+91-22-489139097 ਸਰਵੋਤਮ ਮੱਧਮ ਅਵਧੀ ਫੰਡ 2022
ਕੀ ਤੁਸੀਂ ਇੱਕ ਮੱਧਮ-ਮਿਆਦ ਦੇ ਨਿਵੇਸ਼ ਵਿਕਲਪ ਦੀ ਤਲਾਸ਼ ਕਰ ਰਹੇ ਹੋ? ਕੀ ਤੁਹਾਡੇ ਕੋਲ ਵਿਹਲਾ ਪੈਸਾ ਹੈ ਜੋ ਤੁਸੀਂ ਅਗਲੇ 3-4 ਸਾਲਾਂ ਲਈ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੋਗੇ? ਜੇਕਰ ਹਾਂ, ਤਾਂ ਇੱਥੇ ਤੁਹਾਡੇ ਲਈ ਇੱਕ ਫੰਡ ਹੈ- ਮੱਧਮ ਮਿਆਦ ਦੇ ਫੰਡ! ਮੱਧਮ ਮਿਆਦ ਦੇ ਫੰਡ ਕਰਜ਼ੇ ਦੀ ਇੱਕ ਕਿਸਮ ਹੈਮਿਉਚੁਅਲ ਫੰਡ ਜੋ ਕਰਜ਼ੇ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦਾ ਹੈ ਅਤੇਪੈਸੇ ਦੀ ਮਾਰਕੀਟ ਤਿੰਨ ਤੋਂ ਚਾਰ ਸਾਲਾਂ ਦੀ ਮੈਕਾਲੇ ਅਵਧੀ ਵਾਲੇ ਯੰਤਰ। ਆਉ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਕੁਝ ਵਧੀਆ ਮੱਧਮ ਅਵਧੀ ਦੇ ਫੰਡਾਂ ਨੂੰ ਵੇਖਣ ਦੇ ਨਾਲ, ਇਸ ਫੰਡ ਬਾਰੇ ਹੋਰ ਸਮਝੀਏ।
ਮੱਧਮ ਮਿਆਦ ਦੇ ਕਰਜ਼ੇ ਫੰਡ- ਸੰਖੇਪ ਜਾਣਕਾਰੀ
ਕਰਜ਼ੇ ਨੂੰ ਆਮ ਤੌਰ 'ਤੇ ਪਰਿਪੱਕਤਾ ਦੇ ਰੂਪ ਵਿੱਚ ਸ਼੍ਰੇਣੀਬੱਧ ਕੀਤਾ ਜਾਂਦਾ ਹੈ। ਦੀਆਂ ਸ਼ਰਤਾਂਕਰਜ਼ਾ ਫੰਡ ਹਨ - ਘੱਟ ਮਿਆਦ ਦੇ ਫੰਡ, ਛੋਟੀ ਮਿਆਦ, ਦਰਮਿਆਨੀ ਮਿਆਦ, ਦਰਮਿਆਨੀ ਤੋਂ ਲੰਬੀ ਮਿਆਦ ਅਤੇ ਲੰਬੀ ਮਿਆਦ ਦੇ ਫੰਡ। ਮੱਧਮ ਮਿਆਦ ਦੇ ਫੰਡ 3-4 ਸਾਲਾਂ ਦੀ ਮਿਆਦ ਪੂਰੀ ਹੋਣ ਦੇ ਨਾਲ ਕਰਜ਼ੇ ਦੀਆਂ ਪ੍ਰਤੀਭੂਤੀਆਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨ। ਇਸ ਫੰਡ ਦੀ ਪਰਿਪੱਕਤਾ ਛੋਟੀ ਮਿਆਦ ਦੇ ਫੰਡਾਂ ਤੋਂ ਘੱਟ ਅਤੇ ਲੰਬੀ ਮਿਆਦ ਦੇ ਫੰਡਾਂ ਤੋਂ ਵੱਧ ਹੈ।
ਆਮ ਤੌਰ 'ਤੇ, ਮੱਧਮ ਅਵਧੀ ਦੇ ਫੰਡਾਂ ਦੀ ਵਿਆਜ ਦਰ ਛੋਟੀ ਮਿਆਦ ਦੇ ਫੰਡ ਨਾਲੋਂ ਵੱਧ ਹੁੰਦੀ ਹੈ। ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ, ਇਹ ਫੰਡ ਉਦੋਂ ਕੰਮ ਕਰਦੇ ਹਨ ਜਦੋਂ ਛੋਟੀ ਮਿਆਦ ਦੀਆਂ ਵਿਆਜ ਦਰਾਂ ਉੱਚੀਆਂ ਹੁੰਦੀਆਂ ਹਨ। ਇੱਕ ਪ੍ਰਸਿੱਧ ਵਿਸ਼ਵਾਸ ਹੈ ਕਿ ਕਰਜ਼ਾ ਫੰਡ ਜੋਖਮ-ਮੁਕਤ ਹੁੰਦੇ ਹਨ, ਪਰ ਉਹ ਪੂਰੀ ਤਰ੍ਹਾਂ ਜੋਖਮ-ਮੁਕਤ ਨਹੀਂ ਹੁੰਦੇ ਹਨ। ਕੁਝ ਮਿਆਰੀ ਜੋਖਮ ਹਨ ਜੋ ਕਰਜ਼ੇ ਦੀ ਜਾਇਦਾਦ ਨਾਲ ਜੁੜੇ ਹੋਏ ਹਨ- ਵਿਆਜ ਦਰ ਜੋਖਮ, ਕ੍ਰੈਡਿਟ ਜੋਖਮ, ਅਤੇਤਰਲਤਾ ਖਤਰਾ
ਜੇ ਅਸੀਂ ਮੱਧਮ ਅਵਧੀ ਦੇ ਫੰਡਾਂ ਦੀ ਵਿਆਜ ਦਰ-ਜੋਖਮ ਨੂੰ ਵੇਖੀਏ ਤਾਂ ਇਹ ਛੋਟੀ ਮਿਆਦ ਦੇ ਫੰਡਾਂ ਨਾਲੋਂ ਵੱਧ ਹੈ। ਇਸ ਲਈ, ਨਿਵੇਸ਼ਕ ਜੋ ਇਸ ਕਿਸਮ ਦੇ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਹਨ, ਨੂੰ ਨਿਵੇਸ਼ਾਂ ਵਿੱਚ ਬਹੁਤ ਘੱਟ ਜੋਖਮ ਨੂੰ ਬਰਦਾਸ਼ਤ ਕਰਨ ਦੇ ਯੋਗ ਹੋਣਾ ਚਾਹੀਦਾ ਹੈ।
ਕਰਜ਼ਾ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਦੀਆਂ ਵਿਸ਼ੇਸ਼ਤਾਵਾਂ
- ਰਿਣ ਫੰਡਾਂ ਵਿੱਚ, ਕੋਈ ਵਿਅਕਤੀ ਕਿਸੇ ਵੀ ਸਮੇਂ ਨਿਵੇਸ਼ ਤੋਂ ਲੋੜੀਂਦੇ ਫੰਡ ਵਾਪਸ ਲੈ ਸਕਦਾ ਹੈ, ਅਤੇ ਬਾਕੀ ਬਚੇ ਫੰਡ ਨੂੰ ਨਿਵੇਸ਼ ਕਰਨ ਦੇ ਸਕਦਾ ਹੈ।
- ਡੈਬਟ ਫੰਡਾਂ ਨੂੰ ਨਿਯਮਤ ਸਮੇਂ ਦੇ ਦੌਰਾਨ ਅਨੁਕੂਲ ਰਿਟਰਨ ਕਮਾਉਣ ਲਈ ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ ਮੰਨਿਆ ਜਾਂਦਾ ਹੈ। ਉਦਾਹਰਨ ਲਈ, ਲਾਭਅੰਸ਼ ਭੁਗਤਾਨ ਦੀ ਚੋਣ ਕਰਨਾ ਨਿਯਮਤ ਲਈ ਇੱਕ ਵਿਕਲਪ ਹੋ ਸਕਦਾ ਹੈਆਮਦਨ ਵਹਾਅ
- ਉਲਟਇਕੁਇਟੀ ਫੰਡ, ਕਰਜ਼ੇ ਦੁਆਰਾ ਪ੍ਰਭਾਵਿਤ ਨਹੀਂ ਹੁੰਦੇ ਹਨਬਜ਼ਾਰ ਅਸਥਿਰਤਾ, ਅਸਲ ਵਿੱਚ ਉਹ ਵਿਆਜ ਦਰ ਜੋਖਮ ਅਤੇ ਕ੍ਰੈਡਿਟ ਜੋਖਮ ਵਰਗੇ ਮਿਆਰੀ ਜੋਖਮ ਨੂੰ ਲੈ ਕੇ ਜਾਂਦੇ ਹਨ।
- ਰਿਣ ਫੰਡਾਂ ਵਿੱਚ, ਤੁਸੀਂ ਪੈਦਾ ਕਰ ਸਕਦੇ ਹੋਪੱਕੀ ਤਨਖਾਹ ਹਰ ਮਹੀਨੇ ਇੱਕ ਪ੍ਰਣਾਲੀਗਤ ਕਢਵਾਉਣ ਦੀ ਯੋਜਨਾ ਸ਼ੁਰੂ ਕਰਕੇ (SWP ਦਾ ਇੱਕ ਰਿਜ਼ਰਵ ਹੈSIP/ਕ੍ਰਿਪਾ ਕਰਕੇ) ਇੱਕ ਮਹੀਨਾਵਾਰ ਇੱਕ ਨਿਸ਼ਚਿਤ ਰਕਮ ਕਢਵਾਉਣ ਲਈਆਧਾਰ. ਨਾਲ ਹੀ, ਲੋੜ ਪੈਣ 'ਤੇ ਤੁਸੀਂ SWP ਦੀ ਮਾਤਰਾ ਨੂੰ ਬਦਲ ਸਕਦੇ ਹੋ।
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ਸਿਖਰ ਦੇ 7 ਸਰਵੋਤਮ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਮੱਧਮ ਅਵਧੀ ਫੰਡ 2022 - 2023
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Medium Term Plan Growth ₹40.2873
↑ 0.05 ₹2,744 1 5 12.8 9.3 10.5 7.44% 3Y 6M 18D 4Y 9M 4D Nippon India Strategic Debt Fund Growth ₹15.9122
↑ 0.02 ₹106 2.6 6.3 10.2 8.1 8.3 7.21% 3Y 2M 26D 4Y 3M 29D Axis Strategic Bond Fund Growth ₹28.3026
↑ 0.03 ₹1,938 0.8 4.7 8.6 7.8 8.7 7.64% 3Y 4D 3Y 9M 25D ICICI Prudential Medium Term Bond Fund Growth ₹45.3175
↑ 0.05 ₹5,688 1 4.7 8.6 7.6 8 7.67% 3Y 1M 6D 5Y 1M 13D SBI Magnum Medium Duration Fund Growth ₹51.5386
↑ 0.08 ₹6,589 0.4 4.1 7.8 7.5 8.1 7.29% 3Y 9M 14D 5Y 3M 7D Kotak Medium Term Fund Growth ₹22.9755
↑ 0.04 ₹1,817 1 4.7 8.3 7.4 9 7.73% 3Y 3M 22D 5Y 3M 11D DSP Bond Fund Growth ₹82.5354
↑ 0.03 ₹318 0.3 4.7 8.3 7.4 7.6 6.6% 3Y 3M 25D 4Y 1M 2D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Sep 25 Research Highlights & Commentary of 7 Funds showcased
Commentary Aditya Birla Sun Life Medium Term Plan Nippon India Strategic Debt Fund Axis Strategic Bond Fund ICICI Prudential Medium Term Bond Fund SBI Magnum Medium Duration Fund Kotak Medium Term Fund DSP Bond Fund Point 1 Upper mid AUM (₹2,744 Cr). Bottom quartile AUM (₹106 Cr). Lower mid AUM (₹1,938 Cr). Upper mid AUM (₹5,688 Cr). Highest AUM (₹6,589 Cr). Lower mid AUM (₹1,817 Cr). Bottom quartile AUM (₹318 Cr). Point 2 Established history (16+ yrs). Established history (11+ yrs). Established history (13+ yrs). Established history (20+ yrs). Established history (21+ yrs). Established history (11+ yrs). Oldest track record among peers (28 yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 12.75% (top quartile). 1Y return: 10.22% (upper mid). 1Y return: 8.55% (lower mid). 1Y return: 8.61% (upper mid). 1Y return: 7.76% (bottom quartile). 1Y return: 8.32% (lower mid). 1Y return: 8.27% (bottom quartile). Point 6 1M return: -0.10% (lower mid). 1M return: -0.16% (bottom quartile). 1M return: 0.01% (upper mid). 1M return: 0.07% (top quartile). 1M return: -0.16% (lower mid). 1M return: 0.05% (upper mid). 1M return: -0.25% (bottom quartile). Point 7 Sharpe: 2.94 (top quartile). Sharpe: 1.62 (lower mid). Sharpe: 1.96 (upper mid). Sharpe: 2.39 (upper mid). Sharpe: 1.35 (bottom quartile). Sharpe: 1.81 (lower mid). Sharpe: 1.48 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.44% (lower mid). Yield to maturity (debt): 7.21% (bottom quartile). Yield to maturity (debt): 7.64% (upper mid). Yield to maturity (debt): 7.67% (upper mid). Yield to maturity (debt): 7.29% (lower mid). Yield to maturity (debt): 7.73% (top quartile). Yield to maturity (debt): 6.60% (bottom quartile). Point 10 Modified duration: 3.55 yrs (bottom quartile). Modified duration: 3.24 yrs (upper mid). Modified duration: 3.01 yrs (top quartile). Modified duration: 3.10 yrs (upper mid). Modified duration: 3.79 yrs (bottom quartile). Modified duration: 3.31 yrs (lower mid). Modified duration: 3.32 yrs (lower mid). Aditya Birla Sun Life Medium Term Plan
Nippon India Strategic Debt Fund
Axis Strategic Bond Fund
ICICI Prudential Medium Term Bond Fund
SBI Magnum Medium Duration Fund
Kotak Medium Term Fund
DSP Bond Fund
*ਉੱਪਰ ਵਧੀਆ ਦੀ ਸੂਚੀ ਹੈਦਰਮਿਆਨੀ ਮਿਆਦ ਉਪਰੋਕਤ AUM/ਨੈੱਟ ਸੰਪਤੀਆਂ ਵਾਲੇ ਫੰਡ100 ਕਰੋੜ. 'ਤੇ ਛਾਂਟੀ ਕੀਤੀਪਿਛਲੇ 3 ਸਾਲ ਦੀ ਵਾਪਸੀ.
The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on (Erstwhile Reliance Classic Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while
maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and
capital appreciation. Research Highlights for Nippon India Strategic Debt Fund Below is the key information for Nippon India Strategic Debt Fund Returns up to 1 year are on (Erstwhile Axis Income Fund) To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments. Research Highlights for Axis Strategic Bond Fund Below is the key information for Axis Strategic Bond Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Corporate Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Medium Term Bond Fund Below is the key information for ICICI Prudential Medium Term Bond Fund Returns up to 1 year are on (Erstwhile SBI Regular Savings Fund) To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt,
equity and money market instruments. Research Highlights for SBI Magnum Medium Duration Fund Below is the key information for SBI Magnum Medium Duration Fund Returns up to 1 year are on The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved Research Highlights for Kotak Medium Term Fund Below is the key information for Kotak Medium Term Fund Returns up to 1 year are on Aims to generate attractive returns consistent with prudent risk from a diversified portfolio substantially constituted of high quality debt securities. Research Highlights for DSP Bond Fund Below is the key information for DSP Bond Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (04 Sep 25) ₹40.2873 ↑ 0.05 (0.13 %) Net Assets (Cr) ₹2,744 on 31 Jul 25 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 2.94 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.44% Effective Maturity 4 Years 9 Months 4 Days Modified Duration 3 Years 6 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹11,020 31 Aug 22 ₹13,676 31 Aug 23 ₹14,631 31 Aug 24 ₹15,802 31 Aug 25 ₹17,809 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25 Duration Returns 1 Month -0.1% 3 Month 1% 6 Month 5% 1 Year 12.8% 3 Year 9.3% 5 Year 12.1% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 6.9% 2022 24.8% 2021 7.1% 2020 8.1% 2019 -4.4% 2018 5.6% 2017 7% 2016 10.9% 2015 9.5% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 11.01 Yr. Mohit Sharma 6 Aug 20 5.07 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 7.57% Equity 4.03% Debt 88.15% Other 0.25% Debt Sector Allocation
Sector Value Corporate 55.83% Government 32.32% Cash Equivalent 7.57% Credit Quality
Rating Value A 3.86% AA 40.97% AAA 55.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹194 Cr 18,696,700 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹192 Cr 18,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -6% ₹168 Cr 16,500,000
↓ -5,000,000 Nuvama Wealth Finance Limited
Debentures | -3% ₹96 Cr 9,500 5.00% Gmr Airport Ltd (13/02/2027) **
Debentures | -3% ₹80 Cr 8,000
↑ 8,000 Jubilant Bevco Limited
Debentures | -3% ₹77 Cr 7,400 Indian Railway Finance Corporation Limited
Debentures | -3% ₹75 Cr 7,500 National Bank For Financing Infrastructure And Development
Debentures | -3% ₹71 Cr 7,000 Power Grid Corporation Of India Limited
Debentures | -2% ₹70 Cr 7,000 360 One Prime Limited
Debentures | -2% ₹65 Cr 6,500 2. Nippon India Strategic Debt Fund
Nippon India Strategic Debt Fund
Growth Launch Date 26 Jun 14 NAV (04 Sep 25) ₹15.9122 ↑ 0.02 (0.11 %) Net Assets (Cr) ₹106 on 31 Jul 25 Category Debt - Medium term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.08 Sharpe Ratio 1.62 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.21% Effective Maturity 4 Years 3 Months 29 Days Modified Duration 3 Years 2 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹11,812 31 Aug 22 ₹11,961 31 Aug 23 ₹12,768 31 Aug 24 ₹13,714 31 Aug 25 ₹15,091 Returns for Nippon India Strategic Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25 Duration Returns 1 Month -0.2% 3 Month 2.6% 6 Month 6.3% 1 Year 10.2% 3 Year 8.1% 5 Year 8.6% 10 Year 15 Year Since launch 4.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7% 2022 2% 2021 17.4% 2020 -23.5% 2019 -3.4% 2018 4.7% 2017 6.9% 2016 11.1% 2015 9% Fund Manager information for Nippon India Strategic Debt Fund
Name Since Tenure Kinjal Desai 25 May 18 7.28 Yr. Sushil Budhia 1 Feb 20 5.59 Yr. Akshay Sharma 1 Dec 22 2.75 Yr. Data below for Nippon India Strategic Debt Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 14.19% Debt 85.37% Other 0.44% Debt Sector Allocation
Sector Value Corporate 50.29% Government 35.08% Cash Equivalent 14.19% Credit Quality
Rating Value AA 54.99% AAA 45.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -14% ₹16 Cr 1,500,000 7.17 Madhya Pradesh SDL 2031
Sovereign Bonds | -9% ₹10 Cr 1,000,000 Rec Limited
Debentures | -5% ₹5 Cr 50 7.1% Govt Stock 2034
Sovereign Bonds | -5% ₹5 Cr 500,000
↑ 500,000 TRuhome Finance Limited
Debentures | -5% ₹5 Cr 500 Aditya Birla Real Estate Limited
Debentures | -5% ₹5 Cr 500 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹5 Cr 500,000 Godrej Industries Limited
Debentures | -5% ₹5 Cr 500 Aadhar Housing Finance Limited
Debentures | -5% ₹5 Cr 500 JSW Steel Limited
Debentures | -5% ₹5 Cr 50 3. Axis Strategic Bond Fund
Axis Strategic Bond Fund
Growth Launch Date 28 Mar 12 NAV (04 Sep 25) ₹28.3026 ↑ 0.03 (0.12 %) Net Assets (Cr) ₹1,938 on 31 Jul 25 Category Debt - Medium term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.08 Sharpe Ratio 1.96 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.64% Effective Maturity 3 Years 9 Months 25 Days Modified Duration 3 Years 4 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,775 31 Aug 22 ₹11,176 31 Aug 23 ₹11,914 31 Aug 24 ₹12,887 31 Aug 25 ₹13,975 Returns for Axis Strategic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25 Duration Returns 1 Month 0% 3 Month 0.8% 6 Month 4.7% 1 Year 8.6% 3 Year 7.8% 5 Year 6.8% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 7.3% 2022 3.8% 2021 5.2% 2020 10.5% 2019 7.1% 2018 6.7% 2017 7.5% 2016 11.6% 2015 6.8% Fund Manager information for Axis Strategic Bond Fund
Name Since Tenure Devang Shah 5 Nov 12 12.83 Yr. Sachin Jain 1 Feb 23 2.58 Yr. Akhil Thakker 1 Feb 23 2.58 Yr. Data below for Axis Strategic Bond Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 5.24% Equity 1.13% Debt 93.34% Other 0.29% Debt Sector Allocation
Sector Value Corporate 64.6% Government 28.73% Cash Equivalent 5.24% Credit Quality
Rating Value A 8.35% AA 51.21% AAA 40.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -13% ₹251 Cr 24,200,000 Jubilant Beverages Limited
Debentures | -4% ₹67 Cr 6,500 GMR Hyderabad International Airport Ltd
Debentures | -3% ₹66 Cr 6,500 Delhi International Airport Limited
Debentures | -3% ₹66 Cr 6,500 Nirma Limited
Debentures | -3% ₹61 Cr 6,000 Vedanta Limited
Debentures | -3% ₹60 Cr 6,000 Nuvama Wealth Finance Limited
Debentures | -3% ₹58 Cr 5,800 Dlf Cyber City Developers Ltd
Debentures | -3% ₹56 Cr 5,500 Aditya Birla Digital Fashion Ventures Limited
Debentures | -3% ₹55 Cr 5,500
↓ -500 Aadhar Housing Finance Limited
Debentures | -3% ₹53 Cr 5,200 4. ICICI Prudential Medium Term Bond Fund
ICICI Prudential Medium Term Bond Fund
Growth Launch Date 15 Sep 04 NAV (04 Sep 25) ₹45.3175 ↑ 0.05 (0.12 %) Net Assets (Cr) ₹5,688 on 31 Jul 25 Category Debt - Medium term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio 2.39 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 7.67% Effective Maturity 5 Years 1 Month 13 Days Modified Duration 3 Years 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,835 31 Aug 22 ₹11,245 31 Aug 23 ₹11,987 31 Aug 24 ₹12,894 31 Aug 25 ₹13,985 Returns for ICICI Prudential Medium Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25 Duration Returns 1 Month 0.1% 3 Month 1% 6 Month 4.7% 1 Year 8.6% 3 Year 7.6% 5 Year 6.8% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 7% 2022 4.2% 2021 5.5% 2020 10.4% 2019 9.2% 2018 5.1% 2017 6.5% 2016 10.2% 2015 8.4% Fund Manager information for ICICI Prudential Medium Term Bond Fund
Name Since Tenure Manish Banthia 7 Nov 16 8.82 Yr. Akhil Kakkar 22 Jan 24 1.61 Yr. Data below for ICICI Prudential Medium Term Bond Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 5.15% Equity 6.18% Debt 88.35% Other 0.32% Debt Sector Allocation
Sector Value Corporate 65.76% Government 22.59% Cash Equivalent 5.15% Credit Quality
Rating Value AA 59.95% AAA 39.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -10% ₹554 Cr 53,458,200 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹191 Cr 18,801,500 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426023% ₹184 Cr 4,765,556 Vedanta Limited
Debentures | -3% ₹171 Cr 17,000 Godrej Properties Limited
Debentures | -3% ₹153 Cr 15,000 Oberoi Realty Limited
Debentures | -3% ₹152 Cr 15,000 TATA Projects Limited
Debentures | -3% ₹151 Cr 15,000 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹148 Cr 14,538,300
↑ 8,068,500 Lodha Developers Limited
Debentures | -2% ₹126 Cr 12,500 TVS Credit Services Limited
Debentures | -2% ₹114 Cr 110 5. SBI Magnum Medium Duration Fund
SBI Magnum Medium Duration Fund
Growth Launch Date 12 Nov 03 NAV (04 Sep 25) ₹51.5386 ↑ 0.08 (0.16 %) Net Assets (Cr) ₹6,589 on 31 Jul 25 Category Debt - Medium term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.22 Sharpe Ratio 1.35 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1.5%),12 Months and above(NIL) Yield to Maturity 7.29% Effective Maturity 5 Years 3 Months 7 Days Modified Duration 3 Years 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,714 31 Aug 22 ₹11,013 31 Aug 23 ₹11,778 31 Aug 24 ₹12,668 31 Aug 25 ₹13,626 Returns for SBI Magnum Medium Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25 Duration Returns 1 Month -0.2% 3 Month 0.4% 6 Month 4.1% 1 Year 7.8% 3 Year 7.5% 5 Year 6.3% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.2% 2022 3.4% 2021 3.8% 2020 12.3% 2019 11.1% 2018 6.2% 2017 7.6% 2016 14% 2015 6.6% Fund Manager information for SBI Magnum Medium Duration Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 1.75 Yr. Mohit Jain 30 Nov 17 7.76 Yr. Data below for SBI Magnum Medium Duration Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 7.34% Equity 0.16% Debt 92.19% Other 0.31% Debt Sector Allocation
Sector Value Corporate 50.29% Government 41.89% Cash Equivalent 7.34% Credit Quality
Rating Value A 7.9% AA 40.93% AAA 51.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -16% ₹1,062 Cr 104,000,000
↓ -15,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -12% ₹795 Cr 76,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -8% ₹554 Cr 53,500,000 Godrej Properties Limited
Debentures | -5% ₹305 Cr 30,000 Avanse Financial Services Limited
Debentures | -4% ₹251 Cr 25,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹231 Cr 24,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹229 Cr 22,500 Yes Bank Limited
Debentures | -3% ₹224 Cr 2,250 Aditya Birla Real Estate Limited
Debentures | -3% ₹223 Cr 22,000 Renserv Global Private Limited
Debentures | -3% ₹205 Cr 20,500 6. Kotak Medium Term Fund
Kotak Medium Term Fund
Growth Launch Date 25 Mar 14 NAV (04 Sep 25) ₹22.9755 ↑ 0.04 (0.16 %) Net Assets (Cr) ₹1,817 on 31 Jul 25 Category Debt - Medium term Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.63 Sharpe Ratio 1.81 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-18 Months (2%),18 Months and above(NIL) Yield to Maturity 7.73% Effective Maturity 5 Years 3 Months 11 Days Modified Duration 3 Years 3 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,775 31 Aug 22 ₹11,111 31 Aug 23 ₹11,674 31 Aug 24 ₹12,704 31 Aug 25 ₹13,754 Returns for Kotak Medium Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25 Duration Returns 1 Month 0% 3 Month 1% 6 Month 4.7% 1 Year 8.3% 3 Year 7.4% 5 Year 6.5% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.1% 2022 3.2% 2021 4.7% 2020 8.5% 2019 7% 2018 5.4% 2017 6.6% 2016 10.9% 2015 9.3% Fund Manager information for Kotak Medium Term Fund
Name Since Tenure Deepak Agrawal 25 Mar 14 11.45 Yr. Vihag Mishra 1 Jun 25 0.25 Yr. Data below for Kotak Medium Term Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 2.3% Equity 6.99% Debt 89% Other 1.71% Debt Sector Allocation
Sector Value Corporate 68.84% Government 19.77% Cash Equivalent 2.68% Credit Quality
Rating Value A 10.81% AA 38.63% AAA 50.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹146 Cr 14,043,470 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹112 Cr 10,820,896
↓ -4,179,104 L&T Metro Rail (Hyderabad) Limited
Debentures | -6% ₹100 Cr 10,000
↑ 5,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -5% ₹91 Cr 9,000 Embassy Office Parks REIT (Real Estate)
-, Since 31 May 21 | 5426024% ₹77 Cr 1,998,346
↑ 499,638 TATA Steel Limited
Debentures | -4% ₹77 Cr 750 Pipeline Infrastructure Limited
Debentures | -4% ₹65 Cr 6,280 Aditya Birla Renewables Limited
Debentures | -3% ₹61 Cr 6,000 Aditya Birla Real Estate Limited
Debentures | -3% ₹56 Cr 5,500 Indigrid Infrastructure Trust
Debentures | -3% ₹51 Cr 5,000 7. DSP Bond Fund
DSP Bond Fund
Growth Launch Date 29 Apr 97 NAV (04 Sep 25) ₹82.5354 ↑ 0.03 (0.04 %) Net Assets (Cr) ₹318 on 31 Jul 25 Category Debt - Medium term Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Moderate Expense Ratio 0.75 Sharpe Ratio 1.48 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (0.25%),6 Months and above(NIL) Yield to Maturity 6.6% Effective Maturity 4 Years 1 Month 2 Days Modified Duration 3 Years 3 Months 25 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,498 31 Aug 22 ₹10,773 31 Aug 23 ₹11,440 31 Aug 24 ₹12,314 31 Aug 25 ₹13,339 Returns for DSP Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25 Duration Returns 1 Month -0.3% 3 Month 0.3% 6 Month 4.7% 1 Year 8.3% 3 Year 7.4% 5 Year 5.8% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7% 2022 2.9% 2021 3.4% 2020 10% 2019 3% 2018 3.6% 2017 5% 2016 12.9% 2015 6% Fund Manager information for DSP Bond Fund
Name Since Tenure Vivek Ramakrishnan 17 Jul 21 4.13 Yr. Karan Mundhra 1 May 21 4.34 Yr. Data below for DSP Bond Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 17.39% Debt 81.94% Other 0.67% Debt Sector Allocation
Sector Value Corporate 56.11% Government 41.07% Cash Equivalent 2.15% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Govt Stock 2030
Sovereign Bonds | -15% ₹48 Cr 4,500,000 LIC Housing Finance Ltd
Debentures | -8% ₹26 Cr 2,500 Chhattisgarh (Government of) 7.03%
- | -8% ₹26 Cr 2,500,000 Small Industries Development Bank Of India
Debentures | -8% ₹26 Cr 2,500 Bajaj Finance Limited
Debentures | -8% ₹26 Cr 250 National Bank For Agriculture And Rural Development
Debentures | -8% ₹26 Cr 2,500 Rec Limited
Debentures | -8% ₹26 Cr 2,500 Indian Railway Finance Corporation Limited
Debentures | -8% ₹25 Cr 2,500 Bajaj Housing Finance Limited
Debentures | -8% ₹25 Cr 2,500 5.77% Govt Stock 2030
Sovereign Bonds | -2% ₹5 Cr 500,000
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