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5 Best Performing Technology (IT) Sector Funds 2024

Updated on February 22, 2024 , 152412 views

The technology sector is a category of equity fund that invest in companies involved in technological businesses, such as manufacturers producing computer software and hardware. It also includes electronics & technological service companies such as those providing information technology, etc. The greatest advantage of Investing in technology Mutual Funds is that investors can gain access and exposure to dozens of technology stocks in just one fund.

Technology Mutual Funds

India's IT Services Industry was born in Mumbai in 1967 with the establishment of the Tata Group in partnership with Burroughs. The first software export zone, SEEPZ, the precursor to the modern-day IT park, was established in Mumbai in 1973. More than 80 percent of the country's software exports were from SEEPZ in the 1980s.

Technology and IT Sector in India

The technology sector in India is undergoing rapid evolution and is changing the shape of Indian business standards. The global sourcing Market in India continues to grow at a higher pace. The country remained world’s top sourcing destination in 2016-17 with a share of 55%.

India’s IT industry contributed around 7.7% to the country’s GDP and is expected to contribute 10% by 2025.

During COVID-19 pandemic Indian IT industry showed positive signs and had the resilience to overcome this mass tragedy. It has emerged as a global economic force and a major contributor to the Indian Economy in particular and the world in general.

Some of India’s leading IT firms are Infosys, TCS, Wipro, Tech Mahindra, etc., that have created a huge mark in the sector.

Technology mutual funds in India have consistently provided an annualized return of 15 percent to 19 percent over a five year period. With such a decent performance in the past, these funds are believed to deliver good returns in the future too.

Ideally, investors should invest in this fund for the purpose of diversification. One should not solely depend on this fund for wealth creation. Investors who are planning to invest in technology funds must closely watch the funds’ past 3 years’ performances. One should have an in-depth knowledge about the technology sector and its future market.

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Top 5 Best Technology (IT) Sector Funds in India FY 24 - 25

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)
Franklin India Technology Fund Growth ₹455.386
↑ 0.91
₹1,2801627.85318.323.251.1
ICICI Prudential Technology Fund Growth ₹181.09
↓ -0.20
₹12,24914.923.130.42124.827.5
SBI Technology Opportunities Fund Growth ₹185.395
↑ 2.33
₹3,75814.12026.92223.824.8
TATA Digital India Fund Growth ₹44.3521
↑ 0.80
₹9,70216.826.735.322.624.431.9
Aditya Birla Sun Life Digital India Fund Growth ₹165.3
↑ 2.67
₹4,71712.922.835.521.925.735.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Feb 24

1. Franklin India Technology Fund

To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies.

Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a CAGR/Annualized return of 19.3% since its launch.  Ranked 41 in Sectoral category.  Return for 2023 was 51.1% , 2022 was -22.3% and 2021 was 39% .

Below is the key information for Franklin India Technology Fund

Franklin India Technology Fund
Growth
Launch Date 22 Aug 98
NAV (23 Feb 24) ₹455.386 ↑ 0.91   (0.20 %)
Net Assets (Cr) ₹1,280 on 31 Jan 24
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.42
Sharpe Ratio 2.37
Information Ratio 0.35
Alpha Ratio 21.12
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 19₹10,000
31 Jan 20₹10,948
31 Jan 21₹16,757
31 Jan 22₹21,011
31 Jan 23₹18,557
31 Jan 24₹27,967

Franklin India Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Franklin India Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Feb 24

DurationReturns
1 Month 3.3%
3 Month 16%
6 Month 27.8%
1 Year 53%
3 Year 18.3%
5 Year 23.2%
10 Year
15 Year
Since launch 19.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 51.1%
2022 -22.3%
2021 39%
2020 56.8%
2019 12.4%
2018 11.9%
2017 19.1%
2016 -2.6%
2015 3.8%
2014 16.8%
Fund Manager information for Franklin India Technology Fund
NameSinceTenure
R. Janakiraman1 Dec 230.17 Yr.
Varun Sharma30 Nov 158.18 Yr.
Sandeep Manam18 Oct 212.29 Yr.

Data below for Franklin India Technology Fund as on 31 Jan 24

Equity Sector Allocation
SectorValue
Technology55.56%
Communication Services13.35%
Consumer Cyclical13.2%
Financial Services8.16%
Industrials3.98%
Health Care0.07%
Real Estate0.07%
Asset Allocation
Asset ClassValue
Cash2.98%
Equity96.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 543320
9%₹102 Cr8,244,316
PB Fintech Ltd (Financial Services)
Equity, Since 30 Nov 21 | 543390
8%₹93 Cr1,165,304
↑ 93,310
Franklin Technology I Acc USD
Investment Fund | -
7%₹86 Cr175,810
Zensar Technologies Ltd (Technology)
Equity, Since 31 Jan 23 | ZENSARTECH
5%₹57 Cr925,670
↑ 24,850
HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 14 | 532281
4%₹50 Cr340,735
↓ -6,516
TeamLease Services Ltd (Industrials)
Equity, Since 31 Dec 22 | TEAMLEASE
4%₹47 Cr148,087
↑ 37,593
Mphasis Ltd (Technology)
Equity, Since 30 Jun 22 | MPHASIS
4%₹45 Cr165,193
↑ 14,455
Birlasoft Ltd (Technology)
Equity, Since 31 May 23 | BSOFT
4%₹43 Cr601,180
↓ -21,662
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS
3%₹41 Cr108,105
↓ -1,717
IndiaMART InterMESH Ltd (Communication Services)
Equity, Since 31 Aug 20 | INDIAMART
3%₹40 Cr148,540
↑ 26,591

2. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 12.8% since its launch.  Ranked 37 in Sectoral category.  Return for 2023 was 27.5% , 2022 was -23.2% and 2021 was 75.7% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund
Growth
Launch Date 3 Mar 00
NAV (23 Feb 24) ₹181.09 ↓ -0.20   (-0.11 %)
Net Assets (Cr) ₹12,249 on 31 Jan 24
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 1.96
Sharpe Ratio 1.61
Information Ratio 1.1
Alpha Ratio 5.37
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 19₹10,000
31 Jan 20₹10,118
31 Jan 21₹16,517
31 Jan 22₹26,278
31 Jan 23₹22,672
31 Jan 24₹29,510

ICICI Prudential Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Feb 24

DurationReturns
1 Month 1.6%
3 Month 14.9%
6 Month 23.1%
1 Year 30.4%
3 Year 21%
5 Year 24.8%
10 Year
15 Year
Since launch 12.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 27.5%
2022 -23.2%
2021 75.7%
2020 70.6%
2019 2.3%
2018 19.1%
2017 19.8%
2016 -4%
2015 3.9%
2014 26.3%
Fund Manager information for ICICI Prudential Technology Fund
NameSinceTenure
Vaibhav Dusad2 May 203.75 Yr.
Sharmila D’mello30 Jun 221.59 Yr.

Data below for ICICI Prudential Technology Fund as on 31 Jan 24

Equity Sector Allocation
SectorValue
Technology75.5%
Communication Services15.22%
Consumer Cyclical2.6%
Industrials2.38%
Consumer Defensive0.37%
Asset Allocation
Asset ClassValue
Cash3.4%
Equity96.6%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
23%₹2,771 Cr17,962,199
↓ -752,832
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS
14%₹1,689 Cr4,453,550
↓ -394,163
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL
9%₹1,046 Cr10,135,347
HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | 532281
8%₹951 Cr6,486,442
↓ -263,454
Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | TECHM
6%₹759 Cr5,966,603
↓ -136,266
LTIMindtree Ltd (Technology)
Equity, Since 31 Jul 16 | LTIM
5%₹573 Cr910,172
↓ -54,889
Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT
3%₹323 Cr436,610
↓ -16,799
Zensar Technologies Ltd (Technology)
Equity, Since 30 Nov 21 | ZENSARTECH
2%₹195 Cr3,193,168
↓ -421,521
Mphasis Ltd (Technology)
Equity, Since 30 Jun 20 | MPHASIS
2%₹181 Cr659,434
↓ -25,545
Firstsource Solutions Ltd (Technology)
Equity, Since 30 Nov 21 | FSL
1%₹171 Cr9,265,134
↑ 253,207

3. SBI Technology Opportunities Fund

(Erstwhile SBI IT Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 20.7% since its launch.  Ranked 42 in Sectoral category.  Return for 2023 was 24.8% , 2022 was -15.5% and 2021 was 66.4% .

Below is the key information for SBI Technology Opportunities Fund

SBI Technology Opportunities Fund
Growth
Launch Date 9 Jan 13
NAV (22 Feb 24) ₹185.395 ↑ 2.33   (1.27 %)
Net Assets (Cr) ₹3,758 on 31 Jan 24
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.06
Sharpe Ratio 1.45
Information Ratio 1.01
Alpha Ratio 3.67
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 19₹10,000
31 Jan 20₹10,865
31 Jan 21₹15,734
31 Jan 22₹23,293
31 Jan 23₹22,590
31 Jan 24₹28,478

SBI Technology Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for SBI Technology Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Feb 24

DurationReturns
1 Month 2%
3 Month 14.1%
6 Month 20%
1 Year 26.9%
3 Year 22%
5 Year 23.8%
10 Year
15 Year
Since launch 20.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 24.8%
2022 -15.5%
2021 66.4%
2020 47.3%
2019 12.2%
2018 17.1%
2017 13%
2016 -3.3%
2015 2.4%
2014 29.2%
Fund Manager information for SBI Technology Opportunities Fund
NameSinceTenure
Saurabh Pant1 Jan 222.08 Yr.
Mohit Jain30 Nov 176.18 Yr.

Data below for SBI Technology Opportunities Fund as on 31 Jan 24

Equity Sector Allocation
SectorValue
Technology70.8%
Communication Services21.91%
Industrials3.15%
Consumer Cyclical3.07%
Asset Allocation
Asset ClassValue
Cash1.07%
Equity98.93%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
24%₹875 Cr5,673,433
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 06 | TCS
11%₹407 Cr1,073,755
↓ -26,245
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL
8%₹299 Cr2,900,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 22 | TECHM
7%₹252 Cr1,980,000
HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 06 | 532281
6%₹204 Cr1,390,000
↑ 290,000
Wipro Ltd (Technology)
Equity, Since 30 Apr 21 | WIPRO
4%₹139 Cr2,947,197
Coforge Ltd (Technology)
Equity, Since 31 Aug 23 | COFORGE
4%₹131 Cr209,000
Firstsource Solutions Ltd (Technology)
Equity, Since 31 Mar 23 | FSL
4%₹129 Cr7,000,000
IndiaMART InterMESH Ltd (Communication Services)
Equity, Since 31 Jul 23 | INDIAMART
4%₹128 Cr470,000
Microsoft Corp (Technology)
Equity, Since 31 Aug 20 | MSF
3%₹119 Cr38,000

4. TATA Digital India Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 20% since its launch.  Return for 2023 was 31.9% , 2022 was -23.3% and 2021 was 74.4% .

Below is the key information for TATA Digital India Fund

TATA Digital India Fund
Growth
Launch Date 28 Dec 15
NAV (22 Feb 24) ₹44.3521 ↑ 0.80   (1.84 %)
Net Assets (Cr) ₹9,702 on 31 Jan 24
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 1.13
Sharpe Ratio 1.76
Information Ratio 1.07
Alpha Ratio 7.69
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 19₹10,000
31 Jan 20₹10,415
31 Jan 21₹15,887
31 Jan 22₹24,762
31 Jan 23₹21,438
31 Jan 24₹28,622

TATA Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for TATA Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Feb 24

DurationReturns
1 Month 2.9%
3 Month 16.8%
6 Month 26.7%
1 Year 35.3%
3 Year 22.6%
5 Year 24.4%
10 Year
15 Year
Since launch 20%
Historical performance (Yearly) on absolute basis
YearReturns
2023 31.9%
2022 -23.3%
2021 74.4%
2020 54.8%
2019 7.5%
2018 24.9%
2017 19.6%
2016 -6%
2015
2014
Fund Manager information for TATA Digital India Fund
NameSinceTenure
Meeta Shetty9 Mar 212.9 Yr.
Kapil Malhotra19 Dec 230.12 Yr.

Data below for TATA Digital India Fund as on 31 Jan 24

Equity Sector Allocation
SectorValue
Technology79.16%
Industrials6.35%
Consumer Cyclical4.11%
Communication Services4.07%
Financial Services3.38%
Asset Allocation
Asset ClassValue
Cash2.93%
Equity97.07%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY
19%₹1,764 Cr11,434,598
↑ 250,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS
16%₹1,445 Cr3,810,238
↓ -93,133
Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | TECHM
8%₹785 Cr6,170,933
↑ 220,416
LTIMindtree Ltd (Technology)
Equity, Since 28 Feb 21 | LTIM
8%₹748 Cr1,188,062
HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | 532281
8%₹731 Cr4,983,886
Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | WIPRO
5%₹475 Cr10,071,381
↑ 2,100,000
Cyient Ltd (Industrials)
Equity, Since 28 Feb 21 | CYIENT
4%₹362 Cr1,580,043
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 22 | 543320
4%₹352 Cr28,467,000
↑ 2,000,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT
3%₹277 Cr374,596
PB Fintech Ltd (Financial Services)
Equity, Since 31 Dec 22 | 543390
3%₹250 Cr3,142,425

5. Aditya Birla Sun Life Digital India Fund

(Erstwhile Aditya Birla Sun Life New Millennium Fund)

A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a CAGR/Annualized return of 12.3% since its launch.  Ranked 33 in Sectoral category.  Return for 2023 was 35.8% , 2022 was -21.6% and 2021 was 70.5% .

Below is the key information for Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund
Growth
Launch Date 15 Jan 00
NAV (22 Feb 24) ₹165.3 ↑ 2.67   (1.64 %)
Net Assets (Cr) ₹4,717 on 31 Jan 24
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.08
Sharpe Ratio 2
Information Ratio 1.19
Alpha Ratio 10.87
Min Investment 1,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 19₹10,000
31 Jan 20₹11,129
31 Jan 21₹17,023
31 Jan 22₹26,100
31 Jan 23₹23,006
31 Jan 24₹31,166

Aditya Birla Sun Life Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for Aditya Birla Sun Life Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Feb 24

DurationReturns
1 Month 1%
3 Month 12.9%
6 Month 22.8%
1 Year 35.5%
3 Year 21.9%
5 Year 25.7%
10 Year
15 Year
Since launch 12.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 35.8%
2022 -21.6%
2021 70.5%
2020 59%
2019 9.6%
2018 15.6%
2017 22.4%
2016 -3.5%
2015 11.2%
2014 21.1%
Fund Manager information for Aditya Birla Sun Life Digital India Fund
NameSinceTenure
Kunal Sangoi16 Jan 1410.05 Yr.
Dhaval Joshi21 Nov 221.2 Yr.

Data below for Aditya Birla Sun Life Digital India Fund as on 31 Jan 24

Equity Sector Allocation
SectorValue
Technology74.27%
Communication Services9.97%
Industrials9.37%
Consumer Cyclical3.18%
Asset Allocation
Asset ClassValue
Cash3.21%
Equity96.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY
22%₹1,026 Cr6,646,753
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS
10%₹471 Cr1,242,346
↓ -27,130
HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | 532281
9%₹400 Cr2,728,727
↑ 80,000
LTIMindtree Ltd (Technology)
Equity, Since 31 Mar 21 | LTIM
7%₹302 Cr480,087
↑ 30,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL
6%₹297 Cr2,874,697
Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT
6%₹264 Cr1,152,664
Coforge Ltd (Technology)
Equity, Since 30 Jun 20 | COFORGE
4%₹171 Cr272,735
↑ 27,500
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | TECHM
3%₹143 Cr1,124,930
Wipro Ltd (Technology)
Equity, Since 31 Jan 21 | WIPRO
3%₹119 Cr2,524,197
↑ 400,000
Sonata Software Ltd (Technology)
Equity, Since 30 Nov 19 | SONATSOFTW
2%₹114 Cr1,533,192

Who Should Invest in IT Mutual Funds?

As the technology fund belongs to the sector category of Equity Funds they carry high-risk with them. Thus, investors who have the ability to tolerate risk in their investment should only plan to invest in these funds. Also, it is suggested that one should invest for a longer duration, more than five years, to attain long-term benefits of the equity market.

How to Invest in Best Technology Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Anil Kumar Meher, posted on 28 Sep 20 4:16 PM

Instead of comparing my plans over ETMONEY or PAISA BAZAR I search my requirements over your site. Although there are multiple things you can really work on. but still good work. Keep it up.. !!

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