+91-22-48913909Top Mutual Funds SIP Returns Performance
SIP Mutual Funds (or Top 10 SIP Mutual Funds) are funds that adhere to the simple formula of periodic investment to avoid nervous selling during the inevitable ups and downs of the stock Market. Typically, SIP or Systematic Investment plan is an Investing mode to invest money in Mutual Funds. Investing in top 10 SIP Mutual Funds brings a systematic and disciplined approach to your investment. It reduces your effort to manage the SIP investment.
SIP offers leverage of the Power of Compounding leading to desired returns over time. There are different Types of Mutual Funds for SIP that include equity, debt, balanced and ultra-short term funds. However, Equity Mutual Funds offer maximum returns when invested via a SIP.
financial advisors suggest that the investors must invest in best mutual funds for SIP Basis their investment objectives and the period of SIP investment.
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Top 5 SIP Mutual Funds Returns in Past 5 Years
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP World Gold Fund Growth ₹45.6985
↓ -0.48 ₹1,421 500 49.2 87.6 107.7 49.1 17.9 15.9 Aditya Birla Sun Life Gold Fund Growth ₹35.7393
↑ 0.77 ₹725 100 26 38.8 60.2 31.5 18.1 18.7 ICICI Prudential Regular Gold Savings Fund Growth ₹37.9633
↑ 0.76 ₹2,603 100 26 38.5 59.8 31.4 18 19.5 SBI Gold Fund Growth ₹35.8091
↑ 0.72 ₹5,221 500 25.6 37.9 59.7 31.5 18 19.6 IDBI Gold Fund Growth ₹31.9583
↑ 0.72 ₹254 500 25.1 38.1 59.7 31.5 18.6 18.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP World Gold Fund Aditya Birla Sun Life Gold Fund ICICI Prudential Regular Gold Savings Fund SBI Gold Fund IDBI Gold Fund Point 1 Lower mid AUM (₹1,421 Cr). Bottom quartile AUM (₹725 Cr). Upper mid AUM (₹2,603 Cr). Highest AUM (₹5,221 Cr). Bottom quartile AUM (₹254 Cr). Point 2 Oldest track record among peers (18 yrs). Established history (13+ yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (13+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 1★ (bottom quartile). Rating: 2★ (lower mid). Not Rated. Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 17.85% (bottom quartile). 5Y return: 18.06% (upper mid). 5Y return: 17.95% (bottom quartile). 5Y return: 18.02% (lower mid). 5Y return: 18.60% (top quartile). Point 6 3Y return: 49.09% (top quartile). 3Y return: 31.47% (lower mid). 3Y return: 31.44% (bottom quartile). 3Y return: 31.47% (bottom quartile). 3Y return: 31.49% (upper mid). Point 7 1Y return: 107.66% (top quartile). 1Y return: 60.19% (upper mid). 1Y return: 59.82% (lower mid). 1Y return: 59.73% (bottom quartile). 1Y return: 59.69% (bottom quartile). Point 8 Alpha: 3.15 (top quartile). 1M return: 13.14% (bottom quartile). 1M return: 14.63% (upper mid). 1M return: 14.54% (lower mid). 1M return: 14.43% (bottom quartile). Point 9 Sharpe: 1.80 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 10 Information ratio: -1.09 (bottom quartile). Sharpe: 2.66 (top quartile). Sharpe: 2.55 (lower mid). Sharpe: 2.58 (upper mid). Sharpe: 2.38 (bottom quartile). DSP World Gold Fund
Aditya Birla Sun Life Gold Fund
ICICI Prudential Regular Gold Savings Fund
SBI Gold Fund
IDBI Gold Fund
Top 5 SIP Mutual Funds Returns in Past 10 Years
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP World Gold Fund Growth ₹45.6985
↓ -0.48 ₹1,421 500 49.2 87.6 107.7 49.1 17.9 15.9 IDBI Gold Fund Growth ₹31.9583
↑ 0.72 ₹254 500 25.1 38.1 59.7 31.5 18.6 18.7 Aditya Birla Sun Life Gold Fund Growth ₹35.7393
↑ 0.77 ₹725 100 26 38.8 60.2 31.5 18.1 18.7 SBI Gold Fund Growth ₹35.8091
↑ 0.72 ₹5,221 500 25.6 37.9 59.7 31.5 18 19.6 ICICI Prudential Regular Gold Savings Fund Growth ₹37.9633
↑ 0.76 ₹2,603 100 26 38.5 59.8 31.4 18 19.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP World Gold Fund IDBI Gold Fund Aditya Birla Sun Life Gold Fund SBI Gold Fund ICICI Prudential Regular Gold Savings Fund Point 1 Lower mid AUM (₹1,421 Cr). Bottom quartile AUM (₹254 Cr). Bottom quartile AUM (₹725 Cr). Highest AUM (₹5,221 Cr). Upper mid AUM (₹2,603 Cr). Point 2 Oldest track record among peers (18 yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (14+ yrs). Established history (14+ yrs). Point 3 Top rated. Not Rated. Rating: 3★ (upper mid). Rating: 2★ (lower mid). Rating: 1★ (bottom quartile). Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 17.85% (bottom quartile). 5Y return: 18.60% (top quartile). 5Y return: 18.06% (upper mid). 5Y return: 18.02% (lower mid). 5Y return: 17.95% (bottom quartile). Point 6 3Y return: 49.09% (top quartile). 3Y return: 31.49% (upper mid). 3Y return: 31.47% (lower mid). 3Y return: 31.47% (bottom quartile). 3Y return: 31.44% (bottom quartile). Point 7 1Y return: 107.66% (top quartile). 1Y return: 59.69% (bottom quartile). 1Y return: 60.19% (upper mid). 1Y return: 59.73% (bottom quartile). 1Y return: 59.82% (lower mid). Point 8 Alpha: 3.15 (top quartile). 1M return: 14.43% (bottom quartile). 1M return: 13.14% (bottom quartile). 1M return: 14.54% (lower mid). 1M return: 14.63% (upper mid). Point 9 Sharpe: 1.80 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 10 Information ratio: -1.09 (bottom quartile). Sharpe: 2.38 (bottom quartile). Sharpe: 2.66 (top quartile). Sharpe: 2.58 (upper mid). Sharpe: 2.55 (lower mid). DSP World Gold Fund
IDBI Gold Fund
Aditya Birla Sun Life Gold Fund
SBI Gold Fund
ICICI Prudential Regular Gold Savings Fund
Top 5 SIP Mutual Funds Returns in Past 15 Years
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP World Gold Fund Growth ₹45.6985
↓ -0.48 ₹1,421 500 49.2 87.6 107.7 49.1 17.9 15.9 SBI PSU Fund Growth ₹32.4307
↓ -0.26 ₹5,179 500 -0.4 11.6 -0.4 30.9 32.7 23.5 Invesco India PSU Equity Fund Growth ₹63.91
↓ -0.50 ₹1,341 500 -3.3 15 -0.8 30.3 30.4 25.6 Franklin India Opportunities Fund Growth ₹257.96
↑ 0.41 ₹7,509 500 1.6 19.2 4.3 29.3 28.4 37.3 ICICI Prudential Infrastructure Fund Growth ₹195.43
↓ -0.96 ₹7,645 100 -2.1 14.6 0 28.2 37.1 27.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP World Gold Fund SBI PSU Fund Invesco India PSU Equity Fund Franklin India Opportunities Fund ICICI Prudential Infrastructure Fund Point 1 Bottom quartile AUM (₹1,421 Cr). Lower mid AUM (₹5,179 Cr). Bottom quartile AUM (₹1,341 Cr). Upper mid AUM (₹7,509 Cr). Highest AUM (₹7,645 Cr). Point 2 Established history (18+ yrs). Established history (15+ yrs). Established history (15+ yrs). Oldest track record among peers (25 yrs). Established history (20+ yrs). Point 3 Top rated. Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Point 5 5Y return: 17.85% (bottom quartile). 5Y return: 32.72% (upper mid). 5Y return: 30.35% (lower mid). 5Y return: 28.40% (bottom quartile). 5Y return: 37.12% (top quartile). Point 6 3Y return: 49.09% (top quartile). 3Y return: 30.91% (upper mid). 3Y return: 30.27% (lower mid). 3Y return: 29.27% (bottom quartile). 3Y return: 28.20% (bottom quartile). Point 7 1Y return: 107.66% (top quartile). 1Y return: -0.36% (bottom quartile). 1Y return: -0.82% (bottom quartile). 1Y return: 4.33% (upper mid). 1Y return: -0.03% (lower mid). Point 8 Alpha: 3.15 (upper mid). Alpha: -0.35 (bottom quartile). Alpha: 5.81 (top quartile). Alpha: 2.40 (lower mid). Alpha: 0.00 (bottom quartile). Point 9 Sharpe: 1.80 (top quartile). Sharpe: -0.81 (bottom quartile). Sharpe: -0.58 (bottom quartile). Sharpe: -0.43 (upper mid). Sharpe: -0.48 (lower mid). Point 10 Information ratio: -1.09 (bottom quartile). Information ratio: -0.37 (lower mid). Information ratio: -0.46 (bottom quartile). Information ratio: 1.75 (top quartile). Information ratio: 0.00 (upper mid). DSP World Gold Fund
SBI PSU Fund
Invesco India PSU Equity Fund
Franklin India Opportunities Fund
ICICI Prudential Infrastructure Fund
Top 5 SIP Mutual Funds Returns in Past 20 Years
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Franklin India Opportunities Fund Growth ₹257.96
↑ 0.41 ₹7,509 500 1.6 19.2 4.3 29.3 28.4 37.3 ICICI Prudential Infrastructure Fund Growth ₹195.43
↓ -0.96 ₹7,645 100 -2.1 14.6 0 28.2 37.1 27.4 Nippon India Power and Infra Fund Growth ₹346.385
↓ -3.38 ₹7,175 100 -2.3 14.1 -5.5 27.3 31.7 26.9 DSP India T.I.G.E.R Fund Growth ₹312.807
↓ -2.15 ₹5,303 500 -2.3 14.1 -7.6 25.8 32.9 32.4 SBI Healthcare Opportunities Fund Growth ₹427.289
↓ -0.26 ₹3,963 500 -2.2 10.3 3.8 24.7 18.6 42.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Franklin India Opportunities Fund ICICI Prudential Infrastructure Fund Nippon India Power and Infra Fund DSP India T.I.G.E.R Fund SBI Healthcare Opportunities Fund Point 1 Upper mid AUM (₹7,509 Cr). Highest AUM (₹7,645 Cr). Lower mid AUM (₹7,175 Cr). Bottom quartile AUM (₹5,303 Cr). Bottom quartile AUM (₹3,963 Cr). Point 2 Oldest track record among peers (25 yrs). Established history (20+ yrs). Established history (21+ yrs). Established history (21+ yrs). Established history (20+ yrs). Point 3 Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Top rated. Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 28.40% (bottom quartile). 5Y return: 37.12% (top quartile). 5Y return: 31.69% (lower mid). 5Y return: 32.86% (upper mid). 5Y return: 18.56% (bottom quartile). Point 6 3Y return: 29.27% (top quartile). 3Y return: 28.20% (upper mid). 3Y return: 27.30% (lower mid). 3Y return: 25.84% (bottom quartile). 3Y return: 24.68% (bottom quartile). Point 7 1Y return: 4.33% (top quartile). 1Y return: -0.03% (lower mid). 1Y return: -5.46% (bottom quartile). 1Y return: -7.57% (bottom quartile). 1Y return: 3.77% (upper mid). Point 8 Alpha: 2.40 (top quartile). Alpha: 0.00 (lower mid). Alpha: -3.51 (bottom quartile). Alpha: 0.00 (bottom quartile). Alpha: 2.04 (upper mid). Point 9 Sharpe: -0.43 (upper mid). Sharpe: -0.48 (lower mid). Sharpe: -0.66 (bottom quartile). Sharpe: -0.71 (bottom quartile). Sharpe: -0.05 (top quartile). Point 10 Information ratio: 1.75 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.79 (upper mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.38 (lower mid). Franklin India Opportunities Fund
ICICI Prudential Infrastructure Fund
Nippon India Power and Infra Fund
DSP India T.I.G.E.R Fund
SBI Healthcare Opportunities Fund
Why Should you Invest in SIP or Systematic Investment Plan?
Some of the benefits of investing in a SIP are:
Rupee Cost Averaging
The biggest benefit that a systematic investment plan offers is Rupee Cost Averaging which helps an individual to average out the cost of an asset purchase. While making a lump sum investment in a mutual fund a certain number of units are purchased by the investor all at once, in the case of a SIP the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
Power of Compounding
Systematic Investment Plans also offer the benefit of the power of compounding. Simple interest is when you gain interest on only the principal. In the case of compound interest, the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.
Habit of Saving
Apart from this Systematic Investment plans are a simple means to save money and what is an initially low investment over time would add to a large sum later on in life.
Affordability
SIPs are a very affordable option for the masses to start savings since the minimum amount required for each instalment (that too monthly!) can be as low as INR 500. Some Mutual Fund companies even offer something called a “MicroSIP” where the ticket size is as low as INR 100.
Risk Reduction
Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
How to Invest in Mutual Fund SIP Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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