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ਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ 2022 ਦੁਆਰਾ 10 ਸਭ ਤੋਂ ਵਧੀਆ ਕਰਜ਼ਾ ਫੰਡ

Updated on September 28, 2026 , 49103 views

ਕਰਜ਼ਾ ਫੰਡ ਨਾਲਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਨਿਯਮਤ ਬਣਾਉਣ ਦਾ ਉਦੇਸ਼ ਹੈਆਮਦਨ ਛੋਟੀ ਤੋਂ ਮੱਧ ਮਿਆਦ ਤੱਕ. ਇਹ ਫੰਡ ਕਰਜ਼ੇ ਵਿੱਚ ਨਿਵੇਸ਼ ਕੀਤੇ ਜਾਂਦੇ ਹਨ/ਬਜ਼ਾਰ ਪੈਸੇ ਦੇ ਯੰਤਰ. ਥੋੜੇ ਸਮੇਂ ਵਿੱਚ ਚੰਗੀ ਰਿਟਰਨ ਕਮਾਉਣ ਲਈ ਕਰਜ਼ਾ ਫੰਡ ਇੱਕ ਵਧੀਆ ਵਿਕਲਪ ਹਨ।

ਨਿਵੇਸ਼ਕ ਜੋ ਕੁਝ ਦਿਨਾਂ ਤੋਂ ਇੱਕ ਮਹੀਨੇ ਤੱਕ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹਨ,ਤਰਲ ਫੰਡ ਅਤੇ ਅਤਿ-ਛੋਟੀ ਮਿਆਦ ਦੇ ਕਰਜ਼ੇ ਫੰਡ ਸੰਬੰਧਤ ਹੋ ਸਕਦਾ ਹੈ। ਜਿਹੜਾ ਵਿਅਕਤੀ ਇੱਕ ਜਾਂ ਦੋ ਸਾਲਾਂ ਲਈ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦਾ ਹੈ ਉਹ ਛੋਟੀ ਮਿਆਦ ਦੇ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ ਹੈ। ਅਤੇ ਲੰਬੇ ਸਮੇਂ ਲਈ ਜਿਵੇਂ ਕਿ 3 ਸਾਲਾਂ ਤੋਂ ਵੱਧ ਲਈ, ਲੰਬੇ ਸਮੇਂ ਦੇ ਕਰਜ਼ੇ ਫੰਡ ਅਨੁਕੂਲ ਹੋ ਸਕਦੇ ਹਨ, ਇਸ ਵਿੱਚ ਕੁਝ ਜੋਖਮ ਸ਼ਾਮਲ ਹਨ।

ਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਭਾਰਤ ਵਿੱਚ ਕੁਝ ਚੋਟੀ ਦੇ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਕਰਜ਼ੇ ਫੰਡਾਂ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦਾ ਹੈ। ਸਭ ਤੋਂ ਵਧੀਆ SBI ਸਕੀਮਾਂ ਉਹਨਾਂ ਦੇ ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨਾਂ, AUM, ਆਦਿ ਦੁਆਰਾ ਚਲਾਈਆਂ ਗਈਆਂ ਹਨ। ਨਿਵੇਸ਼ਕ ਜੋ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹਨ, ਉਹ ਇਹਨਾਂ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨ ਅਤੇ ਕਰਜ਼ਾ ਬਾਜ਼ਾਰਾਂ ਦਾ ਫਾਇਦਾ ਉਠਾ ਕੇ ਸਥਿਰ ਆਮਦਨ ਪੈਦਾ ਕਰ ਸਕਦੇ ਹਨ।

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SBI

ਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਕਿਉਂ ਨਿਵੇਸ਼ ਕਰੋ?

  • ਪੂੰਜੀ ਦੀ ਪ੍ਰਸ਼ੰਸਾ:ਨਿਵੇਸ਼ SBI MF ਵਿੱਚ ਤੁਹਾਨੂੰ ਏਪੂੰਜੀ ਜਿਸ ਫੰਡ 'ਤੇ ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹੋ, ਉਸ 'ਤੇ ਨਿਰਭਰ ਕਰਦੇ ਹੋਏ ਘੱਟ-ਜੋਖਮ ਵਾਲੇ ਨਿਵੇਸ਼ਾਂ ਦੇ ਨਾਲ-ਨਾਲ ਉੱਚ-ਜੋਖਮ ਵਾਲੇ ਨਿਵੇਸ਼ਾਂ ਲਈ ਪ੍ਰਸ਼ੰਸਾ।

  • ਸੁਰੱਖਿਆ: SBI ਦੁਆਰਾ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਦੇਸ਼ ਦੀਆਂ ਭਰੋਸੇਮੰਦ ਅਤੇ ਭਰੋਸੇਮੰਦ ਫੰਡ ਯੋਜਨਾਵਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹਨ।

  • ਵਿਕਲਪਾਂ ਦੀ ਵਿਭਿੰਨਤਾ: ਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਇੱਕ ਵਿਆਪਕ ਦੇ ਨਾਲ ਆਉਂਦਾ ਹੈਰੇਂਜ ਵਿਕਲਪਾਂ ਵਿੱਚੋਂ, ਤੁਸੀਂ SBI ਦੁਆਰਾ ਪੇਸ਼ ਕੀਤੀਆਂ ਗਈਆਂ ਇਹਨਾਂ ਸਕੀਮਾਂ ਵਿੱਚ ਥੋੜ੍ਹੇ ਸਮੇਂ ਲਈ, ਮੱਧ-ਮਿਆਦ ਅਤੇ ਲੰਬੇ ਸਮੇਂ ਲਈ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹੋ।

  • ਘਰੇਲੂ ਅਤੇ ਆਫਸ਼ੋਰ ਫੰਡ ਪ੍ਰਬੰਧਨ: ਕੰਪਨੀ ਕੋਲ ਘਰੇਲੂ ਅਤੇ ਦੋਵਾਂ ਦੇ ਪ੍ਰਬੰਧਨ ਵਿੱਚ ਮੁਹਾਰਤ ਹੈਸਮੁੰਦਰੀ ਕਿਨਾਰੇ ਫੰਡ

  • NRI ਨਿਵੇਸ਼: ਕੰਪਨੀ ਪ੍ਰਵਾਸੀ ਭਾਰਤੀਆਂ ਨੂੰ ਇਸ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਇਜਾਜ਼ਤ ਵੀ ਦਿੰਦੀ ਹੈਮਿਉਚੁਅਲ ਫੰਡ.

ਸਰਵੋਤਮ ਐਸਬੀਆਈ ਕਰਜ਼ਾ ਮਿਉਚੁਅਲ ਫੰਡ

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Credit Risk Fund Growth ₹49.7873
↑ 0.03
₹2,1861.44.47.37.87.98.55%2Y 1M 17D2Y 9M 18D
SBI Liquid Fund Growth ₹4,402.23
↑ 0.82
₹92,1921.53.46.46.86.46.47%1M 13D1M 17D
SBI Magnum Ultra Short Duration Fund Growth ₹6,446.24
↑ 2.30
₹11,8801.53.36.26.977.18%4M 28D7M 24D
SBI Savings Fund Growth ₹44.6557
↑ 0.02
₹32,2081.53.366.87.16.89%6M6M 11D
SBI Magnum Medium Duration Fund Growth ₹54.87
↑ 0.04
₹6,4890.83.967.27.58.22%3Y 11D4Y 4M 2D
SBI Magnum Low Duration Fund Growth ₹3,741.74
↑ 1.61
₹11,6221.235.46.777.18%10M 17D1Y 7M 10D
SBI Overnight Fund Growth ₹4,430.01
↑ 0.61
₹23,4071.32.55.25.95.75.2%1D1D
SBI Dynamic Bond Fund Growth ₹37.576
↓ 0.00
₹3,5530.634.76.65.57.2%3Y 5M 23D9Y 10M 24D
SBI Banking and PSU Fund Growth ₹3,309.6
↑ 1.26
₹3,8700.73.24.76.77.47.31%2Y 7M 24D3Y 9M 25D
SBI Short Term Debt Fund Growth ₹34.133
↑ 0.03
₹13,4350.52.74.66.77.87.62%2Y 8M 26D3Y 10M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 26

Research Highlights & Commentary of 10 Funds showcased

CommentarySBI Credit Risk FundSBI Liquid FundSBI Magnum Ultra Short Duration FundSBI Savings FundSBI Magnum Medium Duration FundSBI Magnum Low Duration FundSBI Overnight FundSBI Dynamic Bond FundSBI Banking and PSU FundSBI Short Term Debt Fund
Point 1Bottom quartile AUM (₹2,186 Cr).Highest AUM (₹92,192 Cr).Upper mid AUM (₹11,880 Cr).Top quartile AUM (₹32,208 Cr).Lower mid AUM (₹6,489 Cr).Lower mid AUM (₹11,622 Cr).Upper mid AUM (₹23,407 Cr).Bottom quartile AUM (₹3,553 Cr).Bottom quartile AUM (₹3,870 Cr).Upper mid AUM (₹13,435 Cr).
Point 2Established history (22+ yrs).Established history (19+ yrs).Oldest track record among peers (27 yrs).Established history (22+ yrs).Established history (22+ yrs).Established history (19+ yrs).Established history (24+ yrs).Established history (22+ yrs).Established history (16+ yrs).Established history (19+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 3★ (upper mid).Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Rating: 4★ (top quartile).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Low.Risk profile: Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.
Point 51Y return: 7.31% (top quartile).1Y return: 6.36% (top quartile).1Y return: 6.20% (upper mid).1Y return: 5.98% (upper mid).1Y return: 5.95% (upper mid).1Y return: 5.41% (lower mid).1Y return: 5.16% (lower mid).1Y return: 4.71% (bottom quartile).1Y return: 4.68% (bottom quartile).1Y return: 4.56% (bottom quartile).
Point 61M return: 0.20% (lower mid).1M return: 0.47% (upper mid).1M return: 0.49% (top quartile).1M return: 0.47% (top quartile).1M return: 0.02% (bottom quartile).1M return: 0.42% (upper mid).1M return: 0.39% (upper mid).1M return: 0.15% (bottom quartile).1M return: 0.24% (lower mid).1M return: 0.16% (bottom quartile).
Point 7Sharpe: 1.34 (top quartile).Sharpe: 2.68 (top quartile).Sharpe: 0.92 (upper mid).Sharpe: 0.46 (upper mid).Sharpe: 0.54 (upper mid).Sharpe: -0.08 (lower mid).Sharpe: -17.65 (bottom quartile).Sharpe: -0.08 (lower mid).Sharpe: -0.21 (bottom quartile).Sharpe: -0.28 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 8.55% (top quartile).Yield to maturity (debt): 6.47% (bottom quartile).Yield to maturity (debt): 7.18% (lower mid).Yield to maturity (debt): 6.89% (bottom quartile).Yield to maturity (debt): 8.22% (top quartile).Yield to maturity (debt): 7.18% (lower mid).Yield to maturity (debt): 5.20% (bottom quartile).Yield to maturity (debt): 7.20% (upper mid).Yield to maturity (debt): 7.31% (upper mid).Yield to maturity (debt): 7.62% (upper mid).
Point 10Modified duration: 2.13 yrs (lower mid).Modified duration: 0.12 yrs (top quartile).Modified duration: 0.41 yrs (upper mid).Modified duration: 0.50 yrs (upper mid).Modified duration: 3.03 yrs (bottom quartile).Modified duration: 0.88 yrs (upper mid).Modified duration: 0.00 yrs (top quartile).Modified duration: 3.48 yrs (bottom quartile).Modified duration: 2.65 yrs (lower mid).Modified duration: 2.74 yrs (bottom quartile).

SBI Credit Risk Fund

  • Bottom quartile AUM (₹2,186 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 7.31% (top quartile).
  • 1M return: 0.20% (lower mid).
  • Sharpe: 1.34 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 8.55% (top quartile).
  • Modified duration: 2.13 yrs (lower mid).

SBI Liquid Fund

  • Highest AUM (₹92,192 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.36% (top quartile).
  • 1M return: 0.47% (upper mid).
  • Sharpe: 2.68 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.47% (bottom quartile).
  • Modified duration: 0.12 yrs (top quartile).

SBI Magnum Ultra Short Duration Fund

  • Upper mid AUM (₹11,880 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.20% (upper mid).
  • 1M return: 0.49% (top quartile).
  • Sharpe: 0.92 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.18% (lower mid).
  • Modified duration: 0.41 yrs (upper mid).

SBI Savings Fund

  • Top quartile AUM (₹32,208 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.98% (upper mid).
  • 1M return: 0.47% (top quartile).
  • Sharpe: 0.46 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.89% (bottom quartile).
  • Modified duration: 0.50 yrs (upper mid).

SBI Magnum Medium Duration Fund

  • Lower mid AUM (₹6,489 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.95% (upper mid).
  • 1M return: 0.02% (bottom quartile).
  • Sharpe: 0.54 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.22% (top quartile).
  • Modified duration: 3.03 yrs (bottom quartile).

SBI Magnum Low Duration Fund

  • Lower mid AUM (₹11,622 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.41% (lower mid).
  • 1M return: 0.42% (upper mid).
  • Sharpe: -0.08 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.18% (lower mid).
  • Modified duration: 0.88 yrs (upper mid).

SBI Overnight Fund

  • Upper mid AUM (₹23,407 Cr).
  • Established history (24+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 5.16% (lower mid).
  • 1M return: 0.39% (upper mid).
  • Sharpe: -17.65 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 5.20% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

SBI Dynamic Bond Fund

  • Bottom quartile AUM (₹3,553 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.71% (bottom quartile).
  • 1M return: 0.15% (bottom quartile).
  • Sharpe: -0.08 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.20% (upper mid).
  • Modified duration: 3.48 yrs (bottom quartile).

SBI Banking and PSU Fund

  • Bottom quartile AUM (₹3,870 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.68% (bottom quartile).
  • 1M return: 0.24% (lower mid).
  • Sharpe: -0.21 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.31% (upper mid).
  • Modified duration: 2.65 yrs (lower mid).

SBI Short Term Debt Fund

  • Upper mid AUM (₹13,435 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 4.56% (bottom quartile).
  • 1M return: 0.16% (bottom quartile).
  • Sharpe: -0.28 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.62% (upper mid).
  • Modified duration: 2.74 yrs (bottom quartile).

1. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

Research Highlights for SBI Credit Risk Fund

  • Bottom quartile AUM (₹2,186 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 7.31% (top quartile).
  • 1M return: 0.20% (lower mid).
  • Sharpe: 1.34 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 8.55% (top quartile).
  • Modified duration: 2.13 yrs (lower mid).
  • Average maturity: 2.80 yrs (lower mid).
  • Exit load: 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL).

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund
Growth
Launch Date 19 Jul 04
NAV (30 Sep 26) ₹49.7873 ↑ 0.03   (0.07 %)
Net Assets (Cr) ₹2,186 on 31 Aug 26
Category Debt - Credit Risk
AMC SBI Funds Management Private Limited
Rating ☆☆☆☆
Risk Moderate
Expense Ratio 1.55
Sharpe Ratio 1.34
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity 8.55%
Effective Maturity 2 Years 9 Months 18 Days
Modified Duration 2 Years 1 Month 17 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,343
30 Sep 23₹11,197
30 Sep 24₹12,078
30 Sep 25₹13,072

SBI Credit Risk Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.2%
3 Month 1.4%
6 Month 4.4%
1 Year 7.3%
3 Year 7.8%
5 Year 7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.9%
2024 8.1%
2023 8.3%
2022 4.2%
2021 5%
2020 9.8%
2019 6.5%
2018 6.2%
2017 6.9%
2016 10.5%
Fund Manager information for SBI Credit Risk Fund
NameSinceTenure
Lokesh Mallya1 Feb 179.59 Yr.
Prashanth Sridhar1 Jul 260.17 Yr.

Data below for SBI Credit Risk Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash8.12%
Equity6.04%
Debt82.28%
Other3.57%
Debt Sector Allocation
SectorValue
Corporate71.19%
Government11.08%
Cash Equivalent8.12%
Credit Quality
RatingValue
A11.07%
AA67.56%
AAA21.37%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
H.G. Infra Engineering Limited
Debentures | -
5%₹102 Cr10,000
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
5%₹100 Cr11,000
Nj Capital Private Limited
Debentures | -
5%₹99 Cr10,000
TATA Projects Limited
Debentures | -
5%₹99 Cr10,000
Jtpm Metal TRaders Limited
Debentures | -
4%₹97 Cr9,000
Lodha Developers Limited
Debentures | -
4%₹86 Cr10,000
Renserv Global Private Limited
Debentures | -
4%₹80 Cr8,000
Jsw Jfe Kalinga Steel Limited
Debentures | -
4%₹78 Cr7,500
Aditya Birla Renewables Limited
Debentures | -
3%₹75 Cr7,500
Motilal Oswal Home Finance Limited
Debentures | -
3%₹75 Cr7,500

2. SBI Liquid Fund

(Erstwhile SBI - Premier Liquid Fund)

To provide attractive returns to the Magnum/Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

Research Highlights for SBI Liquid Fund

  • Highest AUM (₹92,192 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.36% (top quartile).
  • 1M return: 0.47% (upper mid).
  • Sharpe: 2.68 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.47% (bottom quartile).
  • Modified duration: 0.12 yrs (top quartile).
  • Average maturity: 0.13 yrs (top quartile).
  • Exit load: NIL.

Below is the key information for SBI Liquid Fund

SBI Liquid Fund
Growth
Launch Date 22 Mar 07
NAV (30 Sep 26) ₹4,402.23 ↑ 0.82   (0.02 %)
Net Assets (Cr) ₹92,192 on 31 Aug 26
Category Debt - Liquid Fund
AMC SBI Funds Management Private Limited
Rating ☆☆☆
Risk Low
Expense Ratio 0.3
Sharpe Ratio 2.68
Information Ratio 0
Alpha Ratio 0
Min Investment 50,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.47%
Effective Maturity 1 Month 17 Days
Modified Duration 1 Month 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,401
30 Sep 23₹11,109
30 Sep 24₹11,919
30 Sep 25₹12,718

SBI Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.4%
1 Year 6.4%
3 Year 6.8%
5 Year 6.2%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 6.4%
2024 7.3%
2023 6.9%
2022 4.8%
2021 3.3%
2020 4.2%
2019 6.5%
2018 7.3%
2017 6.6%
2016 7.6%
Fund Manager information for SBI Liquid Fund
NameSinceTenure
Rajeev Radhakrishnan1 Dec 232.75 Yr.

Data below for SBI Liquid Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash98.67%
Debt1.11%
Other0.22%
Debt Sector Allocation
SectorValue
Cash Equivalent84.04%
Government9.35%
Corporate6.39%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
9%₹8,097 Cr
Hdfc Bank Ltd.
Certificate of Deposit | -
3%₹2,477 Cr50,000
↑ 50,000
Punjab National Bank
Debentures | -
3%₹2,476 Cr50,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
3%₹2,429 Cr49,000
Canara Bank
Domestic Bonds | -
2%₹2,190 Cr44,000
12/11/2026 Maturing 364 DTB
Sovereign Bonds | -
2%₹2,054 Cr207,000,000
↑ 207,000,000
Small Industries Development Bank Of India
Commercial Paper | -
2%₹1,987 Cr40,000
Union Bank Of India
Net Current Assets | -
2%₹1,983 Cr40,000
↑ 40,000
India (Republic of)
- | -
2%₹1,748 Cr175,000,000
India (Republic of)
- | -
2%₹1,743 Cr175,000,000

3. SBI Magnum Ultra Short Duration Fund

(Erstwhile SBI Magnum InstaCash Fund)

To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity.

Research Highlights for SBI Magnum Ultra Short Duration Fund

  • Upper mid AUM (₹11,880 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.20% (upper mid).
  • 1M return: 0.49% (top quartile).
  • Sharpe: 0.92 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.18% (lower mid).
  • Modified duration: 0.41 yrs (upper mid).
  • Average maturity: 0.65 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for SBI Magnum Ultra Short Duration Fund

SBI Magnum Ultra Short Duration Fund
Growth
Launch Date 21 May 99
NAV (30 Sep 26) ₹6,446.24 ↑ 2.30   (0.04 %)
Net Assets (Cr) ₹11,880 on 31 Aug 26
Category Debt - Ultrashort Bond
AMC SBI Funds Management Private Limited
Rating ☆☆☆
Risk Low
Expense Ratio 0.54
Sharpe Ratio 0.92
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.18%
Effective Maturity 7 Months 24 Days
Modified Duration 4 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,371
30 Sep 23₹11,080
30 Sep 24₹11,895
30 Sep 25₹12,757

SBI Magnum Ultra Short Duration Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Magnum Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.3%
1 Year 6.2%
3 Year 6.9%
5 Year 6.3%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7%
2024 7.4%
2023 7%
2022 4.5%
2021 3.4%
2020 5.9%
2019 8%
2018 7.9%
2017 6.6%
2016 7.7%
Fund Manager information for SBI Magnum Ultra Short Duration Fund
NameSinceTenure
Sudhir Agrawal15 May 251.3 Yr.

Data below for SBI Magnum Ultra Short Duration Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash108.18%
Other0.41%
Debt Sector Allocation
SectorValue
Cash Equivalent67.65%
Corporate45.43%
Credit Quality
RatingValue
AA21.96%
AAA78.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
7%₹796 Cr80,000,000
Muthoot Finance Limited
Debentures | -
3%₹324 Cr32,500
Adani Power Limited
Debentures | -
3%₹300 Cr30,000
Deutsche Bank AG
- | -
2%-₹250 Cr
HSBC Bank PLC
Debentures | -
2%-₹250 Cr
Avanse Financial Services Limited
Debentures | -
2%₹249 Cr25,000
RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -
2%₹247 Cr255
Axis Bank Ltd.
Debentures | -
2%₹246 Cr5,000
Bharat Petroleum Corporation Limited
Debentures | -
2%₹200 Cr2,000
↑ 2,000
Muthoot Finance Limited
Debentures | -
2%₹199 Cr20,000

4. SBI Savings Fund

To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments.

Research Highlights for SBI Savings Fund

  • Top quartile AUM (₹32,208 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.98% (upper mid).
  • 1M return: 0.47% (top quartile).
  • Sharpe: 0.46 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.89% (bottom quartile).
  • Modified duration: 0.50 yrs (upper mid).
  • Average maturity: 0.53 yrs (upper mid).
  • Exit load: 0-3 Days (0.1%),3 Days and above(NIL).

Below is the key information for SBI Savings Fund

SBI Savings Fund
Growth
Launch Date 19 Jul 04
NAV (30 Sep 26) ₹44.6557 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹32,208 on 31 Aug 26
Category Debt - Money Market
AMC SBI Funds Management Private Limited
Rating ☆☆☆
Risk Moderately Low
Expense Ratio 0.74
Sharpe Ratio 0.46
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 500
Exit Load 0-3 Days (0.1%),3 Days and above(NIL)
Yield to Maturity 6.89%
Effective Maturity 6 Months 11 Days
Modified Duration 6 Months

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,356
30 Sep 23₹11,059
30 Sep 24₹11,854
30 Sep 25₹12,725
30 Sep 26₹13,485

SBI Savings Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.3%
1 Year 6%
3 Year 6.8%
5 Year 6.2%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.1%
2024 7.3%
2023 6.9%
2022 4.3%
2021 3.3%
2020 5.7%
2019 7.7%
2018 7.1%
2017 6.3%
2016 8.4%
Fund Manager information for SBI Savings Fund
NameSinceTenure
Rajeev Radhakrishnan1 Dec 232.75 Yr.
Sankalp Jain1 Jul 260.17 Yr.

Data below for SBI Savings Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash88.74%
Debt10.93%
Other0.33%
Debt Sector Allocation
SectorValue
Cash Equivalent40.32%
Corporate39.64%
Government19.72%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
6%₹1,814 Cr184,000,000
↑ 54,000,000
India (Republic of)
- | -
3%₹985 Cr100,000,000
↑ 100,000,000
India (Republic of)
- | -
1%₹397 Cr40,000,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -
1%₹367 Cr7,600
7.52% Uttarpradesh Sdl 2027
Sovereign Bonds | -
1%₹328 Cr32,500,000
Axis Bank Ltd.
Debentures | -
1%₹291 Cr6,000
India (Republic of)
- | -
1%₹250 Cr25,000,000
Equitas Small Finance Bank Ltd.
Debentures | -
1%₹246 Cr5,000
Equitas Small Finance Bank Ltd.
Debentures | -
1%₹246 Cr5,000
The Jammu And Kashmir Bank Limited
Debentures | -
1%₹242 Cr5,000

5. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

Research Highlights for SBI Magnum Medium Duration Fund

  • Lower mid AUM (₹6,489 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.95% (upper mid).
  • 1M return: 0.02% (bottom quartile).
  • Sharpe: 0.54 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.22% (top quartile).
  • Modified duration: 3.03 yrs (bottom quartile).
  • Average maturity: 4.34 yrs (bottom quartile).
  • Exit load: 0-12 Months (1.5%),12 Months and above(NIL).

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund
Growth
Launch Date 12 Nov 03
NAV (30 Sep 26) ₹54.87 ↑ 0.04   (0.07 %)
Net Assets (Cr) ₹6,489 on 31 Aug 26
Category Debt - Medium term Bond
AMC SBI Funds Management Private Limited
Rating ☆☆☆
Risk Moderate
Expense Ratio 1.22
Sharpe Ratio 0.54
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity 8.22%
Effective Maturity 4 Years 4 Months 2 Days
Modified Duration 3 Years 11 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,219
30 Sep 23₹10,986
30 Sep 24₹11,884
30 Sep 25₹12,759

SBI Magnum Medium Duration Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0%
3 Month 0.8%
6 Month 3.9%
1 Year 6%
3 Year 7.2%
5 Year 6.2%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.5%
2024 8.1%
2023 7.2%
2022 3.4%
2021 3.8%
2020 12.3%
2019 11.1%
2018 6.2%
2017 7.6%
2016 14%
Fund Manager information for SBI Magnum Medium Duration Fund
NameSinceTenure
Lokesh Mallya1 Dec 232.75 Yr.
Mohit Jain30 Nov 178.76 Yr.

Data below for SBI Magnum Medium Duration Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash8.4%
Equity6.47%
Debt84.79%
Other0.33%
Debt Sector Allocation
SectorValue
Corporate62.69%
Government23.2%
Cash Equivalent7.3%
Credit Quality
RatingValue
A9.96%
AA52.21%
AAA37.83%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.94% Govt Stock 2036
Sovereign Bonds | -
7%₹446 Cr45,000,000
Godrej Properties Limited
Debentures | -
5%₹301 Cr30,000
7.06% Govt Stock 2041
Sovereign Bonds | -
5%₹296 Cr30,000,000
↑ 30,000,000
Jsw Jfe Kalinga Steel Limited
Debentures | -
4%₹280 Cr27,000
Yes Bank Limited
Debentures | -
3%₹225 Cr2,250
Aditya Birla Real Estate Limited
Debentures | -
3%₹221 Cr22,000
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
3%₹218 Cr24,000
Jtpm Metal TRaders Limited
Debentures | -
3%₹216 Cr20,000
Renserv Global Private Limited
Debentures | -
3%₹205 Cr20,500
Motilal Oswal Finvest Limited
Debentures | -
3%₹201 Cr20,000

6. SBI Magnum Low Duration Fund

(Erstwhile SBI-Short Horizon Fund - Ultra Short Term)

To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity/residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency.

Research Highlights for SBI Magnum Low Duration Fund

  • Lower mid AUM (₹11,622 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.41% (lower mid).
  • 1M return: 0.42% (upper mid).
  • Sharpe: -0.08 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.18% (lower mid).
  • Modified duration: 0.88 yrs (upper mid).
  • Average maturity: 1.61 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for SBI Magnum Low Duration Fund

SBI Magnum Low Duration Fund
Growth
Launch Date 27 Jul 07
NAV (30 Sep 26) ₹3,741.74 ↑ 1.61   (0.04 %)
Net Assets (Cr) ₹11,622 on 31 Aug 26
Category Debt - Low Duration
AMC SBI Funds Management Private Limited
Rating ☆☆☆
Risk Moderately Low
Expense Ratio 0.95
Sharpe Ratio -0.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.18%
Effective Maturity 1 Year 7 Months 10 Days
Modified Duration 10 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,318
30 Sep 23₹11,008
30 Sep 24₹11,800
30 Sep 25₹12,672

SBI Magnum Low Duration Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Magnum Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.4%
3 Month 1.2%
6 Month 3%
1 Year 5.4%
3 Year 6.7%
5 Year 6%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2025 7%
2024 7.3%
2023 6.7%
2022 4%
2021 3.2%
2020 6.7%
2019 8.3%
2018 7.5%
2017 6.6%
2016 8.3%
Fund Manager information for SBI Magnum Low Duration Fund
NameSinceTenure
Sudhir Agrawal15 May 251.3 Yr.

Data below for SBI Magnum Low Duration Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash79.64%
Debt22.58%
Other0.41%
Debt Sector Allocation
SectorValue
Corporate63.01%
Cash Equivalent47.72%
Credit Quality
RatingValue
AA15%
AAA85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -
4%₹509 Cr525
Bharti Telecom Limited
Debentures | -
4%₹448 Cr45,000
↓ -5,000
India (Republic of)
- | -
3%₹395 Cr39,718,000
Bajaj Finance Limited
Debentures | -
3%₹365 Cr36,500
Small Industries Development Bank Of India
Debentures | -
3%₹319 Cr32,500
Deutsche Bank AG London Branch
- | -
3%-₹300 Cr
Standard Chartered Bank
- | -
3%-₹300 Cr
Jsw Jfe Kalinga Steel Limited
Debentures | -
2%₹259 Cr25,000
TATA Motors Limited
Debentures | -
2%₹250 Cr2,500
Sundaram Finance Limited
Debentures | -
2%₹249 Cr25,000

7. SBI Overnight Fund

(Erstwhile SBI Magnum InstaCash Fund - Liquid Floater Plan)

To mitigate interest rate risk and generate opportunities for regular income through a portfolio investing predominantly in floating rate securities and Money Market instruments.

Research Highlights for SBI Overnight Fund

  • Upper mid AUM (₹23,407 Cr).
  • Established history (24+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 5.16% (lower mid).
  • 1M return: 0.39% (upper mid).
  • Sharpe: -17.65 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 5.20% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).
  • Average maturity: 0.00 yrs (top quartile).
  • Exit load: 0-1 Months (0.2%),1 Months and above(NIL).

Below is the key information for SBI Overnight Fund

SBI Overnight Fund
Growth
Launch Date 1 Oct 02
NAV (30 Sep 26) ₹4,430.01 ↑ 0.61   (0.01 %)
Net Assets (Cr) ₹23,407 on 31 Aug 26
Category Debt - Overnight
AMC SBI Funds Management Private Limited
Rating ☆☆
Risk Low
Expense Ratio 0.15
Sharpe Ratio -17.65
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load 0-1 Months (0.2%),1 Months and above(NIL)
Yield to Maturity 5.2%
Effective Maturity 1 Day
Modified Duration 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,390
30 Sep 23₹11,052
30 Sep 24₹11,789
30 Sep 25₹12,498

SBI Overnight Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Overnight Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.5%
1 Year 5.2%
3 Year 5.9%
5 Year 5.6%
10 Year
15 Year
Since launch 6.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025 5.7%
2024 6.6%
2023 6.6%
2022 4.6%
2021 3.1%
2020 3.3%
2019 5.6%
2018 6.2%
2017 5.8%
2016 6.8%
Fund Manager information for SBI Overnight Fund
NameSinceTenure
Ranjana Gupta27 Dec 241.68 Yr.

Data below for SBI Overnight Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent95.92%
Government4.08%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
89%₹21,995 Cr
HDFC Bank Ltd.
Debentures | -
7%₹1,750 Cr35,000
↑ 35,000
India (Republic of)
- | -
1%₹299 Cr30,000,000
↑ 30,000,000
India (Republic of)
- | -
1%₹299 Cr30,000,000
↑ 30,000,000
Axis Bank Ltd.
Debentures | -
1%₹250 Cr5,000
↑ 5,000
India (Republic of)
- | -
1%₹215 Cr21,500,000
Net Receivable / Payable
CBLO | -
1%-₹197 Cr
India (Republic of)
- | -
0%₹100 Cr10,000,000
↑ 10,000,000
India (Republic of)
- | -
0%₹100 Cr10,000,000
↑ 10,000,000
L&T Finance Limited
Commercial Paper | -
₹0 Cr00
↓ -1,000

8. SBI Dynamic Bond Fund

To actively manage a portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders.

Research Highlights for SBI Dynamic Bond Fund

  • Bottom quartile AUM (₹3,553 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.71% (bottom quartile).
  • 1M return: 0.15% (bottom quartile).
  • Sharpe: -0.08 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.20% (upper mid).
  • Modified duration: 3.48 yrs (bottom quartile).
  • Average maturity: 9.90 yrs (bottom quartile).
  • Exit load: 0-1 Months (0.25%),1 Months and above(NIL).

Below is the key information for SBI Dynamic Bond Fund

SBI Dynamic Bond Fund
Growth
Launch Date 9 Feb 04
NAV (30 Sep 26) ₹37.576 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹3,553 on 31 Aug 26
Category Debt - Dynamic Bond
AMC SBI Funds Management Private Limited
Rating ☆☆☆☆
Risk Moderate
Expense Ratio 1.44
Sharpe Ratio -0.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 7.2%
Effective Maturity 9 Years 10 Months 24 Days
Modified Duration 3 Years 5 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,252
30 Sep 23₹11,011
30 Sep 24₹12,100
30 Sep 25₹12,725

SBI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.1%
3 Month 0.6%
6 Month 3%
1 Year 4.7%
3 Year 6.6%
5 Year 5.9%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2025 5.5%
2024 8.6%
2023 7.1%
2022 4.2%
2021 2%
2020 10.4%
2019 12.7%
2018 5.1%
2017 3.9%
2016 15.3%
Fund Manager information for SBI Dynamic Bond Fund
NameSinceTenure
Sudhir Agarwal1 Jul 251.17 Yr.

Data below for SBI Dynamic Bond Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash66.86%
Debt32.77%
Other0.36%
Debt Sector Allocation
SectorValue
Cash Equivalent59.98%
Corporate36.91%
Government2.75%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Andhra Pradesh (Government of) 7.28%
- | -
7%₹247 Cr25,000,000
Axis Bank Ltd.
Debentures | -
7%₹243 Cr5,000
National Bank For Agriculture And Rural Development
Debentures | -
6%₹221 Cr22,500
Bajaj Finance Limited
Debentures | -
6%₹200 Cr20,000
Summit Digitel Infrastructure Limited
Debentures | -
4%₹154 Cr1,500
Rec Limited
Debentures | -
4%₹125 Cr12,500
India (Republic of)
- | -
4%₹125 Cr12,500,000
National Highways Infra TRust
Debentures | -
3%₹117 Cr22,500
India (Republic of)
- | -
3%₹104 Cr10,500,000
↑ 10,500,000
LIC Housing Finance Ltd
Debentures | -
3%₹100 Cr10,000

9. SBI Banking and PSU Fund

(Erstwhile SBI Treasury Advantage Fund)

The scheme seeks to generate regular income through a judicious mix of portfolio comprising, predominantly of money market instruments and short term debt securities.

Research Highlights for SBI Banking and PSU Fund

  • Bottom quartile AUM (₹3,870 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.68% (bottom quartile).
  • 1M return: 0.24% (lower mid).
  • Sharpe: -0.21 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.31% (upper mid).
  • Modified duration: 2.65 yrs (lower mid).
  • Average maturity: 3.82 yrs (lower mid).
  • Exit load: NIL.

Below is the key information for SBI Banking and PSU Fund

SBI Banking and PSU Fund
Growth
Launch Date 9 Oct 09
NAV (30 Sep 26) ₹3,309.6 ↑ 1.26   (0.04 %)
Net Assets (Cr) ₹3,870 on 31 Aug 26
Category Debt - Banking & PSU Debt
AMC SBI Funds Management Private Limited
Rating ☆☆☆
Risk Moderate
Expense Ratio 0.8
Sharpe Ratio -0.21
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.31%
Effective Maturity 3 Years 9 Months 25 Days
Modified Duration 2 Years 7 Months 24 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,178
30 Sep 23₹10,850
30 Sep 24₹11,694
30 Sep 25₹12,581

SBI Banking and PSU Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Banking and PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.2%
3 Month 0.7%
6 Month 3.2%
1 Year 4.7%
3 Year 6.7%
5 Year 5.7%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.4%
2024 7.7%
2023 6.6%
2022 2.9%
2021 2.6%
2020 10.5%
2019 9.7%
2018 7.4%
2017 6.4%
2016 8.3%
Fund Manager information for SBI Banking and PSU Fund
NameSinceTenure
Ardhendu Bhattacharya1 Dec 232.75 Yr.

Data below for SBI Banking and PSU Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash34.65%
Debt64.92%
Other0.43%
Debt Sector Allocation
SectorValue
Corporate63.03%
Government21.76%
Cash Equivalent14.79%
Credit Quality
RatingValue
AA6.45%
AAA93.55%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Canara Bank
Domestic Bonds | -
5%₹189 Cr4,000
Power Grid Corporation Of India Limited
Debentures | -
5%₹184 Cr23,000
Ongc Petro Additions Limited
Debentures | -
5%₹175 Cr17,500
GAil (India) Limited
Debentures | -
5%₹175 Cr1,750
Housing And Urban Development Corporation Limited
Debentures | -
5%₹174 Cr17,500
India Infrastructure Finance Company Limited
Debentures | -
3%₹122 Cr12,500
↓ -2,500
LIC Housing Finance Ltd
Debentures | -
3%₹118 Cr11,886
National Bank For Agriculture And Rural Development
Debentures | -
3%₹108 Cr11,000
↓ -6,000
7.11% ASsam Sdl 2030
Sovereign Bonds | -
3%₹99 Cr10,000,000
Punjab National Bank
Debentures | -
3%₹94 Cr95

10. SBI Short Term Debt Fund

To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency, and money market instruments.

Research Highlights for SBI Short Term Debt Fund

  • Upper mid AUM (₹13,435 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 4.56% (bottom quartile).
  • 1M return: 0.16% (bottom quartile).
  • Sharpe: -0.28 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.62% (upper mid).
  • Modified duration: 2.74 yrs (bottom quartile).
  • Average maturity: 3.89 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for SBI Short Term Debt Fund

SBI Short Term Debt Fund
Growth
Launch Date 27 Jul 07
NAV (30 Sep 26) ₹34.133 ↑ 0.03   (0.08 %)
Net Assets (Cr) ₹13,435 on 31 Aug 26
Category Debt - Short term Bond
AMC SBI Funds Management Private Limited
Rating ☆☆☆
Risk Moderately Low
Expense Ratio 0.84
Sharpe Ratio -0.28
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.62%
Effective Maturity 3 Years 10 Months 20 Days
Modified Duration 2 Years 8 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,234
30 Sep 23₹10,930
30 Sep 24₹11,774
30 Sep 25₹12,716

SBI Short Term Debt Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.2%
3 Month 0.5%
6 Month 2.7%
1 Year 4.6%
3 Year 6.7%
5 Year 5.9%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.8%
2024 7.7%
2023 6.7%
2022 3.5%
2021 2.8%
2020 9.9%
2019 9.5%
2018 6%
2017 5.7%
2016 9.9%
Fund Manager information for SBI Short Term Debt Fund
NameSinceTenure
Mansi Sajeja1 Dec 232.75 Yr.

Data below for SBI Short Term Debt Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash23.24%
Debt76.38%
Other0.39%
Debt Sector Allocation
SectorValue
Corporate64.03%
Cash Equivalent21.93%
Government13.66%
Credit Quality
RatingValue
AA16.68%
AAA83.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -
4%₹582 Cr600
National Bank For Agriculture And Rural Development
Debentures | -
3%₹396 Cr40,000
↓ -10,000
SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -
3%₹366 Cr375
State Government Of Karnataka
Sovereign Bonds | -
3%₹345 Cr35,000,000
Gujarat (Government of) 7.43%
- | -
3%₹344 Cr35,000,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹295 Cr30,000
Small Industries Development Bank Of India
Debentures | -
2%₹290 Cr29,500
Jsw Jfe Kalinga Steel Limited
Debentures | -
2%₹275 Cr26,500
6.94% Govt Stock 2036
Sovereign Bonds | -
2%₹272 Cr27,500,000
↓ -10,000,000
RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -
2%₹266 Cr275

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POST A COMMENT

Santwana kundu, posted on 8 Feb 20 8:45 AM

I have SBI PSU Fund lumsum amount 20000,for 13 year, but this fund under perform, I want switch this fund which sbi fund is better for switching.

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