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10 Best Performing SIP Plans for 10, 20 Year Investment 2022

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10 Best SIP Plans for 10 , 20 Year Investment 2022

Updated on October 2, 2022 , 190532 views

Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan. SIP investment is one of the most disciplined Investing options when investing in Mutual Funds.

SIP

Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

Why Should you Invest in SIP or Systematic Investment Plan?

Some of the benefits of investing in a SIP are:

Power of Compounding

Systematic Investment Plans also offer the benefit of the Power of Compounding. Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in installments, they are compounded, which adds more to the initially invested sum.

Rupee Cost Averaging

The biggest benefit that a systematic investment plan offers is Rupee Cost Averaging which helps an individual to average out the cost of an asset purchase. While making a lump sum investment in a mutual fund a certain number of units are purchased by the investor all at once, in the case of a SIP the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock Market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.

Affordability

SIPs are a very affordable option for the masses to start savings since the minimum amount required for each installment (that too monthly!) can be as low as INR 500. Some Mutual Fund companies even offer something called a MicroSIP where the ticket size is as low as INR 100.

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Risk Reduction

Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP installments continue ensuring the investors buy low.

Best SIP Plans for 10, 20 Year Investment in FY 22 - 23

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
TATA Digital India Fund Growth ₹30.5719
↑ 0.68
₹5,981 150 0.8-20.8-17.927.126.274.4
ICICI Prudential Technology Fund Growth ₹129.61
↑ 2.87
₹8,712 100 0.1-20.6-1830.225.975.7
Aditya Birla Sun Life Digital India Fund Growth ₹112.44
↑ 2.59
₹3,135 100 1.9-19.4-16.828.12570.5
SBI Technology Opportunities Fund Growth ₹130.437
↑ 2.71
₹2,534 500 1.5-16.2-12.725.923.766.4
PGIM India Midcap Opportunities Fund Growth ₹45.01
↑ 0.96
₹6,614 1,000 15.84.25.238.819.363.8
Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03
₹3,124 100 2.913.638.921.919.2
Nippon India Small Cap Fund Growth ₹91.1395
↑ 1.18
₹21,655 100 164.110.335.618.374.3
SBI Small Cap Fund Growth ₹115.13
↑ 0.99
₹14,044 500 18.39.812.531.217.947.6
Kotak Small Cap Fund Growth ₹166.546
↑ 1.49
₹8,356 1,000 12.50.42.534.217.970.9
Franklin India Technology Fund Growth ₹270.917
↑ 0.45
₹686 500 -2-19.2-21.220.117.739
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Oct 22
*Funds below are considering best CAGR returns for over 5 years and fund having atleast have market history (Fund age) of 5 year and have minimum 500 Crore of asset under management.

1. TATA Digital India Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 18% since its launch.  Return for 2021 was 74.4% , 2020 was 54.8% and 2019 was 7.5% .

Below is the key information for TATA Digital India Fund

TATA Digital India Fund
Growth
Launch Date 28 Dec 15
NAV (04 Oct 22) ₹30.5719 ↑ 0.68   (2.29 %)
Net Assets (Cr) ₹5,981 on 31 Aug 22
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 1.2
Sharpe Ratio -0.64
Information Ratio 0.62
Alpha Ratio 2.73
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹16,031
30 Sep 19₹15,678
30 Sep 20₹20,235
30 Sep 21₹38,639
30 Sep 22₹31,422

TATA Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for TATA Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month -1%
3 Month 0.8%
6 Month -20.8%
1 Year -17.9%
3 Year 27.1%
5 Year 26.2%
10 Year
15 Year
Since launch 18%
Historical performance (Yearly) on absolute basis
YearReturns
2021 74.4%
2020 54.8%
2019 7.5%
2018 24.9%
2017 19.6%
2016 -6%
2015
2014
2013
2012
Fund Manager information for TATA Digital India Fund
NameSinceTenure
Meeta Shetty9 Mar 211.48 Yr.
Venkat Samala26 Nov 201.76 Yr.

Data below for TATA Digital India Fund as on 31 Aug 22

Equity Sector Allocation
SectorValue
Technology77.66%
Communication Services10.35%
Industrials4.29%
Consumer Cyclical0.93%
Asset Allocation
Asset ClassValue
Cash6.77%
Equity93.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY
26%₹1,532 Cr10,264,598
↑ 300,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS
14%₹836 Cr2,603,873
↑ 325,372
Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 532755
9%₹533 Cr4,955,469
↑ 266,135
HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH
8%₹490 Cr5,215,373
↑ 315,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 21 | BHARTIARTL
7%₹426 Cr5,869,200
Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 507685
3%₹207 Cr5,013,632
↑ 343,300
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 28 Feb 21 | 540005
3%₹186 Cr400,010
Mphasis Ltd (Technology)
Equity, Since 30 Sep 20 | 526299
2%₹135 Cr632,749
MindTree Ltd (Technology)
Equity, Since 31 Jul 19 | 532819
2%₹131 Cr395,911
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT
2%₹116 Cr329,212

2. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 12% since its launch.  Ranked 37 in Sectoral category.  Return for 2021 was 75.7% , 2020 was 70.6% and 2019 was 2.3% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund
Growth
Launch Date 3 Mar 00
NAV (04 Oct 22) ₹129.61 ↑ 2.87   (2.26 %)
Net Assets (Cr) ₹8,712 on 31 Aug 22
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.07
Sharpe Ratio -0.73
Information Ratio 0.98
Alpha Ratio -5.69
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹15,142
30 Sep 19₹14,642
30 Sep 20₹19,919
30 Sep 21₹38,698
30 Sep 22₹31,428

ICICI Prudential Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month -0.7%
3 Month 0.1%
6 Month -20.6%
1 Year -18%
3 Year 30.2%
5 Year 25.9%
10 Year
15 Year
Since launch 12%
Historical performance (Yearly) on absolute basis
YearReturns
2021 75.7%
2020 70.6%
2019 2.3%
2018 19.1%
2017 19.8%
2016 -4%
2015 3.9%
2014 26.3%
2013 62.6%
2012 17.1%
Fund Manager information for ICICI Prudential Technology Fund
NameSinceTenure
Vaibhav Dusad2 May 202.33 Yr.
Sharmila D’mello30 Jun 220.17 Yr.

Data below for ICICI Prudential Technology Fund as on 31 Aug 22

Equity Sector Allocation
SectorValue
Technology76.59%
Communication Services14.26%
Industrials1.92%
Consumer Cyclical0.8%
Energy0.11%
Consumer Defensive0.06%
Asset Allocation
Asset ClassValue
Cash6.25%
Equity93.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
27%₹2,391 Cr16,012,628
↓ -1,193,507
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS
13%₹1,126 Cr3,506,783
↑ 618,864
HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH
10%₹868 Cr9,242,203
↑ 605,000
Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 507685
7%₹643 Cr15,548,325
↑ 1,103,833
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL
7%₹630 Cr8,665,301
↓ -1,583,830
Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 532755
6%₹549 Cr5,101,818
↓ -462,421
Mphasis Ltd (Technology)
Equity, Since 30 Jun 20 | 526299
2%₹132 Cr621,023
↑ 204,324
Zee Entertainment Enterprises Ltd (Communication Services)
Equity, Since 31 Jan 22 | ZEEL
1%₹124 Cr4,820,044
↓ -350,000
MindTree Ltd (Technology)
Equity, Since 30 Jun 20 | 532819
1%₹115 Cr348,363
↑ 59,342
Accenture PLC Class A (Technology)
Equity, Since 28 Feb 21 | ACN
1%₹102 Cr43,600

3. Aditya Birla Sun Life Digital India Fund

(Erstwhile Aditya Birla Sun Life New Millennium Fund)

A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a CAGR/Annualized return of 11.2% since its launch.  Ranked 33 in Sectoral category.  Return for 2021 was 70.5% , 2020 was 59% and 2019 was 9.6% .

Below is the key information for Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund
Growth
Launch Date 15 Jan 00
NAV (04 Oct 22) ₹112.44 ↑ 2.59   (2.36 %)
Net Assets (Cr) ₹3,135 on 31 Aug 22
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.56
Sharpe Ratio -0.68
Information Ratio 1.05
Alpha Ratio -5.23
Min Investment 1,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹14,454
30 Sep 19₹14,813
30 Sep 20₹19,467
30 Sep 21₹36,590
30 Sep 22₹30,103

Aditya Birla Sun Life Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for Aditya Birla Sun Life Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month -0.6%
3 Month 1.9%
6 Month -19.4%
1 Year -16.8%
3 Year 28.1%
5 Year 25%
10 Year
15 Year
Since launch 11.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 70.5%
2020 59%
2019 9.6%
2018 15.6%
2017 22.4%
2016 -3.5%
2015 11.2%
2014 21.1%
2013 50.2%
2012 3.7%
Fund Manager information for Aditya Birla Sun Life Digital India Fund
NameSinceTenure
Kunal Sangoi15 Jan 148.63 Yr.

Data below for Aditya Birla Sun Life Digital India Fund as on 31 Aug 22

Equity Sector Allocation
SectorValue
Technology76.06%
Communication Services9.77%
Industrials6.93%
Consumer Cyclical0.76%
Asset Allocation
Asset ClassValue
Cash6.48%
Equity93.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY
24%₹755 Cr5,058,401
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS
9%₹297 Cr925,450
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 532755
9%₹276 Cr2,563,833
↑ 230,215
HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | HCLTECH
7%₹227 Cr2,421,227
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL
6%₹199 Cr2,734,997
MindTree Ltd (Technology)
Equity, Since 30 Nov 20 | 532819
4%₹121 Cr365,739
Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT
3%₹103 Cr1,221,725
Coforge Ltd (Technology)
Equity, Since 30 Jun 20 | 532541
3%₹98 Cr275,281
↑ 20,000
Wipro Ltd (Technology)
Equity, Since 31 Jan 21 | 507685
3%₹82 Cr1,970,817
Mphasis Ltd (Technology)
Equity, Since 29 Feb 20 | 526299
2%₹60 Cr280,854

4. SBI Technology Opportunities Fund

(Erstwhile SBI IT Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 19.6% since its launch.  Ranked 42 in Sectoral category.  Return for 2021 was 66.4% , 2020 was 47.3% and 2019 was 12.2% .

Below is the key information for SBI Technology Opportunities Fund

SBI Technology Opportunities Fund
Growth
Launch Date 9 Jan 13
NAV (04 Oct 22) ₹130.437 ↑ 2.71   (2.12 %)
Net Assets (Cr) ₹2,534 on 31 Aug 22
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.61
Sharpe Ratio -0.66
Information Ratio 0.75
Alpha Ratio -2.88
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹14,341
30 Sep 19₹14,821
30 Sep 20₹18,260
30 Sep 21₹33,072
30 Sep 22₹28,680

SBI Technology Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for SBI Technology Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month -0.4%
3 Month 1.5%
6 Month -16.2%
1 Year -12.7%
3 Year 25.9%
5 Year 23.7%
10 Year
15 Year
Since launch 19.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 66.4%
2020 47.3%
2019 12.2%
2018 17.1%
2017 13%
2016 -3.3%
2015 2.4%
2014 29.2%
2013
2012
Fund Manager information for SBI Technology Opportunities Fund
NameSinceTenure
Saurabh Pant1 Jan 220.67 Yr.
Mohit Jain1 Jan 220.67 Yr.

Data below for SBI Technology Opportunities Fund as on 31 Aug 22

Equity Sector Allocation
SectorValue
Technology69.28%
Communication Services20.72%
Asset Allocation
Asset ClassValue
Cash10%
Equity90%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
26%₹661 Cr4,430,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 06 | TCS
12%₹307 Cr955,353
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL
9%₹240 Cr3,300,000
Microsoft Corp (Technology)
Equity, Since 31 Aug 20 | MSFT
8%₹195 Cr92,000
Netflix Inc (Communication Services)
Equity, Since 31 Aug 21 | NFLX
6%₹165 Cr92,000
HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 06 | HCLTECH
6%₹160 Cr1,700,000
Wipro Ltd (Technology)
Equity, Since 30 Apr 21 | 507685
5%₹127 Cr3,080,000
Alphabet Inc Class A (Communication Services)
Equity, Since 30 Sep 18 | GOOGL
4%₹98 Cr112,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 22 | 532755
4%₹89 Cr830,000
NVIDIA Corp (Technology)
Equity, Since 30 Apr 21 | NVDA
2%₹59 Cr47,000

5. PGIM India Midcap Opportunities Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized.

PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 18.6% since its launch.  Ranked 40 in Mid Cap category.  Return for 2021 was 63.8% , 2020 was 48.4% and 2019 was 3.6% .

Below is the key information for PGIM India Midcap Opportunities Fund

PGIM India Midcap Opportunities Fund
Growth
Launch Date 2 Dec 13
NAV (04 Oct 22) ₹45.01 ↑ 0.96   (2.18 %)
Net Assets (Cr) ₹6,614 on 31 Aug 22
Category Equity - Mid Cap
AMC Pramerica Asset Managers Private Limited
Rating
Risk High
Expense Ratio 2.53
Sharpe Ratio 0.43
Information Ratio 1.64
Alpha Ratio -0.31
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹9,387
30 Sep 19₹9,220
30 Sep 20₹12,091
30 Sep 21₹22,710
30 Sep 22₹23,957

PGIM India Midcap Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for PGIM India Midcap Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month -0.5%
3 Month 15.8%
6 Month 4.2%
1 Year 5.2%
3 Year 38.8%
5 Year 19.3%
10 Year
15 Year
Since launch 18.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 63.8%
2020 48.4%
2019 3.6%
2018 -16.1%
2017 37%
2016 -1.3%
2015 7.9%
2014 42.8%
2013
2012
Fund Manager information for PGIM India Midcap Opportunities Fund
NameSinceTenure
Aniruddha Naha1 Jun 211.25 Yr.
Puneet Pal16 Jul 220.13 Yr.
Vivek Sharma1 Jun 211.25 Yr.

Data below for PGIM India Midcap Opportunities Fund as on 31 Aug 22

Equity Sector Allocation
SectorValue
Industrials25.79%
Consumer Cyclical21.94%
Financial Services14.29%
Basic Materials11.15%
Consumer Defensive6.17%
Health Care5.24%
Technology5.03%
Real Estate3.15%
Utility1.29%
Asset Allocation
Asset ClassValue
Cash5.96%
Equity94.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ABB India Ltd (Industrials)
Equity, Since 30 Sep 21 | 500002
4%₹288 Cr882,705
↓ -95,268
TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 21 | 532343
4%₹271 Cr2,750,000
Timken India Ltd (Industrials)
Equity, Since 30 Sep 21 | 522113
4%₹255 Cr845,081
Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 30 Apr 21 | 500850
4%₹247 Cr8,647,166
↑ 700,000
Varun Beverages Ltd (Consumer Defensive)
Equity, Since 30 Jun 21 | VBL
4%₹238 Cr2,304,439
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 22 | HDFCBANK
3%₹219 Cr1,475,000
Laurus Labs Ltd (Healthcare)
Equity, Since 30 Nov 21 | 540222
3%₹215 Cr3,713,813
↑ 450,000
Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | CROMPTON
3%₹214 Cr5,250,000
↑ 2,250,000
Dalmia Bharat Ltd (Basic Materials)
Equity, Since 31 Jul 21 | 542216
3%₹202 Cr1,312,300
Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 Jul 22 | JUBLFOOD
3%₹194 Cr3,148,000
↑ 2,348,000

6. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.8% since its launch.  Ranked 1 in Large & Mid Cap category. .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund
Growth
Launch Date 12 Nov 08
NAV (31 Dec 21) ₹183.316 ↑ 2.03   (1.12 %)
Net Assets (Cr) ₹3,124 on 30 Nov 21
Category Equity - Large & Mid Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.08
Sharpe Ratio 2.74
Information Ratio 0.22
Alpha Ratio 2.18
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹9,933
30 Sep 19₹10,090
30 Sep 20₹10,724
30 Sep 21₹17,589

Principal Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month 2.9%
3 Month 2.9%
6 Month 13.6%
1 Year 38.9%
3 Year 21.9%
5 Year 19.2%
10 Year
15 Year
Since launch 24.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Principal Emerging Bluechip Fund
NameSinceTenure

Data below for Principal Emerging Bluechip Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

7. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.1% since its launch.  Ranked 6 in Small Cap category.  Return for 2021 was 74.3% , 2020 was 29.2% and 2019 was -2.5% .

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund
Growth
Launch Date 16 Sep 10
NAV (04 Oct 22) ₹91.1395 ↑ 1.18   (1.31 %)
Net Assets (Cr) ₹21,655 on 31 Aug 22
Category Equity - Small Cap
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 1.98
Sharpe Ratio 0.64
Information Ratio 1.45
Alpha Ratio 8.41
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,090
30 Sep 19₹9,617
30 Sep 20₹10,804
30 Sep 21₹20,785
30 Sep 22₹23,215

Nippon India Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month 1.1%
3 Month 16%
6 Month 4.1%
1 Year 10.3%
3 Year 35.6%
5 Year 18.3%
10 Year
15 Year
Since launch 20.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 74.3%
2020 29.2%
2019 -2.5%
2018 -16.7%
2017 63%
2016 5.6%
2015 15.1%
2014 97.6%
2013 11.9%
2012 41.9%
Fund Manager information for Nippon India Small Cap Fund
NameSinceTenure
Samir Rachh2 Jan 175.67 Yr.
Kinjal Desai25 May 184.27 Yr.

Data below for Nippon India Small Cap Fund as on 31 Aug 22

Equity Sector Allocation
SectorValue
Industrials22.85%
Consumer Cyclical17.7%
Basic Materials15.54%
Financial Services14.27%
Consumer Defensive9.11%
Technology8.4%
Health Care5.12%
Communication Services1.69%
Real Estate0.6%
Energy0.45%
Utility0.19%
Asset Allocation
Asset ClassValue
Cash2.76%
Equity97.24%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 30 Apr 18 | 540762
3%₹740 Cr3,267,559
↓ -28,836
CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jul 19 | 541770
2%₹436 Cr4,368,685
Poonawalla Fincorp Ltd (Financial Services)
Equity, Since 28 Feb 18 | 524000
2%₹432 Cr14,087,931
KPIT Technologies Ltd (Technology)
Equity, Since 30 Jun 19 | 542651
2%₹414 Cr7,366,079
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK
2%₹401 Cr2,700,000
Bajaj Electricals Ltd (Consumer Cyclical)
Equity, Since 31 Mar 16 | 500031
2%₹378 Cr3,062,071
Fine Organic Industries Ltd Ordinary Shares (Basic Materials)
Equity, Since 30 Jun 18 | 541557
2%₹374 Cr605,377
Tejas Networks Ltd (Technology)
Equity, Since 30 Jun 17 | 540595
2%₹355 Cr5,763,697
NIIT Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | 500304
2%₹349 Cr10,036,413
Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Sep 11 | 532504
2%₹337 Cr787,244
↓ -72,489

8. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.6% since its launch.  Ranked 4 in Small Cap category.  Return for 2021 was 47.6% , 2020 was 33.6% and 2019 was 6.1% .

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund
Growth
Launch Date 9 Sep 09
NAV (04 Oct 22) ₹115.13 ↑ 0.99   (0.87 %)
Net Assets (Cr) ₹14,044 on 31 Aug 22
Category Equity - Small Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.97
Sharpe Ratio 0.87
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,141
30 Sep 19₹10,553
30 Sep 20₹11,845
30 Sep 21₹20,240
30 Sep 22₹23,047

SBI Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month 1.6%
3 Month 18.3%
6 Month 9.8%
1 Year 12.5%
3 Year 31.2%
5 Year 17.9%
10 Year
15 Year
Since launch 20.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 47.6%
2020 33.6%
2019 6.1%
2018 -19.6%
2017 78.7%
2016 1.3%
2015 20.6%
2014 110.7%
2013 7.8%
2012 31.9%
Fund Manager information for SBI Small Cap Fund
NameSinceTenure
R. Srinivasan16 Nov 138.8 Yr.
Mohit Jain25 Aug 220.02 Yr.

Data below for SBI Small Cap Fund as on 31 Aug 22

Equity Sector Allocation
SectorValue
Industrials34.12%
Consumer Cyclical23.08%
Basic Materials13.71%
Consumer Defensive5.07%
Health Care2.71%
Financial Services2.59%
Communication Services1.53%
Real Estate0.81%
Asset Allocation
Asset ClassValue
Cash16.25%
Equity83.63%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Elgi Equipments Ltd (Industrials)
Equity, Since 31 Dec 13 | 522074
5%₹673 Cr13,463,915
Vedant Fashions Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 543463
4%₹583 Cr4,530,215
↓ -17,431
Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 31 Mar 19 | 540203
3%₹468 Cr1,570,000
Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO
3%₹463 Cr4,205,512
↑ 205,512
Fine Organic Industries Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Mar 19 | 541557
3%₹433 Cr700,000
↓ -90,000
Rajratan Global Wire Ltd (Basic Materials)
Equity, Since 31 Oct 16 | 517522
3%₹424 Cr3,753,760
Carborundum Universal Ltd (Industrials)
Equity, Since 31 May 19 | 513375
3%₹417 Cr4,939,842
V-Guard Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | 532953
3%₹386 Cr17,000,000
Timken India Ltd (Industrials)
Equity, Since 31 May 19 | 522113
3%₹358 Cr1,185,709
Lemon Tree Hotels Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | 541233
2%₹350 Cr50,000,000

9. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.3% since its launch.  Ranked 23 in Small Cap category.  Return for 2021 was 70.9% , 2020 was 34.2% and 2019 was 5% .

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund
Growth
Launch Date 24 Feb 05
NAV (04 Oct 22) ₹166.546 ↑ 1.49   (0.90 %)
Net Assets (Cr) ₹8,356 on 31 Aug 22
Category Equity - Small Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio 0.4
Information Ratio 1.11
Alpha Ratio 3.28
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹9,355
30 Sep 19₹9,598
30 Sep 20₹10,934
30 Sep 21₹21,940
30 Sep 22₹22,710

Kotak Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month -0.7%
3 Month 12.5%
6 Month 0.4%
1 Year 2.5%
3 Year 34.2%
5 Year 17.9%
10 Year
15 Year
Since launch 17.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 70.9%
2020 34.2%
2019 5%
2018 -17.3%
2017 44%
2016 8.9%
2015 7.4%
2014 74%
2013 -4.9%
2012 50.2%
Fund Manager information for Kotak Small Cap Fund
NameSinceTenure
Pankaj Tibrewal21 Jan 1012.62 Yr.
Arjun Khanna30 Apr 220.34 Yr.

Data below for Kotak Small Cap Fund as on 31 Aug 22

Equity Sector Allocation
SectorValue
Industrials31.14%
Consumer Cyclical26.86%
Basic Materials18.86%
Financial Services5.1%
Health Care3.5%
Technology3.07%
Real Estate1.62%
Consumer Defensive1.16%
Energy0.39%
Asset Allocation
Asset ClassValue
Cash7.8%
Equity92.2%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Century Plyboards (India) Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | 532548
5%₹388 Cr5,783,653
↓ -244,041
Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | 513375
4%₹353 Cr4,186,972
Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | 540203
3%₹287 Cr963,274
Galaxy Surfactants Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 540935
3%₹285 Cr872,010
↑ 15,596
Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 520111
3%₹266 Cr1,433,009
↑ 26,907
Blue Dart Express Ltd (Industrials)
Equity, Since 31 Oct 19 | 526612
3%₹218 Cr254,940
↓ -6,332
Blue Star Ltd (Industrials)
Equity, Since 31 May 18 | BLUESTARCO
3%₹218 Cr1,978,982
Cyient Ltd (Industrials)
Equity, Since 31 Dec 19 | CYIENT
3%₹210 Cr2,488,786
↑ 86,350
Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 15 | SCHAEFFLER
2%₹202 Cr665,447
Supreme Industries Ltd (Industrials)
Equity, Since 31 May 14 | 509930
2%₹195 Cr990,770

10. Franklin India Technology Fund

To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies.

Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a CAGR/Annualized return of 18% since its launch.  Ranked 41 in Sectoral category.  Return for 2021 was 39% , 2020 was 56.8% and 2019 was 12.4% .

Below is the key information for Franklin India Technology Fund

Franklin India Technology Fund
Growth
Launch Date 22 Aug 98
NAV (03 Oct 22) ₹270.917 ↑ 0.45   (0.17 %)
Net Assets (Cr) ₹686 on 31 Aug 22
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.45
Sharpe Ratio -1.28
Information Ratio -0.05
Alpha Ratio -11.84
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹13,647
30 Sep 19₹13,274
30 Sep 20₹18,010
30 Sep 21₹28,843
30 Sep 22₹22,630

Franklin India Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Franklin India Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month -3.5%
3 Month -2%
6 Month -19.2%
1 Year -21.2%
3 Year 20.1%
5 Year 17.7%
10 Year
15 Year
Since launch 18%
Historical performance (Yearly) on absolute basis
YearReturns
2021 39%
2020 56.8%
2019 12.4%
2018 11.9%
2017 19.1%
2016 -2.6%
2015 3.8%
2014 16.8%
2013 53.3%
2012 0.3%
Fund Manager information for Franklin India Technology Fund
NameSinceTenure
Anand Radhakrishnan3 Mar 0715.51 Yr.
Varun Sharma30 Nov 156.76 Yr.
Sandeep Manam18 Oct 210.87 Yr.

Data below for Franklin India Technology Fund as on 31 Aug 22

Equity Sector Allocation
SectorValue
Technology62.11%
Communication Services17.99%
Consumer Cyclical10.14%
Industrials3.2%
Financial Services2.94%
Basic Materials0.67%
Real Estate0.28%
Health Care0.16%
Energy0.04%
Consumer Defensive0%
Asset Allocation
Asset ClassValue
Cash2.06%
Equity97.63%
Debt0.01%
Other0.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
17%₹113 Cr760,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS
14%₹96 Cr300,000
Franklin Technology I Acc USD
Investment Fund | -
9%₹63 Cr175,810
↑ 9,000
HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 14 | HCLTECH
9%₹59 Cr630,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL
7%₹47 Cr649,504
Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 17 | NAUKRI
5%₹31 Cr71,752
↓ -2,248
Tech Mahindra Ltd (Technology)
Equity, Since 28 Feb 14 | 532755
4%₹31 Cr284,336
↑ 6,933
MakeMyTrip Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | MMYT
3%₹22 Cr82,135
Cyient Ltd (Industrials)
Equity, Since 31 Dec 06 | CYIENT
3%₹22 Cr255,722
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 543320
2%₹16 Cr2,694,106

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FAQs

1. Can I choose the time when the amount will be debited?

A: No, the period when the amount will be debited from your Bank account will depend on the SIP that you have decided to invest in. You can choose to invest in a SIP right for a year period to 10+ years. Depending on the tenure of the SIP, the amount will be deducted from your account.

2. Are the period and tenure for SIP a same thing/term?

A: Yes, they are the same. When you read the offer document, check the SIP term carefully, as this will tell you the period/tenure they money will be deducted from your account. Choosing the tenure is completely the investor's choice.

3. Can the tenures of SIPs be changed?

A: If you have chosen a plan that mandates the SIP, then you have to complete that tenure. After tenure, you can withdraw the entire amount. However, if you want to renew the investment, you can change the tenure and select a different SIP with a more extended mandate.

4. Can I change the investment amount for SIPs?

A: You can choose to invest in flexible SIPs. These SIPs allow you to change the amount of money that you can invest during the investment period. During your tenure, you can change the amount of money you want to invest in the SIPs depending on your cash flow.

5. What are long-term SIPs?

A: A long-term SIP will be one in which you invest for nearly 5 to 10 years. Ideally, long-term SIPs have more chances to give good returns.

6. Can I pull out of a SIP before the tenure?

A: It would be best if you didn't pull out of a SIP before completing its tenure. Sometimes the investment might not have an exit load, but that depends entirely on the particular SIP. If you are unsure of the investment you are making, you should start small by investing only INR 500 for one year. As your risk taking appetite increases, you can increase your investment.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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SHiva, posted on 28 Oct 19 9:03 AM

Well explanation with indepth details.very inspirational information for investment in MF. Thanks.

Heera, posted on 5 Jan 19 4:26 PM

Great! Informative SIP Thread. Very well covered and presented.

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