+91-22-48913909Top Mutual Funds SIP Returns Performance
SIP Mutual Funds (or Top 10 SIP Mutual Funds) are funds that adhere to the simple formula of periodic investment to avoid nervous selling during the inevitable ups and downs of the stock market. Typically, SIP or Systematic Investment plan is an Investing mode to invest money in Mutual Funds. Investing in top 10 SIP Mutual Funds brings a systematic and disciplined approach to your investment. It reduces your effort to manage the SIP investment.
SIP offers leverage of the Power of Compounding leading to desired returns over time. There are different Types of Mutual Funds for SIP that include equity, debt, balanced and ultra-short term funds. However, Equity Mutual Funds offer maximum returns when invested via a SIP.
financial advisors suggest that the investors must invest in best mutual funds for SIP basis their investment objectives and the period of SIP investment.
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Fund Selection Methodology used to find 5 funds
Top 5 SIP Mutual Funds Returns in Past 5 Years
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP World Gold Fund Growth ₹60.9806
↑ 0.72 ₹1,769 500 3.7 43.7 111.1 46.6 25.5 167.1 DSP World Mining Fund Growth ₹33.58
↑ 0.37 ₹171 500 9.7 50.1 106.6 27.8 16.3 79 DSP World Energy Fund Growth ₹30.4642
↓ -0.10 ₹104 500 16.8 34.5 85.6 20.5 13.6 39.2 Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Growth ₹28.4166
↑ 0.31 ₹188 1,000 22.6 38.3 81.7 28.3 9.5 41.1 Kotak Global Emerging Market Fund Growth ₹40.104
↑ 0.35 ₹935 1,000 20.9 34.2 74.4 28.1 11.4 39.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP World Gold Fund DSP World Mining Fund DSP World Energy Fund Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Kotak Global Emerging Market Fund Point 1 Highest AUM (₹1,769 Cr). Bottom quartile AUM (₹171 Cr). Bottom quartile AUM (₹104 Cr). Lower mid AUM (₹188 Cr). Upper mid AUM (₹935 Cr). Point 2 Oldest track record among peers (18 yrs). Established history (16+ yrs). Established history (16+ yrs). Established history (11+ yrs). Established history (18+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 25.47% (top quartile). 5Y return: 16.31% (upper mid). 5Y return: 13.64% (lower mid). 5Y return: 9.53% (bottom quartile). 5Y return: 11.39% (bottom quartile). Point 6 3Y return: 46.58% (top quartile). 3Y return: 27.84% (bottom quartile). 3Y return: 20.52% (bottom quartile). 3Y return: 28.34% (upper mid). 3Y return: 28.15% (lower mid). Point 7 1Y return: 111.09% (top quartile). 1Y return: 106.64% (upper mid). 1Y return: 85.57% (lower mid). 1Y return: 81.72% (bottom quartile). 1Y return: 74.43% (bottom quartile). Point 8 Alpha: 1.04 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 4.90 (top quartile). Alpha: -0.92 (bottom quartile). Point 9 Sharpe: 2.16 (lower mid). Sharpe: 2.47 (upper mid). Sharpe: 3.63 (top quartile). Sharpe: 2.06 (bottom quartile). Sharpe: 1.75 (bottom quartile). Point 10 Information ratio: -0.83 (bottom quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: -0.54 (lower mid). Information ratio: -0.73 (bottom quartile). DSP World Gold Fund
DSP World Mining Fund
DSP World Energy Fund
Edelweiss Emerging Markets Opportunities Equity Off-shore Fund
Kotak Global Emerging Market Fund
Top 5 SIP Mutual Funds Returns in Past 10 Years
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP World Gold Fund Growth ₹60.9806
↑ 0.72 ₹1,769 500 3.7 43.7 111.1 46.6 25.5 167.1 SBI Gold Fund Growth ₹43.8188
↓ -0.03 ₹14,998 500 -0.8 24.4 53.4 33.4 24.5 71.5 ICICI Prudential Regular Gold Savings Fund Growth ₹46.3934
↓ -0.01 ₹6,164 100 -0.9 24.6 53.3 33.4 24.4 72 IDBI Gold Fund Growth ₹38.889
↑ 0.09 ₹740 500 -0.5 24 52.5 33.2 24.6 79 Aditya Birla Sun Life Gold Fund Growth ₹43.5312
↑ 0.03 ₹1,668 100 -0.9 24.4 53.5 33.2 24.3 72 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP World Gold Fund SBI Gold Fund ICICI Prudential Regular Gold Savings Fund IDBI Gold Fund Aditya Birla Sun Life Gold Fund Point 1 Lower mid AUM (₹1,769 Cr). Highest AUM (₹14,998 Cr). Upper mid AUM (₹6,164 Cr). Bottom quartile AUM (₹740 Cr). Bottom quartile AUM (₹1,668 Cr). Point 2 Oldest track record among peers (18 yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (13+ yrs). Established history (14+ yrs). Point 3 Top rated. Rating: 2★ (lower mid). Rating: 1★ (bottom quartile). Not Rated. Rating: 3★ (upper mid). Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 25.47% (top quartile). 5Y return: 24.49% (lower mid). 5Y return: 24.36% (bottom quartile). 5Y return: 24.63% (upper mid). 5Y return: 24.27% (bottom quartile). Point 6 3Y return: 46.58% (top quartile). 3Y return: 33.43% (upper mid). 3Y return: 33.35% (lower mid). 3Y return: 33.19% (bottom quartile). 3Y return: 33.19% (bottom quartile). Point 7 1Y return: 111.09% (top quartile). 1Y return: 53.40% (lower mid). 1Y return: 53.34% (bottom quartile). 1Y return: 52.53% (bottom quartile). 1Y return: 53.52% (upper mid). Point 8 Alpha: 1.04 (top quartile). 1M return: -0.05% (bottom quartile). 1M return: -0.01% (bottom quartile). 1M return: 0.16% (upper mid). 1M return: 0.03% (lower mid). Point 9 Sharpe: 2.16 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 10 Information ratio: -0.83 (bottom quartile). Sharpe: 1.95 (upper mid). Sharpe: 1.82 (lower mid). Sharpe: 1.75 (bottom quartile). Sharpe: 1.73 (bottom quartile). DSP World Gold Fund
SBI Gold Fund
ICICI Prudential Regular Gold Savings Fund
IDBI Gold Fund
Aditya Birla Sun Life Gold Fund
Top 5 SIP Mutual Funds Returns in Past 15 Years
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP World Gold Fund Growth ₹60.9806
↑ 0.72 ₹1,769 500 3.7 43.7 111.1 46.6 25.5 167.1 Nippon India Gold Savings Fund Growth ₹57.2058
↓ -0.07 ₹6,924 100 -0.7 24.1 53 33.1 24.2 71.2 Kotak Gold Fund Growth ₹57.4599
↓ -0.09 ₹6,439 1,000 -0.4 24.3 53.5 33 24 70.4 PGIM India Euro Equity Fund Growth ₹25.17
↓ -0.11 ₹1,263 1,000 26.5 40.6 67 32.5 7 18.3 SBI PSU Fund Growth ₹35.8059
↓ -0.59 ₹5,891 500 1.2 6.6 19.4 30.2 25.7 11.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP World Gold Fund Nippon India Gold Savings Fund Kotak Gold Fund PGIM India Euro Equity Fund SBI PSU Fund Point 1 Bottom quartile AUM (₹1,769 Cr). Highest AUM (₹6,924 Cr). Upper mid AUM (₹6,439 Cr). Bottom quartile AUM (₹1,263 Cr). Lower mid AUM (₹5,891 Cr). Point 2 Oldest track record among peers (18 yrs). Established history (15+ yrs). Established history (15+ yrs). Established history (18+ yrs). Established history (15+ yrs). Point 3 Top rated. Rating: 2★ (upper mid). Rating: 1★ (bottom quartile). Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: High. Point 5 5Y return: 25.47% (upper mid). 5Y return: 24.22% (lower mid). 5Y return: 24.03% (bottom quartile). 5Y return: 6.97% (bottom quartile). 5Y return: 25.68% (top quartile). Point 6 3Y return: 46.58% (top quartile). 3Y return: 33.08% (upper mid). 3Y return: 33.03% (lower mid). 3Y return: 32.50% (bottom quartile). 3Y return: 30.18% (bottom quartile). Point 7 1Y return: 111.09% (top quartile). 1Y return: 52.96% (bottom quartile). 1Y return: 53.49% (lower mid). 1Y return: 67.02% (upper mid). 1Y return: 19.43% (bottom quartile). Point 8 Alpha: 1.04 (top quartile). 1M return: -0.08% (bottom quartile). 1M return: -0.26% (bottom quartile). 1M return: 25.47% (top quartile). Alpha: -1.15 (bottom quartile). Point 9 Sharpe: 2.16 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: -14.64 (bottom quartile). Sharpe: 0.27 (bottom quartile). Point 10 Information ratio: -0.83 (bottom quartile). Sharpe: 1.76 (bottom quartile). Sharpe: 2.12 (upper mid). Sharpe: 1.82 (lower mid). Information ratio: -0.31 (bottom quartile). DSP World Gold Fund
Nippon India Gold Savings Fund
Kotak Gold Fund
PGIM India Euro Equity Fund
SBI PSU Fund
Top 5 SIP Mutual Funds Returns in Past 20 Years
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP India T.I.G.E.R Fund Growth ₹353.115
↓ -0.11 ₹4,979 500 11.8 12.1 23.8 27.2 25.6 -2.5 Nippon India Power and Infra Fund Growth ₹387.566
↓ -0.63 ₹6,534 100 12.7 10.9 21.3 27.1 25.7 -0.5 ICICI Prudential MidCap Fund Growth ₹338.89
↓ -2.34 ₹6,569 100 6.9 10.4 28.3 26.7 21 11.1 Franklin India Opportunities Fund Growth ₹254.983
↑ 2.33 ₹7,578 500 1 -1.9 7.2 26.7 20.5 3.1 UTI Healthcare Fund Growth ₹304.028
↑ 0.78 ₹1,056 500 10.1 5.3 14.5 26.3 14.3 -3.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP India T.I.G.E.R Fund Nippon India Power and Infra Fund ICICI Prudential MidCap Fund Franklin India Opportunities Fund UTI Healthcare Fund Point 1 Bottom quartile AUM (₹4,979 Cr). Lower mid AUM (₹6,534 Cr). Upper mid AUM (₹6,569 Cr). Highest AUM (₹7,578 Cr). Bottom quartile AUM (₹1,056 Cr). Point 2 Established history (21+ yrs). Established history (22+ yrs). Established history (21+ yrs). Oldest track record among peers (26 yrs). Established history (26+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 1★ (bottom quartile). Point 4 Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Point 5 5Y return: 25.57% (upper mid). 5Y return: 25.67% (top quartile). 5Y return: 20.97% (lower mid). 5Y return: 20.45% (bottom quartile). 5Y return: 14.28% (bottom quartile). Point 6 3Y return: 27.24% (top quartile). 3Y return: 27.07% (upper mid). 3Y return: 26.75% (lower mid). 3Y return: 26.73% (bottom quartile). 3Y return: 26.31% (bottom quartile). Point 7 1Y return: 23.78% (upper mid). 1Y return: 21.29% (lower mid). 1Y return: 28.27% (top quartile). 1Y return: 7.22% (bottom quartile). 1Y return: 14.54% (bottom quartile). Point 8 Alpha: 0.00 (lower mid). Alpha: -0.88 (bottom quartile). Alpha: 8.43 (top quartile). Alpha: 0.83 (upper mid). Alpha: -1.12 (bottom quartile). Point 9 Sharpe: -0.01 (upper mid). Sharpe: -0.19 (lower mid). Sharpe: 0.37 (top quartile). Sharpe: -0.41 (bottom quartile). Sharpe: -0.35 (bottom quartile). Point 10 Information ratio: 0.00 (bottom quartile). Information ratio: 0.38 (lower mid). Information ratio: 0.42 (upper mid). Information ratio: 1.29 (top quartile). Information ratio: -0.33 (bottom quartile). DSP India T.I.G.E.R Fund
Nippon India Power and Infra Fund
ICICI Prudential MidCap Fund
Franklin India Opportunities Fund
UTI Healthcare Fund
Why Should you Invest in SIP or Systematic Investment Plan?
Some of the benefits of investing in a SIP are:
Rupee Cost Averaging
The biggest benefit that a systematic investment plan offers is Rupee Cost Averaging which helps an individual to average out the cost of an asset purchase. While making a lump sum investment in a mutual fund a certain number of units are purchased by the investor all at once, in the case of a SIP the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
Power of Compounding
Systematic Investment Plans also offer the benefit of the power of compounding. Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.
Habit of Saving
Apart from this Systematic Investment plans are a simple means to save money and what is an initially low investment over time would add to a large sum later on in life.
Affordability
SIPs are a very affordable option for the masses to start savings since the minimum amount required for each instalment (that too monthly!) can be as low as INR 500. Some Mutual Fund companies even offer something called a “MicroSIP” where the ticket size is as low as INR 100.
Risk Reduction
Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
How to Invest in Mutual Fund SIP Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
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