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10 Best Performing SIP Plans for 10, 20 Year Investment 2021

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10 Best SIP Plans for 10 , 20 Year Investment 2021

Updated on October 21, 2021 , 156233 views

Best SIP Plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of investing in Mutual Funds through a SIP or Systematic Investment plan. SIP investment is one of the most disciplined Investing options when investing in Mutual Funds.

SIP

Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

Why Should you Invest in SIP or Systematic Investment Plan?

Some of the benefits of investing in a SIP are:

Power of Compounding

Systematic Investment Plans also offer the benefit of the Power of Compounding. Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in installments, they are compounded, which adds more to the initially invested sum.

Rupee Cost Averaging

The biggest benefit that a systematic investment plan offers is Rupee Cost Averaging which helps an individual to average out the cost of an asset purchase. While making a lump sum investment in a mutual fund a certain number of units are purchased by the investor all at once, in the case of a SIP the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock Market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.

Affordability

SIPs are a very affordable option for the masses to start savings since the minimum amount required for each installment (that too monthly!) can be as low as INR 500. Some Mutual Fund companies even offer something called a MicroSIP where the ticket size is as low as INR 100.

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Risk Reduction

Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP installments continue ensuring the investors buy low.

Best SIP Plans for 10, 20 Year Investment in FY 21 - 22

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
ICICI Prudential Technology Fund Growth ₹160.3
↓ -2.37
₹6,319 100 18.747.388.340.832.470.6
TATA Digital India Fund Growth ₹37.7841
↓ -0.61
₹3,469 500 19.74583.739.131.854.8
Aditya Birla Sun Life Digital India Fund Growth ₹136.57
↓ -1.86
₹2,536 1,000 15.44079.64031.259
SBI Technology Opportunities Fund Growth ₹152.457
↓ -1.26
₹1,701 500 15.639.77536.627.247.3
Franklin India Technology Fund Growth ₹352.794
↓ -4.53
₹718 500 16.225.552.832.125.556.8
PGIM India Global Agribusiness Offshore Fund Growth ₹39.16
↓ -0.52
₹1,518 1,000 9.812.225.931.124.472.4
Franklin India Feeder - Franklin U S Opportunities Fund Growth ₹60.9944
↑ 0.51
₹3,838 500 5.414.929.926.524.345.2
Parag Parikh Long Term Equity Fund Growth ₹51.1533
↓ -0.24
₹16,076 1,000 12.931.261.230.521.832.3
SBI Small Cap Fund Growth ₹102.84
↓ -0.41
₹10,191 500 8.628.675.629.221.733.6
Mirae Asset Tax Saver Fund Growth ₹31.955
↓ -0.17
₹9,832 500 11.727.861.227.220.621.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Oct 21
*Funds below are considering best CAGR returns for over 5 years and fund having atleast have market history (Fund age) of 5 year and have minimum 500 Crore of asset under management.

1. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 13.7% since its launch.  Ranked 37 in Sectoral category.  Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund
Growth
Launch Date 3 Mar 00
NAV (22 Oct 21) ₹160.3 ↓ -2.37   (-1.46 %)
Net Assets (Cr) ₹6,319 on 30 Sep 21
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.53
Sharpe Ratio 4.97
Information Ratio 0.49
Alpha Ratio 29.28
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,619
30 Sep 18₹16,079
30 Sep 19₹15,549
30 Sep 20₹21,153
30 Sep 21₹41,095

ICICI Prudential Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113
Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month -0.9%
3 Month 18.7%
6 Month 47.3%
1 Year 88.3%
3 Year 40.8%
5 Year 32.4%
10 Year
15 Year
Since launch 13.7%
Historical performance (Yearly) on absolute basis
YearReturns
2020 70.6%
2019 2.3%
2018 19.1%
2017 19.8%
2016 -4%
2015 3.9%
2014 26.3%
2013 62.6%
2012 17.1%
2011 -18.9%
Fund Manager information for ICICI Prudential Technology Fund
NameSinceTenure
Sankaran Naren14 Jul 174.14 Yr.
Priyanka Khandelwal8 Jul 201.15 Yr.
Vaibhav Dusad2 May 201.33 Yr.

Data below for ICICI Prudential Technology Fund as on 30 Sep 21

Equity Sector Allocation
SectorValue
Technology74.55%
Communication Services9.86%
Industrials6.37%
Consumer Cyclical0.78%
Consumer Defensive0.48%
Asset Allocation
Asset ClassValue
Cash7.96%
Equity92.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
17%₹868 Cr5,087,218
↓ -60,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS
10%₹519 Cr1,371,982
↑ 517,098
Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 532755
10%₹492 Cr3,400,103
↑ 431,405
HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH
10%₹491 Cr4,150,167
↑ 984,360
Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT
4%₹224 Cr672,793
↑ 20,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL
4%₹214 Cr3,219,821
↑ 2,125,000
Cyient Ltd (Industrials)
Equity, Since 30 Jun 18 | CYIENT
3%₹160 Cr1,636,094
↑ 357,636
Coforge Ltd (Technology)
Equity, Since 31 Jul 20 | 532541
3%₹149 Cr286,929
↑ 94,335
eClerx Services Ltd (Technology)
Equity, Since 31 Aug 20 | 532927
2%₹125 Cr552,260
↑ 128,334
Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 31 Dec 20 | 542830
2%₹122 Cr444,609
↓ -46,000

2. TATA Digital India Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 25.7% since its launch.  Return for 2020 was 54.8% , 2019 was 7.5% and 2018 was 24.9% .

Below is the key information for TATA Digital India Fund

TATA Digital India Fund
Growth
Launch Date 28 Dec 15
NAV (22 Oct 21) ₹37.7841 ↓ -0.61   (-1.59 %)
Net Assets (Cr) ₹3,469 on 30 Sep 21
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 1.73
Sharpe Ratio 4.66
Information Ratio 0.26
Alpha Ratio 21.25
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,274
30 Sep 18₹16,470
30 Sep 19₹16,107
30 Sep 20₹20,788
30 Sep 21₹39,696

TATA Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502
Invest Now

Returns for TATA Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month -0.8%
3 Month 19.7%
6 Month 45%
1 Year 83.7%
3 Year 39.1%
5 Year 31.8%
10 Year
15 Year
Since launch 25.7%
Historical performance (Yearly) on absolute basis
YearReturns
2020 54.8%
2019 7.5%
2018 24.9%
2017 19.6%
2016 -6%
2015
2014
2013
2012
2011
Fund Manager information for TATA Digital India Fund
NameSinceTenure
Meeta Shetty20 Apr 201.37 Yr.
Venkat Samala26 Nov 200.76 Yr.

Data below for TATA Digital India Fund as on 30 Sep 21

Equity Sector Allocation
SectorValue
Technology79.01%
Industrials7.93%
Communication Services7.68%
Consumer Cyclical2.07%
Asset Allocation
Asset ClassValue
Cash3.31%
Equity96.69%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY
17%₹462 Cr2,705,000
↑ 400,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS
16%₹433 Cr1,143,126
↑ 300,000
HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH
10%₹263 Cr2,224,713
↑ 160,000
Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 532755
9%₹242 Cr1,675,000
↑ 400,000
Mphasis Ltd (Technology)
Equity, Since 30 Sep 20 | 526299
4%₹117 Cr405,000
↑ 192,000
Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 31 Dec 20 | 542830
4%₹111 Cr403,816
↑ 65,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT
4%₹101 Cr303,963
L&T Technology Services Ltd (Technology)
Equity, Since 31 May 18 | LTTS
3%₹93 Cr238,500
↑ 75,000
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 28 Feb 21 | 540005
3%₹87 Cr163,331
Cyient Ltd (Industrials)
Equity, Since 28 Feb 21 | CYIENT
3%₹82 Cr834,339
↑ 101,000

3. Aditya Birla Sun Life Digital India Fund

(Erstwhile Aditya Birla Sun Life New Millennium Fund)

A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a CAGR/Annualized return of 12.8% since its launch.  Ranked 33 in Sectoral category.  Return for 2020 was 59% , 2019 was 9.6% and 2018 was 15.6% .

Below is the key information for Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund
Growth
Launch Date 15 Jan 00
NAV (22 Oct 21) ₹136.57 ↓ -1.86   (-1.34 %)
Net Assets (Cr) ₹2,536 on 30 Sep 21
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.56
Sharpe Ratio 5.67
Information Ratio 1.09
Alpha Ratio 27.65
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,763
30 Sep 18₹15,557
30 Sep 19₹15,943
30 Sep 20₹20,953
30 Sep 21₹39,383

Aditya Birla Sun Life Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502
Invest Now

Returns for Aditya Birla Sun Life Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month -1.2%
3 Month 15.4%
6 Month 40%
1 Year 79.6%
3 Year 40%
5 Year 31.2%
10 Year
15 Year
Since launch 12.8%
Historical performance (Yearly) on absolute basis
YearReturns
2020 59%
2019 9.6%
2018 15.6%
2017 22.4%
2016 -3.5%
2015 11.2%
2014 21.1%
2013 50.2%
2012 3.7%
2011 -21.8%
Fund Manager information for Aditya Birla Sun Life Digital India Fund
NameSinceTenure
Kunal Sangoi15 Jan 147.63 Yr.

Data below for Aditya Birla Sun Life Digital India Fund as on 30 Sep 21

Equity Sector Allocation
SectorValue
Technology73.41%
Communication Services14.67%
Industrials7.13%
Consumer Cyclical0.75%
Asset Allocation
Asset ClassValue
Cash4.03%
Equity95.97%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY
17%₹394 Cr2,310,259
↑ 75,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS
12%₹279 Cr737,487
↑ 168,000
HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | HCLTECH
10%₹220 Cr1,863,931
↑ 20,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 532755
9%₹207 Cr1,429,943
↓ -40,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL
7%₹150 Cr2,251,670
↑ 725,000
Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT
4%₹91 Cr930,651
↑ 29,472
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT
3%₹80 Cr239,326
↑ 8,000
Just Dial Ltd (Communication Services)
Equity, Since 30 Sep 19 | 535648
3%₹72 Cr758,953
↑ 100,000
Wipro Ltd (Technology)
Equity, Since 31 Jan 21 | 507685
3%₹63 Cr989,307
↑ 200,000
Firstsource Solutions Ltd (Technology)
Equity, Since 31 Aug 20 | 532809
2%₹54 Cr3,005,109
↑ 400,000

4. SBI Technology Opportunities Fund

(Erstwhile SBI IT Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 24.1% since its launch.  Ranked 42 in Sectoral category.  Return for 2020 was 47.3% , 2019 was 12.2% and 2018 was 17.1% .

Below is the key information for SBI Technology Opportunities Fund

SBI Technology Opportunities Fund
Growth
Launch Date 9 Jan 13
NAV (22 Oct 21) ₹152.457 ↓ -1.26   (-0.82 %)
Net Assets (Cr) ₹1,701 on 30 Sep 21
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.61
Sharpe Ratio 4.68
Information Ratio 0.76
Alpha Ratio 21.05
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,039
30 Sep 18₹14,396
30 Sep 19₹14,878
30 Sep 20₹18,330
30 Sep 21₹33,199

SBI Technology Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for SBI Technology Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month -0.4%
3 Month 15.6%
6 Month 39.7%
1 Year 75%
3 Year 36.6%
5 Year 27.2%
10 Year
15 Year
Since launch 24.1%
Historical performance (Yearly) on absolute basis
YearReturns
2020 47.3%
2019 12.2%
2018 17.1%
2017 13%
2016 -3.3%
2015 2.4%
2014 29.2%
2013
2012
2011
Fund Manager information for SBI Technology Opportunities Fund
NameSinceTenure
Anup Upadhyay1 Jun 1110.26 Yr.

Data below for SBI Technology Opportunities Fund as on 30 Sep 21

Equity Sector Allocation
SectorValue
Technology73.3%
Communication Services17.04%
Industrials2.42%
Consumer Cyclical2.41%
Asset Allocation
Asset ClassValue
Cash4.83%
Equity95.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
23%₹342 Cr2,004,200
↑ 212,000
HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 06 | HCLTECH
9%₹134 Cr1,132,474
↑ 64,500
Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 15 | 532755
9%₹132 Cr909,735
↑ 98,800
Alphabet Inc Class A (Communication Services)
Equity, Since 30 Sep 18 | GOOGL
9%₹129 Cr6,075
↑ 1,100
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL
5%₹75 Cr1,130,130
↑ 457,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 06 | TCS
5%₹72 Cr191,411
Microsoft Corp (Technology)
Equity, Since 31 Aug 20 | MSFT
5%₹67 Cr30,390
↑ 15,700
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 31 May 20 | 540005
4%₹55 Cr103,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Aug 20 | PERSISTENT
3%₹48 Cr144,100
Netflix Inc (Communication Services)
Equity, Since 31 Aug 21 | NFLX
2%₹36 Cr8,800
↑ 8,800

5. Franklin India Technology Fund

To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies.

Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a CAGR/Annualized return of 20.2% since its launch.  Ranked 41 in Sectoral category.  Return for 2020 was 56.8% , 2019 was 12.4% and 2018 was 11.9% .

Below is the key information for Franklin India Technology Fund

Franklin India Technology Fund
Growth
Launch Date 22 Aug 98
NAV (21 Oct 21) ₹352.794 ↓ -4.53   (-1.27 %)
Net Assets (Cr) ₹718 on 30 Sep 21
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.51
Sharpe Ratio 4.22
Information Ratio 0.08
Alpha Ratio 14.54
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,857
30 Sep 18₹14,817
30 Sep 19₹14,412
30 Sep 20₹19,554
30 Sep 21₹31,316

Franklin India Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for Franklin India Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month 0.7%
3 Month 16.2%
6 Month 25.5%
1 Year 52.8%
3 Year 32.1%
5 Year 25.5%
10 Year
15 Year
Since launch 20.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 56.8%
2019 12.4%
2018 11.9%
2017 19.1%
2016 -2.6%
2015 3.8%
2014 16.8%
2013 53.3%
2012 0.3%
2011 -15.5%
Fund Manager information for Franklin India Technology Fund
NameSinceTenure
Anand Radhakrishnan3 Mar 0714.51 Yr.
Varun Sharma30 Nov 155.76 Yr.
Mayank Bukrediwala24 Aug 201.02 Yr.

Data below for Franklin India Technology Fund as on 30 Sep 21

Equity Sector Allocation
SectorValue
Technology63.94%
Communication Services16.2%
Consumer Cyclical6.9%
Industrials2.79%
Financial Services0.67%
Real Estate0.2%
Health Care0.11%
Consumer Defensive0.01%
Asset Allocation
Asset ClassValue
Cash8.75%
Equity90.96%
Other0.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
19%₹133 Cr778,984
↓ -166,663
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS
11%₹79 Cr209,047
↑ 33,047
HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 14 | HCLTECH
10%₹69 Cr580,000
↑ 10,000
Franklin Technology I Acc USD
Investment Fund | -
8%₹58 Cr116,868
Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 17 | NAUKRI
6%₹45 Cr73,229
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL
6%₹40 Cr600,000
Tech Mahindra Ltd (Technology)
Equity, Since 28 Feb 14 | 532755
5%₹35 Cr239,424
↓ -80,576
Cyient Ltd (Industrials)
Equity, Since 31 Dec 06 | CYIENT
3%₹20 Cr200,000
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 543320
3%₹18 Cr1,322,618
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 30 Apr 19 | 540005
2%₹16 Cr31,000

6. PGIM India Global Agribusiness Offshore Fund

The primary investment objective of the scheme is to generate long-term capital growth by investing predominantly in units of overseas mutual funds, focusing on agriculture and/or would be direct and indirect beneficiaries of the anticipated growth in the agriculture and/or affiliated/allied sectors.

PGIM India Global Agribusiness Offshore Fund is a Others - Fund of Fund fund was launched on 14 May 10. It is a fund with High risk and has given a CAGR/Annualized return of 12.8% since its launch.  Ranked 33 in Fund of Fund category.  Return for 2020 was 72.4% , 2019 was 30.9% and 2018 was 0.3% .

Below is the key information for PGIM India Global Agribusiness Offshore Fund

PGIM India Global Agribusiness Offshore Fund
Growth
Launch Date 14 May 10
NAV (22 Oct 21) ₹39.16 ↓ -0.52   (-1.31 %)
Net Assets (Cr) ₹1,518 on 30 Sep 21
Category Others - Fund of Fund
AMC Pramerica Asset Managers Private Limited
Rating
Risk High
Expense Ratio 1.7
Sharpe Ratio 0.87
Information Ratio 1.01
Alpha Ratio 0.43
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹11,193
30 Sep 18₹13,296
30 Sep 19₹13,572
30 Sep 20₹22,267
30 Sep 21₹27,427

PGIM India Global Agribusiness Offshore Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for PGIM India Global Agribusiness Offshore Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month 4.2%
3 Month 9.8%
6 Month 12.2%
1 Year 25.9%
3 Year 31.1%
5 Year 24.4%
10 Year
15 Year
Since launch 12.8%
Historical performance (Yearly) on absolute basis
YearReturns
2020 72.4%
2019 30.9%
2018 0.3%
2017 11.9%
2016 0.8%
2015 -14.7%
2014 0.9%
2013 13.4%
2012 19.9%
2011 1.4%
Fund Manager information for PGIM India Global Agribusiness Offshore Fund
NameSinceTenure
Ravi Adukia1 Jun 210.25 Yr.

Data below for PGIM India Global Agribusiness Offshore Fund as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash2.02%
Equity97.98%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
PGIM Jennison Global Eq Opps USD I Acc
Investment Fund | -
100%₹1,512 Cr663,508
↑ 47,727
Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -
1%₹8 Cr
Net Receivables / (Payables)
Net Current Assets | -
0%-₹4 Cr

7. Franklin India Feeder - Franklin U S Opportunities Fund

The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America.

Franklin India Feeder - Franklin U S Opportunities Fund is a Equity - Global fund was launched on 6 Feb 12. It is a fund with High risk and has given a CAGR/Annualized return of 20.5% since its launch.  Ranked 6 in Global category.  Return for 2020 was 45.2% , 2019 was 34.2% and 2018 was 6.5% .

Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund

Franklin India Feeder - Franklin U S Opportunities Fund
Growth
Launch Date 6 Feb 12
NAV (21 Oct 21) ₹60.9944 ↑ 0.51   (0.84 %)
Net Assets (Cr) ₹3,838 on 30 Sep 21
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 1.59
Sharpe Ratio 1.1
Information Ratio -0.03
Alpha Ratio -3.42
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹11,470
30 Sep 18₹15,706
30 Sep 19₹15,365
30 Sep 20₹22,238
30 Sep 21₹27,723

Franklin India Feeder - Franklin U S Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for Franklin India Feeder - Franklin U S Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month 4.3%
3 Month 5.4%
6 Month 14.9%
1 Year 29.9%
3 Year 26.5%
5 Year 24.3%
10 Year
15 Year
Since launch 20.5%
Historical performance (Yearly) on absolute basis
YearReturns
2020 45.2%
2019 34.2%
2018 6.5%
2017 18.1%
2016 -0.8%
2015 8.8%
2014 8.4%
2013 55.2%
2012
2011
Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund
NameSinceTenure
Mayank Bukrediwala24 Aug 201.02 Yr.

Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 30 Sep 21

Equity Sector Allocation
SectorValue
Technology30.28%
Health Care15.74%
Financial Services14.59%
Consumer Cyclical14.14%
Communication Services8.82%
Real Estate4.4%
Industrials3.49%
Consumer Defensive2.64%
Basic Materials1.3%
Utility0.41%
Asset Allocation
Asset ClassValue
Cash0.56%
Equity96.59%
Other2.86%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Franklin US Opportunities I(acc)USD
Investment Fund | -
100%₹3,914 Cr6,114,257
↑ 129,623
Call, Cash & Other Assets
CBLO | -
0%₹5 Cr

8. Parag Parikh Long Term Equity Fund

(Erstwhile Parag Parikh Long Term Value Fund)

The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities.

Parag Parikh Long Term Equity Fund is a Equity - Multi Cap fund was launched on 24 May 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.4% since its launch.  Ranked 34 in Multi Cap category.  Return for 2020 was 32.3% , 2019 was 14.4% and 2018 was -0.4% .

Below is the key information for Parag Parikh Long Term Equity Fund

Parag Parikh Long Term Equity Fund
Growth
Launch Date 24 May 13
NAV (22 Oct 21) ₹51.1533 ↓ -0.24   (-0.47 %)
Net Assets (Cr) ₹16,076 on 30 Sep 21
Category Equity - Multi Cap
AMC PPFAS Asset Management Pvt. Ltd
Rating
Risk Moderately High
Expense Ratio 1.97
Sharpe Ratio 5.01
Information Ratio 0.71
Alpha Ratio 27.6
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹12,022
30 Sep 18₹13,337
30 Sep 19₹13,887
30 Sep 20₹17,215
30 Sep 21₹27,094

Parag Parikh Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for Parag Parikh Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month 2.6%
3 Month 12.9%
6 Month 31.2%
1 Year 61.2%
3 Year 30.5%
5 Year 21.8%
10 Year
15 Year
Since launch 21.4%
Historical performance (Yearly) on absolute basis
YearReturns
2020 32.3%
2019 14.4%
2018 -0.4%
2017 29.4%
2016 3.3%
2015 8.9%
2014 44.8%
2013
2012
2011
Fund Manager information for Parag Parikh Long Term Equity Fund
NameSinceTenure
Raj Mehta27 Jan 165.6 Yr.
Rajeev Thakkar24 May 138.28 Yr.
Raunak Onkar24 May 138.28 Yr.

Data below for Parag Parikh Long Term Equity Fund as on 30 Sep 21

Equity Sector Allocation
SectorValue
Financial Services29.33%
Technology21.63%
Consumer Cyclical16.07%
Communication Services15.28%
Consumer Defensive8.04%
Health Care4.55%
Basic Materials0.05%
Asset Allocation
Asset ClassValue
Cash5.06%
Equity94.94%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Alphabet Inc Class A (Communication Services)
Equity, Since 31 May 21 | GOOGL
8%₹1,240 Cr58,741
↑ 1,700
Bajaj Holdings and Investment Ltd (Financial Services)
Equity, Since 31 Oct 16 | 500490
8%₹1,227 Cr2,815,547
↑ 211,187
ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 20 | ITC
8%₹1,173 Cr55,496,067
↑ 5,014,364
Amazon.com Inc (Consumer Cyclical)
Equity, Since 31 Jan 19 | AMZN
7%₹986 Cr39,483
↑ 9,930
Microsoft Corp (Technology)
Equity, Since 30 Apr 20 | MSFT
7%₹955 Cr430,797
Facebook Inc Class A (Communication Services)
Equity, Since 31 Jul 17 | FB
6%₹923 Cr332,306
↑ 12,800
HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 21 | HCLTECH
5%₹785 Cr6,637,285
Indian Energy Exchange Ltd (Financial Services)
Equity, Since 31 Jul 20 | 540750
5%₹744 Cr14,735,528
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | HEROMOTOCO
5%₹728 Cr2,653,786
↑ 263,350
Persistent Systems Ltd (Technology)
Equity, Since 30 Nov 14 | PERSISTENT
4%₹643 Cr1,934,118
↓ -296,608

9. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.2% since its launch.  Ranked 4 in Small Cap category.  Return for 2020 was 33.6% , 2019 was 6.1% and 2018 was -19.6% .

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund
Growth
Launch Date 9 Sep 09
NAV (22 Oct 21) ₹102.84 ↓ -0.41   (-0.40 %)
Net Assets (Cr) ₹10,191 on 30 Sep 21
Category Equity - Small Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.97
Sharpe Ratio 3.47
Information Ratio -0.02
Alpha Ratio -6.84
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹13,302
30 Sep 18₹13,490
30 Sep 19₹14,038
30 Sep 20₹15,757
30 Sep 21₹26,924

SBI Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month 4%
3 Month 8.6%
6 Month 28.6%
1 Year 75.6%
3 Year 29.2%
5 Year 21.7%
10 Year
15 Year
Since launch 21.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 33.6%
2019 6.1%
2018 -19.6%
2017 78.7%
2016 1.3%
2015 20.6%
2014 110.7%
2013 7.8%
2012 31.9%
2011 -24.3%
Fund Manager information for SBI Small Cap Fund
NameSinceTenure
R. Srinivasan16 Nov 137.8 Yr.

Data below for SBI Small Cap Fund as on 30 Sep 21

Equity Sector Allocation
SectorValue
Industrials40.97%
Consumer Cyclical20.06%
Basic Materials19.59%
Consumer Defensive6.86%
Health Care3.52%
Financial Services3.4%
Technology2.22%
Communication Services1.6%
Asset Allocation
Asset ClassValue
Cash1.6%
Equity98.23%
Debt0.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Carborundum Universal Ltd (Industrials)
Equity, Since 31 May 19 | 513375
5%₹440 Cr5,300,000
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 18 | JKCEMENT
3%₹327 Cr1,000,000
Elgi Equipments Ltd (Industrials)
Equity, Since 31 Dec 13 | 522074
3%₹322 Cr16,298,386
↓ -686,512
Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 31 Mar 19 | 540203
3%₹320 Cr1,330,000
Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Mar 20 | 532504
3%₹318 Cr790,000
Hatsun Agro Product Ltd (Consumer Defensive)
Equity, Since 31 Jul 17 | 531531
3%₹310 Cr2,846,666
V-Guard Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | 532953
3%₹309 Cr12,689,795
Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | FINPIPE
3%₹286 Cr17,000,000
Rossari Biotech Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Jul 20 | 543213
3%₹281 Cr2,016,798
V-Mart Retail Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | 534976
3%₹269 Cr749,336

10. Mirae Asset Tax Saver Fund

The investment objective of the scheme is to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. The Scheme does not guarantee or assure any returns.

Mirae Asset Tax Saver Fund is a Equity - ELSS fund was launched on 28 Dec 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 22.1% since its launch.  Return for 2020 was 21.5% , 2019 was 14.1% and 2018 was -2.3% .

Below is the key information for Mirae Asset Tax Saver Fund

Mirae Asset Tax Saver Fund
Growth
Launch Date 28 Dec 15
NAV (22 Oct 21) ₹31.955 ↓ -0.17   (-0.52 %)
Net Assets (Cr) ₹9,832 on 30 Sep 21
Category Equity - ELSS
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 1.4
Sharpe Ratio 3.77
Information Ratio 1.48
Alpha Ratio 8.07
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹12,717
30 Sep 18₹13,562
30 Sep 19₹14,761
30 Sep 20₹15,789
30 Sep 21₹25,942

Mirae Asset Tax Saver Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for Mirae Asset Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Oct 21

DurationReturns
1 Month 2.8%
3 Month 11.7%
6 Month 27.8%
1 Year 61.2%
3 Year 27.2%
5 Year 20.6%
10 Year
15 Year
Since launch 22.1%
Historical performance (Yearly) on absolute basis
YearReturns
2020 21.5%
2019 14.1%
2018 -2.3%
2017 47.9%
2016 14.8%
2015
2014
2013
2012
2011
Fund Manager information for Mirae Asset Tax Saver Fund
NameSinceTenure
Neelesh Surana28 Dec 155.68 Yr.

Data below for Mirae Asset Tax Saver Fund as on 30 Sep 21

Equity Sector Allocation
SectorValue
Financial Services38.91%
Basic Materials12.22%
Technology12.08%
Consumer Cyclical7.81%
Industrials7.57%
Health Care6.91%
Consumer Defensive3.78%
Communication Services3.46%
Utility1.65%
Energy1.18%
Asset Allocation
Asset ClassValue
Cash0.41%
Equity99.59%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | HDFCBANK
8%₹787 Cr4,979,722
↑ 50,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK
7%₹672 Cr9,338,912
Infosys Ltd (Technology)
Equity, Since 31 Dec 15 | INFY
6%₹599 Cr3,511,693
↓ -60,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | 532215
5%₹431 Cr5,486,266
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Dec 15 | TCS
4%₹379 Cr999,826
↓ -75,000
Reliance Industries Limited
Equity, Since 30 Jun 21 | -
4%₹377 Cr2,333,304
↑ 25,000
State Bank of India (Financial Services)
Equity, Since 31 Dec 15 | SBIN
4%₹348 Cr8,158,799
↑ 975,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL
3%₹298 Cr4,491,889
↓ -225,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 17 | HDFC
2%₹234 Cr836,263
↓ -65,000
JK Cement Ltd (Basic Materials)
Equity, Since 30 Jun 19 | JKCEMENT
2%₹216 Cr659,543
↑ 18,652

How to Invest in Mutual Fund SIP Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

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FAQs

1. Can I choose the time when the amount will be debited?

A: No, the period when the amount will be debited from your Bank account will depend on the SIP that you have decided to invest in. You can choose to invest in a SIP right for a year period to 10+ years. Depending on the tenure of the SIP, the amount will be deducted from your account.

2. Are the period and tenure for SIP a same thing/term?

A: Yes, they are the same. When you read the offer document, check the SIP term carefully, as this will tell you the period/tenure they money will be deducted from your account. Choosing the tenure is completely the investor's choice.

3. Can the tenures of SIPs be changed?

A: If you have chosen a plan that mandates the SIP, then you have to complete that tenure. After tenure, you can withdraw the entire amount. However, if you want to renew the investment, you can change the tenure and select a different SIP with a more extended mandate.

4. Can I change the investment amount for SIPs?

A: You can choose to invest in flexible SIPs. These SIPs allow you to change the amount of money that you can invest during the investment period. During your tenure, you can change the amount of money you want to invest in the SIPs depending on your cash flow.

5. What are long-term SIPs?

A: A long-term SIP will be one in which you invest for nearly 5 to 10 years. Ideally, long-term SIPs have more chances to give good returns.

6. Can I pull out of a SIP before the tenure?

A: It would be best if you didn't pull out of a SIP before completing its tenure. Sometimes the investment might not have an exit load, but that depends entirely on the particular SIP. If you are unsure of the investment you are making, you should start small by investing only INR 500 for one year. As your risk taking appetite increases, you can increase your investment.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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SHiva, posted on 28 Oct 19 9:03 AM

Well explanation with indepth details.very inspirational information for investment in MF. Thanks.

Heera, posted on 5 Jan 19 4:26 PM

Great! Informative SIP Thread. Very well covered and presented.

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