Nippon India Credit Risk Fund - G

NAV ₹32.773 ↑ 0.01 (0.04 %) as on 8 Oct 24

(Erstwhile Reliance Regular Savings Fund - Debt Plan)

Table of Contents

Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.

Nippon India Credit Risk Fund is a Debt - Credit Risk fund launched on 8 Jun 05. It is a fund with Moderate risk and has given a CAGR return of 6.3% since its launch. Ranked 21 in Credit Risk category. Return for 2023 was 7.9% , 2022 was 3.9% and 2021 was 13.5% .

Below is the key information for Nippon India Credit Risk Fund

NAV as on 8 Oct 24	₹32.773 ↑ 0.01 (0.04 %)
Net Assets (AUM) as on 31 Aug 2024	₹1,028 Cr.
Launch Date	8 Jun 2005
Category	Debt - Credit Risk
Rating	☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	8.84%
Effective Maturity	2 Years 5 Months 5 Days
Modified Duration	1 Year 10 Months 6 Days

Alpha Ratio	0.0
Expense Ratio	1.63 %
Sharpe Ratio	1.861
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF204K01FQ3
AMC	Nippon Life Asset Management Ltd.
Min Investment	₹500
Min SIP Investment	₹100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 24

Duration	Returns
1 Month	0.8%
3 Month	2.2%
6 Month	4.2%
1 Year	8.3%
3 Year	6.5%
5 Year	5%
10 Year
15 Year
Since launch	6.3%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	3.9%
2021	13.5%
2020	-5.9%
2019	1.9%
2018	6.1%
2017	7%
2016	10%
2015	8.8%

Growth of 10k Over Years

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹9,187
30 Sep 21	₹10,601
30 Sep 22	₹10,978
30 Sep 23	₹11,836
30 Sep 24	₹12,791

Asset Allocation

Asset Class	Value
Cash	10.21%
Debt	89.53%
Other	0.26%

Sector Allocation

Sector	Value
Corporate	74.69%
Government	14.85%
Cash Equivalent	10.21%

Rating	Value
A	18.72%
AA	47.31%
AAA	33.97%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
7.32% Govt Stock 2030 Sovereign Bonds \| -	7%	₹72 Cr	7,000,000
Summit Digitel Infrastructure Limited Debentures \| -	6%	₹61 Cr	620
7.1% Govt Stock 2029 Sovereign Bonds \| -	5%	₹51 Cr	5,000,000
JSW Steel Limited Debentures \| -	5%	₹50 Cr	500
Shriram Housing Finance Limited 9.25% Debentures \| -	4%	₹40 Cr	4,000
DLF Cyber City Developers Limited 8.4% Debentures \| -	4%	₹40 Cr	4,000
Prestige Projects Private Limited 11.75% Debentures \| -	4%	₹40 Cr	4,000
Century Textiles & Industries Ltd. 8.55% Debentures \| -	4%	₹40 Cr	4,000 ↑ 4,000
Piramal Capital & Housing Finance Limited Debentures \| -	4%	₹37 Cr	485,063
Greenlam Industries Limited Debentures \| -	3%	₹36 Cr	360 ↓ -45

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Fund Managers

Name	Since	Tenure
Kinjal Desai	25 May 18	6.27 Yr.
Sushil Budhia	1 Feb 20	4.58 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
Nippon India Mutual Fund	9th Floor, Crescenzo, C-38 & 39,,G Block, Bandra Kurla Complex, Bandra (East), Mumbai 400051

Auditors

Company	Address
Haribhakti & Co. Chartered Accountants	42, Free Press House,4th Floor,,215, Nariman Point,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Nippon India Credit Risk Fund Growth	₹32.773 ↑ 0.01	4.19 %	8.26 %	6.51 %	5.05 %
Nippon India Credit Risk Fund Quarterly Dividend, Payout	₹12.9412 ↑ 0.00	0.59 %	4.47 %	5.2 %	4.17 %
Nippon India Credit Risk Fund Normal Dividend, Payout	₹17.9785 ↑ 0.01	4.19 %	8.26 %	6.51 %	5.05 %
Nippon India Credit Risk Fund Quarterly Dividend, Reinvestment	₹12.9412 ↑ 0.00	0.59 %	4.47 %	5.2 %	4.17 %
Nippon India Credit Risk Fund Normal Dividend, Reinvestment	₹17.9785 ↑ 0.01	4.19 %	8.26 %	6.51 %	5.05 %
Data as on 8 Oct 24

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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