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Mutual Fund Calculator

Updated on May 25, 2026 , 45669 views

What is Mutual Fund?

A mutual fund is a professionally managed investment scheme. It is run by an asset management company (AMC) which acts like a mediator for the retail investors. The AMC pools in money from a large number of investors and invests it in equity shares, Bonds, money market instruments and other types of securities. Buying a mutual fund is like buying a small slice of a big pizza. Each investor, in return, is assigned a specific number of units proportionate to his invested amount in the fund. The investor is known as the unit holder. The unit holder shares the gains, losses, income and expenses of the fund in proportion to his investment in the fund.

What is a Mutual Fund Calculator ?

Mutual Fund Calculator helps us in Calculating our interest return for SIP investments or lump sum investment with the help of Fincash Mutual Fund Calculator below.

How does a mutual fund calculator work?

Is your mutual fund scheme generating returns in line with your expectation? Are you wondering what amount of SIP would help you in personal goal accomplishment? Get your answers by using our Mutual Fund Calculator! The Mutual Fund Calculator will give you the investment value at maturity by calculating fund returns according to your investment horizon. You can adjust the variables of the calculator like SIP/lump sum, amount of investment, frequency of SIP, expected rate of return and duration of SIP

Nature of investment ( SIP / Lumpsum )

There are basically two ways of Investing money in your favourite Mutual Funds. You can go via the SIP or the lump sum route

1. Lump sum investment

Under a lump sum, you invest one big chunk of your funds in mutual fund scheme of your choice. It generally happens when you receive huge corpus from say sale of an asset or retirement benefits. But investing a lump sum involves greater risk. That’s why it is always recommended to go via the SIP route

2. Systematic Investment Plan (SIP)

Under a SIP, you instruct the Bank to deduct a? the fixed sum from your Savings Account every month and invest it in the said mutual fund scheme. In this way, you can buy units continuously without worrying about the right time to enter the market. You get the benefit of rupee cost averaging and enjoy the Power of Compounding

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Types of Calculators

Lumpsum Calculator

Know Your Lumpsum Amount

   
My Goal Amount:
₹
Goal Tenure:
Years
Expected Annual Returns:
%

₹566,709 one time (Lumpsum)  for 10 Years
to achieve ₹2,500,000 Invest Now

SIP Calculator

Know Your SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹1,200,000
expected amount after 10 Years is ₹2,775,293.
Net Profit of ₹1,575,293 Invest Now

Fund Selection Methodology used to find 3 funds

  • Category: Equity
  • AUM Range: 100 to 5000 Cr
  • Minimum fund age: 3 years
  • Sorted On : 1-year return (high to low)
  • No Of Funds: 3

Top Funds for 2026

*Best funds based on 1 year performance.

1. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

  • Bottom quartile AUM (₹178 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 17.26% (lower mid).
  • 3Y return: 29.96% (lower mid).
  • 1Y return: 101.35% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.70 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Top sector: Basic Materials.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~93%).
  • Largest holding BGF World Mining I2 (~96.6%).
  • Top-3 holdings concentration ~100.3%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund
Growth
Launch Date 29 Dec 09
NAV (27 May 26) ₹33.4441 ↓ -0.14   (-0.42 %)
Net Assets (Cr) ₹178 on 30 Apr 26
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating ☆☆☆
Risk High
Expense Ratio 1.14
Sharpe Ratio 2.7
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 21₹10,000
30 Apr 22₹11,300
30 Apr 23₹10,973
30 Apr 24₹11,275
30 Apr 25₹10,728
30 Apr 26₹21,628

DSP World Mining Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 May 26

DurationReturns
1 Month 2%
3 Month -2.6%
6 Month 37.9%
1 Year 101.3%
3 Year 30%
5 Year 17.3%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2025 79%
2024 -8.1%
2023 0%
2022 12.2%
2021 18%
2020 34.9%
2019 21.5%
2018 -9.4%
2017 21.1%
2016 49.7%
Fund Manager information for DSP World Mining Fund
NameSinceTenure
Kaivalya Nadkarni1 May 251 Yr.

Data below for DSP World Mining Fund as on 30 Apr 26

Equity Sector Allocation
SectorValue
Basic Materials92.27%
Energy0.95%
Asset Allocation
Asset ClassValue
Cash6.75%
Equity93.22%
Debt0.03%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Mining I2
Investment Fund | -		97%₹165 Cr143,137
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -		4%₹6 Cr
Net Receivables/Payables
Net Current Assets | -		0%₹0 Cr

2. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Highest AUM (₹1,710 Cr).
  • Oldest track record among peers (18 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 23.15% (upper mid).
  • 3Y return: 49.35% (upper mid).
  • 1Y return: 94.42% (lower mid).
  • Alpha: 2.73 (lower mid).
  • Sharpe: 1.93 (bottom quartile).
  • Information ratio: -0.57 (bottom quartile).
  • Top sector: Basic Materials.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • Largest holding BGF World Gold I2 (~68.7%).
  • Top-3 holdings concentration ~100.2%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (27 May 26) ₹56.8447 ↓ -0.80   (-1.38 %)
Net Assets (Cr) ₹1,710 on 30 Apr 26
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating ☆☆☆
Risk High
Expense Ratio 1.41
Sharpe Ratio 1.93
Information Ratio -0.57
Alpha Ratio 2.73
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 21₹10,000
30 Apr 22₹9,761
30 Apr 23₹9,973
30 Apr 24₹10,050
30 Apr 25₹15,157
30 Apr 26₹31,297

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 May 26

DurationReturns
1 Month -5.8%
3 Month -18.9%
6 Month 18.9%
1 Year 94.4%
3 Year 49.3%
5 Year 23.1%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 167.1%
2024 15.9%
2023 7%
2022 -7.7%
2021 -9%
2020 31.4%
2019 35.1%
2018 -10.7%
2017 -4%
2016 52.7%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Kaivalya Nadkarni1 May 251 Yr.

Data below for DSP World Gold Fund as on 30 Apr 26

Equity Sector Allocation
SectorValue
Basic Materials93.74%
Asset Allocation
Asset ClassValue
Cash4.22%
Equity93.74%
Debt0.01%
Other2.03%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -		69%₹1,216 Cr1,063,805
↓ -39,784
VanEck Gold Miners ETF
- | GDX		28%₹498 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -		3%₹59 Cr
Net Receivables/Payables
Net Current Assets | -		0%-₹3 Cr

3. Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

The primary investment objective of the Scheme is to seek to provide long term capital growth by investing predominantly in the JPMorgan Funds - Emerging Markets Opportunities Fund, an equity fund which invests primarily in an aggressively managed portfolio of emerging market companies

Research Highlights for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

  • Lower mid AUM (₹221 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 10.45% (bottom quartile).
  • 3Y return: 29.06% (bottom quartile).
  • 1Y return: 79.71% (bottom quartile).
  • Alpha: 5.77 (upper mid).
  • Sharpe: 2.51 (lower mid).
  • Information ratio: -0.38 (lower mid).
  • Top sector: Technology.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • Largest holding JPM Emerging Mkts Opps I (acc) USD (~96.4%).
  • Top-3 holdings concentration ~100.4%.

Below is the key information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
Growth
Launch Date 7 Jul 14
NAV (27 May 26) ₹29.2097 ↑ 0.32   (1.09 %)
Net Assets (Cr) ₹221 on 30 Apr 26
Category Equity - Global
AMC Edelweiss Asset Management Limited
Rating ☆☆☆
Risk High
Expense Ratio 1.04
Sharpe Ratio 2.51
Information Ratio -0.38
Alpha Ratio 5.77
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 21₹10,000
30 Apr 22₹7,550
30 Apr 23₹7,413
30 Apr 24₹8,084
30 Apr 25₹8,413
30 Apr 26₹14,620

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 May 26

DurationReturns
1 Month 9.2%
3 Month 16.5%
6 Month 41.9%
1 Year 79.7%
3 Year 29.1%
5 Year 10.5%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025 41.1%
2024 5.9%
2023 5.5%
2022 -16.8%
2021 -5.9%
2020 21.7%
2019 25.1%
2018 -7.2%
2017 30%
2016 9.8%
Fund Manager information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
NameSinceTenure
Bhavesh Jain9 Apr 188.07 Yr.
Bharat Lahoti1 Oct 214.58 Yr.

Data below for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund as on 30 Apr 26

Equity Sector Allocation
SectorValue
Technology33.11%
Financial Services23.18%
Consumer Cyclical10.44%
Communication Services9.34%
Industrials5.83%
Energy4.34%
Basic Materials3.2%
Utility1.14%
Real Estate1.14%
Health Care0.91%
Consumer Defensive0.35%
Asset Allocation
Asset ClassValue
Cash5.34%
Equity93.99%
Debt0.01%
Other0.37%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
JPM Emerging Mkts Opps I (acc) USD
Investment Fund | -		96%₹182 Cr98,240
↑ 1,035
Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -		4%₹7 Cr
Net Receivables/(Payables)
CBLO | -		0%₹0 Cr
Accrued Interest
CBLO | -		0%₹0 Cr

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.

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