,000,012
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 15 \| RELIANCE	3%	₹439 Cr	3,325,000
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	3%	₹423 Cr	3,575,000

6. Nippon India Tax Saver Fund (ELSS)

The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s investment objective shall be achieved.

Research Highlights for Nippon India Tax Saver Fund (ELSS)

Lower mid AUM (₹14,700 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.73% (lower mid).
3Y return: 14.20% (bottom quartile).
1Y return: 0.31% (upper mid).
Alpha: 0.53 (upper mid).
Sharpe: -0.17 (upper mid).
Information ratio: 0.82 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~6.8%).

Below is the key information for Nippon India Tax Saver Fund (ELSS)

Nippon India Tax Saver Fund (ELSS) Growth
Launch Date	21 Sep 05
NAV (08 Jul 26)	₹129.688 ↓ -2.34 (-1.77 %)
Net Assets (Cr)	₹14,700 on 31 May 26
Category	Equity - ELSS
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	-0.17
Information Ratio	0.82
Alpha Ratio	0.53
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,276
30 Jun 23	₹12,757
30 Jun 24	₹18,375
30 Jun 25	₹19,154
30 Jun 26	₹19,254

Nippon India Tax Saver Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Nippon India Tax Saver Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26

Duration	Returns
1 Month	2.9%
3 Month	3.7%
6 Month	-0.9%
1 Year	0.3%
3 Year	14.2%
5 Year	13.7%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6%
2023	17.6%
2022	28.6%
2021	6.9%
2020	37.6%
2019	-0.4%
2018	1.5%
2017	-20.7%
2016	46%
2015	4.2%

Fund Manager information for Nippon India Tax Saver Fund (ELSS)

Name	Since	Tenure
Rupesh Patel	1 Jul 21	5 Yr.
Ritesh Rathod	19 Aug 24	1.87 Yr.
Kinjal Desai	25 May 18	8.11 Yr.
Amber Singhania	11 Mar 26	0.31 Yr.

Data below for Nippon India Tax Saver Fund (ELSS) as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	33.88%
Consumer Cyclical	13.09%
Industrials	11.3%
Consumer Defensive	8.81%
Utility	7.94%
Health Care	7.69%
Energy	5.17%
Communication Services	4.34%
Technology	4.24%
Basic Materials	2.41%

Asset Allocation

Asset Class	Value
Cash	1.14%
Equity	98.86%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| ICICIBANK	7%	₹1,005 Cr	8,000,000 ↓ -300,000
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	6%	₹908 Cr	12,200,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 20 \| AXISBANK	4%	₹605 Cr	4,700,000 ↓ -200,000
NTPC Ltd (Utilities) Equity, Since 28 Feb 19 \| NTPC	4%	₹542 Cr	14,000,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| MOTHERSON	3%	₹510 Cr	35,000,000 ↓ -3,319,861
State Bank of India (Financial Services) Equity, Since 31 Dec 13 \| SBIN	3%	₹473 Cr	4,900,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 20 \| RELIANCE	3%	₹449 Cr	3,400,000
Infosys Ltd (Technology) Equity, Since 31 Mar 20 \| INFY	3%	₹441 Cr	3,800,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 26 \| BHARTIARTL	3%	₹419 Cr	2,290,000
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Nov 22 \| PFC	3%	₹391 Cr	9,111,111

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.