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5 Best Performing Balanced Debt Funds SIP Investment 2020

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Best Balanced Debt Funds for SIP Investment 2020

Updated on January 15, 2020 , 54 views

Balanced funds act as a combination of both equity and debt mutual fund. In a debt ordinated- Balanced Fund, a major portion of its portfolio is invested in debt and money market instruments, while a small portion in equity instruments. These funds have the capacity to deliver consistent returns in the long-run. The equity portion of the portfolio would benefit from the rising equity markets. However, investors who want to earn the best possible returns are advised to invest in the best performing balanced debt SIP funds, as listed below.

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Top 5 Best Performing Balanced Debt Funds to Invest in a SIP

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential MIP 25 Growth ₹45.6315
↑ 0.02
₹1,696 100 3.34.8108.79.69.12%2Y 18D2Y 6M 18D
SBI Debt Hybrid Fund Growth ₹41.5863
↑ 0.02
₹1,076 500 2.24.28.85.18.17.68%3Y 8M 5D5Y 11D
Aditya Birla Sun Life Regular Savings Fund Growth ₹40.3512
↓ -0.49
₹1,960 500 1.31.75.95.15.89.23%2Y 5M 16D3Y 7M 6D
Kotak Debt Hybrid Fund Growth ₹33.3991
↑ 0.08
₹264 1,000 3.54.911.46.511.27.29%3Y 6M 29D6Y 5M 8D
HDFC Hybrid Debt Fund Growth ₹47.9647
↑ 0.00
₹2,907 500 3.92.57.35.56.67.41%4Y 4D5Y 8M 9D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jan 20

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.1% since its launch.  Ranked 2 in Hybrid Debt category.  Return for 2019 was 9.6% , 2018 was 5.1% and 2017 was 12.9% .

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (17 Jan 20) ₹45.6315 ↑ 0.02   (0.05 %)
Net Assets (Cr) ₹1,696 on 30 Nov 19
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.99
Sharpe Ratio 2.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,642
31 Dec 16₹11,805
31 Dec 17₹13,330
31 Dec 18₹14,007
31 Dec 19₹15,347

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 20

DurationReturns
1 Month 1.1%
3 Month 3.3%
6 Month 4.8%
1 Year 10%
3 Year 8.7%
5 Year 8.7%
10 Year
15 Year
Since launch 10.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 9.6%
2017 5.1%
2016 12.9%
2015 10.9%
2014 6.4%
2013 22.5%
2012 5.9%
2011 17.3%
2010 -0.6%
2009 9%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Rajat Chandak17 Feb 154.87 Yr.
Manish Banthia19 Sep 136.29 Yr.
Priyanka Khandelwal15 Jun 172.55 Yr.

Data below for ICICI Prudential MIP 25 as on 30 Nov 19

Asset Allocation
Asset ClassValue
Cash4.72%
Equity19.29%
Debt75.97%
Other0.03%
Equity Sector Allocation
SectorValue
Financial Services5.46%
Consumer Cyclical3.7%
Consumer Defensive1.97%
Industrials1.25%
Communication Services1.05%
Basic Materials0.82%
Energy0.75%
Technology0.55%
Health Care0.54%
Debt Sector Allocation
SectorValue
Corporate62.31%
Government13.66%
Cash Equivalent4.72%
Credit Quality
RatingValue
A20.98%
AA51.72%
AAA27.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Housing And Urban Development Corporation Ltd.
Debentures | -
6%₹107 Cr1,000
Essar Oil Limited
Debentures | -
6%₹101 Cr100
Aqua Space Developers Pvt. Ltd.
Debentures | -
6%₹100 Cr1,000
Talwandi Sabo Power Limited
Debentures | -
6%₹99 Cr1,000
MUTHOOT FINANCE LIMITED
Debentures | -
5%₹90 Cr900
Tata Steel Limited
Debentures | -
5%₹78 Cr490
Prestige Estates Projects Limited
Debentures | -
4%₹74 Cr750
TMF HOLDINGS LIMITED
Debentures | -
4%₹71 Cr700
Treps
CBLO/Reverse Repo | -
4%₹71 Cr
IDBI Bank Limited
Debentures | -
4%₹66 Cr694

2. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 5 in Hybrid Debt category.  Return for 2019 was 8.1% , 2018 was -0.2% and 2017 was 8.5% .

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (17 Jan 20) ₹41.5863 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹1,076 on 30 Nov 19
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.96
Sharpe Ratio 1.07
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,820
31 Dec 16₹12,173
31 Dec 17₹13,206
31 Dec 18₹13,174
31 Dec 19₹14,246

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 20

DurationReturns
1 Month 1.6%
3 Month 2.2%
6 Month 4.2%
1 Year 8.8%
3 Year 5.1%
5 Year 7.1%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 8.1%
2017 -0.2%
2016 8.5%
2015 12.5%
2014 8.2%
2013 18%
2012 4.1%
2011 15.4%
2010 1.1%
2009 7.5%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Dinesh Ahuja1 Jul 117.84 Yr.
Ruchit Mehta1 Jul 117.84 Yr.

Data below for SBI Debt Hybrid Fund as on 30 Nov 19

Asset Allocation
Asset ClassValue
Cash4%
Equity25.43%
Debt70.57%
Equity Sector Allocation
SectorValue
Financial Services8.27%
Consumer Cyclical5.98%
Industrials3.23%
Consumer Defensive2.48%
Technology2.15%
Basic Materials1.71%
Communication Services1.62%
Debt Sector Allocation
SectorValue
Corporate44.55%
Government26.01%
Cash Equivalent4%
Credit Quality
RatingValue
A5.38%
AA30.27%
AAA64.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
12%₹125 Cr12,000,000
↑ 8,500,000
State Bank Of India
Debentures | -
10%₹107 Cr1,000
ICICI Bank Limited
Debentures | -
5%₹51 Cr500
6.79% Govt Stock 2029
Sovereign Bonds | -
5%₹50 Cr5,000,000
Tata Motors Limited (Earlier Tata Engineering And Locomotive Co. Ltd)
Debentures | -
4%₹38 Cr370
↑ 370
POWER FINANCE CORPORATION LIMITED
Debentures | -
3%₹37 Cr350
The Tata Power Company Limited
Debentures | -
3%₹35 Cr350
↑ 350
GOVT STOCK
Sovereign Bonds | -
3%₹31 Cr3,000,000
Syndicate Bank
Debentures | -
3%₹31 Cr300
Tmf Holdings Limited
Debentures | -
3%₹30 Cr300
↑ 300

3. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.3% since its launch.  Ranked 4 in Hybrid Debt category.  Return for 2019 was 5.8% , 2018 was -2.2% and 2017 was 15.5% .

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund
Growth
Launch Date 22 May 04
NAV (17 Jan 20) ₹40.3512 ↓ -0.49   (-1.20 %)
Net Assets (Cr) ₹1,960 on 31 Oct 19
Category Hybrid - Hybrid Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 1.08
Information Ratio -0.93
Alpha Ratio -4.46
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,540
31 Dec 16₹11,922
31 Dec 17₹13,773
31 Dec 18₹13,475
31 Dec 19₹14,260

Aditya Birla Sun Life Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 20

DurationReturns
1 Month 0.5%
3 Month 1.3%
6 Month 1.7%
1 Year 5.9%
3 Year 5.1%
5 Year 6.9%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.8%
2017 -2.2%
2016 15.5%
2015 13.1%
2014 5.4%
2013 27.7%
2012 6.7%
2011 16.7%
2010 -0.6%
2009 7.6%
Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
NameSinceTenure
Satyabrata Mohanty18 Jun 099.87 Yr.
Vineet Maloo26 Aug 153.68 Yr.
Pranay Sinha26 Aug 153.68 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 31 Oct 19

Asset Allocation
Asset ClassValue
Cash18.15%
Equity26.62%
Debt55.24%
Equity Sector Allocation
SectorValue
Financial Services10.35%
Industrials5.24%
Basic Materials2.61%
Energy2.14%
Health Care2%
Consumer Cyclical1.91%
Communication Services1.15%
Technology0.89%
Consumer Defensive0.33%
Debt Sector Allocation
SectorValue
Corporate45.1%
Government14.16%
Cash Equivalent14.12%
Credit Quality
RatingValue
A17.53%
AA20.62%
AAA56.58%
BBB2.88%
Below B2.39%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Limited
CBLO | -
8%₹157 Cr
Fullerton India Credit Company Ltd
Debentures | -
5%₹100 Cr1,000
U.P. Power Corporation Limited
Debentures | -
5%₹95 Cr1,007
Rural Electrification Corporation Limited
Debentures | -
3%₹64 Cr600
7.17% Govt Stock 2028
Sovereign Bonds | -
3%₹57 Cr5,545,400
SP Imperial Star Private Limited
Unlisted bonds | -
3%₹54 Cr40
HDB Financial Services Limited
Debentures | -
3%₹50 Cr500
6.35% Govt Stock 2020
Sovereign Bonds | -
3%₹50 Cr5,000,000
↑ 5,000,000
AXIS BANK LIMITED
Certificate of Deposit | -
3%₹49 Cr5,000
Net Receivables / (Payables)
Net Current Assets | -
2%₹45 Cr

4. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Kotak Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 2 Dec 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 9 in Hybrid Debt category.  Return for 2019 was 11.2% , 2018 was -0.1% and 2017 was 10.2% .

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund
Growth
Launch Date 2 Dec 03
NAV (17 Jan 20) ₹33.3991 ↑ 0.08   (0.24 %)
Net Assets (Cr) ₹264 on 30 Nov 19
Category Hybrid - Hybrid Debt
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 2.3
Sharpe Ratio 1.99
Information Ratio -0.64
Alpha Ratio -0.56
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,543
31 Dec 16₹11,909
31 Dec 17₹13,122
31 Dec 18₹13,107
31 Dec 19₹14,570

Kotak Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 20

DurationReturns
1 Month 1.7%
3 Month 3.5%
6 Month 4.9%
1 Year 11.4%
3 Year 6.5%
5 Year 7.6%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 11.2%
2017 -0.1%
2016 10.2%
2015 13%
2014 5.4%
2013 19.7%
2012 4.9%
2011 15.3%
2010 0.9%
2009 6.6%
Fund Manager information for Kotak Debt Hybrid Fund
NameSinceTenure
Abhishek Bisen15 Apr 0811.63 Yr.
Devender Singhal25 Aug 154.27 Yr.

Data below for Kotak Debt Hybrid Fund as on 30 Nov 19

Asset Allocation
Asset ClassValue
Cash14.02%
Equity24.61%
Debt61.37%
Equity Sector Allocation
SectorValue
Financial Services7.97%
Consumer Defensive4.65%
Consumer Cyclical3.07%
Industrials1.97%
Communication Services1.85%
Basic Materials1.62%
Health Care0.96%
Technology0.87%
Utility0.85%
Energy0.58%
Real Estate0.22%
Debt Sector Allocation
SectorValue
Government49.79%
Cash Equivalent14.02%
Corporate11.58%
Credit Quality
RatingValue
A9.47%
AA8.27%
AAA82.26%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
11%₹30 Cr2,900,000
Triparty Repo
CBLO/Reverse Repo | -
11%₹30 Cr
GOVT STOCK
Sovereign Bonds | -
8%₹21 Cr2,000,000
↑ 2,000,000
POWER FINANCE CORPORATION LIMITED
Debentures | -
8%₹21 Cr200
RELIABLE DEVICES TRUST
Unlisted bonds | -
6%₹17 Cr150
Punjab and Sind Bank
Debentures | -
6%₹15 Cr150
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
6%₹15 Cr150
7.26% Govt Stock 2029
Sovereign Bonds | -
4%₹10 Cr1,000,000
↑ 1,000,000
Shriram Transport Finance Company Limited
Debentures | -
4%₹10 Cr100,000
↑ 100,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK
3%₹7 Cr135,000
↓ -3,000

5. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

HDFC Hybrid Debt Fund is a Hybrid - Hybrid Debt fund was launched on 26 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.3% since its launch.  Ranked 16 in Hybrid Debt category.  Return for 2019 was 6.6% , 2018 was 0.6% and 2017 was 10.8% .

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund
Growth
Launch Date 26 Dec 03
NAV (17 Jan 20) ₹47.9647 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹2,907 on 30 Nov 19
Category Hybrid - Hybrid Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.88
Sharpe Ratio 0.92
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,384
31 Dec 16₹11,731
31 Dec 17₹12,999
31 Dec 18₹13,076
31 Dec 19₹13,943

HDFC Hybrid Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 20

DurationReturns
1 Month 1.8%
3 Month 3.9%
6 Month 2.5%
1 Year 7.3%
3 Year 5.5%
5 Year 6.7%
10 Year
15 Year
Since launch 10.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.6%
2017 0.6%
2016 10.8%
2015 13%
2014 3.8%
2013 24.9%
2012 3.6%
2011 15.6%
2010 -0.8%
2009 10.8%
Fund Manager information for HDFC Hybrid Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0712.09 Yr.
Prashant Jain26 Dec 0315.77 Yr.
Chirag Dagli31 Jul 190.17 Yr.

Data below for HDFC Hybrid Debt Fund as on 30 Nov 19

Asset Allocation
Asset ClassValue
Cash5.48%
Equity24.89%
Debt69.63%
Equity Sector Allocation
SectorValue
Financial Services9.44%
Industrials3.89%
Energy3.38%
Utility2.39%
Basic Materials2.19%
Technology2.01%
Consumer Defensive0.94%
Health Care0.65%
Consumer Cyclical0%
Debt Sector Allocation
SectorValue
Government37.86%
Corporate31.36%
Cash Equivalent5.48%
Securitized0.41%
Credit Quality
RatingValue
A10.45%
AA16.54%
AAA72%
Below B1.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
8%₹229 Cr22,000,000
↓ -4,000,000
Rural Electrification Corporation Limited
Debentures | -
4%₹102 Cr1,000
Treps - Tri-Party Repo
CBLO/Reverse Repo | -
3%₹96 Cr
GOVT STOCK
Sovereign Bonds | -
3%₹89 Cr8,500,000
↑ 3,500,000
Punjab National Bank
Debentures | -
3%₹74 Cr750
State Bank of India (Financial Services)
Equity, Since 31 Aug 09 | SBIN
2%₹68 Cr2,003,710
Net Current Assets
Net Current Assets | -
2%₹63 Cr
Tata International Limited
Debentures | -
2%₹60 Cr600
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
2%₹58 Cr550
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
2%₹56 Cr1,099,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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