Selecting a right fund to invest is not easy! Many investor looks for the best performing funds to get the best returns. However, returns are not the only criteria that an investor should look in a fund. Various important parameters like AUM, fund age, peer average returns, fund manager, exit load, etc., decides the stability and performance of Mutual Fund schemes. Investors who are looking at the highest return funds, can analyse the Mutual Fund performances for over the past few years, and invest in the fund that has delivered the most stable returns. First, let’s understand the basic of Mutual Funds.
Mutual Funds are one of the most popular ways of Investing money. It pools the money from the investors and invests this in stocks, money market instruments, Bonds and other types of securities. For instance, an equity fund invests in stocks/shares of the company, and a Debt fund invests in Debentures, bonds, etc. Each Mutual Fund types come with an investment objective. There are around 42 Mutual Fund companies in India (called Asset Management Companies or AMCs) that provide Mutual Fund schemes. These Mutual Fund companies are regulated by SEBI. Securities and Exchange Board of India (SEBI) is the regulatory body for Mutual Funds in India.
The various Types of Mutual Funds are Equity Funds, debt funds and hybrid funds. Each fund has certain investment objectives and aims at fulfilling investment goals of the investors. So, let’s have a look at these schemes along with their funds that are delivering high returns.
Debt Mutual Funds mainly invests in a fixed Income instrument like government securities, treasury bills, corporate bonds, etc. These funds are ideally preferred by those who are looking for a steady income and higher returns than traditional Bank accounts. Debt funds are known for its optimal returns over the short-term. Investors with a low-appetite who wants to invest in Mutual Funds should prefer investing in debt funds. These funds are comparatively less volatile than equities. Debt funds like liquid, ultra-short term, short term are a good option for short-term investments. Long-term debt funds are risky and the maturity of these securities could for up to 5-7 years, in some case up to 10 years & above. Following are the categories of debt funds, along with their highest returns.
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity BOI AXA Liquid Fund Growth ₹3,054.52
↑ 0.37 ₹1,824 0.5 1.4 3.1 6.8 7.4 5.82% 1M 10D 1M 10D Axis Liquid Fund Growth ₹2,953.18
↑ 0.40 ₹37,122 0.5 1.4 3 6.8 7.4 5.9% 1M 9D 1M 11D Indiabulls Liquid Fund Growth ₹2,564.71
↑ 0.31 ₹303 0.5 1.4 3 6.8 7.4 5.88% 1M 3D 1M 3D PGIM India Insta Cash Fund Growth ₹345.285
↑ 0.04 ₹527 0.5 1.4 3 6.8 7.3 5.83% 20D 22D Canara Robeco Liquid Growth ₹3,192.33
↑ 0.43 ₹8,310 0.5 1.4 3 6.8 7.4 5.82% 1M 1D 1M 3D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary BOI AXA Liquid Fund Axis Liquid Fund Indiabulls Liquid Fund PGIM India Insta Cash Fund Canara Robeco Liquid Point 1 Lower mid AUM (₹1,824 Cr). Highest AUM (₹37,122 Cr). Bottom quartile AUM (₹303 Cr). Bottom quartile AUM (₹527 Cr). Upper mid AUM (₹8,310 Cr). Point 2 Established history (17+ yrs). Established history (16+ yrs). Established history (13+ yrs). Oldest track record among peers (18 yrs). Established history (17+ yrs). Point 3 Rating: 3★ (bottom quartile). Rating: 4★ (lower mid). Top rated. Rating: 5★ (upper mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.83% (top quartile). 1Y return: 6.82% (upper mid). 1Y return: 6.81% (lower mid). 1Y return: 6.80% (bottom quartile). 1Y return: 6.80% (bottom quartile). Point 6 1M return: 0.48% (bottom quartile). 1M return: 0.49% (lower mid). 1M return: 0.47% (bottom quartile). 1M return: 0.49% (top quartile). 1M return: 0.49% (upper mid). Point 7 Sharpe: 4.59 (top quartile). Sharpe: 3.41 (bottom quartile). Sharpe: 3.54 (lower mid). Sharpe: 3.57 (upper mid). Sharpe: 3.48 (bottom quartile). Point 8 Information ratio: 0.74 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: -1.18 (bottom quartile). Information ratio: -0.64 (bottom quartile). Information ratio: 0.08 (upper mid). Point 9 Yield to maturity (debt): 5.82% (bottom quartile). Yield to maturity (debt): 5.90% (top quartile). Yield to maturity (debt): 5.88% (upper mid). Yield to maturity (debt): 5.83% (lower mid). Yield to maturity (debt): 5.82% (bottom quartile). Point 10 Modified duration: 0.11 yrs (bottom quartile). Modified duration: 0.11 yrs (bottom quartile). Modified duration: 0.09 yrs (lower mid). Modified duration: 0.06 yrs (top quartile). Modified duration: 0.09 yrs (upper mid). BOI AXA Liquid Fund
Axis Liquid Fund
Indiabulls Liquid Fund
PGIM India Insta Cash Fund
Canara Robeco Liquid
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04 ₹297 1.3 5.9 13.7 8.8 0% 1Y 15D Aditya Birla Sun Life Savings Fund Growth ₹558.663
↑ 0.08 ₹21,521 1.5 3.7 7.8 7.5 7.9 6.76% 5M 8D 6M 11D ICICI Prudential Ultra Short Term Fund Growth ₹28.2018
↑ 0.00 ₹16,980 1.5 3.5 7.4 7.2 7.5 6.66% 4M 20D 7M 2D SBI Magnum Ultra Short Duration Fund Growth ₹6,079.38
↑ 0.86 ₹15,525 1.5 3.3 7.2 7.2 7.4 6.22% 5M 8D 6M Invesco India Ultra Short Term Fund Growth ₹2,742.88
↑ 0.24 ₹1,330 1.4 3.3 7.2 7 7.5 6.35% 5M 16D 5M 28D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22 Research Highlights & Commentary of 5 Funds showcased
Commentary Franklin India Ultra Short Bond Fund - Super Institutional Plan Aditya Birla Sun Life Savings Fund ICICI Prudential Ultra Short Term Fund SBI Magnum Ultra Short Duration Fund Invesco India Ultra Short Term Fund Point 1 Bottom quartile AUM (₹297 Cr). Highest AUM (₹21,521 Cr). Upper mid AUM (₹16,980 Cr). Lower mid AUM (₹15,525 Cr). Bottom quartile AUM (₹1,330 Cr). Point 2 Established history (17+ yrs). Established history (22+ yrs). Established history (14+ yrs). Oldest track record among peers (26 yrs). Established history (14+ yrs). Point 3 Rating: 1★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderate. Point 5 1Y return: 13.69% (top quartile). 1Y return: 7.81% (upper mid). 1Y return: 7.37% (lower mid). 1Y return: 7.23% (bottom quartile). 1Y return: 7.17% (bottom quartile). Point 6 1M return: 0.59% (bottom quartile). 1M return: 0.61% (upper mid). 1M return: 0.62% (top quartile). 1M return: 0.60% (lower mid). 1M return: 0.55% (bottom quartile). Point 7 Sharpe: 2.57 (bottom quartile). Sharpe: 3.66 (top quartile). Sharpe: 2.88 (upper mid). Sharpe: 2.74 (bottom quartile). Sharpe: 2.79 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 0.00% (bottom quartile). Yield to maturity (debt): 6.76% (top quartile). Yield to maturity (debt): 6.66% (upper mid). Yield to maturity (debt): 6.22% (bottom quartile). Yield to maturity (debt): 6.35% (lower mid). Point 10 Modified duration: 0.00 yrs (top quartile). Modified duration: 0.44 yrs (lower mid). Modified duration: 0.39 yrs (upper mid). Modified duration: 0.44 yrs (bottom quartile). Modified duration: 0.46 yrs (bottom quartile). Franklin India Ultra Short Bond Fund - Super Institutional Plan
Aditya Birla Sun Life Savings Fund
ICICI Prudential Ultra Short Term Fund
SBI Magnum Ultra Short Duration Fund
Invesco India Ultra Short Term Fund
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Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Short Term Income Plan - Retail Plan Growth ₹15,041.3
↑ 0.11 ₹13 192.1 192.1 192.1 47.3 0% HDFC Short Term Debt Fund Growth ₹32.6444
↑ 0.01 ₹17,999 1.3 3.8 8.3 7.9 8.3 6.94% 2Y 3M 7D 3Y 5M 12D ICICI Prudential Short Term Fund Growth ₹61.3678
↑ 0.02 ₹22,339 1.4 3.8 8.3 7.9 7.8 7.27% 2Y 7M 10D 4Y 10M 20D Axis Short Term Fund Growth ₹31.5583
↑ 0.01 ₹12,129 1.4 4 8.7 7.8 8 6.89% 2Y 5M 23D 3Y 2M 12D Nippon India Short Term Fund Growth ₹53.883
↑ 0.04 ₹8,935 1.3 4 8.5 7.8 8 7.04% 2Y 6M 18D 3Y 2M 19D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Franklin India Short Term Income Plan - Retail Plan HDFC Short Term Debt Fund ICICI Prudential Short Term Fund Axis Short Term Fund Nippon India Short Term Fund Point 1 Bottom quartile AUM (₹13 Cr). Upper mid AUM (₹17,999 Cr). Highest AUM (₹22,339 Cr). Lower mid AUM (₹12,129 Cr). Bottom quartile AUM (₹8,935 Cr). Point 2 Oldest track record among peers (23 yrs). Established history (15+ yrs). Established history (23+ yrs). Established history (15+ yrs). Established history (22+ yrs). Point 3 Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Top rated. Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 192.10% (top quartile). 1Y return: 8.26% (bottom quartile). 1Y return: 8.33% (bottom quartile). 1Y return: 8.67% (upper mid). 1Y return: 8.52% (lower mid). Point 6 1M return: 192.10% (top quartile). 1M return: 0.81% (bottom quartile). 1M return: 0.77% (bottom quartile). 1M return: 0.82% (lower mid). 1M return: 0.92% (upper mid). Point 7 Sharpe: -90.89 (bottom quartile). Sharpe: 1.33 (lower mid). Sharpe: 1.43 (upper mid). Sharpe: 1.56 (top quartile). Sharpe: 1.26 (bottom quartile). Point 8 Information ratio: -2.42 (bottom quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 0.00% (bottom quartile). Yield to maturity (debt): 6.94% (lower mid). Yield to maturity (debt): 7.27% (top quartile). Yield to maturity (debt): 6.89% (bottom quartile). Yield to maturity (debt): 7.04% (upper mid). Point 10 Modified duration: 0.00 yrs (top quartile). Modified duration: 2.27 yrs (upper mid). Modified duration: 2.61 yrs (bottom quartile). Modified duration: 2.48 yrs (lower mid). Modified duration: 2.55 yrs (bottom quartile). Franklin India Short Term Income Plan - Retail Plan
HDFC Short Term Debt Fund
ICICI Prudential Short Term Fund
Axis Short Term Fund
Nippon India Short Term Fund
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Gilt Fund Growth ₹104.19
↑ 0.03 ₹9,145 0.7 2.7 7.7 8 8.2 7.21% 6Y 2M 5D 17Y 1M 28D DSP Government Securities Fund Growth ₹96.7678
↑ 0.08 ₹1,494 1 1.2 5.5 8 10.1 7.22% 9Y 6M 14D 25Y 8M 1D Axis Gilt Fund Growth ₹25.8219
↑ 0.02 ₹613 0.6 1.5 6.3 7.8 10 7.11% 8Y 7M 28D 20Y 18D SBI Magnum Gilt Fund Growth ₹66.5044
↑ 0.04 ₹11,322 0.5 1 5.6 7.8 8.9 7.12% 9Y 4M 13D 19Y 10M 6D HDFC Gilt Fund Growth ₹55.8671
↑ 0.04 ₹2,919 0.5 1.5 6.2 7.7 8.7 7.05% 7Y 11M 26D 20Y 25D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Gilt Fund DSP Government Securities Fund Axis Gilt Fund SBI Magnum Gilt Fund HDFC Gilt Fund Point 1 Upper mid AUM (₹9,145 Cr). Bottom quartile AUM (₹1,494 Cr). Bottom quartile AUM (₹613 Cr). Highest AUM (₹11,322 Cr). Lower mid AUM (₹2,919 Cr). Point 2 Oldest track record among peers (26 yrs). Established history (26+ yrs). Established history (13+ yrs). Established history (24+ yrs). Established history (24+ yrs). Point 3 Top rated. Rating: 3★ (lower mid). Rating: 1★ (bottom quartile). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 7.71% (top quartile). 1Y return: 5.51% (bottom quartile). 1Y return: 6.31% (upper mid). 1Y return: 5.61% (bottom quartile). 1Y return: 6.25% (lower mid). Point 6 1M return: 0.84% (bottom quartile). 1M return: 1.02% (lower mid). 1M return: 1.19% (top quartile). 1M return: 0.77% (bottom quartile). 1M return: 1.08% (upper mid). Point 7 Sharpe: 0.13 (top quartile). Sharpe: -0.36 (bottom quartile). Sharpe: -0.27 (upper mid). Sharpe: -0.41 (bottom quartile). Sharpe: -0.31 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.21% (upper mid). Yield to maturity (debt): 7.22% (top quartile). Yield to maturity (debt): 7.11% (bottom quartile). Yield to maturity (debt): 7.12% (lower mid). Yield to maturity (debt): 7.05% (bottom quartile). Point 10 Modified duration: 6.18 yrs (top quartile). Modified duration: 9.54 yrs (bottom quartile). Modified duration: 8.66 yrs (lower mid). Modified duration: 9.37 yrs (bottom quartile). Modified duration: 7.99 yrs (upper mid). ICICI Prudential Gilt Fund
DSP Government Securities Fund
Axis Gilt Fund
SBI Magnum Gilt Fund
HDFC Gilt Fund
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Dynamic Accrual Fund Growth ₹94.788
↑ 0.84 ₹99 2.4 22.4 31.9 11.7 0% 3M 18D IIFL Dynamic Bond Fund Growth ₹23.1001
↑ 0.01 ₹648 1.5 4.2 8.8 8.5 9.6 7.22% 7Y 1M 6D 7Y 1M 6D Nippon India Dynamic Bond Fund Growth ₹37.857
↑ 0.05 ₹4,362 0.7 3.1 7.8 8.3 9 6.56% 4Y 4D 4Y 10M 24D ICICI Prudential Long Term Plan Growth ₹37.5669
↑ 0.02 ₹14,905 1.1 3.1 8 8 8.2 7.64% 4Y 9M 4D 12Y 7M 10D Axis Dynamic Bond Fund Growth ₹30.0396
↑ 0.02 ₹1,213 0.9 2.7 7.4 8 8.6 6.89% 5Y 2M 19D 9Y 11M 5D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22 Research Highlights & Commentary of 5 Funds showcased
Commentary Franklin India Dynamic Accrual Fund IIFL Dynamic Bond Fund Nippon India Dynamic Bond Fund ICICI Prudential Long Term Plan Axis Dynamic Bond Fund Point 1 Bottom quartile AUM (₹99 Cr). Bottom quartile AUM (₹648 Cr). Upper mid AUM (₹4,362 Cr). Highest AUM (₹14,905 Cr). Lower mid AUM (₹1,213 Cr). Point 2 Oldest track record among peers (28 yrs). Established history (12+ yrs). Established history (20+ yrs). Established history (15+ yrs). Established history (14+ yrs). Point 3 Rating: 1★ (lower mid). Not Rated. Not Rated. Top rated. Rating: 3★ (upper mid). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 31.90% (top quartile). 1Y return: 8.76% (upper mid). 1Y return: 7.76% (bottom quartile). 1Y return: 8.03% (lower mid). 1Y return: 7.35% (bottom quartile). Point 6 1M return: 1.43% (top quartile). 1M return: 1.38% (upper mid). 1M return: 1.09% (lower mid). 1M return: 0.90% (bottom quartile). 1M return: 1.06% (bottom quartile). Point 7 Sharpe: 1.19 (top quartile). Sharpe: 0.66 (upper mid). Sharpe: 0.44 (bottom quartile). Sharpe: 0.47 (lower mid). Sharpe: 0.12 (bottom quartile). Point 8 Information ratio: 0.42 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 0.00% (bottom quartile). Yield to maturity (debt): 7.22% (upper mid). Yield to maturity (debt): 6.56% (bottom quartile). Yield to maturity (debt): 7.64% (top quartile). Yield to maturity (debt): 6.89% (lower mid). Point 10 Modified duration: 0.00 yrs (top quartile). Modified duration: 7.10 yrs (bottom quartile). Modified duration: 4.01 yrs (upper mid). Modified duration: 4.76 yrs (lower mid). Modified duration: 5.22 yrs (bottom quartile). Franklin India Dynamic Accrual Fund
IIFL Dynamic Bond Fund
Nippon India Dynamic Bond Fund
ICICI Prudential Long Term Plan
Axis Dynamic Bond Fund
Equity funds mainly invests in stocks or shares of the companies. Buying an equity fund is one of the best ways to own a business (in a small proportion) without starting a company directly. Since, these funds invest in stocks, they are volatile in nature. But, they have great potential to deliver high returns in the long-run. There are various types of equity funds such as Large cap funds, mid-cap & Small cap funds, Diversified Funds, sector funds, etc. Investors who are planning to invest in equities should have a high-risk appetite and should stay invested for a longer duration, ideally up to 5-10 years & more. Following are the Best Equity Mutual Funds with highest returns.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Large Cap Fund Growth ₹91.5819
↓ -0.39 ₹45,012 0.1 14.2 2.9 19.6 24.6 18.2 ICICI Prudential Bluechip Fund Growth ₹110.96
↓ -0.58 ₹71,840 -0.8 12 1.9 18.6 21.2 16.9 HDFC Top 100 Fund Growth ₹1,139.17
↓ -2.76 ₹37,659 -1.1 10.2 -1.9 16.9 21.2 11.6 JM Core 11 Fund Growth ₹20.1884
↓ -0.10 ₹283 2.1 13.3 -3.3 19.6 20.5 24.3 Franklin India Bluechip Fund Growth ₹1,028.09
↓ -0.64 ₹7,690 -0.5 14.3 1.7 14.9 19.1 16.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Large Cap Fund ICICI Prudential Bluechip Fund HDFC Top 100 Fund JM Core 11 Fund Franklin India Bluechip Fund Point 1 Upper mid AUM (₹45,012 Cr). Highest AUM (₹71,840 Cr). Lower mid AUM (₹37,659 Cr). Bottom quartile AUM (₹283 Cr). Bottom quartile AUM (₹7,690 Cr). Point 2 Established history (18+ yrs). Established history (17+ yrs). Established history (29+ yrs). Established history (17+ yrs). Oldest track record among peers (31 yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Point 5 5Y return: 24.57% (top quartile). 5Y return: 21.23% (upper mid). 5Y return: 21.15% (lower mid). 5Y return: 20.54% (bottom quartile). 5Y return: 19.12% (bottom quartile). Point 6 3Y return: 19.56% (upper mid). 3Y return: 18.57% (lower mid). 3Y return: 16.85% (bottom quartile). 3Y return: 19.65% (top quartile). 3Y return: 14.92% (bottom quartile). Point 7 1Y return: 2.88% (top quartile). 1Y return: 1.85% (upper mid). 1Y return: -1.87% (bottom quartile). 1Y return: -3.32% (bottom quartile). 1Y return: 1.68% (lower mid). Point 8 Alpha: 2.49 (top quartile). Alpha: 1.67 (lower mid). Alpha: -2.93 (bottom quartile). Alpha: -5.21 (bottom quartile). Alpha: 2.20 (upper mid). Point 9 Sharpe: -0.40 (top quartile). Sharpe: -0.51 (lower mid). Sharpe: -0.87 (bottom quartile). Sharpe: -0.92 (bottom quartile). Sharpe: -0.47 (upper mid). Point 10 Information ratio: 1.96 (top quartile). Information ratio: 1.64 (upper mid). Information ratio: 0.92 (lower mid). Information ratio: 0.54 (bottom quartile). Information ratio: 0.23 (bottom quartile). Nippon India Large Cap Fund
ICICI Prudential Bluechip Fund
HDFC Top 100 Fund
JM Core 11 Fund
Franklin India Bluechip Fund
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Midcap 30 Fund Growth ₹102.822
↓ -0.74 ₹34,780 -0.2 17.7 -4.1 25.2 32.8 57.1 Nippon India Small Cap Fund Growth ₹167.809
↓ -0.64 ₹64,821 -2.8 15.1 -5.5 21.8 32.3 26.1 HDFC Small Cap Fund Growth ₹141.432
↑ 0.03 ₹36,294 0 21.4 1.4 22.1 29.7 20.4 HDFC Mid-Cap Opportunities Fund Growth ₹195.502
↓ -0.34 ₹83,105 -1 18.3 3.1 25 29 28.6 Edelweiss Mid Cap Fund Growth ₹100.993
↓ -0.48 ₹11,297 -1.7 17.6 0.7 23.7 28.9 38.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Motilal Oswal Midcap 30 Fund Nippon India Small Cap Fund HDFC Small Cap Fund HDFC Mid-Cap Opportunities Fund Edelweiss Mid Cap Fund Point 1 Bottom quartile AUM (₹34,780 Cr). Upper mid AUM (₹64,821 Cr). Lower mid AUM (₹36,294 Cr). Highest AUM (₹83,105 Cr). Bottom quartile AUM (₹11,297 Cr). Point 2 Established history (11+ yrs). Established history (15+ yrs). Established history (17+ yrs). Oldest track record among peers (18 yrs). Established history (17+ yrs). Point 3 Rating: 3★ (lower mid). Top rated. Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Point 5 5Y return: 32.83% (top quartile). 5Y return: 32.26% (upper mid). 5Y return: 29.71% (lower mid). 5Y return: 28.97% (bottom quartile). 5Y return: 28.87% (bottom quartile). Point 6 3Y return: 25.25% (top quartile). 3Y return: 21.85% (bottom quartile). 3Y return: 22.10% (bottom quartile). 3Y return: 25.04% (upper mid). 3Y return: 23.67% (lower mid). Point 7 1Y return: -4.12% (bottom quartile). 1Y return: -5.45% (bottom quartile). 1Y return: 1.35% (upper mid). 1Y return: 3.09% (top quartile). 1Y return: 0.66% (lower mid). Point 8 Alpha: 4.99 (top quartile). Alpha: -2.55 (bottom quartile). Alpha: 0.00 (bottom quartile). Alpha: 3.39 (lower mid). Alpha: 3.95 (upper mid). Point 9 Sharpe: -0.18 (top quartile). Sharpe: -0.65 (bottom quartile). Sharpe: -0.33 (bottom quartile). Sharpe: -0.28 (lower mid). Sharpe: -0.28 (upper mid). Point 10 Information ratio: 0.57 (upper mid). Information ratio: 0.10 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.88 (top quartile). Information ratio: 0.39 (lower mid). Motilal Oswal Midcap 30 Fund
Nippon India Small Cap Fund
HDFC Small Cap Fund
HDFC Mid-Cap Opportunities Fund
Edelweiss Mid Cap Fund
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Multi Cap Fund Growth ₹300.235
↓ -1.41 ₹46,216 -0.3 16.3 0.5 21.9 30.1 25.8 HDFC Equity Fund Growth ₹2,030.09
↓ -6.90 ₹81,936 1.9 13.4 6.9 23.2 28.9 23.5 JM Multicap Fund Growth ₹97.7853
↓ -0.68 ₹5,943 -0.8 11 -7.8 22.3 25.3 33.3 Mahindra Badhat Yojana Growth ₹35.0641
↓ -0.29 ₹5,622 -2.6 14.4 -2.4 18.9 24.6 23.4 ICICI Prudential Multicap Fund Growth ₹788.22
↓ -4.44 ₹15,281 -2.1 10.8 -1.6 19.9 24 20.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Multi Cap Fund HDFC Equity Fund JM Multicap Fund Mahindra Badhat Yojana ICICI Prudential Multicap Fund Point 1 Upper mid AUM (₹46,216 Cr). Highest AUM (₹81,936 Cr). Bottom quartile AUM (₹5,943 Cr). Bottom quartile AUM (₹5,622 Cr). Lower mid AUM (₹15,281 Cr). Point 2 Established history (20+ yrs). Established history (30+ yrs). Established history (17+ yrs). Established history (8+ yrs). Oldest track record among peers (31 yrs). Point 3 Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Top rated. Not Rated. Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 30.10% (top quartile). 5Y return: 28.88% (upper mid). 5Y return: 25.32% (lower mid). 5Y return: 24.64% (bottom quartile). 5Y return: 24.04% (bottom quartile). Point 6 3Y return: 21.92% (lower mid). 3Y return: 23.20% (top quartile). 3Y return: 22.34% (upper mid). 3Y return: 18.91% (bottom quartile). 3Y return: 19.85% (bottom quartile). Point 7 1Y return: 0.55% (upper mid). 1Y return: 6.89% (top quartile). 1Y return: -7.82% (bottom quartile). 1Y return: -2.41% (bottom quartile). 1Y return: -1.65% (lower mid). Point 8 Alpha: 3.10 (upper mid). Alpha: 4.96 (top quartile). Alpha: -8.50 (bottom quartile). Alpha: -1.14 (lower mid). Alpha: -2.00 (bottom quartile). Point 9 Sharpe: -0.38 (upper mid). Sharpe: -0.16 (top quartile). Sharpe: -1.13 (bottom quartile). Sharpe: -0.64 (lower mid). Sharpe: -0.71 (bottom quartile). Point 10 Information ratio: 1.10 (upper mid). Information ratio: 1.74 (top quartile). Information ratio: 1.09 (lower mid). Information ratio: 0.24 (bottom quartile). Information ratio: 0.53 (bottom quartile). Nippon India Multi Cap Fund
HDFC Equity Fund
JM Multicap Fund
Mahindra Badhat Yojana
ICICI Prudential Multicap Fund
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Infrastructure Fund Growth ₹195.43
↓ -0.96 ₹7,645 -2.1 14.6 0 28.2 37.1 27.4 HDFC Infrastructure Fund Growth ₹47.761
↓ -0.23 ₹2,483 -1.1 13.2 -1.3 27.9 34.5 23 Franklin Build India Fund Growth ₹141.649
↓ -0.83 ₹2,884 -1.5 14.2 -0.7 27.6 33.2 27.8 Bandhan Infrastructure Fund Growth ₹49.411
↓ -0.30 ₹1,613 -4.2 11.8 -8.8 26.3 33.1 39.3 DSP India T.I.G.E.R Fund Growth ₹312.807
↓ -2.15 ₹5,303 -2.3 14.1 -7.6 25.8 32.9 32.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Infrastructure Fund HDFC Infrastructure Fund Franklin Build India Fund Bandhan Infrastructure Fund DSP India T.I.G.E.R Fund Point 1 Highest AUM (₹7,645 Cr). Bottom quartile AUM (₹2,483 Cr). Lower mid AUM (₹2,884 Cr). Bottom quartile AUM (₹1,613 Cr). Upper mid AUM (₹5,303 Cr). Point 2 Established history (20+ yrs). Established history (17+ yrs). Established history (16+ yrs). Established history (14+ yrs). Oldest track record among peers (21 yrs). Point 3 Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Top rated. Rating: 5★ (upper mid). Rating: 4★ (lower mid). Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 37.12% (top quartile). 5Y return: 34.54% (upper mid). 5Y return: 33.23% (lower mid). 5Y return: 33.05% (bottom quartile). 5Y return: 32.86% (bottom quartile). Point 6 3Y return: 28.20% (top quartile). 3Y return: 27.88% (upper mid). 3Y return: 27.58% (lower mid). 3Y return: 26.32% (bottom quartile). 3Y return: 25.84% (bottom quartile). Point 7 1Y return: -0.03% (top quartile). 1Y return: -1.27% (lower mid). 1Y return: -0.68% (upper mid). 1Y return: -8.77% (bottom quartile). 1Y return: -7.57% (bottom quartile). Point 8 Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 9 Sharpe: -0.48 (top quartile). Sharpe: -0.64 (upper mid). Sharpe: -0.64 (lower mid). Sharpe: -0.71 (bottom quartile). Sharpe: -0.71 (bottom quartile). Point 10 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). ICICI Prudential Infrastructure Fund
HDFC Infrastructure Fund
Franklin Build India Fund
Bandhan Infrastructure Fund
DSP India T.I.G.E.R Fund
Hybrid Funds, also known as Balanced Fund in a combination of both debt and equity. A debt hybrid fund may have a larger portion of the investment in debt securities, and an equity hybrid would have a large portion of equity instruments. Balanced funds allow investors to not only enjoy the Capital growth, but also get Fixed Income at regular intervals.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Hybrid Debt Fund Growth ₹82.6178
↓ -0.01 ₹3,359 0 3.5 4.2 10.6 11.4 10.5 Kotak Debt Hybrid Fund Growth ₹59.0819
↑ 0.01 ₹3,065 0.7 4.4 4 10.5 11 11.4 ICICI Prudential MIP 25 Growth ₹76.9181
↓ -0.09 ₹3,261 1.4 6.2 7 10.3 9.9 11.4 DSP Regular Savings Fund Growth ₹59.1206
↓ -0.05 ₹177 0.3 3.9 5.8 10.2 8.9 11 SBI Debt Hybrid Fund Growth ₹73.38
↓ -0.05 ₹9,859 0.5 5.5 5 10 11.2 11 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary HDFC Hybrid Debt Fund Kotak Debt Hybrid Fund ICICI Prudential MIP 25 DSP Regular Savings Fund SBI Debt Hybrid Fund Point 1 Upper mid AUM (₹3,359 Cr). Bottom quartile AUM (₹3,065 Cr). Lower mid AUM (₹3,261 Cr). Bottom quartile AUM (₹177 Cr). Highest AUM (₹9,859 Cr). Point 2 Established history (21+ yrs). Established history (21+ yrs). Established history (21+ yrs). Established history (21+ yrs). Oldest track record among peers (24 yrs). Point 3 Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Top rated. Rating: 3★ (bottom quartile). Rating: 5★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderate. Point 5 5Y return: 11.39% (top quartile). 5Y return: 10.95% (lower mid). 5Y return: 9.87% (bottom quartile). 5Y return: 8.92% (bottom quartile). 5Y return: 11.20% (upper mid). Point 6 3Y return: 10.62% (top quartile). 3Y return: 10.48% (upper mid). 3Y return: 10.34% (lower mid). 3Y return: 10.23% (bottom quartile). 3Y return: 10.03% (bottom quartile). Point 7 1Y return: 4.19% (bottom quartile). 1Y return: 4.00% (bottom quartile). 1Y return: 7.00% (top quartile). 1Y return: 5.83% (upper mid). 1Y return: 5.05% (lower mid). Point 8 1M return: 1.20% (upper mid). 1M return: 1.58% (top quartile). 1M return: 0.69% (bottom quartile). 1M return: 0.63% (bottom quartile). 1M return: 0.72% (lower mid). Point 9 Alpha: 0.00 (upper mid). Alpha: -2.87 (bottom quartile). Alpha: 0.00 (lower mid). Alpha: 0.30 (top quartile). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: -0.84 (bottom quartile). Sharpe: -0.77 (bottom quartile). Sharpe: -0.06 (top quartile). Sharpe: -0.18 (upper mid). Sharpe: -0.46 (lower mid). HDFC Hybrid Debt Fund
Kotak Debt Hybrid Fund
ICICI Prudential MIP 25
DSP Regular Savings Fund
SBI Debt Hybrid Fund
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) JM Equity Hybrid Fund Growth ₹120.877
↓ -0.48 ₹804 -1.4 9.8 -4.5 20.4 20.9 27 ICICI Prudential Equity and Debt Fund Growth ₹400.28
↓ -1.33 ₹45,168 1.5 11.2 5.3 19.8 25.9 17.2 BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹37.94
↓ -0.22 ₹1,253 -1.7 13.7 -1.2 18.4 22.2 25.8 UTI Hybrid Equity Fund Growth ₹402.663
↓ -0.74 ₹6,302 -1.8 8.5 0.1 16.5 19.5 19.7 Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 ₹1,954 0.5 10.5 27.1 16 14.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary JM Equity Hybrid Fund ICICI Prudential Equity and Debt Fund BOI AXA Mid and Small Cap Equity and Debt Fund UTI Hybrid Equity Fund Sundaram Equity Hybrid Fund Point 1 Bottom quartile AUM (₹804 Cr). Highest AUM (₹45,168 Cr). Bottom quartile AUM (₹1,253 Cr). Upper mid AUM (₹6,302 Cr). Lower mid AUM (₹1,954 Cr). Point 2 Oldest track record among peers (30 yrs). Established history (25+ yrs). Established history (9+ yrs). Established history (30+ yrs). Established history (25+ yrs). Point 3 Rating: 1★ (bottom quartile). Top rated. Not Rated. Rating: 3★ (upper mid). Rating: 2★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 20.88% (lower mid). 5Y return: 25.94% (top quartile). 5Y return: 22.17% (upper mid). 5Y return: 19.53% (bottom quartile). 5Y return: 14.20% (bottom quartile). Point 6 3Y return: 20.42% (top quartile). 3Y return: 19.76% (upper mid). 3Y return: 18.38% (lower mid). 3Y return: 16.47% (bottom quartile). 3Y return: 16.03% (bottom quartile). Point 7 1Y return: -4.52% (bottom quartile). 1Y return: 5.30% (upper mid). 1Y return: -1.17% (bottom quartile). 1Y return: 0.08% (lower mid). 1Y return: 27.10% (top quartile). Point 8 1M return: 0.84% (bottom quartile). 1M return: 1.11% (upper mid). 1M return: 0.72% (bottom quartile). 1M return: 0.95% (lower mid). 1M return: 1.80% (top quartile). Point 9 Alpha: -8.63 (bottom quartile). Alpha: 2.96 (upper mid). Alpha: 0.00 (lower mid). Alpha: -2.11 (bottom quartile). Alpha: 5.81 (top quartile). Point 10 Sharpe: -1.21 (bottom quartile). Sharpe: -0.29 (upper mid). Sharpe: -0.64 (lower mid). Sharpe: -0.80 (bottom quartile). Sharpe: 2.64 (top quartile). JM Equity Hybrid Fund
ICICI Prudential Equity and Debt Fund
BOI AXA Mid and Small Cap Equity and Debt Fund
UTI Hybrid Equity Fund
Sundaram Equity Hybrid Fund
Investors who want to take exposure to gold via Mutual Funds can prefer Investing in Gold funds. The Gold mutual funds invest in Gold ETFs (exchange-traded funds). Unlike physical gold, they are easy to purchase and redeem. Following are the gold funds with the highest returns in last 3 years.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) IDBI Gold Fund Growth ₹31.9583
↑ 0.72 ₹254 25.1 38.1 59.7 31.5 18.6 18.7 Aditya Birla Sun Life Gold Fund Growth ₹35.7393
↑ 0.77 ₹725 26 38.8 60.2 31.5 18.1 18.7 SBI Gold Fund Growth ₹35.8091
↑ 0.72 ₹5,221 25.6 37.9 59.7 31.5 18 19.6 ICICI Prudential Regular Gold Savings Fund Growth ₹37.9633
↑ 0.76 ₹2,603 26 38.5 59.8 31.4 18 19.5 HDFC Gold Fund Growth ₹36.5994
↑ 0.69 ₹4,915 25.7 37.9 59.5 31.3 17.9 18.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Oct 25 Research Highlights & Commentary of 5 Funds showcased
Commentary IDBI Gold Fund Aditya Birla Sun Life Gold Fund SBI Gold Fund ICICI Prudential Regular Gold Savings Fund HDFC Gold Fund Point 1 Bottom quartile AUM (₹254 Cr). Bottom quartile AUM (₹725 Cr). Highest AUM (₹5,221 Cr). Lower mid AUM (₹2,603 Cr). Upper mid AUM (₹4,915 Cr). Point 2 Established history (13+ yrs). Established history (13+ yrs). Oldest track record among peers (14 yrs). Established history (14+ yrs). Established history (13+ yrs). Point 3 Not Rated. Top rated. Rating: 2★ (upper mid). Rating: 1★ (lower mid). Rating: 1★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 18.60% (top quartile). 5Y return: 18.06% (upper mid). 5Y return: 18.02% (lower mid). 5Y return: 17.95% (bottom quartile). 5Y return: 17.89% (bottom quartile). Point 6 3Y return: 31.49% (top quartile). 3Y return: 31.47% (upper mid). 3Y return: 31.47% (lower mid). 3Y return: 31.44% (bottom quartile). 3Y return: 31.34% (bottom quartile). Point 7 1Y return: 59.69% (bottom quartile). 1Y return: 60.19% (top quartile). 1Y return: 59.73% (lower mid). 1Y return: 59.82% (upper mid). 1Y return: 59.51% (bottom quartile). Point 8 1M return: 14.43% (lower mid). 1M return: 13.14% (bottom quartile). 1M return: 14.54% (upper mid). 1M return: 14.63% (top quartile). 1M return: 12.88% (bottom quartile). Point 9 Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: 2.38 (bottom quartile). Sharpe: 2.66 (top quartile). Sharpe: 2.58 (upper mid). Sharpe: 2.55 (lower mid). Sharpe: 2.55 (bottom quartile). IDBI Gold Fund
Aditya Birla Sun Life Gold Fund
SBI Gold Fund
ICICI Prudential Regular Gold Savings Fund
HDFC Gold Fund