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10 Best Performing SIP Plans for 10, 20 Year Investment 2020

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10 Best SIP Plans for 10 , 20 Year Investment 2020

Updated on July 9, 2020 , 51649 views

Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan. SIP investment is one of the most disciplined Investing options when investing in Mutual Funds.

SIP

Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

Why Should you Invest in SIP or Systematic Investment Plan?

Some of the benefits of investing in a SIP are:

Power of Compounding

Systematic Investment Plans also offer the benefit of the Power of Compounding. Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in installments, they are compounded, which adds more to the initially invested sum.

Rupee Cost Averaging

The biggest benefit that a systematic investment plan offers is Rupee Cost Averaging which helps an individual to average out the cost of an asset purchase. While making a lump sum investment in a mutual fund a certain number of units are purchased by the investor all at once, in the case of a SIP the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.

Affordability

SIPs are a very affordable option for the masses to start savings since the minimum amount required for each installment (that too monthly!) can be as low as INR 500. Some Mutual Fund companies even offer something called a MicroSIP where the ticket size is as low as INR 100.

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Risk Reduction

Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP installments continue ensuring the investors buy low.

Best SIP Plans for 10, 20 Year Investment in FY 20 - 21

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2019 (%)
Franklin India Feeder - Franklin U S Opportunities Fund Growth ₹43.9132
↑ 0.18
₹1,515 500 27.623.535.82516.734.2
ICICI Prudential US Bluechip Equity Fund Growth ₹32.84
↓ -0.31
₹587 100 60.920.515.913.334.3
Mirae Asset Emerging Bluechip Fund Growth ₹53.81
↓ -0.18
₹8,839 1,000 19.5-82.64.912.114.7
SBI Gold Fund Growth ₹15.3457
↓ -0.02
₹526 500 0.52343.619.512.122.8
Nippon India Gold Savings Fund Growth ₹20.3169
↓ -0.06
₹921 100 5.823.542.819.311.822.5
Parag Parikh Long Term Equity Fund Growth ₹28.3163
↓ -0.03
₹2,925 1,000 24.84.813.210.911.214.4
SBI Magnum Constant Maturity Fund Growth ₹48.7683
↑ 0.10
₹609 500 79.311.71110.811.9
Nippon India Gilt Securities Fund Growth ₹29.9028
↑ 0.08
₹1,250 100 79.712.49.510.712.4
IDFC Government Securities Fund - Investment Plan Growth ₹27.3029
↑ 0.08
₹858 1,000 8.211.614.41010.513.3
SBI Magnum Gilt Fund Growth ₹49.4627
↑ 0.10
₹2,433 500 7.19.612.68.810.213.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jul 20
*Funds below are considering best CAGR returns for over 5 years and fund having atleast have market history (Fund age) of 5 year and have minimum 500 Crore of asset under management.

1. Franklin India Feeder - Franklin U S Opportunities Fund

The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America.

Franklin India Feeder - Franklin U S Opportunities Fund is a Equity - Global fund was launched on 6 Feb 12. It is a fund with High risk and has given a CAGR/Annualized return of 19.2% since its launch.  Ranked 6 in Global category.  Return for 2019 was 34.2% , 2018 was 6.5% and 2017 was 18.1% .

Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund

Franklin India Feeder - Franklin U S Opportunities Fund
Growth
Launch Date 6 Feb 12
NAV (09 Jul 20) ₹43.9132 ↑ 0.18   (0.40 %)
Net Assets (Cr) ₹1,515 on 30 Apr 20
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 1.74
Sharpe Ratio 0.63
Information Ratio -0.1
Alpha Ratio -1.46
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹9,525
30 Jun 17₹10,890
30 Jun 18₹14,061
30 Jun 19₹15,500
30 Jun 20₹20,537

Franklin India Feeder - Franklin U S Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Franklin India Feeder - Franklin U S Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 20

DurationReturns
1 Month 6.4%
3 Month 27.6%
6 Month 23.5%
1 Year 35.8%
3 Year 25%
5 Year 16.7%
10 Year
15 Year
Since launch 19.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 34.2%
2018 6.5%
2017 18.1%
2016 -0.8%
2015 8.8%
2014 8.4%
2013 55.2%
2012
2011
2010
Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund
NameSinceTenure
Pyari Menon26 Sep 190.76 Yr.

Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Technology25.58%
Financial Services16.28%
Health Care15.39%
Consumer Cyclical10.99%
Communication Services7.84%
Real Estate6.44%
Industrials6.37%
Consumer Defensive2.38%
Basic Materials1.32%
Asset Allocation
Asset ClassValue
Cash2.68%
Equity92.86%
Other4.47%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Franklin US Opportunities I(acc)USD
Investment Fund | -
100%₹1,689 Cr3,971,177
↑ 69,899
Call, Cash & Other Assets
-, Since 31 May 20 | -
0%₹5 Cr

2. ICICI Prudential US Bluechip Equity Fund

The investment objective of ICICI Prudential US Bluechip Equity Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities (including ADRs/GDRs issued by Indian and foreign companies) of companies listed on New York Stock Exchange and/or NASDAQ. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential US Bluechip Equity Fund is a Equity - Global fund was launched on 6 Jul 12. It is a fund with High risk and has given a CAGR/Annualized return of 16% since its launch.  Ranked 7 in Global category.  Return for 2019 was 34.3% , 2018 was 5.2% and 2017 was 14.1% .

Below is the key information for ICICI Prudential US Bluechip Equity Fund

ICICI Prudential US Bluechip Equity Fund
Growth
Launch Date 6 Jul 12
NAV (09 Jul 20) ₹32.84 ↓ -0.31   (-0.94 %)
Net Assets (Cr) ₹587 on 30 Apr 20
Category Equity - Global
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.08
Sharpe Ratio 0.55
Information Ratio 0.13
Alpha Ratio 3.54
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-3 Months (3%),3-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹10,527
30 Jun 17₹11,889
30 Jun 18₹13,935
30 Jun 19₹15,179
30 Jun 20₹18,464

ICICI Prudential US Bluechip Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for ICICI Prudential US Bluechip Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 20

DurationReturns
1 Month -5.9%
3 Month 6%
6 Month 0.9%
1 Year 20.5%
3 Year 15.9%
5 Year 13.3%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2019 34.3%
2018 5.2%
2017 14.1%
2016 11.6%
2015 0.7%
2014 12.7%
2013 45.7%
2012
2011
2010
Fund Manager information for ICICI Prudential US Bluechip Equity Fund
NameSinceTenure
Rohan Maru19 Sep 136.79 Yr.
Priyanka Khandelwal30 Jun 173.01 Yr.

Data below for ICICI Prudential US Bluechip Equity Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Health Care16.45%
Industrials16.03%
Technology15.36%
Financial Services13.65%
Consumer Cyclical10.66%
Consumer Defensive10.41%
Communication Services7.95%
Basic Materials2.43%
Energy1.22%
Asset Allocation
Asset ClassValue
Cash5.83%
Equity94.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
6%₹41 Cr
Amazon.com Inc (Consumer Cyclical)
Equity, Since 30 Jun 16 | AMZN
5%₹33 Cr1,763
ServiceNow Inc (Technology)
Equity, Since 30 Sep 19 | NOW
3%₹21 Cr7,102
Raytheon Technologies Corp (Industrials)
Equity, Since 30 Apr 20 | RTX
3%₹20 Cr40,221
Pfizer Inc (Healthcare)
Equity, Since 31 Dec 19 | PFE
3%₹18 Cr62,531
Facebook Inc A (Communication Services)
Equity, Since 31 Jan 18 | FB
3%₹18 Cr10,419
Nike Inc B (Consumer Cyclical)
Equity, Since 30 Jun 19 | NKE
3%₹17 Cr22,351
Merck & Co Inc (Healthcare)
Equity, Since 30 Sep 19 | MRK
3%₹17 Cr27,126
Boeing Co (Industrials)
Equity, Since 31 Mar 20 | BA
3%₹16 Cr14,790
Salesforce.com Inc (Technology)
Equity, Since 31 Dec 18 | CRM
3%₹16 Cr12,340

3. Mirae Asset Emerging Bluechip Fund

The investment objective of the scheme is to generate income and capital appreciation from a portfolio primarily investing in Indian equities and equity related securities of large cap and mid cap companies at the time of investment. From time to time, the fund manager may also seek participation in other Indian equity and equity related securities to achieve optimal Portfolio construction. The Scheme does not guarantee or assure any returns.

Mirae Asset Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 9 Jul 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.3% since its launch.  Return for 2019 was 14.7% , 2018 was -5.4% and 2017 was 49% .

Below is the key information for Mirae Asset Emerging Bluechip Fund

Mirae Asset Emerging Bluechip Fund
Growth
Launch Date 9 Jul 10
NAV (10 Jul 20) ₹53.81 ↓ -0.18   (-0.33 %)
Net Assets (Cr) ₹8,839 on 30 Apr 20
Category Equity - Large & Mid Cap
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 2
Sharpe Ratio -0.21
Information Ratio 1.07
Alpha Ratio 7.49
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹11,269
30 Jun 17₹15,200
30 Jun 18₹15,957
30 Jun 19₹18,112
30 Jun 20₹17,264

Mirae Asset Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Mirae Asset Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 20

DurationReturns
1 Month 7.6%
3 Month 19.5%
6 Month -8%
1 Year 2.6%
3 Year 4.9%
5 Year 12.1%
10 Year
15 Year
Since launch 18.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 14.7%
2018 -5.4%
2017 49%
2016 12.2%
2015 14.1%
2014 84.6%
2013 8.6%
2012 45.6%
2011 -15.2%
2010
Fund Manager information for Mirae Asset Emerging Bluechip Fund
NameSinceTenure
Neelesh Surana9 Jul 109.99 Yr.
Ankit Jain31 Jan 191.42 Yr.

Data below for Mirae Asset Emerging Bluechip Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Financial Services30.04%
Industrials10.44%
Consumer Defensive10.04%
Health Care9.63%
Technology8.6%
Consumer Cyclical8%
Basic Materials7.8%
Energy7.23%
Utility4.27%
Communication Services1.59%
Asset Allocation
Asset ClassValue
Cash2.3%
Equity97.69%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 17 | HDFCBANK
7%₹588 Cr6,180,544
↓ -190,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE
5%₹483 Cr3,296,696
ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 12 | ICICIBANK
4%₹364 Cr10,959,341
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jul 18 | 532215
4%₹330 Cr8,570,588
Infosys Ltd (Technology)
Equity, Since 31 Jan 18 | INFY
4%₹309 Cr4,477,720
↑ 855,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT
3%₹265 Cr2,846,381
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Jan 18 | 500271
3%₹253 Cr5,273,944
↑ 315,725
State Bank of India (Financial Services)
Equity, Since 30 Apr 18 | SBIN
3%₹245 Cr15,210,277
↑ 1,190,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 19 | TCS
3%₹232 Cr1,178,005
MindTree Ltd (Technology)
Equity, Since 31 Jul 19 | 532819
2%₹216 Cr2,413,189
↑ 90,475

4. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

SBI Gold Fund is a Gold - Gold fund was launched on 12 Sep 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 5% since its launch.  Return for 2019 was 22.8% , 2018 was 6.4% and 2017 was 3.5% .

Below is the key information for SBI Gold Fund

SBI Gold Fund
Growth
Launch Date 12 Sep 11
NAV (10 Jul 20) ₹15.3457 ↓ -0.02   (-0.16 %)
Net Assets (Cr) ₹526 on 30 Apr 20
Category Gold - Gold
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 0.43
Sharpe Ratio 3.09
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹11,398
30 Jun 17₹10,400
30 Jun 18₹10,948
30 Jun 19₹12,042
30 Jun 20₹17,183

SBI Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 20

DurationReturns
1 Month 4.6%
3 Month 0.5%
6 Month 23%
1 Year 43.6%
3 Year 19.5%
5 Year 12.1%
10 Year
15 Year
Since launch 5%
Historical performance (Yearly) on absolute basis
YearReturns
2019 22.8%
2018 6.4%
2017 3.5%
2016 10%
2015 -8.1%
2014 -10.2%
2013 -6.6%
2012 10.9%
2011
2010
Fund Manager information for SBI Gold Fund
NameSinceTenure
Raviprakash Sharma12 Sep 118.81 Yr.

Data below for SBI Gold Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash0.71%
Other99.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SBI ETF Gold
- | SETFGOLD
99%₹552 Cr1,318,998
↑ 100,684
Treps
CBLO/Reverse Repo | -
0%₹2 Cr
Net Receivable / Payable
CBLO | -
0%₹1 Cr

5. Nippon India Gold Savings Fund

The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES.

Nippon India Gold Savings Fund is a Gold - Gold fund was launched on 7 Mar 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 7.9% since its launch.  Return for 2019 was 22.5% , 2018 was 6% and 2017 was 1.7% .

Below is the key information for Nippon India Gold Savings Fund

Nippon India Gold Savings Fund
Growth
Launch Date 7 Mar 11
NAV (10 Jul 20) ₹20.3169 ↓ -0.06   (-0.30 %)
Net Assets (Cr) ₹921 on 30 Apr 20
Category Gold - Gold
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 0.63
Sharpe Ratio 2.77
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (2%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹11,262
30 Jun 17₹10,428
30 Jun 18₹10,909
30 Jun 19₹11,988
30 Jun 20₹16,993

Nippon India Gold Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Nippon India Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 20

DurationReturns
1 Month 4.8%
3 Month 5.8%
6 Month 23.5%
1 Year 42.8%
3 Year 19.3%
5 Year 11.8%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 22.5%
2018 6%
2017 1.7%
2016 11.6%
2015 -8.1%
2014 -9.8%
2013 -7.6%
2012 11.2%
2011
2010
Fund Manager information for Nippon India Gold Savings Fund
NameSinceTenure
Mehul Dama6 Nov 181.65 Yr.

Data below for Nippon India Gold Savings Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash0.34%
Other99.66%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Nippon India ETF Gold BeES
- | GOLDBEES
100%₹951 Cr231,942,235
↑ 16,000,000
Triparty Repo
CBLO/Reverse Repo | -
0%₹4 Cr
Net Current Assets
Net Current Assets | -
0%-₹2 Cr
Cash Margin - Ccil
Net Current Assets | -
0%₹0 Cr

6. Parag Parikh Long Term Equity Fund

(Erstwhile Parag Parikh Long Term Value Fund)

The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities.

Parag Parikh Long Term Equity Fund is a Equity - Multi Cap fund was launched on 24 May 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.7% since its launch.  Ranked 34 in Multi Cap category.  Return for 2019 was 14.4% , 2018 was -0.4% and 2017 was 29.4% .

Below is the key information for Parag Parikh Long Term Equity Fund

Parag Parikh Long Term Equity Fund
Growth
Launch Date 24 May 13
NAV (10 Jul 20) ₹28.3163 ↓ -0.03   (-0.10 %)
Net Assets (Cr) ₹2,925 on 30 Apr 20
Category Equity - Multi Cap
AMC PPFAS Asset Management Pvt. Ltd
Rating
Risk Moderately High
Expense Ratio 2.48
Sharpe Ratio -0.18
Information Ratio 0.76
Alpha Ratio 7.99
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹10,429
30 Jun 17₹12,436
30 Jun 18₹14,387
30 Jun 19₹15,215
30 Jun 20₹16,069

Parag Parikh Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Parag Parikh Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 20

DurationReturns
1 Month 7.1%
3 Month 24.8%
6 Month 4.8%
1 Year 13.2%
3 Year 10.9%
5 Year 11.2%
10 Year
15 Year
Since launch 15.7%
Historical performance (Yearly) on absolute basis
YearReturns
2019 14.4%
2018 -0.4%
2017 29.4%
2016 3.3%
2015 8.9%
2014 44.8%
2013
2012
2011
2010
Fund Manager information for Parag Parikh Long Term Equity Fund
NameSinceTenure
Raj Mehta27 Jan 164.43 Yr.
Rajeev Thakkar24 May 137.11 Yr.
Raunak Onkar24 May 137.11 Yr.

Data below for Parag Parikh Long Term Equity Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Consumer Cyclical24.8%
Financial Services24.39%
Technology15.58%
Communication Services15.53%
Health Care8.91%
Consumer Defensive7.97%
Asset Allocation
Asset ClassValue
Cash2.82%
Equity97.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Alphabet Inc Class C (Communication Services)
Equity, Since 31 Oct 15 | GOOG
9%₹283 Cr26,373
Amazon.com Inc (Consumer Cyclical)
Equity, Since 31 Jan 19 | AMZN
9%₹278 Cr15,323
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 14 | HDFCBANK
7%₹218 Cr2,285,909
Facebook Inc A (Communication Services)
Equity, Since 31 Jul 17 | FB
7%₹212 Cr124,349
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | HEROMOTOCO
6%₹187 Cr792,207
↑ 30,000
Bajaj Holdings and Investment Ltd (Financial Services)
Equity, Since 31 Oct 16 | 500490
5%₹173 Cr863,323
↑ 3,228
Mphasis Ltd (Technology)
Equity, Since 30 Jun 13 | 526299
5%₹168 Cr1,955,578
ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 20 | ITC
5%₹163 Cr8,265,842
↑ 1,265,842
Suzuki Motor Corp ADR (Consumer Cyclical)
Equity, Since 31 Dec 17 | SZKMY
5%₹157 Cr142,519
↑ 21,350
Persistent Systems Ltd (Technology)
Equity, Since 30 Nov 14 | PERSISTENT
5%₹155 Cr2,958,527
↑ 474,772

7. SBI Magnum Constant Maturity Fund

(Erstwhile SBI Magnum Gilt Fund Short Term)

To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt.

SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.5% since its launch.  Ranked 1 in 10 Yr Govt Bond category.  Return for 2019 was 11.9% , 2018 was 9.9% and 2017 was 6.2% .

Below is the key information for SBI Magnum Constant Maturity Fund

SBI Magnum Constant Maturity Fund
Growth
Launch Date 30 Dec 00
NAV (10 Jul 20) ₹48.7683 ↑ 0.10   (0.21 %)
Net Assets (Cr) ₹609 on 30 Apr 20
Category Debt - 10 Yr Govt Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.75
Sharpe Ratio 3.04
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹10,972
30 Jun 17₹12,266
30 Jun 18₹12,827
30 Jun 19₹14,704
30 Jun 20₹16,641

SBI Magnum Constant Maturity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹212,284.
Net Profit of ₹32,284
Invest Now

Returns for SBI Magnum Constant Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 20

DurationReturns
1 Month 1.3%
3 Month 7%
6 Month 9.3%
1 Year 11.7%
3 Year 11%
5 Year 10.8%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2019 11.9%
2018 9.9%
2017 6.2%
2016 12.8%
2015 9.1%
2014 12.6%
2013 8.7%
2012 9.2%
2011 8.4%
2010 5.2%
Fund Manager information for SBI Magnum Constant Maturity Fund
NameSinceTenure
Dinesh Ahuja25 Jan 200.43 Yr.

Data below for SBI Magnum Constant Maturity Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash4.21%
Debt95.79%
Debt Sector Allocation
SectorValue
Government95.79%
Cash Equivalent4.21%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
42%₹285 Cr26,500,000
↑ 2,500,000
GOVT STOCK
Sovereign Bonds | -
28%₹189 Cr17,000,000
↑ 2,500,000
7.88% GS 2030
Sovereign Bonds | -
20%₹135 Cr12,000,000
GOVT STOCK
Sovereign Bonds | -
3%₹22 Cr2,000,000
Net Receivable / Payable
CBLO | -
2%₹16 Cr
5.79% Govt Stock 2030
Sovereign Bonds | -
2%₹15 Cr1,500,000
↑ 1,500,000
Treps
CBLO/Reverse Repo | -
2%₹12 Cr
7.17% Govt Stock 2028
Sovereign Bonds | -
2%₹11 Cr1,000,000

8. Nippon India Gilt Securities Fund

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Nippon India Gilt Securities Fund is a Debt - Government Bond fund was launched on 22 Aug 08. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.6% since its launch.  Ranked 2 in Government Bond category.  Return for 2019 was 12.4% , 2018 was 8% and 2017 was 3.4% .

Below is the key information for Nippon India Gilt Securities Fund

Nippon India Gilt Securities Fund
Growth
Launch Date 22 Aug 08
NAV (10 Jul 20) ₹29.9028 ↑ 0.08   (0.26 %)
Net Assets (Cr) ₹1,250 on 30 Apr 20
Category Debt - Government Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.61
Sharpe Ratio 3.13
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 6.19%
Effective Maturity 9 Years 5 Months 19 Days
Modified Duration 6 Years 7 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹11,049
30 Jun 17₹12,741
30 Jun 18₹12,744
30 Jun 19₹14,610
30 Jun 20₹16,582

Nippon India Gilt Securities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹212,284.
Net Profit of ₹32,284
Invest Now

Returns for Nippon India Gilt Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 20

DurationReturns
1 Month 1.6%
3 Month 7%
6 Month 9.7%
1 Year 12.4%
3 Year 9.5%
5 Year 10.7%
10 Year
15 Year
Since launch 9.6%
Historical performance (Yearly) on absolute basis
YearReturns
2019 12.4%
2018 8%
2017 3.4%
2016 17%
2015 6.2%
2014 18.6%
2013 3.3%
2012 13%
2011 4.7%
2010 3.2%
Fund Manager information for Nippon India Gilt Securities Fund
NameSinceTenure
Prashant Pimple30 Mar 0911.26 Yr.
Kinjal Desai16 Jul 181.96 Yr.

Data below for Nippon India Gilt Securities Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash4.71%
Debt95.29%
Debt Sector Allocation
SectorValue
Government95.29%
Cash Equivalent4.71%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
26%₹366 Cr34,000,000
↑ 2,500,000
GOVT STOCK
Sovereign Bonds | -
22%₹306 Cr27,500,000
↓ -3,500,000
GOVT STOCK
Sovereign Bonds | -
15%₹205 Cr19,000,000
↑ 9,000,000
7.17% Govt Stock 2028
Sovereign Bonds | -
14%₹197 Cr18,500,000
↓ -13,000,000
8.13% Govt Stock 2045
Sovereign Bonds | -
7%₹100 Cr8,500,000
↑ 8,500,000
7.61% Govt Stock 2030
Sovereign Bonds | -
4%₹55 Cr5,000,000
7.88% GS 2030
Sovereign Bonds | -
3%₹39 Cr3,500,000
Triparty Repo
CBLO/Reverse Repo | -
3%₹37 Cr
8.17% Govt Stock 2044
Sovereign Bonds | -
2%₹29 Cr2,500,000
↑ 2,500,000
Net Current Assets
Net Current Assets | -
2%₹28 Cr

9. IDFC Government Securities Fund - Investment Plan

IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized.

IDFC Government Securities Fund - Investment Plan is a Debt - Government Bond fund was launched on 3 Dec 08. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9% since its launch.  Ranked 14 in Government Bond category.  Return for 2019 was 13.3% , 2018 was 7.8% and 2017 was 3.1% .

Below is the key information for IDFC Government Securities Fund - Investment Plan

IDFC Government Securities Fund - Investment Plan
Growth
Launch Date 3 Dec 08
NAV (10 Jul 20) ₹27.3029 ↑ 0.08   (0.29 %)
Net Assets (Cr) ₹858 on 30 Apr 20
Category Debt - Government Bond
AMC IDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.05
Sharpe Ratio 3.4
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.48%
Effective Maturity 9 Years 7 Months 17 Days
Modified Duration 6 Years 10 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹10,890
30 Jun 17₹12,464
30 Jun 18₹12,308
30 Jun 19₹14,198
30 Jun 20₹16,418

IDFC Government Securities Fund - Investment Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹212,284.
Net Profit of ₹32,284
Invest Now

Returns for IDFC Government Securities Fund - Investment Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 20

DurationReturns
1 Month 2%
3 Month 8.2%
6 Month 11.6%
1 Year 14.4%
3 Year 10%
5 Year 10.5%
10 Year
15 Year
Since launch 9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 13.3%
2018 7.8%
2017 3.1%
2016 13.9%
2015 6%
2014 16.5%
2013 6.3%
2012 13%
2011 9.9%
2010 4%
Fund Manager information for IDFC Government Securities Fund - Investment Plan
NameSinceTenure
Suyash Choudhary15 Oct 109.72 Yr.

Data below for IDFC Government Securities Fund - Investment Plan as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash1.36%
Debt98.64%
Debt Sector Allocation
SectorValue
Government98.64%
Cash Equivalent1.36%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.68% Govt Stock 2031
Sovereign Bonds | -
28%₹300 Cr28,900,000
↓ -800,000
6.79% Govt Stock 2027
Sovereign Bonds | -
25%₹271 Cr25,800,000
↑ 25,800,000
6.97% Govt Stock 2026
Sovereign Bonds | -
23%₹244 Cr22,900,000
↑ 22,900,000
GOVT STOCK
Sovereign Bonds | -
13%₹135 Cr13,100,000
↑ 13,100,000
GOVT STOCK
Sovereign Bonds | -
10%₹101 Cr9,400,000
↑ 9,400,000
Net Current Assets
Net Current Assets | -
1%₹10 Cr
Triparty Repo
CBLO/Reverse Repo | -
0%₹3 Cr
Cash Margin - Ccil
CBLO/Reverse Repo | -
0%₹1 Cr
7.17% Govt Stock 2028
Sovereign Bonds | -
0%₹0 Cr6,300

10. SBI Magnum Gilt Fund

(Erstwhile SBI Magnum Gilt Fund - Long Term Plan)

To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government

SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.5% since its launch.  Ranked 3 in Government Bond category.  Return for 2019 was 13.1% , 2018 was 5.1% and 2017 was 3.9% .

Below is the key information for SBI Magnum Gilt Fund

SBI Magnum Gilt Fund
Growth
Launch Date 30 Dec 00
NAV (10 Jul 20) ₹49.4627 ↑ 0.10   (0.21 %)
Net Assets (Cr) ₹2,433 on 30 Apr 20
Category Debt - Government Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.07
Sharpe Ratio 3.28
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹10,944
30 Jun 17₹12,754
30 Jun 18₹12,623
30 Jun 19₹14,304
30 Jun 20₹16,271

SBI Magnum Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹212,284.
Net Profit of ₹32,284
Invest Now

Returns for SBI Magnum Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jul 20

DurationReturns
1 Month 1.1%
3 Month 7.1%
6 Month 9.6%
1 Year 12.6%
3 Year 8.8%
5 Year 10.2%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2019 13.1%
2018 5.1%
2017 3.9%
2016 16.3%
2015 7.3%
2014 19.9%
2013 6.4%
2012 11%
2011 5.8%
2010 4.7%
Fund Manager information for SBI Magnum Gilt Fund
NameSinceTenure
Dinesh Ahuja1 Feb 119.42 Yr.

Data below for SBI Magnum Gilt Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash2.51%
Debt97.49%
Debt Sector Allocation
SectorValue
Government97.49%
Cash Equivalent2.51%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
45%₹1,240 Cr111,500,000
↑ 26,000,000
7.26% Govt Stock 2029
Sovereign Bonds | -
22%₹613 Cr57,000,000
↓ -6,000,000
7.16% Govt Stock 2050
Sovereign Bonds | -
11%₹314 Cr29,200,000
↑ 5,200,000
7.17% Govt Stock 2028
Sovereign Bonds | -
11%₹293 Cr27,500,000
↓ -5,000,000
6.79% Govt Stock 2029
Sovereign Bonds | -
5%₹125 Cr12,000,000
Treps
CBLO/Reverse Repo | -
2%₹58 Cr
8.24% Govt Stock 2033
Sovereign Bonds | -
2%₹52 Cr4,500,000
5.79% Govt Stock 2030
Sovereign Bonds | -
1%₹34 Cr3,393,030
↑ 3,393,030
Net Receivable / Payable
CBLO | -
0%₹11 Cr
GOVT STOCK
Sovereign Bonds | -
0%₹10 Cr1,000,000
↑ 603,190

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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SHiva, posted on 28 Oct 19 9:03 AM

Well explanation with indepth details.very inspirational information for investment in MF. Thanks.

Heera, posted on 5 Jan 19 4:26 PM

Great! Informative SIP Thread. Very well covered and presented.

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