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5 Best Performing Multi Asset Allocation Funds 2020

Updated on February 23, 2020 , 4211 views

One of the key benefits of investing in the multi Asset Allocation fund is that it gives a good diversification to your portfolio, thus lowers the investment risk. Additionally, the risk is distributed with both risky and non-risky securities.

Multi-Asset-Allocation

Multi asset allocation funds are a part of the hybrid category. The special part about this scheme is that the fund can invest in three asset classes. This means that multi asset allocation can invest in debt, equity and in one more asset class. As per the norms, the fund should invest a minimum of 10 percent in each of the asset classes. Let’s learn about fund followed by some of the best performing multi asset allocation funds to invest in 2020 - 2021.

Multi Asset Allocation Funds: An Overview

In India market, some fund houses invest multi-assets in debt, equity as well as gold. Whereas, in western markets, multi-asset funds invest in assets ranging from debt, real estate, gold, commodities, equity, hedge fund, and private equity. It is believed that some asset classes go up and down during that point of time different asset classes can do well. There could be a period where debts will do well, and there could be a time where equities will outperform. Same goes for gold funds. So, the chances of loss are very rare in this type of fund. The best way to invest in multi asset allocation funds is to invest for a long-term.

Thus, these funds can be a good option for conservative investors who don’t wish to take a high risk in investments, yet want an equity exposure in their portfolio.

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Top 5 Best Multi Asset Allocation Funds FY 20 - 21

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2019 (%)
SBI Multi Asset Allocation Fund Growth ₹29.2996
↓ -0.15
₹25327.912.577.910.6
HDFC Multi-Asset Fund Growth ₹34.51
↓ -0.15
₹2214.512.8136.56.99.3
Sundaram Multi Asset Fund Growth ₹16.3156
↑ 0.06
₹390.33.34.68.87.6
ICICI Prudential Multi-Asset Fund Growth ₹267.534
↓ -0.76
₹11,902-2.64.86.55.86.77.7
Axis Triple Advantage Fund Growth ₹21.8994
↓ -0.14
₹3033.513.51910.17.415.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Feb 20

1. SBI Multi Asset Allocation Fund

(Erstwhile SBI Magnum Monthly Income Plan Floater)

To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives.

SBI Multi Asset Allocation Fund is a Hybrid - Multi Asset fund was launched on 21 Dec 05. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 11 in Multi Asset category.  Return for 2019 was 10.6% , 2018 was 0.4% and 2017 was 10.9% .

Below is the key information for SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund
Growth
Launch Date 21 Dec 05
NAV (25 Feb 20) ₹29.2996 ↓ -0.15   (-0.52 %)
Net Assets (Cr) ₹253 on 31 Jan 20
Category Hybrid - Multi Asset
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 2.37
Sharpe Ratio 1.89
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 15₹10,000
31 Jan 16₹10,740
31 Jan 17₹11,909
31 Jan 18₹13,002
31 Jan 19₹13,138
31 Jan 20₹14,582

SBI Multi Asset Allocation Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for SBI Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 20

DurationReturns
1 Month -0.3%
3 Month 2%
6 Month 7.9%
1 Year 12.5%
3 Year 7%
5 Year 7.9%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 10.6%
2018 0.4%
2017 10.9%
2016 8.7%
2015 9.9%
2014 17.3%
2013 8.2%
2012 11.7%
2011 3.3%
2010 10.4%
Fund Manager information for SBI Multi Asset Allocation Fund
NameSinceTenure
Gaurav Mehta4 Feb 190.9 Yr.

Data below for SBI Multi Asset Allocation Fund as on 31 Jan 20

Asset Allocation
Asset ClassValue
Cash2.01%
Equity49.1%
Debt31.97%
Other16.92%
Equity Sector Allocation
SectorValue
Financial Services14.26%
Consumer Defensive10.04%
Basic Materials7.05%
Health Care6.17%
Industrials3.76%
Consumer Cyclical3.54%
Energy2.45%
Real Estate1.06%
Technology0.45%
Utility0.37%
Communication Services0.26%
Debt Sector Allocation
SectorValue
Government31.97%
Cash Equivalent2.01%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2029
Sovereign Bonds | -
29%₹74 Cr7,500,000
Gold
Others | -
17%₹43 Cr109
7.26% Govt Stock 2029
Sovereign Bonds | -
3%₹7 Cr650,000
↓ -350,000
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 28 Feb 19 | 540719
2%₹6 Cr61,533
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 28 Feb 19 | 540777
2%₹5 Cr83,887
Treps
CBLO/Reverse Repo | -
2%₹4 Cr
Dabur India Ltd (Consumer Defensive)
Equity, Since 28 Feb 19 | 500096
2%₹4 Cr94,039
Godrej Consumer Products Ltd (Consumer Defensive)
Equity, Since 28 Feb 19 | 532424
2%₹4 Cr62,906
Shree Cement Ltd (Basic Materials)
Equity, Since 28 Feb 19 | 500387
2%₹4 Cr2,028
Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 19 | DIVISLAB
2%₹4 Cr21,192

2. HDFC Multi-Asset Fund

(Erstwhile HDFC Multiple Yield Fund - Plan 2005)

To generate positive returns over medium time frame with low risk of capital loss over medium time frame. However, there can be no assurance that the investment objective of the Scheme will be achieved

HDFC Multi-Asset Fund is a Hybrid - Multi Asset fund was launched on 17 Aug 05. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 33 in Multi Asset category.  Return for 2019 was 9.3% , 2018 was -1.9% and 2017 was 11.8% .

Below is the key information for HDFC Multi-Asset Fund

HDFC Multi-Asset Fund
Growth
Launch Date 17 Aug 05
NAV (25 Feb 20) ₹34.51 ↓ -0.15   (-0.42 %)
Net Assets (Cr) ₹221 on 31 Jan 20
Category Hybrid - Multi Asset
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 2.64
Sharpe Ratio 0.88
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-15 Months (1%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 15₹10,000
31 Jan 16₹10,293
31 Jan 17₹11,455
31 Jan 18₹12,676
31 Jan 19₹12,431
31 Jan 20₹13,806

HDFC Multi-Asset Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for HDFC Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 20

DurationReturns
1 Month 0.2%
3 Month 4.5%
6 Month 12.8%
1 Year 13%
3 Year 6.5%
5 Year 6.9%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 9.3%
2018 -1.9%
2017 11.8%
2016 8.9%
2015 4.7%
2014 20.4%
2013 6.7%
2012 11.8%
2011 6.1%
2010 9.7%
Fund Manager information for HDFC Multi-Asset Fund
NameSinceTenure
Anil Bamboli2 Apr 0712.76 Yr.
Chirag Setalvad2 Apr 0712.76 Yr.
Krishan Daga23 May 181.61 Yr.
Amar Kalkundrikar10 Jan 190.97 Yr.

Data below for HDFC Multi-Asset Fund as on 31 Jan 20

Asset Allocation
Asset ClassValue
Cash11.45%
Equity65.27%
Debt7.52%
Other15.76%
Equity Sector Allocation
SectorValue
Financial Services18.54%
Technology11.3%
Industrials8.79%
Energy6.6%
Basic Materials6.45%
Consumer Cyclical3.61%
Communication Services3.47%
Utility2.86%
Consumer Defensive2.65%
Health Care1.02%
Debt Sector Allocation
SectorValue
Cash Equivalent11.45%
Government7.52%
Credit Quality
RatingValue
A16.4%
AA49.04%
AAA34.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps - Tri-Party Repo
CBLO/Reverse Repo | -
11%₹23 Cr
Gold - Gold
Others | -
8%₹17 Cr43
HDFC Gold ETF
- | HDFCMFGETF
8%₹16 Cr44,174
↑ 2,429
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 18 | HDFCBANK
7%₹14 Cr108,248
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 18 | RELIANCE
5%₹11 Cr72,013
POWER FINANCE CORPORATION LIMITED
Debentures | -
5%₹10 Cr100
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | ICICIBANK
4%₹8 Cr142,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 18 | HDFC
4%₹8 Cr31,303
Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY
3%₹7 Cr96,514
State Bank of India (Financial Services)
Equity, Since 30 Nov 11 | SBIN
3%₹6 Cr193,757

3. Sundaram Multi Asset Fund

(Erstwhile Sundaram Equity Plus Fund)

Seek capital appreciation by investing in equity and equity-related instruments listed in India to the extent of at least 65% and in gold-ETF up to 35%. Investment in overseas markets, if any, shall not exceed the permissible limit net of existing usage of the mutual fund’s entitlement. Exposure to overseas securities shall also not exceed 35% of assets.

Sundaram Multi Asset Fund is a Hybrid - Multi Asset fund was launched on 24 May 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 31 in Multi Asset category. .

Below is the key information for Sundaram Multi Asset Fund

Sundaram Multi Asset Fund
Growth
Launch Date 24 May 11
NAV (28 Dec 18) ₹16.3156 ↑ 0.06   (0.40 %)
Net Assets (Cr) ₹39 on 30 Nov 18
Category Hybrid - Multi Asset
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.47
Sharpe Ratio 0.29
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 15₹10,000
31 Jan 16₹8,927
31 Jan 17₹9,693
31 Jan 18₹11,667

Sundaram Multi Asset Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for Sundaram Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 20

DurationReturns
1 Month 0.9%
3 Month 0.3%
6 Month 3.3%
1 Year 4.6%
3 Year 8.8%
5 Year 7.6%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
Fund Manager information for Sundaram Multi Asset Fund
NameSinceTenure

Data below for Sundaram Multi Asset Fund as on 30 Nov 18

Asset Allocation
Asset ClassValue
Equity Sector Allocation
SectorValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

4. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

ICICI Prudential Multi-Asset Fund is a Hybrid - Multi Asset fund was launched on 31 Oct 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.9% since its launch.  Ranked 53 in Multi Asset category.  Return for 2019 was 7.7% , 2018 was -2.2% and 2017 was 28.2% .

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund
Growth
Launch Date 31 Oct 02
NAV (25 Feb 20) ₹267.534 ↓ -0.76   (-0.28 %)
Net Assets (Cr) ₹11,902 on 31 Jan 20
Category Hybrid - Multi Asset
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.17
Sharpe Ratio 0.55
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 15₹10,000
31 Jan 16₹8,987
31 Jan 17₹11,185
31 Jan 18₹13,779
31 Jan 19₹13,083
31 Jan 20₹14,139

ICICI Prudential Multi-Asset Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 20

DurationReturns
1 Month -4.9%
3 Month -2.6%
6 Month 4.8%
1 Year 6.5%
3 Year 5.8%
5 Year 6.7%
10 Year
15 Year
Since launch 20.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 7.7%
2018 -2.2%
2017 28.2%
2016 12.5%
2015 -1.4%
2014 37%
2013 16.3%
2012 30.6%
2011 -20.3%
2010 21.3%
Fund Manager information for ICICI Prudential Multi-Asset Fund
NameSinceTenure
Sankaran Naren1 Feb 127.92 Yr.
Anuj Tagra28 May 181.6 Yr.
Ihab Dalwai3 Jun 172.58 Yr.
Priyanka Khandelwal15 Jun 172.55 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 31 Jan 20

Asset Allocation
Asset ClassValue
Cash9.29%
Equity68.86%
Debt10.23%
Other11.62%
Equity Sector Allocation
SectorValue
Financial Services12.71%
Utility11.71%
Energy10.24%
Basic Materials9.81%
Communication Services9.67%
Health Care5.27%
Technology3.65%
Consumer Defensive3.64%
Consumer Cyclical3.07%
Industrials2.63%
Real Estate0.28%
Debt Sector Allocation
SectorValue
Cash Equivalent9.29%
Corporate8.22%
Government2.4%
Credit Quality
RatingValue
A6.82%
AA57.33%
AAA35.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Gold (995 Purity) ^
Others | -
11%₹1,286 Cr3,270
NTPC Ltd (Utilities)
Equity, Since 31 Mar 17 | 532555
10%₹1,185 Cr99,503,440
↑ 2,583,479
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 16 | BHARTIARTL
8%₹953 Cr20,900,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 06 | ICICIBANK
7%₹808 Cr15,000,000
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 17 | 500312
5%₹651 Cr50,572,627
↑ 2,572,627
Vedanta Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 500295
4%₹505 Cr33,137,036
Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Mar 17 | HINDALCO
4%₹479 Cr22,147,235
↓ -844,201
Treps
CBLO/Reverse Repo | -
4%₹468 Cr
Net Current Assets
Net Current Assets | -
4%₹446 Cr
ITC Ltd (Consumer Defensive)
Equity, Since 28 Feb 17 | ITC
3%₹402 Cr16,920,759

5. Axis Triple Advantage Fund

To generate long term capital appreciation by investing in a diversified portfolio of equity and equity related instruments, fixed income instruments & gold exchange traded funds.

Axis Triple Advantage Fund is a Hybrid - Multi Asset fund was launched on 23 Aug 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.6% since its launch.  Return for 2019 was 15.3% , 2018 was 1.9% and 2017 was 15.9% .

Below is the key information for Axis Triple Advantage Fund

Axis Triple Advantage Fund
Growth
Launch Date 23 Aug 10
NAV (25 Feb 20) ₹21.8994 ↓ -0.14   (-0.64 %)
Net Assets (Cr) ₹303 on 31 Jan 20
Category Hybrid - Multi Asset
AMC Axis Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.28
Sharpe Ratio 2.16
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 15₹10,000
31 Jan 16₹9,635
31 Jan 17₹10,518
31 Jan 18₹12,061
31 Jan 19₹11,765
31 Jan 20₹14,076

Axis Triple Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for Axis Triple Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 20

DurationReturns
1 Month 0.4%
3 Month 3.5%
6 Month 13.5%
1 Year 19%
3 Year 10.1%
5 Year 7.4%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2019 15.3%
2018 1.9%
2017 15.9%
2016 7.1%
2015 -0.5%
2014 17.2%
2013 0.3%
2012 19.4%
2011 0.7%
2010
Fund Manager information for Axis Triple Advantage Fund
NameSinceTenure
R Sivakumar14 Sep 109.22 Yr.
Ashish Naik22 Jun 163.44 Yr.

Data below for Axis Triple Advantage Fund as on 31 Jan 20

Asset Allocation
Asset ClassValue
Cash4.24%
Equity70.42%
Debt11.61%
Other13.73%
Equity Sector Allocation
SectorValue
Financial Services28.87%
Consumer Cyclical7.78%
Technology6.98%
Basic Materials5.61%
Industrials5.31%
Consumer Defensive4.64%
Energy4.12%
Communication Services2.83%
Health Care2.52%
Utility0.37%
Debt Sector Allocation
SectorValue
Government8.62%
Cash Equivalent4.24%
Corporate2.99%
Credit Quality
RatingValue
A14.89%
AA9.07%
AAA76.03%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Axis Gold ETF
- | AXISGOLDEQ
14%₹40 Cr115,504
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 11 | KOTAKBANK
6%₹16 Cr95,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 17 | 500034
5%₹15 Cr36,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | HDFCBANK
5%₹15 Cr117,000
↓ -13,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 18 | TCS
5%₹14 Cr64,125
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Aug 12 | HDFC
5%₹13 Cr53,976
↑ 3,500
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 19 | RELIANCE
4%₹12 Cr78,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | ICICIBANK
4%₹12 Cr214,060
Clearing Corporation Of India Ltd
CBLO | -
3%₹10 Cr
LIC Housing Finance Limited
Debentures | -
2%₹7 Cr70

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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