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- Top 5 Best Performing Ultra Short Term Debt Funds for SIP Investment FY 20 - 21
Top 5 Debt - Ultrashort Bond Funds
5 Best Ultra Short Term Debt Funds for SIP 2020
Ultra short term Debt fund are a type of Mutual Funds that are highly suitable for a short-term Investment plan. These funds invest in debt instruments that have an average maturity of more than 91 days. These funds provide better returns and have a higher maturity than liquid debt funds, but are more volatile than Liquid Funds. Investors with a low-risk appetite tend to invest in ultra short term funds, as they have higher yields than other Money market funds. Thus, investors who are looking to park their money for a year or less can ideally invest in this scheme. To earn better returns, one can choose funds for the below listed Best Ultra Short term SIP funds.
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Top 5 Best Performing Ultra Short Term Debt Funds for SIP Investment FY 20 - 21
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2019 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹397.521
↑ 0.27 ₹16,489 1,000 1.5 3.3 7.7 7.7 8.5 6.5% 5M 19D 6M 18D Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹27.5296
↑ 0.02 ₹15,040 500 -2.1 0.2 4.6 7.3 9.6 9.48% 5M 23D 6M 25D Indiabulls Ultra Short Term Fund Growth ₹1,941.84
↑ 0.66 ₹256 500 1.7 3.2 6.9 7.1 7.6 0% BOI AXA Ultra Short Duration Fund Growth ₹2,417.83
↑ 1.07 ₹295 1,000 1.3 2.9 6.7 7.4 7.5 5.64% 5M 5D 5M 21D UTI Ultra Short Term Fund Growth ₹3,106.84
↑ 0.89 ₹2,043 2,500 1.1 2.7 2.4 5.3 3.3 0% 5M 2D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 20
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments. Franklin India Ultra Short Bond Fund - Super Institutional Plan is a Debt - Ultrashort Bond fund was launched on 18 Dec 07. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan Returns up to 1 year are on To provide liquidity with returns commensurate with low risk through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be achieved. Indiabulls Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 6 Jan 12. It is a fund with Moderately Low risk and has given a Below is the key information for Indiabulls Ultra Short Term Fund Returns up to 1 year are on (Erstwhile BOI AXA Treasury Advantage Fund) The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
The Scheme is not providing any assured or guaranteed returns. Further, there is also no assurance that the investment objective of the Scheme will be achieved. BOI AXA Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 16 Jul 08. It is a fund with Moderately Low risk and has given a Below is the key information for BOI AXA Ultra Short Duration Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2019 was 8.5% , 2018 was 7.6% and 2017 was 7.2% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (31 Mar 20) ₹397.521 ↑ 0.27 (0.07 %) Net Assets (Cr) ₹16,489 on 29 Feb 20 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.35 Sharpe Ratio 9.54 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.5% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 15 ₹10,000 31 Mar 16 ₹10,884 31 Mar 17 ₹11,843 31 Mar 18 ₹12,700 31 Mar 19 ₹13,713 31 Mar 20 ₹14,774 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 20 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.3% 1 Year 7.7% 3 Year 7.7% 5 Year 8.1% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% 2013 9.5% 2012 9.7% 2011 9.2% 2010 5.8% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 11 Oct 14 5.23 Yr. Kaustubh Gupta 15 Jul 11 8.47 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 29 Feb 20
Asset Allocation
Asset Class Value Cash 42.08% Debt 57.92% Debt Sector Allocation
Sector Value Corporate 56.49% Cash Equivalent 26.48% Government 16.79% Securitized 0.24% Credit Quality
Rating Value AA 12.57% AAA 87.43% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Finance Corporation Ltd.
Debentures | -4% ₹724 Cr 7,200
↑ 2,550 National Bank For Agriculture And Rural Development
Commercial Paper | -4% ₹683 Cr 14,000
↑ 14,000 Reliance Industries Limited
Debentures | -3% ₹542 Cr 5,400
↑ 4,250 Reliance Jio Infocomm Limited
Commercial Paper | -3% ₹492 Cr 10,000
↑ 10,000 Reliance Retail Limited
Commercial Paper | -3% ₹425 Cr 8,500 6.25% Indusind Bank Limited (26/03/2020)
Net Current Assets | -2% ₹400 Cr The Tata Power Company Limited
Commercial Paper | -2% ₹393 Cr 8,000 Shriram Transport Finance Company Limited
Debentures | -2% ₹349 Cr 3,500
↑ 3,500 IndusInd Bank Limited
Certificate of Deposit | -2% ₹330 Cr 35,000
↑ 35,000 Rec Limited
Debentures | -2% ₹326 Cr 3,250 2. Franklin India Ultra Short Bond Fund - Super Institutional Plan
CAGR/Annualized return of 8.6% since its launch. Return for 2019 was 9.6% , 2018 was 8.7% and 2017 was 8.2% . Franklin India Ultra Short Bond Fund - Super Institutional Plan
Growth Launch Date 18 Dec 07 NAV (03 Apr 20) ₹27.5296 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹15,040 on 29 Feb 20 Category Debt - Ultrashort Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.42 Sharpe Ratio 0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 9.48% Effective Maturity 6 Months 25 Days Modified Duration 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 15 ₹10,000 31 Mar 16 ₹10,963 31 Mar 17 ₹12,008 31 Mar 18 ₹12,972 31 Mar 19 ₹14,167 31 Mar 20 ₹14,834 Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 20 Duration Returns 1 Month 0.8% 3 Month -2.1% 6 Month 0.2% 1 Year 4.6% 3 Year 7.3% 5 Year 8.2% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2019 9.6% 2018 8.7% 2017 8.2% 2016 9.7% 2015 9.7% 2014 10% 2013 10% 2012 10.3% 2011 9.4% 2010 5.9% Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan
Name Since Tenure Santosh Kamath 25 Oct 18 1.18 Yr. Pallab Roy 1 Jun 08 11.59 Yr. Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 29 Feb 20
Asset Allocation
Asset Class Value Cash 23.54% Debt 76.46% Debt Sector Allocation
Sector Value Corporate 76.8% Cash Equivalent 22.2% Government 1% Credit Quality
Rating Value A 17.74% AA 69.2% AAA 13.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity Vedanta Limited
Debentures | -5% ₹795 Cr 7,900 Call, Cash & Other Assets
Net Current Assets | -4% ₹638 Cr Bharti Airtel Limited
Debentures | -4% ₹553 Cr 5,500 JM FINANCIAL CREDIT SOLUTIONS LIMITED
Debentures | -4% ₹540 Cr 5,400 Indostar Capital Finance Limited
Debentures | -3% ₹439 Cr 4,400 Bharti Airtel Limited
Debentures | -3% ₹400 Cr 4,000 INDOSTAR CAPITAL FINANCE LIMITED
Debentures | -3% ₹390 Cr 3,900 NIRCHEM Cement Limited
Debentures | -3% ₹378 Cr 3,750 EDELWEISS COMMODITIES SERVICES LIMITED
Debentures | -2% ₹371 Cr 7,500 EDELWEISS COMMODITIES SERVICES LIMITED
Debentures | -2% ₹361 Cr 3,650 3. Indiabulls Ultra Short Term Fund
CAGR/Annualized return of 8.4% since its launch. Ranked 17 in Ultrashort Bond category. Return for 2019 was 7.6% , 2018 was 7.1% and 2017 was 6.9% . Indiabulls Ultra Short Term Fund
Growth Launch Date 6 Jan 12 NAV (03 Apr 20) ₹1,941.84 ↑ 0.66 (0.03 %) Net Assets (Cr) ₹256 on 29 Feb 20 Category Debt - Ultrashort Bond AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.7 Sharpe Ratio 7.42 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 0% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 31 Mar 15 ₹10,000 31 Mar 16 ₹10,862 31 Mar 17 ₹11,782 31 Mar 18 ₹12,595 31 Mar 19 ₹13,540 31 Mar 20 ₹14,495 Returns for Indiabulls Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 20 Duration Returns 1 Month 0.8% 3 Month 1.7% 6 Month 3.2% 1 Year 6.9% 3 Year 7.1% 5 Year 7.7% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2019 7.6% 2018 7.1% 2017 6.9% 2016 8.8% 2015 8.8% 2014 9.3% 2013 8.8% 2012 2011 2010 Fund Manager information for Indiabulls Ultra Short Term Fund
Name Since Tenure Vikrant Mehta 20 Jun 19 0.53 Yr. Malay Shah 22 Aug 14 5.36 Yr. Sourabh Sharma 17 Jan 19 0.95 Yr. Data below for Indiabulls Ultra Short Term Fund as on 29 Feb 20
Asset Allocation
Asset Class Value Cash 92.42% Debt 7.58% Debt Sector Allocation
Sector Value Corporate 59.46% Cash Equivalent 35.99% Government 4.55% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Limited
Certificate of Deposit | -10% ₹25 Cr 2,500,000
↑ 2,500,000 BIRLA GROUP HOLDINGS PRIVATE LIMITED
Commercial Paper | -10% ₹25 Cr 2,500,000
↑ 2,500,000 IndusInd Bank Limited
Certificate of Deposit | -10% ₹25 Cr 2,500,000 Small Industries Development Bank Of India
Commercial Paper | -10% ₹24 Cr 2,500,000 HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -8% ₹21 Cr 2,100,000 Andhra Bank
Certificate of Deposit | -7% ₹18 Cr 1,850,000 Export-Import Bank Of India
Commercial Paper | -7% ₹18 Cr 1,850,000 Axis Bank Limited
Certificate of Deposit | -7% ₹18 Cr 1,850,000 Aditya Birla Finance Limited
Commercial Paper | -6% ₹15 Cr 1,500,000
↑ 1,500,000 48 DCMB 23032020
Sovereign Bonds | -5% ₹14 Cr 1,400,000
↑ 1,400,000 4. BOI AXA Ultra Short Duration Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 9 in Ultrashort Bond category. Return for 2019 was 7.5% , 2018 was 7.6% and 2017 was 8% . BOI AXA Ultra Short Duration Fund
Growth Launch Date 16 Jul 08 NAV (03 Apr 20) ₹2,417.83 ↑ 1.07 (0.04 %) Net Assets (Cr) ₹295 on 29 Feb 20 Category Debt - Ultrashort Bond AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.63 Sharpe Ratio 8.45 Information Ratio 1.58 Alpha Ratio -0.73 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.64% Effective Maturity 5 Months 21 Days Modified Duration 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 15 ₹10,000 31 Mar 16 ₹10,873 31 Mar 17 ₹11,873 31 Mar 18 ₹12,768 31 Mar 19 ₹13,753 31 Mar 20 ₹14,696 Returns for BOI AXA Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 20 Duration Returns 1 Month 0.5% 3 Month 1.3% 6 Month 2.9% 1 Year 6.7% 3 Year 7.4% 5 Year 8% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2019 7.5% 2018 7.6% 2017 8% 2016 9.1% 2015 8.7% 2014 9.3% 2013 9.2% 2012 8.5% 2011 8.2% 2010 5% Fund Manager information for BOI AXA Ultra Short Duration Fund
Name Since Tenure Amit Modani 5 Dec 18 1.16 Yr. Data below for BOI AXA Ultra Short Duration Fund as on 29 Feb 20
Asset Allocation
Asset Class Value Cash 70.91% Debt 29.09% Debt Sector Allocation
Sector Value Cash Equivalent 54.41% Corporate 26.99% Government 18.6% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Limited
Debentures | -9% ₹25 Cr 2,500,000
↑ 2,500,000 NTPC Limited
Debentures | -9% ₹25 Cr 2,500,000 NATIONAL HOUSING BANK
Debentures | -8% ₹25 Cr 2,500,000 MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
Debentures | -8% ₹25 Cr 2,500,000 ICICI Bank Limited
Certificate of Deposit | -8% ₹25 Cr 2,500,000 Export-Import Bank Of India
Certificate of Deposit | -8% ₹25 Cr 2,500,000 INDIAN BANK
Certificate of Deposit | -8% ₹25 Cr 2,500,000 Axis Bank Limited
Certificate of Deposit | -8% ₹24 Cr 2,500,000 Housing Development Finance Corporation Limited
Commercial Paper | -8% ₹24 Cr 2,500,000
↑ 2,500,000 National Bank For Agriculture And Rural Development
Certificate of Deposit | -7% ₹21 Cr 2,100,000 5. UTI Ultra Short Term Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2019 was 3.3% , 2018 was 7% and 2017 was 6.6% . UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (03 Apr 20) ₹3,106.84 ↑ 0.89 (0.03 %) Net Assets (Cr) ₹2,043 on 29 Feb 20 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.99 Sharpe Ratio -0.07 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,500 Exit Load NIL Yield to Maturity 0% Effective Maturity 5 Months 2 Days Modified Duration Growth of 10,000 investment over the years.
Date Value 31 Mar 15 ₹10,000 31 Mar 16 ₹10,857 31 Mar 17 ₹11,779 31 Mar 18 ₹12,531 31 Mar 19 ₹13,438 31 Mar 20 ₹13,773 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 20 Duration Returns 1 Month 0.5% 3 Month 1.1% 6 Month 2.7% 1 Year 2.4% 3 Year 5.3% 5 Year 6.6% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2019 3.3% 2018 7% 2017 6.6% 2016 8.9% 2015 8.5% 2014 8.8% 2013 9.8% 2012 9% 2011 8.2% 2010 5.4% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Sudhir Agarwal 1 Jul 15 4.5 Yr. Ritesh Nambiar 1 Jul 15 4.5 Yr. Data below for UTI Ultra Short Term Fund as on 29 Feb 20
Asset Allocation
Asset Class Value Cash 76.28% Debt 23.72% Debt Sector Allocation
Sector Value Corporate 50.56% Cash Equivalent 31.94% Government 17.5% Credit Quality
Rating Value A 10.72% AA 16.94% AAA 72.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Net Current Assets | -14% ₹290 Cr 00 HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -7% ₹147 Cr 1,500,000,000 Edelweiss Commodities Services Limited
Debentures | -7% ₹141 Cr 1,500 REC LIMITED
Debentures | -6% ₹126 Cr 1,250
↑ 1,250 Andhra Bank
Certificate of Deposit | -6% ₹125 Cr 1,250,000,000 AXIS BANK LIMITED
Certificate of Deposit | -6% ₹123 Cr 1,250,000,000 National Bank For Agriculture And Rural Development
Certificate of Deposit | -6% ₹122 Cr 1,250,000,000 Avanse Financial Services Limited
Debentures | -5% ₹100 Cr 1,000
↓ -1,350 Reliance Jio Infocomm Limited
Commercial Paper | -5% ₹99 Cr 1,000,000,000
↑ 1,000,000,000 ORIENTAL BANK OF COMMERCE
Certificate of Deposit | -5% ₹98 Cr 1,000,000,000
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