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5 Best Performing Intermediate Debt Funds SIP Investment 2019

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Best Intermediate Debt Funds for SIP Investment 2019

Updated on November 12, 2019 , 31 views

Intermediate Bonds also known as medium term funds are a type of debt Mutual Funds that invest in debt securities with a time horizon of up to 3 years or more. The average maturity period of mid-term funds is longer than liquid, ultra-short and short-term Debt fund. In recent times, medium funds have delivered the best returns due to successive rate cuts in India. These funds are less sensitive to interest rates, and therefore are less volatile, than the longer duration funds like Gilt Funds. For best results, investors are advised to invest in the best intermediate debt funds via a SIP. Investors can choose top performing scheme from the below pre-listed top rated mid-term debt funds.

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SIP

Top 5 Best Performing Intermediate or Mid Term Debt Funds to Invest in SIP

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Axis Strategic Bond Fund Growth ₹18.8152
↑ 0.01
₹1,188 1,000 2.237.76.88.36.7
Aditya Birla Sun Life Medium Term Plan Growth ₹23.1386
↑ 0.02
₹6,415 1,000 -0.71.534.97.25.6
Reliance Strategic Debt Fund Growth ₹14.0893
↑ 0.01
₹3,176 100 0.9-1.1-1.33.16.14.7
Kotak Dynamic Bond Fund Growth ₹25.9936
↑ 0.02
₹824 1,000 2.36.812.97.79.17.3
SBI Magnum Medium Duration Fund Growth ₹34.5947
↑ 0.04
₹1,942 500 2.66.511.58.38.96.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Nov 19

1. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Axis Strategic Bond Fund is a Debt - Medium term Bond fund was launched on 28 Mar 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Ranked 7 in Medium term Bond category.  Return for 2018 was 6.7% , 2017 was 7.5% and 2016 was 11.6% .

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund
Growth
Launch Date 28 Mar 12
NAV (15 Nov 19) ₹18.8152 ↑ 0.01   (0.07 %)
Net Assets (Cr) ₹1,188 on 30 Sep 19
Category Debt - Medium term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.16
Sharpe Ratio 1.15
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 8.55%
Effective Maturity 2 Years 4 Months 24 Days
Modified Duration 1 Year 9 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,064
31 Oct 16₹12,209
31 Oct 17₹13,241
31 Oct 18₹13,876
31 Oct 19₹14,981

Axis Strategic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Nov 19

DurationReturns
1 Month 0.9%
3 Month 2.2%
6 Month 3%
1 Year 7.7%
3 Year 6.8%
5 Year 8.3%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.7%
2017 7.5%
2016 11.6%
2015 6.8%
2014 15%
2013 4.7%
2012
2011
2010
2009
Fund Manager information for Axis Strategic Bond Fund
NameSinceTenure
Devang Shah5 Nov 126.99 Yr.
Dhaval Patel1 Jun 181.42 Yr.

Data below for Axis Strategic Bond Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash16.84%
Debt83.16%
Debt Sector Allocation
SectorValue
Corporate59.78%
Government32.57%
Cash Equivalent4.08%
Securitized3.58%
Credit Quality
RatingValue
A11.41%
AA33.63%
AAA54.95%
Below B0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
7%₹89 Cr8,500,000
↑ 8,000,000
Hindustan Petroleum Corporation Limited
Debentures | -
4%₹50 Cr500
↑ 500
GOVT STOCK
Sovereign Bonds | -
4%₹45 Cr4,500,000
↑ 4,500,000
7.26% Govt Stock 2029
Sovereign Bonds | -
3%₹42 Cr4,048,900
↑ 4,000,000
Net Receivables / (Payables)
Net Current Assets | -
3%₹38 Cr
GOVT STOCK
Sovereign Bonds | -
3%₹37 Cr3,500,000
↑ 3,500,000
Coastal Gujarat Power Limited
Debentures | -
3%₹36 Cr350
NATIONAL HIGHWAYS AUTHORITY OF INDIA
Debentures | -
3%₹33 Cr312
Union Bank Of India
Debentures | -
2%₹29 Cr300
JSW Techno Projects Management Limited
Debentures | -
2%₹28 Cr250

2. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2018 was 5.6% , 2017 was 7% and 2016 was 10.9% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (15 Nov 19) ₹23.1386 ↑ 0.02   (0.08 %)
Net Assets (Cr) ₹6,415 on 30 Sep 19
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.67
Sharpe Ratio 1.04
Information Ratio -0.92
Alpha Ratio -3.54
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 17.94%
Effective Maturity 3 Years 6 Months 29 Days
Modified Duration 2 Years 6 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,087
31 Oct 16₹12,222
31 Oct 17₹13,233
31 Oct 18₹13,755
31 Oct 19₹14,175

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Nov 19

DurationReturns
1 Month -0.1%
3 Month -0.7%
6 Month 1.5%
1 Year 3%
3 Year 4.9%
5 Year 7.2%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
2014 12%
2013 10.2%
2012 11.1%
2011 9.4%
2010 5.9%
2009
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Maneesh Dangi1 Sep 145.17 Yr.
Sunaina Cunha1 Apr 172.58 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash3.57%
Equity0.56%
Debt95.88%
Debt Sector Allocation
SectorValue
Corporate71.07%
Government24.68%
Cash Equivalent3.74%
Credit Quality
RatingValue
A12.17%
AA22.6%
AAA44.57%
BB5.5%
Below B7.97%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SP Imperial Star Private Limited
Unlisted bonds | -
7%₹436 Cr325
Adilink Infra & Multitrading Private Limited
Debentures | -
7%₹416 Cr5,215
Sprit Textiles Private Limited
Debentures | -
5%₹318 Cr2,531
Air India Assets Holding Limited
Debentures | -
5%₹276 Cr2,750
GOVT STOCK
Sovereign Bonds | -
4%₹228 Cr21,924,500
↑ 21,924,500
Power Finance Corporation Ltd.
Debentures | -
3%₹202 Cr2,000
↑ 2,000
Net Receivables / (Payables)
Net Current Assets | -
3%₹188 Cr
REC LIMITED
Debentures | -
3%₹179 Cr1,761
Adani Transmission Limited
Debentures | -
3%₹176 Cr1,766
7.72% GS 2025
Sovereign Bonds | -
3%₹158 Cr15,000,000
↑ 15,000,000

3. Reliance Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Reliance Strategic Debt Fund is a Debt - Medium term Bond fund was launched on 26 Jun 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch.  Ranked 7 in Medium term Bond category.  Return for 2018 was 4.7% , 2017 was 6.9% and 2016 was 11.1% .

Below is the key information for Reliance Strategic Debt Fund

Reliance Strategic Debt Fund
Growth
Launch Date 26 Jun 14
NAV (15 Nov 19) ₹14.0893 ↑ 0.01   (0.08 %)
Net Assets (Cr) ₹3,176 on 30 Sep 19
Category Debt - Medium term Bond
AMC Reliance Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.82
Sharpe Ratio -0.77
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 12.07%
Effective Maturity 4 Years 3 Months 25 Days
Modified Duration 2 Years 10 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,014
31 Oct 16₹12,233
31 Oct 17₹13,259
31 Oct 18₹13,646
31 Oct 19₹13,530

Reliance Strategic Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Reliance Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Nov 19

DurationReturns
1 Month 0.5%
3 Month 0.9%
6 Month -1.1%
1 Year -1.3%
3 Year 3.1%
5 Year 6.1%
10 Year
15 Year
Since launch 6.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 4.7%
2017 6.9%
2016 11.1%
2015 9%
2014
2013
2012
2011
2010
2009
Fund Manager information for Reliance Strategic Debt Fund
NameSinceTenure
Prashant Pimple26 Jun 145.35 Yr.
Kinjal Desai25 May 181.44 Yr.

Data below for Reliance Strategic Debt Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash6.09%
Debt93.91%
Other0%
Debt Sector Allocation
SectorValue
Corporate93.9%
Cash Equivalent6.09%
Government0.01%
Credit Quality
RatingValue
A13.78%
AA59.52%
AAA6.3%
BBB17.95%
Below B2.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Yes Bank Limited
Debentures | -
15%₹468 Cr5,700
Nirma Limited
Debentures | -
8%₹266 Cr2,750
U.P. Power Corporation Limited
Debentures | -
6%₹197 Cr1,975
INDIAN RECEIVABLE TRUST 19 FEB - 2019
Unlisted bonds | -
6%₹194 Cr2,282
Shriram Transport Finance Company Limited
Debentures | -
5%₹166 Cr1,765
L&T Metro Rail (Hyderabad) Limited
Debentures | -
3%₹109 Cr1,050
Indian Hospitals Corporation Limited
Debentures | -
3%₹101 Cr914
INDIAN RECEIVABLE TRUST 19 FEB - 2019
Unlisted bonds | -
3%₹98 Cr1,100
U.P. Power Corporation Limited
Debentures | -
3%₹89 Cr900
↓ -50
INDIAN RECEIVABLE TRUST 2019 SERIES 3
Unlisted bonds | -
3%₹83 Cr1,100

4. Kotak Dynamic Bond Fund

(Erstwhile Kotak Flexi Debt Scheme)

To maximize returns through active management of a portfolio of debt and money market securities.

Kotak Dynamic Bond Fund is a Debt - Medium term Bond fund was launched on 26 May 08. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.7% since its launch.  Ranked 23 in Medium term Bond category.  Return for 2018 was 7.3% , 2017 was 5.6% and 2016 was 13.4% .

Below is the key information for Kotak Dynamic Bond Fund

Kotak Dynamic Bond Fund
Growth
Launch Date 26 May 08
NAV (15 Nov 19) ₹25.9936 ↑ 0.02   (0.08 %)
Net Assets (Cr) ₹824 on 30 Sep 19
Category Debt - Medium term Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.48
Sharpe Ratio 3.3
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.63%
Effective Maturity 5 Years 6 Months 11 Days
Modified Duration 3 Years 11 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,893
31 Oct 16₹12,252
31 Oct 17₹13,158
31 Oct 18₹13,658
31 Oct 19₹15,504

Kotak Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Kotak Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Nov 19

DurationReturns
1 Month 0.9%
3 Month 2.3%
6 Month 6.8%
1 Year 12.9%
3 Year 7.7%
5 Year 9.1%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7.3%
2017 5.6%
2016 13.4%
2015 7.5%
2014 10.5%
2013 8.8%
2012 9.7%
2011 9.3%
2010 5.7%
2009 6%
Fund Manager information for Kotak Dynamic Bond Fund
NameSinceTenure
Deepak Agrawal11 Jul 0712.23 Yr.

Data below for Kotak Dynamic Bond Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash4.75%
Debt95.25%
Debt Sector Allocation
SectorValue
Government52.14%
Corporate43.11%
Cash Equivalent4.75%
Credit Quality
RatingValue
AA19.37%
AAA80.63%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
18%₹158 Cr15,000,000
↑ 10,000,000
GOVT STOCK
Sovereign Bonds | -
15%₹130 Cr12,500,000
↑ 4,500,000
STATE BANK OF INDIA
Debentures | -
6%₹52 Cr500
Bank Of Baroda
Debentures | -
5%₹45 Cr450
Rural Electrification Corporation Limited
Debentures | -
5%₹43 Cr410
LIC HOUSING FINANCE LIMITED
Debentures | -
5%₹42 Cr400
Reliance Ports And Terminals Limited
Debentures | -
5%₹40 Cr400
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
4%₹37 Cr350
08.27% RJ SDL Spl 2023
Domestic Bonds | -
4%₹31 Cr3,000,000
Net Current Assets/(Liabilities)
Net Current Assets | -
3%₹28 Cr

5. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 18 in Medium term Bond category.  Return for 2018 was 6.2% , 2017 was 7.6% and 2016 was 14% .

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund
Growth
Launch Date 12 Nov 03
NAV (15 Nov 19) ₹34.5947 ↑ 0.04   (0.12 %)
Net Assets (Cr) ₹1,942 on 30 Sep 19
Category Debt - Medium term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.52
Sharpe Ratio 3.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity 8.2%
Effective Maturity 3 Years 11 Months 26 Days
Modified Duration 2 Years 10 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,823
31 Oct 16₹12,033
31 Oct 17₹13,269
31 Oct 18₹13,804
31 Oct 19₹15,414

SBI Magnum Medium Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Nov 19

DurationReturns
1 Month 1%
3 Month 2.6%
6 Month 6.5%
1 Year 11.5%
3 Year 8.3%
5 Year 8.9%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.2%
2017 7.6%
2016 14%
2015 6.6%
2014 16.5%
2013 4%
2012 14%
2011 1.3%
2010 4.4%
2009 16.3%
Fund Manager information for SBI Magnum Medium Duration Fund
NameSinceTenure
Dinesh Ahuja1 Jul 117.84 Yr.

Data below for SBI Magnum Medium Duration Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash10.3%
Debt89.7%
Debt Sector Allocation
SectorValue
Government47.13%
Corporate42.57%
Cash Equivalent10.3%
Credit Quality
RatingValue
A16.61%
AA26.92%
AAA56.47%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
10%₹200 Cr
7.26% Govt Stock 2029
Sovereign Bonds | -
10%₹192 Cr18,500,000
↑ 10,000,000
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Debentures | -
7%₹145 Cr1,400
POWER FINANCE CORPORATION LIMITED
Debentures | -
7%₹137 Cr1,350
Muthoot Finance Limited
Debentures | -
6%₹111 Cr1,117,500
State Bank Of India
Debentures | -
6%₹111 Cr1,050
GOVT STOCK
Sovereign Bonds | -
5%₹104 Cr10,000,000
↓ -3,500,000
Air India Assets Holding Limited
Debentures | -
5%₹100 Cr1,000
↑ 1,000
Net Receivable / Payable
- | -
3%₹55 Cr
L & T Vadodara Bharuch Tollway Limited
Debentures | -
3%₹53 Cr53,750

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