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- Top 5 Best Performing Ultra Short Term Debt Funds for SIP Investment FY 19 - 20
Top 5 Debt - Ultrashort Bond Funds
5 Best Ultra Short Term Debt Funds for SIP 2019
Ultra short term Debt fund are a type of Mutual Funds that are highly suitable for a short-term Investment plan. These funds invest in debt instruments that have an average maturity of more than 91 days. These funds provide better returns and have a higher maturity than liquid debt funds, but are more volatile than Liquid Funds. Investors with a low-risk appetite tend to invest in ultra short term funds, as they have higher yields than other Money market funds. Thus, investors who are looking to park their money for a year or less can ideally invest in this scheme. To earn better returns, one can choose funds for the below listed Best Ultra Short term SIP funds.
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Top 5 Best Performing Ultra Short Term Debt Funds for SIP Investment FY 19 - 20
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2018 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹27.7416
↑ 0.01 ₹20,130 500 2.1 4.6 9.8 8.8 8.7 9.69% 5M 16D 6M 18D Aditya Birla Sun Life Savings Fund Growth ₹388.623
↑ 0.08 ₹14,739 1,000 1.9 4.4 9 7.8 7.6 6.75% 4M 28D 5M 12D BOI AXA Ultra Short Duration Fund Growth ₹2,369.54
↑ 0.45 ₹305 1,000 1.7 3.9 8 7.8 7.6 6.34% 5M 1D 5M 17D Indiabulls Ultra Short Term Fund Growth ₹1,896.45
↑ 0.41 ₹44 500 1.6 3.7 8 7.4 7.1 6.32% 3M 14D UTI Ultra Short Term Fund Growth ₹3,049.04
↑ 0.62 ₹2,695 2,500 2.2 -0.1 3.7 5.7 7 7.29% 4M 3D 5M 4D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Nov 19
To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments. Franklin India Ultra Short Bond Fund - Super Institutional Plan is a Debt - Ultrashort Bond fund was launched on 18 Dec 07. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile BOI AXA Treasury Advantage Fund) The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
The Scheme is not providing any assured or guaranteed returns. Further, there is also no assurance that the investment objective of the Scheme will be achieved. BOI AXA Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 16 Jul 08. It is a fund with Moderately Low risk and has given a Below is the key information for BOI AXA Ultra Short Duration Fund Returns up to 1 year are on To provide liquidity with returns commensurate with low risk through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be achieved. Indiabulls Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 6 Jan 12. It is a fund with Moderately Low risk and has given a Below is the key information for Indiabulls Ultra Short Term Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on 1. Franklin India Ultra Short Bond Fund - Super Institutional Plan
CAGR/Annualized return of 8.9% since its launch. Return for 2018 was 8.7% , 2017 was 8.2% and 2016 was 9.7% . Franklin India Ultra Short Bond Fund - Super Institutional Plan
Growth Launch Date 18 Dec 07 NAV (14 Nov 19) ₹27.7416 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹20,130 on 30 Sep 19 Category Debt - Ultrashort Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.37 Sharpe Ratio 10.21 Information Ratio 3.38 Alpha Ratio 0.05 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 9.69% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 14 ₹10,000 31 Oct 15 ₹10,980 31 Oct 16 ₹12,038 31 Oct 17 ₹13,098 31 Oct 18 ₹14,100 31 Oct 19 ₹15,516 Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 19 Duration Returns 1 Month 0.6% 3 Month 2.1% 6 Month 4.6% 1 Year 9.8% 3 Year 8.8% 5 Year 9.2% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2018 8.7% 2017 8.2% 2016 9.7% 2015 9.7% 2014 10% 2013 10% 2012 10.3% 2011 9.4% 2010 5.9% 2009 6.1% Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan
Name Since Tenure Santosh Kamath 25 Oct 18 0.85 Yr. Pallab Roy 1 Jun 08 11.26 Yr. Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 30 Sep 19
Asset Allocation
Asset Class Value Cash 19.59% Debt 65.54% Other 14.87% Debt Sector Allocation
Sector Value Corporate 71.17% Cash Equivalent 13.09% Government 0.87% Credit Quality
Rating Value A 30.75% AA 57.92% AAA 11.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity Call, Cash & Other Assets
Receivables | -15% ₹2,993 Cr Vedanta Limited
Debentures | -4% ₹790 Cr 7,900 Vodafone Mobile Services Limited
Debentures | -4% ₹744 Cr 7,990 DOLVI Minerals & Metals Private Limited
Debentures | -4% ₹707 Cr 3,910 Renew Power Ventures Private Limited
Debentures | -3% ₹674 Cr 6,740 JM FINANCIAL CREDIT SOLUTIONS LIMITED
Debentures | -3% ₹540 Cr 5,400 REC LIMITED
Commercial Paper | -2% ₹465 Cr 9,500 Indostar Capital Finance Limited
Debentures | -2% ₹440 Cr 4,400 Bharti Airtel Limited
Debentures | -2% ₹399 Cr 4,000
↑ 500 INDOSTAR CAPITAL FINANCE LIMITED
Debentures | -2% ₹390 Cr 3,900
↑ 3,900 2. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2018 was 7.6% , 2017 was 7.2% and 2016 was 9.2% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (14 Nov 19) ₹388.623 ↑ 0.08 (0.02 %) Net Assets (Cr) ₹14,739 on 30 Sep 19 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.35 Sharpe Ratio 10.27 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.75% Effective Maturity 5 Months 12 Days Modified Duration 4 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 14 ₹10,000 31 Oct 15 ₹10,914 31 Oct 16 ₹11,921 31 Oct 17 ₹12,840 31 Oct 18 ₹13,703 31 Oct 19 ₹14,954 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 19 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 4.4% 1 Year 9% 3 Year 7.8% 5 Year 8.3% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% 2013 9.5% 2012 9.7% 2011 9.2% 2010 5.8% 2009 5.8% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 11 Oct 14 4.98 Yr. Kaustubh Gupta 15 Jul 11 8.22 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 30 Sep 19
Asset Allocation
Asset Class Value Cash 45.3% Debt 54.7% Debt Sector Allocation
Sector Value Corporate 50.2% Cash Equivalent 24.59% Government 24.4% Securitized 0.81% Credit Quality
Rating Value AA 13.4% AAA 86.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Receivables / (Payables)
Net Current Assets | -5% ₹715 Cr 6.35% Govt Stock 2020
Sovereign Bonds | -4% ₹631 Cr 63,000,000
↑ 34,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹538 Cr 5,350 Power Finance Corporation Ltd.
Debentures | -3% ₹466 Cr 4,650 Rural Electrification Corporation Limited
Debentures | -3% ₹428 Cr 4,263 Bharti Telecom Limited
Debentures | -3% ₹399 Cr 3,500 POWER FINANCE CORPORATION LIMITED
Debentures | -2% ₹308 Cr 3,050 Power Finance Corporation Ltd.
Debentures | -2% ₹293 Cr 2,900 Hinduja Leyland Finance Limited
Debentures | -2% ₹251 Cr 2,500 Muthoot Finance Limited
Debentures | -2% ₹224 Cr 2,250,000
↑ 1,650,000 3. BOI AXA Ultra Short Duration Fund
CAGR/Annualized return of 7.9% since its launch. Ranked 9 in Ultrashort Bond category. Return for 2018 was 7.6% , 2017 was 8% and 2016 was 9.1% . BOI AXA Ultra Short Duration Fund
Growth Launch Date 16 Jul 08 NAV (14 Nov 19) ₹2,369.54 ↑ 0.45 (0.02 %) Net Assets (Cr) ₹305 on 30 Sep 19 Category Debt - Ultrashort Bond AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.65 Sharpe Ratio 9.89 Information Ratio 1.95 Alpha Ratio -0.06 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.34% Effective Maturity 5 Months 17 Days Modified Duration 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Oct 14 ₹10,000 31 Oct 15 ₹10,903 31 Oct 16 ₹11,885 31 Oct 17 ₹12,879 31 Oct 18 ₹13,794 31 Oct 19 ₹14,921 Returns for BOI AXA Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 19 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.9% 1 Year 8% 3 Year 7.8% 5 Year 8.3% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.6% 2017 8% 2016 9.1% 2015 8.7% 2014 9.3% 2013 9.2% 2012 8.5% 2011 8.2% 2010 5% 2009 4.7% Fund Manager information for BOI AXA Ultra Short Duration Fund
Name Since Tenure Nitish Gupta 5 Dec 18 0.82 Yr. Amit Modani 5 Dec 18 0.82 Yr. Data below for BOI AXA Ultra Short Duration Fund as on 30 Sep 19
Asset Allocation
Asset Class Value Cash 70.76% Debt 29.24% Debt Sector Allocation
Sector Value Cash Equivalent 55.75% Corporate 34.72% Government 9.53% Credit Quality
Rating Value A 8.78% AAA 91.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity Avendus Finance Private Limited
Debentures | -9% ₹26 Cr 2,600,000 MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
Debentures | -9% ₹25 Cr 2,500,000 NATIONAL HOUSING BANK
Debentures | -8% ₹25 Cr 2,500,000 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -8% ₹25 Cr 2,500,000 ICICI Bank Limited
Certificate of Deposit | -8% ₹25 Cr 2,500,000 HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -8% ₹25 Cr 2,500,000 Bank Of Baroda
Certificate of Deposit | -8% ₹25 Cr 2,500,000 Export-Import Bank Of India
Certificate of Deposit | -8% ₹24 Cr 2,500,000 INDIAN BANK
Certificate of Deposit | -8% ₹24 Cr 2,500,000 Axis Bank Limited
Certificate of Deposit | -8% ₹24 Cr 2,500,000
↑ 2,500,000 4. Indiabulls Ultra Short Term Fund
CAGR/Annualized return of 8.5% since its launch. Ranked 17 in Ultrashort Bond category. Return for 2018 was 7.1% , 2017 was 6.9% and 2016 was 8.8% . Indiabulls Ultra Short Term Fund
Growth Launch Date 6 Jan 12 NAV (14 Nov 19) ₹1,896.45 ↑ 0.41 (0.02 %) Net Assets (Cr) ₹44 on 30 Sep 19 Category Debt - Ultrashort Bond AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.7 Sharpe Ratio 8.64 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.32% Effective Maturity 3 Months 14 Days Modified Duration Growth of 10,000 investment over the years.
Date Value 31 Oct 14 ₹10,000 31 Oct 15 ₹10,908 31 Oct 16 ₹11,833 31 Oct 17 ₹12,743 31 Oct 18 ₹13,580 31 Oct 19 ₹14,679 Returns for Indiabulls Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 19 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.7% 1 Year 8% 3 Year 7.4% 5 Year 7.9% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.1% 2017 6.9% 2016 8.8% 2015 8.8% 2014 9.3% 2013 8.8% 2012 2011 2010 2009 Fund Manager information for Indiabulls Ultra Short Term Fund
Name Since Tenure Vikrant Mehta 20 Jun 19 0.28 Yr. Malay Shah 22 Aug 14 5.11 Yr. Sourabh Sharma 17 Jan 19 0.7 Yr. Data below for Indiabulls Ultra Short Term Fund as on 30 Sep 19
Asset Allocation
Asset Class Value Cash 60.56% Debt 39.44% Debt Sector Allocation
Sector Value Cash Equivalent 50.86% Corporate 49.14% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ccil
CBLO/Reverse Repo | -38% ₹16 Cr 16,460
↑ 16,460 State Bank Of Patiala
Debentures | -33% ₹14 Cr 1,420,000 HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -10% ₹4 Cr 450,000 IDFC FIRST BANK LIMITED
Certificate of Deposit | -9% ₹4 Cr 400,000 LIC Housing Finance Limited
Debentures | -7% ₹3 Cr 300,000 Net Receivable/Payable
Net Current Assets | -5% ₹2 Cr 5. UTI Ultra Short Term Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2018 was 7% , 2017 was 6.6% and 2016 was 8.9% . UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (14 Nov 19) ₹3,049.04 ↑ 0.62 (0.02 %) Net Assets (Cr) ₹2,695 on 30 Sep 19 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.99 Sharpe Ratio 0.08 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,500 Exit Load NIL Yield to Maturity 7.29% Effective Maturity 5 Months 4 Days Modified Duration 4 Months 3 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 14 ₹10,000 31 Oct 15 ₹10,880 31 Oct 16 ₹11,825 31 Oct 17 ₹12,671 31 Oct 18 ₹13,472 31 Oct 19 ₹13,979 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 19 Duration Returns 1 Month 0.6% 3 Month 2.2% 6 Month -0.1% 1 Year 3.7% 3 Year 5.7% 5 Year 6.9% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2018 7% 2017 6.6% 2016 8.9% 2015 8.5% 2014 8.8% 2013 9.8% 2012 9% 2011 8.2% 2010 5.4% 2009 6% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Sudhir Agarwal 1 Jul 15 3.75 Yr. Ritesh Nambiar 1 Jul 15 3.75 Yr. Data below for UTI Ultra Short Term Fund as on 30 Sep 19
Asset Allocation
Asset Class Value Cash 75.76% Debt 24.24% Debt Sector Allocation
Sector Value Corporate 45.34% Cash Equivalent 40.32% Government 14.34% Credit Quality
Rating Value A 9.8% AA 15.83% AAA 74.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Net Current Assets | -12% ₹329 Cr 00 Avanse Financial Services Limited
Debentures | -9% ₹231 Cr 2,350 RELIANCE INDUSTRIES LIMITED
Commercial Paper | -7% ₹200 Cr 2,000,000,000 NTPC LIMITED
Commercial Paper | -7% ₹199 Cr 2,000,000,000 Edelweiss Commodities Services Limited
Debentures | -7% ₹197 Cr 2,000 HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -7% ₹190 Cr 2,000,000,000 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Certificate of Deposit | -5% ₹122 Cr 1,250,000,000
↑ 750,000,000 AXIS BANK LIMITED
Certificate of Deposit | -4% ₹99 Cr 1,000,000,000 AXIS BANK LIMITED
Certificate of Deposit | -4% ₹99 Cr 1,000,000,000
↑ 1,000,000,000 IndusInd Bank Limited
Certificate of Deposit | -4% ₹97 Cr 1,000,000,000
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