+91-22-48913909Top Mutual Funds SIP Returns Performance
SIP Mutual Funds (or Top 10 SIP Mutual Funds) are funds that adhere to the simple formula of periodic investment to avoid nervous selling during the inevitable ups and downs of the stock market. Typically, SIP or Systematic Investment plan is an Investing mode to invest money in Mutual Funds. Investing in top 10 SIP Mutual Funds brings a systematic and disciplined approach to your investment. It reduces your effort to manage the SIP investment.
SIP offers leverage of the Power of Compounding leading to desired returns over time. There are different Types of Mutual Funds for SIP that include equity, debt, balanced and ultra-short term funds. However, Equity Mutual Funds offer maximum returns when invested via a SIP.
financial advisors suggest that the investors must invest in best mutual funds for SIP basis their investment objectives and the period of SIP investment.
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Fund Selection Methodology used to find 5 funds
Top 5 SIP Mutual Funds Returns in Past 5 Years
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP World Gold Fund Growth ₹62.799
↑ 0.52 ₹1,975 500 28.2 58.2 154.1 60.6 29.4 167.1 DSP World Mining Fund Growth ₹30.7343
↓ -0.10 ₹181 500 24.4 47 88.6 23.3 18.2 79 SBI Gold Fund Growth ₹46.6562
↑ 0.31 ₹15,024 500 24.6 45.5 83.1 40.4 27.5 71.5 Aditya Birla Sun Life Gold Fund Growth ₹46.1787
↑ 0.35 ₹1,781 100 24.2 45.1 83.1 40.2 27.2 72 ICICI Prudential Regular Gold Savings Fund Growth ₹49.3115
↑ 0.33 ₹6,338 100 24.4 45.4 82.7 40.5 27.3 72 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Mar 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP World Gold Fund DSP World Mining Fund SBI Gold Fund Aditya Birla Sun Life Gold Fund ICICI Prudential Regular Gold Savings Fund Point 1 Lower mid AUM (₹1,975 Cr). Bottom quartile AUM (₹181 Cr). Highest AUM (₹15,024 Cr). Bottom quartile AUM (₹1,781 Cr). Upper mid AUM (₹6,338 Cr). Point 2 Oldest track record among peers (18 yrs). Established history (16+ yrs). Established history (14+ yrs). Established history (13+ yrs). Established history (14+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 1★ (bottom quartile). Point 4 Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 29.40% (top quartile). 5Y return: 18.22% (bottom quartile). 5Y return: 27.47% (upper mid). 5Y return: 27.19% (bottom quartile). 5Y return: 27.32% (lower mid). Point 6 3Y return: 60.64% (top quartile). 3Y return: 23.30% (bottom quartile). 3Y return: 40.37% (lower mid). 3Y return: 40.24% (bottom quartile). 3Y return: 40.52% (upper mid). Point 7 1Y return: 154.15% (top quartile). 1Y return: 88.60% (upper mid). 1Y return: 83.12% (lower mid). 1Y return: 83.11% (bottom quartile). 1Y return: 82.68% (bottom quartile). Point 8 Alpha: 2.12 (top quartile). Alpha: 0.00 (upper mid). 1M return: 3.09% (top quartile). 1M return: 2.86% (lower mid). 1M return: 3.02% (upper mid). Point 9 Sharpe: 3.41 (top quartile). Sharpe: 3.17 (lower mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 10 Information ratio: -0.47 (bottom quartile). Information ratio: 0.00 (top quartile). Sharpe: 3.25 (upper mid). Sharpe: 3.08 (bottom quartile). Sharpe: 3.10 (bottom quartile). DSP World Gold Fund
DSP World Mining Fund
SBI Gold Fund
Aditya Birla Sun Life Gold Fund
ICICI Prudential Regular Gold Savings Fund
Top 5 SIP Mutual Funds Returns in Past 10 Years
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP World Gold Fund Growth ₹62.799
↑ 0.52 ₹1,975 500 28.2 58.2 154.1 60.6 29.4 167.1 ICICI Prudential Regular Gold Savings Fund Growth ₹49.3115
↑ 0.33 ₹6,338 100 24.4 45.4 82.7 40.5 27.3 72 SBI Gold Fund Growth ₹46.6562
↑ 0.31 ₹15,024 500 24.6 45.5 83.1 40.4 27.5 71.5 Aditya Birla Sun Life Gold Fund Growth ₹46.1787
↑ 0.35 ₹1,781 100 24.2 45.1 83.1 40.2 27.2 72 Nippon India Gold Savings Fund Growth ₹60.8727
↑ 0.39 ₹7,160 100 24.3 45.1 82.4 40.2 27.2 71.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Mar 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP World Gold Fund ICICI Prudential Regular Gold Savings Fund SBI Gold Fund Aditya Birla Sun Life Gold Fund Nippon India Gold Savings Fund Point 1 Bottom quartile AUM (₹1,975 Cr). Lower mid AUM (₹6,338 Cr). Highest AUM (₹15,024 Cr). Bottom quartile AUM (₹1,781 Cr). Upper mid AUM (₹7,160 Cr). Point 2 Oldest track record among peers (18 yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (13+ yrs). Established history (15+ yrs). Point 3 Top rated. Rating: 1★ (bottom quartile). Rating: 2★ (lower mid). Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 29.40% (top quartile). 5Y return: 27.32% (lower mid). 5Y return: 27.47% (upper mid). 5Y return: 27.19% (bottom quartile). 5Y return: 27.20% (bottom quartile). Point 6 3Y return: 60.64% (top quartile). 3Y return: 40.52% (upper mid). 3Y return: 40.37% (lower mid). 3Y return: 40.24% (bottom quartile). 3Y return: 40.22% (bottom quartile). Point 7 1Y return: 154.15% (top quartile). 1Y return: 82.68% (bottom quartile). 1Y return: 83.12% (upper mid). 1Y return: 83.11% (lower mid). 1Y return: 82.45% (bottom quartile). Point 8 Alpha: 2.12 (top quartile). 1M return: 3.02% (upper mid). 1M return: 3.09% (top quartile). 1M return: 2.86% (bottom quartile). 1M return: 2.98% (lower mid). Point 9 Sharpe: 3.41 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 10 Information ratio: -0.47 (bottom quartile). Sharpe: 3.10 (lower mid). Sharpe: 3.25 (upper mid). Sharpe: 3.08 (bottom quartile). Sharpe: 3.01 (bottom quartile). DSP World Gold Fund
ICICI Prudential Regular Gold Savings Fund
SBI Gold Fund
Aditya Birla Sun Life Gold Fund
Nippon India Gold Savings Fund
Top 5 SIP Mutual Funds Returns in Past 15 Years
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP World Gold Fund Growth ₹62.799
↑ 0.52 ₹1,975 500 28.2 58.2 154.1 60.6 29.4 167.1 Nippon India Gold Savings Fund Growth ₹60.8727
↑ 0.39 ₹7,160 100 24.3 45.1 82.4 40.2 27.2 71.2 SBI PSU Fund Growth ₹35.3611
↑ 0.36 ₹5,980 500 8.2 13.2 27.9 31.7 26.4 11.3 Invesco India PSU Equity Fund Growth ₹66.35
↑ 0.92 ₹1,492 500 4.2 7.6 26.4 29.8 24.4 10.3 LIC MF Infrastructure Fund Growth ₹48.8886
↑ 0.85 ₹946 1,000 2.1 -0.9 18.7 27.4 22.4 -3.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Mar 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP World Gold Fund Nippon India Gold Savings Fund SBI PSU Fund Invesco India PSU Equity Fund LIC MF Infrastructure Fund Point 1 Lower mid AUM (₹1,975 Cr). Highest AUM (₹7,160 Cr). Upper mid AUM (₹5,980 Cr). Bottom quartile AUM (₹1,492 Cr). Bottom quartile AUM (₹946 Cr). Point 2 Oldest track record among peers (18 yrs). Established history (15+ yrs). Established history (15+ yrs). Established history (16+ yrs). Established history (18+ yrs). Point 3 Top rated. Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Not Rated. Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 29.40% (top quartile). 5Y return: 27.20% (upper mid). 5Y return: 26.35% (lower mid). 5Y return: 24.41% (bottom quartile). 5Y return: 22.38% (bottom quartile). Point 6 3Y return: 60.64% (top quartile). 3Y return: 40.22% (upper mid). 3Y return: 31.74% (lower mid). 3Y return: 29.76% (bottom quartile). 3Y return: 27.43% (bottom quartile). Point 7 1Y return: 154.15% (top quartile). 1Y return: 82.45% (upper mid). 1Y return: 27.92% (lower mid). 1Y return: 26.36% (bottom quartile). 1Y return: 18.73% (bottom quartile). Point 8 Alpha: 2.12 (top quartile). 1M return: 2.98% (top quartile). Alpha: 0.05 (upper mid). Alpha: -2.70 (bottom quartile). Alpha: -6.08 (bottom quartile). Point 9 Sharpe: 3.41 (top quartile). Alpha: 0.00 (lower mid). Sharpe: 0.63 (lower mid). Sharpe: 0.53 (bottom quartile). Sharpe: 0.03 (bottom quartile). Point 10 Information ratio: -0.47 (lower mid). Sharpe: 3.01 (upper mid). Information ratio: -0.63 (bottom quartile). Information ratio: -0.50 (bottom quartile). Information ratio: 0.29 (top quartile). DSP World Gold Fund
Nippon India Gold Savings Fund
SBI PSU Fund
Invesco India PSU Equity Fund
LIC MF Infrastructure Fund
Top 5 SIP Mutual Funds Returns in Past 20 Years
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) UTI Healthcare Fund Growth ₹282.415
↑ 4.38 ₹1,055 500 -0.8 -4.3 10.4 25.8 15.3 -3.1 SBI Healthcare Opportunities Fund Growth ₹424.678
↓ -4.01 ₹3,823 500 0.4 -2 6.9 25.5 17.1 -3.5 Canara Robeco Infrastructure Growth ₹161.19
↑ 2.12 ₹879 1,000 4.2 0.4 18.5 25.1 22.4 0.1 Franklin India Opportunities Fund Growth ₹239.264
↓ -5.69 ₹8,271 500 -6.8 -7.3 9 25.1 18.3 3.1 DSP India T.I.G.E.R Fund Growth ₹317.705
↑ 3.31 ₹5,184 500 3.2 1.2 18.6 24.8 23.2 -2.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Mar 26 Research Highlights & Commentary of 5 Funds showcased
Commentary UTI Healthcare Fund SBI Healthcare Opportunities Fund Canara Robeco Infrastructure Franklin India Opportunities Fund DSP India T.I.G.E.R Fund Point 1 Bottom quartile AUM (₹1,055 Cr). Lower mid AUM (₹3,823 Cr). Bottom quartile AUM (₹879 Cr). Highest AUM (₹8,271 Cr). Upper mid AUM (₹5,184 Cr). Point 2 Oldest track record among peers (26 yrs). Established history (21+ yrs). Established history (20+ yrs). Established history (26+ yrs). Established history (21+ yrs). Point 3 Rating: 1★ (bottom quartile). Rating: 2★ (lower mid). Not Rated. Rating: 3★ (upper mid). Top rated. Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Point 5 5Y return: 15.27% (bottom quartile). 5Y return: 17.06% (bottom quartile). 5Y return: 22.39% (upper mid). 5Y return: 18.31% (lower mid). 5Y return: 23.16% (top quartile). Point 6 3Y return: 25.78% (top quartile). 3Y return: 25.47% (upper mid). 3Y return: 25.09% (lower mid). 3Y return: 25.09% (bottom quartile). 3Y return: 24.85% (bottom quartile). Point 7 1Y return: 10.43% (lower mid). 1Y return: 6.90% (bottom quartile). 1Y return: 18.49% (upper mid). 1Y return: 9.00% (bottom quartile). 1Y return: 18.58% (top quartile). Point 8 Alpha: 0.48 (top quartile). Alpha: -2.03 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: -1.01 (bottom quartile). Alpha: 0.00 (lower mid). Point 9 Sharpe: -0.28 (bottom quartile). Sharpe: -0.46 (bottom quartile). Sharpe: 0.13 (top quartile). Sharpe: 0.12 (upper mid). Sharpe: 0.08 (lower mid). Point 10 Information ratio: 0.00 (upper mid). Information ratio: -0.15 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 1.66 (top quartile). Information ratio: 0.00 (bottom quartile). UTI Healthcare Fund
SBI Healthcare Opportunities Fund
Canara Robeco Infrastructure
Franklin India Opportunities Fund
DSP India T.I.G.E.R Fund
Why Should you Invest in SIP or Systematic Investment Plan?
Some of the benefits of investing in a SIP are:
Rupee Cost Averaging
The biggest benefit that a systematic investment plan offers is Rupee Cost Averaging which helps an individual to average out the cost of an asset purchase. While making a lump sum investment in a mutual fund a certain number of units are purchased by the investor all at once, in the case of a SIP the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
Power of Compounding
Systematic Investment Plans also offer the benefit of the power of compounding. Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.
Habit of Saving
Apart from this Systematic Investment plans are a simple means to save money and what is an initially low investment over time would add to a large sum later on in life.
Affordability
SIPs are a very affordable option for the masses to start savings since the minimum amount required for each instalment (that too monthly!) can be as low as INR 500. Some Mutual Fund companies even offer something called a “MicroSIP” where the ticket size is as low as INR 100.
Risk Reduction
Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
How to Invest in Mutual Fund SIP Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
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