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5 Best Performing Liquid Funds for SIP 2022
Liquid Funds are considered to be the safest category of debt mutual fund as they have the lowest interest rate and credit risk. Liquid funds invest in debt securities which have maturity, up to 91 days. These funds offer better returns than the Bank Savings Account. In comparison to 4% interest rate of bank accounts, liquid Mutual Funds offer about 7% returns. Additionally, liquid funds are highly liquid, one can redeem their funds within a day. Investors can invest their surplus amount to earn good returns or they can even invest to achieve their short-term Financial goals. For instance, if one needs to buy a gadget or wants to plan a short trip. For better returns, investors can invest in these pre-listed top performing liquid funds via a SIP. Let’s have a look at their latest performances and returns!
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Top 5 Best Performing Liquid Funds for SIP Investments FY 22 - 23
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2021 (%) BOI AXA Liquid Fund Growth ₹2,510.76
↑ 0.51 ₹385 1,000 1.5 2.8 4.6 4 5.2 3.3 Baroda Pioneer Liquid Fund Growth ₹2,513.2
↑ 0.48 ₹5,817 500 1.5 2.8 4.6 4.1 5.3 3.3 IDBI Liquid Fund Growth ₹2,349.02
↑ 0.44 ₹823 500 1.5 2.8 4.6 4.2 5.4 3.4 JM Liquid Fund Growth ₹59.703
↑ 0.01 ₹1,553 500 1.5 2.7 4.5 4 5.2 3.3 Mirae Asset Cash Management Fund Growth ₹2,290.12
↑ 0.44 ₹4,750 1,000 1.5 2.7 4.5 4.1 5.2 3.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Nov 22
*Above is list of best Liquid funds are having AUM/Net Assets above 100 Crore. Sorted on Last 1 Year Return.
Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities. Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a Below is the key information for Baroda Pioneer Liquid Fund Returns up to 1 year are on The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. IDBI Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Jul 10. It is a fund with Low risk and has given a Below is the key information for IDBI Liquid Fund Returns up to 1 year are on (Erstwhile JM High Liquidity Fund) To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments. JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a Below is the key information for JM Liquid Fund Returns up to 1 year are on The investment objective of the scheme
is to generate consistent returns with a
high level of liquidity in a judicious
portfolio mix comprising of money
market and debt instruments. The
Scheme does not guarantee any
returns. Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a Below is the key information for Mirae Asset Cash Management Fund Returns up to 1 year are on 1. BOI AXA Liquid Fund
CAGR/Annualized return of 6.6% since its launch. Ranked 34 in Liquid Fund category. Return for 2021 was 3.3% , 2020 was 4.1% and 2019 was 6.4% . BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (29 Nov 22) ₹2,510.76 ↑ 0.51 (0.02 %) Net Assets (Cr) ₹385 on 31 Oct 22 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio -1.31 Information Ratio -4.42 Alpha Ratio -0.16 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.68% Effective Maturity 1 Month 2 Days Modified Duration 29 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹10,725 31 Oct 19 ₹11,461 31 Oct 20 ₹11,971 31 Oct 21 ₹12,348 31 Oct 22 ₹12,891 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 2.8% 1 Year 4.6% 3 Year 4% 5 Year 5.2% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% 2014 9% 2013 9.3% 2012 8.4% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 1.21 Yr. Data below for BOI AXA Liquid Fund as on 31 Oct 22
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 75.88% Corporate 14.09% Government 10.03% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Repo
CBLO/Reverse Repo | -18% ₹90 Cr Treps
CBLO/Reverse Repo | -9% ₹46 Cr TATA Steel Limited
Commercial Paper | -9% ₹45 Cr 4,500,000
↑ 2,500,000 Small Industries Development Bank Of India
Commercial Paper | -9% ₹45 Cr 4,500,000
↑ 4,500,000 HDFC Bank Limited
Certificate of Deposit | -5% ₹25 Cr 2,500,000 364 Dtb 17112022
Sovereign Bonds | -5% ₹25 Cr 2,500,000 91 DTB 24112022
Sovereign Bonds | -5% ₹25 Cr 2,500,000 Godrej Industries Limited
Commercial Paper | -5% ₹25 Cr 2,500,000 Indian Oil Corporation Limited
Commercial Paper | -5% ₹25 Cr 2,500,000 Housing Development Finance Corporation Limited
Commercial Paper | -5% ₹25 Cr 2,500,000 2. Baroda Pioneer Liquid Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 22 in Liquid Fund category. Return for 2021 was 3.3% , 2020 was 4.1% and 2019 was 6.6% . Baroda Pioneer Liquid Fund
Growth Launch Date 5 Feb 09 NAV (29 Nov 22) ₹2,513.2 ↑ 0.48 (0.02 %) Net Assets (Cr) ₹5,817 on 31 Oct 22 Category Debt - Liquid Fund AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio -1.86 Information Ratio -2.31 Alpha Ratio -0.19 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.67% Effective Maturity 1 Month 9 Days Modified Duration 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹10,727 31 Oct 19 ₹11,480 31 Oct 20 ₹11,999 31 Oct 21 ₹12,387 31 Oct 22 ₹12,927 Returns for Baroda Pioneer Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 2.8% 1 Year 4.6% 3 Year 4.1% 5 Year 5.3% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.3% 2020 4.1% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.8% 2015 8.4% 2014 9.1% 2013 9.2% 2012 9.7% Fund Manager information for Baroda Pioneer Liquid Fund
Name Since Tenure Mayank Prakash 21 Oct 22 0.03 Yr. Vikram Pamnani 14 Mar 22 0.64 Yr. Data below for Baroda Pioneer Liquid Fund as on 31 Oct 22
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 68.36% Government 18.83% Corporate 12.82% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps 17-Oct-2022
CBLO/Reverse Repo | -17% ₹1,107 Cr Net Receivable / Payable
CBLO | -6% -₹394 Cr Export-Import Bank Of India
Commercial Paper | -5% ₹296 Cr 6,000
↑ 6,000 Indian Bank
Certificate of Deposit | -4% ₹248 Cr 5,000
↑ 5,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹224 Cr 4,500
↑ 500 Small Industries Development Bank Of India
Commercial Paper | -3% ₹199 Cr 4,000 Punjab National Bank
Certificate of Deposit | -3% ₹199 Cr 4,000 Housing Development Finance Corporation Limited
Commercial Paper | -3% ₹199 Cr 4,000 Axis Bank Limited
Certificate of Deposit | -3% ₹198 Cr 4,000 Ntpc Limited
Commercial Paper | -3% ₹198 Cr 4,000 3. IDBI Liquid Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 37 in Liquid Fund category. Return for 2021 was 3.4% , 2020 was 4.5% and 2019 was 6.6% . IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (29 Nov 22) ₹2,349.02 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹823 on 31 Oct 22 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio -1.23 Information Ratio -1.92 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.49% Effective Maturity 1 Month 14 Days Modified Duration 1 Month 14 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹10,720 31 Oct 19 ₹11,477 31 Oct 20 ₹12,038 31 Oct 21 ₹12,437 31 Oct 22 ₹12,981 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 2.8% 1 Year 4.6% 3 Year 4.2% 5 Year 5.4% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.4% 2020 4.5% 2019 6.6% 2018 7.5% 2017 6.6% 2016 7.5% 2015 8.3% 2014 9% 2013 9% 2012 9.7% Fund Manager information for IDBI Liquid Fund
Name Since Tenure Raju Sharma 3 May 17 5.5 Yr. Data below for IDBI Liquid Fund as on 31 Oct 22
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 48.14% Corporate 28.23% Government 23.64% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -12% ₹86 Cr Indian Bank
Certificate of Deposit | -10% ₹75 Cr 7,500,000
↑ 7,500,000 Godrej Industries Ltd.
Commercial Paper | -8% ₹59 Cr 6,000,000
↑ 6,000,000 Bajaj Finance Limited
Commercial Paper | -7% ₹50 Cr 5,000,000 Punjab National Bank
Certificate of Deposit | -7% ₹50 Cr 5,000,000 Axis Bank Limited
Certificate of Deposit | -7% ₹50 Cr 5,000,000 Hdfc Bank Limited
Certificate of Deposit | -7% ₹49 Cr 5,000,000 Small Industries Development Bank Of India
Commercial Paper | -7% ₹49 Cr 5,000,000 Canara Bank
Certificate of Deposit | -7% ₹49 Cr 5,000,000 Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -7% ₹49 Cr 5,000,000 4. JM Liquid Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 3 in Liquid Fund category. Return for 2021 was 3.3% , 2020 was 4% and 2019 was 6.6% . JM Liquid Fund
Growth Launch Date 31 Dec 97 NAV (29 Nov 22) ₹59.703 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹1,553 on 15 Nov 22 Category Debt - Liquid Fund AMC JM Financial Asset Management Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.21 Sharpe Ratio -2.08 Information Ratio -5.38 Alpha Ratio -0.22 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.24% Effective Maturity 1 Month 6 Days Modified Duration 1 Month 4 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹10,721 31 Oct 19 ₹11,474 31 Oct 20 ₹11,972 31 Oct 21 ₹12,355 31 Oct 22 ₹12,890 Returns for JM Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.7% 1 Year 4.5% 3 Year 4% 5 Year 5.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.3% 2020 4% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.1% 2013 9.3% 2012 9.6% Fund Manager information for JM Liquid Fund
Name Since Tenure Shalini Tibrewala 31 Dec 97 24.85 Yr. Naghma Khoja 21 Oct 21 1.03 Yr. Data below for JM Liquid Fund as on 15 Nov 22
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 84.77% Government 8.21% Corporate 7.02% Credit Quality
Rating Value AA 0.92% AAA 99.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps-Triparty Repo
CBLO/Reverse Repo | -41% ₹861 Cr 00 Small Industries Development Bank Of India
Commercial Paper | -5% ₹100 Cr 2,000
↑ 2,000 182 Dtb 10112022
Sovereign Bonds | -4% ₹85 Cr 8,500,000 Reliance Jio Infocomm Limited
Commercial Paper | -4% ₹74 Cr 1,500 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹50 Cr 1,000
↑ 1,000 Punjab National Bank
Certificate of Deposit | -2% ₹50 Cr 1,000
↑ 1,000 LIC Housing Finance Limited
Commercial Paper | -2% ₹50 Cr 1,000
↑ 1,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹50 Cr 1,000 Indian Bank
Certificate of Deposit | -2% ₹50 Cr 1,000 Larsen And Toubro Limited
Commercial Paper | -2% ₹50 Cr 1,000 5. Mirae Asset Cash Management Fund
CAGR/Annualized return of 6.2% since its launch. Ranked 48 in Liquid Fund category. Return for 2021 was 3.3% , 2020 was 4.2% and 2019 was 6.6% . Mirae Asset Cash Management Fund
Growth Launch Date 12 Jan 09 NAV (29 Nov 22) ₹2,290.12 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹4,750 on 31 Oct 22 Category Debt - Liquid Fund AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio -2.75 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.29% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹10,717 31 Oct 19 ₹11,465 31 Oct 20 ₹11,982 31 Oct 21 ₹12,374 31 Oct 22 ₹12,905 Returns for Mirae Asset Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 2.7% 1 Year 4.5% 3 Year 4.1% 5 Year 5.2% 10 Year 15 Year Since launch 6.2% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.3% 2020 4.2% 2019 6.6% 2018 7.3% 2017 6.6% 2016 7.2% 2015 7.8% 2014 8.7% 2013 8.2% 2012 8% Fund Manager information for Mirae Asset Cash Management Fund
Name Since Tenure Abhishek Iyer 28 Dec 20 1.84 Yr. Data below for Mirae Asset Cash Management Fund as on 31 Oct 22
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 78.28% Corporate 12.6% Government 9.12% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Corporate Bond Repo
CBLO/Reverse Repo | -5% ₹200 Cr 182 Dtb 10112022
Sovereign Bonds | -4% ₹174 Cr 17,500,000 Treps
CBLO/Reverse Repo | -4% ₹173 Cr 364 Dtb 02112022
Sovereign Bonds | -3% ₹140 Cr 14,000,000 Punjab National Bank
Certificate of Deposit | -3% ₹124 Cr 12,500,000 91 DTB 27102022
Sovereign Bonds | -2% ₹100 Cr 10,000,000 Housing Development Finance Corporation Limited
Commercial Paper | -2% ₹100 Cr 10,000,000 Indian Bank
Certificate of Deposit | -2% ₹100 Cr 10,000,000 182 Dtb 03112022
Sovereign Bonds | -2% ₹100 Cr 10,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹99 Cr 10,000,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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