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Mutual Fund Return Calculator
Mutual Fund return calculator refers to a smart tool that helps us to check how the investment grows over a period of time. People can invest in Mutual Funds either through lumpsum or SIP mode. In the lumpsum mode, people invest a considerable amount at one stretch and hold it for a certain period. Contrarily, in SIP mode people invest in small amounts at regular intervals. Therefore, the calculator plays a key role in any investment mode. So, let us understand how the importance of Mutual Fund return calculator both lumpsum and SIP ones, how to use them and the best mutual funds for investment.
Mutual Fund SIP Calculator
sip calculator is a smart tool that helps to determine the amount to be invested along with the tenure to attain their objectives. It also shows how the SIP investment grows over a period of time. As SIP is known as a goal-based investment; through SIP people plan to attain various objectives such as purchasing a house, purchasing a vehicle, Retirement planning, and much more. The illustration given below shows how the SIP investment grows over a given period.
Know Your SIP Returns
Illustration
- Monthly Investment: INR 1,500
- Investment Tenure: 12 Years
- Total Amount Invested: INR 2,16,000
- Expected Long-term Growth on Investment: 16% (approx.)
- Expected Long-term Inflation: 5% (approx.)
The graph given below shows how the SIP investment grows given the above-mentioned parameters grows over the tenure 12 years.
From the above image, we can say that at the end of 12th year, the total value of the investment would be INR 4,32,809 and the net profit on the investment would be INR 2,16,809.
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How does a Mutual Fund SIP Calculator Work?
In order to check how the SIP calculator works, there are certain details or questions whose related data need to be entered. So, let us look at the questions that need to be answered to find how the SIP calculator works:
- What would be the tenure of the investment or for how long are you planning to invest.
- How much amount are you planning to invest.
- Your expected growth rate in the equity market for long-run.
- Your expected inflation rate in the long-term.
You need to be ready with the data related to the questions before doing the calculation. People also click on Next button after entering the details wherever required. Thus, we can say that by using Mutual Fund return calculator related to SIP, people can assess what will be their SIP value at the end of their expected tenure.
Now, let us shift our focus towards Lumpsum calculator.
Mutual Fund Lumpsum Return Calculator
Lumpsum investment in Mutual Fund refers to the Investing a considerable amount in Mutual Funds as a onetime activity. People having a considerable amount lying in their bank account can choose to invest lump sum amount. There is a difference between a lumpsum calculator and SIP calculator. The lumpsum calculator helps people to assess how their onetime investment grows over a period of time. So, let us understand how the lumpsum returns grow over a given timeframe.
Illustration
- Onetime Investment Amount: INR 15,000
- Investment Tenure: 12 Years
- Total Amount Invested: INR 15,000
- Expected Long-term Growth on Investment: 16% (approx.)
- Expected Long-term Inflation: 5% (approx.)
The graph given below shows how the lumpsum investment grows given the above-mentioned parameters grows over the tenure 12 years.
From the above image, we can say that at the end of 12th year, the total value of the investment would be INR 52,477 and the net profit on the investment would be INR 37,477.
How does a Mutual Fund Lumpsum Return Calculator Work?
The functioning process of a Mutual Fund lumpsum return calculator and SIP calculator is the same. However, people in this situation need to enter the lumpsum investment amount instead of SIP amount. However, the rest of the data related to investment tenure, expected long-term growth rate, and expected long-term inflation remains the same. Here too, you need to be ready with the data related to the questions before doing the calculation and click on Next button after entering the details wherever required.
Thus, we can say it is easy to use both the Mutual Fund calculators for lumpsum as well as SIP investment. Nevertheless, though people can use both of them but before making any investment; it is important to understand the modalities of the scheme completely. In addition, people can consult a financial advisor if required, to ensure that their investment gives them the required returns.
Top Funds for 2020
*Best funds based on 3 year performance.
The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America. Franklin India Feeder - Franklin U S Opportunities Fund is a Equity - Global fund was launched on 6 Feb 12. It is a fund with High risk and has given a Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund Returns up to 1 year are on The primary investment objective of Reliance US Equity Opportunities Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities of companies listed on recognized stock exchanges in the US and the secondary objective is to generate consistent returns by investing in debt and money market securities in India. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved. Nippon India US Equity Opportunites Fund is a Equity - Global fund was launched on 23 Jul 15. It is a fund with High risk and has given a Below is the key information for Nippon India US Equity Opportunites Fund Returns up to 1 year are on 1. Franklin India Feeder - Franklin U S Opportunities Fund
CAGR/Annualized return of 17.9% since its launch. Ranked 6 in Global category. Return for 2019 was 34.2% , 2018 was 6.5% and 2017 was 18.1% . Franklin India Feeder - Franklin U S Opportunities Fund
Growth Launch Date 6 Feb 12 NAV (21 May 20) ₹39.1237 ↓ -0.50 (-1.27 %) Net Assets (Cr) ₹1,515 on 30 Apr 20 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆ Risk High Expense Ratio 1.74 Sharpe Ratio 0.63 Information Ratio -0.1 Alpha Ratio -1.46 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 15 ₹10,000 30 Apr 16 ₹9,549 30 Apr 17 ₹10,773 30 Apr 18 ₹13,124 30 Apr 19 ₹15,714 30 Apr 20 ₹18,160 Returns for Franklin India Feeder - Franklin U S Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 20 Duration Returns 1 Month 11.7% 3 Month 2% 6 Month 16% 1 Year 25.7% 3 Year 20.7% 5 Year 13.4% 10 Year 15 Year Since launch 17.9% Historical performance (Yearly) on absolute basis
Year Returns 2019 34.2% 2018 6.5% 2017 18.1% 2016 -0.8% 2015 8.8% 2014 8.4% 2013 55.2% 2012 2011 2010 Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund
Name Since Tenure Pyari Menon 26 Sep 19 0.51 Yr. Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 30 Apr 20
Equity Sector Allocation
Sector Value Technology 26.11% Financial Services 16.7% Health Care 15.42% Consumer Cyclical 11.35% Communication Services 7.4% Real Estate 7.31% Industrials 7.29% Consumer Defensive 3.09% Basic Materials 0.6% Asset Allocation
Asset Class Value Cash 1.17% Equity 95.26% Other 3.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity Franklin US Opportunities I(acc)USD
Investment Fund | -100% ₹1,516 Cr 3,901,279
↑ 66,193 Call, Cash & Other Assets
Receivables | -0% -₹1 Cr 2. Nippon India US Equity Opportunites Fund
CAGR/Annualized return of 12.9% since its launch. Return for 2019 was 31.8% , 2018 was 7.7% and 2017 was 16.9% . Nippon India US Equity Opportunites Fund
Growth Launch Date 23 Jul 15 NAV (21 May 20) ₹17.9857 ↓ -0.06 (-0.31 %) Net Assets (Cr) ₹122 on 30 Apr 20 Category Equity - Global AMC Nippon Life Asset Management Ltd. Rating Risk High Expense Ratio 2.62 Sharpe Ratio 0.4 Information Ratio 0.3 Alpha Ratio 0.96 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 16 ₹10,188 30 Apr 17 ₹11,171 30 Apr 18 ₹13,265 30 Apr 19 ₹15,992 30 Apr 20 ₹17,582 Returns for Nippon India US Equity Opportunites Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 20 Duration Returns 1 Month 13.5% 3 Month -3.6% 6 Month 5% 1 Year 17.2% 3 Year 17.3% 5 Year 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2019 31.8% 2018 7.7% 2017 16.9% 2016 8.2% 2015 2014 2013 2012 2011 2010 Fund Manager information for Nippon India US Equity Opportunites Fund
Name Since Tenure Anju Chhajer 23 Jul 15 4.69 Yr. Kinjal Desai 25 May 18 1.85 Yr. Data below for Nippon India US Equity Opportunites Fund as on 30 Apr 20
Equity Sector Allocation
Sector Value Consumer Cyclical 23.74% Health Care 23.63% Communication Services 17.52% Financial Services 13.99% Technology 11.95% Energy 4.45% Asset Allocation
Asset Class Value Cash 5.61% Equity 95.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity Microsoft Corp (Technology)
Equity, Since 30 Nov 18 | MSFT6% ₹8 Cr 5,836
↑ 557 Amazon.com Inc (Consumer Cyclical)
Equity, Since 31 Mar 19 | AMZN6% ₹7 Cr 375
↑ 42 Facebook Inc A (Communication Services)
Equity, Since 31 Oct 16 | FB6% ₹7 Cr 4,488
↑ 555 Triparty Repo
CBLO/Reverse Repo | -6% ₹7 Cr Mastercard Inc A (Financial Services)
Equity, Since 31 Jul 15 | MA6% ₹7 Cr 3,277
↑ 383 IQVIA Holdings Inc (Healthcare)
Equity, Since 28 Feb 17 | IQV6% ₹7 Cr 6,292
↑ 757 O'Reilly Automotive Inc (Consumer Cyclical)
Equity, Since 30 Nov 17 | ORLY5% ₹6 Cr 2,221
↑ 266 AmerisourceBergen Corp (Healthcare)
Equity, Since 31 May 16 | ABC5% ₹6 Cr 9,104
↑ 1,116 UnitedHealth Group Inc (Healthcare)
Equity, Since 31 Dec 17 | UNH5% ₹6 Cr 2,788
↑ 343 Lowe's Companies Inc (Consumer Cyclical)
Equity, Since 30 Sep 16 | LOW5% ₹6 Cr 7,667
↑ 1,025
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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