Table of Contents
Mutual Fund return calculator refers to a smart tool that helps us to check how the investment grows over a period of time. People can invest in Mutual Funds either through lumpsum or SIP mode. In the lumpsum mode, people invest a considerable amount at one stretch and hold it for a certain period. Contrarily, in SIP mode people invest in small amounts at regular intervals. Therefore, the calculator plays a key role in any investment mode. So, let us understand how the importance of Mutual Fund return calculator both lumpsum and SIP ones, how to use them and the best mutual funds for investment.
sip calculator is a smart tool that helps to determine the amount to be invested along with the tenure to attain their objectives. It also shows how the SIP investment grows over a period of time. As SIP is known as a goal-based investment; through SIP people plan to attain various objectives such as purchasing a house, purchasing a vehicle, Retirement planning, and much more. The illustration given below shows how the SIP investment grows over a given period.
Know Your SIP Returns
The graph given below shows how the SIP investment grows given the above-mentioned parameters grows over the tenure 12 years.
From the above image, we can say that at the end of 12th year, the total value of the investment would be INR 4,32,809 and the net profit on the investment would be INR 2,16,809.
Talk to our investment specialist
In order to check how the SIP calculator works, there are certain details or questions whose related data need to be entered. So, let us look at the questions that need to be answered to find how the SIP calculator works:
You need to be ready with the data related to the questions before doing the calculation. People also click on Next button after entering the details wherever required. Thus, we can say that by using Mutual Fund return calculator related to SIP, people can assess what will be their SIP value at the end of their expected tenure.
Now, let us shift our focus towards Lumpsum calculator.
Lumpsum investment in Mutual Fund refers to the Investing a considerable amount in Mutual Funds as a onetime activity. People having a considerable amount lying in their Bank account can choose to invest lump sum amount. There is a difference between a lumpsum calculator and SIP calculator. The lumpsum calculator helps people to assess how their onetime investment grows over a period of time. So, let us understand how the lumpsum returns grow over a given timeframe.
The graph given below shows how the lumpsum investment grows given the above-mentioned parameters grows over the tenure 12 years.
From the above image, we can say that at the end of 12th year, the total value of the investment would be INR 52,477 and the net profit on the investment would be INR 37,477.
The functioning process of a Mutual Fund lumpsum return calculator and SIP calculator is the same. However, people in this situation need to enter the lumpsum investment amount instead of SIP amount. However, the rest of the data related to investment tenure, expected long-term growth rate, and expected long-term inflation remains the same. Here too, you need to be ready with the data related to the questions before doing the calculation and click on Next button after entering the details wherever required.
Thus, we can say it is easy to use both the Mutual Fund calculators for lumpsum as well as SIP investment. Nevertheless, though people can use both of them but before making any investment; it is important to understand the modalities of the scheme completely. In addition, people can consult a financial advisor if required, to ensure that their investment gives them the required returns.
*Best funds based on 3 year performance.
The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized. PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a Below is the key information for PGIM India Midcap Opportunities Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life New Millennium Fund) A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend. Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Digital India Fund Returns up to 1 year are on 1. PGIM India Midcap Opportunities Fund
CAGR/Annualized
return of 17.3% since its launch. Ranked 40 in Mid Cap
category. Return for 2021 was 63.8% , 2020 was 48.4% and 2019 was 3.6% . PGIM India Midcap Opportunities Fund
Growth Launch Date 2 Dec 13 NAV (19 May 22) ₹38.44 ↓ -0.92 (-2.34 %) Net Assets (Cr) ₹4,887 on 31 Mar 22 Category Equity - Mid Cap AMC Pramerica Asset Managers Private Limited Rating ☆ Risk High Expense Ratio 2.53 Sharpe Ratio 1.97 Information Ratio 1.58 Alpha Ratio 8.72 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹11,003 30 Apr 19 ₹9,496 30 Apr 20 ₹8,849 30 Apr 21 ₹17,332 30 Apr 22 ₹21,931 Returns for PGIM India Midcap Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 May 22 Duration Returns 1 Month -8% 3 Month -8.2% 6 Month -13.2% 1 Year 13.3% 3 Year 31% 5 Year 15.5% 10 Year 15 Year Since launch 17.3% Historical performance (Yearly) on absolute basis
Year Returns 2021 63.8% 2020 48.4% 2019 3.6% 2018 -16.1% 2017 37% 2016 -1.3% 2015 7.9% 2014 42.8% 2013 2012 Fund Manager information for PGIM India Midcap Opportunities Fund
Name Since Tenure Aniruddha Naha 1 Jun 21 0.91 Yr. Vivek Sharma 1 Jun 21 0.91 Yr. Kunal Jain 1 Dec 21 0.41 Yr. Data below for PGIM India Midcap Opportunities Fund as on 31 Mar 22
Equity Sector Allocation
Sector Value Industrials 23.14% Basic Materials 18.01% Technology 12.4% Financial Services 11.61% Consumer Cyclical 10.78% Health Care 10.58% Consumer Defensive 5.09% Utility 2.85% Real Estate 2.2% Communication Services 2.01% Asset Allocation
Asset Class Value Cash 1.35% Equity 98.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity Persistent Systems Ltd (Technology)
Equity, Since 30 Nov 21 | PERSISTENT5% ₹232 Cr 486,573
↑ 45,700 Cummins India Ltd (Industrials)
Equity, Since 31 Dec 20 | 5004804% ₹182 Cr 1,622,298
↑ 300,000 ABB India Ltd (Industrials)
Equity, Since 30 Sep 21 | ABB3% ₹168 Cr 777,973
↑ 50,000 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | FEDERALBNK3% ₹166 Cr 17,016,000
↑ 3,766,000 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 22 | HDFCBANK3% ₹165 Cr 1,125,000
↑ 400,000 Dalmia Bharat Ltd (Basic Materials)
Equity, Since 31 Jul 21 | DALBHARAT3% ₹165 Cr 1,100,154
↑ 43,200 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 21 | 5323433% ₹156 Cr 2,500,000
↑ 500,000 Timken India Ltd (Industrials)
Equity, Since 30 Sep 21 | 5221133% ₹150 Cr 699,231
↑ 25,000 Ashok Leyland Ltd (Industrials)
Equity, Since 30 Apr 20 | 5004773% ₹147 Cr 12,500,000
↑ 2,500,000 Sanofi India Ltd (Healthcare)
Equity, Since 30 Apr 21 | SANOFI3% ₹140 Cr 186,423
↑ 15,000 2. Aditya Birla Sun Life Digital India Fund
CAGR/Annualized
return of 11.4% since its launch. Ranked 33 in Sectoral
category. Return for 2021 was 70.5% , 2020 was 59% and 2019 was 9.6% . Aditya Birla Sun Life Digital India Fund
Growth Launch Date 15 Jan 00 NAV (19 May 22) ₹111.6 ↓ -5.70 (-4.86 %) Net Assets (Cr) ₹3,398 on 31 Mar 22 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆ Risk High Expense Ratio 2.56 Sharpe Ratio 1.77 Information Ratio 0.85 Alpha Ratio 4.96 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹14,655 30 Apr 19 ₹15,843 30 Apr 20 ₹14,343 30 Apr 21 ₹28,506 30 Apr 22 ₹36,126 Returns for Aditya Birla Sun Life Digital India Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 May 22 Duration Returns 1 Month -10.9% 3 Month -15.1% 6 Month -19.5% 1 Year 11.2% 3 Year 29.2% 5 Year 25.9% 10 Year 15 Year Since launch 11.4% Historical performance (Yearly) on absolute basis
Year Returns 2021 70.5% 2020 59% 2019 9.6% 2018 15.6% 2017 22.4% 2016 -3.5% 2015 11.2% 2014 21.1% 2013 50.2% 2012 3.7% Fund Manager information for Aditya Birla Sun Life Digital India Fund
Name Since Tenure Kunal Sangoi 15 Jan 14 8.3 Yr. Data below for Aditya Birla Sun Life Digital India Fund as on 31 Mar 22
Equity Sector Allocation
Sector Value Technology 77.07% Communication Services 9.84% Industrials 7.11% Consumer Cyclical 1.69% Asset Allocation
Asset Class Value Cash 4.29% Equity 95.71% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY22% ₹685 Cr 4,371,816
↑ 650,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS10% ₹310 Cr 875,450 HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | HCLTECH8% ₹261 Cr 2,421,227
↓ -202,704 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | TECHM7% ₹229 Cr 1,814,943
↑ 200,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL6% ₹189 Cr 2,551,670
↑ 100,000 Wipro Ltd (Technology)
Equity, Since 31 Jan 21 | WIPRO5% ₹166 Cr 3,261,888
↓ -200,000 Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT3% ₹108 Cr 1,221,725
↑ 33,062 MindTree Ltd (Technology)
Equity, Since 30 Nov 20 | MINDTREE2% ₹79 Cr 221,745
↑ 86,745 Coforge Ltd (Technology)
Equity, Since 30 Jun 20 | COFORGE2% ₹78 Cr 185,774
↑ 20,000 Mphasis Ltd (Technology)
Equity, Since 29 Feb 20 | MPHASIS2% ₹76 Cr 265,923