+91-22-48913909Top 8 Best Debt Funds by UTI Mutual Fund 2026
UTI Mutual Fund’s debt funds are one of the best ways to earn optimal returns. The fund aims to generate accrual income by Investing predominantly in money market instruments.
You can choose funds from a host of schemes like Liquid Funds, ultra short term funds, short term funds, Gilt Funds, etc. Debt fund schemes like liquid, ultra short and short term funds are a great way to plan your short to mid term Financial goals. Investors planning to invest can choose funds from the below-listed top 8 Best Debt Funds by UTI Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, average maturity, duration, etc.
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Fund Selection Methodology used to find 8 funds
Best UTI Debt Mutual Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity UTI Banking & PSU Debt Fund Growth ₹23.5994
↑ 0.01 ₹1,486 1.5 3.4 5.8 7.2 7.8 6.98% 7M 2D 7M 13D UTI Dynamic Bond Fund Growth ₹32.4302
↑ 0.00 ₹405 0.4 2.7 4.3 6.3 6 7.36% 1Y 10M 20D 3Y 2M 8D UTI Money Market Fund Growth ₹3,340.12
↑ 1.51 ₹19,468 1.6 3.6 6.4 7.3 7.5 6.92% 5M 16D 5M 16D UTI Treasury Advantage Fund Growth ₹3,827.94
↑ 1.84 ₹2,397 1.4 3.3 6 7.1 7.5 7.25% 8M 26D 9M 22D UTI Ultra Short Term Fund Growth ₹4,559.47
↑ 1.94 ₹3,536 1.5 3.3 6 6.7 6.6 7.13% 5M 8D 6M 21D UTI Short Term Income Fund Growth ₹33.7031
↑ 0.02 ₹2,030 0.6 2.9 4.7 6.8 7.3 7.5% 2Y 3M 2Y 11M 1D UTI Gilt Fund Growth ₹65.4817
↓ -0.02 ₹420 -0.3 2.8 4.5 6.2 5.1 6.15% 3Y 6Y 10M 20D UTI Bond Fund Growth ₹75.9679
↑ 0.03 ₹303 -0.1 2.9 3.2 5.9 5.6 7.79% 4Y 1M 6D 7Y 3M 25D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 26 Research Highlights & Commentary of 8 Funds showcased
Commentary UTI Banking & PSU Debt Fund UTI Dynamic Bond Fund UTI Money Market Fund UTI Treasury Advantage Fund UTI Ultra Short Term Fund UTI Short Term Income Fund UTI Gilt Fund UTI Bond Fund Point 1 Lower mid AUM (₹1,486 Cr). Bottom quartile AUM (₹405 Cr). Highest AUM (₹19,468 Cr). Upper mid AUM (₹2,397 Cr). Top quartile AUM (₹3,536 Cr). Upper mid AUM (₹2,030 Cr). Lower mid AUM (₹420 Cr). Bottom quartile AUM (₹303 Cr). Point 2 Established history (12+ yrs). Established history (16+ yrs). Established history (17+ yrs). Established history (19+ yrs). Established history (23+ yrs). Established history (19+ yrs). Established history (24+ yrs). Oldest track record among peers (28 yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 5.80% (upper mid). 1Y return: 4.32% (bottom quartile). 1Y return: 6.42% (top quartile). 1Y return: 6.05% (top quartile). 1Y return: 5.98% (upper mid). 1Y return: 4.68% (lower mid). 1Y return: 4.52% (lower mid). 1Y return: 3.23% (bottom quartile). Point 6 1M return: 0.49% (top quartile). 1M return: 0.06% (lower mid). 1M return: 0.52% (top quartile). 1M return: 0.44% (upper mid). 1M return: 0.48% (upper mid). 1M return: 0.13% (lower mid). 1M return: -0.31% (bottom quartile). 1M return: -0.22% (bottom quartile). Point 7 Sharpe: 0.31 (upper mid). Sharpe: -0.17 (lower mid). Sharpe: 0.97 (top quartile). Sharpe: 0.63 (top quartile). Sharpe: 0.61 (upper mid). Sharpe: -0.23 (bottom quartile). Sharpe: 0.26 (lower mid). Sharpe: -0.43 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.98% (lower mid). Yield to maturity (debt): 7.36% (upper mid). Yield to maturity (debt): 6.92% (bottom quartile). Yield to maturity (debt): 7.25% (upper mid). Yield to maturity (debt): 7.13% (lower mid). Yield to maturity (debt): 7.50% (top quartile). Yield to maturity (debt): 6.15% (bottom quartile). Yield to maturity (debt): 7.79% (top quartile). Point 10 Modified duration: 0.59 yrs (upper mid). Modified duration: 1.89 yrs (lower mid). Modified duration: 0.46 yrs (top quartile). Modified duration: 0.74 yrs (upper mid). Modified duration: 0.44 yrs (top quartile). Modified duration: 2.25 yrs (lower mid). Modified duration: 3.00 yrs (bottom quartile). Modified duration: 4.10 yrs (bottom quartile). UTI Banking & PSU Debt Fund
UTI Dynamic Bond Fund
UTI Money Market Fund
UTI Treasury Advantage Fund
UTI Ultra Short Term Fund
UTI Short Term Income Fund
UTI Gilt Fund
UTI Bond Fund
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for UTI Dynamic Bond Fund Below is the key information for UTI Dynamic Bond Fund Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Research Highlights for UTI Money Market Fund Below is the key information for UTI Money Market Fund Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. Research Highlights for UTI Treasury Advantage Fund Below is the key information for UTI Treasury Advantage Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for UTI Ultra Short Term Fund Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for UTI Gilt Fund Below is the key information for UTI Gilt Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. Research Highlights for UTI Bond Fund Below is the key information for UTI Bond Fund Returns up to 1 year are on 1. UTI Banking & PSU Debt Fund
UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (30 Sep 26) ₹23.5994 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹1,486 on 15 Aug 26 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.54 Sharpe Ratio 0.31 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.98% Effective Maturity 7 Months 13 Days Modified Duration 7 Months 2 Days Sub Cat. Banking & PSU Debt Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,915 30 Sep 23 ₹11,648 30 Sep 24 ₹12,558 30 Sep 25 ₹13,557 Returns for UTI Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.4% 1 Year 5.8% 3 Year 7.2% 5 Year 7.5% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.6% 2022 6.7% 2021 10.3% 2020 2.8% 2019 8.9% 2018 -1% 2017 6.8% 2016 6.4% 2015 11.7% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.75 Yr. Data below for UTI Banking & PSU Debt Fund as on 15 Aug 26
Asset Allocation
Asset Class Value Cash 50.46% Debt 49.28% Other 0.26% Debt Sector Allocation
Sector Value Corporate 66.9% Government 19.39% Cash Equivalent 13.45% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd.
Debentures | -5% ₹72 Cr 750,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹55 Cr 5,500 Axis Bank Limited
Debentures | -4% ₹55 Cr 550 7.38% Govt Stock 2027
Sovereign Bonds | -3% ₹51 Cr 500,000,000 7.61% Tamilnadu SDL 2027
Sovereign Bonds | -3% ₹50 Cr 500,000,000 Aditya Birla Housing Finance Limited
Debentures | -3% ₹40 Cr 4,000 National Housing Bank
Debentures | -2% ₹35 Cr 3,500 HDFC Bank Limited
Debentures | -2% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -2% ₹30 Cr 300 7.86% Karnataka Sdl 2027
Sovereign Bonds | -2% ₹25 Cr 250,000,000 2. UTI Dynamic Bond Fund
UTI Dynamic Bond Fund
Growth Launch Date 16 Jun 10 NAV (30 Sep 26) ₹32.4302 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹405 on 15 Aug 26 Category Debt - Dynamic Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio -0.17 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.36% Effective Maturity 3 Years 2 Months 8 Days Modified Duration 1 Year 10 Months 20 Days Sub Cat. Dynamic Bond Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,922 30 Sep 23 ₹11,587 30 Sep 24 ₹12,622 30 Sep 25 ₹13,354 Returns for UTI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month 0.1% 3 Month 0.4% 6 Month 2.7% 1 Year 4.3% 3 Year 6.3% 5 Year 6.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 6% 2023 8.6% 2022 6.2% 2021 10.1% 2020 10.8% 2019 5.9% 2018 -3.9% 2017 5.2% 2016 4.2% 2015 14.9% Fund Manager information for UTI Dynamic Bond Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 1.4 Yr. Data below for UTI Dynamic Bond Fund as on 15 Aug 26
Asset Allocation
Asset Class Value Cash 18.51% Debt 81.11% Other 0.38% Debt Sector Allocation
Sector Value Government 40.94% Corporate 40.17% Cash Equivalent 18.51% Credit Quality
Rating Value AA 19.71% AAA 80.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -23% ₹90 Cr 1,000,000,000
↓ -250,000,000 7.71% Govt Stock 2066
Sovereign Bonds | -13% ₹50 Cr 500,000,000
↑ 500,000,000 Bharti Telecom Limited
Debentures | -6% ₹25 Cr 2,500 Mahindra Rural Housing Finance Limited
Debentures | -6% ₹25 Cr 2,500 Jamnagar Utilities & Power Private Limited
Debentures | -6% ₹25 Cr 2,500 Can Fin Homes Limited
Debentures | -5% ₹20 Cr 2,000 Cholamandalam Investment And Finance Company Limited
Debentures | -5% ₹20 Cr 2,000 Torrent Pharmaceuticals Ltd
Debentures | -5% ₹20 Cr 2,000 7.24% Govt Stock 2055
Sovereign Bonds | -4% ₹14 Cr 150,000,000 Mankind Pharma Limited
Debentures | -3% ₹10 Cr 1,000 3. UTI Money Market Fund
UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (30 Sep 26) ₹3,340.12 ↑ 1.51 (0.05 %) Net Assets (Cr) ₹19,468 on 31 Aug 26 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 0.97 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.92% Effective Maturity 5 Months 16 Days Modified Duration 5 Months 16 Days Sub Cat. Money Market Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,414 30 Sep 23 ₹11,178 30 Sep 24 ₹12,035 30 Sep 25 ₹12,973 Returns for UTI Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.6% 1 Year 6.4% 3 Year 7.3% 5 Year 6.7% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.7% 2022 7.4% 2021 4.9% 2020 3.7% 2019 6% 2018 8% 2017 7.8% 2016 6.7% 2015 7.7% Fund Manager information for UTI Money Market Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.75 Yr. Amit Sharma 7 Jul 17 9.16 Yr. Data below for UTI Money Market Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 86.51% Debt 13.16% Other 0.33% Debt Sector Allocation
Sector Value Corporate 45.42% Cash Equivalent 36.67% Government 17.58% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -3% ₹489 Cr 5,000,000,000 India (Republic of)
- | -2% ₹342 Cr 3,500,000,000 UCO Bank
Domestic Bonds | -1% ₹237 Cr 2,500,000,000 Indian Overseas Bank
Debentures | -1% ₹194 Cr 2,000,000,000 Axis Bank Ltd.
Debentures | -1% ₹194 Cr 2,000,000,000 Punjab & Sind Bank
Debentures | -1% ₹169 Cr 1,750,000,000 AU Small Finance Bank Ltd.
Debentures | -1% ₹140 Cr 1,500,000,000 HDFC Bank Ltd.
Debentures | -1% ₹97 Cr 1,000,000,000 Ujjivan Small Finance Bank Limited
Debentures | -1% ₹97 Cr 1,000,000,000 Axis Bank Ltd.
Debentures | -1% ₹97 Cr 1,000,000,000 4. UTI Treasury Advantage Fund
UTI Treasury Advantage Fund
Growth Launch Date 23 Apr 07 NAV (30 Sep 26) ₹3,827.94 ↑ 1.84 (0.05 %) Net Assets (Cr) ₹2,397 on 15 Aug 26 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.45 Sharpe Ratio 0.63 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.25% Effective Maturity 9 Months 22 Days Modified Duration 8 Months 26 Days Sub Cat. Low Duration Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,397 30 Sep 23 ₹11,126 30 Sep 24 ₹11,970 30 Sep 25 ₹12,902 Returns for UTI Treasury Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 3.3% 1 Year 6% 3 Year 7.1% 5 Year 6.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.7% 2022 7.1% 2021 4.5% 2020 9% 2019 7.3% 2018 -4.2% 2017 7.3% 2016 7% 2015 8.9% Fund Manager information for UTI Treasury Advantage Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.75 Yr. Data below for UTI Treasury Advantage Fund as on 15 Aug 26
Asset Allocation
Asset Class Value Cash 39.46% Debt 60.17% Other 0.37% Debt Sector Allocation
Sector Value Corporate 62.55% Cash Equivalent 26.9% Government 10.19% Credit Quality
Rating Value AA 12.51% AAA 87.49% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tbill
Sovereign Bonds | -7% ₹198 Cr 2,000,000,000 Rec Limited
Debentures | -5% ₹140 Cr 14,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹125 Cr 12,500 Mahindra Rural Housing Finance Limited
Debentures | -4% ₹100 Cr 10,000 Summit Digitel Infrastructure Limited
Debentures | -4% ₹99 Cr 1,000 Embassy Office Parks Reit
Debentures | -4% ₹95 Cr 950 National Bank For Agriculture And Rural Development
Debentures | -3% ₹75 Cr 7,500 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹53 Cr 55 360 One Prime Limited
Debentures | -2% ₹50 Cr 500,000 Can Fin Homes Limited
Debentures | -2% ₹50 Cr 5,000 5. UTI Ultra Short Term Fund
UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (30 Sep 26) ₹4,559.47 ↑ 1.94 (0.04 %) Net Assets (Cr) ₹3,536 on 15 Aug 26 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.93 Sharpe Ratio 0.61 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.13% Effective Maturity 6 Months 21 Days Modified Duration 5 Months 8 Days Sub Cat. Ultrashort Bond Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,360 30 Sep 23 ₹11,043 30 Sep 24 ₹11,830 30 Sep 25 ₹12,653 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.3% 1 Year 6% 3 Year 6.7% 5 Year 6% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.2% 2022 6.7% 2021 4.2% 2020 6.1% 2019 5.3% 2018 3.3% 2017 7% 2016 6.6% 2015 8.9% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Anurag Mittal 21 Jul 26 0.12 Yr. Data below for UTI Ultra Short Term Fund as on 15 Aug 26
Asset Allocation
Asset Class Value Cash 68.18% Debt 31.46% Other 0.36% Debt Sector Allocation
Sector Value Corporate 58.26% Cash Equivalent 27.19% Government 14.19% Credit Quality
Rating Value AA 27.31% AAA 72.69% Top Securities Holdings / Portfolio
Name Holding Value Quantity 26/11/2026 Maturing 364 DTB
Sovereign Bonds | -5% ₹198 Cr 2,000,000,000 Axis Bank Ltd.
Debentures | -4% ₹146 Cr 1,500,000,000 Godrej Properties Limited
Debentures | -2% ₹90 Cr 9,000 Piramal Finance Limited
Debentures | -2% ₹85 Cr 8,500 Nuvama Wealth Finance Limited
Debentures | -2% ₹75 Cr 7,500 360 One Prime Limited
Debentures | -2% ₹75 Cr 7,500 Poonawalla Fincorp Limited
Debentures | -2% ₹75 Cr 7,500 Ujjivan Small Finance Bank Limited
Debentures | -2% ₹74 Cr 750,000,000 Aditya Birla Renewables Limited
Debentures | -2% ₹65 Cr 6,500 360 One Prime Limited
Debentures | -1% ₹50 Cr 5,000 6. UTI Short Term Income Fund
UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (30 Sep 26) ₹33.7031 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹2,030 on 15 Aug 26 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio -0.23 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.5% Effective Maturity 2 Years 11 Months 1 Day Modified Duration 2 Years 3 Months Sub Cat. Short term Bond Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,308 30 Sep 23 ₹11,002 30 Sep 24 ₹11,888 30 Sep 25 ₹12,795 Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month 0.1% 3 Month 0.6% 6 Month 2.9% 1 Year 4.7% 3 Year 6.8% 5 Year 6% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7.9% 2022 6.9% 2021 3.8% 2020 8.4% 2019 10.5% 2018 -3.9% 2017 6% 2016 6.1% 2015 10.1% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Anurag Mittal 21 Jul 26 0.12 Yr. Data below for UTI Short Term Income Fund as on 15 Aug 26
Asset Allocation
Asset Class Value Cash 16.24% Debt 83.24% Other 0.52% Debt Sector Allocation
Sector Value Corporate 61.37% Government 27.36% Cash Equivalent 10.75% Credit Quality
Rating Value AA 14.79% AAA 85.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity Export Import Bank Of India
Debentures | -7% ₹123 Cr 12,500 Vedanta Limited
Debentures | -5% ₹98 Cr 9,800 LIC Housing Finance Ltd
Debentures | -4% ₹75 Cr 7,500 Poonawalla Fincorp Limited
Debentures | -4% ₹75 Cr 7,500 360 One Prime Limited
Debentures | -4% ₹75 Cr 7,500 Small Industries Development Bank Of India
Debentures | -4% ₹74 Cr 7,500 LIC Housing Finance Ltd
Debentures | -3% ₹51 Cr 500 Rec Limited
Debentures | -3% ₹51 Cr 500 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹51 Cr 500,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹50 Cr 5,000 7. UTI Gilt Fund
UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (30 Sep 26) ₹65.4817 ↓ -0.02 (-0.03 %) Net Assets (Cr) ₹420 on 31 Aug 26 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio 0.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.15% Effective Maturity 6 Years 10 Months 20 Days Modified Duration 3 Years Sub Cat. Government Bond Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,132 30 Sep 23 ₹10,824 30 Sep 24 ₹11,883 30 Sep 25 ₹12,409 Returns for UTI Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month -0.3% 3 Month -0.3% 6 Month 2.8% 1 Year 4.5% 3 Year 6.2% 5 Year 5.3% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.1% 2023 8.9% 2022 6.7% 2021 2.9% 2020 2.3% 2019 10.3% 2018 11.8% 2017 6.3% 2016 4.3% 2015 15.5% Fund Manager information for UTI Gilt Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 1.4 Yr. Data below for UTI Gilt Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 9.07% Debt 90.93% Debt Sector Allocation
Sector Value Government 90.93% Cash Equivalent 9.07% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -44% ₹184 Cr 2,050,000,000
↓ -50,000,000 6.79% Govt Stock 2027
Sovereign Bonds | -18% ₹75 Cr 750,000,000
↓ -250,000,000 7.71% Govt Stock 2066
Sovereign Bonds | -12% ₹50 Cr 500,000,000
↑ 500,000,000 7.24% Govt Stock 2055
Sovereign Bonds | -9% ₹38 Cr 400,000,000 7.18% Tamilnadu SDL 2027
Sovereign Bonds | -4% ₹15 Cr 150,000,000 7.3% Uttarakhand Sgs 2032
Sovereign Bonds | -2% ₹8 Cr 85,730,000 7.77% Andhra Sdl 2028
Sovereign Bonds | -1% ₹5 Cr 50,000,000 Day Tbill
Sovereign Bonds | -0% ₹2 Cr 16,050,000
↓ -300,000,000 Net Current Assets
Net Current Assets | -9% ₹36 Cr Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -0% ₹2 Cr 00 8. UTI Bond Fund
UTI Bond Fund
Growth Launch Date 4 May 98 NAV (30 Sep 26) ₹75.9679 ↑ 0.03 (0.04 %) Net Assets (Cr) ₹303 on 15 Aug 26 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio -0.43 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.79% Effective Maturity 7 Years 3 Months 25 Days Modified Duration 4 Years 1 Month 6 Days Sub Cat. Medium to Long term Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,847 30 Sep 23 ₹11,590 30 Sep 24 ₹12,607 30 Sep 25 ₹13,327 Returns for UTI Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month -0.2% 3 Month -0.1% 6 Month 2.9% 1 Year 3.2% 3 Year 5.9% 5 Year 6.6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.6% 2023 8.5% 2022 6.4% 2021 9.9% 2020 9.4% 2019 1.1% 2018 -5.8% 2017 4% 2016 3.6% 2015 13.9% Fund Manager information for UTI Bond Fund
Name Since Tenure Amit Sharma 3 Nov 25 0.83 Yr. Data below for UTI Bond Fund as on 15 Aug 26
Asset Allocation
Asset Class Value Cash 7.48% Debt 92.2% Other 0.32% Debt Sector Allocation
Sector Value Corporate 59.2% Government 33% Cash Equivalent 7.48% Credit Quality
Rating Value AA 30.15% AAA 69.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity Summit Digitel Infrastructure Limited
Debentures | -8% ₹25 Cr 250 Bajaj Housing Finance Limited
Debentures | -8% ₹25 Cr 2,500 7.08% Andhra Sgs 2037
Sovereign Bonds | -8% ₹24 Cr 250,000,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -6% ₹19 Cr 20 Jtpm Metal TRaders Limited
Debentures | -6% ₹18 Cr 1,700 6.9% Govt Stock 2065
Sovereign Bonds | -6% ₹18 Cr 200,000,000 Piramal Finance Limited
Debentures | -5% ₹15 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -5% ₹15 Cr 1,500 Muthoot Finance Limited
Debentures | -5% ₹15 Cr 1,500 Torrent Pharmaceuticals Ltd
Debentures | -5% ₹15 Cr 1,500
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Research Highlights for UTI Banking & PSU Debt Fund