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Mutual Fund Return Calculator
Mutual Fund return calculator refers to a smart tool that helps us to check how the investment grows over a period of time. People can invest in Mutual Funds either through lumpsum or SIP mode. In the lumpsum mode, people invest a considerable amount at one stretch and hold it for a certain period. Contrarily, in SIP mode people invest in small amounts at regular intervals. Therefore, the calculator plays a key role in any investment mode. So, let us understand how the importance of Mutual Fund return calculator both lumpsum and SIP ones, how to use them and the best mutual funds for investment.
Mutual Fund SIP Calculator
sip calculator is a smart tool that helps to determine the amount to be invested along with the tenure to attain their objectives. It also shows how the SIP investment grows over a period of time. As SIP is known as a goal-based investment; through SIP people plan to attain various objectives such as purchasing a house, purchasing a vehicle, Retirement planning, and much more. The illustration given below shows how the SIP investment grows over a given period.
Know Your SIP Returns
Illustration
- Monthly Investment: INR 1,500
- Investment Tenure: 12 Years
- Total Amount Invested: INR 2,16,000
- Expected Long-term Growth on Investment: 16% (approx.)
- Expected Long-term Inflation: 5% (approx.)
The graph given below shows how the SIP investment grows given the above-mentioned parameters grows over the tenure 12 years.
From the above image, we can say that at the end of 12th year, the total value of the investment would be INR 4,32,809 and the net profit on the investment would be INR 2,16,809.
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How does a Mutual Fund SIP Calculator Work?
In order to check how the SIP calculator works, there are certain details or questions whose related data need to be entered. So, let us look at the questions that need to be answered to find how the SIP calculator works:
- What would be the tenure of the investment or for how long are you planning to invest.
- How much amount are you planning to invest.
- Your expected growth rate in the equity Market for long-run.
- Your expected inflation rate in the long-term.
You need to be ready with the data related to the questions before doing the calculation. People also click on Next button after entering the details wherever required. Thus, we can say that by using Mutual Fund return calculator related to SIP, people can assess what will be their SIP value at the end of their expected tenure.
Now, let us shift our focus towards Lumpsum calculator.
Mutual Fund Lumpsum Return Calculator
Lumpsum investment in Mutual Fund refers to the Investing a considerable amount in Mutual Funds as a onetime activity. People having a considerable amount lying in their Bank account can choose to invest lump sum amount. There is a difference between a lumpsum calculator and SIP calculator. The lumpsum calculator helps people to assess how their onetime investment grows over a period of time. So, let us understand how the lumpsum returns grow over a given timeframe.
Illustration
- Onetime Investment Amount: INR 15,000
- Investment Tenure: 12 Years
- Total Amount Invested: INR 15,000
- Expected Long-term Growth on Investment: 16% (approx.)
- Expected Long-term Inflation: 5% (approx.)
The graph given below shows how the lumpsum investment grows given the above-mentioned parameters grows over the tenure 12 years.
From the above image, we can say that at the end of 12th year, the total value of the investment would be INR 52,477 and the net profit on the investment would be INR 37,477.
How does a Mutual Fund Lumpsum Return Calculator Work?
The functioning process of a Mutual Fund lumpsum return calculator and SIP calculator is the same. However, people in this situation need to enter the lumpsum investment amount instead of SIP amount. However, the rest of the data related to investment tenure, expected long-term growth rate, and expected long-term inflation remains the same. Here too, you need to be ready with the data related to the questions before doing the calculation and click on Next button after entering the details wherever required.
Thus, we can say it is easy to use both the Mutual Fund calculators for lumpsum as well as SIP investment. Nevertheless, though people can use both of them but before making any investment; it is important to understand the modalities of the scheme completely. In addition, people can consult a financial advisor if required, to ensure that their investment gives them the required returns.
Top Funds for 2023
*Best funds based on 3 year performance.
To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on (Erstwhile Sundaram SMILE Fund) To primarily achieve capital appreciation by
investing in diversified stocks that are
generally termed as small and mid-caps and
by investing in other equities. Sundaram Small Cap Fund is a Equity - Small Cap fund was launched on 15 Feb 05. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Small Cap Fund Returns up to 1 year are on 1. ICICI Prudential Infrastructure Fund
CAGR/Annualized return of 14.3% since its launch. Ranked 27 in Sectoral category. Return for 2022 was 28.8% , 2021 was 50.1% and 2020 was 3.6% . ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (26 May 23) ₹107.01 ↑ 0.05 (0.05 %) Net Assets (Cr) ₹2,373 on 30 Apr 23 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.32 Sharpe Ratio 1.14 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 18 ₹10,000 30 Apr 19 ₹9,542 30 Apr 20 ₹6,897 30 Apr 21 ₹11,526 30 Apr 22 ₹16,074 30 Apr 23 ₹19,707 Returns for ICICI Prudential Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 23 Duration Returns 1 Month 3% 3 Month 7.8% 6 Month 7.2% 1 Year 30.1% 3 Year 45.4% 5 Year 15.7% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2022 28.8% 2021 50.1% 2020 3.6% 2019 2.6% 2018 -14% 2017 40.8% 2016 2% 2015 -3.4% 2014 56.2% 2013 -5% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 5.91 Yr. Sharmila D’mello 30 Jun 22 0.84 Yr. Data below for ICICI Prudential Infrastructure Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Industrials 30.19% Financial Services 19.3% Utility 12.49% Energy 10.46% Basic Materials 9.32% Communication Services 5.89% Consumer Cyclical 3.25% Asset Allocation
Asset Class Value Cash 8.32% Equity 90.87% Debt 0.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 29 Feb 16 | NTPC9% ₹215 Cr 12,500,000
↓ -153,921 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT7% ₹158 Cr 667,149
↓ -207,851 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 16 | BHARTIARTL6% ₹140 Cr 1,750,000
↓ -50,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 17 | ONGC5% ₹127 Cr 8,000,000
↓ -701,452 Kalpataru Power Transmission Ltd (Industrials)
Equity, Since 30 Sep 06 | KALPATPOWR4% ₹100 Cr 1,860,193
↓ -39,807 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFC3% ₹75 Cr 270,000
↓ -60,000 NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC3% ₹67 Cr 5,600,000
↓ -400,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK3% ₹66 Cr 390,000
↓ -210,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322153% ₹64 Cr 740,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 16 | SBIN3% ₹61 Cr 1,060,000 2. Sundaram Small Cap Fund
CAGR/Annualized return of 16.4% since its launch. Ranked 19 in Small Cap category. Return for 2022 was -2.1% , 2021 was 60.3% and 2020 was 26.2% . Sundaram Small Cap Fund
Growth Launch Date 15 Feb 05 NAV (26 May 23) ₹160.311 ↑ 0.86 (0.54 %) Net Assets (Cr) ₹2,068 on 30 Apr 23 Category Equity - Small Cap AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.19 Sharpe Ratio 0.1 Information Ratio -0.2 Alpha Ratio 4.85 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 18 ₹10,000 30 Apr 19 ₹7,647 30 Apr 20 ₹5,541 30 Apr 21 ₹10,538 30 Apr 22 ₹13,500 30 Apr 23 ₹14,380 Returns for Sundaram Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 23 Duration Returns 1 Month 5.7% 3 Month 9.9% 6 Month 6.1% 1 Year 25% 3 Year 43% 5 Year 10.1% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 -2.1% 2021 60.3% 2020 26.2% 2019 -6.1% 2018 -29.2% 2017 55.6% 2016 -0.1% 2015 7.8% 2014 108.7% 2013 -5% Fund Manager information for Sundaram Small Cap Fund
Name Since Tenure Ravi Gopalakrishnan 1 Jan 22 1.33 Yr. Rohit Seksaria 1 Nov 22 0.5 Yr. Data below for Sundaram Small Cap Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Industrials 22.18% Financial Services 21.76% Consumer Cyclical 17.55% Technology 7.51% Basic Materials 7.11% Health Care 6.75% Consumer Defensive 3.64% Communication Services 2.42% Real Estate 1.7% Asset Allocation
Asset Class Value Cash 8.36% Equity 91.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity KSB Ltd (Industrials)
Equity, Since 31 May 14 | KSB4% ₹77 Cr 342,887
↓ -10,000 Can Fin Homes Ltd Shs Dematerialised (Financial Services)
Equity, Since 30 Sep 20 | CANFINHOME3% ₹67 Cr 1,087,000 Westlife Foodworld Ltd (Consumer Cyclical)
Equity, Since 31 Jul 19 | 5055333% ₹63 Cr 824,354 KEI Industries Ltd (Industrials)
Equity, Since 31 Dec 21 | KEI3% ₹62 Cr 327,000 KPIT Technologies Ltd (Technology)
Equity, Since 30 Apr 19 | KPITTECH3% ₹59 Cr 643,156 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 31 Mar 22 | RADICO3% ₹54 Cr 475,000 Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 28 Feb 21 | 5230252% ₹49 Cr 201,924 State Bank of India (Financial Services)
Equity, Since 31 Dec 21 | SBIN2% ₹46 Cr 803,001 Ashok Leyland Ltd Shs Dematerialised (Industrials)
Equity, Since 31 Jan 22 | 5004772% ₹46 Cr 3,150,000
↓ -290,000 ICRA Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICRA2% ₹43 Cr 90,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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