+91-22-62820123
Table of Contents
5 Best Performing Liquid Funds for SIP 2019
Liquid Funds are considered to be the safest category of debt mutual fund as they have the lowest interest rate and credit risk. Liquid funds invest in debt securities which have maturity, up to 91 days. These funds offer better returns than the bank Savings Account. In comparison to 4% interest rate of bank accounts, liquid Mutual Funds offer about 7% returns. Additionally, liquid funds are highly liquid, one can redeem their funds within a day. Investors can invest their surplus amount to earn good returns or they can even invest to achieve their short-term Financial goals. For instance, if one needs to buy a gadget or wants to plan a short trip. For better returns, investors can invest in these pre-listed top performing liquid funds via a SIP. Let’s have a look at their latest performances and returns!
Talk to our investment specialist
Top 5 Best Performing Liquid Funds for SIP Investments FY 19 - 20
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2018 (%) Reliance Liquid Fund Growth ₹4,727.81
↑ 1.33 ₹21,997 100 1.4 3.2 7 7 7.4 7.4 IDBI Liquid Fund Growth ₹2,071.21
↑ 0.31 ₹2,043 500 1.4 3.2 6.9 6.9 7.4 7.5 Baroda Pioneer Liquid Fund Growth ₹2,225.78
↑ 0.32 ₹4,681 500 1.4 3.1 6.9 7 7.5 7.5 JM Liquid Fund Growth ₹53.0051
↑ 0.01 ₹1,042 500 1.4 3.1 6.9 7 7.5 7.4 ICICI Prudential Liquid Fund Growth ₹286.628
↑ 0.08 ₹57,907 500 1.4 3.1 6.9 6.9 7.4 7.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Nov 19
(Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Reliance Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a Below is the key information for Reliance Liquid Fund Returns up to 1 year are on The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. IDBI Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Jul 10. It is a fund with Low risk and has given a Below is the key information for IDBI Liquid Fund Returns up to 1 year are on To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities. Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a Below is the key information for Baroda Pioneer Liquid Fund Returns up to 1 year are on (Erstwhile JM High Liquidity Fund) To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments. JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a Below is the key information for JM Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on 1. Reliance Liquid Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 11 in Liquid Fund category. Return for 2018 was 7.4% , 2017 was 6.7% and 2016 was 7.7% . Reliance Liquid Fund
Growth Launch Date 9 Dec 03 NAV (17 Nov 19) ₹4,727.81 ↑ 1.33 (0.03 %) Net Assets (Cr) ₹21,997 on 30 Sep 19 Category Debt - Liquid Fund AMC Reliance Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.18 Sharpe Ratio 13.53 Information Ratio -0.48 Alpha Ratio 0.42 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 5.78% Effective Maturity 1 Month 28 Days Modified Duration 1 Month 25 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 14 ₹10,000 31 Oct 15 ₹10,850 31 Oct 16 ₹11,702 31 Oct 17 ₹12,487 31 Oct 18 ₹13,388 31 Oct 19 ₹14,344 Returns for Reliance Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Nov 19 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 3.2% 1 Year 7% 3 Year 7% 5 Year 7.4% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.3% 2014 9.1% 2013 9.2% 2012 9.7% 2011 8.9% 2010 5.3% 2009 5.5% Fund Manager information for Reliance Liquid Fund
Name Since Tenure Anju Chhajer 1 Oct 13 6 Yr. Kinjal Desai 25 May 18 1.35 Yr. Data below for Reliance Liquid Fund as on 30 Sep 19
Asset Allocation
Asset Class Value Cash 99.98% Other 0.02% Debt Sector Allocation
Sector Value Corporate 59.13% Cash Equivalent 24.59% Government 16.26% Credit Quality
Rating Value AAA 96.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Net Current Assets | -19% -₹4,209 Cr 91 DTB 24102019
Sovereign Bonds | -6% ₹1,355 Cr 135,916,800 Icici Bank Limited **
Certificate of Deposit | -6% ₹1,289 Cr AXIS BANK LIMITED
Certificate of Deposit | -4% ₹989 Cr 100,000
↑ 100,000 INDIAN OIL CORPORATION LIMITED
Commercial Paper | -4% ₹962 Cr 19,400
↑ 19,400 364 DTB 12122019
Sovereign Bonds | -4% ₹898 Cr 90,771,900
↑ 90,771,900 VEDANTA LIMITED
Commercial Paper | -3% ₹740 Cr 14,880 AXIS BANK LIMITED
Certificate of Deposit | -3% ₹717 Cr 72,500
↑ 72,500 91 DTB 12122019
Sovereign Bonds | -3% ₹673 Cr 67,964,300
↑ 67,964,300 INDIAN OIL CORPORATION LIMITED
Commercial Paper | -3% ₹671 Cr 13,500
↑ 13,500 2. IDBI Liquid Fund
CAGR/Annualized return of 8.1% since its launch. Ranked 37 in Liquid Fund category. Return for 2018 was 7.5% , 2017 was 6.6% and 2016 was 7.5% . IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (17 Nov 19) ₹2,071.21 ↑ 0.31 (0.01 %) Net Assets (Cr) ₹2,043 on 30 Sep 19 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.24 Sharpe Ratio 12.71 Information Ratio -1.13 Alpha Ratio 0.2 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.67% Effective Maturity 1 Month 26 Days Modified Duration 1 Month 26 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 14 ₹10,000 31 Oct 15 ₹10,843 31 Oct 16 ₹11,680 31 Oct 17 ₹12,455 31 Oct 18 ₹13,353 31 Oct 19 ₹14,295 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Nov 19 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.2% 1 Year 6.9% 3 Year 6.9% 5 Year 7.4% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.5% 2017 6.6% 2016 7.5% 2015 8.3% 2014 9% 2013 9% 2012 9.7% 2011 8.9% 2010 2009 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Raju Sharma 3 May 17 1.75 Yr. Data below for IDBI Liquid Fund as on 30 Sep 19
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Corporate 53.29% Cash Equivalent 46.71% Credit Quality
Rating Value AA 0.25% AAA 99.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Fertilizers Limited
Commercial Paper | -6% ₹125 Cr 12,500,000
↑ 2,500,000 CHENNAI PETROLEUM CORPORATION LTD
Commercial Paper | -6% ₹125 Cr 12,500,000 SBI Cards & Payment Services Private Limited
Commercial Paper | -5% ₹100 Cr 10,000,000 Reliance Jio Infocomm Limited
Commercial Paper | -5% ₹100 Cr 10,000,000
↑ 10,000,000 Reliance Retail Limited
Commercial Paper | -5% ₹100 Cr 10,000,000
↑ 10,000,000 IDFC BANK LIMITED
Certificate of Deposit | -5% ₹99 Cr 10,000,000
↑ 2,500,000 INDIAN OIL CORPORATION LIMITED
Commercial Paper | -5% ₹99 Cr 10,000,000 Aarti Industries Limited
Commercial Paper | -5% ₹99 Cr 10,000,000
↑ 10,000,000 RASHTRIYA CHEMICALS AND FERTILIZERS LIMITED
Commercial Paper | -5% ₹99 Cr 10,000,000 KEC INTERNATIONAL LIMITED
Commercial Paper | -5% ₹99 Cr 10,000,000 3. Baroda Pioneer Liquid Fund
CAGR/Annualized return of 7.7% since its launch. Ranked 22 in Liquid Fund category. Return for 2018 was 7.5% , 2017 was 6.7% and 2016 was 7.8% . Baroda Pioneer Liquid Fund
Growth Launch Date 5 Feb 09 NAV (17 Nov 19) ₹2,225.78 ↑ 0.32 (0.01 %) Net Assets (Cr) ₹4,681 on 30 Sep 19 Category Debt - Liquid Fund AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.21 Sharpe Ratio 12.98 Information Ratio -0.49 Alpha Ratio 0.35 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.81% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 14 ₹10,000 31 Oct 15 ₹10,850 31 Oct 16 ₹11,715 31 Oct 17 ₹12,502 31 Oct 18 ₹13,411 31 Oct 19 ₹14,353 Returns for Baroda Pioneer Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Nov 19 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.1% 1 Year 6.9% 3 Year 7% 5 Year 7.5% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.5% 2017 6.7% 2016 7.8% 2015 8.4% 2014 9.1% 2013 9.2% 2012 9.7% 2011 9% 2010 5.5% 2009 Fund Manager information for Baroda Pioneer Liquid Fund
Name Since Tenure Hetal Shah 5 Feb 09 10.66 Yr. Alok Sahoo 5 Feb 09 10.66 Yr. Data below for Baroda Pioneer Liquid Fund as on 30 Sep 19
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 47.97% Corporate 44.76% Government 7.27% Credit Quality
Rating Value AA 0.71% AAA 99.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cblo
CBLO | -23% ₹1,353 Cr 91 DTB 12122019
Sovereign Bonds | -6% ₹332 Cr 33,390,200 INDIAN OIL CORPORATION LIMITED
Commercial Paper | -4% ₹225 Cr 4,500
↑ 4,500 SYNDICATE BANK
Certificate of Deposit | -3% ₹200 Cr 20,000 ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED
Commercial Paper | -3% ₹200 Cr 4,000 EXPORT-IMPORT BANK OF INDIA
Commercial Paper | -3% ₹199 Cr 4,000 BANK OF INDIA
Certificate of Deposit | -3% ₹199 Cr 20,000 L&T FINANCE LIMITED
Commercial Paper | -3% ₹199 Cr 4,000 ADITYA BIRLA HOUSING FINANCE LIMITED
Commercial Paper | -3% ₹199 Cr 4,000 AXIS BANK LIMITED
Certificate of Deposit | -3% ₹199 Cr 20,000 4. JM Liquid Fund
CAGR/Annualized return of 7.9% since its launch. Ranked 3 in Liquid Fund category. Return for 2018 was 7.4% , 2017 was 6.7% and 2016 was 7.7% . JM Liquid Fund
Growth Launch Date 31 Dec 97 NAV (17 Nov 19) ₹53.0051 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹1,042 on 30 Sep 19 Category Debt - Liquid Fund AMC JM Financial Asset Management Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.28 Sharpe Ratio 12.93 Information Ratio -0.4 Alpha Ratio 0.36 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.75% Effective Maturity 1 Month 1 Day Modified Duration 1 Month 1 Day Growth of 10,000 investment over the years.
Date Value 31 Oct 14 ₹10,000 31 Oct 15 ₹10,861 31 Oct 16 ₹11,718 31 Oct 17 ₹12,514 31 Oct 18 ₹13,417 31 Oct 19 ₹14,359 Returns for JM Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Nov 19 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 3.1% 1 Year 6.9% 3 Year 7% 5 Year 7.5% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.1% 2013 9.3% 2012 9.6% 2011 8.9% 2010 5.5% 2009 5.1% Fund Manager information for JM Liquid Fund
Name Since Tenure Shalini Tibrewala 31 Dec 97 21.51 Yr. Data below for JM Liquid Fund as on 30 Sep 19
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Corporate 61.59% Cash Equivalent 38.41% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -23% ₹244 Cr 00 Syndicate Bank
Certificate of Deposit | -10% ₹99 Cr 10,000
↑ 10,000 IDFC FIRST BANK LIMITED
Certificate of Deposit | -9% ₹99 Cr 10,000
↑ 10,000 RELIANCE JIO INFOCOMM LIMITED
Commercial Paper | -9% ₹98 Cr 1,960
↑ 1,960 NTPC LIMITED
Commercial Paper | -7% ₹75 Cr 1,500 RELIANCE RETAIL LIMITED
Commercial Paper | -5% ₹50 Cr 1,000 ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED
Commercial Paper | -5% ₹50 Cr 1,000 National Fertilizers Limited
Commercial Paper | -5% ₹50 Cr 1,000
↑ 1,000 Canara Bank
Certificate of Deposit | -5% ₹50 Cr 5,000
↑ 5,000 BANK OF INDIA
Certificate of Deposit | -5% ₹50 Cr 5,000
↑ 5,000 5. ICICI Prudential Liquid Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 20 in Liquid Fund category. Return for 2018 was 7.4% , 2017 was 6.6% and 2016 was 7.7% . ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (17 Nov 19) ₹286.628 ↑ 0.08 (0.03 %) Net Assets (Cr) ₹57,907 on 30 Sep 19 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.15 Sharpe Ratio 12.8 Information Ratio -1.19 Alpha Ratio 0.21 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.73% Effective Maturity 1 Month 15 Days Modified Duration 1 Month 12 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 14 ₹10,000 31 Oct 15 ₹10,850 31 Oct 16 ₹11,701 31 Oct 17 ₹12,483 31 Oct 18 ₹13,377 31 Oct 19 ₹14,318 Returns for ICICI Prudential Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Nov 19 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 3.1% 1 Year 6.9% 3 Year 6.9% 5 Year 7.4% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.4% 2017 6.6% 2016 7.7% 2015 8.3% 2014 9.1% 2013 9.3% 2012 9.7% 2011 8.9% 2010 5.5% 2009 5.6% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Rahul Goswami 27 Sep 12 6.76 Yr. Rohan Maru 19 Sep 13 5.78 Yr. Data below for ICICI Prudential Liquid Fund as on 30 Sep 19
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Corporate 61.47% Cash Equivalent 26.58% Government 11.95% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 DTB 19122019
Sovereign Bonds | -5% ₹2,983 Cr 300,187,000 Treps
CBLO/Reverse Repo | -4% ₹2,573 Cr 91 DTB 28112019
Sovereign Bonds | -4% ₹2,232 Cr 224,011,500 91 DTB 21112019
Sovereign Bonds | -3% ₹2,116 Cr 212,172,000
↑ 212,172,000 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Commercial Paper | -3% ₹1,996 Cr 40,000 TATA SONS PRIVATE LIMITED
Commercial Paper | -3% ₹1,986 Cr 40,000 91 DTB 15112019
Sovereign Bonds | -3% ₹1,918 Cr 192,186,100 91 DTB 12122019
Sovereign Bonds | -3% ₹1,673 Cr 168,174,700 6.35% Govt Stock 2020
Sovereign Bonds | -3% ₹1,665 Cr 166,160,000
↑ 166,160,000 AXIS BANK LIMITED
Certificate of Deposit | -2% ₹1,499 Cr 150,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2019 Shepard Technologies Private Limited. All Rights Reserved