fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-62820123
5 Best Performing Balanced Debt Funds SIP Investment 2022

Fincash » MutualFunds » Short Term Debt SIP Funds

Best Balanced Debt Funds for SIP Investment 2022

Updated on August 16, 2022 , 563 views

Balanced funds act as a combination of both equity and debt mutual fund. In a debt ordinated- Balanced Fund, a major portion of its portfolio is invested in debt and money market instruments, while a small portion in equity instruments. These funds have the capacity to deliver consistent returns in the long-run. The equity portion of the portfolio would benefit from the rising equity markets. However, investors who want to earn the best possible returns are advised to invest in the best performing balanced debt SIP funds, as listed below.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Top 5 Best Performing Balanced Debt Funds to Invest in a SIP

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Kotak Debt Hybrid Fund Growth ₹43.6891
↓ -0.03
₹1,468 1,000 4.32.16.411.613.37.01%2Y 3M 22D6Y 11D
SBI Debt Hybrid Fund Growth ₹54.7854
↑ 0.01
₹6,079 500 4.12.97.911.414.16.66%1Y 9M 22D2Y 5M 26D
HDFC Hybrid Debt Fund Growth ₹61.1501
↑ 0.00
₹2,629 300 4.32.56.210.113.46.94%2Y 10M 6D4Y 5M 16D
Canara Robeco Income Saver Fund Growth ₹76.4646
↓ -0.03
₹1,128 1,000 41.73.710.1106.52%1Y 10M 26D2Y 2M 26D
Aditya Birla Sun Life Regular Savings Fund Growth ₹52.0931
↑ 0.02
₹1,638 500 4.11.67.19.913.47.15%1Y 10M 13D2Y 10M 17D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Aug 22

1. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Kotak Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 2 Dec 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch.  Ranked 9 in Hybrid Debt category.  Return for 2021 was 13.3% , 2020 was 13.9% and 2019 was 11.2% .

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund
Growth
Launch Date 2 Dec 03
NAV (18 Aug 22) ₹43.6891 ↓ -0.03   (-0.06 %)
Net Assets (Cr) ₹1,468 on 30 Jun 22
Category Hybrid - Hybrid Debt
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 2.17
Sharpe Ratio -0.01
Information Ratio 0.63
Alpha Ratio 2.69
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,231
31 Jul 19₹10,772
31 Jul 20₹11,746
31 Jul 21₹13,977
31 Jul 22₹14,689

Kotak Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 22

DurationReturns
1 Month 3%
3 Month 4.3%
6 Month 2.1%
1 Year 6.4%
3 Year 11.6%
5 Year 8.4%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 13.3%
2020 13.9%
2019 11.2%
2018 -0.1%
2017 10.2%
2016 13%
2015 5.4%
2014 19.7%
2013 4.9%
2012 15.3%
Fund Manager information for Kotak Debt Hybrid Fund
NameSinceTenure
Abhishek Bisen15 Apr 0814.3 Yr.
Devender Singhal25 Aug 156.94 Yr.

Data below for Kotak Debt Hybrid Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash8.18%
Equity24.88%
Debt66.94%
Equity Sector Allocation
SectorValue
Financial Services6.68%
Consumer Cyclical5.03%
Consumer Defensive3.8%
Energy2.15%
Industrials1.93%
Technology1.43%
Basic Materials1.09%
Utility0.91%
Communication Services0.88%
Health Care0.65%
Real Estate0.33%
Debt Sector Allocation
SectorValue
Government62.81%
Cash Equivalent8.18%
Corporate4.14%
Credit Quality
RatingValue
A1.72%
AA2.48%
AAA95.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.53% Govt Stock 2033
Sovereign Bonds | -
16%₹244 Cr24,828,900
5.74% Govt Stock 2026
Sovereign Bonds | -
11%₹172 Cr18,098,840
7.1% Govt Stock 2029
Sovereign Bonds | -
11%₹163 Cr16,500,000
↑ 1,000,000
4.56% Govt Stock 2023
Sovereign Bonds | -
7%₹103 Cr10,500,000
4.93% Govt Stock 2028
Sovereign Bonds | -
4%₹57 Cr5,894,650
7.38% Govt Stock 2027
Sovereign Bonds | -
4%₹56 Cr5,552,330
4.81% Govt Stock 2031
Sovereign Bonds | -
3%₹44 Cr4,500,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK
2%₹34 Cr458,850
↑ 90,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 11 | ITC
2%₹32 Cr1,093,197
Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 21 | RELIANCE
2%₹29 Cr120,700

2. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 5 in Hybrid Debt category.  Return for 2021 was 14.1% , 2020 was 13.5% and 2019 was 8.1% .

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (18 Aug 22) ₹54.7854 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹6,079 on 30 Jun 22
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.66
Sharpe Ratio 0.46
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,052
31 Jul 19₹10,435
31 Jul 20₹11,173
31 Jul 21₹13,373
31 Jul 22₹14,201

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 22

DurationReturns
1 Month 2.7%
3 Month 4.1%
6 Month 2.9%
1 Year 7.9%
3 Year 11.4%
5 Year 7.6%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 14.1%
2020 13.5%
2019 8.1%
2018 -0.2%
2017 8.5%
2016 12.5%
2015 8.2%
2014 18%
2013 4.1%
2012 15.4%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Saurabh Pant1 Jan 220.58 Yr.
Mansi Sajeja30 Jun 211.09 Yr.
Mohit Jain1 Jan 202.58 Yr.

Data below for SBI Debt Hybrid Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash18.33%
Equity22.25%
Debt59.42%
Equity Sector Allocation
SectorValue
Consumer Cyclical6.62%
Financial Services4.61%
Industrials3.51%
Basic Materials1.86%
Technology1.78%
Consumer Defensive1.43%
Communication Services1.04%
Energy0.85%
Health Care0.56%
Debt Sector Allocation
SectorValue
Government32.16%
Corporate27.26%
Cash Equivalent18.33%
Credit Quality
RatingValue
AA19.1%
AAA80.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.54% Govt Stock 2032
Sovereign Bonds | -
3%₹188 Cr20,000,000
↑ 20,000,000
L&T Metro Rail (Hyderabad) Limited
Debentures | -
3%₹169 Cr1,750
Housing Development Finance Corporation Ltd
Debentures | -
2%₹151 Cr1,500
↑ 1,500
Power Finance Corporation Ltd.
Debentures | -
2%₹146 Cr1,450
Knr Tirumala Infra Private Limited
Debentures | -
2%₹123 Cr1,250
Bajaj Housing Finance Limited
Debentures | -
2%₹123 Cr1,250
7.32% Govt Stock 2024
Sovereign Bonds | -
2%₹121 Cr12,000,000
Summit Digitel Infrastructure Private Limited
Debentures | -
2%₹120 Cr1,250
↑ 250
Infosys Ltd (Technology)
Equity, Since 30 Jun 22 | INFY
2%₹106 Cr740,000
09.18 AP Sdl 2024
Sovereign Bonds | -
2%₹104 Cr10,000,000

3. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

HDFC Hybrid Debt Fund is a Hybrid - Hybrid Debt fund was launched on 26 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.2% since its launch.  Ranked 16 in Hybrid Debt category.  Return for 2021 was 13.4% , 2020 was 10.2% and 2019 was 6.6% .

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund
Growth
Launch Date 26 Dec 03
NAV (18 Aug 22) ₹61.1501 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹2,629 on 30 Jun 22
Category Hybrid - Hybrid Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.88
Sharpe Ratio -0.12
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹9,919
31 Jul 19₹10,552
31 Jul 20₹10,894
31 Jul 21₹13,142
31 Jul 22₹13,755

HDFC Hybrid Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 22

DurationReturns
1 Month 3%
3 Month 4.3%
6 Month 2.5%
1 Year 6.2%
3 Year 10.1%
5 Year 7.1%
10 Year
15 Year
Since launch 10.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 13.4%
2020 10.2%
2019 6.6%
2018 0.6%
2017 10.8%
2016 13%
2015 3.8%
2014 24.9%
2013 3.6%
2012 15.6%
Fund Manager information for HDFC Hybrid Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0714.92 Yr.
Srinivasan Ramamurthy14 Dec 210.63 Yr.
Priya Ranjan30 Apr 220.25 Yr.

Data below for HDFC Hybrid Debt Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash13.8%
Equity22.35%
Debt63.85%
Equity Sector Allocation
SectorValue
Financial Services8.37%
Industrials3.02%
Technology2.18%
Health Care1.71%
Utility1.54%
Consumer Defensive1.46%
Energy1.31%
Consumer Cyclical1.29%
Basic Materials0.84%
Communication Services0.63%
Debt Sector Allocation
SectorValue
Government35.38%
Corporate28.47%
Cash Equivalent13.8%
Credit Quality
RatingValue
AA17.98%
AAA82.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Housing Development Company Limited
Debentures | -
5%₹139 Cr1,150
Pipeline Infrastructure Limited
Debentures | -
4%₹103 Cr1,000
Sikka Ports & Terminals Limited
Debentures | -
4%₹101 Cr1,000
Bajaj Finance Limited
Debentures | -
3%₹78 Cr800
Power Finance Corporation Ltd.
Debentures | -
3%₹75 Cr750
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
2%₹53 Cr699,000
National Highways Authority Of India
Debentures | -
2%₹52 Cr500
Indian Railway Finance Corporation Limited
Debentures | -
2%₹52 Cr500
TATA Motors Limited
Debentures | -
2%₹51 Cr500
TATA Motors Limited
Debentures | -
2%₹51 Cr500

4. Canara Robeco Income Saver Fund

(Erstwhile Canara Robeco Monthly Income Plan)

To generate income by investing in a wide range of Debt Securities and Money Market instruments of various maturities and small portion in equities and Equity Related Instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

Canara Robeco Income Saver Fund is a Hybrid - Hybrid Debt fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.5% since its launch.  Ranked 51 in Hybrid Debt category.  Return for 2021 was 10% , 2020 was 13.8% and 2019 was 10.6% .

Below is the key information for Canara Robeco Income Saver Fund

Canara Robeco Income Saver Fund
Growth
Launch Date 31 Mar 96
NAV (18 Aug 22) ₹76.4646 ↓ -0.03   (-0.04 %)
Net Assets (Cr) ₹1,128 on 15 Jul 22
Category Hybrid - Hybrid Debt
AMC Canara Robeco Asset Management Co. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.95
Sharpe Ratio -0.57
Information Ratio 0.36
Alpha Ratio 0.37
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,272
31 Jul 19₹10,937
31 Jul 20₹12,147
31 Jul 21₹13,931
31 Jul 22₹14,382

Canara Robeco Income Saver Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for Canara Robeco Income Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 22

DurationReturns
1 Month 2.7%
3 Month 4%
6 Month 1.7%
1 Year 3.7%
3 Year 10.1%
5 Year 7.9%
10 Year
15 Year
Since launch 10.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021 10%
2020 13.8%
2019 10.6%
2018 3.2%
2017 9%
2016 6%
2015 5.9%
2014 19.6%
2013 6.3%
2012 12.2%
Fund Manager information for Canara Robeco Income Saver Fund
NameSinceTenure
Avnish Jain7 Oct 138.82 Yr.
Shridatta Bhandwaldar2 Dec 210.66 Yr.

Data below for Canara Robeco Income Saver Fund as on 15 Jul 22

Asset Allocation
Asset ClassValue
Cash10.23%
Equity22.65%
Debt67.12%
Equity Sector Allocation
SectorValue
Financial Services7.76%
Consumer Defensive2.63%
Consumer Cyclical2.62%
Technology2.11%
Health Care2.09%
Energy1.52%
Industrials1.38%
Basic Materials1.25%
Utility0.69%
Real Estate0.32%
Communication Services0.3%
Debt Sector Allocation
SectorValue
Government46.36%
Corporate20.76%
Cash Equivalent10.23%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.63% Govt Stock 2026
Sovereign Bonds | -
8%₹95 Cr10,000,000
↑ 2,500,000
5.74% Govt Stock 2026
Sovereign Bonds | -
6%₹71 Cr7,500,000
7.32% Govt Stock 2024
Sovereign Bonds | -
5%₹56 Cr5,500,000
6.54% Govt Stock 2032
Sovereign Bonds | -
4%₹42 Cr4,500,000
7.35% Govt Stock 2024
Sovereign Bonds | -
4%₹40 Cr4,000,000
Hdb Financial Services Limited
Debentures | -
3%₹35 Cr350
7.59% Govt Stock 2026
Sovereign Bonds | -
3%₹31 Cr3,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹30 Cr300
National Bank For Agriculture And Rural Development
Debentures | -
2%₹25 Cr250
Housing Development Finance Corporation Ltd
Debentures | -
2%₹25 Cr250

5. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.5% since its launch.  Ranked 4 in Hybrid Debt category.  Return for 2021 was 13.4% , 2020 was 9.2% and 2019 was 5.8% .

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund
Growth
Launch Date 22 May 04
NAV (18 Aug 22) ₹52.0931 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹1,638 on 30 Jun 22
Category Hybrid - Hybrid Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2
Sharpe Ratio 0.17
Information Ratio 0.04
Alpha Ratio 3.2
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,139
31 Jul 19₹10,186
31 Jul 20₹10,231
31 Jul 21₹12,550
31 Jul 22₹13,386

Aditya Birla Sun Life Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 22

DurationReturns
1 Month 2.7%
3 Month 4.1%
6 Month 1.6%
1 Year 7.1%
3 Year 9.9%
5 Year 6.3%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021 13.4%
2020 9.2%
2019 5.8%
2018 -2.2%
2017 15.5%
2016 13.1%
2015 5.4%
2014 27.7%
2013 6.7%
2012 16.7%
Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
NameSinceTenure
Satyabrata Mohanty18 Jun 0913.13 Yr.
Dhaval Shah14 May 202.21 Yr.
Harshil Suvarnkar22 Mar 211.36 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash11.5%
Equity24.81%
Debt63.68%
Equity Sector Allocation
SectorValue
Financial Services7.9%
Industrials3.45%
Consumer Cyclical3.32%
Health Care2.51%
Technology2.33%
Basic Materials1.95%
Consumer Defensive1.69%
Energy0.94%
Communication Services0.74%
Debt Sector Allocation
SectorValue
Corporate37.21%
Government29.01%
Cash Equivalent7.41%
Securitized1.57%
Credit Quality
RatingValue
A2.75%
AA11.31%
AAA84.58%
BBB0.88%
Below B0.47%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Motors Finance Limited
Debentures | -
6%₹97 Cr2,000
↑ 2,000
Sikka Ports & Terminals Limited
Debentures | -
4%₹61 Cr600
↑ 50
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
2%₹38 Cr507,135
Manappuram Finance Limited
Debentures | -
2%₹35 Cr350
State Bank Of India
Debentures | -
2%₹33 Cr350
5.15% Govt Stock 2025
Sovereign Bonds | -
2%₹33 Cr3,500,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹30 Cr300
5.38% Govt Stock 2034
Sovereign Bonds | -
2%₹29 Cr3,000,000
↓ -1,000,000
U.P. Power Corporation Limited
Debentures | -
2%₹27 Cr352
Rural Electrification Corporation Limited
Debentures | -
2%₹26 Cr250

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 5, based on 2 reviews.
POST A COMMENT