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Table of Contents
- Why Should you Invest in SIP or Systematic Investment Plan?
- Best SIP Plans for 10, 20 Year Investment in FY 23 - 24
- How to Invest in Mutual Fund SIP Online?
- FAQs
Top 10 Funds
- ICICI Prudential Technology Fund
- Aditya Birla Sun Life Digital India Fund
- Nippon India Small Cap Fund
- SBI Technology Opportunities Fund
- Principal Emerging Bluechip Fund
- TATA Digital India Fund
- PGIM India Midcap Opportunities Fund
- Parag Parikh Long Term Equity Fund
- Kotak Small Cap Fund
- ICICI Prudential Smallcap Fund
10 Best SIP Plans for 10 , 20 Year Investment 2023
Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan. SIP investment is one of the most disciplined Investing options when investing in Mutual Funds.
Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Why Should you Invest in SIP or Systematic Investment Plan?
Some of the benefits of investing in a SIP are:
Power of Compounding
Systematic Investment Plans also offer the benefit of the Power of Compounding. Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in installments, they are compounded, which adds more to the initially invested sum.
Rupee Cost Averaging
The biggest benefit that a systematic investment plan offers is Rupee Cost Averaging which helps an individual to average out the cost of an asset purchase. While making a lump sum investment in a mutual fund a certain number of units are purchased by the investor all at once, in the case of a SIP the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock Market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
Affordability
SIPs are a very affordable option for the masses to start savings since the minimum amount required for each installment (that too monthly!) can be as low as INR 500. Some Mutual Fund companies even offer something called a MicroSIP where the ticket size is as low as INR 100.
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Risk Reduction
Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP installments continue ensuring the investors buy low.
Best SIP Plans for 10, 20 Year Investment in FY 23 - 24
To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies. ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Technology Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life New Millennium Fund) A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend. Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Digital India Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities. Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Small Cap Fund Returns up to 1 year are on (Erstwhile SBI IT Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Technology Opportunities Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies. Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a Below is the key information for Principal Emerging Bluechip Fund Returns up to 1 year are on The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns. TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a Below is the key information for TATA Digital India Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized. PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a Below is the key information for PGIM India Midcap Opportunities Fund Returns up to 1 year are on (Erstwhile Parag Parikh Long Term Value Fund) The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities. Parag Parikh Long Term Equity Fund is a Equity - Multi Cap fund was launched on 24 May 13. It is a fund with Moderately High risk and has given a Below is the key information for Parag Parikh Long Term Equity Fund Returns up to 1 year are on (Erstwhile Kotak Midcap Scheme) The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities. Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Small Cap Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Indo Asia Equity Fund) ICICI Prudential Indo Asia Equity Fund is an OE equity scheme that seeks to generate long term capital appreciation by investing in equity, equity related securities and or share classes/units of equity funds of companies, which are incorporated or have their area of primary activity, in the Asia Pacific region. Initially the Scheme will invest in share classes of International Opportunities Fund Asian Equity Fund and thereafter the Fund Manager of the Indo Asia Equity Fund may choose to make investment in listed equity shares, securities in the Asia Pacific region. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential Smallcap Fund is a Equity - Small Cap fund was launched on 18 Oct 07. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Smallcap Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) ICICI Prudential Technology Fund Growth ₹135.96
↑ 1.16 ₹9,940 100 -0.8 -3.1 0.4 36.1 20.1 -23.2 Aditya Birla Sun Life Digital India Fund Growth ₹122.93
↑ 0.94 ₹3,250 100 1.5 0.4 6.4 32.9 19.8 -21.6 Nippon India Small Cap Fund Growth ₹105.737
↑ 1.06 ₹26,294 100 13.7 10.8 32.5 47.4 19.7 6.5 SBI Technology Opportunities Fund Growth ₹143.956
↑ 0.93 ₹2,812 500 -0.3 -0.7 7.9 30.3 19.3 -15.5 Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03 ₹3,124 100 2.9 13.6 38.9 21.9 19.2 TATA Digital India Fund Growth ₹32.6212
↑ 0.29 ₹6,765 150 0.5 -0.9 3 32.8 18.8 -23.3 PGIM India Midcap Opportunities Fund Growth ₹45.65
↑ 0.52 ₹8,072 1,000 6.3 1 16 37.3 18.4 -1.7 Parag Parikh Long Term Equity Fund Growth ₹54.721
↑ 0.21 ₹33,616 1,000 10.3 12 19.2 28.1 18.2 -7.2 Kotak Small Cap Fund Growth ₹176.493
↑ 1.41 ₹9,230 1,000 8.9 6.2 16.2 42 18 -3.1 ICICI Prudential Smallcap Fund Growth ₹59.62
↑ 0.41 ₹5,036 100 11.6 8.1 21.6 43.5 17.7 5.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jun 23 CAGR returns for over 5 years and fund having atleast have market history (Fund age) of 5 year and have minimum 500 Crore of asset under management.
1. ICICI Prudential Technology Fund
CAGR/Annualized return of 11.9% since its launch. Ranked 37 in Sectoral category. Return for 2022 was -23.2% , 2021 was 75.7% and 2020 was 70.6% . ICICI Prudential Technology Fund
Growth Launch Date 3 Mar 00 NAV (07 Jun 23) ₹135.96 ↑ 1.16 (0.86 %) Net Assets (Cr) ₹9,940 on 30 Apr 23 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk High Expense Ratio 2.07 Sharpe Ratio -1.14 Information Ratio 1.54 Alpha Ratio -0.39 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,798 31 May 20 ₹9,523 31 May 21 ₹21,681 31 May 22 ₹25,138 31 May 23 ₹24,996 Returns for ICICI Prudential Technology Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 5.6% 3 Month -0.8% 6 Month -3.1% 1 Year 0.4% 3 Year 36.1% 5 Year 20.1% 10 Year 15 Year Since launch 11.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 -23.2% 2021 75.7% 2020 70.6% 2019 2.3% 2018 19.1% 2017 19.8% 2016 -4% 2015 3.9% 2014 26.3% 2013 62.6% Fund Manager information for ICICI Prudential Technology Fund
Name Since Tenure Vaibhav Dusad 2 May 20 3 Yr. Sharmila D’mello 30 Jun 22 0.84 Yr. Data below for ICICI Prudential Technology Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Technology 77.21% Communication Services 15.15% Industrials 2.36% Energy 1.98% Consumer Cyclical 0.93% Consumer Defensive 0.17% Financial Services 0% Asset Allocation
Asset Class Value Cash 2.2% Equity 97.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY28% ₹2,746 Cr 21,920,552
↑ 1,471,678 Tata Consultancy Services Ltd Shs Dematerialised (Technology)
Equity, Since 30 Sep 19 | TCS18% ₹1,793 Cr 5,571,105
↑ 82,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL9% ₹916 Cr 11,455,514
↓ -344,305 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH8% ₹794 Cr 7,457,676
↓ -111,917 Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | TECHM6% ₹620 Cr 6,055,600
↑ 427,648 Wipro Ltd Shs Dematerialised (Technology)
Equity, Since 30 Sep 19 | WIPRO4% ₹397 Cr 10,319,937
↑ 430,024 LTIMindtree Ltd (Technology)
Equity, Since 31 Jul 16 | LTIM3% ₹314 Cr 711,307
↑ 247,100 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 22 | RELIANCE2% ₹197 Cr 812,654
↑ 143,596 Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT2% ₹165 Cr 349,214
↑ 135,117 Zee Entertainment Enterprises Ltd (Communication Services)
Equity, Since 31 Jan 22 | ZEEL1% ₹138 Cr 6,989,105
↑ 490,001 2. Aditya Birla Sun Life Digital India Fund
CAGR/Annualized return of 11.3% since its launch. Ranked 33 in Sectoral category. Return for 2022 was -21.6% , 2021 was 70.5% and 2020 was 59% . Aditya Birla Sun Life Digital India Fund
Growth Launch Date 15 Jan 00 NAV (07 Jun 23) ₹122.93 ↑ 0.94 (0.77 %) Net Assets (Cr) ₹3,250 on 30 Apr 23 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆ Risk High Expense Ratio 2.19 Sharpe Ratio -0.85 Information Ratio 1.5 Alpha Ratio 3.75 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,546 31 May 20 ₹9,899 31 May 21 ₹21,026 31 May 22 ₹23,218 31 May 23 ₹24,393 Returns for Aditya Birla Sun Life Digital India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 6.7% 3 Month 1.5% 6 Month 0.4% 1 Year 6.4% 3 Year 32.9% 5 Year 19.8% 10 Year 15 Year Since launch 11.3% Historical performance (Yearly) on absolute basis
Year Returns 2022 -21.6% 2021 70.5% 2020 59% 2019 9.6% 2018 15.6% 2017 22.4% 2016 -3.5% 2015 11.2% 2014 21.1% 2013 50.2% Fund Manager information for Aditya Birla Sun Life Digital India Fund
Name Since Tenure Kunal Sangoi 16 Jan 14 9.29 Yr. Dhaval Joshi 21 Nov 22 0.44 Yr. Data below for Aditya Birla Sun Life Digital India Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Technology 80.23% Industrials 8.19% Communication Services 7.48% Consumer Cyclical 2.15% Financial Services 0.06% Asset Allocation
Asset Class Value Cash 1.89% Equity 98.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY24% ₹775 Cr 6,188,401
↑ 250,000 Tata Consultancy Services Ltd Shs Dematerialised (Technology)
Equity, Since 30 Apr 05 | TCS12% ₹383 Cr 1,190,450
↑ 50,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | HCLTECH9% ₹300 Cr 2,821,227 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | TECHM7% ₹221 Cr 2,156,718
↑ 50,000 LTIMindtree Ltd (Technology)
Equity, Since 31 Mar 21 | LTIM7% ₹214 Cr 485,179
↓ -30,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL6% ₹197 Cr 2,464,697 Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT5% ₹154 Cr 1,306,398 Coforge Ltd (Technology)
Equity, Since 30 Jun 20 | COFORGE4% ₹133 Cr 317,413 Birlasoft Ltd (Technology)
Equity, Since 30 Sep 20 | 5324002% ₹81 Cr 2,975,656 Sonata Software Ltd Shs Dematerialised (Technology)
Equity, Since 30 Nov 19 | SONATSOFTW2% ₹65 Cr 765,145 3. Nippon India Small Cap Fund
CAGR/Annualized return of 20.4% since its launch. Ranked 6 in Small Cap category. Return for 2022 was 6.5% , 2021 was 74.3% and 2020 was 29.2% . Nippon India Small Cap Fund
Growth Launch Date 16 Sep 10 NAV (07 Jun 23) ₹105.737 ↑ 1.06 (1.01 %) Net Assets (Cr) ₹26,294 on 30 Apr 23 Category Equity - Small Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.86 Sharpe Ratio 0.36 Information Ratio 1.25 Alpha Ratio 8.78 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹9,349 31 May 20 ₹6,969 31 May 21 ₹15,355 31 May 22 ₹18,355 31 May 23 ₹23,287 Returns for Nippon India Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 8.9% 3 Month 13.7% 6 Month 10.8% 1 Year 32.5% 3 Year 47.4% 5 Year 19.7% 10 Year 15 Year Since launch 20.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 6.5% 2021 74.3% 2020 29.2% 2019 -2.5% 2018 -16.7% 2017 63% 2016 5.6% 2015 15.1% 2014 97.6% 2013 11.9% Fund Manager information for Nippon India Small Cap Fund
Name Since Tenure Samir Rachh 2 Jan 17 6.33 Yr. Kinjal Desai 25 May 18 4.94 Yr. Tejas Sheth 1 Feb 23 0.24 Yr. Akshay Sharma 1 Dec 22 0.41 Yr. Data below for Nippon India Small Cap Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Industrials 27.86% Consumer Cyclical 15.11% Financial Services 14.37% Basic Materials 14.33% Consumer Defensive 7.77% Technology 7.22% Health Care 5.4% Energy 1.46% Communication Services 1.21% Utility 0.47% Real Estate 0.43% Asset Allocation
Asset Class Value Cash 3.17% Equity 96.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 30 Apr 18 | TIINDIA3% ₹846 Cr 3,267,559 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK2% ₹456 Cr 2,700,000 KPIT Technologies Ltd (Technology)
Equity, Since 30 Jun 19 | KPITTECH2% ₹436 Cr 4,756,932 Bank of Baroda (Financial Services)
Equity, Since 31 Mar 21 | BANKBARODA2% ₹433 Cr 23,045,248 NIIT Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | NIITLTD2% ₹401 Cr 11,111,066
↑ 15,650 Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 28 Feb 19 | BALRAMCHIN1% ₹386 Cr 9,291,212 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Sep 11 | NAVINFLUOR1% ₹382 Cr 787,244 Tejas Networks Ltd (Technology)
Equity, Since 30 Jun 17 | TEJASNET1% ₹380 Cr 5,763,697 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 21 | LT1% ₹374 Cr 1,583,030 Zydus Wellness Ltd (Consumer Defensive)
Equity, Since 31 Aug 16 | ZYDUSWELL1% ₹369 Cr 2,373,458 4. SBI Technology Opportunities Fund
CAGR/Annualized return of 19.3% since its launch. Ranked 42 in Sectoral category. Return for 2022 was -15.5% , 2021 was 66.4% and 2020 was 47.3% . SBI Technology Opportunities Fund
Growth Launch Date 9 Jan 13 NAV (07 Jun 23) ₹143.956 ↑ 0.93 (0.65 %) Net Assets (Cr) ₹2,812 on 30 Apr 23 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆ Risk High Expense Ratio 2.26 Sharpe Ratio -0.47 Information Ratio 1.04 Alpha Ratio 8.99 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹11,007 31 May 20 ₹10,512 31 May 21 ₹19,457 31 May 22 ₹22,404 31 May 23 ₹24,179 Returns for SBI Technology Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 5.2% 3 Month -0.3% 6 Month -0.7% 1 Year 7.9% 3 Year 30.3% 5 Year 19.3% 10 Year 15 Year Since launch 19.3% Historical performance (Yearly) on absolute basis
Year Returns 2022 -15.5% 2021 66.4% 2020 47.3% 2019 12.2% 2018 17.1% 2017 13% 2016 -3.3% 2015 2.4% 2014 29.2% 2013 Fund Manager information for SBI Technology Opportunities Fund
Name Since Tenure Saurabh Pant 1 Jan 22 1.33 Yr. Mohit Jain 1 Jan 22 1.33 Yr. Data below for SBI Technology Opportunities Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Technology 67.88% Communication Services 17.3% Consumer Cyclical 5.29% Industrials 2.66% Asset Allocation
Asset Class Value Cash 6.86% Equity 93.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY25% ₹714 Cr 5,700,000
↑ 300,000 Tata Consultancy Services Ltd Shs Dematerialised (Technology)
Equity, Since 30 Apr 06 | TCS15% ₹412 Cr 1,280,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL10% ₹280 Cr 3,500,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 22 | TECHM7% ₹203 Cr 1,980,000 Wipro Ltd Shs Dematerialised (Technology)
Equity, Since 30 Apr 21 | WIPRO4% ₹119 Cr 3,080,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 06 | HCLTECH4% ₹117 Cr 1,100,000 PVR INOX Ltd Shs Dematerialised (Communication Services)
Equity, Since 31 Jan 22 | PVRINOX4% ₹106 Cr 722,000 Netflix Inc (Communication Services)
Equity, Since 31 Aug 21 | NFC4% ₹101 Cr 38,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 22 | PERSISTENT3% ₹95 Cr 200,000 Microsoft Corp (Technology)
Equity, Since 31 Aug 20 | MSF3% ₹95 Cr 38,000 5. Principal Emerging Bluechip Fund
CAGR/Annualized return of 24.8% since its launch. Ranked 1 in Large & Mid Cap category. . Principal Emerging Bluechip Fund
Growth Launch Date 12 Nov 08 NAV (31 Dec 21) ₹183.316 ↑ 2.03 (1.12 %) Net Assets (Cr) ₹3,124 on 30 Nov 21 Category Equity - Large & Mid Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 2.74 Information Ratio 0.22 Alpha Ratio 2.18 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹9,693 31 May 20 ₹8,295 31 May 21 ₹14,264 Returns for Principal Emerging Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 2.9% 3 Month 2.9% 6 Month 13.6% 1 Year 38.9% 3 Year 21.9% 5 Year 19.2% 10 Year 15 Year Since launch 24.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for Principal Emerging Bluechip Fund
Name Since Tenure Data below for Principal Emerging Bluechip Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. TATA Digital India Fund
CAGR/Annualized return of 17.2% since its launch. Return for 2022 was -23.3% , 2021 was 74.4% and 2020 was 54.8% . TATA Digital India Fund
Growth Launch Date 28 Dec 15 NAV (07 Jun 23) ₹32.6212 ↑ 0.29 (0.89 %) Net Assets (Cr) ₹6,765 on 30 Apr 23 Category Equity - Sectoral AMC Tata Asset Management Limited Rating Risk High Expense Ratio 0 Sharpe Ratio -1.06 Information Ratio 0.71 Alpha Ratio -2.84 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-3 Months (0.25%),3 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,827 31 May 20 ₹9,599 31 May 21 ₹19,971 31 May 22 ₹22,889 31 May 23 ₹23,335 Returns for TATA Digital India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 6.1% 3 Month 0.5% 6 Month -0.9% 1 Year 3% 3 Year 32.8% 5 Year 18.8% 10 Year 15 Year Since launch 17.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 -23.3% 2021 74.4% 2020 54.8% 2019 7.5% 2018 24.9% 2017 19.6% 2016 -6% 2015 2014 2013 Fund Manager information for TATA Digital India Fund
Name Since Tenure Meeta Shetty 9 Mar 21 2.14 Yr. Arvindkumar Chetty 1 Dec 22 0.41 Yr. Data below for TATA Digital India Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Technology 76.39% Communication Services 13.68% Industrials 4.69% Consumer Cyclical 1.15% Financial Services 0.67% Health Care 0.11% Consumer Defensive 0.1% Utility 0.02% Energy 0.01% Real Estate 0% Asset Allocation
Asset Class Value Cash 3.18% Equity 96.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY21% ₹1,401 Cr 11,184,598 Tata Consultancy Services Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jan 16 | TCS19% ₹1,257 Cr 3,903,371 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH8% ₹562 Cr 5,283,886 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 21 | BHARTIARTL8% ₹545 Cr 6,819,200 LTIMindtree Ltd (Technology)
Equity, Since 28 Feb 21 | LTIM8% ₹538 Cr 1,218,062
↑ 10,000 Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | TECHM7% ₹463 Cr 4,523,627
↑ 201,183 Meta Platforms Inc Class A (Communication Services)
Equity, Since 30 Apr 23 | FB2A3% ₹171 Cr 87,500
↑ 87,500 Wipro Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jul 18 | WIPRO2% ₹161 Cr 4,188,632
↑ 175,000 Cyient Ltd (Industrials)
Equity, Since 28 Feb 21 | CYIENT2% ₹149 Cr 1,259,737 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT2% ₹144 Cr 303,450
↑ 20,000 7. PGIM India Midcap Opportunities Fund
CAGR/Annualized return of 17.3% since its launch. Ranked 40 in Mid Cap category. Return for 2022 was -1.7% , 2021 was 63.8% and 2020 was 48.4% . PGIM India Midcap Opportunities Fund
Growth Launch Date 2 Dec 13 NAV (07 Jun 23) ₹45.65 ↑ 0.52 (1.15 %) Net Assets (Cr) ₹8,072 on 30 Apr 23 Category Equity - Mid Cap AMC Pramerica Asset Managers Private Limited Rating ☆ Risk High Expense Ratio 0 Sharpe Ratio -0.13 Information Ratio 0.44 Alpha Ratio -4.3 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹9,235 31 May 20 ₹8,324 31 May 21 ₹17,404 31 May 22 ₹20,000 31 May 23 ₹22,526 Returns for PGIM India Midcap Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 6.1% 3 Month 6.3% 6 Month 1% 1 Year 16% 3 Year 37.3% 5 Year 18.4% 10 Year 15 Year Since launch 17.3% Historical performance (Yearly) on absolute basis
Year Returns 2022 -1.7% 2021 63.8% 2020 48.4% 2019 3.6% 2018 -16.1% 2017 37% 2016 -1.3% 2015 7.9% 2014 42.8% 2013 Fund Manager information for PGIM India Midcap Opportunities Fund
Name Since Tenure Vinay Paharia 1 Apr 23 0.08 Yr. Puneet Pal 16 Jul 22 0.79 Yr. Vivek Sharma 1 Jun 21 1.92 Yr. Ojasvi Khicha 1 Apr 23 0.08 Yr. Data below for PGIM India Midcap Opportunities Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Consumer Cyclical 20.34% Financial Services 17.76% Industrials 13.82% Health Care 9.9% Basic Materials 8.2% Technology 7.81% Utility 5.19% Real Estate 4.69% Consumer Defensive 2.55% Asset Allocation
Asset Class Value Cash 9.73% Equity 90.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 Jul 22 | 5331553% ₹266 Cr 5,948,000 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Mar 22 | NAVINFLUOR3% ₹250 Cr 514,601 Phoenix Mills Ltd (Real Estate)
Equity, Since 31 Jan 23 | PHOENIXLTD3% ₹245 Cr 1,697,055
↑ 812,149 Indraprastha Gas Ltd (Utilities)
Equity, Since 30 Apr 23 | IGL3% ₹242 Cr 4,890,924
↑ 4,890,924 Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 30 Apr 23 | TIINDIA3% ₹238 Cr 919,677
↑ 919,677 Timken India Ltd Shs Dematerialised (Industrials)
Equity, Since 30 Sep 21 | TIMKEN3% ₹238 Cr 796,219 Persistent Systems Ltd (Technology)
Equity, Since 30 Nov 21 | PERSISTENT3% ₹236 Cr 498,340 Abbott India Ltd (Healthcare)
Equity, Since 31 Jan 23 | ABBOTINDIA3% ₹223 Cr 100,119 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Jan 22 | CHOLAFIN3% ₹221 Cr 2,532,684
↑ 224,000 Cummins India Ltd (Industrials)
Equity, Since 31 Dec 20 | CUMMINSIND3% ₹216 Cr 1,371,160
↓ -428,840 8. Parag Parikh Long Term Equity Fund
CAGR/Annualized return of 18.5% since its launch. Ranked 34 in Multi Cap category. Return for 2022 was -7.2% , 2021 was 45.5% and 2020 was 32.3% . Parag Parikh Long Term Equity Fund
Growth Launch Date 24 May 13 NAV (07 Jun 23) ₹54.721 ↑ 0.21 (0.38 %) Net Assets (Cr) ₹33,616 on 30 Apr 23 Category Equity - Multi Cap AMC PPFAS Asset Management Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.84 Sharpe Ratio 0.31 Information Ratio 0.46 Alpha Ratio 4.35 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,586 31 May 20 ₹10,611 31 May 21 ₹17,630 31 May 22 ₹19,695 31 May 23 ₹22,970 Returns for Parag Parikh Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 5.2% 3 Month 10.3% 6 Month 12% 1 Year 19.2% 3 Year 28.1% 5 Year 18.2% 10 Year 15 Year Since launch 18.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 -7.2% 2021 45.5% 2020 32.3% 2019 14.4% 2018 -0.4% 2017 29.4% 2016 3.3% 2015 8.9% 2014 44.8% 2013 Fund Manager information for Parag Parikh Long Term Equity Fund
Name Since Tenure Raj Mehta 27 Jan 16 7.26 Yr. Rajeev Thakkar 24 May 13 9.94 Yr. Raunak Onkar 24 May 13 9.94 Yr. Rukun Tarachandani 16 May 22 0.96 Yr. Data below for Parag Parikh Long Term Equity Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Financial Services 34.92% Technology 11.81% Communication Services 8.35% Consumer Defensive 7.78% Consumer Cyclical 7.54% Energy 5.31% Utility 4.5% Health Care 3.82% Basic Materials 1.17% Industrials 0.04% Asset Allocation
Asset Class Value Cash 14.43% Equity 85.25% Debt 0.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFC8% ₹2,671 Cr 9,622,504 ITC Ltd Shs Dematerialised (Consumer Defensive)
Equity, Since 31 Mar 20 | ITC8% ₹2,583 Cr 60,698,959 Bajaj Holdings and Investment Ltd (Financial Services)
Equity, Since 31 Oct 16 | BAJAJHLDNG7% ₹2,480 Cr 3,621,934
↑ 13,266 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 14 | ICICIBANK6% ₹1,992 Cr 21,705,898 Microsoft Corp (Technology)
Equity, Since 30 Apr 20 | MSF5% ₹1,802 Cr 722,279
↑ 6,930 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 13 | AXISBANK5% ₹1,679 Cr 19,524,011 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 21 | HCLTECH5% ₹1,640 Cr 15,414,083
↑ 565,000 Alphabet Inc Class A (Communication Services)
Equity, Since 31 May 21 | GOOGL5% ₹1,622 Cr 1,841,837
↑ 38,270 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 21 | POWERGRID5% ₹1,513 Cr 63,775,637 Coal India Ltd (Energy)
Equity, Since 31 May 22 | 5332784% ₹1,478 Cr 63,419,428
↓ -5,040,000 9. Kotak Small Cap Fund
CAGR/Annualized return of 17% since its launch. Ranked 23 in Small Cap category. Return for 2022 was -3.1% , 2021 was 70.9% and 2020 was 34.2% . Kotak Small Cap Fund
Growth Launch Date 24 Feb 05 NAV (07 Jun 23) ₹176.493 ↑ 1.41 (0.80 %) Net Assets (Cr) ₹9,230 on 30 Apr 23 Category Equity - Small Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.55 Sharpe Ratio -0.36 Information Ratio 0.29 Alpha Ratio -1.74 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹9,236 31 May 20 ₹7,239 31 May 21 ₹17,048 31 May 22 ₹19,613 31 May 23 ₹21,960 Returns for Kotak Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 7.1% 3 Month 8.9% 6 Month 6.2% 1 Year 16.2% 3 Year 42% 5 Year 18% 10 Year 15 Year Since launch 17% Historical performance (Yearly) on absolute basis
Year Returns 2022 -3.1% 2021 70.9% 2020 34.2% 2019 5% 2018 -17.3% 2017 44% 2016 8.9% 2015 7.4% 2014 74% 2013 -4.9% Fund Manager information for Kotak Small Cap Fund
Name Since Tenure Pankaj Tibrewal 21 Jan 10 13.28 Yr. Arjun Khanna 30 Apr 22 1 Yr. Data below for Kotak Small Cap Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Industrials 33.94% Consumer Cyclical 22.88% Basic Materials 21.86% Financial Services 5.5% Health Care 3.24% Technology 3.21% Consumer Defensive 2.34% Real Estate 1.5% Energy 0.22% Asset Allocation
Asset Class Value Cash 4.6% Equity 95.4% Top Securities Holdings / Portfolio
Name Holding Value Quantity Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | CARBORUNIV5% ₹435 Cr 4,041,905
↓ -100,000 Cyient Ltd (Industrials)
Equity, Since 31 Dec 19 | CYIENT4% ₹364 Cr 3,087,178
↓ -63,829 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | RATNAMANI3% ₹303 Cr 1,409,522 Century Plyboards (India) Ltd Shs Dematerialised (Basic Materials)
Equity, Since 31 Oct 18 | CENTURYPLY3% ₹296 Cr 5,673,505 Blue Star Ltd (Industrials)
Equity, Since 31 May 18 | BLUESTARCO3% ₹278 Cr 1,880,175 Galaxy Surfactants Ltd (Basic Materials)
Equity, Since 31 Jan 18 | GALAXYSURF3% ₹260 Cr 1,044,042
↑ 17,777 Supreme Industries Ltd (Industrials)
Equity, Since 31 May 14 | SUPREMEIND3% ₹232 Cr 851,636 Garware Technical Fibres Ltd Shs Dematerialised (Consumer Cyclical)
Equity, Since 30 Jun 21 | GARFIBRES2% ₹225 Cr 772,836
↑ 13,005 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT2% ₹225 Cr 474,169 Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | SFL2% ₹201 Cr 1,927,672 10. ICICI Prudential Smallcap Fund
CAGR/Annualized return of 12.1% since its launch. Ranked 26 in Small Cap category. Return for 2022 was 5.7% , 2021 was 61% and 2020 was 22.8% . ICICI Prudential Smallcap Fund
Growth Launch Date 18 Oct 07 NAV (07 Jun 23) ₹59.62 ↑ 0.41 (0.69 %) Net Assets (Cr) ₹5,036 on 30 Apr 23 Category Equity - Small Cap AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.1 Sharpe Ratio 0.2 Information Ratio 0.44 Alpha Ratio 4.5 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹9,623 31 May 20 ₹6,785 31 May 21 ₹15,079 31 May 22 ₹18,001 31 May 23 ₹21,293 Returns for ICICI Prudential Smallcap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 8.4% 3 Month 11.6% 6 Month 8.1% 1 Year 21.6% 3 Year 43.5% 5 Year 17.7% 10 Year 15 Year Since launch 12.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 5.7% 2021 61% 2020 22.8% 2019 10% 2018 -22.4% 2017 42.7% 2016 6% 2015 0.5% 2014 50.6% 2013 8.8% Fund Manager information for ICICI Prudential Smallcap Fund
Name Since Tenure Harish Bihani 5 Nov 18 4.49 Yr. Sharmila D’mello 30 Jun 22 0.84 Yr. Data below for ICICI Prudential Smallcap Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Industrials 23.67% Consumer Cyclical 21.35% Health Care 13.63% Financial Services 8.3% Basic Materials 6.67% Real Estate 4.08% Communication Services 4.05% Consumer Defensive 3.85% Technology 3.55% Asset Allocation
Asset Class Value Cash 10.01% Equity 89.99% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cyient Ltd (Industrials)
Equity, Since 31 Aug 18 | CYIENT5% ₹227 Cr 1,926,719
↓ -66,247 PVR INOX Ltd Shs Dematerialised (Communication Services)
Equity, Since 28 Feb 23 | PVRINOX4% ₹179 Cr 1,222,813 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Sep 22 | 5433084% ₹179 Cr 1,183,364 EPL Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 30 Apr 21 | EPL3% ₹167 Cr 9,546,110
↑ 34,684 Rolex Rings Ltd (Industrials)
Equity, Since 31 Jul 21 | 5433253% ₹161 Cr 873,867 KEI Industries Ltd (Industrials)
Equity, Since 31 Jan 20 | KEI3% ₹144 Cr 760,363
↓ -59,862 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Jun 19 | MCX3% ₹128 Cr 917,205
↑ 50,000 CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 31 Jul 19 | CCL3% ₹127 Cr 2,116,034
↓ -430,720 Tarsons Products Ltd (Healthcare)
Equity, Since 30 Nov 21 | 5433993% ₹127 Cr 2,250,439 Blue Star Ltd (Industrials)
Equity, Since 30 Nov 17 | BLUESTARCO2% ₹112 Cr 758,429
↓ -960
How to Invest in Mutual Fund SIP Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
FAQs
1. Can I choose the time when the amount will be debited?
A: No, the period when the amount will be debited from your Bank account will depend on the SIP that you have decided to invest in. You can choose to invest in a SIP right for a year period to 10+ years. Depending on the tenure of the SIP, the amount will be deducted from your account.
2. Are the period and tenure for SIP a same thing/term?
A: Yes, they are the same. When you read the offer document, check the SIP term carefully, as this will tell you the period/tenure they money will be deducted from your account. Choosing the tenure is completely the investor's choice.
3. Can the tenures of SIPs be changed?
A: If you have chosen a plan that mandates the SIP, then you have to complete that tenure. After tenure, you can withdraw the entire amount. However, if you want to renew the investment, you can change the tenure and select a different SIP with a more extended mandate.
4. Can I change the investment amount for SIPs?
A: You can choose to invest in flexible SIPs. These SIPs allow you to change the amount of money that you can invest during the investment period. During your tenure, you can change the amount of money you want to invest in the SIPs depending on your cash flow.
5. What are long-term SIPs?
A: A long-term SIP will be one in which you invest for nearly 5 to 10 years. Ideally, long-term SIPs have more chances to give good returns.
6. Can I pull out of a SIP before the tenure?
A: It would be best if you didn't pull out of a SIP before completing its tenure. Sometimes the investment might not have an exit load, but that depends entirely on the particular SIP. If you are unsure of the investment you are making, you should start small by investing only INR 500 for one year. As your risk taking appetite increases, you can increase your investment.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Well explanation with indepth details.very inspirational information for investment in MF. Thanks.
Great! Informative SIP Thread. Very well covered and presented.