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Best Mutual Funds with Highest Returns 2025
Selecting a right fund to invest is not easy! Many investor looks for the best performing funds to get the best returns. However, returns are not the only criteria that an investor should look in a fund. Various important parameters like AUM, fund age, peer average returns, fund manager, exit load, etc., decides the stability and performance of Mutual Fund schemes. Investors who are looking at the highest return funds, can analyse the Mutual Fund performances for over the past few years, and invest in the fund that has delivered the most stable returns. First, let’s understand the basic of Mutual Funds.
What are Mutual Funds?
Mutual Funds are one of the most popular ways of Investing money. It pools the money from the investors and invests this in stocks, money market instruments, Bonds and other types of securities. For instance, an equity fund invests in stocks/shares of the company, and a Debt fund invests in Debentures, bonds, etc. Each Mutual Fund types come with an investment objective. There are around 42 Mutual Fund companies in India (called Asset Management Companies or AMCs) that provide Mutual Fund schemes. These Mutual Fund companies are regulated by SEBI. Securities and Exchange Board of India (SEBI) is the regulatory body for Mutual Funds in India.
Best Mutual Funds to Invest with Highest Returns
The various Types of Mutual Funds are Equity Funds, debt funds and hybrid funds. Each fund has certain investment objectives and aims at fulfilling investment goals of the investors. So, let’s have a look at these schemes along with their funds that are delivering high returns.
Best Debt Mutual Funds with Highest Returns 2025
Debt Mutual Funds mainly invests in a fixed Income instrument like government securities, treasury bills, corporate bonds, etc. These funds are ideally preferred by those who are looking for a steady income and higher returns than traditional Bank accounts. Debt funds are known for its optimal returns over the short-term. Investors with a low-appetite who wants to invest in Mutual Funds should prefer investing in debt funds. These funds are comparatively less volatile than equities. Debt funds like liquid, ultra-short term, short term are a good option for short-term investments. Long-term debt funds are risky and the maturity of these securities could for up to 5-7 years, in some case up to 10 years & above. Following are the categories of debt funds, along with their highest returns.
Top 5 Liquid Funds with 1 Year Highest Returns
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity BOI AXA Liquid Fund Growth ₹3,021.81
↑ 0.50 ₹2,088 0.5 1.6 3.4 7.1 7.4 5.85% 1M 28D 1M 24D Axis Liquid Fund Growth ₹2,921.62
↑ 0.48 ₹33,529 0.5 1.6 3.4 7.1 7.4 5.96% 1M 27D 2M 1D Indiabulls Liquid Fund Growth ₹2,537.54
↑ 0.41 ₹328 0.5 1.6 3.4 7.1 7.4 5.87% 1M 28D 1M 29D DSP BlackRock Liquidity Fund Growth ₹3,746.07
↑ 0.63 ₹16,926 0.5 1.6 3.4 7.1 7.4 5.95% 1M 28D 2M 1D Canara Robeco Liquid Growth ₹3,158.21
↑ 0.51 ₹5,383 0.5 1.5 3.4 7.1 7.4 5.85% 1M 24D 1M 27D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Jul 25
Top 5 Ultra Short Term Funds with 1 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04 ₹297 1.3 5.9 13.7 8.8 0% 1Y 15D Aditya Birla Sun Life Savings Fund Growth ₹552.306
↑ 0.10 ₹20,228 1.9 4.2 8.1 7.4 7.9 6.72% 5M 26D 6M 29D ICICI Prudential Ultra Short Term Fund Growth ₹27.8835
↑ 0.01 ₹16,051 1.8 3.9 7.6 7.1 7.5 6.79% 5M 12D 7M 24D SBI Magnum Ultra Short Duration Fund Growth ₹6,012.46
↑ 1.01 ₹16,408 1.8 3.9 7.5 7.1 7.4 6.26% 5M 1D 6M 4D Invesco India Ultra Short Term Fund Growth ₹2,713.87
↑ 0.44 ₹1,006 1.7 3.8 7.4 6.9 7.5 6.59% 5M 16D 5M 24D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22
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Top 5 Short Term Funds with 3 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Short Term Income Plan - Retail Plan Growth ₹15,041.3
↑ 0.11 ₹13 192.1 192.1 192.1 47.3 0% ICICI Prudential Short Term Fund Growth ₹60.7357
↑ 0.02 ₹21,491 1.9 4.9 8.8 7.9 7.8 7.18% 1Y 11M 23D 3Y 5M 12D HDFC Short Term Debt Fund Growth ₹32.3232
↑ 0.01 ₹17,402 1.9 4.9 9 7.8 8.3 6.88% 2Y 6M 11D 3Y 9M 11D Axis Short Term Fund Growth ₹31.2235
↑ 0.01 ₹11,467 1.9 5.1 9.2 7.6 8 6.8% 2Y 2M 19D 2Y 8M 12D Nippon India Short Term Fund Growth ₹53.3315
↑ 0.02 ₹8,330 1.9 5.1 9.2 7.6 8 7.03% 2Y 8M 8D 3Y 4M 28D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25
Top 5 Gilt Funds with 3 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Gilt Fund Growth ₹103.754
↓ -0.03 ₹7,276 1.1 5.1 9.1 8.6 8.2 6.39% 3Y 3M 10Y 22D SBI Magnum Gilt Fund Growth ₹66.1628
↑ 0.02 ₹12,149 -0.9 3.6 7.3 8.1 8.9 6.47% 6Y 8M 5D 13Y 4M 17D DSP BlackRock Government Securities Fund Growth ₹96.1661
↑ 0.08 ₹1,852 -1 3.7 7.7 7.9 10.1 6.61% 7Y 10M 17D 22Y 8M 8D Axis Gilt Fund Growth ₹25.6455
↑ 0.00 ₹798 -0.7 3.9 8.2 7.8 10 6.29% 5Y 9M 29D 12Y 5M 19D UTI Gilt Fund Growth ₹63.1304
↓ -0.01 ₹639 -0.3 3.8 7.7 7.7 8.9 6.88% 9Y 9M 18D 23Y 9M 14D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Jul 25
Top 5 Dynamic Funds with 3 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Dynamic Accrual Fund Growth ₹94.788
↑ 0.84 ₹99 2.4 22.4 31.9 11.7 0% 3M 18D Nippon India Dynamic Bond Fund Growth ₹37.7072
↑ 0.01 ₹4,637 1.6 5.2 9.5 8.3 9 6.53% 4Y 22D 4Y 11M 16D IIFL Dynamic Bond Fund Growth ₹22.8478
↓ 0.00 ₹681 1.8 5.4 10.1 8.3 9.6 7.02% 6Y 9M 15D ICICI Prudential Long Term Plan Growth ₹37.2761
↑ 0.01 ₹14,952 1.4 4.8 9 8.2 8.2 7.31% 2Y 11M 19D 7Y 7M 6D SBI Dynamic Bond Fund Growth ₹35.8146
↑ 0.01 ₹3,606 -0.2 3.9 7.6 8 8.6 6.48% 3Y 9M 25D 5Y 4M 20D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22
Best Equity Mutual Funds with Highest Returns 2025
Equity funds mainly invests in stocks or shares of the companies. Buying an equity fund is one of the best ways to own a business (in a small proportion) without starting a company directly. Since, these funds invest in stocks, they are volatile in nature. But, they have great potential to deliver high returns in the long-run. There are various types of equity funds such as Large cap funds, mid-cap & Small cap funds, Diversified Funds, sector funds, etc. Investors who are planning to invest in equities should have a high-risk appetite and should stay invested for a longer duration, ideally up to 5-10 years & more. Following are the Best Equity Mutual Funds with highest returns.
Top 5 Large Cap Funds with 5 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Large Cap Fund Growth ₹90.1472
↓ -0.09 ₹43,829 4.8 7.8 0.7 20.5 25.2 18.2 ICICI Prudential Bluechip Fund Growth ₹109.77
↓ -0.46 ₹72,336 3 7.1 1.1 19 22.1 16.9 HDFC Top 100 Fund Growth ₹1,130.32
↓ -5.48 ₹38,905 1.9 4.9 -2.4 17.2 21.6 11.6 JM Core 11 Fund Growth ₹19.3766
↓ -0.10 ₹290 4.2 1.6 -6.9 19.4 20.1 24.3 Aditya Birla Sun Life Frontline Equity Fund Growth ₹524.88
↓ -0.90 ₹30,927 3.4 7.4 0.3 16.3 20.1 15.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Jul 25
Top 5 Mid & Small Cap Funds with 5 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Small Cap Fund Growth ₹169.411
↓ -1.05 ₹66,602 9.7 6.9 -5.9 25.8 36.2 26.1 Motilal Oswal Midcap 30 Fund Growth ₹101.935
↑ 0.05 ₹33,053 7.7 6 1.6 29.5 35 57.1 L&T Emerging Businesses Fund Growth ₹81.8662
↓ -0.58 ₹16,061 11.5 4.8 -6.4 22.5 33.8 28.5 HDFC Small Cap Fund Growth ₹141.315
↓ -0.71 ₹35,781 14.9 11.1 1.4 25.8 33.1 20.4 Franklin India Smaller Companies Fund Growth ₹172.891
↓ -1.28 ₹13,995 9.4 5.6 -7.2 25.4 33 23.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Jul 25
Top 5 Diversified Funds or Multi Cap Funds with 5 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Multi Cap Fund Growth ₹299.35
↓ -1.18 ₹45,366 8.5 10.6 0.8 24.7 31.8 25.8 HDFC Equity Fund Growth ₹1,969.16
↓ -3.57 ₹79,585 2.5 8.5 5.7 23.4 28.7 23.5 Mahindra Badhat Yojana Growth ₹35.3686
↓ -0.28 ₹5,762 8 9.8 -0.8 21.6 26.2 23.4 JM Multicap Fund Growth ₹96.1688
↓ -0.49 ₹6,144 2.3 -0.2 -10.9 22.8 25.6 33.3 ICICI Prudential Multicap Fund Growth ₹793.73
↓ -5.26 ₹15,533 4.8 6.5 -0.5 21.6 25.2 20.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Jul 25
Top 5 Sector Funds with 5 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Infrastructure Fund Growth ₹193.63
↓ -1.65 ₹8,043 7.4 8.1 -2.4 31 36.9 27.4 HDFC Infrastructure Fund Growth ₹47.474
↓ -0.26 ₹2,591 6.8 7.8 -5.1 30.8 35.5 23 IDFC Infrastructure Fund Growth ₹50.19
↓ -0.34 ₹1,749 7.4 6.5 -12.7 29.7 34.2 39.3 DSP BlackRock India T.I.G.E.R Fund Growth ₹312.38
↓ -1.57 ₹5,517 8.5 7.2 -9.2 28.5 33.7 32.4 Franklin Build India Fund Growth ₹141.708
↓ -0.43 ₹2,968 7.1 8.3 -3.7 30.1 33.5 27.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Jul 25
Best Hybrid Mutual Funds with Highest Returns 2025
Hybrid Funds, also known as Balanced Fund in a combination of both debt and equity. A debt hybrid fund may have a larger portion of the investment in debt securities, and an equity hybrid would have a large portion of equity instruments. Balanced funds allow investors to not only enjoy the Capital growth, but also get Fixed Income at regular intervals.
Top 5 Hybrid Debt Funds with 3 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Hybrid Debt Fund Growth ₹82.1588
↓ -0.08 ₹3,401 0.5 4 4.6 10.9 11.5 10.5 Kotak Debt Hybrid Fund Growth ₹58.4114
↓ -0.04 ₹3,134 0.8 3.4 5 10.8 11.2 11.4 SBI Debt Hybrid Fund Growth ₹72.8047
↓ -0.04 ₹9,748 2.5 5.2 5.5 10.6 11.4 11 ICICI Prudential MIP 25 Growth ₹76.0267
↓ -0.08 ₹3,220 2.6 5.4 7.4 10.6 10.2 11.4 DSP BlackRock Regular Savings Fund Growth ₹58.8821
↓ -0.05 ₹174 1.5 5.3 7.1 10.3 9.3 11 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Jul 25
Top 5 Hybrid Equity Funds with 3 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) JM Equity Hybrid Fund Growth ₹120.133
↓ -0.22 ₹862 4.1 3.8 -5.7 21.5 21.8 27 BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹38.09
↓ -0.20 ₹1,250 8.1 7 -2.2 20.9 25.8 25.8 ICICI Prudential Equity and Debt Fund Growth ₹390.59
↓ -1.48 ₹44,552 2.6 8.1 4.1 20.1 25.3 17.2 UTI Hybrid Equity Fund Growth ₹402.34
↓ -1.28 ₹6,468 2.8 4.6 1.6 17.3 20.4 19.7 DSP BlackRock Equity and Bond Fund Growth ₹357.458
↓ -0.96 ₹11,418 1.9 6.7 5.3 16.5 17.8 17.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Jul 25
Best Gold Funds with 3 Year Highest Returns 2025
Investors who want to take exposure to gold via Mutual Funds can prefer Investing in Gold funds. The Gold mutual funds invest in Gold ETFs (exchange-traded funds). Unlike physical gold, they are easy to purchase and redeem. Following are the gold funds with the highest returns in last 3 years.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) IDBI Gold Fund Growth ₹25.7495
↓ -0.08 ₹174 2.7 19 37.9 23.1 10.7 18.7 SBI Gold Fund Growth ₹28.9781
↓ -0.12 ₹4,410 3.8 18.9 39.5 22.9 11.6 19.6 ICICI Prudential Regular Gold Savings Fund Growth ₹30.6744
↓ -0.21 ₹2,274 3.9 18.7 39.5 22.9 11.6 19.5 HDFC Gold Fund Growth ₹29.6173
↓ -0.14 ₹4,272 3.7 19.1 38.7 22.8 11.4 18.9 Axis Gold Fund Growth ₹28.8513
↓ -0.13 ₹1,121 3.8 18.4 38.7 22.7 11.8 19.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Jul 25
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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