+91-22-489139095 Best Performing Multi Asset Allocation Funds 2025
One of the key benefits of investing in the multi Asset Allocation fund is that it gives a good diversification to your Portfolio, thus lowers the investment risk. Additionally, the risk is distributed with both risky and non-risky securities.
Multi asset allocation funds are a part of the hybrid category. The special part about this scheme is that the fund can invest in three asset classes. This means that multi asset allocation can invest in debt, equity and in one more Asset Class. As per the norms, the fund should invest a minimum of 10 percent in each of the asset classes. Let’s learn about fund followed by some of the best performing multi asset allocation funds to invest in 2025 - 2026.
Multi Asset Allocation Funds: An Overview
In India Market, some fund houses invest multi-assets in debt, equity as well as gold. Whereas, in western markets, multi-asset funds invest in assets ranging from debt, Real Estate, gold, commodities, equity, hedge fund, and private equity. It is believed that some asset classes go up and down during that point of time different asset classes can do well. There could be a period where debts will do well, and there could be a time where equities will outperform. Same goes for gold funds. So, the chances of loss are very rare in this type of fund. The best way to invest in multi asset allocation funds is to invest for a long-term.
Thus, these funds can be a good option for conservative investors who don’t wish to take a high risk in investments, yet want an equity exposure in their portfolio.
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Top 5 Best Multi Asset Allocation Funds FY 25 - 26
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) UTI Multi Asset Fund Growth ₹79.5156
↓ -0.12 ₹6,551 7 6.4 11.3 20.5 15.3 20.7 ICICI Prudential Multi-Asset Fund Growth ₹819.432
↓ -0.89 ₹75,067 5.1 8.7 18.1 20.2 22 16.1 SBI Multi Asset Allocation Fund Growth ₹65.6782
↑ 0.10 ₹12,466 8.6 10.2 18.9 18.8 15 12.8 Edelweiss Multi Asset Allocation Fund Growth ₹64.75
↓ -0.23 ₹3,413 2.6 1 5.5 17 16.6 20.2 HDFC Multi-Asset Fund Growth ₹75.817
↓ -0.05 ₹5,303 4.4 5.9 13.4 15 13.6 13.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Dec 25 Research Highlights & Commentary of 5 Funds showcased
Commentary UTI Multi Asset Fund ICICI Prudential Multi-Asset Fund SBI Multi Asset Allocation Fund Edelweiss Multi Asset Allocation Fund HDFC Multi-Asset Fund Point 1 Lower mid AUM (₹6,551 Cr). Highest AUM (₹75,067 Cr). Upper mid AUM (₹12,466 Cr). Bottom quartile AUM (₹3,413 Cr). Bottom quartile AUM (₹5,303 Cr). Point 2 Established history (17+ yrs). Oldest track record among peers (23 yrs). Established history (20+ yrs). Established history (16+ yrs). Established history (20+ yrs). Point 3 Rating: 1★ (bottom quartile). Rating: 2★ (lower mid). Top rated. Rating: 1★ (bottom quartile). Rating: 3★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Moderate. Point 5 5Y return: 15.29% (lower mid). 5Y return: 22.01% (top quartile). 5Y return: 14.99% (bottom quartile). 5Y return: 16.60% (upper mid). 5Y return: 13.55% (bottom quartile). Point 6 3Y return: 20.51% (top quartile). 3Y return: 20.16% (upper mid). 3Y return: 18.79% (lower mid). 3Y return: 16.99% (bottom quartile). 3Y return: 15.05% (bottom quartile). Point 7 1Y return: 11.30% (bottom quartile). 1Y return: 18.08% (upper mid). 1Y return: 18.86% (top quartile). 1Y return: 5.52% (bottom quartile). 1Y return: 13.37% (lower mid). Point 8 1M return: 0.68% (bottom quartile). 1M return: 1.98% (upper mid). 1M return: 2.86% (top quartile). 1M return: -0.84% (bottom quartile). 1M return: 0.69% (lower mid). Point 9 Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: -0.39 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: 0.48 (bottom quartile). Sharpe: 1.32 (top quartile). Sharpe: 1.17 (upper mid). Sharpe: 0.15 (bottom quartile). Sharpe: 0.83 (lower mid). UTI Multi Asset Fund
ICICI Prudential Multi-Asset Fund
SBI Multi Asset Allocation Fund
Edelweiss Multi Asset Allocation Fund
HDFC Multi-Asset Fund
Multi Asset Allocation funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.
(Erstwhile UTI Wealth Builder Fund) The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. Below is the key information for UTI Multi Asset Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Dynamic Plan) To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks. Research Highlights for ICICI Prudential Multi-Asset Fund Below is the key information for ICICI Prudential Multi-Asset Fund Returns up to 1 year are on (Erstwhile SBI Magnum Monthly Income Plan Floater) To provide regular income, liquidity and attractive returns to investors in addition
to mitigating the impact of interest rate risk through an actively managed
portfolio of floating rate and fixed rate debt instruments, equity, money market
instruments and derivatives. Research Highlights for SBI Multi Asset Allocation Fund Below is the key information for SBI Multi Asset Allocation Fund Returns up to 1 year are on (Erstwhile Edelweiss Prudent Advantage Fund) The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds.
However, there is no assurance that the investment objective of the Scheme will be realized. Research Highlights for Edelweiss Multi Asset Allocation Fund Below is the key information for Edelweiss Multi Asset Allocation Fund Returns up to 1 year are on (Erstwhile HDFC Multiple Yield Fund - Plan 2005) To generate positive returns over medium time frame
with low risk of capital loss over medium time frame.
However, there can be no assurance that the
investment objective of the Scheme will be achieved Research Highlights for HDFC Multi-Asset Fund Below is the key information for HDFC Multi-Asset Fund Returns up to 1 year are on 1. UTI Multi Asset Fund
UTI Multi Asset Fund
Growth Launch Date 21 Oct 08 NAV (26 Dec 25) ₹79.5156 ↓ -0.12 (-0.16 %) Net Assets (Cr) ₹6,551 on 30 Nov 25 Category Hybrid - Multi Asset AMC UTI Asset Management Company Ltd Rating ☆ Risk Moderately High Expense Ratio 1.79 Sharpe Ratio 0.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹11,462 30 Nov 22 ₹12,099 30 Nov 23 ₹14,869 30 Nov 24 ₹18,825 30 Nov 25 ₹20,811 Returns for UTI Multi Asset Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month 0.7% 3 Month 7% 6 Month 6.4% 1 Year 11.3% 3 Year 20.5% 5 Year 15.3% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.7% 2023 29.1% 2022 4.4% 2021 11.8% 2020 13.1% 2019 3.9% 2018 -0.5% 2017 17.1% 2016 7.3% 2015 -3.7% Fund Manager information for UTI Multi Asset Fund
Name Since Tenure Sharwan Kumar Goyal 12 Nov 21 4.05 Yr. Jaydeep Bhowal 1 Oct 24 1.17 Yr. Data below for UTI Multi Asset Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 7.73% Equity 68.27% Debt 11.82% Other 12.18% Equity Sector Allocation
Sector Value Financial Services 16.04% Technology 11.92% Consumer Defensive 9.37% Consumer Cyclical 7.68% Basic Materials 6.16% Industrials 5.61% Health Care 4.33% Energy 3.13% Communication Services 3.08% Real Estate 3% Debt Sector Allocation
Sector Value Government 9.04% Cash Equivalent 7.72% Corporate 2.79% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity UTI Gold ETF
- | -12% ₹805 Cr 76,018,936 Infosys Ltd (Technology)
Equity, Since 31 Mar 24 | INFY3% ₹177 Cr 1,132,192
↑ 115,255 ITC Ltd (Consumer Defensive)
Equity, Since 31 Oct 22 | ITC3% ₹172 Cr 4,253,690
↑ 83,865 Asian Paints Ltd (Basic Materials)
Equity, Since 31 Oct 24 | ASIANPAINT2% ₹151 Cr 524,991
↑ 28,672 State Bank of India (Financial Services)
Equity, Since 31 Oct 25 | SBIN2% ₹149 Cr 1,519,927
↑ 157,362 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL2% ₹142 Cr 677,566
↓ -10,759 Nestle India Ltd (Consumer Defensive)
Equity, Since 29 Feb 24 | NESTLEIND2% ₹141 Cr 1,119,520
↑ 73,323 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | HDFCBANK2% ₹137 Cr 1,364,459
↓ -4,163 Tata Consultancy Services Ltd (Technology)
Equity, Since 29 Feb 24 | TCS2% ₹135 Cr 431,841 Coal India Ltd (Energy)
Equity, Since 31 Oct 22 | COALINDIA2% ₹126 Cr 3,341,545
↑ 606,406 2. ICICI Prudential Multi-Asset Fund
ICICI Prudential Multi-Asset Fund
Growth Launch Date 31 Oct 02 NAV (24 Dec 25) ₹819.432 ↓ -0.89 (-0.11 %) Net Assets (Cr) ₹75,067 on 30 Nov 25 Category Hybrid - Multi Asset AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.47 Sharpe Ratio 1.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹14,477 30 Nov 22 ₹17,132 30 Nov 23 ₹20,420 30 Nov 24 ₹24,957 30 Nov 25 ₹28,881 Returns for ICICI Prudential Multi-Asset Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month 2% 3 Month 5.1% 6 Month 8.7% 1 Year 18.1% 3 Year 20.2% 5 Year 22% 10 Year 15 Year Since launch 21% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.1% 2023 24.1% 2022 16.8% 2021 34.7% 2020 9.9% 2019 7.7% 2018 -2.2% 2017 28.2% 2016 12.5% 2015 -1.4% Fund Manager information for ICICI Prudential Multi-Asset Fund
Name Since Tenure Sankaran Naren 1 Feb 12 13.84 Yr. Manish Banthia 22 Jan 24 1.86 Yr. Ihab Dalwai 3 Jun 17 8.5 Yr. Akhil Kakkar 22 Jan 24 1.86 Yr. Sri Sharma 30 Apr 21 4.59 Yr. Gaurav Chikane 2 Aug 21 4.33 Yr. Sharmila D'Silva 31 Jul 22 3.34 Yr. Masoomi Jhurmarvala 4 Nov 24 1.07 Yr. Data below for ICICI Prudential Multi-Asset Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 19.54% Equity 63.86% Debt 6.49% Other 10.1% Equity Sector Allocation
Sector Value Financial Services 21.31% Consumer Cyclical 10.79% Basic Materials 6.83% Technology 6.16% Industrials 6.01% Consumer Defensive 5.83% Energy 5.05% Health Care 4.34% Communication Services 2.3% Utility 2.04% Real Estate 1.55% Debt Sector Allocation
Sector Value Cash Equivalent 15.4% Government 5.5% Corporate 5.14% Credit Quality
Rating Value A 0.92% AA 12.4% AAA 63.58% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru Gold ETF
- | -4% ₹3,375 Cr 312,260,882
↑ 87,670,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 06 | ICICIBANK4% ₹3,232 Cr 23,271,875
↑ 4,678,970 Future on Gold
- | -3% ₹2,499 Cr 1,930
↑ 1,930 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 20 | RELIANCE3% ₹2,406 Cr 15,349,805
↓ -463,500 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK3% ₹2,337 Cr 23,194,083
↑ 4,691,719 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | AXISBANK3% ₹2,262 Cr 17,676,017
↓ -176,250 Infosys Ltd (Technology)
Equity, Since 31 Oct 19 | INFY3% ₹1,915 Cr 12,274,873
↑ 265,660 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Aug 21 | MARUTI2% ₹1,618 Cr 1,017,654
↑ 64,924 SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Nov 22 | SBICARD2% ₹1,548 Cr 17,583,581
↑ 2,254,215 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 19 | LT2% ₹1,404 Cr 3,450,617 3. SBI Multi Asset Allocation Fund
SBI Multi Asset Allocation Fund
Growth Launch Date 21 Dec 05 NAV (26 Dec 25) ₹65.6782 ↑ 0.10 (0.15 %) Net Assets (Cr) ₹12,466 on 15 Dec 25 Category Hybrid - Multi Asset AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 1.17 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹11,728 30 Nov 22 ₹12,581 30 Nov 23 ₹14,893 30 Nov 24 ₹17,583 30 Nov 25 ₹20,276 Returns for SBI Multi Asset Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month 2.9% 3 Month 8.6% 6 Month 10.2% 1 Year 18.9% 3 Year 18.8% 5 Year 15% 10 Year 15 Year Since launch 9.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.8% 2023 24.4% 2022 6% 2021 13% 2020 14.2% 2019 10.6% 2018 0.4% 2017 10.9% 2016 8.7% 2015 9.9% Fund Manager information for SBI Multi Asset Allocation Fund
Name Since Tenure Dinesh Balachandran 31 Oct 21 4.09 Yr. Mansi Sajeja 1 Dec 23 2 Yr. Vandna Soni 1 Jan 24 1.92 Yr. Data below for SBI Multi Asset Allocation Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 10.3% Equity 46.93% Debt 32.36% Other 10.41% Equity Sector Allocation
Sector Value Financial Services 14.22% Real Estate 6.48% Consumer Cyclical 5.9% Energy 3.97% Technology 3.83% Basic Materials 3.74% Consumer Defensive 3.35% Industrials 2.32% Utility 1.69% Health Care 1.11% Communication Services 0.33% Debt Sector Allocation
Sector Value Corporate 24.41% Cash Equivalent 9.53% Government 8.72% Credit Quality
Rating Value A 2.23% AA 51.08% AAA 46.69% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Silver ETF
- | -7% ₹840 Cr 44,296,178
↓ -4,000,000 Brookfield India Real Estate Trust (Real Estate)
-, Since 30 Apr 25 | 5432614% ₹498 Cr 15,164,234
↑ 7,500,000 SBI Gold ETF
- | -3% ₹426 Cr 37,241,000 6.68% Govt Stock 2040
Sovereign Bonds | -3% ₹339 Cr 35,000,000 6.48% Govt Stock 2035
Sovereign Bonds | -2% ₹298 Cr 30,000,000
↑ 30,000,000 Reliance Industries Ltd (Energy)
Equity, Since 15 Sep 24 | RELIANCE2% ₹268 Cr 1,720,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 22 | HDFCBANK2% ₹265 Cr 2,662,000 Jtpm Metal TRaders Limited
Debentures | -2% ₹257 Cr 25,000 PB Fintech Ltd (Financial Services)
Equity, Since 31 Jul 25 | 5433902% ₹236 Cr 1,222,500 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426022% ₹216 Cr 4,900,000 4. Edelweiss Multi Asset Allocation Fund
Edelweiss Multi Asset Allocation Fund
Growth Launch Date 12 Aug 09 NAV (26 Dec 25) ₹64.75 ↓ -0.23 (-0.35 %) Net Assets (Cr) ₹3,413 on 30 Nov 25 Category Hybrid - Multi Asset AMC Edelweiss Asset Management Limited Rating ☆ Risk Moderately High Expense Ratio 1.98 Sharpe Ratio 0.15 Information Ratio 1.33 Alpha Ratio -0.39 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,259 30 Nov 22 ₹14,450 30 Nov 23 ₹16,919 30 Nov 24 ₹21,146 30 Nov 25 ₹22,685 Returns for Edelweiss Multi Asset Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month -0.8% 3 Month 2.6% 6 Month 1% 1 Year 5.5% 3 Year 17% 5 Year 16.6% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 20.2% 2023 25.4% 2022 5.3% 2021 27.1% 2020 12.7% 2019 10.4% 2018 -0.1% 2017 26.1% 2016 0.2% 2015 2.2% Fund Manager information for Edelweiss Multi Asset Allocation Fund
Name Since Tenure Dhawal Dalal 22 Sep 25 0.19 Yr. Bhavesh Jain 14 Oct 15 10.14 Yr. Bharat Lahoti 1 Oct 21 4.17 Yr. Rahul Dedhia 1 Jul 24 1.42 Yr. Pranavi Kulkarni 1 Aug 24 1.33 Yr. Data below for Edelweiss Multi Asset Allocation Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 13.65% Equity 78.09% Debt 8.25% Equity Sector Allocation
Sector Value Financial Services 25.2% Consumer Cyclical 10.45% Health Care 7.7% Technology 6.28% Industrials 5.7% Basic Materials 5.6% Communication Services 4.59% Energy 4.16% Consumer Defensive 3.57% Utility 2.75% Real Estate 0.89% Debt Sector Allocation
Sector Value Cash Equivalent 13.65% Corporate 7.63% Government 0.63% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | ICICIBANK6% ₹191 Cr 1,373,985 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 15 | HDFCBANK5% ₹158 Cr 1,569,936 National Bank For Agriculture And Rural Development
Debentures | -4% ₹140 Cr 14,000,000
↓ -5,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL4% ₹123 Cr 583,607
↑ 87,753 State Bank of India (Financial Services)
Equity, Since 30 Jun 15 | SBIN3% ₹109 Cr 1,116,240
↑ 262,526 Infosys Ltd (Technology)
Equity, Since 31 May 15 | INFY3% ₹96 Cr 616,103 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 20 | RELIANCE3% ₹94 Cr 601,184
↑ 122,156 NTPC Ltd (Utilities)
Equity, Since 30 Nov 21 | NTPC2% ₹82 Cr 2,497,975
↑ 544,402 Aditya Birla Capital Limited
Debentures | -2% ₹76 Cr 7,500,000 Hdb Financial Services Limited
Debentures | -2% ₹76 Cr 7,500,000 5. HDFC Multi-Asset Fund
HDFC Multi-Asset Fund
Growth Launch Date 17 Aug 05 NAV (26 Dec 25) ₹75.817 ↓ -0.05 (-0.06 %) Net Assets (Cr) ₹5,303 on 30 Nov 25 Category Hybrid - Multi Asset AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.85 Sharpe Ratio 0.83 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-15 Months (1%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹12,665 30 Nov 22 ₹13,423 30 Nov 23 ₹15,056 30 Nov 24 ₹17,906 30 Nov 25 ₹20,006 Returns for HDFC Multi-Asset Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25 Duration Returns 1 Month 0.7% 3 Month 4.4% 6 Month 5.9% 1 Year 13.4% 3 Year 15% 5 Year 13.6% 10 Year 15 Year Since launch 10.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.5% 2023 18% 2022 4.3% 2021 17.9% 2020 20.9% 2019 9.3% 2018 -1.9% 2017 11.8% 2016 8.9% 2015 4.7% Fund Manager information for HDFC Multi-Asset Fund
Name Since Tenure Anil Bamboli 17 Aug 05 20.3 Yr. Arun Agarwal 24 Aug 20 5.27 Yr. Srinivasan Ramamurthy 13 Jan 22 3.88 Yr. Bhagyesh Kagalkar 2 Feb 22 3.83 Yr. Dhruv Muchhal 22 Jun 23 2.45 Yr. Nandita Menezes 29 Mar 25 0.68 Yr. Data below for HDFC Multi-Asset Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 27.13% Equity 49.37% Debt 11.89% Other 11.62% Equity Sector Allocation
Sector Value Financial Services 23.36% Consumer Cyclical 8.35% Energy 6.92% Technology 5.66% Health Care 5.54% Industrials 4.96% Consumer Defensive 3.31% Basic Materials 3.3% Communication Services 3.28% Real Estate 2.02% Utility 2.01% Debt Sector Allocation
Sector Value Cash Equivalent 26.66% Government 6.21% Corporate 6.16% Credit Quality
Rating Value AA 14.69% AAA 85.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Gold ETF
- | -12% ₹625 Cr 57,946,747 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 18 | RELIANCE6% ₹316 Cr 2,016,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | ICICIBANK6% ₹309 Cr 2,225,700 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 18 | HDFCBANK5% ₹266 Cr 2,641,200 Future on Reliance Industries Ltd
Derivatives | -4% -₹200 Cr 1,266,500
↑ 1,266,500 State Bank of India (Financial Services)
Equity, Since 31 Aug 21 | SBIN3% ₹154 Cr 1,575,000
↑ 75,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Jun 18 | BHARTIARTL3% ₹154 Cr 731,925 Future on ICICI Bank Ltd
Derivatives | -3% -₹153 Cr 1,099,700
↑ 1,099,700 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | AXISBANK2% ₹96 Cr 750,000
↑ 50,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 22 | LT2% ₹94 Cr 232,050
↑ 64,375
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FAQs
1. How does a multi-asset allocation fund diversify your portfolio?
A: With multi-asset allocation, your investment is made in different assets, which ensures you receive steady Earnings from different sectors and market cycles.
2. What is the greatest advantage of a multi-asset investment portfolio?
A: A multi-asset portfolio is tailor-made and customized to suit your requirements. You will not have to separately invest in different portfolios. This can prove to be quite difficult and will require extensive market research on your behalf. Thus, the best way to ensure steady earnings and to ensure that you diversify your portfolio of earnings is to invest in a multi-asset portfolio.
3. Who offers multi-asset portfolio investments?
A: Multi-asset portfolio investments are offered by premier banks and financial institutions like Axis Triple Advantage Fund, HDFC Multi-Asset Fund, SBI Multi-Asset Allocation Fund, ICICI Prudential Multi-Asset Fund, and UTI Multi-Asset Fund.
4. What is the greatest benefit of the multi-asset fund?
A: The greatest advantage is that there is no exit load. Also, there is no difficulty in entering the market or leaving the market. The only exit load that is levied if the investment is not redeemed in a year and that too is 1% of your investment. Beyond one year there is no exit load if you leave the market.
5. Are multi-asset funds good investments?
A: Multi-asset funds are considered good investments primarily because these are low-risk investments and are known to produce good returns. So if you are looking to diversify your portfolio with high and low-risk investments, then you could consider Investing in this fund.
6. Is there anything that I should be aware of while investing in multi-asset fund?
A: If you are looking for quick returns, then you should not be investing in this fund. Multi-asset takes about 5 years to produce good returns. For example, if you invest Rs. 10,000, then you will have to wait for 5 years for your investment to become Rs. 14,972. Hence, even if the ROI is excellent, you will have to wait for at least 5 years to realize your investment.
7. What factors should I keep in mind while investing in multi-asset funds?
A: The risk-taking capability and the target date by which you want to realize your investment - are one of the important factors. Depending these parameters, you'll have to select suitable multi-asset investment funds.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for UTI Multi Asset Fund