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5 Best Performing Balanced Debt Funds SIP Investment 2019

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Best Balanced Debt Funds for SIP Investment 2019

Updated on November 8, 2019 , 40 views

Balanced funds act as a combination of both equity and debt mutual fund. In a debt ordinated- Balanced Fund, a major portion of its portfolio is invested in debt and money market instruments, while a small portion in equity instruments. These funds have the capacity to deliver consistent returns in the long-run. The equity portion of the portfolio would benefit from the rising equity markets. However, investors who want to earn the best possible returns are advised to invest in the best performing balanced debt SIP funds, as listed below.

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Top 5 Best Performing Balanced Debt Funds to Invest in a SIP

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential MIP 25 Growth ₹44.8166
↓ -0.05
₹1,650 100 3.85.510.98.65.19.53%2Y 1M 10D2Y 7M 17D
SBI Debt Hybrid Fund Growth ₹40.898
↓ -0.07
₹1,087 500 3.25.19.85.2-0.28.03%2Y 10M 20D3Y 11M 12D
Aditya Birla Sun Life Regular Savings Fund Growth ₹40.0129
↓ -0.06
₹1,990 500 23.66.84.9-2.29.2%2Y 6M 22D3Y 9M 11D
Kotak Debt Hybrid Fund Growth ₹32.7152
↓ -0.07
₹255 1,000 3.96.912.16.1-0.17.94%4Y 6Y 5M 19D
HDFC Hybrid Debt Fund Growth ₹46.9325
↓ -0.21
₹2,904 500 2485.50.67.82%3Y 10M 17D5Y 5M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Nov 19

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.1% since its launch.  Ranked 2 in Hybrid Debt category.  Return for 2018 was 5.1% , 2017 was 12.9% and 2016 was 10.9% .

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (08 Nov 19) ₹44.8166 ↓ -0.05   (-0.10 %)
Net Assets (Cr) ₹1,650 on 30 Sep 19
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.28
Sharpe Ratio 1.79
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,049
31 Oct 16₹12,335
31 Oct 17₹13,743
31 Oct 18₹14,096
31 Oct 19₹15,665

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 19

DurationReturns
1 Month 2.6%
3 Month 3.8%
6 Month 5.5%
1 Year 10.9%
3 Year 8.6%
5 Year 9.3%
10 Year
15 Year
Since launch 10.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.1%
2017 12.9%
2016 10.9%
2015 6.4%
2014 22.5%
2013 5.9%
2012 17.3%
2011 -0.6%
2010 9%
2009 22.5%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Rajat Chandak17 Feb 154.2 Yr.
Manish Banthia19 Sep 135.62 Yr.
Akhil Kakkar30 Jun 171.83 Yr.
Priyanka Khandelwal15 Jun 171.88 Yr.

Data below for ICICI Prudential MIP 25 as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash5.81%
Equity18.86%
Debt75.3%
Other0.03%
Equity Sector Allocation
SectorValue
Financial Services5.02%
Consumer Cyclical4.24%
Consumer Defensive2.03%
Industrials1.45%
Basic Materials1.26%
Energy0.66%
Technology0.57%
Health Care0.48%
Debt Sector Allocation
SectorValue
Corporate61.4%
Government13.9%
Cash Equivalent5.81%
Credit Quality
RatingValue
A18.58%
AA48.48%
AAA32.94%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Housing And Urban Development Corporation Ltd.
Debentures | -
6%₹105 Cr1,000
Essar Oil Limited
Debentures | -
6%₹100 Cr100
Aqua Space Developers Pvt. Ltd.
Debentures | -
6%₹100 Cr1,000
Talwandi Sabo Power Limited
Debentures | -
6%₹98 Cr1,000
MUTHOOT FINANCE LIMITED
Debentures | -
5%₹89 Cr900
↑ 900
Treps
CBLO/Reverse Repo | -
5%₹75 Cr
Tata Steel Limited
Debentures | -
4%₹74 Cr490
Prestige Estates Projects Limited
Debentures | -
4%₹74 Cr750
TMF HOLDINGS LIMITED
Debentures | -
4%₹70 Cr700
↑ 700
IDBI Bank Limited
Debentures | -
4%₹66 Cr694

2. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 5 in Hybrid Debt category.  Return for 2018 was -0.2% , 2017 was 8.5% and 2016 was 12.5% .

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (08 Nov 19) ₹40.898 ↓ -0.07   (-0.17 %)
Net Assets (Cr) ₹1,087 on 30 Sep 19
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 2.4
Sharpe Ratio 1.12
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,150
31 Oct 16₹12,571
31 Oct 17₹13,665
31 Oct 18₹13,216
31 Oct 19₹14,683

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 19

DurationReturns
1 Month 1.4%
3 Month 3.2%
6 Month 5.1%
1 Year 9.8%
3 Year 5.2%
5 Year 7.7%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.2%
2017 8.5%
2016 12.5%
2015 8.2%
2014 18%
2013 4.1%
2012 15.4%
2011 1.1%
2010 7.5%
2009 5.9%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Dinesh Ahuja1 Jul 117.84 Yr.
Ruchit Mehta1 Jul 117.84 Yr.

Data below for SBI Debt Hybrid Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash3.06%
Equity24.64%
Debt72.29%
Equity Sector Allocation
SectorValue
Financial Services8.78%
Consumer Cyclical6.19%
Industrials4.6%
Consumer Defensive2.87%
Technology2.69%
Basic Materials1.71%
Communication Services0.82%
Debt Sector Allocation
SectorValue
Corporate49.19%
Government18.85%
Cash Equivalent4.32%
Credit Quality
RatingValue
A5.67%
AA34.31%
AAA58.79%
Below B1.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank Of India
Debentures | -
10%₹105 Cr1,000
ICICI Bank Limited
Debentures | -
5%₹50 Cr500
6.79% Govt Stock 2029
Sovereign Bonds | -
5%₹50 Cr5,000,000
Treps
CBLO/Reverse Repo | -
4%₹47 Cr
Muthoot Finance Limited
Debentures | -
4%₹40 Cr400,000
Hindalco Industries Limited
Debentures | -
3%₹37 Cr360
Power Finance Corporation Ltd.
Debentures | -
3%₹35 Cr350
GOVT STOCK
Sovereign Bonds | -
3%₹31 Cr3,000,000
↓ -4,500,000
Syndicate Bank
Debentures | -
3%₹31 Cr300
Credila Financial Services Private Limited
Debentures | -
3%₹30 Cr300

3. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.4% since its launch.  Ranked 4 in Hybrid Debt category.  Return for 2018 was -2.2% , 2017 was 15.5% and 2016 was 13.1% .

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund
Growth
Launch Date 22 May 04
NAV (08 Nov 19) ₹40.0129 ↓ -0.06   (-0.14 %)
Net Assets (Cr) ₹1,990 on 30 Sep 19
Category Hybrid - Hybrid Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 0.58
Information Ratio -0.9
Alpha Ratio -5.62
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,080
31 Oct 16₹12,944
31 Oct 17₹14,452
31 Oct 18₹13,810
31 Oct 19₹14,905

Aditya Birla Sun Life Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 19

DurationReturns
1 Month 1.4%
3 Month 2%
6 Month 3.6%
1 Year 6.8%
3 Year 4.9%
5 Year 8.1%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -2.2%
2017 15.5%
2016 13.1%
2015 5.4%
2014 27.7%
2013 6.7%
2012 16.7%
2011 -0.6%
2010 7.6%
2009 20.9%
Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
NameSinceTenure
Satyabrata Mohanty18 Jun 099.87 Yr.
Vineet Maloo26 Aug 153.68 Yr.
Pranay Sinha26 Aug 153.68 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash23.41%
Equity25.74%
Debt50.85%
Equity Sector Allocation
SectorValue
Financial Services10.44%
Industrials4.69%
Consumer Cyclical2.94%
Basic Materials2.3%
Technology1.89%
Health Care1.77%
Energy1.71%
Utility0.01%
Debt Sector Allocation
SectorValue
Corporate41.09%
Cash Equivalent19.71%
Government13.46%
Credit Quality
RatingValue
A20.37%
AA25.7%
AAA51.19%
B0.2%
Below B2.54%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Limited
CBLO | -
8%₹158 Cr
Aditya BSL Overnight Dir Gr
Investment Fund | -
5%₹100 Cr947,594
↑ 947,594
Fullerton India Credit Company Ltd
Debentures | -
5%₹99 Cr1,000
U.P. Power Corporation Limited
Debentures | -
5%₹95 Cr1,007
Indiabulls Housing Finance Limited
Debentures | -
3%₹67 Cr500
Rural Electrification Corporation Limited
Debentures | -
3%₹63 Cr600
7.17% Govt Stock 2028
Sovereign Bonds | -
3%₹57 Cr5,545,400
↑ 1,500,000
Net Receivables / (Payables)
Net Current Assets | -
3%₹56 Cr
SP Imperial Star Private Limited
Unlisted bonds | -
3%₹53 Cr40
HDB Financial Services Limited
Debentures | -
3%₹50 Cr500

4. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Kotak Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 2 Dec 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 9 in Hybrid Debt category.  Return for 2018 was -0.1% , 2017 was 10.2% and 2016 was 13% .

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund
Growth
Launch Date 2 Dec 03
NAV (08 Nov 19) ₹32.7152 ↓ -0.07   (-0.21 %)
Net Assets (Cr) ₹255 on 30 Sep 19
Category Hybrid - Hybrid Debt
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 2.3
Sharpe Ratio 1.6
Information Ratio -0.77
Alpha Ratio -1.62
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,838
31 Oct 16₹12,418
31 Oct 17₹13,460
31 Oct 18₹13,126
31 Oct 19₹14,765

Kotak Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 19

DurationReturns
1 Month 2.3%
3 Month 3.9%
6 Month 6.9%
1 Year 12.1%
3 Year 6.1%
5 Year 8%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.1%
2017 10.2%
2016 13%
2015 5.4%
2014 19.7%
2013 4.9%
2012 15.3%
2011 0.9%
2010 6.6%
2009 10.2%
Fund Manager information for Kotak Debt Hybrid Fund
NameSinceTenure
Abhishek Bisen15 Apr 0810.96 Yr.
Devender Singhal25 Aug 153.6 Yr.

Data below for Kotak Debt Hybrid Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash5.61%
Equity24.81%
Debt69.59%
Equity Sector Allocation
SectorValue
Financial Services7.38%
Consumer Defensive4.91%
Consumer Cyclical3.87%
Technology2.59%
Basic Materials2.05%
Industrials1.84%
Utility0.88%
Energy0.55%
Health Care0.48%
Real Estate0.25%
Debt Sector Allocation
SectorValue
Government61.59%
Corporate8%
Cash Equivalent5.61%
Credit Quality
RatingValue
A14.33%
AA2.13%
AAA83.54%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
12%₹30 Cr300
GOVT STOCK
Sovereign Bonds | -
8%₹21 Cr2,000,000
POWER FINANCE CORPORATION LIMITED
Debentures | -
8%₹21 Cr200
RELIABLE DEVICES TRUST
Unlisted bonds | -
6%₹16 Cr150
Punjab and Sind Bank
Debentures | -
6%₹15 Cr150
GOVT STOCK
Sovereign Bonds | -
4%₹11 Cr1,000,000
↑ 1,000,000
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Debentures | -
4%₹10 Cr100
United Bank Of India
Debentures | -
4%₹10 Cr110
7.26% Govt Stock 2029
Sovereign Bonds | -
4%₹10 Cr1,000,000
Triparty Repo
CBLO/Reverse Repo | -
3%₹9 Cr

5. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

HDFC Hybrid Debt Fund is a Hybrid - Hybrid Debt fund was launched on 26 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.2% since its launch.  Ranked 16 in Hybrid Debt category.  Return for 2018 was 0.6% , 2017 was 10.8% and 2016 was 13% .

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund
Growth
Launch Date 26 Dec 03
NAV (08 Nov 19) ₹46.9325 ↓ -0.21   (-0.44 %)
Net Assets (Cr) ₹2,904 on 30 Sep 19
Category Hybrid - Hybrid Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.88
Sharpe Ratio 0.75
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,704
31 Oct 16₹12,117
31 Oct 17₹13,383
31 Oct 18₹13,071
31 Oct 19₹14,186

HDFC Hybrid Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 19

DurationReturns
1 Month 2.5%
3 Month 2%
6 Month 4%
1 Year 8%
3 Year 5.5%
5 Year 7%
10 Year
15 Year
Since launch 10.2%
Historical performance (Yearly) on absolute basis
YearReturns
2018 0.6%
2017 10.8%
2016 13%
2015 3.8%
2014 24.9%
2013 3.6%
2012 15.6%
2011 -0.8%
2010 10.8%
2009 30.7%
Fund Manager information for HDFC Hybrid Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0712.09 Yr.
Prashant Jain26 Dec 0315.77 Yr.
Chirag Dagli31 Jul 190.17 Yr.

Data below for HDFC Hybrid Debt Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash5.15%
Equity24.48%
Debt70.37%
Equity Sector Allocation
SectorValue
Financial Services8.42%
Basic Materials3.32%
Technology3.05%
Industrials2.82%
Energy2.81%
Utility2.4%
Consumer Defensive0.99%
Health Care0.67%
Debt Sector Allocation
SectorValue
Government35.73%
Corporate34.03%
Cash Equivalent5.15%
Securitized0.6%
Credit Quality
RatingValue
A10.25%
AA18.24%
AAA70.48%
BBB0.03%
Below B1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
10%₹285 Cr27,500,000
↑ 3,500,000
Rural Electrification Corporation Limited
Debentures | -
3%₹100 Cr1,000
Treps - Tri-Party Repo
CBLO/Reverse Repo | -
3%₹95 Cr
Punjab National Bank
Debentures | -
3%₹73 Cr750
State Bank Of India
Debentures | -
2%₹71 Cr704
Tata International Limited
Debentures | -
2%₹60 Cr600
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
2%₹57 Cr550
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
2%₹56 Cr1,299,000
↓ -300,000
Net Current Assets
Net Current Assets | -
2%₹54 Cr
State Bank of India (Financial Services)
Equity, Since 31 Aug 09 | SBIN
2%₹54 Cr2,003,710

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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