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Mutual Fund Return Calculator
Mutual Fund return calculator refers to a smart tool that helps us to check how the investment grows over a period of time. People can invest in Mutual Funds either through lumpsum or SIP mode. In the lumpsum mode, people invest a considerable amount at one stretch and hold it for a certain period. Contrarily, in SIP mode people invest in small amounts at regular intervals. Therefore, the calculator plays a key role in any investment mode. So, let us understand how the importance of Mutual Fund return calculator both lumpsum and SIP ones, how to use them and the best mutual funds for investment.
Mutual Fund SIP Calculator
sip calculator is a smart tool that helps to determine the amount to be invested along with the tenure to attain their objectives. It also shows how the SIP investment grows over a period of time. As SIP is known as a goal-based investment; through SIP people plan to attain various objectives such as purchasing a house, purchasing a vehicle, Retirement planning, and much more. The illustration given below shows how the SIP investment grows over a given period.
Know Your SIP Returns
Illustration
- Monthly Investment: INR 1,500
- Investment Tenure: 12 Years
- Total Amount Invested: INR 2,16,000
- Expected Long-term Growth on Investment: 16% (approx.)
- Expected Long-term Inflation: 5% (approx.)
The graph given below shows how the SIP investment grows given the above-mentioned parameters grows over the tenure 12 years.
From the above image, we can say that at the end of 12th year, the total value of the investment would be INR 4,32,809 and the net profit on the investment would be INR 2,16,809.
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How does a Mutual Fund SIP Calculator Work?
In order to check how the SIP calculator works, there are certain details or questions whose related data need to be entered. So, let us look at the questions that need to be answered to find how the SIP calculator works:
- What would be the tenure of the investment or for how long are you planning to invest.
- How much amount are you planning to invest.
- Your expected growth rate in the equity market for long-run.
- Your expected inflation rate in the long-term.
You need to be ready with the data related to the questions before doing the calculation. People also click on Next button after entering the details wherever required. Thus, we can say that by using Mutual Fund return calculator related to SIP, people can assess what will be their SIP value at the end of their expected tenure.
Now, let us shift our focus towards Lumpsum calculator.
Mutual Fund Lumpsum Return Calculator
Lumpsum investment in Mutual Fund refers to the Investing a considerable amount in Mutual Funds as a onetime activity. People having a considerable amount lying in their bank account can choose to invest lump sum amount. There is a difference between a lumpsum calculator and SIP calculator. The lumpsum calculator helps people to assess how their onetime investment grows over a period of time. So, let us understand how the lumpsum returns grow over a given timeframe.
Illustration
- Onetime Investment Amount: INR 15,000
- Investment Tenure: 12 Years
- Total Amount Invested: INR 15,000
- Expected Long-term Growth on Investment: 16% (approx.)
- Expected Long-term Inflation: 5% (approx.)
The graph given below shows how the lumpsum investment grows given the above-mentioned parameters grows over the tenure 12 years.
From the above image, we can say that at the end of 12th year, the total value of the investment would be INR 52,477 and the net profit on the investment would be INR 37,477.
How does a Mutual Fund Lumpsum Return Calculator Work?
The functioning process of a Mutual Fund lumpsum return calculator and SIP calculator is the same. However, people in this situation need to enter the lumpsum investment amount instead of SIP amount. However, the rest of the data related to investment tenure, expected long-term growth rate, and expected long-term inflation remains the same. Here too, you need to be ready with the data related to the questions before doing the calculation and click on Next button after entering the details wherever required.
Thus, we can say it is easy to use both the Mutual Fund calculators for lumpsum as well as SIP investment. Nevertheless, though people can use both of them but before making any investment; it is important to understand the modalities of the scheme completely. In addition, people can consult a financial advisor if required, to ensure that their investment gives them the required returns.
Top Funds for 2019
*Best funds based on 3 year performance.
The investment objective of ICICI Prudential US Bluechip Equity Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities (including ADRs/GDRs issued by Indian and foreign companies) of companies listed on New York Stock Exchange and/or NASDAQ. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential US Bluechip Equity Fund is a Equity - Global fund was launched on 6 Jul 12. It is a fund with High risk and has given a Below is the key information for ICICI Prudential US Bluechip Equity Fund Returns up to 1 year are on The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns. TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a Below is the key information for TATA Digital India Fund Returns up to 1 year are on 1. ICICI Prudential US Bluechip Equity Fund
CAGR/Annualized return of 16% since its launch. Ranked 7 in Global category. Return for 2018 was 5.2% , 2017 was 14.1% and 2016 was 11.6% . ICICI Prudential US Bluechip Equity Fund
Growth Launch Date 6 Jul 12 NAV (17 Oct 19) ₹29.45 ↑ 0.10 (0.34 %) Net Assets (Cr) ₹308 on 31 Aug 19 Category Equity - Global AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.31 Sharpe Ratio 0.15 Information Ratio -0.42 Alpha Ratio 1.25 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-3 Months (3%),3-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 14 ₹10,000 30 Sep 15 ₹9,894 30 Sep 16 ₹11,099 30 Sep 17 ₹12,744 30 Sep 18 ₹16,199 30 Sep 19 ₹16,910 Returns for ICICI Prudential US Bluechip Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 19 Duration Returns 1 Month -0.1% 3 Month 7.1% 6 Month 6% 1 Year 8.1% 3 Year 17% 5 Year 12.5% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2018 5.2% 2017 14.1% 2016 11.6% 2015 0.7% 2014 12.7% 2013 45.7% 2012 2011 2010 2009 Fund Manager information for ICICI Prudential US Bluechip Equity Fund
Name Since Tenure Rohan Maru 19 Sep 13 5.37 Yr. Priyanka Khandelwal 30 Jun 17 1.59 Yr. Data below for ICICI Prudential US Bluechip Equity Fund as on 31 Aug 19
Equity Sector Allocation
Sector Value Technology 21.28% Health Care 14.68% Consumer Defensive 13.9% Industrials 13.63% Consumer Cyclical 12.7% Financial Services 10.62% Utility 2.64% Communication Services 2.04% Energy 1.7% Asset Allocation
Asset Class Value Cash 4.99% Equity 95.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Amazon.com Inc (Consumer Cyclical)
Equity, Since 30 Jun 16 | AMZN5% ₹14 Cr 1,091 Net Current Assets
Net Current Assets | -4% ₹12 Cr Kellogg Co (Consumer Defensive)
Equity, Since 31 Dec 18 | K4% ₹12 Cr 26,185 Intel Corp (Technology)
Equity, Since 30 Sep 18 | INTC3% ₹10 Cr 29,659 Philip Morris International Inc (Consumer Defensive)
Equity, Since 30 Jun 18 | PM3% ₹9 Cr 17,768 Treps
CBLO/Reverse Repo | -3% ₹9 Cr Caterpillar Inc (Industrials)
Equity, Since 31 Dec 18 | CAT3% ₹8 Cr 9,886 Salesforce.com Inc (Technology)
Equity, Since 31 Dec 18 | CRM3% ₹8 Cr 7,536 Microchip Technology Inc (Technology)
Equity, Since 31 Dec 17 | MCHP3% ₹8 Cr 13,265 Medtronic PLC (Healthcare)
Equity, Since 31 Dec 16 | MDT3% ₹8 Cr 10,526 2. TATA Digital India Fund
CAGR/Annualized return of 11.3% since its launch. Return for 2018 was 24.9% , 2017 was 19.6% and 2016 was -6% . TATA Digital India Fund
Growth Launch Date 28 Dec 15 NAV (18 Oct 19) ₹15.0264 ↑ 0.12 (0.79 %) Net Assets (Cr) ₹428 on 31 Aug 19 Category Equity - Sectoral AMC Tata Asset Management Limited Rating Risk High Expense Ratio 2.05 Sharpe Ratio -0.39 Information Ratio -0.14 Alpha Ratio -7.24 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Months (0.25%),3 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 16 ₹9,330 30 Sep 17 ₹9,585 30 Sep 18 ₹15,366 30 Sep 19 ₹15,028 Returns for TATA Digital India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 19 Duration Returns 1 Month -1.5% 3 Month -0.4% 6 Month -0.4% 1 Year 3.2% 3 Year 16.8% 5 Year 10 Year 15 Year Since launch 11.3% Historical performance (Yearly) on absolute basis
Year Returns 2018 24.9% 2017 19.6% 2016 -6% 2015 2014 2013 2012 2011 2010 2009 Fund Manager information for TATA Digital India Fund
Name Since Tenure Sailesh Jain 9 Nov 18 0.23 Yr. Meeta Shetty 9 Nov 18 0.23 Yr. Data below for TATA Digital India Fund as on 31 Aug 19
Equity Sector Allocation
Sector Value Technology 94.81% Asset Allocation
Asset Class Value Cash 5.43% Equity 94.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY34% ₹141 Cr 1,747,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS15% ₹61 Cr 290,000 Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 53275510% ₹41 Cr 577,700
↑ 60,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH9% ₹39 Cr 363,000
↑ 113,000 (A) Treps
CBLO/Reverse Repo | -5% ₹21 Cr Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 5076855% ₹21 Cr 866,666 MindTree Ltd (Technology)
Equity, Since 31 Jul 19 | 5328195% ₹20 Cr 285,000
↑ 65,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT5% ₹20 Cr 351,200 Oracle Financial Services Software Ltd (Technology)
Equity, Since 31 Mar 16 | 5324663% ₹14 Cr 45,400 L&T Technology Services Ltd (Technology)
Equity, Since 31 May 18 | LTTS3% ₹14 Cr 90,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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