9 Best Performing Equity Funds by UTI Mutual Fund 2026

Updated on October 7, 2026 , 63381 views

Over the years, the equity Mutual Funds by UTI Mutual Fund have shown strong growth in the market. It has given substantial returns to the investors, due to which investors are keen to invest in this fund.

Equity mutual funds invest money in the stock of various companies. There are various types of Equity Funds like Large cap funds, mid cap funds, Small cap funds, Diversified Funds, etc. These funds are a great option to create long-term wealth. But, one should not forget that equity funds are a high risk investment, thus one should hold a high risk appetite to invest in these funds.

Why Invest in UTI Equity Funds?

Some of the key qualities of Investing in UTI Mutual Fund's equity schemes are:

a. Tax Benefits

The fund house offers a tax saving Mutual Fund names as UTI Long Term Equity Fund through which people can plan for their taxes.

c. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives. To attain good returns, it is suggested hold equity funds for a longer duration.

d. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

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e. Long Term Financial Goals

UTI equity schemes also help investors to plan for their future. Investors can plan various long-term Financial goals by retirement, child's career, wealth creation or simply for income generation.

Investors planning to invest in this scheme, can choose amongst the top 5 best performing equity funds by UTI Mutual Fund. These funds have been shortlisted by undertaking important parameters like AUM, NAV, past performances, peer average returns, and other information ratios.

Fund Selection Methodology used to find 9 funds

Category: Equity
Asset Management Company : UTI
Sorted On : 5-year return (high to low)
Tags: fcpro
No Of Funds: 9

Best UTI Equity Mutual Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Transportation & Logistics Fund Growth	₹274.044 ↑ 3.49	₹4,341	-3.8	1.9	-6.4	15.1	15.9	19.5
UTI Healthcare Fund Growth	₹325.289 ↑ 1.65	₹1,444	-0.9	17.5	12.1	21.2	13.8	-3.1
UTI Infrastructure Fund Growth	₹135.853 ↑ 0.91	₹2,118	-5.8	-0.6	-3.5	10.9	11.7	4.3
UTI Core Equity Fund Growth	₹173.398 ↑ 2.13	₹6,514	-5.9	-1.6	-3.3	12.4	11.5	7.4
UTI Banking and Financial Services Fund Growth	₹188.313 ↑ 2.24	₹1,452	-4.3	0.6	-1.5	11.2	9.5	16.3
UTI Mid Cap Fund Growth	₹297.131 ↑ 3.18	₹12,795	-3.1	4.4	-1.4	9.8	9.3	-0.1
UTI Value Opportunities Fund Growth	₹155.748 ↑ 1.91	₹9,573	-5.9	-2.1	-8.2	10.2	8.9	7
UTI Dividend Yield Fund Growth	₹166.522 ↑ 2.12	₹3,772	-4.9	-3.5	-6.3	10.9	8.6	5.3
UTI India Lifestyle Fund Growth	₹53.7953 ↑ 0.78	₹733	-5.7	0.6	-9.1	7.5	6.4	3.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 9 Funds showcased

Commentary	UTI Transportation & Logistics Fund	UTI Healthcare Fund	UTI Infrastructure Fund	UTI Core Equity Fund	UTI Banking and Financial Services Fund	UTI Mid Cap Fund	UTI Value Opportunities Fund	UTI Dividend Yield Fund	UTI India Lifestyle Fund
Point 1	Upper mid AUM (₹4,341 Cr).	Bottom quartile AUM (₹1,444 Cr).	Lower mid AUM (₹2,118 Cr).	Upper mid AUM (₹6,514 Cr).	Bottom quartile AUM (₹1,452 Cr).	Highest AUM (₹12,795 Cr).	Top quartile AUM (₹9,573 Cr).	Lower mid AUM (₹3,772 Cr).	Bottom quartile AUM (₹733 Cr).
Point 2	Established history (22+ yrs).	Oldest track record among peers (27 yrs).	Established history (22+ yrs).	Established history (17+ yrs).	Established history (22+ yrs).	Established history (22+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (19+ yrs).
Point 3	Top rated.	Rating: 1★ (bottom quartile).	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 15.89% (top quartile).	5Y return: 13.81% (top quartile).	5Y return: 11.74% (upper mid).	5Y return: 11.50% (upper mid).	5Y return: 9.50% (lower mid).	5Y return: 9.34% (lower mid).	5Y return: 8.94% (bottom quartile).	5Y return: 8.63% (bottom quartile).	5Y return: 6.35% (bottom quartile).
Point 6	3Y return: 15.11% (top quartile).	3Y return: 21.17% (top quartile).	3Y return: 10.87% (lower mid).	3Y return: 12.39% (upper mid).	3Y return: 11.17% (upper mid).	3Y return: 9.80% (bottom quartile).	3Y return: 10.16% (bottom quartile).	3Y return: 10.93% (lower mid).	3Y return: 7.51% (bottom quartile).
Point 7	1Y return: -6.37% (bottom quartile).	1Y return: 12.09% (top quartile).	1Y return: -3.55% (lower mid).	1Y return: -3.31% (upper mid).	1Y return: -1.52% (upper mid).	1Y return: -1.41% (top quartile).	1Y return: -8.21% (bottom quartile).	1Y return: -6.28% (lower mid).	1Y return: -9.13% (bottom quartile).
Point 8	Alpha: 0.00 (lower mid).	Alpha: 1.26 (upper mid).	Alpha: 0.99 (upper mid).	Alpha: -0.55 (lower mid).	Alpha: 4.84 (top quartile).	Alpha: -3.51 (bottom quartile).	Alpha: -4.25 (bottom quartile).	Alpha: -3.18 (bottom quartile).	Alpha: 2.41 (top quartile).
Point 9	Sharpe: 0.31 (top quartile).	Sharpe: 0.94 (top quartile).	Sharpe: 0.07 (lower mid).	Sharpe: 0.17 (lower mid).	Sharpe: 0.26 (upper mid).	Sharpe: 0.29 (upper mid).	Sharpe: -0.19 (bottom quartile).	Sharpe: -0.17 (bottom quartile).	Sharpe: -0.15 (bottom quartile).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: 0.18 (upper mid).	Information ratio: -0.48 (bottom quartile).	Information ratio: 0.44 (top quartile).	Information ratio: 0.35 (top quartile).	Information ratio: -1.18 (bottom quartile).	Information ratio: 0.12 (lower mid).	Information ratio: 0.30 (upper mid).	Information ratio: -0.63 (bottom quartile).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,341 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: High.
5Y return: 15.89% (top quartile).
3Y return: 15.11% (top quartile).
1Y return: -6.37% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.31 (top quartile).
Information ratio: 0.00 (lower mid).

UTI Healthcare Fund

Bottom quartile AUM (₹1,444 Cr).
Oldest track record among peers (27 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 13.81% (top quartile).
3Y return: 21.17% (top quartile).
1Y return: 12.09% (top quartile).
Alpha: 1.26 (upper mid).
Sharpe: 0.94 (top quartile).
Information ratio: 0.18 (upper mid).

UTI Infrastructure Fund

Lower mid AUM (₹2,118 Cr).
Established history (22+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 11.74% (upper mid).
3Y return: 10.87% (lower mid).
1Y return: -3.55% (lower mid).
Alpha: 0.99 (upper mid).
Sharpe: 0.07 (lower mid).
Information ratio: -0.48 (bottom quartile).

UTI Core Equity Fund

Upper mid AUM (₹6,514 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.50% (upper mid).
3Y return: 12.39% (upper mid).
1Y return: -3.31% (upper mid).
Alpha: -0.55 (lower mid).
Sharpe: 0.17 (lower mid).
Information ratio: 0.44 (top quartile).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,452 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 9.50% (lower mid).
3Y return: 11.17% (upper mid).
1Y return: -1.52% (upper mid).
Alpha: 4.84 (top quartile).
Sharpe: 0.26 (upper mid).
Information ratio: 0.35 (top quartile).

UTI Mid Cap Fund

Highest AUM (₹12,795 Cr).
Established history (22+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.34% (lower mid).
3Y return: 9.80% (bottom quartile).
1Y return: -1.41% (top quartile).
Alpha: -3.51 (bottom quartile).
Sharpe: 0.29 (upper mid).
Information ratio: -1.18 (bottom quartile).

UTI Value Opportunities Fund

Top quartile AUM (₹9,573 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.94% (bottom quartile).
3Y return: 10.16% (bottom quartile).
1Y return: -8.21% (bottom quartile).
Alpha: -4.25 (bottom quartile).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.12 (lower mid).

UTI Dividend Yield Fund

Lower mid AUM (₹3,772 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.63% (bottom quartile).
3Y return: 10.93% (lower mid).
1Y return: -6.28% (lower mid).
Alpha: -3.18 (bottom quartile).
Sharpe: -0.17 (bottom quartile).
Information ratio: 0.30 (upper mid).

UTI India Lifestyle Fund

Bottom quartile AUM (₹733 Cr).
Established history (19+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 6.35% (bottom quartile).
3Y return: 7.51% (bottom quartile).
1Y return: -9.13% (bottom quartile).
Alpha: 2.41 (top quartile).
Sharpe: -0.15 (bottom quartile).
Information ratio: -0.63 (bottom quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.: 112358
MCA CIN: U74999MH2016PTC282153
Location: Thane, Maharashtra, India
Experience: 10+ years in Mutual Fund distribution

Our Expertise

Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

Why Trust Us

Regulated & compliant: AMFI-registered and MCA-incorporated.
Investor-first: No pay-to-promote lists; suitability and performance drive coverage.
Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,341 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: High.
5Y return: 15.89% (top quartile).
3Y return: 15.11% (top quartile).
1Y return: -6.37% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.31 (top quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~76%).
Largest holding Mahindra & Mahindra Ltd (~12.2%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (09 Oct 26)	₹274.044 ↑ 3.49 (1.29 %)
Net Assets (Cr)	₹4,341 on 31 Aug 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.92
Sharpe Ratio	0.31
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹11,936
30 Sep 23	₹14,491
30 Sep 24	₹22,756
30 Sep 25	₹22,979
30 Sep 26	₹22,594

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Oct 26

Duration	Returns
1 Month	-7.8%
3 Month	-3.8%
6 Month	1.9%
1 Year	-6.4%
3 Year	15.1%
5 Year	15.9%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.95 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	82.71%
Industrials	14.1%
Energy	0.39%

Asset Allocation

Asset Class	Value
Cash	2.64%
Equity	97.2%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	12%	₹530 Cr	1,614,940
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| ETERNAL	10%	₹452 Cr	13,773,081
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	8%	₹360 Cr	265,955
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	8%	₹333 Cr	419,126
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	7%	₹282 Cr	232,860
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹231 Cr	1,449,964 ↑ 50,000
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	4%	₹190 Cr	438,430
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹181 Cr	332,557 ↓ -15,822
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹173 Cr	786,342
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	3%	₹131 Cr	250,430

2. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,444 Cr).
Oldest track record among peers (27 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 13.81% (top quartile).
3Y return: 21.17% (top quartile).
1Y return: 12.09% (top quartile).
Alpha: 1.26 (upper mid).
Sharpe: 0.94 (top quartile).
Information ratio: 0.18 (upper mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Sun Pharmaceuticals Industries Ltd (~8.2%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (09 Oct 26)	₹325.289 ↑ 1.65 (0.51 %)
Net Assets (Cr)	₹1,444 on 31 Aug 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	0.94
Information Ratio	0.18
Alpha Ratio	1.26
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹8,805
30 Sep 23	₹10,896
30 Sep 24	₹17,000
30 Sep 25	₹16,679
30 Sep 26	₹19,538

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Oct 26

Duration	Returns
1 Month	-5.6%
3 Month	-0.9%
6 Month	17.5%
1 Year	12.1%
3 Year	21.2%
5 Year	13.8%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.1%
2023	42.9%
2022	38.2%
2021	-12.3%
2020	19.1%
2019	67.4%
2018	1.2%
2017	-7.5%
2016	6.2%
2015	-9.7%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	4.34 Yr.

Data below for UTI Healthcare Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Health Care	94.27%

Asset Allocation

Asset Class	Value
Cash	5.73%
Equity	94.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	8%	₹119 Cr	600,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	6%	₹90 Cr	94,707
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	5%	₹68 Cr	190,000
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹53 Cr	185,000 ↓ -10,000
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	4%	₹52 Cr	453,143 ↑ 83,143
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	3%	₹47 Cr	89,000 ↑ 15,170
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	3%	₹47 Cr	53,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 24 \| MAXHEALTH	3%	₹45 Cr	430,000 ↑ 85,031
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| 500257	3%	₹45 Cr	203,834
Caplin Point Laboratories Ltd (Healthcare) Equity, Since 31 Dec 23 \| CAPLIPOINT	3%	₹44 Cr	174,819 ↓ -40,181

3. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

Lower mid AUM (₹2,118 Cr).
Established history (22+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 11.74% (upper mid).
3Y return: 10.87% (lower mid).
1Y return: -3.55% (lower mid).
Alpha: 0.99 (upper mid).
Sharpe: 0.07 (lower mid).
Information ratio: -0.48 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Bharti Airtel Ltd (~12.7%).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (09 Oct 26)	₹135.853 ↑ 0.91 (0.67 %)
Net Assets (Cr)	₹2,118 on 31 Aug 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.18
Sharpe Ratio	0.07
Information Ratio	-0.48
Alpha Ratio	0.99
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,328
30 Sep 23	₹12,929
30 Sep 24	₹19,628
30 Sep 25	₹17,844
30 Sep 26	₹17,799

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Oct 26

Duration	Returns
1 Month	-5.2%
3 Month	-5.8%
6 Month	-0.6%
1 Year	-3.5%
3 Year	10.9%
5 Year	11.7%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.3%
2023	18.5%
2022	38.2%
2021	8.8%
2020	39.4%
2019	3.4%
2018	6.7%
2017	-15.6%
2016	41.4%
2015	4%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Deepesh Agarwal	16 Jun 25	1.21 Yr.

Data below for UTI Infrastructure Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	44.73%
Energy	15.16%
Communication Services	13.54%
Utility	7.1%
Basic Materials	6.77%
Financial Services	4.94%
Real Estate	2.82%
Consumer Cyclical	2.4%
Health Care	0.13%

Asset Allocation

Asset Class	Value
Cash	2.18%
Equity	97.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	13%	₹270 Cr	1,487,795
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	9%	₹193 Cr	477,110
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	8%	₹180 Cr	1,407,524 ↑ 61,527
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	4%	₹90 Cr	78,761
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹88 Cr	551,910 ↑ 29,150
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	4%	₹75 Cr	142,928 ↓ -33,531
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	3%	₹71 Cr	3,081,565 ↑ 55,584
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	3%	₹70 Cr	2,145,711 ↑ 1,943
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹59 Cr	453,281
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 25 \| HAL	2%	₹49 Cr	102,200

4. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹6,514 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.50% (upper mid).
3Y return: 12.39% (upper mid).
1Y return: -3.31% (upper mid).
Alpha: -0.55 (lower mid).
Sharpe: 0.17 (lower mid).
Information ratio: 0.44 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.2%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (09 Oct 26)	₹173.398 ↑ 2.13 (1.24 %)
Net Assets (Cr)	₹6,514 on 31 Aug 26
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	0.17
Information Ratio	0.44
Alpha Ratio	-0.55
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,894
30 Sep 23	₹12,387
30 Sep 24	₹18,713
30 Sep 25	₹17,609
30 Sep 26	₹17,720

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Oct 26

Duration	Returns
1 Month	-5%
3 Month	-5.9%
6 Month	-1.6%
1 Year	-3.3%
3 Year	12.4%
5 Year	11.5%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	27.2%
2022	34.4%
2021	4.6%
2020	40.8%
2019	12.8%
2018	1.5%
2017	-7.9%
2016	35.2%
2015	3.4%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	9.3 Yr.

Data below for UTI Core Equity Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	31.12%
Industrials	8.98%
Health Care	8.86%
Technology	8.52%
Consumer Cyclical	7.83%
Basic Materials	7.03%
Communication Services	6.24%
Energy	5.95%
Consumer Defensive	5.31%
Real Estate	4.43%
Utility	3.09%

Asset Allocation

Asset Class	Value
Cash	2.64%
Equity	97.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	5%	₹341 Cr	4,809,721
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	5%	₹312 Cr	2,142,555
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	4%	₹242 Cr	1,896,380 ↑ 300,000
State Bank of India (Financial Services) Equity, Since 31 Jul 25 \| SBIN	3%	₹200 Cr	1,885,982
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹199 Cr	1,755,225
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 14 \| LT	3%	₹184 Cr	454,456
Aurobindo Pharma Ltd (Healthcare) Equity, Since 28 Feb 21 \| AUROPHARMA	3%	₹168 Cr	979,252
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	2%	₹160 Cr	6,274,906 ↑ 530,000
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹153 Cr	3,730,761
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 18 \| BHARTIARTL	2%	₹142 Cr	783,889 ↓ -105,333

5. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,452 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 9.50% (lower mid).
3Y return: 11.17% (upper mid).
1Y return: -1.52% (upper mid).
Alpha: 4.84 (top quartile).
Sharpe: 0.26 (upper mid).
Information ratio: 0.35 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~16.2%).
Top-3 holdings concentration ~37.9%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (09 Oct 26)	₹188.313 ↑ 2.24 (1.20 %)
Net Assets (Cr)	₹1,452 on 31 Aug 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.15
Sharpe Ratio	0.26
Information Ratio	0.35
Alpha Ratio	4.84
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,891
30 Sep 23	₹11,644
30 Sep 24	₹15,075
30 Sep 25	₹15,632
30 Sep 26	₹15,764

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Oct 26

Duration	Returns
1 Month	-1.9%
3 Month	-4.3%
6 Month	0.6%
1 Year	-1.5%
3 Year	11.2%
5 Year	9.5%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.3%
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Bhavesh Kanani	12 Jan 26	0.64 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	94.49%
Technology	1.78%

Asset Allocation

Asset Class	Value
Cash	3.74%
Equity	96.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	16%	₹236 Cr	3,325,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	12%	₹167 Cr	1,151,000 ↓ -100,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	10%	₹148 Cr	1,393,490 ↑ 145,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	10%	₹148 Cr	1,135,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	9%	₹136 Cr	3,250,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	5%	₹75 Cr	707,388 ↓ -284,064
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	4%	₹59 Cr	527,975
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| UJJIVANSFB	4%	₹54 Cr	7,800,000 ↑ 115,683
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 28 Feb 25 \| SBILIFE	3%	₹48 Cr	277,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Mar 24 \| MCX	2%	₹35 Cr	102,000 ↑ 52,000

6. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

Research Highlights for UTI Mid Cap Fund

Highest AUM (₹12,795 Cr).
Established history (22+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.34% (lower mid).
3Y return: 9.80% (bottom quartile).
1Y return: -1.41% (top quartile).
Alpha: -3.51 (bottom quartile).
Sharpe: 0.29 (upper mid).
Information ratio: -1.18 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Coforge Ltd (~3.3%).

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund Growth
Launch Date	7 Apr 04
NAV (09 Oct 26)	₹297.131 ↑ 3.18 (1.08 %)
Net Assets (Cr)	₹12,795 on 31 Aug 26
Category	Equity - Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	0.29
Information Ratio	-1.18
Alpha Ratio	-3.51
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,273
30 Sep 23	₹12,254
30 Sep 24	₹17,397
30 Sep 25	₹15,863
30 Sep 26	₹16,181

UTI Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Oct 26

Duration	Returns
1 Month	-6.1%
3 Month	-3.1%
6 Month	4.4%
1 Year	-1.4%
3 Year	9.8%
5 Year	9.3%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.1%
2023	23.3%
2022	30.5%
2021	-0.8%
2020	43.1%
2019	32.7%
2018	-0.2%
2017	-14.9%
2016	42%
2015	3.5%

Fund Manager information for UTI Mid Cap Fund

Name	Since	Tenure
Vishal Chopda	16 Jun 25	1.21 Yr.

Data below for UTI Mid Cap Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	25.09%
Industrials	19.86%
Health Care	13.7%
Consumer Cyclical	11.53%
Basic Materials	10.37%
Technology	6.75%
Real Estate	4%
Communication Services	3.4%
Energy	2.12%
Utility	1.33%
Consumer Defensive	0.59%

Asset Allocation

Asset Class	Value
Cash	1.17%
Equity	98.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 30 Apr 21 \| COFORGE	3%	₹417 Cr	2,100,000 ↓ -50,000
PB Fintech Ltd (Financial Services) Equity, Since 30 Nov 21 \| POLICYBZR	3%	₹394 Cr	2,100,000
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 Jul 25 \| 540611	3%	₹353 Cr	3,250,000
APL Apollo Tubes Ltd (Basic Materials) Equity, Since 30 Nov 20 \| APLAPOLLO	2%	₹311 Cr	1,400,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| HEROMOTOCO	2%	₹278 Cr	510,000
Aurobindo Pharma Ltd (Healthcare) Equity, Since 30 Nov 25 \| AUROPHARMA	2%	₹275 Cr	1,600,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 10 \| FEDERALBNK	2%	₹266 Cr	7,450,000 ↓ -250,000
Ajanta Pharma Ltd (Healthcare) Equity, Since 30 Nov 23 \| 532331	2%	₹265 Cr	736,391 ↓ -8,292
Polycab India Ltd (Industrials) Equity, Since 31 Dec 20 \| POLYCAB	2%	₹264 Cr	280,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Apr 21 \| SHRIRAMFIN	2%	₹255 Cr	2,300,000

7. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

Research Highlights for UTI Value Opportunities Fund

Top quartile AUM (₹9,573 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.94% (bottom quartile).
3Y return: 10.16% (bottom quartile).
1Y return: -8.21% (bottom quartile).
Alpha: -4.25 (bottom quartile).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.12 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.5%).

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (09 Oct 26)	₹155.748 ↑ 1.91 (1.24 %)
Net Assets (Cr)	₹9,573 on 31 Aug 26
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	-0.19
Information Ratio	0.12
Alpha Ratio	-4.25
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,003
30 Sep 23	₹11,722
30 Sep 24	₹17,553
30 Sep 25	₹16,547
30 Sep 26	₹15,679

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Oct 26

Duration	Returns
1 Month	-4.3%
3 Month	-5.9%
6 Month	-2.1%
1 Year	-8.2%
3 Year	10.2%
5 Year	8.9%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7%
2023	23.4%
2022	26.7%
2021	4.3%
2020	30.4%
2019	19%
2018	10.4%
2017	-2.4%
2016	29.1%
2015	2.6%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	8.59 Yr.

Data below for UTI Value Opportunities Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	30.75%
Consumer Cyclical	13.28%
Industrials	9.88%
Technology	8.69%
Health Care	8.31%
Communication Services	6.69%
Energy	6.59%
Real Estate	4.68%
Basic Materials	4.17%
Consumer Defensive	3.23%
Utility	2.71%

Asset Allocation

Asset Class	Value
Cash	0.76%
Equity	98.97%
Debt	0.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	8%	₹720 Cr	10,150,000 ↓ -240,192
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹622 Cr	4,275,000 ↓ -25,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹394 Cr	2,175,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹377 Cr	9,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹371 Cr	2,850,000 ↑ 50,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	3%	₹329 Cr	3,100,000 ↓ -100,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹323 Cr	2,850,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	3%	₹300 Cr	915,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| 532755	3%	₹248 Cr	1,525,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹243 Cr	1,900,000 ↓ -75,000

8. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Lower mid AUM (₹3,772 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.63% (bottom quartile).
3Y return: 10.93% (lower mid).
1Y return: -6.28% (lower mid).
Alpha: -3.18 (bottom quartile).
Sharpe: -0.17 (bottom quartile).
Information ratio: 0.30 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.7%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (09 Oct 26)	₹166.522 ↑ 2.12 (1.29 %)
Net Assets (Cr)	₹3,772 on 31 Aug 26
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.01
Sharpe Ratio	-0.17
Information Ratio	0.3
Alpha Ratio	-3.18
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,210
30 Sep 23	₹11,354
30 Sep 24	₹17,352
30 Sep 25	₹16,072
30 Sep 26	₹15,494

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Oct 26

Duration	Returns
1 Month	-3.7%
3 Month	-4.9%
6 Month	-3.5%
1 Year	-6.3%
3 Year	10.9%
5 Year	8.6%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.3%
2023	24.7%
2022	35.4%
2021	-5.3%
2020	38.8%
2019	18.9%
2018	3.3%
2017	0.5%
2016	28.5%
2015	6.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	3.79 Yr.

Data below for UTI Dividend Yield Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	28.81%
Technology	12.38%
Consumer Cyclical	11.42%
Health Care	10.74%
Industrials	7.38%
Real Estate	6.18%
Energy	5.4%
Utility	5.3%
Consumer Defensive	4.12%
Basic Materials	3.79%
Communication Services	2.88%

Asset Allocation

Asset Class	Value
Cash	1.08%
Equity	98.38%
Debt	0.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	8%	₹291 Cr	4,100,000 ↓ -100,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	6%	₹225 Cr	1,550,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹130 Cr	1,225,000 ↓ -25,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	3%	₹118 Cr	725,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹113 Cr	345,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹109 Cr	2,600,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 24 \| BHARTIARTL	3%	₹109 Cr	600,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹96 Cr	850,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| 532215	2%	₹94 Cr	725,000 ↑ 25,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹84 Cr	3,200,000

9. UTI India Lifestyle Fund

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI India Lifestyle Fund

Bottom quartile AUM (₹733 Cr).
Established history (19+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 6.35% (bottom quartile).
3Y return: 7.51% (bottom quartile).
1Y return: -9.13% (bottom quartile).
Alpha: 2.41 (top quartile).
Sharpe: -0.15 (bottom quartile).
Information ratio: -0.63 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Eternal Ltd (~9.3%).

Below is the key information for UTI India Lifestyle Fund

UTI India Lifestyle Fund Growth
Launch Date	30 Jul 07
NAV (09 Oct 26)	₹53.7953 ↑ 0.78 (1.47 %)
Net Assets (Cr)	₹733 on 31 Aug 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.44
Sharpe Ratio	-0.15
Information Ratio	-0.63
Alpha Ratio	2.41
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,539
30 Sep 23	₹11,140
30 Sep 24	₹16,569
30 Sep 25	₹15,056
30 Sep 26	₹13,967

UTI India Lifestyle Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for UTI India Lifestyle Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Oct 26

Duration	Returns
1 Month	-5.7%
3 Month	-5.7%
6 Month	0.6%
1 Year	-9.1%
3 Year	7.5%
5 Year	6.4%
10 Year
15 Year
Since launch	9.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.8%
2023	20.2%
2022	23%
2021	-2.3%
2020	26.4%
2019	15.2%
2018	5.8%
2017	-2.5%
2016	32.6%
2015	3.2%

Fund Manager information for UTI India Lifestyle Fund

Name	Since	Tenure
Vicky Punjabi	16 Jun 25	1.21 Yr.

Data below for UTI India Lifestyle Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	52.64%
Consumer Defensive	15.87%
Communication Services	8.34%
Financial Services	5.55%
Industrials	5.03%
Real Estate	3.46%
Basic Materials	2.6%
Health Care	2.55%
Technology	2.25%

Asset Allocation

Asset Class	Value
Cash	1.7%
Equity	98.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| ETERNAL	9%	₹68 Cr	2,069,971 ↓ -184,279
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	9%	₹67 Cr	205,244
Titan Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 19 \| TITAN	8%	₹56 Cr	109,829 ↓ -6,200
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 11 \| MARUTI	5%	₹40 Cr	29,609
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 11 \| BHARTIARTL	5%	₹39 Cr	216,255 ↑ 10,430
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Dec 17 \| EICHERMOT	5%	₹34 Cr	42,788
Trent Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| 500251	4%	₹30 Cr	104,193
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 25 \| 532343	4%	₹26 Cr	60,480
Tata Consumer Products Ltd (Consumer Defensive) Equity, Since 30 Nov 23 \| 500800	3%	₹20 Cr	188,490 ↑ 24,990
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 07 \| ITC	3%	₹19 Cr	733,363

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FAQs

1. What is the nature of UTI Mutual Funds?

A: The SEBI formed the UTI Mutual Funds from the erstwhile UTI Bank on 1st February 2003. The fund is managed by the UTI Asset Management Company and its major sponsors, the State Bank of India (SBI), Punjab National Bank (PNB), Bank of Baroda, and Life Insurance Corporation of India.

2. Are shares of the UTI Mutual Funds held by any other group?

A: Yes, 26% of the UTI Mutual Funds' shares are held by T Rowe Price Group INC. It is a subsidiary of the T Rowe Price Global Investment Services Ltd.

3. Is it worthwhile investing in UTI Mutual Funds?

A: UTI Mutual Funds is one of the most preferred AMCs. Historically, it has proven to be a most dependable investment scheme.

4. Which is the most popular of the UTI Mutual Fund schemes?

A: The UTI Mastershare, which was launched in 1986 as an extant of the erstwhile UTI Bank, is the longest-running and one of the most successful mutual fund schemes.

5. Can I invest in UTI Mutual Funds online?

A: Yes, log-in to the company's website. After that, you will need to provide your personals details as per the KYC norms, like your identity proof, address proof, and other similar details. Once you have completed the registration, you will have to select the risk level and the type of investment. It takes 1-2 working days to verify your details and complete the registration process online. Once it is completed, you can keep updated and change the investments as per your requirements.

6. How to select a suitable UTI Mutual Fund?

A: The first thing that you must check is the NAV and the historical returns of the particular fund. For example, UTI Transportation & Logistics Fund has a NAV of Rs.122.133 and has shown a return of 8.9% in 5 years. Compared to it, UTI Equity Fund has a NAV of Rs. 212.768, but has shown a historical return of 31.5% in 5 years.

Although the NAV of UTI Equity is higher than UTI Transportation & Logistics, the former's return is higher than the latter. Thus, depending on the amount of money you wish to invest and the ROI, you should select a particular fund.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.