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5 Best Performing Balanced Debt Funds SIP Investment 2021

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Best Balanced Debt Funds for SIP Investment 2021

Updated on September 21, 2021 , 387 views

Balanced funds act as a combination of both equity and debt mutual fund. In a debt ordinated- Balanced Fund, a major portion of its portfolio is invested in debt and money market instruments, while a small portion in equity instruments. These funds have the capacity to deliver consistent returns in the long-run. The equity portion of the portfolio would benefit from the rising equity markets. However, investors who want to earn the best possible returns are advised to invest in the best performing balanced debt SIP funds, as listed below.

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Top 5 Best Performing Balanced Debt Funds to Invest in a SIP

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2020 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Kotak Debt Hybrid Fund Growth ₹42.5786
↑ 0.14
₹931 1,000 610.421.913.113.95.91%5Y 5M 5D14Y 9M 11D
Canara Robeco Income Saver Fund Growth ₹75.3404
↑ 0.14
₹817 1,000 4.6817.312.313.84.37%2Y 2D2Y 4M 29D
SBI Debt Hybrid Fund Growth ₹52.024
↑ 0.17
₹3,890 500 4.58.721.811.713.54.97%2Y 2M 16D2Y 8M 1D
HDFC Hybrid Debt Fund Growth ₹58.9803
↑ 0.26
₹2,605 500 4.69.523.410.910.26.08%3Y 1M 2D4Y 2M 8D
ICICI Prudential MIP 25 Growth ₹54.847
↑ 0.17
₹3,339 100 4.77.315.610.810.95.85%2Y 4M 6D3Y 4M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Sep 21

1. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Kotak Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 2 Dec 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.5% since its launch.  Ranked 9 in Hybrid Debt category.  Return for 2020 was 13.9% , 2019 was 11.2% and 2018 was -0.1% .

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund
Growth
Launch Date 2 Dec 03
NAV (23 Sep 21) ₹42.5786 ↑ 0.14   (0.34 %)
Net Assets (Cr) ₹931 on 31 Aug 21
Category Hybrid - Hybrid Debt
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 2.17
Sharpe Ratio 4.14
Information Ratio 0.03
Alpha Ratio 8.08
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹10,926
31 Aug 18₹11,297
31 Aug 19₹11,780
31 Aug 20₹12,971
31 Aug 21₹15,518

Kotak Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 21

DurationReturns
1 Month 4%
3 Month 6%
6 Month 10.4%
1 Year 21.9%
3 Year 13.1%
5 Year 9.5%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2020 13.9%
2019 11.2%
2018 -0.1%
2017 10.2%
2016 13%
2015 5.4%
2014 19.7%
2013 4.9%
2012 15.3%
2011 0.9%
Fund Manager information for Kotak Debt Hybrid Fund
NameSinceTenure
Abhishek Bisen15 Apr 0813.3 Yr.
Devender Singhal25 Aug 155.94 Yr.

Data below for Kotak Debt Hybrid Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash13%
Equity23.98%
Debt63.02%
Equity Sector Allocation
SectorValue
Financial Services5.65%
Consumer Cyclical3.07%
Consumer Defensive2.94%
Industrials2.64%
Basic Materials1.91%
Technology1.83%
Communication Services1.81%
Energy1.27%
Health Care0.92%
Utility0.81%
Real Estate0.25%
Debt Sector Allocation
SectorValue
Government62.87%
Cash Equivalent13%
Corporate0.15%
Credit Quality
RatingValue
AA5.06%
AAA94.94%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
16%₹141 Cr13,914,600
↑ 5,500,000
6.64% Govt Stock 2035
Sovereign Bonds | -
12%₹108 Cr11,000,000
↑ 4,000,000
6.76% Govt Stock 2061
Sovereign Bonds | -
12%₹104 Cr11,000,000
↑ 3,000,000
6.67% Govt Stock 2050
Sovereign Bonds | -
9%₹80 Cr8,499,125
Power Finance Corporation Ltd.
Debentures | -
3%₹25 Cr250,000
06.82% MH SDL 2026
Sovereign Bonds | -
2%₹21 Cr2,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK
2%₹18 Cr248,850
Canara Bank
Debentures | -
2%₹17 Cr170
HDFC Bank Ltd (Financial Services)
Equity, Since 15 Aug 21 | HDFCBANK
2%₹14 Cr90,000
↑ 90,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 11 | ITC
2%₹14 Cr643,197

2. Canara Robeco Income Saver Fund

(Erstwhile Canara Robeco Monthly Income Plan)

To generate income by investing in a wide range of Debt Securities and Money Market instruments of various maturities and small portion in equities and Equity Related Instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

Canara Robeco Income Saver Fund is a Hybrid - Hybrid Debt fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.8% since its launch.  Ranked 51 in Hybrid Debt category.  Return for 2020 was 13.8% , 2019 was 10.6% and 2018 was 3.2% .

Below is the key information for Canara Robeco Income Saver Fund

Canara Robeco Income Saver Fund
Growth
Launch Date 31 Mar 96
NAV (23 Sep 21) ₹75.3404 ↑ 0.14   (0.19 %)
Net Assets (Cr) ₹817 on 31 Aug 21
Category Hybrid - Hybrid Debt
AMC Canara Robeco Asset Management Co. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.95
Sharpe Ratio 3.7
Information Ratio 0.03
Alpha Ratio 5.83
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹10,807
31 Aug 18₹11,170
31 Aug 19₹11,864
31 Aug 20₹13,252
31 Aug 21₹15,331

Canara Robeco Income Saver Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Canara Robeco Income Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 21

DurationReturns
1 Month 2.4%
3 Month 4.6%
6 Month 8%
1 Year 17.3%
3 Year 12.3%
5 Year 9%
10 Year
15 Year
Since launch 10.8%
Historical performance (Yearly) on absolute basis
YearReturns
2020 13.8%
2019 10.6%
2018 3.2%
2017 9%
2016 6%
2015 5.9%
2014 19.6%
2013 6.3%
2012 12.2%
2011 3.4%
Fund Manager information for Canara Robeco Income Saver Fund
NameSinceTenure
Avnish Jain7 Oct 137.82 Yr.
Miyush Gandhi15 Jun 183.13 Yr.

Data below for Canara Robeco Income Saver Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash10.9%
Equity23.25%
Debt65.85%
Equity Sector Allocation
SectorValue
Financial Services8.41%
Consumer Cyclical2.87%
Health Care2.86%
Technology2.17%
Consumer Defensive2%
Industrials1.6%
Basic Materials1.43%
Utility0.79%
Energy0.72%
Communication Services0.41%
Debt Sector Allocation
SectorValue
Government53.28%
Corporate12.57%
Cash Equivalent10.9%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
4.48% Govt Stock 2023
Sovereign Bonds | -
13%₹105 Cr10,500,000
↑ 3,400,000
4.26% Govt Stock 2023
Sovereign Bonds | -
12%₹90 Cr9,000,000
↑ 1,500,000
3.96% Govt Stock 2022
Sovereign Bonds | -
6%₹45 Cr4,500,000
↑ 2,000,000
6.10% Govt Stock 2031
Sovereign Bonds | -
5%₹40 Cr4,000,000
↓ -499,900
5.22% GOI 2025
Sovereign Bonds | -
4%₹35 Cr3,500,000
National Bank For Agriculture and Rural Development
Debentures | -
4%₹32 Cr300
↑ 250
Housing Development Finance Corporation Limited
Debentures | -
3%₹25 Cr250
↑ 250
8.20% Govt Stock 2022
Sovereign Bonds | -
2%₹15 Cr1,500,000
8.79% Govt Stock 2021
Sovereign Bonds | -
2%₹15 Cr1,500,000
Rural Electrification Corporation Limited
Debentures | -
2%₹15 Cr150

3. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 5 in Hybrid Debt category.  Return for 2020 was 13.5% , 2019 was 8.1% and 2018 was -0.2% .

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (23 Sep 21) ₹52.024 ↑ 0.17   (0.33 %)
Net Assets (Cr) ₹3,890 on 31 Aug 21
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.66
Sharpe Ratio 3.83
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹11,014
31 Aug 18₹11,024
31 Aug 19₹11,510
31 Aug 20₹12,366
31 Aug 21₹14,858

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 21

DurationReturns
1 Month 2.9%
3 Month 4.5%
6 Month 8.7%
1 Year 21.8%
3 Year 11.7%
5 Year 8.3%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2020 13.5%
2019 8.1%
2018 -0.2%
2017 8.5%
2016 12.5%
2015 8.2%
2014 18%
2013 4.1%
2012 15.4%
2011 1.1%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Ruchit Mehta1 Jul 1110.09 Yr.
Mansi Sajeja30 Jun 210.09 Yr.

Data below for SBI Debt Hybrid Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash21.39%
Equity22.66%
Debt55.95%
Equity Sector Allocation
SectorValue
Consumer Cyclical7.53%
Financial Services5.02%
Basic Materials3.36%
Industrials3.03%
Consumer Defensive1.81%
Technology1.33%
Communication Services0.23%
Debt Sector Allocation
SectorValue
Government33.04%
Corporate22.91%
Cash Equivalent21.39%
Credit Quality
RatingValue
AA21.96%
AAA78.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.18% Govt Stock 2024
Sovereign Bonds | -
4%₹155 Cr15,000,000
5.63% Govt Stock 2026
Sovereign Bonds | -
3%₹124 Cr12,500,000
↑ 5,000,000
8.35% Govt Stock 2022
Sovereign Bonds | -
3%₹114 Cr11,000,000
9.18% Andhra Pradesh SDL 2024
Sovereign Bonds | -
3%₹110 Cr10,000,000
7.72% GS 2025
Sovereign Bonds | -
3%₹108 Cr10,000,000
7.17% Govt Stock 2028
Sovereign Bonds | -
3%₹105 Cr10,000,000
05.89 AP SDL 2025
Sovereign Bonds | -
3%₹101 Cr10,000,000
Tata Steel Limited
Debentures | -
3%₹100 Cr550
05.95 TN SDL 2025
Sovereign Bonds | -
2%₹66 Cr6,500,000
Mahindra Rural Housing Finance Limited
Debentures | -
2%₹64 Cr650

4. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

HDFC Hybrid Debt Fund is a Hybrid - Hybrid Debt fund was launched on 26 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.5% since its launch.  Ranked 16 in Hybrid Debt category.  Return for 2020 was 10.2% , 2019 was 6.6% and 2018 was 0.6% .

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund
Growth
Launch Date 26 Dec 03
NAV (23 Sep 21) ₹58.9803 ↑ 0.26   (0.45 %)
Net Assets (Cr) ₹2,605 on 31 Aug 21
Category Hybrid - Hybrid Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.88
Sharpe Ratio 2.96
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹11,033
31 Aug 18₹11,182
31 Aug 19₹11,654
31 Aug 20₹12,309
31 Aug 21₹14,763

HDFC Hybrid Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 21

DurationReturns
1 Month 2.9%
3 Month 4.6%
6 Month 9.5%
1 Year 23.4%
3 Year 10.9%
5 Year 8.2%
10 Year
15 Year
Since launch 10.5%
Historical performance (Yearly) on absolute basis
YearReturns
2020 10.2%
2019 6.6%
2018 0.6%
2017 10.8%
2016 13%
2015 3.8%
2014 24.9%
2013 3.6%
2012 15.6%
2011 -0.8%
Fund Manager information for HDFC Hybrid Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0713.93 Yr.
Prashant Jain26 Dec 0317.61 Yr.
Sankalp Baid22 Jan 210.52 Yr.

Data below for HDFC Hybrid Debt Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash9.73%
Equity23.48%
Debt66.79%
Equity Sector Allocation
SectorValue
Financial Services9.41%
Industrials3.55%
Utility2.2%
Health Care1.74%
Energy1.7%
Technology1.55%
Consumer Defensive1.07%
Basic Materials0.98%
Communication Services0.8%
Consumer Cyclical0.48%
Debt Sector Allocation
SectorValue
Corporate38.16%
Government27.52%
Cash Equivalent9.73%
Securitized1.12%
Credit Quality
RatingValue
A5.81%
AA31.15%
AAA63.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Housing Development Company Limited
Debentures | -
5%₹133 Cr1,150
Vedanta Limited
Debentures | -
5%₹132 Cr1,300
Pipeline Infrastructure Private Limited
Debentures | -
4%₹108 Cr1,000
Reliance Ports and Terminals Limited
Debentures | -
4%₹106 Cr1,000
DLF Limited
Debentures | -
4%₹101 Cr1,000
Bajaj Finance Limited
Debentures | -
3%₹81 Cr800
Shriram - City Union Finance Limited
Debentures | -
2%₹61 Cr6,000
State Bank of India (Financial Services)
Equity, Since 31 Aug 09 | SBIN
2%₹60 Cr1,383,969
Indian Railway Finance Corporation Limited
Debentures | -
2%₹54 Cr500
National Highways Authority of India
Debentures | -
2%₹54 Cr500

5. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.2% since its launch.  Ranked 2 in Hybrid Debt category.  Return for 2020 was 10.9% , 2019 was 9.6% and 2018 was 5.1% .

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (23 Sep 21) ₹54.847 ↑ 0.17   (0.32 %)
Net Assets (Cr) ₹3,339 on 31 Aug 21
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.87
Sharpe Ratio 3.33
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹11,174
31 Aug 18₹11,773
31 Aug 19₹12,496
31 Aug 20₹13,682
31 Aug 21₹15,598

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Sep 21

DurationReturns
1 Month 2.8%
3 Month 4.7%
6 Month 7.3%
1 Year 15.6%
3 Year 10.8%
5 Year 9.5%
10 Year
15 Year
Since launch 10.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 10.9%
2019 9.6%
2018 5.1%
2017 12.9%
2016 10.9%
2015 6.4%
2014 22.5%
2013 5.9%
2012 17.3%
2011 -0.6%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Manish Banthia19 Sep 137.87 Yr.
Priyanka Khandelwal15 Jun 174.13 Yr.
Parag Thakkar28 Jun 210.09 Yr.

Data below for ICICI Prudential MIP 25 as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash21.37%
Equity22.76%
Debt55.87%
Equity Sector Allocation
SectorValue
Financial Services8.33%
Communication Services2.58%
Energy2.45%
Consumer Defensive2.08%
Health Care2.03%
Industrials1.76%
Technology1.21%
Utility1.17%
Consumer Cyclical1.04%
Basic Materials0.12%
Debt Sector Allocation
SectorValue
Corporate40.79%
Cash Equivalent21.37%
Government15.08%
Credit Quality
RatingValue
A8.2%
AA58.33%
AAA33.39%
B0.08%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.64% Govt Stock 2035
Sovereign Bonds | -
7%₹218 Cr22,256,750
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 13 | HDFCBANK
3%₹115 Cr753,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 19 | ICICIBANK
3%₹87 Cr1,241,388
↓ -350,000
TMF Holdings Limited
Debentures | -
3%₹87 Cr700
06.58 GJ SDL 2027
Sovereign Bonds | -
3%₹85 Cr8,484,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 20 | BHARTIARTL
3%₹83 Cr1,305,201
↓ -825,030
07.19 UP SDL 2031
Sovereign Bonds | -
2%₹76 Cr7,500,000
Nayara Energy Limited
Debentures | -
2%₹75 Cr750
↑ 750
Embassy Office Parks Reit
Debentures | -
2%₹75 Cr600
IDBI Bank Limited
Debentures | -
2%₹70 Cr694

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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