2019 ರ ಟಾಪ್ 10 ಅತ್ಯುತ್ತಮ ಪ್ರದರ್ಶನ ಅಲ್ಟ್ರಾ ಅಲ್ಪಾವಧಿಯ ನಿಧಿಗಳು

Updated on August 12, 2025 , 785 views

ಅಲ್ಟ್ರಾ ಅಲ್ಪಾವಧಿಯ ನಿಧಿ ಅದರ ಬಂಡವಾಳದ ಭಾಗವಾಗಿರುವ ಆಧಾರವಾಗಿರುವ ಸ್ವತ್ತುಗಳ ಮುಕ್ತಾಯದ ಪ್ರೊಫೈಲ್‌ಗೆ ಸಂಬಂಧಿಸಿದಂತೆ ದ್ರವ ನಿಧಿಯ ಮೇಲಿನ ಒಂದು ಹಂತವಾಗಿದೆ. ತಮ್ಮ ಅಪಾಯ-ಹಸಿವನ್ನು ಸ್ವಲ್ಪಮಟ್ಟಿಗೆ ಹೆಚ್ಚಿಸಲು ಮತ್ತು ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ಗಳಿಸಲು ಸಿದ್ಧರಿರುವ ಜನರು ಅಲ್ಟ್ರಾದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸಬಹುದುಅಲ್ಪಾವಧಿಯ ನಿಧಿಗಳು. ಅಲ್ಲದೆ, ನಗದು ಅಥವಾ ಖಜಾನೆ ನಿರ್ವಹಣಾ ನಿಧಿಗಳು ಎಂದು ಕರೆಯಲ್ಪಡುವ ಈ ಯೋಜನೆಗಳು ಹೋಲಿಸಿದರೆ ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ಗಳಿಸುತ್ತವೆದ್ರವ ನಿಧಿಗಳು. ಅನೇಕ ಅಲ್ಟ್ರಾ ಅಲ್ಪಾವಧಿಯ ನಿಧಿಗಳು ನಿರ್ಗಮನ ಲೋಡ್‌ಗಳನ್ನು ಹೊಂದಿಲ್ಲ. ಅವರು ನಿರ್ಗಮನ ಲೋಡ್ ಹೊಂದಿದ್ದರೂ ಸಹ, ಇದು ಕಡಿಮೆ ಅವಧಿಯವರೆಗೆ ಇರುತ್ತದೆ. 2019 ರಲ್ಲಿ, ಅಲ್ಟ್ರಾ ಅಲ್ಪಾವಧಿಯ ನಿಧಿಗಳ ಕಾರ್ಯಕ್ಷಮತೆ ಗಣನೀಯವಾಗಿತ್ತು. ಅವರು ತಮ್ಮ ಹೂಡಿಕೆದಾರರಿಗೆ ಉತ್ತಮ ಲಾಭವನ್ನು ಗಳಿಸಿದ್ದಾರೆ. ಆದ್ದರಿಂದ, ಕಾರ್ಯಕ್ಷಮತೆ (ರಿಟರ್ನ್ಸ್) ಆಧಾರದ ಮೇಲೆ 2019 ರ ಅತ್ಯುತ್ತಮ ಪ್ರದರ್ಶನ ನೀಡುವ ಅಲ್ಟ್ರಾ ಶಾರ್ಟ್ ಟರ್ಮ್ ಫಂಡ್ ಅನ್ನು ನೋಡೋಣ.

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ಕಾರ್ಯಕ್ಷಮತೆಯ ಆಧಾರದ ಮೇಲೆ 2019 ರ ಟಾಪ್ 10 ಪರ್ಫಾರ್ಮಿಂಗ್ ಅಲ್ಟ್ರಾ ಅಲ್ಪಾವಧಿಯ ನಿಧಿಗಳು

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹553.418 ↑ 0.27	₹20,228	7.9	7.2	4.8	6.72%	5M 26D	6M 29D
ICICI Prudential Ultra Short Term Fund Growth	₹27.9402 ↑ 0.01	₹16,051	7.5	6.9	4.5	6.79%	5M 12D	7M 24D
Invesco India Ultra Short Term Fund Growth	₹2,719.27 ↑ 0.56	₹1,006	7.5	6.6	4.1	6.59%	5M 16D	5M 24D
SBI Magnum Ultra Short Duration Fund Growth	₹6,024.64 ↑ 1.31	₹16,408	7.4	7	4.5	6.26%	5M 1D	6M 4D
Nippon India Ultra Short Duration Fund Growth	₹4,061.91 ↑ 1.51	₹9,543	7.2	6.7	4.6	6.71%	5M 14D	7M 29D
Kotak Savings Fund Growth	₹43.2302 ↑ 0.01	₹15,527	7.2	6.8	4.5	6.49%	5M 12D	5M 19D
UTI Ultra Short Term Fund Growth	₹4,272.08 ↑ 0.80	₹4,551	7.2	6.7	4.2	6.46%	5M 12D	5M 19D
DSP Money Manager Fund Growth	₹3,432.18 ↑ 0.63	₹3,882	6.9	6.7	4.1	6.34%	5M 19D	6M 7D
Canara Robeco Ultra Short Term Fund Growth	₹3,828.44 ↑ 0.48	₹583	6.8	6.4	3.9	6.14%	4M 29D	6M 3D
BOI AXA Ultra Short Duration Fund Growth	₹3,185.75 ↑ 0.49	₹153	6.7	6.2	4.4	6.18%	5M 26D	5M 12D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Aug 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Aditya Birla Sun Life Savings Fund	ICICI Prudential Ultra Short Term Fund	Invesco India Ultra Short Term Fund	SBI Magnum Ultra Short Duration Fund	Nippon India Ultra Short Duration Fund	Kotak Savings Fund	UTI Ultra Short Term Fund	DSP Money Manager Fund	Canara Robeco Ultra Short Term Fund	BOI AXA Ultra Short Duration Fund
Point 1	Highest AUM (₹20,228 Cr).	Upper mid AUM (₹16,051 Cr).	Bottom quartile AUM (₹1,006 Cr).	Top quartile AUM (₹16,408 Cr).	Upper mid AUM (₹9,543 Cr).	Upper mid AUM (₹15,527 Cr).	Lower mid AUM (₹4,551 Cr).	Lower mid AUM (₹3,882 Cr).	Bottom quartile AUM (₹583 Cr).	Bottom quartile AUM (₹153 Cr).
Point 2	Established history (22+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Oldest track record among peers (26 yrs).	Established history (23+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (19+ yrs).	Established history (17+ yrs).	Established history (17+ yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 4★ (top quartile).	Rating: 2★ (bottom quartile).	Rating: 2★ (bottom quartile).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Low.	Risk profile: Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Moderately Low.
Point 5	1Y return: 8.04% (top quartile).	1Y return: 7.53% (top quartile).	1Y return: 7.39% (upper mid).	1Y return: 7.44% (upper mid).	1Y return: 7.28% (lower mid).	1Y return: 7.30% (upper mid).	1Y return: 7.20% (lower mid).	1Y return: 7.18% (bottom quartile).	1Y return: 6.99% (bottom quartile).	1Y return: 6.92% (bottom quartile).
Point 6	1M return: 0.47% (top quartile).	1M return: 0.46% (top quartile).	1M return: 0.44% (upper mid).	1M return: 0.45% (upper mid).	1M return: 0.46% (upper mid).	1M return: 0.43% (lower mid).	1M return: 0.41% (lower mid).	1M return: 0.39% (bottom quartile).	1M return: 0.40% (bottom quartile).	1M return: 0.40% (bottom quartile).
Point 7	Sharpe: 3.55 (top quartile).	Sharpe: 2.79 (top quartile).	Sharpe: 2.72 (upper mid).	Sharpe: 2.74 (upper mid).	Sharpe: 2.26 (upper mid).	Sharpe: 2.10 (lower mid).	Sharpe: 2.18 (lower mid).	Sharpe: 1.65 (bottom quartile).	Sharpe: 1.29 (bottom quartile).	Sharpe: 1.11 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.72% (top quartile).	Yield to maturity (debt): 6.79% (top quartile).	Yield to maturity (debt): 6.59% (upper mid).	Yield to maturity (debt): 6.26% (bottom quartile).	Yield to maturity (debt): 6.71% (upper mid).	Yield to maturity (debt): 6.49% (upper mid).	Yield to maturity (debt): 6.46% (lower mid).	Yield to maturity (debt): 6.34% (lower mid).	Yield to maturity (debt): 6.14% (bottom quartile).	Yield to maturity (debt): 6.18% (bottom quartile).
Point 10	Modified duration: 0.49 yrs (bottom quartile).	Modified duration: 0.45 yrs (upper mid).	Modified duration: 0.46 yrs (lower mid).	Modified duration: 0.42 yrs (top quartile).	Modified duration: 0.45 yrs (lower mid).	Modified duration: 0.45 yrs (upper mid).	Modified duration: 0.45 yrs (upper mid).	Modified duration: 0.47 yrs (bottom quartile).	Modified duration: 0.41 yrs (top quartile).	Modified duration: 0.49 yrs (bottom quartile).

Aditya Birla Sun Life Savings Fund

Highest AUM (₹20,228 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 8.04% (top quartile).
1M return: 0.47% (top quartile).
Sharpe: 3.55 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.72% (top quartile).
Modified duration: 0.49 yrs (bottom quartile).

ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹16,051 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.53% (top quartile).
1M return: 0.46% (top quartile).
Sharpe: 2.79 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.79% (top quartile).
Modified duration: 0.45 yrs (upper mid).

Invesco India Ultra Short Term Fund

Bottom quartile AUM (₹1,006 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.39% (upper mid).
1M return: 0.44% (upper mid).
Sharpe: 2.72 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.59% (upper mid).
Modified duration: 0.46 yrs (lower mid).

SBI Magnum Ultra Short Duration Fund

Top quartile AUM (₹16,408 Cr).
Oldest track record among peers (26 yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 7.44% (upper mid).
1M return: 0.45% (upper mid).
Sharpe: 2.74 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.26% (bottom quartile).
Modified duration: 0.42 yrs (top quartile).

Nippon India Ultra Short Duration Fund

Upper mid AUM (₹9,543 Cr).
Established history (23+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 7.28% (lower mid).
1M return: 0.46% (upper mid).
Sharpe: 2.26 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.71% (upper mid).
Modified duration: 0.45 yrs (lower mid).

Kotak Savings Fund

Upper mid AUM (₹15,527 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 7.30% (upper mid).
1M return: 0.43% (lower mid).
Sharpe: 2.10 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.49% (upper mid).
Modified duration: 0.45 yrs (upper mid).

UTI Ultra Short Term Fund

Lower mid AUM (₹4,551 Cr).
Established history (21+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately Low.
1Y return: 7.20% (lower mid).
1M return: 0.41% (lower mid).
Sharpe: 2.18 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.46% (lower mid).
Modified duration: 0.45 yrs (upper mid).

DSP Money Manager Fund

Lower mid AUM (₹3,882 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 7.18% (bottom quartile).
1M return: 0.39% (bottom quartile).
Sharpe: 1.65 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.34% (lower mid).
Modified duration: 0.47 yrs (bottom quartile).

Canara Robeco Ultra Short Term Fund

Bottom quartile AUM (₹583 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.99% (bottom quartile).
1M return: 0.40% (bottom quartile).
Sharpe: 1.29 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.14% (bottom quartile).
Modified duration: 0.41 yrs (top quartile).

BOI AXA Ultra Short Duration Fund

Bottom quartile AUM (₹153 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 6.92% (bottom quartile).
1M return: 0.40% (bottom quartile).
Sharpe: 1.11 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.18% (bottom quartile).
Modified duration: 0.49 yrs (bottom quartile).

2019 ರ ಅತ್ಯುತ್ತಮ ಅಲ್ಟ್ರಾ ಅಲ್ಪಾವಧಿಯ ನಿಧಿಗಳು

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Research Highlights for Aditya Birla Sun Life Savings Fund

Highest AUM (₹20,228 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 8.04% (top quartile).
1M return: 0.47% (top quartile).
Sharpe: 3.55 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.72% (top quartile).
Modified duration: 0.49 yrs (bottom quartile).
Average maturity: 0.58 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (14 Aug 25)	₹553.418 ↑ 0.27 (0.05 %)
Net Assets (Cr)	₹20,228 on 15 Jul 25
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.54
Sharpe Ratio	3.55
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.72%
Effective Maturity	6 Months 29 Days
Modified Duration	5 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	4.1%
1 Year	8%
3 Year	7.4%
5 Year	6.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	7.2%
2022	4.8%
2021	3.9%
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%
2015	8.9%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure

Data below for Aditya Birla Sun Life Savings Fund as on 15 Jul 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

Research Highlights for ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹16,051 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.53% (top quartile).
1M return: 0.46% (top quartile).
Sharpe: 2.79 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.79% (top quartile).
Modified duration: 0.45 yrs (upper mid).
Average maturity: 0.65 yrs (bottom quartile).
Exit load: 0-1 Months (0.5%),1 Months and above(NIL).

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (14 Aug 25)	₹27.9402 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹16,051 on 30 Jun 25
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.86
Sharpe Ratio	2.79
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	6.79%
Effective Maturity	7 Months 24 Days
Modified Duration	5 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	3.9%
1 Year	7.5%
3 Year	7.1%
5 Year	5.9%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	6.9%
2022	4.5%
2021	4%
2020	6.5%
2019	8.4%
2018	7.5%
2017	6.9%
2016	9.8%
2015	9.1%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure

Data below for ICICI Prudential Ultra Short Term Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Research Highlights for Invesco India Ultra Short Term Fund

Bottom quartile AUM (₹1,006 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.39% (upper mid).
1M return: 0.44% (upper mid).
Sharpe: 2.72 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.59% (upper mid).
Modified duration: 0.46 yrs (lower mid).
Average maturity: 0.48 yrs (upper mid).
Exit load: NIL.

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund Growth
Launch Date	30 Dec 10
NAV (14 Aug 25)	₹2,719.27 ↑ 0.56 (0.02 %)
Net Assets (Cr)	₹1,006 on 30 Jun 25
Category	Debt - Ultrashort Bond
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.74
Sharpe Ratio	2.72
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.59%
Effective Maturity	5 Months 24 Days
Modified Duration	5 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value

Invesco India Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25

Duration	Returns
1 Month	0.4%
3 Month	1.7%
6 Month	3.7%
1 Year	7.4%
3 Year	6.9%
5 Year	5.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	6.6%
2022	4.1%
2021	3%
2020	5.1%
2019	7.6%
2018	7.3%
2017	7.1%
2016	9.1%
2015	8.3%

Fund Manager information for Invesco India Ultra Short Term Fund

Name	Since	Tenure

Data below for Invesco India Ultra Short Term Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. SBI Magnum Ultra Short Duration Fund

(Erstwhile SBI Magnum InstaCash Fund)

To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity.

Research Highlights for SBI Magnum Ultra Short Duration Fund

Top quartile AUM (₹16,408 Cr).
Oldest track record among peers (26 yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 7.44% (upper mid).
1M return: 0.45% (upper mid).
Sharpe: 2.74 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.26% (bottom quartile).
Modified duration: 0.42 yrs (top quartile).
Average maturity: 0.51 yrs (lower mid).
Exit load: NIL.

Below is the key information for SBI Magnum Ultra Short Duration Fund

SBI Magnum Ultra Short Duration Fund Growth
Launch Date	21 May 99
NAV (14 Aug 25)	₹6,024.64 ↑ 1.31 (0.02 %)
Net Assets (Cr)	₹16,408 on 30 Jun 25
Category	Debt - Ultrashort Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.54
Sharpe Ratio	2.74
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.26%
Effective Maturity	6 Months 4 Days
Modified Duration	5 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value

SBI Magnum Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for SBI Magnum Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.8%
1 Year	7.4%
3 Year	7.1%
5 Year	5.7%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7%
2022	4.5%
2021	3.4%
2020	5.9%
2019	8%
2018	7.9%
2017	6.6%
2016	7.7%
2015	8.3%

Fund Manager information for SBI Magnum Ultra Short Duration Fund

Name	Since	Tenure

Data below for SBI Magnum Ultra Short Duration Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Nippon India Ultra Short Duration Fund

(Erstwhile Reliance Liquid Fund - Cash Plan)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Ultra Short Duration Fund

Upper mid AUM (₹9,543 Cr).
Established history (23+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 7.28% (lower mid).
1M return: 0.46% (upper mid).
Sharpe: 2.26 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.71% (upper mid).
Modified duration: 0.45 yrs (lower mid).
Average maturity: 0.66 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for Nippon India Ultra Short Duration Fund

Nippon India Ultra Short Duration Fund Growth
Launch Date	7 Dec 01
NAV (14 Aug 25)	₹4,061.91 ↑ 1.51 (0.04 %)
Net Assets (Cr)	₹9,543 on 30 Jun 25
Category	Debt - Ultrashort Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Low
Expense Ratio	1.14
Sharpe Ratio	2.26
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.71%
Effective Maturity	7 Months 29 Days
Modified Duration	5 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value

Nippon India Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.7%
1 Year	7.3%
3 Year	6.9%
5 Year	6.7%
10 Year
15 Year
Since launch	6.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	6.7%
2022	4.6%
2021	7.8%
2020	4.9%
2019	0.9%
2018	7.3%
2017	5.8%
2016	6.8%
2015	7.6%

Fund Manager information for Nippon India Ultra Short Duration Fund

Name	Since	Tenure

Data below for Nippon India Ultra Short Duration Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. Kotak Savings Fund

(Erstwhile Kotak Treasury Advantage Fund)

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Research Highlights for Kotak Savings Fund

Upper mid AUM (₹15,527 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 7.30% (upper mid).
1M return: 0.43% (lower mid).
Sharpe: 2.10 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.49% (upper mid).
Modified duration: 0.45 yrs (upper mid).
Average maturity: 0.47 yrs (upper mid).
Exit load: NIL.

Below is the key information for Kotak Savings Fund

Kotak Savings Fund Growth
Launch Date	13 Aug 04
NAV (14 Aug 25)	₹43.2302 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹15,527 on 30 Jun 25
Category	Debt - Ultrashort Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.8
Sharpe Ratio	2.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.49%
Effective Maturity	5 Months 19 Days
Modified Duration	5 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value

Kotak Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25

Duration	Returns
1 Month	0.4%
3 Month	1.7%
6 Month	3.7%
1 Year	7.3%
3 Year	6.9%
5 Year	5.6%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	6.8%
2022	4.5%
2021	3.2%
2020	5.8%
2019	7.8%
2018	7.4%
2017	6.7%
2016	8.2%
2015	8.6%

Fund Manager information for Kotak Savings Fund

Name	Since	Tenure

Data below for Kotak Savings Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

7. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for UTI Ultra Short Term Fund

Lower mid AUM (₹4,551 Cr).
Established history (21+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately Low.
1Y return: 7.20% (lower mid).
1M return: 0.41% (lower mid).
Sharpe: 2.18 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.46% (lower mid).
Modified duration: 0.45 yrs (upper mid).
Average maturity: 0.47 yrs (top quartile).
Exit load: NIL.

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund Growth
Launch Date	29 Aug 03
NAV (14 Aug 25)	₹4,272.08 ↑ 0.80 (0.02 %)
Net Assets (Cr)	₹4,551 on 30 Jun 25
Category	Debt - Ultrashort Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	2.18
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.46%
Effective Maturity	5 Months 19 Days
Modified Duration	5 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value

UTI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	3.6%
1 Year	7.2%
3 Year	6.8%
5 Year	6.1%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	6.7%
2022	4.2%
2021	6.1%
2020	5.3%
2019	3.3%
2018	7%
2017	6.6%
2016	8.9%
2015	8.5%

Fund Manager information for UTI Ultra Short Term Fund

Name	Since	Tenure

Data below for UTI Ultra Short Term Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

8. DSP Money Manager Fund

"The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP Money Manager Fund

Lower mid AUM (₹3,882 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 7.18% (bottom quartile).
1M return: 0.39% (bottom quartile).
Sharpe: 1.65 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.34% (lower mid).
Modified duration: 0.47 yrs (bottom quartile).
Average maturity: 0.52 yrs (lower mid).
Exit load: NIL.

Below is the key information for DSP Money Manager Fund

DSP Money Manager Fund Growth
Launch Date	31 Jul 06
NAV (14 Aug 25)	₹3,432.18 ↑ 0.63 (0.02 %)
Net Assets (Cr)	₹3,882 on 30 Jun 25
Category	Debt - Ultrashort Bond
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆
Risk	Moderately Low
Expense Ratio	1.02
Sharpe Ratio	1.65
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.34%
Effective Maturity	6 Months 7 Days
Modified Duration	5 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value

DSP Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for DSP Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	3.7%
1 Year	7.2%
3 Year	6.7%
5 Year	5.3%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.9%
2023	6.7%
2022	4.1%
2021	2.9%
2020	4.7%
2019	7.3%
2018	5%
2017	6%
2016	7.5%
2015	7.9%

Fund Manager information for DSP Money Manager Fund

Name	Since	Tenure

Data below for DSP Money Manager Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

9. Canara Robeco Ultra Short Term Fund

(Erstwhile Canara Robeco Treasury Advantage Fund)

To generate income/capital appreciation through a low risk strategy by investment in Money Market Instruments (MMI). However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Canara Robeco Ultra Short Term Fund

Bottom quartile AUM (₹583 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.99% (bottom quartile).
1M return: 0.40% (bottom quartile).
Sharpe: 1.29 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.14% (bottom quartile).
Modified duration: 0.41 yrs (top quartile).
Average maturity: 0.51 yrs (upper mid).
Exit load: NIL.

Below is the key information for Canara Robeco Ultra Short Term Fund

Canara Robeco Ultra Short Term Fund Growth
Launch Date	14 Jul 08
NAV (14 Aug 25)	₹3,828.44 ↑ 0.48 (0.01 %)
Net Assets (Cr)	₹583 on 30 Jun 25
Category	Debt - Ultrashort Bond
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	☆☆
Risk	Low
Expense Ratio	0.95
Sharpe Ratio	1.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.14%
Effective Maturity	6 Months 3 Days
Modified Duration	4 Months 29 Days

Growth of 10,000 investment over the years.

Date	Value

Canara Robeco Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Canara Robeco Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	3.6%
1 Year	7%
3 Year	6.5%
5 Year	5%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.8%
2023	6.4%
2022	3.9%
2021	2.6%
2020	4.5%
2019	6.6%
2018	6.1%
2017	5.7%
2016	7.3%
2015	8.4%

Fund Manager information for Canara Robeco Ultra Short Term Fund

Name	Since	Tenure

Data below for Canara Robeco Ultra Short Term Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

10. BOI AXA Ultra Short Duration Fund

(Erstwhile BOI AXA Treasury Advantage Fund)

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. Further, there is also no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for BOI AXA Ultra Short Duration Fund

Bottom quartile AUM (₹153 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 6.92% (bottom quartile).
1M return: 0.40% (bottom quartile).
Sharpe: 1.11 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.18% (bottom quartile).
Modified duration: 0.49 yrs (bottom quartile).
Average maturity: 0.45 yrs (top quartile).
Exit load: NIL.

Below is the key information for BOI AXA Ultra Short Duration Fund

BOI AXA Ultra Short Duration Fund Growth
Launch Date	16 Jul 08
NAV (14 Aug 25)	₹3,185.75 ↑ 0.49 (0.02 %)
Net Assets (Cr)	₹153 on 30 Jun 25
Category	Debt - Ultrashort Bond
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	1.29
Sharpe Ratio	1.11
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.18%
Effective Maturity	5 Months 12 Days
Modified Duration	5 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value

BOI AXA Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for BOI AXA Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	3.5%
1 Year	6.9%
3 Year	6.5%
5 Year	5.2%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	6.2%
2022	4.4%
2021	3.2%
2020	4.9%
2019	7.5%
2018	7.6%
2017	8%
2016	9.1%
2015	8.7%

Fund Manager information for BOI AXA Ultra Short Duration Fund

Name	Since	Tenure

Data below for BOI AXA Ultra Short Duration Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ಸರಿಯಾದ ಬಗ್ಗೆ ಯಾವುದೇ ಭರವಸೆಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.