+91-22-489139097 ਸਰਵੋਤਮ ਮੱਧਮ ਅਵਧੀ ਫੰਡ 2022
ਕੀ ਤੁਸੀਂ ਇੱਕ ਮੱਧਮ-ਮਿਆਦ ਦੇ ਨਿਵੇਸ਼ ਵਿਕਲਪ ਦੀ ਤਲਾਸ਼ ਕਰ ਰਹੇ ਹੋ? ਕੀ ਤੁਹਾਡੇ ਕੋਲ ਵਿਹਲਾ ਪੈਸਾ ਹੈ ਜੋ ਤੁਸੀਂ ਅਗਲੇ 3-4 ਸਾਲਾਂ ਲਈ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੋਗੇ? ਜੇਕਰ ਹਾਂ, ਤਾਂ ਇੱਥੇ ਤੁਹਾਡੇ ਲਈ ਇੱਕ ਫੰਡ ਹੈ- ਮੱਧਮ ਮਿਆਦ ਦੇ ਫੰਡ! ਮੱਧਮ ਮਿਆਦ ਦੇ ਫੰਡ ਕਰਜ਼ੇ ਦੀ ਇੱਕ ਕਿਸਮ ਹੈਮਿਉਚੁਅਲ ਫੰਡ ਜੋ ਕਰਜ਼ੇ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦਾ ਹੈ ਅਤੇਪੈਸੇ ਦੀ ਮਾਰਕੀਟ ਤਿੰਨ ਤੋਂ ਚਾਰ ਸਾਲਾਂ ਦੀ ਮੈਕਾਲੇ ਅਵਧੀ ਵਾਲੇ ਯੰਤਰ। ਆਉ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਕੁਝ ਵਧੀਆ ਮੱਧਮ ਅਵਧੀ ਦੇ ਫੰਡਾਂ ਨੂੰ ਵੇਖਣ ਦੇ ਨਾਲ, ਇਸ ਫੰਡ ਬਾਰੇ ਹੋਰ ਸਮਝੀਏ।
ਮੱਧਮ ਮਿਆਦ ਦੇ ਕਰਜ਼ੇ ਫੰਡ- ਸੰਖੇਪ ਜਾਣਕਾਰੀ
ਕਰਜ਼ੇ ਨੂੰ ਆਮ ਤੌਰ 'ਤੇ ਪਰਿਪੱਕਤਾ ਦੇ ਰੂਪ ਵਿੱਚ ਸ਼੍ਰੇਣੀਬੱਧ ਕੀਤਾ ਜਾਂਦਾ ਹੈ। ਦੀਆਂ ਸ਼ਰਤਾਂਕਰਜ਼ਾ ਫੰਡ ਹਨ - ਘੱਟ ਮਿਆਦ ਦੇ ਫੰਡ, ਛੋਟੀ ਮਿਆਦ, ਦਰਮਿਆਨੀ ਮਿਆਦ, ਦਰਮਿਆਨੀ ਤੋਂ ਲੰਬੀ ਮਿਆਦ ਅਤੇ ਲੰਬੀ ਮਿਆਦ ਦੇ ਫੰਡ। ਮੱਧਮ ਮਿਆਦ ਦੇ ਫੰਡ 3-4 ਸਾਲਾਂ ਦੀ ਮਿਆਦ ਪੂਰੀ ਹੋਣ ਦੇ ਨਾਲ ਕਰਜ਼ੇ ਦੀਆਂ ਪ੍ਰਤੀਭੂਤੀਆਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨ। ਇਸ ਫੰਡ ਦੀ ਪਰਿਪੱਕਤਾ ਛੋਟੀ ਮਿਆਦ ਦੇ ਫੰਡਾਂ ਤੋਂ ਘੱਟ ਅਤੇ ਲੰਬੀ ਮਿਆਦ ਦੇ ਫੰਡਾਂ ਤੋਂ ਵੱਧ ਹੈ।
ਆਮ ਤੌਰ 'ਤੇ, ਮੱਧਮ ਅਵਧੀ ਦੇ ਫੰਡਾਂ ਦੀ ਵਿਆਜ ਦਰ ਛੋਟੀ ਮਿਆਦ ਦੇ ਫੰਡ ਨਾਲੋਂ ਵੱਧ ਹੁੰਦੀ ਹੈ। ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ, ਇਹ ਫੰਡ ਉਦੋਂ ਕੰਮ ਕਰਦੇ ਹਨ ਜਦੋਂ ਛੋਟੀ ਮਿਆਦ ਦੀਆਂ ਵਿਆਜ ਦਰਾਂ ਉੱਚੀਆਂ ਹੁੰਦੀਆਂ ਹਨ। ਇੱਕ ਪ੍ਰਸਿੱਧ ਵਿਸ਼ਵਾਸ ਹੈ ਕਿ ਕਰਜ਼ਾ ਫੰਡ ਜੋਖਮ-ਮੁਕਤ ਹੁੰਦੇ ਹਨ, ਪਰ ਉਹ ਪੂਰੀ ਤਰ੍ਹਾਂ ਜੋਖਮ-ਮੁਕਤ ਨਹੀਂ ਹੁੰਦੇ ਹਨ। ਕੁਝ ਮਿਆਰੀ ਜੋਖਮ ਹਨ ਜੋ ਕਰਜ਼ੇ ਦੀ ਜਾਇਦਾਦ ਨਾਲ ਜੁੜੇ ਹੋਏ ਹਨ- ਵਿਆਜ ਦਰ ਜੋਖਮ, ਕ੍ਰੈਡਿਟ ਜੋਖਮ, ਅਤੇਤਰਲਤਾ ਖਤਰਾ
ਜੇ ਅਸੀਂ ਮੱਧਮ ਅਵਧੀ ਦੇ ਫੰਡਾਂ ਦੀ ਵਿਆਜ ਦਰ-ਜੋਖਮ ਨੂੰ ਵੇਖੀਏ ਤਾਂ ਇਹ ਛੋਟੀ ਮਿਆਦ ਦੇ ਫੰਡਾਂ ਨਾਲੋਂ ਵੱਧ ਹੈ। ਇਸ ਲਈ, ਨਿਵੇਸ਼ਕ ਜੋ ਇਸ ਕਿਸਮ ਦੇ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਹਨ, ਨੂੰ ਨਿਵੇਸ਼ਾਂ ਵਿੱਚ ਬਹੁਤ ਘੱਟ ਜੋਖਮ ਨੂੰ ਬਰਦਾਸ਼ਤ ਕਰਨ ਦੇ ਯੋਗ ਹੋਣਾ ਚਾਹੀਦਾ ਹੈ।
ਕਰਜ਼ਾ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਦੀਆਂ ਵਿਸ਼ੇਸ਼ਤਾਵਾਂ
- ਰਿਣ ਫੰਡਾਂ ਵਿੱਚ, ਕੋਈ ਵਿਅਕਤੀ ਕਿਸੇ ਵੀ ਸਮੇਂ ਨਿਵੇਸ਼ ਤੋਂ ਲੋੜੀਂਦੇ ਫੰਡ ਵਾਪਸ ਲੈ ਸਕਦਾ ਹੈ, ਅਤੇ ਬਾਕੀ ਬਚੇ ਫੰਡ ਨੂੰ ਨਿਵੇਸ਼ ਕਰਨ ਦੇ ਸਕਦਾ ਹੈ।
- ਡੈਬਟ ਫੰਡਾਂ ਨੂੰ ਨਿਯਮਤ ਸਮੇਂ ਦੇ ਦੌਰਾਨ ਅਨੁਕੂਲ ਰਿਟਰਨ ਕਮਾਉਣ ਲਈ ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ ਮੰਨਿਆ ਜਾਂਦਾ ਹੈ। ਉਦਾਹਰਨ ਲਈ, ਲਾਭਅੰਸ਼ ਭੁਗਤਾਨ ਦੀ ਚੋਣ ਕਰਨਾ ਨਿਯਮਤ ਲਈ ਇੱਕ ਵਿਕਲਪ ਹੋ ਸਕਦਾ ਹੈਆਮਦਨ ਵਹਾਅ
- ਉਲਟਇਕੁਇਟੀ ਫੰਡ, ਕਰਜ਼ੇ ਦੁਆਰਾ ਪ੍ਰਭਾਵਿਤ ਨਹੀਂ ਹੁੰਦੇ ਹਨਬਜ਼ਾਰ ਅਸਥਿਰਤਾ, ਅਸਲ ਵਿੱਚ ਉਹ ਵਿਆਜ ਦਰ ਜੋਖਮ ਅਤੇ ਕ੍ਰੈਡਿਟ ਜੋਖਮ ਵਰਗੇ ਮਿਆਰੀ ਜੋਖਮ ਨੂੰ ਲੈ ਕੇ ਜਾਂਦੇ ਹਨ।
- ਰਿਣ ਫੰਡਾਂ ਵਿੱਚ, ਤੁਸੀਂ ਪੈਦਾ ਕਰ ਸਕਦੇ ਹੋਪੱਕੀ ਤਨਖਾਹ ਹਰ ਮਹੀਨੇ ਇੱਕ ਪ੍ਰਣਾਲੀਗਤ ਕਢਵਾਉਣ ਦੀ ਯੋਜਨਾ ਸ਼ੁਰੂ ਕਰਕੇ (SWP ਦਾ ਇੱਕ ਰਿਜ਼ਰਵ ਹੈSIP/ਕ੍ਰਿਪਾ ਕਰਕੇ) ਇੱਕ ਮਹੀਨਾਵਾਰ ਇੱਕ ਨਿਸ਼ਚਿਤ ਰਕਮ ਕਢਵਾਉਣ ਲਈਆਧਾਰ. ਨਾਲ ਹੀ, ਲੋੜ ਪੈਣ 'ਤੇ ਤੁਸੀਂ SWP ਦੀ ਮਾਤਰਾ ਨੂੰ ਬਦਲ ਸਕਦੇ ਹੋ।
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ਸਿਖਰ ਦੇ 7 ਸਰਵੋਤਮ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਮੱਧਮ ਅਵਧੀ ਫੰਡ 2022 - 2023
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Medium Term Plan Growth ₹43.7653
↑ 0.02 ₹3,319 0.6 3.6 7.9 9.7 10.9 8.09% 2Y 11M 12D 4Y 4M 10D Kotak Medium Term Fund Growth ₹24.4915
↑ 0.01 ₹1,926 0.7 3.6 5.6 7.9 8.9 8.37% 2Y 11M 26D 5Y 6M 18D Nippon India Strategic Debt Fund Growth ₹16.8546
↑ 0.02 ₹147 0.4 3.3 5.4 7.8 9.6 7.82% 3Y 8M 19D 5Y 6M 14D ICICI Prudential Medium Term Bond Fund Growth ₹48.5861
↑ 0.02 ₹5,419 0.8 3.9 6.3 7.7 9 8.29% 3Y 11D 5Y 9M 29D Axis Strategic Bond Fund Growth ₹30.1162
↑ 0.03 ₹2,112 0.6 3.5 5.8 7.6 8.2 8.18% 3Y 3M 4Y 8M 1D SBI Magnum Medium Duration Fund Growth ₹54.87
↑ 0.04 ₹6,489 0.8 3.9 6 7.2 7.5 8.22% 3Y 11D 4Y 4M 2D HDFC Medium Term Debt Fund Growth ₹60.3364
↑ 0.03 ₹3,599 0.7 3.6 5.7 7.1 7.7 8.44% 2Y 8M 12D 3Y 9M 11D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 26 Research Highlights & Commentary of 7 Funds showcased
Commentary Aditya Birla Sun Life Medium Term Plan Kotak Medium Term Fund Nippon India Strategic Debt Fund ICICI Prudential Medium Term Bond Fund Axis Strategic Bond Fund SBI Magnum Medium Duration Fund HDFC Medium Term Debt Fund Point 1 Lower mid AUM (₹3,319 Cr). Bottom quartile AUM (₹1,926 Cr). Bottom quartile AUM (₹147 Cr). Upper mid AUM (₹5,419 Cr). Lower mid AUM (₹2,112 Cr). Highest AUM (₹6,489 Cr). Upper mid AUM (₹3,599 Cr). Point 2 Established history (17+ yrs). Established history (12+ yrs). Established history (12+ yrs). Established history (22+ yrs). Established history (14+ yrs). Established history (22+ yrs). Oldest track record among peers (24 yrs). Point 3 Top rated. Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 7.88% (top quartile). 1Y return: 5.56% (bottom quartile). 1Y return: 5.40% (bottom quartile). 1Y return: 6.28% (upper mid). 1Y return: 5.82% (lower mid). 1Y return: 5.95% (upper mid). 1Y return: 5.71% (lower mid). Point 6 1M return: 0.09% (upper mid). 1M return: 0.00% (bottom quartile). 1M return: 0.13% (top quartile). 1M return: 0.06% (lower mid). 1M return: 0.05% (lower mid). 1M return: 0.02% (bottom quartile). 1M return: 0.10% (upper mid). Point 7 Sharpe: 1.28 (top quartile). Sharpe: 0.48 (lower mid). Sharpe: 0.22 (bottom quartile). Sharpe: 0.84 (upper mid). Sharpe: 0.46 (lower mid). Sharpe: 0.54 (upper mid). Sharpe: 0.41 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 8.09% (bottom quartile). Yield to maturity (debt): 8.37% (upper mid). Yield to maturity (debt): 7.82% (bottom quartile). Yield to maturity (debt): 8.29% (upper mid). Yield to maturity (debt): 8.18% (lower mid). Yield to maturity (debt): 8.22% (lower mid). Yield to maturity (debt): 8.44% (top quartile). Point 10 Modified duration: 2.95 yrs (upper mid). Modified duration: 2.99 yrs (upper mid). Modified duration: 3.72 yrs (bottom quartile). Modified duration: 3.03 yrs (lower mid). Modified duration: 3.25 yrs (bottom quartile). Modified duration: 3.03 yrs (lower mid). Modified duration: 2.70 yrs (top quartile). Aditya Birla Sun Life Medium Term Plan
Kotak Medium Term Fund
Nippon India Strategic Debt Fund
ICICI Prudential Medium Term Bond Fund
Axis Strategic Bond Fund
SBI Magnum Medium Duration Fund
HDFC Medium Term Debt Fund
*ਉੱਪਰ ਵਧੀਆ ਦੀ ਸੂਚੀ ਹੈਦਰਮਿਆਨੀ ਮਿਆਦ ਉਪਰੋਕਤ AUM/ਨੈੱਟ ਸੰਪਤੀਆਂ ਵਾਲੇ ਫੰਡ100 ਕਰੋੜ. 'ਤੇ ਛਾਂਟੀ ਕੀਤੀਪਿਛਲੇ 3 ਸਾਲ ਦੀ ਵਾਪਸੀ.
The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved Research Highlights for Kotak Medium Term Fund Below is the key information for Kotak Medium Term Fund Returns up to 1 year are on (Erstwhile Reliance Classic Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while
maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and
capital appreciation. Research Highlights for Nippon India Strategic Debt Fund Below is the key information for Nippon India Strategic Debt Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Corporate Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Medium Term Bond Fund Below is the key information for ICICI Prudential Medium Term Bond Fund Returns up to 1 year are on (Erstwhile Axis Income Fund) To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments. Research Highlights for Axis Strategic Bond Fund Below is the key information for Axis Strategic Bond Fund Returns up to 1 year are on (Erstwhile SBI Regular Savings Fund) To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt,
equity and money market instruments. Research Highlights for SBI Magnum Medium Duration Fund Below is the key information for SBI Magnum Medium Duration Fund Returns up to 1 year are on (Erstwhile HDFC High Interest Fund - Short Term Plan) To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and
to provide stable returns over shorter periods. Research Highlights for HDFC Medium Term Debt Fund Below is the key information for HDFC Medium Term Debt Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (30 Sep 26) ₹43.7653 ↑ 0.02 (0.04 %) Net Assets (Cr) ₹3,319 on 31 Aug 26 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 1.28 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.09% Effective Maturity 4 Years 4 Months 10 Days Modified Duration 2 Years 11 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹12,349 30 Sep 23 ₹13,234 30 Sep 24 ₹14,419 30 Sep 25 ₹16,212 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month 0.1% 3 Month 0.6% 6 Month 3.6% 1 Year 7.9% 3 Year 9.7% 5 Year 11.8% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 10.9% 2024 10.5% 2023 6.9% 2022 24.8% 2021 7.1% 2020 8.1% 2019 -4.4% 2018 5.6% 2017 7% 2016 10.9% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 12.01 Yr. Mohit Sharma 6 Aug 20 6.07 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 10.93% Equity 4.07% Debt 84.77% Other 0.23% Debt Sector Allocation
Sector Value Corporate 55.76% Government 29.01% Cash Equivalent 10.93% Credit Quality
Rating Value A 9.91% AA 40.96% AAA 49.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -11% ₹366 Cr 37,000,000
↓ -6,000,000 Bajaj Housing Finance Limited
Debentures | -4% ₹125 Cr 12,500
↓ -2,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹124 Cr 12,500
↑ 12,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹113 Cr 11,500 Hinduja Leyland Finance Limited
Debentures | -3% ₹109 Cr 11,000 Cholamandalam Investment And Finance Company Limited
Debentures | -3% ₹103 Cr 10,500 Oxyzo Financial Services Limited
Debentures | -3% ₹89 Cr 9,000 GMR Airports Limited
Debentures | -3% ₹85 Cr 8,000 Jubilant Bevco Limited
Debentures | -2% ₹83 Cr 7,400 Jtpm Metal TRaders Limited
Debentures | -2% ₹83 Cr 7,673 2. Kotak Medium Term Fund
Kotak Medium Term Fund
Growth Launch Date 25 Mar 14 NAV (30 Sep 26) ₹24.4915 ↑ 0.01 (0.05 %) Net Assets (Cr) ₹1,926 on 31 Aug 26 Category Debt - Medium term Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.63 Sharpe Ratio 0.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-18 Months (2%),18 Months and above(NIL) Yield to Maturity 8.37% Effective Maturity 5 Years 6 Months 18 Days Modified Duration 2 Years 11 Months 26 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,231 30 Sep 23 ₹10,806 30 Sep 24 ₹11,866 30 Sep 25 ₹12,847 Returns for Kotak Medium Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month 0% 3 Month 0.7% 6 Month 3.6% 1 Year 5.6% 3 Year 7.9% 5 Year 6.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 8.9% 2024 9% 2023 6.1% 2022 3.2% 2021 4.7% 2020 8.5% 2019 7% 2018 5.4% 2017 6.6% 2016 10.9% Fund Manager information for Kotak Medium Term Fund
Name Since Tenure Deepak Agrawal 25 Mar 14 12.45 Yr. Vihag Mishra 1 Jun 25 1.25 Yr. Data below for Kotak Medium Term Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 5.24% Equity 9.76% Debt 84.69% Other 0.31% Debt Sector Allocation
Sector Value Corporate 74.51% Government 10.19% Cash Equivalent 5.24% Credit Quality
Rating Value A 8.22% AA 57.11% AAA 34.66% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jtpm Metal TRaders Limited
Debentures | -6% ₹108 Cr 10,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -5% ₹97 Cr 10,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -5% ₹90 Cr 9,000 Adani Power Limited
Debentures | -5% ₹90 Cr 9,000 Embassy Office Parks REIT (Real Estate)
-, Since 31 May 21 | 5426024% ₹79 Cr 1,788,346 360 One Prime Limited
Debentures | -4% ₹75 Cr 7,500 Mas Financial Services Limited
Debentures | -4% ₹74 Cr 7,500 TATA Steel Limited
Debentures | -4% ₹74 Cr 750 Aditya Birla Renewables Limited
Debentures | -3% ₹60 Cr 6,000 Aditya Birla Real Estate Limited
Debentures | -3% ₹55 Cr 5,500 3. Nippon India Strategic Debt Fund
Nippon India Strategic Debt Fund
Growth Launch Date 26 Jun 14 NAV (30 Sep 26) ₹16.8546 ↑ 0.02 (0.09 %) Net Assets (Cr) ₹147 on 31 Aug 26 Category Debt - Medium term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.08 Sharpe Ratio 0.22 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.82% Effective Maturity 5 Years 6 Months 14 Days Modified Duration 3 Years 8 Months 19 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,094 30 Sep 23 ₹10,808 30 Sep 24 ₹11,682 30 Sep 25 ₹12,831 Returns for Nippon India Strategic Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month 0.1% 3 Month 0.4% 6 Month 3.3% 1 Year 5.4% 3 Year 7.8% 5 Year 6.2% 10 Year 15 Year Since launch 4.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 9.6% 2024 8.3% 2023 7% 2022 2% 2021 17.4% 2020 -23.5% 2019 -3.4% 2018 4.7% 2017 6.9% 2016 11.1% Fund Manager information for Nippon India Strategic Debt Fund
Name Since Tenure Kinjal Desai 25 May 18 8.28 Yr. Sushil Budhia 1 Feb 20 6.59 Yr. Akshay Sharma 1 Dec 22 3.75 Yr. Amber Singhania 11 Mar 26 0.48 Yr. Data below for Nippon India Strategic Debt Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 11.99% Debt 87.67% Other 0.34% Debt Sector Allocation
Sector Value Corporate 50.39% Government 37.28% Cash Equivalent 11.99% Credit Quality
Rating Value AA 42.89% AAA 57.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -7% ₹10 Cr 1,000 6.79% Govt Stock 2034
Sovereign Bonds | -7% ₹10 Cr 1,000,000 Indian Railway Finance Corporation Limited
Debentures | -4% ₹5 Cr 1,000 Triumph Composites Private Limited
Debentures | -4% ₹5 Cr 515 Rec Limited
Debentures | -4% ₹5 Cr 50 TRuhome Finance Limited
Debentures | -3% ₹5 Cr 500 Godrej Industries Limited
Debentures | -3% ₹5 Cr 500 7.27% Rajasthan Sdl 2029
Sovereign Bonds | -3% ₹5 Cr 500,000 Muthoot Fincorp Limited
Debentures | -3% ₹5 Cr 5,000 7.3% Rajasthan Sdl 2030
Sovereign Bonds | -3% ₹5 Cr 500,000 4. ICICI Prudential Medium Term Bond Fund
ICICI Prudential Medium Term Bond Fund
Growth Launch Date 15 Sep 04 NAV (30 Sep 26) ₹48.5861 ↑ 0.02 (0.04 %) Net Assets (Cr) ₹5,419 on 31 Aug 26 Category Debt - Medium term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio 0.84 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.29% Effective Maturity 5 Years 9 Months 29 Days Modified Duration 3 Years 11 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,324 30 Sep 23 ₹11,040 30 Sep 24 ₹11,937 30 Sep 25 ₹12,981 Returns for ICICI Prudential Medium Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month 0.1% 3 Month 0.8% 6 Month 3.9% 1 Year 6.3% 3 Year 7.7% 5 Year 6.6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 9% 2024 8% 2023 7% 2022 4.2% 2021 5.5% 2020 10.4% 2019 9.2% 2018 5.1% 2017 6.5% 2016 10.2% Fund Manager information for ICICI Prudential Medium Term Bond Fund
Name Since Tenure Manish Banthia 7 Nov 16 9.82 Yr. Akhil Kakkar 22 Jan 24 2.61 Yr. Data below for ICICI Prudential Medium Term Bond Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 1.26% Equity 9.36% Debt 89.02% Other 0.36% Debt Sector Allocation
Sector Value Corporate 65.71% Government 23.31% Cash Equivalent 1.26% Credit Quality
Rating Value AA 68.75% AAA 31.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426024% ₹197 Cr 4,474,126
↓ -1,320 Adani Enterprises Limited
Debentures | -3% ₹175 Cr 17,500 Vedanta Aluminium Metal Limited
Debentures | -3% ₹171 Cr 17,000 6.9% Govt Stock 2065
Sovereign Bonds | -3% ₹170 Cr 18,979,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹162 Cr 15,000 TATA Projects Limited
Debentures | -3% ₹150 Cr 15,000 Oberoi Realty Limited
Debentures | -3% ₹149 Cr 15,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹149 Cr 150 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹141 Cr 14,822,500 Adani Power Limited
Debentures | -2% ₹125 Cr 12,500 5. Axis Strategic Bond Fund
Axis Strategic Bond Fund
Growth Launch Date 28 Mar 12 NAV (30 Sep 26) ₹30.1162 ↑ 0.03 (0.08 %) Net Assets (Cr) ₹2,112 on 31 Aug 26 Category Debt - Medium term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.32 Sharpe Ratio 0.46 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 8.18% Effective Maturity 4 Years 8 Months 1 Day Modified Duration 3 Years 3 Months Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,302 30 Sep 23 ₹11,027 30 Sep 24 ₹12,003 30 Sep 25 ₹12,994 Returns for Axis Strategic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month 0.1% 3 Month 0.6% 6 Month 3.5% 1 Year 5.8% 3 Year 7.6% 5 Year 6.6% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 8.2% 2024 8.7% 2023 7.3% 2022 3.8% 2021 5.2% 2020 10.5% 2019 7.1% 2018 6.7% 2017 7.5% 2016 11.6% Fund Manager information for Axis Strategic Bond Fund
Name Since Tenure Devang Shah 5 Nov 12 13.83 Yr. Sachin Jain 1 Feb 23 3.58 Yr. Akhil Thakker 1 Feb 23 3.58 Yr. Data below for Axis Strategic Bond Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 2.55% Equity 3.48% Debt 93.67% Other 0.3% Debt Sector Allocation
Sector Value Corporate 71.52% Government 22.15% Cash Equivalent 2.55% Credit Quality
Rating Value A 7.59% AA 55.74% AAA 36.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -8% ₹176 Cr 17,750,000
↓ -5,500,000 Jubilant Beverages Limited
Debentures | -3% ₹73 Cr 6,500 GMR Hyderabad International Airport Ltd
Debentures | -3% ₹66 Cr 6,500 Tamilnadu State Development Loans
Sovereign Bonds | -3% ₹62 Cr 6,358,600 Jubilant Bevco Limited
Debentures | -3% ₹62 Cr 5,500 Vedanta Aluminium Metal Limited
Debentures | -3% ₹60 Cr 6,000 Adani Power Limited
Debentures | -3% ₹60 Cr 6,000 Delhi International Airport Limited
Debentures | -3% ₹56 Cr 5,500 Aditya Birla Digital Fashion Ventures Limited
Debentures | -3% ₹55 Cr 5,500 Hiranandani Financial Services Private Limited
Debentures | -2% ₹52 Cr 5,200 6. SBI Magnum Medium Duration Fund
SBI Magnum Medium Duration Fund
Growth Launch Date 12 Nov 03 NAV (30 Sep 26) ₹54.87 ↑ 0.04 (0.07 %) Net Assets (Cr) ₹6,489 on 31 Aug 26 Category Debt - Medium term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.22 Sharpe Ratio 0.54 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1.5%),12 Months and above(NIL) Yield to Maturity 8.22% Effective Maturity 4 Years 4 Months 2 Days Modified Duration 3 Years 11 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,219 30 Sep 23 ₹10,986 30 Sep 24 ₹11,884 30 Sep 25 ₹12,759 Returns for SBI Magnum Medium Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month 0% 3 Month 0.8% 6 Month 3.9% 1 Year 6% 3 Year 7.2% 5 Year 6.2% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.5% 2024 8.1% 2023 7.2% 2022 3.4% 2021 3.8% 2020 12.3% 2019 11.1% 2018 6.2% 2017 7.6% 2016 14% Fund Manager information for SBI Magnum Medium Duration Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 2.75 Yr. Mohit Jain 30 Nov 17 8.76 Yr. Data below for SBI Magnum Medium Duration Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 8.4% Equity 6.47% Debt 84.79% Other 0.33% Debt Sector Allocation
Sector Value Corporate 62.69% Government 23.2% Cash Equivalent 7.3% Credit Quality
Rating Value A 9.96% AA 52.21% AAA 37.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -7% ₹446 Cr 45,000,000 Godrej Properties Limited
Debentures | -5% ₹301 Cr 30,000 7.06% Govt Stock 2041
Sovereign Bonds | -5% ₹296 Cr 30,000,000
↑ 30,000,000 Jsw Jfe Kalinga Steel Limited
Debentures | -4% ₹280 Cr 27,000 Yes Bank Limited
Debentures | -3% ₹225 Cr 2,250 Aditya Birla Real Estate Limited
Debentures | -3% ₹221 Cr 22,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -3% ₹218 Cr 24,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹216 Cr 20,000 Renserv Global Private Limited
Debentures | -3% ₹205 Cr 20,500 Motilal Oswal Finvest Limited
Debentures | -3% ₹201 Cr 20,000 7. HDFC Medium Term Debt Fund
HDFC Medium Term Debt Fund
Growth Launch Date 6 Feb 02 NAV (30 Sep 26) ₹60.3364 ↑ 0.03 (0.05 %) Net Assets (Cr) ₹3,599 on 31 Aug 26 Category Debt - Medium term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.32 Sharpe Ratio 0.41 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 8.44% Effective Maturity 3 Years 9 Months 11 Days Modified Duration 2 Years 8 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,184 30 Sep 23 ₹10,890 30 Sep 24 ₹11,793 30 Sep 25 ₹12,660 Returns for HDFC Medium Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month 0.1% 3 Month 0.7% 6 Month 3.6% 1 Year 5.7% 3 Year 7.1% 5 Year 6% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.7% 2024 8.1% 2023 6.7% 2022 2.9% 2021 5% 2020 10% 2019 9.1% 2018 5.6% 2017 5.5% 2016 11.5% Fund Manager information for HDFC Medium Term Debt Fund
Name Since Tenure Anil Bamboli 7 Mar 26 0.49 Yr. Praveen Jain 7 Mar 26 0.49 Yr. Dhruv Muchhal 22 Jun 23 3.2 Yr. Bhavyesh Divecha 1 Mar 25 1.5 Yr. Data below for HDFC Medium Term Debt Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 8.73% Equity 3.21% Debt 86.45% Other 1.62% Debt Sector Allocation
Sector Value Corporate 76.7% Government 11.12% Cash Equivalent 7.36% Credit Quality
Rating Value A 3% AA 53.51% AAA 43.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -5% ₹174 Cr 175 GMR Airports Limited
Debentures | -4% ₹159 Cr 15,000 Jubilant Beverages Limited
Debentures | -3% ₹120 Cr 10,720 7.23% Govt Stock 2039
Sovereign Bonds | -3% ₹100 Cr 10,000,000
↓ -500,000 Small Industries Development Bank Of India
Debentures | -3% ₹100 Cr 10,000 SK Finance Limited
Debentures | -3% ₹100 Cr 10,000 Kalpataru Projects International Limited
Debentures | -3% ₹100 Cr 10,000 Sbfc Finance Limited
Debentures | -3% ₹99 Cr 10,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹99 Cr 100 Kosamattam Finance Limited
Debentures | -3% ₹98 Cr 10,000
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