9 Best Performing Equity Funds by UTI Mutual Fund 2026

Updated on February 5, 2026 , 62594 views

Over the years, the equity Mutual Funds by UTI Mutual Fund have shown strong growth in the market. It has given substantial returns to the investors, due to which investors are keen to invest in this fund.

Equity mutual funds invest money in the stock of various companies. There are various types of Equity Funds like Large cap funds, mid cap funds, Small cap funds, Diversified Funds, etc. These funds are a great option to create long-term wealth. But, one should not forget that equity funds are a high risk investment, thus one should hold a high risk appetite to invest in these funds.

Why Invest in UTI Equity Funds?

Some of the key qualities of Investing in UTI Mutual Fund's equity schemes are:

a. Tax Benefits

The fund house offers a tax saving Mutual Fund names as UTI Long Term Equity Fund through which people can plan for their taxes.

c. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives. To attain good returns, it is suggested hold equity funds for a longer duration.

d. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

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e. Long Term Financial Goals

UTI equity schemes also help investors to plan for their future. Investors can plan various long-term Financial goals by retirement, child's career, wealth creation or simply for income generation.

Investors planning to invest in this scheme, can choose amongst the top 5 best performing equity funds by UTI Mutual Fund. These funds have been shortlisted by undertaking important parameters like AUM, NAV, past performances, peer average returns, and other information ratios.

Fund Selection Methodology used to find 9 funds

Category: Equity
Asset Management Company : UTI
Sorted On : 5-year return (high to low)
Tags: fcpro
No Of Funds: 9

Best UTI Equity Mutual Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Transportation & Logistics Fund Growth	₹290.253 ↓ -0.91	₹4,084	0.3	9.8	17.7	24.4	19.3	19.5
UTI Core Equity Fund Growth	₹186.129 ↑ 0.20	₹5,635	2.2	6.2	10.6	22.2	19.3	7.4
UTI Infrastructure Fund Growth	₹143.973 ↑ 0.58	₹2,171	0	3.1	9.6	20.7	17.8	4.3
UTI Dividend Yield Fund Growth	₹181.817 ↑ 0.54	₹3,946	2	5.1	8	20.5	17.4	5.3
UTI Mid Cap Fund Growth	₹297.54 ↓ -0.43	₹11,956	-2.1	0.8	6.1	17	16.2	-0.1
UTI Value Opportunities Fund Growth	₹171.049 ↓ -0.04	₹10,151	0.1	3.6	7	18.4	15.5	7
UTI Healthcare Fund Growth	₹276.061 ↓ -0.46	₹1,102	-5	-3.6	-1.2	24.1	14.2	-3.1
UTI Banking and Financial Services Fund Growth	₹201.688 ↑ 0.49	₹1,382	3.9	8.4	19.4	17.8	13.1	16.3
UTI India Lifestyle Fund Growth	₹56.8417 ↑ 0.32	₹737	-4.4	0.5	3.2	14.8	11.9	3.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Feb 26

Research Highlights & Commentary of 9 Funds showcased

Commentary	UTI Transportation & Logistics Fund	UTI Core Equity Fund	UTI Infrastructure Fund	UTI Dividend Yield Fund	UTI Mid Cap Fund	UTI Value Opportunities Fund	UTI Healthcare Fund	UTI Banking and Financial Services Fund	UTI India Lifestyle Fund
Point 1	Upper mid AUM (₹4,084 Cr).	Upper mid AUM (₹5,635 Cr).	Lower mid AUM (₹2,171 Cr).	Lower mid AUM (₹3,946 Cr).	Highest AUM (₹11,956 Cr).	Top quartile AUM (₹10,151 Cr).	Bottom quartile AUM (₹1,102 Cr).	Bottom quartile AUM (₹1,382 Cr).	Bottom quartile AUM (₹737 Cr).
Point 2	Established history (21+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Oldest track record among peers (26 yrs).	Established history (21+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 19.28% (top quartile).	5Y return: 19.26% (top quartile).	5Y return: 17.81% (upper mid).	5Y return: 17.43% (upper mid).	5Y return: 16.17% (lower mid).	5Y return: 15.47% (lower mid).	5Y return: 14.24% (bottom quartile).	5Y return: 13.08% (bottom quartile).	5Y return: 11.88% (bottom quartile).
Point 6	3Y return: 24.39% (top quartile).	3Y return: 22.23% (upper mid).	3Y return: 20.73% (upper mid).	3Y return: 20.49% (lower mid).	3Y return: 16.95% (bottom quartile).	3Y return: 18.37% (lower mid).	3Y return: 24.07% (top quartile).	3Y return: 17.82% (bottom quartile).	3Y return: 14.75% (bottom quartile).
Point 7	1Y return: 17.68% (top quartile).	1Y return: 10.61% (upper mid).	1Y return: 9.61% (upper mid).	1Y return: 7.96% (lower mid).	1Y return: 6.09% (bottom quartile).	1Y return: 6.98% (lower mid).	1Y return: -1.22% (bottom quartile).	1Y return: 19.39% (top quartile).	1Y return: 3.19% (bottom quartile).
Point 8	Alpha: 0.00 (top quartile).	Alpha: -0.64 (upper mid).	Alpha: -9.24 (bottom quartile).	Alpha: -2.16 (lower mid).	Alpha: -5.88 (bottom quartile).	Alpha: -0.58 (top quartile).	Alpha: -0.86 (upper mid).	Alpha: -2.74 (lower mid).	Alpha: -5.06 (bottom quartile).
Point 9	Sharpe: 0.90 (top quartile).	Sharpe: 0.15 (upper mid).	Sharpe: -0.03 (lower mid).	Sharpe: 0.00 (lower mid).	Sharpe: -0.22 (bottom quartile).	Sharpe: 0.13 (upper mid).	Sharpe: -0.48 (bottom quartile).	Sharpe: 0.75 (top quartile).	Sharpe: -0.09 (bottom quartile).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: 0.92 (top quartile).	Information ratio: -0.79 (bottom quartile).	Information ratio: 0.92 (top quartile).	Information ratio: -1.73 (bottom quartile).	Information ratio: 0.58 (upper mid).	Information ratio: -0.16 (lower mid).	Information ratio: 0.22 (upper mid).	Information ratio: -1.03 (bottom quartile).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,084 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 19.28% (top quartile).
3Y return: 24.39% (top quartile).
1Y return: 17.68% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.90 (top quartile).
Information ratio: 0.00 (lower mid).

UTI Core Equity Fund

Upper mid AUM (₹5,635 Cr).
Established history (16+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 19.26% (top quartile).
3Y return: 22.23% (upper mid).
1Y return: 10.61% (upper mid).
Alpha: -0.64 (upper mid).
Sharpe: 0.15 (upper mid).
Information ratio: 0.92 (top quartile).

UTI Infrastructure Fund

Lower mid AUM (₹2,171 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 17.81% (upper mid).
3Y return: 20.73% (upper mid).
1Y return: 9.61% (upper mid).
Alpha: -9.24 (bottom quartile).
Sharpe: -0.03 (lower mid).
Information ratio: -0.79 (bottom quartile).

UTI Dividend Yield Fund

Lower mid AUM (₹3,946 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.43% (upper mid).
3Y return: 20.49% (lower mid).
1Y return: 7.96% (lower mid).
Alpha: -2.16 (lower mid).
Sharpe: 0.00 (lower mid).
Information ratio: 0.92 (top quartile).

UTI Mid Cap Fund

Highest AUM (₹11,956 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.17% (lower mid).
3Y return: 16.95% (bottom quartile).
1Y return: 6.09% (bottom quartile).
Alpha: -5.88 (bottom quartile).
Sharpe: -0.22 (bottom quartile).
Information ratio: -1.73 (bottom quartile).

UTI Value Opportunities Fund

Top quartile AUM (₹10,151 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.47% (lower mid).
3Y return: 18.37% (lower mid).
1Y return: 6.98% (lower mid).
Alpha: -0.58 (top quartile).
Sharpe: 0.13 (upper mid).
Information ratio: 0.58 (upper mid).

UTI Healthcare Fund

Bottom quartile AUM (₹1,102 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 14.24% (bottom quartile).
3Y return: 24.07% (top quartile).
1Y return: -1.22% (bottom quartile).
Alpha: -0.86 (upper mid).
Sharpe: -0.48 (bottom quartile).
Information ratio: -0.16 (lower mid).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,382 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 13.08% (bottom quartile).
3Y return: 17.82% (bottom quartile).
1Y return: 19.39% (top quartile).
Alpha: -2.74 (lower mid).
Sharpe: 0.75 (top quartile).
Information ratio: 0.22 (upper mid).

UTI India Lifestyle Fund

Bottom quartile AUM (₹737 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 11.88% (bottom quartile).
3Y return: 14.75% (bottom quartile).
1Y return: 3.19% (bottom quartile).
Alpha: -5.06 (bottom quartile).
Sharpe: -0.09 (bottom quartile).
Information ratio: -1.03 (bottom quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.: 112358
MCA CIN: U74999MH2016PTC282153
Location: Thane, Maharashtra, India
Experience: 10+ years in Mutual Fund distribution

Our Expertise

Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

Why Trust Us

Regulated & compliant: AMFI-registered and MCA-incorporated.
Investor-first: No pay-to-promote lists; suitability and performance drive coverage.
Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,084 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 19.28% (top quartile).
3Y return: 24.39% (top quartile).
1Y return: 17.68% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.90 (top quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~15.0%).
Top-3 holdings concentration ~35.1%.

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (06 Feb 26)	₹290.253 ↓ -0.91 (-0.31 %)
Net Assets (Cr)	₹4,084 on 31 Dec 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.9
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,445
31 Jan 23	₹13,811
31 Jan 24	₹19,683
31 Jan 25	₹22,044
31 Jan 26	₹25,673

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 26

Duration	Returns
1 Month	-3.7%
3 Month	0.3%
6 Month	9.8%
1 Year	17.7%
3 Year	24.4%
5 Year	19.3%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.28 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	82.23%
Industrials	13.93%

Asset Allocation

Asset Class	Value
Cash	3.67%
Equity	96.16%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	15%	₹612 Cr	1,649,386
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	11%	₹432 Cr	258,455
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	10%	₹390 Cr	532,652
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	6%	₹236 Cr	8,494,093
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹234 Cr	250,855 ↑ 38,351
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹200 Cr	395,767 ↑ 37,832
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹189 Cr	327,739
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹163 Cr	711,342
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹158 Cr	1,076,157
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	4%	₹150 Cr	403,430

2. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹5,635 Cr).
Established history (16+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 19.26% (top quartile).
3Y return: 22.23% (upper mid).
1Y return: 10.61% (upper mid).
Alpha: -0.64 (upper mid).
Sharpe: 0.15 (upper mid).
Information ratio: 0.92 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~5.4%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (06 Feb 26)	₹186.129 ↑ 0.20 (0.11 %)
Net Assets (Cr)	₹5,635 on 31 Dec 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	0.15
Information Ratio	0.92
Alpha Ratio	-0.64
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹14,071
31 Jan 23	₹14,457
31 Jan 24	₹19,980
31 Jan 25	₹23,837
31 Jan 26	₹26,104

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 26

Duration	Returns
1 Month	-1.5%
3 Month	2.2%
6 Month	6.2%
1 Year	10.6%
3 Year	22.2%
5 Year	19.3%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	27.2%
2022	34.4%
2021	4.6%
2020	40.8%
2019	12.8%
2018	1.5%
2017	-7.9%
2016	35.2%
2015	3.4%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	8.63 Yr.

Data below for UTI Core Equity Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	27.98%
Consumer Cyclical	10.46%
Technology	10.3%
Energy	8.47%
Basic Materials	7.67%
Industrials	7.59%
Health Care	7.37%
Consumer Defensive	5.72%
Communication Services	5.49%
Real Estate	3.1%
Utility	2.03%

Asset Allocation

Asset Class	Value
Cash	3.82%
Equity	96.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	5%	₹302 Cr	3,049,721
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹196 Cr	1,213,225 ↓ -50,962
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| 532174	3%	₹192 Cr	1,427,555
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	3%	₹175 Cr	1,116,380
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	3%	₹149 Cr	2,459,841 ↓ -125,000
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| 507685	3%	₹144 Cr	5,473,655 ↑ 200,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹143 Cr	3,559,906
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	2%	₹134 Cr	5,018,275 ↓ -815,000
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 29 Feb 24 \| 534816	2%	₹129 Cr	3,074,620
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 14 \| LT	2%	₹122 Cr	299,956

3. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

Lower mid AUM (₹2,171 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 17.81% (upper mid).
3Y return: 20.73% (upper mid).
1Y return: 9.61% (upper mid).
Alpha: -9.24 (bottom quartile).
Sharpe: -0.03 (lower mid).
Information ratio: -0.79 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Bharti Airtel Ltd (~13.3%).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (06 Feb 26)	₹143.973 ↑ 0.58 (0.40 %)
Net Assets (Cr)	₹2,171 on 31 Dec 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.18
Sharpe Ratio	-0.03
Information Ratio	-0.79
Alpha Ratio	-9.24
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,892
31 Jan 23	₹14,441
31 Jan 24	₹21,545
31 Jan 25	₹23,489
31 Jan 26	₹24,773

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 26

Duration	Returns
1 Month	-0.2%
3 Month	0%
6 Month	3.1%
1 Year	9.6%
3 Year	20.7%
5 Year	17.8%
10 Year
15 Year
Since launch	13.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.3%
2023	18.5%
2022	38.2%
2021	8.8%
2020	39.4%
2019	3.4%
2018	6.7%
2017	-15.6%
2016	41.4%
2015	4%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	4.34 Yr.
Deepesh Agarwal	16 Jun 25	0.55 Yr.

Data below for UTI Infrastructure Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Industrials	39.96%
Communication Services	14.5%
Energy	14.03%
Utility	10.13%
Basic Materials	8.04%
Financial Services	5.6%
Real Estate	2.73%
Consumer Cyclical	2.66%
Technology	0.44%
Health Care	0.12%

Asset Allocation

Asset Class	Value
Cash	1.78%
Equity	98.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	13%	₹289 Cr	1,372,072 ↓ -40,085
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	10%	₹228 Cr	558,023 ↓ -10,931
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	7%	₹147 Cr	934,445 ↓ -36,733
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	6%	₹132 Cr	4,006,307
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	5%	₹104 Cr	87,930
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	4%	₹92 Cr	181,542 ↑ 10,395
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	3%	₹68 Cr	2,839,955
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹67 Cr	457,905
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹65 Cr	514,717
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 22 \| 500547	2%	₹52 Cr	1,350,026 ↓ -87,397

4. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Lower mid AUM (₹3,946 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.43% (upper mid).
3Y return: 20.49% (lower mid).
1Y return: 7.96% (lower mid).
Alpha: -2.16 (lower mid).
Sharpe: 0.00 (lower mid).
Information ratio: 0.92 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.8%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (06 Feb 26)	₹181.817 ↑ 0.54 (0.30 %)
Net Assets (Cr)	₹3,946 on 31 Dec 25
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	0
Information Ratio	0.92
Alpha Ratio	-2.16
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,483
31 Jan 23	₹13,313
31 Jan 24	₹18,187
31 Jan 25	₹21,728
31 Jan 26	₹23,218

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 26

Duration	Returns
1 Month	-1%
3 Month	2%
6 Month	5.1%
1 Year	8%
3 Year	20.5%
5 Year	17.4%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.3%
2023	24.7%
2022	35.4%
2021	-5.3%
2020	38.8%
2019	18.9%
2018	3.3%
2017	0.5%
2016	28.5%
2015	6.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	3.13 Yr.

Data below for UTI Dividend Yield Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	27.9%
Technology	14.61%
Consumer Cyclical	11.14%
Health Care	8.64%
Industrials	6.62%
Energy	6.36%
Consumer Defensive	6%
Utility	5.35%
Real Estate	4.28%
Basic Materials	4.2%
Communication Services	3.68%

Asset Allocation

Asset Class	Value
Cash	0.71%
Equity	98.77%
Debt	0.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	9%	₹347 Cr	3,500,000 ↓ -50,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| 532174	5%	₹205 Cr	1,525,000 ↑ 25,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	4%	₹147 Cr	925,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹138 Cr	1,400,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹128 Cr	795,000 ↓ -65,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹121 Cr	325,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 24 \| BHARTIARTL	3%	₹120 Cr	570,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Nov 07 \| ITC	3%	₹105 Cr	2,600,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹105 Cr	475,000 ↓ -150,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 08 \| TCS	2%	₹88 Cr	275,000

5. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

Research Highlights for UTI Mid Cap Fund

Highest AUM (₹11,956 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.17% (lower mid).
3Y return: 16.95% (bottom quartile).
1Y return: 6.09% (bottom quartile).
Alpha: -5.88 (bottom quartile).
Sharpe: -0.22 (bottom quartile).
Information ratio: -1.73 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Phoenix Mills Ltd (~2.6%).

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund Growth
Launch Date	7 Apr 04
NAV (06 Feb 26)	₹297.54 ↓ -0.43 (-0.14 %)
Net Assets (Cr)	₹11,956 on 31 Dec 25
Category	Equity - Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.22
Information Ratio	-1.73
Alpha Ratio	-5.88
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹14,144
31 Jan 23	₹13,987
31 Jan 24	₹19,173
31 Jan 25	₹21,271
31 Jan 26	₹22,058

UTI Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 26

Duration	Returns
1 Month	-3.1%
3 Month	-2.1%
6 Month	0.8%
1 Year	6.1%
3 Year	17%
5 Year	16.2%
10 Year
15 Year
Since launch	17.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.1%
2023	23.3%
2022	30.5%
2021	-0.8%
2020	43.1%
2019	32.7%
2018	-0.2%
2017	-14.9%
2016	42%
2015	3.5%

Fund Manager information for UTI Mid Cap Fund

Name	Since	Tenure
Vishal Chopda	16 Jun 25	0.54 Yr.

Data below for UTI Mid Cap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	21.93%
Industrials	18.33%
Consumer Cyclical	15.89%
Health Care	11.02%
Basic Materials	10.62%
Technology	10.48%
Real Estate	3.54%
Communication Services	2.38%
Utility	2.03%
Consumer Defensive	1.57%
Energy	1.22%

Asset Allocation

Asset Class	Value
Cash	1%
Equity	99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 20 \| 503100	3%	₹315 Cr	1,700,000
Polycab India Ltd (Industrials) Equity, Since 31 Dec 20 \| POLYCAB	2%	₹293 Cr	384,500 ↓ -15,500
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	2%	₹272 Cr	434,000 ↓ -6,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 Jul 18 \| 500271	2%	₹259 Cr	1,550,000 ↓ -80,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 10 \| FEDERALBNK	2%	₹240 Cr	9,000,000 ↓ -1,000,000
Coforge Ltd (Technology) Equity, Since 30 Apr 21 \| COFORGE	2%	₹233 Cr	1,400,000 ↑ 26,987
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| HEROMOTOCO	2%	₹233 Cr	403,000 ↑ 6,702
Ajanta Pharma Ltd (Healthcare) Equity, Since 30 Nov 23 \| 532331	2%	₹232 Cr	836,388 ↓ -3,612
APL Apollo Tubes Ltd (Basic Materials) Equity, Since 30 Nov 20 \| APLAPOLLO	2%	₹216 Cr	1,126,691
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 17 \| TIINDIA	2%	₹203 Cr	775,000 ↑ 25,000

6. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

Research Highlights for UTI Value Opportunities Fund

Top quartile AUM (₹10,151 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.47% (lower mid).
3Y return: 18.37% (lower mid).
1Y return: 6.98% (lower mid).
Alpha: -0.58 (top quartile).
Sharpe: 0.13 (upper mid).
Information ratio: 0.58 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.4%).

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (06 Feb 26)	₹171.049 ↓ -0.04 (-0.02 %)
Net Assets (Cr)	₹10,151 on 31 Dec 25
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	0.13
Information Ratio	0.58
Alpha Ratio	-0.58
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,103
31 Jan 23	₹13,291
31 Jan 24	₹17,269
31 Jan 25	₹20,564
31 Jan 26	₹21,979

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 26

Duration	Returns
1 Month	-2.6%
3 Month	0.1%
6 Month	3.6%
1 Year	7%
3 Year	18.4%
5 Year	15.5%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7%
2023	23.4%
2022	26.7%
2021	4.3%
2020	30.4%
2019	19%
2018	10.4%
2017	-2.4%
2016	29.1%
2015	2.6%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	7.92 Yr.

Data below for UTI Value Opportunities Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	35.27%
Consumer Cyclical	13.71%
Technology	10.35%
Health Care	7.83%
Communication Services	7.53%
Industrials	6.65%
Energy	5.71%
Basic Materials	4.11%
Consumer Defensive	3.05%
Real Estate	2.58%
Utility	2.46%

Asset Allocation

Asset Class	Value
Cash	0.5%
Equity	99.24%
Debt	0.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	9%	₹959 Cr	9,675,000 ↓ -25,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| 532174	6%	₹571 Cr	4,250,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	5%	₹463 Cr	2,197,804
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	4%	₹436 Cr	2,700,000 ↓ -200,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹403 Cr	3,175,000 ↓ -25,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹385 Cr	1,750,000 ↓ -100,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	4%	₹368 Cr	3,750,000 ↓ -50,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	3%	₹306 Cr	825,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹302 Cr	1,925,000 ↓ -25,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| 532755	3%	₹274 Cr	1,725,000

7. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,102 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 14.24% (bottom quartile).
3Y return: 24.07% (top quartile).
1Y return: -1.22% (bottom quartile).
Alpha: -0.86 (upper mid).
Sharpe: -0.48 (bottom quartile).
Information ratio: -0.16 (lower mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Sun Pharmaceuticals Industries Ltd (~9.4%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (06 Feb 26)	₹276.061 ↓ -0.46 (-0.17 %)
Net Assets (Cr)	₹1,102 on 31 Dec 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	-0.48
Information Ratio	-0.16
Alpha Ratio	-0.86
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹11,598
31 Jan 23	₹10,696
31 Jan 24	₹15,929
31 Jan 25	₹19,924
31 Jan 26	₹20,029

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 26

Duration	Returns
1 Month	-4.3%
3 Month	-5%
6 Month	-3.6%
1 Year	-1.2%
3 Year	24.1%
5 Year	14.2%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.1%
2023	42.9%
2022	38.2%
2021	-12.3%
2020	19.1%
2019	67.4%
2018	1.2%
2017	-7.5%
2016	6.2%
2015	-9.7%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	3.67 Yr.

Data below for UTI Healthcare Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Health Care	98.42%
Basic Materials	0.98%

Asset Allocation

Asset Class	Value
Cash	0.6%
Equity	99.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	9%	₹103 Cr	600,000
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	7%	₹79 Cr	285,000
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| 500257	6%	₹62 Cr	294,991 ↓ -24,579
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹45 Cr	220,000 ↓ -15,028
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹40 Cr	230,000 ↑ 8,838
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	3%	₹38 Cr	66,803 ↓ -211
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	3%	₹38 Cr	299,461 ↓ -35,539
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| 500087	3%	₹38 Cr	250,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	3%	₹37 Cr	68,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	3%	₹37 Cr	53,000

8. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,382 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 13.08% (bottom quartile).
3Y return: 17.82% (bottom quartile).
1Y return: 19.39% (top quartile).
Alpha: -2.74 (lower mid).
Sharpe: 0.75 (top quartile).
Information ratio: 0.22 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~18.0%).
Top-3 holdings concentration ~42.4%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (06 Feb 26)	₹201.688 ↑ 0.49 (0.24 %)
Net Assets (Cr)	₹1,382 on 31 Dec 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	0.75
Information Ratio	0.22
Alpha Ratio	-2.74
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,362
31 Jan 23	₹12,894
31 Jan 24	₹16,487
31 Jan 25	₹17,503
31 Jan 26	₹21,068

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 26

Duration	Returns
1 Month	0.1%
3 Month	3.9%
6 Month	8.4%
1 Year	19.4%
3 Year	17.8%
5 Year	13.1%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.3%
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.55 Yr.
Bhavesh Kanani	12 Jan 26	0 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	97.19%
Technology	1.04%

Asset Allocation

Asset Class	Value
Cash	1.77%
Equity	98.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| 532174	18%	₹249 Cr	1,852,344
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	16%	₹216 Cr	2,175,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	9%	₹121 Cr	550,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	8%	₹117 Cr	925,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	6%	₹83 Cr	850,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	6%	₹79 Cr	800,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	4%	₹50 Cr	500,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| 590003	3%	₹45 Cr	1,700,000
Max Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| 500271	3%	₹40 Cr	240,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| UJJIVANSFB	3%	₹35 Cr	6,534,317

9. UTI India Lifestyle Fund

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI India Lifestyle Fund

Bottom quartile AUM (₹737 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 11.88% (bottom quartile).
3Y return: 14.75% (bottom quartile).
1Y return: 3.19% (bottom quartile).
Alpha: -5.06 (bottom quartile).
Sharpe: -0.09 (bottom quartile).
Information ratio: -1.03 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Bharti Airtel Ltd (~8.4%).

Below is the key information for UTI India Lifestyle Fund

UTI India Lifestyle Fund Growth
Launch Date	30 Jul 07
NAV (06 Feb 26)	₹56.8417 ↑ 0.32 (0.56 %)
Net Assets (Cr)	₹737 on 31 Dec 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.45
Sharpe Ratio	-0.09
Information Ratio	-1.03
Alpha Ratio	-5.06
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,529
31 Jan 23	₹12,067
31 Jan 24	₹15,265
31 Jan 25	₹17,693
31 Jan 26	₹17,892

UTI India Lifestyle Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for UTI India Lifestyle Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 26

Duration	Returns
1 Month	-4.7%
3 Month	-4.4%
6 Month	0.5%
1 Year	3.2%
3 Year	14.8%
5 Year	11.9%
10 Year
15 Year
Since launch	9.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.8%
2023	20.2%
2022	23%
2021	-2.3%
2020	26.4%
2019	15.2%
2018	5.8%
2017	-2.5%
2016	32.6%
2015	3.2%

Fund Manager information for UTI India Lifestyle Fund

Name	Since	Tenure
Vishal Chopda	28 Feb 18	7.85 Yr.
Vicky Punjabi	16 Jun 25	0.55 Yr.

Data below for UTI India Lifestyle Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	43.27%
Consumer Defensive	20.5%
Communication Services	10.94%
Industrials	6.88%
Financial Services	4.27%
Basic Materials	3.39%
Health Care	2.95%
Real Estate	2.36%
Technology	2.11%

Asset Allocation

Asset Class	Value
Cash	3.3%
Equity	96.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 11 \| BHARTIARTL	8%	₹62 Cr	292,500
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 11 \| MARUTI	7%	₹53 Cr	32,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	7%	₹50 Cr	134,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	5%	₹38 Cr	1,373,000 ↑ 558,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 19 \| TITAN	5%	₹36 Cr	90,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 07 \| ITC	4%	₹32 Cr	800,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Dec 17 \| EICHERMOT	4%	₹29 Cr	39,000
Godrej Consumer Products Ltd (Consumer Defensive) Equity, Since 31 May 21 \| 532424	3%	₹22 Cr	180,389
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| HEROMOTOCO	3%	₹22 Cr	38,000 ↓ -3,000
Tata Consumer Products Ltd (Consumer Defensive) Equity, Since 30 Nov 23 \| 500800	3%	₹19 Cr	160,000

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FAQs

1. What is the nature of UTI Mutual Funds?

A: The SEBI formed the UTI Mutual Funds from the erstwhile UTI Bank on 1st February 2003. The fund is managed by the UTI Asset Management Company and its major sponsors, the State Bank of India (SBI), Punjab National Bank (PNB), Bank of Baroda, and Life Insurance Corporation of India.

2. Are shares of the UTI Mutual Funds held by any other group?

A: Yes, 26% of the UTI Mutual Funds' shares are held by T Rowe Price Group INC. It is a subsidiary of the T Rowe Price Global Investment Services Ltd.

3. Is it worthwhile investing in UTI Mutual Funds?

A: UTI Mutual Funds is one of the most preferred AMCs. Historically, it has proven to be a most dependable investment scheme.

4. Which is the most popular of the UTI Mutual Fund schemes?

A: The UTI Mastershare, which was launched in 1986 as an extant of the erstwhile UTI Bank, is the longest-running and one of the most successful mutual fund schemes.

5. Can I invest in UTI Mutual Funds online?

A: Yes, log-in to the company's website. After that, you will need to provide your personals details as per the KYC norms, like your identity proof, address proof, and other similar details. Once you have completed the registration, you will have to select the risk level and the type of investment. It takes 1-2 working days to verify your details and complete the registration process online. Once it is completed, you can keep updated and change the investments as per your requirements.

6. How to select a suitable UTI Mutual Fund?

A: The first thing that you must check is the NAV and the historical returns of the particular fund. For example, UTI Transportation & Logistics Fund has a NAV of Rs.122.133 and has shown a return of 8.9% in 5 years. Compared to it, UTI Equity Fund has a NAV of Rs. 212.768, but has shown a historical return of 31.5% in 5 years.

Although the NAV of UTI Equity is higher than UTI Transportation & Logistics, the former's return is higher than the latter. Thus, depending on the amount of money you wish to invest and the ROI, you should select a particular fund.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.