Top 4 Motilal SIP Mutual Funds 2025 - Fincash.com

Table of Contents

Why Invest in Motilal Mutual Fund SIP?
Best Motilal Mutual Fund SIP to Invest in Equity Funds
How Does SIP Investment Grow?
- SIP Calculator or SIP Return Calculator
How to Invest in Motilal Mutual Fund SIP Online?
Top 4 Funds

Top 4 Motilal SIP Mutual Funds 2025

Updated on March 17, 2025 , 8101 views

SIP or Systematic Investment plan is a great way to invest in Mutual Funds. The SIP plans offered by Motilal Mutual Fund is a great way to save a certain amount on a regular Basis like weekly/monthly/quarterly. This encourages regular savings and also give benefits of Power of Compounding.

With a SIP Plan you can easily stay invested for a longer duration to create strong wealth. Since, the amount is invested on regular intervals, it also reduces the impact of Market Volatility. With a SIP investment, investors can also plan their various goals like retirement, marriage, purchase of a house/vehicle or even a higher education, etc.

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Why Invest in Motilal Mutual Fund SIP?

To have a Systematic Investment Plan with a Motilal MF one does not require a massive amount of Investing as the starting amount is as low as Rs 500.
Motilal SIP mutual fund encourages in building a habit of savings from an early age
By investing in a SIP one can plan their long-term Financial goals like buying a car/house, saving for an international trip, saving for child’s education, Retirement planning or for buying any other assets.
Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.

So, start a SIP today in Equity Funds by investing in these top 4 best Motilal SIP funds. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

Best Motilal Mutual Fund SIP to Invest in Equity Funds

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Motilal Oswal Midcap 30 Fund Growth	₹91.5646 ↑ 1.21	₹23,704	500	-19.5	-13.4	22.7	28.2	35.6	57.1
Motilal Oswal Long Term Equity Fund Growth	₹44.6027 ↑ 0.99	₹3,405	500	-20.5	-17.4	16.5	21.2	26.8	47.7
Motilal Oswal Multicap 35 Fund Growth	₹56.2212 ↑ 0.74	₹11,172	500	-13.2	-8.9	22.5	20.7	23.7	45.7
Motilal Oswal Focused 25 Fund Growth	₹37.5448 ↑ 0.72	₹1,307	500	-18.1	-26.2	-4.4	6.9	16.2	13.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Mar 25

1. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 22.2% since its launch. Ranked 27 in Mid Cap category. Return for 2024 was 57.1% , 2023 was 41.7% and 2022 was 10.7% .

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (19 Mar 25)	₹91.5646 ↑ 1.21 (1.34 %)
Net Assets (Cr)	₹23,704 on 28 Feb 25
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.66
Sharpe Ratio	0.43
Information Ratio	0.72
Alpha Ratio	16.87
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹11,725
28 Feb 22	₹15,686
28 Feb 23	₹18,295
29 Feb 24	₹27,817
28 Feb 25	₹32,165

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Mar 25

Duration	Returns
1 Month	-1%
3 Month	-19.5%
6 Month	-13.4%
1 Year	22.7%
3 Year	28.2%
5 Year	35.6%
10 Year
15 Year
Since launch	22.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	57.1%
2022	41.7%
2021	10.7%
2020	55.8%
2019	9.3%
2018	9.7%
2017	-12.7%
2016	30.8%
2015	5.2%
2014	16.5%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.41 Yr.
Niket Shah	1 Jul 20	4.67 Yr.
Rakesh Shetty	22 Nov 22	2.27 Yr.
Sunil Sawant	1 Jul 24	0.67 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Technology	34.2%
Consumer Cyclical	16.45%
Industrials	14.08%
Health Care	4.4%
Communication Services	3.36%
Utility	2.23%
Real Estate	1.95%
Financial Services	1.73%

Asset Allocation

Asset Class	Value
Cash	24.38%
Equity	75.62%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	10%	₹2,413 Cr	4,000,000 ↑ 750,000
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	10%	₹2,355 Cr	2,850,000 ↑ 155,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	7%	₹1,761 Cr	35,000,100 ↑ 1,750,100
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 500251	6%	₹1,507 Cr	2,620,200 ↓ -379,800
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 23 \| DIXON	6%	₹1,499 Cr	1,000,000 ↑ 700,130
Polycab India Ltd (Industrials) Equity, Since 30 Sep 23 \| POLYCAB	5%	₹1,117 Cr	1,850,000 ↓ -1,400,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 24 \| MAXHEALTH	3%	₹855 Cr	8,056,130 ↑ 556,130
Bharti Hexacom Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIHEXA	3%	₹823 Cr	6,075,571 ↑ 816,804
One97 Communications Ltd (Technology) Equity, Since 30 Sep 24 \| 543396	3%	₹776 Cr	10,001,000 ↑ 1,000
Oracle Financial Services Software Ltd (Technology) Equity, Since 31 Dec 24 \| OFSS	3%	₹699 Cr	766,376 ↓ -30,591

2. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Long Term Equity Fund is a Equity - ELSS fund was launched on 21 Jan 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.9% since its launch. Return for 2024 was 47.7% , 2023 was 37% and 2022 was 1.8% .

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund Growth
Launch Date	21 Jan 15
NAV (19 Mar 25)	₹44.6027 ↑ 0.99 (2.28 %)
Net Assets (Cr)	₹3,405 on 28 Feb 25
Category	Equity - ELSS
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.74
Sharpe Ratio	-0.05
Information Ratio	0.52
Alpha Ratio	6.88
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹11,796
28 Feb 22	₹13,633
28 Feb 23	₹14,395
29 Feb 24	₹21,754
28 Feb 25	₹22,281

Motilal Oswal Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Mar 25

Duration	Returns
1 Month	2.4%
3 Month	-20.5%
6 Month	-17.4%
1 Year	16.5%
3 Year	21.2%
5 Year	26.8%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	47.7%
2022	37%
2021	1.8%
2020	32.1%
2019	8.8%
2018	13.2%
2017	-8.7%
2016	44%
2015	12.5%
2014

Fund Manager information for Motilal Oswal Long Term Equity Fund

Name	Since	Tenure
Ajay Khandelwal	11 Dec 23	1.22 Yr.
Rakesh Shetty	22 Nov 22	2.27 Yr.
Atul Mehra	1 Oct 24	0.41 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Industrials	32.43%
Consumer Cyclical	22.15%
Financial Services	17.18%
Technology	11.95%
Real Estate	6.78%
Basic Materials	6.03%
Health Care	1.98%

Asset Allocation

Asset Class	Value
Cash	1.51%
Equity	98.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Trent Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| 500251	6%	₹245 Cr	425,260
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| 543320	6%	₹219 Cr	9,923,692
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| KALYANKJIL	4%	₹158 Cr	3,134,622
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 24 \| AMBER	4%	₹153 Cr	235,044
Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials) Equity, Since 28 Feb 23 \| FLUOROCHEM	4%	₹146 Cr	408,886
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Oct 23 \| PRESTIGE	4%	₹143 Cr	1,055,205
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Jun 23 \| KAYNES	4%	₹143 Cr	297,751
Suzlon Energy Ltd (Industrials) Equity, Since 31 Jan 24 \| SUZLON	4%	₹140 Cr	24,068,813
Coforge Ltd (Technology) Equity, Since 31 Jul 24 \| COFORGE	4%	₹139 Cr	168,355
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 29 Feb 24 \| MCX	3%	₹135 Cr	235,083

3. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Multicap 35 Fund is a Equity - Multi Cap fund was launched on 28 Apr 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.2% since its launch. Ranked 5 in Multi Cap category. Return for 2024 was 45.7% , 2023 was 31% and 2022 was -3% .

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund Growth
Launch Date	28 Apr 14
NAV (19 Mar 25)	₹56.2212 ↑ 0.74 (1.34 %)
Net Assets (Cr)	₹11,172 on 28 Feb 25
Category	Equity - Multi Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	0.34
Information Ratio	0.63
Alpha Ratio	14.54
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹11,931
28 Feb 22	₹12,199
28 Feb 23	₹12,226
29 Feb 24	₹18,009
28 Feb 25	₹20,280

Motilal Oswal Multicap 35 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Mar 25

Duration	Returns
1 Month	2.5%
3 Month	-13.2%
6 Month	-8.9%
1 Year	22.5%
3 Year	20.7%
5 Year	23.7%
10 Year
15 Year
Since launch	17.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	45.7%
2022	31%
2021	-3%
2020	15.3%
2019	10.3%
2018	7.9%
2017	-7.8%
2016	43.1%
2015	8.5%
2014	14.6%

Fund Manager information for Motilal Oswal Multicap 35 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.41 Yr.
Niket Shah	1 Jul 22	2.67 Yr.
Santosh Singh	1 Aug 23	1.58 Yr.
Rakesh Shetty	22 Nov 22	2.27 Yr.
Atul Mehra	1 Oct 24	0.41 Yr.
Sunil Sawant	1 Jul 24	0.67 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	22.53%
Technology	21.94%
Industrials	18.17%
Financial Services	9.9%
Communication Services	9.17%
Health Care	1.79%

Asset Allocation

Asset Class	Value
Cash	20.96%
Equity	79.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 May 23 \| COFORGE	9%	₹1,126 Cr	1,362,525 ↓ -77,475
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 23 \| PERSISTENT	9%	₹1,084 Cr	1,796,350 ↓ -203,650
Polycab India Ltd (Industrials) Equity, Since 31 Jan 24 \| POLYCAB	9%	₹1,079 Cr	1,786,833 ↓ -13,167
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 23 \| 500251	9%	₹1,056 Cr	1,835,546 ↑ 10,546
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| KALYANKJIL	7%	₹868 Cr	17,250,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| M&M	6%	₹747 Cr	2,500,000 ↓ -750,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Apr 24 \| 890157	5%	₹600 Cr	5,000,000
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| CHOLAFIN	5%	₹579 Cr	4,500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	4%	₹488 Cr	3,000,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Jan 25 \| 500093	3%	₹413 Cr	6,500,000 ↑ 6,500,000

4. Motilal Oswal Focused 25 Fund

(Erstwhile Motilal Oswal MOSt Focused 25 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in upto 25 companies with long term sustainable competitive advantage and growth potential. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Focused 25 Fund is a Equity - Focused fund was launched on 7 May 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.8% since its launch. Ranked 28 in Focused category. Return for 2024 was 13.6% , 2023 was 18.8% and 2022 was 2% .

Below is the key information for Motilal Oswal Focused 25 Fund

Motilal Oswal Focused 25 Fund Growth
Launch Date	7 May 13
NAV (19 Mar 25)	₹37.5448 ↑ 0.72 (1.94 %)
Net Assets (Cr)	₹1,307 on 28 Feb 25
Category	Equity - Focused
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	-0.8
Information Ratio	-0.95
Alpha Ratio	-9.46
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,521
28 Feb 22	₹12,998
28 Feb 23	₹13,430
29 Feb 24	₹17,289
28 Feb 25	₹15,123

Motilal Oswal Focused 25 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Motilal Oswal Focused 25 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Mar 25

Duration	Returns
1 Month	2%
3 Month	-18.1%
6 Month	-26.2%
1 Year	-4.4%
3 Year	6.9%
5 Year	16.2%
10 Year
15 Year
Since launch	11.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	13.6%
2022	18.8%
2021	2%
2020	14.6%
2019	17.3%
2018	17.1%
2017	-4.2%
2016	32.2%
2015	2.8%
2014	5.9%

Fund Manager information for Motilal Oswal Focused 25 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.41 Yr.
Rakesh Shetty	22 Nov 22	2.27 Yr.
Atul Mehra	1 Oct 24	0.41 Yr.
Sunil Sawant	1 Jul 24	0.67 Yr.

Data below for Motilal Oswal Focused 25 Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	38.68%
Technology	22.07%
Consumer Cyclical	17.83%
Industrials	10.35%
Consumer Defensive	2.9%
Health Care	1.61%

Asset Allocation

Asset Class	Value
Cash	6.56%
Equity	93.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Religare Enterprises Ltd (Financial Services) Equity, Since 31 Aug 23 \| RELIGARE	9%	₹135 Cr	5,678,060 ↓ -1,280,010
ZF Commercial Vehicle Control Systems India Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| ZFCVINDIA	9%	₹135 Cr	121,962 ↓ -23,596
Piramal Enterprises Ltd (Financial Services) Equity, Since 31 Aug 23 \| 500302	9%	₹133 Cr	1,300,249 ↓ -158,974
L&T Technology Services Ltd (Technology) Equity, Since 30 Apr 23 \| LTTS	9%	₹132 Cr	241,948
Star Health and Allied Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 23 \| 543412	6%	₹92 Cr	2,118,128
Dreamfolks Services Ltd (Industrials) Equity, Since 31 Oct 23 \| DREAMFOLKS	6%	₹89 Cr	2,456,313 ↓ -44,733
One97 Communications Ltd (Technology) Equity, Since 30 Apr 23 \| 543396	5%	₹76 Cr	982,077 ↓ -187,931
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| MOTHERSON	5%	₹71 Cr	5,055,427 ↓ -1,097,151
Jana Small Finance Bank Ltd (Financial Services) Equity, Since 31 Aug 24 \| JSFB	4%	₹58 Cr	1,289,554 ↓ -200,000
Zen Technologies Ltd (Industrials) Equity, Since 31 Dec 24 \| ZENTEC	3%	₹52 Cr	300,000

How Does SIP Investment Grow?

Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.

SIP Calculator or SIP Return Calculator

SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!

Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-

Monthly Investment: INR 10,000

Investment Period: 10 years

Total Amount Invested: INR 12,00,000

Long-term Growth Rate (approx.): 15%

Expected Returns as per sip calculator: INR 27,86,573

Net Profit: INR 15,86,573 (Absolute Return= 132.2%)

The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!

How to Invest in Motilal Mutual Fund SIP Online?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.