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5 Best Performing Intermediate Debt Funds SIP Investment 2020

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Best Intermediate Debt Funds for SIP Investment 2020

Updated on July 11, 2020 , 79 views

Intermediate Bonds also known as medium term funds are a type of debt Mutual Funds that invest in debt securities with a time horizon of up to 3 years or more. The average maturity period of mid-term funds is longer than liquid, ultra-short and short-term Debt fund. In recent times, medium funds have delivered the best returns due to successive rate cuts in India. These funds are less sensitive to interest rates, and therefore are less volatile, than the longer duration funds like Gilt Funds. For best results, investors are advised to invest in the best intermediate debt funds via a SIP. Investors can choose top performing scheme from the below pre-listed top rated mid-term debt funds.

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SIP

Top 5 Best Performing Intermediate or Mid Term Debt Funds to Invest in SIP

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2019 (%)
Axis Strategic Bond Fund Growth ₹20.1671
↑ 0.01
₹945 1,000 45.810.47.68.67.1
Aditya Birla Sun Life Medium Term Plan Growth ₹22.491
↓ -0.01
₹2,401 1,000 4.93-3.12.15.2-4.4
Nippon India Strategic Debt Fund Growth ₹10.6369
↑ 0.01
₹591 100 1.7-23.8-23.8-7.7-0.9-3.4
SBI Magnum Medium Duration Fund Growth ₹37.7442
↑ 0.01
₹3,192 500 5.67.412.58.99.611.1
IDFC Bond Fund Medium Term Plan Growth ₹36.0469
↑ 0.00
₹2,808 1,000 6.38.111.48.48.59.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Jul 20

1. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Axis Strategic Bond Fund is a Debt - Medium term Bond fund was launched on 28 Mar 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.8% since its launch.  Ranked 7 in Medium term Bond category.  Return for 2019 was 7.1% , 2018 was 6.7% and 2017 was 7.5% .

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund
Growth
Launch Date 28 Mar 12
NAV (13 Jul 20) ₹20.1671 ↑ 0.01   (0.07 %)
Net Assets (Cr) ₹945 on 30 Apr 20
Category Debt - Medium term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.16
Sharpe Ratio 0.99
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 9.32%
Effective Maturity 4 Years 4 Months 24 Days
Modified Duration 3 Years 1 Month 6 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹10,918
30 Jun 17₹12,134
30 Jun 18₹12,794
30 Jun 19₹13,593
30 Jun 20₹14,993

Axis Strategic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20

DurationReturns
1 Month 2.2%
3 Month 4%
6 Month 5.8%
1 Year 10.4%
3 Year 7.6%
5 Year 8.6%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 7.1%
2018 6.7%
2017 7.5%
2016 11.6%
2015 6.8%
2014 15%
2013 4.7%
2012
2011
2010
Fund Manager information for Axis Strategic Bond Fund
NameSinceTenure
Devang Shah5 Nov 127.65 Yr.
Dhaval Patel1 Jun 182.08 Yr.

Data below for Axis Strategic Bond Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash9.98%
Debt90.02%
Debt Sector Allocation
SectorValue
Corporate54.18%
Government28.73%
Cash Equivalent9.98%
Securitized7.12%
Credit Quality
RatingValue
A7.38%
AA29.65%
AAA62.97%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.19% Govt Stock 2034
Sovereign Bonds | -
10%₹80 Cr8,000,000
↑ 8,000,000
Clearing Corporation Of India Ltd
CBLO | -
7%₹63 Cr
Rural Electrification Corporation Limited
Debentures | -
5%₹41 Cr400
GOVT STOCK
Sovereign Bonds | -
4%₹38 Cr3,500,000
↑ 3,500,000
Nirma Limited
Debentures | -
4%₹34 Cr350
EMBASSY OFFICE PARKS REIT
Debentures | -
4%₹31 Cr280
↓ -100
INDIA GRID TRUST
Debentures | -
3%₹29 Cr280
07.83 MH SDL 2030
Sovereign Bonds | -
3%₹27 Cr2,500,000
POWER FINANCE CORPORATION LIMITED
Debentures | -
3%₹27 Cr250
ESS KAY FINCORP LIMITED
Debentures | -
3%₹25 Cr250

2. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2019 was -4.4% , 2018 was 5.6% and 2017 was 7% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (13 Jul 20) ₹22.491 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹2,401 on 30 Apr 20
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.67
Sharpe Ratio -1.4
Information Ratio -1.43
Alpha Ratio -22
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹11,021
30 Jun 17₹12,139
30 Jun 18₹12,759
30 Jun 19₹13,249
30 Jun 20₹12,362

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20

DurationReturns
1 Month 6.2%
3 Month 4.9%
6 Month 3%
1 Year -3.1%
3 Year 2.1%
5 Year 5.2%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -4.4%
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
2014 12%
2013 10.2%
2012 11.1%
2011 9.4%
2010 5.9%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Maneesh Dangi1 Sep 145.83 Yr.
Sunaina Cunha1 Apr 173.25 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash7.43%
Equity0.95%
Debt91.62%
Debt Sector Allocation
SectorValue
Corporate60.85%
Government30.78%
Cash Equivalent7.43%
Credit Quality
RatingValue
A16.72%
AA33.51%
AAA49.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shriram - City Union Finance Limited
Debentures | -
6%₹114 Cr1,200
L & T Infrastructure Finance Company Limited
Debentures | -
5%₹112 Cr1,100
↓ -150
Shriram Transport Finance Company Limited
Debentures | -
5%₹97 Cr1,000
7.26% Govt Stock 2029
Sovereign Bonds | -
5%₹97 Cr9,020,250
↑ 9,000,000
U.P. Power Corporation Limited
Debentures | -
4%₹91 Cr938
Rec Limited
Debentures | -
4%₹89 Cr900
↑ 900
U.P. Power Corporation Limited
Debentures | -
4%₹85 Cr918
Net Receivables / (Payables)
Net Current Assets | -
4%₹79 Cr
Sterling And Wilson Solar Limited
Debentures | -
3%₹65 Cr65
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Debentures | -
3%₹63 Cr550

3. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Nippon India Strategic Debt Fund is a Debt - Medium term Bond fund was launched on 26 Jun 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 1% since its launch.  Ranked 7 in Medium term Bond category.  Return for 2019 was -3.4% , 2018 was 4.7% and 2017 was 6.9% .

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund
Growth
Launch Date 26 Jun 14
NAV (13 Jul 20) ₹10.6369 ↑ 0.01   (0.06 %)
Net Assets (Cr) ₹591 on 30 Apr 20
Category Debt - Medium term Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.7
Sharpe Ratio -1.23
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 12.63%
Effective Maturity 5 Years 1 Month 28 Days
Modified Duration 3 Years

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹10,939
30 Jun 17₹12,149
30 Jun 18₹12,623
30 Jun 19₹12,492
30 Jun 20₹9,548

Nippon India Strategic Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is .
Net Profit of
Invest Now

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20

DurationReturns
1 Month 1.4%
3 Month 1.7%
6 Month -23.8%
1 Year -23.8%
3 Year -7.7%
5 Year -0.9%
10 Year
15 Year
Since launch 1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -3.4%
2018 4.7%
2017 6.9%
2016 11.1%
2015 9%
2014
2013
2012
2011
2010
Fund Manager information for Nippon India Strategic Debt Fund
NameSinceTenure
Prashant Pimple26 Jun 146.02 Yr.
Kinjal Desai25 May 182.1 Yr.

Data below for Nippon India Strategic Debt Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash22.84%
Debt77.16%
Debt Sector Allocation
SectorValue
Corporate77.16%
Cash Equivalent22.84%
Credit Quality
RatingValue
A62.17%
AA30.2%
Below B7.63%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
INDIAN RECEIVABLE TRUST 19 FEB - 2019
Unlisted bonds | -
37%₹165 Cr2,282
Net Current Assets
Net Current Assets | -
15%₹68 Cr
INDIAN RECEIVABLE TRUST 2019 SERIES 3
Unlisted bonds | -
15%₹65 Cr1,100
Dewan Housing Finance Corporation Limited
Debentures | -
6%₹28 Cr1,130
Aashman Energy Private Limited
Debentures | -
6%₹26 Cr3,120
Divyesh Power Private Limited **
Debentures | -
6%₹26 Cr3,120
SEI Baskara Power Private Ltd.
Debentures | -
6%₹26 Cr3,120
Zuvan Energy Private Ltd.
Debentures | -
4%₹17 Cr1,990
↓ -1,130
Indiabulls Housing Finance Limited
Debentures | -
3%₹14 Cr170,000
Triparty Repo
CBLO/Reverse Repo | -
1%₹5 Cr

4. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 18 in Medium term Bond category.  Return for 2019 was 11.1% , 2018 was 6.2% and 2017 was 7.6% .

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund
Growth
Launch Date 12 Nov 03
NAV (13 Jul 20) ₹37.7442 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹3,192 on 30 Apr 20
Category Debt - Medium term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.33
Sharpe Ratio 4.02
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹10,844
30 Jun 17₹12,245
30 Jun 18₹12,741
30 Jun 19₹13,940
30 Jun 20₹15,737

SBI Magnum Medium Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20

DurationReturns
1 Month 2.1%
3 Month 5.6%
6 Month 7.4%
1 Year 12.5%
3 Year 8.9%
5 Year 9.6%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 11.1%
2018 6.2%
2017 7.6%
2016 14%
2015 6.6%
2014 16.5%
2013 4%
2012 14%
2011 1.3%
2010 4.4%
Fund Manager information for SBI Magnum Medium Duration Fund
NameSinceTenure
Dinesh Ahuja1 Jul 119.01 Yr.

Data below for SBI Magnum Medium Duration Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash3.86%
Debt96.14%
Debt Sector Allocation
SectorValue
Government49.87%
Corporate46.27%
Cash Equivalent3.86%
Credit Quality
RatingValue
A11.86%
AA29.85%
AAA58.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.17% Govt Stock 2028
Sovereign Bonds | -
11%₹352 Cr33,000,000
↓ -10,500,000
8.15% Govt Stock 2026
Sovereign Bonds | -
6%₹207 Cr18,500,000
↑ 18,500,000
GOVT STOCK
Sovereign Bonds | -
4%₹124 Cr12,000,000
↑ 12,000,000
7.26% Govt Stock 2029
Sovereign Bonds | -
4%₹118 Cr11,000,000
↓ -2,500,000
GOVT STOCK
Sovereign Bonds | -
3%₹111 Cr10,000,000
EMBASSY OFFICE PARKS REIT
Debentures | -
3%₹109 Cr1,000
↑ 50
GOVT STOCK
Sovereign Bonds | -
3%₹108 Cr10,000,000
↓ -20,000,000
Zydus Wellness Ltd.
Debentures | -
3%₹108 Cr1,050
↑ 400
GOVT STOCK
Sovereign Bonds | -
3%₹104 Cr10,000,000
Tata Power Renewable Energy Limited
Debentures | -
3%₹89 Cr900

5. IDFC Bond Fund Medium Term Plan

(Erstwhile IDFC Super Saver Income Fund - Medium Term Plan)

The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized.

IDFC Bond Fund Medium Term Plan is a Debt - Medium term Bond fund was launched on 8 Jul 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 38 in Medium term Bond category.  Return for 2019 was 9.1% , 2018 was 6.3% and 2017 was 5.2% .

Below is the key information for IDFC Bond Fund Medium Term Plan

IDFC Bond Fund Medium Term Plan
Growth
Launch Date 8 Jul 03
NAV (13 Jul 20) ₹36.0469 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹2,808 on 30 Apr 20
Category Debt - Medium term Bond
AMC IDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.42
Sharpe Ratio 3.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-6 Months (0.5%),6 Months and above(NIL)
Yield to Maturity 6.68%
Effective Maturity 4 Years 8 Months 16 Days
Modified Duration 3 Years 8 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹10,844
30 Jun 17₹11,849
30 Jun 18₹12,236
30 Jun 19₹13,408
30 Jun 20₹14,981

IDFC Bond Fund Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for IDFC Bond Fund Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20

DurationReturns
1 Month 2.2%
3 Month 6.3%
6 Month 8.1%
1 Year 11.4%
3 Year 8.4%
5 Year 8.5%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 9.1%
2018 6.3%
2017 5.2%
2016 9.9%
2015 7.8%
2014 10.8%
2013 5.8%
2012 9.9%
2011 9.2%
2010 6.7%
Fund Manager information for IDFC Bond Fund Medium Term Plan
NameSinceTenure
Suyash Choudhary15 Sep 154.8 Yr.

Data below for IDFC Bond Fund Medium Term Plan as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash1.99%
Debt98.01%
Debt Sector Allocation
SectorValue
Government67.96%
Corporate28.82%
Cash Equivalent1.99%
Securitized1.23%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2027
Sovereign Bonds | -
28%₹847 Cr80,700,000
↓ -5,000,000
7.35% Govt Stock 2024
Sovereign Bonds | -
18%₹539 Cr50,000,000
↑ 50,000,000
Reliance Industries Limited
Debentures | -
7%₹203 Cr20,000,000
↑ 20,000,000
GOVT STOCK
Sovereign Bonds | -
7%₹194 Cr18,000,000
↓ -6,000,000
LIC Housing Finance Limited
Debentures | -
6%₹177 Cr17,500,000
Power Finance Corporation Limited
Debentures | -
5%₹152 Cr15,000,000
Power Finance Corporation Ltd.
Debentures | -
5%₹143 Cr14,000,000
Reliance Industries Limited
Debentures | -
3%₹98 Cr9,500,000
6.97% Govt Stock 2026
Sovereign Bonds | -
3%₹83 Cr7,800,000
↑ 7,800,000
Housing Development Finance Corporation Limited
Debentures | -
2%₹53 Cr5,100,000

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