SIP 2022 ಗಾಗಿ 5 ಅತ್ಯುತ್ತಮ ಕಾರ್ಯಕ್ಷಮತೆಯ ಲಿಕ್ವಿಡ್ ಫಂಡ್‌ಗಳು

Updated on March 29, 2026 , 9975 views

ದ್ರವ ನಿಧಿಗಳು ಸುರಕ್ಷಿತ ವರ್ಗವೆಂದು ಪರಿಗಣಿಸಲಾಗಿದೆಸಾಲ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಅವರು ಕಡಿಮೆ ಬಡ್ಡಿ ದರ ಮತ್ತು ಕ್ರೆಡಿಟ್ ಅಪಾಯವನ್ನು ಹೊಂದಿರುತ್ತಾರೆ. ದ್ರವ ನಿಧಿಗಳು 91 ದಿನಗಳವರೆಗೆ ಮುಕ್ತಾಯವನ್ನು ಹೊಂದಿರುವ ಸಾಲ ಭದ್ರತೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆ. ಈ ನಿಧಿಗಳು ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುತ್ತವೆಬ್ಯಾಂಕ್ ಉಳಿತಾಯ ಖಾತೆ. ಬ್ಯಾಂಕ್ ಖಾತೆಗಳ 4% ಬಡ್ಡಿ ದರಕ್ಕೆ ಹೋಲಿಸಿದರೆ, ದ್ರವಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಸುಮಾರು 7% ಆದಾಯವನ್ನು ನೀಡುತ್ತದೆ. ಹೆಚ್ಚುವರಿಯಾಗಿ, ದ್ರವ ನಿಧಿಗಳು ಹೆಚ್ಚು ದ್ರವವಾಗಿರುತ್ತವೆ, ಒಬ್ಬರು ತಮ್ಮ ಹಣವನ್ನು ಒಂದು ದಿನದೊಳಗೆ ಪುನಃ ಪಡೆದುಕೊಳ್ಳಬಹುದು. ಹೂಡಿಕೆದಾರರು ಉತ್ತಮ ಆದಾಯವನ್ನು ಗಳಿಸಲು ತಮ್ಮ ಹೆಚ್ಚುವರಿ ಮೊತ್ತವನ್ನು ಹೂಡಿಕೆ ಮಾಡಬಹುದು ಅಥವಾ ಅವರು ತಮ್ಮ ಅಲ್ಪಾವಧಿಯನ್ನು ಸಾಧಿಸಲು ಹೂಡಿಕೆ ಮಾಡಬಹುದುಹಣಕಾಸಿನ ಗುರಿಗಳು. ಉದಾಹರಣೆಗೆ, ಒಬ್ಬರು ಗ್ಯಾಜೆಟ್ ಖರೀದಿಸಬೇಕಾದರೆ ಅಥವಾ ಸಣ್ಣ ಪ್ರವಾಸವನ್ನು ಯೋಜಿಸಲು ಬಯಸಿದರೆ. ಉತ್ತಮ ಆದಾಯಕ್ಕಾಗಿ, ಹೂಡಿಕೆದಾರರು ಈ ಮೊದಲೇ ಪಟ್ಟಿ ಮಾಡಲಾದ ಉನ್ನತ ಕಾರ್ಯಕ್ಷಮತೆಯ ದ್ರವ ನಿಧಿಗಳಲ್ಲಿ a ಮೂಲಕ ಹೂಡಿಕೆ ಮಾಡಬಹುದುSIP. ಅವರ ಇತ್ತೀಚಿನ ಪ್ರದರ್ಶನಗಳು ಮತ್ತು ರಿಟರ್ನ್‌ಗಳನ್ನು ನೋಡೋಣ!

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FY 22 - 23 SIP ಹೂಡಿಕೆಗಳಿಗಾಗಿ ಟಾಪ್ 5 ಅತ್ಯುತ್ತಮ ಕಾರ್ಯಕ್ಷಮತೆಯ ಲಿಕ್ವಿಡ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
IDBI Liquid Fund Growth	₹2,454.04 ↑ 0.35	₹503	500	1.7	3.4	6.6	4.5	5.3
BOI AXA Liquid Fund Growth	₹3,141.51 ↑ 0.64	₹1,915	1,000	1.5	3	6.2	7	6	6.6
Indiabulls Liquid Fund Growth	₹2,636.74 ↑ 0.52	₹193	500	1.5	2.9	6.2	6.9	5.8	6.6
Tata Liquid Fund Growth	₹4,294.22 ↑ 0.87	₹33,869	500	1.5	2.9	6.2	6.9	5.9	6.5
Mirae Asset Cash Management Fund Growth	₹2,858.61 ↑ 0.58	₹15,856	1,000	1.4	2.9	6.1	6.9	5.9	6.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI Liquid Fund	BOI AXA Liquid Fund	Indiabulls Liquid Fund	Tata Liquid Fund	Mirae Asset Cash Management Fund
Point 1	Bottom quartile AUM (₹503 Cr).	Lower mid AUM (₹1,915 Cr).	Bottom quartile AUM (₹193 Cr).	Highest AUM (₹33,869 Cr).	Upper mid AUM (₹15,856 Cr).
Point 2	Established history (15+ yrs).	Established history (17+ yrs).	Established history (14+ yrs).	Oldest track record among peers (21 yrs).	Established history (17+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 6.55% (top quartile).	1Y return: 6.22% (upper mid).	1Y return: 6.17% (lower mid).	1Y return: 6.15% (bottom quartile).	1Y return: 6.12% (bottom quartile).
Point 6	1M return: 0.53% (top quartile).	1M return: 0.51% (upper mid).	1M return: 0.50% (bottom quartile).	1M return: 0.49% (bottom quartile).	1M return: 0.51% (lower mid).
Point 7	Sharpe: 0.20 (bottom quartile).	Sharpe: 3.36 (top quartile).	Sharpe: 2.65 (lower mid).	Sharpe: 2.84 (upper mid).	Sharpe: 2.61 (bottom quartile).
Point 8	Information ratio: -5.96 (bottom quartile).	Information ratio: 1.71 (top quartile).	Information ratio: -0.47 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).
Point 9	Yield to maturity (debt): 6.66% (top quartile).	Yield to maturity (debt): 6.34% (lower mid).	Yield to maturity (debt): 5.55% (bottom quartile).	Yield to maturity (debt): 6.21% (bottom quartile).	Yield to maturity (debt): 6.35% (upper mid).
Point 10	Modified duration: 0.10 yrs (upper mid).	Modified duration: 0.13 yrs (bottom quartile).	Modified duration: 0.05 yrs (top quartile).	Modified duration: 0.10 yrs (lower mid).	Modified duration: 0.13 yrs (bottom quartile).

IDBI Liquid Fund

Bottom quartile AUM (₹503 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.55% (top quartile).
1M return: 0.53% (top quartile).
Sharpe: 0.20 (bottom quartile).
Information ratio: -5.96 (bottom quartile).
Yield to maturity (debt): 6.66% (top quartile).
Modified duration: 0.10 yrs (upper mid).

BOI AXA Liquid Fund

Lower mid AUM (₹1,915 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.22% (upper mid).
1M return: 0.51% (upper mid).
Sharpe: 3.36 (top quartile).
Information ratio: 1.71 (top quartile).
Yield to maturity (debt): 6.34% (lower mid).
Modified duration: 0.13 yrs (bottom quartile).

Indiabulls Liquid Fund

Bottom quartile AUM (₹193 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.17% (lower mid).
1M return: 0.50% (bottom quartile).
Sharpe: 2.65 (lower mid).
Information ratio: -0.47 (bottom quartile).
Yield to maturity (debt): 5.55% (bottom quartile).
Modified duration: 0.05 yrs (top quartile).

Tata Liquid Fund

Highest AUM (₹33,869 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.15% (bottom quartile).
1M return: 0.49% (bottom quartile).
Sharpe: 2.84 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.21% (bottom quartile).
Modified duration: 0.10 yrs (lower mid).

Mirae Asset Cash Management Fund

Upper mid AUM (₹15,856 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.12% (bottom quartile).
1M return: 0.51% (lower mid).
Sharpe: 2.61 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.35% (upper mid).
Modified duration: 0.13 yrs (bottom quartile).

*ಮೇಲೆ ಅತ್ಯುತ್ತಮ ಪಟ್ಟಿ ಇದೆದ್ರವ ನಿಧಿಗಳು ಮೇಲಿನ AUM/ನಿವ್ವಳ ಸ್ವತ್ತುಗಳನ್ನು ಹೊಂದಿವೆ100 ಕೋಟಿ. ವಿಂಗಡಿಸಲಾಗಿದೆಕಳೆದ 1 ವರ್ಷದ ರಿಟರ್ನ್.

1. IDBI Liquid Fund

The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for IDBI Liquid Fund

Bottom quartile AUM (₹503 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.55% (top quartile).
1M return: 0.53% (top quartile).
Sharpe: 0.20 (bottom quartile).
Information ratio: -5.96 (bottom quartile).
Yield to maturity (debt): 6.66% (top quartile).
Modified duration: 0.10 yrs (upper mid).
Average maturity: 0.11 yrs (lower mid).
Exit load: NIL.

Below is the key information for IDBI Liquid Fund

IDBI Liquid Fund Growth
Launch Date	9 Jul 10
NAV (28 Jul 23)	₹2,454.04 ↑ 0.35 (0.01 %)
Net Assets (Cr)	₹503 on 30 Jun 23
Category	Debt - Liquid Fund
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.17
Sharpe Ratio	0.2
Information Ratio	-5.96
Alpha Ratio	-0.21
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.66%
Effective Maturity	1 Month 10 Days
Modified Duration	1 Month 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,348
31 Mar 23	₹10,935

IDBI Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for IDBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.4%
1 Year	6.6%
3 Year	4.5%
5 Year	5.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Liquid Fund

Name	Since	Tenure

Data below for IDBI Liquid Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for BOI AXA Liquid Fund

Lower mid AUM (₹1,915 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.22% (upper mid).
1M return: 0.51% (upper mid).
Sharpe: 3.36 (top quartile).
Information ratio: 1.71 (top quartile).
Yield to maturity (debt): 6.34% (lower mid).
Modified duration: 0.13 yrs (bottom quartile).
Average maturity: 0.13 yrs (bottom quartile).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Tbill (~7.8%).

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund Growth
Launch Date	16 Jul 08
NAV (31 Mar 26)	₹3,141.51 ↑ 0.64 (0.02 %)
Net Assets (Cr)	₹1,915 on 28 Feb 26
Category	Debt - Liquid Fund
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.13
Sharpe Ratio	3.36
Information Ratio	1.71
Alpha Ratio	0.08
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.34%
Effective Maturity	1 Month 17 Days
Modified Duration	1 Month 17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,339
31 Mar 23	₹10,930
31 Mar 24	₹11,725
31 Mar 25	₹12,591

BOI AXA Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3%
1 Year	6.2%
3 Year	7%
5 Year	6%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.6%
2023	7.4%
2022	7%
2021	4.9%
2020	3.3%
2019	4.1%
2018	6.4%
2017	7.4%
2016	6.7%
2015	7.6%

Fund Manager information for BOI AXA Liquid Fund

Name	Since	Tenure
Mithraem Bharucha	17 Aug 21	4.54 Yr.

Data below for BOI AXA Liquid Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	99.71%
Other	0.29%

Debt Sector Allocation

Sector	Value
Cash Equivalent	57.03%
Corporate	36.26%
Government	6.43%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tbill Sovereign Bonds \| -	8%	₹149 Cr	15,000,000
Indian Bank Certificate of Deposit \| -	5%	₹100 Cr	10,000,000
Repo CBLO/Reverse Repo \| -	5%	₹99 Cr
Union Bank Of India Certificate of Deposit \| -	5%	₹92 Cr	9,300,000 ↑ 4,300,000
HDFC Securities Limited Commercial Paper \| -	4%	₹80 Cr	8,000,000
Bank Of Baroda Certificate of Deposit \| -	4%	₹75 Cr	7,500,000
Canara Bank Certificate of Deposit \| -	4%	₹75 Cr	7,500,000
07/05/2026 Maturing 91 DTB Sovereign Bonds \| -	4%	₹74 Cr	7,500,000
Export-Import Bank Of India Certificate of Deposit \| -	4%	₹74 Cr	7,500,000 ↑ 7,500,000
State Bank Of India Certificate of Deposit \| -	3%	₹65 Cr	6,500,000

3. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for Indiabulls Liquid Fund

Bottom quartile AUM (₹193 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.17% (lower mid).
1M return: 0.50% (bottom quartile).
Sharpe: 2.65 (lower mid).
Information ratio: -0.47 (bottom quartile).
Yield to maturity (debt): 5.55% (bottom quartile).
Modified duration: 0.05 yrs (top quartile).
Average maturity: 0.05 yrs (top quartile).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Bank Of Baroda (~10.7%).

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (31 Mar 26)	₹2,636.74 ↑ 0.52 (0.02 %)
Net Assets (Cr)	₹193 on 15 Mar 26
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.2
Sharpe Ratio	2.65
Information Ratio	-0.47
Alpha Ratio	-0.02
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	5.55%
Effective Maturity	17 Days
Modified Duration	17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,306
31 Mar 23	₹10,859
31 Mar 24	₹11,627
31 Mar 25	₹12,480

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	2.9%
1 Year	6.2%
3 Year	6.9%
5 Year	5.8%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.6%
2023	7.4%
2022	6.8%
2021	4.6%
2020	3.1%
2019	3.9%
2018	6.6%
2017	7.3%
2016	6.7%
2015	7.8%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	2.81 Yr.

Data below for Indiabulls Liquid Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	99.57%
Debt	0.43%

Debt Sector Allocation

Sector	Value
Cash Equivalent	49.42%
Corporate	35.43%
Government	15.15%

Credit Quality

Rating	Value
AAA	99.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bank Of Baroda Certificate of Deposit \| -	11%	₹17 Cr	1,750,000
Canara Bank Certificate of Deposit \| -	9%	₹15 Cr	1,500,000 ↑ 1,500,000
Kotak Mahindra Bank Ltd. Debentures \| -	9%	₹15 Cr	1,500,000 ↑ 1,500,000
Axis Bank Limited Certificate of Deposit \| -	9%	₹15 Cr	1,500,000
Aditya Birla Capital Limited Commercial Paper \| -	9%	₹15 Cr	1,500,000
Export-Import Bank Of India Certificate of Deposit \| -	9%	₹15 Cr	1,500,000 ↑ 500,000
HDFC Securities Ltd Commercial Paper \| -	9%	₹15 Cr	1,500,000
Reverse Repo 02-Mar-26 CBLO/Reverse Repo \| -	7%	₹12 Cr
Net Receivable/Payable Net Current Assets \| -	6%	₹10 Cr
India (Republic of) - \| -	6%	₹10 Cr	1,000,000 ↑ 1,000,000

4. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Research Highlights for Tata Liquid Fund

Highest AUM (₹33,869 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.15% (bottom quartile).
1M return: 0.49% (bottom quartile).
Sharpe: 2.84 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.21% (bottom quartile).
Modified duration: 0.10 yrs (lower mid).
Average maturity: 0.10 yrs (upper mid).
Exit load: NIL.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Tbill (~5.2%).

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (31 Mar 26)	₹4,294.22 ↑ 0.87 (0.02 %)
Net Assets (Cr)	₹33,869 on 15 Mar 26
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.39
Sharpe Ratio	2.84
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.21%
Effective Maturity	1 Month 7 Days
Modified Duration	1 Month 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,336
31 Mar 23	₹10,910
31 Mar 24	₹11,692
31 Mar 25	₹12,545

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	2.9%
1 Year	6.2%
3 Year	6.9%
5 Year	5.9%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.7%
2015	7.7%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	12.38 Yr.
Harsh Dave	1 Aug 24	1.58 Yr.

Data below for Tata Liquid Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.28%
Corporate	16.22%
Government	0.3%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tbill Sovereign Bonds \| -	5%	₹1,755 Cr	176,500,000 ↑ 1,500,000
(C) Treps CBLO/Reverse Repo \| -	5%	₹1,679 Cr
Small Industries Development Bank of India Commercial Paper \| -	4%	₹1,494 Cr	30,000
Indian Overseas Bank Debentures \| -	4%	₹1,469 Cr	29,500
National Bank for Agriculture and Rural Development Certificate of Deposit \| -	4%	₹1,221 Cr	24,500
02/04/2026 Maturing 364 DTB Sovereign Bonds \| -	3%	₹1,135 Cr	114,000,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹1,059 Cr	21,500 ↑ 21,500
Bajaj Financial Securities Limited Commercial Paper \| -	3%	₹990 Cr	20,000
National Bank For Agriculture & Rural Development Commercial Paper \| -	3%	₹985 Cr	20,000
Reliance Jio Infocomm Ltd. Commercial Paper \| -	3%	₹898 Cr	18,000

5. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Research Highlights for Mirae Asset Cash Management Fund

Upper mid AUM (₹15,856 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.12% (bottom quartile).
1M return: 0.51% (lower mid).
Sharpe: 2.61 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.35% (upper mid).
Modified duration: 0.13 yrs (bottom quartile).
Average maturity: 0.13 yrs (bottom quartile).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Net Receivables / (Payables) (~11.4%).

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund Growth
Launch Date	12 Jan 09
NAV (31 Mar 26)	₹2,858.61 ↑ 0.58 (0.02 %)
Net Assets (Cr)	₹15,856 on 15 Mar 26
Category	Debt - Liquid Fund
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆
Risk	Low
Expense Ratio	0.14
Sharpe Ratio	2.61
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.35%
Effective Maturity	1 Month 18 Days
Modified Duration	1 Month 17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,338
31 Mar 23	₹10,923
31 Mar 24	₹11,709
31 Mar 25	₹12,565

Mirae Asset Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	2.9%
1 Year	6.1%
3 Year	6.9%
5 Year	5.9%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.3%
2022	7%
2021	4.8%
2020	3.3%
2019	4.2%
2018	6.6%
2017	7.3%
2016	6.6%
2015	7.2%

Fund Manager information for Mirae Asset Cash Management Fund

Name	Since	Tenure
Pranavi Kulkarni	5 Feb 26	0.06 Yr.

Data below for Mirae Asset Cash Management Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	99.65%
Other	0.35%

Debt Sector Allocation

Sector	Value
Cash Equivalent	61.06%
Corporate	37.79%
Government	0.8%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Receivables / (Payables) Net Current Assets \| -	11%	-₹1,416 Cr
Union Bank Of India Certificate of Deposit \| -	5%	₹641 Cr	65,000,000 ↑ 35,000,000
Small Industries Development Bank Of India Certificate of Deposit \| -	4%	₹499 Cr	50,000,000
Tbill Sovereign Bonds \| -	4%	₹495 Cr	50,000,000 ↑ 50,000,000
Punjab National Bank Certificate of Deposit \| -	3%	₹424 Cr	42,500,000
Tbill Sovereign Bonds \| -	3%	₹403 Cr	40,839,200 ↑ 40,839,200
27/03/2026 Maturing 91 DTB Sovereign Bonds \| -	3%	₹349 Cr	35,000,000
Tbill Sovereign Bonds \| -	3%	₹346 Cr	35,000,000 ↑ 35,000,000
ICICI Securities Limited Commercial Paper \| -	2%	₹299 Cr	30,000,000
Aditya Birla Capital Limited Commercial Paper \| -	2%	₹299 Cr	30,000,000

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.