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Risk in SIP: Assessment of Risk in SIP Investment

Updated on February 2, 2023 , 44511 views

The risk in SIP varies for different Types of Mutual Funds. investing in Mutual Funds via SIP (Systematic Investment plan) involves Market linked risks, that are certainly higher for Equity Funds than debt and balanced Mutual Funds. The risk in SIP depends on the investment option that is chosen considering the risk profile, risk appetite and liquidity. However, the risk in SIP can be managed and reduced by the fund managers and the fund house.

To calculate the risk in SIP there are various tools available like sip calculator (also known as SIP return calculator).

Risk in SIP: Assessment of SIP Risks

Risk 1: The risk of SIP getting a negative return or price risk

Mutual fund investments are subject to market risks, is a commonly heard term. What this means is that your investment in a SIP can go down and you can end up with a value lower than what you invested depending on how the market behaves.

The risk in SIP is however related to the holding period and usually, the longer the holding period, the lower the risk. With higher holding period the probability of making profit increases. For e.g. have a look below for equity, a longer holding period for equity results in a lowering chance of loss. (The below is an analysis done on the BSE Sensex from 1979 to 2016).

Risk 2: The risk being able to get your money back quickly or liquidity risk

The ability to get your money back quickly depends on the Underlying investments. Usually with mutual funds, this is not an issue, however, there have been periods (such in 2008), when there was an issue in selling securities(Bonds) and that certain mutual funds had to limit withdrawals from some schemes. The equity market is fairly liquid (meaning that buying and selling do not pose an issue). However, if the sale quantity exceeds the numbers of buyers by a large amount, then this will result in an issue, hence making subsequent payouts a problem and hence liquidity risk.

Risk 3: The risk of downgrade of a security or credit risk

When the bond of a particular company/entity undergoes a downgrade by a credit rating agency, its price falls. If the price falls, this impacts the overall value of the Portfolio. This is called credit risk.

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Risk 4: The risk of the company not paying the owners of the bond their due or default risk

When a company defaults on its payments to the bond holders, it’s called Default Risk.

With the investor not getting their money back, this will impact their portfolio, negatively.

Risk 5: The risk of processing your transaction correctly or technology risk

Today, all transactions take place in the electronic mode. With the various touch-points, there is a possibility of a technological failure at various places, at the R & T Agent, the Bank to debit funds etc.

The non-processing of a transaction is also a risk in SIP.

Risk 6: The risk of scheme performance by the portfolio manager or fund management risk

Another risk in SIP is that the chosen scheme may not deliver upto expectations, and performance may be much lower than expected. The Fund Manager may under-deliver on performance, and this will lead to low returns on the SIP investment.

These are the major risks in a SIP, while we can go on and elaborate further risks in SIP like Economy risk etc., most of these risks would fall under one or more of the categories above.

Though there is definitely a risk in SIP, one should always remember that SIP or lump sum, this is just an investment route and NOT the underlying investment. One needs to look at the underlying investment, its risks, and then make a final decision.

*Below is the list of Top SIP's one can evaluate to invest in

1. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 12.2% since its launch. Ranked 37 in Sectoral category. Return for 2022 was -23.2% , 2021 was 75.7% and 2020 was 70.6% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund Growth
Launch Date	3 Mar 00
NAV (03 Feb 23)	₹140.54 ↑ 1.17 (0.84 %)
Net Assets (Cr)	₹8,794 on 31 Dec 22
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	High
Expense Ratio	2.07
Sharpe Ratio	-1.37
Information Ratio	1.06
Alpha Ratio	-7.36
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 18	₹10,000
31 Jan 19	₹11,695
31 Jan 20	₹11,832
31 Jan 21	₹19,316
31 Jan 22	₹30,731
31 Jan 23	₹26,514

ICICI Prudential Technology Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 23

Duration	Returns
1 Month	4.4%
3 Month	4.4%
6 Month	3.9%
1 Year	-12%
3 Year	32.4%
5 Year	22.5%
10 Year
15 Year
Since launch	12.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	-23.2%
2021	75.7%
2020	70.6%
2019	2.3%
2018	19.1%
2017	19.8%
2016	-4%
2015	3.9%
2014	26.3%
2013	62.6%

Fund Manager information for ICICI Prudential Technology Fund

Name	Since	Tenure
Vaibhav Dusad	2 May 20	2.67 Yr.
Sharmila D’mello	30 Jun 22	0.51 Yr.

Data below for ICICI Prudential Technology Fund as on 31 Dec 22

Equity Sector Allocation

Sector	Value
Technology	77.94%
Communication Services	14.81%
Industrials	1.91%
Consumer Cyclical	1.51%
Energy	0.1%
Financial Services	0.07%
Consumer Defensive	0.06%

Asset Allocation

Asset Class	Value
Cash	3.59%
Equity	96.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	35%	₹3,042 Cr	20,171,950 ↑ 526,766
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Sep 19 \| TCS	18%	₹1,586 Cr	4,869,655 ↓ -2,837
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	9%	₹753 Cr	7,242,552 ↓ -1,219,624
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 20 \| BHARTIARTL	8%	₹722 Cr	8,955,724 ↑ 571,524
Wipro Ltd (Technology) Equity, Since 30 Sep 19 \| WIPRO	4%	₹377 Cr	9,594,302 ↓ -1,551,782
Tech Mahindra Ltd (Technology) Equity, Since 31 Oct 16 \| TECHM	3%	₹273 Cr	2,683,650 ↓ -328,256
LTIMindtree Ltd (Technology) Equity, Since 31 Jul 16 \| LTIM	2%	₹168 Cr	384,915 ↓ -16,980
Zee Entertainment Enterprises Ltd (Communication Services) Equity, Since 31 Jan 22 \| ZEEL	2%	₹136 Cr	5,670,671 ↑ 330,100
Accenture PLC Class A (Technology) Equity, Since 28 Feb 21 \| ACN	1%	₹96 Cr	43,600
IndiaMART InterMESH Ltd (Communication Services) Equity, Since 30 Jun 20 \| INDIAMART	1%	₹83 Cr	192,122 ↑ 28,962

2. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.5% since its launch. Ranked 6 in Small Cap category. Return for 2022 was 6.5% , 2021 was 74.3% and 2020 was 29.2% .

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund Growth
Launch Date	16 Sep 10
NAV (03 Feb 23)	₹91.0205 ↑ 0.03 (0.03 %)
Net Assets (Cr)	₹23,701 on 31 Dec 22
Category	Equity - Small Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.86
Sharpe Ratio	0.17
Information Ratio	1.43
Alpha Ratio	7.6
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 18	₹10,000
31 Jan 19	₹8,121
31 Jan 20	₹8,857
31 Jan 21	₹10,750
31 Jan 22	₹18,551
31 Jan 23	₹19,678

Nippon India Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 23

Duration	Returns
1 Month	-2.9%
3 Month	-1.9%
6 Month	5.6%
1 Year	3.6%
3 Year	31.1%
5 Year	15.1%
10 Year
15 Year
Since launch	19.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	6.5%
2021	74.3%
2020	29.2%
2019	-2.5%
2018	-16.7%
2017	63%
2016	5.6%
2015	15.1%
2014	97.6%
2013	11.9%

Fund Manager information for Nippon India Small Cap Fund

Name	Since	Tenure
Samir Rachh	2 Jan 17	6 Yr.
Kinjal Desai	25 May 18	4.61 Yr.
Akshay Sharma	1 Dec 22	0.08 Yr.

Data below for Nippon India Small Cap Fund as on 31 Dec 22

Equity Sector Allocation

Sector	Value
Industrials	24.72%
Consumer Cyclical	16.35%
Financial Services	15.74%
Basic Materials	15.66%
Consumer Defensive	7.99%
Technology	6.8%
Health Care	5.02%
Communication Services	1.37%
Energy	0.59%
Real Estate	0.49%
Utility	0.37%

Asset Allocation

Asset Class	Value
Cash	3.54%
Equity	96.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 30 Apr 18 \| TIINDIA	4%	₹907 Cr	3,267,559
Bank of Baroda (Financial Services) Equity, Since 31 Mar 21 \| BANKBARODA	2%	₹465 Cr	25,045,248
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 22 \| HDFCBANK	2%	₹440 Cr	2,700,000
KPIT Technologies Ltd (Technology) Equity, Since 30 Jun 19 \| KPITTECH	2%	₹383 Cr	5,444,917 ↓ -110,000
Bajaj Electricals Ltd (Consumer Cyclical) Equity, Since 31 Mar 16 \| BAJAJELEC	2%	₹372 Cr	3,062,071
Balrampur Chini Mills Ltd (Consumer Defensive) Equity, Since 28 Feb 19 \| BALRAMCHIN	2%	₹369 Cr	9,291,212
Fine Organic Industries Ltd Ordinary Shares (Basic Materials) Equity, Since 30 Jun 18 \| FINEORG	1%	₹348 Cr	605,377
State Bank of India (Financial Services) Equity, Since 31 Oct 19 \| SBIN	1%	₹335 Cr	5,466,500
Tejas Networks Ltd (Technology) Equity, Since 30 Jun 17 \| TEJASNET	1%	₹333 Cr	5,763,697
Timken India Ltd (Industrials) Equity, Since 28 Feb 18 \| TIMKEN	1%	₹331 Cr	1,067,270

3. PGIM India Midcap Opportunities Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized.

PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 17.1% since its launch. Ranked 40 in Mid Cap category. Return for 2022 was -1.7% , 2021 was 63.8% and 2020 was 48.4% .

Below is the key information for PGIM India Midcap Opportunities Fund

PGIM India Midcap Opportunities Fund Growth
Launch Date	2 Dec 13
NAV (03 Feb 23)	₹42.49 ↓ -0.06 (-0.14 %)
Net Assets (Cr)	₹7,558 on 31 Dec 22
Category	Equity - Mid Cap
AMC	Pramerica Asset Managers Private Limited
Rating	☆
Risk	High
Expense Ratio	0
Sharpe Ratio	-0.31
Information Ratio	1.24
Alpha Ratio	-5.7
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 18	₹10,000
31 Jan 19	₹8,421
31 Jan 20	₹9,640
31 Jan 21	₹13,641
31 Jan 22	₹21,564
31 Jan 23	₹21,046

PGIM India Midcap Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for PGIM India Midcap Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 23

Duration	Returns
1 Month	-3.4%
3 Month	-6.3%
6 Month	-1.3%
1 Year	-4.5%
3 Year	30.2%
5 Year	17%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	-1.7%
2021	63.8%
2020	48.4%
2019	3.6%
2018	-16.1%
2017	37%
2016	-1.3%
2015	7.9%
2014	42.8%
2013

Fund Manager information for PGIM India Midcap Opportunities Fund

Name	Since	Tenure
Aniruddha Naha	1 Jun 21	1.59 Yr.
Puneet Pal	16 Jul 22	0.46 Yr.
Vivek Sharma	1 Jun 21	1.59 Yr.

Data below for PGIM India Midcap Opportunities Fund as on 31 Dec 22

Equity Sector Allocation

Sector	Value
Industrials	23.41%
Consumer Cyclical	18.3%
Financial Services	17.99%
Basic Materials	9.24%
Health Care	7.42%
Consumer Defensive	5.51%
Real Estate	3.03%
Technology	3%
Utility	1.4%
Communication Services	1.37%

Asset Allocation

Asset Class	Value
Cash	9.34%
Equity	90.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cummins India Ltd (Industrials) Equity, Since 31 Dec 20 \| CUMMINSIND	4%	₹314 Cr	2,272,298 ↑ 250,000
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 22 \| HDFCBANK	4%	₹294 Cr	1,808,204
Bata India Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| BATAINDIA	4%	₹277 Cr	1,679,700 ↑ 250,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| FEDERALBNK	4%	₹277 Cr	19,906,857 ↑ 4,000,000
Kajaria Ceramics Ltd (Industrials) Equity, Since 31 Oct 21 \| KAJARIACER	4%	₹270 Cr	2,326,766 ↑ 50,000
Timken India Ltd (Industrials) Equity, Since 30 Sep 21 \| TIMKEN	4%	₹267 Cr	860,000 ↓ -45,274
SKF India Ltd (Industrials) Equity, Since 28 Feb 21 \| SKFINDIA	3%	₹241 Cr	536,509 ↑ 110,000
Varun Beverages Ltd (Consumer Defensive) Equity, Since 30 Jun 21 \| VBL	3%	₹236 Cr	1,781,539 ↑ 152,500
Aditya Birla Fashion and Retail Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| ABFRL	3%	₹235 Cr	8,164,900 ↑ 1,596,000
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 31 Jul 22 \| JUBLFOOD	3%	₹225 Cr	4,398,000 ↑ 450,000

4. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Contra Fund is a Equity - Contra fund was launched on 6 May 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.9% since its launch. Ranked 48 in Contra category. Return for 2022 was 12.8% , 2021 was 49.9% and 2020 was 30.6% .

Below is the key information for SBI Contra Fund

SBI Contra Fund Growth
Launch Date	6 May 05
NAV (03 Feb 23)	₹225.037 ↑ 1.58 (0.71 %)
Net Assets (Cr)	₹7,635 on 31 Dec 22
Category	Equity - Contra
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.19
Sharpe Ratio	0.58
Information Ratio	1.92
Alpha Ratio	7.29
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 18	₹10,000
31 Jan 19	₹8,329
31 Jan 20	₹8,543
31 Jan 21	₹11,228
31 Jan 22	₹16,405
31 Jan 23	₹18,199

SBI Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 23

Duration	Returns
1 Month	-2.5%
3 Month	-1.1%
6 Month	6.2%
1 Year	8.7%
3 Year	29.8%
5 Year	13.5%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	12.8%
2021	49.9%
2020	30.6%
2019	-1%
2018	-14.3%
2017	40.2%
2016	2.4%
2015	-0.1%
2014	47.7%
2013	-1.7%

Fund Manager information for SBI Contra Fund

Name	Since	Tenure
Dinesh Balachandran	7 May 18	4.66 Yr.
Mohit Jain	5 May 18	4.66 Yr.

Data below for SBI Contra Fund as on 31 Dec 22

Equity Sector Allocation

Sector	Value
Financial Services	22.48%
Industrials	11.42%
Utility	9.83%
Basic Materials	9.74%
Health Care	5.09%
Consumer Defensive	5.02%
Technology	4.86%
Consumer Cyclical	4.65%
Energy	4.19%
Communication Services	2.52%
Real Estate	1.66%

Asset Allocation

Asset Class	Value
Cash	18.23%
Equity	81.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
GAIL (India) Ltd (Utilities) Equity, Since 28 Feb 21 \| GAIL	3%	₹261 Cr	27,211,295 ↑ 6,019,993
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| ICICIBANK	3%	₹235 Cr	2,640,345
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 16 \| HDFCBANK	3%	₹235 Cr	1,443,872
Axis Bank Ltd (Financial Services) Equity, Since 31 May 19 \| AXISBANK	3%	₹234 Cr	2,504,255
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Dec 22 \| POWERGRID	2%	₹180 Cr	8,400,000 ↑ 8,400,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Mar 22 \| TECHM	2%	₹176 Cr	1,736,104 ↑ 650,000
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 May 22 \| M&MFIN	2%	₹173 Cr	7,366,713 ↑ 1,700,000
Infosys Ltd (Technology) Equity, Since 28 Feb 19 \| INFY	2%	₹171 Cr	1,131,470 ↓ -223,530
Equitas Holding Ltd (Financial Services) Equity, Since 31 Jan 21 \| EQUITAS	2%	₹163 Cr	12,980,756
State Bank of India (Financial Services) Equity, Since 31 Dec 10 \| SBIN	2%	₹159 Cr	2,594,269

5. SBI Technology Opportunities Fund

(Erstwhile SBI IT Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 20.4% since its launch. Ranked 42 in Sectoral category. Return for 2022 was -15.5% , 2021 was 66.4% and 2020 was 47.3% .

Below is the key information for SBI Technology Opportunities Fund

SBI Technology Opportunities Fund Growth
Launch Date	9 Jan 13
NAV (03 Feb 23)	₹148.789 ↑ 1.49 (1.01 %)
Net Assets (Cr)	₹2,741 on 31 Dec 22
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	-0.93
Information Ratio	0.78
Alpha Ratio	1.46
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 18	₹10,000
31 Jan 19	₹11,309
31 Jan 20	₹12,287
31 Jan 21	₹17,793
31 Jan 22	₹26,341
31 Jan 23	₹25,546

SBI Technology Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for SBI Technology Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 23

Duration	Returns
1 Month	6.3%
3 Month	9%
6 Month	9.1%
1 Year	-2.1%
3 Year	29.1%
5 Year	21.6%
10 Year
15 Year
Since launch	20.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2022	-15.5%
2021	66.4%
2020	47.3%
2019	12.2%
2018	17.1%
2017	13%
2016	-3.3%
2015	2.4%
2014	29.2%
2013

Fund Manager information for SBI Technology Opportunities Fund

Name	Since	Tenure
Saurabh Pant	1 Jan 22	1 Yr.
Mohit Jain	1 Jan 22	1 Yr.

Data below for SBI Technology Opportunities Fund as on 31 Dec 22

Equity Sector Allocation

Sector	Value
Technology	71.44%
Communication Services	18.14%
Consumer Cyclical	0.39%
Health Care	0.21%
Consumer Defensive	0.18%
Industrials	0.13%
Utility	0.04%
Financial Services	0.02%
Energy	0.01%
Real Estate	0.01%

Asset Allocation

Asset Class	Value
Cash	9.43%
Equity	90.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	29%	₹784 Cr	5,200,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 06 \| TCS	13%	₹358 Cr	1,100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 18 \| BHARTIARTL	10%	₹282 Cr	3,500,000 ↑ 200,000
HCL Technologies Ltd (Technology) Equity, Since 31 Mar 06 \| HCLTECH	6%	₹177 Cr	1,700,000
Microsoft Corp (Technology) Equity, Since 31 Aug 20 \| MSF	5%	₹130 Cr	65,000
Wipro Ltd (Technology) Equity, Since 30 Apr 21 \| WIPRO	4%	₹121 Cr	3,080,000
Netflix Inc (Communication Services) Equity, Since 31 Aug 21 \| NFC	4%	₹113 Cr	47,000 ↓ -31,955
NVIDIA Corp (Technology) Equity, Since 30 Apr 21 \| NVDA	4%	₹100 Cr	83,000 ↓ -74,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 22 \| TECHM	3%	₹84 Cr	830,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 22 \| PERSISTENT	3%	₹77 Cr	200,000 ↑ 107,822

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.