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Mutual Funds SIP Returns in past 5,10,20 Years

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Top Mutual Funds SIP Returns Performance

Updated on July 9, 2019 , 130 views

SIP Mutual Funds (or Top 10 SIP Mutual Funds) are funds that adhere to the simple formula of periodic investment to avoid nervous selling during the inevitable ups and downs of the stock market. Typically, SIP or Systematic Investment plan is an Investing mode to invest money in Mutual Funds. Investing in top 10 SIP Mutual Funds brings a systematic and disciplined approach to your investment. It reduces your effort to manage the SIP investment.

SIP offers leverage of the Power of Compounding leading to desired returns over time. There are different Types of Mutual Funds for SIP that include equity, debt, balanced and ultra-short term funds. However, Equity Mutual Funds offer maximum returns when invested via a SIP.

financial advisors suggest that the investors must invest in best mutual funds for SIP basis their investment objectives and the period of SIP investment.

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Top 5 SIP Mutual Funds Returns in Past 5 Years

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
IDFC Government Securities Fund - Constant Maturity Plan Growth ₹31.053
↑ 0.11
₹37 1,000 9.512.321.111.51111.8
IDFC Government Securities Fund - Investment Plan Growth ₹23.9556
↑ 0.08
₹422 1,000 8.310.917.69.810.37.8
ICICI Prudential Long Term Bond Fund Growth ₹63.7715
↑ 0.26
₹704 1,000 8.710.716.79.710.36.8
Reliance Gilt Securities Fund Growth ₹26.7054
↑ 0.08
₹962 100 81016.610.211.18
SBI Magnum Constant Maturity Fund Growth ₹43.8175
↑ 0.13
₹430 500 8.610.316.511119.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Jul 19

Top 5 SIP Mutual Funds Returns in Past 10 Years

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
ICICI Prudential Banking and Financial Services Fund Growth ₹67.45
↑ 0.39
₹3,068 100 2.18.714.117.118.1-0.4
HDFC Balanced Advantage Fund Growth ₹188.872
↑ 2.91
₹37,850 500 2.9-1.23.116.615.5
Invesco India Financial Services Fund Growth ₹58.43
↑ 0.33
₹140 500 3.311.19.716.616.7-0.3
Reliance Banking Fund Growth ₹293.863
↑ 2.18
₹2,991 100 3.29.610.516.415.6-1.2
DSP BlackRock Natural Resources and New Energy Fund Growth ₹31.222
↑ 0.23
₹412 500 -4.14-1.813.713.5-15.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Jul 19

Top 5 SIP Mutual Funds Returns in Past 15 Years

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
HDFC Balanced Advantage Fund Growth ₹188.872
↑ 2.91
₹37,850 500 2.9-1.23.116.615.5
Reliance Banking Fund Growth ₹293.863
↑ 2.18
₹2,991 100 3.29.610.516.415.6-1.2
Sundaram Select Focus Fund Growth ₹181.811
↑ 0.75
₹979 250 1.67.45.212.910.31.2
Canara Robeco Equity Diversified Growth ₹133.63
↑ 0.50
₹1,160 1,000 -0.364.512.710.80.9
HDFC Top 100 Fund Growth ₹501.26
↑ 3.00
₹16,705 500 0.37.813.312.510.90.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Mar 19

Top 5 SIP Mutual Funds Returns in Past 20 Years

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
HDFC Top 100 Fund Growth ₹501.26
↑ 3.00
₹16,705 500 0.37.813.312.510.90.1
HDFC Equity Fund Growth ₹676.154
↑ 4.45
₹22,376 500 -0.26.712.712.310.8-3.5
Taurus Tax Shield Growth ₹77.6
↑ 0.43
₹67 500 -2.13-111.3110
Aditya Birla Sun Life Equity Fund Growth ₹715.46
↑ 6.96
₹11,102 100 -2.22.91.611.112.2-4.1
Franklin India Technology Fund Growth ₹157.748
↑ 0.84
₹260 500 -3.54.90.910.910.411.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Jul 19

Why Should you Invest in SIP or Systematic Investment Plan?

Some of the benefits of investing in a SIP are:

Rupee Cost Averaging

The biggest benefit that a systematic investment plan offers is Rupee Cost Averaging which helps an individual to average out the cost of an asset purchase. While making a lump sum investment in a mutual fund a certain number of units are purchased by the investor all at once, in the case of a SIP the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.

Power of Compounding

Systematic Investment Plans also offer the benefit of the power of compounding. Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.

Habit of Saving

Apart from this Systematic Investment plans are a simple means to save money and what is an initially low investment over time would add to a large sum later on in life.

Affordability

SIPs are a very affordable option for the masses to start savings since the minimum amount required for each instalment (that too monthly!) can be as low as INR 500. Some Mutual Fund companies even offer something called a “MicroSIP” where the ticket size is as low as INR 100.

Risk Reduction

Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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