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5 Best Performing Liquid Funds for SIP 2020
Liquid Funds are considered to be the safest category of debt mutual fund as they have the lowest interest rate and credit risk. Liquid funds invest in debt securities which have maturity, up to 91 days. These funds offer better returns than the bank Savings Account. In comparison to 4% interest rate of bank accounts, liquid Mutual Funds offer about 7% returns. Additionally, liquid funds are highly liquid, one can redeem their funds within a day. Investors can invest their surplus amount to earn good returns or they can even invest to achieve their short-term Financial goals. For instance, if one needs to buy a gadget or wants to plan a short trip. For better returns, investors can invest in these pre-listed top performing liquid funds via a SIP. Let’s have a look at their latest performances and returns!
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Top 5 Best Performing Liquid Funds for SIP Investments FY 20 - 21
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2019 (%) IDBI Liquid Fund Growth ₹2,164.81
↑ 0.22 ₹1,340 500 0.9 2.1 5 6.4 6.7 6.6 Tata Liquid Fund Growth ₹3,181.88
↑ 0.33 ₹15,556 500 0.8 1.9 4.8 6.3 6.7 6.6 LIC MF Liquid Fund Growth ₹3,652.46
↑ 0.33 ₹7,836 1,000 0.8 1.9 4.7 6.3 6.6 6.5 ICICI Prudential Liquid Fund Growth ₹298.95
↑ 0.03 ₹44,170 99 0.8 1.9 4.7 6.3 6.7 6.6 Nippon India Liquid Fund Growth ₹4,930.59
↑ 0.46 ₹24,930 100 0.8 1.9 4.7 6.4 6.7 6.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Oct 20
*Above is list of best Liquid funds are having AUM/Net Assets above 100 Crore. Sorted on Last 1 Year Return.
The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. IDBI Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Jul 10. It is a fund with Low risk and has given a Below is the key information for IDBI Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a Below is the key information for Tata Liquid Fund Returns up to 1 year are on An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market
instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised. LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a Below is the key information for LIC MF Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Nippon India Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on 1. IDBI Liquid Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 37 in Liquid Fund category. Return for 2019 was 6.6% , 2018 was 7.5% and 2017 was 6.6% . IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (19 Oct 20) ₹2,164.81 ↑ 0.22 (0.01 %) Net Assets (Cr) ₹1,340 on 30 Sep 20 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.21 Sharpe Ratio 1.53 Information Ratio -1 Alpha Ratio -0.25 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 3.33% Effective Maturity 2 Months 2 Days Modified Duration 2 Months 2 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹10,777 30 Sep 17 ₹11,496 30 Sep 18 ₹12,312 30 Sep 19 ₹13,196 30 Sep 20 ₹13,873 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20 Duration Returns 1 Month 0.3% 3 Month 0.9% 6 Month 2.1% 1 Year 5% 3 Year 6.4% 5 Year 6.7% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.6% 2018 7.5% 2017 6.6% 2016 7.5% 2015 8.3% 2014 9% 2013 9% 2012 9.7% 2011 8.9% 2010 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Raju Sharma 3 May 17 3.41 Yr. Data below for IDBI Liquid Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 90.36% Corporate 9.64% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 DTB 17122020
Sovereign Bonds | -14% ₹194 Cr 19,500,000
↑ 19,500,000 91 DTB 24122020
Sovereign Bonds | -14% ₹189 Cr 19,000,000
↑ 19,000,000 182 DTB 10122020
Sovereign Bonds | -9% ₹124 Cr 12,500,000
↑ 12,500,000 182 DTB 17122020
Sovereign Bonds | -7% ₹99 Cr 10,000,000
↑ 10,000,000 182 DTB 19112020
Sovereign Bonds | -3% ₹45 Cr 4,500,000
↓ -3,500,000 364 DTB 17122020
Sovereign Bonds | -1% ₹10 Cr 1,000,000
↑ 1,000,000 182 DTB 26112020
Sovereign Bonds | -0% ₹5 Cr 500,000
↑ 500,000 364 DTB 10122020
Sovereign Bonds | -0% ₹5 Cr 500,000
↑ 500,000 Treps
CBLO/Reverse Repo | -15% ₹200 Cr National Bank For Agriculture And Rural Development
Commercial Paper | -9% ₹124 Cr 12,500,000
↑ 12,500,000 2. Tata Liquid Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 18 in Liquid Fund category. Return for 2019 was 6.6% , 2018 was 7.4% and 2017 was 6.7% . Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (19 Oct 20) ₹3,181.88 ↑ 0.33 (0.01 %) Net Assets (Cr) ₹15,556 on 30 Sep 20 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.34 Sharpe Ratio 0.36 Information Ratio -1.45 Alpha Ratio -0.57 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 0% Effective Maturity 1 Year 5 Months 5 Days Modified Duration Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹10,788 30 Sep 17 ₹11,516 30 Sep 18 ₹12,336 30 Sep 19 ₹13,219 30 Sep 20 ₹13,867 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20 Duration Returns 1 Month 0.3% 3 Month 0.8% 6 Month 1.9% 1 Year 4.8% 3 Year 6.3% 5 Year 6.7% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.1% 2013 9.3% 2012 9.8% 2011 9% 2010 5% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 6.96 Yr. Abhishek Sonthalia 6 Feb 20 0.65 Yr. Data below for Tata Liquid Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 83.72% Corporate 16.28% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 8.12% Govt Stock 2020
Sovereign Bonds | -4% ₹641 Cr 63,500,000
↑ 63,500,000 182 DTB 29102020
Sovereign Bonds | -3% ₹499 Cr 50,000,000
↑ 50,000,000 91 DTB 05112020
Sovereign Bonds | -3% ₹498 Cr 50,000,000 182 DTB 06112020
Sovereign Bonds | -3% ₹498 Cr 50,000,000
↑ 50,000,000 182 DTB 12112020
Sovereign Bonds | -3% ₹498 Cr 50,000,000 182 DTB 03122020
Sovereign Bonds | -3% ₹497 Cr 50,000,000
↑ 50,000,000 182 DTB 24122020
Sovereign Bonds | -3% ₹496 Cr 50,000,000
↑ 50,000,000 91 DTB 29102020
Sovereign Bonds | -3% ₹394 Cr 39,500,000
↑ 39,500,000 182 DTB 19112020
Sovereign Bonds | -2% ₹279 Cr 28,000,000
↓ -29,500,000 8.51% Gujarat GS 2020
Sovereign Bonds | -1% ₹100 Cr 10,000,000 3. LIC MF Liquid Fund
CAGR/Annualized return of 7.2% since its launch. Ranked 25 in Liquid Fund category. Return for 2019 was 6.5% , 2018 was 7.3% and 2017 was 6.6% . LIC MF Liquid Fund
Growth Launch Date 11 Mar 02 NAV (19 Oct 20) ₹3,652.46 ↑ 0.33 (0.01 %) Net Assets (Cr) ₹7,836 on 30 Sep 20 Category Debt - Liquid Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.24 Sharpe Ratio 0.31 Information Ratio -2.02 Alpha Ratio -0.52 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 3.32% Effective Maturity 1 Month 8 Days Modified Duration 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹10,785 30 Sep 17 ₹11,506 30 Sep 18 ₹12,316 30 Sep 19 ₹13,183 30 Sep 20 ₹13,827 Returns for LIC MF Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20 Duration Returns 1 Month 0.3% 3 Month 0.8% 6 Month 1.9% 1 Year 4.7% 3 Year 6.3% 5 Year 6.6% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.5% 2018 7.3% 2017 6.6% 2016 7.6% 2015 8.4% 2014 9% 2013 9.1% 2012 9.3% 2011 8.4% 2010 5.4% Fund Manager information for LIC MF Liquid Fund
Name Since Tenure Rahul Singh 5 Oct 15 4.99 Yr. Data below for LIC MF Liquid Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 77.11% Corporate 19.71% Government 3.18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 DTB 26112020
Sovereign Bonds | -6% ₹498 Cr 50,000,000
↑ 50,000,000 91 DTB 17122020
Sovereign Bonds | -6% ₹497 Cr 50,000,000
↑ 50,000,000 91 DTB 22102020
Sovereign Bonds | -6% ₹474 Cr 47,500,000
↓ -2,500,000 91 DTB 15102020
Sovereign Bonds | -3% ₹200 Cr 20,000,000 8.12% Govt Stock 2020
Sovereign Bonds | -1% ₹71 Cr 7,000,000
↑ 7,000,000 Treps
CBLO/Reverse Repo | -16% ₹1,235 Cr National Bank For Agriculture And Rural Development
Commercial Paper | -5% ₹398 Cr 8,000
↑ 8,000 Indian Railway Finance Corporation Limited
Commercial Paper | -4% ₹350 Cr 7,000
↑ 7,000 L&T Finance Limited
Commercial Paper | -4% ₹299 Cr 6,000 NTPC Limited
Commercial Paper | -4% ₹298 Cr 6,000 4. ICICI Prudential Liquid Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 20 in Liquid Fund category. Return for 2019 was 6.6% , 2018 was 7.4% and 2017 was 6.6% . ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (19 Oct 20) ₹298.95 ↑ 0.03 (0.01 %) Net Assets (Cr) ₹44,170 on 30 Sep 20 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.26 Sharpe Ratio 0.3 Information Ratio -2.01 Alpha Ratio -0.59 Min Investment 500 Min SIP Investment 99 Exit Load NIL Yield to Maturity 3.42% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 11 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹10,789 30 Sep 17 ₹11,514 30 Sep 18 ₹12,329 30 Sep 19 ₹13,213 30 Sep 20 ₹13,856 Returns for ICICI Prudential Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20 Duration Returns 1 Month 0.3% 3 Month 0.8% 6 Month 1.9% 1 Year 4.7% 3 Year 6.3% 5 Year 6.7% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.6% 2018 7.4% 2017 6.6% 2016 7.7% 2015 8.3% 2014 9.1% 2013 9.3% 2012 9.7% 2011 8.9% 2010 5.5% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Rahul Goswami 27 Sep 12 8.02 Yr. Rohan Maru 19 Sep 13 7.04 Yr. Data below for ICICI Prudential Liquid Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 90.89% Corporate 9.11% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 DTB 12112020
Sovereign Bonds | -10% ₹4,483 Cr 450,000,000 182 DTB 06112020
Sovereign Bonds | -7% ₹3,095 Cr 310,500,000
↑ 160,500,000 91 DTB 22102020
Sovereign Bonds | -5% ₹2,346 Cr 235,000,000 91 DTB 24122020
Sovereign Bonds | -5% ₹2,183 Cr 220,000,000
↑ 220,000,000 182 DTB 29102020
Sovereign Bonds | -5% ₹2,095 Cr 210,000,000
↑ 85,000,000 91 DTB 05112020
Sovereign Bonds | -4% ₹1,794 Cr 180,000,000 91 DTB 03122020
Sovereign Bonds | -3% ₹1,353 Cr 136,079,700
↑ 136,079,700 91 DTB 29102020
Sovereign Bonds | -2% ₹1,102 Cr 110,500,000
↑ 500,000 182 DTB 12112020
Sovereign Bonds | -2% ₹1,091 Cr 109,500,000
↑ 11,000,000 182 DTB 22102020
Sovereign Bonds | -2% ₹1,013 Cr 101,500,000
↑ 51,500,000 5. Nippon India Liquid Fund
CAGR/Annualized return of 7.2% since its launch. Ranked 11 in Liquid Fund category. Return for 2019 was 6.7% , 2018 was 7.4% and 2017 was 6.7% . Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (19 Oct 20) ₹4,930.59 ↑ 0.46 (0.01 %) Net Assets (Cr) ₹24,930 on 30 Sep 20 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.21 Sharpe Ratio 0.37 Information Ratio -1.58 Alpha Ratio -0.55 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 3.38% Effective Maturity 1 Month 20 Days Modified Duration 1 Month 18 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹10,000 30 Sep 16 ₹10,790 30 Sep 17 ₹11,518 30 Sep 18 ₹12,337 30 Sep 19 ₹13,236 30 Sep 20 ₹13,882 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Oct 20 Duration Returns 1 Month 0.3% 3 Month 0.8% 6 Month 1.9% 1 Year 4.7% 3 Year 6.4% 5 Year 6.7% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.3% 2014 9.1% 2013 9.2% 2012 9.7% 2011 8.9% 2010 5.3% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Anju Chhajer 1 Oct 13 7 Yr. Kinjal Desai 25 May 18 2.35 Yr. Data below for Nippon India Liquid Fund as on 30 Sep 20
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 86.16% Corporate 12.66% Government 1.18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 06112020
Sovereign Bonds | -10% ₹2,437 Cr 244,500,000
↑ 244,500,000 91 DTB 10122020
Sovereign Bonds | -8% ₹1,988 Cr 200,000,000
↑ 200,000,000 7.80% GOI Floating Rate Bonds 2020
Sovereign Bonds | -5% ₹1,350 Cr 135,000,000
↑ 135,000,000 182 DTB 26112020
Sovereign Bonds | -5% ₹1,219 Cr 122,500,000 91 DTB 26112020
Sovereign Bonds | -3% ₹846 Cr 85,000,000 91 DTB 03122020
Sovereign Bonds | -3% ₹671 Cr 67,500,000
↑ 67,500,000 91 DTB 24122020
Sovereign Bonds | -2% ₹571 Cr 57,500,000
↑ 57,500,000 182 DTB 03122020
Sovereign Bonds | -2% ₹512 Cr 51,500,000
↑ 51,500,000 182 DTB 17122020
Sovereign Bonds | -2% ₹497 Cr 50,000,000
↑ 50,000,000 91 DTB 17122020
Sovereign Bonds | -1% ₹248 Cr 25,000,000
↑ 25,000,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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