Best Performing Balanced Mutual Funds In Last 5 Years 2026

Updated on October 26, 2026 , 3463 views

Top Balanced Fund are Mutual Funds that invest more than 65% of their assets in equities and the remaining assets in debt instruments to yield good overall returns. Balanced Mutual Funds are beneficial for investors who are willing to take a market risk while looking for some fixed returns as well. The assets invested in equities and stocks offer market-linked returns while the assets invested in debt instruments offer fixed returns. Being a combination of both Equity and Debt, investors should be very careful when Investing in these funds.

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Fund Selection Methodology used to find 6 funds

Category: Hybrid
Minimum fund age: 5 years
Sorted On : 5-year return (high to low)
Tags: fcpro
No Of Funds: 6

Top 6 Balanced Mutual Funds by 5 Year Returns

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
ICICI Prudential Multi-Asset Fund Growth	₹765.598 ↑ 0.97	₹84,108	-5.2	-5	-4.4	11.9	12.5	18.6
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹40.85 ↑ 0.05	₹2,196	-2	1	6.7	14.4	12.4	-0.9
HDFC Balanced Advantage Fund Growth	₹498.524 ↓ -0.36	₹102,534	-4.3	-3.4	-6.2	9.7	12.1	7.2
ICICI Prudential Equity and Debt Fund Growth	₹385.49 ↑ 0.56	₹50,706	-4.6	-3.8	-5.8	11.5	11.9	13.3
SBI Multi Asset Allocation Fund Growth	₹63.7148 ↑ 0.06	₹21,044	-4.2	-3.4	1.5	12.7	11.2	18.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 6 Funds showcased

Commentary	Sundaram Equity Hybrid Fund	ICICI Prudential Multi-Asset Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	HDFC Balanced Advantage Fund	ICICI Prudential Equity and Debt Fund	SBI Multi Asset Allocation Fund
Point 1	Bottom quartile AUM (₹1,954 Cr).	Upper mid AUM (₹84,108 Cr).	Bottom quartile AUM (₹2,196 Cr).	Highest AUM (₹102,534 Cr).	Upper mid AUM (₹50,706 Cr).	Lower mid AUM (₹21,044 Cr).
Point 2	Established history (26+ yrs).	Established history (24+ yrs).	Established history (10+ yrs).	Established history (26+ yrs).	Oldest track record among peers (27 yrs).	Established history (20+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Not Rated.	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.
Point 5	5Y return: 14.20% (top quartile).	5Y return: 12.53% (upper mid).	5Y return: 12.41% (upper mid).	5Y return: 12.09% (lower mid).	5Y return: 11.93% (bottom quartile).	5Y return: 11.25% (bottom quartile).
Point 6	3Y return: 16.03% (top quartile).	3Y return: 11.91% (lower mid).	3Y return: 14.35% (upper mid).	3Y return: 9.71% (bottom quartile).	3Y return: 11.53% (bottom quartile).	3Y return: 12.68% (upper mid).
Point 7	1Y return: 27.10% (top quartile).	1Y return: -4.41% (lower mid).	1Y return: 6.71% (upper mid).	1Y return: -6.20% (bottom quartile).	1Y return: -5.81% (bottom quartile).	1Y return: 1.50% (upper mid).
Point 8	1M return: 1.80% (top quartile).	1M return: -4.00% (lower mid).	1M return: -4.09% (bottom quartile).	1M return: -1.55% (upper mid).	1M return: -2.19% (upper mid).	1M return: -4.07% (bottom quartile).
Point 9	Alpha: 5.81 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -0.22 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 2.64 (top quartile).	Sharpe: -0.31 (lower mid).	Sharpe: 0.54 (upper mid).	Sharpe: -0.52 (bottom quartile).	Sharpe: -0.47 (bottom quartile).	Sharpe: 0.21 (upper mid).

Sundaram Equity Hybrid Fund

Bottom quartile AUM (₹1,954 Cr).
Established history (26+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.20% (top quartile).
3Y return: 16.03% (top quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (top quartile).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).

ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹84,108 Cr).
Established history (24+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.53% (upper mid).
3Y return: 11.91% (lower mid).
1Y return: -4.41% (lower mid).
1M return: -4.00% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.31 (lower mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹2,196 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.41% (upper mid).
3Y return: 14.35% (upper mid).
1Y return: 6.71% (upper mid).
1M return: -4.09% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.54 (upper mid).

HDFC Balanced Advantage Fund

Highest AUM (₹102,534 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.09% (lower mid).
3Y return: 9.71% (bottom quartile).
1Y return: -6.20% (bottom quartile).
1M return: -1.55% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.52 (bottom quartile).

ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹50,706 Cr).
Oldest track record among peers (27 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.93% (bottom quartile).
3Y return: 11.53% (bottom quartile).
1Y return: -5.81% (bottom quartile).
1M return: -2.19% (upper mid).
Alpha: -0.22 (bottom quartile).
Sharpe: -0.47 (bottom quartile).

SBI Multi Asset Allocation Fund

Lower mid AUM (₹21,044 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
5Y return: 11.25% (bottom quartile).
3Y return: 12.68% (upper mid).
1Y return: 1.50% (upper mid).
1M return: -4.07% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.21 (upper mid).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.: 112358
MCA CIN: U74999MH2016PTC282153
Location: Thane, Maharashtra, India
Experience: 10+ years in Mutual Fund distribution

Our Expertise

Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

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Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

Top 6 Balanced Advantage Mutual Funds

1. Sundaram Equity Hybrid Fund

(Erstwhile Sundaram Balanced Fund)

The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities.

Research Highlights for Sundaram Equity Hybrid Fund

Bottom quartile AUM (₹1,954 Cr).
Established history (26+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.20% (top quartile).
3Y return: 16.03% (top quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (top quartile).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).
Information ratio: -0.12 (bottom quartile).

Below is the key information for Sundaram Equity Hybrid Fund

Sundaram Equity Hybrid Fund Growth
Launch Date	23 Jun 00
NAV (31 Dec 21)	₹135.137 ↑ 0.78 (0.58 %)
Net Assets (Cr)	₹1,954 on 30 Nov 21
Category	Hybrid - Hybrid Equity
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	2.64
Information Ratio	-0.12
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Sundaram Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1.8%
3 Month	0.5%
6 Month	10.5%
1 Year	27.1%
3 Year	16%
5 Year	14.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for Sundaram Equity Hybrid Fund

Name	Since	Tenure

Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

Research Highlights for ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹84,108 Cr).
Established history (24+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.53% (upper mid).
3Y return: 11.91% (lower mid).
1Y return: -4.41% (lower mid).
1M return: -4.00% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.31 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~68%).
High-quality debt (AAA/AA ~99%).
Largest holding ICICI Pru Gold ETF (~10.1%).

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund Growth
Launch Date	31 Oct 02
NAV (27 Oct 26)	₹765.598 ↑ 0.97 (0.13 %)
Net Assets (Cr)	₹84,108 on 30 Sep 26
Category	Hybrid - Multi Asset
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	-0.31
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,977
30 Sep 23	₹13,463
30 Sep 24	₹17,811
30 Sep 25	₹18,997
30 Sep 26	₹19,209

ICICI Prudential Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-4%
3 Month	-5.2%
6 Month	-5%
1 Year	-4.4%
3 Year	11.9%
5 Year	12.5%
10 Year
15 Year
Since launch	19.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	18.6%
2024	16.1%
2023	24.1%
2022	16.8%
2021	34.7%
2020	9.9%
2019	7.7%
2018	-2.2%
2017	28.2%
2016	12.5%

Fund Manager information for ICICI Prudential Multi-Asset Fund

Name	Since	Tenure
Sankaran Naren	1 Feb 12	14.67 Yr.
Manish Banthia	22 Jan 24	2.69 Yr.
Akhil Kakkar	22 Jan 24	2.69 Yr.
Gaurav Chikane	2 Aug 21	5.17 Yr.
Sharmila D'Silva	31 Jul 22	4.17 Yr.
Masoomi Jhurmarvala	4 Nov 24	1.91 Yr.
Antariksha Banerjee	15 Jun 26	0.29 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	6.21%
Equity	67.82%
Debt	14.14%
Other	11.83%

Equity Sector Allocation

Sector	Value
Financial Services	26.67%
Consumer Cyclical	9.15%
Consumer Defensive	6.09%
Basic Materials	4.79%
Industrials	4.78%
Energy	4.63%
Health Care	3.87%
Technology	2.68%
Communication Services	2.36%
Real Estate	1.83%
Utility	1.75%

Debt Sector Allocation

Sector	Value
Government	8.22%
Corporate	7.85%
Cash Equivalent	4.29%

Credit Quality

Rating	Value
A	1.01%
AA	28.05%
AAA	70.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	10%	₹8,469 Cr	671,777,975
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	6%	₹5,108 Cr	72,074,542 ↑ 2,875,000
Life Insurance Corporation of India (Financial Services) Equity, Since 31 Oct 24 \| LICI	4%	₹3,166 Cr	80,107,788
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| ICICIBANK	4%	₹3,004 Cr	22,730,775
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 20 \| RELIANCE	3%	₹2,663 Cr	22,432,703
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Jan 24 \| 532978	3%	₹2,146 Cr	12,397,312 ↑ 1,163,563
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	2%	₹1,970 Cr	16,068,164
6.94% Govt Stock 2036 Sovereign Bonds \| -	2%	₹1,771 Cr	180,083,800 ↑ 147,500,000
Future on Gold - \| -	2%	₹1,639 Cr	1,100 ↑ 1,100
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	2%	₹1,592 Cr	3,193,251 ↑ 46,793

3. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹2,196 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.41% (upper mid).
3Y return: 14.35% (upper mid).
1Y return: 6.71% (upper mid).
1M return: -4.09% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.54 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~70%).
High-quality debt (AAA/AA ~100%).
Largest holding Bank of Maharashtra (~3.3%).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (28 Oct 26)	₹40.85 ↑ 0.05 (0.12 %)
Net Assets (Cr)	₹2,196 on 30 Sep 26
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.04
Sharpe Ratio	0.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,921
30 Sep 23	₹12,415
30 Sep 24	₹17,307
30 Sep 25	₹16,534
30 Sep 26	₹18,795

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-4.1%
3 Month	-2%
6 Month	1%
1 Year	6.7%
3 Year	14.4%
5 Year	12.4%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.9%
2024	25.8%
2023	33.7%
2022	-4.8%
2021	54.5%
2020	31.1%
2019	-4.7%
2018	-14.2%
2017	47.1%
2016

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	9.63 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	15.42%
Equity	70.02%
Debt	14.56%

Equity Sector Allocation

Sector	Value
Financial Services	15.69%
Industrials	14.08%
Health Care	9.62%
Technology	9.52%
Basic Materials	7.21%
Consumer Cyclical	7.15%
Consumer Defensive	3.54%
Energy	1.04%
Real Estate	0.7%
Utility	0.48%
Communication Services	0.29%

Debt Sector Allocation

Sector	Value
Corporate	14.02%
Cash Equivalent	9.68%
Government	6.28%

Credit Quality

Rating	Value
AA	4.67%
AAA	95.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bank of Maharashtra (Financial Services) Equity, Since 31 May 24 \| MAHABANK	3%	₹72 Cr	9,070,000 ↑ 2,970,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 26 \| FEDERALBNK	2%	₹54 Cr	1,700,004 ↑ 550,000
Sterlite Technologies Ltd (Technology) Equity, Since 30 Apr 26 \| STLTECH	2%	₹54 Cr	592,439
Balrampur Chini Mills Ltd (Consumer Defensive) Equity, Since 31 Jan 21 \| BALRAMCHIN	2%	₹44 Cr	670,000
Optiemus Infracom Ltd (Technology) Equity, Since 30 Sep 26 \| OPTIEMUS	2%	₹43 Cr	559,789 ↑ 559,789
Quality Power Electrical Equipments Ltd (Industrials) Equity, Since 30 Sep 25 \| QPOWER	2%	₹43 Cr	271,005 ↑ 9,427
Power Finance Corporation Limited Debentures \| -	2%	₹42 Cr	4,200,000
Abbott India Ltd (Healthcare) Equity, Since 31 Jan 23 \| ABBOTINDIA	2%	₹41 Cr	15,000
Aurobindo Pharma Ltd (Healthcare) Equity, Since 31 Jan 26 \| AUROPHARMA	2%	₹40 Cr	240,000
Mankind Pharma Ltd (Healthcare) Equity, Since 30 Jun 26 \| MANKIND	2%	₹40 Cr	160,000

4. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

Highest AUM (₹102,534 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.09% (lower mid).
3Y return: 9.71% (bottom quartile).
1Y return: -6.20% (bottom quartile).
1M return: -1.55% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.52 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~75%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~5.1%).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Growth
Launch Date	11 Sep 00
NAV (28 Oct 26)	₹498.524 ↓ -0.36 (-0.07 %)
Net Assets (Cr)	₹102,534 on 30 Sep 26
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.35
Sharpe Ratio	-0.52
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,875
30 Sep 23	₹13,770
30 Sep 24	₹18,453
30 Sep 25	₹18,480
30 Sep 26	₹18,113

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-1.5%
3 Month	-4.3%
6 Month	-3.4%
1 Year	-6.2%
3 Year	9.7%
5 Year	12.1%
10 Year
15 Year
Since launch	17.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.2%
2024	16.7%
2023	31.3%
2022	18.8%
2021	26.4%
2020	7.6%
2019	6.9%
2018	-3.1%
2017	27.9%
2016	9.4%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	4.18 Yr.
Gopal Agrawal	29 Jul 22	4.18 Yr.
Arun Agarwal	6 Oct 22	3.99 Yr.
Ihab Dalwai	11 Sep 26	0.05 Yr.
Dhruv Muchhal	22 Jun 23	3.28 Yr.
Nandita Menezes	29 Mar 25	1.51 Yr.

Data below for HDFC Balanced Advantage Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	2.22%
Equity	75.08%
Debt	22.7%

Equity Sector Allocation

Sector	Value
Financial Services	24.9%
Industrials	9.48%
Consumer Cyclical	8.09%
Energy	7.02%
Health Care	5.84%
Technology	5.06%
Utility	3.86%
Communication Services	3.33%
Basic Materials	3.11%
Consumer Defensive	2.33%
Real Estate	2.06%

Debt Sector Allocation

Sector	Value
Corporate	14.14%
Government	9.04%
Cash Equivalent	1.74%

Credit Quality

Rating	Value
AA	5.71%
AAA	94.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹5,187 Cr	39,244,463
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	4%	₹4,427 Cr	62,464,555
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	4%	₹3,727 Cr	31,400,311
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	3%	₹3,358 Cr	35,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹3,132 Cr	17,823,283 ↑ 500,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| 532215	3%	₹2,713 Cr	22,125,438
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	3%	₹2,587 Cr	6,879,083
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹2,092 Cr	208,533,300
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| 532555	2%	₹2,049 Cr	63,500,000
Coal India Ltd (Energy) Equity, Since 31 Jan 18 \| COALINDIA	2%	₹1,819 Cr	42,800,000

5. ICICI Prudential Equity and Debt Fund

(Erstwhile ICICI Prudential Balanced Fund)

To generate long term capital appreciation and current income from a portfolio that is invested in equity and equity related securities as well as in fixed income securities.

Research Highlights for ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹50,706 Cr).
Oldest track record among peers (27 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.93% (bottom quartile).
3Y return: 11.53% (bottom quartile).
1Y return: -5.81% (bottom quartile).
1M return: -2.19% (upper mid).
Alpha: -0.22 (bottom quartile).
Sharpe: -0.47 (bottom quartile).
Information ratio: 1.31 (top quartile).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~75%).
High-quality debt (AAA/AA ~98%).
Largest holding HDFC Bank Ltd (~5.9%).

Below is the key information for ICICI Prudential Equity and Debt Fund

ICICI Prudential Equity and Debt Fund Growth
Launch Date	3 Nov 99
NAV (28 Oct 26)	₹385.49 ↑ 0.56 (0.15 %)
Net Assets (Cr)	₹50,706 on 30 Sep 26
Category	Hybrid - Hybrid Equity
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.55
Sharpe Ratio	-0.47
Information Ratio	1.31
Alpha Ratio	-0.22
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,704
30 Sep 23	₹13,162
30 Sep 24	₹18,128
30 Sep 25	₹18,495
30 Sep 26	₹18,304

ICICI Prudential Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for ICICI Prudential Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-2.2%
3 Month	-4.6%
6 Month	-3.8%
1 Year	-5.8%
3 Year	11.5%
5 Year	11.9%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	13.3%
2024	17.2%
2023	28.2%
2022	11.7%
2021	41.7%
2020	9%
2019	9.3%
2018	-1.9%
2017	24.8%
2016	13.7%

Fund Manager information for ICICI Prudential Equity and Debt Fund

Name	Since	Tenure
Sankaran Naren	7 Dec 15	10.82 Yr.
Manish Banthia	19 Sep 13	13.04 Yr.
Mittul Kalawadia	29 Dec 20	5.76 Yr.
Akhil Kakkar	22 Jan 24	2.69 Yr.
Sharmila D'Silva	31 Jul 22	4.17 Yr.
Nitya Mishra	4 Nov 24	1.91 Yr.

Data below for ICICI Prudential Equity and Debt Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	2.87%
Equity	74.93%
Debt	22.19%

Equity Sector Allocation

Sector	Value
Financial Services	22.85%
Consumer Cyclical	10.79%
Industrials	7.48%
Energy	6.62%
Consumer Defensive	6.43%
Health Care	5.38%
Utility	4.18%
Basic Materials	3.54%
Real Estate	2.68%
Communication Services	2.35%
Technology	1.35%

Debt Sector Allocation

Sector	Value
Government	12.87%
Corporate	10.63%
Cash Equivalent	1.57%

Credit Quality

Rating	Value
A	1.76%
AA	26.53%
AAA	71.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| HDFCBANK	6%	₹3,014 Cr	42,532,166 ↓ -2,275,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	5%	₹2,483 Cr	18,783,840
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 22 \| RELIANCE	4%	₹2,219 Cr	18,689,980
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	4%	₹1,790 Cr	9,853,039
NTPC Ltd (Utilities) Equity, Since 28 Feb 17 \| 532555	3%	₹1,677 Cr	51,962,814
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 18 \| 532343	3%	₹1,635 Cr	3,981,427
Life Insurance Corporation of India (Financial Services) Equity, Since 31 Dec 25 \| LICI	3%	₹1,463 Cr	37,007,543
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jan 23 \| 540376	3%	₹1,370 Cr	3,604,932 ↑ 79,050
6.94% Govt Stock 2036 Sovereign Bonds \| -	3%	₹1,359 Cr	138,183,800 ↑ 120,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 21 \| 532215	3%	₹1,291 Cr	10,531,926

6. SBI Multi Asset Allocation Fund

(Erstwhile SBI Magnum Monthly Income Plan Floater)

To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives.

Research Highlights for SBI Multi Asset Allocation Fund

Lower mid AUM (₹21,044 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
5Y return: 11.25% (bottom quartile).
3Y return: 12.68% (upper mid).
1Y return: 1.50% (upper mid).
1M return: -4.07% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.21 (upper mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
High-quality debt (AAA/AA ~100%).
Largest holding SBI Gold ETF (~6.4%).

Below is the key information for SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund Growth
Launch Date	21 Dec 05
NAV (27 Oct 26)	₹63.7148 ↑ 0.06 (0.10 %)
Net Assets (Cr)	₹21,044 on 30 Sep 26
Category	Hybrid - Multi Asset
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.41
Sharpe Ratio	0.21
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,357
30 Sep 23	₹12,094
30 Sep 24	₹15,334
30 Sep 25	₹16,414
30 Sep 26	₹17,635

SBI Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-4.1%
3 Month	-4.2%
6 Month	-3.4%
1 Year	1.5%
3 Year	12.7%
5 Year	11.2%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	18.6%
2024	12.8%
2023	24.4%
2022	6%
2021	13%
2020	14.2%
2019	10.6%
2018	0.4%
2017	10.9%
2016	8.7%

Fund Manager information for SBI Multi Asset Allocation Fund

Name	Since	Tenure
Dinesh Balachandran	31 Oct 21	4.92 Yr.
Mansi Sajeja	1 Dec 23	2.84 Yr.
Vandna Soni	1 Jan 24	2.75 Yr.

Data below for SBI Multi Asset Allocation Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	6.44%
Equity	50.54%
Debt	33.08%
Other	9.94%

Equity Sector Allocation

Sector	Value
Financial Services	13.33%
Consumer Cyclical	6.63%
Real Estate	6.26%
Health Care	4.47%
Utility	3.86%
Basic Materials	3.66%
Industrials	3.42%
Energy	3.37%
Consumer Defensive	2.75%
Communication Services	1.63%
Technology	0.9%

Debt Sector Allocation

Sector	Value
Corporate	29.68%
Cash Equivalent	5.74%
Government	4.11%

Credit Quality

Rating	Value
AA	64.3%
AAA	35.7%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	6%	₹1,351 Cr	107,591,000
SBI Silver ETF - \| -	4%	₹750 Cr	34,896,178
Brookfield India Real Estate Trust (Real Estate) -, Since 30 Apr 25 \| BIRET	2%	₹510 Cr	15,164,234
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹466 Cr	475
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| EMBASSY	2%	₹414 Cr	9,520,000
GAIL (India) Ltd (Utilities) Equity, Since 31 Mar 21 \| 532155	2%	₹398 Cr	23,350,297
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| HDFCBANK	2%	₹373 Cr	5,262,000
Bandhan Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| BANDHANBNK	2%	₹365 Cr	20,500,000
Delhivery Ltd (Industrials) Equity, Since 15 Apr 26 \| 543529	2%	₹354 Cr	8,638,573
ICICI Bank Ltd (Financial Services) Equity, Since 15 Apr 22 \| ICICIBANK	1%	₹307 Cr	2,320,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.