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5 Best Performing Balanced Debt Funds SIP Investment 2019

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Best Balanced Debt Funds for SIP Investment 2019

Updated on September 11, 2019 , 32 views

Balanced funds act as a combination of both equity and debt mutual fund. In a debt ordinated- Balanced Fund, a major portion of its portfolio is invested in debt and money market instruments, while a small portion in equity instruments. These funds have the capacity to deliver consistent returns in the long-run. The equity portion of the portfolio would benefit from the rising equity markets. However, investors who want to earn the best possible returns are advised to invest in the best performing balanced debt SIP funds, as listed below.

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Top 5 Best Performing Balanced Debt Funds to Invest in a SIP

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential MIP 25 Growth ₹43.4513
↑ 0.10
₹1,642 100 0.42.77.685.19.35%1Y 10M 28D2Y 5M 5D
SBI Debt Hybrid Fund Growth ₹40.0239
↑ 0.13
₹1,140 500 -0.21.96.65-0.28.09%3Y 6M 11D4Y 10M 20D
Aditya Birla Sun Life Regular Savings Fund Growth ₹39.2798
↑ 0.04
₹2,060 500 -0.61.61.84.9-2.28.89%2Y 11M 5D4Y 3M 25D
Kotak Debt Hybrid Fund Growth ₹31.7865
↑ 0.13
₹252 1,000 1.44.16.85.8-0.17.67%2Y 6M 4D3Y 6M 18D
HDFC Hybrid Debt Fund Growth ₹46.2548
↑ 0.17
₹2,993 500 -0.22.66.55.60.67.99%3Y 4M 13D4Y 7M 4D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Sep 19

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10% since its launch.  Ranked 2 in Hybrid Debt category.  Return for 2018 was 5.1% , 2017 was 12.9% and 2016 was 10.9% .

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (13 Sep 19) ₹43.4513 ↑ 0.10   (0.23 %)
Net Assets (Cr) ₹1,642 on 31 Jul 19
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.28
Sharpe Ratio 0.84
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 14₹10,000
31 Aug 15₹11,306
31 Aug 16₹12,665
31 Aug 17₹14,152
31 Aug 18₹14,911
31 Aug 19₹15,826

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Sep 19

DurationReturns
1 Month 0.9%
3 Month 0.4%
6 Month 2.7%
1 Year 7.6%
3 Year 8%
5 Year 9.4%
10 Year
15 Year
Since launch 10%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.1%
2017 12.9%
2016 10.9%
2015 6.4%
2014 22.5%
2013 5.9%
2012 17.3%
2011 -0.6%
2010 9%
2009 22.5%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Rajat Chandak17 Feb 154.2 Yr.
Manish Banthia19 Sep 135.62 Yr.
Akhil Kakkar30 Jun 171.83 Yr.
Priyanka Khandelwal15 Jun 171.88 Yr.

Data below for ICICI Prudential MIP 25 as on 31 Jul 19

Asset Allocation
Asset ClassValue
Cash15.93%
Equity15.67%
Debt68.37%
Other0.04%
Equity Sector Allocation
SectorValue
Financial Services4.23%
Consumer Cyclical3.66%
Consumer Defensive1.67%
Industrials1.41%
Basic Materials1.24%
Health Care0.91%
Energy0.52%
Debt Sector Allocation
SectorValue
Corporate62.1%
Cash Equivalent15.93%
Government4.44%
Securitized1.83%
Credit Quality
RatingValue
A18.64%
AA40.82%
AAA35.54%
BBB5%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Housing And Urban Development Corporation Ltd.
Debentures | -
7%₹107 Cr1,000
Aqua Space Developers Pvt. Ltd.
Debentures | -
6%₹100 Cr1,000
Essar Oil Limited
Debentures | -
6%₹100 Cr100
Talwandi Sabo Power Limited
Debentures | -
6%₹97 Cr1,000
Tata Value Homes Limited
Debentures | -
5%₹75 Cr750
Tata Steel Limited
Debentures | -
5%₹74 Cr490
Prestige Estates Projects Limited
Debentures | -
5%₹74 Cr750
IDBI Bank Limited
Debentures | -
4%₹68 Cr694
ICICI Bank Limited
Debentures | -
4%₹65 Cr650
Jindal Steel & Power Limited
Debentures | -
4%₹65 Cr650

2. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 5 in Hybrid Debt category.  Return for 2018 was -0.2% , 2017 was 8.5% and 2016 was 12.5% .

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (13 Sep 19) ₹40.0239 ↑ 0.13   (0.32 %)
Net Assets (Cr) ₹1,140 on 31 Jul 19
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 2.4
Sharpe Ratio 0.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 14₹10,000
31 Aug 15₹11,349
31 Aug 16₹12,788
31 Aug 17₹14,084
31 Aug 18₹14,098
31 Aug 19₹14,719

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Sep 19

DurationReturns
1 Month 1.5%
3 Month -0.2%
6 Month 1.9%
1 Year 6.6%
3 Year 5%
5 Year 7.9%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.2%
2017 8.5%
2016 12.5%
2015 8.2%
2014 18%
2013 4.1%
2012 15.4%
2011 1.1%
2010 7.5%
2009 5.9%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Dinesh Ahuja1 Jul 117.84 Yr.
Ruchit Mehta1 Jul 117.84 Yr.

Data below for SBI Debt Hybrid Fund as on 31 Jul 19

Asset Allocation
Asset ClassValue
Cash1.88%
Equity24.13%
Debt73.99%
Equity Sector Allocation
SectorValue
Financial Services7.66%
Consumer Cyclical5.57%
Industrials4.18%
Technology2.58%
Consumer Defensive2.38%
Basic Materials1.52%
Communication Services0.75%
Debt Sector Allocation
SectorValue
Corporate48.95%
Government23.34%
Cash Equivalent3.06%
Credit Quality
RatingValue
A4.77%
AA31.44%
AAA62.75%
BBB1.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank Of India
Debentures | -
9%₹106 Cr1,000
GOVT STOCK
Sovereign Bonds | -
7%₹78 Cr7,500,000
↑ 7,500,000
National Highways Authority Of India
Debentures | -
6%₹63 Cr600
ICICI Bank Limited
Debentures | -
4%₹50 Cr500
6.79% Govt Stock 2029
Sovereign Bonds | -
4%₹50 Cr5,000,000
↑ 5,000,000
Muthoot Finance Limited
Debentures | -
4%₹40 Cr400,000
Hindalco Industries Limited
Debentures | -
3%₹37 Cr360
Power Finance Corporation Ltd.
Debentures | -
3%₹35 Cr350
Syndicate Bank
Debentures | -
3%₹30 Cr300
Credila Financial Services Private Limited
Debentures | -
3%₹30 Cr300

3. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.3% since its launch.  Ranked 4 in Hybrid Debt category.  Return for 2018 was -2.2% , 2017 was 15.5% and 2016 was 13.1% .

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund
Growth
Launch Date 22 May 04
NAV (13 Sep 19) ₹39.2798 ↑ 0.04   (0.10 %)
Net Assets (Cr) ₹2,060 on 31 Jul 19
Category Hybrid - Hybrid Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.24
Sharpe Ratio -0.45
Information Ratio -0.85
Alpha Ratio -11.3
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 14₹10,000
31 Aug 15₹11,635
31 Aug 16₹13,433
31 Aug 17₹15,192
31 Aug 18₹15,369
31 Aug 19₹15,380

Aditya Birla Sun Life Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Sep 19

DurationReturns
1 Month 0.4%
3 Month -0.6%
6 Month 1.6%
1 Year 1.8%
3 Year 4.9%
5 Year 8.4%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -2.2%
2017 15.5%
2016 13.1%
2015 5.4%
2014 27.7%
2013 6.7%
2012 16.7%
2011 -0.6%
2010 7.6%
2009 20.9%
Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
NameSinceTenure
Satyabrata Mohanty18 Jun 099.87 Yr.
Vineet Maloo26 Aug 153.68 Yr.
Pranay Sinha26 Aug 153.68 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 31 Jul 19

Asset Allocation
Asset ClassValue
Cash18.89%
Equity25.04%
Debt56.07%
Equity Sector Allocation
SectorValue
Financial Services10.8%
Industrials4.77%
Consumer Cyclical2.32%
Basic Materials2.04%
Technology1.73%
Energy1.7%
Health Care1.47%
Utility0.22%
Debt Sector Allocation
SectorValue
Corporate42.63%
Cash Equivalent18.89%
Government12.49%
Securitized0.95%
Credit Quality
RatingValue
A19.36%
AA27.62%
AAA50.53%
B0.18%
Below B2.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Limited
CBLO | -
11%₹227 Cr
Fullerton India Credit Company Ltd
Debentures | -
5%₹100 Cr1,000
U.P. Power Corporation Limited
Debentures | -
5%₹96 Cr1,007
PNB Housing Finance Ltd
Debentures | -
4%₹75 Cr750
Indiabulls Housing Finance Limited
Debentures | -
3%₹67 Cr500
Rural Electrification Corporation Limited
Debentures | -
3%₹63 Cr600
7.17% Govt Stock 2028
Sovereign Bonds | -
3%₹52 Cr5,045,400
↑ 2,500,000
SP Imperial Star Private Limited
Unlisted bonds | -
3%₹52 Cr40
HDB Financial Services Limited
Debentures | -
2%₹50 Cr500
Idea Cellular Limited
Debentures | -
2%₹46 Cr500

4. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Kotak Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 2 Dec 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 9 in Hybrid Debt category.  Return for 2018 was -0.1% , 2017 was 10.2% and 2016 was 13% .

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund
Growth
Launch Date 2 Dec 03
NAV (13 Sep 19) ₹31.7865 ↑ 0.13   (0.41 %)
Net Assets (Cr) ₹252 on 31 Jul 19
Category Hybrid - Hybrid Debt
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 2.65
Sharpe Ratio 0.33
Information Ratio -0.85
Alpha Ratio -6.25
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 14₹10,000
31 Aug 15₹11,076
31 Aug 16₹12,572
31 Aug 17₹13,737
31 Aug 18₹14,203
31 Aug 19₹14,810

Kotak Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Sep 19

DurationReturns
1 Month 1.5%
3 Month 1.4%
6 Month 4.1%
1 Year 6.8%
3 Year 5.8%
5 Year 8%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.1%
2017 10.2%
2016 13%
2015 5.4%
2014 19.7%
2013 4.9%
2012 15.3%
2011 0.9%
2010 6.6%
2009 10.2%
Fund Manager information for Kotak Debt Hybrid Fund
NameSinceTenure
Abhishek Bisen15 Apr 0810.96 Yr.
Devender Singhal25 Aug 153.6 Yr.

Data below for Kotak Debt Hybrid Fund as on 31 Jul 19

Asset Allocation
Asset ClassValue
Cash15.71%
Equity23.93%
Debt60.36%
Equity Sector Allocation
SectorValue
Financial Services7.58%
Consumer Defensive4.38%
Consumer Cyclical3.27%
Technology2.16%
Basic Materials2.06%
Industrials1.7%
Energy1%
Utility0.89%
Health Care0.32%
Real Estate0.09%
Debt Sector Allocation
SectorValue
Corporate27.29%
Government26.63%
Cash Equivalent15.71%
Securitized6.44%
Credit Quality
RatingValue
A16.87%
AA2.48%
AAA80.65%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Triparty Repo
CBLO/Reverse Repo | -
15%₹37 Cr
POWER FINANCE CORPORATION LIMITED
Debentures | -
8%₹20 Cr200
RELIABLE DEVICES TRUST
Unlisted bonds | -
6%₹16 Cr150
8.39% RJ SDL Spl 2023
Domestic Bonds | -
6%₹16 Cr1,500,000
↑ 1,500,000
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Debentures | -
6%₹15 Cr150
Punjab and Sind Bank
Debentures | -
6%₹15 Cr150
7.26% Govt Stock 2029
Sovereign Bonds | -
4%₹11 Cr1,000,000
↓ -2,000,000
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Debentures | -
4%₹11 Cr100
United Bank Of India
Debentures | -
4%₹11 Cr110
Rural Electrification Corporation Limited
Debentures | -
4%₹10 Cr100

5. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

HDFC Hybrid Debt Fund is a Hybrid - Hybrid Debt fund was launched on 26 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.2% since its launch.  Ranked 16 in Hybrid Debt category.  Return for 2018 was 0.6% , 2017 was 10.8% and 2016 was 13% .

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund
Growth
Launch Date 26 Dec 03
NAV (13 Sep 19) ₹46.2548 ↑ 0.17   (0.38 %)
Net Assets (Cr) ₹2,993 on 31 Jul 19
Category Hybrid - Hybrid Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.06
Sharpe Ratio 0.51
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 14₹10,000
31 Aug 15₹10,960
31 Aug 16₹12,302
31 Aug 17₹13,573
31 Aug 18₹13,756
31 Aug 19₹14,338

HDFC Hybrid Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Sep 19

DurationReturns
1 Month 1.3%
3 Month -0.2%
6 Month 2.6%
1 Year 6.5%
3 Year 5.6%
5 Year 7.4%
10 Year
15 Year
Since launch 10.2%
Historical performance (Yearly) on absolute basis
YearReturns
2018 0.6%
2017 10.8%
2016 13%
2015 3.8%
2014 24.9%
2013 3.6%
2012 15.6%
2011 -0.8%
2010 10.8%
2009 30.7%
Fund Manager information for HDFC Hybrid Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0711.84 Yr.
Prashant Jain26 Dec 0315.52 Yr.
Amar Kalkundrikar10 Jan 190.47 Yr.

Data below for HDFC Hybrid Debt Fund as on 31 Jul 19

Asset Allocation
Asset ClassValue
Cash3.24%
Equity23.74%
Debt73.02%
Equity Sector Allocation
SectorValue
Financial Services9.34%
Technology3.74%
Industrials2.96%
Basic Materials2.77%
Utility2.46%
Energy1.47%
Health Care0.73%
Consumer Defensive0.28%
Consumer Cyclical0%
Debt Sector Allocation
SectorValue
Corporate48.99%
Government23.22%
Cash Equivalent3.24%
Securitized0.81%
Credit Quality
RatingValue
A9.45%
AA16.8%
AAA72.76%
BBB0.05%
Below B0.93%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
4%₹133 Cr12,500,000
↑ 6,000,000
POWER FINANCE CORPORATION LIMITED
Debentures | -
3%₹103 Cr1,000
Tata Capital Financial Services Limited
Debentures | -
3%₹100 Cr1,000
Reliance Industries Limited
Debentures | -
3%₹99 Cr1,000
Punjab National Bank
Debentures | -
2%₹72 Cr750
State Bank Of India
Debentures | -
2%₹71 Cr704
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
2%₹68 Cr1,599,000
Infosys Ltd (Technology)
Equity, Since 31 Aug 11 | INFY
2%₹68 Cr851,648
7.35% Govt Stock 2024
Sovereign Bonds | -
2%₹68 Cr6,500,000
↓ -1,000,000
State Bank of India (Financial Services)
Equity, Since 31 Aug 09 | SBIN
2%₹67 Cr2,003,710

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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