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- Top 5 Best Performing Ultra Short Term Debt Funds for SIP Investment FY 20 - 21
Top 5 Debt - Ultrashort Bond Funds
5 Best Ultra Short Term Debt Funds for SIP 2020
Ultra short term Debt fund are a type of Mutual Funds that are highly suitable for a short-term Investment plan. These funds invest in debt instruments that have an average maturity of more than 91 days. These funds provide better returns and have a higher maturity than liquid debt funds, but are more volatile than Liquid Funds. Investors with a low-risk appetite tend to invest in ultra short term funds, as they have higher yields than other Money market funds. Thus, investors who are looking to park their money for a year or less can ideally invest in this scheme. To earn better returns, one can choose funds for the below listed Best Ultra Short term SIP funds.
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Top 5 Best Performing Ultra Short Term Debt Funds for SIP Investment FY 20 - 21
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2018 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹393.383
↑ 0.11 ₹15,847 1,000 1.6 3.8 8.3 7.6 8.5 6.31% 5M 16D 6M 7D Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹27.0163
↑ 0.01 ₹16,894 500 -2.2 0 4.6 7.2 9.6 10.37% 5M 19D 7M 2D Indiabulls Ultra Short Term Fund Growth ₹1,915.26
↑ 0.35 ₹36 500 1.4 3.1 7.3 7.1 7.6 5.51% 5M 19D BOI AXA Ultra Short Duration Fund Growth ₹2,393.21
↑ 0.39 ₹293 1,000 1.4 3.3 7.3 7.6 7.5 5.73% 4M 24D 5M 9D UTI Ultra Short Term Fund Growth ₹3,084.01
↑ 0.75 ₹2,276 2,500 1.6 3.5 3.2 5.6 3.3 7.48% 3M 7D 4M 13D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 20
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments. Franklin India Ultra Short Bond Fund - Super Institutional Plan is a Debt - Ultrashort Bond fund was launched on 18 Dec 07. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan Returns up to 1 year are on To provide liquidity with returns commensurate with low risk through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be achieved. Indiabulls Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 6 Jan 12. It is a fund with Moderately Low risk and has given a Below is the key information for Indiabulls Ultra Short Term Fund Returns up to 1 year are on (Erstwhile BOI AXA Treasury Advantage Fund) The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
The Scheme is not providing any assured or guaranteed returns. Further, there is also no assurance that the investment objective of the Scheme will be achieved. BOI AXA Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 16 Jul 08. It is a fund with Moderately Low risk and has given a Below is the key information for BOI AXA Ultra Short Duration Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2019 was 8.5% , 2018 was 7.6% and 2017 was 7.2% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (23 Jan 20) ₹393.383 ↑ 0.11 (0.03 %) Net Assets (Cr) ₹15,847 on 31 Dec 19 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.35 Sharpe Ratio 9.33 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.31% Effective Maturity 6 Months 7 Days Modified Duration 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 14 ₹10,000 31 Dec 15 ₹10,889 31 Dec 16 ₹11,895 31 Dec 17 ₹12,751 31 Dec 18 ₹13,724 31 Dec 19 ₹14,885 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 20 Duration Returns 1 Month 0.6% 3 Month 1.6% 6 Month 3.8% 1 Year 8.3% 3 Year 7.6% 5 Year 8.2% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2018 8.5% 2017 7.6% 2016 7.2% 2015 9.2% 2014 8.9% 2013 9.7% 2012 9.5% 2011 9.7% 2010 9.2% 2009 5.8% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 11 Oct 14 4.98 Yr. Kaustubh Gupta 15 Jul 11 8.22 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Dec 19
Asset Allocation
Asset Class Value Cash 53.03% Debt 46.97% Debt Sector Allocation
Sector Value Corporate 54.16% Cash Equivalent 25.93% Government 19.16% Securitized 0.76% Credit Quality
Rating Value AA 11.55% AAA 88.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity IndusInd Bank Limited
Certificate of Deposit | -4% ₹639 Cr 65,000
↑ 65,000 8.39% RJ SDL Spl 2020
Domestic Bonds | -3% ₹553 Cr 54,845,000
↑ 48,345,000 Steel Authority Of India Limited
Commercial Paper | -3% ₹495 Cr 10,000
↑ 10,000 Power Finance Corporation Ltd.
Debentures | -3% ₹469 Cr 4,650 IndusInd Bank Limited
Certificate of Deposit | -3% ₹439 Cr 45,000
↑ 45,000 Net Receivables / (Payables)
Net Current Assets | -3% ₹435 Cr Rural Electrification Corporation Limited
Debentures | -3% ₹429 Cr 4,263 Bharti Telecom Limited
Debentures | -3% ₹404 Cr 3,500 Reliance Jio Infocomm Limited
Commercial Paper | -2% ₹397 Cr 8,000
↑ 8,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹387 Cr 3,850
↓ -1,500 2. Franklin India Ultra Short Bond Fund - Super Institutional Plan
CAGR/Annualized return of 8.6% since its launch. Return for 2019 was 9.6% , 2018 was 8.7% and 2017 was 8.2% . Franklin India Ultra Short Bond Fund - Super Institutional Plan
Growth Launch Date 18 Dec 07 NAV (23 Jan 20) ₹27.0163 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹16,894 on 31 Dec 19 Category Debt - Ultrashort Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.42 Sharpe Ratio 12.5 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 10.37% Effective Maturity 7 Months 2 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 14 ₹10,000 31 Dec 15 ₹10,974 31 Dec 16 ₹12,036 31 Dec 17 ₹13,025 31 Dec 18 ₹14,162 31 Dec 19 ₹15,515 Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 20 Duration Returns 1 Month -3.6% 3 Month -2.2% 6 Month 0% 1 Year 4.6% 3 Year 7.2% 5 Year 8.2% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2018 9.6% 2017 8.7% 2016 8.2% 2015 9.7% 2014 9.7% 2013 10% 2012 10% 2011 10.3% 2010 9.4% 2009 5.9% Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan
Name Since Tenure Santosh Kamath 25 Oct 18 1.1 Yr. Pallab Roy 1 Jun 08 11.5 Yr. Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 31 Dec 19
Asset Allocation
Asset Class Value Cash 10.07% Debt 82.83% Other 7.1% Debt Sector Allocation
Sector Value Corporate 84.76% Cash Equivalent 6.71% Government 1.44% Credit Quality
Rating Value A 27.93% AA 61.79% AAA 5.75% BBB 4.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity Call, Cash & Other Assets
Receivables | -7% ₹1,198 Cr Vedanta Limited
Debentures | -5% ₹795 Cr 7,900 Vodafone Mobile Services Limited
Debentures | -4% ₹711 Cr 7,990 Renew Power Ventures Private Limited
Debentures | -4% ₹674 Cr 6,740 Bharti Airtel Limited
Debentures | -3% ₹546 Cr 5,500 JM FINANCIAL CREDIT SOLUTIONS LIMITED
Debentures | -3% ₹541 Cr 5,400 Indostar Capital Finance Limited
Debentures | -3% ₹440 Cr 4,400 Bharti Airtel Limited
Debentures | -2% ₹399 Cr 4,000 INDOSTAR CAPITAL FINANCE LIMITED
Debentures | -2% ₹391 Cr 3,900
↑ 3,900 NIRCHEM Cement Limited
Debentures | -2% ₹378 Cr 3,750 3. Indiabulls Ultra Short Term Fund
CAGR/Annualized return of 8.4% since its launch. Ranked 17 in Ultrashort Bond category. Return for 2019 was 7.6% , 2018 was 7.1% and 2017 was 6.9% . Indiabulls Ultra Short Term Fund
Growth Launch Date 6 Jan 12 NAV (23 Jan 20) ₹1,915.26 ↑ 0.35 (0.02 %) Net Assets (Cr) ₹36 on 31 Dec 19 Category Debt - Ultrashort Bond AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.7 Sharpe Ratio 7.56 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.51% Effective Maturity 5 Months 19 Days Modified Duration Growth of 10,000 investment over the years.
Date Value Returns for Indiabulls Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 20 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 3.1% 1 Year 7.3% 3 Year 7.1% 5 Year 7.8% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.6% 2017 7.1% 2016 6.9% 2015 8.8% 2014 8.8% 2013 9.3% 2012 8.8% 2011 2010 2009 Fund Manager information for Indiabulls Ultra Short Term Fund
Name Since Tenure Vikrant Mehta 20 Jun 19 0.53 Yr. Malay Shah 22 Aug 14 5.36 Yr. Sourabh Sharma 17 Jan 19 0.95 Yr. Data below for Indiabulls Ultra Short Term Fund as on 31 Dec 19
Asset Allocation
Asset Class Value Cash 53.34% Debt 46.66% Debt Sector Allocation
Sector Value Corporate 69.12% Cash Equivalent 20.36% Government 10.52% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank Of Patiala
Debentures | -39% ₹14 Cr 1,420,000 HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -12% ₹4 Cr 450,000 INDIAN BANK
Certificate of Deposit | -11% ₹4 Cr 400,000 IDFC FIRST BANK LIMITED
Certificate of Deposit | -10% ₹4 Cr 400,000 Reliance Jio Infocomm Limited
Commercial Paper | -9% ₹3 Cr 350,000
↑ 350,000 LIC Housing Finance Limited
Debentures | -8% ₹3 Cr 300,000 Net Receivable/Payable
Net Current Assets | -6% ₹2 Cr Ccil
CBLO/Reverse Repo | -3% ₹1 Cr 1,260
↓ -7,140 Reliance Retail Limited
Commercial Paper | -1% ₹0 Cr 50,000
↑ 50,000 4. BOI AXA Ultra Short Duration Fund
CAGR/Annualized return of 7.9% since its launch. Ranked 9 in Ultrashort Bond category. Return for 2019 was 7.5% , 2018 was 7.6% and 2017 was 8% . BOI AXA Ultra Short Duration Fund
Growth Launch Date 16 Jul 08 NAV (23 Jan 20) ₹2,393.21 ↑ 0.39 (0.02 %) Net Assets (Cr) ₹293 on 31 Dec 19 Category Debt - Ultrashort Bond AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.63 Sharpe Ratio 8.94 Information Ratio 1.9 Alpha Ratio -0.22 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.73% Effective Maturity 5 Months 9 Days Modified Duration 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 14 ₹10,000 31 Dec 15 ₹10,868 31 Dec 16 ₹11,863 31 Dec 17 ₹12,806 31 Dec 18 ₹13,780 31 Dec 19 ₹14,818 Returns for BOI AXA Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 20 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 3.3% 1 Year 7.3% 3 Year 7.6% 5 Year 8.1% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.5% 2017 7.6% 2016 8% 2015 9.1% 2014 8.7% 2013 9.3% 2012 9.2% 2011 8.5% 2010 8.2% 2009 5% Fund Manager information for BOI AXA Ultra Short Duration Fund
Name Since Tenure Nitish Gupta 5 Dec 18 0.82 Yr. Amit Modani 5 Dec 18 0.82 Yr. Data below for BOI AXA Ultra Short Duration Fund as on 31 Dec 19
Asset Allocation
Asset Class Value Cash 75.33% Debt 24.67% Debt Sector Allocation
Sector Value Cash Equivalent 48.74% Corporate 35.55% Government 15.71% Credit Quality
Rating Value A 8.04% AAA 91.96% Top Securities Holdings / Portfolio
Name Holding Value Quantity Avendus Finance Private Limited
Debentures | -7% ₹26 Cr 2,600,000 NTPC Limited
Debentures | -7% ₹25 Cr 2,500,000
↑ 2,500,000 MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
Debentures | -7% ₹25 Cr 2,500,000 NATIONAL HOUSING BANK
Debentures | -7% ₹25 Cr 2,500,000 HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -7% ₹25 Cr 2,500,000 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -7% ₹25 Cr 2,500,000 ICICI Bank Limited
Certificate of Deposit | -7% ₹25 Cr 2,500,000 Bank Of Baroda
Certificate of Deposit | -7% ₹25 Cr 2,500,000 Export-Import Bank Of India
Certificate of Deposit | -7% ₹25 Cr 2,500,000 INDIAN BANK
Certificate of Deposit | -7% ₹24 Cr 2,500,000 5. UTI Ultra Short Term Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2019 was 3.3% , 2018 was 7% and 2017 was 6.6% . UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (23 Jan 20) ₹3,084.01 ↑ 0.75 (0.02 %) Net Assets (Cr) ₹2,276 on 31 Dec 19 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.99 Sharpe Ratio 0 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,500 Exit Load NIL Yield to Maturity 7.48% Effective Maturity 4 Months 13 Days Modified Duration 3 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 14 ₹10,000 31 Dec 15 ₹10,851 31 Dec 16 ₹11,813 31 Dec 17 ₹12,598 31 Dec 18 ₹13,482 31 Dec 19 ₹13,923 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 20 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.5% 1 Year 3.2% 3 Year 5.6% 5 Year 6.8% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2018 3.3% 2017 7% 2016 6.6% 2015 8.9% 2014 8.5% 2013 8.8% 2012 9.8% 2011 9% 2010 8.2% 2009 5.4% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Sudhir Agarwal 1 Jul 15 4.42 Yr. Ritesh Nambiar 1 Jul 15 4.42 Yr. Data below for UTI Ultra Short Term Fund as on 31 Dec 19
Asset Allocation
Asset Class Value Cash 81.54% Debt 18.46% Debt Sector Allocation
Sector Value Cash Equivalent 48.18% Corporate 41.69% Government 10.13% Credit Quality
Rating Value A 13.14% AA 17.89% AAA 68.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Net Current Assets | -27% ₹647 Cr 00 Avanse Financial Services Limited
Debentures | -10% ₹232 Cr 2,350 Edelweiss Commodities Services Limited
Debentures | -8% ₹198 Cr 2,000 HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -8% ₹193 Cr 2,000,000,000 Andhra Bank
Certificate of Deposit | -5% ₹123 Cr 1,250,000,000 AXIS BANK LIMITED
Certificate of Deposit | -4% ₹100 Cr 1,000,000,000 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Certificate of Deposit | -4% ₹99 Cr 1,000,000,000
↓ -250,000,000 IndusInd Bank Limited
Certificate of Deposit | -4% ₹99 Cr 1,000,000,000 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -3% ₹75 Cr 750,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹74 Cr 750,000,000
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