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Risk in SIP: Assessment of Risk in SIP Investment

Updated on June 11, 2025 , 60858 views

The risk in SIP varies for different Types of Mutual Funds. investing in Mutual Funds via SIP (Systematic Investment plan) involves Market linked risks, that are certainly higher for Equity Funds than debt and balanced Mutual Funds. The risk in SIP depends on the investment option that is chosen considering the risk profile, risk appetite and liquidity. However, the risk in SIP can be managed and reduced by the fund managers and the fund house.

To calculate the risk in SIP there are various tools available like sip calculator (also known as SIP return calculator).

Risk in SIP: Assessment of SIP Risks

Risk 1: The risk of SIP getting a negative return or price risk

Mutual fund investments are subject to market risks, is a commonly heard term. What this means is that your investment in a SIP can go down and you can end up with a value lower than what you invested depending on how the market behaves.

The risk in SIP is however related to the holding period and usually, the longer the holding period, the lower the risk. With higher holding period the probability of making profit increases. For e.g. have a look below for equity, a longer holding period for equity results in a lowering chance of loss. (The below is an analysis done on the BSE Sensex from 1979 to 2016).

Risk 2: The risk being able to get your money back quickly or liquidity risk

The ability to get your money back quickly depends on the Underlying investments. Usually with mutual funds, this is not an issue, however, there have been periods (such in 2008), when there was an issue in selling securities(Bonds) and that certain mutual funds had to limit withdrawals from some schemes. The equity market is fairly liquid (meaning that buying and selling do not pose an issue). However, if the sale quantity exceeds the numbers of buyers by a large amount, then this will result in an issue, hence making subsequent payouts a problem and hence liquidity risk.

Risk 3: The risk of downgrade of a security or credit risk

When the bond of a particular company/entity undergoes a downgrade by a credit rating agency, its price falls. If the price falls, this impacts the overall value of the Portfolio. This is called credit risk.

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Risk 4: The risk of the company not paying the owners of the bond their due or default risk

When a company defaults on its payments to the bond holders, it’s called Default Risk.

With the investor not getting their money back, this will impact their portfolio, negatively.

Risk 5: The risk of processing your transaction correctly or technology risk

Today, all transactions take place in the electronic mode. With the various touch-points, there is a possibility of a technological failure at various places, at the R & T Agent, the Bank to debit funds etc.

The non-processing of a transaction is also a risk in SIP.

Risk 6: The risk of scheme performance by the portfolio manager or fund management risk

Another risk in SIP is that the chosen scheme may not deliver upto expectations, and performance may be much lower than expected. The Fund Manager may under-deliver on performance, and this will lead to low returns on the SIP investment.

These are the major risks in a SIP, while we can go on and elaborate further risks in SIP like Economy risk etc., most of these risks would fall under one or more of the categories above.

Though there is definitely a risk in SIP, one should always remember that SIP or lump sum, this is just an investment route and NOT the underlying investment. One needs to look at the underlying investment, its risks, and then make a final decision.

*Below is the list of Top SIP's one can evaluate to invest in

1. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a CAGR/Annualized return of 12.6% since its launch. Ranked 33 in Sectoral category. Return for 2024 was 25.6% , 2023 was 54.5% and 2022 was 20.5% .

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (13 Jun 25)	₹63.75 ↓ -0.16 (-0.25 %)
Net Assets (Cr)	₹1,281 on 30 Apr 25
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.39
Sharpe Ratio	-0.09
Information Ratio	-0.3
Alpha Ratio	6.92
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹14,678
31 May 22	₹15,757
31 May 23	₹19,884
31 May 24	₹40,074
31 May 25	₹39,362

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jun 25

Duration	Returns
1 Month	5.6%
3 Month	20.9%
6 Month	-1%
1 Year	-3.6%
3 Year	36.8%
5 Year	29.8%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.6%
2023	54.5%
2022	20.5%
2021	31.1%
2020	6.1%
2019	10.1%
2018	-16.9%
2017	24.3%
2016	17.9%
2015	2.5%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Dhimant Kothari	19 May 20	5.04 Yr.

Data below for Invesco India PSU Equity Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Industrials	29.48%
Utility	26.88%
Financial Services	22.09%
Energy	16.43%
Basic Materials	3.8%

Asset Allocation

Asset Class	Value
Cash	1.31%
Equity	98.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 22 \| 532898	9%	₹111 Cr	3,599,413
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	8%	₹109 Cr	3,455,627 ↓ -438,992
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	8%	₹108 Cr	1,365,114 ↑ 113,571
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	8%	₹107 Cr	3,445,961
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	8%	₹105 Cr	233,477 ↑ 58,122
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	6%	₹76 Cr	2,148,687 ↑ 578,056
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	5%	₹59 Cr	5,911,723
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 30 Nov 23 \| HINDPETRO	5%	₹59 Cr	1,564,169
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| BDL	4%	₹52 Cr	338,824
NHPC Ltd (Utilities) Equity, Since 31 Oct 22 \| NHPC	4%	₹51 Cr	5,962,963 ↑ 2,141,456

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 31 in Sectoral category. Return for 2024 was 23.5% , 2023 was 54% and 2022 was 29% .

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (13 Jun 25)	₹31.9103 ↓ -0.17 (-0.54 %)
Net Assets (Cr)	₹5,035 on 30 Apr 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.3
Sharpe Ratio	-0.3
Information Ratio	-0.18
Alpha Ratio	1.05
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹15,496
31 May 22	₹16,867
31 May 23	₹20,532
31 May 24	₹41,696
31 May 25	₹41,224

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jun 25

Duration	Returns
1 Month	3.6%
3 Month	14.9%
6 Month	-1.9%
1 Year	-2.5%
3 Year	36.2%
5 Year	31.3%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1 Yr.

Data below for SBI PSU Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	35.59%
Utility	30.25%
Energy	15.7%
Industrials	9.6%
Basic Materials	5.14%

Asset Allocation

Asset Class	Value
Cash	3.7%
Equity	96.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	13%	₹676 Cr	8,577,500
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	10%	₹487 Cr	25,750,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹465 Cr	15,135,554
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	9%	₹431 Cr	12,143,244 ↑ 1,400,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	8%	₹426 Cr	13,575,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹301 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	5%	₹275 Cr	11,000,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹181 Cr	27,900,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	3%	₹173 Cr	4,150,000
Oil India Ltd (Energy) Equity, Since 31 Mar 24 \| OIL	3%	₹158 Cr	3,850,000

3. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 22.6% since its launch. Ranked 27 in Mid Cap category. Return for 2024 was 57.1% , 2023 was 41.7% and 2022 was 10.7% .

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (13 Jun 25)	₹100.064 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹27,780 on 30 Apr 25
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.66
Sharpe Ratio	0.38
Information Ratio	0.46
Alpha Ratio	8.89
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹17,139
31 May 22	₹21,910
31 May 23	₹27,996
31 May 24	₹41,746
31 May 25	₹49,975

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹738,840.
Net Profit of ₹438,840 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jun 25

Duration	Returns
1 Month	1.6%
3 Month	12.9%
6 Month	-12.1%
1 Year	10.8%
3 Year	35.2%
5 Year	36.6%
10 Year
15 Year
Since launch	22.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	57.1%
2023	41.7%
2022	10.7%
2021	55.8%
2020	9.3%
2019	9.7%
2018	-12.7%
2017	30.8%
2016	5.2%
2015	16.5%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.66 Yr.
Niket Shah	1 Jul 20	4.92 Yr.
Rakesh Shetty	22 Nov 22	2.52 Yr.
Sunil Sawant	1 Jul 24	0.92 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Technology	29.99%
Consumer Cyclical	16.64%
Industrials	14.58%
Health Care	4.76%
Communication Services	3.95%
Real Estate	3.03%
Basic Materials	2.07%
Utility	0.35%
Financial Services	0.09%

Asset Allocation

Asset Class	Value
Cash	32.1%
Equity	67.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	10%	₹3,078 Cr	3,600,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	10%	₹2,960 Cr	5,250,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	8%	₹2,437 Cr	43,490,250
Polycab India Ltd (Industrials) Equity, Since 30 Sep 23 \| POLYCAB	5%	₹1,498 Cr	2,500,000
Bharti Hexacom Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIHEXA	4%	₹1,236 Cr	6,750,000 ↑ 250,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 23 \| DIXON	4%	₹1,227 Cr	835,200 ↑ 100,000
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| TRENT	4%	₹1,210 Cr	2,143,194 ↑ 7,450
One97 Communications Ltd (Technology) Equity, Since 30 Sep 24 \| 543396	4%	₹1,149 Cr	12,900,814 ↑ 512,314
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 24 \| MAXHEALTH	4%	₹1,122 Cr	9,969,361
KEI Industries Ltd (Industrials) Equity, Since 30 Nov 24 \| KEI	3%	₹993 Cr	2,750,000 ↑ 50,000

4. Franklin India Opportunities Fund

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Franklin India Opportunities Fund is a Equity - Sectoral fund was launched on 21 Feb 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.5% since its launch. Ranked 47 in Sectoral category. Return for 2024 was 37.3% , 2023 was 53.6% and 2022 was -1.9% .

Below is the key information for Franklin India Opportunities Fund

Franklin India Opportunities Fund Growth
Launch Date	21 Feb 00
NAV (13 Jun 25)	₹246.481 ↓ -1.17 (-0.47 %)
Net Assets (Cr)	₹6,485 on 30 Apr 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.12
Sharpe Ratio	0.19
Information Ratio	1.89
Alpha Ratio	3
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹17,667
31 May 22	₹17,708
31 May 23	₹22,025
31 May 24	₹38,020
31 May 25	₹41,249

Franklin India Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for Franklin India Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jun 25

Duration	Returns
1 Month	2.1%
3 Month	14.8%
6 Month	-4%
1 Year	4.3%
3 Year	34.9%
5 Year	31.6%
10 Year
15 Year
Since launch	13.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	37.3%
2023	53.6%
2022	-1.9%
2021	29.7%
2020	27.3%
2019	5.4%
2018	-10.1%
2017	35.6%
2016	4.2%
2015	2.3%

Fund Manager information for Franklin India Opportunities Fund

Name	Since	Tenure
Kiran Sebastian	7 Feb 22	3.31 Yr.
R. Janakiraman	1 Apr 13	12.17 Yr.
Sandeep Manam	18 Oct 21	3.62 Yr.

Data below for Franklin India Opportunities Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	19.02%
Consumer Cyclical	15.92%
Health Care	10.92%
Technology	9.86%
Communication Services	8.43%
Basic Materials	8.14%
Energy	6.58%
Consumer Defensive	5.67%
Industrials	4.86%
Real Estate	2.15%
Utility	1.33%

Asset Allocation

Asset Class	Value
Cash	7.11%
Equity	92.89%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	7%	₹427 Cr	3,038,968 ↑ 1,051,870
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 24 \| HDFCBANK	6%	₹393 Cr	2,043,971
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Jun 24 \| HINDUNILVR	4%	₹263 Cr	1,121,657 ↑ 317,705
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	4%	₹250 Cr	1,342,233
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 532215	4%	₹231 Cr	1,948,029 ↑ 1,948,029
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| M&M	3%	₹187 Cr	637,966
Lemon Tree Hotels Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| LEMONTREE	3%	₹176 Cr	12,833,401
Mphasis Ltd (Technology) Equity, Since 30 Nov 24 \| 526299	3%	₹175 Cr	710,533
Intellect Design Arena Ltd (Technology) Equity, Since 30 Jun 24 \| INTELLECT	3%	₹164 Cr	2,076,823 ↑ 2,076,823
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 10 \| ICICIBANK	3%	₹164 Cr	1,148,695

5. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch. Ranked 26 in Sectoral category. Return for 2024 was 23% , 2023 was 55.4% and 2022 was 19.3% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (13 Jun 25)	₹47.084 ↓ -0.35 (-0.74 %)
Net Assets (Cr)	₹2,392 on 30 Apr 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.31
Sharpe Ratio	-0.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹18,382
31 May 22	₹20,960
31 May 23	₹26,577
31 May 24	₹47,409
31 May 25	₹49,598

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jun 25

Duration	Returns
1 Month	2.9%
3 Month	16.5%
6 Month	-3.1%
1 Year	-0.2%
3 Year	34.7%
5 Year	35.7%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23%
2023	55.4%
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	1.38 Yr.
Dhruv Muchhal	22 Jun 23	1.94 Yr.

Data below for HDFC Infrastructure Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Industrials	37.51%
Financial Services	20.97%
Basic Materials	11.02%
Utility	7.56%
Energy	6.75%
Communication Services	4.01%
Real Estate	2.2%
Health Care	1.75%
Technology	1.27%
Consumer Cyclical	0.48%

Asset Allocation

Asset Class	Value
Cash	6.48%
Equity	93.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	8%	₹186 Cr	1,300,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	6%	₹135 Cr	700,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	5%	₹127 Cr	380,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	4%	₹94 Cr	1,450,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹79 Cr	150,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	3%	₹78 Cr	2,200,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	3%	₹74 Cr	758,285
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹70 Cr	500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹65 Cr	350,000
Paradeep Phosphates Ltd (Basic Materials) Equity, Since 31 May 22 \| 543530	3%	₹62 Cr	4,300,000 ↓ -400,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.