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5 Best Performing Multi Asset Allocation Funds 2025

Updated on August 31, 2025 , 42242 views

One of the key benefits of investing in the multi Asset Allocation fund is that it gives a good diversification to your Portfolio, thus lowers the investment risk. Additionally, the risk is distributed with both risky and non-risky securities.

Multi-Asset-Allocation

Multi asset allocation funds are a part of the hybrid category. The special part about this scheme is that the fund can invest in three asset classes. This means that multi asset allocation can invest in debt, equity and in one more Asset Class. As per the norms, the fund should invest a minimum of 10 percent in each of the asset classes. Let’s learn about fund followed by some of the best performing multi asset allocation funds to invest in 2025 - 2026.

Multi Asset Allocation Funds: An Overview

In India Market, some fund houses invest multi-assets in debt, equity as well as gold. Whereas, in western markets, multi-asset funds invest in assets ranging from debt, Real Estate, gold, commodities, equity, hedge fund, and private equity. It is believed that some asset classes go up and down during that point of time different asset classes can do well. There could be a period where debts will do well, and there could be a time where equities will outperform. Same goes for gold funds. So, the chances of loss are very rare in this type of fund. The best way to invest in multi asset allocation funds is to invest for a long-term.

Thus, these funds can be a good option for conservative investors who don’t wish to take a high risk in investments, yet want an equity exposure in their portfolio.

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Top 5 Best Multi Asset Allocation Funds FY 25 - 26

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
ICICI Prudential Multi-Asset Fund Growth ₹762.427
↑ 5.28
₹63,0012.310.67.619.322.816.1
UTI Multi Asset Fund Growth ₹74.3752
↑ 0.02
₹5,9021.8112.118.915.420.7
Edelweiss Multi Asset Allocation Fund Growth ₹62.94
↓ -0.08
₹2,9940.711.80.61719.120.2
SBI Multi Asset Allocation Fund Growth ₹59.5689
↑ 0.11
₹9,4402.411.56.915.914.212.8
HDFC Multi-Asset Fund Growth ₹71.718
↓ -0.03
₹4,6351.610.65.713.814.913.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Multi-Asset FundUTI Multi Asset FundEdelweiss Multi Asset Allocation FundSBI Multi Asset Allocation FundHDFC Multi-Asset Fund
Point 1Highest AUM (₹63,001 Cr).Lower mid AUM (₹5,902 Cr).Bottom quartile AUM (₹2,994 Cr).Upper mid AUM (₹9,440 Cr).Bottom quartile AUM (₹4,635 Cr).
Point 2Oldest track record among peers (22 yrs).Established history (16+ yrs).Established history (16+ yrs).Established history (19+ yrs).Established history (20+ yrs).
Point 3Rating: 2★ (lower mid).Rating: 1★ (bottom quartile).Rating: 1★ (bottom quartile).Top rated.Rating: 3★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderate.
Point 55Y return: 22.75% (top quartile).5Y return: 15.40% (lower mid).5Y return: 19.14% (upper mid).5Y return: 14.24% (bottom quartile).5Y return: 14.87% (bottom quartile).
Point 63Y return: 19.32% (top quartile).3Y return: 18.87% (upper mid).3Y return: 16.98% (lower mid).3Y return: 15.87% (bottom quartile).3Y return: 13.83% (bottom quartile).
Point 71Y return: 7.56% (top quartile).1Y return: 2.08% (bottom quartile).1Y return: 0.62% (bottom quartile).1Y return: 6.88% (upper mid).1Y return: 5.67% (lower mid).
Point 81M return: 1.93% (top quartile).1M return: 1.42% (upper mid).1M return: 0.25% (bottom quartile).1M return: 1.05% (lower mid).1M return: 0.99% (bottom quartile).
Point 9Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 1.29 (top quartile).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.14 (top quartile).Sharpe: -0.27 (bottom quartile).Sharpe: -0.27 (bottom quartile).Sharpe: 0.08 (upper mid).Sharpe: 0.00 (lower mid).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹63,001 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.75% (top quartile).
  • 3Y return: 19.32% (top quartile).
  • 1Y return: 7.56% (top quartile).
  • 1M return: 1.93% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.14 (top quartile).

UTI Multi Asset Fund

  • Lower mid AUM (₹5,902 Cr).
  • Established history (16+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.40% (lower mid).
  • 3Y return: 18.87% (upper mid).
  • 1Y return: 2.08% (bottom quartile).
  • 1M return: 1.42% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.27 (bottom quartile).

Edelweiss Multi Asset Allocation Fund

  • Bottom quartile AUM (₹2,994 Cr).
  • Established history (16+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.14% (upper mid).
  • 3Y return: 16.98% (lower mid).
  • 1Y return: 0.62% (bottom quartile).
  • 1M return: 0.25% (bottom quartile).
  • Alpha: 1.29 (top quartile).
  • Sharpe: -0.27 (bottom quartile).

SBI Multi Asset Allocation Fund

  • Upper mid AUM (₹9,440 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 14.24% (bottom quartile).
  • 3Y return: 15.87% (bottom quartile).
  • 1Y return: 6.88% (upper mid).
  • 1M return: 1.05% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.08 (upper mid).

HDFC Multi-Asset Fund

  • Bottom quartile AUM (₹4,635 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 14.87% (bottom quartile).
  • 3Y return: 13.83% (bottom quartile).
  • 1Y return: 5.67% (lower mid).
  • 1M return: 0.99% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.00 (lower mid).
*Above is list of best Multi Asset Allocation funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.

1. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

Research Highlights for ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹63,001 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.75% (top quartile).
  • 3Y return: 19.32% (top quartile).
  • 1Y return: 7.56% (top quartile).
  • 1M return: 1.93% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.14 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Top sector: Financial Services.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Conservative stance with elevated cash (~28%).
  • High-quality debt (AAA/AA ~97%).
  • Largest holding ICICI Bank Ltd (~3.8%).

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund
Growth
Launch Date 31 Oct 02
NAV (01 Sep 25) ₹762.427 ↑ 5.28   (0.70 %)
Net Assets (Cr) ₹63,001 on 31 Jul 25
Category Hybrid - Multi Asset
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.47
Sharpe Ratio 0.14
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹14,307
31 Aug 22₹16,743
31 Aug 23₹19,905
31 Aug 24₹26,211
31 Aug 25₹27,997

ICICI Prudential Multi-Asset Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

DurationReturns
1 Month 1.9%
3 Month 2.3%
6 Month 10.6%
1 Year 7.6%
3 Year 19.3%
5 Year 22.8%
10 Year
15 Year
Since launch 20.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.1%
2023 24.1%
2022 16.8%
2021 34.7%
2020 9.9%
2019 7.7%
2018 -2.2%
2017 28.2%
2016 12.5%
2015 -1.4%
Fund Manager information for ICICI Prudential Multi-Asset Fund
NameSinceTenure
Sankaran Naren1 Feb 1213.59 Yr.
Manish Banthia22 Jan 241.61 Yr.
Ihab Dalwai3 Jun 178.25 Yr.
Akhil Kakkar22 Jan 241.61 Yr.
Sri Sharma30 Apr 214.34 Yr.
Gaurav Chikane2 Aug 214.08 Yr.
Sharmila D’mello31 Jul 223.09 Yr.
Masoomi Jhurmarvala4 Nov 240.82 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash27.92%
Equity54.47%
Debt7.46%
Other10.15%
Equity Sector Allocation
SectorValue
Financial Services17.81%
Consumer Cyclical8.67%
Basic Materials7.79%
Industrials6.51%
Energy5.92%
Technology5.52%
Consumer Defensive5.14%
Health Care4.64%
Utility2.46%
Communication Services1.77%
Real Estate1.31%
Debt Sector Allocation
SectorValue
Cash Equivalent23.39%
Corporate6.87%
Government5.12%
Credit Quality
RatingValue
A2.77%
AA17.73%
AAA79.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 06 | ICICIBANK
4%₹2,370 Cr15,996,800
↓ -910,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 20 | RELIANCE
4%₹2,306 Cr16,590,305
↑ 600,000
ICICI Prudential Silver ETF
- | -
3%₹2,067 Cr185,761,419
↓ -24,224,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Aug 21 | MARUTI
3%₹1,919 Cr1,521,780
↑ 18,000
ICICI Pru Gold ETF
- | -
3%₹1,906 Cr224,590,882
Gold (1 Kg-1000 Gms) Commodity October 2025 Future
Others | -
3%₹1,807 Cr1,830
↑ 1,830
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 19 | LT
3%₹1,690 Cr4,647,092
↓ -148,850
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK
2%₹1,493 Cr7,396,399
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 532215
2%₹1,446 Cr13,534,762
↑ 2,555,520
InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 23 | INDIGO
2%₹1,326 Cr2,242,947

2. UTI Multi Asset Fund

(Erstwhile UTI Wealth Builder Fund)

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Multi Asset Fund

  • Lower mid AUM (₹5,902 Cr).
  • Established history (16+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.40% (lower mid).
  • 3Y return: 18.87% (upper mid).
  • 1Y return: 2.08% (bottom quartile).
  • 1M return: 1.42% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.27 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • High-quality debt (AAA/AA ~100%).
  • Largest holding UTI Gold ETF (~10.9%).

Below is the key information for UTI Multi Asset Fund

UTI Multi Asset Fund
Growth
Launch Date 21 Oct 08
NAV (02 Sep 25) ₹74.3752 ↑ 0.02   (0.03 %)
Net Assets (Cr) ₹5,902 on 31 Jul 25
Category Hybrid - Multi Asset
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.79
Sharpe Ratio -0.27
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹12,093
31 Aug 22₹12,350
31 Aug 23₹14,323
31 Aug 24₹20,260
31 Aug 25₹20,446

UTI Multi Asset Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for UTI Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

DurationReturns
1 Month 1.4%
3 Month 1.8%
6 Month 11%
1 Year 2.1%
3 Year 18.9%
5 Year 15.4%
10 Year
15 Year
Since launch 12.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 20.7%
2023 29.1%
2022 4.4%
2021 11.8%
2020 13.1%
2019 3.9%
2018 -0.5%
2017 17.1%
2016 7.3%
2015 -3.7%
Fund Manager information for UTI Multi Asset Fund
NameSinceTenure
Sharwan Kumar Goyal12 Nov 213.81 Yr.
Jaydeep Bhowal1 Oct 240.92 Yr.

Data below for UTI Multi Asset Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash16.03%
Equity58.52%
Debt14.68%
Other10.78%
Equity Sector Allocation
SectorValue
Financial Services15.23%
Technology13.14%
Consumer Defensive8.68%
Health Care7.86%
Basic Materials7.12%
Consumer Cyclical4.98%
Communication Services2.93%
Energy2.92%
Industrials2.92%
Real Estate1.8%
Utility0.05%
Debt Sector Allocation
SectorValue
Cash Equivalent16.03%
Government10.62%
Corporate4.06%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
UTI Gold ETF
- | -
11%₹641 Cr76,977,316
↑ 1,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 24 | ICICIBANK
4%₹233 Cr1,575,020
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL
3%₹169 Cr881,974
↑ 18,518
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | HDFCBANK
3%₹158 Cr785,282
↑ 10,450
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹156 Cr1,500,000,000
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 29 Feb 24 | SUNPHARMA
2%₹145 Cr849,154
Infosys Ltd (Technology)
Equity, Since 31 Mar 24 | INFY
2%₹144 Cr954,222
↑ 6,644
ITC Ltd (Consumer Defensive)
Equity, Since 31 Oct 22 | ITC
2%₹139 Cr3,365,690
↑ 167,336
HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 24 | HCLTECH
2%₹127 Cr864,152
↑ 48,999
Tata Consultancy Services Ltd (Technology)
Equity, Since 29 Feb 24 | TCS
2%₹119 Cr393,100
↑ 8,169

3. Edelweiss Multi Asset Allocation Fund

(Erstwhile Edelweiss Prudent Advantage Fund)

The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds. However, there is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for Edelweiss Multi Asset Allocation Fund

  • Bottom quartile AUM (₹2,994 Cr).
  • Established history (16+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.14% (upper mid).
  • 3Y return: 16.98% (lower mid).
  • 1Y return: 0.62% (bottom quartile).
  • 1M return: 0.25% (bottom quartile).
  • Alpha: 1.29 (top quartile).
  • Sharpe: -0.27 (bottom quartile).
  • Information ratio: 1.70 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~75%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding National Bank For Agriculture And Rural Development (~6.4%).

Below is the key information for Edelweiss Multi Asset Allocation Fund

Edelweiss Multi Asset Allocation Fund
Growth
Launch Date 12 Aug 09
NAV (02 Sep 25) ₹62.94 ↓ -0.08   (-0.13 %)
Net Assets (Cr) ₹2,994 on 31 Jul 25
Category Hybrid - Multi Asset
AMC Edelweiss Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 1.98
Sharpe Ratio -0.27
Information Ratio 1.7
Alpha Ratio 1.29
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹14,293
31 Aug 22₹15,274
31 Aug 23₹17,622
31 Aug 24₹24,205
31 Aug 25₹24,139

Edelweiss Multi Asset Allocation Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Edelweiss Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

DurationReturns
1 Month 0.3%
3 Month 0.7%
6 Month 11.8%
1 Year 0.6%
3 Year 17%
5 Year 19.1%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 20.2%
2023 25.4%
2022 5.3%
2021 27.1%
2020 12.7%
2019 10.4%
2018 -0.1%
2017 26.1%
2016 0.2%
2015 2.2%
Fund Manager information for Edelweiss Multi Asset Allocation Fund
NameSinceTenure
Bhavesh Jain14 Oct 159.89 Yr.
Bharat Lahoti1 Oct 213.92 Yr.
Rahul Dedhia1 Jul 241.17 Yr.
Pranavi Kulkarni1 Aug 241.08 Yr.

Data below for Edelweiss Multi Asset Allocation Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash9.9%
Equity75.14%
Debt14.96%
Equity Sector Allocation
SectorValue
Financial Services22.22%
Technology8.6%
Health Care8.55%
Industrials8.1%
Consumer Cyclical6.81%
Basic Materials5.51%
Consumer Defensive4.77%
Communication Services4.07%
Energy2.79%
Utility2.45%
Real Estate0.32%
Debt Sector Allocation
SectorValue
Cash Equivalent9.9%
Corporate7.87%
Government7.09%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
6%₹191 Cr19,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | ICICIBANK
6%₹190 Cr1,280,520
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 15 | HDFCBANK
5%₹141 Cr699,107
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL
3%₹80 Cr416,209
Aditya Birla Capital Limited
Debentures | -
3%₹76 Cr7,500,000
Hdb Financial Services Limited
Debentures | -
3%₹76 Cr7,500,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 20 | RELIANCE
2%₹67 Cr479,028
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 19 | SUNPHARMA
2%₹59 Cr343,006
Infosys Ltd (Technology)
Equity, Since 31 May 15 | INFY
2%₹56 Cr373,077
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Aug 24 | HDFCLIFE
2%₹51 Cr670,207

4. SBI Multi Asset Allocation Fund

(Erstwhile SBI Magnum Monthly Income Plan Floater)

To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives.

Research Highlights for SBI Multi Asset Allocation Fund

  • Upper mid AUM (₹9,440 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 14.24% (bottom quartile).
  • 3Y return: 15.87% (bottom quartile).
  • 1Y return: 6.88% (upper mid).
  • 1M return: 1.05% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.08 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Top sector: Financial Services.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • High-quality debt (AAA/AA ~98%).
  • Largest holding SBI Silver ETF (~6.0%).

Below is the key information for SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund
Growth
Launch Date 21 Dec 05
NAV (02 Sep 25) ₹59.5689 ↑ 0.11   (0.18 %)
Net Assets (Cr) ₹9,440 on 31 Jul 25
Category Hybrid - Multi Asset
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.46
Sharpe Ratio 0.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹12,036
31 Aug 22₹12,709
31 Aug 23₹14,654
31 Aug 24₹18,454
31 Aug 25₹19,461

SBI Multi Asset Allocation Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for SBI Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

DurationReturns
1 Month 1%
3 Month 2.4%
6 Month 11.5%
1 Year 6.9%
3 Year 15.9%
5 Year 14.2%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 12.8%
2023 24.4%
2022 6%
2021 13%
2020 14.2%
2019 10.6%
2018 0.4%
2017 10.9%
2016 8.7%
2015 9.9%
Fund Manager information for SBI Multi Asset Allocation Fund
NameSinceTenure
Dinesh Balachandran31 Oct 213.84 Yr.
Mansi Sajeja1 Dec 231.75 Yr.
Vandna Soni1 Jan 241.67 Yr.

Data below for SBI Multi Asset Allocation Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash7.61%
Equity47.03%
Debt33.23%
Other12.13%
Equity Sector Allocation
SectorValue
Financial Services13.53%
Consumer Cyclical6.46%
Real Estate5.09%
Technology4.46%
Basic Materials4.08%
Energy3.93%
Consumer Defensive3.86%
Industrials2.59%
Utility1.63%
Health Care1.01%
Communication Services0.39%
Debt Sector Allocation
SectorValue
Corporate27.58%
Cash Equivalent7.31%
Government5.95%
Credit Quality
RatingValue
AA57.34%
AAA40.58%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SBI Silver ETF
- | -
6%₹582 Cr51,296,178
6.33% Goi 2035
Sovereign Bonds | -
4%₹348 Cr35,000,000
SBI Gold ETF
- | -
3%₹319 Cr37,241,000
Nippon India Silver ETF
- | -
3%₹296 Cr26,730,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 22 | HDFCBANK
3%₹265 Cr1,331,000
Brookfield India Real Estate Trust (Real Estate)
-, Since 30 Apr 25 | 543261
2%₹241 Cr7,664,234
Reliance Industries Ltd (Energy)
Equity, Since 15 Sep 24 | RELIANCE
2%₹236 Cr1,720,000
Bharti Telecom Limited
Debentures | -
2%₹209 Cr20,000
TATA Power Renewable Energy Limited
Debentures | -
2%₹204 Cr20,000
Cholamandalam Investment And Finance Company Limited
Debentures | -
2%₹204 Cr20,000

5. HDFC Multi-Asset Fund

(Erstwhile HDFC Multiple Yield Fund - Plan 2005)

To generate positive returns over medium time frame with low risk of capital loss over medium time frame. However, there can be no assurance that the investment objective of the Scheme will be achieved

Research Highlights for HDFC Multi-Asset Fund

  • Bottom quartile AUM (₹4,635 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 14.87% (bottom quartile).
  • 3Y return: 13.83% (bottom quartile).
  • 1Y return: 5.67% (lower mid).
  • 1M return: 0.99% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.00 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Top sector: Financial Services.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Conservative stance with elevated cash (~29%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Gold ETF (~10.6%).

Below is the key information for HDFC Multi-Asset Fund

HDFC Multi-Asset Fund
Growth
Launch Date 17 Aug 05
NAV (02 Sep 25) ₹71.718 ↓ -0.03   (-0.03 %)
Net Assets (Cr) ₹4,635 on 31 Jul 25
Category Hybrid - Multi Asset
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.85
Sharpe Ratio 0
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-15 Months (1%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹13,113
31 Aug 22₹13,725
31 Aug 23₹15,226
31 Aug 24₹19,094
31 Aug 25₹20,073

HDFC Multi-Asset Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for HDFC Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

DurationReturns
1 Month 1%
3 Month 1.6%
6 Month 10.6%
1 Year 5.7%
3 Year 13.8%
5 Year 14.9%
10 Year
15 Year
Since launch 10.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 13.5%
2023 18%
2022 4.3%
2021 17.9%
2020 20.9%
2019 9.3%
2018 -1.9%
2017 11.8%
2016 8.9%
2015 4.7%
Fund Manager information for HDFC Multi-Asset Fund
NameSinceTenure
Anil Bamboli17 Aug 0520.05 Yr.
Arun Agarwal24 Aug 205.02 Yr.
Srinivasan Ramamurthy13 Jan 223.64 Yr.
Bhagyesh Kagalkar2 Feb 223.58 Yr.
Dhruv Muchhal22 Jun 232.2 Yr.
Nandita Menezes29 Mar 250.43 Yr.

Data below for HDFC Multi-Asset Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash28.97%
Equity49.13%
Debt11.48%
Other10.43%
Equity Sector Allocation
SectorValue
Financial Services22.62%
Consumer Cyclical7.95%
Energy7.1%
Technology5.42%
Consumer Defensive5.16%
Health Care5.07%
Industrials4.77%
Basic Materials3.42%
Communication Services3.02%
Real Estate2.45%
Utility1.93%
Debt Sector Allocation
SectorValue
Cash Equivalent28.44%
Government6.07%
Corporate5.93%
Credit Quality
RatingValue
AA12.69%
AAA87.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Gold ETF
- | -
11%₹491 Cr57,946,747
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | ICICIBANK
7%₹330 Cr2,225,700
↑ 700,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 18 | RELIANCE
6%₹280 Cr2,016,500
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 18 | HDFCBANK
6%₹261 Cr1,291,600
Future on Reliance Industries Ltd
Derivatives | -
4%-₹177 Cr
Future on ICICI Bank Ltd
Derivatives | -
4%-₹163 Cr
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Jun 18 | BHARTIARTL
3%₹122 Cr636,925
Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY
3%₹116 Cr768,800
United Spirits Ltd (Consumer Defensive)
Equity, Since 28 Feb 21 | UNITDSPR
2%₹85 Cr636,800
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Jun 20 | HINDUNILVR
2%₹84 Cr334,300

How to Invest in Multi Asset Allocation Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

FAQs

1. How does a multi-asset allocation fund diversify your portfolio?

A: With multi-asset allocation, your investment is made in different assets, which ensures you receive steady Earnings from different sectors and market cycles.

2. What is the greatest advantage of a multi-asset investment portfolio?

A: A multi-asset portfolio is tailor-made and customized to suit your requirements. You will not have to separately invest in different portfolios. This can prove to be quite difficult and will require extensive market research on your behalf. Thus, the best way to ensure steady earnings and to ensure that you diversify your portfolio of earnings is to invest in a multi-asset portfolio.

3. Who offers multi-asset portfolio investments?

A: Multi-asset portfolio investments are offered by premier banks and financial institutions like Axis Triple Advantage Fund, HDFC Multi-Asset Fund, SBI Multi-Asset Allocation Fund, ICICI Prudential Multi-Asset Fund, and UTI Multi-Asset Fund.

4. What is the greatest benefit of the multi-asset fund?

A: The greatest advantage is that there is no exit load. Also, there is no difficulty in entering the market or leaving the market. The only exit load that is levied if the investment is not redeemed in a year and that too is 1% of your investment. Beyond one year there is no exit load if you leave the market.

5. Are multi-asset funds good investments?

A: Multi-asset funds are considered good investments primarily because these are low-risk investments and are known to produce good returns. So if you are looking to diversify your portfolio with high and low-risk investments, then you could consider Investing in this fund.

6. Is there anything that I should be aware of while investing in multi-asset fund?

A: If you are looking for quick returns, then you should not be investing in this fund. Multi-asset takes about 5 years to produce good returns. For example, if you invest Rs. 10,000, then you will have to wait for 5 years for your investment to become Rs. 14,972. Hence, even if the ROI is excellent, you will have to wait for at least 5 years to realize your investment.

7. What factors should I keep in mind while investing in multi-asset funds?

A: The risk-taking capability and the target date by which you want to realize your investment - are one of the important factors. Depending these parameters, you'll have to select suitable multi-asset investment funds.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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