fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-62820123
5 Best Performing Liquid Mutual Funds SIP Investments 2021

Fincash » Mutual Funds » Best Liquid SIP Funds

5 Best Performing Liquid Funds for SIP 2021

Updated on September 22, 2021 , 4013 views

Liquid Funds are considered to be the safest category of debt mutual fund as they have the lowest interest rate and credit risk. Liquid funds invest in debt securities which have maturity, up to 91 days. These funds offer better returns than the Bank Savings Account. In comparison to 4% interest rate of bank accounts, liquid Mutual Funds offer about 7% returns. Additionally, liquid funds are highly liquid, one can redeem their funds within a day. Investors can invest their surplus amount to earn good returns or they can even invest to achieve their short-term Financial goals. For instance, if one needs to buy a gadget or wants to plan a short trip. For better returns, investors can invest in these pre-listed top performing liquid funds via a SIP. Let’s have a look at their latest performances and returns!

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Top 5 Best Performing Liquid Funds for SIP Investments FY 21 - 22

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
IDBI Liquid Fund Growth ₹2,232.08
↑ 0.20
₹999 500 0.81.73.45.25.94.5
Mirae Asset Cash Management Fund Growth ₹2,177.77
↑ 0.16
₹4,373 1,000 0.81.73.35.15.84.2
Baroda Pioneer Liquid Fund Growth ₹2,388.29
↑ 0.21
₹5,866 500 0.81.73.25.15.84.1
JM Liquid Fund Growth ₹56.7609
↑ 0.00
₹1,187 500 0.81.63.255.84
LIC MF Liquid Fund Growth ₹3,761.37
↑ 0.32
₹6,648 1,000 0.81.63.255.84.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Sep 21

*Above is list of best Liquid funds are having AUM/Net Assets above 100 Crore. Sorted on Last 1 Year Return.

1. IDBI Liquid Fund

The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized.

IDBI Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Jul 10. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 37 in Liquid Fund category.  Return for 2020 was 4.5% , 2019 was 6.6% and 2018 was 7.5% .

Below is the key information for IDBI Liquid Fund

IDBI Liquid Fund
Growth
Launch Date 9 Jul 10
NAV (25 Sep 21) ₹2,232.08 ↑ 0.20   (0.01 %)
Net Assets (Cr) ₹999 on 31 Aug 21
Category Debt - Liquid Fund
AMC IDBI Asset Management Limited
Rating
Risk Low
Expense Ratio 0.17
Sharpe Ratio -3.78
Information Ratio -1.49
Alpha Ratio -0.24
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 3.23%
Effective Maturity 10 Days
Modified Duration 10 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹10,670
31 Aug 18₹11,419
31 Aug 19₹12,258
31 Aug 20₹12,908
31 Aug 21₹13,344

IDBI Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for IDBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 21

DurationReturns
1 Month 0.3%
3 Month 0.8%
6 Month 1.7%
1 Year 3.4%
3 Year 5.2%
5 Year 5.9%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2020 4.5%
2019 6.6%
2018 7.5%
2017 6.6%
2016 7.5%
2015 8.3%
2014 9%
2013 9%
2012 9.7%
2011 8.9%
Fund Manager information for IDBI Liquid Fund
NameSinceTenure
Raju Sharma3 May 174.25 Yr.

Data below for IDBI Liquid Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent88.93%
Corporate11.07%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Capital Financial Services Limited
Debentures | -
8%₹81 Cr7,500,000
91 DTB 30092021
Sovereign Bonds | -
8%₹80 Cr8,000,000
91 DTB 09092021
Sovereign Bonds | -
5%₹50 Cr5,000,000
91 DTB 23092021
Sovereign Bonds | -
4%₹40 Cr4,000,000
91 DTB 16092021
Sovereign Bonds | -
2%₹25 Cr2,500,000
91 DTB 14102021
Sovereign Bonds | -
2%₹25 Cr2,500,000
91 DTB 26082021
Sovereign Bonds | -
0%₹1 Cr88,500
↓ -4,000,000
Treps
CBLO/Reverse Repo | -
19%₹193 Cr
NLC India Limited
Commercial Paper | -
10%₹100 Cr10,000,000
↑ 10,000,000
Infina Finance Private Limited
Commercial Paper | -
7%₹75 Cr7,500,000
↑ 7,500,000

2. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 48 in Liquid Fund category.  Return for 2020 was 4.2% , 2019 was 6.6% and 2018 was 7.3% .

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund
Growth
Launch Date 12 Jan 09
NAV (24 Sep 21) ₹2,177.77 ↑ 0.16   (0.01 %)
Net Assets (Cr) ₹4,373 on 31 Aug 21
Category Debt - Liquid Fund
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating
Risk Low
Expense Ratio 0.15
Sharpe Ratio -4.47
Information Ratio -3.35
Alpha Ratio -0.31
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 3.27%
Effective Maturity 23 Days
Modified Duration 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹10,662
31 Aug 18₹11,411
31 Aug 19₹12,239
31 Aug 20₹12,844
31 Aug 21₹13,267

Mirae Asset Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 21

DurationReturns
1 Month 0.3%
3 Month 0.8%
6 Month 1.7%
1 Year 3.3%
3 Year 5.1%
5 Year 5.8%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2020 4.2%
2019 6.6%
2018 7.3%
2017 6.6%
2016 7.2%
2015 7.8%
2014 8.7%
2013 8.2%
2012 8%
2011 6.9%
Fund Manager information for Mirae Asset Cash Management Fund
NameSinceTenure
Mahendra Jajoo8 Sep 164.9 Yr.
Abhishek Iyer28 Dec 200.59 Yr.

Data below for Mirae Asset Cash Management Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent97.05%
Corporate2.95%
Credit Quality
RatingValue
AA1.29%
AAA98.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 DTB 02092021
Sovereign Bonds | -
5%₹200 Cr20,000,000
364 DTB 09092021
Sovereign Bonds | -
5%₹200 Cr20,000,000
91 DTB 30092021
Sovereign Bonds | -
5%₹199 Cr20,000,000
91 DTB 26082021
Sovereign Bonds | -
2%₹100 Cr10,000,000
91 DTB 02092021
Sovereign Bonds | -
2%₹100 Cr10,000,000
91 DTB 09092021
Sovereign Bonds | -
2%₹100 Cr10,000,000
364 DTB 16092021
Sovereign Bonds | -
2%₹100 Cr10,000,000
↑ 10,000,000
182 DTB 14102021
Sovereign Bonds | -
2%₹99 Cr10,000,000
↑ 10,000,000
91 DTB 14102021
Sovereign Bonds | -
2%₹99 Cr10,000,000
Muthoot Finance Limited
Debentures | -
1%₹50 Cr5,000,000

3. Baroda Pioneer Liquid Fund

To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 22 in Liquid Fund category.  Return for 2020 was 4.1% , 2019 was 6.6% and 2018 was 7.5% .

Below is the key information for Baroda Pioneer Liquid Fund

Baroda Pioneer Liquid Fund
Growth
Launch Date 5 Feb 09
NAV (25 Sep 21) ₹2,388.29 ↑ 0.21   (0.01 %)
Net Assets (Cr) ₹5,866 on 31 Aug 21
Category Debt - Liquid Fund
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating
Risk Low
Expense Ratio 0.31
Sharpe Ratio -4.7
Information Ratio -2.09
Alpha Ratio -0.37
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 3.25%
Effective Maturity 18 Days
Modified Duration 18 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹10,681
31 Aug 18₹11,438
31 Aug 19₹12,274
31 Aug 20₹12,883
31 Aug 21₹13,302

Baroda Pioneer Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Baroda Pioneer Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 21

DurationReturns
1 Month 0.3%
3 Month 0.8%
6 Month 1.7%
1 Year 3.2%
3 Year 5.1%
5 Year 5.8%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2020 4.1%
2019 6.6%
2018 7.5%
2017 6.7%
2016 7.8%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
2011 9%
Fund Manager information for Baroda Pioneer Liquid Fund
NameSinceTenure
Alok Sahoo5 Feb 0912.49 Yr.

Data below for Baroda Pioneer Liquid Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent88.87%
Corporate11.13%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 DTB 23092021
Sovereign Bonds | -
9%₹498 Cr50,000,000
↑ 50,000,000
364 DTB 09092021
Sovereign Bonds | -
8%₹459 Cr46,000,000
364 DTB 16092021
Sovereign Bonds | -
7%₹384 Cr38,500,000
↑ 13,500,000
91 DTB 26082021
Sovereign Bonds | -
3%₹200 Cr20,000,000
364 DTB 19082021
Sovereign Bonds | -
2%₹110 Cr11,000,000
91 DTB 16092021
Sovereign Bonds | -
2%₹100 Cr10,000,000
Axis Bank Limited
Certificate of Deposit | -
9%₹550 Cr55,000
↑ 15,000
3.10% Reverse Repo
CBLO/Reverse Repo | -
9%₹500 Cr
Export-Import Bank Of India
Commercial Paper | -
7%₹399 Cr8,000
Treps
CBLO/Reverse Repo | -
5%₹289 Cr

4. JM Liquid Fund

(Erstwhile JM High Liquidity Fund)

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments.

JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 3 in Liquid Fund category.  Return for 2020 was 4% , 2019 was 6.6% and 2018 was 7.4% .

Below is the key information for JM Liquid Fund

JM Liquid Fund
Growth
Launch Date 31 Dec 97
NAV (24 Sep 21) ₹56.7609 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹1,187 on 31 Aug 21
Category Debt - Liquid Fund
AMC JM Financial Asset Management Limited
Rating
Risk Low
Expense Ratio 0.2
Sharpe Ratio -5.55
Information Ratio -3.82
Alpha Ratio -0.37
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 3.27%
Effective Maturity 25 Days
Modified Duration 24 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹10,689
31 Aug 18₹11,441
31 Aug 19₹12,282
31 Aug 20₹12,865
31 Aug 21₹13,278

JM Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for JM Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 21

DurationReturns
1 Month 0.3%
3 Month 0.8%
6 Month 1.6%
1 Year 3.2%
3 Year 5%
5 Year 5.8%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 4%
2019 6.6%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.3%
2012 9.6%
2011 8.9%
Fund Manager information for JM Liquid Fund
NameSinceTenure
Shalini Tibrewala31 Dec 9723.6 Yr.

Data below for JM Liquid Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent94.76%
Government5.24%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 DTB 02092021
Sovereign Bonds | -
10%₹100 Cr10,000,000
↑ 10,000,000
91 DTB 02092021
Sovereign Bonds | -
10%₹100 Cr10,000,000
364 DTB 19082021
Sovereign Bonds | -
6%₹55 Cr5,500,000
91 DTB 09092021
Sovereign Bonds | -
5%₹50 Cr5,000,000
91 DTB 16092021
Sovereign Bonds | -
1%₹10 Cr1,000,000
91 DTB 14102021
Sovereign Bonds | -
1%₹5 Cr500,000
91 DTB 30092021
Sovereign Bonds | -
0%₹2 Cr250,000
IIFL Facilities Services Limited
Commercial Paper | -
5%₹50 Cr1,000
↑ 1,000
Century Textiles & Industries Limited
Commercial Paper | -
5%₹50 Cr1,000
Reliance Industries Limited
Commercial Paper | -
5%₹50 Cr1,000

5. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 25 in Liquid Fund category.  Return for 2020 was 4.3% , 2019 was 6.5% and 2018 was 7.3% .

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund
Growth
Launch Date 11 Mar 02
NAV (26 Sep 21) ₹3,761.37 ↑ 0.32   (0.01 %)
Net Assets (Cr) ₹6,648 on 31 Aug 21
Category Debt - Liquid Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Low
Expense Ratio 0.23
Sharpe Ratio -6.16
Information Ratio -2.87
Alpha Ratio -0.41
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 3.25%
Effective Maturity 24 Days
Modified Duration 24 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹10,673
31 Aug 18₹11,419
31 Aug 19₹12,237
31 Aug 20₹12,859
31 Aug 21₹13,271

LIC MF Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Sep 21

DurationReturns
1 Month 0.3%
3 Month 0.8%
6 Month 1.6%
1 Year 3.2%
3 Year 5%
5 Year 5.8%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2020 4.3%
2019 6.5%
2018 7.3%
2017 6.6%
2016 7.6%
2015 8.4%
2014 9%
2013 9.1%
2012 9.3%
2011 8.4%
Fund Manager information for LIC MF Liquid Fund
NameSinceTenure
Rahul Singh5 Oct 155.83 Yr.

Data below for LIC MF Liquid Fund as on 31 Aug 21

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent97%
Corporate3%
Credit Quality
RatingValue
AA1.02%
AAA98.98%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 DTB 26082021
Sovereign Bonds | -
9%₹500 Cr50,000,000
91 DTB 02092021
Sovereign Bonds | -
9%₹499 Cr50,000,000
91 DTB 16092021
Sovereign Bonds | -
9%₹499 Cr50,000,000
Muthoot Finance Limited
Debentures | -
1%₹55 Cr500
Indian Oil Corporation Limited
Commercial Paper | -
9%₹500 Cr10,000
↑ 10,000
Treps
CBLO/Reverse Repo | -
5%₹269 Cr
National Bank For Agriculture And Rural Development
Commercial Paper | -
4%₹200 Cr4,000
Reliance Industries Limited
Commercial Paper | -
4%₹200 Cr4,000
Reliance Jio Infocomm Limited
Commercial Paper | -
4%₹200 Cr4,000
NTPC Limited
Commercial Paper | -
4%₹200 Cr4,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 5, based on 1 reviews.
POST A COMMENT