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Table of Contents
- Why Should you Invest in SIP or Systematic Investment Plan?
- Best SIP Plans for 10, 20 Year Investment in FY 23 - 24
- How to Invest in Mutual Fund SIP Online?
- FAQs
Top 10 Funds
- ICICI Prudential Technology Fund
- SBI Technology Opportunities Fund
- TATA Digital India Fund
- Aditya Birla Sun Life Digital India Fund
- Principal Emerging Bluechip Fund
- Sundaram Select Focus Fund
- PGIM India Midcap Opportunities Fund
- Franklin India Technology Fund
- Parag Parikh Long Term Equity Fund
- Kotak Asset Allocator Fund - FOF
10 Best SIP Plans for 10 , 20 Year Investment 2023
Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan. SIP investment is one of the most disciplined Investing options when investing in Mutual Funds.
Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Why Should you Invest in SIP or Systematic Investment Plan?
Some of the benefits of investing in a SIP are:
Power of Compounding
Systematic Investment Plans also offer the benefit of the Power of Compounding. Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in installments, they are compounded, which adds more to the initially invested sum.
Rupee Cost Averaging
The biggest benefit that a systematic investment plan offers is Rupee Cost Averaging which helps an individual to average out the cost of an asset purchase. While making a lump sum investment in a mutual fund a certain number of units are purchased by the investor all at once, in the case of a SIP the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock Market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
Affordability
SIPs are a very affordable option for the masses to start savings since the minimum amount required for each installment (that too monthly!) can be as low as INR 500. Some Mutual Fund companies even offer something called a MicroSIP where the ticket size is as low as INR 100.
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Risk Reduction
Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP installments continue ensuring the investors buy low.
Best SIP Plans for 10, 20 Year Investment in FY 23 - 24
To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies. ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Technology Fund Returns up to 1 year are on (Erstwhile SBI IT Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Technology Opportunities Fund Returns up to 1 year are on The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns. TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a Below is the key information for TATA Digital India Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life New Millennium Fund) A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend. Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Digital India Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies. Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a Below is the key information for Principal Emerging Bluechip Fund Returns up to 1 year are on To achieve capital appreciation by investing in
equity and equity related instruments of select
stocks Sundaram Select Focus Fund is a Equity - Focused fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Select Focus Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized. PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a Below is the key information for PGIM India Midcap Opportunities Fund Returns up to 1 year are on To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies. Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a Below is the key information for Franklin India Technology Fund Returns up to 1 year are on (Erstwhile Parag Parikh Long Term Value Fund) The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities. Parag Parikh Long Term Equity Fund is a Equity - Multi Cap fund was launched on 24 May 13. It is a fund with Moderately High risk and has given a Below is the key information for Parag Parikh Long Term Equity Fund Returns up to 1 year are on The investment objective of the scheme is to generate long-term capital appreciation from a portfolio created by investing in
specified open-ended equity, and debt schemes of Kotak Mahindra Mutual Fund. However, there is no assurance that the investment objective of the Scheme will be realized Kotak Asset Allocator Fund - FOF is a Others - Fund of Fund fund was launched on 9 Aug 04. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Asset Allocator Fund - FOF Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) ICICI Prudential Technology Fund Growth ₹135.97
↓ -1.40 ₹8,794 100 1.4 5.1 -10.9 30.4 21.2 -23.2 SBI Technology Opportunities Fund Growth ₹144.136
↓ -0.72 ₹2,741 500 5.2 11.2 0 26.8 20.7 -15.5 TATA Digital India Fund Growth ₹32.0424
↓ -0.26 ₹6,464 150 1.1 4.9 -10.4 26.4 20.4 -23.3 Aditya Birla Sun Life Digital India Fund Growth ₹118.21
↓ -1.30 ₹3,244 100 1.1 5.6 -9.5 26.4 19.7 -21.6 Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03 ₹3,124 100 2.9 13.6 38.9 21.9 19.2 Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 ₹1,354 100 -5 8.5 24.5 17 17.3 PGIM India Midcap Opportunities Fund Growth ₹42.3
↓ -0.29 ₹7,558 1,000 -5.2 0.7 -1.1 29.2 15.3 -1.7 Franklin India Technology Fund Growth ₹292.329
↓ -2.38 ₹679 500 3.9 4.5 -11.1 18.3 15.2 -22.3 Parag Parikh Long Term Equity Fund Growth ₹48.4481
↓ -0.11 ₹28,248 1,000 -0.7 6.2 -0.6 21.1 14.8 -7.2 Kotak Asset Allocator Fund - FOF Growth ₹150.237
↓ -1.41 ₹747 1,000 4.5 11.5 11.9 19.1 14.7 11.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 23 CAGR returns for over 5 years and fund having atleast have market history (Fund age) of 5 year and have minimum 500 Crore of asset under management.
1. ICICI Prudential Technology Fund
CAGR/Annualized return of 12.1% since its launch. Ranked 37 in Sectoral category. Return for 2022 was -23.2% , 2021 was 75.7% and 2020 was 70.6% . ICICI Prudential Technology Fund
Growth Launch Date 3 Mar 00 NAV (27 Jan 23) ₹135.97 ↓ -1.40 (-1.02 %) Net Assets (Cr) ₹8,794 on 31 Dec 22 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk High Expense Ratio 2.07 Sharpe Ratio -1.37 Information Ratio 1.06 Alpha Ratio -7.36 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹11,912 31 Dec 19 ₹12,191 31 Dec 20 ₹20,797 31 Dec 21 ₹36,549 31 Dec 22 ₹28,061 Returns for ICICI Prudential Technology Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 23 Duration Returns 1 Month 1.8% 3 Month 1.4% 6 Month 5.1% 1 Year -10.9% 3 Year 30.4% 5 Year 21.2% 10 Year 15 Year Since launch 12.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 -23.2% 2021 75.7% 2020 70.6% 2019 2.3% 2018 19.1% 2017 19.8% 2016 -4% 2015 3.9% 2014 26.3% 2013 62.6% Fund Manager information for ICICI Prudential Technology Fund
Name Since Tenure Vaibhav Dusad 2 May 20 2.67 Yr. Sharmila D’mello 30 Jun 22 0.51 Yr. Data below for ICICI Prudential Technology Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Technology 80% Communication Services 13.78% Industrials 1.98% Consumer Cyclical 1.46% Financial Services 0.21% Energy 0.1% Consumer Defensive 0.05% Asset Allocation
Asset Class Value Cash 2.41% Equity 97.59% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY34% ₹3,212 Cr 19,645,184
↑ 1,432,476 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS18% ₹1,652 Cr 4,872,492
↑ 3,710 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH10% ₹948 Cr 8,462,176 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL8% ₹712 Cr 8,384,200
↑ 720,201 Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 5076855% ₹454 Cr 11,146,084
↓ -3,478,614 Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 5327553% ₹324 Cr 3,011,906
↓ -268,878 LTIMindtree Ltd (Technology)
Equity, Since 31 Jul 16 | LTIM2% ₹194 Cr 401,895
↑ 61,390 Zee Entertainment Enterprises Ltd (Communication Services)
Equity, Since 31 Jan 22 | ZEEL2% ₹141 Cr 5,340,571
↑ 1,735,008 Accenture PLC Class A (Technology)
Equity, Since 28 Feb 21 | ACN1% ₹102 Cr 43,600 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 31 Oct 21 | 8901571% ₹74 Cr 1,590,489 2. SBI Technology Opportunities Fund
CAGR/Annualized return of 20.1% since its launch. Ranked 42 in Sectoral category. Return for 2022 was -15.5% , 2021 was 66.4% and 2020 was 47.3% . SBI Technology Opportunities Fund
Growth Launch Date 9 Jan 13 NAV (27 Jan 23) ₹144.136 ↓ -0.72 (-0.50 %) Net Assets (Cr) ₹2,741 on 31 Dec 22 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆ Risk High Expense Ratio 2.26 Sharpe Ratio -0.93 Information Ratio 0.78 Alpha Ratio 1.46 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹11,714 31 Dec 19 ₹13,148 31 Dec 20 ₹19,371 31 Dec 21 ₹32,238 31 Dec 22 ₹27,252 Returns for SBI Technology Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 23 Duration Returns 1 Month 3.4% 3 Month 5.2% 6 Month 11.2% 1 Year 0% 3 Year 26.8% 5 Year 20.7% 10 Year 15 Year Since launch 20.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 -15.5% 2021 66.4% 2020 47.3% 2019 12.2% 2018 17.1% 2017 13% 2016 -3.3% 2015 2.4% 2014 29.2% 2013 Fund Manager information for SBI Technology Opportunities Fund
Name Since Tenure Saurabh Pant 1 Jan 22 1 Yr. Mohit Jain 1 Jan 22 1 Yr. Data below for SBI Technology Opportunities Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Technology 75.23% Communication Services 20.08% Consumer Cyclical 0.39% Health Care 0.21% Consumer Defensive 0.19% Industrials 0.14% Utility 0.04% Financial Services 0.02% Asset Allocation
Asset Class Value Cash 3.7% Equity 96.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY30% ₹850 Cr 5,200,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 06 | TCS13% ₹373 Cr 1,100,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL10% ₹280 Cr 3,300,000 NVIDIA Corp (Technology)
Equity, Since 30 Apr 21 | NVDA7% ₹200 Cr 157,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 06 | HCLTECH7% ₹191 Cr 1,700,000 Netflix Inc (Communication Services)
Equity, Since 31 Aug 21 | NFLX6% ₹181 Cr 78,955
↓ -13,045 Microsoft Corp (Technology)
Equity, Since 31 Aug 20 | MSFT5% ₹127 Cr 65,000
↓ -27,000 Wipro Ltd (Technology)
Equity, Since 30 Apr 21 | 5076854% ₹125 Cr 3,080,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 22 | 5327553% ₹89 Cr 830,000 Invesco QQQ Trust
- | QQQ3% ₹78 Cr 34,000 3. TATA Digital India Fund
CAGR/Annualized return of 17.9% since its launch. Return for 2022 was -23.3% , 2021 was 74.4% and 2020 was 54.8% . TATA Digital India Fund
Growth Launch Date 28 Dec 15 NAV (27 Jan 23) ₹32.0424 ↓ -0.26 (-0.79 %) Net Assets (Cr) ₹6,464 on 31 Dec 22 Category Equity - Sectoral AMC Tata Asset Management Limited Rating Risk High Expense Ratio 0 Sharpe Ratio -1.37 Information Ratio 0.51 Alpha Ratio -2.44 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-3 Months (0.25%),3 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹12,492 31 Dec 19 ₹13,425 31 Dec 20 ₹20,786 31 Dec 21 ₹36,260 31 Dec 22 ₹27,815 Returns for TATA Digital India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 23 Duration Returns 1 Month 2.2% 3 Month 1.1% 6 Month 4.9% 1 Year -10.4% 3 Year 26.4% 5 Year 20.4% 10 Year 15 Year Since launch 17.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 -23.3% 2021 74.4% 2020 54.8% 2019 7.5% 2018 24.9% 2017 19.6% 2016 -6% 2015 2014 2013 Fund Manager information for TATA Digital India Fund
Name Since Tenure Meeta Shetty 9 Mar 21 1.82 Yr. Venkat Samala 26 Nov 20 2.1 Yr. Data below for TATA Digital India Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Technology 77.43% Communication Services 10.43% Industrials 3.95% Consumer Cyclical 1.5% Asset Allocation
Asset Class Value Cash 6.69% Equity 93.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY26% ₹1,793 Cr 10,964,598 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS17% ₹1,161 Cr 3,423,371
↑ 730,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH9% ₹646 Cr 5,765,373
↑ 250,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 21 | BHARTIARTL8% ₹511 Cr 6,019,200 LTIMindtree Ltd (Technology)
Equity, Since 28 Feb 21 | LTIM7% ₹448 Cr 925,479
↓ -6,839 Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 5327556% ₹440 Cr 4,087,094 Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 5076853% ₹204 Cr 5,013,632 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT2% ₹106 Cr 254,212
↓ -75,000 Cyient Ltd (Industrials)
Equity, Since 28 Feb 21 | CYIENT2% ₹103 Cr 1,230,889
↑ 50,000 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Aug 20 | NAUKRI1% ₹78 Cr 194,830 4. Aditya Birla Sun Life Digital India Fund
CAGR/Annualized return of 11.3% since its launch. Ranked 33 in Sectoral category. Return for 2022 was -21.6% , 2021 was 70.5% and 2020 was 59% . Aditya Birla Sun Life Digital India Fund
Growth Launch Date 15 Jan 00 NAV (27 Jan 23) ₹118.21 ↓ -1.30 (-1.09 %) Net Assets (Cr) ₹3,244 on 31 Dec 22 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆ Risk High Expense Ratio 2.19 Sharpe Ratio -1.26 Information Ratio 0.88 Alpha Ratio -5.28 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹11,563 31 Dec 19 ₹12,670 31 Dec 20 ₹20,148 31 Dec 21 ₹34,346 31 Dec 22 ₹26,914 Returns for Aditya Birla Sun Life Digital India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 23 Duration Returns 1 Month 1.7% 3 Month 1.1% 6 Month 5.6% 1 Year -9.5% 3 Year 26.4% 5 Year 19.7% 10 Year 15 Year Since launch 11.3% Historical performance (Yearly) on absolute basis
Year Returns 2022 -21.6% 2021 70.5% 2020 59% 2019 9.6% 2018 15.6% 2017 22.4% 2016 -3.5% 2015 11.2% 2014 21.1% 2013 50.2% Fund Manager information for Aditya Birla Sun Life Digital India Fund
Name Since Tenure Kunal Sangoi 15 Jan 14 8.97 Yr. Data below for Aditya Birla Sun Life Digital India Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Technology 79.35% Communication Services 10.1% Industrials 6.79% Consumer Cyclical 2.21% Financial Services 0.66% Asset Allocation
Asset Class Value Cash 0.89% Equity 99.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY26% ₹879 Cr 5,378,401
↓ -50,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS10% ₹354 Cr 1,045,450 HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | HCLTECH9% ₹311 Cr 2,771,227 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 5327558% ₹276 Cr 2,563,833
↓ -300,000 LTIMindtree Ltd (Technology)
Equity, Since 31 Mar 21 | LTIM6% ₹208 Cr 430,179
↓ -40 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL6% ₹201 Cr 2,364,697 Coforge Ltd (Technology)
Equity, Since 30 Jun 20 | COFORGE3% ₹111 Cr 275,281 Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT3% ₹109 Cr 1,306,398
↑ 84,673 Zee Entertainment Enterprises Ltd (Communication Services)
Equity, Since 30 Jun 21 | ZEEL3% ₹86 Cr 3,236,967 Wipro Ltd (Technology)
Equity, Since 31 Jan 21 | 5076852% ₹73 Cr 1,800,817
↓ -400,000 5. Principal Emerging Bluechip Fund
CAGR/Annualized return of 24.8% since its launch. Ranked 1 in Large & Mid Cap category. . Principal Emerging Bluechip Fund
Growth Launch Date 12 Nov 08 NAV (31 Dec 21) ₹183.316 ↑ 2.03 (1.12 %) Net Assets (Cr) ₹3,124 on 30 Nov 21 Category Equity - Large & Mid Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 2.74 Information Ratio 0.22 Alpha Ratio 2.18 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹8,901 31 Dec 19 ₹9,503 31 Dec 20 ₹11,623 Returns for Principal Emerging Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 23 Duration Returns 1 Month 2.9% 3 Month 2.9% 6 Month 13.6% 1 Year 38.9% 3 Year 21.9% 5 Year 19.2% 10 Year 15 Year Since launch 24.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for Principal Emerging Bluechip Fund
Name Since Tenure Data below for Principal Emerging Bluechip Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Sundaram Select Focus Fund
CAGR/Annualized return of 18.4% since its launch. Ranked 55 in Focused category. . Sundaram Select Focus Fund
Growth Launch Date 30 Jul 02 NAV (24 Dec 21) ₹264.968 ↓ -1.18 (-0.45 %) Net Assets (Cr) ₹1,354 on 30 Nov 21 Category Equity - Focused AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.52 Sharpe Ratio 1.85 Information Ratio -0.52 Alpha Ratio -5.62 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹10,116 31 Dec 19 ₹11,631 31 Dec 20 ₹13,017 Returns for Sundaram Select Focus Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 23 Duration Returns 1 Month -2.6% 3 Month -5% 6 Month 8.5% 1 Year 24.5% 3 Year 17% 5 Year 17.3% 10 Year 15 Year Since launch 18.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for Sundaram Select Focus Fund
Name Since Tenure Data below for Sundaram Select Focus Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. PGIM India Midcap Opportunities Fund
CAGR/Annualized return of 17.1% since its launch. Ranked 40 in Mid Cap category. Return for 2022 was -1.7% , 2021 was 63.8% and 2020 was 48.4% . PGIM India Midcap Opportunities Fund
Growth Launch Date 2 Dec 13 NAV (27 Jan 23) ₹42.3 ↓ -0.29 (-0.68 %) Net Assets (Cr) ₹7,558 on 31 Dec 22 Category Equity - Mid Cap AMC Pramerica Asset Managers Private Limited Rating ☆ Risk High Expense Ratio 0 Sharpe Ratio -0.31 Information Ratio 1.24 Alpha Ratio -5.7 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹8,390 31 Dec 19 ₹8,689 31 Dec 20 ₹12,893 31 Dec 21 ₹21,116 31 Dec 22 ₹20,765 Returns for PGIM India Midcap Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 23 Duration Returns 1 Month -2.6% 3 Month -5.2% 6 Month 0.7% 1 Year -1.1% 3 Year 29.2% 5 Year 15.3% 10 Year 15 Year Since launch 17.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 -1.7% 2021 63.8% 2020 48.4% 2019 3.6% 2018 -16.1% 2017 37% 2016 -1.3% 2015 7.9% 2014 42.8% 2013 Fund Manager information for PGIM India Midcap Opportunities Fund
Name Since Tenure Aniruddha Naha 1 Jun 21 1.59 Yr. Puneet Pal 16 Jul 22 0.46 Yr. Vivek Sharma 1 Jun 21 1.59 Yr. Data below for PGIM India Midcap Opportunities Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Industrials 23.83% Financial Services 20.03% Consumer Cyclical 17.26% Basic Materials 10.97% Health Care 6.83% Consumer Defensive 4.95% Technology 3.94% Real Estate 3.25% Utility 1.33% Communication Services 1.24% Asset Allocation
Asset Class Value Cash 6.21% Equity 93.62% Debt 0.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity Timken India Ltd (Industrials)
Equity, Since 30 Sep 21 | 5221134% ₹299 Cr 905,274
↑ 52,793 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 22 | HDFCBANK4% ₹291 Cr 1,808,204
↑ 750,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 22 | ICICIBANK4% ₹286 Cr 3,000,000
↓ -445,500 Cummins India Ltd (Industrials)
Equity, Since 31 Dec 20 | 5004804% ₹286 Cr 2,022,298
↑ 150,000 Kajaria Ceramics Ltd (Industrials)
Equity, Since 31 Oct 21 | 5002333% ₹262 Cr 2,276,766
↑ 781,000 Bata India Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | BATAINDIA3% ₹246 Cr 1,429,700
↑ 425,000 Dalmia Bharat Ltd (Basic Materials)
Equity, Since 31 Jul 21 | DALBHARAT3% ₹227 Cr 1,247,176 Canara Bank (Financial Services)
Equity, Since 31 Oct 22 | 5324833% ₹221 Cr 7,035,000
↑ 800,000 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 Jul 22 | JUBLFOOD3% ₹216 Cr 3,948,000
↑ 200,000 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | FEDERALBNK3% ₹209 Cr 15,906,857
↑ 2,406,857 8. Franklin India Technology Fund
CAGR/Annualized return of 18.1% since its launch. Ranked 41 in Sectoral category. Return for 2022 was -22.3% , 2021 was 39% and 2020 was 56.8% . Franklin India Technology Fund
Growth Launch Date 22 Aug 98 NAV (25 Jan 23) ₹292.329 ↓ -2.38 (-0.81 %) Net Assets (Cr) ₹679 on 31 Dec 22 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆ Risk High Expense Ratio 2.45 Sharpe Ratio -1.56 Information Ratio -0.42 Alpha Ratio -10.48 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹11,192 31 Dec 19 ₹12,580 31 Dec 20 ₹19,721 31 Dec 21 ₹27,419 31 Dec 22 ₹21,304 Returns for Franklin India Technology Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 23 Duration Returns 1 Month 5.4% 3 Month 3.9% 6 Month 4.5% 1 Year -11.1% 3 Year 18.3% 5 Year 15.2% 10 Year 15 Year Since launch 18.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 -22.3% 2021 39% 2020 56.8% 2019 12.4% 2018 11.9% 2017 19.1% 2016 -2.6% 2015 3.8% 2014 16.8% 2013 53.3% Fund Manager information for Franklin India Technology Fund
Name Since Tenure Anand Radhakrishnan 3 Mar 07 15.84 Yr. Varun Sharma 30 Nov 15 7.09 Yr. Sandeep Manam 18 Oct 21 1.21 Yr. Data below for Franklin India Technology Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Technology 64.98% Communication Services 15.41% Consumer Cyclical 9.8% Industrials 3.06% Financial Services 2.91% Basic Materials 0.82% Real Estate 0.28% Health Care 0.15% Energy 0.04% Consumer Defensive 0% Asset Allocation
Asset Class Value Cash 2.12% Equity 97.59% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY17% ₹118 Cr 722,794
↓ -5,751 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS13% ₹95 Cr 280,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 14 | HCLTECH10% ₹70 Cr 628,738
↓ -1,262 Franklin Technology I Acc USD
Investment Fund | -8% ₹59 Cr 175,810 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL7% ₹47 Cr 558,417
↓ -12,408 Tech Mahindra Ltd (Technology)
Equity, Since 28 Feb 14 | 5327554% ₹31 Cr 284,336 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 17 | NAUKRI3% ₹24 Cr 60,265 Cyient Ltd (Industrials)
Equity, Since 31 Dec 06 | CYIENT3% ₹21 Cr 255,722 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433203% ₹20 Cr 3,044,107
↑ 243,939 MakeMyTrip Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | MMYT3% ₹20 Cr 82,135 9. Parag Parikh Long Term Equity Fund
CAGR/Annualized return of 17.7% since its launch. Ranked 34 in Multi Cap category. Return for 2022 was -7.2% , 2021 was 45.5% and 2020 was 32.3% . Parag Parikh Long Term Equity Fund
Growth Launch Date 24 May 13 NAV (27 Jan 23) ₹48.4481 ↓ -0.11 (-0.22 %) Net Assets (Cr) ₹28,248 on 31 Dec 22 Category Equity - Multi Cap AMC PPFAS Asset Management Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.84 Sharpe Ratio -0.82 Information Ratio 0.4 Alpha Ratio -11.84 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹9,957 31 Dec 19 ₹11,394 31 Dec 20 ₹15,074 31 Dec 21 ₹21,934 31 Dec 22 ₹20,349 Returns for Parag Parikh Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 23 Duration Returns 1 Month 1.4% 3 Month -0.7% 6 Month 6.2% 1 Year -0.6% 3 Year 21.1% 5 Year 14.8% 10 Year 15 Year Since launch 17.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 -7.2% 2021 45.5% 2020 32.3% 2019 14.4% 2018 -0.4% 2017 29.4% 2016 3.3% 2015 8.9% 2014 44.8% 2013 Fund Manager information for Parag Parikh Long Term Equity Fund
Name Since Tenure Raj Mehta 27 Jan 16 6.93 Yr. Rajeev Thakkar 24 May 13 9.61 Yr. Raunak Onkar 24 May 13 9.61 Yr. Rukun Tarachandani 16 May 22 0.63 Yr. Data below for Parag Parikh Long Term Equity Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Financial Services 36.65% Technology 11.18% Consumer Cyclical 9.15% Consumer Defensive 7.23% Communication Services 6.73% Utility 5% Health Care 4.97% Energy 4.37% Basic Materials 1.12% Asset Allocation
Asset Class Value Cash 13.22% Equity 86.66% Debt 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFC8% ₹2,413 Cr 8,962,504 Bajaj Holdings and Investment Ltd (Financial Services)
Equity, Since 31 Oct 16 | BAJAJHLDNG8% ₹2,251 Cr 3,575,550
↓ -100,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 20 | ITC7% ₹2,064 Cr 60,698,959 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 14 | ICICIBANK6% ₹1,790 Cr 18,780,614 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 21 | HCLTECH6% ₹1,664 Cr 14,849,083 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 13 | 5322156% ₹1,619 Cr 17,964,011 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 21 | 5328985% ₹1,429 Cr 63,775,637 Microsoft Corp (Technology)
Equity, Since 30 Apr 20 | MSFT5% ₹1,398 Cr 714,098 Alphabet Inc Class A (Communication Services)
Equity, Since 31 May 21 | GOOGL5% ₹1,396 Cr 1,800,290 Coal India Ltd (Energy)
Equity, Since 31 May 22 | COALINDIA4% ₹1,246 Cr 54,848,260
↑ 4,950,000 10. Kotak Asset Allocator Fund - FOF
CAGR/Annualized return of 15.8% since its launch. Ranked 17 in Fund of Fund category. Return for 2022 was 11.3% , 2021 was 25% and 2020 was 25% . Kotak Asset Allocator Fund - FOF
Growth Launch Date 9 Aug 04 NAV (25 Jan 23) ₹150.237 ↓ -1.41 (-0.93 %) Net Assets (Cr) ₹747 on 31 Dec 22 Category Others - Fund of Fund AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 0.85 Sharpe Ratio 0.59 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹10,443 31 Dec 19 ₹11,522 31 Dec 20 ₹14,399 31 Dec 21 ₹18,002 31 Dec 22 ₹20,038 Returns for Kotak Asset Allocator Fund - FOF
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 23 Duration Returns 1 Month 1.6% 3 Month 4.5% 6 Month 11.5% 1 Year 11.9% 3 Year 19.1% 5 Year 14.7% 10 Year 15 Year Since launch 15.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 11.3% 2021 25% 2020 25% 2019 10.3% 2018 4.4% 2017 13.7% 2016 8.8% 2015 5.4% 2014 40.4% 2013 6.1% Fund Manager information for Kotak Asset Allocator Fund - FOF
Name Since Tenure Abhishek Bisen 15 Nov 21 1.13 Yr. Devender Singhal 9 May 19 3.65 Yr. Arjun Khanna 9 May 19 3.65 Yr. Data below for Kotak Asset Allocator Fund - FOF as on 31 Dec 22
Asset Allocation
Asset Class Value Cash 4.59% Equity 64.12% Debt 21.58% Other 9.71% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Bluechip Dir Gr
Investment Fund | -18% ₹131 Cr 2,979,959
↓ -810,706 Kotak Bond Dir Gr
Investment Fund | -16% ₹114 Cr 16,334,104 Kotak Nifty PSU Bank ETF
- | -12% ₹87 Cr 2,200,000
↓ -700,000 Kotak Gold ETF
- | -10% ₹72 Cr 15,850,000
↑ 3,450,000 Kotak Nifty Bank ETF
- | KOTAKBKETF10% ₹69 Cr 1,575,000 Kotak Infra & Econ Reform Dir Gr
Investment Fund | -9% ₹66 Cr 15,325,515 Kotak Nifty MNC ETF
- | -8% ₹61 Cr 30,000,000
↑ 7,500,000 Kotak Corporate Bond Dir Gr
Investment Fund | -7% ₹52 Cr 162,650
↑ 162,650 iShares NASDAQ 100 ETF USD Acc
- | -7% ₹47 Cr 8,865
↑ 1,800 Kotak Equity Opportunities Dir Gr
Investment Fund | -1% ₹5 Cr 214,094
How to Invest in Mutual Fund SIP Online?
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FAQs
1. Can I choose the time when the amount will be debited?
A: No, the period when the amount will be debited from your Bank account will depend on the SIP that you have decided to invest in. You can choose to invest in a SIP right for a year period to 10+ years. Depending on the tenure of the SIP, the amount will be deducted from your account.
2. Are the period and tenure for SIP a same thing/term?
A: Yes, they are the same. When you read the offer document, check the SIP term carefully, as this will tell you the period/tenure they money will be deducted from your account. Choosing the tenure is completely the investor's choice.
3. Can the tenures of SIPs be changed?
A: If you have chosen a plan that mandates the SIP, then you have to complete that tenure. After tenure, you can withdraw the entire amount. However, if you want to renew the investment, you can change the tenure and select a different SIP with a more extended mandate.
4. Can I change the investment amount for SIPs?
A: You can choose to invest in flexible SIPs. These SIPs allow you to change the amount of money that you can invest during the investment period. During your tenure, you can change the amount of money you want to invest in the SIPs depending on your cash flow.
5. What are long-term SIPs?
A: A long-term SIP will be one in which you invest for nearly 5 to 10 years. Ideally, long-term SIPs have more chances to give good returns.
6. Can I pull out of a SIP before the tenure?
A: It would be best if you didn't pull out of a SIP before completing its tenure. Sometimes the investment might not have an exit load, but that depends entirely on the particular SIP. If you are unsure of the investment you are making, you should start small by investing only INR 500 for one year. As your risk taking appetite increases, you can increase your investment.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Well explanation with indepth details.very inspirational information for investment in MF. Thanks.
Great! Informative SIP Thread. Very well covered and presented.