Table of Contents
Mutual Fund is an investment avenue that is formed when numerous individuals sharing the same idea come together and invest their money. The Mutual Fund scheme then invests in various financial instruments on behalf of these individuals and earns profit. There are various categories of Mutual Fund schemes that are designed to cater the diverse requirements of the individuals. The broad categories of Mutual fund schemes Equity Funds, Debt fund, and Hybrid Fund. In 2024, the performance of all scheme categories was good. The Mutual Funds were able to earn commensurate returns for their investors. So, let us look at the performance of these schemes for 2024.
Talk to our investment specialist
Fund NAV Net Assets (Cr) 2024 (%) 2023 (%) 2022 (%) 2021 (%) 2020 (%) Motilal Oswal Midcap 30 Fund Growth ₹101.935
↑ 0.05 ₹33,053 57.1 41.7 10.7 55.8 9.3 LIC MF Infrastructure Fund Growth ₹49.7027
↓ -0.23 ₹1,053 47.8 44.4 7.9 46.6 -0.1 Motilal Oswal Long Term Equity Fund Growth ₹51.9509
↓ -0.46 ₹4,506 47.7 37 1.8 32.1 8.8 Motilal Oswal Multicap 35 Fund Growth ₹61.7141
↓ -0.26 ₹13,894 45.7 31 -3 15.3 10.3 Invesco India Mid Cap Fund Growth ₹179.39
↓ -1.02 ₹7,406 43.1 34.1 0.5 43.1 24.4 UTI Healthcare Fund Growth ₹296.691
↓ -3.02 ₹1,099 42.9 38.2 -12.3 19.1 67.4 SBI Healthcare Opportunities Fund Growth ₹444.296
↓ -0.66 ₹3,849 42.2 38.2 -6 20.1 65.8 TATA India Pharma & Healthcare Fund Growth ₹31.2197
↓ -0.17 ₹1,282 40.4 36.6 -8 19.1 64.4 IDBI Small Cap Fund Growth ₹30.4916
↓ -0.30 ₹605 40 33.4 2.4 64.7 19 L&T Midcap Fund Growth ₹385.757
↓ -0.24 ₹12,146 39.7 40 1.1 30.4 19 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Jul 25
Fund NAV Net Assets (Cr) 2024 (%) 2023 (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Credit Risk Fund Growth ₹22.5783
↑ 0.01 ₹1,014 11.9 6.9 7.1 7.76% 2Y 1M 24D 3Y 2M 5D IDFC Government Securities Fund - Investment Plan Growth ₹35.2517
↑ 0.01 ₹3,124 10.6 6.8 1.4 7.17% 12Y 18D 28Y Aditya Birla Sun Life Medium Term Plan Growth ₹40.2414
↑ 0.01 ₹2,732 10.5 6.9 24.8 7.52% 3Y 7M 17D 4Y 10M 10D ICICI Prudential Long Term Bond Fund Growth ₹90.5218
↓ -0.01 ₹1,164 10.1 6.8 1.3 6.74% 7Y 3M 19Y 3M 14D DSP BlackRock Government Securities Fund Growth ₹96.1661
↑ 0.08 ₹1,852 10.1 7.1 2.7 6.61% 7Y 10M 17D 22Y 8M 8D IDFC Dynamic Bond Fund Growth ₹33.9072
↑ 0.01 ₹2,862 10 6.4 1 7.16% 12Y 14D 27Y 11M 26D Axis Gilt Fund Growth ₹25.6455
↑ 0.00 ₹798 10 7.1 2.4 6.29% 5Y 9M 29D 12Y 5M 19D Invesco India Gilt Fund Growth ₹2,842.28
↑ 1.73 ₹580 10 6.6 2.3 6.7% 10Y 2M 23D 24Y 6M 7D DSP BlackRock Strategic Bond Fund Growth ₹3,378.01
↑ 1.28 ₹1,545 9.9 7.9 1.6 6.64% 7Y 10M 10D 17Y 3M Edelweiss Government Securities Fund Growth ₹24.5789
↑ 0.00 ₹175 9.8 6.2 2.5 6.59% 7Y 11M 16D 18Y 1M 13D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Jul 25
Fund NAV Net Assets (Cr) 2024 (%) 2023 (%) 2022 (%) 2021 (%) 2020 (%) JM Equity Hybrid Fund Growth ₹120.133
↓ -0.22 ₹862 27 33.8 8.1 22.9 30.5 BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹38.09
↓ -0.20 ₹1,250 25.8 33.7 -4.8 54.5 31.1 L&T Equity Savings Fund Growth ₹33.0482
↑ 0.05 ₹649 24 17 2 16.1 10.8 L&T Hybrid Equity Fund Growth ₹55.3641
↓ -0.02 ₹5,396 22.7 24.3 -3.7 23.1 13.6 Kotak Equity Hybrid Fund Growth ₹62.332
↓ -0.20 ₹7,808 21.7 20.1 5 28.9 15.4 IDFC Hybrid Equity Fund Growth ₹25.88
↓ -0.07 ₹989 21 20.4 -1.1 30.8 13.9 UTI Multi Asset Fund Growth ₹73.8126
↓ -0.13 ₹5,890 20.7 29.1 4.4 11.8 13.1 Edelweiss Multi Asset Allocation Fund Growth ₹63.25
↓ -0.24 ₹2,926 20.2 25.4 5.3 27.1 12.7 UTI Hybrid Equity Fund Growth ₹402.34
↓ -1.28 ₹6,468 19.7 25.5 5.6 30.5 13.2 BNP Paribas Substantial Equity Hybrid Fund Growth ₹27.7441
↓ -0.11 ₹1,245 19.3 21 4.3 22.2 14.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Jul 25
The process of selecting best mutual funds are as follows.
Investment Objective: Individuals do any investment to accomplish a particular objective. Therefore, it is important to decide why the investment is being done. Some of the objectives for which individuals invest in Mutual Funds are purchasing a house, purchasing a vehicle, Retirement planning, planning for marriage, and much more.
Tenure, Expected Returns, & Risk-Appetite: Once you determine the investment objective, the next step is to determine the tenure of the investment along with expected returns and risk-appetite. Individuals should decide the tenure till which they need to invest. Along with tenure, individuals should also check for expected returns and risk-appetite. Determining the three parameters will help you decide the type of scheme that you can choose to invest.
Check Details About Mutual Fund Scheme: After deciding the type of scheme to invest, individuals should understand about the scheme. People should check various aspects of the scheme such as the fund age, its AUM or asset size of the scheme, expense ratio, and fund performance. Along with these parameters, individuals should also check the credentials of the fund manager managing the scheme.
Check the Credentials of Fund House: Apart from assessing the details of Mutual Fund scheme, individuals should also check the credentials of the fund house or the Asset Management Company (AMC). It is because, it is the fund house that is responsible for managing the schemes. As a result, the fund house is also responsible for the performance of the scheme.
Review Your Investments Regularly: Just Investing is not enough. Individuals should not take a back seat after investing in Mutual Funds. They should review their investments regularly and in a timely manner so that they can earn maximum returns on their investments.