+91-22-48913909
Table of Contents
Top 8 Best Debt Funds by UTI Mutual Fund 2025
UTI Mutual Fund’s debt funds are one of the best ways to earn optimal returns. The fund aims to generate accrual Income by Investing predominantly in money market instruments.
You can choose funds from a host of schemes like Liquid Funds, ultra short term funds, short term funds, Gilt Funds, etc. Debt fund schemes like liquid, ultra short and short term funds are a great way to plan your short to mid term Financial goals. Investors planning to invest can choose funds from the below-listed top 8 Best Debt Funds by UTI Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, average maturity, duration, etc.
Talk to our investment specialist
Why Invest in UTI Mutual Fund?
a. Safety
UTI Mutual Fund always strives for the safety of the investor’s money and for Capital appreciation by investing it in a prudent manner.
b. Consistent Returns
UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.
c. Ease of Access
Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.
Best UTI Debt Mutual Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity UTI Banking & PSU Debt Fund Growth ₹22.1208
↓ 0.00 ₹805 2.1 5 8.8 7.4 7.6 6.53% 1Y 10M 10D 2Y 1M 13D UTI Dynamic Bond Fund Growth ₹31.227
↓ -0.04 ₹473 1.1 4.6 8.7 7.4 8.6 6.92% 7Y 2M 12D 15Y 10M 6D UTI Short Term Income Fund Growth ₹31.9859
↓ -0.01 ₹3,281 1.8 4.8 8.7 7.6 7.9 6.76% 2Y 7M 6D 3Y 3M 11D UTI Bond Fund Growth ₹73.7988
↓ -0.06 ₹330 0.5 4.3 8.4 7.6 8.5 6.99% 6Y 2M 19D 9Y 5M 1D UTI Treasury Advantage Fund Growth ₹3,573.15 ₹3,002 1.9 4.4 8.3 7.4 7.7 6.59% 10M 28D 1Y 7D UTI Money Market Fund Growth ₹3,106.41
↑ 0.40 ₹18,354 1.9 4.3 8.1 7.6 7.7 6.3% 7M 13D 7M 13D UTI Gilt Fund Growth ₹63.2832
↓ -0.13 ₹639 4 8.1 7.8 8.9 6.88% 9Y 9M 18D 23Y 9M 14D UTI Ultra Short Term Fund Growth ₹4,261.22
↑ 0.38 ₹4,551 1.7 3.8 7.3 6.8 7.2 6.46% 5M 12D 5M 19D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jul 25
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a Below is the key information for UTI Dynamic Bond Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a Below is the key information for UTI Bond Fund Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Treasury Advantage Fund Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a Below is the key information for UTI Money Market Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a Below is the key information for UTI Gilt Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on 1. UTI Banking & PSU Debt Fund
CAGR/Annualized return of 7.2% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% . UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (25 Jul 25) ₹22.1208 ↓ 0.00 (-0.02 %) Net Assets (Cr) ₹805 on 30 Jun 25 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.55 Sharpe Ratio 2.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.53% Effective Maturity 2 Years 1 Month 13 Days Modified Duration 1 Year 10 Months 10 Days Sub Cat. Banking & PSU Debt Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,396 30 Jun 22 ₹11,289 30 Jun 23 ₹12,086 30 Jun 24 ₹12,889 30 Jun 25 ₹14,046 Returns for UTI Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 0.6% 3 Month 2.1% 6 Month 5% 1 Year 8.8% 3 Year 7.4% 5 Year 7% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 6.7% 2022 10.3% 2021 2.8% 2020 8.9% 2019 -1% 2018 6.8% 2017 6.4% 2016 11.7% 2015 8.6% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.5 Yr. Data below for UTI Banking & PSU Debt Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 3.94% Debt 95.73% Other 0.33% Debt Sector Allocation
Sector Value Corporate 52.65% Government 43.08% Cash Equivalent 3.94% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -12% ₹93 Cr 900,000,000 Axis Bank Limited
Debentures | -7% ₹56 Cr 550 Export Import Bank Of India
Debentures | -6% ₹51 Cr 5,000 Small Industries Development Bank Of India
Debentures | -6% ₹51 Cr 5,000 Power Finance Corporation Limited
Debentures | -5% ₹41 Cr 400 Rural Electrification Corporation Limited
Debentures | -4% ₹36 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -4% ₹31 Cr 300 National Bank For Agriculture And Rural Development
Debentures | -4% ₹31 Cr 3,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹26 Cr 250 2. UTI Dynamic Bond Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 3 in Dynamic Bond category. Return for 2024 was 8.6% , 2023 was 6.2% and 2022 was 10.1% . UTI Dynamic Bond Fund
Growth Launch Date 16 Jun 10 NAV (25 Jul 25) ₹31.227 ↓ -0.04 (-0.12 %) Net Assets (Cr) ₹473 on 30 Jun 25 Category Debt - Dynamic Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio 0.9 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.92% Effective Maturity 15 Years 10 Months 6 Days Modified Duration 7 Years 2 Months 12 Days Sub Cat. Dynamic Bond Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,245 30 Jun 22 ₹12,137 30 Jun 23 ₹12,880 30 Jun 24 ₹13,785 30 Jun 25 ₹15,009 Returns for UTI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 0.6% 3 Month 1.1% 6 Month 4.6% 1 Year 8.7% 3 Year 7.4% 5 Year 8.4% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 6.2% 2022 10.1% 2021 10.8% 2020 5.9% 2019 -3.9% 2018 5.2% 2017 4.2% 2016 14.9% 2015 6.9% Fund Manager information for UTI Dynamic Bond Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 0.15 Yr. Data below for UTI Dynamic Bond Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 5.42% Debt 94.28% Other 0.3% Debt Sector Allocation
Sector Value Government 54.83% Corporate 39.45% Cash Equivalent 5.42% Credit Quality
Rating Value AA 1.18% AAA 98.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.92% Govt Stock 2039
Sovereign Bonds | -19% ₹92 Cr 900,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -11% ₹51 Cr 500,000,000 National Bank For Agriculture And Rural Development
Debentures | -9% ₹41 Cr 4,000 Small Industries Development Bank Of India
Debentures | -9% ₹41 Cr 4,000 Rec Limited
Debentures | -9% ₹41 Cr 4,000 Power Finance Corporation Limited
Debentures | -5% ₹26 Cr 2,500 LIC Housing Finance Ltd
Debentures | -5% ₹25 Cr 2,500
↑ 2,500 Indian Railway Finance Corporation Limited
Debentures | -5% ₹25 Cr 2,500 Bajaj Finance Limited
Debentures | -5% ₹25 Cr 2,500 Ntpc Limited
Debentures | -5% ₹25 Cr 2,500 3. UTI Short Term Income Fund
CAGR/Annualized return of 6.7% since its launch. Ranked 10 in Short term Bond category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.8% . UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (25 Jul 25) ₹31.9859 ↓ -0.01 (-0.04 %) Net Assets (Cr) ₹3,281 on 30 Jun 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.94 Sharpe Ratio 1.89 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.76% Effective Maturity 3 Years 3 Months 11 Days Modified Duration 2 Years 7 Months 6 Days Sub Cat. Short term Bond Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,517 30 Jun 22 ₹11,310 30 Jun 23 ₹12,077 30 Jun 24 ₹12,931 30 Jun 25 ₹14,082 Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 4.8% 1 Year 8.7% 3 Year 7.6% 5 Year 7% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.9% 2022 3.8% 2021 8.4% 2020 10.5% 2019 -3.9% 2018 6% 2017 6.1% 2016 10.1% 2015 8.3% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Anurag Mittal 8 Apr 25 0.15 Yr. Sudhir Agarwal 25 Oct 12 12.61 Yr. Data below for UTI Short Term Income Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 7.97% Debt 91.8% Other 0.23% Debt Sector Allocation
Sector Value Corporate 71.94% Government 24.47% Cash Equivalent 3.36% Credit Quality
Rating Value AA 9.97% AAA 90.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -10% ₹314 Cr 3,050,000,000 LIC Housing Finance Ltd
Debentures | -6% ₹179 Cr 1,750 National Housing Bank
Debentures | -6% ₹179 Cr 17,500 Small Industries Development Bank Of India
Debentures | -6% ₹179 Cr 17,500 Power Finance Corporation Limited
Debentures | -6% ₹178 Cr 17,500 Axis Bank Ltd.
Debentures | -5% ₹141 Cr 1,500,000,000
↑ 1,500,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹127 Cr 12,500
↓ -5,000 Export Import Bank Of India
Debentures | -4% ₹127 Cr 12,500
↑ 12,500 Mankind Pharma Limited
Debentures | -3% ₹102 Cr 10,000
↑ 2,500 Export-Import Bank of India
Domestic Bonds | -3% ₹94 Cr 1,000,000,000
↑ 1,000,000,000 4. UTI Bond Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 11 in Medium to Long term category. Return for 2024 was 8.5% , 2023 was 6.4% and 2022 was 9.9% . UTI Bond Fund
Growth Launch Date 4 May 98 NAV (25 Jul 25) ₹73.7988 ↓ -0.06 (-0.09 %) Net Assets (Cr) ₹330 on 30 Jun 25 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio 0.78 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.99% Effective Maturity 9 Years 5 Months 1 Day Modified Duration 6 Years 2 Months 19 Days Sub Cat. Medium to Long term Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,277 30 Jun 22 ₹11,894 30 Jun 23 ₹12,815 30 Jun 24 ₹13,638 30 Jun 25 ₹14,832 Returns for UTI Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 0.4% 3 Month 0.5% 6 Month 4.3% 1 Year 8.4% 3 Year 7.6% 5 Year 8.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 6.4% 2022 9.9% 2021 9.4% 2020 1.1% 2019 -5.8% 2018 4% 2017 3.6% 2016 13.9% 2015 6.3% Fund Manager information for UTI Bond Fund
Name Since Tenure Sunil Patil 17 Apr 23 2.21 Yr. Data below for UTI Bond Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 3.94% Debt 95.8% Other 0.26% Debt Sector Allocation
Sector Value Government 62.94% Corporate 32.86% Cash Equivalent 3.94% Credit Quality
Rating Value AA 11.1% AAA 88.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.92% Govt Stock 2039
Sovereign Bonds | -37% ₹122 Cr 1,190,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹26 Cr 250,000,000 LIC Housing Finance Ltd
Debentures | -8% ₹26 Cr 250 7.08% A P Sgl Mat - 26/03/2037
Sovereign Bonds | -8% ₹25 Cr 250,000,000 Indian Railway Finance Corporation Limited
Debentures | -8% ₹25 Cr 2,500 Hdb Financial Services Limited
Debentures | -8% ₹25 Cr 250 Aditya Birla Renewables Limited
Debentures | -5% ₹15 Cr 1,500 Cholamandalam Investment And Finance Company Limited
Debentures | -5% ₹15 Cr 1,500 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -4% ₹14 Cr 15 Bajaj Finance Limited
Debentures | -2% ₹7 Cr 700 5. UTI Treasury Advantage Fund
CAGR/Annualized return of 7.2% since its launch. Ranked 15 in Low Duration category. Return for 2024 was 7.7% , 2023 was 7.1% and 2022 was 4.5% . UTI Treasury Advantage Fund
Growth Launch Date 23 Apr 07 NAV (25 Jul 25) ₹3,573.15 Net Assets (Cr) ₹3,002 on 30 Jun 25 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.44 Sharpe Ratio 3.03 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.59% Effective Maturity 1 Year 7 Days Modified Duration 10 Months 28 Days Sub Cat. Low Duration Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,458 30 Jun 22 ₹11,370 30 Jun 23 ₹12,115 30 Jun 24 ₹12,980 30 Jun 25 ₹14,066 Returns for UTI Treasury Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 4.4% 1 Year 8.3% 3 Year 7.4% 5 Year 7% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.1% 2022 4.5% 2021 9% 2020 7.3% 2019 -4.2% 2018 7.3% 2017 7% 2016 8.9% 2015 8.8% Fund Manager information for UTI Treasury Advantage Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.5 Yr. Data below for UTI Treasury Advantage Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 38.97% Debt 60.73% Other 0.3% Debt Sector Allocation
Sector Value Corporate 56.21% Cash Equivalent 29.64% Government 13.86% Credit Quality
Rating Value AA 17.94% AAA 82.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 Days Tbill
Sovereign Bonds | -10% ₹297 Cr 3,000,000,000 Power Finance Corporation Limited
Debentures | -5% ₹149 Cr 1,500 Bajaj Housing Finance Limited
Debentures | -4% ₹126 Cr 1,250 Rec Limited
Debentures | -3% ₹102 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹102 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹101 Cr 10,000 Shriram Finance Limited
Debentures | -3% ₹91 Cr 9,000
↑ 5,000 Nirma Limited
Debentures | -2% ₹76 Cr 7,500 360 One Prime Limited
Debentures | -2% ₹55 Cr 550,000 Aditya Birla Renewables Limited
Debentures | -2% ₹51 Cr 5,000 6. UTI Money Market Fund
CAGR/Annualized return of 7.3% since its launch. Ranked 23 in Money Market category. Return for 2024 was 7.7% , 2023 was 7.4% and 2022 was 4.9% . UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (25 Jul 25) ₹3,106.41 ↑ 0.40 (0.01 %) Net Assets (Cr) ₹18,354 on 30 Jun 25 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.27 Sharpe Ratio 3.32 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.3% Effective Maturity 7 Months 13 Days Modified Duration 7 Months 13 Days Sub Cat. Money Market Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,417 30 Jun 22 ₹10,814 30 Jun 23 ₹11,553 30 Jun 24 ₹12,418 30 Jun 25 ₹13,439 Returns for UTI Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 4.3% 1 Year 8.1% 3 Year 7.6% 5 Year 6.1% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.4% 2022 4.9% 2021 3.7% 2020 6% 2019 8% 2018 7.8% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for UTI Money Market Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.5 Yr. Amit Sharma 7 Jul 17 7.91 Yr. Data below for UTI Money Market Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 86.53% Debt 13.22% Other 0.25% Debt Sector Allocation
Sector Value Corporate 47.7% Cash Equivalent 29.79% Government 22.26% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -3% ₹481 Cr 5,000,000,000 364 DTB 19mar2026
Sovereign Bonds | -3% ₹480 Cr 5,000,000,000 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -1% ₹240 Cr 2,500,000,000 364 DTB 12022026
Sovereign Bonds | -1% ₹193 Cr 2,000,000,000 364 DTB 27022026
Sovereign Bonds | -1% ₹193 Cr 2,000,000,000 07.00 RJ Sdl 2025
Sovereign Bonds | -1% ₹151 Cr 1,500,000,000 HDFC Bank Ltd.
Debentures | -1% ₹143 Cr 1,500,000,000 Equitas Small Finance Bank Ltd.
Debentures | -1% ₹142 Cr 1,500,000,000 08.28 KA Sdl 2026
Sovereign Bonds | -1% ₹102 Cr 1,000,000,000 6.99% Govt Stock 2026
Sovereign Bonds | -1% ₹101 Cr 1,000,000,000 7. UTI Gilt Fund
CAGR/Annualized return of 8.2% since its launch. Ranked 7 in Government Bond category. Return for 2024 was 8.9% , 2023 was 6.7% and 2022 was 2.9% . UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (25 Jul 25) ₹63.2832 ↓ -0.13 (-0.21 %) Net Assets (Cr) ₹639 on 30 Jun 25 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio 0.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.88% Effective Maturity 23 Years 9 Months 14 Days Modified Duration 9 Years 9 Months 18 Days Sub Cat. Government Bond Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,242 30 Jun 22 ₹10,375 30 Jun 23 ₹11,143 30 Jun 24 ₹11,982 30 Jun 25 ₹12,972 Returns for UTI Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 0.8% 3 Month 6 Month 4% 1 Year 8.1% 3 Year 7.8% 5 Year 5.3% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 6.7% 2022 2.9% 2021 2.3% 2020 10.3% 2019 11.8% 2018 6.3% 2017 4.3% 2016 15.5% 2015 6.1% Fund Manager information for UTI Gilt Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 0.23 Yr. Data below for UTI Gilt Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 4.52% Debt 95.48% Debt Sector Allocation
Sector Value Government 95.48% Cash Equivalent 4.52% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -41% ₹268 Cr 2,600,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -18% ₹119 Cr 1,150,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -15% ₹101 Cr 1,000,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -7% ₹47 Cr 450,000,000 7.46% Govt Stock 2073
Sovereign Bonds | -5% ₹31 Cr 300,000,000 7.34% Sdl ASsam - 05/03/2035
Sovereign Bonds | -5% ₹31 Cr 300,000,000
↑ 300,000,000 07.32% Chattisgarh Sdl
Sovereign Bonds | -5% ₹31 Cr 300,000,000
↑ 300,000,000 Net Current Assets
Net Current Assets | -4% ₹26 Cr Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -0% ₹3 Cr 00 Chhattisgarh (Government of) 7.32%
- | -₹0 Cr 00
↓ -300,000,000 8. UTI Ultra Short Term Fund
CAGR/Annualized return of 6.8% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2024 was 7.2% , 2023 was 6.7% and 2022 was 4.2% . UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (25 Jul 25) ₹4,261.22 ↑ 0.38 (0.01 %) Net Assets (Cr) ₹4,551 on 30 Jun 25 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.96 Sharpe Ratio 2.18 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.46% Effective Maturity 5 Months 19 Days Modified Duration 5 Months 12 Days Sub Cat. Ultrashort Bond Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,396 30 Jun 22 ₹11,020 30 Jun 23 ₹11,694 30 Jun 24 ₹12,502 30 Jun 25 ₹13,424 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.8% 1 Year 7.3% 3 Year 6.8% 5 Year 6.1% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 6.7% 2022 4.2% 2021 6.1% 2020 5.3% 2019 3.3% 2018 7% 2017 6.6% 2016 8.9% 2015 8.5% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Anurag Mittal 21 Jan 25 0.36 Yr. Data below for UTI Ultra Short Term Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 62.93% Debt 36.88% Other 0.19% Debt Sector Allocation
Sector Value Corporate 60.71% Cash Equivalent 33.44% Government 5.66% Credit Quality
Rating Value AA 15.03% AAA 84.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity Small Industries Development Bank Of India
Debentures | -4% ₹181 Cr 1,800 Titan Company Limited
Debentures | -3% ₹151 Cr 15,000
↑ 5,000 182 Days Tbill
Sovereign Bonds | -3% ₹148 Cr 1,500,000,000 Bajaj Housing Finance Limited
Debentures | -2% ₹101 Cr 1,000 LIC Housing Finance Ltd
Debentures | -2% ₹101 Cr 1,000
↑ 250 182 Days Tbill
Sovereign Bonds | -2% ₹99 Cr 1,000,000,000 Shriram Finance Limited
Debentures | -2% ₹81 Cr 8,000 Indian Bank
Domestic Bonds | -2% ₹72 Cr 750,000,000
↑ 750,000,000 Indian Bank
Domestic Bonds | -2% ₹72 Cr 750,000,000 Muthoot Finance Limited
Debentures | -1% ₹50 Cr 5,000
How to Invest in UTI Mutual Funds Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved