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Top 8 Best Debt Funds by UTI Mutual Fund 2022 | Fincash

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Top 8 Best Debt Funds by UTI Mutual Fund 2022

UTI Mutual Fund’s debt funds are one of the best ways to earn optimal returns. The fund aims to generate accrual Income by Investing predominantly in money market instruments.

You can choose funds from a host of schemes like Liquid Funds, ultra short term funds, short term funds, Gilt Funds, etc. Debt fund schemes like liquid, ultra short and short term funds are a great way to plan your short to mid term Financial goals. Investors planning to invest can choose funds from the below-listed top 8 Best Debt Funds by UTI Mutual Fund. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, average maturity, duration, etc.

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UTI

Why Invest in UTI Mutual Fund?

a. Safety

UTI Mutual Fund always strives for the safety of the investor’s money and for Capital appreciation by investing it in a prudent manner.

b. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.

c. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

Best UTI Debt Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
UTI Dynamic Bond Fund Growth ₹25.2375
↓ 0.00
₹3630.88.218.78.310.85.44%9M2Y 1M 6D
UTI Banking & PSU Debt Fund Growth ₹17.9762
↑ 0.01
₹3032.28.19.77.12.86.95%2Y 11M 26D3Y 8M 16D
UTI Bond Fund Growth ₹59.5956
↓ -0.04
₹2940.77.816.65.69.46.82%4Y 25D7Y 6M
UTI Treasury Advantage Fund Growth ₹2,893.51
↑ 0.39
₹2,6301.31.98.87.195.72%6M 18D6M 18D
UTI Short Term Income Fund Growth ₹25.7648
↑ 0.01
₹2,2641.21.27.67.88.46.14%1Y 29D1Y 9M 11D
UTI Ultra Short Term Fund Growth ₹3,502.85
↑ 0.47
₹1,9481.21.76.25.46.15.68%4M 9D4M 15D
UTI Money Market Fund Growth ₹2,503.08
↑ 0.36
₹8,1981.32.1453.75.54%4M 17D4M 18D
UTI Gilt Fund Growth ₹50.6385
↑ 0.00
₹5160.80.71.54.62.35.25%9M 25D3Y 3M 11D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Aug 22

1. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2021 was 10.8% , 2020 was 5.9% and 2019 was -3.9% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (12 Aug 22) ₹25.2375 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹363 on 30 Jun 22
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.18
Sharpe Ratio 1.25
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.44%
Effective Maturity 2 Years 1 Month 6 Days
Modified Duration 9 Months
Sub Cat. Dynamic Bond

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,142
31 Jul 19₹9,989
31 Jul 20₹10,508
31 Jul 21₹10,666
31 Jul 22₹12,651

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.3%
3 Month 0.8%
6 Month 8.2%
1 Year 18.7%
3 Year 8.3%
5 Year 4.8%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 10.8%
2020 5.9%
2019 -3.9%
2018 5.2%
2017 4.2%
2016 14.9%
2015 6.9%
2014 14.7%
2013 7.6%
2012 11.2%
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Sudhir Agarwal1 Dec 210.67 Yr.

Data below for UTI Dynamic Bond Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash17.93%
Debt82.07%
Debt Sector Allocation
SectorValue
Government74.59%
Corporate13.92%
Cash Equivalent11.49%
Credit Quality
RatingValue
AA13.56%
AAA86.44%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Dtb 27102022
Sovereign Bonds | -
26%₹99 Cr1,000,000,000
4.56% Govt Stock 2023
Sovereign Bonds | -
13%₹49 Cr500,000,000
5.53% Govt Stock 2033
Sovereign Bonds | -
10%₹39 Cr400,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
9%₹35 Cr350,000,000
↑ 350,000,000
6.54% Govt Stock 2032
Sovereign Bonds | -
8%₹28 Cr300,000,000
↓ -300,000,000
364 Dtb 01062023
Sovereign Bonds | -
5%₹19 Cr200,000,000
182 Dtb 15092022
Sovereign Bonds | -
3%₹10 Cr100,000,000
↓ -100,000,000
Punjab National Bank
Debentures | -
3%₹10 Cr100
Piramal Capital & Housing Finance Limited
Debentures | -
3%₹10 Cr123,219
Can Fin Homes Limited
Debentures | -
3%₹10 Cr100

2. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2021 was 2.8% , 2020 was 8.9% and 2019 was -1% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (12 Aug 22) ₹17.9762 ↑ 0.01   (0.06 %)
Net Assets (Cr) ₹303 on 30 Jun 22
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.32
Sharpe Ratio 0.88
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.95%
Effective Maturity 3 Years 8 Months 16 Days
Modified Duration 2 Years 11 Months 26 Days
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,538
31 Jul 19₹10,656
31 Jul 20₹11,522
31 Jul 21₹11,924
31 Jul 22₹13,037

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 1%
3 Month 2.2%
6 Month 8.1%
1 Year 9.7%
3 Year 7.1%
5 Year 5.5%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
2013
2012
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 210.67 Yr.

Data below for UTI Banking & PSU Debt Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash9.28%
Debt90.72%
Debt Sector Allocation
SectorValue
Government57.8%
Corporate32.91%
Cash Equivalent9.28%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2027
Sovereign Bonds | -
14%₹54 Cr550,000,000
↑ 50,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
12%₹45 Cr450,000,000
↑ 450,000,000
National Housing Bank
Debentures | -
8%₹30 Cr300
↑ 50
National Bank For Agriculture And Rural Development
Debentures | -
7%₹26 Cr250
Export Import Bank Of India
Debentures | -
7%₹25 Cr250
Power Finance Corporation Ltd.
Debentures | -
6%₹25 Cr250
Indian Railway Finance Corporation Limited
Debentures | -
6%₹25 Cr250
Rec Limited
Debentures | -
6%₹25 Cr250
Axis Bank Limited
Debentures | -
5%₹20 Cr200
Small Industries Development Bank Of India
Debentures | -
5%₹20 Cr200
↑ 200

3. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 11 in Medium to Long term category.  Return for 2021 was 9.4% , 2020 was 1.1% and 2019 was -5.8% .

Below is the key information for UTI Bond Fund

UTI Bond Fund
Growth
Launch Date 4 May 98
NAV (12 Aug 22) ₹59.5956 ↓ -0.04   (-0.07 %)
Net Assets (Cr) ₹294 on 30 Jun 22
Category Debt - Medium to Long term
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0
Sharpe Ratio 1.15
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.82%
Effective Maturity 7 Years 6 Months
Modified Duration 4 Years 25 Days
Sub Cat. Medium to Long term

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,048
31 Jul 19₹9,801
31 Jul 20₹9,662
31 Jul 21₹9,849
31 Jul 22₹11,463

UTI Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹188,454.
Net Profit of ₹8,454
Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.8%
3 Month 0.7%
6 Month 7.8%
1 Year 16.6%
3 Year 5.6%
5 Year 2.8%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 9.4%
2020 1.1%
2019 -5.8%
2018 4%
2017 3.6%
2016 13.9%
2015 6.3%
2014 15.6%
2013 4%
2012 10.5%
Fund Manager information for UTI Bond Fund
NameSinceTenure
Amandeep Chopra31 Jan 1210.51 Yr.

Data below for UTI Bond Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash15.11%
Debt84.89%
Debt Sector Allocation
SectorValue
Government80.79%
Cash Equivalent15.11%
Corporate4.11%
Credit Quality
RatingValue
AA9.07%
AAA90.93%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.1% Govt Stock 2031
Sovereign Bonds | -
15%₹46 Cr500,000,000
5.53% Govt Stock 2033
Sovereign Bonds | -
15%₹44 Cr450,000,000
6.54% Govt Stock 2032
Sovereign Bonds | -
14%₹42 Cr450,000,000
5.22% Govt Stock 2025
Sovereign Bonds | -
11%₹33 Cr350,000,000
182 Dtb 10112022
Sovereign Bonds | -
8%₹25 Cr250,000,000
Punjab National Bank
Debentures | -
5%₹15 Cr150
Food Corporation Of India
Debentures | -
5%₹14 Cr150
6.67% Govt Stock 2035
Sovereign Bonds | -
5%₹14 Cr150,000,000
182 Dtb 29092022
Sovereign Bonds | -
3%₹10 Cr100,000,000
Piramal Capital & Housing Finance Limited
Debentures | -
3%₹10 Cr123,219

4. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 15 in Low Duration category.  Return for 2021 was 9% , 2020 was 7.3% and 2019 was -4.2% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund
Growth
Launch Date 23 Apr 07
NAV (12 Aug 22) ₹2,893.51 ↑ 0.39   (0.01 %)
Net Assets (Cr) ₹2,630 on 30 Jun 22
Category Debt - Low Duration
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.44
Sharpe Ratio 1.06
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.72%
Effective Maturity 6 Months 18 Days
Modified Duration 6 Months 18 Days
Sub Cat. Low Duration

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,656
31 Jul 19₹10,216
31 Jul 20₹11,083
31 Jul 21₹11,558
31 Jul 22₹12,570

UTI Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 1.9%
1 Year 8.8%
3 Year 7.1%
5 Year 4.7%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 9%
2020 7.3%
2019 -4.2%
2018 7.3%
2017 7%
2016 8.9%
2015 8.8%
2014 9.3%
2013 9.6%
2012 9.7%
Fund Manager information for UTI Treasury Advantage Fund
NameSinceTenure
Anurag Mittal1 Dec 210.67 Yr.

Data below for UTI Treasury Advantage Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash68.16%
Debt31.84%
Debt Sector Allocation
SectorValue
Cash Equivalent50.51%
Corporate27.86%
Government21.63%
Credit Quality
RatingValue
AA6.98%
AAA93.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Dtb 29092022
Sovereign Bonds | -
13%₹346 Cr3,500,000,000
182 Dtb 08092022
Sovereign Bonds | -
9%₹248 Cr2,500,000,000
182 DTB 22122022
Sovereign Bonds | -
7%₹195 Cr2,000,000,000
Axis Finance Limited
Debentures | -
4%₹115 Cr1,150
07.02 MH Sdl 2022
Sovereign Bonds | -
4%₹100 Cr1,000,000,000
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹78 Cr800
Tata Capital Limited
Debentures | -
2%₹59 Cr600
Shriram Transport Finance Company Limited
Debentures | -
2%₹51 Cr500
National Housing Bank
Debentures | -
2%₹50 Cr500
Power Finance Corporation Ltd.
Debentures | -
2%₹50 Cr500

5. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch.  Ranked 10 in Short term Bond category.  Return for 2021 was 8.4% , 2020 was 10.5% and 2019 was -3.9% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (12 Aug 22) ₹25.7648 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹2,264 on 30 Jun 22
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.93
Sharpe Ratio 0.81
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.14%
Effective Maturity 1 Year 9 Months 11 Days
Modified Duration 1 Year 29 Days
Sub Cat. Short term Bond

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,462
31 Jul 19₹9,996
31 Jul 20₹11,137
31 Jul 21₹11,653
31 Jul 22₹12,529

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.4%
3 Month 1.2%
6 Month 1.2%
1 Year 7.6%
3 Year 7.8%
5 Year 4.6%
10 Year
15 Year
Since launch 6.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 8.4%
2020 10.5%
2019 -3.9%
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
2014 10.9%
2013 9%
2012 11.2%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 129.77 Yr.

Data below for UTI Short Term Income Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash16.51%
Debt83.49%
Debt Sector Allocation
SectorValue
Corporate46.79%
Government46.75%
Cash Equivalent6.46%
Credit Quality
RatingValue
AA26.12%
AAA73.88%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Axis Finance Limited
Debentures | -
7%₹160 Cr1,600
Indian Oil Corporation Limited
Debentures | -
5%₹123 Cr1,250
5.53% Govt Stock 2033
Sovereign Bonds | -
4%₹103 Cr1,050,000,000
Power Grid Corporation Of India Limited
Debentures | -
4%₹102 Cr1,000
7.38% Govt Stock 2027
Sovereign Bonds | -
4%₹101 Cr1,000,000,000
↑ 1,000,000,000
Power Finance Corporation Ltd.
Debentures | -
3%₹75 Cr750
India Grid TRust
Debentures | -
3%₹74 Cr750
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹68 Cr700
Can Fin Homes Limited
Debentures | -
3%₹64 Cr650
TATA Motors Finance Limited
Debentures | -
3%₹59 Cr600

6. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2021 was 6.1% , 2020 was 5.3% and 2019 was 3.3% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund
Growth
Launch Date 29 Aug 03
NAV (12 Aug 22) ₹3,502.85 ↑ 0.47   (0.01 %)
Net Assets (Cr) ₹1,948 on 30 Jun 22
Category Debt - Ultrashort Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.96
Sharpe Ratio 0.82
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.68%
Effective Maturity 4 Months 15 Days
Modified Duration 4 Months 9 Days
Sub Cat. Ultrashort Bond

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,626
31 Jul 19₹10,996
31 Jul 20₹11,689
31 Jul 21₹12,133
31 Jul 22₹12,871

UTI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.4%
3 Month 1.2%
6 Month 1.7%
1 Year 6.2%
3 Year 5.4%
5 Year 5.2%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 6.1%
2020 5.3%
2019 3.3%
2018 7%
2017 6.6%
2016 8.9%
2015 8.5%
2014 8.8%
2013 9.8%
2012 9%
Fund Manager information for UTI Ultra Short Term Fund
NameSinceTenure
Ritesh Nambiar1 Jul 157.09 Yr.

Data below for UTI Ultra Short Term Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash57.67%
Debt42.33%
Debt Sector Allocation
SectorValue
Cash Equivalent43.78%
Corporate37.91%
Government18.32%
Credit Quality
RatingValue
AA17.41%
AAA82.59%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
5%₹100 Cr1,000
91 Dtb 22092022
Sovereign Bonds | -
4%₹74 Cr750,000,000
91 Dtb 29092022
Sovereign Bonds | -
4%₹74 Cr750,000,000
The Tata Power Company Limited
Debentures | -
3%₹70 Cr700
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
3%₹61 Cr500
Rural Electrification Corporation Limited
Debentures | -
3%₹55 Cr545
Vedanta Ltd.
Debentures | -
2%₹50 Cr500,000,000
↑ 500,000,000
LIC Housing Finance Limited
Debentures | -
2%₹50 Cr500
182 Dtb 15122022
Sovereign Bonds | -
2%₹49 Cr500,000,000
Shriram Transport Finance Company Limited
Debentures | -
2%₹42 Cr420

7. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 23 in Money Market category.  Return for 2021 was 3.7% , 2020 was 6% and 2019 was 8% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund
Growth
Launch Date 13 Jul 09
NAV (12 Aug 22) ₹2,503.08 ↑ 0.36   (0.01 %)
Net Assets (Cr) ₹8,198 on 30 Jun 22
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.27
Sharpe Ratio 0.11
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.54%
Effective Maturity 4 Months 18 Days
Modified Duration 4 Months 17 Days
Sub Cat. Money Market

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,705
31 Jul 19₹11,622
31 Jul 20₹12,456
31 Jul 21₹12,951
31 Jul 22₹13,450

UTI Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.1%
1 Year 4%
3 Year 5%
5 Year 6.1%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.7%
2020 6%
2019 8%
2018 7.8%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
Fund Manager information for UTI Money Market Fund
NameSinceTenure
Anurag Mittal1 Dec 210.67 Yr.
Amit Sharma7 Jul 175.07 Yr.

Data below for UTI Money Market Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash82.1%
Debt17.9%
Debt Sector Allocation
SectorValue
Cash Equivalent53.84%
Government26.74%
Corporate19.42%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Dtb 08092022
Sovereign Bonds | -
6%₹546 Cr5,500,000,000
182 Dtb 29122022
Sovereign Bonds | -
4%₹390 Cr4,000,000,000
182 Dtb 22092022
Sovereign Bonds | -
2%₹198 Cr2,000,000,000
182 Dtb 29092022
Sovereign Bonds | -
2%₹198 Cr2,000,000,000
↓ -3,000,000,000
182 Dtb 24112022
Sovereign Bonds | -
2%₹196 Cr2,000,000,000
182 Dtb 01122022
Sovereign Bonds | -
2%₹196 Cr2,000,000,000
182 DTB 22122022
Sovereign Bonds | -
2%₹195 Cr2,000,000,000
Hero Fincorp Limited
Debentures | -
2%₹192 Cr2,000,000,000
↑ 2,000,000,000
07.97 KA Sdl 2022
Sovereign Bonds | -
1%₹126 Cr1,250,000,000
↑ 1,250,000,000
182 Dtb 15092022
Sovereign Bonds | -
1%₹124 Cr1,250,000,000
↓ -1,150,000,000

8. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch.  Ranked 7 in Government Bond category.  Return for 2021 was 2.3% , 2020 was 10.3% and 2019 was 11.8% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund
Growth
Launch Date 21 Jan 02
NAV (12 Aug 22) ₹50.6385 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹516 on 30 Jun 22
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.92
Sharpe Ratio -1.68
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.25%
Effective Maturity 3 Years 3 Months 11 Days
Modified Duration 9 Months 25 Days
Sub Cat. Government Bond

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,019
31 Jul 19₹11,560
31 Jul 20₹12,712
31 Jul 21₹12,940
31 Jul 22₹13,143

UTI Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.5%
3 Month 0.8%
6 Month 0.7%
1 Year 1.5%
3 Year 4.6%
5 Year 5.7%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 2.3%
2020 10.3%
2019 11.8%
2018 6.3%
2017 4.3%
2016 15.5%
2015 6.1%
2014 19.8%
2013 4%
2012 10.3%
Fund Manager information for UTI Gilt Fund
NameSinceTenure
Sudhir Agarwal1 Dec 210.66 Yr.

Data below for UTI Gilt Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash46.78%
Debt53.22%
Debt Sector Allocation
SectorValue
Government53.22%
Cash Equivalent46.78%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.53% Govt Stock 2033
Sovereign Bonds | -
18%₹93 Cr950,000,000
182 Dtb 22092022
Sovereign Bonds | -
14%₹74 Cr750,000,000
5.22% Govt Stock 2025
Sovereign Bonds | -
11%₹57 Cr600,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
10%₹50 Cr500,000,000
↑ 500,000,000
182 Dtb 29092022
Sovereign Bonds | -
10%₹49 Cr500,000,000
91 Dtb 11082022
Sovereign Bonds | -
7%₹35 Cr350,000,000
↑ 350,000,000
6.54% Govt Stock 2032
Sovereign Bonds | -
6%₹33 Cr350,000,000
↓ -550,000,000
7.94% Haryana SDL 2034
Sovereign Bonds | -
5%₹25 Cr250,000,000
182 Dtb 15092022
Sovereign Bonds | -
5%₹25 Cr250,000,000
↓ -150,000,000
8.13% Govt Stock 2045
Sovereign Bonds | -
3%₹16 Cr150,000,000

How to Invest in UTI Mutual Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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