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SIP ਨਿਵੇਸ਼ ਸਭ ਤੋਂ ਵੱਧ ਅਨੁਸ਼ਾਸਿਤ ਵਿੱਚੋਂ ਇੱਕ ਹੈਨਿਵੇਸ਼ ਵਿਕਲਪ ਜਦੋਂਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ. ਇਸ ਤੋਂ ਇਲਾਵਾ, ਨਿਵੇਸ਼ ਦੀ ਘੱਟੋ-ਘੱਟ ਰਕਮ ਏSIP ਮਿਉਚੁਅਲ ਫੰਡ INR 500 ਤੋਂ ਘੱਟ ਹੈ। ਇਹ ਨਿਵੇਸ਼ ਕਰਦਾ ਹੈਸਿਖਰ SIP ਬਹੁਤ ਸੁਵਿਧਾਜਨਕ ਯੋਜਨਾਵਾਂ. ਆਮ ਤੌਰ 'ਤੇ, SIPs ਲਈ ਆਦਰਸ਼ ਹਨਇਕੁਇਟੀ ਫੰਡ ਕਿਉਂਕਿ ਇਹ ਲੰਬੇ ਸਮੇਂ ਵਿੱਚ SIP ਦਾ ਸਭ ਤੋਂ ਵੱਧ ਫਾਇਦਾ ਹੁੰਦਾ ਹੈ, ਪਰ ਬਹੁਤ ਸਾਰੇ ਨਿਵੇਸ਼ਕ ਇਸਨੂੰ ਲੈਣਾ ਪਸੰਦ ਕਰਦੇ ਹਨਕਰਜ਼ਾ ਫੰਡ ਵੀ. ਇਸ ਲਈ, ਇੱਥੇ ਭਾਰਤ ਵਿੱਚ ਕੁਝ ਵਧੀਆ ਕਰਜ਼ੇ ਦੀਆਂ SIP ਯੋਜਨਾਵਾਂ ਹਨ ਜੋ ਵਧੀਆ ਰਿਟਰਨ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦੀਆਂ ਹਨ।
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ਵਿੱਤੀ ਸਾਲ 22 - 23 ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਚੋਟੀ ਦੀਆਂ 10 ਕਰਜ਼ਾ ਮਿਉਚੁਅਲ ਫੰਡ SIP ਯੋਜਨਾਵਾਂ
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1,000 1 10.2 11.8 5 4.19% 5M 18D 8M 1D Aditya Birla Sun Life Credit Risk Fund Growth ₹25.4459
↑ 0.01 ₹1,600 100 1.2 4.3 11.2 12.1 13.4 8.03% 1Y 11M 16D 2Y 7M 17D Aditya Birla Sun Life Medium Term Plan Growth ₹43.7653
↑ 0.02 ₹3,319 1,000 0.6 3.6 7.9 9.7 10.9 8.09% 2Y 11M 12D 4Y 4M 10D SBI Credit Risk Fund Growth ₹49.7873
↑ 0.03 ₹2,186 500 1.4 4.4 7.3 7.8 7.9 8.55% 2Y 1M 17D 2Y 9M 18D Bandhan Government Securities Fund - Investment Plan Growth ₹37.5109
↑ 0.01 ₹1,850 1,000 -1 5.5 7.2 7.4 3.7 7.54% 11Y 4M 24D 28Y 4M 6D ICICI Prudential Regular Savings Fund Growth ₹34.8624
↑ 0.01 ₹6,333 100 1.3 4.2 7.2 8.4 9.5 8.53% 1Y 9M 25D 2Y 8M 5D Nippon India Credit Risk Fund Growth ₹38.1684
↑ 0.03 ₹1,574 100 1.2 3.9 6.8 8 8.9 8.66% 1Y 11M 26D 2Y 4M 13D HDFC Credit Risk Debt Fund Growth ₹26.0711
↑ 0.01 ₹7,666 300 1.2 3.9 6.6 7.5 8 8.76% 2Y 3M 7D 3Y 3M 18D IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 500 1.7 3.4 6.6 4.5 6.66% 1M 7D 1M 10D BOI AXA Liquid Fund Growth ₹3,247.16
↑ 0.78 ₹1,825 1,000 1.5 3.4 6.4 6.9 6.6 6.26% 1M 13D 1M 13D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21 Research Highlights & Commentary of 10 Funds showcased
Commentary Sundaram Low Duration Fund Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Medium Term Plan SBI Credit Risk Fund Bandhan Government Securities Fund - Investment Plan ICICI Prudential Regular Savings Fund Nippon India Credit Risk Fund HDFC Credit Risk Debt Fund IDBI Liquid Fund BOI AXA Liquid Fund Point 1 Bottom quartile AUM (₹550 Cr). Lower mid AUM (₹1,600 Cr). Upper mid AUM (₹3,319 Cr). Upper mid AUM (₹2,186 Cr). Upper mid AUM (₹1,850 Cr). Top quartile AUM (₹6,333 Cr). Bottom quartile AUM (₹1,574 Cr). Highest AUM (₹7,666 Cr). Bottom quartile AUM (₹503 Cr). Lower mid AUM (₹1,825 Cr). Point 2 Established history (19+ yrs). Established history (11+ yrs). Established history (17+ yrs). Oldest track record among peers (22 yrs). Established history (17+ yrs). Established history (15+ yrs). Established history (21+ yrs). Established history (12+ yrs). Established history (16+ yrs). Established history (18+ yrs). Point 3 Rating: 2★ (lower mid). Not Rated. Top rated. Rating: 4★ (top quartile). Rating: 3★ (upper mid). Rating: 1★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 4★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 11.79% (top quartile). 1Y return: 11.24% (top quartile). 1Y return: 7.88% (upper mid). 1Y return: 7.31% (upper mid). 1Y return: 7.20% (upper mid). 1Y return: 7.15% (lower mid). 1Y return: 6.85% (lower mid). 1Y return: 6.55% (bottom quartile). 1Y return: 6.55% (bottom quartile). 1Y return: 6.45% (bottom quartile). Point 6 1M return: 0.28% (upper mid). 1M return: 0.25% (upper mid). 1M return: 0.09% (bottom quartile). 1M return: 0.20% (lower mid). 1M return: 0.23% (lower mid). 1M return: 0.20% (bottom quartile). 1M return: 0.39% (upper mid). 1M return: 0.18% (bottom quartile). 1M return: 0.53% (top quartile). 1M return: 0.49% (top quartile). Point 7 Sharpe: 0.99 (lower mid). Sharpe: 1.89 (top quartile). Sharpe: 1.28 (upper mid). Sharpe: 1.34 (upper mid). Sharpe: 0.66 (bottom quartile). Sharpe: 1.52 (upper mid). Sharpe: 0.99 (lower mid). Sharpe: 0.88 (bottom quartile). Sharpe: 0.20 (bottom quartile). Sharpe: 3.25 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: -5.96 (bottom quartile). Information ratio: 2.38 (top quartile). Point 9 Yield to maturity (debt): 4.19% (bottom quartile). Yield to maturity (debt): 8.03% (lower mid). Yield to maturity (debt): 8.09% (upper mid). Yield to maturity (debt): 8.55% (upper mid). Yield to maturity (debt): 7.54% (lower mid). Yield to maturity (debt): 8.53% (upper mid). Yield to maturity (debt): 8.66% (top quartile). Yield to maturity (debt): 8.76% (top quartile). Yield to maturity (debt): 6.66% (bottom quartile). Yield to maturity (debt): 6.26% (bottom quartile). Point 10 Modified duration: 0.47 yrs (upper mid). Modified duration: 1.96 yrs (upper mid). Modified duration: 2.95 yrs (bottom quartile). Modified duration: 2.13 yrs (lower mid). Modified duration: 11.40 yrs (bottom quartile). Modified duration: 1.82 yrs (upper mid). Modified duration: 1.99 yrs (lower mid). Modified duration: 2.27 yrs (bottom quartile). Modified duration: 0.10 yrs (top quartile). Modified duration: 0.12 yrs (top quartile). Sundaram Low Duration Fund
Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Medium Term Plan
SBI Credit Risk Fund
Bandhan Government Securities Fund - Investment Plan
ICICI Prudential Regular Savings Fund
Nippon India Credit Risk Fund
HDFC Credit Risk Debt Fund
IDBI Liquid Fund
BOI AXA Liquid Fund
* ਫੰਡ ਹੋਣ ਦਾ ਜ਼ਿਕਰ ਕੀਤਾ ਗਿਆ ਹੈਫੰਡ ਦਾ ਆਕਾਰ (AUM) 500 ਕਰੋੜ ਤੋਂ ਉੱਪਰ.
(Erstwhile Sundaram Ultra Short Term Fund) To provide a level of income consistent with liquidity
through investments made primarily in money market and
debt securities. Below is the key information for Sundaram Low Duration Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Corporate Bond Fund) The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Research Highlights for Aditya Birla Sun Life Credit Risk Fund Below is the key information for Aditya Birla Sun Life Credit Risk Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Research Highlights for Aditya Birla Sun Life Medium Term Plan Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized. Research Highlights for Bandhan Government Securities Fund - Investment Plan Below is the key information for Bandhan Government Securities Fund - Investment Plan Returns up to 1 year are on The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Savings Fund Below is the key information for ICICI Prudential Regular Savings Fund Returns up to 1 year are on (Erstwhile Reliance Regular Savings Fund - Debt Plan) The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Credit Risk Fund Below is the key information for Nippon India Credit Risk Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. Research Highlights for HDFC Credit Risk Debt Fund Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Liquid Fund Below is the key information for IDBI Liquid Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on 1. Sundaram Low Duration Fund
Sundaram Low Duration Fund
Growth Launch Date 23 Apr 07 NAV (31 Dec 21) ₹28.8391 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹550 on 30 Nov 21 Category Debt - Low Duration AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately Low Expense Ratio 0.86 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.19% Effective Maturity 8 Months 1 Day Modified Duration 5 Months 18 Days Growth of 10,000 investment over the years.
Date Value Returns for Sundaram Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.3% 3 Month 1% 6 Month 10.2% 1 Year 11.8% 3 Year 5% 5 Year 5.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Sundaram Low Duration Fund
Name Since Tenure Data below for Sundaram Low Duration Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Growth Launch Date 17 Apr 15 NAV (30 Sep 26) ₹25.4459 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹1,600 on 31 Aug 26 Category Debt - Credit Risk AMC Birla Sun Life Asset Management Co Ltd Rating Risk Moderate Expense Ratio 1.59 Sharpe Ratio 1.89 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.03% Effective Maturity 2 Years 7 Months 17 Days Modified Duration 1 Year 11 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,637 30 Sep 23 ₹11,382 30 Sep 24 ₹12,434 30 Sep 25 ₹14,417 Returns for Aditya Birla Sun Life Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.3% 3 Month 1.2% 6 Month 4.3% 1 Year 11.2% 3 Year 12.1% 5 Year 9.9% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.4% 2023 11.9% 2022 6.9% 2021 7.1% 2020 6.4% 2019 9.4% 2018 2.1% 2017 6.6% 2016 8.1% 2015 10.3% Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
Name Since Tenure Sunaina Cunha 17 Apr 15 11.38 Yr. Mohit Sharma 6 Aug 20 6.07 Yr. Data below for Aditya Birla Sun Life Credit Risk Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 9.62% Equity 7.54% Debt 82.48% Other 0.37% Debt Sector Allocation
Sector Value Corporate 73.65% Cash Equivalent 9.62% Government 8.83% Credit Quality
Rating Value A 9.58% AA 61.16% AAA 29.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity SK Finance Limited
Debentures | -6% ₹91 Cr 9,300
↑ 2,800 Eris Lifesciences Limited
Debentures | -5% ₹74 Cr 7,400 Jubilant Bevco Limited
Debentures | -4% ₹73 Cr 6,500 Jtpm Metal TRaders Limited
Debentures | -4% ₹63 Cr 5,877
↑ 500 Adani Airport Holdings Limited
Debentures | -4% ₹59 Cr 6,000 GMR Airports Limited
Debentures | -3% ₹55 Cr 5,200 Rec Limited
Debentures | -3% ₹50 Cr 5,000 Small Industries Development Bank Of India
Debentures | -3% ₹49 Cr 5,000 Tata Capital Housing Finance Limited
Debentures | -3% ₹44 Cr 4,467 Hinduja Leyland Finance Limited
Debentures | -2% ₹35 Cr 3,500 3. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (30 Sep 26) ₹43.7653 ↑ 0.02 (0.04 %) Net Assets (Cr) ₹3,319 on 31 Aug 26 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 1.28 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.09% Effective Maturity 4 Years 4 Months 10 Days Modified Duration 2 Years 11 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹12,349 30 Sep 23 ₹13,234 30 Sep 24 ₹14,419 30 Sep 25 ₹16,212 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.1% 3 Month 0.6% 6 Month 3.6% 1 Year 7.9% 3 Year 9.7% 5 Year 11.8% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.9% 2023 10.5% 2022 6.9% 2021 24.8% 2020 7.1% 2019 8.1% 2018 -4.4% 2017 5.6% 2016 7% 2015 10.9% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 12.01 Yr. Mohit Sharma 6 Aug 20 6.07 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 10.93% Equity 4.07% Debt 84.77% Other 0.23% Debt Sector Allocation
Sector Value Corporate 55.76% Government 29.01% Cash Equivalent 10.93% Credit Quality
Rating Value A 9.91% AA 40.96% AAA 49.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -11% ₹366 Cr 37,000,000
↓ -6,000,000 Bajaj Housing Finance Limited
Debentures | -4% ₹125 Cr 12,500
↓ -2,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹124 Cr 12,500
↑ 12,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹113 Cr 11,500 Hinduja Leyland Finance Limited
Debentures | -3% ₹109 Cr 11,000 Cholamandalam Investment And Finance Company Limited
Debentures | -3% ₹103 Cr 10,500 Oxyzo Financial Services Limited
Debentures | -3% ₹89 Cr 9,000 GMR Airports Limited
Debentures | -3% ₹85 Cr 8,000 Jubilant Bevco Limited
Debentures | -2% ₹83 Cr 7,400 Jtpm Metal TRaders Limited
Debentures | -2% ₹83 Cr 7,673 4. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (30 Sep 26) ₹49.7873 ↑ 0.03 (0.07 %) Net Assets (Cr) ₹2,186 on 31 Aug 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 1.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.55% Effective Maturity 2 Years 9 Months 18 Days Modified Duration 2 Years 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,343 30 Sep 23 ₹11,197 30 Sep 24 ₹12,078 30 Sep 25 ₹13,072 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.2% 3 Month 1.4% 6 Month 4.4% 1 Year 7.3% 3 Year 7.8% 5 Year 7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8.1% 2022 8.3% 2021 4.2% 2020 5% 2019 9.8% 2018 6.5% 2017 6.2% 2016 6.9% 2015 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.59 Yr. Prashanth Sridhar 1 Jul 26 0.17 Yr. Data below for SBI Credit Risk Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 8.12% Equity 6.04% Debt 82.28% Other 3.57% Debt Sector Allocation
Sector Value Corporate 71.19% Government 11.08% Cash Equivalent 8.12% Credit Quality
Rating Value A 11.07% AA 67.56% AAA 21.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity H.G. Infra Engineering Limited
Debentures | -5% ₹102 Cr 10,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹100 Cr 11,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 TATA Projects Limited
Debentures | -5% ₹99 Cr 10,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹97 Cr 9,000 Lodha Developers Limited
Debentures | -4% ₹86 Cr 10,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Jsw Jfe Kalinga Steel Limited
Debentures | -4% ₹78 Cr 7,500 Aditya Birla Renewables Limited
Debentures | -3% ₹75 Cr 7,500 Motilal Oswal Home Finance Limited
Debentures | -3% ₹75 Cr 7,500 5. Bandhan Government Securities Fund - Investment Plan
Bandhan Government Securities Fund - Investment Plan
Growth Launch Date 3 Dec 08 NAV (30 Sep 26) ₹37.5109 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹1,850 on 15 Aug 26 Category Debt - Government Bond AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.14 Sharpe Ratio 0.66 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.54% Effective Maturity 28 Years 4 Months 6 Days Modified Duration 11 Years 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,017 30 Sep 23 ₹10,679 30 Sep 24 ₹12,042 30 Sep 25 ₹12,338 Returns for Bandhan Government Securities Fund - Investment Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.2% 3 Month -1% 6 Month 5.5% 1 Year 7.2% 3 Year 7.4% 5 Year 5.8% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 3.7% 2023 10.6% 2022 6.8% 2021 1.4% 2020 2.1% 2019 13.7% 2018 13.3% 2017 7.8% 2016 3.1% 2015 13.9% Fund Manager information for Bandhan Government Securities Fund - Investment Plan
Name Since Tenure Suyash Choudhary 15 Oct 10 15.89 Yr. Brijesh Shah 10 Jun 24 2.22 Yr. Data below for Bandhan Government Securities Fund - Investment Plan as on 15 Aug 26
Asset Allocation
Asset Class Value Cash 86.53% Debt 13.47% Debt Sector Allocation
Sector Value Cash Equivalent 86.53% Government 13.47% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.36% Govt Stock 2052
Sovereign Bonds | -8% ₹130 Cr 13,500,000
↓ -500,000 7.3% Govt Stock 2053
Sovereign Bonds | -6% ₹101 Cr 10,500,000
↓ -14,500,000 Triparty Repo Trp_160926
CBLO/Reverse Repo | -86% ₹1,477 Cr Cash Margin - Ccil
CBLO/Reverse Repo | -0% ₹5 Cr Net Current Assets
Net Current Assets | -0% ₹0 Cr 6. ICICI Prudential Regular Savings Fund
ICICI Prudential Regular Savings Fund
Growth Launch Date 3 Dec 10 NAV (30 Sep 26) ₹34.8624 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹6,333 on 31 Aug 26 Category Debt - Credit Risk AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 1.43 Sharpe Ratio 1.52 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.53% Effective Maturity 2 Years 8 Months 5 Days Modified Duration 1 Year 9 Months 25 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,446 30 Sep 23 ₹11,171 30 Sep 24 ₹12,171 30 Sep 25 ₹13,266 Returns for ICICI Prudential Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.2% 3 Month 1.3% 6 Month 4.2% 1 Year 7.2% 3 Year 8.4% 5 Year 7.3% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.5% 2023 8.5% 2022 7.2% 2021 5.1% 2020 6.2% 2019 9.8% 2018 9.5% 2017 6.6% 2016 6.8% 2015 9.5% Fund Manager information for ICICI Prudential Regular Savings Fund
Name Since Tenure Manish Banthia 7 Nov 16 9.82 Yr. Akhil Kakkar 22 Jan 24 2.61 Yr. Data below for ICICI Prudential Regular Savings Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 1.22% Equity 9.41% Debt 89% Other 0.37% Debt Sector Allocation
Sector Value Corporate 67.04% Government 21.96% Cash Equivalent 1.22% Credit Quality
Rating Value A 8.28% AA 69.72% AAA 22% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jtpm Metal TRaders Limited
Debentures | -4% ₹275 Cr 25,500
↑ 2,500 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426023% ₹211 Cr 4,792,431
↓ -1,321 Vedanta Aluminium Metal Limited
Debentures | -3% ₹201 Cr 20,000 Adani Enterprises Limited
Debentures | -3% ₹200 Cr 20,000 TRuhome Finance Limited
Debentures | -3% ₹197 Cr 20,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹186 Cr 18,500 Adani Power Limited
Debentures | -3% ₹175 Cr 17,500 Nirma Limited
Debentures | -2% ₹150 Cr 15,000 Aavas Financiers Limited
Debentures | -2% ₹149 Cr 15,000 Hiranandani Financial Services Private Limited
Debentures | -2% ₹149 Cr 15,000 7. Nippon India Credit Risk Fund
Nippon India Credit Risk Fund
Growth Launch Date 8 Jun 05 NAV (30 Sep 26) ₹38.1684 ↑ 0.03 (0.08 %) Net Assets (Cr) ₹1,574 on 31 Aug 26 Category Debt - Credit Risk AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 8.66% Effective Maturity 2 Years 4 Months 13 Days Modified Duration 1 Year 11 Months 26 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,356 30 Sep 23 ₹11,165 30 Sep 24 ₹12,066 30 Sep 25 ₹13,173 Returns for Nippon India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.4% 3 Month 1.2% 6 Month 3.9% 1 Year 6.8% 3 Year 8% 5 Year 7.1% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 8.3% 2022 7.9% 2021 3.9% 2020 13.5% 2019 -5.9% 2018 1.9% 2017 6.1% 2016 7% 2015 10% Fund Manager information for Nippon India Credit Risk Fund
Name Since Tenure Kinjal Desai 25 May 18 8.28 Yr. Sushil Budhia 1 Feb 20 6.59 Yr. Amber Singhania 11 Mar 26 0.48 Yr. Data below for Nippon India Credit Risk Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 12.2% Debt 87.55% Other 0.25% Debt Sector Allocation
Sector Value Corporate 69.47% Government 19.93% Cash Equivalent 7.37% Securitized 2.98% Credit Quality
Rating Value A 18.79% AA 43.68% AAA 37.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity Triumph Composites Private Limited
Debentures | -5% ₹80 Cr 8,000
↑ 500 Prospera Healthcorp Private Limited
Debentures | -4% ₹65 Cr 6,500
↑ 6,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹55 Cr 5,500 Adani Airport Holdings Limited
Debentures | -3% ₹54 Cr 5,500 Delhi International Airport Limited
Debentures | -3% ₹51 Cr 5,000 Samriddhi Trust**
Unlisted bonds | -3% ₹51 Cr 39
↑ 39 6.36% Govt Stock 2031
Sovereign Bonds | -3% ₹49 Cr 5,000,000
↑ 5,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹49 Cr 5,000 HDFC Bank Ltd.
Debentures | -3% ₹49 Cr 1,000 Muthoot Fincorp Limited
Debentures | -3% ₹45 Cr 45,000 8. HDFC Credit Risk Debt Fund
HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (30 Sep 26) ₹26.0711 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹7,666 on 31 Aug 26 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.53 Sharpe Ratio 0.88 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.76% Effective Maturity 3 Years 3 Months 18 Days Modified Duration 2 Years 3 Months 7 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,305 30 Sep 23 ₹10,992 30 Sep 24 ₹11,910 30 Sep 25 ₹12,832 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.2% 3 Month 1.2% 6 Month 3.9% 1 Year 6.6% 3 Year 7.5% 5 Year 6.5% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 8.2% 2022 6.6% 2021 3.7% 2020 7% 2019 10.9% 2018 8.6% 2017 5.4% 2016 6.6% 2015 11% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Praveen Jain 7 Mar 26 0.48 Yr. Dhruv Muchhal 22 Jun 23 3.19 Yr. Bhavyesh Divecha 7 Mar 26 0.48 Yr. Data below for HDFC Credit Risk Debt Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 4.28% Equity 6.38% Debt 87.73% Other 1.61% Debt Sector Allocation
Sector Value Corporate 75% Government 12.73% Cash Equivalent 4.28% Credit Quality
Rating Value A 2.26% AA 69.75% AAA 27.99% Top Securities Holdings / Portfolio
Name Holding Value Quantity GMR Airports Limited
Debentures | -5% ₹371 Cr 35,000 Nirma Limited
Debentures | -4% ₹301 Cr 30,000 Indus Infra Trust Unit (Financial Services)
Equity, Since 29 Feb 24 | 5441373% ₹251 Cr 18,951,606 Triumph Composites Private Limited
Debentures | -3% ₹239 Cr 24,000 Jubilant Beverages Limited
Debentures | -3% ₹214 Cr 19,190 Aditya Birla Renewables Limited
Debentures | -3% ₹210 Cr 21,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹201 Cr 20,000 Kalpataru Projects International Limited
Debentures | -3% ₹200 Cr 20,000 Jubilant Bevco Limited
Debentures | -3% ₹199 Cr 17,750 8.28% Tamilnadu SDL 2028
Sovereign Bonds | -2% ₹179 Cr 17,500,000
↑ 17,500,000 9. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 10. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (30 Sep 26) ₹3,247.16 ↑ 0.78 (0.02 %) Net Assets (Cr) ₹1,825 on 31 Aug 26 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 3.25 Information Ratio 2.38 Alpha Ratio 0.08 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.26% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,415 30 Sep 23 ₹11,134 30 Sep 24 ₹11,963 30 Sep 25 ₹12,784 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.4% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 7% 2021 4.9% 2020 3.3% 2019 4.1% 2018 6.4% 2017 7.4% 2016 6.7% 2015 7.6% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 5.04 Yr. Data below for BOI AXA Liquid Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 99.76% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 64.18% Corporate 20.56% Government 15.03% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹99 Cr 10,000,000 National Bank For Agriculture And Rural Development
Certificate of Deposit | -4% ₹99 Cr 10,000,000
↑ 10,000,000 Kotak Mahindra Bank Ltd.
Debentures | -3% ₹75 Cr 7,500,000 India (Republic of)
- | -3% ₹74 Cr 7,500,000
↑ 7,500,000 26/11/2026 Maturing 364 DTB
Sovereign Bonds | -3% ₹74 Cr 7,500,000
↑ 7,500,000 Aditya Birla Housing Finance Ltd.
Commercial Paper | -3% ₹74 Cr 7,500,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹69 Cr 7,000,000
↑ 7,000,000 Days T-Bill
Sovereign Bonds | -3% ₹64 Cr 6,500,000
↑ 6,500,000 Repo
CBLO/Reverse Repo | -2% ₹58 Cr Rec Limited
Commercial Paper | -2% ₹50 Cr 5,000,000
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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