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5 Best Performing Liquid Funds for SIP 2020
Liquid Funds are considered to be the safest category of debt mutual fund as they have the lowest interest rate and credit risk. Liquid funds invest in debt securities which have maturity, up to 91 days. These funds offer better returns than the bank Savings Account. In comparison to 4% interest rate of bank accounts, liquid Mutual Funds offer about 7% returns. Additionally, liquid funds are highly liquid, one can redeem their funds within a day. Investors can invest their surplus amount to earn good returns or they can even invest to achieve their short-term Financial goals. For instance, if one needs to buy a gadget or wants to plan a short trip. For better returns, investors can invest in these pre-listed top performing liquid funds via a SIP. Let’s have a look at their latest performances and returns!
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Top 5 Best Performing Liquid Funds for SIP Investments FY 20 - 21
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2019 (%) IDBI Liquid Fund Growth ₹2,133.12
↑ 0.23 ₹1,153 500 1.5 2.8 6.1 6.8 7.1 6.6 Nippon India Liquid Fund Growth ₹4,864.51
↑ 0.60 ₹26,033 100 1.4 2.8 6 6.8 7.1 6.7 Tata Liquid Fund Growth ₹3,140.09
↑ 0.37 ₹13,489 500 1.5 2.8 6 6.8 7.1 6.6 ICICI Prudential Liquid Fund Growth ₹294.925
↑ 0.03 ₹45,457 500 1.5 2.8 5.9 6.7 7.1 6.6 LIC MF Liquid Fund Growth ₹3,603.65
↑ 0.57 ₹5,924 1,000 1.5 2.8 5.9 6.7 7 6.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 May 20
*Above is list of best Liquid funds are having AUM/Net Assets above 100 Crore. Sorted on Last 1 Year Return.
The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. IDBI Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Jul 10. It is a fund with Low risk and has given a Below is the key information for IDBI Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Nippon India Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a Below is the key information for Tata Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market
instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised. LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a Below is the key information for LIC MF Liquid Fund Returns up to 1 year are on 1. IDBI Liquid Fund
CAGR/Annualized return of 8% since its launch. Ranked 37 in Liquid Fund category. Return for 2019 was 6.6% , 2018 was 7.5% and 2017 was 6.6% . IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (26 May 20) ₹2,133.12 ↑ 0.23 (0.01 %) Net Assets (Cr) ₹1,153 on 30 Apr 20 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 14.68 Information Ratio -0.78 Alpha Ratio 0.52 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 0% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 30 Apr 15 ₹10,000 30 Apr 16 ₹10,806 30 Apr 17 ₹11,565 30 Apr 18 ₹12,348 30 Apr 19 ₹13,278 30 Apr 20 ₹14,098 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 2.8% 1 Year 6.1% 3 Year 6.8% 5 Year 7.1% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.6% 2018 7.5% 2017 6.6% 2016 7.5% 2015 8.3% 2014 9% 2013 9% 2012 9.7% 2011 8.9% 2010 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Raju Sharma 3 May 17 2.91 Yr. Data below for IDBI Liquid Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 56.87% Corporate 34.5% Government 8.63% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Commercial Paper | -9% ₹100 Cr 10,000,000 Axis Bank Limited
Certificate of Deposit | -9% ₹99 Cr 10,000,000 Reliance Industries Limited
Commercial Paper | -9% ₹99 Cr 10,000,000 The Ramco Cements Limited
Commercial Paper | -9% ₹99 Cr 10,000,000
↑ 10,000,000 Tata Capital Financial Services Limited
Commercial Paper | -9% ₹99 Cr 10,000,000
↑ 10,000,000 Aditya Birla Finance Limited
Debentures | -8% ₹94 Cr 7,500,000 Tata Power Company Limited
Commercial Paper | -8% ₹89 Cr 9,000,000
↑ 9,000,000 Bandhan Bank Limited
Certificate of Deposit | -7% ₹85 Cr 8,500,000 Aditya Birla Fashion And Retail Limited
Commercial Paper | -6% ₹75 Cr 7,500,000
↑ 7,500,000 91 DTB 28052020
Sovereign Bonds | -4% ₹50 Cr 5,000,000 2. Nippon India Liquid Fund
CAGR/Annualized return of 7.3% since its launch. Ranked 11 in Liquid Fund category. Return for 2019 was 6.7% , 2018 was 7.4% and 2017 was 6.7% . Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (26 May 20) ₹4,864.51 ↑ 0.60 (0.01 %) Net Assets (Cr) ₹26,033 on 30 Apr 20 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.21 Sharpe Ratio 17.06 Information Ratio -0.94 Alpha Ratio 0.3 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 4.76% Effective Maturity 1 Month 16 Days Modified Duration 1 Month 12 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 15 ₹10,000 30 Apr 16 ₹10,815 30 Apr 17 ₹11,586 30 Apr 18 ₹12,379 30 Apr 19 ₹13,312 30 Apr 20 ₹14,125 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 2.8% 1 Year 6% 3 Year 6.8% 5 Year 7.1% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.3% 2014 9.1% 2013 9.2% 2012 9.7% 2011 8.9% 2010 5.3% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Anju Chhajer 1 Oct 13 6.5 Yr. Kinjal Desai 25 May 18 1.85 Yr. Data below for Nippon India Liquid Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 107.11% Debt Sector Allocation
Sector Value Cash Equivalent 54.55% Corporate 45.98% Government 6.58% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Receivables | -7% -₹1,850 Cr 77 DTB 16062020
Sovereign Bonds | -6% ₹1,493 Cr 150,000,000 84 DTB 23062020
Sovereign Bonds | -6% ₹1,487 Cr 149,500,000
↑ 119,500,000 7.80% Govt Stock 2020
Sovereign Bonds | -4% ₹1,035 Cr 103,500,000
↑ 1,000,000 Reverse Repo
CBLO/Reverse Repo | -4% ₹929 Cr Bank Of Baroda
Certificate of Deposit | -3% ₹849 Cr 85,300 ICICI Bank Limited
Certificate of Deposit | -3% ₹796 Cr 80,000 Bank Of Baroda
Certificate of Deposit | -3% ₹771 Cr 77,600
↑ 77,600 Axis Bank Limited
Certificate of Deposit | -3% ₹696 Cr 70,000 Reliance Jio Infocomm Limited
Commercial Paper | -2% ₹596 Cr 12,000 3. Tata Liquid Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 18 in Liquid Fund category. Return for 2019 was 6.6% , 2018 was 7.4% and 2017 was 6.7% . Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (26 May 20) ₹3,140.09 ↑ 0.37 (0.01 %) Net Assets (Cr) ₹13,489 on 30 Apr 20 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.34 Sharpe Ratio 11.96 Information Ratio -0.9 Alpha Ratio -0.41 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 0% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 30 Apr 15 ₹10,000 30 Apr 16 ₹10,816 30 Apr 17 ₹11,588 30 Apr 18 ₹12,378 30 Apr 19 ₹13,304 30 Apr 20 ₹14,117 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 2.8% 1 Year 6% 3 Year 6.8% 5 Year 7.1% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.1% 2013 9.3% 2012 9.8% 2011 9% 2010 5% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 6.46 Yr. Data below for Tata Liquid Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 96.57% Other 3.43% Debt Sector Allocation
Sector Value Cash Equivalent 61.04% Corporate 32.38% Government 3.15% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 DTB 09-Jul-2020
Sovereign Bonds | -11% ₹1,535 Cr 154,500,000
↑ 154,500,000 84 DTB 23062020
Sovereign Bonds | -8% ₹1,099 Cr 110,500,000
↑ 10,500,000 Indian Oil Corporation Limited
Commercial Paper | -5% ₹646 Cr 13,000
↑ 13,000 91 DTB 07052020
Sovereign Bonds | -4% ₹512 Cr 51,236,800
↑ 45,500,000 91 DTB 30062020
Sovereign Bonds | -4% ₹472 Cr 47,500,000
↑ 47,500,000 Cash / Net Current Asset
Receivables | -3% ₹463 Cr 77 DTB 16062020
Sovereign Bonds | -3% ₹458 Cr 46,000,000
↓ -26,500,000 364 DTB 07052020
Sovereign Bonds | -2% ₹300 Cr 30,000,000 NTPC Limited
Commercial Paper | -2% ₹300 Cr 6,000
↑ 6,000 Reliance Industries Limited
Commercial Paper | -2% ₹298 Cr 6,000 4. ICICI Prudential Liquid Fund
CAGR/Annualized return of 7.7% since its launch. Ranked 20 in Liquid Fund category. Return for 2019 was 6.6% , 2018 was 7.4% and 2017 was 6.6% . ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (26 May 20) ₹294.925 ↑ 0.03 (0.01 %) Net Assets (Cr) ₹45,457 on 30 Apr 20 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 14.5 Information Ratio -1.48 Alpha Ratio -0.03 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 0% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 30 Apr 15 ₹10,000 30 Apr 16 ₹10,815 30 Apr 17 ₹11,585 30 Apr 18 ₹12,375 30 Apr 19 ₹13,296 30 Apr 20 ₹14,099 Returns for ICICI Prudential Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 2.8% 1 Year 5.9% 3 Year 6.7% 5 Year 7.1% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.6% 2018 7.4% 2017 6.6% 2016 7.7% 2015 8.3% 2014 9.1% 2013 9.3% 2012 9.7% 2011 8.9% 2010 5.5% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Rahul Goswami 27 Sep 12 7.51 Yr. Rohan Maru 19 Sep 13 6.53 Yr. Data below for ICICI Prudential Liquid Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 109.27% Debt Sector Allocation
Sector Value Cash Equivalent 71.03% Corporate 36.38% Government 1.86% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Receivables | -9% -₹4,216 Cr 77 DTB 16062020
Sovereign Bonds | -9% ₹4,127 Cr 414,500,000
↑ 64,500,000 84 DTB 23062020
Sovereign Bonds | -9% ₹4,114 Cr 413,500,000
↑ 63,500,000 Reliance Industries Limited
Commercial Paper | -4% ₹1,990 Cr 40,000 National Housing Bank
Commercial Paper | -4% ₹1,986 Cr 40,000 Reliance Industries Limited
Commercial Paper | -3% ₹1,243 Cr 25,000 Indian Oil Corporation Limited
Commercial Paper | -2% ₹1,108 Cr 22,200 Reliance Jio Infocomm Limited
Commercial Paper | -2% ₹999 Cr 20,000 91 DTB 30062020
Sovereign Bonds | -2% ₹994 Cr 100,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹994 Cr 20,000 5. LIC MF Liquid Fund
CAGR/Annualized return of 7.3% since its launch. Ranked 25 in Liquid Fund category. Return for 2019 was 6.5% , 2018 was 7.3% and 2017 was 6.6% . LIC MF Liquid Fund
Growth Launch Date 11 Mar 02 NAV (26 May 20) ₹3,603.65 ↑ 0.57 (0.02 %) Net Assets (Cr) ₹5,924 on 30 Apr 20 Category Debt - Liquid Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.24 Sharpe Ratio 12.37 Information Ratio -1.45 Alpha Ratio 0.03 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.7% Effective Maturity 1 Month 14 Days Modified Duration Growth of 10,000 investment over the years.
Date Value 30 Apr 15 ₹10,000 30 Apr 16 ₹10,814 30 Apr 17 ₹11,576 30 Apr 18 ₹12,361 30 Apr 19 ₹13,275 30 Apr 20 ₹14,075 Returns for LIC MF Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 2.8% 1 Year 5.9% 3 Year 6.7% 5 Year 7% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.5% 2018 7.3% 2017 6.6% 2016 7.6% 2015 8.4% 2014 9% 2013 9.1% 2012 9.3% 2011 8.4% 2010 5.4% Fund Manager information for LIC MF Liquid Fund
Name Since Tenure Rahul Singh 5 Oct 15 4.49 Yr. Data below for LIC MF Liquid Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 48.03% Corporate 43.51% Government 8.46% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 DTB 11062020
Sovereign Bonds | -7% ₹398 Cr 40,000,000 BANK OF BARODA
Certificate of Deposit | -7% ₹394 Cr 39,500
↑ 3,000 364 DTB 14052020
Sovereign Bonds | -5% ₹300 Cr 30,000,000 Tata Steel Limited
Commercial Paper | -5% ₹299 Cr 6,000 National Bank For Agriculture And Rural Development
Commercial Paper | -5% ₹298 Cr 6,000 Kotak Mahindra Bank Limited
Certificate of Deposit | -5% ₹298 Cr 30,000 Aditya Birla Finance Limited
Commercial Paper | -5% ₹298 Cr 6,000 L&T Housing Finance Limited
Commercial Paper | -5% ₹296 Cr 6,000
↑ 6,000 INDIAN BANK
Certificate of Deposit | -5% ₹272 Cr 27,300
↓ -2,700 Reliance Industries Limited
Commercial Paper | -4% ₹249 Cr 5,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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