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Table of Contents
- Why Should you Invest in SIP or Systematic Investment Plan?
- Best SIP Plans for 10, 20 Year Investment in FY 21 - 22
- How to Invest in Mutual Fund SIP Online?
- FAQs
Top 10 Funds
- ICICI Prudential Technology Fund
- Aditya Birla Sun Life Digital India Fund
- TATA Digital India Fund
- Franklin India Feeder - Franklin U S Opportunities Fund
- SBI Technology Opportunities Fund
- Franklin India Technology Fund
- Nippon India Small Cap Fund
- PGIM India Global Agribusiness Offshore Fund
- SBI Small Cap Fund
- Parag Parikh Long Term Equity Fund
10 Best SIP Plans for 10 , 20 Year Investment 2021
Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan. SIP investment is one of the most disciplined Investing options when investing in Mutual Funds.
Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Why Should you Invest in SIP or Systematic Investment Plan?
Some of the benefits of investing in a SIP are:
Power of Compounding
Systematic Investment Plans also offer the benefit of the Power of Compounding. Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in installments, they are compounded, which adds more to the initially invested sum.
Rupee Cost Averaging
The biggest benefit that a systematic investment plan offers is Rupee Cost Averaging which helps an individual to average out the cost of an asset purchase. While making a lump sum investment in a mutual fund a certain number of units are purchased by the investor all at once, in the case of a SIP the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock Market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
Affordability
SIPs are a very affordable option for the masses to start savings since the minimum amount required for each installment (that too monthly!) can be as low as INR 500. Some Mutual Fund companies even offer something called a MicroSIP where the ticket size is as low as INR 100.
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Risk Reduction
Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP installments continue ensuring the investors buy low.
Best SIP Plans for 10, 20 Year Investment in FY 21 - 22
To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies. ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Technology Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life New Millennium Fund) A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend. Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Digital India Fund Returns up to 1 year are on The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns. TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a Below is the key information for TATA Digital India Fund Returns up to 1 year are on The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America. Franklin India Feeder - Franklin U S Opportunities Fund is a Equity - Global fund was launched on 6 Feb 12. It is a fund with High risk and has given a Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund Returns up to 1 year are on (Erstwhile SBI IT Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Technology Opportunities Fund Returns up to 1 year are on To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies. Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a Below is the key information for Franklin India Technology Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities. Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Small Cap Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate long-term capital growth by investing predominantly in units of overseas mutual funds, focusing on
agriculture and/or would be direct and indirect beneficiaries of the anticipated growth in the agriculture and/or affiliated/allied sectors. PGIM India Global Agribusiness Offshore Fund is a Others - Fund of Fund fund was launched on 14 May 10. It is a fund with High risk and has given a Below is the key information for PGIM India Global Agribusiness Offshore Fund Returns up to 1 year are on (Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on (Erstwhile Parag Parikh Long Term Value Fund) The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities. Parag Parikh Long Term Equity Fund is a Equity - Multi Cap fund was launched on 24 May 13. It is a fund with Moderately High risk and has given a Below is the key information for Parag Parikh Long Term Equity Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) ICICI Prudential Technology Fund Growth ₹136.95
↓ -0.31 ₹3,494 100 24.8 34 106 33.7 27.8 70.6 Aditya Birla Sun Life Digital India Fund Growth ₹119.37
↓ -0.29 ₹1,662 1,000 21.7 30.7 92.7 32.2 27.4 59 TATA Digital India Fund Growth ₹31.885
↓ -0.11 ₹1,797 500 21.3 29.9 90.6 29.3 26.5 54.8 Franklin India Feeder - Franklin U S Opportunities Fund Growth ₹59.0749
↓ -0.29 ₹3,610 500 8.2 16.9 35.8 25.3 23.8 45.2 SBI Technology Opportunities Fund Growth ₹134.635
↓ -0.46 ₹915 500 22.6 30.1 82.5 29 23.5 47.3 Franklin India Technology Fund Growth ₹313.697
↑ 0.55 ₹605 500 11.3 13 61.5 25.9 22.3 56.8 Nippon India Small Cap Fund Growth ₹76.5618
↓ -0.16 ₹15,353 100 25.1 52.3 113.5 22.2 22.1 29.2 PGIM India Global Agribusiness Offshore Fund Growth ₹37.89
↑ 0.60 ₹1,269 1,000 5.7 3.8 35.1 30.9 21.9 72.4 SBI Small Cap Fund Growth ₹94.4043
↓ -0.47 ₹9,091 500 15.7 32 85.2 21.5 21.9 33.6 Parag Parikh Long Term Equity Fund Growth ₹46.0871
↓ -0.32 ₹11,360 1,000 16.3 27.5 59.8 22.7 20.8 32.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jul 21 CAGR returns for over 5 years and fund having atleast have market history (Fund age) of 5 year and have minimum 500 Crore of asset under management.
1. ICICI Prudential Technology Fund
CAGR/Annualized return of 13% since its launch. Ranked 37 in Sectoral category. Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% . ICICI Prudential Technology Fund
Growth Launch Date 3 Mar 00 NAV (27 Jul 21) ₹136.95 ↓ -0.31 (-0.23 %) Net Assets (Cr) ₹3,494 on 30 Jun 21 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk High Expense Ratio 2.6 Sharpe Ratio 3.89 Information Ratio 0.12 Alpha Ratio 24.87 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹9,534 30 Jun 18 ₹13,291 30 Jun 19 ₹14,037 30 Jun 20 ₹13,298 30 Jun 21 ₹31,119 Returns for ICICI Prudential Technology Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21 Duration Returns 1 Month 6.8% 3 Month 24.8% 6 Month 34% 1 Year 106% 3 Year 33.7% 5 Year 27.8% 10 Year 15 Year Since launch 13% Historical performance (Yearly) on absolute basis
Year Returns 2020 70.6% 2019 2.3% 2018 19.1% 2017 19.8% 2016 -4% 2015 3.9% 2014 26.3% 2013 62.6% 2012 17.1% 2011 -18.9% Fund Manager information for ICICI Prudential Technology Fund
Name Since Tenure Sankaran Naren 14 Jul 17 3.97 Yr. Priyanka Khandelwal 8 Jul 20 0.98 Yr. Vaibhav Dusad 2 May 20 1.16 Yr. Data below for ICICI Prudential Technology Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Technology 78.14% Communication Services 9.19% Industrials 7.68% Consumer Defensive 1.35% Asset Allocation
Asset Class Value Cash 3.64% Equity 96.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY24% ₹849 Cr 5,370,218
↑ 794,019 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 30 Sep 20 | HCLTECH8% ₹276 Cr 2,805,807
↑ 250,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 5327558% ₹273 Cr 2,496,107
↑ 635,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS7% ₹243 Cr 725,185
↑ 45,000 Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT4% ₹146 Cr 498,305
↑ 40,234 Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 31 Dec 20 | 5428303% ₹104 Cr 513,609
↑ 150,000 Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jul 20 | 5325413% ₹102 Cr 245,969
↓ -8,000 Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 5076853% ₹99 Cr 1,821,450
↑ 130,000 MindTree Ltd (Technology)
Equity, Since 30 Jun 20 | 5328193% ₹96 Cr 367,684
↑ 49,000 eClerx Services Ltd (Technology)
Equity, Since 31 Aug 20 | 5329273% ₹95 Cr 489,394
↑ 123,541 2. Aditya Birla Sun Life Digital India Fund
CAGR/Annualized return of 12.2% since its launch. Ranked 33 in Sectoral category. Return for 2020 was 59% , 2019 was 9.6% and 2018 was 15.6% . Aditya Birla Sun Life Digital India Fund
Growth Launch Date 15 Jan 00 NAV (27 Jul 21) ₹119.37 ↓ -0.29 (-0.24 %) Net Assets (Cr) ₹1,662 on 30 Jun 21 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆ Risk High Expense Ratio 2.6 Sharpe Ratio 4.65 Information Ratio 0.96 Alpha Ratio 29.69 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹9,597 30 Jun 18 ₹13,361 30 Jun 19 ₹14,175 30 Jun 20 ₹14,607 30 Jun 21 ₹30,873 Returns for Aditya Birla Sun Life Digital India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21 Duration Returns 1 Month 5.5% 3 Month 21.7% 6 Month 30.7% 1 Year 92.7% 3 Year 32.2% 5 Year 27.4% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2020 59% 2019 9.6% 2018 15.6% 2017 22.4% 2016 -3.5% 2015 11.2% 2014 21.1% 2013 50.2% 2012 3.7% 2011 -21.8% Fund Manager information for Aditya Birla Sun Life Digital India Fund
Name Since Tenure Kunal Sangoi 15 Jan 14 7.46 Yr. Data below for Aditya Birla Sun Life Digital India Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Technology 73.1% Communication Services 14.43% Industrials 7.92% Asset Allocation
Asset Class Value Cash 4.55% Equity 95.45% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY21% ₹353 Cr 2,235,259
↑ 125,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS10% ₹167 Cr 499,487
↑ 95,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 5327559% ₹156 Cr 1,419,943
↑ 205,000 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Dec 10 | HCLTECH7% ₹113 Cr 1,143,931
↑ 275,000 Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT5% ₹76 Cr 882,609 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT4% ₹68 Cr 231,326
↑ 25,000 Just Dial Ltd (Communication Services)
Equity, Since 30 Sep 19 | 5356484% ₹63 Cr 658,953 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL3% ₹56 Cr 1,066,937 Firstsource Solutions Ltd (Technology)
Equity, Since 31 Aug 20 | 5328093% ₹49 Cr 2,605,109
↓ -448,543 Wipro Ltd (Technology)
Equity, Since 31 Jan 21 | 5076853% ₹43 Cr 789,307
↓ -100,000 3. TATA Digital India Fund
CAGR/Annualized return of 23.1% since its launch. Return for 2020 was 54.8% , 2019 was 7.5% and 2018 was 24.9% . TATA Digital India Fund
Growth Launch Date 28 Dec 15 NAV (27 Jul 21) ₹31.885 ↓ -0.11 (-0.33 %) Net Assets (Cr) ₹1,797 on 30 Jun 21 Category Equity - Sectoral AMC Tata Asset Management Limited Rating Risk High Expense Ratio 2.05 Sharpe Ratio 3.47 Information Ratio -0.42 Alpha Ratio 12.22 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Months (0.25%),3 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹9,267 30 Jun 18 ₹13,767 30 Jun 19 ₹14,852 30 Jun 20 ₹13,909 30 Jun 21 ₹29,896 Returns for TATA Digital India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21 Duration Returns 1 Month 5.8% 3 Month 21.3% 6 Month 29.9% 1 Year 90.6% 3 Year 29.3% 5 Year 26.5% 10 Year 15 Year Since launch 23.1% Historical performance (Yearly) on absolute basis
Year Returns 2020 54.8% 2019 7.5% 2018 24.9% 2017 19.6% 2016 -6% 2015 2014 2013 2012 2011 Fund Manager information for TATA Digital India Fund
Name Since Tenure Rahul Singh 20 Apr 20 1.2 Yr. Meeta Shetty 20 Apr 20 1.2 Yr. Venkat Samala 26 Nov 20 0.59 Yr. Data below for TATA Digital India Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Technology 83.89% Communication Services 6.84% Industrials 6.61% Consumer Cyclical 0.71% Asset Allocation
Asset Class Value Cash 1.94% Equity 98.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY20% ₹353 Cr 2,230,000
↑ 200,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS15% ₹272 Cr 813,126
↑ 200,000 Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 5327558% ₹140 Cr 1,275,000
↑ 440,000 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jan 16 | HCLTECH7% ₹130 Cr 1,323,741
↑ 124,741 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT6% ₹110 Cr 375,363 Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 5076854% ₹74 Cr 1,350,000 Cyient Ltd (Industrials)
Equity, Since 28 Feb 21 | CYIENT4% ₹67 Cr 783,339
↑ 50,000 Birlasoft Ltd (Technology)
Equity, Since 31 Jul 20 | 5324003% ₹61 Cr 1,531,048
↑ 26,048 Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 28 Feb 21 | 5400053% ₹56 Cr 138,331
↑ 25,600 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Aug 20 | NAUKRI3% ₹53 Cr 107,330 4. Franklin India Feeder - Franklin U S Opportunities Fund
CAGR/Annualized return of 20.6% since its launch. Ranked 6 in Global category. Return for 2020 was 45.2% , 2019 was 34.2% and 2018 was 6.5% . Franklin India Feeder - Franklin U S Opportunities Fund
Growth Launch Date 6 Feb 12 NAV (26 Jul 21) ₹59.0749 ↓ -0.29 (-0.49 %) Net Assets (Cr) ₹3,610 on 30 Jun 21 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆ Risk High Expense Ratio 1.56 Sharpe Ratio 1.55 Information Ratio -0.19 Alpha Ratio -1.64 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹11,433 30 Jun 18 ₹14,763 30 Jun 19 ₹16,274 30 Jun 20 ₹21,562 30 Jun 21 ₹29,249 Returns for Franklin India Feeder - Franklin U S Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21 Duration Returns 1 Month 4.2% 3 Month 8.2% 6 Month 16.9% 1 Year 35.8% 3 Year 25.3% 5 Year 23.8% 10 Year 15 Year Since launch 20.6% Historical performance (Yearly) on absolute basis
Year Returns 2020 45.2% 2019 34.2% 2018 6.5% 2017 18.1% 2016 -0.8% 2015 8.8% 2014 8.4% 2013 55.2% 2012 2011 Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund
Name Since Tenure Mayank Bukrediwala 24 Aug 20 0.85 Yr. Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Technology 27.03% Health Care 16.11% Financial Services 15.29% Consumer Cyclical 13.95% Communication Services 8.53% Real Estate 4.47% Industrials 4.46% Consumer Defensive 3.28% Basic Materials 1.39% Utility 0.42% Asset Allocation
Asset Class Value Cash 1.03% Equity 95.27% Other 3.7% Top Securities Holdings / Portfolio
Name Holding Value Quantity Franklin US Opportunities I(acc)USD
Investment Fund | -100% ₹3,606 Cr 5,866,459
↑ 123,458 Call, Cash & Other Assets
Net Current Assets | -0% ₹4 Cr 5. SBI Technology Opportunities Fund
CAGR/Annualized return of 23% since its launch. Ranked 42 in Sectoral category. Return for 2020 was 47.3% , 2019 was 12.2% and 2018 was 17.1% . SBI Technology Opportunities Fund
Growth Launch Date 9 Jan 13 NAV (27 Jul 21) ₹134.635 ↓ -0.46 (-0.34 %) Net Assets (Cr) ₹915 on 30 Jun 21 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆ Risk High Expense Ratio 2.62 Sharpe Ratio 4.18 Information Ratio 0.58 Alpha Ratio 20.77 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹9,607 30 Jun 18 ₹13,415 30 Jun 19 ₹14,323 30 Jun 20 ₹14,278 30 Jun 21 ₹27,851 Returns for SBI Technology Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21 Duration Returns 1 Month 7.3% 3 Month 22.6% 6 Month 30.1% 1 Year 82.5% 3 Year 29% 5 Year 23.5% 10 Year 15 Year Since launch 23% Historical performance (Yearly) on absolute basis
Year Returns 2020 47.3% 2019 12.2% 2018 17.1% 2017 13% 2016 -3.3% 2015 2.4% 2014 29.2% 2013 2012 2011 Fund Manager information for SBI Technology Opportunities Fund
Name Since Tenure Anup Upadhyay 1 Jun 11 10.09 Yr. Data below for SBI Technology Opportunities Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Technology 74.86% Communication Services 13.53% Industrials 3.4% Financial Services 1.84% Asset Allocation
Asset Class Value Cash 6.37% Equity 93.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY24% ₹218 Cr 1,376,700
↑ 156,500 Alphabet Inc Class A (Communication Services)
Equity, Since 30 Sep 18 | GOOGL9% ₹80 Cr 4,425
↑ 1,370 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Mar 06 | HCLTECH8% ₹74 Cr 750,374
↑ 103,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 06 | TCS7% ₹64 Cr 191,411 Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 15 | 5327555% ₹46 Cr 417,935
↑ 65,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Aug 20 | PERSISTENT5% ₹42 Cr 144,100 Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 31 May 20 | 5400055% ₹42 Cr 103,000
↑ 84,500 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL4% ₹35 Cr 673,130 Firstsource Solutions Ltd (Technology)
Equity, Since 31 Oct 20 | 5328094% ₹35 Cr 1,857,000
↓ -1,098,000 Cyient Ltd (Industrials)
Equity, Since 30 Apr 20 | CYIENT3% ₹31 Cr 362,150 6. Franklin India Technology Fund
CAGR/Annualized return of 19.8% since its launch. Ranked 41 in Sectoral category. Return for 2020 was 56.8% , 2019 was 12.4% and 2018 was 11.9% . Franklin India Technology Fund
Growth Launch Date 22 Aug 98 NAV (26 Jul 21) ₹313.697 ↑ 0.55 (0.17 %) Net Assets (Cr) ₹605 on 30 Jun 21 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆ Risk High Expense Ratio 2.46 Sharpe Ratio 3.38 Information Ratio 0.14 Alpha Ratio 11.29 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹10,158 30 Jun 18 ₹13,319 30 Jun 19 ₹13,889 30 Jun 20 ₹14,933 30 Jun 21 ₹26,511 Returns for Franklin India Technology Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21 Duration Returns 1 Month 2.5% 3 Month 11.3% 6 Month 13% 1 Year 61.5% 3 Year 25.9% 5 Year 22.3% 10 Year 15 Year Since launch 19.8% Historical performance (Yearly) on absolute basis
Year Returns 2020 56.8% 2019 12.4% 2018 11.9% 2017 19.1% 2016 -2.6% 2015 3.8% 2014 16.8% 2013 53.3% 2012 0.3% 2011 -15.5% Fund Manager information for Franklin India Technology Fund
Name Since Tenure Anand Radhakrishnan 3 Mar 07 14.34 Yr. Varun Sharma 30 Nov 15 5.59 Yr. Mayank Bukrediwala 24 Aug 20 0.85 Yr. Data below for Franklin India Technology Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Technology 71.24% Communication Services 14.8% Consumer Cyclical 4.16% Industrials 2.84% Financial Services 0.68% Real Estate 0.19% Health Care 0.09% Consumer Defensive 0.03% Asset Allocation
Asset Class Value Cash 5.65% Equity 94.09% Other 0.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY25% ₹149 Cr 945,647 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS10% ₹59 Cr 176,000
↑ 1,000 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 30 Jun 14 | HCLTECH9% ₹56 Cr 570,000 Franklin Technology I Acc USD
Investment Fund | -7% ₹44 Cr 91,868 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 17 | NAUKRI6% ₹36 Cr 73,229
↑ 13,974 Tech Mahindra Ltd (Technology)
Equity, Since 28 Feb 14 | 5327556% ₹35 Cr 320,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL5% ₹32 Cr 600,000 Cyient Ltd (Industrials)
Equity, Since 31 Dec 06 | CYIENT3% ₹17 Cr 200,000 NVIDIA Corp (Technology)
Equity, Since 30 Apr 19 | NVDA3% ₹17 Cr 2,800 MakeMyTrip Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | MMYT2% ₹13 Cr 60,135 7. Nippon India Small Cap Fund
CAGR/Annualized return of 20.6% since its launch. Ranked 6 in Small Cap category. Return for 2020 was 29.2% , 2019 was -2.5% and 2018 was -16.7% . Nippon India Small Cap Fund
Growth Launch Date 16 Sep 10 NAV (27 Jul 21) ₹76.5618 ↓ -0.16 (-0.21 %) Net Assets (Cr) ₹15,353 on 30 Jun 21 Category Equity - Small Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 4.38 Information Ratio 1.01 Alpha Ratio 0.75 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹13,479 30 Jun 18 ₹15,029 30 Jun 19 ₹14,409 30 Jun 20 ₹12,545 30 Jun 21 ₹26,159 Returns for Nippon India Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21 Duration Returns 1 Month 8.2% 3 Month 25.1% 6 Month 52.3% 1 Year 113.5% 3 Year 22.2% 5 Year 22.1% 10 Year 15 Year Since launch 20.6% Historical performance (Yearly) on absolute basis
Year Returns 2020 29.2% 2019 -2.5% 2018 -16.7% 2017 63% 2016 5.6% 2015 15.1% 2014 97.6% 2013 11.9% 2012 41.9% 2011 -25% Fund Manager information for Nippon India Small Cap Fund
Name Since Tenure Samir Rachh 2 Jan 17 4.5 Yr. Kinjal Desai 25 May 18 3.1 Yr. Data below for Nippon India Small Cap Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Industrials 23.9% Basic Materials 20.72% Consumer Cyclical 12.06% Consumer Defensive 11.89% Technology 10.21% Financial Services 7.79% Health Care 5.06% Communication Services 3.79% Utility 2.23% Real Estate 0.27% Asset Allocation
Asset Class Value Cash 2.07% Equity 97.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Dec 16 | 5064014% ₹578 Cr 3,193,921 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Sep 11 | 5325043% ₹417 Cr 1,111,721 Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 30 Apr 18 | 5407623% ₹385 Cr 3,296,395 Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 28 Feb 19 | 5000382% ₹353 Cr 9,917,135 Birla Corp Ltd (Basic Materials)
Equity, Since 31 May 18 | 5003352% ₹346 Cr 2,850,086 Bajaj Electricals Ltd (Utilities)
Equity, Since 31 Mar 16 | 5000312% ₹343 Cr 3,339,223
↓ -51,703 Orient Electric Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 May 18 | 5413012% ₹336 Cr 10,706,033 Radico Khaitan Ltd Shs Dematerialised (Consumer Defensive)
Equity, Since 31 Jan 15 | 5324972% ₹288 Cr 3,793,800 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Nov 18 | 5406992% ₹275 Cr 623,042 NIIT Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | 5003042% ₹275 Cr 9,572,735
↑ 528,621 8. PGIM India Global Agribusiness Offshore Fund
CAGR/Annualized return of 12.6% since its launch. Ranked 33 in Fund of Fund category. Return for 2020 was 72.4% , 2019 was 30.9% and 2018 was 0.3% . PGIM India Global Agribusiness Offshore Fund
Growth Launch Date 14 May 10 NAV (26 Jul 21) ₹37.89 ↑ 0.60 (1.61 %) Net Assets (Cr) ₹1,269 on 30 Jun 21 Category Others - Fund of Fund AMC Pramerica Asset Managers Private Limited Rating ☆ Risk High Expense Ratio 0.96 Sharpe Ratio 1.44 Information Ratio 1 Alpha Ratio 7.55 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹10,313 30 Jun 18 ₹12,192 30 Jun 19 ₹13,982 30 Jun 20 ₹19,493 30 Jun 21 ₹27,599 Returns for PGIM India Global Agribusiness Offshore Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21 Duration Returns 1 Month 3.6% 3 Month 5.7% 6 Month 3.8% 1 Year 35.1% 3 Year 30.9% 5 Year 21.9% 10 Year 15 Year Since launch 12.6% Historical performance (Yearly) on absolute basis
Year Returns 2020 72.4% 2019 30.9% 2018 0.3% 2017 11.9% 2016 0.8% 2015 -14.7% 2014 0.9% 2013 13.4% 2012 19.9% 2011 1.4% Fund Manager information for PGIM India Global Agribusiness Offshore Fund
Name Since Tenure Ravi Adukia 1 Jun 21 0.08 Yr. Data below for PGIM India Global Agribusiness Offshore Fund as on 30 Jun 21
Asset Allocation
Asset Class Value Cash 2.84% Equity 97.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity PGIM Jennison Global Eq Opps USD I Acc
Investment Fund | -98% ₹1,240 Cr 570,433
↑ 24,690 Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -3% ₹38 Cr Net Receivables / (Payables)
Net Current Assets | -1% -₹9 Cr 9. SBI Small Cap Fund
CAGR/Annualized return of 20.8% since its launch. Ranked 4 in Small Cap category. Return for 2020 was 33.6% , 2019 was 6.1% and 2018 was -19.6% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (27 Jul 21) ₹94.4043 ↓ -0.47 (-0.50 %) Net Assets (Cr) ₹9,091 on 30 Jun 21 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.29 Sharpe Ratio 3.84 Information Ratio 0.59 Alpha Ratio -9.4 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹13,005 30 Jun 18 ₹15,008 30 Jun 19 ₹15,144 30 Jun 20 ₹14,301 30 Jun 21 ₹27,050 Returns for SBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21 Duration Returns 1 Month 3.7% 3 Month 15.7% 6 Month 32% 1 Year 85.2% 3 Year 21.5% 5 Year 21.9% 10 Year 15 Year Since launch 20.8% Historical performance (Yearly) on absolute basis
Year Returns 2020 33.6% 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% 2015 20.6% 2014 110.7% 2013 7.8% 2012 31.9% 2011 -24.3% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 7.63 Yr. Data below for SBI Small Cap Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Industrials 40.06% Consumer Cyclical 20.36% Basic Materials 17.09% Consumer Defensive 6.88% Financial Services 4.12% Health Care 3.93% Communication Services 2.31% Asset Allocation
Asset Class Value Cash 2.91% Equity 96.47% Debt 0.18% Other 0.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity Elgi Equipments Ltd (Industrials)
Equity, Since 31 Dec 13 | 5220744% ₹397 Cr 19,173,605
↓ -194,329 V-Guard Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | 5329534% ₹336 Cr 12,689,795
↑ 2,689,795 Carborundum Universal Ltd (Industrials)
Equity, Since 31 May 19 | 5133754% ₹321 Cr 5,300,000 Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 31 Mar 19 | 5402033% ₹297 Cr 1,330,000 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Mar 20 | 5325043% ₹296 Cr 790,000 JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 18 | JKCEMENT3% ₹285 Cr 1,000,000
↓ -241,570 Kalpataru Power Transmission Ltd (Industrials)
Equity, Since 31 May 20 | 5222873% ₹267 Cr 6,266,658
↑ 70,849 Hatsun Agro Product Ltd (Consumer Defensive)
Equity, Since 31 Jul 17 | 5315313% ₹254 Cr 2,846,666 Rossari Biotech Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Jul 20 | 5432133% ₹239 Cr 2,016,798 Blue Star Ltd Shs Dematerialised (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO3% ₹237 Cr 2,900,000 10. Parag Parikh Long Term Equity Fund
CAGR/Annualized return of 20.6% since its launch. Ranked 34 in Multi Cap category. Return for 2020 was 32.3% , 2019 was 14.4% and 2018 was -0.4% . Parag Parikh Long Term Equity Fund
Growth Launch Date 24 May 13 NAV (27 Jul 21) ₹46.0871 ↓ -0.32 (-0.70 %) Net Assets (Cr) ₹11,360 on 30 Jun 21 Category Equity - Multi Cap AMC PPFAS Asset Management Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.06 Sharpe Ratio 4.33 Information Ratio 0.68 Alpha Ratio 24.16 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹11,924 30 Jun 18 ₹13,795 30 Jun 19 ₹14,589 30 Jun 20 ₹15,408 30 Jun 21 ₹24,894 Returns for Parag Parikh Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21 Duration Returns 1 Month 7.8% 3 Month 16.3% 6 Month 27.5% 1 Year 59.8% 3 Year 22.7% 5 Year 20.8% 10 Year 15 Year Since launch 20.6% Historical performance (Yearly) on absolute basis
Year Returns 2020 32.3% 2019 14.4% 2018 -0.4% 2017 29.4% 2016 3.3% 2015 8.9% 2014 44.8% 2013 2012 2011 Fund Manager information for Parag Parikh Long Term Equity Fund
Name Since Tenure Raj Mehta 27 Jan 16 5.43 Yr. Rajeev Thakkar 24 May 13 8.11 Yr. Raunak Onkar 24 May 13 8.11 Yr. Data below for Parag Parikh Long Term Equity Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Financial Services 29.9% Technology 23.55% Consumer Cyclical 15.01% Communication Services 14.61% Consumer Defensive 7.76% Health Care 4.32% Asset Allocation
Asset Class Value Cash 4.85% Equity 95.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity Alphabet Inc A (Communication Services)
Equity, Since 31 May 21 | GOOGL8% ₹958 Cr 52,721
↑ 27,210 Bajaj Holdings and Investment Ltd (Financial Services)
Equity, Since 31 Oct 16 | 5004908% ₹903 Cr 2,497,769
↑ 142,900 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 20 | ITC8% ₹881 Cr 43,481,703
↑ 5,066,000 Microsoft Corp (Technology)
Equity, Since 30 Apr 20 | MSFT7% ₹844 Cr 418,297
↑ 11,600 Facebook Inc A (Communication Services)
Equity, Since 31 Jul 17 | FB6% ₹702 Cr 268,306 Amazon.com Inc (Consumer Cyclical)
Equity, Since 31 Jan 19 | AMZN6% ₹681 Cr 26,573
↑ 5,500 Persistent Systems Ltd (Technology)
Equity, Since 30 Nov 14 | PERSISTENT6% ₹681 Cr 2,316,910 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jan 21 | HCLTECH5% ₹573 Cr 5,824,625
↑ 457,900 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | HEROMOTOCO5% ₹567 Cr 1,954,896
↑ 235,000 Indian Energy Exchange Ltd (Financial Services)
Equity, Since 31 Jul 20 | 5407505% ₹553 Cr 14,735,528
How to Invest in Mutual Fund SIP Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
FAQs
1. Can I choose the time when the amount will be debited?
A: No, the period when the amount will be debited from your Bank account will depend on the SIP that you have decided to invest in. You can choose to invest in a SIP right for a year period to 10+ years. Depending on the tenure of the SIP, the amount will be deducted from your account.
2. Are the period and tenure for SIP a same thing/term?
A: Yes, they are the same. When you read the offer document, check the SIP term carefully, as this will tell you the period/tenure they money will be deducted from your account. Choosing the tenure is completely the investor's choice.
3. Can the tenures of SIPs be changed?
A: If you have chosen a plan that mandates the SIP, then you have to complete that tenure. After tenure, you can withdraw the entire amount. However, if you want to renew the investment, you can change the tenure and select a different SIP with a more extended mandate.
4. Can I change the investment amount for SIPs?
A: You can choose to invest in flexible SIPs. These SIPs allow you to change the amount of money that you can invest during the investment period. During your tenure, you can change the amount of money you want to invest in the SIPs depending on your cash flow.
5. What are long-term SIPs?
A: A long-term SIP will be one in which you invest for nearly 5 to 10 years. Ideally, long-term SIPs have more chances to give good returns.
6. Can I pull out of a SIP before the tenure?
A: It would be best if you didn't pull out of a SIP before completing its tenure. Sometimes the investment might not have an exit load, but that depends entirely on the particular SIP. If you are unsure of the investment you are making, you should start small by investing only INR 500 for one year. As your risk taking appetite increases, you can increase your investment.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Well explanation with indepth details.very inspirational information for investment in MF. Thanks.
Great! Informative SIP Thread. Very well covered and presented.