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Mutual Fund Return Calculator
Mutual Fund return calculator refers to a smart tool that helps us to check how the investment grows over a period of time. People can invest in Mutual Funds either through lumpsum or SIP mode. In the lumpsum mode, people invest a considerable amount at one stretch and hold it for a certain period. Contrarily, in SIP mode people invest in small amounts at regular intervals. Therefore, the calculator plays a key role in any investment mode. So, let us understand how the importance of Mutual Fund return calculator both lumpsum and SIP ones, how to use them and the best mutual funds for investment.
Mutual Fund SIP Calculator
sip calculator is a smart tool that helps to determine the amount to be invested along with the tenure to attain their objectives. It also shows how the SIP investment grows over a period of time. As SIP is known as a goal-based investment; through SIP people plan to attain various objectives such as purchasing a house, purchasing a vehicle, Retirement planning, and much more. The illustration given below shows how the SIP investment grows over a given period.
Know Your SIP Returns
Illustration
- Monthly Investment: INR 1,500
- Investment Tenure: 12 Years
- Total Amount Invested: INR 2,16,000
- Expected Long-term Growth on Investment: 16% (approx.)
- Expected Long-term Inflation: 5% (approx.)
The graph given below shows how the SIP investment grows given the above-mentioned parameters grows over the tenure 12 years.
From the above image, we can say that at the end of 12th year, the total value of the investment would be INR 4,32,809 and the net profit on the investment would be INR 2,16,809.
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How does a Mutual Fund SIP Calculator Work?
In order to check how the SIP calculator works, there are certain details or questions whose related data need to be entered. So, let us look at the questions that need to be answered to find how the SIP calculator works:
- What would be the tenure of the investment or for how long are you planning to invest.
- How much amount are you planning to invest.
- Your expected growth rate in the equity market for long-run.
- Your expected inflation rate in the long-term.
You need to be ready with the data related to the questions before doing the calculation. People also click on Next button after entering the details wherever required. Thus, we can say that by using Mutual Fund return calculator related to SIP, people can assess what will be their SIP value at the end of their expected tenure.
Now, let us shift our focus towards Lumpsum calculator.
Mutual Fund Lumpsum Return Calculator
Lumpsum investment in Mutual Fund refers to the Investing a considerable amount in Mutual Funds as a onetime activity. People having a considerable amount lying in their bank account can choose to invest lump sum amount. There is a difference between a lumpsum calculator and SIP calculator. The lumpsum calculator helps people to assess how their onetime investment grows over a period of time. So, let us understand how the lumpsum returns grow over a given timeframe.
Illustration
- Onetime Investment Amount: INR 15,000
- Investment Tenure: 12 Years
- Total Amount Invested: INR 15,000
- Expected Long-term Growth on Investment: 16% (approx.)
- Expected Long-term Inflation: 5% (approx.)
The graph given below shows how the lumpsum investment grows given the above-mentioned parameters grows over the tenure 12 years.
From the above image, we can say that at the end of 12th year, the total value of the investment would be INR 52,477 and the net profit on the investment would be INR 37,477.
How does a Mutual Fund Lumpsum Return Calculator Work?
The functioning process of a Mutual Fund lumpsum return calculator and SIP calculator is the same. However, people in this situation need to enter the lumpsum investment amount instead of SIP amount. However, the rest of the data related to investment tenure, expected long-term growth rate, and expected long-term inflation remains the same. Here too, you need to be ready with the data related to the questions before doing the calculation and click on Next button after entering the details wherever required.
Thus, we can say it is easy to use both the Mutual Fund calculators for lumpsum as well as SIP investment. Nevertheless, though people can use both of them but before making any investment; it is important to understand the modalities of the scheme completely. In addition, people can consult a financial advisor if required, to ensure that their investment gives them the required returns.
Top Funds for 2019
*Best funds based on 3 year performance.
The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a Below is the key information for SBI Banking & Financial Services Fund Returns up to 1 year are on The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America. Franklin India Feeder - Franklin U S Opportunities Fund is a Equity - Global fund was launched on 6 Feb 12. It is a fund with High risk and has given a Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund Returns up to 1 year are on 1. SBI Banking & Financial Services Fund
CAGR/Annualized return of 15.4% since its launch. Return for 2018 was 9.5% , 2017 was 40.7% and 2016 was 17% . SBI Banking & Financial Services Fund
Growth Launch Date 26 Feb 15 NAV (12 Jul 19) ₹18.7192 ↓ -0.09 (-0.49 %) Net Assets (Cr) ₹776 on 30 Apr 19 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating Risk High Expense Ratio 3.02 Sharpe Ratio 0.57 Information Ratio -0.09 Alpha Ratio -4.24 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹9,629 30 Jun 16 ₹10,674 30 Jun 17 ₹13,808 30 Jun 18 ₹15,729 30 Jun 19 ₹18,870 Returns for SBI Banking & Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jul 19 Duration Returns 1 Month -0.4% 3 Month 5% 6 Month 13.5% 1 Year 15.6% 3 Year 19.4% 5 Year 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2018 9.5% 2017 40.7% 2016 17% 2015 2014 2013 2012 2011 2010 2009 Fund Manager information for SBI Banking & Financial Services Fund
Name Since Tenure Sohini Andani 26 Feb 15 4.18 Yr. Data below for SBI Banking & Financial Services Fund as on 30 Apr 19
Equity Sector Allocation
Sector Value Financial Services 93.9% Asset Allocation
Asset Class Value Cash 6.1% Equity 93.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK17% ₹154 Cr 636,000
↓ -105,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK10% ₹91 Cr 2,155,814
↓ -350,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | KOTAKBANK9% ₹78 Cr 510,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN8% ₹75 Cr 2,115,000
↑ 500,000 Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Mar 19 | 5049738% ₹70 Cr 1,407,084
↑ 131,000 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 May 19 | INDUSINDBK6% ₹58 Cr 360,000
↑ 360,000 Bank of Baroda (Financial Services)
Equity, Since 31 May 19 | 5321346% ₹53 Cr 4,000,000
↑ 4,000,000 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | 5406115% ₹47 Cr 678,045 ICICI Prudential Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 19 | ICICIPRULI5% ₹47 Cr 1,200,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 5322155% ₹42 Cr 520,000
↓ -350,000 2. Franklin India Feeder - Franklin U S Opportunities Fund
CAGR/Annualized return of 17.3% since its launch. Ranked 6 in Global category. Return for 2018 was 6.5% , 2017 was 18.1% and 2016 was -0.8% . Franklin India Feeder - Franklin U S Opportunities Fund
Growth Launch Date 6 Feb 12 NAV (12 Jul 19) ₹32.757 ↑ 0.14 (0.43 %) Net Assets (Cr) ₹853 on 30 Apr 19 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆ Risk High Expense Ratio 1.88 Sharpe Ratio 0.77 Information Ratio -0.15 Alpha Ratio -0.76 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 14 ₹10,000 30 Jun 15 ₹11,710 30 Jun 16 ₹11,153 30 Jun 17 ₹12,752 30 Jun 18 ₹16,466 30 Jun 19 ₹18,151 Returns for Franklin India Feeder - Franklin U S Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jul 19 Duration Returns 1 Month 4.7% 3 Month 5.4% 6 Month 20.1% 1 Year 9.4% 3 Year 17.7% 5 Year 13.5% 10 Year 15 Year Since launch 17.3% Historical performance (Yearly) on absolute basis
Year Returns 2018 6.5% 2017 18.1% 2016 -0.8% 2015 8.8% 2014 8.4% 2013 55.2% 2012 2011 2010 2009 Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund
Name Since Tenure Srikesh Nair 2 May 16 2.83 Yr. Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 30 Apr 19
Equity Sector Allocation
Sector Value Technology 33.01% Financial Services 17.42% Health Care 12.95% Consumer Cyclical 10.93% Industrials 9.61% Real Estate 5.15% Consumer Defensive 3.14% Communication Services 2.08% Basic Materials 1.01% Energy 0.73% Asset Allocation
Asset Class Value Cash 0.79% Equity 96.04% Other 3.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity Franklin US Opportunities I(acc)USD
Investment Fund | -100% ₹823 Cr 2,614,398
↑ 45,062 Call, Cash & Other Assets
Receivables | -0% ₹1 Cr
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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