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10 Best SIP Plans for 10 , 20 Year Investment 2022
Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan. SIP investment is one of the most disciplined Investing options when investing in Mutual Funds.
Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Why Should you Invest in SIP or Systematic Investment Plan?
Some of the benefits of investing in a SIP are:
Power of Compounding
Systematic Investment Plans also offer the benefit of the Power of Compounding. Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in installments, they are compounded, which adds more to the initially invested sum.
Rupee Cost Averaging
The biggest benefit that a systematic investment plan offers is Rupee Cost Averaging which helps an individual to average out the cost of an asset purchase. While making a lump sum investment in a mutual fund a certain number of units are purchased by the investor all at once, in the case of a SIP the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock Market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
Affordability
SIPs are a very affordable option for the masses to start savings since the minimum amount required for each installment (that too monthly!) can be as low as INR 500. Some Mutual Fund companies even offer something called a MicroSIP where the ticket size is as low as INR 100.
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Risk Reduction
Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP installments continue ensuring the investors buy low.
Best SIP Plans for 10, 20 Year Investment in FY 22 - 23
The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns. TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a Below is the key information for TATA Digital India Fund Returns up to 1 year are on To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies. ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Technology Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life New Millennium Fund) A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend. Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Digital India Fund Returns up to 1 year are on (Erstwhile SBI IT Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Technology Opportunities Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized. PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a Below is the key information for PGIM India Midcap Opportunities Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies. Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a Below is the key information for Principal Emerging Bluechip Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities. Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Small Cap Fund Returns up to 1 year are on (Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on (Erstwhile Kotak Midcap Scheme) The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities. Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Small Cap Fund Returns up to 1 year are on To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies. Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a Below is the key information for Franklin India Technology Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2021 (%) TATA Digital India Fund Growth ₹30.5719
↑ 0.68 ₹5,981 150 0.8 -20.8 -17.9 27.1 26.2 74.4 ICICI Prudential Technology Fund Growth ₹129.61
↑ 2.87 ₹8,712 100 0.1 -20.6 -18 30.2 25.9 75.7 Aditya Birla Sun Life Digital India Fund Growth ₹112.44
↑ 2.59 ₹3,135 100 1.9 -19.4 -16.8 28.1 25 70.5 SBI Technology Opportunities Fund Growth ₹130.437
↑ 2.71 ₹2,534 500 1.5 -16.2 -12.7 25.9 23.7 66.4 PGIM India Midcap Opportunities Fund Growth ₹45.01
↑ 0.96 ₹6,614 1,000 15.8 4.2 5.2 38.8 19.3 63.8 Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03 ₹3,124 100 2.9 13.6 38.9 21.9 19.2 Nippon India Small Cap Fund Growth ₹91.1395
↑ 1.18 ₹21,655 100 16 4.1 10.3 35.6 18.3 74.3 SBI Small Cap Fund Growth ₹115.13
↑ 0.99 ₹14,044 500 18.3 9.8 12.5 31.2 17.9 47.6 Kotak Small Cap Fund Growth ₹166.546
↑ 1.49 ₹8,356 1,000 12.5 0.4 2.5 34.2 17.9 70.9 Franklin India Technology Fund Growth ₹270.917
↑ 0.45 ₹686 500 -2 -19.2 -21.2 20.1 17.7 39 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Oct 22 CAGR returns for over 5 years and fund having atleast have market history (Fund age) of 5 year and have minimum 500 Crore of asset under management.
1. TATA Digital India Fund
CAGR/Annualized return of 18% since its launch. Return for 2021 was 74.4% , 2020 was 54.8% and 2019 was 7.5% . TATA Digital India Fund
Growth Launch Date 28 Dec 15 NAV (04 Oct 22) ₹30.5719 ↑ 0.68 (2.29 %) Net Assets (Cr) ₹5,981 on 31 Aug 22 Category Equity - Sectoral AMC Tata Asset Management Limited Rating Risk High Expense Ratio 1.2 Sharpe Ratio -0.64 Information Ratio 0.62 Alpha Ratio 2.73 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-3 Months (0.25%),3 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹16,031 30 Sep 19 ₹15,678 30 Sep 20 ₹20,235 30 Sep 21 ₹38,639 30 Sep 22 ₹31,422 Returns for TATA Digital India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22 Duration Returns 1 Month -1% 3 Month 0.8% 6 Month -20.8% 1 Year -17.9% 3 Year 27.1% 5 Year 26.2% 10 Year 15 Year Since launch 18% Historical performance (Yearly) on absolute basis
Year Returns 2021 74.4% 2020 54.8% 2019 7.5% 2018 24.9% 2017 19.6% 2016 -6% 2015 2014 2013 2012 Fund Manager information for TATA Digital India Fund
Name Since Tenure Meeta Shetty 9 Mar 21 1.48 Yr. Venkat Samala 26 Nov 20 1.76 Yr. Data below for TATA Digital India Fund as on 31 Aug 22
Equity Sector Allocation
Sector Value Technology 77.66% Communication Services 10.35% Industrials 4.29% Consumer Cyclical 0.93% Asset Allocation
Asset Class Value Cash 6.77% Equity 93.23% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY26% ₹1,532 Cr 10,264,598
↑ 300,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS14% ₹836 Cr 2,603,873
↑ 325,372 Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 5327559% ₹533 Cr 4,955,469
↑ 266,135 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH8% ₹490 Cr 5,215,373
↑ 315,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 21 | BHARTIARTL7% ₹426 Cr 5,869,200 Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 5076853% ₹207 Cr 5,013,632
↑ 343,300 Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 28 Feb 21 | 5400053% ₹186 Cr 400,010 Mphasis Ltd (Technology)
Equity, Since 30 Sep 20 | 5262992% ₹135 Cr 632,749 MindTree Ltd (Technology)
Equity, Since 31 Jul 19 | 5328192% ₹131 Cr 395,911 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT2% ₹116 Cr 329,212 2. ICICI Prudential Technology Fund
CAGR/Annualized return of 12% since its launch. Ranked 37 in Sectoral category. Return for 2021 was 75.7% , 2020 was 70.6% and 2019 was 2.3% . ICICI Prudential Technology Fund
Growth Launch Date 3 Mar 00 NAV (04 Oct 22) ₹129.61 ↑ 2.87 (2.26 %) Net Assets (Cr) ₹8,712 on 31 Aug 22 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk High Expense Ratio 2.07 Sharpe Ratio -0.73 Information Ratio 0.98 Alpha Ratio -5.69 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹15,142 30 Sep 19 ₹14,642 30 Sep 20 ₹19,919 30 Sep 21 ₹38,698 30 Sep 22 ₹31,428 Returns for ICICI Prudential Technology Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22 Duration Returns 1 Month -0.7% 3 Month 0.1% 6 Month -20.6% 1 Year -18% 3 Year 30.2% 5 Year 25.9% 10 Year 15 Year Since launch 12% Historical performance (Yearly) on absolute basis
Year Returns 2021 75.7% 2020 70.6% 2019 2.3% 2018 19.1% 2017 19.8% 2016 -4% 2015 3.9% 2014 26.3% 2013 62.6% 2012 17.1% Fund Manager information for ICICI Prudential Technology Fund
Name Since Tenure Vaibhav Dusad 2 May 20 2.33 Yr. Sharmila D’mello 30 Jun 22 0.17 Yr. Data below for ICICI Prudential Technology Fund as on 31 Aug 22
Equity Sector Allocation
Sector Value Technology 76.59% Communication Services 14.26% Industrials 1.92% Consumer Cyclical 0.8% Energy 0.11% Consumer Defensive 0.06% Asset Allocation
Asset Class Value Cash 6.25% Equity 93.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY27% ₹2,391 Cr 16,012,628
↓ -1,193,507 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS13% ₹1,126 Cr 3,506,783
↑ 618,864 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH10% ₹868 Cr 9,242,203
↑ 605,000 Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 5076857% ₹643 Cr 15,548,325
↑ 1,103,833 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL7% ₹630 Cr 8,665,301
↓ -1,583,830 Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 5327556% ₹549 Cr 5,101,818
↓ -462,421 Mphasis Ltd (Technology)
Equity, Since 30 Jun 20 | 5262992% ₹132 Cr 621,023
↑ 204,324 Zee Entertainment Enterprises Ltd (Communication Services)
Equity, Since 31 Jan 22 | ZEEL1% ₹124 Cr 4,820,044
↓ -350,000 MindTree Ltd (Technology)
Equity, Since 30 Jun 20 | 5328191% ₹115 Cr 348,363
↑ 59,342 Accenture PLC Class A (Technology)
Equity, Since 28 Feb 21 | ACN1% ₹102 Cr 43,600 3. Aditya Birla Sun Life Digital India Fund
CAGR/Annualized return of 11.2% since its launch. Ranked 33 in Sectoral category. Return for 2021 was 70.5% , 2020 was 59% and 2019 was 9.6% . Aditya Birla Sun Life Digital India Fund
Growth Launch Date 15 Jan 00 NAV (04 Oct 22) ₹112.44 ↑ 2.59 (2.36 %) Net Assets (Cr) ₹3,135 on 31 Aug 22 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆ Risk High Expense Ratio 2.56 Sharpe Ratio -0.68 Information Ratio 1.05 Alpha Ratio -5.23 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹14,454 30 Sep 19 ₹14,813 30 Sep 20 ₹19,467 30 Sep 21 ₹36,590 30 Sep 22 ₹30,103 Returns for Aditya Birla Sun Life Digital India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22 Duration Returns 1 Month -0.6% 3 Month 1.9% 6 Month -19.4% 1 Year -16.8% 3 Year 28.1% 5 Year 25% 10 Year 15 Year Since launch 11.2% Historical performance (Yearly) on absolute basis
Year Returns 2021 70.5% 2020 59% 2019 9.6% 2018 15.6% 2017 22.4% 2016 -3.5% 2015 11.2% 2014 21.1% 2013 50.2% 2012 3.7% Fund Manager information for Aditya Birla Sun Life Digital India Fund
Name Since Tenure Kunal Sangoi 15 Jan 14 8.63 Yr. Data below for Aditya Birla Sun Life Digital India Fund as on 31 Aug 22
Equity Sector Allocation
Sector Value Technology 76.06% Communication Services 9.77% Industrials 6.93% Consumer Cyclical 0.76% Asset Allocation
Asset Class Value Cash 6.48% Equity 93.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY24% ₹755 Cr 5,058,401 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS9% ₹297 Cr 925,450 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 5327559% ₹276 Cr 2,563,833
↑ 230,215 HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | HCLTECH7% ₹227 Cr 2,421,227 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL6% ₹199 Cr 2,734,997 MindTree Ltd (Technology)
Equity, Since 30 Nov 20 | 5328194% ₹121 Cr 365,739 Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT3% ₹103 Cr 1,221,725 Coforge Ltd (Technology)
Equity, Since 30 Jun 20 | 5325413% ₹98 Cr 275,281
↑ 20,000 Wipro Ltd (Technology)
Equity, Since 31 Jan 21 | 5076853% ₹82 Cr 1,970,817 Mphasis Ltd (Technology)
Equity, Since 29 Feb 20 | 5262992% ₹60 Cr 280,854 4. SBI Technology Opportunities Fund
CAGR/Annualized return of 19.6% since its launch. Ranked 42 in Sectoral category. Return for 2021 was 66.4% , 2020 was 47.3% and 2019 was 12.2% . SBI Technology Opportunities Fund
Growth Launch Date 9 Jan 13 NAV (04 Oct 22) ₹130.437 ↑ 2.71 (2.12 %) Net Assets (Cr) ₹2,534 on 31 Aug 22 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆ Risk High Expense Ratio 2.61 Sharpe Ratio -0.66 Information Ratio 0.75 Alpha Ratio -2.88 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹14,341 30 Sep 19 ₹14,821 30 Sep 20 ₹18,260 30 Sep 21 ₹33,072 30 Sep 22 ₹28,680 Returns for SBI Technology Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22 Duration Returns 1 Month -0.4% 3 Month 1.5% 6 Month -16.2% 1 Year -12.7% 3 Year 25.9% 5 Year 23.7% 10 Year 15 Year Since launch 19.6% Historical performance (Yearly) on absolute basis
Year Returns 2021 66.4% 2020 47.3% 2019 12.2% 2018 17.1% 2017 13% 2016 -3.3% 2015 2.4% 2014 29.2% 2013 2012 Fund Manager information for SBI Technology Opportunities Fund
Name Since Tenure Saurabh Pant 1 Jan 22 0.67 Yr. Mohit Jain 1 Jan 22 0.67 Yr. Data below for SBI Technology Opportunities Fund as on 31 Aug 22
Equity Sector Allocation
Sector Value Technology 69.28% Communication Services 20.72% Asset Allocation
Asset Class Value Cash 10% Equity 90% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY26% ₹661 Cr 4,430,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 06 | TCS12% ₹307 Cr 955,353 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL9% ₹240 Cr 3,300,000 Microsoft Corp (Technology)
Equity, Since 31 Aug 20 | MSFT8% ₹195 Cr 92,000 Netflix Inc (Communication Services)
Equity, Since 31 Aug 21 | NFLX6% ₹165 Cr 92,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 06 | HCLTECH6% ₹160 Cr 1,700,000 Wipro Ltd (Technology)
Equity, Since 30 Apr 21 | 5076855% ₹127 Cr 3,080,000 Alphabet Inc Class A (Communication Services)
Equity, Since 30 Sep 18 | GOOGL4% ₹98 Cr 112,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 22 | 5327554% ₹89 Cr 830,000 NVIDIA Corp (Technology)
Equity, Since 30 Apr 21 | NVDA2% ₹59 Cr 47,000 5. PGIM India Midcap Opportunities Fund
CAGR/Annualized return of 18.6% since its launch. Ranked 40 in Mid Cap category. Return for 2021 was 63.8% , 2020 was 48.4% and 2019 was 3.6% . PGIM India Midcap Opportunities Fund
Growth Launch Date 2 Dec 13 NAV (04 Oct 22) ₹45.01 ↑ 0.96 (2.18 %) Net Assets (Cr) ₹6,614 on 31 Aug 22 Category Equity - Mid Cap AMC Pramerica Asset Managers Private Limited Rating ☆ Risk High Expense Ratio 2.53 Sharpe Ratio 0.43 Information Ratio 1.64 Alpha Ratio -0.31 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹9,387 30 Sep 19 ₹9,220 30 Sep 20 ₹12,091 30 Sep 21 ₹22,710 30 Sep 22 ₹23,957 Returns for PGIM India Midcap Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22 Duration Returns 1 Month -0.5% 3 Month 15.8% 6 Month 4.2% 1 Year 5.2% 3 Year 38.8% 5 Year 19.3% 10 Year 15 Year Since launch 18.6% Historical performance (Yearly) on absolute basis
Year Returns 2021 63.8% 2020 48.4% 2019 3.6% 2018 -16.1% 2017 37% 2016 -1.3% 2015 7.9% 2014 42.8% 2013 2012 Fund Manager information for PGIM India Midcap Opportunities Fund
Name Since Tenure Aniruddha Naha 1 Jun 21 1.25 Yr. Puneet Pal 16 Jul 22 0.13 Yr. Vivek Sharma 1 Jun 21 1.25 Yr. Data below for PGIM India Midcap Opportunities Fund as on 31 Aug 22
Equity Sector Allocation
Sector Value Industrials 25.79% Consumer Cyclical 21.94% Financial Services 14.29% Basic Materials 11.15% Consumer Defensive 6.17% Health Care 5.24% Technology 5.03% Real Estate 3.15% Utility 1.29% Asset Allocation
Asset Class Value Cash 5.96% Equity 94.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity ABB India Ltd (Industrials)
Equity, Since 30 Sep 21 | 5000024% ₹288 Cr 882,705
↓ -95,268 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 21 | 5323434% ₹271 Cr 2,750,000 Timken India Ltd (Industrials)
Equity, Since 30 Sep 21 | 5221134% ₹255 Cr 845,081 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 30 Apr 21 | 5008504% ₹247 Cr 8,647,166
↑ 700,000 Varun Beverages Ltd (Consumer Defensive)
Equity, Since 30 Jun 21 | VBL4% ₹238 Cr 2,304,439 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 22 | HDFCBANK3% ₹219 Cr 1,475,000 Laurus Labs Ltd (Healthcare)
Equity, Since 30 Nov 21 | 5402223% ₹215 Cr 3,713,813
↑ 450,000 Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | CROMPTON3% ₹214 Cr 5,250,000
↑ 2,250,000 Dalmia Bharat Ltd (Basic Materials)
Equity, Since 31 Jul 21 | 5422163% ₹202 Cr 1,312,300 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 Jul 22 | JUBLFOOD3% ₹194 Cr 3,148,000
↑ 2,348,000 6. Principal Emerging Bluechip Fund
CAGR/Annualized return of 24.8% since its launch. Ranked 1 in Large & Mid Cap category. . Principal Emerging Bluechip Fund
Growth Launch Date 12 Nov 08 NAV (31 Dec 21) ₹183.316 ↑ 2.03 (1.12 %) Net Assets (Cr) ₹3,124 on 30 Nov 21 Category Equity - Large & Mid Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 2.74 Information Ratio 0.22 Alpha Ratio 2.18 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹9,933 30 Sep 19 ₹10,090 30 Sep 20 ₹10,724 30 Sep 21 ₹17,589 Returns for Principal Emerging Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22 Duration Returns 1 Month 2.9% 3 Month 2.9% 6 Month 13.6% 1 Year 38.9% 3 Year 21.9% 5 Year 19.2% 10 Year 15 Year Since launch 24.8% Historical performance (Yearly) on absolute basis
Year Returns 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 Fund Manager information for Principal Emerging Bluechip Fund
Name Since Tenure Data below for Principal Emerging Bluechip Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. Nippon India Small Cap Fund
CAGR/Annualized return of 20.1% since its launch. Ranked 6 in Small Cap category. Return for 2021 was 74.3% , 2020 was 29.2% and 2019 was -2.5% . Nippon India Small Cap Fund
Growth Launch Date 16 Sep 10 NAV (04 Oct 22) ₹91.1395 ↑ 1.18 (1.31 %) Net Assets (Cr) ₹21,655 on 31 Aug 22 Category Equity - Small Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.98 Sharpe Ratio 0.64 Information Ratio 1.45 Alpha Ratio 8.41 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹10,090 30 Sep 19 ₹9,617 30 Sep 20 ₹10,804 30 Sep 21 ₹20,785 30 Sep 22 ₹23,215 Returns for Nippon India Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22 Duration Returns 1 Month 1.1% 3 Month 16% 6 Month 4.1% 1 Year 10.3% 3 Year 35.6% 5 Year 18.3% 10 Year 15 Year Since launch 20.1% Historical performance (Yearly) on absolute basis
Year Returns 2021 74.3% 2020 29.2% 2019 -2.5% 2018 -16.7% 2017 63% 2016 5.6% 2015 15.1% 2014 97.6% 2013 11.9% 2012 41.9% Fund Manager information for Nippon India Small Cap Fund
Name Since Tenure Samir Rachh 2 Jan 17 5.67 Yr. Kinjal Desai 25 May 18 4.27 Yr. Data below for Nippon India Small Cap Fund as on 31 Aug 22
Equity Sector Allocation
Sector Value Industrials 22.85% Consumer Cyclical 17.7% Basic Materials 15.54% Financial Services 14.27% Consumer Defensive 9.11% Technology 8.4% Health Care 5.12% Communication Services 1.69% Real Estate 0.6% Energy 0.45% Utility 0.19% Asset Allocation
Asset Class Value Cash 2.76% Equity 97.24% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 30 Apr 18 | 5407623% ₹740 Cr 3,267,559
↓ -28,836 CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jul 19 | 5417702% ₹436 Cr 4,368,685 Poonawalla Fincorp Ltd (Financial Services)
Equity, Since 28 Feb 18 | 5240002% ₹432 Cr 14,087,931 KPIT Technologies Ltd (Technology)
Equity, Since 30 Jun 19 | 5426512% ₹414 Cr 7,366,079 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK2% ₹401 Cr 2,700,000 Bajaj Electricals Ltd (Consumer Cyclical)
Equity, Since 31 Mar 16 | 5000312% ₹378 Cr 3,062,071 Fine Organic Industries Ltd Ordinary Shares (Basic Materials)
Equity, Since 30 Jun 18 | 5415572% ₹374 Cr 605,377 Tejas Networks Ltd (Technology)
Equity, Since 30 Jun 17 | 5405952% ₹355 Cr 5,763,697 NIIT Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | 5003042% ₹349 Cr 10,036,413 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Sep 11 | 5325042% ₹337 Cr 787,244
↓ -72,489 8. SBI Small Cap Fund
CAGR/Annualized return of 20.6% since its launch. Ranked 4 in Small Cap category. Return for 2021 was 47.6% , 2020 was 33.6% and 2019 was 6.1% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (04 Oct 22) ₹115.13 ↑ 0.99 (0.87 %) Net Assets (Cr) ₹14,044 on 31 Aug 22 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 0.87 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹10,141 30 Sep 19 ₹10,553 30 Sep 20 ₹11,845 30 Sep 21 ₹20,240 30 Sep 22 ₹23,047 Returns for SBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22 Duration Returns 1 Month 1.6% 3 Month 18.3% 6 Month 9.8% 1 Year 12.5% 3 Year 31.2% 5 Year 17.9% 10 Year 15 Year Since launch 20.6% Historical performance (Yearly) on absolute basis
Year Returns 2021 47.6% 2020 33.6% 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% 2015 20.6% 2014 110.7% 2013 7.8% 2012 31.9% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 8.8 Yr. Mohit Jain 25 Aug 22 0.02 Yr. Data below for SBI Small Cap Fund as on 31 Aug 22
Equity Sector Allocation
Sector Value Industrials 34.12% Consumer Cyclical 23.08% Basic Materials 13.71% Consumer Defensive 5.07% Health Care 2.71% Financial Services 2.59% Communication Services 1.53% Real Estate 0.81% Asset Allocation
Asset Class Value Cash 16.25% Equity 83.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity Elgi Equipments Ltd (Industrials)
Equity, Since 31 Dec 13 | 5220745% ₹673 Cr 13,463,915 Vedant Fashions Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 5434634% ₹583 Cr 4,530,215
↓ -17,431 Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 31 Mar 19 | 5402033% ₹468 Cr 1,570,000 Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO3% ₹463 Cr 4,205,512
↑ 205,512 Fine Organic Industries Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Mar 19 | 5415573% ₹433 Cr 700,000
↓ -90,000 Rajratan Global Wire Ltd (Basic Materials)
Equity, Since 31 Oct 16 | 5175223% ₹424 Cr 3,753,760 Carborundum Universal Ltd (Industrials)
Equity, Since 31 May 19 | 5133753% ₹417 Cr 4,939,842 V-Guard Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | 5329533% ₹386 Cr 17,000,000 Timken India Ltd (Industrials)
Equity, Since 31 May 19 | 5221133% ₹358 Cr 1,185,709 Lemon Tree Hotels Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | 5412332% ₹350 Cr 50,000,000 9. Kotak Small Cap Fund
CAGR/Annualized return of 17.3% since its launch. Ranked 23 in Small Cap category. Return for 2021 was 70.9% , 2020 was 34.2% and 2019 was 5% . Kotak Small Cap Fund
Growth Launch Date 24 Feb 05 NAV (04 Oct 22) ₹166.546 ↑ 1.49 (0.90 %) Net Assets (Cr) ₹8,356 on 31 Aug 22 Category Equity - Small Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 0.4 Information Ratio 1.11 Alpha Ratio 3.28 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹9,355 30 Sep 19 ₹9,598 30 Sep 20 ₹10,934 30 Sep 21 ₹21,940 30 Sep 22 ₹22,710 Returns for Kotak Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22 Duration Returns 1 Month -0.7% 3 Month 12.5% 6 Month 0.4% 1 Year 2.5% 3 Year 34.2% 5 Year 17.9% 10 Year 15 Year Since launch 17.3% Historical performance (Yearly) on absolute basis
Year Returns 2021 70.9% 2020 34.2% 2019 5% 2018 -17.3% 2017 44% 2016 8.9% 2015 7.4% 2014 74% 2013 -4.9% 2012 50.2% Fund Manager information for Kotak Small Cap Fund
Name Since Tenure Pankaj Tibrewal 21 Jan 10 12.62 Yr. Arjun Khanna 30 Apr 22 0.34 Yr. Data below for Kotak Small Cap Fund as on 31 Aug 22
Equity Sector Allocation
Sector Value Industrials 31.14% Consumer Cyclical 26.86% Basic Materials 18.86% Financial Services 5.1% Health Care 3.5% Technology 3.07% Real Estate 1.62% Consumer Defensive 1.16% Energy 0.39% Asset Allocation
Asset Class Value Cash 7.8% Equity 92.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity Century Plyboards (India) Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | 5325485% ₹388 Cr 5,783,653
↓ -244,041 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | 5133754% ₹353 Cr 4,186,972 Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | 5402033% ₹287 Cr 963,274 Galaxy Surfactants Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 5409353% ₹285 Cr 872,010
↑ 15,596 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 5201113% ₹266 Cr 1,433,009
↑ 26,907 Blue Dart Express Ltd (Industrials)
Equity, Since 31 Oct 19 | 5266123% ₹218 Cr 254,940
↓ -6,332 Blue Star Ltd (Industrials)
Equity, Since 31 May 18 | BLUESTARCO3% ₹218 Cr 1,978,982 Cyient Ltd (Industrials)
Equity, Since 31 Dec 19 | CYIENT3% ₹210 Cr 2,488,786
↑ 86,350 Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 15 | SCHAEFFLER2% ₹202 Cr 665,447 Supreme Industries Ltd (Industrials)
Equity, Since 31 May 14 | 5099302% ₹195 Cr 990,770 10. Franklin India Technology Fund
CAGR/Annualized return of 18% since its launch. Ranked 41 in Sectoral category. Return for 2021 was 39% , 2020 was 56.8% and 2019 was 12.4% . Franklin India Technology Fund
Growth Launch Date 22 Aug 98 NAV (03 Oct 22) ₹270.917 ↑ 0.45 (0.17 %) Net Assets (Cr) ₹686 on 31 Aug 22 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆ Risk High Expense Ratio 2.45 Sharpe Ratio -1.28 Information Ratio -0.05 Alpha Ratio -11.84 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹13,647 30 Sep 19 ₹13,274 30 Sep 20 ₹18,010 30 Sep 21 ₹28,843 30 Sep 22 ₹22,630 Returns for Franklin India Technology Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22 Duration Returns 1 Month -3.5% 3 Month -2% 6 Month -19.2% 1 Year -21.2% 3 Year 20.1% 5 Year 17.7% 10 Year 15 Year Since launch 18% Historical performance (Yearly) on absolute basis
Year Returns 2021 39% 2020 56.8% 2019 12.4% 2018 11.9% 2017 19.1% 2016 -2.6% 2015 3.8% 2014 16.8% 2013 53.3% 2012 0.3% Fund Manager information for Franklin India Technology Fund
Name Since Tenure Anand Radhakrishnan 3 Mar 07 15.51 Yr. Varun Sharma 30 Nov 15 6.76 Yr. Sandeep Manam 18 Oct 21 0.87 Yr. Data below for Franklin India Technology Fund as on 31 Aug 22
Equity Sector Allocation
Sector Value Technology 62.11% Communication Services 17.99% Consumer Cyclical 10.14% Industrials 3.2% Financial Services 2.94% Basic Materials 0.67% Real Estate 0.28% Health Care 0.16% Energy 0.04% Consumer Defensive 0% Asset Allocation
Asset Class Value Cash 2.06% Equity 97.63% Debt 0.01% Other 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY17% ₹113 Cr 760,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS14% ₹96 Cr 300,000 Franklin Technology I Acc USD
Investment Fund | -9% ₹63 Cr 175,810
↑ 9,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 14 | HCLTECH9% ₹59 Cr 630,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL7% ₹47 Cr 649,504 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 17 | NAUKRI5% ₹31 Cr 71,752
↓ -2,248 Tech Mahindra Ltd (Technology)
Equity, Since 28 Feb 14 | 5327554% ₹31 Cr 284,336
↑ 6,933 MakeMyTrip Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | MMYT3% ₹22 Cr 82,135 Cyient Ltd (Industrials)
Equity, Since 31 Dec 06 | CYIENT3% ₹22 Cr 255,722 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433202% ₹16 Cr 2,694,106
How to Invest in Mutual Fund SIP Online?
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FAQs
1. Can I choose the time when the amount will be debited?
A: No, the period when the amount will be debited from your Bank account will depend on the SIP that you have decided to invest in. You can choose to invest in a SIP right for a year period to 10+ years. Depending on the tenure of the SIP, the amount will be deducted from your account.
2. Are the period and tenure for SIP a same thing/term?
A: Yes, they are the same. When you read the offer document, check the SIP term carefully, as this will tell you the period/tenure they money will be deducted from your account. Choosing the tenure is completely the investor's choice.
3. Can the tenures of SIPs be changed?
A: If you have chosen a plan that mandates the SIP, then you have to complete that tenure. After tenure, you can withdraw the entire amount. However, if you want to renew the investment, you can change the tenure and select a different SIP with a more extended mandate.
4. Can I change the investment amount for SIPs?
A: You can choose to invest in flexible SIPs. These SIPs allow you to change the amount of money that you can invest during the investment period. During your tenure, you can change the amount of money you want to invest in the SIPs depending on your cash flow.
5. What are long-term SIPs?
A: A long-term SIP will be one in which you invest for nearly 5 to 10 years. Ideally, long-term SIPs have more chances to give good returns.
6. Can I pull out of a SIP before the tenure?
A: It would be best if you didn't pull out of a SIP before completing its tenure. Sometimes the investment might not have an exit load, but that depends entirely on the particular SIP. If you are unsure of the investment you are making, you should start small by investing only INR 500 for one year. As your risk taking appetite increases, you can increase your investment.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Well explanation with indepth details.very inspirational information for investment in MF. Thanks.
Great! Informative SIP Thread. Very well covered and presented.