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Best Mutual Funds with Highest Returns 2025
Selecting a right fund to invest is not easy! Many investor looks for the best performing funds to get the best returns. However, returns are not the only criteria that an investor should look in a fund. Various important parameters like AUM, fund age, peer average returns, fund manager, exit load, etc., decides the stability and performance of Mutual Fund schemes. Investors who are looking at the highest return funds, can analyse the Mutual Fund performances for over the past few years, and invest in the fund that has delivered the most stable returns. First, let’s understand the basic of Mutual Funds.
What are Mutual Funds?
Mutual Funds are one of the most popular ways of Investing money. It pools the money from the investors and invests this in stocks, money market instruments, Bonds and other types of securities. For instance, an equity fund invests in stocks/shares of the company, and a Debt fund invests in Debentures, bonds, etc. Each Mutual Fund types come with an investment objective. There are around 42 Mutual Fund companies in India (called Asset Management Companies or AMCs) that provide Mutual Fund schemes. These Mutual Fund companies are regulated by SEBI. Securities and Exchange Board of India (SEBI) is the regulatory body for Mutual Funds in India.
Best Mutual Funds to Invest with Highest Returns
The various Types of Mutual Funds are Equity Funds, debt funds and hybrid funds. Each fund has certain investment objectives and aims at fulfilling investment goals of the investors. So, let’s have a look at these schemes along with their funds that are delivering high returns.
Best Debt Mutual Funds with Highest Returns 2025
Debt Mutual Funds mainly invests in a fixed Income instrument like government securities, treasury bills, corporate bonds, etc. These funds are ideally preferred by those who are looking for a steady income and higher returns than traditional Bank accounts. Debt funds are known for its optimal returns over the short-term. Investors with a low-appetite who wants to invest in Mutual Funds should prefer investing in debt funds. These funds are comparatively less volatile than equities. Debt funds like liquid, ultra-short term, short term are a good option for short-term investments. Long-term debt funds are risky and the maturity of these securities could for up to 5-7 years, in some case up to 10 years & above. Following are the categories of debt funds, along with their highest returns.
Top 5 Liquid Funds with 1 Year Highest Returns
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity BOI AXA Liquid Fund Growth ₹3,006.15
↑ 0.47 ₹1,849 0.5 1.7 3.6 7.2 7.4 5.91% 1M 24D 1M 28D Indiabulls Liquid Fund Growth ₹2,524.55
↑ 0.78 ₹212 0.5 1.7 3.6 7.2 7.4 6.21% 1M 8D 1M 8D Axis Liquid Fund Growth ₹2,906.62
↑ 0.46 ₹36,089 0.5 1.7 3.6 7.2 7.4 6.3% 1M 8D 1M 11D DSP BlackRock Liquidity Fund Growth ₹3,726.84
↑ 0.59 ₹17,752 0.5 1.7 3.5 7.2 7.4 6.51% 1M 6D 1M 10D Canara Robeco Liquid Growth ₹3,142.19
↑ 0.51 ₹6,387 0.5 1.7 3.6 7.2 7.4 6.24% 1M 15D 1M 18D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Jun 25
Top 5 Ultra Short Term Funds with 1 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04 ₹297 1.3 5.9 13.7 8.8 0% 1Y 15D Aditya Birla Sun Life Savings Fund Growth ₹548.606
↑ 0.10 ₹18,981 2.3 4.2 8.1 7.4 7.9 6.92% 4M 13D 5M 8D ICICI Prudential Ultra Short Term Fund Growth ₹27.713
↑ 0.00 ₹16,269 2.1 4 7.6 7.1 7.5 6.88% 5M 12D 8M 8D SBI Magnum Ultra Short Duration Fund Growth ₹5,976.92
↑ 1.04 ₹16,434 2.1 3.9 7.6 7.1 7.4 0.49% 5M 16D 6M 25D Invesco India Ultra Short Term Fund Growth ₹2,697.95
↑ 0.56 ₹1,227 2 3.9 7.5 6.9 7.5 6.59% 5M 16D 5M 24D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22
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Top 5 Short Term Funds with 3 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Short Term Income Plan - Retail Plan Growth ₹15,041.3
↑ 0.11 ₹13 192.1 192.1 192.1 47.3 0% ICICI Prudential Short Term Fund Growth ₹60.3211
↑ 0.00 ₹21,284 2.7 5 9 8.1 7.8 7.08% 2Y 4M 17D 4Y 18D HDFC Short Term Debt Fund Growth ₹32.1111
↓ 0.00 ₹17,019 2.8 5 9.3 7.9 8.3 6.87% 2Y 9M 4Y 1M 2D Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹47.677
↓ -0.01 ₹9,193 2.6 4.9 9 7.7 7.9 6.92% 2Y 8M 12D 3Y 6M 18D Nippon India Short Term Fund Growth ₹52.9693
↑ 0.00 ₹7,058 3 5.1 9.4 7.7 8 6.87% 2Y 8M 16D 3Y 5M 26D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25
Top 5 Gilt Funds with 3 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Gilt Fund Growth ₹103.163
↓ -0.04 ₹7,347 2.6 5.3 9.5 8.9 8.2 6.45% 3Y 6M 9Y 4M 17D Axis Gilt Fund Growth ₹25.5555
↓ -0.03 ₹770 1.5 4.4 8.7 8.1 10 6.56% 8Y 5M 19D 19Y 9M 11D SBI Magnum Gilt Fund Growth ₹65.9213
↓ -0.05 ₹12,573 1.3 4.1 7.9 8.1 8.9 6.76% 10Y 4M 20D 24Y 10M 28D DSP BlackRock Government Securities Fund Growth ₹95.4022
↓ -0.10 ₹1,904 0.9 3.6 7.3 8 10.1 6.7% 10Y 5M 23D 27Y 9M 25D HDFC Gilt Fund Growth ₹55.3341
↓ -0.07 ₹3,058 1.5 4.4 8.5 7.8 8.7 6.59% 8Y 7M 6D 17Y 9M 4D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25
Top 5 Dynamic Funds with 3 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Dynamic Accrual Fund Growth ₹94.788
↑ 0.84 ₹99 2.4 22.4 31.9 11.7 0% 3M 18D Aditya Birla Sun Life Dynamic Bond Fund Growth ₹46.4204
↓ -0.02 ₹1,950 2.3 5.1 9.4 9 8.8 7.05% 6Y 10M 2D 11Y 4M 13D Nippon India Dynamic Bond Fund Growth ₹37.5587
↑ 0.01 ₹4,613 3.4 5.7 10.4 8.6 9 6.33% 4Y 1M 17D 5Y 14D ICICI Prudential Long Term Plan Growth ₹37.0162
↓ 0.00 ₹14,981 2.4 5 9.3 8.5 8.2 7.18% 3Y 6M 18D 8Y 7D IIFL Dynamic Bond Fund Growth ₹22.6948
↓ -0.01 ₹686 3.2 5.6 10.6 8.4 9.6 6.9% 6Y 11M 5D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22
Best Equity Mutual Funds with Highest Returns 2025
Equity funds mainly invests in stocks or shares of the companies. Buying an equity fund is one of the best ways to own a business (in a small proportion) without starting a company directly. Since, these funds invest in stocks, they are volatile in nature. But, they have great potential to deliver high returns in the long-run. There are various types of equity funds such as Large cap funds, mid-cap & Small cap funds, Diversified Funds, sector funds, etc. Investors who are planning to invest in equities should have a high-risk appetite and should stay invested for a longer duration, ideally up to 5-10 years & more. Following are the Best Equity Mutual Funds with highest returns.
Top 5 Large Cap Funds with 5 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Large Cap Fund Growth ₹92.0318
↑ 0.42 ₹41,750 10 5.7 7 25.5 26.4 18.2 ICICI Prudential Bluechip Fund Growth ₹112.14
↑ 0.65 ₹69,763 8.7 7.4 8.2 22.9 23.9 16.9 HDFC Top 100 Fund Growth ₹1,159.74
↑ 7.39 ₹37,716 7.4 5.6 4.5 21.4 23.1 11.6 Aditya Birla Sun Life Frontline Equity Fund Growth ₹538.37
↑ 2.41 ₹29,859 9.8 6.9 7.3 20.5 22.1 15.6 Invesco India Largecap Fund Growth ₹71.06
↑ 0.33 ₹1,488 12.4 5.4 7.8 22 21.7 20 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25
Top 5 Mid & Small Cap Funds with 5 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Small Cap Fund Growth ₹172.095
↑ 0.92 ₹63,007 14.5 -1.7 0.9 30.8 37.5 26.1 Motilal Oswal Midcap 30 Fund Growth ₹103.517
↑ 0.21 ₹30,401 11.5 -7.1 10 35.4 36.2 57.1 L&T Emerging Businesses Fund Growth ₹83.2921
↑ 0.16 ₹16,061 14.4 -6 -1.3 26.6 34.7 28.5 Franklin India Smaller Companies Fund Growth ₹174.955
↑ 0.93 ₹13,545 15.3 -2.7 -2 29.8 34 23.2 HDFC Small Cap Fund Growth ₹139.685
↑ 0.72 ₹34,032 14.8 0.6 5.5 29.3 34 20.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25
Top 5 Diversified Funds or Multi Cap Funds with 5 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Multi Cap Fund Growth ₹302.743
↑ 0.93 ₹43,483 12.6 4.3 5.2 30.2 32.3 25.8 HDFC Equity Fund Growth ₹2,007.18
↑ 8.52 ₹75,784 8.5 7.5 10.8 27.9 29.8 23.5 Mahindra Badhat Yojana Growth ₹35.8727
↑ 0.16 ₹5,408 12.1 3.1 4.9 25.5 27.7 23.4 JM Multicap Fund Growth ₹99.4351
↑ 0.74 ₹5,917 8.9 -4.4 -2.8 28.4 27.2 33.3 Franklin India Equity Fund Growth ₹1,676.69
↑ 8.07 ₹18,679 9.9 3.9 7.2 24.6 26.7 21.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25
Top 5 Sector Funds with 5 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Infrastructure Fund Growth ₹199.43
↑ 1.24 ₹7,920 11.6 6.9 5.3 36 37.5 27.4 HDFC Infrastructure Fund Growth ₹48.416
↑ 0.32 ₹2,540 11.6 3.7 0.8 36.5 34.9 23 IDFC Infrastructure Fund Growth ₹51.897
↑ 0.64 ₹1,701 12.7 0.3 -4.5 35.8 34.8 39.3 DSP BlackRock India T.I.G.E.R Fund Growth ₹318.111
↑ 1.93 ₹5,319 11.7 -1.6 -3.8 33.4 34.3 32.4 Franklin Build India Fund Growth ₹143.084
↑ 0.71 ₹2,857 10.7 3.1 0 34.5 33.5 27.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25
Best Hybrid Mutual Funds with Highest Returns 2025
Hybrid Funds, also known as Balanced Fund in a combination of both debt and equity. A debt hybrid fund may have a larger portion of the investment in debt securities, and an equity hybrid would have a large portion of equity instruments. Balanced funds allow investors to not only enjoy the Capital growth, but also get Fixed Income at regular intervals.
Top 5 Hybrid Debt Funds with 3 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Hybrid Debt Fund Growth ₹82.3783
↑ 0.05 ₹3,383 3 4.1 7 12.1 12.1 10.5 Kotak Debt Hybrid Fund Growth ₹58.5411
↑ 0.03 ₹3,129 3.2 3.3 6.9 12 11.8 11.4 UTI Regular Savings Fund Growth ₹69.6592
↑ 0.02 ₹1,684 4.1 4.7 8.6 11.5 11.7 11.6 SBI Debt Hybrid Fund Growth ₹72.6413
↑ 0.10 ₹9,643 3.9 4.3 7.2 11.4 11.9 11 ICICI Prudential MIP 25 Growth ₹75.664
↑ 0.10 ₹3,188 4 4.8 9.1 11.2 10.7 11.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25
Top 5 Hybrid Equity Funds with 3 Year Highest Returns
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) JM Equity Hybrid Fund Growth ₹123.073
↑ 0.04 ₹822 8.4 -1 0.5 25.2 27.1 27 BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹38.58
↑ 0.12 ₹1,198 10.5 -0.9 3.3 24 27.3 25.8 ICICI Prudential Equity and Debt Fund Growth ₹395.68
↑ 1.26 ₹43,159 7.2 8.6 10.1 22.9 26.2 17.2 UTI Hybrid Equity Fund Growth ₹409.361
↑ 1.12 ₹6,254 7.4 3.4 7.6 20.7 21.9 19.7 DSP BlackRock Equity and Bond Fund Growth ₹362.073
↑ 0.16 ₹11,104 6.2 5.8 10.8 20.2 18.8 17.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25
Best Gold Funds with 3 Year Highest Returns 2025
Investors who want to take exposure to gold via Mutual Funds can prefer Investing in Gold funds. The Gold mutual funds invest in Gold ETFs (exchange-traded funds). Unlike physical gold, they are easy to purchase and redeem. Following are the gold funds with the highest returns in last 3 years.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Gold Savings Fund Growth ₹36.859
↓ -0.61 ₹3,045 10.6 26.5 33.7 22.5 13.5 19 IDBI Gold Fund Growth ₹25.0768
↓ -0.46 ₹149 7.6 24.1 32.3 21.9 13.1 18.7 SBI Gold Fund Growth ₹28.1525
↓ -0.48 ₹4,155 8 24.1 32 21.8 13.4 19.6 HDFC Gold Fund Growth ₹28.7863
↓ -0.48 ₹4,088 8 24.2 31.8 21.7 13.1 18.9 Axis Gold Fund Growth ₹28.015
↓ -0.48 ₹1,065 7.8 23.4 31.1 21.6 13.4 19.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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