6 Best Tax Saving SIP Plans to Invest in 2026

Updated on April 12, 2026 , 38476 views

Equity Linked Saving Schemes or ELSS is gaining a huge popularity as the best tax saving option, amongst the Indian investors.

It has the potential to deliver good returns, and also it has the shortest lock-in period. ELSS is an equity diversified fund, wherein the majority of the fund corpus is invested either in Equity Fund or equity-related products. Investors can attain tax deductions up to INR 1,50,000 under Section 80C of income tax Act from their taxable income. As these funds offer dual benefits of— tax saving and wealth creation, investors can invest in ELSS and make the most out of their investment. So, to make the process of Investing easy, we have shortlisted the best tax saving SIP plans that offer the best returns to the investors.

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Fund Selection Methodology used to find 6 funds

Category: Equity
Sub-category: ELSS
Investment Option: SIP
AUM Range: 500 to 1000000 Cr
Sorted On : 3-year return (high to low)
Tags: TaxSaver
No Of Funds: 6

Best Performing SIP Funds to Invest in Equity Linked Saving Scheme (ELSS) FY 26 - 27

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Motilal Oswal Long Term Equity Fund Growth	₹51.0465 ↑ 0.08	₹4,175	500	2.8	-2.7	17.1	23.5	18.7	-9.1
SBI Magnum Tax Gain Fund Growth	₹420.884 ↓ -1.79	₹32,171	500	-5.4	-3.9	6.4	20.8	18.6	6.6
HDFC Tax Saver Fund Growth	₹1,342.51 ↓ -11.37	₹16,618	500	-7.1	-7	4.9	18.2	18.5	10.3
DSP Tax Saver Fund Growth	₹134.54 ↓ -0.87	₹17,250	500	-6.5	-3.6	5.2	17.9	15.7	7.5
BNP Paribas Long Term Equity Fund (ELSS) Growth	₹93.881 ↓ -0.81	₹906	500	-4.1	-2.1	9.2	17.7	13.4	4.8
Nippon India Tax Saver Fund (ELSS) Growth	₹125.859 ↓ -0.43	₹14,959	500	-2.8	-2.5	9.1	16.9	15.2	6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Apr 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	Motilal Oswal Long Term Equity Fund	SBI Magnum Tax Gain Fund	HDFC Tax Saver Fund	DSP Tax Saver Fund	BNP Paribas Long Term Equity Fund (ELSS)	Nippon India Tax Saver Fund (ELSS)
Point 1	Bottom quartile AUM (₹4,175 Cr).	Highest AUM (₹32,171 Cr).	Upper mid AUM (₹16,618 Cr).	Upper mid AUM (₹17,250 Cr).	Bottom quartile AUM (₹906 Cr).	Lower mid AUM (₹14,959 Cr).
Point 2	Established history (11+ yrs).	Established history (18+ yrs).	Oldest track record among peers (30 yrs).	Established history (19+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).
Point 3	Not Rated.	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 18.69% (top quartile).	5Y return: 18.57% (upper mid).	5Y return: 18.53% (upper mid).	5Y return: 15.71% (lower mid).	5Y return: 13.43% (bottom quartile).	5Y return: 15.25% (bottom quartile).
Point 6	3Y return: 23.55% (top quartile).	3Y return: 20.82% (upper mid).	3Y return: 18.17% (upper mid).	3Y return: 17.90% (lower mid).	3Y return: 17.65% (bottom quartile).	3Y return: 16.86% (bottom quartile).
Point 7	1Y return: 17.15% (top quartile).	1Y return: 6.44% (lower mid).	1Y return: 4.94% (bottom quartile).	1Y return: 5.22% (bottom quartile).	1Y return: 9.19% (upper mid).	1Y return: 9.08% (upper mid).
Point 8	Alpha: -3.97 (bottom quartile).	Alpha: 0.04 (bottom quartile).	Alpha: 1.08 (upper mid).	Alpha: 1.05 (lower mid).	Alpha: 1.53 (upper mid).	Alpha: 2.08 (top quartile).
Point 9	Sharpe: 0.64 (bottom quartile).	Sharpe: 0.99 (bottom quartile).	Sharpe: 1.09 (upper mid).	Sharpe: 1.08 (lower mid).	Sharpe: 1.13 (upper mid).	Sharpe: 1.16 (top quartile).
Point 10	Information ratio: 0.36 (bottom quartile).	Information ratio: 1.74 (top quartile).	Information ratio: 1.04 (upper mid).	Information ratio: 0.87 (upper mid).	Information ratio: 0.41 (lower mid).	Information ratio: 0.33 (bottom quartile).

Motilal Oswal Long Term Equity Fund

Bottom quartile AUM (₹4,175 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.69% (top quartile).
3Y return: 23.55% (top quartile).
1Y return: 17.15% (top quartile).
Alpha: -3.97 (bottom quartile).
Sharpe: 0.64 (bottom quartile).
Information ratio: 0.36 (bottom quartile).

SBI Magnum Tax Gain Fund

Highest AUM (₹32,171 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.57% (upper mid).
3Y return: 20.82% (upper mid).
1Y return: 6.44% (lower mid).
Alpha: 0.04 (bottom quartile).
Sharpe: 0.99 (bottom quartile).
Information ratio: 1.74 (top quartile).

HDFC Tax Saver Fund

Upper mid AUM (₹16,618 Cr).
Oldest track record among peers (30 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.53% (upper mid).
3Y return: 18.17% (upper mid).
1Y return: 4.94% (bottom quartile).
Alpha: 1.08 (upper mid).
Sharpe: 1.09 (upper mid).
Information ratio: 1.04 (upper mid).

DSP Tax Saver Fund

Upper mid AUM (₹17,250 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 15.71% (lower mid).
3Y return: 17.90% (lower mid).
1Y return: 5.22% (bottom quartile).
Alpha: 1.05 (lower mid).
Sharpe: 1.08 (lower mid).
Information ratio: 0.87 (upper mid).

BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹906 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.43% (bottom quartile).
3Y return: 17.65% (bottom quartile).
1Y return: 9.19% (upper mid).
Alpha: 1.53 (upper mid).
Sharpe: 1.13 (upper mid).
Information ratio: 0.41 (lower mid).

Nippon India Tax Saver Fund (ELSS)

Lower mid AUM (₹14,959 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.25% (bottom quartile).
3Y return: 16.86% (bottom quartile).
1Y return: 9.08% (upper mid).
Alpha: 2.08 (top quartile).
Sharpe: 1.16 (top quartile).
Information ratio: 0.33 (bottom quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

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Location: Thane, Maharashtra, India
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Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

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Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
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Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

*Above is list of best ELSS SIP funds having AUM/Net Assets above 500 Crore. Sorted on Last 3 Year Return.

1. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Long Term Equity Fund

Bottom quartile AUM (₹4,175 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.69% (top quartile).
3Y return: 23.55% (top quartile).
1Y return: 17.15% (top quartile).
Alpha: -3.97 (bottom quartile).
Sharpe: 0.64 (bottom quartile).
Information ratio: 0.36 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Multi Commodity Exchange of India Ltd (~7.8%).

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund Growth
Launch Date	21 Jan 15
NAV (13 Apr 26)	₹51.0465 ↑ 0.08 (0.16 %)
Net Assets (Cr)	₹4,175 on 28 Feb 26
Category	Equity - ELSS
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.65
Sharpe Ratio	0.64
Information Ratio	0.36
Alpha Ratio	-3.97
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,399
31 Mar 23	₹12,076
31 Mar 24	₹18,608
31 Mar 25	₹20,581
31 Mar 26	₹20,643

Motilal Oswal Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	9.9%
3 Month	2.8%
6 Month	-2.7%
1 Year	17.1%
3 Year	23.5%
5 Year	18.7%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-9.1%
2024	47.7%
2023	37%
2022	1.8%
2021	32.1%
2020	8.8%
2019	13.2%
2018	-8.7%
2017	44%
2016	12.5%

Fund Manager information for Motilal Oswal Long Term Equity Fund

Name	Since	Tenure
Ajay Khandelwal	11 Dec 23	2.31 Yr.
Ankit Agarwal	16 Mar 26	0.04 Yr.
Rakesh Shetty	22 Nov 22	3.36 Yr.
Atul Mehra	1 Oct 24	1.5 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	28.67%
Industrials	26.59%
Consumer Cyclical	12.9%
Basic Materials	11.92%
Technology	11.78%
Health Care	4.53%
Real Estate	2.9%

Asset Allocation

Asset Class	Value
Cash	0.71%
Equity	99.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 29 Feb 24 \| MCX	8%	₹310 Cr	1,296,040
Piramal Finance Ltd (Financial Services) Equity, Since 30 Sep 25 \| PIRAMALFIN	6%	₹238 Cr	1,298,583 ↓ -220,000
Jain Resource Recycling Ltd (Basic Materials) Equity, Since 31 Oct 25 \| JAINREC	6%	₹229 Cr	5,011,074 ↑ 268,009
Apar Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| APARINDS	5%	₹213 Cr	215,645 ↑ 31,279
Waaree Energies Ltd (Technology) Equity, Since 31 Oct 24 \| 544277	5%	₹195 Cr	627,718 ↑ 43,739
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 24 \| AMBER	5%	₹181 Cr	276,357 ↑ 17,351
OneSource Specialty Pharma Ltd (Healthcare) Equity, Since 31 Jan 25 \| ONESOURCE	5%	₹180 Cr	1,221,228 ↑ 295,191
Billionbrains Garage Ventures Ltd (Financial Services) Equity, Since 30 Nov 25 \| GROWW	4%	₹176 Cr	11,710,407 ↑ 768,996
Ather Energy Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| ATHERENERG	4%	₹174 Cr	2,301,469 ↑ 170,179
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Jun 25 \| 533398	4%	₹173 Cr	546,874

2. SBI Magnum Tax Gain Fund

To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits.

Research Highlights for SBI Magnum Tax Gain Fund

Highest AUM (₹32,171 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.57% (upper mid).
3Y return: 20.82% (upper mid).
1Y return: 6.44% (lower mid).
Alpha: 0.04 (bottom quartile).
Sharpe: 0.99 (bottom quartile).
Information ratio: 1.74 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~9.3%).

Below is the key information for SBI Magnum Tax Gain Fund

SBI Magnum Tax Gain Fund Growth
Launch Date	7 May 07
NAV (13 Apr 26)	₹420.884 ↓ -1.79 (-0.42 %)
Net Assets (Cr)	₹32,171 on 28 Feb 26
Category	Equity - ELSS
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	0.99
Information Ratio	1.74
Alpha Ratio	0.04
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,005
31 Mar 23	₹12,829
31 Mar 24	₹20,417
31 Mar 25	₹22,499
31 Mar 26	₹21,543

SBI Magnum Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for SBI Magnum Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	3.2%
3 Month	-5.4%
6 Month	-3.9%
1 Year	6.4%
3 Year	20.8%
5 Year	18.6%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.6%
2024	27.7%
2023	40%
2022	6.9%
2021	31%
2020	18.9%
2019	4%
2018	-8.3%
2017	33%
2016	2.1%

Fund Manager information for SBI Magnum Tax Gain Fund

Name	Since	Tenure
Milind Agrawal	1 Jan 26	0.24 Yr.

Data below for SBI Magnum Tax Gain Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	36.81%
Basic Materials	10.81%
Consumer Cyclical	9.02%
Industrials	8.79%
Energy	8.03%
Health Care	7.02%
Technology	6.41%
Utility	4.24%
Communication Services	3.06%
Consumer Defensive	2%
Real Estate	0.93%

Asset Allocation

Asset Class	Value
Cash	2.75%
Equity	97.11%
Debt	0.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	9%	₹2,655 Cr	22,017,451 ↑ 3,966,090
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	5%	₹1,515 Cr	11,275,148
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	5%	₹1,405 Cr	39,750,000 ↑ 7,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 07 \| HDFCBANK	4%	₹1,177 Cr	16,086,506
Tata Steel Ltd (Basic Materials) Equity, Since 31 Oct 21 \| TATASTEEL	4%	₹1,176 Cr	61,312,247 ↓ -687,753
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 11 \| 532215	4%	₹1,158 Cr	9,973,332
State Bank of India (Financial Services) Equity, Since 31 May 06 \| SBIN	4%	₹1,091 Cr	11,138,360 ↓ -1,197,279
Torrent Power Ltd (Utilities) Equity, Since 31 Jul 19 \| 532779	3%	₹733 Cr	5,610,813
Infosys Ltd (Technology) Equity, Since 31 Mar 18 \| INFY	2%	₹634 Cr	5,070,498
Lupin Ltd (Healthcare) Equity, Since 30 Apr 18 \| 500257	2%	₹622 Cr	2,687,887

3. HDFC Tax Saver Fund

The fund plans to provide long term growth of capital.

Research Highlights for HDFC Tax Saver Fund

Upper mid AUM (₹16,618 Cr).
Oldest track record among peers (30 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.53% (upper mid).
3Y return: 18.17% (upper mid).
1Y return: 4.94% (bottom quartile).
Alpha: 1.08 (upper mid).
Sharpe: 1.09 (upper mid).
Information ratio: 1.04 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~9.1%).

Below is the key information for HDFC Tax Saver Fund

HDFC Tax Saver Fund Growth
Launch Date	31 Mar 96
NAV (13 Apr 26)	₹1,342.51 ↓ -11.37 (-0.84 %)
Net Assets (Cr)	₹16,618 on 28 Feb 26
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	1.09
Information Ratio	1.04
Alpha Ratio	1.08
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,605
31 Mar 23	₹13,650
31 Mar 24	₹19,877
31 Mar 25	₹22,362
31 Mar 26	₹21,445

HDFC Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for HDFC Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	3.3%
3 Month	-7.1%
6 Month	-7%
1 Year	4.9%
3 Year	18.2%
5 Year	18.5%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2025	10.3%
2024	21.3%
2023	33.2%
2022	10.5%
2021	35.3%
2020	5.8%
2019	3.7%
2018	-10.9%
2017	38.7%
2016	7.6%

Fund Manager information for HDFC Tax Saver Fund

Name	Since	Tenure
Amar Kalkundrikar	8 Dec 25	0.31 Yr.
Dhruv Muchhal	22 Jun 23	2.78 Yr.

Data below for HDFC Tax Saver Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	44.47%
Consumer Cyclical	16.78%
Technology	6.46%
Health Care	6.21%
Industrials	5.57%
Basic Materials	4.75%
Communication Services	4.22%
Energy	3.97%
Consumer Defensive	3.89%
Utility	1.98%

Asset Allocation

Asset Class	Value
Cash	1.41%
Equity	98.29%
Debt	0.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	9%	₹1,517 Cr	11,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| HDFCBANK	9%	₹1,474 Cr	16,600,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| AXISBANK	7%	₹1,227 Cr	8,863,395 ↓ -1,680,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jan 22 \| SBILIFE	6%	₹917 Cr	4,500,000
State Bank of India (Financial Services) Equity, Since 31 Dec 06 \| SBIN	5%	₹841 Cr	7,000,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| MARUTI	5%	₹817 Cr	550,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	4%	₹727 Cr	17,500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 19 \| BHARTIARTL	4%	₹639 Cr	3,400,000
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 31 Jan 22 \| BAJAJ-AUTO	3%	₹474 Cr	475,000
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	3%	₹465 Cr	3,350,000

4. DSP Tax Saver Fund

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.

Research Highlights for DSP Tax Saver Fund

Upper mid AUM (₹17,250 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 15.71% (lower mid).
3Y return: 17.90% (lower mid).
1Y return: 5.22% (bottom quartile).
Alpha: 1.05 (lower mid).
Sharpe: 1.08 (lower mid).
Information ratio: 0.87 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~8.6%).

Below is the key information for DSP Tax Saver Fund

DSP Tax Saver Fund Growth
Launch Date	18 Jan 07
NAV (13 Apr 26)	₹134.54 ↓ -0.87 (-0.64 %)
Net Assets (Cr)	₹17,250 on 28 Feb 26
Category	Equity - ELSS
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.64
Sharpe Ratio	1.08
Information Ratio	0.87
Alpha Ratio	1.05
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,239
31 Mar 23	₹12,256
31 Mar 24	₹17,198
31 Mar 25	₹20,058
31 Mar 26	₹19,063

DSP Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for DSP Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	3.1%
3 Month	-6.5%
6 Month	-3.6%
1 Year	5.2%
3 Year	17.9%
5 Year	15.7%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.5%
2024	23.9%
2023	30%
2022	4.5%
2021	35.1%
2020	15%
2019	14.8%
2018	-7.6%
2017	36.3%
2016	11.3%

Fund Manager information for DSP Tax Saver Fund

Name	Since	Tenure
Rohit Singhania	16 Jul 15	10.72 Yr.

Data below for DSP Tax Saver Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	42.34%
Consumer Cyclical	11.36%
Health Care	8.5%
Basic Materials	8.11%
Technology	7.8%
Communication Services	5.23%
Energy	4.58%
Consumer Defensive	3.99%
Utility	3.85%
Industrials	3.55%

Asset Allocation

Asset Class	Value
Cash	0.71%
Equity	99.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 16 \| ICICIBANK	9%	₹1,300 Cr	10,780,454 ↑ 698,227
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	8%	₹1,191 Cr	16,282,358 ↑ 680,323
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	6%	₹954 Cr	8,216,038 ↑ 452,518
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	5%	₹678 Cr	6,924,203 ↑ 363,121
Infosys Ltd (Technology) Equity, Since 31 Mar 12 \| INFY	4%	₹620 Cr	4,957,761
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 19 \| BHARTIARTL	4%	₹532 Cr	2,985,560 ↑ 297,845
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| KOTAKBANK	3%	₹401 Cr	11,341,925
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| M&M	3%	₹379 Cr	1,284,132
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 25 \| TCS	2%	₹349 Cr	1,477,947
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 31 Dec 22 \| MOTHERSON	2%	₹343 Cr	32,671,083

5. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹906 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.43% (bottom quartile).
3Y return: 17.65% (bottom quartile).
1Y return: 9.19% (upper mid).
Alpha: 1.53 (upper mid).
Sharpe: 1.13 (upper mid).
Information ratio: 0.41 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.9%).

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS) Growth
Launch Date	5 Jan 06
NAV (13 Apr 26)	₹93.881 ↓ -0.81 (-0.86 %)
Net Assets (Cr)	₹906 on 28 Feb 26
Category	Equity - ELSS
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.21
Sharpe Ratio	1.13
Information Ratio	0.41
Alpha Ratio	1.53
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,474
31 Mar 23	₹11,027
31 Mar 24	₹15,668
31 Mar 25	₹17,161
31 Mar 26	₹17,045

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	4.5%
3 Month	-4.1%
6 Month	-2.1%
1 Year	9.2%
3 Year	17.7%
5 Year	13.4%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.8%
2024	23.6%
2023	31.3%
2022	-2.1%
2021	23.6%
2020	17.8%
2019	14.3%
2018	-9.3%
2017	42.3%
2016	-6.6%

Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)

Name	Since	Tenure
Sanjay Chawla	14 Mar 22	4.05 Yr.
Pratish Krishnan	14 Mar 22	4.05 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	30.11%
Consumer Cyclical	15.46%
Industrials	11.33%
Technology	10.55%
Basic Materials	8.54%
Health Care	5.76%
Energy	4.68%
Consumer Defensive	3.97%
Communication Services	3.2%
Utility	1.44%

Asset Allocation

Asset Class	Value
Cash	4.92%
Equity	95.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	6%	₹48 Cr	656,320
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| ICICIBANK	5%	₹40 Cr	329,900
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	5%	₹38 Cr	281,800 ↑ 26,000
State Bank of India (Financial Services) Equity, Since 31 Mar 22 \| SBIN	3%	₹27 Cr	278,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 19 \| BHARTIARTL	3%	₹26 Cr	144,966
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 23 \| POWERINDIA	3%	₹21 Cr	8,766 ↓ -1,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 20 \| LT	3%	₹21 Cr	60,000 ↑ 3,780
Cummins India Ltd (Industrials) Equity, Since 28 Feb 25 \| 500480	3%	₹20 Cr	45,502
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| 532343	3%	₹20 Cr	60,500
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Nov 24 \| 500103	2%	₹20 Cr	821,380

6. Nippon India Tax Saver Fund (ELSS)

The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s investment objective shall be achieved.

Research Highlights for Nippon India Tax Saver Fund (ELSS)

Lower mid AUM (₹14,959 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.25% (bottom quartile).
3Y return: 16.86% (bottom quartile).
1Y return: 9.08% (upper mid).
Alpha: 2.08 (top quartile).
Sharpe: 1.16 (top quartile).
Information ratio: 0.33 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding ICICI Bank Ltd (~7.5%).

Below is the key information for Nippon India Tax Saver Fund (ELSS)

Nippon India Tax Saver Fund (ELSS) Growth
Launch Date	21 Sep 05
NAV (13 Apr 26)	₹125.859 ↓ -0.43 (-0.34 %)
Net Assets (Cr)	₹14,959 on 28 Feb 26
Category	Equity - ELSS
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	1.16
Information Ratio	0.33
Alpha Ratio	2.08
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,383
31 Mar 23	₹12,357
31 Mar 24	₹17,574
31 Mar 25	₹18,922
31 Mar 26	₹18,692

Nippon India Tax Saver Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Nippon India Tax Saver Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	3.4%
3 Month	-2.8%
6 Month	-2.5%
1 Year	9.1%
3 Year	16.9%
5 Year	15.2%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6%
2024	17.6%
2023	28.6%
2022	6.9%
2021	37.6%
2020	-0.4%
2019	1.5%
2018	-20.7%
2017	46%
2016	4.2%

Fund Manager information for Nippon India Tax Saver Fund (ELSS)

Name	Since	Tenure
Rupesh Patel	1 Jul 21	4.75 Yr.
Ritesh Rathod	19 Aug 24	1.62 Yr.
Kinjal Desai	25 May 18	7.86 Yr.
Amber Singhania	11 Mar 26	0.06 Yr.

Data below for Nippon India Tax Saver Fund (ELSS) as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	35.52%
Consumer Cyclical	11.88%
Industrials	10.62%
Consumer Defensive	9.56%
Utility	8.01%
Health Care	6.01%
Energy	5.94%
Communication Services	4.91%
Technology	4.55%
Basic Materials	2.61%

Asset Allocation

Asset Class	Value
Cash	0.38%
Equity	99.62%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| ICICIBANK	7%	₹1,001 Cr	8,300,000
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	7%	₹892 Cr	12,200,000 ↑ 1,000,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 20 \| 532215	4%	₹569 Cr	4,900,000 ↓ -200,000
NTPC Ltd (Utilities) Equity, Since 28 Feb 19 \| 532555	4%	₹519 Cr	14,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 20 \| RELIANCE	4%	₹491 Cr	3,650,000
State Bank of India (Financial Services) Equity, Since 31 Dec 13 \| SBIN	4%	₹480 Cr	4,900,000 ↓ -200,000
Infosys Ltd (Technology) Equity, Since 31 Mar 20 \| INFY	4%	₹475 Cr	3,800,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 26 \| BHARTIARTL	3%	₹408 Cr	2,290,000 ↑ 2,290,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| MOTHERSON	3%	₹403 Cr	38,319,861
TVS Holdings Ltd (Consumer Cyclical) Equity, Since 30 Jun 13 \| 520056	3%	₹396 Cr	284,018

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.