+91-22-48913909Top 4 Motilal SIP Mutual Funds 2026
SIP or Systematic Investment plan is a great way to invest in Mutual Funds. The SIP plans offered by Motilal Mutual Fund is a great way to save a certain amount on a regular basis like weekly/monthly/quarterly. This encourages regular savings and also give benefits of Power of Compounding.
With a SIP Plan you can easily stay invested for a longer duration to create strong wealth. Since, the amount is invested on regular intervals, it also reduces the impact of market Volatility. With a SIP investment, investors can also plan their various goals like retirement, marriage, purchase of a house/vehicle or even a higher education, etc.
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Why Invest in Motilal Mutual Fund SIP?
To have a Systematic Investment Plan with a Motilal MF one does not require a massive amount of Investing as the starting amount is as low as Rs 500.
Motilal SIP mutual fund encourages in building a habit of savings from an early age
By investing in a SIP one can plan their long-term Financial goals like buying a car/house, saving for an international trip, saving for child’s education, Retirement planning or for buying any other assets.
Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
So, start a SIP today in Equity Funds by investing in these top 4 best Motilal SIP funds. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
Fund Selection Methodology used to find 4 funds
Best Motilal Mutual Fund SIP to Invest in Equity Funds
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) Motilal Oswal Long Term Equity Fund Growth ₹52.978
↑ 0.09 ₹4,890 500 -2.2 -1.9 -0.2 18.3 14.4 -9.1 Motilal Oswal Midcap 30 Fund Growth ₹96.0551
↑ 0.28 ₹40,208 500 -3.4 4.9 -8 15.8 17.2 -12.1 Motilal Oswal Multicap 35 Fund Growth ₹60.05
↑ 0.06 ₹13,446 500 -0.5 6.5 -4.2 15.7 11.1 -5.6 Motilal Oswal Focused 25 Fund Growth ₹52.2756
↑ 0.31 ₹1,845 500 6.4 17.3 18.2 13.3 9 -1.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Oct 26 Research Highlights & Commentary of 4 Funds showcased
Commentary Motilal Oswal Long Term Equity Fund Motilal Oswal Midcap 30 Fund Motilal Oswal Multicap 35 Fund Motilal Oswal Focused 25 Fund Point 1 Lower mid AUM (₹4,890 Cr). Highest AUM (₹40,208 Cr). Upper mid AUM (₹13,446 Cr). Bottom quartile AUM (₹1,845 Cr). Point 2 Established history (11+ yrs). Established history (12+ yrs). Established history (12+ yrs). Oldest track record among peers (13 yrs). Point 3 Not Rated. Rating: 3★ (upper mid). Top rated. Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 14.39% (upper mid). 5Y return: 17.23% (top quartile). 5Y return: 11.13% (lower mid). 5Y return: 8.98% (bottom quartile). Point 6 3Y return: 18.30% (top quartile). 3Y return: 15.81% (upper mid). 3Y return: 15.73% (lower mid). 3Y return: 13.30% (bottom quartile). Point 7 1Y return: -0.17% (upper mid). 1Y return: -8.03% (bottom quartile). 1Y return: -4.23% (lower mid). 1Y return: 18.19% (top quartile). Point 8 Alpha: 10.14 (upper mid). Alpha: -3.81 (bottom quartile). Alpha: 4.27 (lower mid). Alpha: 25.82 (top quartile). Point 9 Sharpe: 0.21 (upper mid). Sharpe: -0.12 (bottom quartile). Sharpe: -0.06 (lower mid). Sharpe: 1.06 (top quartile). Point 10 Information ratio: 0.76 (top quartile). Information ratio: 0.24 (bottom quartile). Information ratio: 0.75 (upper mid). Information ratio: 0.36 (lower mid). Motilal Oswal Long Term Equity Fund
Motilal Oswal Midcap 30 Fund
Motilal Oswal Multicap 35 Fund
Motilal Oswal Focused 25 Fund
(Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Midcap 30 Fund Below is the key information for Motilal Oswal Midcap 30 Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Multicap 35 Fund Below is the key information for Motilal Oswal Multicap 35 Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused 25 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in upto 25 companies with long term sustainable competitive advantage and growth potential. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Focused 25 Fund Below is the key information for Motilal Oswal Focused 25 Fund Returns up to 1 year are on 1. Motilal Oswal Long Term Equity Fund
Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (28 Oct 26) ₹52.978 ↑ 0.09 (0.18 %) Net Assets (Cr) ₹4,890 on 30 Sep 26 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 1.65 Sharpe Ratio 0.21 Information Ratio 0.76 Alpha Ratio 10.14 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹9,636 30 Sep 23 ₹12,126 30 Sep 24 ₹20,197 30 Sep 25 ₹18,950 30 Sep 26 ₹20,511 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26 Duration Returns 1 Month -4.3% 3 Month -2.2% 6 Month -1.9% 1 Year -0.2% 3 Year 18.3% 5 Year 14.4% 10 Year 15 Year Since launch 15.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 -9.1% 2024 47.7% 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Varun Sharma 3 Jul 26 0.25 Yr. Ajay Khandelwal 11 Dec 23 2.81 Yr. Ankit Agarwal 16 Mar 26 0.55 Yr. Rakesh Shetty 22 Nov 22 3.86 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 30 Sep 26
Equity Sector Allocation
Sector Value Industrials 27.32% Financial Services 20.92% Technology 17.82% Consumer Cyclical 15.47% Basic Materials 11.72% Health Care 3.39% Asset Allocation
Asset Class Value Cash 3.36% Equity 96.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX6% ₹281 Cr 850,000 PTC Industries Ltd (Industrials)
Equity, Since 30 Sep 24 | 5390065% ₹256 Cr 115,181 One97 Communications Ltd (Technology)
Equity, Since 30 Jun 25 | PAYTM5% ₹235 Cr 1,400,000 Sterlite Technologies Ltd (Technology)
Equity, Since 31 May 26 | STLTECH5% ₹222 Cr 2,439,591 MTAR Technologies Ltd (Industrials)
Equity, Since 31 Aug 26 | MTARTECH4% ₹211 Cr 271,151
↑ 71,883 Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 28 Feb 23 | FLUOROCHEM4% ₹206 Cr 468,050 Shaily Engineering Plastics Ltd (Basic Materials)
Equity, Since 30 Apr 26 | 5014234% ₹205 Cr 668,063 Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | APARINDS4% ₹191 Cr 110,000
↓ -20,000 Zen Technologies Ltd (Industrials)
Equity, Since 31 Dec 24 | ZENTEC4% ₹191 Cr 1,190,000 SJS Enterprises Ltd (Consumer Cyclical)
Equity, Since 31 May 26 | SJS4% ₹190 Cr 840,000 2. Motilal Oswal Midcap 30 Fund
Motilal Oswal Midcap 30 Fund
Growth Launch Date 24 Feb 14 NAV (28 Oct 26) ₹96.0551 ↑ 0.28 (0.30 %) Net Assets (Cr) ₹40,208 on 30 Sep 26 Category Equity - Mid Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.56 Sharpe Ratio -0.12 Information Ratio 0.24 Alpha Ratio -3.81 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹12,302 30 Sep 23 ₹14,891 30 Sep 24 ₹25,582 30 Sep 25 ₹23,487 30 Sep 26 ₹23,526 Returns for Motilal Oswal Midcap 30 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26 Duration Returns 1 Month -3.3% 3 Month -3.4% 6 Month 4.9% 1 Year -8% 3 Year 15.8% 5 Year 17.2% 10 Year 15 Year Since launch 19.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 -12.1% 2024 57.1% 2023 41.7% 2022 10.7% 2021 55.8% 2020 9.3% 2019 9.7% 2018 -12.7% 2017 30.8% 2016 5.2% Fund Manager information for Motilal Oswal Midcap 30 Fund
Name Since Tenure Varun Sharma 21 Jan 26 0.69 Yr. Swapnil Mayekar 18 Nov 25 0.87 Yr. Ajay Khandelwal 1 Oct 24 2 Yr. Ankit Agarwal 21 Jan 26 0.69 Yr. Rakesh Shetty 22 Nov 22 3.86 Yr. Data below for Motilal Oswal Midcap 30 Fund as on 30 Sep 26
Equity Sector Allocation
Sector Value Technology 29.58% Financial Services 25.87% Consumer Cyclical 16.95% Industrials 12.25% Health Care 4.27% Communication Services 2.23% Real Estate 2.2% Energy 0.87% Consumer Defensive 0.59% Asset Allocation
Asset Class Value Cash 5.19% Equity 94.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity One97 Communications Ltd (Technology)
Equity, Since 30 Sep 24 | PAYTM9% ₹3,475 Cr 20,708,902
↓ -1,921,574 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL8% ₹3,208 Cr 58,000,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 25 | ETERNAL7% ₹2,700 Cr 84,386,866 Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE5% ₹2,184 Cr 12,488,926 Aditya Birla Capital Ltd (Financial Services)
Equity, Since 30 Jun 25 | ABCAPITAL5% ₹1,865 Cr 49,000,000
↓ -2,000,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT4% ₹1,782 Cr 3,375,000 Sterlite Technologies Ltd (Technology)
Equity, Since 30 Jun 26 | STLTECH4% ₹1,768 Cr 19,426,538 KEI Industries Ltd (Industrials)
Equity, Since 30 Nov 24 | KEI4% ₹1,715 Cr 3,850,000 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Jan 26 | MCX4% ₹1,505 Cr 4,558,659
↑ 240,367 Billionbrains Garage Ventures Ltd (Financial Services)
Equity, Since 31 Jan 26 | GROWW4% ₹1,409 Cr 76,595,094 3. Motilal Oswal Multicap 35 Fund
Motilal Oswal Multicap 35 Fund
Growth Launch Date 28 Apr 14 NAV (28 Oct 26) ₹60.05 ↑ 0.06 (0.09 %) Net Assets (Cr) ₹13,446 on 30 Sep 26 Category Equity - Multi Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio -0.06 Information Ratio 0.75 Alpha Ratio 4.27 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹9,475 30 Sep 23 ₹10,865 30 Sep 24 ₹17,692 30 Sep 25 ₹16,730 30 Sep 26 ₹17,180 Returns for Motilal Oswal Multicap 35 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26 Duration Returns 1 Month -2.7% 3 Month -0.5% 6 Month 6.5% 1 Year -4.2% 3 Year 15.7% 5 Year 11.1% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 -5.6% 2024 45.7% 2023 31% 2022 -3% 2021 15.3% 2020 10.3% 2019 7.9% 2018 -7.8% 2017 43.1% 2016 8.5% Fund Manager information for Motilal Oswal Multicap 35 Fund
Name Since Tenure Varun Sharma 21 Jan 26 0.69 Yr. Swapnil Mayekar 18 Nov 25 0.87 Yr. Ajay Khandelwal 1 Oct 24 2 Yr. Ankit Agarwal 21 Jan 26 0.69 Yr. Rakesh Shetty 22 Nov 22 3.86 Yr. Data below for Motilal Oswal Multicap 35 Fund as on 30 Sep 26
Equity Sector Allocation
Sector Value Consumer Cyclical 25.39% Industrials 24.61% Financial Services 21.63% Technology 18.06% Health Care 4.4% Basic Materials 2.65% Asset Allocation
Asset Class Value Cash 3.25% Equity 96.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL8% ₹1,106 Cr 20,000,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 May 25 | ETERNAL7% ₹880 Cr 27,500,000 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Jan 25 | 5000936% ₹760 Cr 8,900,000 Sterlite Technologies Ltd (Technology)
Equity, Since 31 May 26 | STLTECH4% ₹596 Cr 6,550,764 Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE4% ₹586 Cr 3,350,000 Diamond Power Infrastructure Ltd (Industrials)
Equity, Since 31 Jul 26 | DIACABS4% ₹534 Cr 15,088,916 Aditya Infotech Ltd (Industrials)
Equity, Since 30 Apr 26 | CPPLUS4% ₹519 Cr 1,350,000 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Mar 26 | SHRIRAMFIN4% ₹513 Cr 5,220,000 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 26 | MCX4% ₹507 Cr 1,537,361 Ather Energy Ltd (Consumer Cyclical)
Equity, Since 28 Feb 26 | ATHERENERG3% ₹430 Cr 3,017,383
↓ -882,617 4. Motilal Oswal Focused 25 Fund
Motilal Oswal Focused 25 Fund
Growth Launch Date 7 May 13 NAV (28 Oct 26) ₹52.2756 ↑ 0.31 (0.59 %) Net Assets (Cr) ₹1,845 on 30 Sep 26 Category Equity - Focused AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 1.06 Information Ratio 0.36 Alpha Ratio 25.82 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹9,609 30 Sep 23 ₹10,692 30 Sep 24 ₹15,061 30 Sep 25 ₹12,311 30 Sep 26 ₹15,628 Returns for Motilal Oswal Focused 25 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26 Duration Returns 1 Month -1.1% 3 Month 6.4% 6 Month 17.3% 1 Year 18.2% 3 Year 13.3% 5 Year 9% 10 Year 15 Year Since launch 13.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 -1.7% 2024 13.6% 2023 18.8% 2022 2% 2021 14.6% 2020 17.3% 2019 17.1% 2018 -4.2% 2017 32.2% 2016 2.8% Fund Manager information for Motilal Oswal Focused 25 Fund
Name Since Tenure Varun Sharma 14 Aug 25 1.13 Yr. Swapnil Mayekar 18 Nov 25 0.87 Yr. Ankit Agarwal 5 Aug 25 1.15 Yr. Rakesh Shetty 22 Nov 22 3.86 Yr. Data below for Motilal Oswal Focused 25 Fund as on 30 Sep 26
Equity Sector Allocation
Sector Value Industrials 26.53% Financial Services 22.3% Consumer Cyclical 16% Technology 15.2% Health Care 5.22% Basic Materials 3.1% Real Estate 2.75% Asset Allocation
Asset Class Value Cash 8.88% Equity 91.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Prudential Asset Management Co Ltd (Financial Services)
Equity, Since 31 Jan 26 | ICICIAMC4% ₹71 Cr 226,973
↑ 3,019 Sansera Engineering Ltd (Consumer Cyclical)
Equity, Since 31 Jul 26 | SANSERA4% ₹70 Cr 154,945
↑ 9,197 State Bank of India (Financial Services)
Equity, Since 31 Aug 26 | SBIN4% ₹68 Cr 713,866
↑ 288,015 Coforge Ltd (Technology)
Equity, Since 31 Jul 26 | COFORGE4% ₹68 Cr 390,941
↑ 35,262 Syrma SGS Technology Ltd (Technology)
Equity, Since 31 May 26 | SYRMA4% ₹68 Cr 380,031
↑ 18,068 One97 Communications Ltd (Technology)
Equity, Since 30 Apr 23 | PAYTM4% ₹65 Cr 388,552
↑ 33,028 Shadowfax Technologies Ltd (Industrials)
Equity, Since 30 Jun 26 | SHADOWFAX4% ₹65 Cr 2,324,205
↑ 161,769 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jan 26 | ETERNAL4% ₹65 Cr 2,034,833
↑ 85,325 PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 May 26 | PNBHOUSING3% ₹64 Cr 568,670 Aditya Infotech Ltd (Industrials)
Equity, Since 28 Feb 26 | CPPLUS3% ₹64 Cr 165,246
↓ -21,000
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in Motilal Mutual Fund SIP Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for Motilal Oswal Long Term Equity Fund