4 ਤੋਂ 7 ਸਾਲਾਂ ਦੇ ਵਿਚਕਾਰ ਪੈਸਾ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹੋ, ਪਰ ਨਹੀਂ ਚਾਹੁੰਦੇਬਜ਼ਾਰ ਤੁਹਾਡੇ ਨਿਵੇਸ਼ ਨੂੰ ਪ੍ਰਭਾਵਿਤ ਕਰਨ ਲਈ ਅਸਥਿਰਤਾ? ਫਿਰ ਇੱਥੇ ਇੱਕ ਫੰਡ ਹੈ ਜੋ ਤੁਹਾਨੂੰ ਦੇਖਣ ਦੀ ਲੋੜ ਹੈ। ਮੱਧਮ ਤੋਂ ਲੰਬੀ ਮਿਆਦ ਦੇ ਫੰਡ ਇੱਕ ਕਿਸਮ ਦੇ ਕਰਜ਼ੇ ਫੰਡ ਹਨ ਜਿਨ੍ਹਾਂ ਦੀ ਮੈਕਾਲੇ ਮਿਆਦ 4 ਤੋਂ 7 ਸਾਲਾਂ ਦੇ ਵਿਚਕਾਰ ਹੁੰਦੀ ਹੈ। ਇਸ ਲਈ, ਜੇਕਰ ਤੁਸੀਂ ਮੱਧ ਤੋਂ ਲੰਬੇ ਸਮੇਂ ਤੱਕ ਆਪਣੀ ਦੌਲਤ ਵਿੱਚੋਂ ਸਰਵੋਤਮ ਰਿਟਰਨ ਕਮਾਉਣਾ ਚਾਹੁੰਦੇ ਹੋ, ਤਾਂ ਮੱਧਮ ਤੋਂ ਲੰਬੀ ਮਿਆਦ ਦੇ ਫੰਡ ਤੁਹਾਡੇ ਲਈ ਇੱਕ ਆਦਰਸ਼ ਫੰਡ ਹੋ ਸਕਦੇ ਹਨ।
ਦਰਮਿਆਨੀ ਤੋਂ ਲੰਬੀ ਮਿਆਦ ਦੇ ਫੰਡ ਕਰਜ਼ੇ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨ ਅਤੇਪੈਸੇ ਦੀ ਮਾਰਕੀਟ ਉਹ ਯੰਤਰ ਜਿਨ੍ਹਾਂ ਦੀ ਔਸਤ ਪਰਿਪੱਕਤਾ 4 ਤੋਂ 7 ਸਾਲ (ਮੈਕਾਲੇ ਦੀ ਮਿਆਦ) ਦੇ ਵਿਚਕਾਰ ਹੁੰਦੀ ਹੈ। ਇਹ ਫੰਡ ਬਿਹਤਰ ਰਿਟਰਨ ਪ੍ਰਦਾਨ ਕਰ ਸਕਦੇ ਹਨ, ਪਰ ਵਿਆਜ ਦਰਾਂ ਵਿੱਚ ਤਬਦੀਲੀਆਂ ਲਈ ਵਧੇਰੇ ਸੰਵੇਦਨਸ਼ੀਲ ਹੋ ਸਕਦੇ ਹਨ। ਜਦੋਂ ਵਿਆਜ ਦਰ ਵਧਦੀ ਹੈ ਤਾਂ ਬਾਂਡ ਦੀ ਕੀਮਤ ਘਟਦੀ ਹੈ ਅਤੇ ਇਸਦੇ ਉਲਟ। ਜਿਵੇਂ ਕਿ ਅਜਿਹੇ ਕਰਜ਼ੇ ਫੰਡ ਵਿਆਜ ਦਰ ਦੇ ਉਤਰਾਅ-ਚੜ੍ਹਾਅ ਦੇ ਸੰਪਰਕ ਵਿੱਚ ਆਉਂਦੇ ਹਨ, ਇਹ ਕੀਮਤਾਂ ਨੂੰ ਪਰੇਸ਼ਾਨ ਕਰਦੇ ਹਨਅੰਡਰਲਾਈੰਗ ਬਾਂਡ ਫੰਡ ਪੋਰਟਫੋਲੀਓ ਵਿੱਚ.

ਨਿਵੇਸ਼ਕ ਜੋ ਮੱਧਮ ਤੋਂ ਲੰਬੀ ਮਿਆਦ ਦੇ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹਨ, ਉਹਨਾਂ ਨੂੰ ਕੁਝ ਪੱਧਰ ਦੇ ਜੋਖਮ ਨੂੰ ਬਰਦਾਸ਼ਤ ਕਰਨ ਦੇ ਯੋਗ ਹੋਣਾ ਚਾਹੀਦਾ ਹੈ, ਕਿਉਂਕਿ ਅਜਿਹੇ ਕਰਜ਼ੇ ਫੰਡ ਪੂਰੀ ਤਰ੍ਹਾਂ ਜੋਖਮ-ਮੁਕਤ ਨਹੀਂ ਹੁੰਦੇ ਹਨ। ਕਰਜ਼ਾ ਫੰਡਾਂ ਵਿੱਚ ਘੱਟ ਮਿਆਦ, ਛੋਟੀ ਮਿਆਦ, ਦਰਮਿਆਨੀ ਮਿਆਦ, ਦਰਮਿਆਨੀ ਤੋਂ ਲੰਬੀ ਮਿਆਦ ਅਤੇ ਲੰਬੀ ਮਿਆਦ ਦੇ ਫੰਡਾਂ ਤੋਂ ਲੈ ਕੇ ਵੱਖ-ਵੱਖ ਪਰਿਪੱਕਤਾ ਸਕੀਮਾਂ ਦੀ ਚੋਣ ਹੁੰਦੀ ਹੈ। ਰਿਣ ਫੰਡਾਂ ਵਿੱਚ ਆਪਣੇ ਨਿਵੇਸ਼ ਦਾ ਸਭ ਤੋਂ ਵਧੀਆ ਲਾਭ ਉਠਾਉਣ ਲਈ, ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਉਹਨਾਂ ਦੀ ਮਿਆਦ ਪੂਰੀ ਹੋਣ ਦੀ ਮਿਆਦ ਦੇ ਅਧਾਰ ਤੇ ਨਿਵੇਸ਼ ਦਾ ਫੈਸਲਾ ਕਰਨ ਦੀ ਲੋੜ ਹੁੰਦੀ ਹੈ। ਜਿਵੇਂ ਕਿਹਾ, ਜੇਕਰ ਤੁਸੀਂ ਇੱਕ ਸਾਲ ਦੀ ਸਮਾਂ ਸੀਮਾ ਨੂੰ ਦੇਖ ਰਹੇ ਹੋਨਿਵੇਸ਼ ਯੋਜਨਾ, ਫਿਰ, ਇੱਕ ਛੋਟੀ ਮਿਆਦਕਰਜ਼ਾ ਫੰਡ ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ ਅਨੁਕੂਲ ਹੋ ਸਕਦਾ ਹੈ.
ਕਰਜ਼ੇ ਦੇ ਫੰਡਾਂ 'ਤੇ ਟੈਕਸ ਪ੍ਰਭਾਵ ਦੀ ਗਣਨਾ ਹੇਠ ਲਿਖੇ ਤਰੀਕੇ ਨਾਲ ਕੀਤੀ ਜਾਂਦੀ ਹੈ-
ਜੇਕਰ ਕਿਸੇ ਕਰਜ਼ੇ ਦੇ ਨਿਵੇਸ਼ ਦੀ ਹੋਲਡਿੰਗ ਮਿਆਦ 36 ਮਹੀਨਿਆਂ ਤੋਂ ਘੱਟ ਹੈ, ਤਾਂ ਇਸਨੂੰ ਇੱਕ ਛੋਟੀ ਮਿਆਦ ਦੇ ਨਿਵੇਸ਼ ਵਜੋਂ ਸ਼੍ਰੇਣੀਬੱਧ ਕੀਤਾ ਜਾਂਦਾ ਹੈ ਅਤੇ ਇਹਨਾਂ 'ਤੇ ਵਿਅਕਤੀਗਤ ਟੈਕਸ ਸਲੈਬ ਦੇ ਅਨੁਸਾਰ ਟੈਕਸ ਲਗਾਇਆ ਜਾਂਦਾ ਹੈ।
ਜੇ ਕਰਜ਼ੇ ਦੇ ਨਿਵੇਸ਼ ਦੀ ਹੋਲਡਿੰਗ ਮਿਆਦ 36 ਮਹੀਨਿਆਂ ਤੋਂ ਵੱਧ ਹੈ, ਤਾਂ ਇਸ ਨੂੰ ਲੰਬੇ ਸਮੇਂ ਦੇ ਨਿਵੇਸ਼ ਵਜੋਂ ਸ਼੍ਰੇਣੀਬੱਧ ਕੀਤਾ ਜਾਂਦਾ ਹੈ ਅਤੇ ਸੂਚਕਾਂਕ ਲਾਭ ਦੇ ਨਾਲ 20% 'ਤੇ ਟੈਕਸ ਲਗਾਇਆ ਜਾਂਦਾ ਹੈ।
| ਪੂੰਜੀ ਲਾਭ | ਨਿਵੇਸ਼ ਹੋਲਡਿੰਗ ਲਾਭ | ਟੈਕਸੇਸ਼ਨ |
|---|---|---|
| ਘੱਟ ਸਮੇਂ ਲਈਪੂੰਜੀ ਲਾਭ | 36 ਮਹੀਨਿਆਂ ਤੋਂ ਘੱਟ | ਵਿਅਕਤੀ ਦੇ ਟੈਕਸ ਸਲੈਬ ਦੇ ਅਨੁਸਾਰ |
| ਲੰਬੀ ਮਿਆਦ ਦੇ ਪੂੰਜੀ ਲਾਭ | 36 ਮਹੀਨਿਆਂ ਤੋਂ ਵੱਧ | ਸੂਚਕਾਂਕ ਲਾਭਾਂ ਦੇ ਨਾਲ 20% |
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Fund 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity LIC MF Bond Fund Growth 0 3.5 4.2 6.4 6.1 6.95% 5Y 2M 8D 11Y 6M 25D ICICI Prudential Bond Fund Growth -0.6 3.1 3.8 6.6 6.7 7.57% 5Y 11M 19D 13Y 3M 25D SBI Magnum Income Fund Growth -0.3 3 3.7 6 5.9 7.77% 4Y 1M 2D 7Y 5M 5D Nippon India Income Fund Growth -0.5 3.1 3.5 5.8 4.9 7.27% 6Y 6M 14D 13Y 6M 11D Kotak Bond Fund Growth -0.5 3.4 3.5 6 5.4 7.02% 5Y 6M 11D 11Y 5M 1D HDFC Income Fund Growth -0.7 3.4 3.3 6.1 5.5 7.31% 5Y 9M 22D 12Y 10M 17D UTI Bond Fund Growth -0.1 2.9 3.2 5.9 5.6 7.79% 4Y 1M 6D 7Y 3M 25D Aditya Birla Sun Life Income Fund Growth -0.8 2.9 2.7 5.7 5.1 7.54% 6Y 7M 6D 14Y 9M 11D Canara Robeco Income Fund Growth -0.5 2 2.1 5 4.3 6.6% 3Y 10M 28D 8Y 2M 17D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 26 Research Highlights & Commentary of 9 Funds showcased
Commentary LIC MF Bond Fund ICICI Prudential Bond Fund SBI Magnum Income Fund Nippon India Income Fund Kotak Bond Fund HDFC Income Fund UTI Bond Fund Aditya Birla Sun Life Income Fund Canara Robeco Income Fund Point 1 Bottom quartile AUM (₹175 Cr). Highest AUM (₹2,048 Cr). Top quartile AUM (₹2,046 Cr). Lower mid AUM (₹329 Cr). Upper mid AUM (₹1,784 Cr). Lower mid AUM (₹830 Cr). Bottom quartile AUM (₹303 Cr). Upper mid AUM (₹1,770 Cr). Bottom quartile AUM (₹111 Cr). Point 2 Established history (27+ yrs). Established history (18+ yrs). Established history (27+ yrs). Established history (28+ yrs). Established history (26+ yrs). Established history (26+ yrs). Established history (28+ yrs). Oldest track record among peers (30 yrs). Established history (24+ yrs). Point 3 Not Rated. Rating: 3★ (upper mid). Top rated. Rating: 2★ (lower mid). Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 4★ (top quartile). Rating: 3★ (upper mid). Not Rated. Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 4.24% (top quartile). 1Y return: 3.84% (top quartile). 1Y return: 3.71% (upper mid). 1Y return: 3.53% (upper mid). 1Y return: 3.46% (lower mid). 1Y return: 3.27% (lower mid). 1Y return: 3.23% (bottom quartile). 1Y return: 2.71% (bottom quartile). 1Y return: 2.07% (bottom quartile). Point 6 1M return: 0.06% (top quartile). 1M return: -0.54% (bottom quartile). 1M return: -0.16% (upper mid). 1M return: -0.13% (top quartile). 1M return: -0.52% (bottom quartile). 1M return: -0.42% (lower mid). 1M return: -0.22% (upper mid). 1M return: -0.45% (bottom quartile). 1M return: -0.44% (lower mid). Point 7 Sharpe: -0.19 (upper mid). Sharpe: -0.05 (top quartile). Sharpe: -0.25 (lower mid). Sharpe: -0.24 (lower mid). Sharpe: -0.12 (top quartile). Sharpe: -0.20 (upper mid). Sharpe: -0.43 (bottom quartile). Sharpe: -0.42 (bottom quartile). Sharpe: -0.97 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.95% (bottom quartile). Yield to maturity (debt): 7.57% (upper mid). Yield to maturity (debt): 7.77% (top quartile). Yield to maturity (debt): 7.27% (lower mid). Yield to maturity (debt): 7.02% (bottom quartile). Yield to maturity (debt): 7.31% (lower mid). Yield to maturity (debt): 7.79% (top quartile). Yield to maturity (debt): 7.54% (upper mid). Yield to maturity (debt): 6.60% (bottom quartile). Point 10 Modified duration: 5.19 yrs (upper mid). Modified duration: 5.97 yrs (bottom quartile). Modified duration: 4.09 yrs (top quartile). Modified duration: 6.54 yrs (bottom quartile). Modified duration: 5.53 yrs (lower mid). Modified duration: 5.81 yrs (lower mid). Modified duration: 4.10 yrs (upper mid). Modified duration: 6.60 yrs (bottom quartile). Modified duration: 3.91 yrs (top quartile). LIC MF Bond Fund
ICICI Prudential Bond Fund
SBI Magnum Income Fund
Nippon India Income Fund
Kotak Bond Fund
HDFC Income Fund
UTI Bond Fund
Aditya Birla Sun Life Income Fund
Canara Robeco Income Fund
LIC MF Bond Fund is an open-ended debt scheme, which will endeavor to generate an attractive return for its investors by investing in a portfolio of quality debt securities and money market instruments. However, there is no assurance that the investment objective of the Scheme will be realised. Below is the key information for LIC MF Bond Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Income Opportunities Fund) ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities Research Highlights for ICICI Prudential Bond Fund Below is the key information for ICICI Prudential Bond Fund Returns up to 1 year are on To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities. Research Highlights for SBI Magnum Income Fund Below is the key information for SBI Magnum Income Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Income Fund Below is the key information for Nippon India Income Fund Returns up to 1 year are on (Erstwhile Kotak Bond Regular Plan Growth) To create a portfolio of debt and money market instruments of different maturities
so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized Research Highlights for Kotak Bond Fund Below is the key information for Kotak Bond Fund Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. Research Highlights for HDFC Income Fund Below is the key information for HDFC Income Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. Research Highlights for UTI Bond Fund Below is the key information for UTI Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Income Plus) An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. Research Highlights for Aditya Birla Sun Life Income Fund Below is the key information for Aditya Birla Sun Life Income Fund Returns up to 1 year are on (Erstwhile Canara Robeco Income) To generate income through investment in debt and money market securities of different maturity and issuers of different risk profiles. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for Canara Robeco Income Fund Below is the key information for Canara Robeco Income Fund Returns up to 1 year are on 1. LIC MF Bond Fund
LIC MF Bond Fund
Growth Launch Date 15 Sep 99 NAV (30 Sep 26) ₹75.6375 ↑ 0.03 (0.04 %) Net Assets (Cr) ₹175 on 31 Aug 26 Category Debt - Medium to Long term AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating Risk Moderate Expense Ratio 1.1 Sharpe Ratio -0.19 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 6.95% Effective Maturity 11 Years 6 Months 25 Days Modified Duration 5 Years 2 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,125 30 Sep 23 ₹10,865 30 Sep 24 ₹11,822 30 Sep 25 ₹12,552 Returns for LIC MF Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month 0.1% 3 Month 0% 6 Month 3.5% 1 Year 4.2% 3 Year 6.4% 5 Year 5.5% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.1% 2023 9% 2022 6.5% 2021 2.8% 2020 1.3% 2019 8.8% 2018 9.7% 2017 4.9% 2016 2.2% 2015 12.3% Fund Manager information for LIC MF Bond Fund
Name Since Tenure Rahul Singh 1 Oct 25 0.92 Yr. Pratik Shroff 26 Sep 23 2.93 Yr. Data below for LIC MF Bond Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 33.52% Debt 66.13% Other 0.35% Debt Sector Allocation
Sector Value Government 43.04% Corporate 42.69% Cash Equivalent 13.92% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -9% ₹15 Cr 1,500 7.3% Govt Stock 2053
Sovereign Bonds | -8% ₹15 Cr 1,500,000 Canara Bank
Domestic Bonds | -8% ₹14 Cr 300 Power Finance Corporation Limited
Debentures | -6% ₹10 Cr 1,000 Jamnagar Utilities & Power Private Limited
Debentures | -6% ₹10 Cr 1,000 7.33% Govt Stock 2026
Sovereign Bonds | -6% ₹10 Cr 1,000,000 7.71% Govt Stock 2066
Sovereign Bonds | -6% ₹10 Cr 1,000,000
↑ 1,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -5% ₹9 Cr 1,000,000 7.63% Maharashtra Sdl 2030
Sovereign Bonds | -3% ₹5 Cr 500,000 National Highways Authority Of India
Debentures | -3% ₹5 Cr 50
↑ 50 2. ICICI Prudential Bond Fund
ICICI Prudential Bond Fund
Growth Launch Date 18 Aug 08 NAV (30 Sep 26) ₹42.0164 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹2,048 on 31 Aug 26 Category Debt - Medium to Long term AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.03 Sharpe Ratio -0.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-6 Months (1%),6 Months and above(NIL) Yield to Maturity 7.57% Effective Maturity 13 Years 3 Months 25 Days Modified Duration 5 Years 11 Months 19 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,170 30 Sep 23 ₹10,910 30 Sep 24 ₹11,914 30 Sep 25 ₹12,727 Returns for ICICI Prudential Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month -0.5% 3 Month -0.6% 6 Month 3.1% 1 Year 3.8% 3 Year 6.6% 5 Year 5.7% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.7% 2023 8.6% 2022 7.7% 2021 3.1% 2020 2.9% 2019 11.5% 2018 10.9% 2017 4.6% 2016 5.3% 2015 11.3% Fund Manager information for ICICI Prudential Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 2.61 Yr. Ritesh Lunawat 22 Jan 24 2.61 Yr. Data below for ICICI Prudential Bond Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 8.25% Debt 91.3% Other 0.45% Debt Sector Allocation
Sector Value Government 66.84% Corporate 26.85% Cash Equivalent 5.86% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -9% ₹181 Cr 19,081,000 6.9% Govt Stock 2065
Sovereign Bonds | -7% ₹133 Cr 14,808,250 Summit Digitel Infrastructure Limited
Debentures | -6% ₹117 Cr 11,650 HDFC Bank Limited
Debentures | -5% ₹106 Cr 1,100 Pipeline Infrastructure Limited
Debentures | -4% ₹74 Cr 7,400 6.94% Govt Stock 2036
Sovereign Bonds | -4% ₹74 Cr 7,500,000
↑ 5,000,000 7.15% Maharashtra Sgs 2049
Sovereign Bonds | -3% ₹69 Cr 7,500,000 7.16% Maharashtra Sgs 2050
Sovereign Bonds | -3% ₹69 Cr 7,500,000 7.13% Maharashtra Sgs 2048
Sovereign Bonds | -3% ₹67 Cr 7,289,900 National Bank For Agriculture And Rural Development
Debentures | -3% ₹60 Cr 6,000 3. SBI Magnum Income Fund
SBI Magnum Income Fund
Growth Launch Date 25 Nov 98 NAV (30 Sep 26) ₹73.5925 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹2,046 on 31 Aug 26 Category Debt - Medium to Long term AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio -0.25 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 7.77% Effective Maturity 7 Years 5 Months 5 Days Modified Duration 4 Years 1 Month 2 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,141 30 Sep 23 ₹10,903 30 Sep 24 ₹11,855 30 Sep 25 ₹12,539 Returns for SBI Magnum Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month -0.2% 3 Month -0.3% 6 Month 3% 1 Year 3.7% 3 Year 6% 5 Year 5.4% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.9% 2023 8.1% 2022 7.2% 2021 3% 2020 3.6% 2019 11.6% 2018 11.7% 2017 4.7% 2016 5.7% 2015 13.4% Fund Manager information for SBI Magnum Income Fund
Name Since Tenure Mohit Jain 1 Jul 25 1.17 Yr. Data below for SBI Magnum Income Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 13.59% Equity 0.3% Debt 85.8% Other 0.31% Debt Sector Allocation
Sector Value Corporate 54.14% Government 31.66% Cash Equivalent 13.59% Credit Quality
Rating Value AA 50.88% AAA 49.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.24% Govt Stock 2055
Sovereign Bonds | -12% ₹238 Cr 25,000,000 6.94% Govt Stock 2036
Sovereign Bonds | -8% ₹173 Cr 17,500,000 Muthoot Finance Limited
Debentures | -5% ₹99 Cr 10,000 6.68% Govt Stock 2040
Sovereign Bonds | -5% ₹95 Cr 10,000,000
↓ -10,000,000 6.9% Bihar Sgs 2035
Sovereign Bonds | -5% ₹94 Cr 10,000,000 Jsw Jfe Kalinga Steel Limited
Debentures | -4% ₹78 Cr 7,500 Torrent Power Limited
Debentures | -4% ₹76 Cr 7,500 Adani Power Limited
Debentures | -3% ₹70 Cr 7,000
↑ 7,000 Indostar Capital Finance Limited
Debentures | -3% ₹69 Cr 7,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -3% ₹68 Cr 7,500 4. Nippon India Income Fund
Nippon India Income Fund
Growth Launch Date 1 Jan 98 NAV (30 Sep 26) ₹92.6618 ↑ 0.02 (0.02 %) Net Assets (Cr) ₹329 on 31 Aug 26 Category Debt - Medium to Long term AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio -0.24 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 7.27% Effective Maturity 13 Years 6 Months 11 Days Modified Duration 6 Years 6 Months 14 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,124 30 Sep 23 ₹10,814 30 Sep 24 ₹11,819 30 Sep 25 ₹12,355 Returns for Nippon India Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month -0.1% 3 Month -0.5% 6 Month 3.1% 1 Year 3.5% 3 Year 5.8% 5 Year 5% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.9% 2023 8.1% 2022 6.8% 2021 3.3% 2020 1.2% 2019 10.5% 2018 11.4% 2017 6.1% 2016 2.4% 2015 13.8% Fund Manager information for Nippon India Income Fund
Name Since Tenure Vivek Sharma 1 Feb 20 6.59 Yr. Kinjal Desai 25 May 18 8.28 Yr. Amber Singhania 11 Mar 26 0.48 Yr. Data below for Nippon India Income Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 38.14% Debt 61.46% Other 0.4% Debt Sector Allocation
Sector Value Government 59.94% Cash Equivalent 38.14% Corporate 1.52% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -11% ₹36 Cr 4,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -10% ₹33 Cr 3,500,000 7.03% Tamilnadu SDL 2030
Sovereign Bonds | -9% ₹30 Cr 3,000,000 7.71% Govt Stock 2066
Sovereign Bonds | -8% ₹25 Cr 2,500,000
↑ 2,500,000 National Bank For Agriculture And Rural Development
Debentures | -8% ₹25 Cr 2,500 6.79% Andhra Sgs 2036
Sovereign Bonds | -7% ₹23 Cr 2,500,000 7.24% Govt Stock 2055
Sovereign Bonds | -6% ₹19 Cr 2,000,000 Rec Limited
Debentures | -2% ₹5 Cr 50 Corporate Debt Market Development Fund Class A2
- | -0% ₹1 Cr 1,049 7.26% Govt Stock 2029
Sovereign Bonds | -0% ₹0 Cr 300 5. Kotak Bond Fund
Kotak Bond Fund
Growth Launch Date 25 Nov 99 NAV (30 Sep 26) ₹79.5757 ↑ 0.03 (0.03 %) Net Assets (Cr) ₹1,784 on 31 Aug 26 Category Debt - Medium to Long term AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆ Risk Moderate Expense Ratio 1.65 Sharpe Ratio -0.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-3 Months (0.2%),3 Months and above(NIL) Yield to Maturity 7.02% Effective Maturity 11 Years 5 Months 1 Day Modified Duration 5 Years 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,054 30 Sep 23 ₹10,684 30 Sep 24 ₹11,688 30 Sep 25 ₹12,284 Returns for Kotak Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month -0.5% 3 Month -0.5% 6 Month 3.4% 1 Year 3.5% 3 Year 6% 5 Year 4.9% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.4% 2023 8.2% 2022 6.8% 2021 1.7% 2020 2.4% 2019 12.3% 2018 10.3% 2017 5.2% 2016 0.9% 2015 14.3% Fund Manager information for Kotak Bond Fund
Name Since Tenure Abhishek Bisen 15 Apr 08 18.39 Yr. Data below for Kotak Bond Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 11.1% Equity 5% Debt 83.1% Other 0.8% Debt Sector Allocation
Sector Value Government 46.99% Corporate 36.1% Cash Equivalent 11.1% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.24% Govt Stock 2055
Sovereign Bonds | -16% ₹279 Cr 29,269,600
↓ -1,100,000 6.48% Govt Stock 2035
Sovereign Bonds | -8% ₹144 Cr 15,000,000 National Housing Bank
Debentures | -8% ₹134 Cr 14,000 Power Finance Corporation Ltd.** 0.076
Debentures | -6% ₹99 Cr 10,000
↑ 10,000 Small Industries Development Bank Of India
Debentures | -6% ₹99 Cr 10,000 7.09% Govt Stock 2054
Sovereign Bonds | -5% ₹93 Cr 10,000,000 Capital Infra Trust InvITs (Industrials)
Equity, Since 31 Dec 25 | CAPINVIT5% ₹80 Cr 10,456,431 7.45% Bihar Sgs 2034
Sovereign Bonds | -4% ₹79 Cr 8,000,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -4% ₹73 Cr 75 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -4% ₹73 Cr 75 6. HDFC Income Fund
HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (30 Sep 26) ₹60.2273 ↑ 0.02 (0.03 %) Net Assets (Cr) ₹830 on 31 Aug 26 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.38 Sharpe Ratio -0.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.31% Effective Maturity 12 Years 10 Months 17 Days Modified Duration 5 Years 9 Months 22 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹9,962 30 Sep 23 ₹10,552 30 Sep 24 ₹11,587 30 Sep 25 ₹12,217 Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month -0.4% 3 Month -0.7% 6 Month 3.4% 1 Year 3.3% 3 Year 6.1% 5 Year 4.8% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.5% 2023 9% 2022 6.1% 2021 0.9% 2020 2.1% 2019 9.3% 2018 8.7% 2017 3.6% 2016 1.3% 2015 14.5% Fund Manager information for HDFC Income Fund
Name Since Tenure Anupam Joshi 7 Mar 26 0.49 Yr. Dhruv Muchhal 22 Jun 23 3.2 Yr. Data below for HDFC Income Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 4.81% Equity 0.56% Debt 94.29% Other 0.33% Debt Sector Allocation
Sector Value Government 53.83% Corporate 40.46% Cash Equivalent 4.81% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.24% Govt Stock 2055
Sovereign Bonds | -12% ₹95 Cr 10,000,000
↓ -5,000,000 Rec Limited
Debentures | -6% ₹50 Cr 5,000
↑ 5,000 Small Industries Development Bank Of India
Debentures | -6% ₹49 Cr 5,000 6.9% Govt Stock 2065
Sovereign Bonds | -5% ₹40 Cr 4,500,000
↓ -500,000 7.23% Govt Stock 2039
Sovereign Bonds | -5% ₹40 Cr 4,000,000 Hdb Financial Services Limited
Debentures | -4% ₹35 Cr 3,500 Indian Railway Finance Corporation Limited
Debentures | -4% ₹35 Cr 350 Smfg India Credit Company Limited
Debentures | -4% ₹35 Cr 3,500 Ntpc Limited
Debentures | -3% ₹25 Cr 250 Small Industries Development Bank Of India
Debentures | -3% ₹25 Cr 2,500
↑ 2,500 7. UTI Bond Fund
UTI Bond Fund
Growth Launch Date 4 May 98 NAV (30 Sep 26) ₹75.9679 ↑ 0.03 (0.04 %) Net Assets (Cr) ₹303 on 15 Aug 26 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio -0.43 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.79% Effective Maturity 7 Years 3 Months 25 Days Modified Duration 4 Years 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,847 30 Sep 23 ₹11,590 30 Sep 24 ₹12,607 30 Sep 25 ₹13,327 Returns for UTI Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month -0.2% 3 Month -0.1% 6 Month 2.9% 1 Year 3.2% 3 Year 5.9% 5 Year 6.6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.6% 2023 8.5% 2022 6.4% 2021 9.9% 2020 9.4% 2019 1.1% 2018 -5.8% 2017 4% 2016 3.6% 2015 13.9% Fund Manager information for UTI Bond Fund
Name Since Tenure Amit Sharma 3 Nov 25 0.83 Yr. Data below for UTI Bond Fund as on 15 Aug 26
Asset Allocation
Asset Class Value Cash 7.48% Debt 92.2% Other 0.32% Debt Sector Allocation
Sector Value Corporate 59.2% Government 33% Cash Equivalent 7.48% Credit Quality
Rating Value AA 30.15% AAA 69.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity Summit Digitel Infrastructure Limited
Debentures | -8% ₹25 Cr 250 Bajaj Housing Finance Limited
Debentures | -8% ₹25 Cr 2,500 7.08% Andhra Sgs 2037
Sovereign Bonds | -8% ₹24 Cr 250,000,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -6% ₹19 Cr 20 Jtpm Metal TRaders Limited
Debentures | -6% ₹18 Cr 1,700 6.9% Govt Stock 2065
Sovereign Bonds | -6% ₹18 Cr 200,000,000 Piramal Finance Limited
Debentures | -5% ₹15 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -5% ₹15 Cr 1,500 Muthoot Finance Limited
Debentures | -5% ₹15 Cr 1,500 Torrent Pharmaceuticals Ltd
Debentures | -5% ₹15 Cr 1,500 8. Aditya Birla Sun Life Income Fund
Aditya Birla Sun Life Income Fund
Growth Launch Date 21 Oct 95 NAV (30 Sep 26) ₹129.073 ↑ 0.08 (0.06 %) Net Assets (Cr) ₹1,770 on 31 Aug 26 Category Debt - Medium to Long term AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.13 Sharpe Ratio -0.42 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.54% Effective Maturity 14 Years 9 Months 11 Days Modified Duration 6 Years 7 Months 6 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,118 30 Sep 23 ₹10,789 30 Sep 24 ₹11,778 30 Sep 25 ₹12,395 Returns for Aditya Birla Sun Life Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month -0.4% 3 Month -0.8% 6 Month 2.9% 1 Year 2.7% 3 Year 5.7% 5 Year 4.9% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.1% 2023 8.4% 2022 6.6% 2021 2.4% 2020 4% 2019 12.8% 2018 9.5% 2017 5.1% 2016 2.8% 2015 14.4% Fund Manager information for Aditya Birla Sun Life Income Fund
Name Since Tenure Bhupesh Bameta 6 Aug 20 6.07 Yr. Data below for Aditya Birla Sun Life Income Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 3.95% Debt 96.05% Debt Sector Allocation
Sector Value Government 73.52% Corporate 22.53% Cash Equivalent 3.95% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -13% ₹221 Cr 23,233,900
↓ -1,500,000 7.71% Govt Stock 2066
Sovereign Bonds | -6% ₹105 Cr 10,508,700
↑ 1,000,000 Tata Capital Housing Finance Limited
Debentures | -4% ₹73 Cr 7,500 7.44% Karnataka Sgs 2033
Sovereign Bonds | -3% ₹54 Cr 5,446,300 Tata Capital Housing Finance Limited
Debentures | -3% ₹50 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹50 Cr 5,000
↑ 2,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹49 Cr 5,000 State Government Of Karnataka
Sovereign Bonds | -3% ₹49 Cr 5,000,000
↑ 5,000,000 7.36% Karnataka Sgs 2034
Sovereign Bonds | -3% ₹49 Cr 5,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -3% ₹48 Cr 5,000,000 9. Canara Robeco Income Fund
Canara Robeco Income Fund
Growth Launch Date 19 Sep 02 NAV (30 Sep 26) ₹56.6899 ↓ -0.02 (-0.04 %) Net Assets (Cr) ₹111 on 31 Aug 26 Category Debt - Medium to Long term AMC Canara Robeco Asset Management Co. Ltd. Rating Risk Moderate Expense Ratio 1.9 Sharpe Ratio -0.97 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 6.6% Effective Maturity 8 Years 2 Months 17 Days Modified Duration 3 Years 10 Months 28 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,000 30 Sep 23 ₹10,564 30 Sep 24 ₹11,466 30 Sep 25 ₹11,987 Returns for Canara Robeco Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26 Duration Returns 1 Month -0.4% 3 Month -0.5% 6 Month 2% 1 Year 2.1% 3 Year 5% 5 Year 4.1% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.3% 2023 7.6% 2022 5.6% 2021 1.6% 2020 1.9% 2019 10.1% 2018 10.3% 2017 5.2% 2016 3.5% 2015 12.7% Fund Manager information for Canara Robeco Income Fund
Name Since Tenure Suman Prasad 2 Apr 26 0.41 Yr. Avnish Jain 25 Jun 14 12.19 Yr. Data below for Canara Robeco Income Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 7.62% Debt 92.04% Other 0.34% Debt Sector Allocation
Sector Value Government 92.04% Cash Equivalent 7.62% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -31% ₹35 Cr 3,500,000 6.45% Govt Stock 2034
Sovereign Bonds | -14% ₹15 Cr 1,500,000 6.9% Govt Stock 2065
Sovereign Bonds | -12% ₹13 Cr 1,500,000 7.02% Kerala SDL 2028
Sovereign Bonds | -9% ₹10 Cr 1,000,000 7.24% Govt Stock 2055
Sovereign Bonds | -9% ₹10 Cr 1,000,000
↑ 250,000 8.34% Uttarpradesh Sdl 2029
Sovereign Bonds | -5% ₹5 Cr 500,000 8.15% Rajasthan Sdl 2029
Sovereign Bonds | -5% ₹5 Cr 500,000 7.11% Tamilnadu SDL 2029
Sovereign Bonds | -4% ₹5 Cr 500,000 India (Republic of) 6.53%
Sovereign Bonds | -2% ₹2 Cr 250,000
↑ 250,000 India (Republic of)
- | -1% ₹1 Cr 100,000
↑ 100,000
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