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5 Best Performing Balanced Debt Funds SIP Investment 2020

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Best Balanced Debt Funds for SIP Investment 2020

Updated on April 6, 2020 , 84 views

Balanced funds act as a combination of both equity and debt mutual fund. In a debt ordinated- Balanced Fund, a major portion of its portfolio is invested in debt and money market instruments, while a small portion in equity instruments. These funds have the capacity to deliver consistent returns in the long-run. The equity portion of the portfolio would benefit from the rising equity markets. However, investors who want to earn the best possible returns are advised to invest in the best performing balanced debt SIP funds, as listed below.

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Top 5 Best Performing Balanced Debt Funds to Invest in a SIP

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential MIP 25 Growth ₹43.3163
↓ -0.13
₹1,746 100 -4.4-0.91.75.99.68.69%2Y 6M 14D3Y 5M 19D
SBI Debt Hybrid Fund Growth ₹38.6063
↓ -0.07
₹1,050 500 -6.5-4.3-2.42.18.10%
Aditya Birla Sun Life Regular Savings Fund Growth ₹35.668
↓ -0.08
₹1,597 500 -11.9-9.6-8.3-0.35.88.56%3Y 1M 2D4Y 5M 16D
Kotak Debt Hybrid Fund Growth ₹31.0741
↓ -0.04
₹254 1,000 -6.1-2.80.73.711.26.87%3Y 11M 1D6Y 25D
HDFC Hybrid Debt Fund Growth ₹43.964
↓ -0.19
₹2,714 500 -7.2-4-3.726.67.82%3Y 9M 4D5Y 2M 15D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Apr 20

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.6% since its launch.  Ranked 2 in Hybrid Debt category.  Return for 2019 was 9.6% , 2018 was 5.1% and 2017 was 12.9% .

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (08 Apr 20) ₹43.3163 ↓ -0.13   (-0.29 %)
Net Assets (Cr) ₹1,746 on 29 Feb 20
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.99
Sharpe Ratio 2.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 15₹10,000
31 Mar 16₹10,282
31 Mar 17₹11,916
31 Mar 18₹12,854
31 Mar 19₹13,903
31 Mar 20₹14,207

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Apr 20

DurationReturns
1 Month -4.8%
3 Month -4.4%
6 Month -0.9%
1 Year 1.7%
3 Year 5.9%
5 Year 7%
10 Year
15 Year
Since launch 9.6%
Historical performance (Yearly) on absolute basis
YearReturns
2019 9.6%
2018 5.1%
2017 12.9%
2016 10.9%
2015 6.4%
2014 22.5%
2013 5.9%
2012 17.3%
2011 -0.6%
2010 9%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Rajat Chandak17 Feb 154.87 Yr.
Manish Banthia19 Sep 136.29 Yr.
Priyanka Khandelwal15 Jun 172.55 Yr.

Data below for ICICI Prudential MIP 25 as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash2.65%
Equity17.88%
Debt79.17%
Other0.31%
Equity Sector Allocation
SectorValue
Financial Services5%
Consumer Cyclical2.99%
Consumer Defensive1.96%
Industrials1.41%
Communication Services1.08%
Basic Materials0.81%
Energy0.62%
Technology0.52%
Health Care0.49%
Debt Sector Allocation
SectorValue
Corporate59.47%
Government19.69%
Cash Equivalent2.65%
Credit Quality
RatingValue
A20.08%
AA46.16%
AAA33.76%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
9%₹161 Cr15,000,000
Housing And Urban Development Corporation Ltd.
Debentures | -
6%₹109 Cr1,000
Aqua Space Developers Pvt. Ltd.
Debentures | -
6%₹101 Cr1,000
Essar Oil Limited
Debentures | -
6%₹100 Cr100
Talwandi Sabo Power Limited
Debentures | -
6%₹100 Cr1,000
MUTHOOT FINANCE LIMITED
Debentures | -
5%₹91 Cr900
Tata Steel Limited
Debentures | -
5%₹80 Cr490
Prestige Estates Projects Limited
Debentures | -
4%₹74 Cr750
TMF HOLDINGS LIMITED
Debentures | -
4%₹73 Cr700
IDBI Bank Limited
Debentures | -
4%₹67 Cr694

2. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 5 in Hybrid Debt category.  Return for 2019 was 8.1% , 2018 was -0.2% and 2017 was 8.5% .

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (08 Apr 20) ₹38.6063 ↓ -0.07   (-0.17 %)
Net Assets (Cr) ₹1,050 on 29 Feb 20
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.96
Sharpe Ratio 1.11
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 15₹10,000
31 Mar 16₹10,612
31 Mar 17₹12,116
31 Mar 18₹12,684
31 Mar 19₹13,202
31 Mar 20₹12,930

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Apr 20

DurationReturns
1 Month -7.4%
3 Month -6.5%
6 Month -4.3%
1 Year -2.4%
3 Year 2.1%
5 Year 5.1%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8.1%
2018 -0.2%
2017 8.5%
2016 12.5%
2015 8.2%
2014 18%
2013 4.1%
2012 15.4%
2011 1.1%
2010 7.5%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Dinesh Ahuja1 Jul 118.51 Yr.
Ruchit Mehta1 Jul 118.51 Yr.

Data below for SBI Debt Hybrid Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash1.99%
Equity23.77%
Debt74.23%
Equity Sector Allocation
SectorValue
Financial Services7.81%
Consumer Cyclical6.21%
Industrials2.79%
Basic Materials2.34%
Consumer Defensive1.78%
Communication Services1.74%
Technology1.09%
Debt Sector Allocation
SectorValue
Corporate44.4%
Government29.83%
Cash Equivalent1.99%
Credit Quality
RatingValue
A5.24%
AA34.63%
AAA60.13%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
12%₹126 Cr12,000,000
↑ 6,500,000
State Bank Of India
Debentures | -
10%₹102 Cr950
↓ -50
7.17% Govt Stock 2028
Sovereign Bonds | -
6%₹67 Cr6,500,000
↑ 6,500,000
The Tata Power Company Limited
Debentures | -
5%₹57 Cr550
ICICI Bank Limited
Debentures | -
5%₹52 Cr500
GOVT STOCK
Sovereign Bonds | -
4%₹40 Cr4,000,000
↑ 4,000,000
Tata Motors Limited (Earlier Tata Engineering And Locomotive Co. Ltd)
Debentures | -
4%₹38 Cr370
↑ 370
POWER FINANCE CORPORATION LIMITED
Debentures | -
4%₹38 Cr350
Tata Capital Housing Finance Limited
Debentures | -
3%₹35 Cr350,000
Allahabad Bank
Debentures | -
3%₹31 Cr300

3. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 4 in Hybrid Debt category.  Return for 2019 was 5.8% , 2018 was -2.2% and 2017 was 15.5% .

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund
Growth
Launch Date 22 May 04
NAV (08 Apr 20) ₹35.668 ↓ -0.08   (-0.21 %)
Net Assets (Cr) ₹1,597 on 29 Feb 20
Category Hybrid - Hybrid Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 0.32
Information Ratio -1.44
Alpha Ratio -6.92
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 15₹10,000
31 Mar 16₹10,224
31 Mar 17₹12,318
31 Mar 18₹13,050
31 Mar 19₹13,285
31 Mar 20₹12,267

Aditya Birla Sun Life Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹331,978.
Net Profit of ₹31,978
Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Apr 20

DurationReturns
1 Month -9.1%
3 Month -11.9%
6 Month -9.6%
1 Year -8.3%
3 Year -0.3%
5 Year 3.9%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 5.8%
2018 -2.2%
2017 15.5%
2016 13.1%
2015 5.4%
2014 27.7%
2013 6.7%
2012 16.7%
2011 -0.6%
2010 7.6%
Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
NameSinceTenure
Satyabrata Mohanty18 Jun 0910.54 Yr.
Vineet Maloo26 Aug 154.35 Yr.
Pranay Sinha26 Aug 154.35 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash13.02%
Equity25.03%
Debt61.95%
Equity Sector Allocation
SectorValue
Financial Services8.65%
Industrials5.61%
Basic Materials2.64%
Health Care2.29%
Consumer Cyclical1.92%
Communication Services1.45%
Technology1.21%
Energy0.92%
Consumer Defensive0.34%
Debt Sector Allocation
SectorValue
Corporate40.42%
Government20.19%
Cash Equivalent13.02%
Securitized1.34%
Credit Quality
RatingValue
A15.75%
AA19.7%
AAA61.47%
BB0.68%
BBB1.55%
Below B0.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
U.P. Power Corporation Limited
Debentures | -
6%₹92 Cr1,007
7.17% Govt Stock 2028
Sovereign Bonds | -
5%₹73 Cr7,045,400
↓ -1,000,000
Rural Electrification Corporation Limited
Debentures | -
4%₹65 Cr600
SP Imperial Star Private Limited
Unlisted bonds | -
4%₹56 Cr40
Fullerton India Credit Company Ltd
Debentures | -
3%₹51 Cr500
HDB Financial Services Limited
Debentures | -
3%₹50 Cr500
48 DCMB 23032020
Sovereign Bonds | -
3%₹50 Cr5,000,000
↑ 5,000,000
Clearing Corporation Of India Limited
CBLO | -
3%₹44 Cr
7.37% Govt Stock 2023
Sovereign Bonds | -
3%₹42 Cr4,000,000
Net Receivables / (Payables)
Net Current Assets | -
2%₹39 Cr

4. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Kotak Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 2 Dec 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 9 in Hybrid Debt category.  Return for 2019 was 11.2% , 2018 was -0.1% and 2017 was 10.2% .

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund
Growth
Launch Date 2 Dec 03
NAV (08 Apr 20) ₹31.0741 ↓ -0.04   (-0.12 %)
Net Assets (Cr) ₹254 on 29 Feb 20
Category Hybrid - Hybrid Debt
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 2.3
Sharpe Ratio 2.09
Information Ratio -0.79
Alpha Ratio -1.14
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 15₹10,000
31 Mar 16₹10,423
31 Mar 17₹11,998
31 Mar 18₹12,701
31 Mar 19₹13,240
31 Mar 20₹13,313

Kotak Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Apr 20

DurationReturns
1 Month -6.5%
3 Month -6.1%
6 Month -2.8%
1 Year 0.7%
3 Year 3.7%
5 Year 5.8%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 11.2%
2018 -0.1%
2017 10.2%
2016 13%
2015 5.4%
2014 19.7%
2013 4.9%
2012 15.3%
2011 0.9%
2010 6.6%
Fund Manager information for Kotak Debt Hybrid Fund
NameSinceTenure
Abhishek Bisen15 Apr 0811.63 Yr.
Devender Singhal25 Aug 154.27 Yr.

Data below for Kotak Debt Hybrid Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash8.85%
Equity23.63%
Debt67.52%
Equity Sector Allocation
SectorValue
Financial Services6.39%
Consumer Defensive3.8%
Consumer Cyclical3.29%
Communication Services2.24%
Basic Materials1.85%
Health Care1.65%
Utility1.44%
Industrials1.35%
Technology0.92%
Energy0.5%
Real Estate0.21%
Debt Sector Allocation
SectorValue
Government62.43%
Cash Equivalent8.85%
Corporate5.09%
Credit Quality
RatingValue
A8.94%
AA1.65%
AAA89.41%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
14%₹37 Cr3,500,000
↑ 2,000,000
Triparty Repo
CBLO/Reverse Repo | -
7%₹17 Cr
Punjab and Sind Bank
Debentures | -
6%₹15 Cr150
GOVT STOCK
Sovereign Bonds | -
5%₹13 Cr1,200,000
↓ -2,000,000
National Highways Authority Of India
Debentures | -
4%₹11 Cr100
GOVT STOCK
Sovereign Bonds | -
4%₹11 Cr1,000,000
↑ 1,000,000
GOVT STOCK
Sovereign Bonds | -
4%₹11 Cr1,000,000
↓ -2,500,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹10 Cr100
GOVT STOCK
Sovereign Bonds | -
4%₹10 Cr1,000,000
↑ 1,000,000
Bajaj Finance Ltd. 0.076
Debentures | -
4%₹10 Cr100
↑ 100

5. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

HDFC Hybrid Debt Fund is a Hybrid - Hybrid Debt fund was launched on 26 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.5% since its launch.  Ranked 16 in Hybrid Debt category.  Return for 2019 was 6.6% , 2018 was 0.6% and 2017 was 10.8% .

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund
Growth
Launch Date 26 Dec 03
NAV (08 Apr 20) ₹43.964 ↓ -0.19   (-0.43 %)
Net Assets (Cr) ₹2,714 on 29 Feb 20
Category Hybrid - Hybrid Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.88
Sharpe Ratio 0.77
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 15₹10,000
31 Mar 16₹10,246
31 Mar 17₹11,977
31 Mar 18₹12,493
31 Mar 19₹13,256
31 Mar 20₹12,821

HDFC Hybrid Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450
Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Apr 20

DurationReturns
1 Month -6.7%
3 Month -7.2%
6 Month -4%
1 Year -3.7%
3 Year 2%
5 Year 4.8%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.6%
2018 0.6%
2017 10.8%
2016 13%
2015 3.8%
2014 24.9%
2013 3.6%
2012 15.6%
2011 -0.8%
2010 10.8%
Fund Manager information for HDFC Hybrid Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0712.34 Yr.
Prashant Jain26 Dec 0316.03 Yr.
Chirag Dagli31 Jul 190.42 Yr.

Data below for HDFC Hybrid Debt Fund as on 29 Feb 20

Asset Allocation
Asset ClassValue
Cash6.72%
Equity22.49%
Debt70.79%
Equity Sector Allocation
SectorValue
Financial Services7.92%
Industrials3.78%
Basic Materials2.83%
Utility2.54%
Technology2.22%
Energy1.52%
Consumer Defensive1.02%
Health Care0.65%
Debt Sector Allocation
SectorValue
Corporate41.34%
Government26.28%
Cash Equivalent6.72%
Securitized3.17%
Credit Quality
RatingValue
A6.94%
AA32.45%
AAA59.58%
Below B1.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Vedanta Limited
Debentures | -
5%₹131 Cr1,300
Tata Housing Development Company Limited
Debentures | -
4%₹115 Cr1,150
↑ 1,150
Rural Electrification Corporation Limited
Debentures | -
4%₹105 Cr1,000
PIPELINE INFRASTRUCTURE PRIVATE LIMITED
Debentures | -
4%₹101 Cr1,000
↑ 1,000
Reliance Ports And Terminals Limited
Debentures | -
4%₹99 Cr1,000
Reliance Industries Limited
Debentures | -
3%₹92 Cr850
↑ 150
Net Current Assets
Net Current Assets | -
3%₹85 Cr
Punjab National Bank
Debentures | -
3%₹75 Cr750
Shriram Transport Finance Company Limited
Debentures | -
3%₹70 Cr700,000
State Bank of India (Financial Services)
Equity, Since 31 Aug 09 | SBIN
2%₹61 Cr2,003,710

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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