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5 Best Performing Liquid Funds for SIP 2021
Liquid Funds are considered to be the safest category of debt mutual fund as they have the lowest interest rate and credit risk. Liquid funds invest in debt securities which have maturity, up to 91 days. These funds offer better returns than the Bank Savings Account. In comparison to 4% interest rate of bank accounts, liquid Mutual Funds offer about 7% returns. Additionally, liquid funds are highly liquid, one can redeem their funds within a day. Investors can invest their surplus amount to earn good returns or they can even invest to achieve their short-term Financial goals. For instance, if one needs to buy a gadget or wants to plan a short trip. For better returns, investors can invest in these pre-listed top performing liquid funds via a SIP. Let’s have a look at their latest performances and returns!
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Top 5 Best Performing Liquid Funds for SIP Investments FY 21 - 22
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) IDBI Liquid Fund Growth ₹2,232.08
↑ 0.20 ₹999 500 0.8 1.7 3.4 5.2 5.9 4.5 Mirae Asset Cash Management Fund Growth ₹2,177.77
↑ 0.16 ₹4,373 1,000 0.8 1.7 3.3 5.1 5.8 4.2 Baroda Pioneer Liquid Fund Growth ₹2,388.29
↑ 0.21 ₹5,866 500 0.8 1.7 3.2 5.1 5.8 4.1 JM Liquid Fund Growth ₹56.7609
↑ 0.00 ₹1,187 500 0.8 1.6 3.2 5 5.8 4 LIC MF Liquid Fund Growth ₹3,761.37
↑ 0.32 ₹6,648 1,000 0.8 1.6 3.2 5 5.8 4.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Sep 21
*Above is list of best Liquid funds are having AUM/Net Assets above 100 Crore. Sorted on Last 1 Year Return.
The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. IDBI Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Jul 10. It is a fund with Low risk and has given a Below is the key information for IDBI Liquid Fund Returns up to 1 year are on The investment objective of the scheme
is to generate consistent returns with a
high level of liquidity in a judicious
portfolio mix comprising of money
market and debt instruments. The
Scheme does not guarantee any
returns. Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a Below is the key information for Mirae Asset Cash Management Fund Returns up to 1 year are on To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities. Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a Below is the key information for Baroda Pioneer Liquid Fund Returns up to 1 year are on (Erstwhile JM High Liquidity Fund) To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments. JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a Below is the key information for JM Liquid Fund Returns up to 1 year are on An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market
instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised. LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a Below is the key information for LIC MF Liquid Fund Returns up to 1 year are on 1. IDBI Liquid Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 37 in Liquid Fund category. Return for 2020 was 4.5% , 2019 was 6.6% and 2018 was 7.5% . IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (25 Sep 21) ₹2,232.08 ↑ 0.20 (0.01 %) Net Assets (Cr) ₹999 on 31 Aug 21 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio -3.78 Information Ratio -1.49 Alpha Ratio -0.24 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 3.23% Effective Maturity 10 Days Modified Duration 10 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 16 ₹10,000 31 Aug 17 ₹10,670 31 Aug 18 ₹11,419 31 Aug 19 ₹12,258 31 Aug 20 ₹12,908 31 Aug 21 ₹13,344 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 21 Duration Returns 1 Month 0.3% 3 Month 0.8% 6 Month 1.7% 1 Year 3.4% 3 Year 5.2% 5 Year 5.9% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2020 4.5% 2019 6.6% 2018 7.5% 2017 6.6% 2016 7.5% 2015 8.3% 2014 9% 2013 9% 2012 9.7% 2011 8.9% Fund Manager information for IDBI Liquid Fund
Name Since Tenure Raju Sharma 3 May 17 4.25 Yr. Data below for IDBI Liquid Fund as on 31 Aug 21
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 88.93% Corporate 11.07% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Capital Financial Services Limited
Debentures | -8% ₹81 Cr 7,500,000 91 DTB 30092021
Sovereign Bonds | -8% ₹80 Cr 8,000,000 91 DTB 09092021
Sovereign Bonds | -5% ₹50 Cr 5,000,000 91 DTB 23092021
Sovereign Bonds | -4% ₹40 Cr 4,000,000 91 DTB 16092021
Sovereign Bonds | -2% ₹25 Cr 2,500,000 91 DTB 14102021
Sovereign Bonds | -2% ₹25 Cr 2,500,000 91 DTB 26082021
Sovereign Bonds | -0% ₹1 Cr 88,500
↓ -4,000,000 Treps
CBLO/Reverse Repo | -19% ₹193 Cr NLC India Limited
Commercial Paper | -10% ₹100 Cr 10,000,000
↑ 10,000,000 Infina Finance Private Limited
Commercial Paper | -7% ₹75 Cr 7,500,000
↑ 7,500,000 2. Mirae Asset Cash Management Fund
CAGR/Annualized return of 6.3% since its launch. Ranked 48 in Liquid Fund category. Return for 2020 was 4.2% , 2019 was 6.6% and 2018 was 7.3% . Mirae Asset Cash Management Fund
Growth Launch Date 12 Jan 09 NAV (24 Sep 21) ₹2,177.77 ↑ 0.16 (0.01 %) Net Assets (Cr) ₹4,373 on 31 Aug 21 Category Debt - Liquid Fund AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆ Risk Low Expense Ratio 0.15 Sharpe Ratio -4.47 Information Ratio -3.35 Alpha Ratio -0.31 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 3.27% Effective Maturity 23 Days Modified Duration 22 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 16 ₹10,000 31 Aug 17 ₹10,662 31 Aug 18 ₹11,411 31 Aug 19 ₹12,239 31 Aug 20 ₹12,844 31 Aug 21 ₹13,267 Returns for Mirae Asset Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 21 Duration Returns 1 Month 0.3% 3 Month 0.8% 6 Month 1.7% 1 Year 3.3% 3 Year 5.1% 5 Year 5.8% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2020 4.2% 2019 6.6% 2018 7.3% 2017 6.6% 2016 7.2% 2015 7.8% 2014 8.7% 2013 8.2% 2012 8% 2011 6.9% Fund Manager information for Mirae Asset Cash Management Fund
Name Since Tenure Mahendra Jajoo 8 Sep 16 4.9 Yr. Abhishek Iyer 28 Dec 20 0.59 Yr. Data below for Mirae Asset Cash Management Fund as on 31 Aug 21
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 97.05% Corporate 2.95% Credit Quality
Rating Value AA 1.29% AAA 98.71% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 DTB 02092021
Sovereign Bonds | -5% ₹200 Cr 20,000,000 364 DTB 09092021
Sovereign Bonds | -5% ₹200 Cr 20,000,000 91 DTB 30092021
Sovereign Bonds | -5% ₹199 Cr 20,000,000 91 DTB 26082021
Sovereign Bonds | -2% ₹100 Cr 10,000,000 91 DTB 02092021
Sovereign Bonds | -2% ₹100 Cr 10,000,000 91 DTB 09092021
Sovereign Bonds | -2% ₹100 Cr 10,000,000 364 DTB 16092021
Sovereign Bonds | -2% ₹100 Cr 10,000,000
↑ 10,000,000 182 DTB 14102021
Sovereign Bonds | -2% ₹99 Cr 10,000,000
↑ 10,000,000 91 DTB 14102021
Sovereign Bonds | -2% ₹99 Cr 10,000,000 Muthoot Finance Limited
Debentures | -1% ₹50 Cr 5,000,000 3. Baroda Pioneer Liquid Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 22 in Liquid Fund category. Return for 2020 was 4.1% , 2019 was 6.6% and 2018 was 7.5% . Baroda Pioneer Liquid Fund
Growth Launch Date 5 Feb 09 NAV (25 Sep 21) ₹2,388.29 ↑ 0.21 (0.01 %) Net Assets (Cr) ₹5,866 on 31 Aug 21 Category Debt - Liquid Fund AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.31 Sharpe Ratio -4.7 Information Ratio -2.09 Alpha Ratio -0.37 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 3.25% Effective Maturity 18 Days Modified Duration 18 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 16 ₹10,000 31 Aug 17 ₹10,681 31 Aug 18 ₹11,438 31 Aug 19 ₹12,274 31 Aug 20 ₹12,883 31 Aug 21 ₹13,302 Returns for Baroda Pioneer Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 21 Duration Returns 1 Month 0.3% 3 Month 0.8% 6 Month 1.7% 1 Year 3.2% 3 Year 5.1% 5 Year 5.8% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2020 4.1% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.8% 2015 8.4% 2014 9.1% 2013 9.2% 2012 9.7% 2011 9% Fund Manager information for Baroda Pioneer Liquid Fund
Name Since Tenure Alok Sahoo 5 Feb 09 12.49 Yr. Data below for Baroda Pioneer Liquid Fund as on 31 Aug 21
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 88.87% Corporate 11.13% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 DTB 23092021
Sovereign Bonds | -9% ₹498 Cr 50,000,000
↑ 50,000,000 364 DTB 09092021
Sovereign Bonds | -8% ₹459 Cr 46,000,000 364 DTB 16092021
Sovereign Bonds | -7% ₹384 Cr 38,500,000
↑ 13,500,000 91 DTB 26082021
Sovereign Bonds | -3% ₹200 Cr 20,000,000 364 DTB 19082021
Sovereign Bonds | -2% ₹110 Cr 11,000,000 91 DTB 16092021
Sovereign Bonds | -2% ₹100 Cr 10,000,000 Axis Bank Limited
Certificate of Deposit | -9% ₹550 Cr 55,000
↑ 15,000 3.10% Reverse Repo
CBLO/Reverse Repo | -9% ₹500 Cr Export-Import Bank Of India
Commercial Paper | -7% ₹399 Cr 8,000 Treps
CBLO/Reverse Repo | -5% ₹289 Cr 4. JM Liquid Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 3 in Liquid Fund category. Return for 2020 was 4% , 2019 was 6.6% and 2018 was 7.4% . JM Liquid Fund
Growth Launch Date 31 Dec 97 NAV (24 Sep 21) ₹56.7609 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹1,187 on 31 Aug 21 Category Debt - Liquid Fund AMC JM Financial Asset Management Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio -5.55 Information Ratio -3.82 Alpha Ratio -0.37 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 3.27% Effective Maturity 25 Days Modified Duration 24 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 16 ₹10,000 31 Aug 17 ₹10,689 31 Aug 18 ₹11,441 31 Aug 19 ₹12,282 31 Aug 20 ₹12,865 31 Aug 21 ₹13,278 Returns for JM Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 21 Duration Returns 1 Month 0.3% 3 Month 0.8% 6 Month 1.6% 1 Year 3.2% 3 Year 5% 5 Year 5.8% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2020 4% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.1% 2013 9.3% 2012 9.6% 2011 8.9% Fund Manager information for JM Liquid Fund
Name Since Tenure Shalini Tibrewala 31 Dec 97 23.6 Yr. Data below for JM Liquid Fund as on 31 Aug 21
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 94.76% Government 5.24% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 DTB 02092021
Sovereign Bonds | -10% ₹100 Cr 10,000,000
↑ 10,000,000 91 DTB 02092021
Sovereign Bonds | -10% ₹100 Cr 10,000,000 364 DTB 19082021
Sovereign Bonds | -6% ₹55 Cr 5,500,000 91 DTB 09092021
Sovereign Bonds | -5% ₹50 Cr 5,000,000 91 DTB 16092021
Sovereign Bonds | -1% ₹10 Cr 1,000,000 91 DTB 14102021
Sovereign Bonds | -1% ₹5 Cr 500,000 91 DTB 30092021
Sovereign Bonds | -0% ₹2 Cr 250,000 IIFL Facilities Services Limited
Commercial Paper | -5% ₹50 Cr 1,000
↑ 1,000 Century Textiles & Industries Limited
Commercial Paper | -5% ₹50 Cr 1,000 Reliance Industries Limited
Commercial Paper | -5% ₹50 Cr 1,000 5. LIC MF Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 25 in Liquid Fund category. Return for 2020 was 4.3% , 2019 was 6.5% and 2018 was 7.3% . LIC MF Liquid Fund
Growth Launch Date 11 Mar 02 NAV (26 Sep 21) ₹3,761.37 ↑ 0.32 (0.01 %) Net Assets (Cr) ₹6,648 on 31 Aug 21 Category Debt - Liquid Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio -6.16 Information Ratio -2.87 Alpha Ratio -0.41 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 3.25% Effective Maturity 24 Days Modified Duration 24 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 16 ₹10,000 31 Aug 17 ₹10,673 31 Aug 18 ₹11,419 31 Aug 19 ₹12,237 31 Aug 20 ₹12,859 31 Aug 21 ₹13,271 Returns for LIC MF Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 21 Duration Returns 1 Month 0.3% 3 Month 0.8% 6 Month 1.6% 1 Year 3.2% 3 Year 5% 5 Year 5.8% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2020 4.3% 2019 6.5% 2018 7.3% 2017 6.6% 2016 7.6% 2015 8.4% 2014 9% 2013 9.1% 2012 9.3% 2011 8.4% Fund Manager information for LIC MF Liquid Fund
Name Since Tenure Rahul Singh 5 Oct 15 5.83 Yr. Data below for LIC MF Liquid Fund as on 31 Aug 21
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 97% Corporate 3% Credit Quality
Rating Value AA 1.02% AAA 98.98% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 DTB 26082021
Sovereign Bonds | -9% ₹500 Cr 50,000,000 91 DTB 02092021
Sovereign Bonds | -9% ₹499 Cr 50,000,000 91 DTB 16092021
Sovereign Bonds | -9% ₹499 Cr 50,000,000 Muthoot Finance Limited
Debentures | -1% ₹55 Cr 500 Indian Oil Corporation Limited
Commercial Paper | -9% ₹500 Cr 10,000
↑ 10,000 Treps
CBLO/Reverse Repo | -5% ₹269 Cr National Bank For Agriculture And Rural Development
Commercial Paper | -4% ₹200 Cr 4,000 Reliance Industries Limited
Commercial Paper | -4% ₹200 Cr 4,000 Reliance Jio Infocomm Limited
Commercial Paper | -4% ₹200 Cr 4,000 NTPC Limited
Commercial Paper | -4% ₹200 Cr 4,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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