ਸਾਲ 2019 ਲਈ ਚੋਟੀ ਦੇ 10 ਸਰਬੋਤਮ ਪ੍ਰਦਰਸ਼ਨ ਗਿਲਟ ਫੰਡ

Updated on September 29, 2026 , 1047 views

ਗਿਲਟ ਫੰਡ ਦੀ ਇਕ ਸ਼੍ਰੇਣੀ ਹੈਡੈਬਟ ਫੰਡ ਜੋ ਮੁੱਖ ਤੌਰ 'ਤੇ ਸਰਕਾਰੀ ਫੰਡਾਂ ਵਿਚ ਆਪਣੀ ਫੰਡ ਦੀ ਰਕਮ ਦਾ ਨਿਵੇਸ਼ ਕਰਦਾ ਹੈ ਜਿਸ ਨੂੰ ਜੀ ਸੈਕਿੰਡ ਵੀ ਕਿਹਾ ਜਾਂਦਾ ਹੈ. ਇਹ ਪ੍ਰਤੀਭੂਤੀਆਂ ਰਿਜ਼ਰਵ ਬੈਂਕ ਆਫ਼ ਇੰਡੀਆ (ਆਰਬੀਆਈ) ਨੇ ਸਰਕਾਰ ਦੀ ਤਰਫੋਂ ਜਾਰੀ ਕੀਤੀਆਂ ਹਨ। ਇੱਕ ਚੱਕਰਵਾਤੀ ਉਤਪਾਦ ਮੰਨਿਆ ਜਾਂਦਾ ਹੈ; ਗਿਲਟ ਫੰਡ ਦੀ ਕਾਰਗੁਜ਼ਾਰੀ ਵਿਆਜ ਦਰ ਦੀਆਂ ਹਰਕਤਾਂ 'ਤੇ ਨਿਰਭਰ ਕਰਦੀ ਹੈ. ਇਸਦੀ ਕਾਰਗੁਜ਼ਾਰੀ ਉਦੋਂ ਵੱਧ ਜਾਂਦੀ ਹੈ ਜਦੋਂ ਵਿਆਜ਼ ਦੀਆਂ ਦਰਾਂ ਘਟਦੀਆਂ ਹਨ ਜੋ ਬਦਲੇ ਵਿਚ; ਜੀ-ਸੇਕ ਕੀਮਤਾਂ ਦੀ ਕਦਰ ਵਿੱਚ ਨਤੀਜੇ. ਕਿਉਂਕਿ ਇਹ ਫੰਡ ਸਰਕਾਰ ਦੁਆਰਾ ਜਾਰੀ ਕੀਤੇ ਜਾਂਦੇ ਹਨ ਉਹਨਾਂ ਨੂੰ ਕ੍ਰੈਡਿਟ ਜੋਖਮ ਦਾ ਸਾਹਮਣਾ ਨਹੀਂ ਕਰਨਾ ਪੈਂਦਾ. ਫਿਰ ਵੀ; ਉਹ ਵਿਆਜ ਦਰ ਦੇ ਜੋਖਮ ਲਈ ਸੰਭਾਵਤ ਹਨ. ਸਾਲ 2019 ਵਿਚ, ਦਾ ਪ੍ਰਦਰਸ਼ਨਗਿਲਟ ਫੰਡ ਚੰਗਾ ਸੀ. ਬਹੁਤ ਸਾਰੇ ਗਿਲਟ ਫੰਡਾਂ ਨੇ ਆਪਣੇ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਚੰਗੀ ਕਮਾਈ ਕੀਤੀ ਹੈ. ਤਾਂ, ਆਓ ਦੇਖੀਏ ਕਿ ਉਨ੍ਹਾਂ ਦੇ ਪ੍ਰਦਰਸ਼ਨ (ਰਿਟਰਨ) ਦੇ ਅਧਾਰ ਤੇ ਸਾਲ 2019 ਲਈ ਚੋਟੀ ਦੇ ਅਤੇ ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਗਿਲਟ ਫੰਡ ਕਿਵੇਂ ਹਨ.

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ਸਾਲ 2019 ਲਈ ਚੋਟੀ ਦੇ 10 ਪ੍ਰਦਰਸ਼ਨ ਗਿਲਟ ਫੰਡ

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Bandhan Government Securities Fund - Constant Maturity Plan Growth	₹47.7761 ↓ -0.08	₹294	7.5	9.7	7.4	6.95%	6Y 10M 10D	10Y 25D
ICICI Prudential Constant Maturity Gilt Fund Growth	₹25.6946 ↓ -0.04	₹2,012	7.5	9.3	7.7	7.06%	6Y 10M 13D	10Y 1M 13D
ICICI Prudential Gilt Fund Growth	₹106.775 ↓ -0.16	₹7,950	6.8	8.2	8.3	7.62%	8Y 10M 24D	21Y 2M 5D
SBI Magnum Constant Maturity Fund Growth	₹65.6385 ↓ -0.10	₹1,605	6.7	9.1	7.5	6.97%	6Y 9M 29D	9Y 7M 10D
DSP 10Y G-Sec Fund Growth	₹22.1764 ↓ -0.04	₹44	6.2	9	7.7	6.78%	6Y 10M 2D	8Y 10M 28D
Franklin India Government Securities Fund Growth	₹61.4116 ↑ 0.04	₹148	5.5	7.3	5.5	7.11%	3Y 8M 16D	10Y 4M 20D
Axis Gilt Fund Growth	₹26.471 ↓ -0.04	₹341	5.2	10	7.1	7.25%	8Y 11M 23D	22Y 7M 20D
HDFC Gilt Fund Growth	₹56.7413 ↓ -0.07	₹2,017	5.1	8.7	7.1	7.18%	8Y 1M 20D	20Y 8M 16D
UTI Gilt Fund Growth	₹65.4243 ↓ -0.06	₹420	5.1	8.9	6.7	6.15%	3Y	6Y 10M 20D
TATA Gilt Securities Fund Growth	₹78.9279 ↓ -0.18	₹788	4.7	8.3	7.5	7.35%	10Y 1M 17D	23Y 6M
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Bandhan Government Securities Fund - Constant Maturity Plan	ICICI Prudential Constant Maturity Gilt Fund	ICICI Prudential Gilt Fund	SBI Magnum Constant Maturity Fund	DSP 10Y G-Sec Fund	Franklin India Government Securities Fund	Axis Gilt Fund	HDFC Gilt Fund	UTI Gilt Fund	TATA Gilt Securities Fund
Point 1	Bottom quartile AUM (₹294 Cr).	Upper mid AUM (₹2,012 Cr).	Highest AUM (₹7,950 Cr).	Upper mid AUM (₹1,605 Cr).	Bottom quartile AUM (₹44 Cr).	Bottom quartile AUM (₹148 Cr).	Lower mid AUM (₹341 Cr).	Top quartile AUM (₹2,017 Cr).	Lower mid AUM (₹420 Cr).	Upper mid AUM (₹788 Cr).
Point 2	Established history (24+ yrs).	Established history (12+ yrs).	Oldest track record among peers (27 yrs).	Established history (25+ yrs).	Established history (12+ yrs).	Established history (24+ yrs).	Established history (14+ yrs).	Established history (25+ yrs).	Established history (24+ yrs).	Established history (27+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Top rated.	Rating: 4★ (top quartile).	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 3.32% (upper mid).	1Y return: 2.97% (upper mid).	1Y return: 2.84% (lower mid).	1Y return: 2.17% (lower mid).	1Y return: 1.04% (bottom quartile).	1Y return: 4.45% (top quartile).	1Y return: 3.05% (upper mid).	1Y return: 2.02% (bottom quartile).	1Y return: 4.10% (top quartile).	1Y return: 0.63% (bottom quartile).
Point 6	1M return: -1.19% (bottom quartile).	1M return: -1.16% (lower mid).	1M return: -1.16% (bottom quartile).	1M return: -1.16% (lower mid).	1M return: -1.13% (upper mid).	1M return: -0.21% (top quartile).	1M return: -0.54% (upper mid).	1M return: -0.75% (upper mid).	1M return: -0.41% (top quartile).	1M return: -1.39% (bottom quartile).
Point 7	Sharpe: 0.16 (upper mid).	Sharpe: 0.01 (upper mid).	Sharpe: 0.00 (lower mid).	Sharpe: -0.23 (bottom quartile).	Sharpe: -0.68 (bottom quartile).	Sharpe: 0.36 (top quartile).	Sharpe: 0.01 (upper mid).	Sharpe: -0.18 (lower mid).	Sharpe: 0.26 (top quartile).	Sharpe: -0.18 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.95% (bottom quartile).	Yield to maturity (debt): 7.06% (lower mid).	Yield to maturity (debt): 7.62% (top quartile).	Yield to maturity (debt): 6.97% (lower mid).	Yield to maturity (debt): 6.78% (bottom quartile).	Yield to maturity (debt): 7.11% (upper mid).	Yield to maturity (debt): 7.25% (upper mid).	Yield to maturity (debt): 7.18% (upper mid).	Yield to maturity (debt): 6.15% (bottom quartile).	Yield to maturity (debt): 7.35% (top quartile).
Point 10	Modified duration: 6.86 yrs (upper mid).	Modified duration: 6.87 yrs (lower mid).	Modified duration: 8.90 yrs (bottom quartile).	Modified duration: 6.83 yrs (upper mid).	Modified duration: 6.84 yrs (upper mid).	Modified duration: 3.71 yrs (top quartile).	Modified duration: 8.98 yrs (bottom quartile).	Modified duration: 8.14 yrs (lower mid).	Modified duration: 3.00 yrs (top quartile).	Modified duration: 10.13 yrs (bottom quartile).

Bandhan Government Securities Fund - Constant Maturity Plan

Bottom quartile AUM (₹294 Cr).
Established history (24+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 3.32% (upper mid).
1M return: -1.19% (bottom quartile).
Sharpe: 0.16 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.95% (bottom quartile).
Modified duration: 6.86 yrs (upper mid).

ICICI Prudential Constant Maturity Gilt Fund

Upper mid AUM (₹2,012 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 2.97% (upper mid).
1M return: -1.16% (lower mid).
Sharpe: 0.01 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.06% (lower mid).
Modified duration: 6.87 yrs (lower mid).

ICICI Prudential Gilt Fund

Highest AUM (₹7,950 Cr).
Oldest track record among peers (27 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 2.84% (lower mid).
1M return: -1.16% (bottom quartile).
Sharpe: 0.00 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.62% (top quartile).
Modified duration: 8.90 yrs (bottom quartile).

SBI Magnum Constant Maturity Fund

Upper mid AUM (₹1,605 Cr).
Established history (25+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately Low.
1Y return: 2.17% (lower mid).
1M return: -1.16% (lower mid).
Sharpe: -0.23 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.97% (lower mid).
Modified duration: 6.83 yrs (upper mid).

DSP 10Y G-Sec Fund

Bottom quartile AUM (₹44 Cr).
Established history (12+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 1.04% (bottom quartile).
1M return: -1.13% (upper mid).
Sharpe: -0.68 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.78% (bottom quartile).
Modified duration: 6.84 yrs (upper mid).

Franklin India Government Securities Fund

Bottom quartile AUM (₹148 Cr).
Established history (24+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 4.45% (top quartile).
1M return: -0.21% (top quartile).
Sharpe: 0.36 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.11% (upper mid).
Modified duration: 3.71 yrs (top quartile).

Axis Gilt Fund

Lower mid AUM (₹341 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 3.05% (upper mid).
1M return: -0.54% (upper mid).
Sharpe: 0.01 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.25% (upper mid).
Modified duration: 8.98 yrs (bottom quartile).

HDFC Gilt Fund

Top quartile AUM (₹2,017 Cr).
Established history (25+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 2.02% (bottom quartile).
1M return: -0.75% (upper mid).
Sharpe: -0.18 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.18% (upper mid).
Modified duration: 8.14 yrs (lower mid).

UTI Gilt Fund

Lower mid AUM (₹420 Cr).
Established history (24+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 4.10% (top quartile).
1M return: -0.41% (top quartile).
Sharpe: 0.26 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.15% (bottom quartile).
Modified duration: 3.00 yrs (top quartile).

TATA Gilt Securities Fund

Upper mid AUM (₹788 Cr).
Established history (27+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 0.63% (bottom quartile).
1M return: -1.39% (bottom quartile).
Sharpe: -0.18 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.35% (top quartile).
Modified duration: 10.13 yrs (bottom quartile).

2019 ਲਈ ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਗਿਲਟ ਮਿutਚੁਅਲ ਫੰਡ

1. Bandhan Government Securities Fund - Constant Maturity Plan

(Erstwhile IDFC Government Securities Fund - Short Term Plan)

IDFC – GSF -ST is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing Government Securities. However there is no assurance that the investment objective of the scheme will be realized.

Research Highlights for Bandhan Government Securities Fund - Constant Maturity Plan

Bottom quartile AUM (₹294 Cr).
Established history (24+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 3.32% (upper mid).
1M return: -1.19% (bottom quartile).
Sharpe: 0.16 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.95% (bottom quartile).
Modified duration: 6.86 yrs (upper mid).
Average maturity: 10.07 yrs (upper mid).
Exit load: NIL.
Top bond sector: Government.
Debt-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.94% Govt Stock 2036 (~67.1%).
Top-3 holdings concentration ~93.1%.

Below is the key information for Bandhan Government Securities Fund - Constant Maturity Plan

Bandhan Government Securities Fund - Constant Maturity Plan Growth
Launch Date	9 Mar 02
NAV (01 Oct 26)	₹47.7761 ↓ -0.08 (-0.16 %)
Net Assets (Cr)	₹294 on 15 Aug 26
Category	Debt - 10 Yr Govt Bond
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.43
Sharpe Ratio	0.16
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.95%
Effective Maturity	10 Years 25 Days
Modified Duration	6 Years 10 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,852
30 Sep 23	₹10,590
30 Sep 24	₹11,721
30 Sep 25	₹12,549
30 Sep 26	₹13,042

Bandhan Government Securities Fund - Constant Maturity Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Bandhan Government Securities Fund - Constant Maturity Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-1.2%
3 Month	-1.1%
6 Month	3.2%
1 Year	3.3%
3 Year	7.1%
5 Year	5.4%
10 Year
15 Year
Since launch	6.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	9.7%
2022	7.4%
2021	0.7%
2020	1.8%
2019	13.2%
2018	14.2%
2017	11.8%
2016	6.2%
2015	10.1%

Fund Manager information for Bandhan Government Securities Fund - Constant Maturity Plan

Name	Since	Tenure
Harshal Joshi	15 May 17	9.3 Yr.
Brijesh Shah	10 Jun 24	2.23 Yr.

Data below for Bandhan Government Securities Fund - Constant Maturity Plan as on 15 Aug 26

Asset Allocation

Asset Class	Value
Cash	4.64%
Debt	95.36%

Debt Sector Allocation

Sector	Value
Government	95.36%
Cash Equivalent	4.64%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.94% Govt Stock 2036 Sovereign Bonds \| -	67%	₹193 Cr	19,500,000
6.68% Govt Stock 2040 Sovereign Bonds \| -	20%	₹57 Cr	6,000,000
Karnataka State Development Loans Sovereign Bonds \| -	6%	₹18 Cr	1,800,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹5 Cr	500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	0%	₹1 Cr	100,000
8.24% Govt Stock 2027 Sovereign Bonds \| -	0%	₹0 Cr	44,000
Triparty Repo Trp_160926 CBLO/Reverse Repo \| -	3%	₹8 Cr
Net Current Assets Net Current Assets \| -	2%	₹6 Cr
Cash Margin - Ccil CBLO/Reverse Repo \| -	0%	₹0 Cr

2. ICICI Prudential Constant Maturity Gilt Fund

The Scheme aims to provide reasonable returns by investing in portfolio of Government Securities with average maturity of around 10 years. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Constant Maturity Gilt Fund

Upper mid AUM (₹2,012 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 2.97% (upper mid).
1M return: -1.16% (lower mid).
Sharpe: 0.01 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.06% (lower mid).
Modified duration: 6.87 yrs (lower mid).
Average maturity: 10.12 yrs (upper mid).
Exit load: 0-7 Days (0.25%),7 Days and above(NIL).
Top bond sector: Government.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.94% Govt Stock 2036 (~73.9%).
Top-3 holdings concentration ~88.1%.

Below is the key information for ICICI Prudential Constant Maturity Gilt Fund

ICICI Prudential Constant Maturity Gilt Fund Growth
Launch Date	12 Sep 14
NAV (01 Oct 26)	₹25.6946 ↓ -0.04 (-0.17 %)
Net Assets (Cr)	₹2,012 on 31 Aug 26
Category	Debt - 10 Yr Govt Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.39
Sharpe Ratio	0.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	7.06%
Effective Maturity	10 Years 1 Month 13 Days
Modified Duration	6 Years 10 Months 13 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,915
30 Sep 23	₹10,696
30 Sep 24	₹11,760
30 Sep 25	₹12,624
30 Sep 26	₹13,071

ICICI Prudential Constant Maturity Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Constant Maturity Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-1.2%
3 Month	-1.2%
6 Month	2.8%
1 Year	3%
3 Year	6.9%
5 Year	5.5%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	9.3%
2022	7.7%
2021	1.2%
2020	2.8%
2019	13.6%
2018	12.8%
2017	9.7%
2016	2.4%
2015	16.2%

Fund Manager information for ICICI Prudential Constant Maturity Gilt Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	2.61 Yr.
Raunak Surana	22 Jan 24	2.61 Yr.

Data below for ICICI Prudential Constant Maturity Gilt Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	2.91%
Debt	97.09%

Debt Sector Allocation

Sector	Value
Government	97.09%
Cash Equivalent	2.91%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.94% Govt Stock 2036 Sovereign Bonds \| -	74%	₹1,463 Cr	147,724,070 ↑ 17,500,000
7.06% Govt Stock 2041 Sovereign Bonds \| -	8%	₹163 Cr	16,500,000 ↓ -10,000,000
6.68% Govt Stock 2040 Sovereign Bonds \| -	6%	₹119 Cr	12,492,500
State Government Of Karnataka Sovereign Bonds \| -	4%	₹73 Cr	7,500,000
7.18% Uttarpradesh Sgs 2035 Sovereign Bonds \| -	3%	₹53 Cr	5,500,000
7.74% Karnataka Sgs 2036 Sovereign Bonds \| -	3%	₹50 Cr	5,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	0%	₹2 Cr	200,000
Treps CBLO/Reverse Repo \| -	2%	₹32 Cr
Net Current Assets Net Current Assets \| -	1%	₹25 Cr
6.64% Govt Stock 2035 Sovereign Bonds \| -		₹0 Cr	00 ↓ -1,000,000

3. ICICI Prudential Gilt Fund

(Erstwhile ICICI Prudential Long Term Gilt Fund)

To generate income through investment in Gilts of various maturities.

Research Highlights for ICICI Prudential Gilt Fund

Highest AUM (₹7,950 Cr).
Oldest track record among peers (27 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 2.84% (lower mid).
1M return: -1.16% (bottom quartile).
Sharpe: 0.00 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.62% (top quartile).
Modified duration: 8.90 yrs (bottom quartile).
Average maturity: 21.18 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.9% Govt Stock 2065 (~15.7%).
Top-3 holdings concentration ~38.7%.

Below is the key information for ICICI Prudential Gilt Fund

ICICI Prudential Gilt Fund Growth
Launch Date	19 Aug 99
NAV (01 Oct 26)	₹106.775 ↓ -0.16 (-0.15 %)
Net Assets (Cr)	₹7,950 on 31 Aug 26
Category	Debt - Government Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.09
Sharpe Ratio	0
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.62%
Effective Maturity	21 Years 2 Months 5 Days
Modified Duration	8 Years 10 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,244
30 Sep 23	₹11,039
30 Sep 24	₹11,972
30 Sep 25	₹12,815
30 Sep 26	₹13,233

ICICI Prudential Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-1.2%
3 Month	-1.4%
6 Month	3.2%
1 Year	2.8%
3 Year	6.2%
5 Year	5.7%
10 Year
15 Year
Since launch	9.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.8%
2023	8.2%
2022	8.3%
2021	3.7%
2020	3.8%
2019	12.6%
2018	10.8%
2017	6.8%
2016	2.1%
2015	18.2%

Fund Manager information for ICICI Prudential Gilt Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	2.61 Yr.
Raunak Surana	22 Jan 24	2.61 Yr.

Data below for ICICI Prudential Gilt Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	1.68%
Debt	98.32%

Debt Sector Allocation

Sector	Value
Government	98.32%
Cash Equivalent	1.68%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	16%	₹1,288 Cr	143,466,750
6.94% Govt Stock 2036 Sovereign Bonds \| -	14%	₹1,139 Cr	115,000,000 ↑ 45,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	9%	₹752 Cr	79,038,200
7.24% Govt Stock 2055 Sovereign Bonds \| -	8%	₹622 Cr	65,327,960 ↑ 4,500,000
Government Securities Sovereign Bonds \| -	4%	₹321 Cr	32,140,300 ↑ 32,140,300
7.15% Maharashtra Sgs 2049 Sovereign Bonds \| -	3%	₹277 Cr	30,000,000
7.13% Maharashtra Sgs 2048 Sovereign Bonds \| -	3%	₹269 Cr	29,159,500
7.12% Uttarpradesh Sgs 2033 Sovereign Bonds \| -	3%	₹243 Cr	25,000,000
7.16% Maharashtra Sgs 2050 Sovereign Bonds \| -	3%	₹230 Cr	25,000,000
Telangana (Government of) - \| -	3%	₹212 Cr	21,433,600

4. SBI Magnum Constant Maturity Fund

(Erstwhile SBI Magnum Gilt Fund Short Term)

To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt.

Research Highlights for SBI Magnum Constant Maturity Fund

Upper mid AUM (₹1,605 Cr).
Established history (25+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately Low.
1Y return: 2.17% (lower mid).
1M return: -1.16% (lower mid).
Sharpe: -0.23 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.97% (lower mid).
Modified duration: 6.83 yrs (upper mid).
Average maturity: 9.61 yrs (upper mid).
Exit load: NIL.
Top bond sector: Government.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.94% Govt Stock 2036 (~66.8%).
Top-3 holdings concentration ~91.1%.

Below is the key information for SBI Magnum Constant Maturity Fund

SBI Magnum Constant Maturity Fund Growth
Launch Date	30 Dec 00
NAV (01 Oct 26)	₹65.6385 ↓ -0.10 (-0.14 %)
Net Assets (Cr)	₹1,605 on 31 Aug 26
Category	Debt - 10 Yr Govt Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.63
Sharpe Ratio	-0.23
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.97%
Effective Maturity	9 Years 7 Months 10 Days
Modified Duration	6 Years 9 Months 29 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,952
30 Sep 23	₹10,707
30 Sep 24	₹11,790
30 Sep 25	₹12,547
30 Sep 26	₹12,892

SBI Magnum Constant Maturity Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for SBI Magnum Constant Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-1.2%
3 Month	-1.3%
6 Month	2.3%
1 Year	2.2%
3 Year	6.3%
5 Year	5.2%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	9.1%
2022	7.5%
2021	1.3%
2020	2.4%
2019	11.6%
2018	11.9%
2017	9.9%
2016	6.2%
2015	12.8%

Fund Manager information for SBI Magnum Constant Maturity Fund

Name	Since	Tenure
Sudhir Agarwal	1 Jul 25	1.17 Yr.

Data below for SBI Magnum Constant Maturity Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	2.7%
Debt	97.3%

Debt Sector Allocation

Sector	Value
Government	97.3%
Cash Equivalent	2.7%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.94% Govt Stock 2036 Sovereign Bonds \| -	67%	₹1,060 Cr	107,000,000 ↑ 25,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	15%	₹241 Cr	23,999,500
6.48% Govt Stock 2035 Sovereign Bonds \| -	9%	₹144 Cr	15,000,000 ↓ -26,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	6%	₹98 Cr	10,000,000 ↓ -500,000
Net Receivable / Payable CBLO \| -	3%	₹40 Cr
Treps CBLO/Reverse Repo \| -	0%	₹2 Cr

5. DSP 10Y G-Sec Fund

(Erstwhile DSP BlackRock Constant Maturity 10Y G-Sec Fund)

The investment objective of the Scheme is to seek to generate returns commensurate with risk from a portfolio of Government Securities with weighted average maturity of around 10 years. There is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for DSP 10Y G-Sec Fund

Bottom quartile AUM (₹44 Cr).
Established history (12+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 1.04% (bottom quartile).
1M return: -1.13% (upper mid).
Sharpe: -0.68 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.78% (bottom quartile).
Modified duration: 6.84 yrs (upper mid).
Average maturity: 8.91 yrs (top quartile).
Exit load: 0-7 Days (0.1%),7 Days and above(NIL).
Top bond sector: Government.
Debt-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.94% Govt Stock 2036 (~94.8%).
Top-3 holdings concentration ~99.7%.

Below is the key information for DSP 10Y G-Sec Fund

DSP 10Y G-Sec Fund Growth
Launch Date	26 Sep 14
NAV (01 Oct 26)	₹22.1764 ↓ -0.04 (-0.16 %)
Net Assets (Cr)	₹44 on 15 Aug 26
Category	Debt - 10 Yr Govt Bond
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.51
Sharpe Ratio	-0.68
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-7 Days (0.1%),7 Days and above(NIL)
Yield to Maturity	6.78%
Effective Maturity	8 Years 10 Months 28 Days
Modified Duration	6 Years 10 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,779
30 Sep 23	₹10,559
30 Sep 24	₹11,588
30 Sep 25	₹12,328
30 Sep 26	₹12,522

DSP 10Y G-Sec Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for DSP 10Y G-Sec Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-1.1%
3 Month	-1.4%
6 Month	1.8%
1 Year	1%
3 Year	5.8%
5 Year	4.6%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.2%
2023	9%
2022	7.7%
2021	0.1%
2020	0.7%
2019	11.8%
2018	10.8%
2017	5.9%
2016	2.3%
2015	15.5%

Fund Manager information for DSP 10Y G-Sec Fund

Name	Since	Tenure
Shantanu Godambe	1 Jul 23	3.17 Yr.

Data below for DSP 10Y G-Sec Fund as on 15 Aug 26

Asset Allocation

Asset Class	Value
Cash	1.85%
Debt	98.15%

Debt Sector Allocation

Sector	Value
Government	98.15%
Cash Equivalent	1.85%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.94% Govt Stock 2036 Sovereign Bonds \| -	95%	₹36 Cr	3,500,000 ↓ -561,000
6.48% Govt Stock 2035 Sovereign Bonds \| -	3%	₹1 Cr	125,000
Net Receivables/Payables Net Current Assets \| -	2%	₹1 Cr
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	0%	₹0 Cr

6. Franklin India Government Securities Fund

(Erstwhile Franklin India Government Securities Fund - Long Term Plan)

Aims to invest exclusively in government securities of Zero credit or default risk

Research Highlights for Franklin India Government Securities Fund

Bottom quartile AUM (₹148 Cr).
Established history (24+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 4.45% (top quartile).
1M return: -0.21% (top quartile).
Sharpe: 0.36 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.11% (upper mid).
Modified duration: 3.71 yrs (top quartile).
Average maturity: 10.39 yrs (lower mid).
Exit load: NIL.
Top bond sector: Government.
Debt-heavy allocation (~67%).
High-quality debt (AAA/AA ~100%).
Largest holding Maharashtra SDL (~20.1%).
Top-3 holdings concentration ~41.2%.

Below is the key information for Franklin India Government Securities Fund

Franklin India Government Securities Fund Growth
Launch Date	7 Dec 01
NAV (01 Oct 26)	₹61.4116 ↑ 0.04 (0.07 %)
Net Assets (Cr)	₹148 on 15 Aug 26
Category	Debt - Government Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.14
Sharpe Ratio	0.36
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.11%
Effective Maturity	10 Years 4 Months 20 Days
Modified Duration	3 Years 8 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,117
30 Sep 23	₹10,680
30 Sep 24	₹11,502
30 Sep 25	₹12,102
30 Sep 26	₹12,666

Franklin India Government Securities Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for Franklin India Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-0.2%
3 Month	0.5%
6 Month	4.1%
1 Year	4.5%
3 Year	5.9%
5 Year	4.9%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.5%
2023	7.3%
2022	5.5%
2021	2.5%
2020	2.1%
2019	8.5%
2018	8%
2017	4.3%
2016	0.1%
2015	15.7%

Fund Manager information for Franklin India Government Securities Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	2.9 Yr.
Anuj Tagra	7 Mar 24	2.48 Yr.

Data below for Franklin India Government Securities Fund as on 15 Aug 26

Asset Allocation

Asset Class	Value
Cash	33.41%
Debt	66.59%

Debt Sector Allocation

Sector	Value
Government	87.04%
Cash Equivalent	12.96%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Maharashtra SDL Sovereign Bonds \| -	20%	₹29 Cr	3,000,000 ↑ 3,000,000
7.73% Andhra Sgs 2032 Sovereign Bonds \| -	11%	₹16 Cr	1,500,000
7.62% Punjab Sgs 2033 Sovereign Bonds \| -	10%	₹15 Cr	1,500,000
India (Republic of) - \| -	10%	₹15 Cr	1,500,000
India (Republic of) - \| -	10%	₹15 Cr	1,500,000 ↑ 1,500,000
7.86% Haryana Sdl 2032 Sovereign Bonds \| -	7%	₹10 Cr	1,000,000
Punjab (State Of) 7.02% - \| -	5%	₹8 Cr	800,000 ↓ -1,200,000
Kerala (Government of) 7.56% - \| -	3%	₹5 Cr	510,200
7.17% Rajasthan Sdl 2032 Sovereign Bonds \| -	3%	₹5 Cr	500,000
Bihar State Development Loans Sovereign Bonds \| -	2%	₹3 Cr	312,440

7. Axis Gilt Fund

(Erstwhile Axis Constant Maturity 10 Year Fund)

To generate returns similar to that of 10 year government bonds.

Research Highlights for Axis Gilt Fund

Lower mid AUM (₹341 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 3.05% (upper mid).
1M return: -0.54% (upper mid).
Sharpe: 0.01 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.25% (upper mid).
Modified duration: 8.98 yrs (bottom quartile).
Average maturity: 22.64 yrs (bottom quartile).
Exit load: NIL.
Top bond sector: Government.
Conservative stance with elevated cash (~40%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~18.6%).
Top-3 holdings concentration ~40.0%.

Below is the key information for Axis Gilt Fund

Axis Gilt Fund Growth
Launch Date	23 Jan 12
NAV (01 Oct 26)	₹26.471 ↓ -0.04 (-0.15 %)
Net Assets (Cr)	₹341 on 31 Aug 26
Category	Debt - Government Bond
AMC	Axis Asset Management Company Limited
Rating	☆
Risk	Moderate
Expense Ratio	0.82
Sharpe Ratio	0.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.25%
Effective Maturity	22 Years 7 Months 20 Days
Modified Duration	8 Years 11 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,127
30 Sep 23	₹10,723
30 Sep 24	₹11,962
30 Sep 25	₹12,555
30 Sep 26	₹13,015

Axis Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Axis Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-0.5%
3 Month	-1.2%
6 Month	3.5%
1 Year	3.1%
3 Year	6.6%
5 Year	5.4%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.2%
2023	10%
2022	7.1%
2021	2.4%
2020	2.4%
2019	13.1%
2018	12%
2017	5.3%
2016	1.4%
2015	13.7%

Fund Manager information for Axis Gilt Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	13.83 Yr.
Sachin Jain	1 Feb 23	3.58 Yr.

Data below for Axis Gilt Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	40.14%
Debt	59.86%

Debt Sector Allocation

Sector	Value
Government	67.2%
Cash Equivalent	32.8%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	19%	₹63 Cr	6,500,000 ↑ 6,500,000
7.24% Govt Stock 2055 Sovereign Bonds \| -	14%	₹48 Cr	5,000,000 ↓ -1,000,000
India (Republic of) - \| -	7%	₹25 Cr	2,500,000 ↑ 2,500,000
Tbill Sovereign Bonds \| -	7%	₹25 Cr	2,500,000 ↑ 2,500,000
91 Days Tbill (Md 10/12/2026) Sovereign Bonds \| -	7%	₹25 Cr	2,500,000 ↑ 2,500,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	7%	₹23 Cr	2,500,000
7.63% Government Of India (15/09/2056) Sovereign Bonds \| -	3%	₹12 Cr	1,177,600 ↑ 1,177,600
7.71% Govt Stock 2066 Sovereign Bonds \| -	3%	₹10 Cr	1,000,000 ↓ -1,000,000
Tbill Sovereign Bonds \| -	3%	₹10 Cr	1,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹9 Cr	994,700

8. HDFC Gilt Fund

(Erstwhile HDFC Gilt Fund - Long Term Plan)

The scheme seeks to generate credit risk - free returns through investments in sovereign securities issued by the Central Government and / or State Governments.

Research Highlights for HDFC Gilt Fund

Top quartile AUM (₹2,017 Cr).
Established history (25+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 2.02% (bottom quartile).
1M return: -0.75% (upper mid).
Sharpe: -0.18 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.18% (upper mid).
Modified duration: 8.14 yrs (lower mid).
Average maturity: 20.71 yrs (lower mid).
Exit load: NIL.
Top bond sector: Government.
Debt-heavy allocation (~82%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.9% Govt Stock 2065 (~16.0%).

Below is the key information for HDFC Gilt Fund

HDFC Gilt Fund Growth
Launch Date	25 Jul 01
NAV (01 Oct 26)	₹56.7413 ↓ -0.07 (-0.13 %)
Net Assets (Cr)	₹2,017 on 31 Aug 26
Category	Debt - Government Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.9
Sharpe Ratio	-0.18
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.18%
Effective Maturity	20 Years 8 Months 16 Days
Modified Duration	8 Years 1 Month 20 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,036
30 Sep 23	₹10,733
30 Sep 24	₹11,790
30 Sep 25	₹12,386
30 Sep 26	₹12,705

HDFC Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for HDFC Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-0.7%
3 Month	-1.3%
6 Month	3.1%
1 Year	2%
3 Year	5.7%
5 Year	4.9%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.1%
2023	8.7%
2022	7.1%
2021	1.7%
2020	2.2%
2019	10.7%
2018	8.6%
2017	5.4%
2016	1.8%
2015	16.6%

Fund Manager information for HDFC Gilt Fund

Name	Since	Tenure
Anil Bamboli	1 Sep 07	19.01 Yr.
Dhruv Muchhal	22 Jun 23	3.19 Yr.

Data below for HDFC Gilt Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	18.2%
Debt	81.8%

Debt Sector Allocation

Sector	Value
Government	81.8%
Cash Equivalent	18.2%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	16%	₹319 Cr	35,500,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	11%	₹229 Cr	24,030,000
6.94% Govt Stock 2036 Sovereign Bonds \| -	7%	₹149 Cr	15,000,000 ↑ 5,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	6%	₹121 Cr	12,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	6%	₹120 Cr	12,500,000 ↓ -10,000,000
6.97% Karnataka Sdl 2028 Sovereign Bonds \| -	5%	₹109 Cr	10,856,700 ↑ 10,856,700
Gujarat SDL Sovereign Bonds \| -	4%	₹78 Cr	8,000,000
7.64% Gujarat Sgs 2033 Sovereign Bonds \| -	2%	₹49 Cr	4,916,700
India (Republic of) - \| -	2%	₹49 Cr	5,000,000 ↑ 5,000,000
6.99% Madhyapradesh Sdl 2041 Sovereign Bonds \| -	2%	₹46 Cr	5,000,000

9. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Gilt Fund

Lower mid AUM (₹420 Cr).
Established history (24+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 4.10% (top quartile).
1M return: -0.41% (top quartile).
Sharpe: 0.26 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.15% (bottom quartile).
Modified duration: 3.00 yrs (top quartile).
Average maturity: 6.89 yrs (top quartile).
Exit load: NIL.
Top bond sector: Government.
Debt-heavy allocation (~91%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.9% Govt Stock 2065 (~44.3%).
Top-3 holdings concentration ~74.5%.

Below is the key information for UTI Gilt Fund

UTI Gilt Fund Growth
Launch Date	21 Jan 02
NAV (01 Oct 26)	₹65.4243 ↓ -0.06 (-0.09 %)
Net Assets (Cr)	₹420 on 31 Aug 26
Category	Debt - Government Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.92
Sharpe Ratio	0.26
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.15%
Effective Maturity	6 Years 10 Months 20 Days
Modified Duration	3 Years

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,132
30 Sep 23	₹10,824
30 Sep 24	₹11,883
30 Sep 25	₹12,409
30 Sep 26	₹12,970

UTI Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-0.4%
3 Month	-0.3%
6 Month	2.7%
1 Year	4.1%
3 Year	6.2%
5 Year	5.3%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.1%
2023	8.9%
2022	6.7%
2021	2.9%
2020	2.3%
2019	10.3%
2018	11.8%
2017	6.3%
2016	4.3%
2015	15.5%

Fund Manager information for UTI Gilt Fund

Name	Since	Tenure
Pankaj Pathak	8 Apr 25	1.4 Yr.

Data below for UTI Gilt Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	9.07%
Debt	90.93%

Debt Sector Allocation

Sector	Value
Government	90.93%
Cash Equivalent	9.07%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	44%	₹184 Cr	2,050,000,000 ↓ -50,000,000
6.79% Govt Stock 2027 Sovereign Bonds \| -	18%	₹75 Cr	750,000,000 ↓ -250,000,000
7.71% Govt Stock 2066 Sovereign Bonds \| -	12%	₹50 Cr	500,000,000 ↑ 500,000,000
7.24% Govt Stock 2055 Sovereign Bonds \| -	9%	₹38 Cr	400,000,000
7.18% Tamilnadu SDL 2027 Sovereign Bonds \| -	4%	₹15 Cr	150,000,000
7.3% Uttarakhand Sgs 2032 Sovereign Bonds \| -	2%	₹8 Cr	85,730,000
7.77% Andhra Sdl 2028 Sovereign Bonds \| -	1%	₹5 Cr	50,000,000
Day Tbill Sovereign Bonds \| -	0%	₹2 Cr	16,050,000 ↓ -300,000,000
Net Current Assets Net Current Assets \| -	9%	₹36 Cr
Clearing Corporation Of India Ltd. Std - Margin CBLO/Reverse Repo \| -	0%	₹2 Cr	00

10. TATA Gilt Securities Fund

To generate risk-free return and thus provide medium to long term capital gains and income distribution to its Unitholders, while at all times emphasising the importance of capital preservation.

Research Highlights for TATA Gilt Securities Fund

Upper mid AUM (₹788 Cr).
Established history (27+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 0.63% (bottom quartile).
1M return: -1.39% (bottom quartile).
Sharpe: -0.18 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.35% (top quartile).
Modified duration: 10.13 yrs (bottom quartile).
Average maturity: 23.50 yrs (bottom quartile).
Exit load: 0-180 Days (0.5%),180 Days and above(NIL).
Top bond sector: Government.
Debt-heavy allocation (~91%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.9% Govt Stock 2065 (~40.4%).
Top-3 holdings concentration ~85.7%.

Below is the key information for TATA Gilt Securities Fund

TATA Gilt Securities Fund Growth
Launch Date	6 Sep 99
NAV (01 Oct 26)	₹78.9279 ↓ -0.18 (-0.22 %)
Net Assets (Cr)	₹788 on 31 Aug 26
Category	Debt - Government Bond
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.38
Sharpe Ratio	-0.18
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-180 Days (0.5%),180 Days and above(NIL)
Yield to Maturity	7.35%
Effective Maturity	23 Years 6 Months
Modified Duration	10 Years 1 Month 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,167
30 Sep 23	₹10,831
30 Sep 24	₹11,806
30 Sep 25	₹12,402
30 Sep 26	₹12,580

TATA Gilt Securities Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for TATA Gilt Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-1.4%
3 Month	-1.8%
6 Month	3.8%
1 Year	0.6%
3 Year	5%
5 Year	4.7%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.7%
2023	8.3%
2022	7.5%
2021	2.4%
2020	0.8%
2019	9.9%
2018	9.7%
2017	4.9%
2016	2.7%
2015	13.4%

Fund Manager information for TATA Gilt Securities Fund

Name	Since	Tenure
Akhil Mittal	1 Mar 22	4.51 Yr.
Puja Kasat	1 Jun 26	0.25 Yr.

Data below for TATA Gilt Securities Fund as on 31 Aug 26

Asset Allocation

Asset Class	Value
Cash	8.99%
Debt	91.01%

Debt Sector Allocation

Sector	Value
Government	91.01%
Cash Equivalent	8.99%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	40%	₹314 Cr	35,000,000
7.06% Govt Stock 2041 Sovereign Bonds \| -	38%	₹296 Cr	30,000,000 ↓ -5,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	6%	₹47 Cr	5,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000
F) Repo CBLO/Reverse Repo \| -	7%	₹56 Cr
Cash / Net Current Asset Net Current Assets \| -	2%	₹14 Cr

Disclaimer:
ਇੱਥੇ ਪ੍ਰਦਾਨ ਕੀਤੀ ਜਾਣਕਾਰੀ ਨੂੰ ਸਹੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ. ਹਾਲਾਂਕਿ, ਅੰਕੜਿਆਂ ਦੀ ਸ਼ੁੱਧਤਾ ਦੇ ਸੰਬੰਧ ਵਿੱਚ ਕੋਈ ਗਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਜਾਂਦੀ. ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਯੋਜਨਾ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਜਾਂਚ ਕਰੋ.