+91-22-48913909Top 4 Motilal SIP Mutual Funds 2026
SIP or Systematic Investment plan is a great way to invest in Mutual Funds. The SIP plans offered by Motilal Mutual Fund is a great way to save a certain amount on a regular basis like weekly/monthly/quarterly. This encourages regular savings and also give benefits of Power of Compounding.
With a SIP Plan you can easily stay invested for a longer duration to create strong wealth. Since, the amount is invested on regular intervals, it also reduces the impact of market Volatility. With a SIP investment, investors can also plan their various goals like retirement, marriage, purchase of a house/vehicle or even a higher education, etc.
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Why Invest in Motilal Mutual Fund SIP?
To have a Systematic Investment Plan with a Motilal MF one does not require a massive amount of Investing as the starting amount is as low as Rs 500.
Motilal SIP mutual fund encourages in building a habit of savings from an early age
By investing in a SIP one can plan their long-term Financial goals like buying a car/house, saving for an international trip, saving for child’s education, Retirement planning or for buying any other assets.
Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
So, start a SIP today in Equity Funds by investing in these top 4 best Motilal SIP funds. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
Fund Selection Methodology used to find 4 funds
Best Motilal Mutual Fund SIP to Invest in Equity Funds
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Midcap 30 Fund Growth ₹93.4768
↑ 0.28 ₹36,880 500 -10.2 -8.4 1.6 23 23.4 -12.1 Motilal Oswal Multicap 35 Fund Growth ₹58.5129
↓ -0.02 ₹13,862 500 -6.5 -3.5 7 22.2 13 -5.6 Motilal Oswal Long Term Equity Fund Growth ₹49.4264
↑ 0.29 ₹4,341 500 -8.6 -2.3 12.9 21.7 16.7 -9.1 Motilal Oswal Focused 25 Fund Growth ₹43.6307
↑ 0.17 ₹1,513 500 -2.5 3.6 17.9 10.5 7.2 -1.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Feb 26 Research Highlights & Commentary of 4 Funds showcased
Commentary Motilal Oswal Midcap 30 Fund Motilal Oswal Multicap 35 Fund Motilal Oswal Long Term Equity Fund Motilal Oswal Focused 25 Fund Point 1 Highest AUM (₹36,880 Cr). Upper mid AUM (₹13,862 Cr). Lower mid AUM (₹4,341 Cr). Bottom quartile AUM (₹1,513 Cr). Point 2 Established history (11+ yrs). Established history (11+ yrs). Established history (11+ yrs). Oldest track record among peers (12 yrs). Point 3 Rating: 3★ (upper mid). Top rated. Not Rated. Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 23.38% (top quartile). 5Y return: 13.04% (lower mid). 5Y return: 16.66% (upper mid). 5Y return: 7.16% (bottom quartile). Point 6 3Y return: 22.99% (top quartile). 3Y return: 22.17% (upper mid). 3Y return: 21.71% (lower mid). 3Y return: 10.48% (bottom quartile). Point 7 1Y return: 1.62% (bottom quartile). 1Y return: 6.95% (lower mid). 1Y return: 12.93% (upper mid). 1Y return: 17.86% (top quartile). Point 8 Alpha: -18.12 (bottom quartile). Alpha: -12.91 (upper mid). Alpha: -16.15 (lower mid). Alpha: -8.70 (top quartile). Point 9 Sharpe: -0.79 (bottom quartile). Sharpe: -0.51 (lower mid). Sharpe: -0.43 (upper mid). Sharpe: -0.21 (top quartile). Point 10 Information ratio: 0.10 (lower mid). Information ratio: 0.54 (top quartile). Information ratio: 0.53 (upper mid). Information ratio: -0.72 (bottom quartile). Motilal Oswal Midcap 30 Fund
Motilal Oswal Multicap 35 Fund
Motilal Oswal Long Term Equity Fund
Motilal Oswal Focused 25 Fund
(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Below is the key information for Motilal Oswal Midcap 30 Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Multicap 35 Fund Below is the key information for Motilal Oswal Multicap 35 Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Long Term Equity Fund Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused 25 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in upto 25 companies with long term sustainable competitive advantage and growth potential. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Focused 25 Fund Below is the key information for Motilal Oswal Focused 25 Fund Returns up to 1 year are on 1. Motilal Oswal Midcap 30 Fund
Motilal Oswal Midcap 30 Fund
Growth Launch Date 24 Feb 14 NAV (18 Feb 26) ₹93.4768 ↑ 0.28 (0.30 %) Net Assets (Cr) ₹36,880 on 31 Dec 25 Category Equity - Mid Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.56 Sharpe Ratio -0.79 Information Ratio 0.1 Alpha Ratio -18.12 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹15,611 31 Jan 23 ₹17,167 31 Jan 24 ₹25,382 31 Jan 25 ₹32,939 31 Jan 26 ₹31,530 Returns for Motilal Oswal Midcap 30 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26 Duration Returns 1 Month -4.4% 3 Month -10.2% 6 Month -8.4% 1 Year 1.6% 3 Year 23% 5 Year 23.4% 10 Year 15 Year Since launch 20.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 -12.1% 2023 57.1% 2022 41.7% 2021 10.7% 2020 55.8% 2019 9.3% 2018 9.7% 2017 -12.7% 2016 30.8% 2015 5.2% Fund Manager information for Motilal Oswal Midcap 30 Fund
Name Since Tenure Varun Sharma 21 Jan 26 0.03 Yr. Swapnil Mayekar 18 Nov 25 0.2 Yr. Ajay Khandelwal 1 Oct 24 1.33 Yr. Ankit Agarwal 21 Jan 26 0.03 Yr. Rakesh Shetty 22 Nov 22 3.19 Yr. Data below for Motilal Oswal Midcap 30 Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Technology 32.1% Financial Services 19.54% Consumer Cyclical 13.52% Industrials 9.23% Communication Services 8.81% Real Estate 2.56% Health Care 0.83% Asset Allocation
Asset Class Value Cash 6.54% Equity 93.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT10% ₹3,391 Cr 5,618,243
↓ -351,597 Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE10% ₹3,308 Cr 20,000,000
↑ 250,000 One97 Communications Ltd (Technology)
Equity, Since 30 Sep 24 | 5433968% ₹2,650 Cr 23,299,158
↑ 798,031 Nifty February 2026 Future
- | -7% ₹2,450 Cr 964,015
↑ 964,015 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 25 | 5433207% ₹2,359 Cr 86,225,827
↑ 9,724,827 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL6% ₹2,220 Cr 61,385,972
↑ 1,342,732 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 25 | BHARTIARTL5% ₹1,874 Cr 9,517,664 Aditya Birla Capital Ltd (Financial Services)
Equity, Since 30 Jun 25 | ABCAPITAL5% ₹1,747 Cr 51,423,983
↑ 3,923,983 KEI Industries Ltd (Industrials)
Equity, Since 30 Nov 24 | KEI5% ₹1,642 Cr 4,084,550
↑ 84,550 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Mar 23 | DIXON5% ₹1,565 Cr 1,497,807
↓ -602,193 2. Motilal Oswal Multicap 35 Fund
Motilal Oswal Multicap 35 Fund
Growth Launch Date 28 Apr 14 NAV (18 Feb 26) ₹58.5129 ↓ -0.02 (-0.03 %) Net Assets (Cr) ₹13,862 on 31 Dec 25 Category Equity - Multi Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio -0.51 Information Ratio 0.54 Alpha Ratio -12.91 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹11,508 31 Jan 23 ₹10,830 31 Jan 24 ₹15,405 31 Jan 25 ₹19,292 31 Jan 26 ₹19,595 Returns for Motilal Oswal Multicap 35 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26 Duration Returns 1 Month -2.1% 3 Month -6.5% 6 Month -3.5% 1 Year 7% 3 Year 22.2% 5 Year 13% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 -5.6% 2023 45.7% 2022 31% 2021 -3% 2020 15.3% 2019 10.3% 2018 7.9% 2017 -7.8% 2016 43.1% 2015 8.5% Fund Manager information for Motilal Oswal Multicap 35 Fund
Name Since Tenure Varun Sharma 21 Jan 26 0.03 Yr. Swapnil Mayekar 18 Nov 25 0.21 Yr. Ajay Khandelwal 1 Oct 24 1.34 Yr. Ankit Agarwal 21 Jan 26 0.03 Yr. Rakesh Shetty 22 Nov 22 3.2 Yr. Atul Mehra 1 Oct 24 1.34 Yr. Data below for Motilal Oswal Multicap 35 Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 21.98% Technology 20.26% Consumer Cyclical 12.86% Industrials 12.53% Communication Services 9.23% Energy 2.09% Consumer Defensive 0.26% Asset Allocation
Asset Class Value Cash 12.18% Equity 87.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE9% ₹1,240 Cr 7,500,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 23 | PERSISTENT9% ₹1,156 Cr 1,914,786
↓ -334,727 Nifty February 2026 Future
- | -9% ₹1,154 Cr 454,090
↑ 454,090 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 May 25 | 5433207% ₹889 Cr 32,498,890
↑ 4,973,890 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | CHOLAFIN7% ₹873 Cr 5,351,744
↓ -128,604 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 21 | ICICIBANK7% ₹862 Cr 6,358,221
↑ 5,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 26 | HDFCBANK6% ₹836 Cr 9,000,000
↑ 9,000,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL6% ₹806 Cr 22,272,976
↑ 2,197,076 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Jan 25 | CGPOWER6% ₹732 Cr 12,534,629
↑ 655,260 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Apr 24 | 8901575% ₹626 Cr 4,000,000 3. Motilal Oswal Long Term Equity Fund
Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (18 Feb 26) ₹49.4264 ↑ 0.29 (0.58 %) Net Assets (Cr) ₹4,341 on 31 Dec 25 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 1.65 Sharpe Ratio -0.43 Information Ratio 0.53 Alpha Ratio -16.15 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,265 31 Jan 23 ₹13,176 31 Jan 24 ₹19,252 31 Jan 25 ₹23,449 31 Jan 26 ₹23,990 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26 Duration Returns 1 Month -1.7% 3 Month -8.6% 6 Month -2.3% 1 Year 12.9% 3 Year 21.7% 5 Year 16.7% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 -9.1% 2023 47.7% 2022 37% 2021 1.8% 2020 32.1% 2019 8.8% 2018 13.2% 2017 -8.7% 2016 44% 2015 12.5% Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 2.14 Yr. Rakesh Shetty 22 Nov 22 3.2 Yr. Atul Mehra 1 Oct 24 1.34 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 33.05% Industrials 22.97% Consumer Cyclical 16.09% Technology 9.79% Basic Materials 8.83% Real Estate 3.76% Health Care 2.64% Consumer Defensive 1.83% Asset Allocation
Asset Class Value Cash 1.03% Equity 98.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX8% ₹328 Cr 1,296,040 Piramal Finance Ltd (Financial Services)
Equity, Since 30 Sep 25 | PIRAMALFIN6% ₹244 Cr 1,401,921
↑ 113,688 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433205% ₹219 Cr 8,000,000 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Jun 25 | MUTHOOTFIN5% ₹209 Cr 546,874 Billionbrains Garage Ventures Ltd (Financial Services)
Equity, Since 30 Nov 25 | GROWW5% ₹194 Cr 10,941,411
↑ 797,603 PTC Industries Ltd (Industrials)
Equity, Since 30 Sep 24 | 5390064% ₹185 Cr 102,631
↑ 2,310 Waaree Energies Ltd (Technology)
Equity, Since 31 Oct 24 | 5442774% ₹163 Cr 583,979 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Apr 24 | BEL4% ₹162 Cr 3,598,038 Jain Resource Recycling Ltd (Basic Materials)
Equity, Since 31 Oct 25 | JAINREC4% ₹159 Cr 3,870,864
↑ 1,023,142 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE4% ₹157 Cr 1,077,437 4. Motilal Oswal Focused 25 Fund
Motilal Oswal Focused 25 Fund
Growth Launch Date 7 May 13 NAV (18 Feb 26) ₹43.6307 ↑ 0.17 (0.40 %) Net Assets (Cr) ₹1,513 on 31 Dec 25 Category Equity - Focused AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio -0.21 Information Ratio -0.72 Alpha Ratio -8.7 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹11,529 31 Jan 23 ₹11,360 31 Jan 24 ₹14,757 31 Jan 25 ₹14,596 31 Jan 26 ₹15,261 Returns for Motilal Oswal Focused 25 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26 Duration Returns 1 Month -0.2% 3 Month -2.5% 6 Month 3.6% 1 Year 17.9% 3 Year 10.5% 5 Year 7.2% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 -1.7% 2023 13.6% 2022 18.8% 2021 2% 2020 14.6% 2019 17.3% 2018 17.1% 2017 -4.2% 2016 32.2% 2015 2.8% Fund Manager information for Motilal Oswal Focused 25 Fund
Name Since Tenure Varun Sharma 14 Aug 25 0.47 Yr. Rakesh Shetty 22 Nov 22 3.2 Yr. Atul Mehra 1 Oct 24 1.34 Yr. Sunil Sawant 1 Jul 24 1.59 Yr. Data below for Motilal Oswal Focused 25 Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 24.27% Consumer Cyclical 18.45% Technology 17.49% Industrials 16.3% Basic Materials 10.42% Consumer Defensive 2.96% Health Care 2.74% Asset Allocation
Asset Class Value Cash 7.36% Equity 92.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity One97 Communications Ltd (Technology)
Equity, Since 30 Apr 23 | 5433965% ₹75 Cr 661,062
↓ -99,986 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 Aug 25 | 5433494% ₹64 Cr 334,204
↑ 5,287 Coforge Ltd (Technology)
Equity, Since 31 Aug 25 | COFORGE4% ₹59 Cr 354,827
↑ 9,019 MTAR Technologies Ltd (Industrials)
Equity, Since 30 Nov 25 | MTARTECH4% ₹57 Cr 195,690
↑ 8,927 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Dec 25 | SHRIRAMFIN4% ₹55 Cr 542,747
↑ 192,747 Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | TITAN4% ₹55 Cr 139,002
↑ 8,877 Aditya Birla Capital Ltd (Financial Services)
Equity, Since 31 Oct 25 | ABCAPITAL4% ₹54 Cr 1,603,286
↑ 64,034 Religare Enterprises Ltd (Financial Services)
Equity, Since 31 Aug 23 | RELIGARE4% ₹52 Cr 2,169,340
↑ 44,085 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jan 26 | ULTRACEMCO3% ₹50 Cr 39,589
↑ 39,589 State Bank of India (Financial Services)
Equity, Since 31 Jan 26 | SBIN3% ₹50 Cr 460,437
↑ 460,437
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in Motilal Mutual Fund SIP Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for Motilal Oswal Midcap 30 Fund