Table of Contents
Mutual Fund Calculator
What is Mutual Fund?
A mutual fund is a professionally managed investment scheme. It is run by an asset management company (AMC) which acts like a mediator for the retail investors. The AMC pools in money from a large number of investors and invests it in equity shares, Bonds, money market instruments and other types of securities. Buying a mutual fund is like buying a small slice of a big pizza. Each investor, in return, is assigned a specific number of units proportionate to his invested amount in the fund. The investor is known as the unit holder. The unit holder shares the gains, losses, income and expenses of the fund in proportion to his investment in the fund.
Nature of investment ( SIP / Lump sum )
There are basically two ways of Investing money in your favourite Mutual Funds. You can go via the SIP or the lump sum route
1. Lump sum investment
Under a lump sum, you invest one big chunk of your funds in mutual fund scheme of your choice. It generally happens when you receive huge corpus from say sale of an asset or retirement benefits. But investing a lump sum involves greater risk. That’s why it is always recommended to go via the SIP route
2. Systematic Investment Plan (SIP)
Under a SIP, you instruct the bank to deduct a? the fixed sum from your Savings Account every month and invest it in the said mutual fund scheme. In this way, you can buy units continuously without worrying about the right time to enter the market. You get the benefit of rupee cost averaging and enjoy the Power of Compounding
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Types of Calculators
Lumpsum Calculator
SIP Calculator
Know Your SIP Returns
How does a mutual fund calculator work?
Is your mutual fund scheme generating returns in line with your expectation? Are you wondering what amount of SIP would help you in personal goal accomplishment? Get your answers by using our Mutual Fund Calculator! The Mutual Fund Calculator will give you the investment value at maturity by calculating fund returns according to your investment horizon. You can adjust the variables of the calculator like SIP/lump sum, amount of investment, frequency of SIP, expected rate of return and duration of SIP
Top Funds for 2019
*Best funds based on 1 year performance.
The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India. TATA Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a Below is the key information for TATA Banking and Financial Services Fund Returns up to 1 year are on Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services. Sundaram Financial Services Opportunities Fund is a Equity - Sectoral fund was launched on 10 Jun 08. It is a fund with High risk and has given a Below is the key information for Sundaram Financial Services Opportunities Fund Returns up to 1 year are on 1. TATA Banking and Financial Services Fund
CAGR/Annualized return of 19.7% since its launch. Return for 2018 was -0.1% , 2017 was 45% and 2016 was 17.8% . TATA Banking and Financial Services Fund
Growth Launch Date 28 Dec 15 NAV (17 Oct 19) ₹19.8283 ↑ 0.22 (1.11 %) Net Assets (Cr) ₹337 on 31 Aug 19 Category Equity - Sectoral AMC Tata Asset Management Limited Rating Risk High Expense Ratio 2.5 Sharpe Ratio 0.04 Information Ratio -0.45 Alpha Ratio -4.18 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Months (0.25%),3 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 16 ₹12,939 30 Sep 17 ₹16,993 30 Sep 18 ₹15,820 30 Sep 19 ₹19,683 Returns for TATA Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 19 Duration Returns 1 Month 9% 3 Month 0.9% 6 Month 5.4% 1 Year 27.2% 3 Year 15.2% 5 Year 10 Year 15 Year Since launch 19.7% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.1% 2017 45% 2016 17.8% 2015 2014 2013 2012 2011 2010 2009 Fund Manager information for TATA Banking and Financial Services Fund
Name Since Tenure Sonam Udasi 1 Apr 16 2.84 Yr. Amey Sathe 18 Jun 18 0.62 Yr. Data below for TATA Banking and Financial Services Fund as on 31 Aug 19
Equity Sector Allocation
Sector Value Financial Services 94.19% Asset Allocation
Asset Class Value Cash 2.22% Equity 98.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | HDFCBANK21% ₹71 Cr 319,000
↑ 9,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK14% ₹48 Cr 1,163,000
↑ 76,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFC11% ₹36 Cr 166,800
↑ 10,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK10% ₹35 Cr 242,000
↑ 24,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322158% ₹26 Cr 397,000
↑ 25,000 A) Repo
CBLO/Reverse Repo | -6% ₹20 Cr Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000344% ₹13 Cr 40,500
↓ -5,000 DCB Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | 5327724% ₹12 Cr 595,000 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Jun 16 | 5333983% ₹11 Cr 180,000 ICICI Prudential Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 16 | ICICIPRULI3% ₹11 Cr 250,000
↓ -39,000 2. Sundaram Financial Services Opportunities Fund
CAGR/Annualized return of 13.9% since its launch. Ranked 23 in Sectoral category. Return for 2018 was -3.7% , 2017 was 33.3% and 2016 was 12.8% . Sundaram Financial Services Opportunities Fund
Growth Launch Date 10 Jun 08 NAV (17 Oct 19) ₹43.8643 ↑ 0.53 (1.22 %) Net Assets (Cr) ₹180 on 31 Aug 19 Category Equity - Sectoral AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.98 Sharpe Ratio -0.01 Information Ratio -1.85 Alpha Ratio -5.37 Min Investment 100,000 Min SIP Investment 250 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 14 ₹10,000 30 Sep 15 ₹11,280 30 Sep 16 ₹13,151 30 Sep 17 ₹15,547 30 Sep 18 ₹14,727 30 Sep 19 ₹18,066 Returns for Sundaram Financial Services Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 19 Duration Returns 1 Month 8.7% 3 Month -0.2% 6 Month 5.8% 1 Year 25% 3 Year 11.6% 5 Year 12.1% 10 Year 15 Year Since launch 13.9% Historical performance (Yearly) on absolute basis
Year Returns 2018 -3.7% 2017 33.3% 2016 12.8% 2015 -9% 2014 58% 2013 -12.4% 2012 47.1% 2011 -32.9% 2010 35.5% 2009 71.6% Fund Manager information for Sundaram Financial Services Opportunities Fund
Name Since Tenure S Krishnakumar 30 Dec 17 1.58 Yr. Dwijendra Srivastava 30 Dec 17 1.58 Yr. Rahul Baijal 1 Apr 19 0.33 Yr. Rohit Seksaria 30 Dec 17 1.58 Yr. Data below for Sundaram Financial Services Opportunities Fund as on 31 Aug 19
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Cash 4.71% Equity 96.74% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 08 | HDFCBANK25% ₹47 Cr 385,280 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | ICICIBANK16% ₹30 Cr 700,154 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jul 18 | HDFC12% ₹23 Cr 116,344
↑ 5,362 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | KOTAKBANK10% ₹20 Cr 120,794 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | 5322157% ₹14 Cr 202,926 State Bank of India (Financial Services)
Equity, Since 31 Dec 08 | SBIN5% ₹11 Cr 388,132 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jul 18 | 5000345% ₹9 Cr 22,130
↓ -3,171 Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5329783% ₹6 Cr 6,711 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 28 Feb 18 | 5407163% ₹5 Cr 40,481
↑ 14,000 Sundaram Money Dir Gr
Investment Fund | -2% ₹4 Cr 982,292
↑ 982,292
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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