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Nippon India Credit Risk Fund - G

NAV  ₹35.8375 ↑ 0.01  (0.04 %) as on 8 Oct 25

(Erstwhile Reliance Regular Savings Fund - Debt Plan)

Scheme Objective

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.

Nippon India Credit Risk Fund is a Debt - Credit Risk fund launched on 8 Jun 05. It is a fund with Moderate risk and has given a CAGR return of 6.5% since its launch.  Ranked 21 in Credit Risk category.  Return for 2024 was 8.3% , 2023 was 7.9% and 2022 was 3.9% .

Below is the key information for Nippon India Credit Risk Fund

NAV as on 8 Oct 25₹35.8375 ↑ 0.01  (0.04 %)
Net Assets (AUM) as on 31 Aug 2025 ₹990 Cr.
Launch Date8 Jun 2005
CategoryDebt - Credit Risk
Rating
TypeOpen Ended Fund
RiskModerate
Yield To Maturity8.28%
Effective Maturity2 Years 3 Months 25 Days
Modified Duration1 Year 11 Months 12 Days
Alpha Ratio0.0
Expense Ratio1.46 %
Sharpe Ratio2.732
Information Ratio0.0
BenchmarkNot Available
ISININF204K01FQ3
AMCNippon Life Asset Management Ltd.
Min Investment ₹500
Min SIP Investment ₹100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 25

DurationReturns
1 Month 0.8%
3 Month 1.6%
6 Month 4.6%
1 Year 9.3%
3 Year 8.4%
5 Year 8.7%
10 Year
15 Year
Since launch 6.5%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2024 8.3%
2023 7.9%
2022 3.9%
2021 13.5%
2020 -5.9%
2019 1.9%
2018 6.1%
2017 7%
2016 10%

Growth of 10k Over Years

DateValue
30 Sep 20₹10,000
30 Sep 21₹11,539
30 Sep 22₹11,950
30 Sep 23₹12,883
30 Sep 24₹13,923
30 Sep 25₹15,200
Nippon India Credit Risk Fund Growth 10k Chart

Asset Allocation

Asset ClassValue
Cash9.85%
Debt89.85%
Other0.29%
Nippon India Credit Risk Fund Asset Allocation

Sector Allocation

SectorValue
Corporate78.38%
Government13.94%
Cash Equivalent7.39%
RatingValue
A25.28%
AA45.65%
AAA29.07%
Nippon India Credit Risk Fund Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
7.02% Govt Stock 2031
Sovereign Bonds | -
8%₹77 Cr7,500,000
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
5%₹48 Cr5,000
Jubilant Bevco Limited
Debentures | -
4%₹42 Cr4,000
TRuhome Finance Limited
Debentures | -
4%₹41 Cr4,000
Mancherial Repallewada Road Private Limited
Debentures | -
4%₹41 Cr4,500
The Sandur Manganese And Iron Ores Limited
Debentures | -
4%₹39 Cr4,000
Delhi International Airport Limited
Debentures | -
4%₹36 Cr3,500
Vedanta Limited
Debentures | -
4%₹35 Cr3,500
Renserv Global Private Limited
Debentures | -
4%₹35 Cr3,500
Hiranandani Financial Services Private Limited
Debentures | -
4%₹35 Cr3,500
1 - 10 of 53
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Fund Managers

NameSinceTenure
Kinjal Desai25 May 187.28 Yr.
Sushil Budhia1 Feb 205.59 Yr.

Custodians

CompanyAddress
Deutsche Bank AGDeutsche Bank AG,Kodak House, 22, D.N. Road,

Registrar & Transfer Agent

KFin Technologies Ltd
Address138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAXN.A
EmailN.A

Administrator Companies

CompanyAddress
Nippon India Mutual Fund9th Floor, Crescenzo, C-38 & 39,,G Block, Bandra Kurla Complex, Bandra (East), Mumbai 400051

Auditors

CompanyAddress
Haribhakti & Co. Chartered Accountants42, Free Press House,4th Floor,,215, Nariman Point,

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
Nippon India Credit Risk Fund
Growth
₹35.8375
↑ 0.01
4.58 %9.35 %8.43 %8.74 %
Nippon India Credit Risk Fund
Quarterly Dividend, Payout
₹13.0674
↑ 0.00
4.47 %9.17 %8.29 %8.65 %
Nippon India Credit Risk Fund
Quarterly Dividend, Reinvestment
₹13.0674
↑ 0.00
4.47 %9.17 %8.29 %8.65 %
Nippon India Credit Risk Fund
Normal Dividend, Payout
₹19.6578
↑ 0.01
4.58 %9.34 %8.43 %8.74 %
Nippon India Credit Risk Fund
Normal Dividend, Reinvestment
₹19.6578
↑ 0.01
4.58 %9.34 %8.43 %8.74 %
Data as on 8 Oct 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.