Fincash » JM Financial Mutual Fund » Best JM Financial SIP Funds
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JM Financial SIP is an efficient way to invest in Mutual Funds. A SIP is a method of Investing a fixed sum, on a regular Basis, in a Mutual Fund scheme. It is similar to regular saving schemes like a Recurring deposit. Here, you can invest a small sum of money at a stipulated interval. SIP helps you achieve long-term Financial goals even with a small amount invested monthly. An investor can invest as little as INR 500 with periodic intervals of investments such as monthly/ quarterly. It is this simple and affordable. Investors who want to invest in equities, the Systematic Investment plan is an ideal way to invest through. SIP tends to balance the pitfalls of equity investments.
Some of the Benefits of SIP are:
Investors who are keen to invest in a SIP, here are the best JM Financial SIP Funds to invest in Equity Funds. These funds have have been shortlisted by undertaking various parameters like AUM, past performances, peer average returns and other information ratios, etc.
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Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) JM Value Fund Growth ₹67.9195
↑ 0.51 ₹205 500 18.6 25.3 36.4 30 15.4 5.3 JM Multicap Fund Growth ₹66.421
↑ 0.56 ₹475 500 15.7 21.8 26.6 27.8 15.2 7.8 JM Tax Gain Fund Growth ₹33.5279
↑ 0.24 ₹87 500 12.2 18.4 20.6 24.7 14.1 0.5 JM Core 11 Fund Growth ₹14.3984
↑ 0.08 ₹51 500 14.7 19.3 24.5 21.1 8.8 7.1 JM Large Cap Fund Growth ₹112.835
↑ 0.58 ₹49 500 9.4 12.2 15.7 17.1 11.1 3.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Aug 23
(Erstwhile JM Basic Fund) The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus. JM Value Fund is a Equity - Value fund was launched on 2 Jun 97. It is a fund with High risk and has given a Below is the key information for JM Value Fund Returns up to 1 year are on (Erstwhile JM Multi Strategy Fund) The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies. JM Multicap Fund is a Equity - Multi Cap fund was launched on 23 Sep 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Multicap Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies. JM Core 11 Fund is a Equity - Large Cap fund was launched on 5 Mar 08. It is a fund with High risk and has given a Below is the key information for JM Core 11 Fund Returns up to 1 year are on (Erstwhile JM Equity Fund) The scheme seeks to provide optimum capital growth and appreciation. JM Large Cap Fund is a Equity - Large Cap fund was launched on 1 Apr 95. It is a fund with Moderately High risk and has given a Below is the key information for JM Large Cap Fund Returns up to 1 year are on 1. JM Value Fund
CAGR/Annualized
return of 16.2% since its launch. Ranked 15 in Value
category. Return for 2022 was 5.3% , 2021 was 36.3% and 2020 was 13.4% . JM Value Fund
Growth Launch Date 2 Jun 97 NAV (22 Aug 23) ₹67.9195 ↑ 0.51 (0.75 %) Net Assets (Cr) ₹205 on 31 Jul 23 Category Equity - Value AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.53 Sharpe Ratio 2.22 Information Ratio 0.98 Alpha Ratio 16.55 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹8,940 31 Aug 20 ₹9,208 31 Aug 21 ₹14,787 31 Aug 22 ₹15,320 31 Aug 23 ₹20,785 Returns for JM Value Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 5.3% 3 Month 18.6% 6 Month 25.3% 1 Year 36.4% 3 Year 30% 5 Year 15.4% 10 Year 15 Year Since launch 16.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 5.3% 2021 36.3% 2020 13.4% 2019 11.9% 2018 -11.2% 2017 44.6% 2016 12.1% 2015 3.5% 2014 52.4% 2013 -7.7% Fund Manager information for JM Value Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 2.03 Yr. Asit Bhandarkar 11 Dec 06 16.73 Yr. Gurvinder Wasan 1 Dec 22 0.75 Yr. Data below for JM Value Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Industrials 20.87% Financial Services 20.53% Consumer Cyclical 16.02% Technology 13.97% Basic Materials 8.94% Consumer Defensive 7.01% Health Care 4.29% Real Estate 2.91% Utility 2.69% Communication Services 0.69% Asset Allocation
Asset Class Value Cash 2.07% Equity 97.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity REC Ltd (Financial Services)
Equity, Since 30 Sep 22 | 5329555% ₹12 Cr 503,300
↓ -40,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 12 | HDFCBANK4% ₹9 Cr 55,605 Kalpataru Projects International Ltd (Industrials)
Equity, Since 28 Feb 21 | KPIL4% ₹9 Cr 131,496
↑ 3,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT4% ₹8 Cr 30,000 Jyothy Labs Ltd (Consumer Defensive)
Equity, Since 31 May 23 | 5329263% ₹7 Cr 210,000 One97 Communications Ltd (Technology)
Equity, Since 31 Dec 22 | 5433963% ₹7 Cr 79,300
↑ 25,300 Infosys Ltd (Technology)
Equity, Since 31 May 18 | INFY3% ₹7 Cr 45,605 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 16 | ULTRACEMCO3% ₹6 Cr 7,654 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 30 Jun 22 | 5325553% ₹6 Cr 272,000
↑ 47,000 Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 23 | FINPIPE3% ₹6 Cr 250,000
↑ 250,000 2. JM Multicap Fund
CAGR/Annualized
return of 13.5% since its launch. Ranked 16 in Multi Cap
category. Return for 2022 was 7.8% , 2021 was 32.9% and 2020 was 11.4% . JM Multicap Fund
Growth Launch Date 23 Sep 08 NAV (22 Aug 23) ₹66.421 ↑ 0.56 (0.86 %) Net Assets (Cr) ₹475 on 31 Jul 23 Category Equity - Multi Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.54 Sharpe Ratio 1.59 Information Ratio 0.71 Alpha Ratio 8.93 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹9,569 31 Aug 20 ₹9,556 31 Aug 21 ₹15,258 31 Aug 22 ₹16,386 31 Aug 23 ₹20,461 Returns for JM Multicap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 3.8% 3 Month 15.7% 6 Month 21.8% 1 Year 26.6% 3 Year 27.8% 5 Year 15.2% 10 Year 15 Year Since launch 13.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 7.8% 2021 32.9% 2020 11.4% 2019 16.6% 2018 -5.4% 2017 39.5% 2016 10.5% 2015 -2.8% 2014 56% 2013 -0.2% Fund Manager information for JM Multicap Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 2.03 Yr. Gurvinder Wasan 1 Dec 22 0.75 Yr. Chaitanya Choksi 31 Dec 21 1.67 Yr. Data below for JM Multicap Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Financial Services 19.44% Consumer Cyclical 18.93% Industrials 17.55% Technology 12.26% Health Care 8.52% Basic Materials 7.46% Consumer Defensive 6.29% Real Estate 3.31% Energy 2.7% Asset Allocation
Asset Class Value Cash 3.53% Equity 96.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity REC Ltd (Financial Services)
Equity, Since 30 Nov 22 | 5329555% ₹27 Cr 1,117,500
↓ -173,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT5% ₹26 Cr 96,731
↓ -7,500 Infosys Ltd (Technology)
Equity, Since 30 Nov 20 | INFY3% ₹16 Cr 114,250 One97 Communications Ltd (Technology)
Equity, Since 30 Apr 23 | 5433963% ₹16 Cr 187,150
↑ 66,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 12 | HDFCBANK3% ₹16 Cr 100,300 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 May 21 | ULTRACEMCO3% ₹15 Cr 18,050 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 21 | RELIANCE3% ₹15 Cr 61,216 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 23 | ITC3% ₹15 Cr 332,500
↑ 43,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | MARUTI3% ₹14 Cr 14,475 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 21 | ICICIBANK3% ₹14 Cr 142,800 3. JM Tax Gain Fund
CAGR/Annualized
return of 8.2% since its launch. Ranked 18 in ELSS
category. Return for 2022 was 0.5% , 2021 was 32.2% and 2020 was 18.3% . JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (22 Aug 23) ₹33.5279 ↑ 0.24 (0.72 %) Net Assets (Cr) ₹87 on 31 Jul 23 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.43 Sharpe Ratio 1.26 Information Ratio 0.27 Alpha Ratio 5.37 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹9,514 31 Aug 20 ₹9,870 31 Aug 21 ₹15,790 31 Aug 22 ₹16,284 31 Aug 23 ₹19,452 Returns for JM Tax Gain Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 1.6% 3 Month 12.2% 6 Month 18.4% 1 Year 20.6% 3 Year 24.7% 5 Year 14.1% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% 2014 54.9% 2013 2.8% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Asit Bhandarkar 31 Dec 21 1.67 Yr. Gurvinder Wasan 1 Dec 22 0.75 Yr. Chaitanya Choksi 25 Jul 14 9.11 Yr. Data below for JM Tax Gain Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Financial Services 21.67% Industrials 19.72% Consumer Cyclical 16.12% Technology 15.81% Basic Materials 10.32% Consumer Defensive 6.8% Health Care 4.21% Real Estate 2.61% Communication Services 2.09% Asset Allocation
Asset Class Value Cash 0.66% Equity 99.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK5% ₹5 Cr 30,631 Power Finance Corp Ltd (Financial Services)
Equity, Since 30 Nov 22 | 5328104% ₹4 Cr 150,000 Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY4% ₹4 Cr 25,765 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK4% ₹4 Cr 37,575 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT4% ₹3 Cr 12,800
↓ -400 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 May 14 | ULTRACEMCO4% ₹3 Cr 4,150
↓ -900 One97 Communications Ltd (Technology)
Equity, Since 31 Dec 22 | 5433963% ₹3 Cr 32,350
↑ 8,850 Jyothy Labs Ltd (Consumer Defensive)
Equity, Since 31 Jul 23 | 5329263% ₹2 Cr 70,250 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 15 | MARUTI3% ₹2 Cr 2,424 Phoenix Mills Ltd (Real Estate)
Equity, Since 28 Feb 23 | 5031003% ₹2 Cr 13,050
↓ -850 4. JM Core 11 Fund
CAGR/Annualized
return of 2.4% since its launch. Ranked 18 in Large Cap
category. Return for 2022 was 7.1% , 2021 was 16.3% and 2020 was 6.3% . JM Core 11 Fund
Growth Launch Date 5 Mar 08 NAV (22 Aug 23) ₹14.3984 ↑ 0.08 (0.53 %) Net Assets (Cr) ₹51 on 31 Jul 23 Category Equity - Large Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.48 Sharpe Ratio 1.41 Information Ratio -0.51 Alpha Ratio 6.97 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹9,108 31 Aug 20 ₹8,531 31 Aug 21 ₹12,048 31 Aug 22 ₹12,594 31 Aug 23 ₹15,459 Returns for JM Core 11 Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 4.5% 3 Month 14.7% 6 Month 19.3% 1 Year 24.5% 3 Year 21.1% 5 Year 8.8% 10 Year 15 Year Since launch 2.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 7.1% 2021 16.3% 2020 6.3% 2019 10.6% 2018 -5% 2017 43.1% 2016 11.1% 2015 -2.4% 2014 51.3% 2013 -1% Fund Manager information for JM Core 11 Fund
Name Since Tenure Asit Bhandarkar 25 Feb 09 14.52 Yr. Gurvinder Wasan 1 Dec 22 0.75 Yr. Chaitanya Choksi 18 Jul 14 9.13 Yr. Data below for JM Core 11 Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Consumer Cyclical 33.01% Financial Services 20.94% Technology 12.78% Industrials 8.35% Real Estate 6.82% Basic Materials 5.43% Consumer Defensive 4.92% Health Care 3.15% Energy 2.95% Asset Allocation
Asset Class Value Cash 1.65% Equity 98.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity REC Ltd (Financial Services)
Equity, Since 31 Jan 23 | 5329557% ₹3 Cr 142,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 23 | ITC5% ₹3 Cr 58,000
↑ 15,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 11 | LT5% ₹2 Cr 9,127
↓ -600 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Nov 21 | ULTRACEMCO4% ₹2 Cr 2,700 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Aug 21 | MARUTI4% ₹2 Cr 2,225 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 23 | AMBER4% ₹2 Cr 7,500
↑ 500 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 17 | HDFCBANK4% ₹2 Cr 13,358
↓ -5,300 One97 Communications Ltd (Technology)
Equity, Since 31 Jul 23 | 5433964% ₹2 Cr 23,200
↑ 5,600 Poonawalla Fincorp Ltd (Financial Services)
Equity, Since 30 Apr 23 | POONAWALLA4% ₹2 Cr 47,500 TVS Motor Co Ltd Shs Dematerialised (Consumer Cyclical)
Equity, Since 28 Feb 23 | 5323434% ₹2 Cr 13,800 5. JM Large Cap Fund
CAGR/Annualized
return of 8.9% since its launch. Ranked 73 in Large Cap
category. Return for 2022 was 3.4% , 2021 was 23.2% and 2020 was 18.1% . JM Large Cap Fund
Growth Launch Date 1 Apr 95 NAV (22 Aug 23) ₹112.835 ↑ 0.58 (0.52 %) Net Assets (Cr) ₹49 on 31 Jul 23 Category Equity - Large Cap AMC JM Financial Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.51 Sharpe Ratio 1.14 Information Ratio -1.03 Alpha Ratio 3.38 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 18 ₹10,000 31 Aug 19 ₹9,785 31 Aug 20 ₹10,505 31 Aug 21 ₹14,218 31 Aug 22 ₹14,875 31 Aug 23 ₹16,911 Returns for JM Large Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 0.2% 3 Month 9.4% 6 Month 12.2% 1 Year 15.7% 3 Year 17.1% 5 Year 11.1% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 3.4% 2021 23.2% 2020 18.1% 2019 4.9% 2018 0.8% 2017 20.9% 2016 1.8% 2015 -1.3% 2014 45.5% 2013 1.7% Fund Manager information for JM Large Cap Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 2.03 Yr. Asit Bhandarkar 5 Oct 17 5.91 Yr. Gurvinder Wasan 1 Dec 22 0.75 Yr. Data below for JM Large Cap Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Financial Services 23.99% Consumer Cyclical 16.42% Technology 16.01% Consumer Defensive 13.45% Industrials 10.99% Basic Materials 6.51% Utility 4.55% Energy 2.79% Health Care 2.22% Real Estate 1.75% Asset Allocation
Asset Class Value Cash 1.32% Equity 98.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity ITC Ltd (Consumer Defensive)
Equity, Since 31 Oct 21 | ITC6% ₹3 Cr 67,250
↑ 5,500 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK6% ₹3 Cr 29,887
↑ 8,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 12 | HDFCBANK6% ₹3 Cr 17,272
↓ -9,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 08 | LT6% ₹3 Cr 9,857
↓ -900 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Jul 23 | 5008255% ₹2 Cr 5,375
↑ 3,575 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Nov 22 | ULTRACEMCO5% ₹2 Cr 2,625 Infosys Ltd (Technology)
Equity, Since 30 Apr 15 | INFY4% ₹2 Cr 13,248 One97 Communications Ltd (Technology)
Equity, Since 31 Mar 23 | 5433963% ₹2 Cr 18,300
↑ 6,500 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | 5433203% ₹2 Cr 160,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Jan 23 | 5327553% ₹1 Cr 12,050
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000
) you will earn INR 27,86,573
, which means the net profit you make is INR 15,86,573
. Isn’t it great!
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