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5 Best Performing Liquid Funds for SIP 2022
Liquid Funds are considered to be the safest category of debt mutual fund as they have the lowest interest rate and credit risk. Liquid funds invest in debt securities which have maturity, up to 91 days. These funds offer better returns than the Bank Savings Account. In comparison to 4% interest rate of bank accounts, liquid Mutual Funds offer about 7% returns. Additionally, liquid funds are highly liquid, one can redeem their funds within a day. Investors can invest their surplus amount to earn good returns or they can even invest to achieve their short-term Financial goals. For instance, if one needs to buy a gadget or wants to plan a short trip. For better returns, investors can invest in these pre-listed top performing liquid funds via a SIP. Let’s have a look at their latest performances and returns!
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Top 5 Best Performing Liquid Funds for SIP Investments FY 22 - 23
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2021 (%) BOI AXA Liquid Fund Growth ₹2,468.96
↑ 0.37 ₹318 1,000 1.2 2.1 3.9 4 5.2 3.3 IDBI Liquid Fund Growth ₹2,310.07
↑ 0.35 ₹650 500 1.2 2.1 3.8 4.2 5.4 3.4 Baroda Pioneer Liquid Fund Growth ₹2,471.5
↑ 0.36 ₹5,830 500 1.2 2.1 3.8 4 5.3 3.3 JM Liquid Fund Growth ₹58.724
↑ 0.01 ₹1,900 500 1.2 2.1 3.8 4 5.2 3.3 Mirae Asset Cash Management Fund Growth ₹2,252.6
↑ 1.32 ₹3,472 1,000 1.2 2.1 3.8 4 5.3 3.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Aug 22
*Above is list of best Liquid funds are having AUM/Net Assets above 100 Crore. Sorted on Last 1 Year Return.
Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. IDBI Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Jul 10. It is a fund with Low risk and has given a Below is the key information for IDBI Liquid Fund Returns up to 1 year are on To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities. Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a Below is the key information for Baroda Pioneer Liquid Fund Returns up to 1 year are on (Erstwhile JM High Liquidity Fund) To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments. JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a Below is the key information for JM Liquid Fund Returns up to 1 year are on The investment objective of the scheme
is to generate consistent returns with a
high level of liquidity in a judicious
portfolio mix comprising of money
market and debt instruments. The
Scheme does not guarantee any
returns. Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a Below is the key information for Mirae Asset Cash Management Fund Returns up to 1 year are on 1. BOI AXA Liquid Fund
CAGR/Annualized return of 6.6% since its launch. Ranked 34 in Liquid Fund category. Return for 2021 was 3.3% , 2020 was 4.1% and 2019 was 6.4% . BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (16 Aug 22) ₹2,468.96 ↑ 0.37 (0.01 %) Net Assets (Cr) ₹318 on 30 Jun 22 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.21 Sharpe Ratio -1.77 Information Ratio -4.83 Alpha Ratio -0.19 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.29% Effective Maturity 1 Month 20 Days Modified Duration 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 17 ₹10,000 31 Jul 18 ₹10,704 31 Jul 19 ₹11,485 31 Jul 20 ₹12,069 31 Jul 21 ₹12,450 31 Jul 22 ₹12,918 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Aug 22 Duration Returns 1 Month 0.4% 3 Month 1.2% 6 Month 2.1% 1 Year 3.9% 3 Year 4% 5 Year 5.2% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% 2014 9% 2013 9.3% 2012 8.4% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 0.96 Yr. Data below for BOI AXA Liquid Fund as on 30 Jun 22
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 77.79% Corporate 11.13% Government 11.08% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -20% ₹89 Cr Repo
CBLO/Reverse Repo | -8% ₹35 Cr Rural Electrification Corporation Limited
Debentures | -6% ₹25 Cr 2,500,000
↑ 2,500,000 Reliance Industries Limited
Debentures | -6% ₹25 Cr 2,500,000 Vedanta Limited
Commercial Paper | -6% ₹25 Cr 2,500,000 182 Dtb 11082022
Sovereign Bonds | -6% ₹25 Cr 2,500,000 L&T Finance Limited
Commercial Paper | -6% ₹25 Cr 2,500,000 Punjab National Bank
Certificate of Deposit | -6% ₹25 Cr 2,500,000 IIFL Finance Limited
Commercial Paper | -6% ₹25 Cr 2,500,000 91 Dtb 08092022
Sovereign Bonds | -6% ₹25 Cr 2,500,000 2. IDBI Liquid Fund
CAGR/Annualized return of 7.2% since its launch. Ranked 37 in Liquid Fund category. Return for 2021 was 3.4% , 2020 was 4.5% and 2019 was 6.6% . IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (16 Aug 22) ₹2,310.07 ↑ 0.35 (0.02 %) Net Assets (Cr) ₹650 on 30 Jun 22 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio -1.5 Information Ratio -1.92 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 4.73% Effective Maturity 25 Days Modified Duration 25 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 17 ₹10,000 31 Jul 18 ₹10,697 31 Jul 19 ₹11,494 31 Jul 20 ₹12,126 31 Jul 21 ₹12,538 31 Jul 22 ₹13,006 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Aug 22 Duration Returns 1 Month 0.4% 3 Month 1.2% 6 Month 2.1% 1 Year 3.8% 3 Year 4.2% 5 Year 5.4% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.4% 2020 4.5% 2019 6.6% 2018 7.5% 2017 6.6% 2016 7.5% 2015 8.3% 2014 9% 2013 9% 2012 9.7% Fund Manager information for IDBI Liquid Fund
Name Since Tenure Raju Sharma 3 May 17 5.25 Yr. Data below for IDBI Liquid Fund as on 30 Jun 22
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 83.97% Corporate 8.38% Government 7.65% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 DTB 13102022
Sovereign Bonds | -21% ₹134 Cr 13,608,000
↑ 13,608,000 Treps
CBLO/Reverse Repo | -10% ₹67 Cr 182 Dtb 29092022
Sovereign Bonds | -9% ₹59 Cr 6,000,000
↑ 6,000,000 Punjab National Bank
Certificate of Deposit | -8% ₹50 Cr 5,000,000 Aditya Birla Money
Commercial Paper | -8% ₹50 Cr 5,000,000 KEC International
Commercial Paper | -8% ₹50 Cr 5,000,000 Housing Development Finance Corp Ltd.
Commercial Paper | -8% ₹50 Cr 5,000,000 Reliance Retail Ventures Limited
Commercial Paper | -8% ₹50 Cr 5,000,000 Hdfc Bank Limited
Certificate of Deposit | -5% ₹30 Cr 3,000,000 J.K.Cement Limited
Commercial Paper | -5% ₹30 Cr 3,000,000
↑ 3,000,000 3. Baroda Pioneer Liquid Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 22 in Liquid Fund category. Return for 2021 was 3.3% , 2020 was 4.1% and 2019 was 6.6% . Baroda Pioneer Liquid Fund
Growth Launch Date 5 Feb 09 NAV (16 Aug 22) ₹2,471.5 ↑ 0.36 (0.01 %) Net Assets (Cr) ₹5,830 on 30 Jun 22 Category Debt - Liquid Fund AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.31 Sharpe Ratio -2.07 Information Ratio -2.4 Alpha Ratio -0.19 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.3% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 17 ₹10,000 31 Jul 18 ₹10,702 31 Jul 19 ₹11,496 31 Jul 20 ₹12,093 31 Jul 21 ₹12,485 31 Jul 22 ₹12,952 Returns for Baroda Pioneer Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Aug 22 Duration Returns 1 Month 0.4% 3 Month 1.2% 6 Month 2.1% 1 Year 3.8% 3 Year 4% 5 Year 5.3% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.3% 2020 4.1% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.8% 2015 8.4% 2014 9.1% 2013 9.2% 2012 9.7% Fund Manager information for Baroda Pioneer Liquid Fund
Name Since Tenure Alok Sahoo 5 Feb 09 13.49 Yr. Vikram Pamnani 14 Mar 22 0.38 Yr. Data below for Baroda Pioneer Liquid Fund as on 30 Jun 22
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 75.57% Corporate 14.88% Government 9.56% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps 18-Jul-2022
CBLO/Reverse Repo | -8% ₹557 Cr 182 Dtb 15092022
Sovereign Bonds | -5% ₹372 Cr 37,500,000 HDFC Bank Limited
Certificate of Deposit | -5% ₹348 Cr 7,000
↓ -1,420 Indian Oil Corporation Limited
Commercial Paper | -5% ₹348 Cr 7,000
↑ 7,000 Canara Bank
Certificate of Deposit | -4% ₹299 Cr 6,000 National Bank For Agriculture And Rural Development
Commercial Paper | -4% ₹299 Cr 6,000 5.00% Reverse Repo 18-Jul-2022
CBLO/Reverse Repo | -4% ₹250 Cr 4.81% Reverse Repo 18-Jul-2022
CBLO/Reverse Repo | -4% ₹250 Cr Housing Development Finance Corporation Limited
Commercial Paper | -4% ₹249 Cr 5,000 Larsen And Toubro Limited
Commercial Paper | -3% ₹199 Cr 4,000 4. JM Liquid Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 3 in Liquid Fund category. Return for 2021 was 3.3% , 2020 was 4% and 2019 was 6.6% . JM Liquid Fund
Growth Launch Date 31 Dec 97 NAV (16 Aug 22) ₹58.724 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹1,900 on 30 Jun 22 Category Debt - Liquid Fund AMC JM Financial Asset Management Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio -2.17 Information Ratio -5.69 Alpha Ratio -0.22 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.11% Effective Maturity 1 Month 11 Days Modified Duration 1 Month 8 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 17 ₹10,000 31 Jul 18 ₹10,697 31 Jul 19 ₹11,495 31 Jul 20 ₹12,069 31 Jul 21 ₹12,455 31 Jul 22 ₹12,918 Returns for JM Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Aug 22 Duration Returns 1 Month 0.4% 3 Month 1.2% 6 Month 2.1% 1 Year 3.8% 3 Year 4% 5 Year 5.2% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.3% 2020 4% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.1% 2013 9.3% 2012 9.6% Fund Manager information for JM Liquid Fund
Name Since Tenure Shalini Tibrewala 31 Dec 97 24.6 Yr. Naghma Khoja 21 Oct 21 0.78 Yr. Data below for JM Liquid Fund as on 30 Jun 22
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 77.97% Corporate 12.96% Government 9.06% Credit Quality
Rating Value AA 0.84% AAA 99.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps-Triparty Repo
CBLO/Reverse Repo | -9% ₹170 Cr 00 Canara Bank
Certificate of Deposit | -5% ₹99 Cr 2,000 Tata Steel Limited
Commercial Paper | -5% ₹99 Cr 2,000
↑ 2,000 182 Dtb 04082022
Sovereign Bonds | -5% ₹90 Cr 9,000,000
↓ -2,500,000 HDFC Bank Limited
Certificate of Deposit | -4% ₹75 Cr 1,500 Tata Capital Financial Services Limited
Debentures | -3% ₹50 Cr 500,000
↑ 500,000 Housing Development Finance Corporation Limited
Commercial Paper | -3% ₹50 Cr 1,000 Aditya Birla Finance Limited
Commercial Paper | -3% ₹50 Cr 1,000 Axis Bank Limited
Certificate of Deposit | -3% ₹50 Cr 1,000 Housing Development Finance Corporation Limited
Commercial Paper | -3% ₹50 Cr 1,000 5. Mirae Asset Cash Management Fund
CAGR/Annualized return of 6.2% since its launch. Ranked 48 in Liquid Fund category. Return for 2021 was 3.3% , 2020 was 4.2% and 2019 was 6.6% . Mirae Asset Cash Management Fund
Growth Launch Date 12 Jan 09 NAV (16 Aug 22) ₹2,252.6 ↑ 1.32 (0.06 %) Net Assets (Cr) ₹3,472 on 30 Jun 22 Category Debt - Liquid Fund AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆ Risk Low Expense Ratio 0.15 Sharpe Ratio -2.84 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.1% Effective Maturity 1 Month 11 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 17 ₹10,000 31 Jul 18 ₹10,698 31 Jul 19 ₹11,486 31 Jul 20 ₹12,079 31 Jul 21 ₹12,475 31 Jul 22 ₹12,936 Returns for Mirae Asset Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Aug 22 Duration Returns 1 Month 0.4% 3 Month 1.2% 6 Month 2.1% 1 Year 3.8% 3 Year 4% 5 Year 5.3% 10 Year 15 Year Since launch 6.2% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.3% 2020 4.2% 2019 6.6% 2018 7.3% 2017 6.6% 2016 7.2% 2015 7.8% 2014 8.7% 2013 8.2% 2012 8% Fund Manager information for Mirae Asset Cash Management Fund
Name Since Tenure Mahendra Jajoo 8 Sep 16 5.9 Yr. Abhishek Iyer 28 Dec 20 1.59 Yr. Data below for Mirae Asset Cash Management Fund as on 30 Jun 22
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 72.94% Government 18.61% Corporate 8.44% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Canara Bank
Certificate of Deposit | -4% ₹149 Cr 15,000,000
↑ 2,500,000 HDFC Bank Limited
Certificate of Deposit | -4% ₹145 Cr 14,500,000
↑ 5,000,000 Treps
CBLO/Reverse Repo | -3% ₹136 Cr 91 Dtb 04082022
Sovereign Bonds | -3% ₹120 Cr 12,000,000
↑ 10,000,000 91 Dtb 11082022
Sovereign Bonds | -3% ₹120 Cr 12,000,000 BAJAJ HOUSING FINANCE LIMITED
Commercial Paper | -2% ₹100 Cr 10,000,000 Treps
CBLO/Reverse Repo | -2% ₹100 Cr 182 Dtb 04082022
Sovereign Bonds | -2% ₹100 Cr 10,000,000 Punjab National Bank
Certificate of Deposit | -2% ₹100 Cr 10,000,000 Indian Oil Corporation Ltd.
Commercial Paper | -2% ₹99 Cr 10,000,000
↑ 10,000,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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