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5 Best Performing Balanced Debt Funds SIP Investment 2022

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Best Balanced Debt Funds for SIP Investment 2022

Updated on November 27, 2022 , 628 views

Balanced funds act as a combination of both equity and debt mutual fund. In a debt ordinated- Balanced Fund, a major portion of its portfolio is invested in debt and money market instruments, while a small portion in equity instruments. These funds have the capacity to deliver consistent returns in the long-run. The equity portion of the portfolio would benefit from the rising equity markets. However, investors who want to earn the best possible returns are advised to invest in the best performing balanced debt SIP funds, as listed below.

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Top 5 Best Performing Balanced Debt Funds to Invest in a SIP

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Debt Hybrid Fund Growth ₹55.9793
↑ 0.01
₹6,807 500 2.66.15.510.814.17.35%2Y 8M 12D4Y 2M 1D
Kotak Debt Hybrid Fund Growth ₹44.7603
↑ 0.04
₹1,617 1,000 2.76.85.110.713.37.27%2Y 2M 16D5Y 7M 2D
HDFC Hybrid Debt Fund Growth ₹63.1114
↑ 0.02
₹2,746 300 3.67.379.913.47.63%3Y 2M 6D4Y 11M 18D
Aditya Birla Sun Life Regular Savings Fund Growth ₹52.9134
↑ 0.04
₹1,692 500 2.45.76.29.413.47.54%2Y 4M 6D3Y 3M 22D
Canara Robeco Income Saver Fund Growth ₹77.7555
↑ 0.04
₹1,149 1,000 2.35.53.89107.41%2Y 6M 21D3Y 4M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Nov 22

1. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 5 in Hybrid Debt category.  Return for 2021 was 14.1% , 2020 was 13.5% and 2019 was 8.1% .

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (29 Nov 22) ₹55.9793 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹6,807 on 31 Oct 22
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.14
Sharpe Ratio 0.21
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹9,671
31 Oct 19₹10,745
31 Oct 20₹11,461
31 Oct 21₹13,787
31 Oct 22₹14,511

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 1%
3 Month 2.6%
6 Month 6.1%
1 Year 5.5%
3 Year 10.8%
5 Year 7.9%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 14.1%
2020 13.5%
2019 8.1%
2018 -0.2%
2017 8.5%
2016 12.5%
2015 8.2%
2014 18%
2013 4.1%
2012 15.4%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Saurabh Pant1 Jan 220.83 Yr.
Mansi Sajeja30 Jun 211.34 Yr.
Mohit Jain1 Jan 202.84 Yr.

Data below for SBI Debt Hybrid Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash20.29%
Equity23.78%
Debt55.93%
Equity Sector Allocation
SectorValue
Consumer Cyclical7.01%
Financial Services6.17%
Industrials4.56%
Technology1.92%
Consumer Defensive1.29%
Basic Materials1.2%
Communication Services1.04%
Health Care0.58%
Debt Sector Allocation
SectorValue
Government31.17%
Corporate24.77%
Cash Equivalent20.29%
Credit Quality
RatingValue
AA22.51%
AAA77.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Housing Development Finance Corporation Limited
Debentures | -
2%₹167 Cr1,700
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
2%₹158 Cr1,820,000
↑ 720,000
L&T Metro Rail (Hyderabad) Limited
Debentures | -
2%₹145 Cr1,500
Power Finance Corporation Ltd.
Debentures | -
2%₹144 Cr1,450
Summit Digitel Infrastructure Limited
Debentures | -
2%₹143 Cr1,500
Housing Development Finance Corporation Ltd
Debentures | -
2%₹124 Cr1,250
Knr Tirumala Infra Private Limited
Debentures | -
2%₹122 Cr1,250
7.32% Govt Stock 2024
Sovereign Bonds | -
2%₹120 Cr12,000,000
Infosys Ltd (Technology)
Equity, Since 30 Jun 22 | INFY
2%₹109 Cr740,000
09.18 AP Sdl 2024
Sovereign Bonds | -
2%₹103 Cr10,000,000

2. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Kotak Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 2 Dec 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch.  Ranked 9 in Hybrid Debt category.  Return for 2021 was 13.3% , 2020 was 13.9% and 2019 was 11.2% .

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund
Growth
Launch Date 2 Dec 03
NAV (29 Nov 22) ₹44.7603 ↑ 0.04   (0.09 %)
Net Assets (Cr) ₹1,617 on 15 Nov 22
Category Hybrid - Hybrid Debt
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.72
Sharpe Ratio -0.16
Information Ratio 0.81
Alpha Ratio 1.67
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹9,752
31 Oct 19₹10,970
31 Oct 20₹11,896
31 Oct 21₹14,343
31 Oct 22₹14,856

Kotak Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 1.3%
3 Month 2.7%
6 Month 6.8%
1 Year 5.1%
3 Year 10.7%
5 Year 8.4%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 13.3%
2020 13.9%
2019 11.2%
2018 -0.1%
2017 10.2%
2016 13%
2015 5.4%
2014 19.7%
2013 4.9%
2012 15.3%
Fund Manager information for Kotak Debt Hybrid Fund
NameSinceTenure
Abhishek Bisen15 Apr 0814.56 Yr.
Devender Singhal25 Aug 157.19 Yr.
Vihag Mishra1 Mar 220.67 Yr.

Data below for Kotak Debt Hybrid Fund as on 15 Nov 22

Asset Allocation
Asset ClassValue
Cash11.37%
Equity24.36%
Debt64.27%
Equity Sector Allocation
SectorValue
Financial Services7.04%
Consumer Cyclical4.84%
Consumer Defensive4.24%
Industrials1.65%
Energy1.52%
Technology1.31%
Utility0.96%
Communication Services0.95%
Basic Materials0.89%
Health Care0.64%
Real Estate0.32%
Debt Sector Allocation
SectorValue
Government54.85%
Cash Equivalent11.37%
Corporate9.42%
Credit Quality
RatingValue
A0.57%
AA1.53%
AAA97.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.42% Govt Stock 2033
Sovereign Bonds | -
16%₹248 Cr24,828,900
7.1% Govt Stock 2029
Sovereign Bonds | -
11%₹167 Cr17,000,000
5.74% Govt Stock 2026
Sovereign Bonds | -
10%₹161 Cr17,098,840
7.38% Govt Stock 2027
Sovereign Bonds | -
6%₹90 Cr9,052,330
4.93% Govt Stock 2028
Sovereign Bonds | -
4%₹58 Cr5,894,650
6.42% Govt Stock 2031
Sovereign Bonds | -
3%₹45 Cr4,500,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK
3%₹40 Cr458,850
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 11 | ITC
2%₹35 Cr1,043,197
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI
2%₹26 Cr29,850
State Bank Of India
Debentures | -
2%₹25 Cr250
↑ 250

3. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

HDFC Hybrid Debt Fund is a Hybrid - Hybrid Debt fund was launched on 26 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.2% since its launch.  Ranked 16 in Hybrid Debt category.  Return for 2021 was 13.4% , 2020 was 10.2% and 2019 was 6.6% .

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund
Growth
Launch Date 26 Dec 03
NAV (29 Nov 22) ₹63.1114 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹2,746 on 31 Oct 22
Category Hybrid - Hybrid Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.85
Sharpe Ratio -0.01
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹9,767
31 Oct 19₹10,601
31 Oct 20₹10,983
31 Oct 21₹13,366
31 Oct 22₹13,952

HDFC Hybrid Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 2.1%
3 Month 3.6%
6 Month 7.3%
1 Year 7%
3 Year 9.9%
5 Year 7.3%
10 Year
15 Year
Since launch 10.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 13.4%
2020 10.2%
2019 6.6%
2018 0.6%
2017 10.8%
2016 13%
2015 3.8%
2014 24.9%
2013 3.6%
2012 15.6%
Fund Manager information for HDFC Hybrid Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0715.18 Yr.
Srinivasan Ramamurthy14 Dec 210.88 Yr.
Priya Ranjan30 Apr 220.5 Yr.

Data below for HDFC Hybrid Debt Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash6.8%
Equity22.46%
Debt70.74%
Equity Sector Allocation
SectorValue
Financial Services8.31%
Industrials2.92%
Technology2.24%
Health Care1.82%
Utility1.58%
Consumer Defensive1.55%
Energy1.27%
Consumer Cyclical1.12%
Basic Materials0.91%
Communication Services0.73%
Debt Sector Allocation
SectorValue
Corporate38.89%
Government31.85%
Cash Equivalent6.8%
Credit Quality
RatingValue
AA17.45%
AAA82.55%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Housing Development Company Limited
Debentures | -
5%₹141 Cr1,150
Pipeline Infrastructure Limited
Debentures | -
4%₹102 Cr1,000
Sikka Ports & Terminals Limited
Debentures | -
4%₹100 Cr1,000
Bajaj Finance Limited
Debentures | -
3%₹78 Cr800
Power Finance Corporation Ltd.
Debentures | -
3%₹74 Cr750
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
2%₹54 Cr625,000
Indian Railway Finance Corporation Limited
Debentures | -
2%₹52 Cr500
National Highways Authority Of India
Debentures | -
2%₹51 Cr500
TATA Motors Limited
Debentures | -
2%₹50 Cr500
TATA Motors Limited
Debentures | -
2%₹50 Cr500

4. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.4% since its launch.  Ranked 4 in Hybrid Debt category.  Return for 2021 was 13.4% , 2020 was 9.2% and 2019 was 5.8% .

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund
Growth
Launch Date 22 May 04
NAV (29 Nov 22) ₹52.9134 ↑ 0.04   (0.08 %)
Net Assets (Cr) ₹1,692 on 31 Oct 22
Category Hybrid - Hybrid Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.97
Sharpe Ratio 0.11
Information Ratio 0.27
Alpha Ratio 2.98
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹9,556
31 Oct 19₹10,314
31 Oct 20₹10,482
31 Oct 21₹12,821
31 Oct 22₹13,457

Aditya Birla Sun Life Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 1.3%
3 Month 2.4%
6 Month 5.7%
1 Year 6.2%
3 Year 9.4%
5 Year 6.4%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 13.4%
2020 9.2%
2019 5.8%
2018 -2.2%
2017 15.5%
2016 13.1%
2015 5.4%
2014 27.7%
2013 6.7%
2012 16.7%
Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
NameSinceTenure
Satyabrata Mohanty18 Jun 0913.38 Yr.
Dhaval Shah14 May 202.47 Yr.
Harshil Suvarnkar22 Mar 211.61 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash23.24%
Equity25.27%
Debt51.49%
Equity Sector Allocation
SectorValue
Financial Services8.5%
Industrials3.78%
Consumer Cyclical3.61%
Basic Materials2%
Technology1.93%
Health Care1.82%
Consumer Defensive1.78%
Energy0.92%
Communication Services0.87%
Debt Sector Allocation
SectorValue
Corporate36.67%
Government21.22%
Cash Equivalent15.27%
Securitized1.57%
Credit Quality
RatingValue
A0.96%
AA14.84%
AAA84.19%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Sikka Ports & Terminals Limited
Debentures | -
4%₹65 Cr650
Bajaj Housing Finance Limited
Debentures | -
3%₹49 Cr500
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
2%₹40 Cr457,135
Manappuram Finance Limited
Debentures | -
2%₹34 Cr350
State Bank Of India
Debentures | -
2%₹33 Cr350
5.15% Govt Stock 2025
Sovereign Bonds | -
2%₹33 Cr3,500,000
Rural Electrification Corporation Limited
Debentures | -
2%₹26 Cr250
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | HDFCBANK
2%₹26 Cr177,953
07.67 TN UDAY 2023
Domestic Bonds | -
2%₹25 Cr2,500,000
L&T Finance Limited
Debentures | -
2%₹25 Cr250

5. Canara Robeco Income Saver Fund

(Erstwhile Canara Robeco Monthly Income Plan)

To generate income by investing in a wide range of Debt Securities and Money Market instruments of various maturities and small portion in equities and Equity Related Instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

Canara Robeco Income Saver Fund is a Hybrid - Hybrid Debt fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.4% since its launch.  Ranked 51 in Hybrid Debt category.  Return for 2021 was 10% , 2020 was 13.8% and 2019 was 10.6% .

Below is the key information for Canara Robeco Income Saver Fund

Canara Robeco Income Saver Fund
Growth
Launch Date 31 Mar 96
NAV (29 Nov 22) ₹77.7555 ↑ 0.04   (0.05 %)
Net Assets (Cr) ₹1,149 on 15 Nov 22
Category Hybrid - Hybrid Debt
AMC Canara Robeco Asset Management Co. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.87
Sharpe Ratio -0.53
Information Ratio 0.4
Alpha Ratio 0.11
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,001
31 Oct 19₹11,259
31 Oct 20₹12,393
31 Oct 21₹14,164
31 Oct 22₹14,501

Canara Robeco Income Saver Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Canara Robeco Income Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 1.5%
3 Month 2.3%
6 Month 5.5%
1 Year 3.8%
3 Year 9%
5 Year 8%
10 Year
15 Year
Since launch 10.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 10%
2020 13.8%
2019 10.6%
2018 3.2%
2017 9%
2016 6%
2015 5.9%
2014 19.6%
2013 6.3%
2012 12.2%
Fund Manager information for Canara Robeco Income Saver Fund
NameSinceTenure
Avnish Jain7 Oct 139.07 Yr.
Shridatta Bhandwaldar2 Dec 210.91 Yr.

Data below for Canara Robeco Income Saver Fund as on 15 Nov 22

Asset Allocation
Asset ClassValue
Cash9.59%
Equity22.53%
Debt67.88%
Equity Sector Allocation
SectorValue
Financial Services8.96%
Consumer Defensive2.4%
Consumer Cyclical2.34%
Health Care1.86%
Technology1.82%
Industrials1.51%
Basic Materials1.23%
Energy1.07%
Utility0.66%
Real Estate0.34%
Communication Services0.34%
Debt Sector Allocation
SectorValue
Government46.07%
Corporate21.81%
Cash Equivalent9.59%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
10%₹120 Cr12,000,000
5.63% Govt Stock 2026
Sovereign Bonds | -
6%₹71 Cr7,500,000
7.26% Govt Stock 2032
Sovereign Bonds | -
6%₹69 Cr7,000,000
↑ 1,000,000
5.74% Govt Stock 2026
Sovereign Bonds | -
5%₹61 Cr6,500,000
7.59% Govt Stock 2026
Sovereign Bonds | -
4%₹40 Cr4,000,000
7.35% Govt Stock 2024
Sovereign Bonds | -
4%₹40 Cr4,000,000
Housing Development Finance Corporation Ltd
Debentures | -
3%₹35 Cr350
↑ 250
Hdb Financial Services Limited
Debentures | -
3%₹35 Cr350
National Bank For Agriculture And Rural Development
Debentures | -
3%₹30 Cr300
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 12 | ICICIBANK
3%₹29 Cr317,914

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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