ICICI ਪ੍ਰੂਡੈਂਸ਼ੀਅਲ ਮਿਉਚੁਅਲ ਫੰਡ 2022 ਦੁਆਰਾ 5 ਸਭ ਤੋਂ ਵਧੀਆ ਕਰਜ਼ਾ ਫੰਡ

Updated on January 26, 2026 , 22485 views

ਆਈਸੀਆਈਸੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਨਿਯਮਤ ਬਣਾਉਣ ਦਾ ਉਦੇਸ਼ ਹੈਆਮਦਨ ਵਿੱਚ ਨਿਵੇਸ਼ ਦੁਆਰਾ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਏਰੇਂਜ ਕਰਜ਼ੇ ਦੀ ਅਤੇਪੈਸੇ ਦੀ ਮਾਰਕੀਟ ਯੰਤਰ ਇਹ ਉਹਨਾਂ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਅਨੁਕੂਲ ਹੈ ਜੋ ਘੱਟ ਤੋਂ ਮੱਧਮ ਪੱਧਰ ਦੇ ਜੋਖਮ ਨੂੰ ਲੈ ਕੇ ਮੌਜੂਦਾ ਆਮਦਨ ਨੂੰ ਅਨੁਕੂਲ ਬਣਾਉਣਾ ਚਾਹੁੰਦੇ ਹਨ।

ਨਿਵੇਸ਼ਕ ਜੋ ਆਪਣੀ ਛੋਟੀ ਤੋਂ ਮੱਧ ਮਿਆਦ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹਨਵਿੱਤੀ ਟੀਚੇ, ਫਿਰਕਰਜ਼ਾ ਫੰਡ ਇੱਕ ਚੰਗਾ ਵਿਕਲਪ ਹੋ ਸਕਦਾ ਹੈ। ਇਸ ਯੋਜਨਾ ਲਈ ਸਿਫਾਰਿਸ਼ ਕੀਤੇ ਕਰਜ਼ੇ ਫੰਡ ਹਨਤਰਲ ਫੰਡ, ਅਤਿਛੋਟੀ ਮਿਆਦ ਦੇ ਕਰਜ਼ੇ ਫੰਡ ਅਤੇ ਛੋਟੀ ਮਿਆਦ ਦੇ ਕਰਜ਼ੇ ਫੰਡ। ਇਹ ਫੰਡ ਕੁਦਰਤ ਵਿੱਚ ਤਰਲ ਹਨ, ਜਿਸਦਾ ਮਤਲਬ ਹੈ ਕਿ ਇੱਕਨਿਵੇਸ਼ਕ ਆਪਣੀ ਨਿਵੇਸ਼ ਕੀਤੀ ਰਕਮ ਨੂੰ ਕਿਸੇ ਵੀ ਸਮੇਂ ਰੀਡੀਮ ਕਰ ਸਕਦੇ ਹਨ। ਰਿਣ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਨਿਵੇਸ਼ਕ ਪਹਿਲਾਂ ਤੋਂ ਸੂਚੀਬੱਧ ਚੋਟੀ ਦੇ 5 ਵਿੱਚੋਂ ਚੁਣ ਸਕਦੇ ਹਨਵਧੀਆ ਕਰਜ਼ਾ ਫੰਡ ਆਈ.ਸੀ.ਆਈ.ਸੀ.ਆਈਮਿਉਚੁਅਲ ਫੰਡ. ਇਹ ਫੰਡ ਕੁਝ ਮਾਪਦੰਡ ਜਿਵੇਂ ਕਿ ਏ.ਯੂ.ਐਮ., ਦੁਆਰਾ ਸ਼ਾਰਟਲਿਸਟ ਕੀਤੇ ਗਏ ਹਨਨਹੀ ਹਨ, ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨ, ਪੋਰਟਫੋਲੀਓ ਦੀ ਔਸਤ ਪਰਿਪੱਕਤਾ, ਆਦਿ।

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ICICI ਰਿਣ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਿਉਂ ਕਰੀਏ?

ICICI ਰਿਣ ਫੰਡ ਸ਼੍ਰੇਣੀ ਦੀ ਇੱਕ ਵਿਸ਼ਾਲ ਸ਼੍ਰੇਣੀ ਦੇ ਨਾਲ ਆਉਂਦੇ ਹਨ, ਇਸਲਈ ਨਿਵੇਸ਼ਕ ਆਪਣੀ ਛੋਟੀ ਮਿਆਦ, ਮੱਧ-ਮਿਆਦ ਅਤੇ ਇੱਥੋਂ ਤੱਕ ਕਿ ਲੰਬੇ ਸਮੇਂ ਦੀ ਯੋਜਨਾ ਬਣਾ ਸਕਦੇ ਹਨਨਿਵੇਸ਼ ਯੋਜਨਾ ਇਹਨਾਂ ਰਿਣ ਫੰਡਾਂ ਦੀ ਚੋਣ ਕਰਕੇ
ਰਿਣ ਫੰਡ ਜਿਵੇਂ ਕਿ ਤਰਲ ਫੰਡ ਘੱਟ ਜੋਖਮ ਵਾਲੇ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਥੋੜ੍ਹੇ ਸਮੇਂ ਲਈ ਨਿਵੇਸ਼ ਕਰਨ ਅਤੇ ਇਸ ਨਾਲੋਂ ਬਿਹਤਰ ਰਿਟਰਨ ਕਮਾਉਣ ਲਈ ਇੱਕ ਵਧੀਆ ਵਿਕਲਪ ਹਨ।ਬੈਂਕ ਬਚਤ ਖਾਤੇ.
ਰਿਣ ਫੰਡਾਂ ਵਿੱਚ, ਤੁਸੀਂ ਕਿਸੇ ਵੀ ਸਮੇਂ ਨਿਵੇਸ਼ ਤੋਂ ਲੋੜੀਂਦੇ ਪੈਸੇ ਕਢਵਾ ਸਕਦੇ ਹੋ ਅਤੇ ਬਾਕੀ ਬਚੇ ਪੈਸੇ ਨੂੰ ਨਿਵੇਸ਼ ਵਿੱਚ ਰਹਿਣ ਦੇ ਸਕਦੇ ਹੋ

ਸਰਬੋਤਮ ਆਈਸੀਆਈਸੀਆਈ ਕਰਜ਼ਾ ਮਿਉਚੁਅਲ ਫੰਡ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Regular Savings Fund Growth	₹33.2599 ↑ 0.01	₹5,920	1.5	3.7	9.1	8.3	9.5	8.28%	1Y 10M 24D	2Y 11M 19D
ICICI Prudential Medium Term Bond Fund Growth	₹46.5594 ↑ 0.00	₹5,708	1.1	2.9	8.2	7.8	9	7.92%	3Y 2M 5D	5Y 10M 10D
ICICI Prudential Short Term Fund Growth	₹62.1498 ↑ 0.01	₹20,935	1	2.3	7.4	7.6	8	7.32%	2Y 6M 29D	4Y 7M 24D
ICICI Prudential Floating Interest Fund Growth	₹439.514 ↑ 0.09	₹7,282	1.3	2.8	7.4	7.8	7.7	6.81%	1Y 1M 10D	3Y 2M 19D
ICICI Prudential Savings Fund Growth	₹563.456 ↓ -0.04	₹30,163	1.3	2.8	7.4	7.7	7.7	6.8%	8M 5D	1Y 3M 4D
ICICI Prudential Corporate Bond Fund Growth	₹30.7999 ↑ 0.01	₹33,871	0.9	2.3	7.4	7.7	8	7.02%	2Y 11M 1D	5Y 5M 12D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	ICICI Prudential Regular Savings Fund	ICICI Prudential Medium Term Bond Fund	ICICI Prudential Short Term Fund	ICICI Prudential Floating Interest Fund	ICICI Prudential Savings Fund	ICICI Prudential Corporate Bond Fund
Point 1	Bottom quartile AUM (₹5,920 Cr).	Bottom quartile AUM (₹5,708 Cr).	Upper mid AUM (₹20,935 Cr).	Lower mid AUM (₹7,282 Cr).	Upper mid AUM (₹30,163 Cr).	Highest AUM (₹33,871 Cr).
Point 2	Established history (15+ yrs).	Established history (21+ yrs).	Oldest track record among peers (24 yrs).	Established history (20+ yrs).	Established history (23+ yrs).	Established history (16+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	1Y return: 9.08% (top quartile).	1Y return: 8.15% (upper mid).	1Y return: 7.41% (upper mid).	1Y return: 7.40% (lower mid).	1Y return: 7.39% (bottom quartile).	1Y return: 7.35% (bottom quartile).
Point 6	1M return: 0.34% (top quartile).	1M return: 0.07% (bottom quartile).	1M return: 0.08% (lower mid).	1M return: 0.18% (upper mid).	1M return: 0.27% (upper mid).	1M return: 0.06% (bottom quartile).
Point 7	Sharpe: 3.32 (top quartile).	Sharpe: 2.06 (lower mid).	Sharpe: 1.58 (bottom quartile).	Sharpe: 2.17 (upper mid).	Sharpe: 2.95 (upper mid).	Sharpe: 1.43 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 8.28% (top quartile).	Yield to maturity (debt): 7.92% (upper mid).	Yield to maturity (debt): 7.32% (upper mid).	Yield to maturity (debt): 6.81% (bottom quartile).	Yield to maturity (debt): 6.80% (bottom quartile).	Yield to maturity (debt): 7.02% (lower mid).
Point 10	Modified duration: 1.90 yrs (upper mid).	Modified duration: 3.18 yrs (bottom quartile).	Modified duration: 2.58 yrs (lower mid).	Modified duration: 1.11 yrs (upper mid).	Modified duration: 0.68 yrs (top quartile).	Modified duration: 2.92 yrs (bottom quartile).

ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹5,920 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 9.08% (top quartile).
1M return: 0.34% (top quartile).
Sharpe: 3.32 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.28% (top quartile).
Modified duration: 1.90 yrs (upper mid).

ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,708 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.15% (upper mid).
1M return: 0.07% (bottom quartile).
Sharpe: 2.06 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.92% (upper mid).
Modified duration: 3.18 yrs (bottom quartile).

ICICI Prudential Short Term Fund

Upper mid AUM (₹20,935 Cr).
Oldest track record among peers (24 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 7.41% (upper mid).
1M return: 0.08% (lower mid).
Sharpe: 1.58 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.32% (upper mid).
Modified duration: 2.58 yrs (lower mid).

ICICI Prudential Floating Interest Fund

Lower mid AUM (₹7,282 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 7.40% (lower mid).
1M return: 0.18% (upper mid).
Sharpe: 2.17 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.81% (bottom quartile).
Modified duration: 1.11 yrs (upper mid).

ICICI Prudential Savings Fund

Upper mid AUM (₹30,163 Cr).
Established history (23+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 7.39% (bottom quartile).
1M return: 0.27% (upper mid).
Sharpe: 2.95 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.80% (bottom quartile).
Modified duration: 0.68 yrs (top quartile).

ICICI Prudential Corporate Bond Fund

Highest AUM (₹33,871 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 7.35% (bottom quartile).
1M return: 0.06% (bottom quartile).
Sharpe: 1.43 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.02% (lower mid).
Modified duration: 2.92 yrs (bottom quartile).

*ਅਧਾਰਿਤ ਫੰਡਾਂ ਦੀ ਸੂਚੀਸੰਪਤੀ >= 100 ਕਰੋੜ & ਕ੍ਰਮਬੱਧ1 ਸਾਲ ਦੀ ਵਾਪਸੀ.

1. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹5,920 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 9.08% (top quartile).
1M return: 0.34% (top quartile).
Sharpe: 3.32 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.28% (top quartile).
Modified duration: 1.90 yrs (upper mid).
Average maturity: 2.97 yrs (upper mid).
Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund Growth
Launch Date	3 Dec 10
NAV (28 Jan 26)	₹33.2599 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹5,920 on 31 Dec 25
Category	Debt - Credit Risk
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderate
Expense Ratio	1.43
Sharpe Ratio	3.32
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.28%
Effective Maturity	2 Years 11 Months 19 Days
Modified Duration	1 Year 10 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value

ICICI Prudential Regular Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	0.3%
3 Month	1.5%
6 Month	3.7%
1 Year	9.1%
3 Year	8.3%
5 Year	7.3%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.5%
2023	8.5%
2022	7.2%
2021	5.1%
2020	6.2%
2019	9.8%
2018	9.5%
2017	6.6%
2016	6.8%
2015	9.5%

Fund Manager information for ICICI Prudential Regular Savings Fund

Name	Since	Tenure

Data below for ICICI Prudential Regular Savings Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,708 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.15% (upper mid).
1M return: 0.07% (bottom quartile).
Sharpe: 2.06 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.92% (upper mid).
Modified duration: 3.18 yrs (bottom quartile).
Average maturity: 5.86 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (28 Jan 26)	₹46.5594 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹5,708 on 31 Dec 25
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.37
Sharpe Ratio	2.06
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	7.92%
Effective Maturity	5 Years 10 Months 10 Days
Modified Duration	3 Years 2 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	0.1%
3 Month	1.1%
6 Month	2.9%
1 Year	8.2%
3 Year	7.8%
5 Year	6.7%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9%
2023	8%
2022	7%
2021	4.2%
2020	5.5%
2019	10.4%
2018	9.2%
2017	5.1%
2016	6.5%
2015	10.2%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure

Data below for ICICI Prudential Medium Term Bond Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Short Term Fund

Upper mid AUM (₹20,935 Cr).
Oldest track record among peers (24 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 7.41% (upper mid).
1M return: 0.08% (lower mid).
Sharpe: 1.58 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.32% (upper mid).
Modified duration: 2.58 yrs (lower mid).
Average maturity: 4.65 yrs (lower mid).
Exit load: 0-7 Days (0.25%),7 Days and above(NIL).

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund Growth
Launch Date	25 Oct 01
NAV (28 Jan 26)	₹62.1498 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹20,935 on 31 Dec 25
Category	Debt - Short term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.04
Sharpe Ratio	1.58
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	7.32%
Effective Maturity	4 Years 7 Months 24 Days
Modified Duration	2 Years 6 Months 29 Days

Growth of 10,000 investment over the years.

Date	Value

ICICI Prudential Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	0.1%
3 Month	1%
6 Month	2.3%
1 Year	7.4%
3 Year	7.6%
5 Year	6.3%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	7.8%
2022	7.4%
2021	4.7%
2020	3.9%
2019	10.6%
2018	9.7%
2017	5.8%
2016	5.9%
2015	11.1%

Fund Manager information for ICICI Prudential Short Term Fund

Name	Since	Tenure

Data below for ICICI Prudential Short Term Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. ICICI Prudential Floating Interest Fund

(Erstwhile ICICI Prudential Savings Fund)

The scheme aims to generate income consistent with the prudent risk from a portfolio comprising floating rate debt instruments, fixed rate debt instruments swapped for floating rate return, and also fixed rate instruments & money market instruments.

Research Highlights for ICICI Prudential Floating Interest Fund

Lower mid AUM (₹7,282 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 7.40% (lower mid).
1M return: 0.18% (upper mid).
Sharpe: 2.17 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.81% (bottom quartile).
Modified duration: 1.11 yrs (upper mid).
Average maturity: 3.22 yrs (upper mid).
Exit load: NIL.

Below is the key information for ICICI Prudential Floating Interest Fund

ICICI Prudential Floating Interest Fund Growth
Launch Date	18 Nov 05
NAV (28 Jan 26)	₹439.514 ↑ 0.09 (0.02 %)
Net Assets (Cr)	₹7,282 on 31 Dec 25
Category	Debt - Floating Rate
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.2
Sharpe Ratio	2.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.81%
Effective Maturity	3 Years 2 Months 19 Days
Modified Duration	1 Year 1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value

ICICI Prudential Floating Interest Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Floating Interest Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	0.2%
3 Month	1.3%
6 Month	2.8%
1 Year	7.4%
3 Year	7.8%
5 Year	6.3%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	8%
2022	7.7%
2021	4.3%
2020	3.8%
2019	9.5%
2018	8.4%
2017	6.6%
2016	6.8%
2015	8.9%

Fund Manager information for ICICI Prudential Floating Interest Fund

Name	Since	Tenure

Data below for ICICI Prudential Floating Interest Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. ICICI Prudential Savings Fund

(Erstwhile ICICI Prudential Flexible Income Plan)

To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Savings Fund

Upper mid AUM (₹30,163 Cr).
Established history (23+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 7.39% (bottom quartile).
1M return: 0.27% (upper mid).
Sharpe: 2.95 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.80% (bottom quartile).
Modified duration: 0.68 yrs (top quartile).
Average maturity: 1.26 yrs (top quartile).
Exit load: NIL.

Below is the key information for ICICI Prudential Savings Fund

ICICI Prudential Savings Fund Growth
Launch Date	27 Sep 02
NAV (28 Jan 26)	₹563.456 ↓ -0.04 (-0.01 %)
Net Assets (Cr)	₹30,163 on 31 Dec 25
Category	Debt - Low Duration
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.53
Sharpe Ratio	2.95
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.8%
Effective Maturity	1 Year 3 Months 4 Days
Modified Duration	8 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value

ICICI Prudential Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	0.3%
3 Month	1.3%
6 Month	2.8%
1 Year	7.4%
3 Year	7.7%
5 Year	6.3%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	8%
2022	7.6%
2021	4.5%
2020	3.8%
2019	8.6%
2018	8.8%
2017	7.3%
2016	7.1%
2015	9.1%

Fund Manager information for ICICI Prudential Savings Fund

Name	Since	Tenure

Data below for ICICI Prudential Savings Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. ICICI Prudential Corporate Bond Fund

(Erstwhile ICICI Prudential Ultra Short Term Plan)

ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for ICICI Prudential Corporate Bond Fund

Highest AUM (₹33,871 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 7.35% (bottom quartile).
1M return: 0.06% (bottom quartile).
Sharpe: 1.43 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.02% (lower mid).
Modified duration: 2.92 yrs (bottom quartile).
Average maturity: 5.45 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for ICICI Prudential Corporate Bond Fund

ICICI Prudential Corporate Bond Fund Growth
Launch Date	11 Aug 09
NAV (28 Jan 26)	₹30.7999 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹33,871 on 31 Dec 25
Category	Debt - Corporate Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.57
Sharpe Ratio	1.43
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.02%
Effective Maturity	5 Years 5 Months 12 Days
Modified Duration	2 Years 11 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value

ICICI Prudential Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	0.1%
3 Month	0.9%
6 Month	2.3%
1 Year	7.4%
3 Year	7.7%
5 Year	6.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	8%
2022	7.6%
2021	4.5%
2020	4.1%
2019	10.4%
2018	9.9%
2017	6.4%
2016	6.3%
2015	9.8%

Fund Manager information for ICICI Prudential Corporate Bond Fund

Name	Since	Tenure

Data below for ICICI Prudential Corporate Bond Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

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