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Balanced funds act as a combination of both equity and debt mutual fund. In a debt ordinated- Balanced Fund, a major portion of its Portfolio is invested in debt and money market instruments, while a small portion in equity instruments. These funds have the capacity to deliver consistent returns in the long-run. The equity portion of the portfolio would benefit from the rising equity markets. However, investors who want to earn the best possible returns are advised to invest in the best performing balanced debt SIP funds, as listed below.
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Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Hybrid Debt Fund Growth ₹78.3477
↑ 0.38 ₹3,232 300 4.3 7.9 15.6 10.8 13.9 7.67% 4Y 4D 6Y 1M 10D SBI Debt Hybrid Fund Growth ₹68.8056
↑ 0.15 ₹10,088 500 5.2 8.7 14.7 10.7 12.2 7.82% 4Y 8M 23D 11Y 4D Kotak Debt Hybrid Fund Growth ₹55.488
↑ 0.24 ₹2,633 1,000 4.9 7.9 16.3 10.6 13.9 7.4% 6Y 11M 5D 18Y 7M 13D UTI Regular Savings Fund Growth ₹65.2326
↑ 0.30 ₹1,617 500 5.7 8.9 14.9 10.4 11.3 7.34% 6Y 1M 6D 9Y 10M 17D ICICI Prudential MIP 25 Growth ₹70.517
↑ 0.24 ₹3,355 100 4.2 8 14.3 10.1 11.4 8.27% 2Y 3M 4Y 7M 20D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Jul 24
(Erstwhile HDFC MF Monthly Income Plan - LTP) The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. HDFC Hybrid Debt Fund is a Hybrid - Hybrid Debt fund was launched on 26 Dec 03. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Hybrid Debt Fund Returns up to 1 year are on (Erstwhile SBI Magnum Monthly Income Plan) To provide regular income, liquidity and attractive returns to the investors
through an actively managed portfolio of debt, equity and money market
instruments. Income may be generated through the receipt of coupon payments,
the amortization of the discount on the debt instruments, receipt of dividends or
purchase and sale of securities in the underlying portfolio. SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a Below is the key information for SBI Debt Hybrid Fund Returns up to 1 year are on (Erstwhile Kotak Monthly Income Plan) To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. Kotak Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 2 Dec 03. It is a fund with Moderate risk and has given a Below is the key information for Kotak Debt Hybrid Fund Returns up to 1 year are on (Erstwhile UTI MIS Advantage Plan) The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments. UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a Below is the key information for UTI Regular Savings Fund Returns up to 1 year are on The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized. ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential MIP 25 Returns up to 1 year are on 1. HDFC Hybrid Debt Fund
CAGR/Annualized
return of 10.5% since its launch. Ranked 16 in Hybrid Debt
category. Return for 2023 was 13.9% , 2022 was 6% and 2021 was 13.4% . HDFC Hybrid Debt Fund
Growth Launch Date 26 Dec 03 NAV (26 Jul 24) ₹78.3477 ↑ 0.38 (0.48 %) Net Assets (Cr) ₹3,232 on 30 Jun 24 Category Hybrid - Hybrid Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 2.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,937 30 Jun 21 ₹12,167 30 Jun 22 ₹12,567 30 Jun 23 ₹14,272 30 Jun 24 ₹16,523 Returns for HDFC Hybrid Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Jul 24 Duration Returns 1 Month 1.5% 3 Month 4.3% 6 Month 7.9% 1 Year 15.6% 3 Year 10.8% 5 Year 11.1% 10 Year 15 Year Since launch 10.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 13.9% 2022 6% 2021 13.4% 2020 10.2% 2019 6.6% 2018 0.6% 2017 10.8% 2016 13% 2015 3.8% 2014 24.9% Fund Manager information for HDFC Hybrid Debt Fund
Name Since Tenure Shobhit Mehrotra 1 Sep 07 16.84 Yr. Srinivasan Ramamurthy 14 Dec 21 2.55 Yr. Dhruv Muchhal 22 Jun 23 1.03 Yr. Data below for HDFC Hybrid Debt Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 3.31% Equity 24.33% Debt 72.12% Other 0.24% Equity Sector Allocation
Sector Value Financial Services 8.79% Industrials 3.1% Energy 2.83% Technology 2.23% Health Care 2.17% Consumer Cyclical 1.75% Utility 1.62% Communication Services 1.12% Consumer Defensive 0.72% Debt Sector Allocation
Sector Value Government 38.69% Corporate 32.88% Cash Equivalent 3.31% Securitized 0.55% Credit Quality
Rating Value AA 11.12% AAA 88.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sikka Ports & Terminals Limited
Debentures | -3% ₹100 Cr 1,000 HDFC Bank Limited
Debentures | -2% ₹75 Cr 7,500 Tata Capital Financial Services Limited
Debentures | -2% ₹75 Cr 7,500 6.68% Govt Stock 2031
Sovereign Bonds | -2% ₹74 Cr 7,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹71 Cr 7,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK2% ₹71 Cr 590,000 HDFC Bank Ltd (Financial Services)
Equity, Since 15 Dec 21 | HDFCBANK2% ₹59 Cr 350,000 National Highways Authority Of India
Debentures | -2% ₹51 Cr 500 Indian Railway Finance Corporation Limited
Debentures | -2% ₹51 Cr 500 State Bank of India (Financial Services)
Equity, Since 31 Aug 09 | SBIN2% ₹51 Cr 600,000
↓ -40,000 2. SBI Debt Hybrid Fund
CAGR/Annualized
return of 8.6% since its launch. Ranked 5 in Hybrid Debt
category. Return for 2023 was 12.2% , 2022 was 4.5% and 2021 was 14.1% . SBI Debt Hybrid Fund
Growth Launch Date 9 Apr 01 NAV (26 Jul 24) ₹68.8056 ↑ 0.15 (0.23 %) Net Assets (Cr) ₹10,088 on 30 Jun 24 Category Hybrid - Hybrid Debt AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.11 Sharpe Ratio 2.61 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,398 30 Jun 21 ₹12,506 30 Jun 22 ₹13,174 30 Jun 23 ₹14,829 30 Jun 24 ₹16,999 Returns for SBI Debt Hybrid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Jul 24 Duration Returns 1 Month 1.3% 3 Month 5.2% 6 Month 8.7% 1 Year 14.7% 3 Year 10.7% 5 Year 11.7% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 12.2% 2022 4.5% 2021 14.1% 2020 13.5% 2019 8.1% 2018 -0.2% 2017 8.5% 2016 12.5% 2015 8.2% 2014 18% Fund Manager information for SBI Debt Hybrid Fund
Name Since Tenure Saurabh Pant 1 Jan 22 2.5 Yr. Mansi Sajeja 30 Jun 21 3 Yr. Mohit Jain 1 Jan 20 4.5 Yr. Data below for SBI Debt Hybrid Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 5.19% Equity 24.89% Debt 68.43% Other 0.25% Equity Sector Allocation
Sector Value Financial Services 7.21% Industrials 6.07% Consumer Cyclical 3.68% Technology 2.33% Consumer Defensive 2.27% Basic Materials 2.12% Health Care 0.63% Energy 0.59% Debt Sector Allocation
Sector Value Corporate 43.11% Government 27.3% Cash Equivalent 4.44% Credit Quality
Rating Value AA 29.16% AAA 70.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -6% ₹617 Cr 60,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹560 Cr 55,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -4% ₹367 Cr 36,000,000 Infopark Properties Limited
Debentures | -3% ₹300 Cr 30,000 07.76 MH Sgs 2030
Sovereign Bonds | -2% ₹204 Cr 20,000,000 Small Industries Development Bank of India
Debentures | -2% ₹200 Cr 20,000 Tata Communications Limited
Debentures | -2% ₹200 Cr 20,000 Godrej Properties Limited
Debentures | -2% ₹199 Cr 20,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 21 | SBIN2% ₹154 Cr 1,750,000 Mahanagar Telephone Nigam Limited
Debentures | -2% ₹152 Cr 1,500 3. Kotak Debt Hybrid Fund
CAGR/Annualized
return of 8.6% since its launch. Ranked 9 in Hybrid Debt
category. Return for 2023 was 13.9% , 2022 was 4.3% and 2021 was 13.3% . Kotak Debt Hybrid Fund
Growth Launch Date 2 Dec 03 NAV (26 Jul 24) ₹55.488 ↑ 0.24 (0.43 %) Net Assets (Cr) ₹2,633 on 30 Jun 24 Category Hybrid - Hybrid Debt AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.5 Sharpe Ratio 2.16 Information Ratio 1.4 Alpha Ratio 2.41 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,648 30 Jun 21 ₹12,803 30 Jun 22 ₹13,270 30 Jun 23 ₹14,933 30 Jun 24 ₹17,397 Returns for Kotak Debt Hybrid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Jul 24 Duration Returns 1 Month 1.1% 3 Month 4.9% 6 Month 7.9% 1 Year 16.3% 3 Year 10.6% 5 Year 12% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 13.9% 2022 4.3% 2021 13.3% 2020 13.9% 2019 11.2% 2018 -0.1% 2017 10.2% 2016 13% 2015 5.4% 2014 19.7% Fund Manager information for Kotak Debt Hybrid Fund
Name Since Tenure Abhishek Bisen 1 Apr 08 16.26 Yr. Devender Singhal 25 Aug 15 8.85 Yr. Palha Khanna 3 Jul 23 0.99 Yr. Data below for Kotak Debt Hybrid Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 8.14% Equity 24.85% Debt 66.77% Other 0.25% Equity Sector Allocation
Sector Value Financial Services 6.83% Consumer Cyclical 4.65% Consumer Defensive 3.88% Utility 2.27% Energy 1.75% Industrials 1.59% Communication Services 1.24% Basic Materials 1.02% Technology 0.94% Health Care 0.4% Real Estate 0.27% Debt Sector Allocation
Sector Value Government 54.31% Corporate 12.46% Cash Equivalent 8.14% Credit Quality
Rating Value A 1.11% AA 2.98% AAA 95.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -13% ₹337 Cr 33,280,510 7.25% Govt Stock 2063
Sovereign Bonds | -8% ₹214 Cr 21,000,000
↑ 1,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -8% ₹200 Cr 19,441,510
↑ 7,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -6% ₹159 Cr 15,750,000
↓ -400,000 8.34% Govt Stock 2033
Sovereign Bonds | -4% ₹111 Cr 10,832,540
↓ -6,300,000 7.46% Govt Stock 2073
Sovereign Bonds | -4% ₹100 Cr 9,499,990 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹77 Cr 7,500,000
↑ 500,000 7.17% Govt Stock 2030
Sovereign Bonds | -2% ₹59 Cr 5,805,420 HDFC Bank Limited
Debentures | -2% ₹50 Cr 5,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI2% ₹43 Cr 33,850 4. UTI Regular Savings Fund
CAGR/Annualized
return of 9.5% since its launch. Ranked 10 in Hybrid Debt
category. Return for 2023 was 11.3% , 2022 was 3.3% and 2021 was 13.2% . UTI Regular Savings Fund
Growth Launch Date 16 Dec 03 NAV (26 Jul 24) ₹65.2326 ↑ 0.30 (0.47 %) Net Assets (Cr) ₹1,617 on 30 Jun 24 Category Hybrid - Hybrid Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio 2.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,847 30 Jun 21 ₹11,771 30 Jun 22 ₹12,387 30 Jun 23 ₹13,792 30 Jun 24 ₹15,812 Returns for UTI Regular Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Jul 24 Duration Returns 1 Month 1.4% 3 Month 5.7% 6 Month 8.9% 1 Year 14.9% 3 Year 10.4% 5 Year 10% 10 Year 15 Year Since launch 9.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 11.3% 2022 3.3% 2021 13.2% 2020 10.2% 2019 2.8% 2018 3.4% 2017 12.5% 2016 8.9% 2015 7.1% 2014 21.1% Fund Manager information for UTI Regular Savings Fund
Name Since Tenure Amit Premchandani 8 Jan 22 2.48 Yr. Jaydeep Bhowal 17 Apr 23 1.21 Yr. Data below for UTI Regular Savings Fund as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 4.45% Equity 24.68% Debt 70.61% Other 0.25% Equity Sector Allocation
Sector Value Financial Services 8.03% Consumer Cyclical 3.4% Technology 2.52% Health Care 2.24% Basic Materials 2.18% Industrials 1.45% Communication Services 1.41% Energy 1.38% Consumer Defensive 0.87% Utility 0.81% Real Estate 0.4% Debt Sector Allocation
Sector Value Government 47.56% Corporate 23.05% Cash Equivalent 4.45% Credit Quality
Rating Value AA 3.06% AAA 96.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -18% ₹288 Cr 2,855,000,000
↑ 650,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -16% ₹253 Cr 2,500,000,000
↑ 500,000,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹100 Cr 10,000 Rural Electrification Corporation Limited
Debentures | -5% ₹76 Cr 7,500 Power Finance Corporation Ltd.
Debentures | -5% ₹76 Cr 7,500 7.1% Govt Stock 2034
Sovereign Bonds | -5% ₹75 Cr 750,000,000
↑ 750,000,000 HDFC Bank Limited
Debentures | -3% ₹51 Cr 5,000 LIC Housing Finance Limited
Debentures | -3% ₹50 Cr 500 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 12 | HDFCBANK2% ₹37 Cr 220,000
↓ -25,000 Jamnagar Utilities And Power Private Limited
Debentures | -2% ₹35 Cr 3,500 5. ICICI Prudential MIP 25
CAGR/Annualized
return of 10.1% since its launch. Ranked 2 in Hybrid Debt
category. Return for 2023 was 11.4% , 2022 was 5.1% and 2021 was 9.9% . ICICI Prudential MIP 25
Growth Launch Date 30 Mar 04 NAV (26 Jul 24) ₹70.517 ↑ 0.24 (0.34 %) Net Assets (Cr) ₹3,355 on 30 Jun 24 Category Hybrid - Hybrid Debt AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 2.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,542 30 Jun 21 ₹12,108 30 Jun 22 ₹12,733 30 Jun 23 ₹14,081 30 Jun 24 ₹16,030 Returns for ICICI Prudential MIP 25
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Jul 24 Duration Returns 1 Month 1.5% 3 Month 4.2% 6 Month 8% 1 Year 14.3% 3 Year 10.1% 5 Year 10.2% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 11.4% 2022 5.1% 2021 9.9% 2020 10.9% 2019 9.6% 2018 5.1% 2017 12.9% 2016 10.9% 2015 6.4% 2014 22.5% Fund Manager information for ICICI Prudential MIP 25
Name Since Tenure Manish Banthia 19 Sep 13 10.79 Yr. Akhil Kakkar 22 Jan 24 0.44 Yr. Roshan Chutkey 2 May 22 2.17 Yr. Sharmila D’mello 31 Jul 22 1.92 Yr. Data below for ICICI Prudential MIP 25 as on 30 Jun 24
Asset Allocation
Asset Class Value Cash 12.78% Equity 22.37% Debt 64.59% Other 0.26% Equity Sector Allocation
Sector Value Financial Services 7.53% Health Care 4.98% Consumer Cyclical 3.41% Communication Services 2.07% Consumer Defensive 1.15% Basic Materials 1.01% Utility 0.87% Industrials 0.63% Technology 0.53% Energy 0.19% Debt Sector Allocation
Sector Value Corporate 46.26% Government 26.44% Cash Equivalent 3.27% Securitized 1.4% Credit Quality
Rating Value A 7.39% AA 33.49% AAA 59.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity 8% Govt Stock 2034
Sovereign Bonds | -11% ₹361 Cr 35,904,750 7.18% Govt Stock 2033
Sovereign Bonds | -6% ₹211 Cr 20,846,850 7.26% Govt Stock 2033
Sovereign Bonds | -5% ₹157 Cr 15,431,800 7.38% Govt Stock 2027
Sovereign Bonds | -3% ₹116 Cr 11,500,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹83 Cr 850 360 One Prime Limited
Debentures | -2% ₹75 Cr 7,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 19 | ICICIBANK2% ₹66 Cr 536,823 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 24 | HDFCBANK2% ₹65 Cr 397,858 Yes Bank Limited
Debentures | -2% ₹63 Cr 650 Prestige Estates Projects Limited
Debentures | -2% ₹60 Cr 600