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5 Best JM Financial SIP Funds 2021 | Best SIP Funds

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5 Best JM Financial SIP Funds 2021

Updated on November 30, 2021 , 378 views

JM Financial SIP is an efficient way to invest in Mutual Funds. A SIP is a method of Investing a fixed sum, on a regular Basis, in a Mutual Fund scheme. It is similar to regular saving schemes like a Recurring deposit. Here, you can invest a small sum of money at a stipulated interval. SIP helps you achieve long-term Financial goals even with a small amount invested monthly. An investor can invest as little as INR 500 with periodic intervals of investments such as monthly/ quarterly. It is this simple and affordable. Investors who want to invest in equities, the Systematic Investment plan is an ideal way to invest through. SIP tends to balance the pitfalls of equity investments.

Why Invest in JM Financial SIP Funds?

Some of the Benefits of SIP are:

  • Rupee cost averaging
  • Power of Compounding
  • Habit of long-term savings
  • Affordable & flexible
  • No need to time the market

Investors who are keen to invest in a SIP, here are the best JM Financial SIP Funds to invest in Equity Funds. These funds have have been shortlisted by undertaking various parameters like AUM, past performances, peer average returns and other information ratios, etc.

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Best JM Financial SIP Mutual Funds

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
JM Tax Gain Fund Growth ₹28.5099
↓ -0.22
₹66 500 1.914.537.921.219.118.3
JM Multicap Fund Growth ₹51.0737
↓ -0.39
₹189 500 0.614.337.619.717.411.4
JM Value Fund Growth ₹50.8902
↓ -0.20
₹162 500 1.91340.219.416.913.4
JM Large Cap Fund Growth ₹97.9769
↓ -0.88
₹52 500 1.812.226.814.713.118.1
JM Core 11 Fund Growth ₹11.457
↓ -0.10
₹46 500 -0.89.420.81113.36.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Dec 21

1. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 18 in ELSS category.  Return for 2020 was 18.3% , 2019 was 14.9% and 2018 was -4.6% .

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund
Growth
Launch Date 31 Mar 08
NAV (03 Dec 21) ₹28.5099 ↓ -0.22   (-0.75 %)
Net Assets (Cr) ₹66 on 31 Oct 21
Category Equity - ELSS
AMC JM Financial Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.44
Sharpe Ratio 2.95
Information Ratio 0.51
Alpha Ratio -2.07
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Nov 16₹10,000
30 Nov 17₹13,434
30 Nov 18₹13,215
30 Nov 19₹15,026
30 Nov 20₹16,872
30 Nov 21₹23,332

JM Tax Gain Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21

DurationReturns
1 Month -4.5%
3 Month 1.9%
6 Month 14.5%
1 Year 37.9%
3 Year 21.2%
5 Year 19.1%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2020 18.3%
2019 14.9%
2018 -4.6%
2017 42.6%
2016 5.2%
2015 -0.6%
2014 54.9%
2013 2.8%
2012 34.6%
2011 -31%
Fund Manager information for JM Tax Gain Fund
NameSinceTenure
Sanjay Chhabaria1 Oct 1011.09 Yr.
Chaitanya Choksi25 Jul 147.27 Yr.

Data below for JM Tax Gain Fund as on 31 Oct 21

Equity Sector Allocation
SectorValue
Financial Services35.92%
Industrials16.45%
Basic Materials12.89%
Technology10.49%
Consumer Cyclical8.23%
Energy5.41%
Health Care3.53%
Consumer Defensive2.46%
Real Estate2.34%
Communication Services1.94%
Asset Allocation
Asset ClassValue
Cash0.34%
Equity99.66%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK
6%₹4 Cr23,128
Reliance Industries Ltd (Energy)
Equity, Since 31 May 21 | RELIANCE
5%₹4 Cr14,150
↑ 4,400
Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY
5%₹3 Cr19,915
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT
5%₹3 Cr17,500
↑ 3,500
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
4%₹2 Cr3,371
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | KOTAKBANK
3%₹2 Cr11,215
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 May 17 | 532978
3%₹2 Cr1,230
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215
3%₹2 Cr28,135
State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN
3%₹2 Cr41,500
Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 21 | M&MFIN
3%₹2 Cr111,000

2. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

JM Multicap Fund is a Equity - Multi Cap fund was launched on 23 Sep 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.2% since its launch.  Ranked 16 in Multi Cap category.  Return for 2020 was 11.4% , 2019 was 16.6% and 2018 was -5.4% .

Below is the key information for JM Multicap Fund

JM Multicap Fund
Growth
Launch Date 23 Sep 08
NAV (03 Dec 21) ₹51.0737 ↓ -0.39   (-0.75 %)
Net Assets (Cr) ₹189 on 31 Oct 21
Category Equity - Multi Cap
AMC JM Financial Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.51
Sharpe Ratio 2.73
Information Ratio 0.11
Alpha Ratio -5.54
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 16₹10,000
30 Nov 17₹13,127
30 Nov 18₹12,855
30 Nov 19₹14,860
30 Nov 20₹15,664
30 Nov 21₹21,714

JM Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21

DurationReturns
1 Month -3.3%
3 Month 0.6%
6 Month 14.3%
1 Year 37.6%
3 Year 19.7%
5 Year 17.4%
10 Year
15 Year
Since launch 13.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 11.4%
2019 16.6%
2018 -5.4%
2017 39.5%
2016 10.5%
2015 -2.8%
2014 56%
2013 -0.2%
2012 33%
2011 -36.1%
Fund Manager information for JM Multicap Fund
NameSinceTenure
Satish Ramanathan20 Aug 210.2 Yr.
Sanjay Chhabaria1 Feb 0912.76 Yr.

Data below for JM Multicap Fund as on 31 Oct 21

Equity Sector Allocation
SectorValue
Financial Services31.58%
Industrials17.26%
Basic Materials14.85%
Technology10.43%
Energy7.01%
Consumer Cyclical6.46%
Health Care6.34%
Consumer Defensive2.63%
Communication Services2.11%
Asset Allocation
Asset ClassValue
Cash1.3%
Equity98.68%
Debt0.03%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Nov 20 | INFY
6%₹12 Cr70,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 21 | RELIANCE
6%₹11 Cr44,516
↑ 18,500
State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN
5%₹10 Cr202,500
↑ 30,000
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 May 17 | 532978
5%₹9 Cr5,325
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT
5%₹9 Cr52,481
↑ 10,600
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 12 | HDFCBANK
5%₹9 Cr58,500
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
5%₹9 Cr12,400
SKF India Ltd (Industrials)
Equity, Since 31 Mar 14 | SKFINDIA
5%₹9 Cr26,743
Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 20 | M&MFIN
4%₹8 Cr470,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 20 | HDFC
4%₹7 Cr24,810

3. JM Value Fund

(Erstwhile JM Basic Fund)

The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus.

JM Value Fund is a Equity - Value fund was launched on 2 Jun 97. It is a fund with High risk and has given a CAGR/Annualized return of 16% since its launch.  Ranked 15 in Value category.  Return for 2020 was 13.4% , 2019 was 11.9% and 2018 was -11.2% .

Below is the key information for JM Value Fund

JM Value Fund
Growth
Launch Date 2 Jun 97
NAV (03 Dec 21) ₹50.8902 ↓ -0.20   (-0.40 %)
Net Assets (Cr) ₹162 on 31 Oct 21
Category Equity - Value
AMC JM Financial Asset Management Limited
Rating
Risk High
Expense Ratio 2.54
Sharpe Ratio 3.11
Information Ratio 0.06
Alpha Ratio 7.38
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 16₹10,000
30 Nov 17₹13,553
30 Nov 18₹12,432
30 Nov 19₹13,995
30 Nov 20₹14,924
30 Nov 21₹20,887

JM Value Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for JM Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21

DurationReturns
1 Month -4.4%
3 Month 1.9%
6 Month 13%
1 Year 40.2%
3 Year 19.4%
5 Year 16.9%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2020 13.4%
2019 11.9%
2018 -11.2%
2017 44.6%
2016 12.1%
2015 3.5%
2014 52.4%
2013 -7.7%
2012 45.6%
2011 -41%
Fund Manager information for JM Value Fund
NameSinceTenure
Satish Ramanathan20 Aug 210.2 Yr.
Asit Bhandarkar11 Dec 0614.9 Yr.

Data below for JM Value Fund as on 31 Oct 21

Equity Sector Allocation
SectorValue
Financial Services32.25%
Industrials19.12%
Consumer Cyclical11.05%
Basic Materials11.02%
Technology10.93%
Health Care7.78%
Consumer Defensive3.96%
Communication Services2.23%
Energy0.28%
Asset Allocation
Asset ClassValue
Cash1.38%
Equity98.62%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 May 18 | INFY
8%₹12 Cr73,105
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 12 | HDFCBANK
6%₹9 Cr57,155
↑ 10,000
State Bank of India (Financial Services)
Equity, Since 31 Dec 20 | SBIN
5%₹8 Cr164,000
↑ 10,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Sep 20 | HDFC
4%₹7 Cr23,587
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
4%₹7 Cr82,400
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
4%₹6 Cr8,700
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 16 | ULTRACEMCO
4%₹6 Cr8,154
Kalpataru Power Transmission Ltd (Industrials)
Equity, Since 28 Feb 21 | 522287
4%₹6 Cr142,496
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT
4%₹6 Cr33,482
Aditya Birla Fashion and Retail Ltd (Consumer Cyclical)
Equity, Since 31 May 21 | ABFRL
4%₹6 Cr217,700

4. JM Large Cap Fund

(Erstwhile JM Equity Fund)

The scheme seeks to provide optimum capital growth and appreciation.

JM Large Cap Fund is a Equity - Large Cap fund was launched on 1 Apr 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 73 in Large Cap category.  Return for 2020 was 18.1% , 2019 was 4.9% and 2018 was 0.8% .

Below is the key information for JM Large Cap Fund

JM Large Cap Fund
Growth
Launch Date 1 Apr 95
NAV (03 Dec 21) ₹97.9769 ↓ -0.88   (-0.89 %)
Net Assets (Cr) ₹52 on 31 Oct 21
Category Equity - Large Cap
AMC JM Financial Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.01
Sharpe Ratio 3.39
Information Ratio -0.45
Alpha Ratio 9.32
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 16₹10,000
30 Nov 17₹11,775
30 Nov 18₹12,144
30 Nov 19₹12,690
30 Nov 20₹14,313
30 Nov 21₹18,022

JM Large Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for JM Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21

DurationReturns
1 Month -3.3%
3 Month 1.8%
6 Month 12.2%
1 Year 26.8%
3 Year 14.7%
5 Year 13.1%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 18.1%
2019 4.9%
2018 0.8%
2017 20.9%
2016 1.8%
2015 -1.3%
2014 45.5%
2013 1.7%
2012 29.5%
2011 -31%
Fund Manager information for JM Large Cap Fund
NameSinceTenure
Satish Ramanathan20 Aug 210.2 Yr.
Asit Bhandarkar5 Oct 174.08 Yr.
Chaitanya Choksi1 Aug 147.26 Yr.

Data below for JM Large Cap Fund as on 31 Oct 21

Equity Sector Allocation
SectorValue
Financial Services32.57%
Technology14.4%
Consumer Cyclical10.49%
Basic Materials8.15%
Energy7.29%
Industrials6.13%
Health Care5.51%
Consumer Defensive4.31%
Communication Services3.75%
Utility2.54%
Asset Allocation
Asset ClassValue
Cash4.72%
Equity95.14%
Debt0.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 15 | INFY
7%₹4 Cr22,248
↓ -2,400
State Bank of India (Financial Services)
Equity, Since 31 Oct 11 | SBIN
7%₹4 Cr70,047
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 12 | HDFC
6%₹3 Cr11,612
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 08 | LT
6%₹3 Cr18,182
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE
6%₹3 Cr12,103
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK
6%₹3 Cr36,687
HCL Technologies Ltd (Technology)
Equity, Since 31 Jul 14 | HCLTECH
5%₹3 Cr22,343
↓ -2,250
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 12 | HDFCBANK
5%₹2 Cr14,979
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Jun 15 | SUNPHARMA
3%₹2 Cr22,500
Grasim Industries Ltd (Basic Materials)
Equity, Since 31 Mar 18 | GRASIM
3%₹2 Cr9,361

5. JM Core 11 Fund

The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies.

JM Core 11 Fund is a Equity - Large Cap fund was launched on 5 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of 1% since its launch.  Ranked 18 in Large Cap category.  Return for 2020 was 6.3% , 2019 was 10.6% and 2018 was -5% .

Below is the key information for JM Core 11 Fund

JM Core 11 Fund
Growth
Launch Date 5 Mar 08
NAV (03 Dec 21) ₹11.457 ↓ -0.10   (-0.90 %)
Net Assets (Cr) ₹46 on 31 Oct 21
Category Equity - Large Cap
AMC JM Financial Asset Management Limited
Rating
Risk High
Expense Ratio 2.43
Sharpe Ratio 2.2
Information Ratio -0.69
Alpha Ratio -2.49
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 16₹10,000
30 Nov 17₹13,583
30 Nov 18₹13,045
30 Nov 19₹14,664
30 Nov 20₹14,495
30 Nov 21₹17,742

JM Core 11 Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for JM Core 11 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21

DurationReturns
1 Month -6.7%
3 Month -0.8%
6 Month 9.4%
1 Year 20.8%
3 Year 11%
5 Year 13.3%
10 Year
15 Year
Since launch 1%
Historical performance (Yearly) on absolute basis
YearReturns
2020 6.3%
2019 10.6%
2018 -5%
2017 43.1%
2016 11.1%
2015 -2.4%
2014 51.3%
2013 -1%
2012 46.7%
2011 -39.9%
Fund Manager information for JM Core 11 Fund
NameSinceTenure
Asit Bhandarkar25 Feb 0912.69 Yr.
Chaitanya Choksi1 Aug 147.26 Yr.

Data below for JM Core 11 Fund as on 31 Oct 21

Equity Sector Allocation
SectorValue
Financial Services36.6%
Consumer Cyclical17%
Basic Materials14.89%
Energy10.43%
Industrials9.44%
Technology9.18%
Asset Allocation
Asset ClassValue
Cash2.47%
Equity97.53%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 21 | RELIANCE
10%₹5 Cr19,100
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 21 | ICICIBANK
10%₹5 Cr57,500
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 11 | LT
9%₹4 Cr24,827
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Aug 21 | MARUTI
9%₹4 Cr5,725
↑ 1,900
Infosys Ltd (Technology)
Equity, Since 28 Feb 21 | INFY
9%₹4 Cr25,560
Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Sep 21 | M&MFIN
9%₹4 Cr236,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 17 | HDFCBANK
9%₹4 Cr25,808
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
9%₹4 Cr5,499
Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Jul 18 | TITAN
8%₹4 Cr15,154
↓ -4,600
Chemplast Sanmar Ltd (Basic Materials)
Equity, Since 31 Aug 21 | 543336
8%₹4 Cr54,102
↓ -6,000

How Does SIP Investment Grow?

Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.

SIP Calculator or SIP Return Calculator

SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!

Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-

Monthly Investment: INR 10,000

Investment Period: 10 years

Total Amount Invested: INR 12,00,000

Long-term Growth Rate (approx.): 15%

Expected Returns as per sip calculator: INR 27,86,573

Net Profit: INR 15,86,573 (Absolute Return= 132.2%)

The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!

How to Invest in JM Mutual Fund SIP Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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