+91-22-48913909Top 4 Motilal SIP Mutual Funds 2026
SIP or Systematic Investment plan is a great way to invest in Mutual Funds. The SIP plans offered by Motilal Mutual Fund is a great way to save a certain amount on a regular basis like weekly/monthly/quarterly. This encourages regular savings and also give benefits of Power of Compounding.
With a SIP Plan you can easily stay invested for a longer duration to create strong wealth. Since, the amount is invested on regular intervals, it also reduces the impact of market Volatility. With a SIP investment, investors can also plan their various goals like retirement, marriage, purchase of a house/vehicle or even a higher education, etc.
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Why Invest in Motilal Mutual Fund SIP?
To have a Systematic Investment Plan with a Motilal MF one does not require a massive amount of Investing as the starting amount is as low as Rs 500.
Motilal SIP mutual fund encourages in building a habit of savings from an early age
By investing in a SIP one can plan their long-term Financial goals like buying a car/house, saving for an international trip, saving for child’s education, Retirement planning or for buying any other assets.
Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
So, start a SIP today in Equity Funds by investing in these top 4 best Motilal SIP funds. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
Fund Selection Methodology used to find 4 funds
Best Motilal Mutual Fund SIP to Invest in Equity Funds
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Midcap 30 Fund Growth ₹92.507
↑ 0.94 ₹36,880 500 -11.4 -8.4 -1.2 23.1 25.9 -12.1 Motilal Oswal Long Term Equity Fund Growth ₹48.5107
↑ 1.48 ₹4,341 500 -8.6 -6.7 8.5 22.5 18.9 -9.1 Motilal Oswal Multicap 35 Fund Growth ₹57.6781
↑ 0.70 ₹13,862 500 -8 -5.7 5.9 22.3 14.2 -5.6 Motilal Oswal Focused 25 Fund Growth ₹42.0958
↑ 0.81 ₹1,513 500 -4.8 -2.9 7.4 10.3 8.4 -1.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26 Research Highlights & Commentary of 4 Funds showcased
Commentary Motilal Oswal Midcap 30 Fund Motilal Oswal Long Term Equity Fund Motilal Oswal Multicap 35 Fund Motilal Oswal Focused 25 Fund Point 1 Highest AUM (₹36,880 Cr). Lower mid AUM (₹4,341 Cr). Upper mid AUM (₹13,862 Cr). Bottom quartile AUM (₹1,513 Cr). Point 2 Established history (11+ yrs). Established history (11+ yrs). Established history (11+ yrs). Oldest track record among peers (12 yrs). Point 3 Rating: 3★ (upper mid). Not Rated. Top rated. Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 25.89% (top quartile). 5Y return: 18.93% (upper mid). 5Y return: 14.19% (lower mid). 5Y return: 8.38% (bottom quartile). Point 6 3Y return: 23.09% (top quartile). 3Y return: 22.46% (upper mid). 3Y return: 22.28% (lower mid). 3Y return: 10.32% (bottom quartile). Point 7 1Y return: -1.23% (bottom quartile). 1Y return: 8.49% (top quartile). 1Y return: 5.93% (lower mid). 1Y return: 7.43% (upper mid). Point 8 Alpha: -18.12 (bottom quartile). Alpha: -16.15 (lower mid). Alpha: -12.91 (upper mid). Alpha: -8.70 (top quartile). Point 9 Sharpe: -0.79 (bottom quartile). Sharpe: -0.43 (upper mid). Sharpe: -0.51 (lower mid). Sharpe: -0.21 (top quartile). Point 10 Information ratio: 0.10 (lower mid). Information ratio: 0.53 (upper mid). Information ratio: 0.54 (top quartile). Information ratio: -0.72 (bottom quartile). Motilal Oswal Midcap 30 Fund
Motilal Oswal Long Term Equity Fund
Motilal Oswal Multicap 35 Fund
Motilal Oswal Focused 25 Fund
(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Below is the key information for Motilal Oswal Midcap 30 Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Long Term Equity Fund Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Multicap 35 Fund Below is the key information for Motilal Oswal Multicap 35 Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused 25 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in upto 25 companies with long term sustainable competitive advantage and growth potential. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Focused 25 Fund Below is the key information for Motilal Oswal Focused 25 Fund Returns up to 1 year are on 1. Motilal Oswal Midcap 30 Fund
Motilal Oswal Midcap 30 Fund
Growth Launch Date 24 Feb 14 NAV (28 Jan 26) ₹92.507 ↑ 0.94 (1.03 %) Net Assets (Cr) ₹36,880 on 31 Dec 25 Category Equity - Mid Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.56 Sharpe Ratio -0.79 Information Ratio 0.1 Alpha Ratio -18.12 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹15,583 31 Dec 22 ₹17,252 31 Dec 23 ₹24,442 31 Dec 24 ₹38,406 31 Dec 25 ₹33,746 Returns for Motilal Oswal Midcap 30 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26 Duration Returns 1 Month -6.6% 3 Month -11.4% 6 Month -8.4% 1 Year -1.2% 3 Year 23.1% 5 Year 25.9% 10 Year 15 Year Since launch 20.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 -12.1% 2023 57.1% 2022 41.7% 2021 10.7% 2020 55.8% 2019 9.3% 2018 9.7% 2017 -12.7% 2016 30.8% 2015 5.2% Fund Manager information for Motilal Oswal Midcap 30 Fund
Name Since Tenure Ajay Khandelwal 1 Oct 24 1.25 Yr. Niket Shah 1 Jul 20 5.51 Yr. Rakesh Shetty 22 Nov 22 3.11 Yr. Sunil Sawant 1 Jul 24 1.5 Yr. Data below for Motilal Oswal Midcap 30 Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Technology 34.62% Consumer Cyclical 15.12% Industrials 10.84% Financial Services 10.65% Communication Services 9.14% Real Estate 2.38% Health Care 0.85% Asset Allocation
Asset Class Value Cash 18.4% Equity 81.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT10% ₹3,744 Cr 5,969,840
↓ -30,160 Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE9% ₹3,284 Cr 19,750,000 One97 Communications Ltd (Technology)
Equity, Since 30 Sep 24 | 5433968% ₹2,923 Cr 22,501,127
↑ 21,166 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL8% ₹2,914 Cr 60,043,240 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Mar 23 | DIXON7% ₹2,541 Cr 2,100,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 25 | 5433206% ₹2,127 Cr 76,501,000
↓ -33,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 25 | BHARTIARTL5% ₹2,004 Cr 9,517,664
↑ 17,664 KEI Industries Ltd (Industrials)
Equity, Since 30 Nov 24 | KEI5% ₹1,784 Cr 4,000,000 Aditya Birla Capital Ltd (Financial Services)
Equity, Since 30 Jun 25 | ABCAPITAL5% ₹1,699 Cr 47,500,000 Bharti Hexacom Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIHEXA4% ₹1,366 Cr 7,500,000 2. Motilal Oswal Long Term Equity Fund
Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (28 Jan 26) ₹48.5107 ↑ 1.48 (3.15 %) Net Assets (Cr) ₹4,341 on 31 Dec 25 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 1.65 Sharpe Ratio -0.43 Information Ratio 0.53 Alpha Ratio -16.15 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,206 31 Dec 22 ₹13,441 31 Dec 23 ₹18,420 31 Dec 24 ₹27,210 31 Dec 25 ₹24,741 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26 Duration Returns 1 Month -4.7% 3 Month -8.6% 6 Month -6.7% 1 Year 8.5% 3 Year 22.5% 5 Year 18.9% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 -9.1% 2023 47.7% 2022 37% 2021 1.8% 2020 32.1% 2019 8.8% 2018 13.2% 2017 -8.7% 2016 44% 2015 12.5% Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 2.06 Yr. Rakesh Shetty 22 Nov 22 3.11 Yr. Atul Mehra 1 Oct 24 1.25 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 28.84% Industrials 23.25% Consumer Cyclical 16.56% Technology 10.56% Basic Materials 8.31% Real Estate 3.96% Health Care 3.54% Consumer Defensive 1.96% Asset Allocation
Asset Class Value Cash 3.03% Equity 96.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX7% ₹289 Cr 259,208 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433205% ₹222 Cr 8,000,000
↓ -970,581 Piramal Finance Ltd (Financial Services)
Equity, Since 30 Sep 25 | PIRAMALFIN5% ₹212 Cr 1,288,233
↑ 9,000 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Jun 25 | 5333985% ₹208 Cr 546,874 PTC Industries Ltd (Industrials)
Equity, Since 30 Sep 24 | 5390064% ₹186 Cr 100,321 One97 Communications Ltd (Technology)
Equity, Since 30 Jun 25 | 5433964% ₹176 Cr 1,351,856
↑ 94,889 Waaree Energies Ltd (Technology)
Equity, Since 31 Oct 24 | 5442774% ₹173 Cr 583,979 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE4% ₹172 Cr 1,077,437 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 24 | AMBER4% ₹165 Cr 259,006
↑ 18,656 Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | APARINDS4% ₹163 Cr 194,366
↑ 9,736 3. Motilal Oswal Multicap 35 Fund
Motilal Oswal Multicap 35 Fund
Growth Launch Date 28 Apr 14 NAV (28 Jan 26) ₹57.6781 ↑ 0.70 (1.22 %) Net Assets (Cr) ₹13,862 on 31 Dec 25 Category Equity - Multi Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio -0.51 Information Ratio 0.54 Alpha Ratio -12.91 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹11,530 31 Dec 22 ₹11,187 31 Dec 23 ₹14,654 31 Dec 24 ₹21,349 31 Dec 25 ₹20,147 Returns for Motilal Oswal Multicap 35 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26 Duration Returns 1 Month -4.6% 3 Month -8% 6 Month -5.7% 1 Year 5.9% 3 Year 22.3% 5 Year 14.2% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 -5.6% 2023 45.7% 2022 31% 2021 -3% 2020 15.3% 2019 10.3% 2018 7.9% 2017 -7.8% 2016 43.1% 2015 8.5% Fund Manager information for Motilal Oswal Multicap 35 Fund
Name Since Tenure Ajay Khandelwal 1 Oct 24 1.25 Yr. Niket Shah 1 Jul 22 3.51 Yr. Rakesh Shetty 22 Nov 22 3.11 Yr. Atul Mehra 1 Oct 24 1.25 Yr. Sunil Sawant 1 Jul 24 1.5 Yr. Data below for Motilal Oswal Multicap 35 Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Technology 22.19% Industrials 15.89% Consumer Cyclical 13.34% Financial Services 12.91% Communication Services 9.44% Energy 2.24% Consumer Defensive 0.27% Asset Allocation
Asset Class Value Cash 23.73% Equity 76.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 23 | PERSISTENT10% ₹1,411 Cr 2,249,513
↓ -487 Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE9% ₹1,247 Cr 7,500,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL7% ₹974 Cr 20,075,900
↓ -3,424,100 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | CHOLAFIN7% ₹933 Cr 5,480,348
↓ -397,148 Polycab India Ltd (Industrials)
Equity, Since 31 Jan 24 | POLYCAB7% ₹905 Cr 1,188,311
↓ -275,250 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 21 | 5321746% ₹853 Cr 6,353,221
↑ 3,853,721 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Jan 25 | 5000936% ₹770 Cr 11,879,369
↓ -120,631 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 May 25 | 5433206% ₹765 Cr 27,525,000
↓ -12,500,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Apr 24 | 8901575% ₹676 Cr 4,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 25 | BHARTIARTL5% ₹632 Cr 3,000,000 4. Motilal Oswal Focused 25 Fund
Motilal Oswal Focused 25 Fund
Growth Launch Date 7 May 13 NAV (28 Jan 26) ₹42.0958 ↑ 0.81 (1.96 %) Net Assets (Cr) ₹1,513 on 31 Dec 25 Category Equity - Focused AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio -0.21 Information Ratio -0.72 Alpha Ratio -8.7 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹11,459 31 Dec 22 ₹11,683 31 Dec 23 ₹13,881 31 Dec 24 ₹15,772 31 Dec 25 ₹15,502 Returns for Motilal Oswal Focused 25 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26 Duration Returns 1 Month -4.5% 3 Month -4.8% 6 Month -2.9% 1 Year 7.4% 3 Year 10.3% 5 Year 8.4% 10 Year 15 Year Since launch 12% Historical performance (Yearly) on absolute basis
Year Returns 2024 -1.7% 2023 13.6% 2022 18.8% 2021 2% 2020 14.6% 2019 17.3% 2018 17.1% 2017 -4.2% 2016 32.2% 2015 2.8% Fund Manager information for Motilal Oswal Focused 25 Fund
Name Since Tenure Varun Sharma 14 Aug 25 0.38 Yr. Rakesh Shetty 22 Nov 22 3.11 Yr. Atul Mehra 1 Oct 24 1.25 Yr. Sunil Sawant 1 Jul 24 1.5 Yr. Data below for Motilal Oswal Focused 25 Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 23.43% Technology 19.65% Consumer Cyclical 19.47% Industrials 13.17% Basic Materials 6.54% Consumer Defensive 4.38% Health Care 4.12% Communication Services 3.5% Utility 2.3% Asset Allocation
Asset Class Value Cash 3.44% Equity 96.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity One97 Communications Ltd (Technology)
Equity, Since 30 Apr 23 | 5433967% ₹99 Cr 761,048 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Jan 25 | MCX6% ₹85 Cr 76,114
↑ 78 Piramal Finance Ltd (Financial Services)
Equity, Since 30 Sep 25 | PIRAMALFIN5% ₹71 Cr 429,509
↓ -147,661 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 31 Dec 24 | RADICO4% ₹66 Cr 201,088
↑ 2,408 OneSource Specialty Pharma Ltd (Healthcare)
Equity, Since 31 Jan 25 | ONESOURCE4% ₹62 Cr 344,085 Coforge Ltd (Technology)
Equity, Since 31 Aug 25 | COFORGE4% ₹58 Cr 345,808
↑ 4,025 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Oct 25 | 5406114% ₹57 Cr 569,956 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 Aug 25 | 5433494% ₹56 Cr 328,917
↑ 15,645 Aditya Birla Capital Ltd (Financial Services)
Equity, Since 31 Oct 25 | ABCAPITAL4% ₹55 Cr 1,539,252
↑ 180,551 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 25 | BHARTIARTL4% ₹53 Cr 251,499
↑ 28,877
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in Motilal Mutual Fund SIP Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for Motilal Oswal Midcap 30 Fund