UTI Credit Risk Fund - G

NAV ₹17.1332 ↑ 0.01 (0.07 %) as on 2 Jul 25

(Erstwhile UTI Income Opportunities Fund)

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing in debt and money market instruments across different maturities and credit ratings. There is no assurance that the investment objective of the scheme will be achieved.

UTI Credit Risk Fund is a Debt - Credit Risk fund launched on 19 Nov 12. It is a fund with Moderate risk and has given a CAGR return of 4.4% since its launch. Ranked 20 in Credit Risk category. Return for 2024 was 7.9% , 2023 was 6.6% and 2022 was 3.9% .

Below is the key information for UTI Credit Risk Fund

NAV as on 2 Jul 25	₹17.1332 ↑ 0.01 (0.07 %)
Net Assets (AUM) as on 31 May 2025	₹285 Cr.
Launch Date	19 Nov 2012
Category	Debt - Credit Risk
Rating	☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	7.45%
Effective Maturity	3 Years 11 Days
Modified Duration	2 Years 2 Months 23 Days

Alpha Ratio	0.0
Expense Ratio	1.63 %
Sharpe Ratio	2.242
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF789F01QZ1
AMC	UTI Asset Management Company Ltd
Min Investment	₹5,000
Min SIP Investment	₹500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 25

Duration	Returns
1 Month	0.4%
3 Month	2.1%
6 Month	4.5%
1 Year	8.9%
3 Year	7.4%
5 Year	7.3%
10 Year
15 Year
Since launch	4.4%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	6.6%
2022	3.9%
2021	21.5%
2020	-27.8%
2019	-4.8%
2018	5.5%
2017	6.9%
2016	10.3%

Growth of 10k Over Years

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹9,589
30 Jun 22	₹11,488
30 Jun 23	₹12,257
30 Jun 24	₹13,072
30 Jun 25	₹14,223

Asset Allocation

Asset Class	Value
Cash	17.65%
Debt	80.33%
Other	2.02%

Sector Allocation

Sector	Value
Corporate	62.14%
Government	18.19%
Cash Equivalent	17.65%

Rating	Value
AA	73.82%
AAA	26.18%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	11%	₹32 Cr	305,000,000
Piramal Finance Limited Debentures \| -	8%	₹22 Cr	287,678
Aadhar Housing Finance Limited Debentures \| -	7%	₹20 Cr	2,000
TATA Projects Limited Debentures \| -	7%	₹20 Cr	2,000
Vedanta Limited Debentures \| -	7%	₹20 Cr	2,000
Aditya Birla Real Estate Limited Debentures \| -	7%	₹19 Cr	1,900
Avanse Financial Services Limited Debentures \| -	5%	₹15 Cr	1,450
7.18% Govt Stock 2033 Sovereign Bonds \| -	5%	₹14 Cr	135,000,000
Eris Lifesciences Limited Debentures \| -	4%	₹12 Cr	1,150
Nirma Limited Debentures \| -	4%	₹10 Cr	1,000

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Fund Managers

Name	Since	Tenure
Sunil Patil	21 Jan 25	0.44 Yr.

Custodians

Company	Address
Axis Bank Ltd	null
Deutsche Bank AG MUMBAI	Deitsche bank,Kodak House
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Asset Management Co Ltd	PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI Credit Risk Fund Growth	₹17.1332 ↑ 0.01	4.45 %	8.93 %	7.4 %	7.29 %
UTI Credit Risk Fund Quarterly Dividend, Payout	₹12.17 ↑ 0.01	4.45 %	8.93 %	7.4 %	7.29 %
UTI Credit Risk Fund Quarterly Dividend, Reinvestment	₹12.17 ↑ 0.01	4.45 %	8.93 %	7.4 %	7.29 %
UTI Credit Risk Fund Annual Dividend, Payout	₹11.4327 ↑ 0.01	4.45 %	8.93 %	7.4 %	7.29 %
UTI Credit Risk Fund Normal Dividend, Payout	₹11.1222 ↑ 0.01	4.45 %	8.93 %	7.4 %	7.29 %
UTI Credit Risk Fund Normal Dividend, Reinvestment	₹11.1222 ↑ 0.01	4.45 %	8.93 %	7.4 %	7.29 %
UTI Credit Risk Fund Half-Yearly Dividend, Payout	₹11.4936 ↑ 0.01	4.45 %	8.93 %	7.4 %	7.3 %
UTI Credit Risk Fund Half-Yearly Dividend, Reinvestment	₹11.4936 ↑ 0.01	4.45 %	8.93 %	7.4 %	7.3 %
Data as on 2 Jul 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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