2022 ರಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು 8 ಅತ್ಯುತ್ತಮ ಕಾರ್ಯಕ್ಷಮತೆ ಕೇಂದ್ರೀಕೃತ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Table of Contents

ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳು ಯಾವುವು?
ಫೋಕಸ್ಡ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರ ಪ್ರಯೋಜನಗಳು
ಟಾಪ್ 8 ಅತ್ಯುತ್ತಮ ಕೇಂದ್ರೀಕೃತ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು FY 22 - 23
ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಕೇಂದ್ರೀಕೃತ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?
FAQ ಗಳು
Top 8 Equity - Focused Funds

8 ಅತ್ಯುತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತಿರುವ ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳು 2022

Updated on April 27, 2025 , 50682 views

ಸ್ಟಾಕ್‌ಗಳನ್ನು ಆಯ್ಕೆಮಾಡುವಲ್ಲಿ ಅವುಗಳ ವ್ಯವಸ್ಥಿತ ವಿಧಾನದಿಂದಾಗಿ ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳು ಜನಪ್ರಿಯವಾಗುತ್ತಿವೆ. ಈ ನಿಧಿಗಳು ಹೆಚ್ಚಿನ ಆದಾಯದ ಗುರಿಯನ್ನು ಹೊಂದಿವೆಹೂಡಿಕೆ ಸೀಮಿತ ಷೇರುಗಳಲ್ಲಿ. ಆದರೆ, ನಾವು ಉತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುವ ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳ ಪಟ್ಟಿಗೆ ಹೋಗುವ ಮೊದಲು, ಈ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಯ ಉದ್ದೇಶ ಮತ್ತು ಉದ್ದೇಶವನ್ನು ಮೊದಲು ಅರ್ಥಮಾಡಿಕೊಳ್ಳೋಣ.

ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳು ಯಾವುವು?

ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳು ಒಂದು ವಿಧಈಕ್ವಿಟಿ ಫಂಡ್ ಅದು ಸೀಮಿತ ಸಂಖ್ಯೆಯ ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆ. ಈ ನಿಧಿಗಳು ದೊಡ್ಡ ಕ್ಯಾಪ್, ಮಿಡ್, ಸ್ಮಾಲ್ ಅಥವಾ ಮಲ್ಟಿ ಕ್ಯಾಪ್ ಸ್ಟಾಕ್‌ಗಳ ಮೇಲೆ ಕೇಂದ್ರೀಕರಿಸುತ್ತವೆ. ಭಾರತದ ಭದ್ರತೆ ಮತ್ತು ವಿನಿಮಯದ ಪ್ರಕಾರ (SEBI), ಕೇಂದ್ರೀಕೃತ ನಿಧಿಯು ಕನಿಷ್ಠ 30 ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು. ಕೇಂದ್ರೀಕೃತ ನಿಧಿ ಯೋಜನೆಯು ತನ್ನ ಒಟ್ಟು ಆಸ್ತಿಯಲ್ಲಿ ಕನಿಷ್ಠ 60 ಪ್ರತಿಶತವನ್ನು ಈಕ್ವಿಟಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು.

ಬೆಳವಣಿಗೆಯ ಸಾಮರ್ಥ್ಯವನ್ನು ಹೊಂದಿರುವ ಸೀಮಿತ ಸಂಖ್ಯೆಯ ಗುಣಮಟ್ಟದ ಕಂಪನಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ, ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳು ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ತಲುಪಿಸುವ ಗುರಿಯನ್ನು ಹೊಂದಿವೆ. ಈ ನಿಧಿಗಳು ಪ್ರಮಾಣಕ್ಕಿಂತ ಗುಣಮಟ್ಟವನ್ನು ಒತ್ತಿಹೇಳುತ್ತವೆ. ಹೆಚ್ಚಿನ ಸಂಖ್ಯೆಯ ಹಿಡುವಳಿಗಳಲ್ಲಿ ವೈವಿಧ್ಯಗೊಳಿಸುವುದಕ್ಕಿಂತ ಹೆಚ್ಚಾಗಿ, ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳ ನಿಧಿ ವ್ಯವಸ್ಥಾಪಕರು ಹೆಚ್ಚು ವಿಶ್ವಾಸ ಹೊಂದಿರುವ ಷೇರುಗಳನ್ನು ಹಿಡಿದಿಟ್ಟುಕೊಳ್ಳಲು ಆದ್ಯತೆ ನೀಡುತ್ತಾರೆ. ಈ ನಿಧಿಗಳು ಖರೀದಿಸುವ ಭದ್ರತೆಗಳನ್ನು ಸಾಮಾನ್ಯವಾಗಿ ಸಂಪೂರ್ಣವಾಗಿ ಸಂಶೋಧಿಸಲಾಗುತ್ತದೆ.

ಈ ನಿಧಿಗಳ ಅನನುಕೂಲವೆಂದರೆ ಅವುಗಳು ವೈವಿಧ್ಯೀಕರಣವನ್ನು ಹೊಂದಿರುವುದಿಲ್ಲ, ಹೀಗಾಗಿ ಇತರರಿಗೆ ಹೋಲಿಸಿದರೆ ಹೆಚ್ಚಿನ ಪ್ರಮಾಣದ ಅಪಾಯಕ್ಕೆ ಒಡ್ಡಿಕೊಳ್ಳುತ್ತವೆಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು.

ಫೋಕಸ್ಡ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರ ಪ್ರಯೋಜನಗಳು

ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳು ಸೀಮಿತ ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ, ಅವು ಅತ್ಯಂತ ಕ್ರಮಬದ್ಧವಾಗಿವೆ. ಈ ನಿಧಿಗಳು ಹೂಡಿಕೆದಾರರ ಪರವಾಗಿ ಕೆಲಸ ಮಾಡಬಹುದಾದ ಅತ್ಯುತ್ತಮ ಹೂಡಿಕೆಗಳನ್ನು ಆಯ್ಕೆ ಮಾಡಲು ಪ್ರಯತ್ನಿಸುತ್ತವೆ. ಕೇಂದ್ರೀಕೃತ ನಿಧಿಯ ಸಂಪೂರ್ಣ ಉದ್ದೇಶವು ಸರಿಯಾದ ಸ್ಟಾಕ್‌ನೊಂದಿಗೆ ಬುಲ್ಸ್ ಐ ಅನ್ನು ಹೊಡೆಯುವುದು ಮತ್ತು ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ಗಳಿಸುವುದು. ಫೋಕಸ್ಡ್ ಫಂಡ್‌ಗಳ ಫಂಡ್ ಮ್ಯಾನೇಜರ್‌ಗಳು ವಿಜೇತರನ್ನು ಆಯ್ಕೆಮಾಡುವಲ್ಲಿ ಪರಿಣಿತರಾಗಿದ್ದಾರೆ ಮತ್ತು ವಿಶಾಲವಾದ ಸ್ಟಾಕ್‌ನ ಆದಾಯವನ್ನು ಸೋಲಿಸುತ್ತಾರೆಮಾರುಕಟ್ಟೆ.

Ready to Invest?
Talk to our investment specialist

ಟಾಪ್ 8 ಅತ್ಯುತ್ತಮ ಕೇಂದ್ರೀಕೃತ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Focused 30 Fund Growth	₹221.17 ↓ -0.36	₹17,227	6.3	1.2	15.6	23.6	30.4	24
ICICI Prudential Focused Equity Fund Growth	₹87.2 ↓ -0.21	₹10,484	7.5	0.1	14.5	22.1	28.2	26.5
DSP BlackRock Focus Fund Growth	₹52.458 ↓ -0.09	₹2,447	5.4	-1.9	13.7	18	21.8	18.5
Franklin India Focused Equity Fund Growth	₹103.121 ↑ 0.15	₹11,396	3.8	-2.7	5.8	17.4	26.1	19.9
Sundaram Select Focus Fund Growth	₹264.968 ↓ -1.18	₹1,354	-5	8.5	24.5	17	17.3
IIFL Focused Equity Fund Growth	₹44.9477 ↓ -0.09	₹6,730	3.7	-4	3.8	16.4	24.2	14.7
Aditya Birla Sun Life Focused Equity Fund Growth	₹136.388 ↑ 0.52	₹7,360	3.9	-2.3	9.8	15.6	21.8	18.7
Nippon India Focused Equity Fund Growth	₹114.714 ↑ 0.34	₹7,922	5.6	-2.4	7.9	13.9	25.5	10.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25

1. HDFC Focused 30 Fund

(Erstwhile HDFC Core & Satellite Fund)

To generate capital appreciation through equity investment in companies whose shares are quoting at prices below their true value.

HDFC Focused 30 Fund is a Equity - Focused fund was launched on 17 Sep 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.2% since its launch. Ranked 39 in Focused category. Return for 2024 was 24% , 2023 was 29.6% and 2022 was 18.3% .

Below is the key information for HDFC Focused 30 Fund

HDFC Focused 30 Fund Growth
Launch Date	17 Sep 04
NAV (29 Apr 25)	₹221.17 ↓ -0.36 (-0.16 %)
Net Assets (Cr)	₹17,227 on 31 Mar 25
Category	Equity - Focused
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	0.7
Information Ratio	1.95
Alpha Ratio	7.97
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,718
31 Mar 22	₹21,792
31 Mar 23	₹24,783
31 Mar 24	₹34,906
31 Mar 25	₹40,341

HDFC Focused 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for HDFC Focused 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	3.4%
3 Month	6.3%
6 Month	1.2%
1 Year	15.6%
3 Year	23.6%
5 Year	30.4%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24%
2023	29.6%
2022	18.3%
2021	40.1%
2020	4.2%
2019	3.8%
2018	-14.6%
2017	38.7%
2016	2.1%
2015	5%

Fund Manager information for HDFC Focused 30 Fund

Name	Since	Tenure
Roshi Jain	13 Jan 22	3.21 Yr.
Dhruv Muchhal	22 Jun 23	1.78 Yr.

Data below for HDFC Focused 30 Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	39%
Consumer Cyclical	20.19%
Health Care	9.75%
Technology	4.37%
Industrials	3.79%
Communication Services	3.24%
Basic Materials	2.95%
Real Estate	2.27%

Asset Allocation

Asset Class	Value
Cash	13.32%
Equity	85.58%
Debt	1.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 17 \| HDFCBANK	9%	₹1,609 Cr	8,800,000 ↑ 118,593
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	9%	₹1,551 Cr	11,500,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| 532215	9%	₹1,499 Cr	13,600,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 23 \| KOTAKBANK	4%	₹760 Cr	3,500,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| MARUTI	4%	₹720 Cr	625,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jan 22 \| SBILIFE	4%	₹697 Cr	4,500,000
Cipla Ltd (Healthcare) Equity, Since 31 Jan 22 \| 500087	4%	₹649 Cr	4,500,000 ↑ 300,000
HCL Technologies Ltd (Technology) Equity, Since 30 Apr 22 \| HCLTECH	4%	₹637 Cr	4,000,000 ↑ 300,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹555 Cr	3,200,000 ↓ -300,000
Piramal Pharma Ltd (Healthcare) Equity, Since 30 Nov 23 \| PPLPHARMA	3%	₹517 Cr	23,000,000

2. ICICI Prudential Focused Equity Fund

(Erstwhile ICICI Prudential Select Large Cap Fund)

An equity fund that aims to generate capital appreciation by investing in equity and equity related securities of large market capitalisation companies, with an option to withdraw investment periodically based on triggers.

ICICI Prudential Focused Equity Fund is a Equity - Focused fund was launched on 28 May 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.6% since its launch. Ranked 65 in Focused category. Return for 2024 was 26.5% , 2023 was 28.3% and 2022 was 6% .

Below is the key information for ICICI Prudential Focused Equity Fund

ICICI Prudential Focused Equity Fund Growth
Launch Date	28 May 09
NAV (29 Apr 25)	₹87.2 ↓ -0.21 (-0.24 %)
Net Assets (Cr)	₹10,484 on 31 Mar 25
Category	Equity - Focused
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	0.36
Information Ratio	1.35
Alpha Ratio	5.55
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,411
31 Mar 22	₹21,579
31 Mar 23	₹22,311
31 Mar 24	₹32,903
31 Mar 25	₹36,855

ICICI Prudential Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for ICICI Prudential Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	4.4%
3 Month	7.5%
6 Month	0.1%
1 Year	14.5%
3 Year	22.1%
5 Year	28.2%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.5%
2023	28.3%
2022	6%
2021	36.1%
2020	24.6%
2019	0.4%
2018	-2.7%
2017	23.4%
2016	10.6%
2015	-5.2%

Fund Manager information for ICICI Prudential Focused Equity Fund

Name	Since	Tenure
Vaibhav Dusad	8 Aug 22	2.65 Yr.
Sharmila D’mello	31 Jul 22	2.67 Yr.

Data below for ICICI Prudential Focused Equity Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	31.82%
Basic Materials	10.97%
Health Care	9.83%
Industrials	8.85%
Consumer Cyclical	7.48%
Communication Services	6.72%
Consumer Defensive	5.07%
Real Estate	4.46%
Utility	3.52%
Energy	2.71%
Technology	2.23%

Asset Allocation

Asset Class	Value
Cash	6.33%
Equity	93.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 21 \| ICICIBANK	9%	₹942 Cr	6,986,303
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| HDFCBANK	8%	₹793 Cr	4,335,904 ↓ -160,000
Axis Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| 532215	6%	₹654 Cr	5,937,332 ↓ -250,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Jul 23 \| 532538	5%	₹572 Cr	496,786 ↓ -4,247
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 21 \| LT	5%	₹496 Cr	1,419,120 ↑ 23,029
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	5%	₹496 Cr	2,856,734 ↓ -365,648
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	4%	₹405 Cr	2,337,427 ↓ -250,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 22 \| 532555	4%	₹369 Cr	10,315,008 ↓ -1,250,000
Pidilite Industries Ltd (Basic Materials) Equity, Since 30 Nov 24 \| PIDILITIND	3%	₹353 Cr	1,237,495
Lupin Ltd (Healthcare) Equity, Since 30 Sep 24 \| 500257	3%	₹335 Cr	1,651,393 ↓ -141,100

3. DSP BlackRock Focus Fund

(Erstwhile DSP BlackRock Focus 25 Fund)

The primary investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities including equity derivatives. The portfolio will consist of multi cap companies by market capitalisation. The Scheme will hold equity and equity-related securities including equity derivatives, of upto 30 companies. The Scheme may also invest in debt and money market securities, for defensive considerations and/or for managing liquidity requirements. There is no assurance that the investment objective of the Scheme will be realized.

DSP BlackRock Focus Fund is a Equity - Focused fund was launched on 10 Jun 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.8% since its launch. Ranked 27 in Focused category. Return for 2024 was 18.5% , 2023 was 34.2% and 2022 was -4.5% .

Below is the key information for DSP BlackRock Focus Fund

DSP BlackRock Focus Fund Growth
Launch Date	10 Jun 10
NAV (29 Apr 25)	₹52.458 ↓ -0.09 (-0.17 %)
Net Assets (Cr)	₹2,447 on 31 Mar 25
Category	Equity - Focused
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.15
Sharpe Ratio	0.62
Information Ratio	0.39
Alpha Ratio	9.45
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,818
31 Mar 22	₹18,735
31 Mar 23	₹18,010
31 Mar 24	₹25,163
31 Mar 25	₹29,397

DSP BlackRock Focus Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for DSP BlackRock Focus Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	1.9%
3 Month	5.4%
6 Month	-1.9%
1 Year	13.7%
3 Year	18%
5 Year	21.8%
10 Year
15 Year
Since launch	11.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	34.2%
2022	-4.5%
2021	22.3%
2020	9%
2019	18%
2018	-5.6%
2017	29.2%
2016	6.1%
2015	2%

Fund Manager information for DSP BlackRock Focus Fund

Name	Since	Tenure
Vinit Sambre	1 Jun 20	4.84 Yr.
Bhavin Gandhi	1 Feb 24	1.16 Yr.

Data below for DSP BlackRock Focus Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	33.61%
Technology	9.73%
Basic Materials	9.57%
Health Care	9.15%
Consumer Cyclical	7.34%
Industrials	5.23%
Real Estate	3.75%
Energy	3.28%
Communication Services	3.1%
Consumer Defensive	2.43%
Utility	2.07%

Asset Allocation

Asset Class	Value
Cash	10.73%
Equity	89.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bajaj Finance Ltd (Financial Services) Equity, Since 31 May 22 \| 500034	8%	₹199 Cr	221,914
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 16 \| ICICIBANK	6%	₹155 Cr	1,148,242
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	5%	₹124 Cr	677,687
Coforge Ltd (Technology) Equity, Since 31 Jul 23 \| COFORGE	5%	₹120 Cr	147,483
Ipca Laboratories Ltd (Healthcare) Equity, Since 31 Mar 21 \| 524494	5%	₹112 Cr	742,934
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| 532215	4%	₹103 Cr	932,100
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Aug 21 \| CHOLAFIN	4%	₹97 Cr	639,048 ↓ -127,033
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 22 \| 503100	4%	₹92 Cr	558,910
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 23 \| 500547	3%	₹80 Cr	2,883,018
Coromandel International Ltd (Basic Materials) Equity, Since 31 Jan 17 \| 506395	3%	₹78 Cr	392,893 ↓ -43,157

4. Franklin India Focused Equity Fund

(Erstwhile Franklin India High Growth Companies Fund)

An open-end diversified equity fund that seeks to achieve capital appreciation through investments in Indian companies/sectors with high growth rates or potential. Unlike our other funds under the Franklin India moniker, this fund will adopt a growth style to investing and a blend of top-down (macro analysis to identify sectors) and bottom-up approach (micro analysis to pick stocks within these sectors).

Franklin India Focused Equity Fund is a Equity - Focused fund was launched on 26 Jul 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14% since its launch. Ranked 28 in Focused category. Return for 2024 was 19.9% , 2023 was 23.5% and 2022 was 8.9% .

Below is the key information for Franklin India Focused Equity Fund

Franklin India Focused Equity Fund Growth
Launch Date	26 Jul 07
NAV (29 Apr 25)	₹103.121 ↑ 0.15 (0.14 %)
Net Assets (Cr)	₹11,396 on 31 Mar 25
Category	Equity - Focused
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	-0.06
Information Ratio	0.28
Alpha Ratio	-1.53
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,926
31 Mar 22	₹22,227
31 Mar 23	₹23,021
31 Mar 24	₹32,243
31 Mar 25	₹33,828

Franklin India Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Franklin India Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	4.3%
3 Month	3.8%
6 Month	-2.7%
1 Year	5.8%
3 Year	17.4%
5 Year	26.1%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.9%
2023	23.5%
2022	8.9%
2021	39.4%
2020	10.9%
2019	10.9%
2018	-8.8%
2017	37.4%
2016	5%
2015	1.5%

Fund Manager information for Franklin India Focused Equity Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	3.45 Yr.
Venkatesh Sanjeevi	4 Oct 24	0.49 Yr.
Sandeep Manam	18 Oct 21	3.45 Yr.

Data below for Franklin India Focused Equity Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	35.63%
Consumer Cyclical	11.95%
Health Care	9.3%
Industrials	7.39%
Technology	6.91%
Communication Services	5.93%
Basic Materials	5.52%
Energy	5.15%
Consumer Defensive	4.14%
Real Estate	2.89%

Asset Allocation

Asset Class	Value
Cash	5.19%
Equity	94.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 13 \| HDFCBANK	11%	₹1,243 Cr	6,800,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 10 \| ICICIBANK	10%	₹1,119 Cr	8,300,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 07 \| BHARTIARTL	6%	₹676 Cr	3,900,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	6%	₹661 Cr	6,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	5%	₹587 Cr	4,600,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Jun 22 \| SUNPHARMA	5%	₹555 Cr	3,200,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Jan 25 \| TCS	4%	₹505 Cr	1,400,000
Cipla Ltd (Healthcare) Equity, Since 31 Jan 21 \| 500087	4%	₹505 Cr	3,500,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	4%	₹474 Cr	23,500,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 21 \| MARUTI	4%	₹403 Cr	350,000 ↑ 30,000

5. Sundaram Select Focus Fund

To achieve capital appreciation by investing in equity and equity related instruments of select stocks

Sundaram Select Focus Fund is a Equity - Focused fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch. Ranked 55 in Focused category. .

Below is the key information for Sundaram Select Focus Fund

Sundaram Select Focus Fund Growth
Launch Date	30 Jul 02
NAV (24 Dec 21)	₹264.968 ↓ -1.18 (-0.45 %)
Net Assets (Cr)	₹1,354 on 30 Nov 21
Category	Equity - Focused
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.52
Sharpe Ratio	1.85
Information Ratio	-0.52
Alpha Ratio	-5.62
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,087

Sundaram Select Focus Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Sundaram Select Focus Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	-2.6%
3 Month	-5%
6 Month	8.5%
1 Year	24.5%
3 Year	17%
5 Year	17.3%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Sundaram Select Focus Fund

Name	Since	Tenure

Data below for Sundaram Select Focus Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. IIFL Focused Equity Fund

(Erstwhile IIFL India Growth Fund)

The investment objective of the scheme is to generate long term capital appreciation for investors from a portfolio of equity and equity related securities. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

IIFL Focused Equity Fund is a Equity - Focused fund was launched on 30 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.4% since its launch. Return for 2024 was 14.7% , 2023 was 29.8% and 2022 was -0.9% .

Below is the key information for IIFL Focused Equity Fund

IIFL Focused Equity Fund Growth
Launch Date	30 Oct 14
NAV (29 Apr 25)	₹44.9477 ↓ -0.09 (-0.20 %)
Net Assets (Cr)	₹6,730 on 31 Mar 25
Category	Equity - Focused
AMC	IIFL Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.87
Sharpe Ratio	0.09
Information Ratio	0.2
Alpha Ratio	1.09
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-2 Months (2%),2 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,603
31 Mar 22	₹21,564
31 Mar 23	₹22,082
31 Mar 24	₹30,250
31 Mar 25	₹32,454

IIFL Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for IIFL Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	2.1%
3 Month	3.7%
6 Month	-4%
1 Year	3.8%
3 Year	16.4%
5 Year	24.2%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.7%
2023	29.8%
2022	-0.9%
2021	36.4%
2020	23.8%
2019	27.3%
2018	-6.8%
2017	30%
2016	9.9%
2015	1.8%

Fund Manager information for IIFL Focused Equity Fund

Name	Since	Tenure
Mayur Patel	11 Nov 19	5.39 Yr.
Ashish Ongari	21 Feb 25	0.1 Yr.

Data below for IIFL Focused Equity Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	33.46%
Consumer Cyclical	15.26%
Industrials	12.9%
Communication Services	10.26%
Technology	9.82%
Basic Materials	6.74%
Health Care	6.5%
Consumer Defensive	1.47%
Utility	1.09%

Asset Allocation

Asset Class	Value
Cash	2.49%
Equity	97.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 17 \| HDFCBANK	10%	₹658 Cr	3,596,603
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| ICICIBANK	8%	₹507 Cr	3,761,052
Infosys Ltd (Technology) Equity, Since 28 Feb 18 \| INFY	6%	₹428 Cr	2,723,538
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Apr 23 \| CHOLAFIN	6%	₹390 Cr	2,568,349
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 19 \| BHARTIARTL	5%	₹356 Cr	2,052,063
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Aug 24 \| 500034	5%	₹323 Cr	360,712
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 May 21 \| TATAMOTORS	5%	₹306 Cr	4,536,343
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 20 \| DIVISLAB	4%	₹287 Cr	496,387
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 30 Sep 23 \| 534816	4%	₹260 Cr	7,775,699
APL Apollo Tubes Ltd (Basic Materials) Equity, Since 30 Nov 22 \| APLAPOLLO	3%	₹235 Cr	1,540,025

7. Aditya Birla Sun Life Focused Equity Fund

(Erstwhile Aditya Birla Sun Life Top 100 Fund)

An Open-ended growth scheme with the objective to provide medium to long term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities of top 100 companies as measured by market capitalization.

Aditya Birla Sun Life Focused Equity Fund is a Equity - Focused fund was launched on 24 Oct 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.3% since its launch. Ranked 24 in Focused category. Return for 2024 was 18.7% , 2023 was 23% and 2022 was 0.4% .

Below is the key information for Aditya Birla Sun Life Focused Equity Fund

Aditya Birla Sun Life Focused Equity Fund Growth
Launch Date	24 Oct 05
NAV (29 Apr 25)	₹136.388 ↑ 0.52 (0.38 %)
Net Assets (Cr)	₹7,360 on 31 Mar 25
Category	Equity - Focused
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	0.19
Information Ratio	-0.19
Alpha Ratio	2.21
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,516
31 Mar 22	₹19,759
31 Mar 23	₹19,246
31 Mar 24	₹26,354
31 Mar 25	₹28,698

Aditya Birla Sun Life Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Aditya Birla Sun Life Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	3.8%
3 Month	3.9%
6 Month	-2.3%
1 Year	9.8%
3 Year	15.6%
5 Year	21.8%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	23%
2022	0.4%
2021	26.7%
2020	16%
2019	11.3%
2018	-4.1%
2017	30.9%
2016	6.7%
2015	0%

Fund Manager information for Aditya Birla Sun Life Focused Equity Fund

Name	Since	Tenure
Kunal Sangoi	7 May 21	3.9 Yr.
Dhaval Joshi	21 Nov 22	2.36 Yr.

Data below for Aditya Birla Sun Life Focused Equity Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	32.63%
Consumer Cyclical	16.84%
Technology	11.91%
Industrials	6.47%
Energy	5.48%
Consumer Defensive	5.37%
Communication Services	5.22%
Basic Materials	4.66%
Utility	3.8%
Health Care	3.01%
Real Estate	2.79%

Asset Allocation

Asset Class	Value
Cash	1.81%
Equity	98.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	8%	₹619 Cr	4,588,347
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 05 \| RELIANCE	5%	₹403 Cr	3,163,055
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	5%	₹401 Cr	2,193,113
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	5%	₹384 Cr	2,217,736 ↓ -225,231
Infosys Ltd (Technology) Equity, Since 31 Oct 05 \| INFY	5%	₹380 Cr	2,421,793 ↑ 72,415
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 05 \| LT	4%	₹330 Cr	943,553
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 19 \| 532215	4%	₹309 Cr	2,800,369
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| M&M	4%	₹282 Cr	1,056,818
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	4%	₹280 Cr	7,824,503 ↓ -574,991
Tech Mahindra Ltd (Technology) Equity, Since 30 Sep 24 \| 532755	3%	₹248 Cr	1,751,144 ↑ 287,435

8. Nippon India Focused Equity Fund

(Erstwhile Reliance Mid & Small Cap Fund)

The primary investment objective of the scheme is to seek to generate long term capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities and Derivatives predominantly in Mid cap and small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities. However there can be no assurance that the investment objective of the scheme will be realized, as actual market movements may be at variance with anticipated trends.

Nippon India Focused Equity Fund is a Equity - Focused fund was launched on 26 Dec 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.2% since its launch. Ranked 30 in Focused category. Return for 2024 was 10.1% , 2023 was 27.1% and 2022 was 7.7% .

Below is the key information for Nippon India Focused Equity Fund

Nippon India Focused Equity Fund Growth
Launch Date	26 Dec 06
NAV (29 Apr 25)	₹114.714 ↑ 0.34 (0.30 %)
Net Assets (Cr)	₹7,922 on 31 Mar 25
Category	Equity - Focused
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.87
Sharpe Ratio	0.16
Information Ratio	-0.28
Alpha Ratio	2.12
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹19,823
31 Mar 22	₹24,154
31 Mar 23	₹23,978
31 Mar 24	₹31,763
31 Mar 25	₹34,429

Nippon India Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Nippon India Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	3.8%
3 Month	5.6%
6 Month	-2.4%
1 Year	7.9%
3 Year	13.9%
5 Year	25.5%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.1%
2023	27.1%
2022	7.7%
2021	36.6%
2020	16.1%
2019	7%
2018	-12.7%
2017	42.7%
2016	2.9%
2015	8.3%

Fund Manager information for Nippon India Focused Equity Fund

Name	Since	Tenure
Vinay Sharma	7 May 18	6.9 Yr.
Kinjal Desai	25 May 18	6.85 Yr.
Rishit Parikh	19 Aug 24	0.61 Yr.

Data below for Nippon India Focused Equity Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	35.92%
Consumer Cyclical	21.49%
Industrials	12.08%
Health Care	9.3%
Energy	5.42%
Technology	4.17%
Basic Materials	3.29%
Communication Services	2.99%

Asset Allocation

Asset Class	Value
Cash	5.34%
Equity	94.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	8%	₹611 Cr	3,339,641
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| 532215	8%	₹595 Cr	5,396,932
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 12 \| ICICIBANK	6%	₹514 Cr	3,811,739 ↓ -500,000
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 19 \| RELIANCE	5%	₹429 Cr	3,365,064 ↑ 200,000
Infosys Ltd (Technology) Equity, Since 30 Apr 20 \| INFY	4%	₹331 Cr	2,105,027
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 21 \| SBICARD	4%	₹320 Cr	3,634,210 ↓ -407,863
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Sep 24 \| 532978	4%	₹281 Cr	1,400,000 ↓ -400,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 24 \| INDIGO	4%	₹279 Cr	545,909 ↓ -50,000
3M India Ltd (Industrials) Equity, Since 30 Jun 22 \| 3MINDIA	3%	₹275 Cr	95,302
FSN E-Commerce Ventures Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543384	3%	₹266 Cr	14,864,314 ↑ 126,900

ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಕೇಂದ್ರೀಕೃತ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?

Fincash.com ನಲ್ಲಿ ಜೀವಮಾನಕ್ಕಾಗಿ ಉಚಿತ ಹೂಡಿಕೆ ಖಾತೆಯನ್ನು ತೆರೆಯಿರಿ.

ನಿಮ್ಮ ನೋಂದಣಿ ಮತ್ತು KYC ಪ್ರಕ್ರಿಯೆಯನ್ನು ಪೂರ್ಣಗೊಳಿಸಿ

ದಾಖಲೆಗಳನ್ನು ಅಪ್‌ಲೋಡ್ ಮಾಡಿ (PAN, ಆಧಾರ್, ಇತ್ಯಾದಿ).ಮತ್ತು, ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಸಿದ್ಧರಿದ್ದೀರಿ!

ಪ್ರಾರಂಭಿಸಿ

FAQ ಗಳು

1. ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳಲ್ಲಿ ಯಾರು ಹೂಡಿಕೆ ಮಾಡುತ್ತಾರೆ ಮತ್ತು ಏಕೆ?

ಉ: ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳು ಅನುಭವಿ ಹೂಡಿಕೆದಾರರಿಗೆ ಸೂಕ್ತವಾಗಿವೆಹ್ಯಾಂಡಲ್ ಮಾರುಕಟ್ಟೆ ಚಂಚಲತೆ. ಇದಕ್ಕೆ ಪ್ರಾಥಮಿಕ ಕಾರಣವೆಂದರೆ ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳು ಹೆಚ್ಚಿನ ಅಪಾಯದ ಹೂಡಿಕೆಗಳು ಮತ್ತು ಸಾಮಾನ್ಯವಾಗಿ ನಿರೀಕ್ಷಿತ ಆದಾಯವನ್ನು ನೀಡುವುದಿಲ್ಲ. ಆದ್ದರಿಂದ, ನಿಧಿಗಳು ಮತ್ತು ಹೂಡಿಕೆಯ ಅವಧಿಯನ್ನು ಮೌಲ್ಯಮಾಪನ ಮಾಡುವುದು ಮುಖ್ಯವಾಗಿದೆ. ಅನುಭವಿ ಹೂಡಿಕೆದಾರರಿಂದ ಮಾತ್ರ ಈ ಊಹಾಪೋಹಗಳನ್ನು ಯಶಸ್ವಿಯಾಗಿ ಮಾಡಬಹುದು.

2. ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳ ಅತ್ಯಂತ ಗಮನಾರ್ಹ ಪ್ರಯೋಜನವೇನು?

ಉ: ನೀವು ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿದರೆ, ನಿಮ್ಮ ಹೂಡಿಕೆ ಬಂಡವಾಳವನ್ನು ನೀವು ಯಶಸ್ವಿಯಾಗಿ ವೈವಿಧ್ಯಗೊಳಿಸಬಹುದು. ಫೋಕಸ್ಡ್ ಫಂಡ್‌ಗಳ ಮೂಲಕ ನಿಮಗೆ ಆದಾಯವನ್ನು ಖಾತರಿಪಡಿಸಲಾಗದಿದ್ದರೂ, ಇವುಗಳು ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ನೀಡುತ್ತವೆ. ಆದ್ದರಿಂದ, ನೀವು ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ನೀಡುವ ಸ್ವತ್ತುಗಳೊಂದಿಗೆ ಹೂಡಿಕೆ ಬಂಡವಾಳವನ್ನು ನಿರ್ಮಿಸಲು ಬಯಸಿದರೆ, ನೀವು ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬೇಕು.

3. ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳ ತೆರಿಗೆ ಪರಿಣಾಮಗಳು ಯಾವುವು?

ಉ: ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳ ತೆರಿಗೆ ಪರಿಣಾಮಗಳು ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳ ಪ್ರಕಾರವನ್ನು ಅವಲಂಬಿಸಿರುತ್ತದೆ. ತೆರಿಗೆ ಪರಿಣಾಮಗಳು ಈ ಕೆಳಗಿನಂತಿವೆ:

ಈಕ್ವಿಟಿ ಆಧಾರಿತ ಫೋಕಸ್ಡ್ ಫಂಡ್‌ಗಳ ಸಂದರ್ಭದಲ್ಲಿ, ದೀರ್ಘಾವಧಿಗೆ ನಿಮಗೆ 10% ತೆರಿಗೆ ವಿಧಿಸಲಾಗುತ್ತದೆಬಂಡವಾಳ ಮೊತ್ತವು ರೂ.1 ಲಕ್ಷವನ್ನು ಮೀರಿದರೆ ಲಾಭವಾಗುತ್ತದೆ. ಆದಾಗ್ಯೂ, ನೀವು ಈ ನಿಧಿಗಳಲ್ಲಿ ಉಳಿಸಲು ಬಯಸಿದರೆ'ತೆರಿಗೆಗಳು, ಲಾಕ್-ಇನ್ ಅವಧಿಯನ್ನು ಮೂವತ್ತಾರು ತಿಂಗಳಿಗೆ ಹೆಚ್ಚಿಸಿ.
ಸಾಲ ಆಧಾರಿತ ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳಲ್ಲಿ, ದೀರ್ಘಾವಧಿಬಂಡವಾಳದಲ್ಲಿ ಲಾಭ ಇಂಡೆಕ್ಸೇಶನ್ ನಂತರ 20% ತೆರಿಗೆ ವಿಧಿಸಲಾಗುತ್ತದೆ. ಇಂಡೆಕ್ಸೇಶನ್ ಅನ್ನು ಅಪವರ್ತನದಲ್ಲಿ ಮಾಡಲಾಗುತ್ತದೆಹಣದುಬ್ಬರ ದರ.

4. ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳಲ್ಲಿ ಯಾರು ಹೂಡಿಕೆ ಮಾಡಬೇಕು?

ಉ: 3 ರಿಂದ 5 ವರ್ಷಗಳವರೆಗೆ ಹೂಡಿಕೆಯನ್ನು ಹಿಡಿದಿಡಲು ಸಿದ್ಧರಾಗಿರುವ ಯಾರಾದರೂ. ಆದ್ದರಿಂದ, ದೀರ್ಘಾವಧಿಯ ಹೂಡಿಕೆಯನ್ನು ಹುಡುಕುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರು ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದನ್ನು ಪರಿಗಣಿಸಬೇಕು.

5. ನಾನು ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳನ್ನು ಹೇಗೆ ಹೋಲಿಸುತ್ತೇನೆ?

ಉ: ನೀವು ಎರಡು ಕೇಂದ್ರೀಕೃತ ನಿಧಿಗಳನ್ನು ಹೋಲಿಸಿದಾಗ, ನೀವು ಪರಿಗಣಿಸಬೇಕುಅವು ಅಲ್ಲ ನಿಧಿಗಳು ಮತ್ತು ನಿಧಿಗಳ 3 ವರ್ಷ ಮತ್ತು 5 ವರ್ಷಗಳ ಬೆಳವಣಿಗೆ ದರಗಳು. ಸಾಮಾನ್ಯವಾಗಿ, ಹೆಚ್ಚಿನ ಬೆಳವಣಿಗೆಯ ದರವನ್ನು ತೋರಿಸಿದ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಉತ್ತಮ ಹೂಡಿಕೆ ಎಂದು ಪರಿಗಣಿಸಲಾಗುತ್ತದೆ.

6. ಕೆಲವು ಉತ್ತಮ-ಕೇಂದ್ರಿತ ನಿಧಿಗಳು ಯಾವುವು?

ಉ: ಪ್ರಸ್ತುತ ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಯೋಚಿಸಬಹುದಾದ ಕೆಲವು ಉತ್ತಮ-ಕೇಂದ್ರಿತ ನಿಧಿಗಳುIIFL ಫೋಕಸ್ಡ್ ಇಕ್ವಿಟಿ ಫಂಡ್ (5 ವರ್ಷದ ಬೆಳವಣಿಗೆ ದರ 18.8%), ಪ್ರಿನ್ಸಿಪಲ್ ಫೋಕಸ್ಡ್ ಮಲ್ಟಿಕ್ಯಾಪ್ ಫಂಡ್ (5 ವರ್ಷದ ಬೆಳವಣಿಗೆ ದರ 15.7%), ಆಕ್ಸಿಸ್ ಫೋಕಸ್ಡ್ 25 ಫಂಡ್ (5 ವರ್ಷದ ಬೆಳವಣಿಗೆ ದರ 17.9%) ಮತ್ತು ನಿಪ್ಪಾನ್ ಇಂಡಿಯಾ ಫೋಕಸ್ಡ್ ಇಕ್ವಿಟಿ ಫಂಡ್ (5 ವರ್ಷದ ಬೆಳವಣಿಗೆ ದರ 16.5% )

7. ಕೇಂದ್ರೀಕೃತ ನಿಧಿಯು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಿಂದ ಹೇಗೆ ಭಿನ್ನವಾಗಿದೆ?

ಉ: ಫೋಕಸ್ಡ್ ಫಂಡ್‌ಗಳು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಮಿತಿಗಳನ್ನು ಹೊಂದಿಲ್ಲ, ಅಲ್ಲಿ ನಿರ್ದಿಷ್ಟ ವಲಯಗಳಲ್ಲಿ ನಿರ್ದಿಷ್ಟ ಶೇಕಡಾವಾರು ಹೂಡಿಕೆಗಳನ್ನು ಮಾಡಬೇಕಾಗುತ್ತದೆ. ಇಲ್ಲಿ ಹೂಡಿಕೆಯು ನಿರ್ದಿಷ್ಟ ಕಂಪನಿಗಳ ಷೇರುಗಳ ಮೇಲೆ ಕೇಂದ್ರೀಕೃತವಾಗಿರುತ್ತದೆ, ಹೀಗಾಗಿ, ಉತ್ತಮ ಕಾರ್ಯಕ್ಷಮತೆಯ ಸಾಧ್ಯತೆಗಳನ್ನು ಹೆಚ್ಚಿಸುತ್ತದೆ. ಉತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸದ ಷೇರುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ ಮತ್ತು ಇವುಗಳು ಕಾರ್ಯಕ್ಷಮತೆಯನ್ನು ಸುಧಾರಿಸುವವರೆಗೆ ಹಿಡಿದಿಟ್ಟುಕೊಳ್ಳುವ ಮೂಲಕ ಆದಾಯವನ್ನು ಸೀಮಿತಗೊಳಿಸಬಹುದು. ಹೂಡಿಕೆಯ ಆಯ್ಕೆಯು ನಿಧಿಯನ್ನು ಅವಲಂಬಿಸಿರುತ್ತದೆ.

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಖಾತರಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.