Fincash » JM Financial Mutual Fund » Best JM Financial SIP Funds
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JM Financial SIP is an efficient way to invest in Mutual Funds. A SIP is a method of Investing a fixed sum, on a regular Basis, in a Mutual Fund scheme. It is similar to regular saving schemes like a Recurring deposit. Here, you can invest a small sum of money at a stipulated interval. SIP helps you achieve long-term Financial goals even with a small amount invested monthly. An investor can invest as little as INR 500 with periodic intervals of investments such as monthly/ quarterly. It is this simple and affordable. Investors who want to invest in equities, the Systematic Investment plan is an ideal way to invest through. SIP tends to balance the pitfalls of equity investments.
Some of the Benefits of SIP are:
Investors who are keen to invest in a SIP, here are the best JM Financial SIP Funds to invest in Equity Funds. These funds have have been shortlisted by undertaking various parameters like AUM, past performances, peer average returns and other information ratios, etc.
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Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) JM Value Fund Growth ₹54.1054
↑ 0.50 ₹165 500 -1.2 5.3 7.3 26.3 11.6 5.3 JM Multicap Fund Growth ₹53.7032
↑ 0.40 ₹252 500 -4.6 -0.5 6 22.9 12.7 7.8 JM Tax Gain Fund Growth ₹27.8876
↑ 0.26 ₹70 500 -4.9 -2.1 -0.4 22.8 11.9 0.5 JM Large Cap Fund Growth ₹97.9304
↑ 0.64 ₹46 500 -5.2 -2.1 1.1 16.9 9.3 3.4 JM Core 11 Fund Growth ₹11.7642
↑ 0.07 ₹43 500 -6.3 -1.3 2.9 15.5 6.9 7.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Mar 23
(Erstwhile JM Basic Fund) The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus. JM Value Fund is a Equity - Value fund was launched on 2 Jun 97. It is a fund with High risk and has given a Below is the key information for JM Value Fund Returns up to 1 year are on (Erstwhile JM Multi Strategy Fund) The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies. JM Multicap Fund is a Equity - Multi Cap fund was launched on 23 Sep 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Multicap Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Tax Gain Fund Returns up to 1 year are on (Erstwhile JM Equity Fund) The scheme seeks to provide optimum capital growth and appreciation. JM Large Cap Fund is a Equity - Large Cap fund was launched on 1 Apr 95. It is a fund with Moderately High risk and has given a Below is the key information for JM Large Cap Fund Returns up to 1 year are on The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies. JM Core 11 Fund is a Equity - Large Cap fund was launched on 5 Mar 08. It is a fund with High risk and has given a Below is the key information for JM Core 11 Fund Returns up to 1 year are on 1. JM Value Fund
CAGR/Annualized
return of 15.5% since its launch. Ranked 15 in Value
category. Return for 2022 was 5.3% , 2021 was 36.3% and 2020 was 13.4% . JM Value Fund
Growth Launch Date 2 Jun 97 NAV (17 Mar 23) ₹54.1054 ↑ 0.50 (0.93 %) Net Assets (Cr) ₹165 on 31 Jan 23 Category Equity - Value AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.54 Sharpe Ratio 0.06 Information Ratio 0 Alpha Ratio 2.73 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,145 29 Feb 20 ₹10,034 28 Feb 21 ₹12,820 28 Feb 22 ₹15,242 28 Feb 23 ₹16,552 Returns for JM Value Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 17 Mar 23 Duration Returns 1 Month -2% 3 Month -1.2% 6 Month 5.3% 1 Year 7.3% 3 Year 26.3% 5 Year 11.6% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 5.3% 2021 36.3% 2020 13.4% 2019 11.9% 2018 -11.2% 2017 44.6% 2016 12.1% 2015 3.5% 2014 52.4% 2013 -7.7% Fund Manager information for JM Value Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 1.45 Yr. Asit Bhandarkar 11 Dec 06 16.15 Yr. Data below for JM Value Fund as on 31 Jan 23
Equity Sector Allocation
Sector Value Financial Services 24.12% Industrials 19.3% Technology 12.64% Consumer Cyclical 12.05% Basic Materials 8.41% Consumer Defensive 7.83% Health Care 5.39% Utility 4.13% Energy 3.44% Asset Allocation
Asset Class Value Cash 2.69% Equity 97.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 12 | HDFCBANK7% ₹11 Cr 68,955 Infosys Ltd (Technology)
Equity, Since 31 May 18 | INFY6% ₹9 Cr 61,905
↑ 11,000 Kalpataru Power Transmission Ltd (Industrials)
Equity, Since 28 Feb 21 | KALPATPOWR4% ₹7 Cr 128,496 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT4% ₹6 Cr 30,000
↑ 4,000 REC Ltd (Financial Services)
Equity, Since 30 Sep 22 | 5329554% ₹6 Cr 518,300 HCL Technologies Ltd (Technology)
Equity, Since 31 Jul 20 | HCLTECH4% ₹6 Cr 56,000
↑ 7,400 Indian Oil Corp Ltd (Energy)
Equity, Since 31 May 22 | IOC3% ₹6 Cr 694,500
↑ 110,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK3% ₹6 Cr 68,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 16 | ULTRACEMCO3% ₹5 Cr 7,654 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 May 22 | 5008253% ₹5 Cr 12,085
↑ 4,000 2. JM Multicap Fund
CAGR/Annualized
return of 12.3% since its launch. Ranked 16 in Multi Cap
category. Return for 2022 was 7.8% , 2021 was 32.9% and 2020 was 11.4% . JM Multicap Fund
Growth Launch Date 23 Sep 08 NAV (17 Mar 23) ₹53.7032 ↑ 0.40 (0.76 %) Net Assets (Cr) ₹252 on 31 Jan 23 Category Equity - Multi Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.52 Sharpe Ratio 0.03 Information Ratio -0.13 Alpha Ratio 2.31 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,656 29 Feb 20 ₹11,164 28 Feb 21 ₹13,772 28 Feb 22 ₹16,429 28 Feb 23 ₹17,789 Returns for JM Multicap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 17 Mar 23 Duration Returns 1 Month -3% 3 Month -4.6% 6 Month -0.5% 1 Year 6% 3 Year 22.9% 5 Year 12.7% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2022 7.8% 2021 32.9% 2020 11.4% 2019 16.6% 2018 -5.4% 2017 39.5% 2016 10.5% 2015 -2.8% 2014 56% 2013 -0.2% Fund Manager information for JM Multicap Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 1.45 Yr. Chaitanya Choksi 31 Dec 21 1.09 Yr. Data below for JM Multicap Fund as on 31 Jan 23
Equity Sector Allocation
Sector Value Financial Services 26.8% Consumer Cyclical 18.65% Industrials 13.89% Technology 11.09% Basic Materials 8.18% Energy 6.29% Consumer Defensive 6.26% Health Care 4.17% Utility 0.92% Asset Allocation
Asset Class Value Cash 3.74% Equity 96.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 12 | HDFCBANK7% ₹18 Cr 109,950
↓ -16,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT5% ₹12 Cr 58,231
↑ 17,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 21 | ICICIBANK4% ₹11 Cr 130,800
↑ 20,750 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 May 21 | ULTRACEMCO4% ₹11 Cr 15,150
↑ 1,850 Infosys Ltd (Technology)
Equity, Since 30 Nov 20 | INFY4% ₹10 Cr 67,400
↑ 8,000 REC Ltd (Financial Services)
Equity, Since 30 Nov 22 | 5329554% ₹9 Cr 766,000
↑ 311,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | 5322153% ₹8 Cr 94,800
↓ -27,750 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 21 | RELIANCE3% ₹8 Cr 35,066 Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 30 Jun 22 | SCHAEFFLER3% ₹8 Cr 29,800
↑ 11,100 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 19 | TCS3% ₹8 Cr 23,235
↑ 3,750 3. JM Tax Gain Fund
CAGR/Annualized
return of 7.1% since its launch. Ranked 18 in ELSS
category. Return for 2022 was 0.5% , 2021 was 32.2% and 2020 was 18.3% . JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (17 Mar 23) ₹27.8876 ↑ 0.26 (0.93 %) Net Assets (Cr) ₹70 on 31 Jan 23 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.45 Sharpe Ratio -0.34 Information Ratio -0.38 Alpha Ratio -3.5 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,798 29 Feb 20 ₹11,152 28 Feb 21 ₹14,320 28 Feb 22 ₹16,885 28 Feb 23 ₹17,346 Returns for JM Tax Gain Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 17 Mar 23 Duration Returns 1 Month -3.1% 3 Month -4.9% 6 Month -2.1% 1 Year -0.4% 3 Year 22.8% 5 Year 11.9% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% 2014 54.9% 2013 2.8% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Asit Bhandarkar 31 Dec 21 1.09 Yr. Chaitanya Choksi 25 Jul 14 8.53 Yr. Data below for JM Tax Gain Fund as on 31 Jan 23
Equity Sector Allocation
Sector Value Financial Services 25.55% Industrials 14.52% Consumer Cyclical 14.16% Technology 12.13% Basic Materials 11.25% Energy 6.68% Consumer Defensive 5.66% Health Care 5.15% Utility 3.05% Asset Allocation
Asset Class Value Cash 1.85% Equity 98.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY7% ₹5 Cr 33,815
↑ 4,850 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK7% ₹5 Cr 32,281
↓ -8,500 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK4% ₹3 Cr 37,825 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 May 14 | ULTRACEMCO4% ₹3 Cr 4,050 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT4% ₹3 Cr 13,200
↑ 1,650 Indian Oil Corp Ltd (Energy)
Equity, Since 30 Nov 22 | IOC4% ₹3 Cr 331,000
↑ 44,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | 5322154% ₹3 Cr 30,300
↓ -7,500 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 15 | MARUTI3% ₹2 Cr 2,424
↑ 450 Gujarat Gas Ltd (Utilities)
Equity, Since 31 Mar 22 | GUJGASLTD3% ₹2 Cr 46,900
↑ 3,800 Reliance Industries Ltd (Energy)
Equity, Since 31 May 21 | RELIANCE3% ₹2 Cr 8,450 4. JM Large Cap Fund
CAGR/Annualized
return of 8.5% since its launch. Ranked 73 in Large Cap
category. Return for 2022 was 3.4% , 2021 was 23.2% and 2020 was 18.1% . JM Large Cap Fund
Growth Launch Date 1 Apr 95 NAV (17 Mar 23) ₹97.9304 ↑ 0.64 (0.66 %) Net Assets (Cr) ₹46 on 31 Jan 23 Category Equity - Large Cap AMC JM Financial Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.46 Sharpe Ratio -0.06 Information Ratio -0.11 Alpha Ratio -0.25 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,052 29 Feb 20 ₹10,325 28 Feb 21 ₹12,841 28 Feb 22 ₹14,592 28 Feb 23 ₹15,424 Returns for JM Large Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 17 Mar 23 Duration Returns 1 Month -4.4% 3 Month -5.2% 6 Month -2.1% 1 Year 1.1% 3 Year 16.9% 5 Year 9.3% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 3.4% 2021 23.2% 2020 18.1% 2019 4.9% 2018 0.8% 2017 20.9% 2016 1.8% 2015 -1.3% 2014 45.5% 2013 1.7% Fund Manager information for JM Large Cap Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 1.45 Yr. Asit Bhandarkar 5 Oct 17 5.33 Yr. Data below for JM Large Cap Fund as on 31 Jan 23
Equity Sector Allocation
Sector Value Financial Services 25.82% Technology 15.07% Energy 10.72% Consumer Cyclical 10.15% Consumer Defensive 9.1% Health Care 8.84% Basic Materials 6.24% Industrials 4.82% Utility 4.29% Communication Services 1.26% Asset Allocation
Asset Class Value Cash 3.7% Equity 96.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE6% ₹3 Cr 12,103 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 12 | HDFCBANK6% ₹3 Cr 16,979
↓ -3,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 15 | INFY6% ₹3 Cr 17,398
↑ 3,150 Fortis Healthcare Ltd (Healthcare)
Equity, Since 30 Jun 21 | 5328435% ₹2 Cr 82,800 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 May 22 | 5008255% ₹2 Cr 5,150 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 08 | LT5% ₹2 Cr 10,432
↑ 1,100 Indian Oil Corp Ltd (Energy)
Equity, Since 30 Nov 22 | IOC5% ₹2 Cr 255,000
↑ 30,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 21 | MARUTI4% ₹2 Cr 2,300 HCL Technologies Ltd (Technology)
Equity, Since 31 Jul 14 | HCLTECH4% ₹2 Cr 18,193 ITC Ltd (Consumer Defensive)
Equity, Since 31 Oct 21 | ITC4% ₹2 Cr 55,700 5. JM Core 11 Fund
CAGR/Annualized
return of 1.1% since its launch. Ranked 18 in Large Cap
category. Return for 2022 was 7.1% , 2021 was 16.3% and 2020 was 6.3% . JM Core 11 Fund
Growth Launch Date 5 Mar 08 NAV (17 Mar 23) ₹11.7642 ↑ 0.07 (0.64 %) Net Assets (Cr) ₹43 on 31 Jan 23 Category Equity - Large Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.5 Sharpe Ratio -0.12 Information Ratio -1.22 Alpha Ratio 0.17 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,144 29 Feb 20 ₹10,678 28 Feb 21 ₹11,716 28 Feb 22 ₹13,111 28 Feb 23 ₹13,930 Returns for JM Core 11 Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 17 Mar 23 Duration Returns 1 Month -4% 3 Month -6.3% 6 Month -1.3% 1 Year 2.9% 3 Year 15.5% 5 Year 6.9% 10 Year 15 Year Since launch 1.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 7.1% 2021 16.3% 2020 6.3% 2019 10.6% 2018 -5% 2017 43.1% 2016 11.1% 2015 -2.4% 2014 51.3% 2013 -1% Fund Manager information for JM Core 11 Fund
Name Since Tenure Asit Bhandarkar 25 Feb 09 13.94 Yr. Chaitanya Choksi 18 Jul 14 8.55 Yr. Data below for JM Core 11 Fund as on 31 Jan 23
Equity Sector Allocation
Sector Value Financial Services 29.07% Consumer Cyclical 21.73% Technology 11.22% Basic Materials 7.82% Health Care 7.1% Consumer Defensive 5.17% Industrials 4.81% Utility 4.65% Energy 4.11% Asset Allocation
Asset Class Value Cash 4.33% Equity 95.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 17 | HDFCBANK9% ₹4 Cr 24,658 Infosys Ltd (Technology)
Equity, Since 28 Feb 21 | INFY7% ₹3 Cr 18,760
↑ 2,850 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 11 | LT5% ₹2 Cr 9,727
↑ 1,000 Gujarat Gas Ltd (Utilities)
Equity, Since 30 Apr 22 | GUJGASLTD5% ₹2 Cr 43,700 Narayana Hrudayalaya Ltd (Healthcare)
Equity, Since 31 Aug 22 | NH5% ₹2 Cr 27,100 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Apr 22 | JUBLFOOD4% ₹2 Cr 38,200
↑ 8,200 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Jul 22 | 5004934% ₹2 Cr 21,250 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 21 | RELIANCE4% ₹2 Cr 7,500
↓ -850 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Nov 21 | ULTRACEMCO4% ₹2 Cr 2,400 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | 5322154% ₹2 Cr 18,700
↓ -14,200
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000
) you will earn INR 27,86,573
, which means the net profit you make is INR 15,86,573
. Isn’t it great!
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