SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-48913909Dashboard

Top Mutual Funds SIP Returns Performance

Updated on August 31, 2025 , 76635 views

SIP Mutual Funds (or Top 10 SIP Mutual Funds) are funds that adhere to the simple formula of periodic investment to avoid nervous selling during the inevitable ups and downs of the stock Market. Typically, SIP or Systematic Investment plan is an Investing mode to invest money in Mutual Funds. Investing in top 10 SIP Mutual Funds brings a systematic and disciplined approach to your investment. It reduces your effort to manage the SIP investment.

SIP offers leverage of the Power of Compounding leading to desired returns over time. There are different Types of Mutual Funds for SIP that include equity, debt, balanced and ultra-short term funds. However, Equity Mutual Funds offer maximum returns when invested via a SIP.

financial advisors suggest that the investors must invest in best mutual funds for SIP Basis their investment objectives and the period of SIP investment.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Top 5 SIP Mutual Funds Returns in Past 5 Years

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP World Gold Fund Growth ₹36.334
↑ 0.52
₹1,212 500 23.456.266.939.210.815.9
Aditya Birla Sun Life Gold Fund Growth ₹30.5061
↑ 0.05
₹663 100 8.122.24425.613.818.7
ICICI Prudential Regular Gold Savings Fund Growth ₹32.3683
↓ -0.05
₹2,384 100 7.621.543.325.613.619.5
SBI Gold Fund Growth ₹30.5697
↓ -0.01
₹4,740 500 7.521.543.325.913.819.6
HDFC Gold Fund Growth ₹31.2444
↑ 0.02
₹4,537 300 7.62243.325.613.718.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundAditya Birla Sun Life Gold FundICICI Prudential Regular Gold Savings FundSBI Gold FundHDFC Gold Fund
Point 1Bottom quartile AUM (₹1,212 Cr).Bottom quartile AUM (₹663 Cr).Lower mid AUM (₹2,384 Cr).Highest AUM (₹4,740 Cr).Upper mid AUM (₹4,537 Cr).
Point 2Oldest track record among peers (17 yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 1★ (bottom quartile).Rating: 2★ (lower mid).Rating: 1★ (bottom quartile).
Point 4Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 10.85% (bottom quartile).5Y return: 13.83% (upper mid).5Y return: 13.64% (bottom quartile).5Y return: 13.84% (top quartile).5Y return: 13.70% (lower mid).
Point 63Y return: 39.23% (top quartile).3Y return: 25.60% (lower mid).3Y return: 25.58% (bottom quartile).3Y return: 25.86% (upper mid).3Y return: 25.57% (bottom quartile).
Point 71Y return: 66.89% (top quartile).1Y return: 44.01% (upper mid).1Y return: 43.32% (lower mid).1Y return: 43.27% (bottom quartile).1Y return: 43.26% (bottom quartile).
Point 8Alpha: 2.80 (top quartile).1M return: 6.39% (upper mid).1M return: 5.88% (bottom quartile).1M return: 5.89% (lower mid).1M return: 5.83% (bottom quartile).
Point 9Sharpe: 1.56 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Information ratio: -0.56 (bottom quartile).Sharpe: 2.62 (top quartile).Sharpe: 2.50 (lower mid).Sharpe: 2.53 (upper mid).Sharpe: 2.50 (bottom quartile).

DSP World Gold Fund

  • Bottom quartile AUM (₹1,212 Cr).
  • Oldest track record among peers (17 yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 10.85% (bottom quartile).
  • 3Y return: 39.23% (top quartile).
  • 1Y return: 66.89% (top quartile).
  • Alpha: 2.80 (top quartile).
  • Sharpe: 1.56 (bottom quartile).
  • Information ratio: -0.56 (bottom quartile).

Aditya Birla Sun Life Gold Fund

  • Bottom quartile AUM (₹663 Cr).
  • Established history (13+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.83% (upper mid).
  • 3Y return: 25.60% (lower mid).
  • 1Y return: 44.01% (upper mid).
  • 1M return: 6.39% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.62 (top quartile).

ICICI Prudential Regular Gold Savings Fund

  • Lower mid AUM (₹2,384 Cr).
  • Established history (13+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.64% (bottom quartile).
  • 3Y return: 25.58% (bottom quartile).
  • 1Y return: 43.32% (lower mid).
  • 1M return: 5.88% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.50 (lower mid).

SBI Gold Fund

  • Highest AUM (₹4,740 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.84% (top quartile).
  • 3Y return: 25.86% (upper mid).
  • 1Y return: 43.27% (bottom quartile).
  • 1M return: 5.89% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.53 (upper mid).

HDFC Gold Fund

  • Upper mid AUM (₹4,537 Cr).
  • Established history (13+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.70% (lower mid).
  • 3Y return: 25.57% (bottom quartile).
  • 1Y return: 43.26% (bottom quartile).
  • 1M return: 5.83% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.50 (bottom quartile).

Top 5 SIP Mutual Funds Returns in Past 10 Years

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP World Gold Fund Growth ₹36.334
↑ 0.52
₹1,212 500 23.456.266.939.210.815.9
SBI PSU Fund Growth ₹30.9967
↑ 0.28
₹5,278 500 -3.316.9-9.429.529.223.5
Invesco India PSU Equity Fund Growth ₹61.39
↑ 0.74
₹1,391 500 -4.524.4-9.628.827.425.6
Franklin India Opportunities Fund Growth ₹254.396
↑ 2.70
₹7,376 500 3.519.5-0.728.528.837.3
Motilal Oswal Midcap 30 Fund  Growth ₹104.408
↓ -0.18
₹33,609 500 4.817.71.628.333.457.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundSBI PSU FundInvesco India PSU Equity FundFranklin India Opportunities FundMotilal Oswal Midcap 30 Fund 
Point 1Bottom quartile AUM (₹1,212 Cr).Lower mid AUM (₹5,278 Cr).Bottom quartile AUM (₹1,391 Cr).Upper mid AUM (₹7,376 Cr).Highest AUM (₹33,609 Cr).
Point 2Established history (17+ yrs).Established history (15+ yrs).Established history (15+ yrs).Oldest track record among peers (25 yrs).Established history (11+ yrs).
Point 3Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 10.85% (bottom quartile).5Y return: 29.22% (upper mid).5Y return: 27.40% (bottom quartile).5Y return: 28.81% (lower mid).5Y return: 33.39% (top quartile).
Point 63Y return: 39.23% (top quartile).3Y return: 29.51% (upper mid).3Y return: 28.82% (lower mid).3Y return: 28.48% (bottom quartile).3Y return: 28.27% (bottom quartile).
Point 71Y return: 66.89% (top quartile).1Y return: -9.41% (bottom quartile).1Y return: -9.63% (bottom quartile).1Y return: -0.72% (lower mid).1Y return: 1.61% (upper mid).
Point 8Alpha: 2.80 (lower mid).Alpha: 0.19 (bottom quartile).Alpha: 5.70 (top quartile).Alpha: 1.79 (bottom quartile).Alpha: 3.70 (upper mid).
Point 9Sharpe: 1.56 (top quartile).Sharpe: -0.78 (bottom quartile).Sharpe: -0.57 (bottom quartile).Sharpe: -0.30 (lower mid).Sharpe: -0.11 (upper mid).
Point 10Information ratio: -0.56 (bottom quartile).Information ratio: -0.27 (lower mid).Information ratio: -0.30 (bottom quartile).Information ratio: 1.83 (top quartile).Information ratio: 0.44 (upper mid).

DSP World Gold Fund

  • Bottom quartile AUM (₹1,212 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 10.85% (bottom quartile).
  • 3Y return: 39.23% (top quartile).
  • 1Y return: 66.89% (top quartile).
  • Alpha: 2.80 (lower mid).
  • Sharpe: 1.56 (top quartile).
  • Information ratio: -0.56 (bottom quartile).

SBI PSU Fund

  • Lower mid AUM (₹5,278 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 29.22% (upper mid).
  • 3Y return: 29.51% (upper mid).
  • 1Y return: -9.41% (bottom quartile).
  • Alpha: 0.19 (bottom quartile).
  • Sharpe: -0.78 (bottom quartile).
  • Information ratio: -0.27 (lower mid).

Invesco India PSU Equity Fund

  • Bottom quartile AUM (₹1,391 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 27.40% (bottom quartile).
  • 3Y return: 28.82% (lower mid).
  • 1Y return: -9.63% (bottom quartile).
  • Alpha: 5.70 (top quartile).
  • Sharpe: -0.57 (bottom quartile).
  • Information ratio: -0.30 (bottom quartile).

Franklin India Opportunities Fund

  • Upper mid AUM (₹7,376 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 28.81% (lower mid).
  • 3Y return: 28.48% (bottom quartile).
  • 1Y return: -0.72% (lower mid).
  • Alpha: 1.79 (bottom quartile).
  • Sharpe: -0.30 (lower mid).
  • Information ratio: 1.83 (top quartile).

Motilal Oswal Midcap 30 Fund 

  • Highest AUM (₹33,609 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 33.39% (top quartile).
  • 3Y return: 28.27% (bottom quartile).
  • 1Y return: 1.61% (upper mid).
  • Alpha: 3.70 (upper mid).
  • Sharpe: -0.11 (upper mid).
  • Information ratio: 0.44 (upper mid).

Top 5 SIP Mutual Funds Returns in Past 15 Years

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP World Gold Fund Growth ₹36.334
↑ 0.52
₹1,212 500 23.456.266.939.210.815.9
SBI PSU Fund Growth ₹30.9967
↑ 0.28
₹5,278 500 -3.316.9-9.429.529.223.5
Invesco India PSU Equity Fund Growth ₹61.39
↑ 0.74
₹1,391 500 -4.524.4-9.628.827.425.6
Franklin India Opportunities Fund Growth ₹254.396
↑ 2.70
₹7,376 500 3.519.5-0.728.528.837.3
ICICI Prudential Infrastructure Fund Growth ₹191.6
↑ 0.14
₹7,941 100 -1.117.2-2.927.933.927.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundSBI PSU FundInvesco India PSU Equity FundFranklin India Opportunities FundICICI Prudential Infrastructure Fund
Point 1Bottom quartile AUM (₹1,212 Cr).Lower mid AUM (₹5,278 Cr).Bottom quartile AUM (₹1,391 Cr).Upper mid AUM (₹7,376 Cr).Highest AUM (₹7,941 Cr).
Point 2Established history (17+ yrs).Established history (15+ yrs).Established history (15+ yrs).Oldest track record among peers (25 yrs).Established history (20+ yrs).
Point 3Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.
Point 55Y return: 10.85% (bottom quartile).5Y return: 29.22% (upper mid).5Y return: 27.40% (bottom quartile).5Y return: 28.81% (lower mid).5Y return: 33.90% (top quartile).
Point 63Y return: 39.23% (top quartile).3Y return: 29.51% (upper mid).3Y return: 28.82% (lower mid).3Y return: 28.48% (bottom quartile).3Y return: 27.90% (bottom quartile).
Point 71Y return: 66.89% (top quartile).1Y return: -9.41% (bottom quartile).1Y return: -9.63% (bottom quartile).1Y return: -0.72% (upper mid).1Y return: -2.93% (lower mid).
Point 8Alpha: 2.80 (upper mid).Alpha: 0.19 (bottom quartile).Alpha: 5.70 (top quartile).Alpha: 1.79 (lower mid).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: 1.56 (top quartile).Sharpe: -0.78 (bottom quartile).Sharpe: -0.57 (bottom quartile).Sharpe: -0.30 (upper mid).Sharpe: -0.42 (lower mid).
Point 10Information ratio: -0.56 (bottom quartile).Information ratio: -0.27 (lower mid).Information ratio: -0.30 (bottom quartile).Information ratio: 1.83 (top quartile).Information ratio: 0.00 (upper mid).

DSP World Gold Fund

  • Bottom quartile AUM (₹1,212 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 10.85% (bottom quartile).
  • 3Y return: 39.23% (top quartile).
  • 1Y return: 66.89% (top quartile).
  • Alpha: 2.80 (upper mid).
  • Sharpe: 1.56 (top quartile).
  • Information ratio: -0.56 (bottom quartile).

SBI PSU Fund

  • Lower mid AUM (₹5,278 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 29.22% (upper mid).
  • 3Y return: 29.51% (upper mid).
  • 1Y return: -9.41% (bottom quartile).
  • Alpha: 0.19 (bottom quartile).
  • Sharpe: -0.78 (bottom quartile).
  • Information ratio: -0.27 (lower mid).

Invesco India PSU Equity Fund

  • Bottom quartile AUM (₹1,391 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 27.40% (bottom quartile).
  • 3Y return: 28.82% (lower mid).
  • 1Y return: -9.63% (bottom quartile).
  • Alpha: 5.70 (top quartile).
  • Sharpe: -0.57 (bottom quartile).
  • Information ratio: -0.30 (bottom quartile).

Franklin India Opportunities Fund

  • Upper mid AUM (₹7,376 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 28.81% (lower mid).
  • 3Y return: 28.48% (bottom quartile).
  • 1Y return: -0.72% (upper mid).
  • Alpha: 1.79 (lower mid).
  • Sharpe: -0.30 (upper mid).
  • Information ratio: 1.83 (top quartile).

ICICI Prudential Infrastructure Fund

  • Highest AUM (₹7,941 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 33.90% (top quartile).
  • 3Y return: 27.90% (bottom quartile).
  • 1Y return: -2.93% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.42 (lower mid).
  • Information ratio: 0.00 (upper mid).

Top 5 SIP Mutual Funds Returns in Past 20 Years

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Franklin India Opportunities Fund Growth ₹254.396
↑ 2.70
₹7,376 500 3.519.5-0.728.528.837.3
ICICI Prudential Infrastructure Fund Growth ₹191.6
↑ 0.14
₹7,941 100 -1.117.2-2.927.933.927.4
Nippon India Power and Infra Fund Growth ₹340.911
↑ 2.23
₹7,377 100 -0.820-7.727.429.726.9
SBI Healthcare Opportunities Fund Growth ₹428.766
↑ 1.33
₹4,027 500 2.612526.220.842.2
DSP India T.I.G.E.R Fund Growth ₹311.242
↑ 1.18
₹5,406 500 0.820.2-8.325.831.532.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryFranklin India Opportunities FundICICI Prudential Infrastructure FundNippon India Power and Infra FundSBI Healthcare Opportunities FundDSP India T.I.G.E.R Fund
Point 1Lower mid AUM (₹7,376 Cr).Highest AUM (₹7,941 Cr).Upper mid AUM (₹7,377 Cr).Bottom quartile AUM (₹4,027 Cr).Bottom quartile AUM (₹5,406 Cr).
Point 2Oldest track record among peers (25 yrs).Established history (20+ yrs).Established history (21+ yrs).Established history (20+ yrs).Established history (21+ yrs).
Point 3Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Top rated.Rating: 2★ (bottom quartile).Rating: 4★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 28.81% (bottom quartile).5Y return: 33.90% (top quartile).5Y return: 29.68% (lower mid).5Y return: 20.76% (bottom quartile).5Y return: 31.55% (upper mid).
Point 63Y return: 28.48% (top quartile).3Y return: 27.90% (upper mid).3Y return: 27.43% (lower mid).3Y return: 26.20% (bottom quartile).3Y return: 25.80% (bottom quartile).
Point 71Y return: -0.72% (upper mid).1Y return: -2.93% (lower mid).1Y return: -7.66% (bottom quartile).1Y return: 5.02% (top quartile).1Y return: -8.31% (bottom quartile).
Point 8Alpha: 1.79 (upper mid).Alpha: 0.00 (lower mid).Alpha: -4.86 (bottom quartile).Alpha: 3.04 (top quartile).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: -0.30 (upper mid).Sharpe: -0.42 (lower mid).Sharpe: -0.65 (bottom quartile).Sharpe: 0.60 (top quartile).Sharpe: -0.65 (bottom quartile).
Point 10Information ratio: 1.83 (top quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 1.02 (upper mid).Information ratio: 0.38 (lower mid).Information ratio: 0.00 (bottom quartile).

Franklin India Opportunities Fund

  • Lower mid AUM (₹7,376 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 28.81% (bottom quartile).
  • 3Y return: 28.48% (top quartile).
  • 1Y return: -0.72% (upper mid).
  • Alpha: 1.79 (upper mid).
  • Sharpe: -0.30 (upper mid).
  • Information ratio: 1.83 (top quartile).

ICICI Prudential Infrastructure Fund

  • Highest AUM (₹7,941 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 33.90% (top quartile).
  • 3Y return: 27.90% (upper mid).
  • 1Y return: -2.93% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.42 (lower mid).
  • Information ratio: 0.00 (bottom quartile).

Nippon India Power and Infra Fund

  • Upper mid AUM (₹7,377 Cr).
  • Established history (21+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 29.68% (lower mid).
  • 3Y return: 27.43% (lower mid).
  • 1Y return: -7.66% (bottom quartile).
  • Alpha: -4.86 (bottom quartile).
  • Sharpe: -0.65 (bottom quartile).
  • Information ratio: 1.02 (upper mid).

SBI Healthcare Opportunities Fund

  • Bottom quartile AUM (₹4,027 Cr).
  • Established history (20+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 20.76% (bottom quartile).
  • 3Y return: 26.20% (bottom quartile).
  • 1Y return: 5.02% (top quartile).
  • Alpha: 3.04 (top quartile).
  • Sharpe: 0.60 (top quartile).
  • Information ratio: 0.38 (lower mid).

DSP India T.I.G.E.R Fund

  • Bottom quartile AUM (₹5,406 Cr).
  • Established history (21+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: High.
  • 5Y return: 31.55% (upper mid).
  • 3Y return: 25.80% (bottom quartile).
  • 1Y return: -8.31% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.65 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

Why Should you Invest in SIP or Systematic Investment Plan?

Some of the benefits of investing in a SIP are:

Rupee Cost Averaging

The biggest benefit that a systematic investment plan offers is Rupee Cost Averaging which helps an individual to average out the cost of an asset purchase. While making a lump sum investment in a mutual fund a certain number of units are purchased by the investor all at once, in the case of a SIP the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.

Power of Compounding

Systematic Investment Plans also offer the benefit of the power of compounding. Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.

Habit of Saving

Apart from this Systematic Investment plans are a simple means to save money and what is an initially low investment over time would add to a large sum later on in life.

Affordability

SIPs are a very affordable option for the masses to start savings since the minimum amount required for each instalment (that too monthly!) can be as low as INR 500. Some Mutual Fund companies even offer something called a “MicroSIP” where the ticket size is as low as INR 100.

Risk Reduction

Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.

How to Invest in Mutual Fund SIP Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 4.1, based on 14 reviews.
POST A COMMENT