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5 Best Performing Intermediate Debt Funds SIP Investment 2020

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Best Intermediate Debt Funds for SIP Investment 2020

Updated on January 24, 2020 , 38 views

Intermediate Bonds also known as medium term funds are a type of debt Mutual Funds that invest in debt securities with a time horizon of up to 3 years or more. The average maturity period of mid-term funds is longer than liquid, ultra-short and short-term Debt fund. In recent times, medium funds have delivered the best returns due to successive rate cuts in India. These funds are less sensitive to interest rates, and therefore are less volatile, than the longer duration funds like Gilt Funds. For best results, investors are advised to invest in the best intermediate debt funds via a SIP. Investors can choose top performing scheme from the below pre-listed top rated mid-term debt funds.

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SIP

Top 5 Best Performing Intermediate or Mid Term Debt Funds to Invest in SIP

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2019 (%)
Axis Strategic Bond Fund Growth ₹19.1318
↑ 0.01
₹1,233 1,000 2.34.47.377.67.1
Nippon India Strategic Debt Fund Growth ₹13.9791
↑ 0.00
₹2,306 100 -0.40.1-3.62.35.3-3.4
Aditya Birla Sun Life Medium Term Plan Growth ₹21.852
↑ 0.01
₹4,814 1,000 -6.1-6.2-3.72.45.5-4.4
SBI Magnum Medium Duration Fund Growth ₹35.3069
↑ 0.02
₹2,470 500 2.7511.78.28.811.1
Kotak Dynamic Bond Fund Growth ₹26.3494
↑ 0.02
₹1,030 1,000 1.93.511.47.88.811.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jan 20

1. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Axis Strategic Bond Fund is a Debt - Medium term Bond fund was launched on 28 Mar 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Ranked 7 in Medium term Bond category.  Return for 2019 was 7.1% , 2018 was 6.7% and 2017 was 7.5% .

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund
Growth
Launch Date 28 Mar 12
NAV (24 Jan 20) ₹19.1318 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹1,233 on 31 Dec 19
Category Debt - Medium term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.16
Sharpe Ratio 1.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 8.54%
Effective Maturity 4 Years 2 Months 12 Days
Modified Duration 3 Years

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,676
31 Dec 16₹11,916
31 Dec 17₹12,809
31 Dec 18₹13,662
31 Dec 19₹14,627

Axis Strategic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.8%
3 Month 2.3%
6 Month 4.4%
1 Year 7.3%
3 Year 7%
5 Year 7.6%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2019 7.1%
2018 6.7%
2017 7.5%
2016 11.6%
2015 6.8%
2014 15%
2013 4.7%
2012
2011
2010
Fund Manager information for Axis Strategic Bond Fund
NameSinceTenure
Devang Shah5 Nov 127.07 Yr.
Dhaval Patel1 Jun 181.5 Yr.

Data below for Axis Strategic Bond Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash8.61%
Debt91.39%
Debt Sector Allocation
SectorValue
Corporate62.57%
Government25.48%
Cash Equivalent8.61%
Securitized3.34%
Credit Quality
RatingValue
A12.38%
AA35.46%
AAA52.16%
Below B0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
6%₹70 Cr7,000,000
↑ 2,500,000
Rural Electrification Corporation Limited
Debentures | -
4%₹51 Cr500
↑ 500
Net Receivables / (Payables)
Net Current Assets | -
4%₹47 Cr
GOVT STOCK
Sovereign Bonds | -
3%₹42 Cr4,000,000
↓ -4,500,000
GOVT STOCK
Sovereign Bonds | -
3%₹37 Cr3,500,000
Coastal Gujarat Power Limited
Debentures | -
3%₹36 Cr350
NATIONAL HIGHWAYS AUTHORITY OF INDIA
Debentures | -
3%₹33 Cr312
Syndicate Bank
Debentures | -
3%₹31 Cr310
↑ 80
Union Bank Of India
Debentures | -
2%₹30 Cr300
JSW Techno Projects Management Limited
Debentures | -
2%₹28 Cr250

2. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Nippon India Strategic Debt Fund is a Debt - Medium term Bond fund was launched on 26 Jun 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.2% since its launch.  Ranked 7 in Medium term Bond category.  Return for 2019 was -3.4% , 2018 was 4.7% and 2017 was 6.9% .

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund
Growth
Launch Date 26 Jun 14
NAV (24 Jan 20) ₹13.9791 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹2,306 on 31 Dec 19
Category Debt - Medium term Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.7
Sharpe Ratio -1.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 13.62%
Effective Maturity 3 Years 10 Months 2 Days
Modified Duration 2 Years 6 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,900
31 Dec 16₹12,111
31 Dec 17₹12,947
31 Dec 18₹13,556
31 Dec 19₹13,093

Nippon India Strategic Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.6%
3 Month -0.4%
6 Month 0.1%
1 Year -3.6%
3 Year 2.3%
5 Year 5.3%
10 Year
15 Year
Since launch 6.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -3.4%
2018 4.7%
2017 6.9%
2016 11.1%
2015 9%
2014
2013
2012
2011
2010
Fund Manager information for Nippon India Strategic Debt Fund
NameSinceTenure
Prashant Pimple26 Jun 145.52 Yr.
Kinjal Desai25 May 181.6 Yr.

Data below for Nippon India Strategic Debt Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash4.74%
Debt95.26%
Other0%
Debt Sector Allocation
SectorValue
Corporate95.27%
Cash Equivalent4.74%
Credit Quality
RatingValue
A14.75%
AA59.45%
AAA3.91%
BBB18.69%
Below B2.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Yes Bank Limited
Debentures | -
16%₹421 Cr5,700
INDIAN RECEIVABLE TRUST 19 FEB - 2019
Unlisted bonds | -
8%₹194 Cr2,282
U.P. Power Corporation Limited
Debentures | -
7%₹183 Cr1,825
↓ -150
Shriram Transport Finance Company Limited
Debentures | -
6%₹164 Cr1,765
Nirma Limited
Debentures | -
6%₹145 Cr1,500
↓ -1,250
Indian Hospitals Corporation Limited
Debentures | -
4%₹102 Cr914
INDIAN RECEIVABLE TRUST 19 FEB - 2019
Unlisted bonds | -
4%₹95 Cr1,100
Ahmedabad-Maliya Tollway Limited
Debentures | -
3%₹83 Cr850
INDIAN RECEIVABLE TRUST 2019 SERIES 3
Unlisted bonds | -
3%₹76 Cr1,100
Aarish Solar Power Private Limited
Debentures | -
2%₹56 Cr6,500

3. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2019 was -4.4% , 2018 was 5.6% and 2017 was 7% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (24 Jan 20) ₹21.852 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹4,814 on 31 Dec 19
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.67
Sharpe Ratio -1.1
Information Ratio -1.08
Alpha Ratio -9.27
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 16.08%
Effective Maturity 3 Years 9 Months 18 Days
Modified Duration 2 Years 9 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,952
31 Dec 16₹12,142
31 Dec 17₹12,995
31 Dec 18₹13,724
31 Dec 19₹13,121

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.5%
3 Month -6.1%
6 Month -6.2%
1 Year -3.7%
3 Year 2.4%
5 Year 5.5%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -4.4%
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
2014 12%
2013 10.2%
2012 11.1%
2011 9.4%
2010 5.9%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Maneesh Dangi1 Sep 145.17 Yr.
Sunaina Cunha1 Apr 172.58 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash7.04%
Equity0.6%
Debt92.36%
Debt Sector Allocation
SectorValue
Corporate67.82%
Government24.55%
Cash Equivalent7.04%
Credit Quality
RatingValue
A13.44%
AA28.49%
AAA46.96%
BBB1.4%
Below B9.72%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SP Imperial Star Private Limited
Unlisted bonds | -
9%₹441 Cr325
Air India Assets Holding Limited
Debentures | -
5%₹278 Cr2,750
Clearing Corporation Of India Limited
CBLO | -
4%₹224 Cr
Power Finance Corporation Ltd.
Debentures | -
4%₹202 Cr2,000
Adani Transmission Limited
Debentures | -
3%₹176 Cr1,766
GOVT STOCK
Sovereign Bonds | -
3%₹160 Cr16,000,000
↑ 16,000,000
REC LIMITED
Debentures | -
3%₹157 Cr1,511
↓ -250
7.72% GS 2025
Sovereign Bonds | -
3%₹137 Cr13,000,000
↓ -2,000,000
06.70 TN SDL 2024
Sovereign Bonds | -
3%₹131 Cr13,100,000
↑ 5,000,000
Rural Electrification Corporation Limited
Debentures | -
2%₹127 Cr1,200

4. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 18 in Medium term Bond category.  Return for 2019 was 11.1% , 2018 was 6.2% and 2017 was 7.6% .

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund
Growth
Launch Date 12 Nov 03
NAV (24 Jan 20) ₹35.3069 ↑ 0.02   (0.05 %)
Net Assets (Cr) ₹2,470 on 31 Dec 19
Category Debt - Medium term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.33
Sharpe Ratio 3.48
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity 7.69%
Effective Maturity 3 Years 10 Months 28 Days
Modified Duration 2 Years 9 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,663
31 Dec 16₹12,161
31 Dec 17₹13,089
31 Dec 18₹13,899
31 Dec 19₹15,436

SBI Magnum Medium Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 1.1%
3 Month 2.7%
6 Month 5%
1 Year 11.7%
3 Year 8.2%
5 Year 8.8%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 11.1%
2018 6.2%
2017 7.6%
2016 14%
2015 6.6%
2014 16.5%
2013 4%
2012 14%
2011 1.3%
2010 4.4%
Fund Manager information for SBI Magnum Medium Duration Fund
NameSinceTenure
Dinesh Ahuja1 Jul 118.34 Yr.

Data below for SBI Magnum Medium Duration Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash4.36%
Debt95.64%
Debt Sector Allocation
SectorValue
Corporate58.7%
Government36.94%
Cash Equivalent4.36%
Credit Quality
RatingValue
A15.23%
AA29.02%
AAA55.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
14%₹307 Cr29,500,000
↓ -1,000,000
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Debentures | -
7%₹147 Cr1,400
State Bank Of India
Debentures | -
5%₹113 Cr1,050
Air India Assets Holding Limited
Debentures | -
4%₹101 Cr1,000
The Tata Power Company Limited
Debentures | -
4%₹85 Cr850
↑ 850
Power Finance Corporation Limited
Debentures | -
3%₹75 Cr750
↑ 750
Tata Motors Limited (Earlier Tata Engineering And Locomotive Co. Ltd)
Debentures | -
3%₹73 Cr700
↑ 700
Zydus Wellness Ltd.
Debentures | -
3%₹68 Cr650
↑ 650
EMBASSY OFFICE PARKS REIT
Debentures | -
3%₹64 Cr600
POWER FINANCE CORPORATION LIMITED
Debentures | -
3%₹62 Cr600
↓ -750

5. Kotak Dynamic Bond Fund

(Erstwhile Kotak Flexi Debt Scheme)

To maximize returns through active management of a portfolio of debt and money market securities.

Kotak Dynamic Bond Fund is a Debt - Medium term Bond fund was launched on 26 May 08. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.7% since its launch.  Ranked 23 in Medium term Bond category.  Return for 2019 was 11.1% , 2018 was 7.3% and 2017 was 5.6% .

Below is the key information for Kotak Dynamic Bond Fund

Kotak Dynamic Bond Fund
Growth
Launch Date 26 May 08
NAV (24 Jan 20) ₹26.3494 ↑ 0.02   (0.06 %)
Net Assets (Cr) ₹1,030 on 31 Dec 19
Category Debt - Medium term Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.48
Sharpe Ratio 2.68
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.58%
Effective Maturity 5 Years 6 Months 29 Days
Modified Duration 4 Years 1 Month 6 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,746
31 Dec 16₹12,182
31 Dec 17₹12,866
31 Dec 18₹13,805
31 Dec 19₹15,335

Kotak Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Kotak Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 0.9%
3 Month 1.9%
6 Month 3.5%
1 Year 11.4%
3 Year 7.8%
5 Year 8.8%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2019 11.1%
2018 7.3%
2017 5.6%
2016 13.4%
2015 7.5%
2014 10.5%
2013 8.8%
2012 9.7%
2011 9.3%
2010 5.7%
Fund Manager information for Kotak Dynamic Bond Fund
NameSinceTenure
Deepak Agrawal11 Jul 0712.4 Yr.

Data below for Kotak Dynamic Bond Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash6.09%
Debt93.91%
Debt Sector Allocation
SectorValue
Corporate52.48%
Government41.44%
Cash Equivalent6.09%
Credit Quality
RatingValue
AA20.04%
AAA79.96%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
16%₹157 Cr15,000,000
Reliance Jio Infocomm Limited
Debentures | -
8%₹77 Cr750
↑ 500
STATE BANK OF INDIA
Debentures | -
5%₹52 Cr500
Power Finance Corporation Limited
Debentures | -
5%₹50 Cr500
↑ 500
Bank Of Baroda
Debentures | -
5%₹45 Cr450
Rural Electrification Corporation Limited
Debentures | -
4%₹43 Cr410
LIC HOUSING FINANCE LIMITED
Debentures | -
4%₹42 Cr400
Reliance Ports And Terminals Limited
Debentures | -
4%₹41 Cr400
Net Current Assets/(Liabilities)
Net Current Assets | -
4%₹38 Cr
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
4%₹37 Cr350

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