What are Passive Funds?

Updated on October 1, 2025 , 69370 views

Passive funds are a type of funds that consistently tracks a Market index to allow a fund get maximum gains. It invests in a Portfolio that replicates a Market Index like Nifty, the Sensex, etc. All the securities along with their proportion in the portfolio will be the same as the index the fund is tracking.

In passive funds, the fund manager does not actively choose what stocks will make up the fund. This is one of the reasons passive funds are easier to invest than active funds. Investors buy passive funds when they want their returns to be in line with the market. These funds are low-cost funds as there are no costs involved in selecting stocks and researching.

Types of Passive Funds

Passive funds are of two types, such as -

1. Index Funds

Index Funds are an open-ended scheme where the investors buy and redeem units of the Mutual Funds at the net-asset values. In other words, the performance of an index fund is dependent on the performance of a particular index. Index funds contain shares in a similar proportion as they are in a particular index.

2. Exchange Traded Funds (ETFs)

The units of exchange-traded funds are randomly listed on a stock exchange. Investors buy and sell units at real-time prices through Demat account.

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Difference Between Passive Funds and Active Funds

There are specific differences in the way they function and affect the investor.

The tabular differentiates between passive funds and active funds:

Passive Funds	Active Funds
The fund manager does not actively participate in selecting funds	Fund managers commit to a lot of research and take steps accordingly to select funds in various securities based on market performance
Costs less	Costs more
Popularity because of the low-expense ratio	Costlier management makes it less popular

How Passive Funds is Gaining Trust?

In 2019, Indian investors found that passive mutual funds were trustworthy. The total assets managed by passive funds, including gold and ETFs along with other index funds were huge. It was found that it stood at Rs. 177,181 crore on November 30, 2019. The Association of Mutual Funds in India (AMFI) stated that index funds had gathered an AUM of Rs. 7717 crore on November 2019. Passive large-cap ETFs offer returns of 11.53% compared to actively managed Large cap funds that offered 10.19%.

gold ETFs stood at Rs. 5,540.40 crore as of November 2019. This comes in comparison to Rs. 4,571 crore in December 2018. The AUM of other ETFs stood at Rs. 1,63,923.66 crore, as compared to Rs. 1,07,363 crore at the end of 2018. A large part of 2019 witnessed that large-cap schemes were at the top of return charts. Even in 2020, nine out of the top 15 large-cap schemes are passive funds.

Passive Funds Amid Coronavirus Pandemic

With the current situation across the globe, the financial markets are facing issues of deep concern. While investors were willing to take a risk in the past, today’s conditions have pushed the majority of the investors to look for a Safe Haven. This means they are looking for an investment that will yield higher returns or at least stable returns. Several investors are now looking to invest through passive modes such as exchange-traded funds or index funds. As per AMFI, Inflow into the index funds faced an all-time high of Rs. 2076.5 crore in March 2020.

Best Passive Funds 2025 - 2026

With the growing popularity of passive mutual funds, the chances of gaining higher returns are higher. Here are the best passive mutual funds you can choose to invest:

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Index Fund - Sensex Plan Growth	₹41.3439 ↑ 0.11	₹899	-2.3	7.1	-0.9	13.4	16.6	8.9
LIC MF Index Fund Sensex Growth	₹151.885 ↑ 0.40	₹87	-2.4	6.8	-1.5	12.9	16.1	8.2
Franklin India Index Fund Nifty Plan Growth	₹200.855 ↑ 0.46	₹737	-1.8	7.6	-0.7	14.3	17.3	9.5
IDBI Nifty Index Fund Growth	₹36.2111 ↓ -0.02	₹208	9.1	11.9	16.2	20.3	11.7
Nippon India Index Fund - Nifty Plan Growth	₹42.258 ↑ 0.10	₹2,607	-1.8	7.7	-0.6	14.4	17.3	9.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Index Fund - Sensex Plan	LIC MF Index Fund Sensex	Franklin India Index Fund Nifty Plan	IDBI Nifty Index Fund	Nippon India Index Fund - Nifty Plan
Point 1	Upper mid AUM (₹899 Cr).	Bottom quartile AUM (₹87 Cr).	Lower mid AUM (₹737 Cr).	Bottom quartile AUM (₹208 Cr).	Highest AUM (₹2,607 Cr).
Point 2	Established history (15+ yrs).	Established history (22+ yrs).	Oldest track record among peers (25 yrs).	Established history (15+ yrs).	Established history (15+ yrs).
Point 3	Top rated.	Rating: 1★ (upper mid).	Rating: 1★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 16.65% (lower mid).	5Y return: 16.07% (bottom quartile).	5Y return: 17.34% (top quartile).	5Y return: 11.74% (bottom quartile).	5Y return: 17.30% (upper mid).
Point 6	3Y return: 13.36% (bottom quartile).	3Y return: 12.85% (bottom quartile).	3Y return: 14.32% (lower mid).	3Y return: 20.28% (top quartile).	3Y return: 14.44% (upper mid).
Point 7	1Y return: -0.86% (bottom quartile).	1Y return: -1.49% (bottom quartile).	1Y return: -0.75% (lower mid).	1Y return: 16.16% (top quartile).	1Y return: -0.64% (upper mid).
Point 8	1M return: 0.77% (upper mid).	1M return: 0.70% (bottom quartile).	1M return: 0.70% (lower mid).	1M return: 3.68% (top quartile).	1M return: 0.70% (bottom quartile).
Point 9	Alpha: -0.51 (lower mid).	Alpha: -1.14 (bottom quartile).	Alpha: -0.50 (upper mid).	Alpha: -1.03 (bottom quartile).	Alpha: -0.49 (top quartile).
Point 10	Sharpe: -0.65 (bottom quartile).	Sharpe: -0.70 (bottom quartile).	Sharpe: -0.61 (upper mid).	Sharpe: 1.04 (top quartile).	Sharpe: -0.61 (lower mid).

Nippon India Index Fund - Sensex Plan

Upper mid AUM (₹899 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.65% (lower mid).
3Y return: 13.36% (bottom quartile).
1Y return: -0.86% (bottom quartile).
1M return: 0.77% (upper mid).
Alpha: -0.51 (lower mid).
Sharpe: -0.65 (bottom quartile).

LIC MF Index Fund Sensex

Bottom quartile AUM (₹87 Cr).
Established history (22+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.07% (bottom quartile).
3Y return: 12.85% (bottom quartile).
1Y return: -1.49% (bottom quartile).
1M return: 0.70% (bottom quartile).
Alpha: -1.14 (bottom quartile).
Sharpe: -0.70 (bottom quartile).

Franklin India Index Fund Nifty Plan

Lower mid AUM (₹737 Cr).
Oldest track record among peers (25 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.34% (top quartile).
3Y return: 14.32% (lower mid).
1Y return: -0.75% (lower mid).
1M return: 0.70% (lower mid).
Alpha: -0.50 (upper mid).
Sharpe: -0.61 (upper mid).

IDBI Nifty Index Fund

Bottom quartile AUM (₹208 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.74% (bottom quartile).
3Y return: 20.28% (top quartile).
1Y return: 16.16% (top quartile).
1M return: 3.68% (top quartile).
Alpha: -1.03 (bottom quartile).
Sharpe: 1.04 (top quartile).

Nippon India Index Fund - Nifty Plan

Highest AUM (₹2,607 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.30% (upper mid).
3Y return: 14.44% (upper mid).
1Y return: -0.64% (upper mid).
1M return: 0.70% (bottom quartile).
Alpha: -0.49 (top quartile).
Sharpe: -0.61 (lower mid).

*Below is the list for Index Mutual Funds having atleast 15 Crore or more in Net Assets.

1. Nippon India Index Fund - Sensex Plan

The primary investment objective of the scheme is to replicate the composition of the Sensex, with a view to generate returns that are commensurate with the performance of the Sensex, subject to tracking errors.

Research Highlights for Nippon India Index Fund - Sensex Plan

Upper mid AUM (₹899 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.65% (lower mid).
3Y return: 13.36% (bottom quartile).
1Y return: -0.86% (bottom quartile).
1M return: 0.77% (upper mid).
Alpha: -0.51 (lower mid).
Sharpe: -0.65 (bottom quartile).
Information ratio: -10.24 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~15.3%).
Top-3 holdings concentration ~35.7%.

Below is the key information for Nippon India Index Fund - Sensex Plan

Nippon India Index Fund - Sensex Plan Growth
Launch Date	28 Sep 10
NAV (03 Oct 25)	₹41.3439 ↑ 0.11 (0.27 %)
Net Assets (Cr)	₹899 on 31 Aug 25
Category	Others - Index Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.49
Sharpe Ratio	-0.65
Information Ratio	-10.24
Alpha Ratio	-0.51
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,593
30 Sep 22	₹15,238
30 Sep 23	₹17,559
30 Sep 24	₹22,626
30 Sep 25	₹21,698

Nippon India Index Fund - Sensex Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Nippon India Index Fund - Sensex Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

Duration	Returns
1 Month	0.8%
3 Month	-2.3%
6 Month	7.1%
1 Year	-0.9%
3 Year	13.4%
5 Year	16.6%
10 Year
15 Year
Since launch	9.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.9%
2023	19.5%
2022	5%
2021	22.4%
2020	16.6%
2019	14.2%
2018	6.2%
2017	27.9%
2016	2%
2015	-4.7%

Fund Manager information for Nippon India Index Fund - Sensex Plan

Name	Since	Tenure
Himanshu Mange	23 Dec 23	1.69 Yr.

Data below for Nippon India Index Fund - Sensex Plan as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	0.2%
Equity	99.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| 500180	15%	₹138 Cr	1,446,750 ↑ 11,730
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| 532174	11%	₹95 Cr	680,406 ↑ 5,517
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 10 \| 500325	10%	₹88 Cr	645,590 ↑ 5,234
Infosys Ltd (Technology) Equity, Since 31 Oct 10 \| 500209	6%	₹50 Cr	340,850 ↑ 2,763
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 10 \| 532454	5%	₹47 Cr	250,267 ↑ 2,030
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| 500510	4%	₹40 Cr	111,537 ↑ 904
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	4%	₹36 Cr	883,572 ↑ 7,164
State Bank of India (Financial Services) Equity, Since 31 Oct 10 \| 500112	4%	₹32 Cr	396,327 ↑ 33,138
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 10 \| 532540	3%	₹30 Cr	96,660 ↑ 784
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| 532215	3%	₹28 Cr	272,106 ↑ 2,206

2. LIC MF Index Fund Sensex

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

Research Highlights for LIC MF Index Fund Sensex

Bottom quartile AUM (₹87 Cr).
Established history (22+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.07% (bottom quartile).
3Y return: 12.85% (bottom quartile).
1Y return: -1.49% (bottom quartile).
1M return: 0.70% (bottom quartile).
Alpha: -1.14 (bottom quartile).
Sharpe: -0.70 (bottom quartile).
Information ratio: -9.78 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~15.3%).
Top-3 holdings concentration ~35.7%.

Below is the key information for LIC MF Index Fund Sensex

LIC MF Index Fund Sensex Growth
Launch Date	14 Nov 02
NAV (03 Oct 25)	₹151.885 ↑ 0.40 (0.27 %)
Net Assets (Cr)	₹87 on 31 Aug 25
Category	Others - Index Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.98
Sharpe Ratio	-0.7
Information Ratio	-9.78
Alpha Ratio	-1.14
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (1%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,484
30 Sep 22	₹15,067
30 Sep 23	₹17,333
30 Sep 24	₹22,215
30 Sep 25	₹21,169

LIC MF Index Fund Sensex SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for LIC MF Index Fund Sensex

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

Duration	Returns
1 Month	0.7%
3 Month	-2.4%
6 Month	6.8%
1 Year	-1.5%
3 Year	12.9%
5 Year	16.1%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.2%
2023	19%
2022	4.6%
2021	21.9%
2020	15.9%
2019	14.6%
2018	5.6%
2017	27.4%
2016	1.6%
2015	-5.4%

Fund Manager information for LIC MF Index Fund Sensex

Name	Since	Tenure
Sumit Bhatnagar	3 Oct 23	1.92 Yr.

Data below for LIC MF Index Fund Sensex as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	0.31%
Equity	99.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| 500180	15%	₹13 Cr	140,772 ↑ 266
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| 532174	11%	₹9 Cr	66,354 ↑ 278
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 09 \| 500325	10%	₹9 Cr	62,878 ↑ 256
Infosys Ltd (Technology) Equity, Since 31 Mar 09 \| 500209	6%	₹5 Cr	33,144 ↑ 158
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 09 \| 532454	5%	₹5 Cr	24,352 ↑ 141
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 09 \| 500510	4%	₹4 Cr	10,855 ↑ 72
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 11 \| ITC	4%	₹4 Cr	85,959 ↑ 426
State Bank of India (Financial Services) Equity, Since 31 Mar 09 \| 500112	4%	₹3 Cr	38,593 ↑ 3,082
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Mar 09 \| 532540	3%	₹3 Cr	9,430 ↑ 87
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| 532215	3%	₹3 Cr	26,507 ↑ 165

3. Franklin India Index Fund Nifty Plan

The Investment Objective of the Scheme is to invest in companies whose securities are included in the Nifty and subject to tracking errors, endeavouring to attain results commensurate with the Nifty 50 under NSENifty Plan

Research Highlights for Franklin India Index Fund Nifty Plan

Lower mid AUM (₹737 Cr).
Oldest track record among peers (25 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.34% (top quartile).
3Y return: 14.32% (lower mid).
1Y return: -0.75% (lower mid).
1M return: 0.70% (lower mid).
Alpha: -0.50 (upper mid).
Sharpe: -0.61 (upper mid).
Information ratio: -3.88 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~13.1%).

Below is the key information for Franklin India Index Fund Nifty Plan

Franklin India Index Fund Nifty Plan Growth
Launch Date	4 Aug 00
NAV (03 Oct 25)	₹200.855 ↑ 0.46 (0.23 %)
Net Assets (Cr)	₹737 on 31 Aug 25
Category	Others - Index Fund
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.63
Sharpe Ratio	-0.61
Information Ratio	-3.88
Alpha Ratio	-0.5
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-30 Days (1%),30 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,650
30 Sep 22	₹15,293
30 Sep 23	₹17,611
30 Sep 24	₹23,255
30 Sep 25	₹22,325

Franklin India Index Fund Nifty Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Franklin India Index Fund Nifty Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

Duration	Returns
1 Month	0.7%
3 Month	-1.8%
6 Month	7.6%
1 Year	-0.7%
3 Year	14.3%
5 Year	17.3%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.5%
2023	20.2%
2022	4.9%
2021	24.3%
2020	14.7%
2019	12%
2018	3.2%
2017	28.3%
2016	3.3%
2015	-3.6%

Fund Manager information for Franklin India Index Fund Nifty Plan

Name	Since	Tenure
Sandeep Manam	18 Oct 21	3.87 Yr.
Shyam Sriram	26 Sep 24	0.93 Yr.

Data below for Franklin India Index Fund Nifty Plan as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	0.42%
Equity	99.58%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 03 \| HDFCBANK	13%	₹96 Cr	1,011,310 ↑ 3,070
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 10 \| ICICIBANK	9%	₹66 Cr	472,711 ↑ 1,803
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 03 \| RELIANCE	8%	₹61 Cr	449,308 ↑ 1,678
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	5%	₹35 Cr	238,878 ↑ 1,296
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 04 \| BHARTIARTL	5%	₹34 Cr	180,755 ↑ 1,032
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	4%	₹28 Cr	77,869 ↑ 616
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 11 \| ITC	3%	₹25 Cr	617,412 ↑ 4,882
Tata Consultancy Services Ltd (Technology) Equity, Since 28 Feb 05 \| TCS	3%	₹21 Cr	67,729 ↑ 536
State Bank of India (Financial Services) Equity, Since 31 Jan 03 \| SBIN	3%	₹20 Cr	254,802 ↑ 2,015
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 09 \| AXISBANK	3%	₹20 Cr	189,795 ↑ 1,501

4. IDBI Nifty Index Fund

The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the S&P CNX Nifty Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of S&P CNX Nifty index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the S&P CNX Nifty index (Total Returns Index) and the scheme.

Research Highlights for IDBI Nifty Index Fund

Bottom quartile AUM (₹208 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.74% (bottom quartile).
3Y return: 20.28% (top quartile).
1Y return: 16.16% (top quartile).
1M return: 3.68% (top quartile).
Alpha: -1.03 (bottom quartile).
Sharpe: 1.04 (top quartile).
Information ratio: -3.93 (upper mid).

Below is the key information for IDBI Nifty Index Fund

IDBI Nifty Index Fund Growth
Launch Date	25 Jun 10
NAV (28 Jul 23)	₹36.2111 ↓ -0.02 (-0.06 %)
Net Assets (Cr)	₹208 on 30 Jun 23
Category	Others - Index Fund
AMC	IDBI Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.9
Sharpe Ratio	1.04
Information Ratio	-3.93
Alpha Ratio	-1.03
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,576
30 Sep 22	₹15,180

IDBI Nifty Index Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for IDBI Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

Duration	Returns
1 Month	3.7%
3 Month	9.1%
6 Month	11.9%
1 Year	16.2%
3 Year	20.3%
5 Year	11.7%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Nifty Index Fund

Name	Since	Tenure

Data below for IDBI Nifty Index Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Nippon India Index Fund - Nifty Plan

The primary investment objective of the scheme is to replicate the composition of the Nifty 50, with a view to generate returns that are commensurate with the performance of the Nifty 50, subject to tracking errors.

Research Highlights for Nippon India Index Fund - Nifty Plan

Highest AUM (₹2,607 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.30% (upper mid).
3Y return: 14.44% (upper mid).
1Y return: -0.64% (upper mid).
1M return: 0.70% (bottom quartile).
Alpha: -0.49 (top quartile).
Sharpe: -0.61 (lower mid).
Information ratio: -12.30 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~13.1%).

Below is the key information for Nippon India Index Fund - Nifty Plan

Nippon India Index Fund - Nifty Plan Growth
Launch Date	28 Sep 10
NAV (03 Oct 25)	₹42.258 ↑ 0.10 (0.23 %)
Net Assets (Cr)	₹2,607 on 31 Aug 25
Category	Others - Index Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆
Risk	Moderately High
Expense Ratio	0.49
Sharpe Ratio	-0.61
Information Ratio	-12.3
Alpha Ratio	-0.49
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,650
30 Sep 22	₹15,222
30 Sep 23	₹17,556
30 Sep 24	₹23,188
30 Sep 25	₹22,282

Nippon India Index Fund - Nifty Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Nippon India Index Fund - Nifty Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 25

Duration	Returns
1 Month	0.7%
3 Month	-1.8%
6 Month	7.7%
1 Year	-0.6%
3 Year	14.4%
5 Year	17.3%
10 Year
15 Year
Since launch	10.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.4%
2023	20.5%
2022	4.6%
2021	24%
2020	14.3%
2019	12.3%
2018	3.5%
2017	29%
2016	2.5%
2015	-3.9%

Fund Manager information for Nippon India Index Fund - Nifty Plan

Name	Since	Tenure
Himanshu Mange	23 Dec 23	1.69 Yr.

Data below for Nippon India Index Fund - Nifty Plan as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	0.27%
Equity	99.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| HDFCBANK	13%	₹341 Cr	3,580,827 ↑ 97,093
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| ICICIBANK	9%	₹234 Cr	1,673,766 ↑ 45,384
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 10 \| RELIANCE	8%	₹216 Cr	1,590,899 ↑ 43,137
Infosys Ltd (Technology) Equity, Since 31 Oct 10 \| INFY	5%	₹124 Cr	845,815 ↑ 22,934
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 10 \| BHARTIARTL	5%	₹121 Cr	640,014 ↑ 17,354
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	4%	₹99 Cr	275,718 ↑ 7,476
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	3%	₹90 Cr	2,186,120 ↑ 59,277
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 10 \| TCS	3%	₹74 Cr	239,814 ↑ 6,502
State Bank of India (Financial Services) Equity, Since 31 Oct 10 \| SBIN	3%	₹72 Cr	902,197 ↑ 24,462
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| AXISBANK	3%	₹70 Cr	672,023 ↑ 18,221

Conclusion

Passive funds are definitely proving to be a ray of hope for investors, especially in the current financial crisis. Before Investing in any passive mutual fund, make sure to read all schemes related documents carefully. This will help you gain an understanding of what to expect and what to give along with a sense of security.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.