Table of Contents
Diversified Funds, also known as multi cap funds are a class of Equity Funds. Investors with a high-risk appetite who wish to take an exposure in equities usually incline towards Investing in diversified funds. As, diversified funds invest across Market caps such as – large cap, mid cap & small cap.
Multi cap, flexi cap or diversified schemes are supposed to invest across stocks in different market capitalisation based on the view of the fund manager. The allocation to each market cap varies from scheme to scheme. Some schemes have a fixed proportion and some change it dynamically depending on the market conditions.
These Mutual Funds adopt a Value investing strategy where they purchase the stocks of companies that are relatively lower in comparison to their past performance, Book Value, Earnings, and other value parameters.
By investing in the Best Diversified Equity Funds, investors can earn slightly more stable returns, however, they would still be affected by the Volatility of equities during a turbulent market condition. Diversified funds are good for investors who are not willing to take much risk to invest in small stocks, but nevertheless wants a kick of extra high return from emerging stocks. One should invest in diversified equity funds in case person has low to moderate risk profile.
To make the process of selecting a good diversified equity fund easy, we have listed essential parameters, along with some pre-selected top & best diversified equity funds – that investors can take into account during their investing journey.
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Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) Parag Parikh Long Term Equity Fund Growth ₹48.4481
↓ -0.11 ₹28,248 -0.7 6.2 -0.6 21.1 14.8 -7.2 PGIM India Diversified Equity Fund Growth ₹24.59
↓ -0.37 ₹5,284 -2.5 2.7 -5.5 19.4 12 -6.4 HDFC Equity Fund Growth ₹1,126.31
↓ -18.66 ₹32,155 0 10 12.2 18.8 10.6 18.3 Mahindra Badhat Yojana Growth ₹19.8141
↓ -0.48 ₹1,545 -6.2 2.9 -3.6 18.3 11.7 1.6 Baroda Pioneer Multi Cap Fund Growth ₹168.02
↓ -2.21 ₹1,678 -2.3 5.2 -1 18 10 -3 Nippon India Multi Cap Fund Growth ₹161.099
↓ -2.85 ₹14,160 -3.1 6.9 10.7 17.6 9.8 14.1 BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01 ₹588 -4.6 -2.6 19.3 17.3 13.6 Franklin India Equity Fund Growth ₹973.319
↓ -15.71 ₹10,431 -3.7 5.8 1.6 17.2 9.6 5.3 Principal Multi Cap Growth Fund Growth ₹230.595
↓ -2.76 ₹1,847 -4.5 2.1 -3 16.6 8.2 -1.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 23 multicap
mutual funds with AUM/Net Assets > 500 Crore
, sorted on 3 Year CAGR Returns
.
(Erstwhile Parag Parikh Long Term Value Fund) The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities. Parag Parikh Long Term Equity Fund is a Equity - Multi Cap fund was launched on 24 May 13. It is a fund with Moderately High risk and has given a Below is the key information for Parag Parikh Long Term Equity Fund Returns up to 1 year are on To generate income & capital appreciation by predominantly investing in an actively managed diversified portfolio of equity & equity related instruments including derivatives. PGIM India Diversified Equity Fund is a Equity - Multi Cap fund was launched on 4 Mar 15. It is a fund with Moderately High risk and has given a Below is the key information for PGIM India Diversified Equity Fund Returns up to 1 year are on Aims at providing capital appreciation through investments predominantly in equity oriented securities HDFC Equity Fund is a Equity - Multi Cap fund was launched on 1 Jan 95. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Equity Fund Returns up to 1 year are on The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversification and taking low risk on business quality. The diversified portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved. Mahindra Badhat Yojana is a Equity - Multi Cap fund was launched on 11 May 17. It is a fund with Moderately High risk and has given a Below is the key information for Mahindra Badhat Yojana Returns up to 1 year are on (Erstwhile Baroda Pioneer Growth Fund) To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments. Baroda Pioneer Multi Cap Fund is a Equity - Multi Cap fund was launched on 12 Sep 03. It is a fund with Moderately High risk and has given a Below is the key information for Baroda Pioneer Multi Cap Fund Returns up to 1 year are on (Erstwhile Reliance Equity Opportunities Fund) The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities. Nippon India Multi Cap Fund is a Equity - Multi Cap fund was launched on 28 Mar 05. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Multi Cap Fund Returns up to 1 year are on (Erstwhile BNP Paribas Dividend Yield Fund) The investment objective of the scheme is to generate long term capital growth from an actively managed portfolio of equity and equity related securities, primarily being high dividend yield stocks. High dividend yield stocks are
defined as stocks of companies that have a dividend yield in excess of 0.5%, at the time of investment. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. BNP Paribas Multi Cap Fund is a Equity - Multi Cap fund was launched on 15 Sep 05. It is a fund with Moderately High risk and has given a Below is the key information for BNP Paribas Multi Cap Fund Returns up to 1 year are on (Erstwhile Franklin India Prima Plus) The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments. Franklin India Equity Fund is a Equity - Multi Cap fund was launched on 29 Sep 94. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Equity Fund Returns up to 1 year are on (Erstwhile Principal Growth Fund) The primary investment objective of the scheme is to achieve long-term capital appreciation. Principal Multi Cap Growth Fund is a Equity - Multi Cap fund was launched on 25 Oct 00. It is a fund with Moderately High risk and has given a Below is the key information for Principal Multi Cap Growth Fund Returns up to 1 year are on 1. Parag Parikh Long Term Equity Fund
CAGR/Annualized
return of 17.7% since its launch. Ranked 34 in Multi Cap
category. Return for 2022 was -7.2% , 2021 was 45.5% and 2020 was 32.3% . Parag Parikh Long Term Equity Fund
Growth Launch Date 24 May 13 NAV (27 Jan 23) ₹48.4481 ↓ -0.11 (-0.22 %) Net Assets (Cr) ₹28,248 on 31 Dec 22 Category Equity - Multi Cap AMC PPFAS Asset Management Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.84 Sharpe Ratio -0.82 Information Ratio 0.4 Alpha Ratio -11.84 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹9,957 31 Dec 19 ₹11,394 31 Dec 20 ₹15,074 31 Dec 21 ₹21,934 31 Dec 22 ₹20,349 Returns for Parag Parikh Long Term Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jan 23 Duration Returns 1 Month 1.4% 3 Month -0.7% 6 Month 6.2% 1 Year -0.6% 3 Year 21.1% 5 Year 14.8% 10 Year 15 Year Since launch 17.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 -7.2% 2021 45.5% 2020 32.3% 2019 14.4% 2018 -0.4% 2017 29.4% 2016 3.3% 2015 8.9% 2014 44.8% 2013 Fund Manager information for Parag Parikh Long Term Equity Fund
Name Since Tenure Raj Mehta 27 Jan 16 6.93 Yr. Rajeev Thakkar 24 May 13 9.61 Yr. Raunak Onkar 24 May 13 9.61 Yr. Rukun Tarachandani 16 May 22 0.63 Yr. Data below for Parag Parikh Long Term Equity Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Financial Services 36.65% Technology 11.18% Consumer Cyclical 9.15% Consumer Defensive 7.23% Communication Services 6.73% Utility 5% Health Care 4.97% Energy 4.37% Basic Materials 1.12% Asset Allocation
Asset Class Value Cash 13.22% Equity 86.66% Debt 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFC8% ₹2,413 Cr 8,962,504 Bajaj Holdings and Investment Ltd (Financial Services)
Equity, Since 31 Oct 16 | BAJAJHLDNG8% ₹2,251 Cr 3,575,550
↓ -100,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 20 | ITC7% ₹2,064 Cr 60,698,959 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 14 | ICICIBANK6% ₹1,790 Cr 18,780,614 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 21 | HCLTECH6% ₹1,664 Cr 14,849,083 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 13 | 5322156% ₹1,619 Cr 17,964,011 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 21 | 5328985% ₹1,429 Cr 63,775,637 Microsoft Corp (Technology)
Equity, Since 30 Apr 20 | MSFT5% ₹1,398 Cr 714,098 Alphabet Inc Class A (Communication Services)
Equity, Since 31 May 21 | GOOGL5% ₹1,396 Cr 1,800,290 Coal India Ltd (Energy)
Equity, Since 31 May 22 | COALINDIA4% ₹1,246 Cr 54,848,260
↑ 4,950,000 2. PGIM India Diversified Equity Fund
CAGR/Annualized
return of 12.1% since its launch. Return for 2022 was -6.4% , 2021 was 43.5% and 2020 was 35.9% . PGIM India Diversified Equity Fund
Growth Launch Date 4 Mar 15 NAV (27 Jan 23) ₹24.59 ↓ -0.37 (-1.48 %) Net Assets (Cr) ₹5,284 on 31 Dec 22 Category Equity - Multi Cap AMC Pramerica Asset Managers Private Limited Rating Risk Moderately High Expense Ratio 0 Sharpe Ratio -0.66 Information Ratio 0.76 Alpha Ratio -10.8 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹9,206 31 Dec 19 ₹10,131 31 Dec 20 ₹13,765 31 Dec 21 ₹19,752 31 Dec 22 ₹18,485 Returns for PGIM India Diversified Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jan 23 Duration Returns 1 Month -3% 3 Month -2.5% 6 Month 2.7% 1 Year -5.5% 3 Year 19.4% 5 Year 12% 10 Year 15 Year Since launch 12.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 -6.4% 2021 43.5% 2020 35.9% 2019 10% 2018 -7.9% 2017 36.6% 2016 -0.6% 2015 2014 2013 Fund Manager information for PGIM India Diversified Equity Fund
Name Since Tenure Bhupesh Kalyani 13 Sep 22 0.3 Yr. Aniruddha Naha 5 Apr 18 4.75 Yr. A. Anandha Padmanabhan 1 Jun 21 1.59 Yr. Rahul Jagwani 12 May 22 0.64 Yr. Data below for PGIM India Diversified Equity Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Financial Services 34.61% Consumer Cyclical 13.35% Industrials 10.47% Basic Materials 8.51% Technology 7.26% Communication Services 6.81% Health Care 5.74% Energy 4.32% Consumer Defensive 2.29% Utility 2.16% Real Estate 1.82% Asset Allocation
Asset Class Value Cash 2.51% Equity 97.34% Debt 0.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK8% ₹432 Cr 2,687,565
↑ 375,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK8% ₹429 Cr 4,500,000
↓ -1,141,625 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE4% ₹232 Cr 850,000
↑ 350,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | 5322154% ₹197 Cr 2,186,667 Bank of Baroda (Financial Services)
Equity, Since 31 Aug 22 | 5321344% ₹188 Cr 11,331,000 Infosys Ltd (Technology)
Equity, Since 31 Mar 20 | INFY3% ₹185 Cr 1,128,743
↓ -170,000 HDFC Life Insurance Company Limited (Financial Services)
Equity, Since 30 Sep 22 | HDFCLIFE3% ₹157 Cr 2,650,000
↑ 650,000 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Sep 22 | MAXHEALTH3% ₹155 Cr 3,453,663
↑ 1,200,000 Esab India Ltd (Industrials)
Equity, Since 30 Sep 21 | ESABINDIA3% ₹141 Cr 340,793
↑ 5,580 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Nov 22 | HDFC3% ₹135 Cr 500,000
↑ 500,000 3. HDFC Equity Fund
CAGR/Annualized
return of 18.3% since its launch. Ranked 34 in Multi Cap
category. Return for 2022 was 18.3% , 2021 was 36.2% and 2020 was 6.4% . HDFC Equity Fund
Growth Launch Date 1 Jan 95 NAV (27 Jan 23) ₹1,126.31 ↓ -18.66 (-1.63 %) Net Assets (Cr) ₹32,155 on 31 Dec 22 Category Equity - Multi Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 0.83 Information Ratio 0.31 Alpha Ratio 12.77 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹9,647 31 Dec 19 ₹10,305 31 Dec 20 ₹10,969 31 Dec 21 ₹14,937 31 Dec 22 ₹17,669 Returns for HDFC Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jan 23 Duration Returns 1 Month -2.2% 3 Month 0% 6 Month 10% 1 Year 12.2% 3 Year 18.8% 5 Year 10.6% 10 Year 15 Year Since launch 18.3% Historical performance (Yearly) on absolute basis
Year Returns 2022 18.3% 2021 36.2% 2020 6.4% 2019 6.8% 2018 -3.5% 2017 36.9% 2016 7.3% 2015 -5.1% 2014 53.8% 2013 3.8% Fund Manager information for HDFC Equity Fund
Name Since Tenure Roshi Jain 29 Jul 22 0.43 Yr. Priya Ranjan 1 May 22 0.67 Yr. Data below for HDFC Equity Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Financial Services 36.44% Technology 11.67% Industrials 11.04% Energy 8.1% Utility 6.14% Consumer Cyclical 5.69% Communication Services 5.27% Health Care 4.45% Consumer Defensive 1.55% Basic Materials 1.02% Asset Allocation
Asset Class Value Cash 8.47% Equity 91.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK9% ₹3,035 Cr 31,850,000
↑ 850,000 State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN6% ₹2,109 Cr 35,000,000
↓ -1,000,000 Infosys Ltd (Technology)
Equity, Since 31 Oct 08 | INFY6% ₹1,962 Cr 12,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | HDFCBANK6% ₹1,930 Cr 12,000,000
↑ 688,182 NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 5325554% ₹1,464 Cr 85,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL4% ₹1,358 Cr 16,000,000
↑ 437,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH4% ₹1,345 Cr 12,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 12 | LT4% ₹1,245 Cr 6,000,000
↓ -856,998 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | M&M4% ₹1,238 Cr 9,480,000
↑ 1,580,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 22 | HDFC3% ₹1,147 Cr 4,258,730 4. Mahindra Badhat Yojana
CAGR/Annualized
return of 12.7% since its launch. Return for 2022 was 1.6% , 2021 was 50.8% and 2020 was 16.6% . Mahindra Badhat Yojana
Growth Launch Date 11 May 17 NAV (27 Jan 23) ₹19.8141 ↓ -0.48 (-2.35 %) Net Assets (Cr) ₹1,545 on 31 Dec 22 Category Equity - Multi Cap AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Moderately High Expense Ratio 2.39 Sharpe Ratio -0.11 Information Ratio 0.16 Alpha Ratio -1.18 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹9,013 31 Dec 19 ₹10,261 31 Dec 20 ₹11,967 31 Dec 21 ₹18,048 31 Dec 22 ₹18,344 Returns for Mahindra Badhat Yojana
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jan 23 Duration Returns 1 Month -4.4% 3 Month -6.2% 6 Month 2.9% 1 Year -3.6% 3 Year 18.3% 5 Year 11.7% 10 Year 15 Year Since launch 12.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 1.6% 2021 50.8% 2020 16.6% 2019 13.8% 2018 -9.9% 2017 2016 2015 2014 2013 Fund Manager information for Mahindra Badhat Yojana
Name Since Tenure Manish Lodha 21 Dec 20 2.03 Yr. Fatema Pacha 16 Oct 20 2.21 Yr. Data below for Mahindra Badhat Yojana as on 31 Dec 22
Equity Sector Allocation
Sector Value Financial Services 23.44% Industrials 20.4% Technology 12.66% Consumer Cyclical 12.18% Basic Materials 10.22% Consumer Defensive 4.87% Communication Services 3.98% Health Care 3.94% Utility 2.78% Energy 2.31% Real Estate 1.44% Asset Allocation
Asset Class Value Cash 1.56% Equity 98.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 May 18 | INFY5% ₹73 Cr 446,850 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK5% ₹71 Cr 747,900 State Bank of India (Financial Services)
Equity, Since 31 Oct 18 | SBIN4% ₹66 Cr 1,101,051 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Jul 22 | 5004933% ₹52 Cr 603,000
↑ 54,000 Canara Bank (Financial Services)
Equity, Since 31 Dec 20 | 5324833% ₹51 Cr 1,625,400
↑ 405,000 Ambuja Cements Ltd (Basic Materials)
Equity, Since 31 May 22 | 5004253% ₹50 Cr 882,000 LTIMindtree Ltd (Technology)
Equity, Since 30 Nov 22 | LTIM3% ₹49 Cr 101,835
↑ 101,835 United Spirits Ltd (Consumer Defensive)
Equity, Since 30 Sep 21 | MCDOWELL-N3% ₹44 Cr 468,000 IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Jun 22 | INDUSINDBK3% ₹42 Cr 360,000 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 31 Aug 22 | KIRLOSENG3% ₹41 Cr 1,233,000 5. Baroda Pioneer Multi Cap Fund
CAGR/Annualized
return of 15.7% since its launch. Ranked 37 in Multi Cap
category. Return for 2022 was -3% , 2021 was 47.9% and 2020 was 19.5% . Baroda Pioneer Multi Cap Fund
Growth Launch Date 12 Sep 03 NAV (27 Jan 23) ₹168.02 ↓ -2.21 (-1.30 %) Net Assets (Cr) ₹1,678 on 31 Dec 22 Category Equity - Multi Cap AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio -0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹8,805 31 Dec 19 ₹9,588 31 Dec 20 ₹11,459 31 Dec 21 ₹16,943 31 Dec 22 ₹16,430 Returns for Baroda Pioneer Multi Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jan 23 Duration Returns 1 Month -1.9% 3 Month -2.3% 6 Month 5.2% 1 Year -1% 3 Year 18% 5 Year 10% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 -3% 2021 47.9% 2020 19.5% 2019 8.9% 2018 -11.9% 2017 36.8% 2016 2.3% 2015 -1.6% 2014 46.5% 2013 3.6% Fund Manager information for Baroda Pioneer Multi Cap Fund
Name Since Tenure Sanjay Chawla 1 Nov 15 7.17 Yr. Sandeep Jain 14 Mar 22 0.8 Yr. Data below for Baroda Pioneer Multi Cap Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Financial Services 22.26% Consumer Cyclical 18.66% Technology 11.36% Health Care 10.76% Industrials 9.12% Basic Materials 6.23% Communication Services 5.3% Energy 4.34% Real Estate 3.87% Consumer Defensive 2.23% Utility 1.09% Asset Allocation
Asset Class Value Cash 3.98% Equity 96.02% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK7% ₹116 Cr 1,214,815
↓ -150,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 18 | INFY6% ₹103 Cr 628,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE4% ₹75 Cr 275,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | HDFCBANK4% ₹68 Cr 425,000 J.B. Chemicals & Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 21 | JBCHEPHARM3% ₹50 Cr 246,384 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Nov 20 | SUNPHARMA3% ₹46 Cr 440,000
↓ -50,000 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 22 | 5008502% ₹39 Cr 1,200,000
↑ 400,000 Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | 5321342% ₹38 Cr 2,310,000
↓ -1,000,000 Fortis Healthcare Ltd (Healthcare)
Equity, Since 30 Sep 21 | 5328432% ₹37 Cr 1,275,000 INOX Leisure Ltd (Communication Services)
Equity, Since 30 Nov 20 | INOXLEISUR2% ₹36 Cr 675,000 6. Nippon India Multi Cap Fund
CAGR/Annualized
return of 16.9% since its launch. Ranked 63 in Multi Cap
category. Return for 2022 was 14.1% , 2021 was 48.9% and 2020 was 0% . Nippon India Multi Cap Fund
Growth Launch Date 28 Mar 05 NAV (27 Jan 23) ₹161.099 ↓ -2.85 (-1.74 %) Net Assets (Cr) ₹14,160 on 31 Dec 22 Category Equity - Multi Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio 0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹9,781 31 Dec 19 ₹9,996 31 Dec 20 ₹9,999 31 Dec 21 ₹14,890 31 Dec 22 ₹16,993 Returns for Nippon India Multi Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jan 23 Duration Returns 1 Month -2.6% 3 Month -3.1% 6 Month 6.9% 1 Year 10.7% 3 Year 17.6% 5 Year 9.8% 10 Year 15 Year Since launch 16.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 14.1% 2021 48.9% 2020 0% 2019 2.2% 2018 -2.2% 2017 40.9% 2016 -6.7% 2015 0.5% 2014 59.7% 2013 4.6% Fund Manager information for Nippon India Multi Cap Fund
Name Since Tenure Sailesh Raj Bhan 31 Mar 05 17.76 Yr. Ashutosh Bhargava 1 Sep 21 1.33 Yr. Kinjal Desai 25 May 18 4.61 Yr. Akshay Sharma 1 Dec 22 0.08 Yr. Data below for Nippon India Multi Cap Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Financial Services 29.8% Industrials 21.08% Consumer Cyclical 19.13% Technology 7.51% Health Care 7.46% Basic Materials 4.8% Consumer Defensive 2.86% Communication Services 2.69% Energy 2.38% Utility 0.71% Asset Allocation
Asset Class Value Cash 1.22% Equity 98.78% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 10 | HDFCBANK4% ₹643 Cr 4,000,448 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹591 Cr 6,200,000
↑ 500,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 10 | LT4% ₹581 Cr 2,800,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 15 | 5322154% ₹568 Cr 6,300,121
↑ 900,000 Kennametal India Ltd (Industrials)
Equity, Since 31 Mar 13 | KENNAMET4% ₹556 Cr 2,026,242
↓ -5,917 Linde India Ltd (Basic Materials)
Equity, Since 31 May 13 | 5234574% ₹541 Cr 1,774,811 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 31 May 14 | 5008503% ₹499 Cr 15,500,000
↓ -500,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 21 | HDFC3% ₹458 Cr 1,700,000 EIH Ltd (Consumer Cyclical)
Equity, Since 31 Jul 14 | 5008403% ₹425 Cr 23,753,076 Infosys Ltd (Technology)
Equity, Since 30 Apr 09 | INFY3% ₹360 Cr 2,200,504 7. BNP Paribas Multi Cap Fund
CAGR/Annualized
return of 12.9% since its launch. Ranked 18 in Multi Cap
category. . BNP Paribas Multi Cap Fund
Growth Launch Date 15 Sep 05 NAV (13 Mar 22) ₹73.5154 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹588 on 31 Jan 22 Category Equity - Multi Cap AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.44 Sharpe Ratio 2.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹8,805 31 Dec 19 ₹9,968 31 Dec 20 ₹10,995 31 Dec 21 ₹15,211 Returns for BNP Paribas Multi Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jan 23 Duration Returns 1 Month -4.4% 3 Month -4.6% 6 Month -2.6% 1 Year 19.3% 3 Year 17.3% 5 Year 13.6% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for BNP Paribas Multi Cap Fund
Name Since Tenure Data below for BNP Paribas Multi Cap Fund as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 8. Franklin India Equity Fund
CAGR/Annualized
return of 17.5% since its launch. Ranked 50 in Multi Cap
category. Return for 2022 was 5.3% , 2021 was 40.3% and 2020 was 16% . Franklin India Equity Fund
Growth Launch Date 29 Sep 94 NAV (27 Jan 23) ₹973.319 ↓ -15.71 (-1.59 %) Net Assets (Cr) ₹10,431 on 31 Dec 22 Category Equity - Multi Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.84 Sharpe Ratio 0.09 Information Ratio 0.4 Alpha Ratio 0.98 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹9,562 31 Dec 19 ₹9,882 31 Dec 20 ₹11,461 31 Dec 21 ₹16,081 31 Dec 22 ₹16,940 Returns for Franklin India Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jan 23 Duration Returns 1 Month -4.1% 3 Month -3.7% 6 Month 5.8% 1 Year 1.6% 3 Year 17.2% 5 Year 9.6% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 5.3% 2021 40.3% 2020 16% 2019 3.3% 2018 -4.4% 2017 30.6% 2016 5% 2015 4.4% 2014 56.8% 2013 5.5% Fund Manager information for Franklin India Equity Fund
Name Since Tenure Anand Radhakrishnan 2 Apr 07 15.76 Yr. R. Janakiraman 1 Feb 11 11.92 Yr. Sandeep Manam 18 Oct 21 1.2 Yr. Data below for Franklin India Equity Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Financial Services 32.74% Industrials 10.68% Technology 10.67% Consumer Cyclical 10.36% Consumer Defensive 8.69% Basic Materials 7.41% Communication Services 5.35% Utility 5.12% Energy 3.1% Health Care 2.8% Asset Allocation
Asset Class Value Cash 3.1% Equity 96.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK9% ₹953 Cr 10,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK8% ₹885 Cr 5,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 5322157% ₹730 Cr 8,100,000
↓ -300,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY6% ₹654 Cr 4,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 06 | BHARTIARTL5% ₹577 Cr 6,800,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 13 | LT5% ₹546 Cr 2,630,000
↓ -70,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 15 | SBIN4% ₹392 Cr 6,500,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 13 | HCLTECH3% ₹336 Cr 3,000,000
↓ -100,000 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Aug 19 | MCDOWELL-N3% ₹312 Cr 3,350,000 Grasim Industries Ltd (Basic Materials)
Equity, Since 31 Jan 19 | GRASIM3% ₹290 Cr 1,650,000 9. Principal Multi Cap Growth Fund
CAGR/Annualized
return of 15.1% since its launch. Ranked 12 in Multi Cap
category. Return for 2022 was -1.6% , 2021 was 46.3% and 2020 was 15% . Principal Multi Cap Growth Fund
Growth Launch Date 25 Oct 00 NAV (27 Jan 23) ₹230.595 ↓ -2.76 (-1.18 %) Net Assets (Cr) ₹1,847 on 31 Dec 22 Category Equity - Multi Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.33 Sharpe Ratio -0.36 Information Ratio -0.45 Alpha Ratio -4.72 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 17 ₹10,000 31 Dec 18 ₹9,133 31 Dec 19 ₹9,493 31 Dec 20 ₹10,917 31 Dec 21 ₹15,970 31 Dec 22 ₹15,720 Returns for Principal Multi Cap Growth Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jan 23 Duration Returns 1 Month -3.1% 3 Month -4.5% 6 Month 2.1% 1 Year -3% 3 Year 16.6% 5 Year 8.2% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 -1.6% 2021 46.3% 2020 15% 2019 3.9% 2018 -8.7% 2017 48.7% 2016 6.4% 2015 2.8% 2014 49.4% 2013 8.3% Fund Manager information for Principal Multi Cap Growth Fund
Name Since Tenure Ratish Varier 1 Jan 22 1 Yr. Sudhir Kedia 1 Jan 22 1 Yr. Data below for Principal Multi Cap Growth Fund as on 31 Dec 22
Equity Sector Allocation
Sector Value Financial Services 29.34% Industrials 16.89% Consumer Cyclical 13.23% Technology 8.08% Basic Materials 7.63% Consumer Defensive 6.1% Energy 6.02% Health Care 5.25% Communication Services 2.89% Real Estate 2.79% Asset Allocation
Asset Class Value Cash 1.47% Equity 98.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 05 | RELIANCE6% ₹116 Cr 422,955
↓ -5,283 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK5% ₹96 Cr 1,012,161 State Bank of India (Financial Services)
Equity, Since 30 Nov 08 | SBIN5% ₹95 Cr 1,580,122
↑ 16,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK4% ₹85 Cr 530,246 Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY4% ₹76 Cr 462,087 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322154% ₹72 Cr 801,235 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Dec 21 | HINDUNILVR3% ₹61 Cr 228,570 3M India Ltd (Industrials)
Equity, Since 31 Dec 21 | 3MINDIA2% ₹47 Cr 20,262 ICRA Ltd (Financial Services)
Equity, Since 30 Apr 22 | ICRA2% ₹45 Cr 102,643 Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | CROMPTON2% ₹45 Cr 1,234,611
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An ideal diversified fund should pass through the below mentioned parameters:
One of the most basic forms of benchmarking involves comparing a fund within the similar category. When evaluating a Large cap fund, you should compare its returns with other matching large cap diversified equity funds. Comparing it with mid-cap diversified equity funds will not give an accurate result as the risk and reward relation between both large cap & mid cap funds are not comparable. Diversified funds, as the same goes invest across market caps and hence one should compare them with funds with a similar mandate.
An additional Factor in evaluating a diversified fund is the timeframe. As equities are equipped to deliver returns over longer time frames (above 5 years), investments in diversified funds should be made for a long-term period. Evaluating a diversified fund over a longer time frame will help you to gauge its performance during a boom-and-bust cycle. Investors can analyze the consistency of the returns of a diversified fund by reviewing its performances during different market phases along with the category average. Having said this, establishing the correct Peer Group is important, this forms the Basis for comparison for returns, volatility and thus helps in final funds selection.
It is compulsory for every diversified fund to mention a benchmark index in its offer document. This benchmark index is an indicator to judge if the diversified fund has performed well. While evaluating the performance of a diversified fund, investors should take into account longer time cycles of 3 years, 5 years or even 10 years. Those funds that outperform their benchmark indices constantly, should be considered for investment.
Apart from the benchmark index evaluation, investors should also evaluate the historical performance of a fund. In the long term, many diversified funds tend to plunge during the market downturn and even below their benchmark indices and category average. Only a few tend to sustain their performances in all market conditions. Picking a fund that performs well in upturns and downturns well is important, else you will end up with a fund that may do well, but only to see later that all returns get wiped out in a downturn.Thus, an investor should make sure that they include the most consistent performers in their Portfolio.
Before investing, one must do a risk-return analysis of a diversified fund. To do so, one must look at some of the important ratios, such as:
Alpha is a measure of diversified fund’s performance on a risk-adjusted basis. It measures on how much the fund or stock has performed in the general market on a risk adjusted basis. A positive alpha of 1 means that the fund has outperformed its benchmark index by 1%, while a negative alpha of -1 would indicate that the fund has produced 1% lower returns than its market benchmark. So, basically, an investor’s strategy should be to buy securities or mutual funds with positive alpha.
Beta measures volatility of a diversified fund compared to its benchmark index. Beta is denoted in positive or negative figures. A beta of 1 signifies that the stock’s price or mutual fund NAV moves in line with the market. A beta of a greater than 1 designates that the stock is riskier than the market, and a beta of less than 1 means that the stock is less risky than the market. So, lower beta is better in a falling market. In a rising market, high-beta is better.
SD is a statistical measure representing the volatility or risk in a fund. The higher the SD, higher will be the fluctuations in the returns. Ideally, investors look for funds with a lower Standard Deviation.
Sharpe Ratio measures returns (both negative & positive) with respect to the risk taken. Here the risk is defined by the Standard Deviation. A higher Sharpe ratio means, a higher return without too much risk. Thus, while investing, investors should choose a diversified fund that shows a higher Sharpe Ratio. Again, it is advisable for an investor to evaluate the SD and SR of a diversified fund on a historical basis so as to pick the most consistent performers.
Relevant and useful .