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Mutual Fund Calculator

Updated on October 13, 2021 , 10649 views

What is Mutual Fund?

A mutual fund is a professionally managed investment scheme. It is run by an asset management company (AMC) which acts like a mediator for the retail investors. The AMC pools in money from a large number of investors and invests it in equity shares, Bonds, money market instruments and other types of securities. Buying a mutual fund is like buying a small slice of a big pizza. Each investor, in return, is assigned a specific number of units proportionate to his invested amount in the fund. The investor is known as the unit holder. The unit holder shares the gains, losses, Income and expenses of the fund in proportion to his investment in the fund.

What is a Mutual Fund Calculator ?

Mutual Fund Calculator helps us in Calculating our interest return for SIP investments or lump sum investment with the help of Fincash Mutual Fund Calculator below.

How does a mutual fund calculator work?

Is your mutual fund scheme generating returns in line with your expectation? Are you wondering what amount of SIP would help you in personal goal accomplishment? Get your answers by using our Mutual Fund Calculator! The Mutual Fund Calculator will give you the investment value at maturity by calculating fund returns according to your investment horizon. You can adjust the variables of the calculator like SIP/lump sum, amount of investment, frequency of SIP, expected rate of return and duration of SIP

Nature of investment ( SIP / Lumpsum )

There are basically two ways of Investing money in your favourite Mutual Funds. You can go via the SIP or the lump sum route

1. Lump sum investment

Under a lump sum, you invest one big chunk of your funds in mutual fund scheme of your choice. It generally happens when you receive huge corpus from say sale of an asset or retirement benefits. But investing a lump sum involves greater risk. That’s why it is always recommended to go via the SIP route

2. Systematic Investment Plan (SIP)

Under a SIP, you instruct the Bank to deduct a? the fixed sum from your Savings Account every month and invest it in the said mutual fund scheme. In this way, you can buy units continuously without worrying about the right time to enter the market. You get the benefit of rupee cost averaging and enjoy the Power of Compounding

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Types of Calculators

Lumpsum Calculator

Know Your Lumpsum Amount

   
My Goal Amount:
Goal Tenure:
Years
Expected Annual Returns:
%

₹566,709 one time (Lumpsum)  for 10 Years
to achieve ₹2,500,000
Invest Now

SIP Calculator

Know Your SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹1,200,000
expected amount after 10 Years is ₹2,775,293.
Net Profit of ₹1,575,293
Invest Now

Top Funds for 2021

*Best funds based on 1 year performance.

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 14.1% since its launch.  Ranked 27 in Sectoral category.  Return for 2020 was 3.6% , 2019 was 2.6% and 2018 was -14% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund
Growth
Launch Date 31 Aug 05
NAV (14 Oct 21) ₹84.36 ↑ 0.78   (0.93 %)
Net Assets (Cr) ₹1,632 on 31 Aug 21
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.49
Sharpe Ratio 2.1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹11,994
30 Sep 18₹11,459
30 Sep 19₹11,892
30 Sep 20₹9,739
30 Sep 21₹19,538

ICICI Prudential Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 8.9%
3 Month 18.4%
6 Month 41.1%
1 Year 113.6%
3 Year 22.4%
5 Year 15.4%
10 Year
15 Year
Since launch 14.1%
Historical performance (Yearly) on absolute basis
YearReturns
2020 3.6%
2019 2.6%
2018 -14%
2017 40.8%
2016 2%
2015 -3.4%
2014 56.2%
2013 -5%
2012 25.5%
2011 -31%
Fund Manager information for ICICI Prudential Infrastructure Fund
NameSinceTenure
Ihab Dalwai3 Jun 174.25 Yr.
Priyanka Khandelwal15 Jun 174.22 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Industrials27.89%
Utility14.01%
Financial Services13.91%
Energy13.62%
Basic Materials11.22%
Communication Services9.36%
Real Estate4.73%
Technology1.04%
Asset Allocation
Asset ClassValue
Cash4.21%
Equity95.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 16 | BHARTIARTL
9%₹153 Cr2,300,000
↓ -520,000
NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 532555
8%₹138 Cr11,910,685
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT
8%₹137 Cr820,000
↑ 40,000
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 17 | 500312
7%₹109 Cr9,063,553
↑ 1,640,529
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 532215
5%₹87 Cr1,100,000
↑ 100,000
Hindalco Industries Ltd (Basic Materials)
Equity, Since 30 Apr 17 | HINDALCO
4%₹61 Cr1,300,000
GAIL (India) Ltd (Utilities)
Equity, Since 31 Oct 16 | 532155
3%₹54 Cr3,700,000
↑ 400,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 16 | SBIN
3%₹51 Cr1,200,000
↓ -100,000
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jan 20 | TATASTEEL
3%₹44 Cr300,000
↓ -30,901
Kalpataru Power Transmission Ltd (Industrials)
Equity, Since 30 Sep 06 | 522287
2%₹36 Cr878,510
↑ 425,278

2. IDFC Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a CAGR/Annualized return of 8.8% since its launch.  Ranked 1 in Sectoral category.  Return for 2020 was 6.3% , 2019 was -5.3% and 2018 was -25.9% .

Below is the key information for IDFC Infrastructure Fund

IDFC Infrastructure Fund
Growth
Launch Date 8 Mar 11
NAV (14 Oct 21) ₹24.52 ↑ 0.21   (0.86 %)
Net Assets (Cr) ₹655 on 31 Aug 21
Category Equity - Sectoral
AMC IDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.51
Sharpe Ratio 2.94
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹13,990
30 Sep 18₹12,072
30 Sep 19₹11,847
30 Sep 20₹9,790
30 Sep 21₹19,662

IDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for IDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 1.9%
3 Month 9.1%
6 Month 35%
1 Year 108.5%
3 Year 19.9%
5 Year 14.4%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2020 6.3%
2019 -5.3%
2018 -25.9%
2017 58.7%
2016 10.7%
2015 -0.2%
2014 43.2%
2013 -10.8%
2012 10%
2011
Fund Manager information for IDFC Infrastructure Fund
NameSinceTenure
Sachin Relekar8 Dec 200.73 Yr.

Data below for IDFC Infrastructure Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Industrials54.09%
Basic Materials26.98%
Utility12.6%
Communication Services4.4%
Energy1.02%
Asset Allocation
Asset ClassValue
Cash0.92%
Equity99.08%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
10%₹64 Cr385,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO
9%₹56 Cr72,000
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 17 | JKCEMENT
7%₹47 Cr142,284
Gujarat Gas Ltd (Utilities)
Equity, Since 28 Feb 17 | 539336
5%₹34 Cr464,568
↓ -89,600
PNC Infratech Ltd (Industrials)
Equity, Since 31 Oct 15 | PNCINFRA
5%₹30 Cr955,100
↓ -116,025
Transport Corp of India Ltd (Industrials)
Equity, Since 31 Mar 18 | TCI
5%₹30 Cr728,540
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL
4%₹29 Cr433,700
Sagar Cements Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 502090
4%₹28 Cr1,012,665
Torrent Power Ltd (Utilities)
Equity, Since 31 Mar 18 | 532779
4%₹27 Cr564,800
H.G. Infra Engineering Ltd Ordinary Shares (Industrials)
Equity, Since 28 Feb 18 | 541019
4%₹26 Cr461,127

3. DSP BlackRock Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

DSP BlackRock Natural Resources and New Energy Fund is a Equity - Sectoral fund was launched on 25 Apr 08. It is a fund with High risk and has given a CAGR/Annualized return of 13.8% since its launch.  Ranked 2 in Sectoral category.  Return for 2020 was 11.5% , 2019 was 4.4% and 2018 was -15.3% .

Below is the key information for DSP BlackRock Natural Resources and New Energy Fund

DSP BlackRock Natural Resources and New Energy Fund
Growth
Launch Date 25 Apr 08
NAV (14 Oct 21) ₹56.725 ↑ 0.67   (1.19 %)
Net Assets (Cr) ₹735 on 31 Aug 21
Category Equity - Sectoral
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 2.32
Sharpe Ratio 2.06
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹14,184
30 Sep 18₹13,876
30 Sep 19₹12,686
30 Sep 20₹11,500
30 Sep 21₹22,057

DSP BlackRock Natural Resources and New Energy Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for DSP BlackRock Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 5.4%
3 Month 10.7%
6 Month 27.2%
1 Year 102.7%
3 Year 21.3%
5 Year 17.2%
10 Year
15 Year
Since launch 13.8%
Historical performance (Yearly) on absolute basis
YearReturns
2020 11.5%
2019 4.4%
2018 -15.3%
2017 43.1%
2016 43.1%
2015 -1.7%
2014 46.8%
2013 -5.7%
2012 11.5%
2011 -23.2%
Fund Manager information for DSP BlackRock Natural Resources and New Energy Fund
NameSinceTenure
Rohit Singhania1 Jul 129.18 Yr.
Jay Kothari1 Mar 138.51 Yr.
Aayush Ganeriwala1 Jan 210.67 Yr.

Data below for DSP BlackRock Natural Resources and New Energy Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Basic Materials44.12%
Energy31.85%
Utility14.12%
Technology4.09%
Industrials3.39%
Consumer Defensive0.6%
Asset Allocation
Asset ClassValue
Cash1.65%
Equity98.34%
Debt0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 16 | TATASTEEL
11%₹83 Cr573,199
↓ -33,600
BGF Sustainable Energy I2
Investment Fund | -
11%₹82 Cr539,165
BGF World Energy I2
Investment Fund | -
10%₹76 Cr659,173
Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Oct 15 | HINDALCO
8%₹62 Cr1,313,878
Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 20 | 532286
7%₹49 Cr1,311,360
↑ 189,059
Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 08 | RELIANCE
7%₹49 Cr215,588
↑ 16,153
Steel Authority Of India Ltd (Basic Materials)
Equity, Since 31 Aug 20 | 500113
6%₹43 Cr3,554,148
Hindustan Zinc Ltd (Basic Materials)
Equity, Since 31 Mar 09 | 500188
5%₹35 Cr1,083,501
GAIL (India) Ltd (Utilities)
Equity, Since 31 Aug 20 | 532155
4%₹31 Cr2,139,449
↑ 122,597
Gujarat State Petronet Ltd (Utilities)
Equity, Since 31 Mar 20 | 532702
4%₹31 Cr886,747

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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