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What are Diversified Funds (Multi Cap Funds)?
In the game of Investing, where returns are essentially important, somehow risk-adjusted returns is what eventually counts. And to strengthen the risk-adjusted returns if one has a long-term view, diversified equities can prove to be beneficial. Diversified funds have historically proven to come out as a winner in most Market conditions given long holding periods. They invest across all spectrums of capitalization, within permitted risk levels. But are these funds for you? Let’s find out.
Diversified Equity Funds, also known as Multi-cap or Flexi cap funds, invest in stocks of companies across market capitalization i.e.,-large cap, mid and small cap stocks. In other words, they have the flexibility to adapt their portfolios according to the market. They typically invest anywhere between 40-60% in large cap stocks, 10-40% in mid-cap stocks and about 10% in small-cap stocks. Sometimes, the exposure to small-caps may be very small or none at all.
Diversified funds do not have any limitations on market caps from an investment point of view. They don’t follow a sectoral approach, instead adopting a growth or Value investing strategy, buying stocks whose price are relatively lower to their historical performance, Book Value, Earnings, cash flow potential and dividend yields.
These funds balance out the risk and reduce the volatility that usually comes with stock investments by investing across market capitalizations and sectors. Larger companies (large caps) tend to perform better during tough market times than the smaller companies, and they can provide investors with better investment returns. Mid-cap stocks can stabilize portfolio returns with higher growth potential than the large cap stocks and less risky than the small cap stocks. However, irrespective of the market caps, all stock investments carry a certain level of risk, and investors should closely monitor their investments as business conditions can change daily. Given that the Underlying investment is equity, there is a risk of loss of Capital that can occur in the short term.
Nevertheless, diversified funds have exceptionally performed well over past 5 years, especially after elections, returning 23% p.a. and 21% p.a. for the last 3-5 years, respectively.
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Why to Invest in Diversified Funds?
As diversified funds or multi-cap funds invest across market caps, they have several benefits compared to funds focused on any one particular market cap. Some of these are discussed below:
The foremost advantage of diversified funds is that it reduces the need to keep a track on multiple funds in the portfolio distinctly. As the monies are invested across market capitalization, the need to maintain separate Large cap funds, mid and Small cap funds is eliminated.
During bull market phases, diversified funds tend to outperform large caps (in the long term) by capturing some of the upside offered by small and mid-cap funds. In the bull market rallies, the large-cap valuations (P/E multiples) run up faster to a point where they appear stretched, in such scenario mid-cap stocks tend to outperform.
Since, diversified funds have all three large cap, mid cap and small cap companies in their portfolio, they have potential to deliver good performance on a consistent Basis.
In the bear market phases, small and mid-cap stocks tend to suffer sharp declines and liquidity issues. Also, consequently, they face liquidity constraints when Redemption pressures increase during phases of bear markets, especially when investors are exiting investments. On the other hand, diversified funds don’t face liquidity problems as much—as large cap stocks comprise a sustainable portion of the portfolio.
Diversified funds are suitable for investors who start with just one fund and still want to invest across market caps. Also, investors who are not sure of their risk tolerance levels can take advantage of diversified funds.
Fund managers of diversified funds invest in companies of all sizes i.e. large, mid, small cap, based on their long-term growth potential. They also change their portfolio allocations between different sectors from time to time, to maximize fund the performance within defined investment objectives. Investing in diversified or multi-cap funds helps to prevent the tendency of investors to switch between large cap funds and mid-cap/small-cap funds based on short-term performance.
Risk in Diversified Funds
Diversified funds may suffer massively if the moves are extreme, during falls of the markets, diversified funds are affected from than large caps. This is due to the fact that during most declines, the fall in small & mid-caps is much higher. This can lead to higher volatility of returns, causing these funds to have a higher Standard Deviation, which is one of the important parameters to measure a fund's risk. Larger the standard deviation, higher will be the level of risk.
Who Should Invest in Diversified Mutual Funds?
An investor who has a moderate-risk appetite and who wishes to have an exposure in equities can park their funds in diversified funds. Also, investors who are not well-versed with the technique of Asset Allocation in respect to investments can also put a part of their funds here.
Investors incline towards investing in these funds as it holds a mix of stocks across market capitalizations. Any high degree of volatility shown by either small cap or mid cap funds can be balanced by the stability provided by large-cap equity funds. However, the returns from such diversified funds are vastly dependent on the fund manager’s knowledge and intelligence as to how he is able to include stocks as per the market conditions. In this situation, there is a probability of fund manager going wrong in his allocation strategy. That is why it is advisable for investors to study the record of the fund manager before investing in diversified funds.
Taxation on Diversified Equity Funds
The short-term and long-term Capital Gains offered by Mutual Funds are taxed at different rates.
| Fund Type | Short-Term Capital Gains | Long-Term Capital Gains |
|---|---|---|
| Equity funds | 15% + cess + surcharge | Up to Rs. 1 lakh a year is tax-exempt. Any gains above Rs. 1 lakh are taxed at 10% + cess + surcharge |
Best Diversified Funds to Invest in 2022 - 2023
Top performing diversified funds in India are as follows-
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2021 (%) Parag Parikh Long Term Equity Fund Growth ₹43.1514
↓ -0.25 ₹22,647 -11.3 -14.1 2.4 19.6 15.7 45.5 PGIM India Diversified Equity Fund Growth ₹21.83
↓ -0.27 ₹4,236 -14.1 -17.2 -5.7 17.4 11.6 43.5 BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01 ₹588 -4.6 -2.6 19.3 17.3 13.6 Mahindra Badhat Yojana Growth ₹17.6189
↓ -0.19 ₹1,157 -12.6 -12.8 -1.1 17.2 11.5 50.8 UTI Equity Fund Growth ₹209.37
↓ -2.28 ₹23,609 -13.7 -19.2 -8.8 14.1 12 34 Baroda Pioneer Multi Cap Fund Growth ₹145.988
↓ -1.71 ₹1,582 -14.2 -14.9 1.6 13.9 9.5 47.9 Principal Multi Cap Growth Fund Growth ₹205.068
↓ -2.43 ₹1,724 -12.2 -13 2.2 13.3 9.5 46.3 Franklin India Equity Fund Growth ₹840.561
↓ -9.99 ₹9,492 -10.5 -11 0.2 13 9.4 40.3 Invesco India Multicap Fund Growth ₹66.56
↓ -0.55 ₹1,861 -11.7 -16 -5.7 12.9 8.4 40.7 Canara Robeco Equity Diversified Growth ₹194.28
↓ -2.50 ₹7,263 -11.6 -13.4 -3.1 12.7 11.5 32.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jun 22
(Erstwhile Parag Parikh Long Term Value Fund) The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities. Parag Parikh Long Term Equity Fund is a Equity - Multi Cap fund was launched on 24 May 13. It is a fund with Moderately High risk and has given a Below is the key information for Parag Parikh Long Term Equity Fund Returns up to 1 year are on To generate income & capital appreciation by predominantly investing in an actively managed diversified portfolio of equity & equity related instruments including derivatives. PGIM India Diversified Equity Fund is a Equity - Multi Cap fund was launched on 4 Mar 15. It is a fund with Moderately High risk and has given a Below is the key information for PGIM India Diversified Equity Fund Returns up to 1 year are on (Erstwhile BNP Paribas Dividend Yield Fund) The investment objective of the scheme is to generate long term capital growth from an actively managed portfolio of equity and equity related securities, primarily being high dividend yield stocks. High dividend yield stocks are
defined as stocks of companies that have a dividend yield in excess of 0.5%, at the time of investment. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. BNP Paribas Multi Cap Fund is a Equity - Multi Cap fund was launched on 15 Sep 05. It is a fund with Moderately High risk and has given a Below is the key information for BNP Paribas Multi Cap Fund Returns up to 1 year are on The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversification and taking low risk on business quality. The diversified portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved. Mahindra Badhat Yojana is a Equity - Multi Cap fund was launched on 11 May 17. It is a fund with Moderately High risk and has given a Below is the key information for Mahindra Badhat Yojana Returns up to 1 year are on This Scheme primarily aims at securing for the unitholders capital appreciation by investing the funds of the scheme in equity shares and convertible and non-convertible bonds/ debentures of companies with good growth prospects and money market instruments. UTI Equity Fund is a Equity - Multi Cap fund was launched on 18 May 92. It is a fund with Moderately High risk and has given a Below is the key information for UTI Equity Fund Returns up to 1 year are on (Erstwhile Baroda Pioneer Growth Fund) To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments. Baroda Pioneer Multi Cap Fund is a Equity - Multi Cap fund was launched on 12 Sep 03. It is a fund with Moderately High risk and has given a Below is the key information for Baroda Pioneer Multi Cap Fund Returns up to 1 year are on (Erstwhile Principal Growth Fund) The primary investment objective of the scheme is to achieve long-term capital appreciation. Principal Multi Cap Growth Fund is a Equity - Multi Cap fund was launched on 25 Oct 00. It is a fund with Moderately High risk and has given a Below is the key information for Principal Multi Cap Growth Fund Returns up to 1 year are on (Erstwhile Franklin India Prima Plus) The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments. Franklin India Equity Fund is a Equity - Multi Cap fund was launched on 29 Sep 94. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Equity Fund Returns up to 1 year are on (Erstwhile Invesco India Mid N Small Cap Fund) The investment objective of the Scheme is to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid and small cap companies. Invesco India Multicap Fund is a Equity - Multi Cap fund was launched on 17 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Multicap Fund Returns up to 1 year are on To generate capital appreciation by investing in equity and equity
related securities. However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Equity Diversified is a Equity - Multi Cap fund was launched on 16 Sep 03. It is a fund with Moderately High risk and has given a Below is the key information for Canara Robeco Equity Diversified Returns up to 1 year are on 1. Parag Parikh Long Term Equity Fund
CAGR/Annualized return of 17.5% since its launch. Ranked 34 in Multi Cap category. Return for 2021 was 45.5% , 2020 was 32.3% and 2019 was 14.4% . Parag Parikh Long Term Equity Fund
Growth Launch Date 24 May 13 NAV (22 Jun 22) ₹43.1514 ↓ -0.25 (-0.58 %) Net Assets (Cr) ₹22,647 on 31 May 22 Category Equity - Multi Cap AMC PPFAS Asset Management Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 0.65 Information Ratio 0.91 Alpha Ratio 4.19 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹11,638 31 May 19 ₹12,321 31 May 20 ₹12,350 31 May 21 ₹20,518 31 May 22 ₹22,922 Returns for Parag Parikh Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jun 22 Duration Returns 1 Month -4.7% 3 Month -11.3% 6 Month -14.1% 1 Year 2.4% 3 Year 19.6% 5 Year 15.7% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2021 45.5% 2020 32.3% 2019 14.4% 2018 -0.4% 2017 29.4% 2016 3.3% 2015 8.9% 2014 44.8% 2013 2012 Fund Manager information for Parag Parikh Long Term Equity Fund
Name Since Tenure Raj Mehta 27 Jan 16 6.35 Yr. Rajeev Thakkar 24 May 13 9.02 Yr. Raunak Onkar 24 May 13 9.02 Yr. Rukun Tarachandani 16 May 22 0.04 Yr. Data below for Parag Parikh Long Term Equity Fund as on 31 May 22
Equity Sector Allocation
Sector Value Financial Services 36.17% Consumer Cyclical 13.14% Technology 12.52% Communication Services 11.67% Consumer Defensive 8.88% Health Care 5.11% Utility 4.86% Asset Allocation
Asset Class Value Cash 7.64% Equity 92.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 20 | ITC9% ₹1,945 Cr 74,936,399 Bajaj Holdings and Investment Ltd (Financial Services)
Equity, Since 31 Oct 16 | BAJAJHLDNG8% ₹1,784 Cr 3,450,461
↑ 14,714 Alphabet Inc Class A (Communication Services)
Equity, Since 31 May 21 | ABEA7% ₹1,628 Cr 89,892 Microsoft Corp (Technology)
Equity, Since 30 Apr 20 | MSF7% ₹1,578 Cr 712,983 Amazon.com Inc (Consumer Cyclical)
Equity, Since 31 Jan 19 | AMZN-RM6% ₹1,414 Cr 64,002 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFC6% ₹1,309 Cr 5,871,020
↑ 5,871,020 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 14 | ICICIBANK5% ₹1,166 Cr 15,680,614 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 13 | AXISBANK5% ₹1,118 Cr 15,339,011 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 21 | POWERGRID5% ₹1,066 Cr 46,787,602 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | HEROMOTOCO5% ₹1,049 Cr 4,186,832 2. PGIM India Diversified Equity Fund
CAGR/Annualized return of 11.3% since its launch. Return for 2021 was 43.5% , 2020 was 35.9% and 2019 was 10% . PGIM India Diversified Equity Fund
Growth Launch Date 4 Mar 15 NAV (22 Jun 22) ₹21.83 ↓ -0.27 (-1.22 %) Net Assets (Cr) ₹4,236 on 31 May 22 Category Equity - Multi Cap AMC Pramerica Asset Managers Private Limited Rating Risk Moderately High Expense Ratio 2.54 Sharpe Ratio 0.14 Information Ratio 0.84 Alpha Ratio -3 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹10,690 31 May 19 ₹11,091 31 May 20 ₹9,896 31 May 21 ₹18,146 31 May 22 ₹19,013 Returns for PGIM India Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jun 22 Duration Returns 1 Month -6.6% 3 Month -14.1% 6 Month -17.2% 1 Year -5.7% 3 Year 17.4% 5 Year 11.6% 10 Year 15 Year Since launch 11.3% Historical performance (Yearly) on absolute basis
Year Returns 2021 43.5% 2020 35.9% 2019 10% 2018 -7.9% 2017 36.6% 2016 -0.6% 2015 2014 2013 2012 Fund Manager information for PGIM India Diversified Equity Fund
Name Since Tenure Aniruddha Naha 5 Apr 18 4.16 Yr. Puneet Pal 1 Dec 21 0.5 Yr. A. Anandha Padmanabhan 1 Jun 21 1 Yr. Rahul Jagwani 12 May 22 0.05 Yr. Data below for PGIM India Diversified Equity Fund as on 31 May 22
Equity Sector Allocation
Sector Value Financial Services 23.98% Basic Materials 17.41% Industrials 15.41% Technology 15.4% Consumer Cyclical 7.38% Communication Services 5.14% Health Care 4.67% Consumer Defensive 2.33% Real Estate 2.16% Utility 1.96% Energy 0.67% Asset Allocation
Asset Class Value Cash 3.5% Equity 96.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Mar 20 | INFY8% ₹330 Cr 2,105,000
↑ 505,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK7% ₹301 Cr 2,175,000
↑ 475,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | AXISBANK4% ₹155 Cr 2,123,900
↑ 550,000 Mphasis Ltd (Technology)
Equity, Since 31 Jan 22 | MPHASIS3% ₹135 Cr 474,600
↑ 90,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 21 | BHARTIARTL3% ₹129 Cr 1,750,000
↑ 250,000 UPL Ltd (Basic Materials)
Equity, Since 31 Mar 22 | UPL3% ₹123 Cr 1,500,000
↑ 250,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 22 | MARUTI3% ₹116 Cr 150,000 Esab India Ltd (Industrials)
Equity, Since 30 Sep 21 | ESABINDIA3% ₹113 Cr 338,084 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK3% ₹111 Cr 1,500,000
↓ -807,060 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 21 | BAJFINANCE3% ₹110 Cr 165,000 3. BNP Paribas Multi Cap Fund
CAGR/Annualized return of 12.9% since its launch. Ranked 18 in Multi Cap category. . BNP Paribas Multi Cap Fund
Growth Launch Date 15 Sep 05 NAV (13 Mar 22) ₹73.5154 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹588 on 31 Jan 22 Category Equity - Multi Cap AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.44 Sharpe Ratio 2.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹10,896 31 May 19 ₹11,420 31 May 20 ₹9,468 31 May 21 ₹15,343 Returns for BNP Paribas Multi Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jun 22 Duration Returns 1 Month -4.4% 3 Month -4.6% 6 Month -2.6% 1 Year 19.3% 3 Year 17.3% 5 Year 13.6% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 Fund Manager information for BNP Paribas Multi Cap Fund
Name Since Tenure Data below for BNP Paribas Multi Cap Fund as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Mahindra Badhat Yojana
CAGR/Annualized return of 11.7% since its launch. Return for 2021 was 50.8% , 2020 was 16.6% and 2019 was 13.8% . Mahindra Badhat Yojana
Growth Launch Date 11 May 17 NAV (22 Jun 22) ₹17.6189 ↓ -0.19 (-1.09 %) Net Assets (Cr) ₹1,157 on 31 May 22 Category Equity - Multi Cap AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Moderately High Expense Ratio 2.6 Sharpe Ratio 0.61 Information Ratio 0.82 Alpha Ratio 2.5 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹10,631 31 May 19 ₹10,981 31 May 20 ₹9,713 31 May 21 ₹17,110 31 May 22 ₹19,161 Returns for Mahindra Badhat Yojana
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jun 22 Duration Returns 1 Month -8.3% 3 Month -12.6% 6 Month -12.8% 1 Year -1.1% 3 Year 17.2% 5 Year 11.5% 10 Year 15 Year Since launch 11.7% Historical performance (Yearly) on absolute basis
Year Returns 2021 50.8% 2020 16.6% 2019 13.8% 2018 -9.9% 2017 2016 2015 2014 2013 2012 Fund Manager information for Mahindra Badhat Yojana
Name Since Tenure Manish Lodha 21 Dec 20 1.44 Yr. Fatema Pacha 16 Oct 20 1.62 Yr. Data below for Mahindra Badhat Yojana as on 31 May 22
Equity Sector Allocation
Sector Value Financial Services 21.58% Industrials 16.92% Consumer Cyclical 8.24% Technology 8.02% Energy 7.98% Consumer Defensive 7.71% Utility 6.91% Communication Services 6.63% Health Care 6.12% Basic Materials 4.46% Real Estate 1.61% Asset Allocation
Asset Class Value Cash 3.81% Equity 96.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Oct 18 | SBIN6% ₹65 Cr 1,312,051
↑ 63,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK5% ₹59 Cr 792,900 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 22 | ITC4% ₹51 Cr 1,971,000
↑ 306,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE4% ₹45 Cr 162,000
↑ 162,000 Infosys Ltd (Technology)
Equity, Since 31 May 18 | INFY4% ₹45 Cr 284,850 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 21 | AXISBANK3% ₹31 Cr 432,000 Canara Bank (Financial Services)
Equity, Since 31 Dec 20 | 5324833% ₹30 Cr 1,301,400 Zee Entertainment Enterprises Ltd (Communication Services)
Equity, Since 30 Sep 21 | ZEEL2% ₹28 Cr 1,134,000
↑ 90,000 LIC Housing Finance Ltd (Financial Services)
Equity, Since 28 Feb 22 | LICHSGFIN2% ₹28 Cr 733,500
↑ 103,500 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Aug 21 | HAL2% ₹28 Cr 172,800
↑ 18,000 5. UTI Equity Fund
CAGR/Annualized return of 12.8% since its launch. Ranked 54 in Multi Cap category. Return for 2021 was 34% , 2020 was 31.5% and 2019 was 11.7% . UTI Equity Fund
Growth Launch Date 18 May 92 NAV (22 Jun 22) ₹209.37 ↓ -2.28 (-1.08 %) Net Assets (Cr) ₹23,609 on 31 May 22 Category Equity - Multi Cap AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.96 Sharpe Ratio -0.13 Information Ratio 0.33 Alpha Ratio -6.91 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹11,826 31 May 19 ₹12,249 31 May 20 ₹10,897 31 May 21 ₹19,092 31 May 22 ₹19,249 Returns for UTI Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jun 22 Duration Returns 1 Month -4.3% 3 Month -13.7% 6 Month -19.2% 1 Year -8.8% 3 Year 14.1% 5 Year 12% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2021 34% 2020 31.5% 2019 11.7% 2018 3.5% 2017 30.1% 2016 1.1% 2015 0.9% 2014 46.8% 2013 7.6% 2012 32.2% Fund Manager information for UTI Equity Fund
Name Since Tenure Ajay Tyagi 11 Jan 16 6.39 Yr. Data below for UTI Equity Fund as on 31 May 22
Equity Sector Allocation
Sector Value Financial Services 25.23% Consumer Cyclical 17.93% Technology 13.6% Health Care 13.25% Basic Materials 7.74% Industrials 6.69% Consumer Defensive 6.68% Communication Services 5.23% Asset Allocation
Asset Class Value Cash 3.66% Equity 96.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 17 | BAJFINANCE5% ₹1,316 Cr 1,971,860
↓ -18,840 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 07 | HDFCBANK5% ₹1,133 Cr 8,182,152
↓ -84,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | ICICIBANK4% ₹1,101 Cr 14,813,290
↑ 1,811,860 Infosys Ltd (Technology)
Equity, Since 31 May 07 | INFY4% ₹1,017 Cr 6,488,986
↑ 293,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | KOTAKBANK4% ₹1,003 Cr 5,599,511
↑ 212,400 Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 31 Aug 18 | LTI4% ₹1,001 Cr 2,067,580
↓ -24,270 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Jul 19 | DMART3% ₹766 Cr 1,941,883 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Oct 15 | HDFC3% ₹761 Cr 3,415,028
↓ -51,700 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 16 | NAUKRI3% ₹748 Cr 1,607,254
↑ 85,050 Astral Ltd (Industrials)
Equity, Since 31 Mar 16 | ASTRAL3% ₹699 Cr 3,244,049 6. Baroda Pioneer Multi Cap Fund
CAGR/Annualized return of 15.3% since its launch. Ranked 37 in Multi Cap category. Return for 2021 was 47.9% , 2020 was 19.5% and 2019 was 8.9% . Baroda Pioneer Multi Cap Fund
Growth Launch Date 12 Sep 03 NAV (22 Jun 22) ₹145.988 ↓ -1.71 (-1.16 %) Net Assets (Cr) ₹1,582 on 31 May 22 Category Equity - Multi Cap AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2.47 Sharpe Ratio 0.53 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹10,628 31 May 19 ₹10,833 31 May 20 ₹8,932 31 May 21 ₹15,110 31 May 22 ₹16,911 Returns for Baroda Pioneer Multi Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jun 22 Duration Returns 1 Month -6.1% 3 Month -14.2% 6 Month -14.9% 1 Year 1.6% 3 Year 13.9% 5 Year 9.5% 10 Year 15 Year Since launch 15.3% Historical performance (Yearly) on absolute basis
Year Returns 2021 47.9% 2020 19.5% 2019 8.9% 2018 -11.9% 2017 36.8% 2016 2.3% 2015 -1.6% 2014 46.5% 2013 3.6% 2012 25.7% Fund Manager information for Baroda Pioneer Multi Cap Fund
Name Since Tenure Sanjay Chawla 1 Nov 15 6.59 Yr. Sandeep Jain 14 Mar 22 0.22 Yr. Data below for Baroda Pioneer Multi Cap Fund as on 31 May 22
Equity Sector Allocation
Sector Value Financial Services 21.15% Technology 12.5% Basic Materials 12.05% Health Care 11.17% Consumer Cyclical 10.67% Industrials 8.34% Communication Services 6.86% Energy 6.85% Consumer Defensive 3.61% Real Estate 1.92% Utility 0.51% Asset Allocation
Asset Class Value Cash 2.49% Equity 97.51% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK7% ₹116 Cr 1,564,815 Infosys Ltd (Technology)
Equity, Since 31 Jan 18 | INFY6% ₹98 Cr 628,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | HDFCBANK5% ₹78 Cr 560,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE5% ₹77 Cr 275,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Nov 20 | SUNPHARMA3% ₹55 Cr 590,000 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 28 Feb 22 | JINDALSTEL3% ₹50 Cr 935,000 INOX Leisure Ltd (Communication Services)
Equity, Since 30 Nov 20 | INOXLEISUR3% ₹46 Cr 925,000 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | RADICO2% ₹40 Cr 450,000
↑ 88,000 Fortis Healthcare Ltd (Healthcare)
Equity, Since 30 Sep 21 | FORTIS2% ₹39 Cr 1,475,000 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 31 Jul 21 | HINDPETRO2% ₹38 Cr 1,400,000 7. Principal Multi Cap Growth Fund
CAGR/Annualized return of 15% since its launch. Ranked 12 in Multi Cap category. Return for 2021 was 46.3% , 2020 was 15% and 2019 was 3.9% . Principal Multi Cap Growth Fund
Growth Launch Date 25 Oct 00 NAV (22 Jun 22) ₹205.068 ↓ -2.43 (-1.17 %) Net Assets (Cr) ₹1,724 on 31 May 22 Category Equity - Multi Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.48 Sharpe Ratio 0.78 Information Ratio -0.26 Alpha Ratio 4.55 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹11,338 31 May 19 ₹11,439 31 May 20 ₹9,081 31 May 21 ₹15,257 31 May 22 ₹17,338 Returns for Principal Multi Cap Growth Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jun 22 Duration Returns 1 Month -4.8% 3 Month -12.2% 6 Month -13% 1 Year 2.2% 3 Year 13.3% 5 Year 9.5% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2021 46.3% 2020 15% 2019 3.9% 2018 -8.7% 2017 48.7% 2016 6.4% 2015 2.8% 2014 49.4% 2013 8.3% 2012 46% Fund Manager information for Principal Multi Cap Growth Fund
Name Since Tenure Ratish Varier 1 Jan 22 0.41 Yr. Sudhir Kedia 1 Jan 22 0.41 Yr. Rohit Seksaria 1 Jan 22 0.41 Yr. Data below for Principal Multi Cap Growth Fund as on 31 May 22
Equity Sector Allocation
Sector Value Financial Services 27.93% Industrials 15.94% Consumer Cyclical 15.85% Technology 11.59% Basic Materials 6.13% Health Care 5.83% Consumer Defensive 4.63% Real Estate 3.41% Energy 3.36% Communication Services 1.02% Asset Allocation
Asset Class Value Cash 3.19% Equity 96.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹74 Cr 993,969 State Bank of India (Financial Services)
Equity, Since 30 Nov 08 | SBIN3% ₹62 Cr 1,253,000
↑ 90,248 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 05 | RELIANCE3% ₹61 Cr 217,723 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | AXISBANK3% ₹54 Cr 741,897 Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY3% ₹52 Cr 333,000
↓ -50,812 Ashok Leyland Ltd (Industrials)
Equity, Since 31 Oct 21 | ASHOKLEY3% ₹49 Cr 3,870,000
↑ 303,364 Polycab India Ltd (Industrials)
Equity, Since 31 Dec 20 | POLYCAB3% ₹46 Cr 185,969 Canara Bank (Financial Services)
Equity, Since 30 Jun 21 | 5324832% ₹44 Cr 1,899,000
↑ 190,968 KEI Industries Ltd (Industrials)
Equity, Since 31 Dec 20 | KEI2% ₹41 Cr 339,107 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 08 | HDFC2% ₹39 Cr 175,000
↑ 73,001 8. Franklin India Equity Fund
CAGR/Annualized return of 17.3% since its launch. Ranked 50 in Multi Cap category. Return for 2021 was 40.3% , 2020 was 16% and 2019 was 3.3% . Franklin India Equity Fund
Growth Launch Date 29 Sep 94 NAV (22 Jun 22) ₹840.561 ↓ -9.99 (-1.17 %) Net Assets (Cr) ₹9,492 on 31 May 22 Category Equity - Multi Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 0.62 Information Ratio 0.13 Alpha Ratio 2.83 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹10,832 31 May 19 ₹11,160 31 May 20 ₹8,823 31 May 21 ₹15,356 31 May 22 ₹16,978 Returns for Franklin India Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jun 22 Duration Returns 1 Month -4.8% 3 Month -10.5% 6 Month -11% 1 Year 0.2% 3 Year 13% 5 Year 9.4% 10 Year 15 Year Since launch 17.3% Historical performance (Yearly) on absolute basis
Year Returns 2021 40.3% 2020 16% 2019 3.3% 2018 -4.4% 2017 30.6% 2016 5% 2015 4.4% 2014 56.8% 2013 5.5% 2012 31% Fund Manager information for Franklin India Equity Fund
Name Since Tenure Anand Radhakrishnan 2 Apr 07 15.17 Yr. R. Janakiraman 1 Feb 11 11.34 Yr. Mayank Bukrediwala 24 Aug 20 1.77 Yr. Data below for Franklin India Equity Fund as on 31 May 22
Equity Sector Allocation
Sector Value Financial Services 31.67% Consumer Cyclical 12.29% Technology 10.72% Consumer Defensive 9.37% Industrials 8.68% Basic Materials 7.49% Utility 6.08% Communication Services 5.31% Health Care 2.67% Energy 1.31% Asset Allocation
Asset Class Value Cash 4.41% Equity 95.59% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK8% ₹780 Cr 10,500,000
↓ -300,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK7% ₹706 Cr 5,100,000
↑ 100,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | AXISBANK7% ₹641 Cr 8,800,000
↓ -300,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY6% ₹627 Cr 4,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 06 | BHARTIARTL5% ₹517 Cr 7,000,000
↓ -1,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 13 | LT5% ₹491 Cr 2,900,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 15 | SBIN4% ₹407 Cr 8,200,000
↓ -800,000 NTPC Ltd (Utilities)
Equity, Since 28 Feb 17 | NTPC3% ₹297 Cr 19,000,000
↓ -500,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 13 | HCLTECH3% ₹291 Cr 2,700,000 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Aug 19 | MCDOWELL-N3% ₹285 Cr 3,300,000
↓ -100,000 9. Invesco India Multicap Fund
CAGR/Annualized return of 14.2% since its launch. Ranked 37 in Multi Cap category. Return for 2021 was 40.7% , 2020 was 18.8% and 2019 was 4.6% . Invesco India Multicap Fund
Growth Launch Date 17 Mar 08 NAV (22 Jun 22) ₹66.56 ↓ -0.55 (-0.82 %) Net Assets (Cr) ₹1,861 on 31 May 22 Category Equity - Multi Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 0.05 Information Ratio -0.19 Alpha Ratio -4.83 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹11,448 31 May 19 ₹10,731 31 May 20 ₹9,203 31 May 21 ₹15,778 31 May 22 ₹16,334 Returns for Invesco India Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jun 22 Duration Returns 1 Month -5.3% 3 Month -11.7% 6 Month -16% 1 Year -5.7% 3 Year 12.9% 5 Year 8.4% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2021 40.7% 2020 18.8% 2019 4.6% 2018 -12.5% 2017 46.2% 2016 0.7% 2015 6.7% 2014 72.1% 2013 11.2% 2012 43.9% Fund Manager information for Invesco India Multicap Fund
Name Since Tenure Amit Nigam 3 Sep 20 1.74 Yr. Pranav Gokhale 29 Mar 18 4.18 Yr. Data below for Invesco India Multicap Fund as on 31 May 22
Equity Sector Allocation
Sector Value Financial Services 25.63% Industrials 19.79% Consumer Cyclical 14.64% Technology 12.07% Basic Materials 9.29% Health Care 6.57% Energy 4.01% Consumer Defensive 4.01% Utility 1.07% Asset Allocation
Asset Class Value Cash 2.92% Equity 97.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK6% ₹109 Cr 1,463,824
↓ -154,410 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE4% ₹75 Cr 267,410
↑ 267,410 Infosys Ltd (Technology)
Equity, Since 31 Mar 22 | INFY4% ₹74 Cr 471,066
↑ 141,198 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 20 | AXISBANK4% ₹71 Cr 974,261
↓ -134,705 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Apr 21 | CHOLAFIN3% ₹63 Cr 851,662 State Bank of India (Financial Services)
Equity, Since 31 Mar 21 | SBIN3% ₹55 Cr 1,116,588 Mphasis Ltd (Technology)
Equity, Since 31 Jul 20 | MPHASIS3% ₹47 Cr 166,708
↓ -24,318 Sundaram Fasteners Ltd (Consumer Cyclical)
Equity, Since 31 Jul 20 | SUNDRMFAST2% ₹44 Cr 545,026 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Apr 21 | BAJFINANCE2% ₹42 Cr 63,249 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Jul 20 | BEL2% ₹41 Cr 1,724,901 10. Canara Robeco Equity Diversified
CAGR/Annualized return of 17.1% since its launch. Ranked 68 in Multi Cap category. Return for 2021 was 32.6% , 2020 was 22.2% and 2019 was 12.3% . Canara Robeco Equity Diversified
Growth Launch Date 16 Sep 03 NAV (22 Jun 22) ₹194.28 ↓ -2.50 (-1.27 %) Net Assets (Cr) ₹7,263 on 31 May 22 Category Equity - Multi Cap AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 2.09 Sharpe Ratio 0.28 Information Ratio 0.02 Alpha Ratio -1.45 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 17 ₹10,000 31 May 18 ₹11,280 31 May 19 ₹12,405 31 May 20 ₹11,055 31 May 21 ₹17,619 31 May 22 ₹18,757 Returns for Canara Robeco Equity Diversified
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jun 22 Duration Returns 1 Month -4.8% 3 Month -11.6% 6 Month -13.4% 1 Year -3.1% 3 Year 12.7% 5 Year 11.5% 10 Year 15 Year Since launch 17.1% Historical performance (Yearly) on absolute basis
Year Returns 2021 32.6% 2020 22.2% 2019 12.3% 2018 0.9% 2017 37.8% 2016 -2% 2015 0.1% 2014 39.7% 2013 4.3% 2012 31.3% Fund Manager information for Canara Robeco Equity Diversified
Name Since Tenure Shridatta Bhandwaldar 5 Jul 16 5.91 Yr. Data below for Canara Robeco Equity Diversified as on 31 May 22
Equity Sector Allocation
Sector Value Financial Services 30.87% Technology 12.25% Basic Materials 9.97% Industrials 9.4% Consumer Cyclical 8.75% Health Care 7.39% Energy 6.89% Consumer Defensive 4.93% Communication Services 2.4% Real Estate 1.23% Utility 0.96% Asset Allocation
Asset Class Value Cash 4.97% Equity 95.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 11 | ICICIBANK7% ₹508 Cr 6,840,550 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE7% ₹502 Cr 1,797,400
↑ 215,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 08 | HDFCBANK7% ₹492 Cr 3,552,340
↑ 150,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 10 | INFY6% ₹436 Cr 2,782,188
↓ -200,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jul 19 | BAJFINANCE4% ₹259 Cr 388,035 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 18 | TCS3% ₹247 Cr 697,813
↓ -25,000 State Bank of India (Financial Services)
Equity, Since 31 Dec 20 | SBIN3% ₹238 Cr 4,800,000
↑ 250,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jul 18 | AXISBANK3% ₹223 Cr 3,063,600
↑ 530,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT3% ₹194 Cr 1,145,657
↓ -175,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL2% ₹172 Cr 2,322,334
Conclusion
When making a long-term investment, investors are advised to take into account their risk appetite. Investors who wish to invest in equity funds should smartly allocate funds to their portfolio. However, there are no hard and fast rules, investors should see the level of risk they can take and then decide the funds to invest. Investors could thoroughly study these funds and invest according to their investment objectives by adding the Best diversified funds to their portfolio.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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