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2022 ਲਈ 10 ਵਧੀਆ SBI ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ

Updated on October 19, 2026 , 197174 views

ਭਾਰਤ ਦਾ ਸਭ ਤੋਂ ਪੁਰਾਣਾ ਅਤੇ ਸਭ ਤੋਂ ਵੱਡਾ ਫੰਡ ਹਾਊਸ ਹੋਣ ਦੇ ਨਾਤੇ, ਨਿਵੇਸ਼ਕ ਅਕਸਰ ਦੁਆਰਾ ਪੇਸ਼ ਕੀਤੀਆਂ ਮਿਉਚੁਅਲ ਫੰਡ ਯੋਜਨਾਵਾਂ ਦੁਆਰਾ ਆਕਰਸ਼ਿਤ ਹੁੰਦੇ ਹਨਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ. ਵਿੱਚ 30 ਸਾਲਾਂ ਤੋਂ ਵੱਧ ਦੀ ਮੌਜੂਦਗੀ ਦੇ ਨਾਲਬਜ਼ਾਰ, SBI MF ਕੋਲ ਇੱਕ ਵਿਆਪਕ ਹੈਨਿਵੇਸ਼ਕ 5 ਮਿਲੀਅਨ ਤੋਂ ਵੱਧ ਦਾ ਅਧਾਰ. ਹਰੇਕ ਕਿਸਮ ਦੇ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਪੂਰਾ ਕਰਨ ਲਈ, ਕੰਪਨੀ ਬਹੁਤ ਸਾਰੀਆਂ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦੀ ਹੈ।

SBI

ਨਿਵੇਸ਼ਕ ਆਪਣੇ ਸਾਰੇ ਛੋਟੇ, ਮੱਧ ਅਤੇ ਲੰਬੇ ਸਮੇਂ ਦੀ ਯੋਜਨਾ ਬਣਾ ਸਕਦੇ ਹਨਵਿੱਤੀ ਟੀਚੇ ਨਾਲਨਿਵੇਸ਼ ਇਹਨਾਂ ਸਕੀਮਾਂ ਵਿੱਚ. ਹੇਠਾਂ ਸਿਖਰ ਦੀਆਂ 10 ਸਭ ਤੋਂ ਵਧੀਆ ਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਦੀ ਸੂਚੀ ਹੈ ਜੋ ਸਮੇਂ ਦੇ ਨਾਲ ਵਧੀਆ ਰਿਟਰਨ ਪ੍ਰਦਾਨ ਕਰਨ ਦੀ ਸਮਰੱਥਾ ਰੱਖਦੀਆਂ ਹਨ। ਇਹ ਫੰਡ ਕਈ ਮਹੱਤਵਪੂਰਨ ਮਾਪਦੰਡਾਂ ਜਿਵੇਂ ਕਿ ਏ.ਯੂ.ਐਮ., ਨੂੰ ਧਿਆਨ ਵਿੱਚ ਰੱਖ ਕੇ ਸ਼ਾਰਟਲਿਸਟ ਕੀਤੇ ਗਏ ਹਨ।ਨਹੀ ਹਨ, ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨ, ਪੀਅਰ ਔਸਤ ਰਿਟਰਨ ਅਤੇ ਹੋਰ ਮੁੱਖ ਮਾਪਦੰਡ।

ਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਕਿਉਂ ਨਿਵੇਸ਼ ਕਰੋ?

ਪੂੰਜੀ ਦੀ ਪ੍ਰਸ਼ੰਸਾ: SBI MF ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਨਾਲ ਤੁਹਾਨੂੰ ਏਪੂੰਜੀ ਜਿਸ ਫੰਡ 'ਤੇ ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹੋ, ਉਸ 'ਤੇ ਨਿਰਭਰ ਕਰਦੇ ਹੋਏ ਘੱਟ-ਜੋਖਮ ਵਾਲੇ ਨਿਵੇਸ਼ਾਂ ਦੇ ਨਾਲ-ਨਾਲ ਉੱਚ-ਜੋਖਮ ਵਾਲੇ ਨਿਵੇਸ਼ਾਂ ਲਈ ਪ੍ਰਸ਼ੰਸਾ।

ਸੁਰੱਖਿਆ: SBI ਦੁਆਰਾ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਦੇਸ਼ ਦੀਆਂ ਭਰੋਸੇਮੰਦ ਅਤੇ ਭਰੋਸੇਮੰਦ ਫੰਡ ਯੋਜਨਾਵਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹਨ।

ਵਿਕਲਪਾਂ ਦੀ ਵਿਭਿੰਨਤਾ: ਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਇੱਕ ਵਿਆਪਕ ਦੇ ਨਾਲ ਆਉਂਦਾ ਹੈਰੇਂਜ ਵਿਕਲਪਾਂ ਵਿੱਚੋਂ, ਤੁਸੀਂ SBI ਦੁਆਰਾ ਪੇਸ਼ ਕੀਤੀਆਂ ਗਈਆਂ ਇਹਨਾਂ ਸਕੀਮਾਂ ਵਿੱਚ ਥੋੜ੍ਹੇ ਸਮੇਂ ਲਈ, ਮੱਧ-ਮਿਆਦ ਅਤੇ ਲੰਬੇ ਸਮੇਂ ਲਈ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹੋ।

ਸ਼ਾਨਦਾਰ ਰੇਟਿੰਗ: ਬਹੁਤ ਸਾਰੀਆਂ SBI ਇਕੁਇਟੀ ਸਕੀਮਾਂ ਦੀ CRISIL ਰੇਟਿੰਗ ਤਿੰਨ ਅਤੇ ਇਸ ਤੋਂ ਵੱਧ ਹੈ।

ਘਰੇਲੂ ਅਤੇ ਆਫਸ਼ੋਰ ਫੰਡ ਪ੍ਰਬੰਧਨ: ਕੰਪਨੀ ਕੋਲ ਘਰੇਲੂ ਅਤੇ ਦੋਵਾਂ ਦੇ ਪ੍ਰਬੰਧਨ ਵਿੱਚ ਮੁਹਾਰਤ ਹੈਸਮੁੰਦਰੀ ਕਿਨਾਰੇ ਫੰਡ

ਟੈਕਸ ਲਾਭ: ਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਨਾਲ ਟੈਕਸ ਬਚਾਉਣਾ ਆਸਾਨ ਹੈ। ਕੰਪਨੀ ਪ੍ਰਦਾਨ ਕਰਦੀ ਹੈਇਕੁਇਟੀ ਲਿੰਕਡ ਬੱਚਤ ਸਕੀਮ ਟੈਕਸ ਬਚਾਉਣ ਲਈ ਨਿਵੇਸ਼ਕਾਂ ਲਈ।

NRI ਨਿਵੇਸ਼: ਕੰਪਨੀ ਪ੍ਰਵਾਸੀ ਭਾਰਤੀਆਂ ਨੂੰ ਇਸ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਇਜਾਜ਼ਤ ਵੀ ਦਿੰਦੀ ਹੈਮਿਉਚੁਅਲ ਫੰਡ.

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ਵਧੀਆ ਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
SBI Dynamic Asset Allocation Fund Growth ₹15.9463
↑ 0.03
₹655 5,000 500 3.96.225.16.98.3
SBI Gold Fund Growth ₹41.5352
↓ -0.63
₹17,423 5,000 500 0.2-5.911.831.523.371.5
SBI Healthcare Opportunities Fund Growth ₹477.031
↓ -5.20
₹5,870 5,000 500 -6.310.88.220.316.1-3.5
SBI Magnum Children's Benefit Plan Growth ₹118.199
↓ -0.88
₹152 5,000 500 -0.44.37.510.49.63.2
SBI Credit Risk Fund Growth ₹49.6666
↓ -0.06
₹2,182 5,000 500 0.93.36.47.66.97.9
SBI Liquid Fund Growth ₹4,415.8
↑ 0.04
₹77,481 50,000 500 1.53.16.36.86.36.4
SBI Arbitrage Opportunities Fund Growth ₹36.5145
↑ 0.08
₹46,309 5,000 500 1.636.26.76.36.5
SBI Magnum Ultra Short Duration Fund Growth ₹6,460.47
↓ -3.65
₹11,237 5,000 500 1.42.96.16.96.37
SBI Focused Equity Fund Growth ₹387.97
↓ -2.30
₹50,180 5,000 500 -1.52.85.813.69.315.7
SBI Savings Fund Growth ₹44.7281
↓ -0.03
₹27,850 500 500 1.42.85.86.86.27.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jul 21

Research Highlights & Commentary of 10 Funds showcased

CommentarySBI Dynamic Asset Allocation FundSBI Gold FundSBI Healthcare Opportunities FundSBI Magnum Children's Benefit PlanSBI Credit Risk FundSBI Liquid FundSBI Arbitrage Opportunities FundSBI Magnum Ultra Short Duration FundSBI Focused Equity FundSBI Savings Fund
Point 1Bottom quartile AUM (₹655 Cr).Upper mid AUM (₹17,423 Cr).Lower mid AUM (₹5,870 Cr).Bottom quartile AUM (₹152 Cr).Bottom quartile AUM (₹2,182 Cr).Highest AUM (₹77,481 Cr).Upper mid AUM (₹46,309 Cr).Lower mid AUM (₹11,237 Cr).Top quartile AUM (₹50,180 Cr).Upper mid AUM (₹27,850 Cr).
Point 2Established history (11+ yrs).Established history (15+ yrs).Established history (21+ yrs).Established history (24+ yrs).Established history (22+ yrs).Established history (19+ yrs).Established history (19+ yrs).Oldest track record among peers (27 yrs).Established history (22+ yrs).Established history (22+ yrs).
Point 3Not Rated.Rating: 2★ (lower mid).Rating: 2★ (lower mid).Top rated.Rating: 4★ (top quartile).Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Low.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Moderately High.Risk profile: Moderately Low.
Point 55Y return: 8.31% (upper mid).5Y return: 23.29% (top quartile).5Y return: 16.05% (top quartile).5Y return: 9.61% (upper mid).1Y return: 6.44% (upper mid).1Y return: 6.34% (lower mid).5Y return: 6.34% (lower mid).1Y return: 6.09% (bottom quartile).5Y return: 9.31% (upper mid).1Y return: 5.81% (bottom quartile).
Point 63Y return: 6.92% (lower mid).3Y return: 31.49% (top quartile).3Y return: 20.26% (top quartile).3Y return: 10.41% (upper mid).1M return: -0.35% (lower mid).1M return: 0.43% (upper mid).3Y return: 6.73% (bottom quartile).1M return: 0.34% (upper mid).3Y return: 13.56% (upper mid).1M return: 0.28% (upper mid).
Point 71Y return: 25.12% (top quartile).1Y return: 11.76% (top quartile).1Y return: 8.24% (upper mid).1Y return: 7.52% (upper mid).Sharpe: 1.02 (upper mid).Sharpe: 2.85 (top quartile).1Y return: 6.17% (lower mid).Sharpe: 0.94 (upper mid).1Y return: 5.85% (bottom quartile).Sharpe: 0.50 (bottom quartile).
Point 81M return: 1.04% (top quartile).1M return: -6.05% (bottom quartile).Alpha: 3.63 (top quartile).1M return: -1.78% (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).1M return: 0.71% (top quartile).Information ratio: 0.00 (bottom quartile).Alpha: 12.04 (top quartile).Information ratio: 0.00 (bottom quartile).
Point 9Alpha: 0.00 (upper mid).Alpha: 0.00 (upper mid).Sharpe: 0.95 (upper mid).Alpha: 0.00 (upper mid).Yield to maturity (debt): 8.86% (top quartile).Yield to maturity (debt): 6.27% (lower mid).Alpha: 0.00 (bottom quartile).Yield to maturity (debt): 7.03% (upper mid).Sharpe: 0.27 (bottom quartile).Yield to maturity (debt): 6.84% (upper mid).
Point 10Sharpe: 2.59 (top quartile).Sharpe: 0.79 (lower mid).Information ratio: 0.10 (top quartile).Sharpe: 0.76 (lower mid).Modified duration: 2.07 yrs (bottom quartile).Modified duration: 0.09 yrs (upper mid).Sharpe: 0.73 (bottom quartile).Modified duration: 0.29 yrs (lower mid).Information ratio: 0.69 (top quartile).Modified duration: 0.31 yrs (bottom quartile).

SBI Dynamic Asset Allocation Fund

  • Bottom quartile AUM (₹655 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.31% (upper mid).
  • 3Y return: 6.92% (lower mid).
  • 1Y return: 25.12% (top quartile).
  • 1M return: 1.04% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.59 (top quartile).

SBI Gold Fund

  • Upper mid AUM (₹17,423 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.29% (top quartile).
  • 3Y return: 31.49% (top quartile).
  • 1Y return: 11.76% (top quartile).
  • 1M return: -6.05% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.79 (lower mid).

SBI Healthcare Opportunities Fund

  • Lower mid AUM (₹5,870 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 16.05% (top quartile).
  • 3Y return: 20.26% (top quartile).
  • 1Y return: 8.24% (upper mid).
  • Alpha: 3.63 (top quartile).
  • Sharpe: 0.95 (upper mid).
  • Information ratio: 0.10 (top quartile).

SBI Magnum Children's Benefit Plan

  • Bottom quartile AUM (₹152 Cr).
  • Established history (24+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.61% (upper mid).
  • 3Y return: 10.41% (upper mid).
  • 1Y return: 7.52% (upper mid).
  • 1M return: -1.78% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.76 (lower mid).

SBI Credit Risk Fund

  • Bottom quartile AUM (₹2,182 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Moderate.
  • 1Y return: 6.44% (upper mid).
  • 1M return: -0.35% (lower mid).
  • Sharpe: 1.02 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 8.86% (top quartile).
  • Modified duration: 2.07 yrs (bottom quartile).

SBI Liquid Fund

  • Highest AUM (₹77,481 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.34% (lower mid).
  • 1M return: 0.43% (upper mid).
  • Sharpe: 2.85 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.27% (lower mid).
  • Modified duration: 0.09 yrs (upper mid).

SBI Arbitrage Opportunities Fund

  • Upper mid AUM (₹46,309 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 5Y return: 6.34% (lower mid).
  • 3Y return: 6.73% (bottom quartile).
  • 1Y return: 6.17% (lower mid).
  • 1M return: 0.71% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.73 (bottom quartile).

SBI Magnum Ultra Short Duration Fund

  • Lower mid AUM (₹11,237 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.09% (bottom quartile).
  • 1M return: 0.34% (upper mid).
  • Sharpe: 0.94 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.03% (upper mid).
  • Modified duration: 0.29 yrs (lower mid).

SBI Focused Equity Fund

  • Top quartile AUM (₹50,180 Cr).
  • Established history (22+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.31% (upper mid).
  • 3Y return: 13.56% (upper mid).
  • 1Y return: 5.85% (bottom quartile).
  • Alpha: 12.04 (top quartile).
  • Sharpe: 0.27 (bottom quartile).
  • Information ratio: 0.69 (top quartile).

SBI Savings Fund

  • Upper mid AUM (₹27,850 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.81% (bottom quartile).
  • 1M return: 0.28% (upper mid).
  • Sharpe: 0.50 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.84% (upper mid).
  • Modified duration: 0.31 yrs (bottom quartile).
*ਜੇ ਫੰਡਾਂ ਦੇ ਆਧਾਰ 'ਤੇ ਸੂਚੀਬੱਧ ਕਰੋਸੰਪਤੀ > 100 ਕਰੋੜ ਅਤੇ ਕ੍ਰਮਬੱਧਪਿਛਲੇ 1 ਸਾਲ ਦਾ ਰਿਟਰਨ.

1. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for SBI Dynamic Asset Allocation Fund

  • Bottom quartile AUM (₹655 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.31% (upper mid).
  • 3Y return: 6.92% (lower mid).
  • 1Y return: 25.12% (top quartile).
  • 1M return: 1.04% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.59 (top quartile).
  • Information ratio: 0.00 (upper mid).

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund
Growth
Launch Date 26 Mar 15
NAV (02 Jul 21) ₹15.9463 ↑ 0.03   (0.18 %)
Net Assets (Cr) ₹655 on 31 May 21
Category Hybrid - Dynamic Allocation
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 2.07
Sharpe Ratio 2.59
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue

SBI Dynamic Asset Allocation Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

DurationReturns
1 Month 1%
3 Month 3.9%
6 Month 6.2%
1 Year 25.1%
3 Year 6.9%
5 Year 8.3%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Fund Manager information for SBI Dynamic Asset Allocation Fund
NameSinceTenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation
Asset ClassValue
Equity Sector Allocation
SectorValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

  • Upper mid AUM (₹17,423 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.29% (top quartile).
  • 3Y return: 31.49% (top quartile).
  • 1Y return: 11.76% (top quartile).
  • 1M return: -6.05% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.79 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Top bond sector: Cash Equivalent.
  • Largest holding SBI Gold ETF (~100.1%).
  • Top-3 holdings concentration ~101.0%.

Below is the key information for SBI Gold Fund

SBI Gold Fund
Growth
Launch Date 12 Sep 11
NAV (21 Oct 26) ₹41.5352 ↓ -0.63   (-1.49 %)
Net Assets (Cr) ₹17,423 on 30 Sep 26
Category Gold - Gold
AMC SBI Funds Management Private Limited
Rating ☆☆
Risk Moderately High
Expense Ratio 0.33
Sharpe Ratio 0.79
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,812
30 Sep 23₹12,329
30 Sep 24₹15,913
30 Sep 25₹23,991
30 Sep 26₹30,338

SBI Gold Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

DurationReturns
1 Month -6.1%
3 Month 0.2%
6 Month -5.9%
1 Year 11.8%
3 Year 31.5%
5 Year 23.3%
10 Year
15 Year
Since launch 9.9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 71.5%
2024 19.6%
2023 14.1%
2022 12.6%
2021 -5.7%
2020 27.4%
2019 22.8%
2018 6.4%
2017 3.5%
2016 10%
Fund Manager information for SBI Gold Fund
NameSinceTenure
Viral Chhadva1 Mar 260.5 Yr.

Data below for SBI Gold Fund as on 30 Sep 26

Asset Allocation
Asset ClassValue
Cash1.66%
Other98.34%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SBI Gold ETF
- | -
100%₹17,670 Cr1,344,259,063
↑ 34,849,724
Net Receivable / Payable
CBLO | -
0%-₹88 Cr
Treps
CBLO/Reverse Repo | -
0%₹65 Cr

3. SBI Healthcare Opportunities Fund

(Erstwhile SBI Pharma Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Healthcare Opportunities Fund

  • Lower mid AUM (₹5,870 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 16.05% (top quartile).
  • 3Y return: 20.26% (top quartile).
  • 1Y return: 8.24% (upper mid).
  • Alpha: 3.63 (top quartile).
  • Sharpe: 0.95 (upper mid).
  • Information ratio: 0.10 (top quartile).
  • Higher exposure to Health Care vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Sun Pharmaceuticals Industries Ltd (~12.3%).

Below is the key information for SBI Healthcare Opportunities Fund

SBI Healthcare Opportunities Fund
Growth
Launch Date 31 Dec 04
NAV (21 Oct 26) ₹477.031 ↓ -5.20   (-1.08 %)
Net Assets (Cr) ₹5,870 on 30 Sep 26
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating ☆☆
Risk High
Expense Ratio 1.93
Sharpe Ratio 0.95
Information Ratio 0.1
Alpha Ratio 3.63
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹9,325
30 Sep 23₹12,027
30 Sep 24₹17,974
30 Sep 25₹17,998
30 Sep 26₹21,672

SBI Healthcare Opportunities Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for SBI Healthcare Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

DurationReturns
1 Month -9.5%
3 Month -6.3%
6 Month 10.8%
1 Year 8.2%
3 Year 20.3%
5 Year 16.1%
10 Year
15 Year
Since launch 15.1%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -3.5%
2024 42.2%
2023 38.2%
2022 -6%
2021 20.1%
2020 65.8%
2019 -0.5%
2018 -9.9%
2017 2.1%
2016 -14%
Fund Manager information for SBI Healthcare Opportunities Fund
NameSinceTenure
Tanmaya Desai1 Jun 1115.26 Yr.

Data below for SBI Healthcare Opportunities Fund as on 30 Sep 26

Equity Sector Allocation
SectorValue
Health Care89.54%
Basic Materials7.24%
Asset Allocation
Asset ClassValue
Cash3.22%
Equity96.78%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 17 | SUNPHARMA
12%₹715 Cr3,600,000
↑ 150,000
Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB
8%₹473 Cr500,000
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 31 Jan 26 | APOLLOHOSP
5%₹285 Cr320,000
↑ 20,000
Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 543349
5%₹284 Cr900,000
Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 21 | TORNTPHARM
5%₹274 Cr540,000
↑ 40,000
Cipla Ltd (Healthcare)
Equity, Since 31 May 26 | 500087
5%₹271 Cr1,920,000
↑ 60,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 21 | MAXHEALTH
4%₹250 Cr2,400,000
↑ 150,000
Laurus Labs Ltd (Healthcare)
Equity, Since 31 Aug 23 | 540222
4%₹230 Cr1,200,000
Aurobindo Pharma Ltd (Healthcare)
Equity, Since 31 Mar 26 | AUROPHARMA
4%₹226 Cr1,318,192
↓ -1,808
Aster DM Quality Care Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 24 | ASTERDM
4%₹204 Cr2,700,000
↑ 300,000

4. SBI Magnum Children's Benefit Plan

To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested.

Research Highlights for SBI Magnum Children's Benefit Plan

  • Bottom quartile AUM (₹152 Cr).
  • Established history (24+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.61% (upper mid).
  • 3Y return: 10.41% (upper mid).
  • 1Y return: 7.52% (upper mid).
  • 1M return: -1.78% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.76 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Top sector: Consumer Cyclical.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~70%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.68% Govt Stock 2040 (~9.6%).

Below is the key information for SBI Magnum Children's Benefit Plan

SBI Magnum Children's Benefit Plan
Growth
Launch Date 21 Feb 02
NAV (21 Oct 26) ₹118.199 ↓ -0.88   (-0.74 %)
Net Assets (Cr) ₹152 on 30 Sep 26
Category Solutions - Childrens Fund
AMC SBI Funds Management Private Limited
Rating ☆☆☆☆☆
Risk Moderately High
Expense Ratio 1.23
Sharpe Ratio 0.76
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,490
30 Sep 23₹11,842
30 Sep 24₹14,414
30 Sep 25₹14,809
30 Sep 26₹16,269

SBI Magnum Children's Benefit Plan SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Purchase not allowed

Returns for SBI Magnum Children's Benefit Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

DurationReturns
1 Month -1.8%
3 Month -0.4%
6 Month 4.3%
1 Year 7.5%
3 Year 10.4%
5 Year 9.6%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2025 3.2%
2024 17.4%
2023 16.9%
2022 1.9%
2021 18.3%
2020 14.8%
2019 2.6%
2018 0.1%
2017 24.3%
2016 16.1%
Fund Manager information for SBI Magnum Children's Benefit Plan
NameSinceTenure
R. Srinivasan13 Jan 215.64 Yr.
Lokesh Mallya1 Jul 251.17 Yr.

Data below for SBI Magnum Children's Benefit Plan as on 30 Sep 26

Asset Allocation
Asset ClassValue
Cash6.9%
Equity23.22%
Debt69.88%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.68% Govt Stock 2040
Sovereign Bonds | -
10%₹14 Cr1,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
7%₹10 Cr1,000,000
Jsw Jfe Kalinga Steel Limited
Debentures | -
3%₹5 Cr500
Rec Limited
Debentures | -
3%₹5 Cr500
LIC Housing Finance Ltd
Debentures | -
3%₹5 Cr500
Tamil Nadu (Government of) 7.73%
- | -
3%₹5 Cr500,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹5 Cr500
Small Industries Development Bank Of India
Debentures | -
3%₹5 Cr500
State Government Of Rajasthan
Sovereign Bonds | -
3%₹5 Cr500,000
Cholamandalam Investment And Finance Company Limited
Debentures | -
3%₹5 Cr05
↑ 05

5. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

Research Highlights for SBI Credit Risk Fund

  • Bottom quartile AUM (₹2,182 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Moderate.
  • 1Y return: 6.44% (upper mid).
  • 1M return: -0.35% (lower mid).
  • Sharpe: 1.02 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 8.86% (top quartile).
  • Modified duration: 2.07 yrs (bottom quartile).
  • Average maturity: 2.80 yrs (bottom quartile).
  • Exit load: 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL).
  • Top sector: Industrials.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~82%).
  • High-quality debt (AAA/AA ~89%).
  • Largest holding H.G. Infra Engineering Limited (~4.6%).

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund
Growth
Launch Date 19 Jul 04
NAV (21 Oct 26) ₹49.6666 ↓ -0.06   (-0.13 %)
Net Assets (Cr) ₹2,182 on 30 Sep 26
Category Debt - Credit Risk
AMC SBI Funds Management Private Limited
Rating ☆☆☆☆
Risk Moderate
Expense Ratio 1.54
Sharpe Ratio 1.02
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity 8.86%
Effective Maturity 2 Years 9 Months 18 Days
Modified Duration 2 Years 25 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,343
30 Sep 23₹11,197
30 Sep 24₹12,078
30 Sep 25₹13,072
30 Sep 26₹14,027

SBI Credit Risk Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

DurationReturns
1 Month -0.4%
3 Month 0.9%
6 Month 3.3%
1 Year 6.4%
3 Year 7.6%
5 Year 6.9%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.9%
2024 8.1%
2023 8.3%
2022 4.2%
2021 5%
2020 9.8%
2019 6.5%
2018 6.2%
2017 6.9%
2016 10.5%
Fund Manager information for SBI Credit Risk Fund
NameSinceTenure
Lokesh Mallya1 Feb 179.59 Yr.
Prashanth Sridhar1 Jul 260.17 Yr.

Data below for SBI Credit Risk Fund as on 30 Sep 26

Asset Allocation
Asset ClassValue
Cash8.12%
Equity6.04%
Debt82.28%
Other3.57%
Debt Sector Allocation
SectorValue
Corporate71.19%
Government11.08%
Cash Equivalent8.12%
Credit Quality
RatingValue
A11.07%
AA67.56%
AAA21.37%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
H.G. Infra Engineering Limited
Debentures | -
5%₹102 Cr10,000
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
5%₹100 Cr11,000
Nj Capital Private Limited
Debentures | -
5%₹99 Cr10,000
TATA Projects Limited
Debentures | -
5%₹99 Cr10,000
Jtpm Metal TRaders Limited
Debentures | -
4%₹97 Cr9,000
Lodha Developers Limited
Debentures | -
4%₹86 Cr10,000
Renserv Global Private Limited
Debentures | -
4%₹80 Cr8,000
Jsw Jfe Kalinga Steel Limited
Debentures | -
4%₹78 Cr7,500
Aditya Birla Renewables Limited
Debentures | -
3%₹75 Cr7,500
Motilal Oswal Home Finance Limited
Debentures | -
3%₹75 Cr7,500

6. SBI Liquid Fund

(Erstwhile SBI - Premier Liquid Fund)

To provide attractive returns to the Magnum/Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

Research Highlights for SBI Liquid Fund

  • Highest AUM (₹77,481 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.34% (lower mid).
  • 1M return: 0.43% (upper mid).
  • Sharpe: 2.85 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.27% (lower mid).
  • Modified duration: 0.09 yrs (upper mid).
  • Average maturity: 0.10 yrs (upper mid).
  • Exit load: NIL.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Conservative stance with elevated cash (~99%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Treps (~8.9%).

Below is the key information for SBI Liquid Fund

SBI Liquid Fund
Growth
Launch Date 22 Mar 07
NAV (21 Oct 26) ₹4,415.8 ↑ 0.04   (0.00 %)
Net Assets (Cr) ₹77,481 on 30 Sep 26
Category Debt - Liquid Fund
AMC SBI Funds Management Private Limited
Rating ☆☆☆
Risk Low
Expense Ratio 0.3
Sharpe Ratio 2.85
Information Ratio 0
Alpha Ratio 0
Min Investment 50,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.27%
Effective Maturity 1 Month 6 Days
Modified Duration 1 Month 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,401
30 Sep 23₹11,109
30 Sep 24₹11,919
30 Sep 25₹12,718
30 Sep 26₹13,527

SBI Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

DurationReturns
1 Month 0.4%
3 Month 1.5%
6 Month 3.1%
1 Year 6.3%
3 Year 6.8%
5 Year 6.3%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 6.4%
2024 7.3%
2023 6.9%
2022 4.8%
2021 3.3%
2020 4.2%
2019 6.5%
2018 7.3%
2017 6.6%
2016 7.6%
Fund Manager information for SBI Liquid Fund
NameSinceTenure
Rajeev Radhakrishnan1 Dec 232.75 Yr.

Data below for SBI Liquid Fund as on 30 Sep 26

Asset Allocation
Asset ClassValue
Cash98.67%
Debt1.11%
Other0.22%
Debt Sector Allocation
SectorValue
Cash Equivalent84.04%
Government9.35%
Corporate6.39%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
9%₹8,097 Cr
Hdfc Bank Ltd.
Certificate of Deposit | -
3%₹2,477 Cr50,000
↑ 50,000
Punjab National Bank
Debentures | -
3%₹2,476 Cr50,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
3%₹2,429 Cr49,000
Canara Bank
Domestic Bonds | -
2%₹2,190 Cr44,000
12/11/2026 Maturing 364 DTB
Sovereign Bonds | -
2%₹2,054 Cr207,000,000
↑ 207,000,000
Small Industries Development Bank Of India
Commercial Paper | -
2%₹1,987 Cr40,000
Union Bank Of India
Net Current Assets | -
2%₹1,983 Cr40,000
↑ 40,000
India (Republic of)
- | -
2%₹1,748 Cr175,000,000
India (Republic of)
- | -
2%₹1,743 Cr175,000,000

7. SBI Arbitrage Opportunities Fund

To provide capital appreciation and regular income for unitholders by identifying profitable arbitrage opportunities between the spot and derivative market segments as also through investment of surplus cash in debt and money market instruments.

Research Highlights for SBI Arbitrage Opportunities Fund

  • Upper mid AUM (₹46,309 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 5Y return: 6.34% (lower mid).
  • 3Y return: 6.73% (bottom quartile).
  • 1Y return: 6.17% (lower mid).
  • 1M return: 0.71% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.73 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Top sector: Basic Materials.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Conservative stance with elevated cash (~99%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding SBI Money Market Dir Gr (~10.4%).

Below is the key information for SBI Arbitrage Opportunities Fund

SBI Arbitrage Opportunities Fund
Growth
Launch Date 3 Nov 06
NAV (21 Oct 26) ₹36.5145 ↑ 0.08   (0.21 %)
Net Assets (Cr) ₹46,309 on 30 Sep 26
Category Hybrid - Arbitrage
AMC SBI Funds Management Private Limited
Rating ☆☆
Risk Moderately Low
Expense Ratio 0.91
Sharpe Ratio 0.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Months (0.5%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,421
30 Sep 23₹11,185
30 Sep 24₹12,009
30 Sep 25₹12,817
30 Sep 26₹13,592

SBI Arbitrage Opportunities Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for SBI Arbitrage Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

DurationReturns
1 Month 0.7%
3 Month 1.6%
6 Month 3%
1 Year 6.2%
3 Year 6.7%
5 Year 6.3%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 6.5%
2024 7.5%
2023 7.4%
2022 4.6%
2021 4%
2020 3.5%
2019 6%
2018 6.2%
2017 5.3%
2016 6.4%
Fund Manager information for SBI Arbitrage Opportunities Fund
NameSinceTenure
Neeraj Kumar5 Oct 1213.91 Yr.
Ardhendu Bhattacharya27 Dec 241.68 Yr.

Data below for SBI Arbitrage Opportunities Fund as on 30 Sep 26

Asset Allocation
Asset ClassValue
Cash98.82%
Debt1.59%
Other0.05%
Equity Sector Allocation
SectorValue
Basic Materials1%
Consumer Defensive0.94%
Consumer Cyclical0.6%
Communication Services0.53%
Energy0.5%
Real Estate0.15%
Health Care0.04%
Technology0.01%
Debt Sector Allocation
SectorValue
Cash Equivalent87.66%
Corporate9.52%
Government3.22%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SBI Money Market Dir Gr
Investment Fund | -
10%₹4,907 Cr1,024,206,835
↓ -210,400,000
SBI Liquid Dir Gr
Investment Fund | -
5%₹2,591 Cr5,846,349
↑ 2,937,672
Future on HDFC Bank Ltd
Derivatives | -
5%-₹2,455 Cr34,266,050
↑ 5,858,450
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK
5%₹2,429 Cr34,266,050
↑ 5,858,450
Future on Reliance Industries Ltd
Derivatives | -
4%-₹2,075 Cr15,937,500
↑ 2,930,500
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE
4%₹2,035 Cr15,937,500
↑ 2,930,500
State Bank of India (Financial Services)
Equity, Since 31 May 23 | SBIN
4%₹1,773 Cr16,722,000
↑ 1,710,000
Future on State Bank of India
Derivatives | -
4%-₹1,762 Cr16,722,000
↑ 1,710,000
Future on ICICI Bank Ltd
Derivatives | -
2%-₹1,170 Cr8,011,500
↓ -934,500
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 21 | ICICIBANK
2%₹1,165 Cr8,011,500
↓ -934,500

8. SBI Magnum Ultra Short Duration Fund

(Erstwhile SBI Magnum InstaCash Fund)

To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity.

Research Highlights for SBI Magnum Ultra Short Duration Fund

  • Lower mid AUM (₹11,237 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.09% (bottom quartile).
  • 1M return: 0.34% (upper mid).
  • Sharpe: 0.94 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.03% (upper mid).
  • Modified duration: 0.29 yrs (lower mid).
  • Average maturity: 0.48 yrs (bottom quartile).
  • Exit load: NIL.
  • Higher exposure to Financial Services vs peer median.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Conservative stance with elevated cash (~108%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding India (Republic of) (~6.7%).

Below is the key information for SBI Magnum Ultra Short Duration Fund

SBI Magnum Ultra Short Duration Fund
Growth
Launch Date 21 May 99
NAV (21 Oct 26) ₹6,460.47 ↓ -3.65   (-0.06 %)
Net Assets (Cr) ₹11,237 on 30 Sep 26
Category Debt - Ultrashort Bond
AMC SBI Funds Management Private Limited
Rating ☆☆☆
Risk Low
Expense Ratio 0.55
Sharpe Ratio 0.94
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.03%
Effective Maturity 5 Months 23 Days
Modified Duration 3 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,371
30 Sep 23₹11,080
30 Sep 24₹11,895
30 Sep 25₹12,757
30 Sep 26₹13,549

SBI Magnum Ultra Short Duration Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Magnum Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

DurationReturns
1 Month 0.3%
3 Month 1.4%
6 Month 2.9%
1 Year 6.1%
3 Year 6.9%
5 Year 6.3%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7%
2024 7.4%
2023 7%
2022 4.5%
2021 3.4%
2020 5.9%
2019 8%
2018 7.9%
2017 6.6%
2016 7.7%
Fund Manager information for SBI Magnum Ultra Short Duration Fund
NameSinceTenure
Sudhir Agrawal15 May 251.3 Yr.

Data below for SBI Magnum Ultra Short Duration Fund as on 30 Sep 26

Asset Allocation
Asset ClassValue
Cash108.18%
Other0.41%
Debt Sector Allocation
SectorValue
Cash Equivalent67.65%
Corporate45.43%
Credit Quality
RatingValue
AA21.96%
AAA78.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
7%₹796 Cr80,000,000
Muthoot Finance Limited
Debentures | -
3%₹324 Cr32,500
Adani Power Limited
Debentures | -
3%₹300 Cr30,000
Deutsche Bank AG
- | -
2%-₹250 Cr
HSBC Bank PLC
Debentures | -
2%-₹250 Cr
Avanse Financial Services Limited
Debentures | -
2%₹249 Cr25,000
RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -
2%₹247 Cr255
Axis Bank Ltd.
Debentures | -
2%₹246 Cr5,000
Bharat Petroleum Corporation Limited
Debentures | -
2%₹200 Cr2,000
↑ 2,000
Muthoot Finance Limited
Debentures | -
2%₹199 Cr20,000

9. SBI Focused Equity Fund

(Erstwhile SBI Emerging Businesses Fund)

The investment objective of the Emerging Businesses Fund would be to participate in the growth potential presented by various companies that are considered emergent and have export orientation/outsourcing opportunities or are globally competitive. The fund may also evaluate Emerging Businesses with growth potential and domestic focus.

Research Highlights for SBI Focused Equity Fund

  • Top quartile AUM (₹50,180 Cr).
  • Established history (22+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.31% (upper mid).
  • 3Y return: 13.56% (upper mid).
  • 1Y return: 5.85% (bottom quartile).
  • Alpha: 12.04 (top quartile).
  • Sharpe: 0.27 (bottom quartile).
  • Information ratio: 0.69 (top quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~93%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Bajaj Finance Ltd (~8.5%).

Below is the key information for SBI Focused Equity Fund

SBI Focused Equity Fund
Growth
Launch Date 11 Oct 04
NAV (19 Oct 26) ₹387.97 ↓ -2.30   (-0.59 %)
Net Assets (Cr) ₹50,180 on 30 Sep 26
Category Equity - Focused
AMC SBI Funds Management Private Limited
Rating ☆☆
Risk Moderately High
Expense Ratio 1.55
Sharpe Ratio 0.27
Information Ratio 0.69
Alpha Ratio 12.04
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹9,700
30 Sep 23₹11,032
30 Sep 24₹14,469
30 Sep 25₹14,858
30 Sep 26₹16,271

SBI Focused Equity Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for SBI Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

DurationReturns
1 Month -2.3%
3 Month -1.5%
6 Month 2.8%
1 Year 5.8%
3 Year 13.6%
5 Year 9.3%
10 Year
15 Year
Since launch 18%
Historical performance (Yearly) on absolute basis
YearReturns
2025 15.7%
2024 17.2%
2023 22.2%
2022 -8.5%
2021 43%
2020 14.5%
2019 16.1%
2018 -3.8%
2017 44.7%
2016 2.2%
Fund Manager information for SBI Focused Equity Fund
NameSinceTenure
R. Srinivasan1 May 0917.35 Yr.

Data below for SBI Focused Equity Fund as on 30 Sep 26

Equity Sector Allocation
SectorValue
Financial Services36.1%
Communication Services11.9%
Consumer Cyclical11.44%
Utility10.06%
Health Care5.19%
Basic Materials4.32%
Consumer Defensive3.54%
Technology3.49%
Energy2.73%
Real Estate2.33%
Industrials1.75%
Asset Allocation
Asset ClassValue
Cash6.35%
Equity92.86%
Debt0.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Oct 25 | 500034
8%₹4,334 Cr41,000,000
↑ 637,839
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 26 | ICICIBANK
8%₹3,926 Cr27,000,000
Alphabet Inc Class A (Communication Services)
Equity, Since 30 Sep 18 | GOOGL
7%₹3,563 Cr1,100,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | KOTAKBANK
6%₹2,936 Cr70,000,000
State Bank of India (Financial Services)
Equity, Since 30 Sep 21 | SBIN
6%₹2,862 Cr27,000,000
↓ -3,000,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 26 | BHARTIARTL
5%₹2,537 Cr14,000,000
Muthoot Finance Ltd (Financial Services)
Equity, Since 29 Feb 20 | 533398
5%₹2,439 Cr8,189,269
↑ 1,189,269
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Jul 16 | SOLARINDS
4%₹2,212 Cr1,100,000
Adani Power Ltd (Utilities)
Equity, Since 31 Oct 25 | 533096
4%₹2,178 Cr110,000,000
Adani Energy Solutions Ltd (Utilities)
Equity, Since 31 Aug 25 | ADANIENSOL
4%₹2,126 Cr15,000,000

10. SBI Savings Fund

To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments.

Research Highlights for SBI Savings Fund

  • Upper mid AUM (₹27,850 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.81% (bottom quartile).
  • 1M return: 0.28% (upper mid).
  • Sharpe: 0.50 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.84% (upper mid).
  • Modified duration: 0.31 yrs (bottom quartile).
  • Average maturity: 0.35 yrs (lower mid).
  • Exit load: 0-3 Days (0.1%),3 Days and above(NIL).
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Conservative stance with elevated cash (~89%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding India (Republic of) (~6.1%).

Below is the key information for SBI Savings Fund

SBI Savings Fund
Growth
Launch Date 19 Jul 04
NAV (21 Oct 26) ₹44.7281 ↓ -0.03   (-0.07 %)
Net Assets (Cr) ₹27,850 on 30 Sep 26
Category Debt - Money Market
AMC SBI Funds Management Private Limited
Rating ☆☆☆
Risk Moderately Low
Expense Ratio 0.66
Sharpe Ratio 0.5
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 500
Exit Load 0-3 Days (0.1%),3 Days and above(NIL)
Yield to Maturity 6.84%
Effective Maturity 4 Months 6 Days
Modified Duration 3 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,356
30 Sep 23₹11,059
30 Sep 24₹11,854
30 Sep 25₹12,725
30 Sep 26₹13,485

SBI Savings Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

DurationReturns
1 Month 0.3%
3 Month 1.4%
6 Month 2.8%
1 Year 5.8%
3 Year 6.8%
5 Year 6.2%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.1%
2024 7.3%
2023 6.9%
2022 4.3%
2021 3.3%
2020 5.7%
2019 7.7%
2018 7.1%
2017 6.3%
2016 8.4%
Fund Manager information for SBI Savings Fund
NameSinceTenure
Rajeev Radhakrishnan1 Dec 232.75 Yr.
Sankalp Jain1 Jul 260.17 Yr.

Data below for SBI Savings Fund as on 30 Sep 26

Asset Allocation
Asset ClassValue
Cash88.74%
Debt10.93%
Other0.33%
Debt Sector Allocation
SectorValue
Cash Equivalent40.32%
Corporate39.64%
Government19.72%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
6%₹1,814 Cr184,000,000
↑ 54,000,000
India (Republic of)
- | -
3%₹985 Cr100,000,000
↑ 100,000,000
India (Republic of)
- | -
1%₹397 Cr40,000,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -
1%₹367 Cr7,600
7.52% Uttarpradesh Sdl 2027
Sovereign Bonds | -
1%₹328 Cr32,500,000
Axis Bank Ltd.
Debentures | -
1%₹291 Cr6,000
India (Republic of)
- | -
1%₹250 Cr25,000,000
Equitas Small Finance Bank Ltd.
Debentures | -
1%₹246 Cr5,000
Equitas Small Finance Bank Ltd.
Debentures | -
1%₹246 Cr5,000
The Jammu And Kashmir Bank Limited
Debentures | -
1%₹242 Cr5,000

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Karthik, posted on 5 Dec 19 12:09 PM

Good feedback and analysed well

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