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- Top 5 Best Performing Ultra Short Term Debt Funds for SIP Investment FY 19 - 20
Top 5 Debt - Ultrashort Bond Funds
5 Best Ultra Short Term Debt Funds for SIP 2019
Ultra short term Debt fund are a type of Mutual Funds that are highly suitable for a short-term Investment plan. These funds invest in debt instruments that have an average maturity of more than 91 days. These funds provide better returns and have a higher maturity than liquid debt funds, but are more volatile than Liquid Funds. Investors with a low-risk appetite tend to invest in ultra short term funds, as they have higher yields than other Money market funds. Thus, investors who are looking to park their money for a year or less can ideally invest in this scheme. To earn better returns, one can choose funds for the below listed Best Ultra Short term SIP funds.
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Top 5 Best Performing Ultra Short Term Debt Funds for SIP Investment FY 19 - 20
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2018 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹27.2229
↓ 0.00 ₹19,954 500 2.3 4.7 9.8 8.9 8.7 9.67% 6M 7D 7M 6D Aditya Birla Sun Life Savings Fund Growth ₹382.056
↑ 0.10 ₹15,237 1,000 2.3 4.5 9 7.9 7.6 7.25% 6M 11D 7M 2D BOI AXA Ultra Short Duration Fund Growth ₹2,333.19
↑ 0.46 ₹322 1,000 2 4.1 8.1 8 7.6 6.72% 5M 5D 5M 22D Indiabulls Ultra Short Term Fund Growth ₹1,868.97
↑ 0.38 ₹85 500 1.9 4.1 8 7.5 7.1 6.62% 3M 29D UTI Ultra Short Term Fund Growth ₹2,988.24
↑ 0.62 ₹3,133 2,500 -2.3 -0.5 3.1 5.7 7 8% 4M 28D 5M 25D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Aug 19
To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments. Franklin India Ultra Short Bond Fund - Super Institutional Plan is a Debt - Ultrashort Bond fund was launched on 18 Dec 07. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile BOI AXA Treasury Advantage Fund) The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
The Scheme is not providing any assured or guaranteed returns. Further, there is also no assurance that the investment objective of the Scheme will be achieved. BOI AXA Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 16 Jul 08. It is a fund with Moderately Low risk and has given a Below is the key information for BOI AXA Ultra Short Duration Fund Returns up to 1 year are on To provide liquidity with returns commensurate with low risk through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be achieved. Indiabulls Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 6 Jan 12. It is a fund with Moderately Low risk and has given a Below is the key information for Indiabulls Ultra Short Term Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on 1. Franklin India Ultra Short Bond Fund - Super Institutional Plan
CAGR/Annualized return of 9% since its launch. Return for 2018 was 8.7% , 2017 was 8.2% and 2016 was 9.7% . Franklin India Ultra Short Bond Fund - Super Institutional Plan
Growth Launch Date 18 Dec 07 NAV (23 Aug 19) ₹27.2229 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹19,954 on 31 Jul 19 Category Debt - Ultrashort Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.37 Sharpe Ratio 8.72 Information Ratio 3.41 Alpha Ratio 0.14 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 9.67% Effective Maturity 7 Months 6 Days Modified Duration 6 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 14 ₹10,000 31 Jul 15 ₹10,987 31 Jul 16 ₹12,048 31 Jul 17 ₹13,169 31 Jul 18 ₹14,173 31 Jul 19 ₹15,552 Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Aug 19 Duration Returns 1 Month 0.8% 3 Month 2.3% 6 Month 4.7% 1 Year 9.8% 3 Year 8.9% 5 Year 9.2% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2018 8.7% 2017 8.2% 2016 9.7% 2015 9.7% 2014 10% 2013 10% 2012 10.3% 2011 9.4% 2010 5.9% 2009 6.1% Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan
Name Since Tenure Santosh Kamath 25 Oct 18 0.6 Yr. Pallab Roy 1 Jun 08 11 Yr. Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 31 Jul 19
Asset Allocation
Asset Class Value Cash 22.69% Debt 70.31% Other 7% Debt Sector Allocation
Sector Value Corporate 68.57% Cash Equivalent 22.69% Government 1.74% Credit Quality
Rating Value A 39.39% AA 43.8% AAA 16.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity Call, Cash & Other Assets
Receivables | -7% ₹1,396 Cr Vedanta Limited
Debentures | -4% ₹788 Cr 7,900
↑ 1,950 Vodafone Mobile Services Limited
Debentures | -4% ₹775 Cr 7,990 DOLVI Minerals & Metals Private Limited
Debentures | -3% ₹695 Cr 3,910
↑ 130 Renew Power Ventures Private Limited
Debentures | -3% ₹662 Cr 6,740 JM FINANCIAL CREDIT SOLUTIONS LIMITED
Debentures | -3% ₹539 Cr 5,400
↑ 5,400 REC LIMITED
Commercial Paper | -2% ₹459 Cr 9,500 Indostar Capital Finance Limited
Debentures | -2% ₹439 Cr 4,400 REC LIMITED
Commercial Paper | -2% ₹396 Cr 8,000 INDOSTAR CAPITAL FINANCE LIMITED
Debentures | -2% ₹391 Cr 3,900
↑ 3,900 2. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2018 was 7.6% , 2017 was 7.2% and 2016 was 9.2% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (23 Aug 19) ₹382.056 ↑ 0.10 (0.03 %) Net Assets (Cr) ₹15,237 on 31 Jul 19 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.35 Sharpe Ratio 8.98 Information Ratio 0.4 Alpha Ratio 3.1 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.25% Effective Maturity 7 Months 2 Days Modified Duration 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 14 ₹10,000 31 Jul 15 ₹10,943 31 Jul 16 ₹11,942 31 Jul 17 ₹12,934 31 Jul 18 ₹13,777 31 Jul 19 ₹14,991 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Aug 19 Duration Returns 1 Month 0.8% 3 Month 2.3% 6 Month 4.5% 1 Year 9% 3 Year 7.9% 5 Year 8.4% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% 2013 9.5% 2012 9.7% 2011 9.2% 2010 5.8% 2009 5.8% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 11 Oct 14 4.31 Yr. Kaustubh Gupta 15 Jul 11 7.55 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Jul 19
Asset Allocation
Asset Class Value Cash 47.95% Debt 52.05% Debt Sector Allocation
Sector Value Cash Equivalent 47.95% Corporate 35.21% Government 12.85% Securitized 3.98% Credit Quality
Rating Value AA 16.48% AAA 83.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Finance Corporation Ltd.
Debentures | -3% ₹464 Cr 4,650 HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -3% ₹443 Cr 9,000
↓ -2,000 Rural Electrification Corporation Limited
Debentures | -3% ₹427 Cr 4,263
↑ 2,500 Bharti Telecom Limited
Debentures | -3% ₹392 Cr 3,500
↑ 1,000 IndusInd Bank Limited
Certificate of Deposit | -2% ₹344 Cr 35,000 Net Receivables / (Payables)
Net Current Assets | -2% ₹343 Cr AXIS BANK LIMITED
Certificate of Deposit | -2% ₹342 Cr 35,000
↑ 10,000 Reliance Industries Limited
Debentures | -2% ₹313 Cr 3,150 POWER FINANCE CORPORATION LIMITED
Debentures | -2% ₹307 Cr 3,050
↑ 500 Rural Electrification Corporation Limited
Debentures | -2% ₹301 Cr 3,000 3. BOI AXA Ultra Short Duration Fund
CAGR/Annualized return of 7.9% since its launch. Ranked 9 in Ultrashort Bond category. Return for 2018 was 7.6% , 2017 was 8% and 2016 was 9.1% . BOI AXA Ultra Short Duration Fund
Growth Launch Date 16 Jul 08 NAV (23 Aug 19) ₹2,333.19 ↑ 0.46 (0.02 %) Net Assets (Cr) ₹322 on 31 Jul 19 Category Debt - Ultrashort Bond AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.65 Sharpe Ratio 8.85 Information Ratio 2.1 Alpha Ratio -0.22 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.72% Effective Maturity 5 Months 22 Days Modified Duration 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 14 ₹10,000 31 Jul 15 ₹10,918 31 Jul 16 ₹11,880 31 Jul 17 ₹12,921 31 Jul 18 ₹13,858 31 Jul 19 ₹14,965 Returns for BOI AXA Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Aug 19 Duration Returns 1 Month 0.7% 3 Month 2% 6 Month 4.1% 1 Year 8.1% 3 Year 8% 5 Year 8.4% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.6% 2017 8% 2016 9.1% 2015 8.7% 2014 9.3% 2013 9.2% 2012 8.5% 2011 8.2% 2010 5% 2009 4.7% Fund Manager information for BOI AXA Ultra Short Duration Fund
Name Since Tenure Nitish Gupta 5 Dec 18 0.57 Yr. Amit Modani 5 Dec 18 0.57 Yr. Data below for BOI AXA Ultra Short Duration Fund as on 31 Jul 19
Asset Allocation
Asset Class Value Cash 76.38% Debt 23.62% Debt Sector Allocation
Sector Value Cash Equivalent 76.38% Corporate 23.62% Credit Quality
Rating Value A 8.48% AAA 91.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity Avendus Finance Private Limited
Debentures | -8% ₹26 Cr 2,600,000 NATIONAL HOUSING BANK
Debentures | -8% ₹25 Cr 2,500,000 ICICI Bank Limited
Certificate of Deposit | -8% ₹25 Cr 2,500,000 NTPC LIMITED
Commercial Paper | -8% ₹25 Cr 2,500,000
↑ 2,500,000 AXIS BANK LIMITED
Certificate of Deposit | -8% ₹24 Cr 2,500,000 INDUSIND BANK LIMITED
Certificate of Deposit | -8% ₹24 Cr 2,500,000 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Certificate of Deposit | -7% ₹24 Cr 2,500,000 HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -7% ₹24 Cr 2,500,000
↑ 500,000 Export-Import Bank Of India
Certificate of Deposit | -7% ₹24 Cr 2,500,000 INDIAN BANK
Certificate of Deposit | -7% ₹24 Cr 2,500,000
↑ 2,500,000 4. Indiabulls Ultra Short Term Fund
CAGR/Annualized return of 8.5% since its launch. Ranked 17 in Ultrashort Bond category. Return for 2018 was 7.1% , 2017 was 6.9% and 2016 was 8.8% . Indiabulls Ultra Short Term Fund
Growth Launch Date 6 Jan 12 NAV (23 Aug 19) ₹1,868.97 ↑ 0.38 (0.02 %) Net Assets (Cr) ₹85 on 31 Jul 19 Category Debt - Ultrashort Bond AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.71 Sharpe Ratio 7.53 Information Ratio 0.95 Alpha Ratio -0.18 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.62% Effective Maturity 3 Months 29 Days Modified Duration Growth of 10,000 investment over the years.
Date Value 31 Jul 14 ₹10,000 31 Jul 15 ₹10,936 31 Jul 16 ₹11,861 31 Jul 17 ₹12,830 31 Jul 18 ₹13,676 31 Jul 19 ₹14,759 Returns for Indiabulls Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Aug 19 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 4.1% 1 Year 8% 3 Year 7.5% 5 Year 8.1% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.1% 2017 6.9% 2016 8.8% 2015 8.8% 2014 9.3% 2013 8.8% 2012 2011 2010 2009 Fund Manager information for Indiabulls Ultra Short Term Fund
Name Since Tenure Vikrant Mehta 20 Jun 19 0 Yr. Malay Shah 22 Aug 14 4.78 Yr. Sourabh Sharma 17 Jan 19 0.37 Yr. Data below for Indiabulls Ultra Short Term Fund as on 31 Jul 19
Asset Allocation
Asset Class Value Cash 67.84% Debt 32.16% Debt Sector Allocation
Sector Value Cash Equivalent 61.5% Corporate 38.5% Credit Quality
Rating Value AA 15.07% AAA 84.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bank Of Baroda
Certificate of Deposit | -20% ₹14 Cr 1,500,000 State Bank Of Patiala
Debentures | -20% ₹14 Cr 1,420,000 TALWANDI SABO POWER LTD
Debentures | -14% ₹10 Cr 1,000,000 AXIS BANK LIMITED
Certificate of Deposit | -13% ₹10 Cr 1,000,000
↑ 1,000,000 Net Receivable/Payable
Net Current Assets | -11% ₹8 Cr Tata Capital Financial Services Limited
Debentures | -7% ₹5 Cr 500,000 Union Bank Of India
Certificate of Deposit | -7% ₹5 Cr 500,000
↑ 500,000 LIC Housing Finance Limited
Debentures | -4% ₹3 Cr 300,000 Treps 01-July-2019
CBLO/Reverse Repo | -3% ₹2 Cr 195,000
↑ 195,000 5. UTI Ultra Short Term Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2018 was 7% , 2017 was 6.6% and 2016 was 8.9% . UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (23 Aug 19) ₹2,988.24 ↑ 0.62 (0.02 %) Net Assets (Cr) ₹3,133 on 31 Jul 19 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 1.16 Sharpe Ratio 0.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,500 Exit Load NIL Yield to Maturity 8% Effective Maturity 5 Months 25 Days Modified Duration 4 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 14 ₹10,000 31 Jul 15 ₹10,884 31 Jul 16 ₹11,829 31 Jul 17 ₹12,749 31 Jul 18 ₹13,547 31 Jul 19 ₹14,018 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Aug 19 Duration Returns 1 Month 0.3% 3 Month -2.3% 6 Month -0.5% 1 Year 3.1% 3 Year 5.7% 5 Year 6.9% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2018 7% 2017 6.6% 2016 8.9% 2015 8.5% 2014 8.8% 2013 9.8% 2012 9% 2011 8.2% 2010 5.4% 2009 6% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Sudhir Agarwal 1 Jul 15 3.75 Yr. Ritesh Nambiar 1 Jul 15 3.75 Yr. Data below for UTI Ultra Short Term Fund as on 31 Jul 19
Asset Allocation
Asset Class Value Cash 75.97% Debt 24.03% Debt Sector Allocation
Sector Value Cash Equivalent 75.95% Corporate 23.25% Government 0.8% Credit Quality
Rating Value A 10.73% AA 14.27% AAA 69.82% BBB 5.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Net Current Assets | -8% ₹259 Cr 00 UTI Liquid Cash Plan Dir Gr
Investment Fund | -8% ₹250 Cr 798,021
↑ 798,021 Avanse Financial Services Limited
Debentures | -7% ₹230 Cr 2,350 Reliance Retail Limited
Commercial Paper | -6% ₹199 Cr 2,000,000,000 Edelweiss Commodities Services Limited
Debentures | -6% ₹197 Cr 2,000 NTPC LIMITED
Commercial Paper | -6% ₹197 Cr 2,000,000,000
↑ 2,000,000,000 HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -6% ₹187 Cr 2,000,000,000
↑ 2,000,000,000 Indian Oil Corporation Limited
Commercial Paper | -5% ₹149 Cr 1,500,000,000
↑ 1,500,000,000 Business Broadcast News Holdings Limited
Debentures | -4% ₹135 Cr 1,500 Small Industries Development Bank Of India
Debentures | -3% ₹100 Cr 1,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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