Nippon India Mutual Fund

Nippon India Mutual Fund, previously known as Reliance Mutual Fund, stands as one of India's leading and fastest-growing Asset Management Companies. Established on June 30, 1995, it is sponsored by Nippon Life Insurance Company, Japan's largest life insurer.

The fund house boasts a robust track record of delivering consistent returns and has expanded its presence to over 260 locations across India, catering to a diverse investor base. As of December 31, 2024, Nippon India Mutual Fund manages assets worth ₹5,73,674 crores, offering a wide array of over 596 schemes across various categories, including equity, debt, hybrid, commodity, and ETFs.

The company has over 55 lakh active portfolios. There are over 200 schemes in place for customers to choose from.

Why Choose Nippon India Mutual Fund?

Nippon India Mutual Fund (formerly Reliance Mutual Fund) stands out as one of India’s most trusted and investor-friendly asset management companies. Here’s why millions of investors prefer Nippon India Mutual Fund:

• Diverse Investment Options

  With over 596 mutual fund schemes, investors can choose from equity, debt, hybrid, tax-saving (ELSS), commodity, and ETF categories. This variety allows for goal-based investing tailored to different risk profiles.

• Strong Performance Track Record

  The fund house has delivered consistent returns across multiple market cycles, backed by solid research and a disciplined investment strategy.

• Tax Benefits

  Investors can take advantage of tax-saving opportunities, particularly through schemes like the Nippon India tax saver (ELSS) Fund, which offers deductions under Section 80C of the income tax Act.

• Innovative Investment Solutions

  Nippon India Mutual Fund is known for launching new-age investment products and upgrading digital platforms to offer a seamless and tech-friendly experience for investors.

• Experienced Leadership

  Led by Mr. Sundeep Sikka and supported by an expert management team, the company brings over two decades of experience in fund management and financial services.

• Extensive Network and Reach

  With a presence in over 260 cities across India, the fund house offers excellent accessibility, on-ground support, and personalised customer service.

• Reliable Customer Support

  Nippon India has a dedicated and responsive customer care team to assist investors with queries, transactions, account services, and more.

Types of Nippon India Mutual Fund Schemes

1. Nippon India Equity Funds

Equity Funds invest primarily in stocks of companies, aiming for capital appreciation over the long term. Suitable for investors with a higher risk appetite.

2. Nippon India Debt Funds

Debt Mutual Funds primarily invest in fixed-income securities such as treasury bills, government Bonds, commercial papers, certificates of deposit, gilts, and more. These funds are suitable for investors with a low risk appetite who are looking for relatively stable returns. Some of the schemes offered by Nippon India Mutual Fund under the Debt fund category include:

3. Nippon India Hybrid Funds

As the name suggests, Hybrid Funds are a combination of equity and debt investments. Also known as Balanced Fund, they invest in both equity and fixed-income instruments in varying proportions, based on the scheme's investment objective.

If a hybrid fund allocates more than 65% of its portfolio to equity instruments, it is categorised as an equity-oriented hybrid fund. If the equity allocation is less than 65%, it typically falls under conservative hybrid funds or Monthly Income Plan (MIPs). Nippon India Mutual Fund offers several well-performing schemes under the hybrid fund category, such as:

No Funds available.

4. Nippon India ELSS Funds

ELSS, or Equity Linked Savings Scheme, is a type of equity mutual fund that invests a majority of its corpus in equity and equity-related instruments. What sets ELSS apart from other equity funds is its tax-saving feature under Section 80C of the Income Tax Act, 1961. Investors can claim a tax deduction of up to ₹1,50,000 per financial year by investing in ELSS. These funds come with a mandatory lock-in period of 3 years, which is the shortest among all tax-saving instruments.

One of the most popular ELSS schemes offered by the fund house is the Nippon India Tax Saver (ELSS) Fund. Launched in 2005, the objective of this scheme is to provide long-term capital growth along with tax benefits.

Key Highlights:

• Lock-in: 3 years
• Tax Benefit: Up to ₹1.5 lakh deduction under Section 80C
• Type: Equity – Tax Saving

Best Suited For: Salaried individuals and long-term investors seeking growth + tax benefits

Nippon India Mutual Fund SIP

Nippon India Mutual Fund SIP is a convenient and popular way to invest regularly in mutual funds. You can start your investment journey with as little as ₹100 per month. SIPs (Systematic Investment Plans) are ideal for individuals who aim to build wealth gradually while maintaining financial discipline.

By investing through SIP, you benefit from rupee cost averaging, which means you buy more units when prices are low and fewer when prices are high — helping you reduce the impact of market volatility. With this automated and consistent approach, you don’t have to worry about market timing or lump sum availability. SIPs can help you reach long-term goals like education, home purchase, and retirement.

Nippon India Mutual Fund Calculator

The Nippon India mutual fund calculator, also known as the sip calculator, helps investors estimate how their investments will grow over time. This tool simulates future returns based on your input amount, duration, and expected return rate — providing a virtual projection of your wealth creation journey.

Additionally, the calculator allows you to work backwards — helping you determine the present investment amount required to achieve your future goals. Whether you're Planning for retirement, buying a house, or purchasing a car, the calculator enables smart financial planning. It also helps you compare different categories of mutual fund schemes (equity, debt, hybrid, etc.) and choose the one best aligned with your risk appetite and objective.

Mutual Fund Calculator

How to Invest in Nippon India Mutual Fund?

1. Open Free Investment Account for Lifetime at Fincash.com.

2. Complete your Registration and KYC Process

3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

   Get Started

Nippon India Mutual Fund Account Statement

You need to log in to your Nippon India Mutual Fund account in order to view your account statement online. The statement can also be received through the post on your registered address.

Who Should Invest in Nippon India Mutual Fund?

Mutual fund investments aren’t one-size-fits-all. Based on your goals, risk appetite, and experience, here’s how you can choose the right Nippon India Mutual Fund scheme:

Whatever your profile, Nippon India Mutual Fund offers tailored solutions to match your investment journey.

Recent Awards and Recognition

Nippon India Mutual Fund has earned industry-wide recognition for its consistent performance, innovation, and investor-centric approach. Some notable accolades include:

• 🏆 Best Fund House – Equity Category by Morningstar India Awards 2024
• 🌟 Most Trusted Mutual Fund Brand – Economic Times Investor’s Choice Awards
• 🥇 Top 3 Fund Houses by SIP Inflows – AMFI Data, 2024
• 🏅 Digital Innovation in Asset Management – Fintech Awards India 2024

These recognitions affirm Nippon India's commitment to delivering value and innovation to its investors across India.

Comparison with Other Leading AMCs

Here’s a quick comparison of Nippon India Mutual Fund with two other prominent fund houses:

Nippon India MF stands out for its low-entry SIP options, extensive product range, and tech-savvy investor experience — making it a competitive choice among India’s top AMCs.

Corporate Address

Nippon Life India Asset Management Limited, 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai – 400 013

Frequently Asked Questions (FAQs)

1. Is Nippon India Mutual Fund safe to invest in?

A: Yes, it's SEBI-regulated and backed by Nippon Life Japan. Like all mutual funds, returns are market-linked, but the fund house is credible and transparent.

2. What is the minimum amount to start SIP with Nippon India MF?

A: You can start with just ₹100 per month in most schemes.

3. How can I check my Nippon India Mutual Fund statement online?

A: Log in to your account at nipponindiamf.com and navigate to ‘Account Statement’ to download or email your report.

4. Which Nippon MF schemes are best for tax-saving?

A: The Nippon India Tax Saver (ELSS) Fund is a popular option under Section 80C with a 3-year lock-in.

5. How does the Nippon India SIP Calculator work?

A: It helps you forecast your potential returns by simulating your SIP investment over your selected time horizon and expected return rate.