Nippon India Credit Risk Fund - G

NAV ₹32.2181 ↑ 0.02 (0.05 %) as on 26 Jul 24

(Erstwhile Reliance Regular Savings Fund - Debt Plan)

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.

Nippon India Credit Risk Fund is a Debt - Credit Risk fund launched on 8 Jun 05. It is a fund with Moderate risk and has given a CAGR return of 6.3% since its launch. Ranked 21 in Credit Risk category. Return for 2023 was 7.9% , 2022 was 3.9% and 2021 was 13.5% .

Below is the key information for Nippon India Credit Risk Fund

NAV as on 26 Jul 24	₹32.2181 ↑ 0.02 (0.05 %)
Net Assets (AUM) as on 30 Jun 2024	₹1,027 Cr.
Launch Date	8 Jun 2005
Category	Debt - Credit Risk
Rating	☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	8.93%
Effective Maturity	2 Years 2 Months 8 Days
Modified Duration	1 Year 10 Months 6 Days

Alpha Ratio	0.0
Expense Ratio	1.64 %
Sharpe Ratio	1.566
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF204K01FQ3
AMC	Nippon Life Asset Management Ltd.
Min Investment	₹500
Min SIP Investment	₹100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Jul 24

Duration	Returns
1 Month	0.7%
3 Month	2.1%
6 Month	4.1%
1 Year	7.7%
3 Year	6.4%
5 Year	4.9%
10 Year
15 Year
Since launch	6.3%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	3.9%
2021	13.5%
2020	-5.9%
2019	1.9%
2018	6.1%
2017	7%
2016	10%
2015	8.8%

Growth of 10k Over Years

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹9,123
30 Jun 21	₹9,943
30 Jun 22	₹10,975
30 Jun 23	₹11,804
30 Jun 24	₹12,699

Nippon India Credit Risk Fund Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	7.17%
Debt	92.57%
Other	0.26%

Sector Allocation

Sector	Value
Corporate	79.82%
Government	12.75%
Cash Equivalent	7.17%

Rating	Value
A	18.82%
AA	47.01%
AAA	34.17%

Nippon India Credit Risk Fund Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
Summit Digitel Infrastructure Limited Debentures \| -	6%	₹61 Cr	620
7.1% Govt Stock 2029 Sovereign Bonds \| -	5%	₹50 Cr	5,000,000
JSW Steel Limited Debentures \| -	5%	₹50 Cr	500
7.06% Govt Stock 2028 Sovereign Bonds \| -	5%	₹50 Cr	5,000,000
Indinfravit Trust Debentures \| -	5%	₹49 Cr	5,000
Shriram Housing Finance Limited 9.25% Debentures \| -	4%	₹40 Cr	4,000
Greenlam Industries Limited Debentures \| -	4%	₹40 Cr	405
Prestige Projects Private Limited 11.75% Debentures \| -	4%	₹40 Cr	4,000
DLF Cyber City Developers Limited 8.4% Debentures \| -	4%	₹40 Cr	4,000
Lodha Developers Private Limited Debentures \| -	4%	₹38 Cr	378

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Fund Managers

Name	Since	Tenure
Kinjal Desai	25 May 18	6.11 Yr.
Sushil Budhia	1 Feb 20	4.42 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,

Registrar & Transfer Agent

KFin Technologies Ltd
Address	KFin Technologies Pvt. Ltd,,1D/D Extension 2, Valmiki Chowk,,Gandhi Nagar,
FAX	91-40-23311968
Email	mailmanager@karvy.com

Administrator Companies

Company	Address
Nippon India Mutual Fund	9th Floor, Crescenzo, C-38 & 39,,G Block, Bandra Kurla Complex, Bandra (East), Mumbai 400051

Auditors

Company	Address
Haribhakti & Co. Chartered Accountants	42, Free Press House,4th Floor,,215, Nariman Point,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Nippon India Credit Risk Fund Growth	₹32.2181 ↑ 0.02	4.06 %	7.7 %	6.43 %	4.91 %
Nippon India Credit Risk Fund Quarterly Dividend, Payout	₹12.9558 ↑ 0.01	2.29 %	5.81 %	5.76 %	4.31 %
Nippon India Credit Risk Fund Normal Dividend, Payout	₹17.6741 ↑ 0.01	4.06 %	7.7 %	6.43 %	4.91 %
Nippon India Credit Risk Fund Quarterly Dividend, Reinvestment	₹12.9558 ↑ 0.01	2.29 %	5.81 %	5.76 %	4.31 %
Nippon India Credit Risk Fund Normal Dividend, Reinvestment	₹17.6741 ↑ 0.01	4.06 %	7.7 %	6.43 %	4.91 %
Data as on 26 Jul 24

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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