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Best Diversified Mutual Funds To Invest In 2025
Diversified Funds, also known as multi cap funds are a class of Equity Funds. Investors with a high-risk appetite who wish to take an exposure in equities usually incline towards Investing in diversified funds. As, diversified funds invest across Market caps such as – large cap, mid cap & small cap.
Multi cap, flexi cap or diversified schemes are supposed to invest across stocks in different market capitalisation based on the view of the fund manager. The allocation to each market cap varies from scheme to scheme. Some schemes have a fixed proportion and some change it dynamically depending on the market conditions.
These Mutual Funds adopt a Value investing strategy where they purchase the stocks of companies that are relatively lower in comparison to their past performance, Book Value, Earnings, and other value parameters.
By investing in the Best Diversified Equity Funds, investors can earn slightly more stable returns, however, they would still be affected by the Volatility of equities during a turbulent market condition. Diversified funds are good for investors who are not willing to take much risk to invest in small stocks, but nevertheless wants a kick of extra high return from emerging stocks. One should invest in diversified equity funds in case person has low to moderate risk profile.
To make the process of selecting a good diversified equity fund easy, we have listed essential parameters, along with some pre-selected top & best diversified equity funds – that investors can take into account during their investing journey.
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9 Best Performing Diversified Funds FY 25 - 26
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) JM Multicap Fund Growth ₹96.0909
↓ -1.48 ₹5,338 -7.2 -8.6 21.5 23.3 22.2 33.3 Nippon India Multi Cap Fund Growth ₹267.712
↓ -3.66 ₹39,385 -8.5 -7.5 16 22.9 21.7 25.8 HDFC Equity Fund Growth ₹1,786.05
↓ -13.56 ₹66,344 -5.1 -3 17.3 21.8 21.4 23.5 Motilal Oswal Multicap 35 Fund Growth ₹56.3107
↓ -1.02 ₹13,162 -7.8 -0.6 23.4 18.9 15.5 45.7 ICICI Prudential Multicap Fund Growth ₹733.39
↓ -8.39 ₹14,019 -6.5 -5.5 14.6 18.7 19 20.7 BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01 ₹588 -4.6 -2.6 19.3 17.3 13.6 Mahindra Badhat Yojana Growth ₹32.365
↓ -0.37 ₹5,011 -6.8 -6.9 10.5 17 21.8 23.4 Baroda Pioneer Multi Cap Fund Growth ₹272.189
↓ -3.45 ₹2,850 -4.7 -2.5 20.2 16.9 21.5 31.7 Franklin India Equity Fund Growth ₹1,513.34
↓ -15.19 ₹17,947 -6.4 -5.2 13.1 16.8 19.9 21.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jan 25 multicap mutual funds with AUM/Net Assets > 500 Crore, sorted on 3 Year CAGR Returns.
(Erstwhile JM Multi Strategy Fund) The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies. JM Multicap Fund is a Equity - Multi Cap fund was launched on 23 Sep 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Multicap Fund Returns up to 1 year are on (Erstwhile Reliance Equity Opportunities Fund) The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities. Nippon India Multi Cap Fund is a Equity - Multi Cap fund was launched on 28 Mar 05. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Multi Cap Fund Returns up to 1 year are on Aims at providing capital appreciation through investments predominantly in equity oriented securities HDFC Equity Fund is a Equity - Multi Cap fund was launched on 1 Jan 95. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Equity Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Multicap 35 Fund is a Equity - Multi Cap fund was launched on 28 Apr 14. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Multicap 35 Fund Returns up to 1 year are on To generate capital appreciation through investments in equity and equity related securities in core sectors and associated feeder industries. ICICI Prudential Multicap Fund is a Equity - Multi Cap fund was launched on 1 Oct 94. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Multicap Fund Returns up to 1 year are on (Erstwhile BNP Paribas Dividend Yield Fund) The investment objective of the scheme is to generate long term capital growth from an actively managed portfolio of equity and equity related securities, primarily being high dividend yield stocks. High dividend yield stocks are
defined as stocks of companies that have a dividend yield in excess of 0.5%, at the time of investment. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. BNP Paribas Multi Cap Fund is a Equity - Multi Cap fund was launched on 15 Sep 05. It is a fund with Moderately High risk and has given a Below is the key information for BNP Paribas Multi Cap Fund Returns up to 1 year are on The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversification and taking low risk on business quality. The diversified portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved. Mahindra Badhat Yojana is a Equity - Multi Cap fund was launched on 11 May 17. It is a fund with Moderately High risk and has given a Below is the key information for Mahindra Badhat Yojana Returns up to 1 year are on (Erstwhile Baroda Pioneer Growth Fund) To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments. Baroda Pioneer Multi Cap Fund is a Equity - Multi Cap fund was launched on 12 Sep 03. It is a fund with Moderately High risk and has given a Below is the key information for Baroda Pioneer Multi Cap Fund Returns up to 1 year are on (Erstwhile Franklin India Prima Plus) The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments. Franklin India Equity Fund is a Equity - Multi Cap fund was launched on 29 Sep 94. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Equity Fund Returns up to 1 year are on 1. JM Multicap Fund
CAGR/Annualized return of 14.9% since its launch. Ranked 16 in Multi Cap category. Return for 2024 was 33.3% , 2023 was 40% and 2022 was 7.8% . JM Multicap Fund
Growth Launch Date 23 Sep 08 NAV (24 Jan 25) ₹96.0909 ↓ -1.48 (-1.52 %) Net Assets (Cr) ₹5,338 on 31 Dec 24 Category Equity - Multi Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.17 Sharpe Ratio 1.71 Information Ratio 1.98 Alpha Ratio 14.5 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,138 31 Dec 21 ₹14,807 31 Dec 22 ₹15,968 31 Dec 23 ₹22,354 31 Dec 24 ₹29,790 Returns for JM Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 25 Duration Returns 1 Month -7.3% 3 Month -7.2% 6 Month -8.6% 1 Year 21.5% 3 Year 23.3% 5 Year 22.2% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 33.3% 2022 40% 2021 7.8% 2020 32.9% 2019 11.4% 2018 16.6% 2017 -5.4% 2016 39.5% 2015 10.5% 2014 -2.8% Fund Manager information for JM Multicap Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 3.37 Yr. Asit Bhandarkar 1 Oct 24 0.25 Yr. Chaitanya Choksi 31 Dec 21 3.01 Yr. Ruchi Fozdar 4 Oct 24 0.24 Yr. Data below for JM Multicap Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Financial Services 24.13% Consumer Cyclical 14.09% Industrials 12.51% Health Care 11.9% Technology 10.71% Basic Materials 10.04% Consumer Defensive 4.86% Utility 4.04% Communication Services 3.42% Energy 1.48% Real Estate 0.61% Asset Allocation
Asset Class Value Cash 1.02% Equity 98.98% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | HDFCBANK7% ₹364 Cr 2,028,500
↑ 338,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 21 | ICICIBANK5% ₹250 Cr 1,920,800 Infosys Ltd (Technology)
Equity, Since 30 Nov 20 | INFY4% ₹220 Cr 1,182,750
↑ 135,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN4% ₹212 Cr 2,525,000
↑ 200,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹171 Cr 1,053,335
↑ 225,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Jul 24 | TECHM3% ₹137 Cr 801,300
↑ 171,300 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT3% ₹136 Cr 366,022
↓ -9,209 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 24 | DRREDDY2% ₹123 Cr 1,020,801
↑ 8,763 Biocon Ltd (Healthcare)
Equity, Since 29 Feb 24 | BIOCON2% ₹121 Cr 3,300,318
↑ 5,000 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | MOTHERSON2% ₹118 Cr 7,276,315
↑ 2,250,000 2. Nippon India Multi Cap Fund
CAGR/Annualized return of 18% since its launch. Ranked 63 in Multi Cap category. Return for 2024 was 25.8% , 2023 was 38.1% and 2022 was 14.1% . Nippon India Multi Cap Fund
Growth Launch Date 28 Mar 05 NAV (24 Jan 25) ₹267.712 ↓ -3.66 (-1.35 %) Net Assets (Cr) ₹39,385 on 31 Dec 24 Category Equity - Multi Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 1.68 Sharpe Ratio 1.53 Information Ratio 1.53 Alpha Ratio 6.9 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹10,004 31 Dec 21 ₹14,897 31 Dec 22 ₹17,001 31 Dec 23 ₹23,483 31 Dec 24 ₹29,547 Returns for Nippon India Multi Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 25 Duration Returns 1 Month -7.5% 3 Month -8.5% 6 Month -7.5% 1 Year 16% 3 Year 22.9% 5 Year 21.7% 10 Year 15 Year Since launch 18% Historical performance (Yearly) on absolute basis
Year Returns 2023 25.8% 2022 38.1% 2021 14.1% 2020 48.9% 2019 0% 2018 2.2% 2017 -2.2% 2016 40.9% 2015 -6.7% 2014 0.5% Fund Manager information for Nippon India Multi Cap Fund
Name Since Tenure Sailesh Raj Bhan 31 Mar 05 19.77 Yr. Ashutosh Bhargava 1 Sep 21 3.34 Yr. Kinjal Desai 25 May 18 6.61 Yr. Data below for Nippon India Multi Cap Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Financial Services 28.79% Industrials 19.13% Consumer Cyclical 17.28% Health Care 7.31% Technology 6.19% Basic Materials 4.97% Utility 4.66% Consumer Defensive 3.65% Energy 2.98% Communication Services 2.91% Real Estate 0.21% Asset Allocation
Asset Class Value Cash 1.21% Equity 98.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 10 | HDFCBANK6% ₹2,515 Cr 14,000,448 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹1,558 Cr 11,981,360 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 15 | AXISBANK3% ₹1,193 Cr 10,500,121
↑ 500,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 09 | INFY3% ₹1,171 Cr 6,300,504 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE3% ₹1,163 Cr 9,000,000 GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 May 12 | 5222753% ₹1,114 Cr 6,341,917
↑ 625,000 Linde India Ltd (Basic Materials)
Equity, Since 31 May 13 | LINDEINDIA3% ₹1,055 Cr 1,524,539 EIH Ltd (Consumer Cyclical)
Equity, Since 31 Jul 14 | EIHOTEL2% ₹956 Cr 25,187,817 State Bank of India (Financial Services)
Equity, Since 31 Mar 05 | SBIN2% ₹923 Cr 11,000,000 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 31 May 14 | INDHOTEL2% ₹873 Cr 11,000,112 3. HDFC Equity Fund
CAGR/Annualized return of 18.8% since its launch. Ranked 34 in Multi Cap category. Return for 2024 was 23.5% , 2023 was 30.6% and 2022 was 18.3% . HDFC Equity Fund
Growth Launch Date 1 Jan 95 NAV (24 Jan 25) ₹1,786.05 ↓ -13.56 (-0.75 %) Net Assets (Cr) ₹66,344 on 31 Dec 24 Category Equity - Multi Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.56 Sharpe Ratio 1.67 Information Ratio 2.06 Alpha Ratio 8.03 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹10,644 31 Dec 21 ₹14,494 31 Dec 22 ₹17,145 31 Dec 23 ₹22,392 31 Dec 24 ₹27,650 Returns for HDFC Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 25 Duration Returns 1 Month -3.9% 3 Month -5.1% 6 Month -3% 1 Year 17.3% 3 Year 21.8% 5 Year 21.4% 10 Year 15 Year Since launch 18.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 23.5% 2022 30.6% 2021 18.3% 2020 36.2% 2019 6.4% 2018 6.8% 2017 -3.5% 2016 36.9% 2015 7.3% 2014 -5.1% Fund Manager information for HDFC Equity Fund
Name Since Tenure Roshi Jain 29 Jul 22 2.43 Yr. Dhruv Muchhal 22 Jun 23 1.53 Yr. Data below for HDFC Equity Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Financial Services 38.62% Consumer Cyclical 13.26% Health Care 11.72% Technology 7.56% Communication Services 4.4% Basic Materials 4.02% Industrials 3.67% Real Estate 3.42% Consumer Defensive 1.47% Utility 1.34% Energy 0.19% Asset Allocation
Asset Class Value Cash 8.77% Equity 89.68% Debt 1.55% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | HDFCBANK10% ₹6,466 Cr 36,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK10% ₹6,435 Cr 49,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 17 | AXISBANK8% ₹5,454 Cr 48,000,000 Cipla Ltd (Healthcare)
Equity, Since 30 Sep 12 | CIPLA4% ₹2,945 Cr 19,200,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 23 | KOTAKBANK4% ₹2,913 Cr 16,500,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | MARUTI4% ₹2,769 Cr 2,500,000
↑ 75,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 21 | SBILIFE4% ₹2,699 Cr 18,775,193
↑ 1,275,193 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL4% ₹2,661 Cr 16,352,700 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH4% ₹2,587 Cr 14,000,000
↓ -525,000 Piramal Pharma Ltd (Healthcare)
Equity, Since 31 Dec 23 | PPLPHARMA3% ₹1,946 Cr 72,415,689 4. Motilal Oswal Multicap 35 Fund
CAGR/Annualized return of 17.5% since its launch. Ranked 5 in Multi Cap category. Return for 2024 was 45.7% , 2023 was 31% and 2022 was -3% . Motilal Oswal Multicap 35 Fund
Growth Launch Date 28 Apr 14 NAV (24 Jan 25) ₹56.3107 ↓ -1.02 (-1.78 %) Net Assets (Cr) ₹13,162 on 31 Dec 24 Category Equity - Multi Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0.94 Sharpe Ratio 2.41 Information Ratio 0.92 Alpha Ratio 22.94 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,030 31 Dec 21 ₹12,718 31 Dec 22 ₹12,339 31 Dec 23 ₹16,163 31 Dec 24 ₹23,548 Returns for Motilal Oswal Multicap 35 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 25 Duration Returns 1 Month -10.4% 3 Month -7.8% 6 Month -0.6% 1 Year 23.4% 3 Year 18.9% 5 Year 15.5% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 45.7% 2022 31% 2021 -3% 2020 15.3% 2019 10.3% 2018 7.9% 2017 -7.8% 2016 43.1% 2015 8.5% 2014 14.6% Fund Manager information for Motilal Oswal Multicap 35 Fund
Name Since Tenure Ajay Khandelwal 1 Oct 24 0.25 Yr. Niket Shah 1 Jul 22 2.51 Yr. Santosh Singh 1 Aug 23 1.42 Yr. Rakesh Shetty 22 Nov 22 2.11 Yr. Atul Mehra 1 Oct 24 0.25 Yr. Sunil Sawant 1 Jul 24 0.5 Yr. Data below for Motilal Oswal Multicap 35 Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Consumer Cyclical 36.65% Technology 19.23% Industrials 16.8% Financial Services 15.46% Communication Services 8.7% Health Care 1.56% Asset Allocation
Asset Class Value Cash 1.6% Equity 98.4% Top Securities Holdings / Portfolio
Name Holding Value Quantity Polycab India Ltd (Industrials)
Equity, Since 31 Jan 24 | POLYCAB10% ₹1,314 Cr 1,800,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL10% ₹1,250 Cr 17,250,000
↓ -250,000 Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE10% ₹1,242 Cr 1,430,000
↑ 30,000 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 23 | TRENT10% ₹1,226 Cr 1,803,916
↑ 178,916 Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 23 | PERSISTENT9% ₹1,181 Cr 2,000,000
↑ 50,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Apr 23 | 5433209% ₹1,119 Cr 40,000,000
↑ 13,821,974 Jio Financial Services Ltd (Financial Services)
Equity, Since 31 Jul 23 | JIOFIN8% ₹1,067 Cr 32,500,000
↓ -2,500,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | M&M8% ₹1,023 Cr 3,450,000
↑ 850,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Apr 24 | 8901575% ₹608 Cr 5,000,000 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | CHOLAFIN4% ₹555 Cr 4,500,000 5. ICICI Prudential Multicap Fund
CAGR/Annualized return of 15.2% since its launch. Ranked 49 in Multi Cap category. Return for 2024 was 20.7% , 2023 was 35.4% and 2022 was 4.7% . ICICI Prudential Multicap Fund
Growth Launch Date 1 Oct 94 NAV (24 Jan 25) ₹733.39 ↓ -8.39 (-1.13 %) Net Assets (Cr) ₹14,019 on 31 Dec 24 Category Equity - Multi Cap AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.95 Sharpe Ratio 1.09 Information Ratio 0.46 Alpha Ratio 1.95 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹10,921 31 Dec 21 ₹14,893 31 Dec 22 ₹15,587 31 Dec 23 ₹21,101 31 Dec 24 ₹25,465 Returns for ICICI Prudential Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 25 Duration Returns 1 Month -4.2% 3 Month -6.5% 6 Month -5.5% 1 Year 14.6% 3 Year 18.7% 5 Year 19% 10 Year 15 Year Since launch 15.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 20.7% 2022 35.4% 2021 4.7% 2020 36.4% 2019 9.2% 2018 6% 2017 0.2% 2016 28% 2015 10.1% 2014 3.1% Fund Manager information for ICICI Prudential Multicap Fund
Name Since Tenure Sankaran Naren 1 Jul 22 2.5 Yr. Anand Sharma 1 Jul 22 2.5 Yr. Sharmila D’mello 31 Jul 22 2.42 Yr. Data below for ICICI Prudential Multicap Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Financial Services 26.7% Basic Materials 12.27% Consumer Cyclical 11.35% Industrials 11.18% Health Care 6.76% Energy 6.11% Communication Services 5.44% Technology 4.26% Consumer Defensive 3.82% Utility 2.84% Real Estate 1.66% Asset Allocation
Asset Class Value Cash 7.33% Equity 92.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK5% ₹780 Cr 6,001,508 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | HDFCBANK4% ₹553 Cr 3,079,864
↓ -1,161,351 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE4% ₹532 Cr 4,115,337
↑ 174,021 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | AXISBANK3% ₹446 Cr 3,924,873
↑ 595,798 Infosys Ltd (Technology)
Equity, Since 31 Oct 18 | INFY2% ₹309 Cr 1,663,452
↓ -367,554 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Apr 17 | SUNPHARMA2% ₹289 Cr 1,620,647 State Bank of India (Financial Services)
Equity, Since 30 Sep 24 | SBIN2% ₹261 Cr 3,110,277
↑ 423,144 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 22 | MARUTI2% ₹259 Cr 234,282 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 18 | BHARTIARTL2% ₹254 Cr 1,558,069
↑ 229,400 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 19 | LT2% ₹241 Cr 647,203 6. BNP Paribas Multi Cap Fund
CAGR/Annualized return of 12.9% since its launch. Ranked 18 in Multi Cap category. . BNP Paribas Multi Cap Fund
Growth Launch Date 15 Sep 05 NAV (13 Mar 22) ₹73.5154 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹588 on 31 Jan 22 Category Equity - Multi Cap AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.44 Sharpe Ratio 2.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,030 31 Dec 21 ₹15,259 Returns for BNP Paribas Multi Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 25 Duration Returns 1 Month -4.4% 3 Month -4.6% 6 Month -2.6% 1 Year 19.3% 3 Year 17.3% 5 Year 13.6% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for BNP Paribas Multi Cap Fund
Name Since Tenure Data below for BNP Paribas Multi Cap Fund as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. Mahindra Badhat Yojana
CAGR/Annualized return of 16.4% since its launch. Return for 2024 was 23.4% , 2023 was 34.2% and 2022 was 1.6% . Mahindra Badhat Yojana
Growth Launch Date 11 May 17 NAV (24 Jan 25) ₹32.365 ↓ -0.37 (-1.12 %) Net Assets (Cr) ₹5,011 on 31 Dec 24 Category Equity - Multi Cap AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Moderately High Expense Ratio 1.96 Sharpe Ratio 1.16 Information Ratio 0.24 Alpha Ratio 3.29 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,663 31 Dec 21 ₹17,589 31 Dec 22 ₹17,878 31 Dec 23 ₹23,997 31 Dec 24 ₹29,623 Returns for Mahindra Badhat Yojana
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 25 Duration Returns 1 Month -6.8% 3 Month -6.8% 6 Month -6.9% 1 Year 10.5% 3 Year 17% 5 Year 21.8% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 23.4% 2022 34.2% 2021 1.6% 2020 50.8% 2019 16.6% 2018 13.8% 2017 -9.9% 2016 2015 2014 Fund Manager information for Mahindra Badhat Yojana
Name Since Tenure Manish Lodha 21 Dec 20 4.03 Yr. Fatema Pacha 16 Oct 20 4.21 Yr. Data below for Mahindra Badhat Yojana as on 31 Dec 24
Equity Sector Allocation
Sector Value Financial Services 26.86% Consumer Cyclical 14.24% Industrials 12.17% Technology 11.75% Basic Materials 7.66% Consumer Defensive 7.63% Energy 5.73% Health Care 4.07% Utility 1.78% Communication Services 1.59% Real Estate 0.57% Asset Allocation
Asset Class Value Cash 5.07% Equity 94.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | HDFCBANK6% ₹315 Cr 1,755,000
↑ 180,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 24 | RELIANCE4% ₹174 Cr 1,350,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 23 | DIVISLAB3% ₹144 Cr 234,000
↑ 36,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Dec 23 | PERSISTENT3% ₹133 Cr 225,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Jun 24 | HINDUNILVR3% ₹126 Cr 504,000 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | TRENT2% ₹116 Cr 170,100
↑ 3,600 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Aug 24 | INDIGO2% ₹110 Cr 252,000 PI Industries Ltd (Basic Materials)
Equity, Since 30 Jun 24 | PIIND2% ₹110 Cr 270,000 BSE Ltd (Financial Services)
Equity, Since 31 Oct 24 | BSE2% ₹107 Cr 229,500 National Aluminium Co Ltd (Basic Materials)
Equity, Since 31 Oct 24 | NATIONALUM2% ₹97 Cr 4,005,000
↑ 1,305,000 8. Baroda Pioneer Multi Cap Fund
CAGR/Annualized return of 16.7% since its launch. Ranked 37 in Multi Cap category. Return for 2024 was 31.7% , 2023 was 30.8% and 2022 was -3% . Baroda Pioneer Multi Cap Fund
Growth Launch Date 12 Sep 03 NAV (24 Jan 25) ₹272.189 ↓ -3.45 (-1.25 %) Net Assets (Cr) ₹2,850 on 31 Dec 24 Category Equity - Multi Cap AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2.09 Sharpe Ratio 2.5 Information Ratio 0.14 Alpha Ratio 13.47 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,952 31 Dec 21 ₹17,672 31 Dec 22 ₹17,136 31 Dec 23 ₹22,415 31 Dec 24 ₹29,528 Returns for Baroda Pioneer Multi Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 25 Duration Returns 1 Month -7.8% 3 Month -4.7% 6 Month -2.5% 1 Year 20.2% 3 Year 16.9% 5 Year 21.5% 10 Year 15 Year Since launch 16.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 31.7% 2022 30.8% 2021 -3% 2020 47.9% 2019 19.5% 2018 8.9% 2017 -11.9% 2016 36.8% 2015 2.3% 2014 -1.6% Fund Manager information for Baroda Pioneer Multi Cap Fund
Name Since Tenure Sanjay Chawla 1 Nov 15 9.17 Yr. Sandeep Jain 14 Mar 22 2.8 Yr. Data below for Baroda Pioneer Multi Cap Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Financial Services 24.05% Technology 14.82% Industrials 14.75% Health Care 8.87% Consumer Defensive 8.05% Consumer Cyclical 7.93% Basic Materials 6.68% Energy 3.27% Communication Services 1.75% Utility 1.55% Real Estate 1.36% Asset Allocation
Asset Class Value Cash 3.2% Equity 96.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK4% ₹104 Cr 799,815 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | HDFCBANK3% ₹90 Cr 499,736 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE3% ₹81 Cr 625,000
↑ 100,000 PB Fintech Ltd (Financial Services)
Equity, Since 29 Feb 24 | 5433903% ₹76 Cr 400,000 GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 Aug 24 | 5222752% ₹70 Cr 396,712
↑ 60,000 Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 30 Apr 23 | BECTORFOOD2% ₹69 Cr 379,226 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 May 23 | 5433202% ₹65 Cr 2,323,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Jun 24 | DIVISLAB2% ₹62 Cr 100,000 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Oct 23 | DIXON2% ₹62 Cr 39,000 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | TRENT2% ₹61 Cr 90,000 9. Franklin India Equity Fund
CAGR/Annualized return of 18% since its launch. Ranked 50 in Multi Cap category. Return for 2024 was 21.8% , 2023 was 30.8% and 2022 was 5.3% . Franklin India Equity Fund
Growth Launch Date 29 Sep 94 NAV (24 Jan 25) ₹1,513.34 ↓ -15.19 (-0.99 %) Net Assets (Cr) ₹17,947 on 31 Dec 24 Category Equity - Multi Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 1.32 Information Ratio 1.13 Alpha Ratio 5.51 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,598 31 Dec 21 ₹16,273 31 Dec 22 ₹17,142 31 Dec 23 ₹22,414 31 Dec 24 ₹27,290 Returns for Franklin India Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 25 Duration Returns 1 Month -5.9% 3 Month -6.4% 6 Month -5.2% 1 Year 13.1% 3 Year 16.8% 5 Year 19.9% 10 Year 15 Year Since launch 18% Historical performance (Yearly) on absolute basis
Year Returns 2023 21.8% 2022 30.8% 2021 5.3% 2020 40.3% 2019 16% 2018 3.3% 2017 -4.4% 2016 30.6% 2015 5% 2014 4.4% Fund Manager information for Franklin India Equity Fund
Name Since Tenure R. Janakiraman 1 Feb 11 13.93 Yr. Sandeep Manam 18 Oct 21 3.21 Yr. Rajasa Kakulavarapu 1 Dec 23 1.09 Yr. Data below for Franklin India Equity Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Financial Services 28.7% Consumer Cyclical 12.83% Industrials 11.98% Technology 10.12% Health Care 6.52% Basic Materials 6.05% Communication Services 5.94% Consumer Defensive 5.55% Energy 3.39% Utility 3.28% Real Estate 1.32% Asset Allocation
Asset Class Value Cash 3.65% Equity 96.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK9% ₹1,515 Cr 8,434,642 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK8% ₹1,418 Cr 10,908,206 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 06 | BHARTIARTL5% ₹904 Cr 5,558,607
↓ -100,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY5% ₹860 Cr 4,627,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 13 | LT4% ₹794 Cr 2,131,779 HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 13 | HCLTECH4% ₹657 Cr 3,555,589 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | AXISBANK3% ₹604 Cr 5,311,448 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Aug 19 | UNITDSPR3% ₹550 Cr 3,600,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433203% ₹476 Cr 17,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE2% ₹437 Cr 3,384,026
↓ -150,000
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Smart Tips to Choose Best Diversified Mutual Funds
An ideal diversified fund should pass through the below mentioned parameters:
1. Compare Returns across Diversified Funds within the Same Category
One of the most basic forms of benchmarking involves comparing a fund within the similar category. When evaluating a Large cap fund, you should compare its returns with other matching large cap diversified equity funds. Comparing it with mid-cap diversified equity funds will not give an accurate result as the risk and reward relation between both large cap & mid cap funds are not comparable. Diversified funds, as the same goes invest across market caps and hence one should compare them with funds with a similar mandate.
An additional Factor in evaluating a diversified fund is the timeframe. As equities are equipped to deliver returns over longer time frames (above 5 years), investments in diversified funds should be made for a long-term period. Evaluating a diversified fund over a longer time frame will help you to gauge its performance during a boom-and-bust cycle. Investors can analyze the consistency of the returns of a diversified fund by reviewing its performances during different market phases along with the category average. Having said this, establishing the correct Peer Group is important, this forms the Basis for comparison for returns, volatility and thus helps in final funds selection.
2. Check Diversified Fund Returns against the Benchmark Index
It is compulsory for every diversified fund to mention a benchmark index in its offer document. This benchmark index is an indicator to judge if the diversified fund has performed well. While evaluating the performance of a diversified fund, investors should take into account longer time cycles of 3 years, 5 years or even 10 years. Those funds that outperform their benchmark indices constantly, should be considered for investment.
3. Weigh the Consistency of the Fund
Apart from the benchmark index evaluation, investors should also evaluate the historical performance of a fund. In the long term, many diversified funds tend to plunge during the market downturn and even below their benchmark indices and category average. Only a few tend to sustain their performances in all market conditions. Picking a fund that performs well in upturns and downturns well is important, else you will end up with a fund that may do well, but only to see later that all returns get wiped out in a downturn.Thus, an investor should make sure that they include the most consistent performers in their Portfolio.
4. Be Aware of the Risks in a Fund
Before investing, one must do a risk-return analysis of a diversified fund. To do so, one must look at some of the important ratios, such as:
a. Alpha
Alpha is a measure of diversified fund’s performance on a risk-adjusted basis. It measures on how much the fund or stock has performed in the general market on a risk adjusted basis. A positive alpha of 1 means that the fund has outperformed its benchmark index by 1%, while a negative alpha of -1 would indicate that the fund has produced 1% lower returns than its market benchmark. So, basically, an investor’s strategy should be to buy securities or mutual funds with positive alpha.
b. Beta
Beta measures volatility of a diversified fund compared to its benchmark index. Beta is denoted in positive or negative figures. A beta of 1 signifies that the stock’s price or mutual fund NAV moves in line with the market. A beta of a greater than 1 designates that the stock is riskier than the market, and a beta of less than 1 means that the stock is less risky than the market. So, lower beta is better in a falling market. In a rising market, high-beta is better.
c. Standard Deviation (SD)
SD is a statistical measure representing the volatility or risk in a fund. The higher the SD, higher will be the fluctuations in the returns. Ideally, investors look for funds with a lower Standard Deviation.
d. Sharpe Ratio (SR)
Sharpe Ratio measures returns (both negative & positive) with respect to the risk taken. Here the risk is defined by the Standard Deviation. A higher Sharpe ratio means, a higher return without too much risk. Thus, while investing, investors should choose a diversified fund that shows a higher Sharpe Ratio. Again, it is advisable for an investor to evaluate the SD and SR of a diversified fund on a historical basis so as to pick the most consistent performers.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Relevant and useful .