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9 Best Performing Equity Funds by UTI Mutual Fund 2025

Updated on August 7, 2025 , 62154 views

Over the years, the equity Mutual Funds by UTI Mutual Fund have shown strong growth in the Market. It has given substantial returns to the investors, due to which investors are keen to invest in this fund.

Equity mutual funds invest money in the stock of various companies. There are various types of Equity Funds like Large cap funds, mid cap funds, Small cap funds, Diversified Funds, etc. These funds are a great option to create long-term wealth. But, one should not forget that equity funds are a high risk investment, thus one should hold a high risk appetite to invest in these funds.

Why Invest in UTI Equity Funds?

Some of the key qualities of Investing in UTI Mutual Fund's equity schemes are:

a. Tax Benefits

The fund house offers a tax saving Mutual Fund names as UTI Long Term Equity Fund through which people can plan for their Taxes.

c. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives. To attain good returns, it is suggested hold equity funds for a longer duration.

d. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

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e. Long Term Financial Goals

UTI equity schemes also help investors to plan for their future. Investors can plan various long-term Financial goals by retirement, child's career, wealth creation or simply for Income generation.

Investors planning to invest in this scheme, can choose amongst the top 5 best performing equity funds by UTI Mutual Fund. These funds have been shortlisted by undertaking important parameters like AUM, NAV, past performances, peer average returns, and other information ratios.

Best UTI Equity Mutual Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Infrastructure Fund Growth	₹138.015 ↓ -1.24	₹2,272	3.1	4.7	-5.2	20.8	25.7	18.5
UTI Transportation & Logistics Fund Growth	₹261.642 ↓ -2.73	₹3,589	7.7	5.7	-2.3	19.9	25.3	18.7
UTI Core Equity Fund Growth	₹173.947 ↓ -1.67	₹4,866	3.7	3.1	0.5	20.9	25.1	27.2
UTI Mid Cap Fund Growth	₹293.385 ↓ -3.10	₹12,224	7.3	4.7	-3.8	16.4	23.3	23.3
UTI Value Opportunities Fund Growth	₹164.188 ↓ -1.53	₹10,117	3.5	2.5	1.1	18	21.8	23.4
UTI Banking and Financial Services Fund Growth	₹185.838 ↓ -0.53	₹1,356	2.8	10.2	12.2	16.5	21.5	11.1
UTI Dividend Yield Fund Growth	₹172.3 ↓ -0.84	₹4,127	3.5	2.1	-3	18.7	20.9	24.7
UTI Healthcare Fund Growth	₹286.591 ↓ -1.67	₹1,099	8	2.8	8.3	24.4	18.6	42.9
UTI Long Term Equity Fund Growth	₹199.068 ↓ -2.20	₹3,882	1.5	2.1	-2.7	12.1	17.9	13.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25

Research Highlights & Commentary of 9 Funds showcased

Commentary	UTI Infrastructure Fund	UTI Transportation & Logistics Fund	UTI Core Equity Fund	UTI Mid Cap Fund	UTI Value Opportunities Fund	UTI Banking and Financial Services Fund	UTI Dividend Yield Fund	UTI Healthcare Fund	UTI Long Term Equity Fund
Point 1	Bottom quartile AUM (₹2,272 Cr).	Lower mid AUM (₹3,589 Cr).	Upper mid AUM (₹4,866 Cr).	Highest AUM (₹12,224 Cr).	Top quartile AUM (₹10,117 Cr).	Bottom quartile AUM (₹1,356 Cr).	Upper mid AUM (₹4,127 Cr).	Bottom quartile AUM (₹1,099 Cr).	Lower mid AUM (₹3,882 Cr).
Point 2	Established history (21+ yrs).	Established history (21+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Oldest track record among peers (26 yrs).	Established history (25+ yrs).
Point 3	Top rated.	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 25.69% (top quartile).	5Y return: 25.35% (top quartile).	5Y return: 25.08% (upper mid).	5Y return: 23.35% (upper mid).	5Y return: 21.79% (lower mid).	5Y return: 21.48% (lower mid).	5Y return: 20.89% (bottom quartile).	5Y return: 18.56% (bottom quartile).	5Y return: 17.94% (bottom quartile).
Point 6	3Y return: 20.83% (upper mid).	3Y return: 19.88% (upper mid).	3Y return: 20.89% (top quartile).	3Y return: 16.42% (bottom quartile).	3Y return: 18.03% (lower mid).	3Y return: 16.53% (bottom quartile).	3Y return: 18.66% (lower mid).	3Y return: 24.42% (top quartile).	3Y return: 12.09% (bottom quartile).
Point 7	1Y return: -5.23% (bottom quartile).	1Y return: -2.31% (lower mid).	1Y return: 0.48% (upper mid).	1Y return: -3.78% (bottom quartile).	1Y return: 1.10% (upper mid).	1Y return: 12.17% (top quartile).	1Y return: -3.01% (bottom quartile).	1Y return: 8.34% (top quartile).	1Y return: -2.66% (lower mid).
Point 8	Alpha: -5.11 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 2.41 (top quartile).	Alpha: -1.44 (lower mid).	Alpha: 1.34 (top quartile).	Alpha: -2.61 (bottom quartile).	Alpha: 0.31 (upper mid).	Alpha: 1.14 (upper mid).	Alpha: -1.87 (bottom quartile).
Point 9	Sharpe: -0.35 (bottom quartile).	Sharpe: -0.38 (bottom quartile).	Sharpe: 0.19 (upper mid).	Sharpe: -0.01 (lower mid).	Sharpe: 0.11 (upper mid).	Sharpe: 0.65 (top quartile).	Sharpe: 0.03 (lower mid).	Sharpe: 0.75 (top quartile).	Sharpe: -0.11 (bottom quartile).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.64 (top quartile).	Information ratio: -1.84 (bottom quartile).	Information ratio: 0.56 (top quartile).	Information ratio: 0.48 (upper mid).	Information ratio: 0.42 (upper mid).	Information ratio: -0.29 (bottom quartile).	Information ratio: -0.88 (bottom quartile).

UTI Infrastructure Fund

Bottom quartile AUM (₹2,272 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 25.69% (top quartile).
3Y return: 20.83% (upper mid).
1Y return: -5.23% (bottom quartile).
Alpha: -5.11 (bottom quartile).
Sharpe: -0.35 (bottom quartile).
Information ratio: 0.00 (lower mid).

UTI Transportation & Logistics Fund

Lower mid AUM (₹3,589 Cr).
Established history (21+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 25.35% (top quartile).
3Y return: 19.88% (upper mid).
1Y return: -2.31% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.38 (bottom quartile).
Information ratio: 0.00 (lower mid).

UTI Core Equity Fund

Upper mid AUM (₹4,866 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.08% (upper mid).
3Y return: 20.89% (top quartile).
1Y return: 0.48% (upper mid).
Alpha: 2.41 (top quartile).
Sharpe: 0.19 (upper mid).
Information ratio: 0.64 (top quartile).

UTI Mid Cap Fund

Highest AUM (₹12,224 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 23.35% (upper mid).
3Y return: 16.42% (bottom quartile).
1Y return: -3.78% (bottom quartile).
Alpha: -1.44 (lower mid).
Sharpe: -0.01 (lower mid).
Information ratio: -1.84 (bottom quartile).

UTI Value Opportunities Fund

Top quartile AUM (₹10,117 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.79% (lower mid).
3Y return: 18.03% (lower mid).
1Y return: 1.10% (upper mid).
Alpha: 1.34 (top quartile).
Sharpe: 0.11 (upper mid).
Information ratio: 0.56 (top quartile).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,356 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 21.48% (lower mid).
3Y return: 16.53% (bottom quartile).
1Y return: 12.17% (top quartile).
Alpha: -2.61 (bottom quartile).
Sharpe: 0.65 (top quartile).
Information ratio: 0.48 (upper mid).

UTI Dividend Yield Fund

Upper mid AUM (₹4,127 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.89% (bottom quartile).
3Y return: 18.66% (lower mid).
1Y return: -3.01% (bottom quartile).
Alpha: 0.31 (upper mid).
Sharpe: 0.03 (lower mid).
Information ratio: 0.42 (upper mid).

UTI Healthcare Fund

Bottom quartile AUM (₹1,099 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 18.56% (bottom quartile).
3Y return: 24.42% (top quartile).
1Y return: 8.34% (top quartile).
Alpha: 1.14 (upper mid).
Sharpe: 0.75 (top quartile).
Information ratio: -0.29 (bottom quartile).

UTI Long Term Equity Fund

Lower mid AUM (₹3,882 Cr).
Established history (25+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.94% (bottom quartile).
3Y return: 12.09% (bottom quartile).
1Y return: -2.66% (lower mid).
Alpha: -1.87 (bottom quartile).
Sharpe: -0.11 (bottom quartile).
Information ratio: -0.88 (bottom quartile).

1. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

Bottom quartile AUM (₹2,272 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 25.69% (top quartile).
3Y return: 20.83% (upper mid).
1Y return: -5.23% (bottom quartile).
Alpha: -5.11 (bottom quartile).
Sharpe: -0.35 (bottom quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~13.9%).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (08 Aug 25)	₹138.015 ↓ -1.24 (-0.89 %)
Net Assets (Cr)	₹2,272 on 30 Jun 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.25
Sharpe Ratio	-0.35
Information Ratio	0
Alpha Ratio	-5.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,812
31 Jul 22	₹17,711
31 Jul 23	₹22,249
31 Jul 24	₹34,915
31 Jul 25	₹32,304

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-5.4%
3 Month	3.1%
6 Month	4.7%
1 Year	-5.2%
3 Year	20.8%
5 Year	25.7%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%
2015	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	3.92 Yr.
Deepesh Agarwal	16 Jun 25	0.12 Yr.

Data below for UTI Infrastructure Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	37.51%
Communication Services	14.86%
Energy	12.68%
Utility	10.59%
Basic Materials	6.94%
Financial Services	5.55%
Real Estate	3.29%
Consumer Cyclical	3.18%

Asset Allocation

Asset Class	Value
Cash	5.38%
Equity	94.62%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	14%	₹317 Cr	1,575,062
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	9%	₹205 Cr	558,963
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	6%	₹143 Cr	4,260,012
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	6%	₹131 Cr	874,658
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	5%	₹106 Cr	87,930
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	4%	₹102 Cr	170,972
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	3%	₹70 Cr	2,886,087
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹70 Cr	581,655
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹66 Cr	457,905 ↓ -80,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Dec 15 \| BEL	2%	₹55 Cr	1,301,116

2. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Lower mid AUM (₹3,589 Cr).
Established history (21+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 25.35% (top quartile).
3Y return: 19.88% (upper mid).
1Y return: -2.31% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.38 (bottom quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~13.8%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (08 Aug 25)	₹261.642 ↓ -2.73 (-1.03 %)
Net Assets (Cr)	₹3,589 on 30 Jun 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,671
31 Jul 22	₹18,132
31 Jul 23	₹22,078
31 Jul 24	₹34,805
31 Jul 25	₹32,358

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-0.8%
3 Month	7.7%
6 Month	5.7%
1 Year	-2.3%
3 Year	19.9%
5 Year	25.3%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%
2015	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	8.86 Yr.

Data below for UTI Transportation & Logistics Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	78.75%
Industrials	17.18%

Asset Allocation

Asset Class	Value
Cash	3.93%
Equity	95.93%
Debt	0.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	14%	₹495 Cr	1,555,675 ↓ -100,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	9%	₹337 Cr	271,513
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹331 Cr	584,527
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	6%	₹232 Cr	387,991
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹201 Cr	239,786
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	5%	₹195 Cr	7,374,415
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹178 Cr	1,226,157 ↓ -117,473
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹139 Cr	327,739 ↓ -35,000
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹130 Cr	586,342 ↑ 175,863
Tata Motors Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| TATAMOTORS	4%	₹130 Cr	1,888,865 ↓ -161,526

3. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹4,866 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.08% (upper mid).
3Y return: 20.89% (top quartile).
1Y return: 0.48% (upper mid).
Alpha: 2.41 (top quartile).
Sharpe: 0.19 (upper mid).
Information ratio: 0.64 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.6%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (08 Aug 25)	₹173.947 ↓ -1.67 (-0.95 %)
Net Assets (Cr)	₹4,866 on 30 Jun 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.11
Sharpe Ratio	0.19
Information Ratio	0.64
Alpha Ratio	2.41
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,776
31 Jul 22	₹17,403
31 Jul 23	₹21,492
31 Jul 24	₹32,031
31 Jul 25	₹31,837

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-4.7%
3 Month	3.7%
6 Month	3.1%
1 Year	0.5%
3 Year	20.9%
5 Year	25.1%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%
2015	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	8.21 Yr.

Data below for UTI Core Equity Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	30.08%
Basic Materials	9.41%
Consumer Cyclical	9.39%
Technology	9.23%
Health Care	7.53%
Industrials	7.34%
Communication Services	6.59%
Energy	6.45%
Consumer Defensive	5.35%
Real Estate	2.49%
Utility	2.09%

Asset Allocation

Asset Class	Value
Cash	4.05%
Equity	95.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	7%	₹323 Cr	1,612,563 ↓ -15,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| 532174	4%	₹209 Cr	1,447,555
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹145 Cr	906,967 ↑ 128,382
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| 540691	3%	₹124 Cr	4,486,061 ↓ -856,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	3%	₹124 Cr	825,401 ↑ 69,108
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	2%	₹121 Cr	5,693,225
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	2%	₹120 Cr	2,888,744
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 29 Feb 24 \| 534816	2%	₹117 Cr	2,789,426 ↓ -40,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	2%	₹114 Cr	190,114 ↑ 4,776
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹113 Cr	2,450,294 ↑ 72,172

4. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

Research Highlights for UTI Mid Cap Fund

Highest AUM (₹12,224 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 23.35% (upper mid).
3Y return: 16.42% (bottom quartile).
1Y return: -3.78% (bottom quartile).
Alpha: -1.44 (lower mid).
Sharpe: -0.01 (lower mid).
Information ratio: -1.84 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Coforge Ltd (~2.5%).

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund Growth
Launch Date	7 Apr 04
NAV (08 Aug 25)	₹293.385 ↓ -3.10 (-1.05 %)
Net Assets (Cr)	₹12,224 on 30 Jun 25
Category	Equity - Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.78
Sharpe Ratio	-0.01
Information Ratio	-1.84
Alpha Ratio	-1.44
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹17,625
31 Jul 22	₹18,422
31 Jul 23	₹22,102
31 Jul 24	₹31,721
31 Jul 25	₹30,174

UTI Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-4.3%
3 Month	7.3%
6 Month	4.7%
1 Year	-3.8%
3 Year	16.4%
5 Year	23.3%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.3%
2023	30.5%
2022	-0.8%
2021	43.1%
2020	32.7%
2019	-0.2%
2018	-14.9%
2017	42%
2016	3.5%
2015	6.6%

Fund Manager information for UTI Mid Cap Fund

Name	Since	Tenure
Vishal Chopda	16 Jun 25	0.12 Yr.
Ankit Agarwal	30 Aug 19	5.92 Yr.

Data below for UTI Mid Cap Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	19.15%
Financial Services	18.15%
Industrials	16.48%
Basic Materials	13.26%
Health Care	10.96%
Technology	9.75%
Real Estate	3.16%
Communication Services	2.69%
Utility	1.92%
Energy	1.04%
Consumer Defensive	0.8%

Asset Allocation

Asset Class	Value
Cash	2.44%
Equity	97.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 30 Apr 21 \| COFORGE	3%	₹307 Cr	1,593,375
Solar Industries India Ltd (Basic Materials) Equity, Since 30 Apr 24 \| SOLARINDS	2%	₹278 Cr	157,907 ↓ -20,606
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 20 \| 503100	2%	₹265 Cr	1,700,000 ↑ 53,389
Polycab India Ltd (Industrials) Equity, Since 31 Dec 20 \| POLYCAB	2%	₹265 Cr	403,783
Max Financial Services Ltd (Financial Services) Equity, Since 31 Jul 18 \| 500271	2%	₹249 Cr	1,512,968
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	2%	₹248 Cr	410,630
Indian Bank (Financial Services) Equity, Since 31 Jul 23 \| 532814	2%	₹235 Cr	3,656,918
JK Cement Ltd (Basic Materials) Equity, Since 31 Aug 20 \| JKCEMENT	2%	₹231 Cr	375,943
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 17 \| TIINDIA	2%	₹229 Cr	737,764 ↑ 38,113
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Dec 24 \| MAXHEALTH	2%	₹221 Cr	1,729,063

5. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

Research Highlights for UTI Value Opportunities Fund

Top quartile AUM (₹10,117 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.79% (lower mid).
3Y return: 18.03% (lower mid).
1Y return: 1.10% (upper mid).
Alpha: 1.34 (top quartile).
Sharpe: 0.11 (upper mid).
Information ratio: 0.56 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.7%).

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (08 Aug 25)	₹164.188 ↓ -1.53 (-0.92 %)
Net Assets (Cr)	₹10,117 on 30 Jun 25
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.85
Sharpe Ratio	0.11
Information Ratio	0.56
Alpha Ratio	1.34
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,591
31 Jul 22	₹16,331
31 Jul 23	₹19,064
31 Jul 24	₹27,720
31 Jul 25	₹27,720

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-4.3%
3 Month	3.5%
6 Month	2.5%
1 Year	1.1%
3 Year	18%
5 Year	21.8%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.4%
2023	26.7%
2022	4.3%
2021	30.4%
2020	19%
2019	10.4%
2018	-2.4%
2017	29.1%
2016	2.6%
2015	-5.9%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	7.5 Yr.

Data below for UTI Value Opportunities Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	33.69%
Consumer Cyclical	13.98%
Technology	10.82%
Basic Materials	8.12%
Health Care	7.61%
Industrials	6.48%
Communication Services	6.4%
Energy	5.73%
Utility	2.78%
Consumer Defensive	2.13%
Real Estate	1.33%

Asset Allocation

Asset Class	Value
Cash	0.69%
Equity	99.05%
Debt	0.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	10%	₹981 Cr	4,900,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| 532174	6%	₹622 Cr	4,300,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	5%	₹465 Cr	2,900,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹442 Cr	2,197,804
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹379 Cr	3,160,747 ↑ 60,747
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹379 Cr	1,750,000 ↑ 32,469
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹315 Cr	2,100,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	3%	₹308 Cr	3,750,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| 532755	3%	₹287 Cr	1,700,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	3%	₹271 Cr	850,000

6. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,356 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 21.48% (lower mid).
3Y return: 16.53% (bottom quartile).
1Y return: 12.17% (top quartile).
Alpha: -2.61 (bottom quartile).
Sharpe: 0.65 (top quartile).
Information ratio: 0.48 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~19.8%).
Top-3 holdings concentration ~41.4%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (08 Aug 25)	₹185.838 ↓ -0.53 (-0.29 %)
Net Assets (Cr)	₹1,356 on 30 Jun 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.28
Sharpe Ratio	0.65
Information Ratio	0.48
Alpha Ratio	-2.61
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,914
31 Jul 22	₹16,679
31 Jul 23	₹20,037
31 Jul 24	₹24,689
31 Jul 25	₹27,070

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3.7%
3 Month	2.8%
6 Month	10.2%
1 Year	12.2%
3 Year	16.5%
5 Year	21.5%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.1%
2023	19.5%
2022	15.1%
2021	14.3%
2020	-5.3%
2019	11.6%
2018	-6.8%
2017	43.5%
2016	13%
2015	-11.3%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.12 Yr.
Preethi S	2 May 22	3.25 Yr.

Data below for UTI Banking and Financial Services Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	97.36%
Technology	0.58%

Asset Allocation

Asset Class	Value
Cash	1.83%
Equity	98.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| 532174	20%	₹268 Cr	1,852,344
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	15%	₹201 Cr	1,005,927
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	7%	₹92 Cr	770,000 ↑ 100,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	6%	₹79 Cr	842,570 ↑ 674,056
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	5%	₹62 Cr	750,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	4%	₹61 Cr	281,165 ↑ 58,194
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	4%	₹57 Cr	800,000 ↓ -183,680
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| 590003	4%	₹55 Cr	2,070,787
India Shelter Finance Corporation Ltd (Financial Services) Equity, Since 31 Dec 23 \| INDIASHLTR	4%	₹55 Cr	625,913 ↓ -34,101
Max Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| 500271	4%	₹52 Cr	314,018

7. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Upper mid AUM (₹4,127 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.89% (bottom quartile).
3Y return: 18.66% (lower mid).
1Y return: -3.01% (bottom quartile).
Alpha: 0.31 (upper mid).
Sharpe: 0.03 (lower mid).
Information ratio: 0.42 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.0%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (08 Aug 25)	₹172.3 ↓ -0.84 (-0.49 %)
Net Assets (Cr)	₹4,127 on 30 Jun 25
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.04
Sharpe Ratio	0.03
Information Ratio	0.42
Alpha Ratio	0.31
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,257
31 Jul 22	₹15,508
31 Jul 23	₹18,331
31 Jul 24	₹27,826
31 Jul 25	₹26,762

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-4%
3 Month	3.5%
6 Month	2.1%
1 Year	-3%
3 Year	18.7%
5 Year	20.9%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.7%
2023	35.4%
2022	-5.3%
2021	38.8%
2020	18.9%
2019	3.3%
2018	0.5%
2017	28.5%
2016	6.1%
2015	-5.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	2.71 Yr.

Data below for UTI Dividend Yield Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	28.94%
Technology	14.27%
Consumer Cyclical	11.82%
Health Care	8.9%
Utility	7.71%
Industrials	7.11%
Consumer Defensive	6.9%
Energy	6.26%
Basic Materials	3.93%
Communication Services	1.7%

Asset Allocation

Asset Class	Value
Cash	1.24%
Equity	98.26%
Debt	0.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	9%	₹370 Cr	1,850,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| 532174	5%	₹219 Cr	1,511,670
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	4%	₹152 Cr	900,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹138 Cr	860,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹130 Cr	600,000 ↑ 6,494
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹119 Cr	375,000 ↓ -15,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹115 Cr	1,400,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Sep 08 \| BEL	2%	₹97 Cr	2,300,000 ↓ -300,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹96 Cr	3,200,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 08 \| TCS	2%	₹95 Cr	275,000

8. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,099 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 18.56% (bottom quartile).
3Y return: 24.42% (top quartile).
1Y return: 8.34% (top quartile).
Alpha: 1.14 (upper mid).
Sharpe: 0.75 (top quartile).
Information ratio: -0.29 (bottom quartile).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding Sun Pharmaceuticals Industries Ltd (~10.1%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (08 Aug 25)	₹286.591 ↓ -1.67 (-0.58 %)
Net Assets (Cr)	₹1,099 on 30 Jun 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	0.75
Information Ratio	-0.29
Alpha Ratio	1.14
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,212
31 Jul 22	₹12,434
31 Jul 23	₹15,086
31 Jul 24	₹22,089
31 Jul 25	₹25,028

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-0.5%
3 Month	8%
6 Month	2.8%
1 Year	8.3%
3 Year	24.4%
5 Year	18.6%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%
2015	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	3.25 Yr.

Data below for UTI Healthcare Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Health Care	97.97%
Basic Materials	0.93%

Asset Allocation

Asset Class	Value
Cash	1.1%
Equity	98.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	10%	₹111 Cr	661,016
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| 500087	5%	₹60 Cr	400,000
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	5%	₹54 Cr	210,000 ↑ 37,171
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	4%	₹47 Cr	80,283
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	4%	₹46 Cr	360,000 ↓ -36,000
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹44 Cr	250,000 ↓ -25,250
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| 500257	4%	₹39 Cr	200,000 ↑ 60,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	3%	₹38 Cr	53,000 ↓ -3,271
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	3%	₹38 Cr	56,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| 532843	3%	₹37 Cr	465,000

9. UTI Long Term Equity Fund

(Erstwhile UTI Long Term Equity Fund (Tax Saving))

The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

Research Highlights for UTI Long Term Equity Fund

Lower mid AUM (₹3,882 Cr).
Established history (25+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.94% (bottom quartile).
3Y return: 12.09% (bottom quartile).
1Y return: -2.66% (lower mid).
Alpha: -1.87 (bottom quartile).
Sharpe: -0.11 (bottom quartile).
Information ratio: -0.88 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.7%).

Below is the key information for UTI Long Term Equity Fund

UTI Long Term Equity Fund Growth
Launch Date	15 Dec 99
NAV (08 Aug 25)	₹199.068 ↓ -2.20 (-1.09 %)
Net Assets (Cr)	₹3,882 on 30 Jun 25
Category	Equity - ELSS
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.9
Sharpe Ratio	-0.11
Information Ratio	-0.88
Alpha Ratio	-1.87
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,753
31 Jul 22	₹16,149
31 Jul 23	₹18,211
31 Jul 24	₹24,646
31 Jul 25	₹23,791

UTI Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for UTI Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-5.3%
3 Month	1.5%
6 Month	2.1%
1 Year	-2.7%
3 Year	12.1%
5 Year	17.9%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.9%
2023	24.3%
2022	-3.5%
2021	33.1%
2020	20.2%
2019	10.4%
2018	-6.5%
2017	33.1%
2016	3.3%
2015	2.6%

Fund Manager information for UTI Long Term Equity Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.12 Yr.

Data below for UTI Long Term Equity Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	32.08%
Consumer Cyclical	13.9%
Technology	9.9%
Industrials	9.22%
Consumer Defensive	6.75%
Health Care	6.45%
Communication Services	5.17%
Energy	4.75%
Basic Materials	3.2%
Utility	3.09%
Real Estate	2.38%

Asset Allocation

Asset Class	Value
Cash	3.13%
Equity	96.87%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 11 \| HDFCBANK	10%	₹375 Cr	1,875,389 ↑ 58,173
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| 532174	7%	₹289 Cr	2,000,000 ↓ -215,595
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	5%	₹194 Cr	1,210,185
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 13 \| BHARTIARTL	5%	₹181 Cr	900,000 ↓ -40,268
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	4%	₹150 Cr	1,000,000 ↓ -32,483
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| 532215	4%	₹141 Cr	1,172,385
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	3%	₹121 Cr	1,295,000 ↑ 1,001,146
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 12 \| MARUTI	2%	₹90 Cr	72,268
Tata Steel Ltd (Basic Materials) Equity, Since 29 Feb 24 \| TATASTEEL	2%	₹88 Cr	5,535,778
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 30 Sep 19 \| 540376	2%	₹87 Cr	200,000 ↓ -22,165

How to Invest in UTI Mutual Fund Online?

Open Free Investment Account for Lifetime at Fincash.com.

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Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

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FAQs

1. What is the nature of UTI Mutual Funds?

A: The SEBI formed the UTI Mutual Funds from the erstwhile UTI Bank on 1st February 2003. The fund is managed by the UTI Asset Management Company and its major sponsors, the State Bank of India (SBI), Punjab National Bank (PNB), Bank of Baroda, and Life Insurance Corporation of India.

2. Are shares of the UTI Mutual Funds held by any other group?

A: Yes, 26% of the UTI Mutual Funds' shares are held by T Rowe Price Group INC. It is a subsidiary of the T Rowe Price Global Investment Services Ltd.

3. Is it worthwhile investing in UTI Mutual Funds?

A: UTI Mutual Funds is one of the most preferred AMCs. Historically, it has proven to be a most dependable investment scheme.

4. Which is the most popular of the UTI Mutual Fund schemes?

A: The UTI Mastershare, which was launched in 1986 as an extant of the erstwhile UTI Bank, is the longest-running and one of the most successful mutual fund schemes.

5. Can I invest in UTI Mutual Funds online?

A: Yes, log-in to the company's website. After that, you will need to provide your personals details as per the KYC norms, like your identity proof, address proof, and other similar details. Once you have completed the registration, you will have to select the risk level and the type of investment. It takes 1-2 working days to verify your details and complete the registration process online. Once it is completed, you can keep updated and change the investments as per your requirements.

6. How to select a suitable UTI Mutual Fund?

A: The first thing that you must check is the NAV and the historical returns of the particular fund. For example, UTI Transportation & Logistics Fund has a NAV of Rs.122.133 and has shown a return of 8.9% in 5 years. Compared to it, UTI Equity Fund has a NAV of Rs. 212.768, but has shown a historical return of 31.5% in 5 years.

Although the NAV of UTI Equity is higher than UTI Transportation & Logistics, the former's return is higher than the latter. Thus, depending on the amount of money you wish to invest and the ROI, you should select a particular fund.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.