+91-22-48913909Top 4 Motilal SIP Mutual Funds 2026
SIP or Systematic Investment plan is a great way to invest in Mutual Funds. The SIP plans offered by Motilal Mutual Fund is a great way to save a certain amount on a regular basis like weekly/monthly/quarterly. This encourages regular savings and also give benefits of Power of Compounding.
With a SIP Plan you can easily stay invested for a longer duration to create strong wealth. Since, the amount is invested on regular intervals, it also reduces the impact of market Volatility. With a SIP investment, investors can also plan their various goals like retirement, marriage, purchase of a house/vehicle or even a higher education, etc.
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Why Invest in Motilal Mutual Fund SIP?
To have a Systematic Investment Plan with a Motilal MF one does not require a massive amount of Investing as the starting amount is as low as Rs 500.
Motilal SIP mutual fund encourages in building a habit of savings from an early age
By investing in a SIP one can plan their long-term Financial goals like buying a car/house, saving for an international trip, saving for child’s education, Retirement planning or for buying any other assets.
Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
So, start a SIP today in Equity Funds by investing in these top 4 best Motilal SIP funds. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
Fund Selection Methodology used to find 4 funds
Best Motilal Mutual Fund SIP to Invest in Equity Funds
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) Motilal Oswal Long Term Equity Fund Growth ₹55.5536
↑ 0.66 ₹4,663 500 9 12.4 4.7 21.9 17.5 -9.1 Motilal Oswal Midcap 30 Fund Growth ₹98.434
↑ 2.10 ₹36,458 500 8.8 0 -4.4 19.5 22.2 -12.1 Motilal Oswal Multicap 35 Fund Growth ₹59.7947
↑ 0.79 ₹12,937 500 7.9 -1 -4.9 19 12.1 -5.6 Motilal Oswal Focused 25 Fund Growth ₹49.7076
↑ 0.50 ₹1,557 500 16.5 14.1 13.8 12.1 9.6 -1.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jul 26 Research Highlights & Commentary of 4 Funds showcased
Commentary Motilal Oswal Long Term Equity Fund Motilal Oswal Midcap 30 Fund Motilal Oswal Multicap 35 Fund Motilal Oswal Focused 25 Fund Point 1 Lower mid AUM (₹4,663 Cr). Highest AUM (₹36,458 Cr). Upper mid AUM (₹12,937 Cr). Bottom quartile AUM (₹1,557 Cr). Point 2 Established history (11+ yrs). Established history (12+ yrs). Established history (12+ yrs). Oldest track record among peers (13 yrs). Point 3 Not Rated. Rating: 3★ (upper mid). Top rated. Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 17.49% (upper mid). 5Y return: 22.20% (top quartile). 5Y return: 12.07% (lower mid). 5Y return: 9.57% (bottom quartile). Point 6 3Y return: 21.88% (top quartile). 3Y return: 19.52% (upper mid). 3Y return: 19.00% (lower mid). 3Y return: 12.14% (bottom quartile). Point 7 1Y return: 4.69% (upper mid). 1Y return: -4.36% (lower mid). 1Y return: -4.86% (bottom quartile). 1Y return: 13.79% (top quartile). Point 8 Alpha: 3.21 (upper mid). Alpha: -14.76 (bottom quartile). Alpha: -5.87 (lower mid). Alpha: 6.10 (top quartile). Point 9 Sharpe: -0.02 (upper mid). Sharpe: -0.55 (bottom quartile). Sharpe: -0.52 (lower mid). Sharpe: 0.14 (top quartile). Point 10 Information ratio: 0.73 (top quartile). Information ratio: -0.36 (bottom quartile). Information ratio: 0.47 (upper mid). Information ratio: -0.34 (lower mid). Motilal Oswal Long Term Equity Fund
Motilal Oswal Midcap 30 Fund
Motilal Oswal Multicap 35 Fund
Motilal Oswal Focused 25 Fund
(Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Midcap 30 Fund Below is the key information for Motilal Oswal Midcap 30 Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Multicap 35 Fund Below is the key information for Motilal Oswal Multicap 35 Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused 25 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in upto 25 companies with long term sustainable competitive advantage and growth potential. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Focused 25 Fund Below is the key information for Motilal Oswal Focused 25 Fund Returns up to 1 year are on 1. Motilal Oswal Long Term Equity Fund
Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (10 Jul 26) ₹55.5536 ↑ 0.66 (1.21 %) Net Assets (Cr) ₹4,663 on 31 May 26 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 1.65 Sharpe Ratio -0.02 Information Ratio 0.73 Alpha Ratio 3.21 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹9,362 30 Jun 23 ₹12,562 30 Jun 24 ₹19,819 30 Jun 25 ₹21,898 30 Jun 26 ₹22,806 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26 Duration Returns 1 Month 4.1% 3 Month 9% 6 Month 12.4% 1 Year 4.7% 3 Year 21.9% 5 Year 17.5% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 -9.1% 2024 47.7% 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 2.55 Yr. Ankit Agarwal 16 Mar 26 0.29 Yr. Rakesh Shetty 22 Nov 22 3.61 Yr. Atul Mehra 1 Oct 24 1.75 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 May 26
Equity Sector Allocation
Sector Value Financial Services 25.8% Industrials 23.55% Consumer Cyclical 16.57% Basic Materials 13.61% Technology 13.23% Health Care 4.78% Asset Allocation
Asset Class Value Cash 2.46% Equity 97.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX7% ₹337 Cr 1,140,862
↓ -55,178 OneSource Specialty Pharma Ltd (Healthcare)
Equity, Since 31 Jan 25 | ONESOURCE5% ₹223 Cr 1,221,228 Zen Technologies Ltd (Industrials)
Equity, Since 31 Dec 24 | ZENTEC4% ₹203 Cr 1,218,528 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Jun 25 | MUTHOOTFIN4% ₹197 Cr 588,318
↑ 41,444 Ather Energy Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | ATHERENERG4% ₹192 Cr 1,990,789
↓ -310,680 Waaree Energies Ltd (Technology)
Equity, Since 31 Oct 24 | WAAREEENER4% ₹188 Cr 600,000
↓ -27,718 Jain Resource Recycling Ltd (Basic Materials)
Equity, Since 31 Oct 25 | JAINREC4% ₹187 Cr 5,000,000
↓ -11,074 PTC Industries Ltd (Industrials)
Equity, Since 30 Sep 24 | 5390064% ₹186 Cr 115,181 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Jan 24 | SUZLON4% ₹185 Cr 32,483,092 Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | APARINDS4% ₹176 Cr 134,000
↓ -48,754 2. Motilal Oswal Midcap 30 Fund
Motilal Oswal Midcap 30 Fund
Growth Launch Date 24 Feb 14 NAV (10 Jul 26) ₹98.434 ↑ 2.10 (2.18 %) Net Assets (Cr) ₹36,458 on 31 May 26 Category Equity - Mid Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.56 Sharpe Ratio -0.55 Information Ratio -0.36 Alpha Ratio -14.76 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹11,908 30 Jun 23 ₹16,418 30 Jun 24 ₹26,938 30 Jun 25 ₹29,503 30 Jun 26 ₹26,510 Returns for Motilal Oswal Midcap 30 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26 Duration Returns 1 Month 10.5% 3 Month 8.8% 6 Month 0% 1 Year -4.4% 3 Year 19.5% 5 Year 22.2% 10 Year 15 Year Since launch 20.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 -12.1% 2024 57.1% 2023 41.7% 2022 10.7% 2021 55.8% 2020 9.3% 2019 9.7% 2018 -12.7% 2017 30.8% 2016 5.2% Fund Manager information for Motilal Oswal Midcap 30 Fund
Name Since Tenure Varun Sharma 21 Jan 26 0.44 Yr. Swapnil Mayekar 18 Nov 25 0.62 Yr. Ajay Khandelwal 1 Oct 24 1.75 Yr. Ankit Agarwal 21 Jan 26 0.44 Yr. Rakesh Shetty 22 Nov 22 3.61 Yr. Data below for Motilal Oswal Midcap 30 Fund as on 31 May 26
Equity Sector Allocation
Sector Value Financial Services 31.02% Technology 26.84% Industrials 13.76% Consumer Cyclical 13.41% Communication Services 3.08% Real Estate 2.81% Health Care 2.46% Asset Allocation
Asset Class Value Cash 6.63% Equity 93.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity One97 Communications Ltd (Technology)
Equity, Since 30 Sep 24 | PAYTM7% ₹2,659 Cr 23,765,865 Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE6% ₹2,233 Cr 15,703,312
↓ -979,603 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL6% ₹2,180 Cr 61,413,395 KEI Industries Ltd (Industrials)
Equity, Since 30 Nov 24 | KEI6% ₹2,123 Cr 4,030,834 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 25 | ETERNAL6% ₹2,115 Cr 84,386,866 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT6% ₹2,091 Cr 4,026,493 Aditya Birla Capital Ltd (Financial Services)
Equity, Since 30 Jun 25 | ABCAPITAL5% ₹1,906 Cr 52,459,381
↓ -1,000,000 Billionbrains Garage Ventures Ltd (Financial Services)
Equity, Since 31 Jan 26 | GROWW4% ₹1,564 Cr 84,616,660 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Jan 26 | MCX4% ₹1,539 Cr 5,209,458 BSE Ltd (Financial Services)
Equity, Since 30 Nov 25 | BSE4% ₹1,451 Cr 3,500,830
↓ -256,232 3. Motilal Oswal Multicap 35 Fund
Motilal Oswal Multicap 35 Fund
Growth Launch Date 28 Apr 14 NAV (10 Jul 26) ₹59.7947 ↑ 0.79 (1.35 %) Net Assets (Cr) ₹12,937 on 31 May 26 Category Equity - Multi Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio -0.52 Information Ratio 0.47 Alpha Ratio -5.87 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹8,925 30 Jun 23 ₹10,742 30 Jun 24 ₹16,691 30 Jun 25 ₹19,055 30 Jun 26 ₹17,562 Returns for Motilal Oswal Multicap 35 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26 Duration Returns 1 Month 7.5% 3 Month 7.9% 6 Month -1% 1 Year -4.9% 3 Year 19% 5 Year 12.1% 10 Year 15 Year Since launch 15.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 -5.6% 2024 45.7% 2023 31% 2022 -3% 2021 15.3% 2020 10.3% 2019 7.9% 2018 -7.8% 2017 43.1% 2016 8.5% Fund Manager information for Motilal Oswal Multicap 35 Fund
Name Since Tenure Varun Sharma 21 Jan 26 0.44 Yr. Swapnil Mayekar 18 Nov 25 0.62 Yr. Ajay Khandelwal 1 Oct 24 1.75 Yr. Ankit Agarwal 21 Jan 26 0.44 Yr. Rakesh Shetty 22 Nov 22 3.61 Yr. Atul Mehra 1 Oct 24 1.75 Yr. Data below for Motilal Oswal Multicap 35 Fund as on 31 May 26
Equity Sector Allocation
Sector Value Industrials 28.27% Financial Services 21.24% Consumer Cyclical 19.01% Technology 17.65% Health Care 6.26% Basic Materials 2.26% Asset Allocation
Asset Class Value Cash 5.31% Equity 94.69% Top Securities Holdings / Portfolio
Name Holding Value Quantity CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Jan 25 | CGPOWER7% ₹853 Cr 9,300,000
↓ -800,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL6% ₹809 Cr 22,782,390 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 May 25 | ETERNAL5% ₹689 Cr 27,500,000 Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE5% ₹628 Cr 4,415,566
↓ -1,216,327 Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 23 | PERSISTENT5% ₹598 Cr 1,150,675
↓ -61,486 Waaree Energies Ltd (Technology)
Equity, Since 28 Feb 26 | WAAREEENER4% ₹534 Cr 1,700,905
↑ 40,684 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Mar 26 | SHRIRAMFIN4% ₹533 Cr 5,630,608 Ather Energy Ltd (Consumer Cyclical)
Equity, Since 28 Feb 26 | ATHERENERG4% ₹502 Cr 5,202,599
↑ 4,053 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 26 | MCX4% ₹473 Cr 1,600,000 IndusInd Bank Ltd (Financial Services)
Equity, Since 28 Feb 26 | INDUSINDBK4% ₹460 Cr 5,030,673 4. Motilal Oswal Focused 25 Fund
Motilal Oswal Focused 25 Fund
Growth Launch Date 7 May 13 NAV (10 Jul 26) ₹49.7076 ↑ 0.50 (1.02 %) Net Assets (Cr) ₹1,557 on 31 May 26 Category Equity - Focused AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 0.14 Information Ratio -0.34 Alpha Ratio 6.1 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹9,256 30 Jun 23 ₹11,328 30 Jun 24 ₹14,505 30 Jun 25 ₹13,885 30 Jun 26 ₹15,417 Returns for Motilal Oswal Focused 25 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26 Duration Returns 1 Month 8.3% 3 Month 16.5% 6 Month 14.1% 1 Year 13.8% 3 Year 12.1% 5 Year 9.6% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 -1.7% 2024 13.6% 2023 18.8% 2022 2% 2021 14.6% 2020 17.3% 2019 17.1% 2018 -4.2% 2017 32.2% 2016 2.8% Fund Manager information for Motilal Oswal Focused 25 Fund
Name Since Tenure Varun Sharma 14 Aug 25 0.88 Yr. Swapnil Mayekar 18 Nov 25 0.61 Yr. Ankit Agarwal 5 Aug 25 0.9 Yr. Rakesh Shetty 22 Nov 22 3.61 Yr. Atul Mehra 1 Oct 24 1.75 Yr. Data below for Motilal Oswal Focused 25 Fund as on 31 May 26
Equity Sector Allocation
Sector Value Financial Services 23.84% Industrials 21.59% Consumer Cyclical 17.2% Technology 8.99% Health Care 7.23% Basic Materials 7.03% Utility 3.18% Communication Services 2.46% Asset Allocation
Asset Class Value Cash 5.55% Equity 94.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya Infotech Ltd (Industrials)
Equity, Since 28 Feb 26 | CPPLUS5% ₹76 Cr 261,175 ICICI Prudential Asset Management Co Ltd (Financial Services)
Equity, Since 31 Jan 26 | ICICIAMC4% ₹68 Cr 193,190
↑ 8,826 Persistent Systems Ltd (Technology)
Equity, Since 30 Apr 26 | PERSISTENT4% ₹66 Cr 127,008
↑ 19,051 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 28 Feb 26 | CGPOWER4% ₹65 Cr 707,583
↓ -71,782 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Oct 25 | AUBANK4% ₹64 Cr 645,708
↑ 40,286 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jan 26 | ETERNAL4% ₹63 Cr 2,529,956
↑ 118,365 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 28 Feb 26 | APOLLOHOSP4% ₹62 Cr 75,565
↑ 4,721 Gabriel India Ltd (Consumer Cyclical)
Equity, Since 31 Aug 25 | GABRIEL4% ₹59 Cr 536,227 Aditya Vision Ltd (Consumer Cyclical)
Equity, Since 30 Sep 25 | 5402054% ₹55 Cr 1,020,017 ABB India Ltd (Industrials)
Equity, Since 31 May 26 | ABB3% ₹54 Cr 74,566
↑ 74,566
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in Motilal Mutual Fund SIP Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for Motilal Oswal Long Term Equity Fund