+91-22-489139098 Best Dynamic Asset Allocation Funds to Invest 2025
Investors who are confused whether to invest in debt or equity, here is an easy way out- invest in Dynamic Asset Allocation (DAA) Fund. These funds dynamically manage their investments in equity and debt instruments. This fund falls under the hybrid category of Mutual Funds. Investors who are confused about their risk-appetite or don’t have much about Portfolio allocation can discover dynamic asset allocation funds.
What are Dynamic Asset Allocation Funds?
Dynamic asset allocation funds invest in debt and equity instruments based on pre-defined Market indicators, such as the PE ratio. The PE ratio is the Price Earnings, which the most primary valuation tool used by the investors. In dynamic asset allocation, if the PE ratio of a broader index such as S&P BSE 100 goes above a certain level, the scheme would sell a portion of its equity portfolio and increase the portion of its investment in debt securities.
Similarly, when the equity market improves and the PE ratio comes to the pre-defined level, dynamic asset allocation would again increase its exposure to equity instruments and reduce the portion of debt investments. Due to this strategy, these funds are considered to be an excellent investment for volatile times.
One of the key advantages of these funds is that they manage risk very well. To reduce the risk, they invest in different assets such as equity and debt. What makes dynamic asset allocation funds unique from pure debt or equity plans is that they are not mandated to remain invested in a particular Asset Class, they can actively rebalance their portfolio as per the market scenario.
Top 8 Best Performing Dynamic Asset Allocation Funds to Invest FY 25 - 26
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Axis Dynamic Equity Fund Growth ₹20.63
↓ -0.10 ₹3,342 0.6 2.4 4.6 13.1 12.9 17.5 Invesco India Dynamic Equity Fund Growth ₹52.98
↓ -0.43 ₹1,024 2.1 2.1 2.8 13 12.3 15.9 ICICI Prudential Balanced Advantage Fund Growth ₹73.14
↓ -0.40 ₹65,298 2.3 5.3 6 12.7 14.4 12.3 Aditya Birla Sun Life Balanced Advantage Fund Growth ₹104.77
↓ -0.63 ₹8,034 2.2 5.4 5.3 12.6 13.7 13 Nippon India Balanced Advantage Fund Growth ₹173.573
↓ -1.22 ₹9,391 1.5 3.4 2.8 11.8 13.6 13 Edelweiss Balanced Advantage Fund Growth ₹49.64
↓ -0.34 ₹13,047 1.7 2.5 0.8 11.4 13.6 13.1 DSP Dynamic Asset Allocation Fund Growth ₹27.382
↓ -0.06 ₹3,454 2 4.7 6 11.1 10.6 12.4 Bandhan Dynamic Equity Fund Growth ₹23.872
↓ -0.13 ₹2,302 2.2 2.7 3.6 9.9 10.3 14.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 8 Funds showcased
Commentary Axis Dynamic Equity Fund Invesco India Dynamic Equity Fund ICICI Prudential Balanced Advantage Fund Aditya Birla Sun Life Balanced Advantage Fund Nippon India Balanced Advantage Fund Edelweiss Balanced Advantage Fund DSP Dynamic Asset Allocation Fund Bandhan Dynamic Equity Fund Point 1 Lower mid AUM (₹3,342 Cr). Bottom quartile AUM (₹1,024 Cr). Highest AUM (₹65,298 Cr). Upper mid AUM (₹8,034 Cr). Upper mid AUM (₹9,391 Cr). Top quartile AUM (₹13,047 Cr). Lower mid AUM (₹3,454 Cr). Bottom quartile AUM (₹2,302 Cr). Point 2 Established history (8+ yrs). Established history (17+ yrs). Established history (18+ yrs). Oldest track record among peers (25 yrs). Established history (20+ yrs). Established history (15+ yrs). Established history (11+ yrs). Established history (10+ yrs). Point 3 Not Rated. Rating: 2★ (upper mid). Top rated. Rating: 3★ (top quartile). Rating: 3★ (upper mid). Rating: 2★ (lower mid). Rating: 1★ (lower mid). Not Rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderate. Risk profile: Moderately High. Point 5 5Y return: 12.87% (lower mid). 5Y return: 12.32% (lower mid). 5Y return: 14.37% (top quartile). 5Y return: 13.69% (top quartile). 5Y return: 13.60% (upper mid). 5Y return: 13.56% (upper mid). 5Y return: 10.63% (bottom quartile). 5Y return: 10.33% (bottom quartile). Point 6 3Y return: 13.07% (top quartile). 3Y return: 13.02% (top quartile). 3Y return: 12.68% (upper mid). 3Y return: 12.57% (upper mid). 3Y return: 11.80% (lower mid). 3Y return: 11.45% (lower mid). 3Y return: 11.11% (bottom quartile). 3Y return: 9.89% (bottom quartile). Point 7 1Y return: 4.61% (upper mid). 1Y return: 2.81% (lower mid). 1Y return: 6.00% (top quartile). 1Y return: 5.28% (upper mid). 1Y return: 2.78% (bottom quartile). 1Y return: 0.83% (bottom quartile). 1Y return: 5.95% (top quartile). 1Y return: 3.59% (lower mid). Point 8 1M return: -2.41% (lower mid). 1M return: -2.18% (upper mid). 1M return: -1.44% (top quartile). 1M return: -2.75% (bottom quartile). 1M return: -2.28% (lower mid). 1M return: -3.07% (bottom quartile). 1M return: -0.67% (top quartile). 1M return: -1.70% (upper mid). Point 9 Alpha: 0.00 (top quartile). Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: 0.22 (upper mid). Sharpe: 0.12 (lower mid). Sharpe: 0.48 (top quartile). Sharpe: 0.34 (top quartile). Sharpe: 0.07 (lower mid). Sharpe: -0.08 (bottom quartile). Sharpe: 0.23 (upper mid). Sharpe: 0.05 (bottom quartile). Axis Dynamic Equity Fund
Invesco India Dynamic Equity Fund
ICICI Prudential Balanced Advantage Fund
Aditya Birla Sun Life Balanced Advantage Fund
Nippon India Balanced Advantage Fund
Edelweiss Balanced Advantage Fund
DSP Dynamic Asset Allocation Fund
Bandhan Dynamic Equity Fund
Assets> = 200 Crore & Sorted on 3 Year CAGR Return.
To generate capital appreciation by investing in a portfolio of equity or equity linked securities while secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Research Highlights for Axis Dynamic Equity Fund Below is the key information for Axis Dynamic Equity Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital growth from a focused portfolio of predominantly equity and equity-related securities. Research Highlights for Invesco India Dynamic Equity Fund Below is the key information for Invesco India Dynamic Equity Fund Returns up to 1 year are on The fund objective is to seek low volatility returns by using arbitrage and other derivative strategies in equity markets and investments in short-term debt portfolio.The fund invests in equity with usage of derivatives. Research Highlights for ICICI Prudential Balanced Advantage Fund Below is the key information for ICICI Prudential Balanced Advantage Fund Returns up to 1 year are on The primary objective of the Scheme is to generate long term growth of capital and income distribution with relatively lower volatility by investing in a dynamically balanced portfolio of Equity & Equity linked investments and fixed-income securities. Research Highlights for Aditya Birla Sun Life Balanced Advantage Fund Below is the key information for Aditya Birla Sun Life Balanced Advantage Fund Returns up to 1 year are on (Erstwhile Reliance NRI Equity Fund) The investment objective of the Scheme is to generate optimal returns by investing in equity or equity related instruments primarily drawn from the Companies in the S&P BSE 200 Index. The Scheme may also invest in listed
companies that are in the top 200 by market capitalization on the BSE. The Scheme may also invest in large IPO’s where the market capitalization of the Company making the IPO based on the Issue price would make such company to be a part of the top 200 companies listed on the BSE based on market capitalization. The fund will have the flexibility to invest in a broad range of companies with an objective to maximize the returns, at the same time trying to minimize the risk by reasonable diversification. The selection of the companies will be done so as to capture the growth in the Indian economy. The fund will be focusing on companies with relatively higher market capitalization and having good liquidity in the stock market. Research Highlights for Nippon India Balanced Advantage Fund Below is the key information for Nippon India Balanced Advantage Fund Returns up to 1 year are on (Erstwhile Edelweiss Dynamic Equity Advantage Fund) The primary objective of the scheme will be to generate absolute returns with low volatility over a longer tenure of time. The scheme will invest in arbitrage opportunities, equity derivative strategies, pure equity investments and the balance in debt and money market instruments. The Scheme proposes to allocate assets to both equity and debt markets based upon the market view. However there is no assurance that the investment objective of the scheme will be realized. Research Highlights for Edelweiss Balanced Advantage Fund Below is the key information for Edelweiss Balanced Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between specified equity mutual fund schemes and debt mutual fund schemes of DSP BlackRock Mutual Fund. The Scheme will dynamically manage the asset allocation between the specified equity mutual funds schemes and debt mutual funds schemes of DSP BlackRock Mutual Fund based on the relative valuation of equity and debt markets. The Scheme may also invest a certain portion of its corpus in money market securities and/ or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. Research Highlights for DSP Dynamic Asset Allocation Fund Below is the key information for DSP Dynamic Asset Allocation Fund Returns up to 1 year are on The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity and equity related instruments; and for defensive purposes in equity derivatives. The secondary objective of the scheme will be to generate income and capital appreciation through investment in Debt & Money Market instruments.There is no assurance or guarantee that the objectives of the scheme will be realised. Research Highlights for Bandhan Dynamic Equity Fund Below is the key information for Bandhan Dynamic Equity Fund Returns up to 1 year are on 1. Axis Dynamic Equity Fund
Axis Dynamic Equity Fund
Growth Launch Date 1 Aug 17 NAV (08 Aug 25) ₹20.63 ↓ -0.10 (-0.48 %) Net Assets (Cr) ₹3,342 on 30 Jun 25 Category Hybrid - Dynamic Allocation AMC Axis Asset Management Company Limited Rating Risk Moderately High Expense Ratio 2.05 Sharpe Ratio 0.22 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹12,196 31 Jul 22 ₹12,571 31 Jul 23 ₹13,938 31 Jul 24 ₹17,929 31 Jul 25 ₹18,607 Returns for Axis Dynamic Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -2.4% 3 Month 0.6% 6 Month 2.4% 1 Year 4.6% 3 Year 13.1% 5 Year 12.9% 10 Year 15 Year Since launch 9.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.5% 2023 20% 2022 -0.4% 2021 15.7% 2020 10.1% 2019 5.9% 2018 2.7% 2017 2016 2015 Fund Manager information for Axis Dynamic Equity Fund
Name Since Tenure Devang Shah 5 Apr 24 1.32 Yr. Hardik Shah 31 Jan 22 3.5 Yr. Jayesh Sundar 28 Sep 23 1.84 Yr. Data below for Axis Dynamic Equity Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 20.77% Equity 55.22% Debt 24% Equity Sector Allocation
Sector Value Financial Services 22% Energy 8.05% Technology 7.29% Industrials 6.68% Consumer Cyclical 6.33% Health Care 4.45% Basic Materials 3.7% Consumer Defensive 3.56% Communication Services 2.72% Utility 2.36% Real Estate 0.64% Debt Sector Allocation
Sector Value Cash Equivalent 20.5% Corporate 17.56% Government 6.72% Credit Quality
Rating Value AA 32.5% AAA 67.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 17 | RELIANCE6% ₹215 Cr 1,436,051
↑ 10,989 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 17 | HDFCBANK6% ₹195 Cr 974,955
↓ -8,374 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 5321744% ₹142 Cr 983,319
↓ -21,999 Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY3% ₹112 Cr 700,209
↑ 30,104 State Bank of India (Financial Services)
Equity, Since 31 May 21 | SBIN3% ₹109 Cr 1,326,081
↑ 258,750 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 20 | M&M3% ₹90 Cr 282,227 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 22 | BHARTIARTL2% ₹79 Cr 393,859 Nifty July 2025 Future
- | -2% ₹74 Cr 28,800
↑ 28,800 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Aug 17 | 5000342% ₹72 Cr 771,940
↑ 617,552 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 21 | LT2% ₹70 Cr 190,213
↑ 12,969 2. Invesco India Dynamic Equity Fund
Invesco India Dynamic Equity Fund
Growth Launch Date 4 Oct 07 NAV (08 Aug 25) ₹52.98 ↓ -0.43 (-0.81 %) Net Assets (Cr) ₹1,024 on 30 Jun 25 Category Hybrid - Dynamic Allocation AMC Invesco Asset Management (India) Private Ltd Rating ☆☆ Risk Moderately High Expense Ratio 2.29 Sharpe Ratio 0.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹12,121 31 Jul 22 ₹12,287 31 Jul 23 ₹14,021 31 Jul 24 ₹17,693 31 Jul 25 ₹18,225 Returns for Invesco India Dynamic Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -2.2% 3 Month 2.1% 6 Month 2.1% 1 Year 2.8% 3 Year 13% 5 Year 12.3% 10 Year 15 Year Since launch 9.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.9% 2023 20.1% 2022 4.1% 2021 13.1% 2020 7.8% 2019 9.1% 2018 -4.6% 2017 30.5% 2016 2.7% 2015 5.5% Fund Manager information for Invesco India Dynamic Equity Fund
Name Since Tenure Amit Ganatra 1 Sep 22 2.92 Yr. Krishna Cheemalapati 1 Mar 25 0.42 Yr. Manish Kalani 1 Jul 25 0.08 Yr. Data below for Invesco India Dynamic Equity Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 23.69% Equity 60.86% Debt 15.42% Other 0.04% Equity Sector Allocation
Sector Value Financial Services 14.79% Consumer Cyclical 10.23% Technology 10.07% Industrials 9.34% Health Care 9.07% Energy 4.95% Communication Services 2.82% Consumer Defensive 2.38% Basic Materials 1.84% Utility 1.26% Real Estate 0.91% Debt Sector Allocation
Sector Value Cash Equivalent 20.88% Corporate 9.13% Government 9.09% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | HDFCBANK7% ₹67 Cr 335,806 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 21 | LT6% ₹63 Cr 172,847 Invesco India Shrt DurDir Gr
Investment Fund | -6% ₹57 Cr 145,449 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5321745% ₹53 Cr 366,675 Invesco India Money Market Dir Gr
Investment Fund | -5% ₹52 Cr 164,551 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 21 | RELIANCE5% ₹51 Cr 337,732 Invesco India Low Dur Dir Gr
Investment Fund | -5% ₹50 Cr 126,944
↑ 126,944 Infosys Ltd (Technology)
Equity, Since 31 Oct 24 | INFY4% ₹45 Cr 283,597 Future on Larsen & Toubro Ltd
Derivatives | -4% -₹45 Cr 122,500
↑ 17,500 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 31 Oct 21 | 8901573% ₹29 Cr 188,654 3. ICICI Prudential Balanced Advantage Fund
ICICI Prudential Balanced Advantage Fund
Growth Launch Date 30 Dec 06 NAV (08 Aug 25) ₹73.14 ↓ -0.40 (-0.54 %) Net Assets (Cr) ₹65,298 on 30 Jun 25 Category Hybrid - Dynamic Allocation AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.59 Sharpe Ratio 0.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹12,646 31 Jul 22 ₹13,718 31 Jul 23 ₹15,348 31 Jul 24 ₹18,819 31 Jul 25 ₹19,946 Returns for ICICI Prudential Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -1.4% 3 Month 2.3% 6 Month 5.3% 1 Year 6% 3 Year 12.7% 5 Year 14.4% 10 Year 15 Year Since launch 11.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.3% 2023 16.5% 2022 7.9% 2021 15.1% 2020 11.7% 2019 10.8% 2018 2.4% 2017 19% 2016 7.3% 2015 6.7% Fund Manager information for ICICI Prudential Balanced Advantage Fund
Name Since Tenure Sankaran Naren 14 Jul 17 8.05 Yr. Rajat Chandak 7 Sep 15 9.91 Yr. Manish Banthia 18 Nov 09 15.71 Yr. Ihab Dalwai 29 Jan 18 7.51 Yr. Akhil Kakkar 22 Jan 24 1.52 Yr. Sri Sharma 30 Apr 21 4.26 Yr. Sharmila D’mello 31 Jul 22 3 Yr. Data below for ICICI Prudential Balanced Advantage Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 42.27% Equity 46.03% Debt 11.7% Other 0% Equity Sector Allocation
Sector Value Financial Services 19.15% Consumer Cyclical 12.51% Technology 6.32% Industrials 6.17% Consumer Defensive 4.77% Basic Materials 4.68% Real Estate 4.49% Energy 4.03% Health Care 2.93% Communication Services 2.74% Utility 1.76% Debt Sector Allocation
Sector Value Cash Equivalent 37.4% Corporate 8.44% Government 8.12% Credit Quality
Rating Value A 3.62% AA 22.41% AAA 70.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nifty 50 Index
Derivatives | -10% -₹6,537 Cr 2,551,950
↑ 557,475 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 16 | 5323435% ₹3,041 Cr 10,420,037
↓ -929,250 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 5321745% ₹2,979 Cr 20,604,805
↑ 1,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFCBANK4% ₹2,759 Cr 13,782,369 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 08 | RELIANCE3% ₹2,234 Cr 14,884,056
↓ -86,553 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | EMBASSY3% ₹1,878 Cr 48,202,903 Infosys Ltd (Technology)
Equity, Since 31 Dec 08 | INFY3% ₹1,875 Cr 11,706,651
↑ 446,283 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 15 | BHARTIARTL2% ₹1,496 Cr 7,445,066
↓ -807,500 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT2% ₹1,466 Cr 3,993,668
↓ -418,400 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 16 | MARUTI2% ₹1,372 Cr 1,106,207
↓ -237,200 4. Aditya Birla Sun Life Balanced Advantage Fund
Aditya Birla Sun Life Balanced Advantage Fund
Growth Launch Date 25 Apr 00 NAV (08 Aug 25) ₹104.77 ↓ -0.63 (-0.60 %) Net Assets (Cr) ₹8,034 on 30 Jun 25 Category Hybrid - Dynamic Allocation AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 0.34 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹12,986 31 Jul 22 ₹13,304 31 Jul 23 ₹15,084 31 Jul 24 ₹18,487 31 Jul 25 ₹19,405 Returns for Aditya Birla Sun Life Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -2.7% 3 Month 2.2% 6 Month 5.4% 1 Year 5.3% 3 Year 12.6% 5 Year 13.7% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 13% 2023 16.5% 2022 4.2% 2021 13.4% 2020 15.4% 2019 8.1% 2018 0.7% 2017 15.2% 2016 16.3% 2015 3.6% Fund Manager information for Aditya Birla Sun Life Balanced Advantage Fund
Name Since Tenure Harish Krishnan 31 Oct 24 0.75 Yr. Lovelish Solanki 9 Oct 19 5.82 Yr. Mohit Sharma 1 Apr 17 8.34 Yr. Data below for Aditya Birla Sun Life Balanced Advantage Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 4.5% Equity 77.52% Debt 17.99% Equity Sector Allocation
Sector Value Financial Services 22.19% Industrials 8.8% Basic Materials 8.11% Consumer Cyclical 7.45% Technology 6.8% Consumer Defensive 6.2% Health Care 5.16% Energy 4.86% Real Estate 2.57% Utility 2.31% Communication Services 1.47% Debt Sector Allocation
Sector Value Corporate 11.33% Government 6.02% Cash Equivalent 5.13% Credit Quality
Rating Value AA 27.97% AAA 72.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321744% ₹304 Cr 2,103,108 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK4% ₹303 Cr 1,512,492 Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 18 | RELIANCE3% ₹275 Cr 1,829,773 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 18 | KOTAKBANK3% ₹235 Cr 1,087,810 Infosys Ltd (Technology)
Equity, Since 31 Dec 07 | INFY3% ₹201 Cr 1,257,937 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹188 Cr 18,000,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 17 | 5327552% ₹153 Cr 904,313
↑ 45,974 Cholamandalam Investment And Finance Company Limited
Debentures | -2% ₹146 Cr 12,660 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | 5322152% ₹134 Cr 1,117,945 Nifty_(31/07/2025)
- | -2% ₹128 Cr 49,950
↑ 49,950 5. Nippon India Balanced Advantage Fund
Nippon India Balanced Advantage Fund
Growth Launch Date 15 Nov 04 NAV (08 Aug 25) ₹173.573 ↓ -1.22 (-0.70 %) Net Assets (Cr) ₹9,391 on 30 Jun 25 Category Hybrid - Dynamic Allocation AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 0.07 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹13,009 31 Jul 22 ₹13,485 31 Jul 23 ₹15,016 31 Jul 24 ₹18,778 31 Jul 25 ₹19,298 Returns for Nippon India Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -2.3% 3 Month 1.5% 6 Month 3.4% 1 Year 2.8% 3 Year 11.8% 5 Year 13.6% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 13% 2023 17.5% 2022 5.1% 2021 15.7% 2020 11.2% 2019 8.3% 2018 0.4% 2017 25.2% 2016 6.4% 2015 0.9% Fund Manager information for Nippon India Balanced Advantage Fund
Name Since Tenure Ashutosh Bhargava 7 May 18 7.24 Yr. Kinjal Desai 25 May 18 7.19 Yr. Amar Kalkundrikar 20 Oct 20 4.78 Yr. Sushil Budhia 31 Mar 21 4.34 Yr. Data below for Nippon India Balanced Advantage Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 12.5% Equity 65.33% Debt 22.17% Equity Sector Allocation
Sector Value Financial Services 23.06% Industrials 8.92% Consumer Cyclical 8.58% Consumer Defensive 7.39% Technology 5.5% Basic Materials 4.09% Communication Services 3.9% Real Estate 3.18% Health Care 3.13% Utility 2.89% Energy 2.84% Debt Sector Allocation
Sector Value Corporate 12.92% Cash Equivalent 12.5% Government 9.25% Credit Quality
Rating Value AA 32.59% AAA 67.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 11 | HDFCBANK6% ₹577 Cr 2,884,813 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5321746% ₹530 Cr 3,665,426 Infosys Ltd (Technology)
Equity, Since 31 May 09 | INFY3% ₹308 Cr 1,922,950 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 18 | BHARTIARTL3% ₹304 Cr 1,512,468 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322153% ₹242 Cr 2,014,434 Reliance Industries Ltd (Energy)
Equity, Since 31 May 18 | RELIANCE2% ₹212 Cr 1,413,490 NTPC Ltd (Utilities)
Equity, Since 31 Mar 21 | 5325552% ₹193 Cr 5,769,300 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 21 | LT2% ₹170 Cr 464,495 State Bank of India (Financial Services)
Equity, Since 31 Mar 09 | SBIN2% ₹166 Cr 2,027,992 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹142 Cr 13,600,000 6. Edelweiss Balanced Advantage Fund
Edelweiss Balanced Advantage Fund
Growth Launch Date 20 Aug 09 NAV (08 Aug 25) ₹49.64 ↓ -0.34 (-0.68 %) Net Assets (Cr) ₹13,047 on 30 Jun 25 Category Hybrid - Dynamic Allocation AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio -0.08 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹13,115 31 Jul 22 ₹13,647 31 Jul 23 ₹15,447 31 Jul 24 ₹19,395 31 Jul 25 ₹19,391 Returns for Edelweiss Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -3.1% 3 Month 1.7% 6 Month 2.5% 1 Year 0.8% 3 Year 11.4% 5 Year 13.6% 10 Year 15 Year Since launch 10.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.1% 2023 18.8% 2022 2.1% 2021 18.8% 2020 22.6% 2019 7.8% 2018 1.9% 2017 23.9% 2016 -1.5% 2015 3.7% Fund Manager information for Edelweiss Balanced Advantage Fund
Name Since Tenure Bhavesh Jain 7 Aug 13 11.99 Yr. Bharat Lahoti 18 Sep 17 7.87 Yr. Rahul Dedhia 23 Nov 21 3.69 Yr. Pranavi Kulkarni 1 Aug 24 1 Yr. Data below for Edelweiss Balanced Advantage Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 9.7% Equity 77.86% Debt 12.44% Other 0% Equity Sector Allocation
Sector Value Financial Services 25.97% Consumer Cyclical 8.97% Technology 8.67% Health Care 8.2% Energy 5.86% Industrials 5.68% Consumer Defensive 5.46% Basic Materials 4.39% Communication Services 3.26% Utility 2.95% Real Estate 0.83% Debt Sector Allocation
Sector Value Cash Equivalent 10.35% Corporate 7.67% Government 4.12% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | HDFCBANK5% ₹688 Cr 3,439,415
↓ -131,825 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE5% ₹643 Cr 4,284,009
↑ 283,512 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 14 | 5321745% ₹609 Cr 4,211,349
↓ -162,361 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL3% ₹356 Cr 1,769,176
↑ 186,540 Nifty 31-Jul-2025
Derivatives | -3% -₹354 Cr 138,075
↑ 138,075 Infosys Ltd (Technology)
Equity, Since 30 Jun 20 | INFY3% ₹340 Cr 2,119,843
↑ 317,787 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹298 Cr 28,500,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 21 | 5000342% ₹268 Cr 2,865,556
↑ 2,269,950 State Bank of India (Financial Services)
Equity, Since 31 Jan 17 | SBIN2% ₹264 Cr 3,220,768
↓ -125,013 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 20 | LT2% ₹262 Cr 712,827
↓ -27,173 7. DSP Dynamic Asset Allocation Fund
DSP Dynamic Asset Allocation Fund
Growth Launch Date 6 Feb 14 NAV (08 Aug 25) ₹27.382 ↓ -0.06 (-0.23 %) Net Assets (Cr) ₹3,454 on 30 Jun 25 Category Hybrid - Dynamic Allocation AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆ Risk Moderate Expense Ratio 1.93 Sharpe Ratio 0.23 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹11,908 31 Jul 22 ₹12,094 31 Jul 23 ₹13,182 31 Jul 24 ₹15,876 31 Jul 25 ₹16,804 Returns for DSP Dynamic Asset Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -0.7% 3 Month 2% 6 Month 4.7% 1 Year 6% 3 Year 11.1% 5 Year 10.6% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.4% 2023 17.1% 2022 0.1% 2021 9.3% 2020 12.9% 2019 8.8% 2018 3.6% 2017 12.5% 2016 7.7% 2015 4.5% Fund Manager information for DSP Dynamic Asset Allocation Fund
Name Since Tenure Rohit Singhania 1 Nov 23 1.75 Yr. Dhaval Gada 1 Sep 22 2.92 Yr. Shantanu Godambe 1 Jan 25 0.58 Yr. Kaivalya Nadkarni 1 Oct 24 0.83 Yr. Data below for DSP Dynamic Asset Allocation Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 37.1% Equity 31.45% Debt 31.45% Equity Sector Allocation
Sector Value Financial Services 21.52% Energy 7.94% Industrials 7.47% Basic Materials 6.15% Consumer Cyclical 6.01% Utility 5.07% Consumer Defensive 4.06% Health Care 2.84% Technology 2.79% Communication Services 1.97% Real Estate 1.04% Debt Sector Allocation
Sector Value Cash Equivalent 37.1% Corporate 18.79% Government 12.66% Credit Quality
Rating Value AA 12.23% AAA 87.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity Future on HDFC Bank Ltd
Derivatives | -6% -₹197 Cr 981,750 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK6% ₹196 Cr 981,750
↓ -658 Future on Adani Enterprises Ltd
Derivatives | -3% -₹115 Cr 436,500 Adani Enterprises Ltd (Energy)
Equity, Since 30 Apr 23 | 5125993% ₹114 Cr 436,500 7.32% Govt Stock 2030
Sovereign Bonds | -3% ₹112 Cr 10,500,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 23 | SBIN3% ₹101 Cr 1,228,970
↓ -62,442 Future on Tata Power Co Ltd
Derivatives | -3% -₹87 Cr 2,128,600
↑ 1,000 Tata Power Co Ltd (Utilities)
Equity, Since 31 Oct 20 | 5004002% ₹86 Cr 2,128,600
↑ 1,000 Future on Bandhan Bank Ltd
Derivatives | -2% -₹74 Cr 3,895,200
↑ 3,200 Bandhan Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | BANDHANBNK2% ₹74 Cr 3,895,200
↑ 3,200 8. Bandhan Dynamic Equity Fund
Bandhan Dynamic Equity Fund
Growth Launch Date 10 Oct 14 NAV (08 Aug 25) ₹23.872 ↓ -0.13 (-0.53 %) Net Assets (Cr) ₹2,302 on 30 Jun 25 Category Hybrid - Dynamic Allocation AMC IDFC Asset Management Company Limited Rating Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 0.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹12,105 31 Jul 22 ₹12,195 31 Jul 23 ₹13,404 31 Jul 24 ₹16,086 31 Jul 25 ₹16,698 Returns for Bandhan Dynamic Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -1.7% 3 Month 2.2% 6 Month 2.7% 1 Year 3.6% 3 Year 9.9% 5 Year 10.3% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 14.6% 2023 14.9% 2022 -1.8% 2021 15.5% 2020 12.9% 2019 8.6% 2018 1.3% 2017 17.3% 2016 3.4% 2015 1.5% Fund Manager information for Bandhan Dynamic Equity Fund
Name Since Tenure Manish Gunwani 24 Jan 24 1.52 Yr. Brijesh Shah 16 Jul 22 3.05 Yr. Vishal Biraia 2 Dec 24 0.66 Yr. Ritika Behera 7 Oct 23 1.82 Yr. Gaurav Satra 7 Jun 24 1.15 Yr. Data below for Bandhan Dynamic Equity Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 39.73% Equity 47.65% Debt 12.62% Equity Sector Allocation
Sector Value Financial Services 23.3% Technology 13.68% Health Care 7.61% Consumer Cyclical 7.46% Industrials 6.34% Consumer Defensive 6.24% Communication Services 5.5% Basic Materials 4.26% Energy 3.54% Utility 1.92% Real Estate 1.18% Debt Sector Allocation
Sector Value Cash Equivalent 36.29% Government 9.89% Corporate 6.16% Credit Quality
Rating Value AA 8.14% AAA 91.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Oct 14 | INFY6% ₹131 Cr 818,558
↓ -20,000 7.3% Govt Stock 2053
Sovereign Bonds | -5% ₹108 Cr 10,500,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5000345% ₹106 Cr 1,136,940
↑ 909,552 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹93 Cr 8,900,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | 5321744% ₹92 Cr 635,128
↓ -20,000 Infosys Limited July 2025 Future
Derivatives | -4% -₹87 Cr 543,200
↑ 543,200 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 19 | BHARTIARTL4% ₹86 Cr 426,919
↓ -20,000 Future on Bajaj Finance Ltd
Derivatives | -3% -₹79 Cr 836,250
↑ 752,625 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK3% ₹77 Cr 384,278 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 14 | RELIANCE3% ₹76 Cr 508,216
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FAQs
1. How can I contribute to the economy by investing in dynamic asset allocation funds?
A: These funds not only invest in equities, but also relatively placid Real Estate and bond markets. So, as an investors you become contributor to the Economy.
2. Do I need to invest in a dynamic asset allocation fund for a long time?
A: You should hold your investments in dynamic asset allocation funds for at least three years. This will ensure good returns on your investment.
3. Are there any risks involved in these funds?
A: Since the money is invested in the equities, one must not forget that the associated risks are also relatively high too.
4. Who is responsible for changing the asset allocation?
A: The fund manager is responsible for changing the asset allocations. Based on the changing market condition, they will change your asset allocation so that your portfolio continues to produce steady returns.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Excellent insight for getting a detailed view about Hybrid Fund