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Mutual Fund Return Calculator

Updated on May 22, 2020 , 3710 views

Mutual Fund return calculator refers to a smart tool that helps us to check how the investment grows over a period of time. People can invest in Mutual Funds either through lumpsum or SIP mode. In the lumpsum mode, people invest a considerable amount at one stretch and hold it for a certain period. Contrarily, in SIP mode people invest in small amounts at regular intervals. Therefore, the calculator plays a key role in any investment mode. So, let us understand how the importance of Mutual Fund return calculator both lumpsum and SIP ones, how to use them and the best mutual funds for investment.

Mutual Fund SIP Calculator

sip calculator is a smart tool that helps to determine the amount to be invested along with the tenure to attain their objectives. It also shows how the SIP investment grows over a period of time. As SIP is known as a goal-based investment; through SIP people plan to attain various objectives such as purchasing a house, purchasing a vehicle, Retirement planning, and much more. The illustration given below shows how the SIP investment grows over a given period.

Know Your SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹720,000
expected amount after 10 Years is ₹1,665,176.
Net Profit of ₹945,176
Invest Now

Illustration

  • Monthly Investment: INR 1,500
  • Investment Tenure: 12 Years
  • Total Amount Invested: INR 2,16,000
  • Expected Long-term Growth on Investment: 16% (approx.)
  • Expected Long-term Inflation: 5% (approx.)

The graph given below shows how the SIP investment grows given the above-mentioned parameters grows over the tenure 12 years.

SIP Calculator

From the above image, we can say that at the end of 12th year, the total value of the investment would be INR 4,32,809 and the net profit on the investment would be INR 2,16,809.

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How does a Mutual Fund SIP Calculator Work?

In order to check how the SIP calculator works, there are certain details or questions whose related data need to be entered. So, let us look at the questions that need to be answered to find how the SIP calculator works:

  1. What would be the tenure of the investment or for how long are you planning to invest.
  2. How much amount are you planning to invest.
  3. Your expected growth rate in the equity market for long-run.
  4. Your expected inflation rate in the long-term.

You need to be ready with the data related to the questions before doing the calculation. People also click on Next button after entering the details wherever required. Thus, we can say that by using Mutual Fund return calculator related to SIP, people can assess what will be their SIP value at the end of their expected tenure.

Now, let us shift our focus towards Lumpsum calculator.

Mutual Fund Lumpsum Return Calculator

Lumpsum investment in Mutual Fund refers to the Investing a considerable amount in Mutual Funds as a onetime activity. People having a considerable amount lying in their bank account can choose to invest lump sum amount. There is a difference between a lumpsum calculator and SIP calculator. The lumpsum calculator helps people to assess how their onetime investment grows over a period of time. So, let us understand how the lumpsum returns grow over a given timeframe.

Know Your Lumpsum Amount

   
My Goal Amount:
Goal Tenure:
Years
Expected Annual Returns:
%

₹226,684 one time (Lumpsum)  for 10 Years
to achieve ₹1,000,000
Invest Now

Illustration

  • Onetime Investment Amount: INR 15,000
  • Investment Tenure: 12 Years
  • Total Amount Invested: INR 15,000
  • Expected Long-term Growth on Investment: 16% (approx.)
  • Expected Long-term Inflation: 5% (approx.)

The graph given below shows how the lumpsum investment grows given the above-mentioned parameters grows over the tenure 12 years.

Lumpsum Calculator

From the above image, we can say that at the end of 12th year, the total value of the investment would be INR 52,477 and the net profit on the investment would be INR 37,477.

How does a Mutual Fund Lumpsum Return Calculator Work?

The functioning process of a Mutual Fund lumpsum return calculator and SIP calculator is the same. However, people in this situation need to enter the lumpsum investment amount instead of SIP amount. However, the rest of the data related to investment tenure, expected long-term growth rate, and expected long-term inflation remains the same. Here too, you need to be ready with the data related to the questions before doing the calculation and click on Next button after entering the details wherever required.

Thus, we can say it is easy to use both the Mutual Fund calculators for lumpsum as well as SIP investment. Nevertheless, though people can use both of them but before making any investment; it is important to understand the modalities of the scheme completely. In addition, people can consult a financial advisor if required, to ensure that their investment gives them the required returns.

Top Funds for 2020

*Best funds based on 3 year performance.

1. Franklin India Feeder - Franklin U S Opportunities Fund

The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America.

Franklin India Feeder - Franklin U S Opportunities Fund is a Equity - Global fund was launched on 6 Feb 12. It is a fund with High risk and has given a CAGR/Annualized return of 17.9% since its launch.  Ranked 6 in Global category.  Return for 2019 was 34.2% , 2018 was 6.5% and 2017 was 18.1% .

Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund

Franklin India Feeder - Franklin U S Opportunities Fund
Growth
Launch Date 6 Feb 12
NAV (21 May 20) ₹39.1237 ↓ -0.50   (-1.27 %)
Net Assets (Cr) ₹1,515 on 30 Apr 20
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 1.74
Sharpe Ratio 0.63
Information Ratio -0.1
Alpha Ratio -1.46
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹9,549
30 Apr 17₹10,773
30 Apr 18₹13,124
30 Apr 19₹15,714
30 Apr 20₹18,160

Franklin India Feeder - Franklin U S Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for Franklin India Feeder - Franklin U S Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 20

DurationReturns
1 Month 11.7%
3 Month 2%
6 Month 16%
1 Year 25.7%
3 Year 20.7%
5 Year 13.4%
10 Year
15 Year
Since launch 17.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 34.2%
2018 6.5%
2017 18.1%
2016 -0.8%
2015 8.8%
2014 8.4%
2013 55.2%
2012
2011
2010
Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund
NameSinceTenure
Pyari Menon26 Sep 190.51 Yr.

Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Technology26.11%
Financial Services16.7%
Health Care15.42%
Consumer Cyclical11.35%
Communication Services7.4%
Real Estate7.31%
Industrials7.29%
Consumer Defensive3.09%
Basic Materials0.6%
Asset Allocation
Asset ClassValue
Cash1.17%
Equity95.26%
Other3.57%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Franklin US Opportunities I(acc)USD
Investment Fund | -
100%₹1,516 Cr3,901,279
↑ 66,193
Call, Cash & Other Assets
Receivables | -
0%-₹1 Cr

2. Nippon India US Equity Opportunites Fund

The primary investment objective of Reliance US Equity Opportunities Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities of companies listed on recognized stock exchanges in the US and the secondary objective is to generate consistent returns by investing in debt and money market securities in India. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.

Nippon India US Equity Opportunites Fund is a Equity - Global fund was launched on 23 Jul 15. It is a fund with High risk and has given a CAGR/Annualized return of 12.9% since its launch.  Return for 2019 was 31.8% , 2018 was 7.7% and 2017 was 16.9% .

Below is the key information for Nippon India US Equity Opportunites Fund

Nippon India US Equity Opportunites Fund
Growth
Launch Date 23 Jul 15
NAV (21 May 20) ₹17.9857 ↓ -0.06   (-0.31 %)
Net Assets (Cr) ₹122 on 30 Apr 20
Category Equity - Global
AMC Nippon Life Asset Management Ltd.
Rating Not Rated
Risk High
Expense Ratio 2.62
Sharpe Ratio 0.4
Information Ratio 0.3
Alpha Ratio 0.96
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 16₹10,188
30 Apr 17₹11,171
30 Apr 18₹13,265
30 Apr 19₹15,992
30 Apr 20₹17,582

Nippon India US Equity Opportunites Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Nippon India US Equity Opportunites Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 20

DurationReturns
1 Month 13.5%
3 Month -3.6%
6 Month 5%
1 Year 17.2%
3 Year 17.3%
5 Year
10 Year
15 Year
Since launch 12.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 31.8%
2018 7.7%
2017 16.9%
2016 8.2%
2015
2014
2013
2012
2011
2010
Fund Manager information for Nippon India US Equity Opportunites Fund
NameSinceTenure
Anju Chhajer23 Jul 154.69 Yr.
Kinjal Desai25 May 181.85 Yr.

Data below for Nippon India US Equity Opportunites Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Consumer Cyclical23.74%
Health Care23.63%
Communication Services17.52%
Financial Services13.99%
Technology11.95%
Energy4.45%
Asset Allocation
Asset ClassValue
Cash5.61%
Equity95.28%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Microsoft Corp (Technology)
Equity, Since 30 Nov 18 | MSFT
6%₹8 Cr5,836
↑ 557
Amazon.com Inc (Consumer Cyclical)
Equity, Since 31 Mar 19 | AMZN
6%₹7 Cr375
↑ 42
Facebook Inc A (Communication Services)
Equity, Since 31 Oct 16 | FB
6%₹7 Cr4,488
↑ 555
Triparty Repo
CBLO/Reverse Repo | -
6%₹7 Cr
Mastercard Inc A (Financial Services)
Equity, Since 31 Jul 15 | MA
6%₹7 Cr3,277
↑ 383
IQVIA Holdings Inc (Healthcare)
Equity, Since 28 Feb 17 | IQV
6%₹7 Cr6,292
↑ 757
O'Reilly Automotive Inc (Consumer Cyclical)
Equity, Since 30 Nov 17 | ORLY
5%₹6 Cr2,221
↑ 266
AmerisourceBergen Corp (Healthcare)
Equity, Since 31 May 16 | ABC
5%₹6 Cr9,104
↑ 1,116
UnitedHealth Group Inc (Healthcare)
Equity, Since 31 Dec 17 | UNH
5%₹6 Cr2,788
↑ 343
Lowe's Companies Inc (Consumer Cyclical)
Equity, Since 30 Sep 16 | LOW
5%₹6 Cr7,667
↑ 1,025

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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